สรุป สถิติที่สำคัญในปี 2551 - bank of thailand ·...

สรปสถตท สำคญในป 2551

จำนวนประชากรทงหมด 63.4ลานคน

ผลตภณฑมวลรวมในประเทศราคาปปจจบน 9,102.8 พนลานบาท

โครงสรางพนฐานดานเทคโนโลย l จำนวนเลขหมายผใชโทรศพทพนฐาน 11 เลขหมาย ตอจำนวนประชากร 100 คน

l จำนวนเลขหมายผใชโทรศพทเคลอนท 100 เลขหมาย ตอจำนวนประชากร 100 คน

ขอมลดานการชำระเงน l ธนาคารพาณชยจดทะเบยนในประเทศ 18 แหง 5,477 สาขา

l สาขาธนาคารพาณชยตางประเทศ 16 แหง 16 สาขา

l สถาบนการเงนพเศษของรฐ (เฉพาะทเปนธนาคาร) 6 แหง 1,812 สาขา

l ไปรษณย 1,188 สาขา

l จำนวนเครองเอทเอม 34,745 เครอง

l จำนวนเครอง EFTPOS 259,567 เครอง

l จำนวนบตรเครดต 12,971,694 ใบ

l จำนวนบตรเดบต 26,266,359 ใบ

l จำนวนบตรเอทเอม 22,423,525 ใบ

l ปรมาณเงนสดหมนเวยนตอจำนวนประชากร ณ 31 ธนวาคม 2551 11,889 บาท/คน

l ปรมาณการใชเชคเฉลยตอจำนวนประชากร1 2 ฉบบ/คน/ป

l มลคาการใชจายของคนไทยผานบตรเครดต เฉลยตอเดอน2 3,395 บาทตอบตร

l มลคาการถอนเงนสดผานบตรเอทเอม เฉลยตอเดอน 6,056 บาทตอบตร

l มลคาการใชจายของคนไทยผานบตรเดบต เฉลยตอเดอน1 75 บาทตอบตร

l มลคาการถอนเงนสดผานบตรเดบต เฉลยตอเดอน 7,640 บาทตอบตร

1 ปรมาณการใชเชคเฉลยตอจำนวนประชากร หมายรวมถงการใชเชคระหวางธนาคารและเชคภายในธนาคารเดยวกน2 เฉพาะการใชบตรเครดตทออกในประเทศไทยซอสนคาและบรการผานเครอง EFTPOS ในประเทศไทยและตางประเทศ3 เฉพาะการใชบตรเดบตทออกในประเทศไทยซอสนคาและบรการผานเครอง EFTPOS ในประเทศไทยและตางประเทศ

7 8

ตารางสถต6

Table 1: Basic statistical data

Table 2: Technological infrastructure

Table 3: Narrow Money (at year-end, billion baht)

Table 4: Settlement media used by non-banks (at year-end, billion baht)

Table 5: Settlement media used by banks (at year-end, billion baht)

Table 6: Indicators of the use of various cashless payment instruments.

Volume of transactions (in thousands)

Table 7: Indicators of the use of various cashless payment instruments.

Value of transactions (billion baht)

Table 8: Notes and coins (at year-end, million baht)

Table 9: Institutional infrastructure

Table 10: Payment instructions handled by selected interbank settlement systems.

Volume of transactions (in thousands)

Table 11: Payment instructions handled by selected interbank settlement systems.


Table 12: Securities transfer instructions handled by securities settlement systems.

Volume of transactions (in millions)

Table 13: Securities transfer instructions handled by securities settlement systems.


Table 14: Number of participants in selected payment and settlement systems

Table 15: Number of ATMs

Table 16: Number of EFTPOS terminals

Table 17: Number of payment cards

Table 18: Use of postal payment instruments. Volume of transactions (in millions)

Table 19: Use of postal payment instruments. Value of transactions (billion baht)

Table 20: Sources of payment revenues of Thai commercial banks (million baht)

Table 21: Sources of payment revenues of foreign bank branches (million baht)

Table 22: Daily averages of BOT payment services. Volume of transactions

(transactions)

Table 23: Daily averages of BOT payment services. Value of transactions

(billion baht)

