號角月報 美西北版 零九年 十一月號 b刊 herald monthly sf nov 09 section b
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Copyright ©1996-2009 基督教角聲佈道團 Chinese Christian Herald Crusades; All Rights Reserved.TRANSCRIPT
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(Christmas, December 25th) (paid vacation) (skiing) (snowman) (vacation house) (Christmas Tree) (Santa Claus) (Jesus Christ) () (Before Christ) (Anno Domini - ) (Bethlehem)
(M e r r y CHRISTmas) (Christmas is the season of sharing) (Merry CHRISTmas) (Happy Holidays)
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?(Easter) (Spring Break) (redemption)
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-- A8 www.cchcsf.org
( - 17)
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15 ( )
Little Hong Kong Restaurant 11 9 10443 San Pablo Avenue, El Cerrito510-524-0888
-
Restaurant Peony
PacificRenaissancePlaze,Suite2883889thStreet,Oakland,CA94607 Tel:(510)286-8866
YING KEE RESTAURAN(BUFFET ) , 5%; /, , ; , ; $5.25()
3 - 9:30PM, $15.00,
10%!
: 387 9t h St reet () , O akland, CA 94607: 9:30AM - 9:30 PM :
510-465-1888
Banana Leaf -
Dine In Take Out Caterinwww.catering-ohana.com 10% off Family Dinnerw/ Ad Exp 11/30/09 1933 Davis Street, Ste 135A,, San Leandro, CA 94577 (510)-383-9898
Evergreen Garden Restaurant Vietnamese Cuisine3100 18th Street (At Corner of Harrison) San Francisco, CA 94110 (415) 621-8531 Monday-Saturday, 11:00AM-10:00PM Open Lunch & Dinner
-
Ohana Hawaiian BBQ
Alohana Hawaiian Grill15555 E 14th Street, Ste 319, San Leandro, CA 94578 (510)-481-8888
New Items: $3.95 $4.95 $1.75
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8:00pm-9:00pm AM1450:1-415-543-8255 www.cchcRadio.org
()
()
36 48 , 4842 4 7 (8:8) (2221)
100-12510,000 (HBV) HBV 5-10%H B V5 HBV HBV 80% HBV 25% HBV 35 65 30
()
( ) Vibrio vulnificus
2009 9-1111-1
( ) H B V () /
()
HBV 90% 25% HBIG 1-26 85-95% f o r9-15
()? ? ? ? () : 1. (SOFT)(MEDIUM)(HARD) (SOFT) (EXTRA SOFT)(plaque)/ () 2. 3. 4. 34 Only brush the teeth you want to keep!
4 HBV 1 (5:7 )
HBV H B V
Edward Zhao, DDS 450 Sutter Street, Suite 1640, San Francisco, CA 94108 415-956-7744
B04
() loan modification 98 2009 10 11 1 5 ( ) (Preapproval Letter) (Credit Score) 2010 (Median Price) 3.3 28 2.3 52 7 5 ()
() -- Multiple Offer) Offer 5% 20% 5 Offer (Counter-Offer) (Short Sale) (REO Bank Owned)
Offer (Concession) 10 1-3% (Back-Up Position) 6 (As Is)*
Agent
(Dual Agent) DA-11 DA-11 40 Agent 35 Agent 38 AS IS AS IS AS IS (contingency clause) (Toxic Mold)
*
() Rain Carter 70 50 20 (Agency Relationship Disclosure)
7 Rain Carter
Listing Open House
AS IS?AS IS AS IS AS IS
MORTGAGE CENTER CORP. 199 California Drive, Suite 200 Millbrae, California 94030 Direct: 650-259-0386 Cell:650-483-8250 Tel: 650-652-9000 Fax:650-652-9811
Simon Kim LeeBroker DRE Lic#00898196
Email:
Real Estate Financing Of All Types of Properties Since 1983
Sophia Chan, ::Pleasanton, Dublin, San Ramon, Fremont, Newark, Union City... (925) [email protected] www.SophiaChan.netDRE # 01722769
, !
(SHORT SALE)
Mimi Du (RE License # 01304977) Loan Consultant, Realty World SVI Group 408-661-6683 [email protected]
B05
...
