號角月報 美西北版 一零年 一月號 a刊 herald monthly sf jan 10 section a
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% (Ranking)* (Est. Annual Tuition Fee) (Percent Difference) 21 $10,302 1 $34,830 238% 2 $34,290 233% 3 $36,000 249% 4 $33,324 223% 4 $37,380 262%
:
% (Ranking)** (Est. Annual Tuition Fee) (Percent Difference)UC Berkeley 1 $10,302 UCLA 2 $10,302 University of Virginia, VA 2 $9,870 -4%University of Michigan at Ann Arbor, MI 4 $13,856 34%University of North Carolina at Chapel Hill, NC 5 $11,400 11%College of William and Mary, VA 6 $11,100 7%Georgia Institute of Technology 7 $7,056 -32%UC San Deigo 7 $10,302 University of Illinois at Urbana Champaign, IL 9 $13,060 27%University of Wisconsin at Madison, WI 9 $9,313 -10%**
150(University of California ) 32% $10,000()
2009 (US News and World Report) 3 (U.C. Berkeley)(UCLA) (U.C. San Diego)65 2124 (Ivy League)
(Nobel Prize) (Harvard University)3235 (Princeton University) (Yale University) 116 (California Institute of Technology) (Stanford University) 1716 (Academic) (Research) (Engineering Program) (Business Administration)
(Public) 20(Private):
32% (Financial Aid)
! 55,000!
,> B12! A16! A5 !
www.cchcsf.org
!
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A2
SAT
()
()( 22:6)
(Blue and Gold Opportunity Plan) 7 (Grant) PELL GRANTCAL GRANT 7
( B1 )
4 2
FAFSA CAL GRANT GPA VERIFICATION FORMG P A (California Student Aid Commission)
(Automatic Zero)() SSI 1040A 1040EZ 2009 1040A 1040EZ (Adjusted Gross Income) 3 3 5(Simplified Need Test) (Scholarship) APIASF
200 $2500 $5000http://www.apiasf.org/scholarship_apiasf.html 2010 APIASF 2010 1 18 http://www.moneyradio.org/showSubCategory.php?SCID=5441 10% 10 1 (Home Equity Line of Credit) (Subsidized Student Loan)(Unsubsidized Loan)PLUS Loans 7.9% (Community College) $26 www.cchcsf.org
30-32%
Alex
Josephine:
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A3
So help me God) Rev. Rick WarrenRev. Joseph Lowery)
Michael New-dow(Freedom from Re-ligion Foundation) John Robertsso help me God)
(God save the United States and this honorable Court)
,:In God We Trust Alameda Betty Tong :(510)834-7232 www.PacificJustice.org
PACIFIC JUSTICE INSTITUTE
2006 90% 85% 1997 Focus on the Family
CTA
35 18 1 23 11 Embarcadero Justin Herman Plaza
11 San Juan
Alameda Lesson 9Pacific Justice Institute 2009 12 Alameda
Roesch Kevin Snider
Snider Castro Valley
San Lorenzo
2009 foreclosure
tent city,
,, Ahmadinejad
2010
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A4
BankofAmerica
Derek Kam Sr. Mortgage Loan Officer/Vice President Office: 650.867.8473 Cell:510.676.8883 Derek.kam@bankofamerica.com
8 521
STUDIO
$450 510-882-1871
(
)
(
)
(Golden State)GOLD RUSH 6 ? 13
13 2004 2007 13
6 (Texas), (Washington) (Income Tax)
(Legislature)
()
(Statute of Limitation)()
3 3 4 ()
Pain and Suffering
(Annuity) http://www.moneyradio.org/showSubCategory.php?SCID=4295
SmartMoney 59 The Wrong Direc-tion ()
(Variable Annuity) (Whole Life Insurance)
A variable annuity could easily end up costing five times as much. Those taxes and
fees eat up returns. The biggest problem with whole life is that it is too expensive. 5-7%
(The smarter move? Buy much cheaper term insurance, then max out your retirement account.)
