future of money

Future  of  Money  &  Banking  Peter  Vander  Auwera  

@petervan  

VIDEO  FLY  ME  TO  THE  MOON  

hDp://www.youtube.com/watch?v=5I_O2JgVNs4&feature=share&list=UUfot1jp_v38GWuvq8FyQoyg    

SEA  OF  CHANGE  

•  Tech:    –  SoLoMo:  Social,  Loca`on,  Mobile  –  Plaaorm,  APIs,  Horizontal  Sourcing  –  Data,  Automa`on,  Security,  Disintermedia`on,  Crowds  

•  Non-­‐Tech  –  New  expressions  of  value:  alterna`ve/complementary  currencies,,  

cred,  influence,  informa`on  assets  –  Banking  as  a  plaaorm,  Everything  as  a  Service  –  New  Economies  (P2P,  Sharing,  ADen`on,  Reputa`on,…)  –  Crowd-­‐everything  (Credit  Cards,  Funding,  Inves`ng,  etc),  from  Silo  to  

Open  

UNDERSTREAM  

Highly  Fragmented  Market  

Mobile network operators Money transfer operators

Credit card companies

Mobile wallets

Vendors

E-commerce companies

Handset manufacturers

7

Shijs  Happen  

hDp://envisioningtech.com/finance/    

More  

Plus  

Core  

New  

Incumbents   Edges  

Challengers  Big  Boys  

More  

Plus  

Core  

New  

Incumbents   Edges  

Challengers  Big  Boys  

It’s  BIG  business  

CITI  

15.5  Billion  $  per  month  

JMPC  

5.5  Billion  $  per  month  

Zopa  P2P  Lending  

1/4  Billion  £  since  2005  

What’s  Next?  

VIDEO  SLICES  OF  LIFE  

hDp://www.youtube.com/watch?v=Wzsqtdx40qg&feature=youtu.be    

from  

“Money”-­‐Bank    to  

“Data”-­‐Bank  

TROV  VIDEO  

hDp://vimeo.com/45995619    

Resources  

hDp://www.goodreads.com/goodreadscompetervan    

THANK  YOU  

Peter  Vander  Auwera  @petervan