680 580 OAKLAND SAN JOSE TRI-VALLEY http://www.ci.dublin.ca.us/pdf/Packet7-28-09.pdf http://www.ci.dublin.ca.us/ DepartmentSubLevel2.cfm?PL=exp&SL=comdev&dsplyID=425 2. (Below-Market Priced Homes) Dublin BMR http://www.ci.dublin.ca.us/DepartmentSubLevel2.cfm? PL=exp&SL=comdev&dsplyID=1241 6 http:// www.ci.dublin.ca.us/DepartmentSubLevel2.cfm? PL=exp&SL=comdev&dsplyID=1242
2 6 SIDING 1 4 104% 1 SIDING 1 4 1 5 102.2% 98.5% 94.6%(ATTIC) 93.5%
CITY OF PLEASANTONPleasanton 1. (Down Payment Assistance Program) 2-6 3.5% 6 10 3 3 10 10 3 http://www.ci.pleasanton.ca.us/pdf/hsg-dpa-brochure.pdf http://www.ci.pleasanton.ca.us/community/ housing/ 2. (Below-Market Priced Homes) Pleasanton 10 20
CITY OF SAN RAMON CONTRA COSTA COUNTY American Down Payment Initiative (ADDI) 6% http://www.ci.antioch.ca.us/CitySvcs/ CDBGdocs/County-Flyer.pdf
TOWN OF DANVILLE (MODERATE INCOME UNIT) 35 43 20 10 3 http://www.ci.danville.ca.us/default.asp? serviceID1=980&Frame=L1
44% (Home Office) 59% (Deck) 72% (Landscaping) 30% 60% (Contractor) (WWW.CSLB.CA.GOV) (Workers Compensation)
CITY OF LIVERMORE1. $66,250 3 3% http://www.ci.livermore.ca.us/housing_assistance/documents/ DPAFlyer.pdf http://www.ci.livermore.ca.us/ housing_assistance/downpayment_assist.html 2 Affordable Homeownership Opportunity 10 7
CITY OF DUBLINDublin 1. 10% 3.5% $602,500 10 7 Dublin 62
XXXXXXXXXXX
Norman Tang#01313859
Quantum Real Estate 840 Hinckley Road #215 Burlingame, CA 94010 510-797-9222 510-552-0938 650-652-9399
J C Real Estate Investment Group, INC. Real Estates and Loans
Christie Ng
DRE#01331327
Senior Loan Officer, Broker Associate, VP
Direct: (415) 756-5435 Fax: (415) 680-2311 E-mail: [email protected]
225 Hanover Street, San Francisco, CA 94112
510-280-4898
Robert Chen B.S.(), MBA (Duke), Ph.D.(UGA) Real Estate Broker, Trusty RealtyReal Estate License # 01327720 408-835-2455Email: [email protected]
B06
()
800-1000pm AM1450 415-543-8255 1-866-366-1818www.cchcradio.org www.moneyradio.org
PUMP AND DUMP Radio Shack Radio Shack ( AT&T T-Mobile) Radio Shack 5 26
Uninsured Motorist Coverage UM (Underinsured Motorist Coverage)
() UM UM (DEDUCTIBLE)UM UM
( ) (IRS) (Excise Tax) 2006-2007 Radio Shack Radio Shack Radio Shack
( )
COBRA COBRA 65% COBRA (PRE-EXISTING CONDITION) (HEALTH SAVINGS ACCOUNT) (HIGH DEDUCTIBLE)
Mr. Kwong ()M-F 8:30am to 5pm, San Francisco
Derek Kam Sr. Mortgage Loan Officer/Vice President Office: 650.867.8473 Cell:510.676.8883 [email protected]
BankofAmerica
Lowest Price Term Life,
Success Training Center
(Contractor B) (C-10) (Tax Preparer)
2801 San Bruno Ave., San Francisco, CA 94134 (415) 608-4347
638 Webster St., Suite 210 Oakland, CA 94607 (510)610-9590
PEOPLES CHOICE FINANCIAL SERVICES
(Debt Settlement) (Short Sale)(Loan Modification) (Foreclosure) $500
925-683-1332
B07
Full Discretionary Account ( ) 2% ()
709 () 709
IRA IRA 2%
15% 1031 (Like Kind Exchange)
$2000 $3000 (QUALIFIED DIVIDEND) 15% 15%
50 ( 401-K ) (Single Life Cash Annuity) (Cash Annuity) (Immediate Annuity) ( ) 50 6% 5% 1%
$13,000 12 53 10 MEDICARE 62 66 2 100% 62 25.83% 65 35 62 $700 66 2 $1,100 http:// www.ssa.gov/planners/calculators.htm
( ) 6
20 43 1 3 1 1 3
50 4 65
1) 50 2) 32 100 ? 3) ( )??
