FOBShanghai.com

2016.8

外资银行

花旗银行：Citibank

汇丰银行: HSBC (The Hong Kong

and Shanghai Banking

Corporation Limited)

渣打银行：Standard Chartered Bank

东亚银行：BEA （The Bank of East

Asia）

恒生银行：Hang Seng Bank Limited

瑞士银行：UBS( Union Bank of

Switzerland)

外资银行

德意志银行：Deutsche Bank

美国银行： Bank of America

星展银行： DBS Group （Development Bank of Singapore）

外资银行

苏格兰皇家银行：RBS （The Royal

Bank of Scotland）

三井住友银行： SMBC（Sumitomo Mitsui Banking Corporation ）

Wholesale Bank ：批发银行

---由于不同国家不同时期对银行业务的管制差异而有所不同。 《英汉国际金融大词典》对“wholesale banking ”的释义是：“批发银行业务是指银行之间巨额款项的借入与贷出，区别于银行与其顾客之间以传统方式构成的零售银行业。”

PS:大企业、事业单位，涉及金额比较大。

Consumer bank：零售银行

---主要向家庭和小企业提供服务的面向消费者的银行.

Personal banking sales /Private bank

---向富有个人或家庭提供的私密性银行业务，

通常由国际级金融集团提供，开户门槛一般不低于50万美元，业务范围包括财务咨询、投资理财(如规划投资、避税)、信托和托管、提供并购案建

议及标的，有的还代表客户竞标古董等。一些外资银行多拥有私人银行部，另一些银行则只做私人银行业务。

Corporate Banking/ Enterprise banking: 公司业务

---Corporate Banking means Financing to corporate institutions which has been declared as Corporate entity. Corporate entity means if more than one company falls in the same line of business, financing terms will be same to all the corporate institution as whole.

---Enterprise banking means each individual business units will be covered separate, according to the specific requirements for financing. Though more than one company falls in the same group, the financing terms will differ according to each enterprise demands and needs.

Commercial & Retail Banking :商业银行零售业务

---When people have extra money, they may choose to deposit it in a bank account, at a commercial or retail bank, and the bank pays interest to the depositors(存款者）.

The bank then uses the money that has been deposited to grant loans(发放贷款）. Banks make a profit by charging a higher rate of interest to borrowers than they pay to depositors.

Global transaction service (GTS):

---全球贸易服务

主要包括cash, trade和e-electronic bank

对客户提供综合性服务，比如原来客户需要一种服务涉及到银行的3，4个部门只能一个一个去联系，现在通过GTS客户把要求告诉银行，由银行设计一种产品把客户的要求一次性完成。包括现金管理、资金转账、外汇交易、清算、国际结算等。

外资银行部门 CEO: Chief Executive Officer

首席执行官

Strategy： 战略部

PR: Public Relationship

公共关系部

Treasury： 财政部

Compliance： 合规部

QA：Quality Assurance

品质保证部

FI：Financial institution

金融机构部

CBG：Citibank business group

商业银行部

外资银行部门

Legal：法务合规部

Risk： 风险控制部

ICU：Internal Control Unit

主要负责客人的开户资料以及补 充更新的管理工作的部门

SME: Small and medium enterprises

中小企业

外资银行部门

CGM: Citibank Global Market

全球市场部

Help desk： 客服后台服务

CSIS: Citibank Security and

Investigative Service

安全投资服务部

外资银行部门

外资银行职位A Accounting Specialist

Administrative Assistant

Administrative Officer

Assistant Branch Manager

Assistant Controller/Assistant Head Cashier

ATM Manager

ATM Specialist

Audit Officer

Audit Specialist

外资银行职位B Bank Secrecy Act Officer

Bank Security and Safety Officer

Bankcard Representative

Bankcard Services Officer

Branch Manager

BSA/AML Investigations Officer

Business Development Manager

Business Development Officer

外资银行职位C Call Center Manager

Call Center Specialist

Cash Management Officer

Cash Management Specialist

Central Services Officer

Central Services Specialist I

Central Services Specialist II

Central Services Specialist III

Central Vault Manager

Central Vault Teller

外资银行职位C Chief Compliance Officer Chief Credit Officer Chief Financial Officer Chief Information Security Officer Chief Information Technology Officer Chief Operating Officer Collections Officer Community Reinvestment Act Officer Compliance Officer Compliance Specialist Consumer Insurance/NDIP Sales Officer Controller/Head Cashier Courier Credit Analyst

