amardeep proj

8/7/2019 AMARDEEP PROJ

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ANALYSIS - 1 DATA TABULATION AND INTERPRETATION

Q. 1. GENDER WISE DISTRIBUTING OF POPULATION

GENDER %

MALE 70

FEMALE 30

INTERPRETATION: -

Out of total sample of 100 people, 70% of the respondents were male and 30% of the respondent

were female.

MALE 70%

FEMALE 30%


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Q. 2. AGE WISE DISTRIBUTING OF POPULATION

AGE %

16

INTERPRETATION: -

Out of total 100 respondents, 27% were less than 30 years, 25% were between 30-40 years, 32% were

between 40-50years and 16% were above 50 years.

27

25

32

16

AGE%


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Q. 3. ORIGIN WIE DISTRIBUTION OF POPULATION

ORIGIN % OF RESPONDENTLOCAL 84

MIGRANT 16

INTERPRETATION: -

Out of total sample 84% of the people were local and 16% were from other states.

84%

16%


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Q. 5. EDUCATIONAL QUALIFICATION WISE DISTRIBUTION OF POPULATION

EDUCATION %

UG 4

GRADUATION 45

PG 51

INTERPRETATION: -

out of the samples taken only 4 were under graduates, 45 were graduates and 51 were post graduates.

UG 4%

GRADUATION 45%PG 51%


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Q. 6. ORGANISATION WISE DISTRIBUTION OF POPULATION

EMPLOYEE OF %

CENTRAL GOVT. 22

STATE GOVT. 46

SEMI GOVT. 32

INTERPRETATION: -

out of the samples taken 22% were employee of Central Govt., 45 were State Govt.Employees and 32%

CENTRAL GOVT. STATE GOVT. SEMI GOVT.

22

46

32


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were semi government employees.

Q. 7. PAY SCALE WISE DISTRIBUTION OF POPULATION

PAY SCALE %

12

INTERPRETATION: -

0 5 10 15 20 25 30 35 40

38

31

19

12


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38% people had the pay scale below Rs.10000, 31% of the respondents had the pay scale between

Rs.10000-15000, 19% had the pay scale between Rs. 15000-20000 and 125 had the pay scale

above Rs.20000

Q. 8. INVESTMENT OBJECTIVE OF THE RESPONDENT

INVESTMENT OBJECTIVE SCORE

TAX SAVING 311

RETURN 270

SAFETY 277

LIQUIDITY 144

TAX SAVING

RETURN

SAFETY

LIQUIDITY

0 50 100 150 200 250 300 350

311

270

277

144

Score

InvestmentO

bjective


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INTERPRETATION: -

Tax Saving got maximum points as the investment objective i. e. maximum people ranked it as 1st

investment objective

safety was found to be as the 2nd most important investment objective

Return was ranked 3rd by maximum people.

Liquidity was ranked 4th by maximum people

RANK WISE DISTRIBUTION OF TAX SAVING AS OBJECTIVE

RANK TAX SAVING AS MOTIVE (%)

1 47

2 29

3 12

4 12

INTERPRETATION: -

out of the samples taken 22% were employee of Central Govt., 45 were State Govt.Employees and 32%

were semi government employees.

1 10%

2 20%

3 30%

4 40%


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RANK WISE DISTRIBUTION OF RETURN AS OBJECTIVE

RANK TAX SAVING AS MOTIVE (%)

1 22

2 31

3 42

4 5

INTERPETATION

22%

31%

42%

5%

1

2

3

4


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22% respondents ranked return as 1st investment objective, 31% ranked 2nd,

42% ranked 3rd and 5% as rank 4th

RANK WISE DISTRIBUTION OF SAFETY AS OBJECTIVE

RANK SAFETY AS MOTIVE (%)

1 28

2 313 31

4 10

INTERPETATION

1 10%

2 20%

3 30%

4 40%


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28% respondents ranked 1st the safety objective, 31% ranked 2nd,

31% ranked 3rd and 10% ranked it as 4th

RANK WISE DISTRIBUTION OF LIQUIDITY AS OBJECTIVE

RANK LIQUIDITY AS MOTIVE (%)

1 32 10

3 15

4 72

10%

20%

30%

40%


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INTERPETATION

03% respondents ranked 1st the Liquidity objective, 10% ranked 2nd,


Q. 9. INVESTMENT AVENUE IN ORDER OF PREFERENCE

SCORE

PF 706

MF 480

SS 487

FD 453

STOCK MARKET 331

GOLD 349

INSURANCE 459

REAL ESTATE 337

PREFEREDINVESTMENT AVENUE

200

300

400

500

600

700

800

MFFD

GOLD REAL ESTATE


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INTERPETATION

03% respondents ranked 1st the Liquidity objective, 10% ranked 2nd,


RANK WISE DISTRIBUTION OF PF

RANK PF %1 66

2 7

3 8

4 8

5 3

6 0

7 7

8 1

PFMF

SSFD

STOCK MARKETGOLD

INSURANCEREAL ESTATE

0

100

1 2 3 4 5 6 7 80

10

20

30

40

50

60

70

80

Column C

Column B


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INTERPRETATION

66% of the respondents ranked PF as 1st, 7% as 2nd, 8% as 3rd, 8% as 4th, 3% as 5th, 0% as 6th, 7%as 7th and 1% ranked it as 8th