PAYMENTSYSTEMSR E P ORT

20082 5 5 1

7 9

√“¬ß“π√–∫∫°“√™”√–‡ß‘πตารางสถต

Table 24: Peak day figures of BOT payment services. Volume of transactions

(transactions)

Table 25: Peak day figures of BOT payment services. Value of transactions

(billion baht)

Table 26: Use of credit cards and debit cards via EFTPOS (Monthly average, baht)

Table 27: Cash withdrawal via ATM (Monthly average, baht)

Table 28: Use of mobile banking

Table 29: Use of internet banking

Table 30: Use of ORFT via ATM and counter. Volume of transactions (in thousands)

Table 31: Use of ORFT via ATM and counter. Value of transactions (billion baht)

Table 32: Bill payment at bank counter. Volume of transactions (in thousands)

Table 33: Bill payment at bank counter. Value of transactions (billion baht)

Table 34: Use of e-Money

Table 35: Fraud through specific payment channels and payment instruments

(million baht)

6 ตารางสถต

8 0


TABLE 1 : Basic statistical data

TABLE 2 : Technological infrastructure

Population (millions)1

GDP current price (billion baht)2

GDP per capita (baht)2

Exchange rate vis-à-vis US$ (at year-end)

Total fixed network telephone subscribers(millions)Total mobile telephone subscribers (millions) Postpaid PrepaidTotal Internet users (millions)Penetration rates Fixed network telephone (%) Mobile telephone (%) Internet (%)

Sources: Bank of Thailand, Department of Provincial Administration, National Economic & Social Development Board1 Department of Provincial Administration adjusted figures of year 2004 2 National Economic & Social Development Board adjusted figures from year 2003-2005 P Preliminary Data

Sources: CAT Telecom Public Company Limited, TOT Public Company Limited, National Electronics and

Computer Technology Center

2004

61.97

6,489.5

100,563.70

39.20

20046.79

27.374.9922.386.97

10.9644.1711.25

2006

62.83

7,841.3

119,579.36

36.04

20067.04

41.306.3234.9811.41

11.2165.7318.17

2005

62.42

7,092.9

108,955.48

41.17

20057.00

32.005.2526.759.91

11.2151.2715.87

2007

63.04

8,493.3

128,606.64

33.75

20077.02

51.605.6046.0013.42

11.1481.8621.28

2008P

63.39

9,102.8

136,921.05

34.93

20086.97

63.336.5356.7916.10

10.9999.9025.40



20082 5 5 1√“¬ß“π√–∫∫°“√™”√–‡ß‘π6 ตารางสถต

8 1

TABLE 4 : Settlement media used by non-banks (at year-end, billion baht)

TABLE 3 : Narrow Money1 (at year-end, billion baht)

Banknotes and coins1

Demand depositsNarrow money 2

Broad money 3

Currency Held by business and household sector Held by commercial banks Held by finance companies Held by specialized banks

Demand deposits Demand deposits at Bank of Thailand Demand deposits at commercial banks Demand deposit at specialized banks

Narrow Money Currency held by business and household sector as % of Narrow money Demand deposits held by business and household sector as % of Narrow money

Source: Bank of Thailand

1 Banknotes outside depository corporations and coins issued by central government 2 Currency in circulation and demand deposits at commercial banks and specialized banks 3 Currency in circulation and all kinds of deposits at commercial banks, specialized banks, and PN issued by financial companies P Preliminary data

Source: Bank of Thailand 1 Currency in circulation and demand deposits at commercial banks and specialized banksP Preliminary data

2004598.74232.71829.887,471

2004742.27598.74126.990.0016.54

232.716.86

222.862.99

829.8872.1%

28.0%

2006654.14258.57911.478,573

2006806.37654.14135.110.0017.13

258.573.67

252.062.84

911.4771.8%

28.4%

2005631.89259.51890.227,927

2005781.70631.89132.650.0017.16

259.513.30

252.034.18

890.2271.0%

29.2%

2007721.38279.85999.909,109

2007878.33721.38140.240.0016.71

279.853.85

271.414.59

999.9072.1%

28.0%

2008P

753.64288.901,041.229,942

2008P

962.63753.64184.760.0024.23

288.9015.11269.774.02

1,041.2272.4%

27.7%


8 2


TABLE 5 : Settlement media used by banks (at year-end, billion baht)