1. 2. (Employee) (Independent Contractor) (Withholding Tax) (Self Employment Tax) 7.6% () C
8-10 AM 1450
IRA IRA I-BOND
Christina Cheung, CIC, CRM, SPHR Principal, ISU Insurance Services Cheung & Associates 2635 N. First Street, Suite 102 San Jose, CA 95134 408-922-0600
B08
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[email protected] 1-510-893-3220,
/ ChineseBaptistChurchSanJose 2215CurtnerAve,Campbell,CA CommunityBaptistChurchSanMateo 15SouthHumboldtStreet,SanMateo,CA GreatShepherdChineseBaptistChurch 20307MarshallStreet,CastroValley,CA SunsetBaptistChurch 3635LawtonStreet,SanFrancisco,CA ChineseUnitedMethodistChurch 920WashingtonStreet,SanFrancisco,CA
(BCA) 7:30p m BCA Singers 9amto12noon drum, guitar, 3638LawtonStreet(42ndAvenue)S.F. HarvestBookstore- 1239NoriegaStreet(20thAvenue),S.F. 415-665-9672 http://melodyoflovebca.eventbrite.com/ http://scworkshopbca.eventbrite.com/ 415-992-2881
2
20091121 10:0012:00 211TopazStreet,Milpitas,CA95035 408-263-8585
1.() 11167-8 () () 408263-8585102 2. 1123 8-9 () A M 1450
3
www.cchcRadio.org 3. 111410:00 A M11:30 A M 211 T o p a z S t., Milpitas, CA 95035 408263-8585102 cancer.cchc.org
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2009
200911 13-15,. --. , . You Raised Me Up..... , --. .,Newark.(925)456-3128 [email protected]
- - 756UnionStreet,SanFrancisco,CA94133 (415)391-0699 http://www.sfefc.org/events/events.html
5
San Francisco Glad Tidings Church 1280 WebsterEllisGeary : (415)430-8366 ; :[email protected]
Cornerstone Grace Evangelical Baptist Church :Senior Pastor: Rev. George Sanusi
()1740 Sloat Blvd., (at 35th Ave) S.F. ()10:45
San Francisco
:Time: Sunday 4:00 P.M.
1474 Southgate Avenue, Daly City, CA 94015 With Large Parking Lot)
11 (/)
: 650-892-8230 : 415-806-8957
BURLINGAME1500 Easton Dr., (at El Camino Real) ()11:15 : 415-759-3700 415-731-0377() : Website: www.fupcsf.org Email: [email protected]
San Francisco Chinese Alliance Church: : 9:15am 11:00am 9:15am / 11:00am 9:15am 8:00pm : 11:00am 9:15am 9:15am / 11:00am 11:00am
(A Ministry of the Christian Reformed Church) : /11:00am : 9:15am : 9:15am 11:00am : : Tel 415-751-2242 Fax 415-751-6389 Address 378-18th Ave., San Francisco, CA94121-2317 Website : http//ggcrc.org
Golden Gate Christian Church
San Francisco Evangelical Free Church756 Union St., (Powell & Mason), S.F., CA 94133 (415)391-0699 8:45am 10:00am 11:30am 9:00am 12:15pm 3:00pm 6:00pm http://www.sfefc.org
1150 Vicente Street, (at 23rd Ave.), San Francisco, CA 94116 Tel:(415)564-3301 Fax:(415)564-3627 www.sfcac.org
Glorious Light Christian Church
Sharon Chinese Baptist Church: : 11:00am / : 9:30am : 7:30pm : 7:30pm : 10:00am : : 2:00pm-6:00pm
Chinese Independent Baptist Church SF : : : 9:45am 11:15am : 9:45am 11:15am 415-397-6859 415-397-2828 981 Washington Street, San Francisco, CA 94108
() (/)
10 Chester Ave., S.F. CA 94132 415-585-2306 / 408-253-1910 www.glorious-light.net
1620 Irving Street, San Francisco (17th 18th Ave) 415-664-3303 www.SFSCBC.org [email protected]
Cumberland Presbyterian Chinese Church
10:00am 11:30am 8:00pm
10:00am () 8:40am 11:30am
9:30am 11:00am 865 Jackson Street, San Francisco, CA94133 Tel 415-421-1624 Fax 415-421-1874 Website www.cumberlandsf.org Email [email protected]
B09
6
117 118 Hilton Garden Inn 2000 Bridgepointe Circle, San Mateo, CA 94404 www.gracegospel-rca.org 650-212-5858 (W) 650-922-8488 (Cell)
$10 $50 : 12 12 2 14 : 2400 Noriega Street San Francisco, CA 94122 : (415) 661-1120 Cindy
7
Patricia Wong Lawton
8
9 : : : : :
! ! ! 20091121() 5:00pm 8:00pm Living Word Christian Center 1494 California Circle, Milpitas, CA 95035
: 408-636-0030 : [email protected] Simple Dinner will be served, RSVP.