RANK WISE DISTRIBUTION OF MF

RANK PF %

1 3

2 11

3 31

4 14

5 14

6 17

7 6

8 4

1 2 3 4 5 6 7 80

5

10

15

20

25

30

35

Column B

Column C


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INTERPRETATION

03% of the respondents ranked MF as 1st,11% as 2nd, 31% as 3rd, 14% as 4th, 14% as 5th, 17% as 6th,

6% as 7th and 4% ranked it as 8th

RANK WISE DISTRIBUTION OF SAVING SCHEMES

RANK SS %

1 5

2 27

3 7

4 19

5 18

6 8

7 9

8 7

10

15

20

25

30

Column B

Column C


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INTERPRETATION

05% of the respondents ranked SS as 1st,27% as 2nd, 7% as 3rd, 19% as 4th, 18% as 5th, 8% as 6th,


RANK WISE DISTRIBUTION OF FD

RANK SS %

1 5

2 13

3 18

4 17

5 16

6 11

7 12

8 8

1 2 3 4 5 6 7 8

0

5

8

10

12

14

16

18

20

Column B

Column C


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INTERPRETATION

05% of the respondents ranked FD as 1st,13% as 2nd, 18% as 3rd, 17% as 4th, 16% as 5th, 11% as 6th,


RANK WISE DISTRIBUTION OF STOCK MARKET

RANK SM %

1 2

2 12

3 10

4 7

5 8

6 15

7 13

8 33

1 2 3 4 5 6 7 80

2

4

10

15

20

25

30

35

Column B

Column C


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INTERPRETATION

02% of the respondents ranked SM as 1st,12% as 2nd, 10% as 3rd, 7% as 4th, 8% as 5th, 15% as 6th,


RANK WISE DISTRIBUTION OF GOLD

RANK GOLD %

1 3

2 6

3 5

4 15

5 18

6 14

7 25

8 14

1 2 3 4 5 6 7 8

0

5

15

20

25

30

Column B

Column C


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INTERPRETATION

3% of the respondents ranked GOLD as 1st,6% as 2nd, 5% as 3rd, 15% as 4th, 18% as 5th, 14% as 6th,


RANK WISE DISTRIBUTION OF INSURANCE

RANK INSURANCE %

1 3

2 6

3 5

4 15

5 18

6 14

7 258 14

1 2 3 4 5 6 7 80

5

5

10

15

20

25

30

Column B

Column C


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INTERPRETATION

7% of the respondents ranked GOLD as 1st,20% as 2nd, 14% as 3rd, 13% as 4th, 9% as 5th, 14% as 6th,


RANK WISE DISTRIBUTION OF REAL ESTATE

REAL ESTATE %

1 3

2 6

3 5

4 15

5 18

6 14

7 258 14

1 2 3 4 5 6 7 80

10

15

20

25

30

Column B

Column C


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INTERPRETATION

7% of the respondents ranked REAL ESTATE as 1st,4% as 2nd, 7% as 3rd, 7% as 4th, 14% as 5th,

20% as 6th, 1% as 7th and 22% ranked it as 8th

Q. 10. EXPECTED RETURNS FROM VARIOUS INVESTMENT AVENUES

INVESTMENT AVENUE EXPECTED RETURNS

PF 9.57

MF 23.21

SS 8.94

FD 10.72STOCK MARKET 37.56

GOLD 14.78

INSURANCE 15.79

REAL ESTATE 49.51

1 2 3 4 5 6 7 80

5

30

40

50

60

DRETURN


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INTERPRETATION

It was found that people expect maximum return from real estate, followed by stock market and mutual

fund, people expected least return from saving schemes

Q. 11. RISK PERCEPTION OF VARIOUS INVESTMENT AVENUES

INVESTMENT AVENUE RISK PERCEPTION

STOCKS 3.49

BONDS 2.49

REAL ESTATE 2.02GOLD 2.08

PFSS

STOCK MARKETINSURANCE

0

10

20

INVESTMENT AVENUE

EXPECTE

1.5

2

2.5

3

3.5

4

RiskPerception


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INTERPRETATION

65% of the respondents invest when money is available 26% at the closing of the year, 9% at the beginning

of the month and only 2% invest at the end of the month

Q. 13. FACTORS INFLUENCING INVESTMENT DECISION

SCORECA 2.34

PEERS 2.5

NEWS PAPER 2.76

OTHER 2.43

INFLUENCE ON

INVESTMENT DECISION

Statrting of the MonthAs Money Available

0

10

20

PEERS

PAPER

OTHER

2.5

2.76

2.43


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INTERPRETATION

According to survey, news paper is the most influencing factor to them while making an investment

decision, followed by suggestions of peers, followed by other sources and suggestions of CA is the least

influencing factor

Q. 14. PREFERRED SOURCE OF INFORMATION

INFORMATION SOURCE %

MAGAZINE 13

TV 53

DAILY NEWSPAPER 37

FINANCIAL NEWSPAPER 48

INTERNET 44

CA

2.1 2.2 2.3 2.4 2.5 2.6 2.7 2.8

2.34

.

DAILY NEWSPAPER

FINANCIAL NEWSPAPER

INTERNET

37

48

44

Column C


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INTERPRETATION

According to the respondents television is the most preferred source of information, followed by financial

newspaper and internet

MAGAZINE

TV

0 10 20 30 40 50 60

13

53

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