(Donna Wu) Lic # OG59371
1-888-889-8873 415-272-8928 E-Mail: donnawu_agla@yahoo.com
720 1+1
-
2635 N. First Street, Suite 102 San Jose, CA 95134 408-922-0600
A5
Christina Cheung, CIC, CRM, SPHR Principal, ISU Insurance Services Cheung & Associates
45-49 5.65%
(DEPENDENT) FAFSA 46 58
(Equity)$8,500
EOP, ()(Grant)(Work Study)EOP
(Savings Bonds) (Beneficiary)
(Financial Aid)
(AGI) 10 () 24 24 $5,700
(Grant)
5.6%(Subsidized Student Loan)
Youngs Beauty Salon ( ) 510.683.0709
41255 Fremont Blvd, Suite 102, Fremont, CA 94538 ()
Young Brothers Painting (Since 1977) 510.508.6531
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A6
(J. Wesley)
(Parkinson ()(I am the greatest)
(1427) 36
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, (415) 476-3889
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A7
77 Josh McDowellGivers, Takers, and Other Kinds of Loves
Josh McDowell Givers, Takers, and Other Kinds of Loves
.
(
)
Oregon http://www.go2g.com/
-
()
(Make offer)() offer subject to inspection)
()
( Estoppel)
30 15 (balloon payment)
MORTGAGE CENTER CORP.
199 California Drive, Suite 200 Millbrae, California 94030
Cell:650-483-8250 Tel: 650-652-9000 Fax:650-652-9811
skwlee3388@msn.com Simon Kim Lee
Broker DRE Lic#00898196
()
Lasker ()
(SHORT SALE)
Mimi Du (RE License # 01304977) Loan Consultant, Realty World SVI Group 408-661-6683 mimidu8@yahoo.com
Real Estate Financing Of All Types of
Properties Since 1983
, !
Sophia Chan, :: Pleasanton, Dublin, San Ramon, Fre-mont, Newark, Union City...
(925) 719-7033 Sophia@RemaxAccord.com www.SophiaChan.net DRE # 01722769
Office: * 5870 Stoneridge Mall Rd. Pleasanton * 39644 Mission Blvd. Fremont
A8
(S h o r t Sale) 6 9 GODDARD
Home Affordable Fore-closure Alternatives Program (HAFA) Making Home Affordable
HAFA
(Loan Modification) HAFA http://www.car.org/governmentaffairs/federal/ustreasuryfap/
HAFA (Foreclosure) HAFA (Fannie Mae)(Freddie Mac) 72 9 7 50
Lasker
Lasker
Lasker
OPEN HOUSE 70 Lasker 10 OFFER
OFFER
OFFER OFFER OFFER
Lasker Lasker
ESCROW OFFICER
Escrow Offi-cer(Title Company) Escrow
Escrow Escrow Officer Title Officer
Escrow Escrow Offi-c e r Preliminary Title Search Escrow Officer Escrow
Officer Escrow Officer Escrow Officer
(Title Insurance)
$1600
-
Robert Chen B.S.(), MBA (Duke), Ph.D.(UGA) Real Estate Broker, Trusty Realty Real Estate License # 01327720
408-835-2455 Email: cbw6@yahoo.com
XXXXXXXXXXX
Quantum Real Estate 840 Hinckley Road #215 Burlingame, CA 94010 510-797-9222 510-552-0938 650-652-9399 normantang4@gmail.com
#01313859
Norman Tang Christie Ng Senior Loan Officer, Broker Associate,
J C Real Estate Investment Group, INC.
Direct: (415) 756-5435 Fax: (415) 680-2311
E-mail: jcre168@gmail.com 225 Hanover Street, San Francisco, CA 94112
DRE#01331327
Real Estates and Loans
A9
Randy Lui Broker, GRI, CRS, SRES,
e-Pro, RE Masters
Tel: 415-310-9872 Fax: 888-234-5644
Email: Info@RealTownPost.com www.BuyNSellSF.com
3-5%(Median Income) 60-120%
20% 20% HUD
$60,000 15%
80%
$60,000 20% 100%$50,000
20%
() (Certified Lender) 11 (Alameda, Hayward, San Leandro, Pinole, An-tioch, South San Francisco, Brisbane, Walnut Creek, San Pablo, Hercules Pittsburg ) Bay Area Home Buyer Agency
Bay Area Home Buyer A g e n c y 4 1 5 - 5 6 1 - 5 6 0 0 www.myhomegateway.com .