( 16:26) (HOPE EXPRESS)
10
?
: 11/21/2009 () : 7:30 PM : Sharon Chinese Baptist Church 1620 Irving Street, San Francisco, CA 94122
N a t i o n a l D o n o r Sabbath
11
: (888) 380-9821 www.donateLIFEcalifornia.org
Good TV D V D
12
GOOD TV
: 14424 E. Valley Blvd., City of Industry, CA 91746 Donation Hot Line : 1-888-800-1119 E-mail : [email protected] : www.goodtvusa.tv : (626) 330-4347
Mid-Peninsula
East Bay 12:35
East Bay Alliance Church: 9:30am()/11:00am() 3755 13 Ave. Oakland, CA 94610 510-336-1908 www.eastbayalliance.org
Chinese Community United Methodist Church
Berkeley Chinese Baptist Church
Peninsula Chinese Alliance Church256 N. El Camino Real, San Mateo, CA 94401 : (650) 343-7677 : www.p-cac.org
: 9:30AM 11:00AM
: 9:30AM 11:30AM
: : 9 30 : 11 : 9 30 : 11
1951 Sacramento Street, Berkeley, CA 94702 510-848-8722 http://www.bcbc-berkeley.org/chinese/
321 8th Street, Oakland, CA 94607 510-452-1020 www.chinesecommunityumc.org [email protected]
Great Commission Christian Church
Sharon Chinese Baptist Church
: :() : () :() 5327 Jacuzzi St., Unit 3E2 & 3H, Richmond, CA (80 Central Ave ) /(510)524-9610 : www.gccubed.org
: : : 9:15am 11:00am : 2715 Prince St., Berkeley, CA 94705 510-654-8137 510-658-6135
Other
10
12
Sacramento
Maranatha Christian Church
Southwinds Chinese Church, Tracy
:
71996 Graduate Theological Union
1. 1. () 8/1511/14 (10) () 1/9/2010 - 4/10/2010 (10) 2. 2. 8/1311/12 (730) 1/7/2010 4/8/2010 (730) 1-13 (102100) (102100)
: () ()
: : 10:00am / Billingual 3424 Fruitridge Road, Sacramento, CA 95820 916-421-8207 916-421-8029
: 9:00am / 10:30am : 9:00am / 10:30am : 10:00am / : 8:45am / 10:30am 13400 W. Middle Road, Tracy, CA 95304 209-835-4673 ext.122 209-833-5350 www.southwinds.org [email protected]
1030 ; () (13 510-526-5304)
1963 Carlson Blvd., Richmond, CA 94804 510-526-5304
www.lifelutheranchurch.org [email protected]
B10
(Bay Area Chinese Bible Church), () (,), 8 , , , Home Team 1956, San Leandro, 50 (San Leandro Alameda Bay Farm) Alameda , Alameda ; 450, , 850, ,
*, , , , : , ,
* (Home Teams) , , (Home Teams) , , , 730, , , , ,
*; , , Food Bank, , ; ,
*, K12900, 78 , , , SAT-I, 2003, (National Blue Ribbon School Award)
, :
http://www.ccs-rams.org/
: 510-351-4957
945 1115 1115Alameda 10 Alameda : 1801 North Loop Road, Alameda, CA 94502. : 510-522-0200 ,, : www.bacbc.org : 510-351-4936; 510-351-1789; : [email protected]; San Leandro: 750 Fargo Ave. San Leandro, CA94579 (HWY880HWY238)
