lesson 2: the rule of money
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The RULE OF 72
The RULE OF 72
IT HAS BEEN YEARSNOW THAT I WASSEARCHING FOR A
FINANCIAL MENTOR…
The RULE OF 72
FINALLY, I FOUNDTHE RIGHT MENTOR…
The RULE OF 72
AND HE TAUGHT MEA VERY POWERFUL
CONCEPT…
The RULE OF 72
WHICH UNTILNOW BLOWS OFF
MY MIND…
The RULE OF 72
HE TAUGHT METHIS VERY POWERFUL
RULE…
The RULE OF 72
THE RULE OF72…
The RULE OF 72
OR WHAT WE CALL…
The RULE OF 72
THE RULE OFMONEY…
The RULE OF 72
HAVE YOU EVERHEARD OF
THE RULE OF 72?
The RULE OF 72
IT’S A VERYSIMPLE, YET
VERY POWERFUL FORMULA…
The RULE OF 72
IT WAS FORMULATEDBY MY DEAREST
BELOVED FRIEND,ALBERT EINSTEIN…
The RULE OF 72
SOME WOULD SAYIT IS THE
8TH WONDEROF THE WORLD…
The RULE OF 72
WHAT DOES THISFORMULA
SAY?
The RULE OF 72
THE RULE OF 72SAYS …
The RULE OF 72
TAKETHE NUMBER
72…
The RULE OF 72
DIVIDE THIS BYTHE
PERCENTAGE INTEREST
The RULE OF 72
WILL RESULTTO
APPROXIMATELY…
The RULE OF 72
THE NUMBER OF YEARSYOUR MONEY
WILL DOUBLE…
The RULE OF 72
HERE IS WHAT THEFORMULA LOOKS LIKE…
The RULE OF 72
72 / %INTEREST =NUMBER OF YEARS
2X
The RULE OF 72
THIS ISACTUALLY
THE COMPOUNDINGINTEREST FORMULA,
SIMPLIFIED
The RULE OF 72
JUST TO GIVEYOU SOME
ILLUSTRATIONS…
The RULE OF 72
LETS SAY,YOUR AGE TODAY
IS22…
The RULE OF 72
AND YOUHAVE WITH
YOU…
The RULE OF 72
P100,000.00CASH…
The RULE OF 72
AND YOU WANTTO INVEST ITIN A BANK…
The RULE OF 72
THAT YIELDS1% INTERESTPER YEAR…
The RULE OF 72
APPLYING THEFORMULA…
The RULE OF 72
72 / %INTEREST =NUMBER OF YEARS
2X
The RULE OF 72
72 / 1% =72 YEARS
The RULE OF 72
SOIF TODAY YOU ARE
22 YEARS OLD…
The RULE OF 72
22 + 72 = 94 YEARS OLD
The RULE OF 72
THIS MEANSTHAT AT 94 YEARS OLD,
YOUR MONEY WILLBECOME
P200,000.00…
The RULE OF 72
LET ME GOINTO A DETAILED
ILLUSTRATIONON THIS…
The RULE OF 72
WHAT IF AT THE AGEOF 29, YOU LEARNED
AND INVESTED ONA HIGHER INTEREST RATE…
The RULE OF 72
LETS SAY,YOU INVESTED
AT 4% INTERESTPER YEAR…
The RULE OF 72
APPLYINGAGAIN
THE FORMULA…
The RULE OF 72
72 / %INTEREST =NUMBER OF YEARS
2X
The RULE OF 72
72 / 4% =18 YEARS
The RULE OF 72
SO, IF AT THE AGEOF 29, YOU INVESTED
P100,000 WITHAN INTEREST OF 4%...
The RULE OF 72AGE 4%
29 P100,000
The RULE OF 72
BY THE AGE OF 47,
YOU WOULDHAVE…
The RULE OF 72AGE 4%
29 P100,000
47 P200,000
The RULE OF 72
AND BY THEAGE OF 65,
YOU WOULD HAVE…
The RULE OF 72AGE 4%
29 P100,000
47 P200,000
65 P400,000
The RULE OF 72
FRIEND…ARE YOU STILL
WITH ME?
