ANDROMEDA(Serving loan customers since last 2 decades)

LoansInsuranceReal Estate

About Us – Andromeda Group

• Largest financial distribution company in India touching a monthly disbursal figures of Rs. 250 Crore plus

• Andromeda group also runs India’s third largest domestic BPO

• Working with all the leading financial institutions

• More than 9000 professional employees

• Established across top 10 cities, driven by a highly experiencedleadership team

• Andromeda, being a pioneer in financial distribution has grown over the last 20 years

• First partners of Citibank loans/Credit Cards in India

• Over 5 lakh satisfied customers

• Received the ‘AAA’ Rating from Credit Agencies

• Navis Capital is the PE Investor in Andromeda

Why Andromeda Why Andromeda –– as your preferred loan partner?as your preferred loan partner?

•• We are IndiaWe are India’’s largest ones largest one--stopstop--shop Power House for Financial products shop Power House for Financial products –– serving serving retail/SME/Corporate clientsretail/SME/Corporate clients

•• Today Andromeda is the biggest financial distributor in the counToday Andromeda is the biggest financial distributor in the country try –– our monthly disbursal our monthly disbursal touches 250 + touches 250 + crorescrores of Secured (HL/ of Secured (HL/ LAP)andLAP)and Unsecured (PL/BL/Working Capital) loans Unsecured (PL/BL/Working Capital) loans

•• Partnered with top financial institutes of IndiaPartnered with top financial institutes of India

•• Sourcing a product through Andromeda means ensuring an endSourcing a product through Andromeda means ensuring an end--toto--end solution for the customerend solution for the customer

•• Exceptional Exceptional TAT(TurnTAT(Turn Around Time)Around Time)

•• PersoanlizedPersoanlized loan counselingloan counseling

•• Loans worth over Loans worth over RsRs. 10,000 . 10,000 CroreCrore disburseddisbursed

•• Ability to offer multiAbility to offer multi--financier/multifinancier/multi--funding options to our customersfunding options to our customers

Confused??? Confused???

Andromeda is here to help!Andromeda is here to help!

• Secure best rates & terms for our valued clients

• Free you from the limitations of raising finance from local banks

• Help you understand your finance raising options

• Provide tailor made solutions for your business

• Protect you from hassles and complications caused by policy changes at banks

• Truly personalised and door-step services

Products we have to offer

•• Unsecured Salaried Personal Loans Unsecured Salaried Personal Loans uptoupto RsRs. 1 . 1 CroreCrore

•• Unsecured Business Loans Unsecured Business Loans uptoupto RsRs. 3 . 3 CroresCrores

•• Homes Loans Homes Loans uptoupto RsRs. . RsRs. 25 . 25 CroresCrores

•• Loans Against Property Loans Against Property uptoupto RsRs. 25 . 25 CroresCrores

•• Life InsuranceLife Insurance

•• Real Estate AdvisoryReal Estate Advisory

•• Loans Against Equity Shares & Mutual Loans Against Equity Shares & Mutual FundsFunds

•• Loans Against Gold Bars, Gold Coins & Loans Against Gold Bars, Gold Coins & Gold Gold JewelleryJewellery

•• Loans for Purchase of Commercial Loans for Purchase of Commercial PropertyProperty

•• Working Capital, OD/CC.LC, BG and Working Capital, OD/CC.LC, BG and BuyerBuyer’’s credits credit

Secured Loans(Home loans and Loan Against Property)

• We disburse 200 We disburse 200 CroresCrores of secured loans HL/LAP on a monthly basisof secured loans HL/LAP on a monthly basis•• Provide end to end financial solutions for Provide end to end financial solutions for CorporatesCorporates, , HNIsHNIs and and ExpatsExpats•• Assist clients in choosing the right financial institution at bAssist clients in choosing the right financial institution at best possible commercial termsest possible commercial terms•• Being on the panel of several corporates, our team has the experience and expertise to deliver the right deal for our customers• Ensure Hassel-free and transparent transactions

* All loans are at the sole discretion of the bank / financing company

UnsecuredUnsecured LoansLoans(Personal loans, Business loans, Working Capital)(Personal loans, Business loans, Working Capital)

••Currently disbursing 50 Currently disbursing 50 CroresCrores plus of unsecured loan every month across 10 locationsplus of unsecured loan every month across 10 locations•• Most preferred choice of Most preferred choice of SMEsSMEs••Biggest distributor of unsecured loans for HDFC BankBiggest distributor of unsecured loans for HDFC Bank••Exceptional Turn Around Time for clientsExceptional Turn Around Time for clients

* All loans are at the sole discretion of the bank / financing company

SalariedSalaried ::

1) Pan card copy1) Pan card copy2) Residence address proof ( Bank Statement/utility bill/driving2) Residence address proof ( Bank Statement/utility bill/drivinglicense/passport/rent license/passport/rent agmtagmt/property /property agmtagmt etc)etc)3) 3 month salary slip3) 3 month salary slip4) Last two years form 16 copy4) Last two years form 16 copy5) Last 6 months bank stmt with salary credits5) Last 6 months bank stmt with salary credits6) Copy of property papers with previous 6) Copy of property papers with previous agmtsagmts, share certificate front , share certificate front and back side copy, OC copy and draft and back side copy, OC copy and draft agmtagmt for the property purchase ( for the property purchase ( Anything extra depending on the property)Anything extra depending on the property)7)Colour photograph7)Colour photograph