South Bay Parkway Chinese Baptist Church():9:30 :9:30 :11:00() :7:00-8:30() : 7485 Village Parkway, Dublin, CA 94568 () 925-479-0189
www.cchcsf.org Southbay Chinese Baptist Church: Larry Tong : Pinnie Wu
Fremont Chinese Evangelical Free Church
: : : 9 10 45
:9:30am :11:00am :7:30pm AWANA CLUB 448-454 Francis Drive, San Jose, CA 95133 408-926-2621 www.scbc.net [email protected]
505 Driscoll Road, Fremont, CA 94539 (Bridges Community Church C ) 510-668-0929 www.fcefc.org
Forerunner Christian Church
Guidepoint Gospel Church: Rev. L. Thomas Wong 10:00-10:45am 11:00-12:15am(Orchard City Hall) Campbell Community Center 1 West Campbell Avenue Campbell, CA 95008
1855 S. Winchester Blvd. Campbell, CA 95008 Tel:(408)871-7201 Fax:(408)871-7202
9:30am 10:00am (//) 7:30pm () www.forerunner.cc 510-657-3800 510-657-3816()
: : ; Awana Club : (650)964-5241, , - ,
Ark Baptist Church Ark Baptist Church 10:00AM 11:45AM 10:30AM 7:30PM 3G7:00PM
39620 Sundale Drive, Fremont, CA 94538 Tel 510-656-8900 Fax 510-656-8989 (Stevenson Blvd. Sundale Drive )
2340 Harris Way, #2, San Jose, CA 95131 (408)526-1312, (408)786-4542 www.arkbaptistchurch.org : : : : (880 Montague Expressway)
:
www.logosbc.org
B11
8:00am
B-10 www.cchcsf.org ()
(FAFSA): 1212 : 10:00am - 12:00pm : Financial Aid : 523 8th Street,Oakland,CA 94607 (510)893-3210
100 *: 7 , , ,
09/12-12/09 2:00pm-4:00pm 10/14-12/16 () 1:00pm-3:00pm 12/07-12/28 () 1:00pm-3:00pm 12/23-1/27/2010 () 10:00am-12:00pm
$5
$10 $40
$60
11/07 9:30am-11:30am
$25(8) $15(4)
B 11/06/2009 6:30 9:30 B $980.00 : 12 - (6): 100 - (6) 100 **4 **
10:00 am - 12:00 pm11/14 : 11/21 : Helen Hsu, Psy.D. () (510) 522-0924 () (510) 489-3460 ()
12/12 : 12/19 :
11/06 11/13 11/20 11/27
12/04 12/11 12/18 12/25
: 523 8th Street, Oakland, CA 94607 510-893-3210
B12
(Regent College)
) ) 1. 2. 3. )
(Max Weber)(Karl Marx)(Emile Durkheim) (Suicide)
(The Protestant Ethic and the Spirit of Capitalism) (The Religion of China: Confucianism and Taoism)
Lehigh Michael Behe (Irreducible Complexity) Behe
? (3) (4)
( 3 11) ( 21:21)
? Fibrinogen Fibrin HeparinProtein C Thrombomodulin FSF Fibrin Plasmin
?
(1) (2)
B13
BMW(Black Market Worker) 401 Gary
The Yellow House (Paul Gauguin) Don Mclean Starry Starry Night
() () () ( ) () ( )
( 13 17 )
Capitol VillaResidential Care Homes, Highest Quality Care for over 20 years
Professional Help, Personal Care.
