ளசி 38 - insurance institute of india గ தான் ఠதல் ந்திய...
TRANSCRIPT
i
-38 -
G Block, Plot No. C-46,
Bandra Kurla Complex, Bandra (E), Mumbai 400 051.
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-
- 38
: 2016
, . .
IRDAI .
: ., , , , - 46, , () - 400 051
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III- - . .
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Chapter no. Title Page no.
1 1 2
2 34
3 82
4
100
5
137
2
6 I 165
7 196
8 239
9 322
10 358
1
1
2
1
, , . .
A. B. C. D. E.
3
A.
. .:
; ; ;
?
4
. I. ,
, .
II. .
, . . , , , .
1. .. 3000 . , , , , .
.
2.
, , , . (bottomry loans) . ,
5
, , .
, .
7- - . .
, (jettisoning1), ( ) .
. ,
1 Jettisoning (balance)
6
. .
3. , . , , .
. .
i. (Lloyds): , . , . , .
ii. 1706- .
7
4. ) : 1800 , .
.
. 1870- .
. .
, .
1912- , (Life Insurance Companies Act) (Provident Fund Act) . (The Life Insurance Companies Act), 1912, - . , .
8
1938 . , , . .
) : 1, 1956 (LIC of India) . 170 75 (Provident Fund) . 1956- 1999 , ... .
) : 1972- (General Insurance Business Nationalisation Act- GIBNA) (General Insurance Corporation of India GIC) . , 106 , .. ) : 1993- . , , . 1994- . 1997- (IRA) . 1999 (Insurance Regulatory & Development Act 1999- IRDA) ,
9
2000- () .
5.
, 24 :
) ()
) 23
) , , , , .
- 1
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I. II. III. IV.
B.
. [ ] , . , .
10
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/ , . 1
- i. ,
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ii. ?
iii. ?
11
, . '' ' ' (pool) .
.
1. . ) ,
, i. (
) ii. (
) iii. ( ,
). )
. (RISK) . (PERIL) .
) (POOLING) . [ ] . .
) (compensate) .
12
) (INSURER) .
) . (INSURED)
2. / , .
3
- (Primary) (Secondary) )
(primary burden of risk) , [ ] . , .
13
, .
, . .
)
. ? , , .
(secondary burden of risk) . , . : : i.
. .
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ii. , . . , (liquid form-) .
, , , . .
- 2
? I. II. III.
. IV.
C.
. '' .
. :
15
1. (Risk avoidance)
" " . , .
i. , .
ii. .
. . , .
2. (Risk retention)
. - .
16
.
3. (Risk reduction and control)
. / .
' ' (Loss Reduction) , ' ' (Loss Prevention) .
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) , " " , , .
, .
) , "" , .. , , .
17
. .
) , , .
, .
) (Separation), , , . , , , .
, . , .
4. ( Risk financing)
.
) (Risk retention through self financing) . , . . , ,
18
.
) (Risk transfer) . . [ ] .
, .
.
, , . , , .
. , . , , .. , , . .
19
4
20
. , , (parent) , . , .
- 3
?
I. (FD) II. III. IV.
D. , . . [ ]
(probability)
. , , , .
5
21
, . . . , [] , .
) :
22
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) : , , .
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) : () () .
, ?
- 4 ?
I.
II. III. IV. .
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E.
. . :
i) . .
ii) . . . . , .
iii) , , , . - , , . , , .
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iv) , , . , .
v) . .
vi) , , . , , .
vii) , . 30- . .
viii) , ,
25
.
i) . , ,, , . (Employees State Insurance Act), 1948 (Employees State Insurance Corporation) , , . .
ii) , . (crop insurance scheme -RKBY) . , .
iii) (rural insurance schemes), .
26
iv) , , (Janata Personal Accident Scheme), (Jan Arogya Scheme) .
- 5
?
I. II. III. IV.
27
" "
.
, .
: , , , ,
.
, :
, , ,
:
.
28
1. 2. 3. 4. 5. 6. 7. 8. 9.
- 1 II.
2 III.
3 II.
. 4 I.
. 5
29
III.
- 1 ________ . I. II. III. IV.
2
_____ . I. II. III. IV.
3
, : I. II.
III.
30
IV.
4
________ . I. II. III. IV. 5
' ' __________ . I. II. III. IV.
6
? I. II. III. IV.
7 .20,000 400 , 4 . .80,000.
31
? I. .100/- II. .200/- III. . 80/- IV. .400/-
8 ? I. ' ' ''
II.
III. ' '
IV.
9 , , . ? I. II.
III.
IV.
10
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I. ' ' II. ' ' ''
32
III. ''
IV.
- 1
III.
. 2
II.
. 3
IV.
4
II.
- 5
IV.
, . 6
IV.
7
II.
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200 . 8
I.
. 9
I.
, 10
II.
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2
. . . .
A. B.
C. D. E. F.
, :
1. 2.
3.
4.
35
5. 6.
7.
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[SERVQUAL ] . :
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