415-701-5500www.sfgov.org/moh
51 0 -23 8 - 30 15 www.oaklandnet.com
1 2 3 4
$67,750 $77,450 $87,100 $96,800
1 2 3 4
$60,300 $68,900 $77,500 $86,100
1 2 3 4
$46,350 $53,000 $59,600 $66,250
1 2 3 4
$67,750 $77,450 $87,100 $96,800
()
8 6 5 8
5 2009 11 7 2010 5 1 2010 7 1 3
5 8 5 2009 11 7 2009 11 6 11 6 11 6 11 6 (S e c o n d Home) 80 2009
5405 1040 67 (HUD-1 Settlement Form) 5405
2010 5 1 7 1 W - 4 ALLOWANCE 2010 (Estimated Tax) FHA HUD
h t t p : / /w w w . f e d e r a l h o u s i n g t a x c r e d i t . c o m / p d f /HUD_Mortgagee_Letter_2009-15.pdf
8
8 6 5 2009-12
http://ftp.irs.gov/pub/irs-drop/n-09-12.pdf TENANCY IN COMMON 8 8 6 5
8 6 5 8
8-10 pm AM 1450
-
1855 S. Winchester Blvd.Campbell, CA 95008Tel:(408)871-7201Fax:(408)871-7202
10:00-10:45am 11:00-12:15am
Guidepoint Gospel Church
(Orchard City Hall)Campbell Community Center1 West Campbell AvenueCampbell, CA 95008
: Rev. L. Thomas Wong
Community Baptist Church of San Jose
408-371-6200 www.cbcsj.org2215 Curtner Avenue, Campbell, CA 95008
:
:
:::
::
Ark Baptist Church
South Bay
RIVER OF LIFE CHRISTIAN CHURCH
408-625-4998 510-576-6976 415-593-9280 650-230-0823 916-307-4619
503-334-3501 206-279-5939 425-606-3682
():1-888-MY-ROLCC (1-888-69-76522)
: www.rolcc.net
: 8:30AM / 10:00AM / 11:30AM:11:00AM:10:00AM:Pioneer Kids Sunday School Kids Church
:1177 Laurelwood Rd; Santa Clara, CA 95054(101San Tomas Expressway)
:
408-260-0257 408-748-3377
448-454 Francis Drive, San Jose, CA 95133 408-926-2621 www.scbc.net reachout@scbc.net
Southbay Chinese Baptist Church
::
:
9:30am 11:00am 7:30pm AWANA CLUB
:Larry Tong :Pinnie Wu
:408-725-8733:408-725-8791website:www.cfccsi.org, e-mail:contact@cfccsi.org4255 Williams Road, San Jose, CA 95129(Saratoga williams-25,57,58) :) 8:45-9:45 10:00-11:10 10:15-11:15 11:30-12:40 ()
() 9:00-11:15
: : Samson Ou Janet Fan : Joey Wang Ken Chan
!
/
(408) 838-0152E-mail : p.kwan@comcast.net(408) 371-6200E-mail : pastorfu@cbcsj.org
/
Chinese Grace Evangelical Free Church
:Pastoral Search Committee for Chinese CongregationChinese Grace Evangelical Free Church7812 224th St., SE, Edmonds, WA 98026Or E-mail : seattlechinesegrace@gmail.com Website : www.seattlechinesegrace.com
: 510-364-3197
: occcsearch@yahoo.com
()
3638 Lawton Street, S.F., CA 94122
www.sunsetchurchsf.org/chinese Openings@sunsetchurchsf.org Attn: Mr. K. C. Chew
A10
408-362-0121 408-203-8236 408-203-8632
Email: staff.operationdawn@gmail.com
San Jose WEST VALLEY COLLGLE ASSOCTATED STUDENT ORGANIZATIONASO Danny Hsu
408-362-0121, 5034 Page Mill Drive, San Jose, CA 95111
http://www.cchcsf.org/church-directory
1347 Richardson Ave., Los Altos, CA 94024 (650) 964-5241 www.logosbc.org
Logos Baptist Church
-
,
930 11 930 11 Awana Club
-
8
2128 4248 Solar Way, Fremont, CA 94538(510)651-9631
(510)739-6313
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3635(Lawton) (415)665-3332
A12 A11
Glorious Light Christian Church
10 Chester Ave., S.F. CA 94132 415-585-2306 / 408-253-1910 www.glorious-light.net
() (/)
1620 Irving Street, San Francisco (17th 18th Ave) 415-664-3303 www.SFSCBC.org sfscbc@sbcglobal.net
Sharon Chinese Baptist Church
::
::::
11:00am /9:30am 7:30pm 7:30pm 10:00am
::2:00pm-6:00pm
Cumberland Presbyterian Chinese Church
865 Jackson Street, San Francisco, CA94133Tel 415-421-1624 Fax 415-421-1874
