إصلاح نظام المعاشات فى مصر_
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Abstract
This paper aims at formulating some policies and recommendations to reform
the current retirement pensions system in Egypt, which is characterized by overlapping
relations with the government budget. This paper starts by introducing the economies of
the retirement pensions system, then describes the current situation of the retirement
pensions system in Egypt by analyzing the current social insurance system. The paper
then analyzes the overlapping relations between retirement pensions and the
government budget, describing the current obstacles facing the Egyptian system of
retirement pensions. Finally the paper presents some suggestions and policy
recommendations to reform the current retirement pensions system in the context of
new trends in reforming retirement pensions.
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2 Feldstein, Martin. "Rethinking Social Insurance", The American Economic Review, Vol. 95 Number 1, March 2005.
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1 Robert Palacios, Montserrat Pallarès-Miralles. "International Patterns of Pension Provision, The World Bank, 2000.
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1 Technical Assistance to Support the Reform Activities of the Government of Egypt and Provide Management Activities. TAPR, "Enhancing Egypt's Social Insurance System", USAID, September, 1999. 2 Loewe, Markus. "Social Security in Egypt: an analysis and agenda for policy reform", Economic Research Forum, "ERF" working paper no,2024. 2002
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Source: Robert Palacios, Montserrat Pallarès-Miralles. "International Patterns of Pension Provision, The World Bank, 2000.
1 Technical Assistance to Support the Reform Activities of the Government of Egypt and Provide Management Activities. TAPR, "Enhancing Egypt's Social Insurance System", USAID, September, 1999.