TABLE 6 : Indicators of the use of various cashless payment instruments. Volume of transactions (in thousands)

Balances held at central bankRequired reservesFree reservesTransferable deposits at other banksMemorandum item:Institutions borrowing from central bank

Paper-based1 : In-house cheque Interbank cheque

Payment cards : ATM card2

Debit card3

Credit card4

Automated : Direct credit5 Direct debit6

ITMX Bulk Payment (SMART) BAHTNET7


Source: Bank of Thailand 1 Since 2006, Data include in-house cheque from banks, however, some banks do not report in-house provincial and B/C cheque. Data from some Specialized Financial Institutions are not included. 2 Include data from two Special Financial Institutions. Since 2004, debit card data was taken out from ATM card. 3 Data include cash withdrawal transactions from ATM 4 Data collected since 2004 and included bank cards/affinity cards, non-bank cards/affinity cards and foreign credit cards used in Thailand.5 Intra-bank pre-authorized direct credit 6 Intra-bank pre-authorized direct debit 7 Since 2002, data include interbank funds transfer, third party funds transfer, DVP/RVP for securities and Multilateral Funds Transfer. p Preliminary data

200446.0347.0822.04.0

63.0

200486,926nav.86,926

919,211506,791210,934201,486

146,40487,97745,35611,8621,209

200587,365nav.87,365

1,029,713535,298262,484231,931

161,88596,82847,82515,7281,504

2006127,77443,68184,093

1,225,961646,304326,105253,551

177,801105,73153,27717,0721,721

2007130,23549,50380,732

1,402,398592,653538,288271,457

203,536124,23659,96717,5681,766

2008P

129,12649,90079,227

1,601,273555,826761,142284,305

220,128134,01064,98519,2051,929

200656.8404.8743.25.1

80.1

200557.0375.0648.06.0

113.0

200751.5408.2921.26.7

75.8

200858.5426.71,382.25.0

19.2



20082 5 5 1√“¬ß“π√–∫∫°“√™”√–‡ß‘π6 ตารางสถต

8 3TABLE 7 : Indicators of the use of various cashless payment instruments. Value of transactions (billion baht)

Paper-based1 : In-house cheque Interbank cheque

Payment cards : ATM card2

Debit card3

Credit card4

Automated : Direct credit5 Direct debit6

ITMX Bulk Payment (SMART) BAHTNET7

Source: Bank of Thailand 1 Since 2006, Data include in-house cheque from banks, however, some banks do not report in-house provincial and B/C cheque.

Data from some Specialized Financial Institutions are not included. 2 Include data from two Special Financial Institutions. Since 2004, debit card data was taken out from ATM card. 3 Data include cash withdrawal transactions from ATM 4 Data collected since 2004 and included bank cards/affinity cards, non-bank cards/affinity cards and foreign credit cards

used in Thailand.5 Intra-bank pre-authorized direct credit

6 Intra-bank pre-authorized direct debit 7 Since 2002, data include interbank funds transfer, third party funds transfer, DVP/RVP for securities and Multilateral Funds Transfer.

p Preliminary data

200424,969nav.24,969

4,0842,1121,436536

77,8292,6361,146553

73,494

200527,737nav.27,737

4,7522,3601,766626

110,4572,9071,111806

105,634

200648,20018,08030,121

5,8542,8592,240755

148,7783,4361,238802

143,302

200755,63723,09932,537

6,6522,6073,205840

190,2105,3511,699793

182,368

2008P

62,14725,06137,086

7,9192,6454,354921

286,1916,0441,847828

277,472


8 4


TABLE 8 : Notes and coins (at year-end, million baht)

TABLE 9 : Institutional infrastructure1

Notes and coinsNotes:

500000 baht 1000 baht 500 baht 100 baht 60 baht 50 baht 20 baht 10 baht 5 baht 1 baht 50 satangCoins:

Central Bank Number of Institutions Number of Branches2

Number of Accounts3

Value of Accounts (million baht)3

Thai Commercial Banks Number of Institutions Number of Branches Number of Accounts Value of Accounts (million baht)