Website www.cumberlandsf.orgEmail church@cumberlandsf.org
10:00am 11:30am 8:00pm
10:00am () 8:40am 11:30am
9:30am 11:00am
415-397-6859 415-397-2828 981 Washington Street, San Francisco, CA 94108
Chinese Independent Baptist Church SF
::::
9:45am 11:15am 9:45am 11:15am
San Francisco
19th Ave. Chinese Baptist Church
1398 19th Avenue, San Franciscon,CA 94122
9:00AM 11:10AM 7:00PM (415) 566-1232
:
::
::
Tel 415-751-2242 Fax 415-751-6389 Address 378-18th Ave., San Francisco, CA94121-2317Website : http//ggcrc.org
Golden Gate Christian Church (A Ministry of the Christian Reformed Church)
9:15am/ 11:00am 9:15am 11:00am
1150 Vicente Street, (at 23rd Ave.), San Francisco, CA 94116 Tel:(415)564-3301 Fax:(415)564-3627 www.sfcac.org
San Francisco Chinese Alliance Church
::
9:15am
11:00am
9:15am / 11:00am
9:15am
8:00pm
:
11:00am
9:15am
9:15am / 11:00am
11:00am
()
Website: www.fupcsf.org Email: fupcsf@fupcsf.org
BURLINGAME
1740 Sloat Blvd., (at 35th Ave) S.F.()10:45
1500 Easton Dr., (at El Camino Real)
()11:15
: 415-759-3700 415-731-0377()
:
: Senior Pastor: Rev. George Sanusi
:Time: Sunday 4:00 P.M.
1474 Southgate Avenue, Daly City, CA 94015 With Large Parking Lot)
: 650-892-8230 : 415-806-8957
Cornerstone Grace Evangelical Baptist Church
San Francisco Evangelical Free Church
756 Union St., (Powell & Mason), S.F., CA 94133 (415)391-0699 8:45am 10:00am 11:30am 9:00am 12:15pm 3:00pm 6:00pm http://www.sfefc.org
() (411 Airport Blvd., Burlingame, CA 94010)
(650)344-2299
1
5 1. 1187-8 () (408)263-8585108 2. 1258-9 () JoyLife ClubAM 1450
www.cchcRadio.org 3. 1912310:00 AM-11:30 AM 211 Topaz St., Milpitas, CA 95035
3
//
Attn : SPSC (Ryan Wang) Chinese Grace Bible Church 6656 Park Riviera Way, Sacramento, CA 95831 Email : cgbc_spsc@yahoo.com
ChineseGraceBibleChurch.org
: website:www.hoc.org
, Marcus Givens ()71 Bay road, Menlo Park, ca 94025Tel: 650-323-5550 Fax: 650-323-5560 9:30aM 11:00aM 9:30aM 9:30aM 11:00aM 11:00aM www.hoc1.orG
, 465 W. Portal Ave., S.F., CA 94127 Tel: 415-564-2099: 9:15AM : 10:30AM: 8:00PM : 8:00PM () (), 4248 Solar Way, Fremont, CA 94538 Tel: 510-651-9631/510-651-9937: : 9:30AM : 9:30AM11:00AM :1:15PM 10:00-11:30AM 8:00-9:30PM 10:30AM-12:00PM 8:00PM , , , ()
, , , , , 10340 Bubb Road, Cupertino, CA 95014 Tel: 408-996-8208 Fax: 408-996-9306: 9:30am, 11:00am 5:00pm: 9:30am 11:00am: 9:30am, 11:00am : 11:00am: 9:30am : 6:30pm : 7:30pm , : 7:30pm , (), ,
, , , , , : Rev. Eric Maxwell20548 Lomita Ave. Saratoga CA 95070 Tel: 408-867-6264 Fax: 408-867-6880/: 9:00-9:50am /: 10:00-11:30am : 9:00am : 8:00pm : 10:00am : : 7:30pm , 4:00pm () 6:00pm (), 7:00 ()
, 35479 Dumbarton Ct., Newark, CA 94560 Tel: 510-742-6848 : 9:15am : 11:15am 10:00am: 8:00PM () 8:00pm , , , , , , , !1/8/03, 11:30am 26KTSFCable4:30pm32KMTPCable
280 10(Parkin-sons Disease)
280 (510)452-1772
6
4
2010 23- 24
:CCM Gospel Center
8-14 Ross Alley, San Francisco, CA 94108: 415-398-5457 : 415-398-7420
: ccmsf@ccmusa.org
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1494 California Circle, Milpitas, CA 95035408-586-8351 408-586-8796admin@cwts.edu www.cwts.edu
2
213210975 N Wolfe Road, #201A, Cupertino, CA 95014(408)992-9220
-
13400 W. Middle Road, Tracy, CA 95304 209-835-4673 ext.122 209-833-5350 www.southwinds.org rshih@southwinds.org