, 24 1 2.5
1733 Oldtree Court, San Jose, CA 95131 408-729-9019 www.capitolvilla.com
B14
()
8-9 AM 1450 1-415-543-8255 www.cchcradio.org
Dr. Emerson Eggerichs Love & Respect-The fleece Love She Most Desires, the Respect He Desperately Needs 50% 33 () ( )
74%
(a) (b) 81.5% (a)
1 2 3 4 5 6
1 2 3 4 5 6 (Web4Jesus)http://www.web4jesus.org /
400 (a) (b)
MP3iPodMSNWii /
B15
2007 62% (80%) Medicare Dr. Himmelstein Lee Iacocca (Baby Boomers) 2006 Muhammad Yunus (developed countries) (pre-existing condition) 1) 2)
8 300% David Ogden David Ogden 4 21 5-8 3-4
() (CT)(MRI) (maximizing profit) Medicare ( ) (WHO) 2000 2002-03 (political suicide) ( ) 2:1-3 ,
() 30 10
B16
()(Probate) (Beneficiary) (Paid On Death) (Credit Union) (Co-Op) (Revocable Living Trust) (Totten Trust) : 10 (IRA)401(k)403 (b) 457 (Primary Beneficiary)(Secondary Beneficiary) () : :
1882 1946 (Chinese W ar Brides Act ) 1965
() 3 2 // K-1 K-3 K-1 K-3 K-1 K-1 / 90 K-3 K-1 F-1 $37.57 (Credit Bureau) (Credit Reporting Agency)
(REFINANCING) () (SHORT SALES) (FORECLOSURE) foreclosure sale
Law Office of Frank M. Tse AM 1450 MONTGOMERY 550 650 415-781-1588 [email protected]
Law Offices OF BRESLER & LEE
Faye Lee, Attorney At LawEstate Planning, Wills, Probate & Trust Administration
1255 Post Street, Suite 427 San Fr ancisco, CA 94109 (415)776-7177
( )
WILLIE LEUNG APPRAISAL SERVICE
CRA#007780
415-608-9680 650-878-1947
B17
() UNDERGRADUATE GRADUATE SCHOOL AUGMENTED REVIEW( )
GPA A-G GPA 4.0 ACT SAT SAT
2004 SAT 2005 SAT SAT I SAT II () 2004 GPA a-g GPA GPA 10 11 GPA SAT I
( ) : 1. GPA/Class Rank: GPA GPA SAT/ACT 2. SAT/ACT 3. 4. (essay) 5. : student council 6. 7. 8. : ) ! FAFSA FAFSA CSS (College Scholarship Service) PROFILE ! need-based meritbased (EFC)
1. 2. FAFSA 3.
-- 22 Cho F Chan CPA Inc. A Professional Corporation 655 Redwood Hwy, # 308 Mill Valley, CA 94941 Phone: (415) 381-0681 Fax: (415) 381-0682
B18
!!! ()27 Sunny Lo Flora Chan Ernest Macy [email protected]
!
200 Damper Pedal88 (Grand Piano) ( ) Chromatic Scale Harmonics (Re-Built)
Ida Chan Ida / mp3 () :
:
vs.
-- --
B19
? ! : : , (bloodline) : (Tabby) (British Shorthair) (American Shorthair) (Scottish Fold) :
?
( )
(Siamese)(Ragdoll) (Ocicat) (Oriental)(Manx) : A. : ,
: : (fosterer) (breeder) , (Animal Control), (SPCA) (Humane Society), (Rescue Groups)
(animal shelter)
! ( ) B. : !
shelter shelter shelter ? shelter shelter shelter animal shelter Alameda County: Berkeley: berkeleyhumane.org (510)845-7735 Oakland: eastbayspca.org (510)569-0702 In-Valley: tvar.org (925)803-7043 Castro Valley, San Lorenzo, Hayward, San LeandroFofas.org (510)667-7707 Fremont: ohlonehumanesociety.org (510)792-4587 Pleasanton: valleyhumanesociety.org (925)426-8656 San Francisco County: ahan.org (415)221-5733 SFspca.org (415)522-3500 SFgov.org (415)554-6364 Srdogs.com (No Phone Number) Contra Costa County: Antioch: ci.antinch.ca.us (925)779-6989 Pleasant Hill: cchumane.org (925)279-2247 San Mateo County: San Mateo: peninsulahumanesociety.org (650)340-7022 Redwood City: petsinneed.org (650)367-1405 ext 10
, , Mud Pie. , , , , 45 , ? , , , . , , , , , . , , , , . , , , ; , , , ? ? , , . , , , , , . , ? , , , .
MUD PIE
COCO CURRAN KWAN CODY ANGEL CHEN SIMBA ANGEL CHEN
B20
) ---
Sharon Lau (Dennis Balcombe) Balcombe -----
---- SARS()
Whenever I call upon your name, youre always here. Whenever I call upon your name, you hear my prayer
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11 131415 () 2009 11 14 / A-4
. .