外资银行职位D Data Processing Manager

Data Processing Supervisor

Data Processing Specialist

Dealer Relations Loan Officer

外资银行职位E-H Executive Secretary

Facilities Manager

Facilities Specialist

Financial Analyst

Fraud Officer

Human Resources Director

Human Resources Specialist

外资银行职位I-L Information Technology Manager

Information Technology Specialist

Internet Banking Manager

Internet Banking Specialist

Loan Administration Specialist

Loan Department Specialist I

Loan Department Specialist II

Loan Department Specialist III

外资银行职位L Loan Department Supervisor Loan Loss Mitigation Officer Loan Officer I Loan Officer II Loan Officer III Loan Quality Control Officer Loan Utility Specialist I Loan Utility Specialist II Loan Utility Specialist III Lockbox Manager Lockbox Specialist

外资银行职位M Marketing Officer

Mortgage Loan Manager

Mortgage Underwriting Officer

Mortgage Loan Officer

Mortgage Loan Specialist

外资银行职位N-O New Accounts Representative I

New Accounts Representative II

Operations Officer I

Operations Officer II

Operations Officer III

外资银行职位P Personal Banker

President/CEO

Privacy Officer

Private Banking Officer

Project Manager

外资银行职位R Real Estate Loan Officer I

Real Estate Loan Officer II

Real Estate Loan Officer III

Receptionist I

Receptionist II

Records Management Officer

Regional Manager

Risk Management Officer

外资银行职位S Secretary

Senior Loan Officer

Senior Real Estate Loan Officer

Social Media Officer

Special Assets Officer

外资银行职位T Teller I

Teller II

Teller III

Training Officer

Trust Officer

外资银行职位U-W Utility Specialist I

Utility Specialist II

Vendor Management Officer

Wire Transfer Manager

Wire Transfer Specialist

Accounting SpecialistJob Description Summary The Accounting Specialist is responsible for supporting

the Controller/Head Cashier in ensuring the smooth operation of the department by performing a variety of accounting duties; conducts Fedline terminal operations; prepares and issues wires; originates the daily position report; processes accounts payable and receivable transactions; balances the Federal Reserve account; performs correspondent account reconciliation; determines loan costs and amortization; conducts branch cash counts and certifications; receives and distributes mail and correspondence; maintains files; and performs other duties associated with the Bank's general ledger accounts.

The New Accounts Representative IJob Description Summary

The New Accounts Representative I is responsible for processing all new account transactions; assisting customers in their selection of various accounts and financial services; cross-selling the Bank's products and services; opening, maintaining and closing of all account types; performing branch clerical duties; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

New Accounts Representative IIJob Description Summary

The New Accounts Representative II is responsible for processing all new account transactions; assisting customers in their selection of various accounts and financial services; cross-selling the Bank's products and services; opening, maintaining and closing of all account types; performing branch clerical duties; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services The position of New Accounts Representative II also is required to be fully knowledgeable and skilled in the areas of teller, vault, safe deposit and basic branch operation functions, and is required to assist in the cross-training of less experienced branch staff members.

Fraud OfficerJob Description Summary

The Fraud Officer is responsible for analyzing customer account activity though the utilization of fraud filters and research tools to ensure the Bank maintains a high level of loss avoidance and a low level of risk due to fraudulent activity within the Bank's customer base. The position assists in the process to safeguard Bank assets and minimize operating losses and exposure to loss through effective loss analysis and prevention procedures. Provides quality service to Bank and business partners through the utilization of fraud filters and research tools in an efficient manner.

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