2004742,269714,650118

510,434105,63969,0424528,13217,3503,2441231079

27,619

2004

13

1,169335,662

123,925

57,538,8375,384,984

2006806,380773,848118

571,73994,71274,8431,1548,78719,0383,2181231079

32,532

2006

13

366174,639

154,701

68,154,7395,925,445

2005781,698753,256118

552,60699,48870,7684588,26418,0873,2281231079

28,442

2005

13

992117,607

164,228

62,416,1915,684,676

2007878,331842,624117

628,17598,49782,4351,1577,81920,7413,3571961219

35,707

2007

13

287151,137

185,070

73,108,5285,843,995

2008993,148954,484117

701,711119,28397,4841,1619,37721,6743,3511961219

38,664

2008

13

260159,678

185,477

75,259,7456,535,094



20082 5 5 1√“¬ß“π√–∫∫°“√™”√–‡ß‘π6 ตารางสถต

8 5TABLE 9 : Institutional infrastructure1

2004

1588

30,214,359580,131

1109

366,348331,299

1595

12,131,460341,879

17

3,0713,928

180

nav.nav.

2006

1591

25,884,639614,234

1108

597,719447,527

1880

18,989,152467,393

110

3,7956,216

19840

5,913

2005

1588

27,078,642583,281

1118

419,658351,019

1596

13,376,015415,817

111

3,6408,862

1809

10,476

2007

1598

16,448,269403,001

1135

837,958409,482

1931

19,257,527498,491

110

5,7474,655

19952

12,889

2008

1596

20,883,860702,479

1128

849,405515,149

1953

20,860,275542,751

110

4,8796,095

19977

23,106

Specialized Financial Institutions: Government Savings Bank Number of Institutions Number of Branches Number of Accounts4

Value of Accounts (million baht)

Government Housing Bank Number of Institutions Number of Branches Number of Accounts Value of Accounts (million baht)

Bank for Agriculture and Agricultural Cooperatives Number of Institutions Number of Branches 5

Number of Accounts Value of Accounts (million baht) Export-Import Bank of Thailand Number of Institutions Number of Branches Number of Accounts Value of Accounts (million baht)

Small and Medium Enterprise Development Bank of Thailand Number of Institutions Number of Branches Number of Accounts Value of Accounts (million baht)


8 6


TABLE 9 : Institutional infrastructure1

2004

19

25,5531,654

1818

90,877361,147

11,146

--

2006

127

nav.8,215

1717

83,180595,896

11,158--

2005

127

86,0034,644

1717

79,034558,619

11,146

--

2007

126

101,54412,964

1616

219,789673,490

11,176--

2008

126

115,37320,073

1616

90,115507,009

11,188--

Islamic Bank of Thailand Number of Institutions Number of Branches Number of Accounts Value of Accounts (million baht)

Foreign Bank Branches Number of Institutions Number of Branches Number of Accounts Value of Accounts (million baht)

Post Office Number of Institutions Number of Branches Number of Accounts Value of Accounts (million baht)

Sources: Bank of Thailand and Thailand Post Co.,Ltd. 1 Data collected since 2000 2 Since 2004, Lampang office was merged with Chaing Mai office3 Exclude regional offices 4 Data as of 30 November 2006 5 Upgrade Service Units to Sub Branches



20082 5 5 1√“¬ß“π√–∫∫°“√™”√–‡ß‘π6 ตารางสถต

8 7TABLE 10 : Payment instructions handled by selected interbank settlement systems. Volume of transactions (in thousands)

TABLE 11 : Payment instructions handled by selected inter-bank settlement systems. Value of transactions (billion baht)

Paper-based: ECS Provincial Cheques B/C1

Automated: BAHTNET 2

ITMX Bulk Payment (SMART) ORFT-ATM (on-line retail funds transfer)3

Paper-based: ECS Provincial Cheques B/C1

Automated: BAHTNET 2

ITMX Bulk Payment (SMART) ORFT-ATM (on-line retail funds transfer)3

Sources: Bank of Thailand and National ITMX Co., Ltd. 1 Inter-provincial cheques exchanged at the Electronic Clearing House 2 Since 2002, data include interbank funds transfer, third party funds transfer, DVP/RVP for securities and Multilateral Funds Transfer. 3 Data collected since 2000