-- All the property owners to be the coAll the property owners to be the co--applicants and point 1 and 2 applicants and point 1 and 2 required for them.required for them.all the documents to be self attested by the customerall the documents to be self attested by the customer

List of Documents:

Self EmployedSelf Employed

1) Pan card copy1) Pan card copy2) Residence address proof ( Bank Statement/utility bill/driving2) Residence address proof ( Bank Statement/utility bill/drivinglicense/passport/rent license/passport/rent agmtagmt/property /property agmtagmt etc)etc)3) Office address proof of the business3) Office address proof of the business4) Last 3 years financials with ITR, Computation of income, P&L,4) Last 3 years financials with ITR, Computation of income, P&L, Balance Balance Sheet, SchedulesSheet, Schedules5) Last 1 year bank statement (All the A/C)5) Last 1 year bank statement (All the A/C)6) Copy of property papers with previous 6) Copy of property papers with previous agmtsagmts, share certificate front and , share certificate front and back side copy, OC copy and draft back side copy, OC copy and draft agmtagmt for the property purchase ( for the property purchase ( Anything extra depending on the property)Anything extra depending on the property)7)Colour photograph7)Colour photograph

For partnership firmsFor partnership firmsa) Partnership deeda) Partnership deedb) List of Partners and their profit sharing ratio on the CA leb) List of Partners and their profit sharing ratio on the CA letter tter

For Private Limited CompanyFor Private Limited Companya) MOA and AOAa) MOA and AOAb) List of directors and shareholders with their shareholding pb) List of directors and shareholders with their shareholding pattern attern

on CA letter headon CA letter head

All the partners to be on the loanAll the partners to be on the loanAt least 76% shareholders to be on the loan for a At least 76% shareholders to be on the loan for a pvtpvt ltd co. ltd co. All the property owners to be the coAll the property owners to be the co--applicants and point 1 and 2 required applicants and point 1 and 2 required for them.for them.all the documents to be self attested by the customerall the documents to be self attested by the customer

Jaipur

Delhi

Baroda

Mumbai

Hyderabad

BangaloreChennai

NagpurNashik

Indore

Operational Cities

•• MumbaiMumbai•• DelhiDelhi•• BangaloreBangalore•• HyderabadHyderabad•• ChennaiChennai•• JaipurJaipur•• BarodaBaroda•• IndoreIndore•• NagpurNagpur•• NashikNashik

Our List of Banks and NBFCs:

• HDFC• Citibank• Standard Chartered• Axis• ICICI• Deutsche• Barclays• Kotak• DCB• Dhanalaxmi• ING Vysya• IDBI

* All loans are at the sole discretion of the bank / financing company

• Bajaj Finance• DHFL• India Infoline• Magma Fincorp• Fullerton India• Indiabulls• Tata Capital• Deutsche Post• Barclays Finance• Reliance Capital• Edelweiss

Andromeda RealtyAndromeda Realty(servicing only in Mumbai & Delhi)(servicing only in Mumbai & Delhi)

•• We provide credible information on properties available in We provide credible information on properties available in the marketthe market

••We have an excellent database of clients and property We have an excellent database of clients and property listings and thus, ensure quick closure of dealslistings and thus, ensure quick closure of deals

••Excellent network established with corporate realtors Excellent network established with corporate realtors -- both in both in the residential and commercial segmentthe residential and commercial segment

••We have an inWe have an in--house legal team to provide solutions for all house legal team to provide solutions for all property issuesproperty issues

•• Also offer management of properties under one roofAlso offer management of properties under one roof

Builder TieBuilder Tie--upsups

• Hiranandani• Rahejas• Lodha• Kalpataru• Oberois• Rustomjee

• Peninsula• India Bulls• Wadhwa• D.B Realty• Sheth Developers

Builder TieBuilder Tie--upsups

• Hiranandani• Rahejas• Lodha• Kalpataru• Oberois• Rustomjee

• Peninsula• India Bulls• Wadhwa• D.B Realty• Sheth Developers• RNA Group

Life Insurance Life Insurance –– our partner MAX NEW YORK LIFEour partner MAX NEW YORK LIFE

•• Max New York Life Insurance Company Ltd. is a joint venture between Max India Limited, one of India's leading multi-business corporations and New York Life International, the international arm of New York Life, a Fortune 100 company• The company has positioned itself on the quality platform. In line with its vision to be the most admired life insurance company in India• It has developed a strong corporate governance model based on the core values of excellence, honesty, knowledge, caring, integrity and teamwork.

••Plans Offered:Plans Offered:

LPP (Life Partner Plus)LPP (Life Partner Plus)

LGP (Life Gain Plus)LGP (Life Gain Plus)

Our Major Corporate Clients

India’s top 100 Corporate are our clients, including:

• Reliance Group • Essar Group• Tata Group• Aditya Birla Group• Leighton Contractors• B.B.C• Tata Motors• Citibank• Barclays Bank• Louis Berger• Yates Desbuild JV• Planet M• WNS Global Services• GTL Limited

Andromeda Marketing Pvt. Ltd. 19, Creative Industrial Estate, Sunder Nagar, Kalina, Santacruz (East), Mumbai – 400 098

Call us: 9820836518 Email: martin@andromeda.in Website: www.andromedaloans.com Blog: www.androindia.com

Disclaimer: The information contained in this presentation is indicative of the kind of services that are proposed. It does not constitute part of an offer or contract. All the product features are subject to change from time to time and from institution to institution.