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1Louise Fox and Edward Palmer," New Approaches to Multipillar Pension Systems: what in the world is going on?", Towards Sustainable Pension systems in the 21st Century, New Ideas about old age security, the World bank, 2001.
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1 Technical Assistance to Support the Reform Activities of the Government of Egypt and Provide Management Activities. TAPR, "Enhancing Egypt's Social Insurance System", USAID, September, 1999.
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− Feldstein, Martin. "Rethinking Social Insurance", The American Economic Review, Vol. 95 Number 1, March 2005.
− Loewe, Markus. "Social Security in Egypt: an analysis and agenda for policy reform", Economic Research Forum, "ERF" working paper no,2024. 2002.
− Louise Fox and Edward Palmer, "New Approaches to Multipillar Pension Systems: what in the world is going on?", Towards Sustainable Pension systems in the 21st Century, New Ideas about old age security, the World bank, 2001.
− Robert Palacios, Montserrat Pallarès-Miralles. "International Patterns of Pension Provision, The World Bank, 2000.
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− Technical Assistance to Support the Reform Activities of the Government of Egypt and Provide Management Activities. TAPR, "Enhancing Egypt's Social Insurance System", USAID, September, 1999.
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٤٥٢٣ ٢٠٢١ ٢٥٠٢ ٢٣٦٥ ٩٣٣ ١٤٣٢ ٢١٥٨ ١٠٨٨ ١٠٧٠ ١٩٩١/١٩٩٢ − ٢٠,٨٣ ٥٤٦٥ ٢٤٥٨ ٣٠٠٧ ٢٨٣٨ ١١٣١ ١٧٠٧ ٢٦٢٧ ١٣٢٧ ١٣٠٠ ١٩٩٢/١٩٩٣ ١٧,٩٧ ٦٤٤٧ ٢٩٦٠ ٣٤٨٧ ٣٢٥٤ ١٣٧٨ ١٨٧٦ ٣١٩٣ ١٥٨٢ ١٦١١ ١٩٩٣/١٩٩٤ ١٦,٠٤ ٧٤٨١ ٣٤٠٢ ٤٠٧٩ ٣٦٩٦ ١٥٣٦ ٢١٦٠ ٣٧٨٥ ١٨٦٦ ١٩١٩ ١٩٩٤/١٩٩٥ ١٤,٢٤ ٨٥٤٦ ٣٨٤٥ ٤٧٠١ ٤٠٨٣ ١٦٢٨ ٢٤٥٥ ٤٤٦٣ ٢٢١٧ ٢٢٤٦ ١٩٩٥/١٩٩٦ ١٥,٣٦ ٩٨٥٩ ٤٤٧٠ ٥٣٨٩ ٤٧٧٢ ١٩٦٢ ٢٨١٠ ٥٠٨٧ ٢٥٠٨ ٢٥٧٩ ١٩٩٦/١٩٩٧ ١٠,١٦ ١٠٨٦١ ٤٥٦٩ ٦٢٩٢ ٥١٠٨ ١٨٢٢ ٣٢٨٦ ٥٧٥٣ ٢٧٤٧ ٣٠٠٦ ١٩٩٧/١٩٩٨ ٨,٩٢ ١١٨٣٠ ٤٨٨٦ ٦٩٤٤ ٥٦٥٧ ١٨٩٦ ٣٧٦١ ٦١٧٣ ٢٩٩٠ ٣١٨٣ ١٩٩٨/١٩٩٩ ٧,٩٢ ١٢٧٦٧ ٥٤١٠ ٧٣٥٧ ٥٧١٧ ١٨٣١ ٣٨٨٦ ٧٠٥٠ ٣٥٧٩ ٣٤٧١ ١٩٩٩/٢٠٠٠ ٧,٠٩ ١٣٦٧٢ ٦٢٧٧ ٧٣٩٥ ٥٩٧١ ١٨٦٨ ٤١٠٣ ٧٧٠١ ٤٤٠٩ ٣٢٩٢ ٢٠٠٠/٢٠٠١ ٧,٩١ ١٤٧٥٣ ٧٤٨٥ ٧٢٦٨ ٦٣٥٦ ٢٧٢٩ ٣٦٢٧ ٨٣٩٧ ٤٧٥٦ ٣٦٤١ ٢٠٠١/٢٠٠٢ ٧,٧٧ ١٥٨٩٩ ٧٧٦٢ ٨١٣٧ ٦٦٤٧ ٢٧٠٦ ٣٩٤١ ٩٢٥٢ ٥٠٥٦ ٤١٩٦ ٢٠٠٢/٢٠٠٣
)(
א:א א א
٧٩
)٥(א א
)٢٠٠٤/٢٠٠٥−١٩٩١/١٩٩٢()(
א א א
٣,٥ ١٩٩١/١٩٩٢ ٤,٣ ١٩٩٢/١٩٩٣ ٥,٤ ١٩٩٣/١٩٩٤ ٦,٤ ١٩٩٤/١٩٩٥٧,٣ ١٩٩٥/١٩٩٦ ٨,٦ ١٩٩٦/١٩٩٧ ٩,٥ ١٩٩٧/١٩٩٨ ١٢,٣ ١٩٩٨/١٩٩٩ ١٤,٣ ١٩٩٩/٢٠٠٠ ١٥,٨ ٢٠٠٠/٢٠٠١ ١٥,٠ ٢٠٠١/٢٠٠٢ ١٧,٤ ٢٠٠٢/٢٠٠٣ ٢٠٠٣/٢٠٠٤١٩,١٢٠٠٤/٢٠٠٥١٨,٨
א:א א א א ، א .א
א:א א א
٨٠
)٦(א א אא א א
)٢٠٠٢/٢٠٠٣−١٩٩١/١٩٩٢(א א א)(א א )(א
א אא א א אאא א א א (٪)א א א
٨٣٦٤٧ ٤٣٩٧٢ ٣٩٦٧٥ − ٦٠٨١١ ١٠٥٧٦ ١٩٩١/١٩٩٢٥٠٢٣٥ ٥٧,٦١− ٣٥٤٥٤ ٢٠٢٦٨ ١٥١٨٦ ٢٩,٠٩− ٤٣١٢٣ ١١٢٩٧ ١٩٩٢/١٩٩٣٣١٨٢٦ ١١,٤٩− ٣١٣٧٩ ١٧٥٣٢ ١٣٨٤٧ ١٦,٧٥− ٣٥٩٠٢ ٨٥٠٦ ١٩٩٣/١٩٩٤٢٧٣٩٦ ١,٠٦ ٣١٧١٢ ١٨٢٤٥ ١٣٤٦٧ ٤,٢٨ ٣٧٤٤٠ ١١٤٧٧ ١٩٩٤/١٩٩٥٢٥٩٦٣ ٣٩,٨٠ ٤٤٣٣٣ ٢٤٨٩٦ ١٩٤٣٧ ٢,٩٠− ٣٦٣٥٥ ١٠١٠٠ ١٩٩٥/١٩٩٦٢٦٢٥٥ ٩,٤٤ ٤٨٥٢٠ ٢٧١٢٧ ٢١٣٩٣ ٦,١٤ ٣٨٥٨٧ ١٠٦٨٤ ١٩٩٦/١٩٩٧٢٧٩٠٣ ٣٩,٩٣− ٢٩١٤٥ ٦٤٦٥ ٢٢٦٨٠ ١,٨٤ ٣٩٢٩٧ ١٠٩٤٨ ١٩٩٧/١٩٩٨٢٨٣٤٩ ٥,٧٣ ٣٠٨١٤ ٦٤٣٠ ٢٤٣٨٤ ١,٧٢− ٣٨٦٢٣ ٩٣٥٤ ١٩٩٨/١٩٩٩٢٩٢٦٩ ٢٨,٤٥ ٣٩٥٨٢ ٧٠٥٨ ٣٢٥٢٤ ٩,٨٤ ٤٢٤٢٢ ٩٥٥٤ ١٩٩٩/٢٠٠٠٣٢٨٦٨ ١٣,٨٣ ٤٥٠٥٨ ٧٥٤٥ ٣٧٥١٣ ٥,٦٧ ٤٤٨٢٦ ١٠٢٢٨ ٢٠٠٠/٢٠٠١٣٤٥٩٨ ٥,٢٠ ٤٧٤٠١ ٨٥٨٤ ٣٨٨١٧ ٨,٨٢ ٤٨٧٧٩ ١٤١٢٠ ٢٠٠١/٢٠٠٢٣٤٦٥٩ ٢,٠٩− ٤٦٤١١ ٨٠٦٩ ٣٨٣٤٢ ٥,٤٢− ٤٦١٣٥ ١٣٤١٩ ٢٠٠٢/٢٠٠٣٣٢٧١٦ ٣٢٥٣٨ ٦٠٩٩ ٢٦٤٣٩ ٤٢٦٩٢ ١٠٨٥٥ ٣١٨٣٦אא:א ، א א א ، א א
א:א א א
٨١
)٧(א א א א א
)٢٠٠٢/٢٠٠٣−١٩٩١/١٩٩٢()(
א אא
א
אאא א
א
א אא א
(٪)*א
٢٩,٠ ٤٠,٣٩٥ ٢٢,٢٨٥ ١٩٩١/١٩٩٢١٨,١١ ٣٠,٢ ٤٧,٥١٦ ٢٦,٠١٩ ١٩٩٢/١٩٩٣٢١,٤٩٧ ٣٢,٥ ٥٦,٩٥٥ ٣٠,٦٦٨ ١٩٩٣/١٩٩٤٢٦,٢٨٧ ٣٣,٢ ٦٧,٧٨٣ ٣٦,٠٧٩ ١٩٩٤/١٩٩٥٣١,٧٠٤ ٣٥,٠ ٨٠,٣٤٩ ٤١,٩٩٤ ١٩٩٥/١٩٩٦٣٨,٣٥٥ ٣٧,٠ ٩٥,١٣١ ٤٩,٢٠٣ ١٩٩٦/١٩٩٧٤٥,٩٢٨ ٣٨,٩ ١١١,٨٦ ٥٧,٠٨٥ ١٩٩٧/١٩٩٨٥٤,٧٧٥ ٤٢,٣ ١٣٠,٢١٣ ٦٥,٥٨٦ ١٩٩٨/١٩٩٩٦٤,٦٢٧ ٤٤,٢ ١٥٠,٢١٨ ٧٤,٢٠٥ ١٩٩٩/٢٠٠٠٧٦,٠١٣ ٤٧,٨ ١٧١,٥٦٤ ٨٣,٠٣ ٢٠٠٠/٢٠٠١٨٨,٥٣٤ ٥١,٧ ١٩٥,٨٤٩ ٩٢,٨٩١ ٢٠٠١/٢٠٠٢١٠٢,٩٥٨ ٥٣,٢ ٢٢٢,٢٨٧ ١٠٣,٥٦٥ ٢٠٠٢/٢٠٠٣١١٨,٧٢٢
א:א ، א א א ، א .אא* .א