Sources: Bank of Thailand and National ITMX Co., Ltd. 1 Inter-provincial cheques exchanged at the Electronic Clearing House 2 Since 2002, data include inter-bank funds transfer, third party funds transfer, DVP/RVP for securities and multilateral funds transfer. 3 Data collected since 2000

200486,92663,84516,4766,60532,1421,20911,86219,071

200424,96922,6532,039277

74,16173,494553114

200684,09361,44515,9356,71459,8721,72117,07241,079

200630,12127,1752,617329

144,374143,302802270

200587,36564,06516,4736,82745,2281,50415,72827,996

200527,73725,0632,371303

106,626105,634806187

200780,73259,02615,0566,64975,3001,76617,56855,966

200732,53729,5242,667346

183,509182,368793349

200879,22757,83314,6666,728

100,1261,92919,14979,047

200837,08633,9122,798376

278,773277,472823478


8 8


TABLE 12 : Securities transfer instructions handled by securities settlement systems. Volume of transactions (in millions)

TABLE 13 : Securities transfer instructions handled by securities settlement systems. Value of transactions (billion baht)

Bond registry system: Equity securities Government securitiesBook-entry system: Equity securities Government securities

Bond registry system: Equity securities Government securitiesBook-entry system: Equity securities Government securities

Sources: Bank of Thailand and Thailand Securities Depository Co., Ltd.

Sources: Bank of Thailand and Thailand Securities Depository Co., Ltd.

2004

-neg.

2.110.05

2004

-8

722.04,558

2006

-0.01

2.450.06

2006

-35

694.010,666

2005

-neg.

2.470.08

2005

-8

623.06,167

2007

-0.01

2.360.05

2007

-23

713.627,002

2008

-0.01

2.410.09

2008

-33

625.858,647



20082 5 5 1√“¬ß“π√–∫∫°“√™”√–‡ß‘π6 ตารางสถต

8 9

TABLE 15 : Number of ATMs

TABLE 16 : Number of EFTPOS terminals1

TABLE 14 : Number of participants in selected payment and settlement systems

Total Bangkok Central Northeast North South

Total

BAHTNET ECS Provincial Cheque ClearingB/C1

ITMX Bulk Payment (SMART)Bond registry system: Equity securities Government securitiesBook-entry system: Equity securities Government securities2


Source: Bank of Thailand 1 Since 2006, data is collected from banks and some credit card companies. P Preliminary data

Sources: Bank of Thailand and Thailand Securities Depository Co., Ltd. 1 Inter-provincial cheques exchanged at the Electronic Clearing House 2 Government securities depository services was transferred from Bank of Thailand to Thailand Securities Depository Co., Ltd. in 2006.

200410,6024,3143,3819549411,012

2004P

84,000

20046937173527

-200,000

503,200

200621,9888,6756,9512,0692,0722,221

2006P

208,942

20066540213929

-247,700

7479

200515,7846,3735,0591,3751,3671,610

2005P

102,000

20056838183726

-235,380

735,124

200725,9439,8838,8182,4912,2742,477

2007P

208,942

20076740223933

-296,867

7777

200834,74512,39411,8853,7773,2643,425

2008P

259,567

20086940233933

-308,188

9191


9 0


TABLE 17 : Number of payment cards

TABLE 18 : Use of postal payment instruments. Volume of transactions (in millions)

Total Credit card1 ATM card2

Debit Card

Postal payments total Domestic money order total1

Domestic postal order Postcheque2

International money order Incoming Outgoing


1 Since 2002, data include non-bank 2 Some banks revised the data in 2004. Data include Government Saving Bank and Government Housing Bank. P Preliminary data

Source: Thailand Post Co.,Ltd.1 Include domestic money order and Pay at Post2 Postcheque has been terminated since 2002

200442,457,1508,648,10025,384,0278,425,023

200429.1527.971.12-

0.060.060.00

200655,698,70810,900,56630,845,35813,952,784

200634.6933.770.86-

0.030.03neg.