The RULE OF 72
I DO HOPESO…
The RULE OF 72
BECAUSETHE NEXT SLIDESWOULD REVEALTHE BEST PART
OF THIS PRESENTATION…
The RULE OF 72
NOW…
The RULE OF 72
ASSUMING THATYOU LEARNED
MORE ABOUT HOWMONEY WORKS…
The RULE OF 72
AND INVESTEDON A MUCH
HIGHERINTEREST…
The RULE OF 72
LETS SAY….
The RULE OF 72
AT 6%PER YEAR…
The RULE OF 72
LET’S DO THEMATH, SHALL WE?
The RULE OF 72
72 / 6% =12 YEARS
The RULE OF 72
JUST A QUICKILLUSTRATION
ON THE RESULT…
The RULE OF 72AGE 6%
29 P100,000
MONEY DOUBLES EVERY
12 YEARS….
The RULE OF 72AGE 6%
29 P100,000
41 P200,000 MONEY DOUBLES EVERY
12 YEARS….
The RULE OF 72AGE 6%
29 P100,000
41 P200,000
53 P400,000
MONEY DOUBLES EVERY
12 YEARS….
The RULE OF 72AGE 6%
29 P100,000
41 P200,000
53 P400,000
65 P800,000
MONEY DOUBLES EVERY
12 YEARS….
The RULE OF 72
A HIGHERINTEREST RATE
PERHAPS?
The RULE OF 72
LET’S TRY8%?
The RULE OF 72
DO THE MATHAGAIN…
The RULE OF 72
72 / 8% =9 YEARS
The RULE OF 72
A QUICKILLUSTRATION
AGAIN…
The RULE OF 72AGE 8%
29 P100,000
MONEY DOUBLES EVERY
9 YEARS….
The RULE OF 72AGE 8%
29 P100,000
38 P200,000 MONEY DOUBLES EVERY
9 YEARS….
The RULE OF 72AGE 8%
29 P100,000
38 P200,000
47 P400,000
MONEY DOUBLES EVERY
9 YEARS….
The RULE OF 72AGE 8%
29 P100,000
38 P200,000
47 P400,000
56 P800,000
MONEY DOUBLES EVERY
9 YEARS….
The RULE OF 72AGE 8%
29 P100,000
38 P200,000
47 P400,000
56 P800,000
65 P1,600,000
MONEY DOUBLES EVERY
9 YEARS….
The RULE OF 72
NOT BAD HUH?
The RULE OF 72
HOW ABOUTINVESTINGIT AT 12%?
