COURSE OVERVIEW

• Objective:  Create Lifetime Income Estimate

• Objective:  Create Personal Balance Sheet

STEP 1.

HOW MUCH MONEY HAS COME INTO YOUR LIFE AND WHAT DO YOU HAVE TO SHOW FOR IT?

• Objective:  Calculate real hourly wage (RHW)

• Objective:  Create and follow a method to record all daily money transactions

STEP 2.

BEING IN THE PRESENT: TRACKING YOUR LIFE ENERGY

• Objective:  Establish spending categories and patterns based on monthly tabulation

STEP 3.

WHERE IS IT ALL GOING: MONTHLY TABULATION

• Objective:  Evaluate how you earn and spend money by reviewing categories in the context of these three questions:

                            Did I receive fulfillment in proportion to life energy spent?

                            Was this in alignment with my values, goals and purpose?

                            How would this change if I didn’t have to work for a living?

STEP 4.

THREE QUESTIONS THAT WILL TRANSFORM YOUR LIFE

• Objective:  Create a visual tool to show how money moves in and out of your life – wall chart

STEP 5.

MAKING LIFE ENERGY VISIBLE: YOUR WALL CHART

• Evaluate each purchase in relation to fulfillment, goals and values

• Reduce spending that doesn’t bring maximum fulfillment

• Spend consciously by requiring maximum value for your money

• Consciously eliminate unnecessary spending altogether and find non-monetary ways of meeting those needs

STEP 6.

RESPECTING YOUR LIFE ENERGY: MINIMIZING SPENDING

• Objective: Explore ways to increase earnings without compromising values or health

STEP 7.

RESPECTING YOUR LIFE ENERGY: MAXIMIZING INCOME

• Objective: Utilize wall chart created in Step 5 to predict crossover point, where investment income meets monthly expenses

STEP 8.

CAPITAL AND THE CROSSOVER POINT

• Objective: Establish long term investment plan/program

STEP 9.

SECURING YOUR FINANCIAL INDEPENDENCE