Southwinds Chinese Church, Tracy
::
::
9:00am / 10:30am 9:00am / 10:30am 10:00am/8:45am / 10:30am
:
East Bay
2715 Prince St., Berkeley, CA 94705 510-654-8137 510-658-6135
Sharon Chinese Baptist Church
::
::
9:15am11:00am
www.lifelutheranchurch.org LLC_ELCA@yahoo.com
1963 Carlson Blvd., Richmond, CA 94804 510-526-5304
10
12
7
1996Graduate Theological Union
1030 ; ()
(13510-526-5304)
1. (II) 1/9/2010 - 4/10/2010 (10) 2. 1/7/2010 4/8/2010 (730) 1-13 (102100)
()
5327 Jacuzzi St., Unit 3E2 & 3H, Richmond, CA(80 Central Ave ) /(510)524-9610 : www.gccubed.org
Great Commission Christian Church
::
:
:
()()()
Silicon Valley Alliance Church @ Newark 10:15am 9:00am 38325 Cedar Blvd., Newark, CA 94560 (510)668-1989 info@svacnewark.org : www.svacnewark.org
East Bay Alliance Church
: 9:30am()/11:00am() 3755 13 Ave. Oakland,CA 94610 510-336-1908 www.eastbayalliance.org
Forerunner Christian Church
39620 Sundale Drive, Fremont, CA 94538Tel 510-656-8900 Fax 510-656-8989
(Stevenson Blvd. Sundale Drive )
9:30am 10:00am (//)7:30pm
()www.forerunner.cc 510-657-3800 510-657-3816()
7485 Village Parkway, Dublin, CA 94568 () 925-479-0189
Parkway Chinese Baptist Church
():::
::
9:30 9:3011:00()7:00-8:30()
505 Driscoll Road, Fremont, CA 94539(Bridges Community Church C ) 510-668-0929 www.fcefc.org
Fremont Chinese Evangelical Free Church
::
9 10 45
Sacramento
3424 Fruitridge Road, Sacramento, CA 95820 916-421-8207 916-421-8029
Maranatha Christian Church
::
10:00am / Billingual
Other
Renton Chinese Alliance Church
13232 156th Ave SE, Renton,WA98059:www.rcacseattle.org
:P O Box 2667 Renton, WA 98056: 12:30 12:30
/ : 12:30
(Pastor Henry Wong) (Pastor Ray Choi)(425)802-9878 (425)306-0393 henrywong@rcacseattle.org raychoi@rcacseattle.org
/EVANGELICAL CHINESE CHURCH
651 NW 81st St., Seattle, WA 98117 2321-173rd Ave., Ne, Redmond, WA 98052
Tel: (206) 789-6380 Fax: (206)782-3684Email: info@ECCSeattle.org
Website: www. ECCSeattle.org : :
Mid-Peninsula
A12
http://www.cchcsf.org/church-directory
-
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: 523 8th Street, Oakland, CA 94607 510-893-3210
10:00-11:30
2010201024
1 , 10:00 4:00
10:00 2:00
2 10:00 4:00
35 6:30 9:30B $980.00
: 12 - (6): 100 - (6) 100
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2010 5
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1/6/09 () 1:00pm-3:00pm
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$25(8)$15(4)
1/9/2010 9:30am-11:30am
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3/8-3/29 () 10:00am-12:00pm $40
$51/16-5/22 2:00pm-4:00pm
1/081/151/221/29
2/5 2/122/292/26
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2/13/2010 :
2/27/2010
1/09/2010 :
1/23/2010 :Rose Wang () (510) 522-0924 () (510) 489-3460 ()
10:00 am - 12:00 pm
4:00-5:15
1:00-2:45
4:00-5:15
http://youtube.com/kowkauyeungmay
(510) 893-3210
4:00-5:15
1:00-2:45
4:00-5:15
http://youtube.com/kowkauyeungmay
(510) 893-3210
A13
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This advertisement has been translated from English for your convenience.All applicationsfor coverage and all policies or contracts that may be issued are written in English only. You may request an English version of this document. If there is any discrepancy, the English version is the official document.