200549,754,8839,958,57128,752,51211,043,800

200530.6329.660.93-

0.040.040.00

200757,929,15012,003,36922,632,17323,293,608

200734.4533.830.58-

0.020.02neg.

2008P

61,661,57812,971,69422,423,52526,266,359

200833.6933.190.46-

0.020.020.00



20082 5 5 1√“¬ß“π√–∫∫°“√™”√–‡ß‘π6 ตารางสถต

9 1TABLE 19 : Use of postal payment instruments. Value of transactions (billion baht)

TABLE 20 : Sources of payment revenues of Thai commercial banks (million baht)

TABLE 21 : Sources of payment revenues of foreign bank branches (million baht)

Postal payments total Domestic money order total1

Domestic postal order Postcheque2

International money order Incoming Outgoing

Total Credit card ATM card and e-banking Money transfer and collection Securities custodian Cheque-related fee Letter of credit

Total Credit card ATM card and e-banking Money transfer and collection Securities custodian Cheque-related fee Letter of credit

Source: Thailand Post Co.,Ltd.1 Include domestic money order and Pay at Post2 Postcheque has been terminated since 2002



200465.8264.370.29-

1.161.100.06

200426,9947,2467,5938,4204141,2392,082

20042,7676339281086561306

2006107.06105.610.19-

0.630.620.01

200636,2919,7929,97611,7117561,9652,091

20062,95587359763732244284

200581.1780.190.21-

0.770.760.01

200531,4318,0079,10710,5205481,1002,149

20052,93671760788808206357

2007107.91106.710.14-

0.530.520.01

200739,85811,20210,71012,9778202,2691,880

20073,1461,08359772753239240

2008110.04108.860.12-

0.530.530.01

200844,72012,93412,43014,3108562,3651,825

20082,9901,2185791961119166


9 2


TABLE 22 : Daily averages of BOT payment services. Volume of transactions (transactions)

TABLE 23 : Daily averages of BOT payment services. Value of transactions (billion baht)

TABLE 24 : Peak day figures of BOT payment services. Volume of transactions (transactions)

BAHTNET 1

ECSProvincial Cheque ClearingB/C 2

SMART

BAHTNET1

ECSProvincial Cheque ClearingB/C2

SMART

BAHTNET1


SMART

Source: Bank of Thailand 1 Since 2002, data include interbank funds transfer, third party funds transfer, DVP/RVP for securities and Multilateral Funds Transfer. 2 Inter-provincial cheques exchanged at the Electronic Clearing House



20044,957

260,59267,21226,95948,415

2004302928.31.12.3

20047,372

539,013124,743127,845226,030

20066,997

252,85865,57427,63070,255

200658311210.81.43.3

200613,421590,830141,274124,162300,353

20056,138

261,49267,23627,86564,198

20054311029.71.23.3

200510,165597,938144,682128,748234,684

20077,206

240,92461,45327,14171,704

200774412110.91.43.2

200711,488514,286129,731120,434322,497

20087,716

231,33458,66326,91176,598

20081,11013611.21.53.3

200811,969495,463115,119125,038361,746



20082 5 5 1√“¬ß“π√–∫∫°“√™”√–‡ß‘π6 ตารางสถต

9 3TABLE 25 : Peak day figures of BOT payment services. Value of transactions (billion baht)

TABLE 26 : Use of credit cards and debit cards via EFTPOS1 (Monthly average per card, baht)

TABLE 27 : Cash withdrawal via ATM (Monthly average per card, baht)

BAHTNET1


SMART

Credit card Debit Card

ATM cardDebit Card


Source: Bank of Thailand 1 Domestic and oversea spending of Thai credit cards and Thai debit cards via EFTPOS. P Preliminary data.

Source: Bank of ThailandP Preliminary data.

2004509.0178.014.24.110.1

20043,203nav.

2004nav.nav.

20061,378.4217.218.34.725.5

20063,26373

20066,0637,328

2005723.1209.316.44.616.6

20053,248nav.

2005nav.nav.

