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MEGATREND UNIVERZITETFAKULTET ZA MENADMENVALJEVO

BANKARSKI SISTEMI I OBLICI

SEMINARSKI RAD

Seminarski rad

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SADRAJ

1. UVOD..3

2. BANKARSKI SISTEMI......4

2.1. Banka!"#$ a%#&'(n&) %(*a+'a.....4

2.1.1. A*(&,k& *$-(+.......4

2.1.2. N(*a,k& *$-(+...

2.1.3. Ja/an!k& *$-(+......................0

2.1.4. Banka!k& !&!"(* Fan!k(..................................

2.1.. Banka!k& !&!"(* I"a+&'(..................................15

2.2. Banka!k& !&!"(* %(*a+'a a%#$'................................15

2.2.1. Banka!k& !&!"(* K&n(.....................................................15

2.2.2. Banka!k& !&!"(* R!&'(..................................................12

2.3. S/(&6&,n& $7+&& 7anka!k$8 /$!+$#an'a.....................................13

2.3.1. O66!)$( 7anka!"#$........................................................13

2.3.2. I!+a*!k$ 7anka!"#$........................................................14

3. ZAKLJU9AK..........................................................................................1:

Seminarski rad

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1. UVOD

;$'*$#n$< =7anka!"#$> !#$'$' $!n$#& $7)#a"a &%,a#an'( 7anka!k$8 !&!"(*a& 7anka!k( /ak!(< ka$ & &%,a#an'( $/?"&) /&"an'a k(-&"n$8 !&!"(*a & k(-&"n( /ak!(.

Banka!k$ /$!+$#an'( &%,a#a !( !a !"an$#&?"a !a-@a'a< 6nk&'( & $-n$!a

/(-n$* @$" %(*+'(< 8-'( '( !a#(*(n&* !+$#&*a 7anka< /(k$ n$#a & k(-&"ak$n#(n&$na+n$ 7anka!"#$. Bank( ! !#&* %(*+'a*a

6&nan!&'!k& /$!(-n&& /$!+$#an' k$'( /$-a%*&'(#a $!"#aan'( /$6&"a. M("&*

"%#. >-#$'n& 7anka!k& !&!"(*.

C(n"a+n$ 7anka!"#$ !( !/$!"a#+'a 113. 8$-&n( 6$*&an'(* S&!"(*a

6(-(a+n&) (%(#&. T$k$* V(+&k( (k$n$*!k( k&%( $k$ 555 7anaka '( /$/a+$< /a !(

a-& !/(,a#an'a !+&,n&) 87&"aka 6$*&a FDIC H F(-(a+na k$/$a&'a %a $!&8an'(

-(/$%&"a. O7%&$* -a '( &n#(!"&&$n$ 7anka!"#$ 7&+$ '(-an $- %na,a'n&'&) %$ka

/$/a!"& /$*(n"&) 7anaka< G+a!! S"(a8a++$#&* %ak$n$* &% 133. 8$-&n( '( $-#$'(n$

k$*(&'a+n$ $- &n#(!"&&$n$8 7anka!"#a. ;$(- "$8a< 7&$ '( -$n(!(n %ak$n k$'& '(

$8an&,a#a$ 6&+&'a+!k *(@ !#ak( a*(&,k( 7ank( !a*$ na $n !a#(%n -@a#

k$'$' !( na+a%& 8+a#n$ !(-&?"( 7ank(.

Tak$ '( !"#$(na !"k"a 7anka!k$8 !&!"(*a !a!"a#+'(na &% 'ak$

-((n"a+&%$#an( *(@( 7anaka & a%8an&,(n'a &%*(n k$*(&'a+n&) & &n#(!"&&$n&)

7anaka. ;$*(n"& k$n(/" '( -$/&n&$ 7@(* a!" a*(&,k$8 6&nan!&'!k$8 "@&?"an$#a n$#(*

Za7an'a k$kan'a< n($-((n$!"& /("'(an$8 &%&ka

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255 -$ 25 *&+&'a-& W< !a 8$-&?n'$* !"$/$* a!"a k$'a -$!"&@( 1 .

3. ZAKLJU9AK

U /(&$- a%#$'a "%#. &n-!"&'!k$8 7anka!"#a 1:5105"( kaak"(&!"&,n& !

7&+& *$-(+& an8+!ak!$n!k$8 & (#$/!k$8 7anka!"#a. U an8+$!ak!$n!k$* 7anka!"# '(

7&+$ na8+a?(n$ a%+&k$#an'( k$*(&'a+n&) & &n#(!"&&$n&) 7anaka< -$k '( k$- (#$!k$8/&!"an *$-(+ n(%a+n( 7ank(. U /(&$- &n"(na&$na+n$8 7anka!"#a< $- 15"&)

8$-&na na$#a*$< kaak"(&!"&,n$ '( /&7+&@a#an'( an+$!ak!$n!k$8 7anka!"#a *$-(+

n(%a+n( 7ank(. Za 7anka!"#$ a%#&'(n&) (#$/!k&) %(*a+'a na'7&"n&'a !k$&'a

/$*(na #(%ana '( %a !"#aan'( E#$/!k( *$n("an( n&'( & E#$/!k( (n"a+n( 7ank(

3 D. M&$+'7 a-@& =Banka!"#$>

4 F&nan!&'!k& /$"a+ .24.$.

M. Da*& ()$#& =Banka!k& *(na-@*(n">

Seminarski rad

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