220
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80%*
Tel: 408-980-9925
Offices: 4800 Great America Parkway, Suite 415, Santa Clara, CA 95054 and 2171 Junipero Serra Blvd #540, Daly City, CA 94014
This advertisement has been translated from English for your convenience. All applications for coverage and all policies or contracts that may be issued are written in English only. You may request an English version of this document. If there is any discrepancy, the English version is the official document.
-
A15
510-282-6208
1-800-670-8448
(JONAS YUE)
www.selectquote.com/chinese
:US$20US$40US$70
ruthlee@cchc.org
510152030
CCHC
715 E. Mission Rd., San Gabriel, CA 91776P.O. Box 1047, Oakland, CA 94604-1047 156-03 Horace Harding Expressway
Flushing, NY 11367
300 Steelcase Road West, Unit 28, Markham, Ontario, L3R 2W2 Canada
1-718-359-2030 1408 kachau@cchc.org
CCHC, 48 Allen Street,New York, NY 10002
20091127,085.00
462,000
10,000
CCHCPO Box 1047, Oakland, CA
94604-1047200911162009121514,134.55
201152008
2009815136
CCHC48 Allen St., New York, NY 10002
20092006,000
700200610512
27
3,00020061
5
20082
CCHC48 Allen St., New York, NY 10002
Full GPA4.0
(Love is like a magic penny.) CCHC48 Allen St., New York, NY 10002
-
A16
A01CMYKA02CMYKA03CMYKA04CMYKA05A06A07CMYKA08CNYKA09CMYKJ C Real Estate Investment Group, INC.
A10CMYKA11A12A13CMYKA14CMYKA15CMYKA16CMYK
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
/ColorImageDict > /JPEG2000ColorACSImageDict > /JPEG2000ColorImageDict > /AntiAliasGrayImages false /CropGrayImages true /GrayImageMinResolution 300 /GrayImageMinResolutionPolicy /OK /DownsampleGrayImages true /GrayImageDownsampleType /Bicubic /GrayImageResolution 300 /GrayImageDepth -1 /GrayImageMinDownsampleDepth 2 /GrayImageDownsampleThreshold 1.50000 /EncodeGrayImages true /GrayImageFilter /DCTEncode /AutoFilterGrayImages true /GrayImageAutoFilterStrategy /JPEG /GrayACSImageDict > /GrayImageDict > /JPEG2000GrayACSImageDict > /JPEG2000GrayImageDict > /AntiAliasMonoImages false /CropMonoImages true /MonoImageMinResolution 1200 /MonoImageMinResolutionPolicy /OK /DownsampleMonoImages true /MonoImageDownsampleType /Bicubic /MonoImageResolution 1200 /MonoImageDepth -1 /MonoImageDownsampleThreshold 1.50000 /EncodeMonoImages true /MonoImageFilter /CCITTFaxEncode /MonoImageDict > /AllowPSXObjects false /CheckCompliance [ /None ] /PDFX1aCheck false /PDFX3Check false /PDFXCompliantPDFOnly false /PDFXNoTrimBoxError true /PDFXTrimBoxToMediaBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXSetBleedBoxToMediaBox true /PDFXBleedBoxToTrimBoxOffset [ 0.00000 0.00000 0.00000 0.00000 ] /PDFXOutputIntentProfile () /PDFXOutputConditionIdentifier () /PDFXOutputCondition () /PDFXRegistryName () /PDFXTrapped /False
/CreateJDFFile false /Description > /Namespace [ (Adobe) (Common) (1.0) ] /OtherNamespaces [ > /FormElements false /GenerateStructure false /IncludeBookmarks false /IncludeHyperlinks false /IncludeInteractive false /IncludeLayers false /IncludeProfiles false /MultimediaHandling /UseObjectSettings /Namespace [ (Adobe) (CreativeSuite) (2.0) ] /PDFXOutputIntentProfileSelector /DocumentCMYK /PreserveEditing true /UntaggedCMYKHandling /LeaveUntagged /UntaggedRGBHandling /UseDocumentProfile /UseDocumentBleed false >> ]>> setdistillerparams> setpagedevice
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