20071,236.6247.420.34.914.6

20073,33173

20077,0187,051

20081,820.6296.320.95.715.0

2008P

3,39575

2008P

6,0567,640


9 4


TABLE 28 : Use of mobile banking1

TABLE 29 : Use of internet banking1

TABLE 30 : Use of ORFT via ATM and counter. Volume of transactions (in thousands)

No. of agreementsVolume of transactionsValue of transactions (million baht)

No. of agreementsVolume of transactions2


Total ORFT ATM Counter1

200418,31222,704745

20041,581,8774,872,4071,139.2

200419,07119,071nav.

2006133,419355,048392

20062,139,32515,488,7413,584.0

200643,27941,0792,200

200585,565329,769622

20051,852,00711,099,7292,722.4

200527,99627,996nav.

2007168,434359,407336

20073,135,50221,220,4694,896.5

200761,23455,9665,267

2008P

232,7584,670,37725,218

2008P

4,009,90731,391,6386,818.6

200887,22579,0478,177

Source: Bank of Thailand 1 Data collected since 2004

Since 2005, data include mobile banking transactions using credit cards, debit cards and account numbers. P Preliminary data.

Source: Bank of Thailand1 Data collected since 20002 Since 2004, enquiry transactions were excludedP Preliminary data

Source: National ITMX Co., Ltd.1 Data collected since 2006



20082 5 5 1√“¬ß“π√–∫∫°“√™”√–‡ß‘π6 ตารางสถต

9 5TABLE 31 : Use of ORFT via ATM and counter. Value of transactions (billion baht)

TABLE 32 : Bill payment at bank counters. Volume of transactions (in thousands)

TABLE 33 : Bill payment at bank counters. Value of transactions (billion baht)

Total ORFT ATM Counter1

Total bill payment1

Cash Cheque Others

Total bill payment1

Cash Cheque Others

2004114114nav.

2004nav.nav.nav.nav.


200629327023

200666,88958,8061,4576,626

20063,9098981,9041,107

2005187187nav.



200742734978

200772,47169,1351,8891,446

20075,1821,3622,2411,578

2008606478128

2008P

77,89674,0112,4171,468

2008P

6,7582,5863,249923

Source: National ITMX Co., Ltd.1 Data collected since 2006.

Source: Bank of Thailand1 Data collected from banks since 2006. P Preliminary data

Source: Bank of Thailand1 Data collected from banks since 2006. P Preliminary data


9 6 TABLE 34 : Use of e-Money1

TABLE 35 : Fraud through specific payment channels and payment instruments1

(million baht)

No. of cards/accountsVolume of transactionsValue of transactions (million baht)

Total fraud Payment channels2

Payment instruments3

2004nav.nav.nav.

2004nav.nav.nav.

20063,190,13523,644,1555,532.4

200634590254

2005nav.nav.nav.

2005nav.nav.nav.

20073,689,48475,642,2168,660.9

2007620389231

20085,477,32477,953,8418,383.1

2008P

519315204

Source: Bank of Thailand 1 Data collected since 2006 and excluded top-up cards.

Source: Bank of Thailand 1 Data collected from banks, some special financial institutions and some credit card companies since 2006. 2 Banks report only final result. Fraud through specific payment channels include phone banking, mobile banking,

internet banking, pass book and other channels. 3 Banks report only final result. Fraud via specific payment instruments include cheque, credit card, ATM card, Debit card,

prepaid card and other cards.

P Preliminary data


9 7สญลกษณทใชในตาราง

“-”

“nav.”

“neg.”

“0”

ความหมาย

ไมมขอมล

ยงไมมการเกบขอมลหรอเกบขอมลไมได

ขอมลมมลคานอยมากเมอเปรยบเทยบกบขอมล

อนในตารางเดยวกน

ขอมลมมลคาศนยหรอใกลเคยงศนย

ตารางท 1 - ผลตภณฑมวลรวมในประเทศใชขอมลทเปนราคา ณ ปปจจบน

- อตราแลกเปลยนเงนตราตางประเทศใชอตราแลกเปลยนถวเฉลย

ตารางท 6-7 - ตงแตป 2549 ขอมลเชคประกอบดวยเชคภายในธนาคารเดยวกนและเชคขาม

ธนาคาร และรวมขอมลธนาคารพาณชยทกสถาบนและสถาบนการเงนพเศษ

ของรฐ 3 สถาบน

- ขอมล Credit transfer หมายถงขอมลการโอนเงนโดยมขอตกลงลวงหนา

ภายในธนาคารเดยวกนประเภทนำเงนเขาบญช (Pre-authorized direct

credit)