The RULE OF 72
WE WOULDTHEN HAVE…
The RULE OF 72
72 / 12% =6 YEARS
The RULE OF 72
ANOTHER QUICKILLUSTRATION…
The RULE OF 72AGE 12%
29 P100,000
MONEY DOUBLES EVERY
6 YEARS….
The RULE OF 72AGE 12%
29 P100,000
35 P200,000 MONEY DOUBLES EVERY
6 YEARS….
The RULE OF 72AGE 12%
29 P100,000
35 P200,000
41 P400,000
MONEY DOUBLES EVERY
6 YEARS….
The RULE OF 72AGE 12%
29 P100,000
35 P200,000
41 P400,000
47 P800,000
MONEY DOUBLES EVERY
6 YEARS….
The RULE OF 72AGE 12%
29 P100,000
35 P200,000
41 P400,000
47 P800,000
53 P1,600,000
MONEY DOUBLES EVERY
6 YEARS….
The RULE OF 72AGE 12%
29 P100,000
35 P200,000
41 P400,000
47 P800,000
53 P1,600,000
59 P3,200,000
MONEY DOUBLES EVERY
6 YEARS….
The RULE OF 72AGE 12%
29 P100,000
35 P200,000
41 P400,000
47 P800,000
53 P1,600,000
59 P3,200,000
65 P6,400,000
MONEY DOUBLES EVERY
6 YEARS….
The RULE OF 72
HERE ISA CLEARER VIEW
AS TO WHAT WE DID…
The RULE OF 72AGE 4% AGE 6% AGE 8% AGE 12%
29 P100,000 29 P100,000 29 P100,000 29 P100,000
47 P200,000 41 P200,000 38 P200,000 35 P200,000
65 P400,000 53 P400,000 47 P400,000 41 P400,000
65 P800,000 56 P800,000 47 P800,000
65 P1,600,000 53 P1,600,000
59 P3,200,000
65 P6,400,000
The RULE OF 72
MOST FILIPINOSDON’T KNOW
HOW MONEY WORKS…
The RULE OF 72
SOME WOULDINVEST IN BANK’S
TIME DEPOSITTHAT YIELDS
4%
The RULE OF 72AGE 4% AGE 6% AGE 8% AGE 12%
29 P100,000 29 P100,000 29 P100,000 29 P100,000
47 P200,000 41 P200,000 38 P200,000 35 P200,000
65 P400,000 53 P400,000 47 P400,000 41 P400,000
65 P800,000 56 P800,000 47 P800,000
65 P1,600,000 53 P1,600,000
59 P3,200,000
65 P6,400,000
The RULE OF 72
BUT BANKSARE WISE…
The RULE OF 72
THEYWOULD INVEST YOUR MONEY
IN A FACILITYTHAT YIELDS HIGHER
INTERESTS…
The RULE OF 72
MAYBEAT 12%...
The RULE OF 72AGE 4% AGE 6% AGE 8% AGE 12%
29 P100,000 29 P100,000 29 P100,000 29 P100,000
47 P200,000 41 P200,000 38 P200,000 35 P200,000
65 P400,000 53 P400,000 47 P400,000 41 P400,000
65 P800,000 56 P800,000 47 P800,000
65 P1,600,000 53 P1,600,000
59 P3,200,000
65 P6,400,000
The RULE OF 72
SO AT AGE 65…
The RULE OF 72
THEY WOULD GIVEYOU THE P400,000.00
THAT THEYPROMISED TO GIVE…
The RULE OF 72AGE 4% AGE 6% AGE 8% AGE 12%
29 P100,000 29 P100,000 29 P100,000 29 P100,000
47 P200,000 41 P200,000 38 P200,000 35 P200,000
65 P400,000 53 P400,000 47 P400,000 41 P400,000
65 P800,000 56 P800,000 47 P800,000
65 P1,600,000 53 P1,600,000
59 P3,200,000
65 P6,400,000
The RULE OF 72
BUT THEY ALREADYEARNED P6,000,000.00,FROM YOUR MONEY…
The RULE OF 72AGE 4% AGE 6% AGE 8% AGE 12%
29 P100,000 29 P100,000 29 P100,000 29 P100,000
47 P200,000 41 P200,000 38 P200,000 35 P200,000
65 P400,000 53 P400,000 47 P400,000 41 P400,000
65 P800,000 56 P800,000 47 P800,000
65 P1,600,000 53 P1,600,000
59 P3,200,000
65 P6,400,000P6,000,000.00
BANK
The RULE OF 72
THANKS TO YOU…THEY ALREADY HAVE
BIG BUILDINGS…
The RULE OF 72
… THE END…
The RULE OF 72
… BUT WAIT…
The RULE OF 72
… THERE’S MORE …
The RULE OF 72
YES, THIS IS THEEND OF THE LESSON…
The RULE OF 72
AND LET ME PERSONALLYCONGRATULATE
YOU FOR FINISHINGA VERY SHORT COURSE
ON FINANCIAL LITERACY…
The RULE OF 72
BUT…
The RULE OF 72
I WANT TO BE HONESTWITH YOU…
The RULE OF 72
THIS IS NOT REALLYTHE END…
The RULE OF 72
BUT THE BEGINNING OF YOUR JOURNEY…
The RULE OF 72
THE JOURNEYTO YOUR
FINANCIAL FREEDOM…
The RULE OF 72
ARE YOUINTERESTEDTO JOURNEYIT WITH ME?
The RULE OF 72
IF YES,THEN GO AHEAD
AND READTHE NEXT LESSON
NOW…
The RULE OF 72
IF YOU ARE INTERESTEDIN ATTENDING FREE
SEMINARS ON THESE…
The RULE OF 72
OR IF YOU AREINTERESTED IN INCREASING
YOUR FINANCIAL IQ…
The RULE OF 72
OR IF YOU WANTTO AVAIL OUR
FREE FINANCIAL CHECK-UP…
CONTACT ME NOW@ARWIN BUENO
IMG FINANCIAL TRAINOR
arwin_img@yahoo.com010-8672-8244
The RULE OF 72
The RULE OF 72
… it does not matter how much you earn…
what matters is what you do with what you
earn…
The RULE OF 72
- END OF PART II -
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