- ขอมล Direct debit หมายถงขอมลการโอนเงนโดยมขอตกลงลวงหนาภายใน

ธนาคารเดยวกนประเภทหกบญชอตโนมต (Pre-authorized direct debit)

- ตงแตป 2545 ขอมลระบบบาทเนตประกอบดวยธรกรรมการโอนเงนระหวาง

สถาบน การโอนเงนเพอบคคลทสาม ขอมลรบโอนตราสารหนพรอมชำระราคา

และขอมลการชำระดลระหวางสถาบน

- ตงแตป 2546 ขอมลมลคาการใชจายผานบตรเครดต รวมขอมลของภาคธรกจ

ทมใชสถาบนการเงน (Non-bank) ตามแบบรายงานฉบบใหม ทประกาศใช

12 พฤศจกายน 2545 (หนงสอเวยนท สนส. (21) ว.207/2545)

- ตงแตป 2547 ขอมลปรมาณและมลคาการใชจายผานบตรเดบต ไดถกแยกออก

มาตางหากจากปรมาณและมลคาการใชจายผานบตรเอทเอม

- ตงแตป 2547 ขอมลปรมาณธรกรรมบตรเครดต หมายรวมถง บตรเจาของ

ตวแทนออกบตร และตวแทนรบบตรเฉพาะบตรทออกโดยผออกบตรตางประเทศ

ตารางท 9 - ขอมลไมรวมขอมลจำนวนบญชและมลคาคงคางทสาขาภาคของธนาคารแหง

ประเทศไทย

หมายเหตประกอบตาราง7

7 หมายเหตประกอบตาราง

9 8 ตารางท 10-11 - มการเกบขอมลเอทเอม-ORFT ตงแตป 2543

- ขอมลเชคเรยกเกบขามเขตสำนกหกบญช หมายถงเฉพาะขอมลเชคเรยกเกบ

ขามเขตสำนกหกบญชทนำมาเรยกเกบผานศนยหกบญช ทกรงเทพฯ




ตารางท 12-13 - การชำระดลตราสารทน (Equity Securities Settlement) ทำผานระบบจดบญช

(Book-entry System) แบบไรใบหน (Scripless) เทานน

ตารางท 16 - ตงแตป 2549 ขอมลจำนวนเครอง EFTPOS เปนขอมลรวมของธนาคารพาณชย

และบรษทบตรเครดตบางสถาบน

ตารางท 17 - ตงแตป 2545 ขอมลจำนวนบตรเครดต รวมขอมลของภาคธรกจทมใชสถาบน

การเงน (Non-bank) ตามแบบรายงานฉบบใหม ทประกาศใช 12 พฤศจกายน

2545 (หนงสอเวยนท สนส. (21) ว.207/2545)

ตารางท 18-19 - ขอมลของบรการธนาณตในประเทศ เปนขอมลรวมของทงบรการธนาณตใน

ประเทศ และบรการชำระเงนทางไปรษณย (Pay at Post)

ตารางท 22-25 - ขอมลเชคเรยกเกบขามเขตสำนกหกบญช หมายถงเฉพาะขอมลเชคเรยกเกบ

ขามเขตสำนกหกบญชทนำมาเรยกเกบผานศนยหกบญช ทกรงเทพฯ




ตารางท 26 - มลคาเฉลยรายเดอนของการใชจายบตรเดบตและบตรเครดตทออกบตรใน

ประเทศไทยผานเครอง EFTPOS ทงในและนอกประเทศ

ตารางท 29 - ตงแตป 2547 ขอมลจำนวนรายการธนาคารทางอนเทอรเนต ไมรวมรายการ

สอบถามขอมล (enquiry transactions)

ตารางท 33 - ขอมลเงนอเลกทรอนกสไมรวมบตรเตมเงนโทรศพทเคลอนท

ตารางท 35 - ขอมลทการสำรวจจากธนาคารพาณชยและบรษทบตรเครดตบางบรษท

สรุป สถิติที่สำคัญในปี 2551 - bank of thailand ·...

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