Ashish Kumar318, 2nd Floor, Sant Nagar, East of Kailash, New Delhi-65

Email: ashish.bsoft@gmail.com Mobile : +91-7838061990

CAREER OBJECTIVE

To become an excellent professional with sincerity, hard work and valuable learning in my working environment and to rise in the organization while performing challenging and qualitative jobs.

WORK EXPERIENCE

Working with HDFC BANK LTD as a Assistant Manager. Since 04th may 2015 to Till date.

Profile

NDC of all products for consumer Loans Auto loan,Two wheeler loan,RIG(Rural Initiative Grouop) CV,LCV,CE, SARAL, USED VEHICLE.

Complete system work till disbumenrset of file in Los,Finnone,Flexcube. Checked PDC/ECS for non discrepancy. Checked KYC, Banking, RCU Report, Invoice & Margin Money of all Products. Checked IRR as per Rate Matrix & other approvals. Controlling & tracking of Disbursed files of different loans. Review files before sending to cops. Co-ordinate with Credit & Sales to disbursed the files. Complete file checking for secure & unsecure OD Complete file checking for Business loan Serviced focused banking professional with hand on experience of handling national and

domestic initiatives and operations of a bank and its clients. Proficient knowledge of core, finance, and management, certified with Post Graduate Diploma in

Banking (PGDB). A team player with effective interpersonal skills, fluent in Hindi and moderate in English,

focused at driving customer loyalty initiatives and productivity gains through effective and efficient customer relationship management.

Hand-on experience in working with various banking software such as Los,finnone,Flexcube software etc.

Proficiency at grasping new technical concepts quickly and utilizing them in productive manner. Possess analytical abilities along with problem solving, presentation. Data analysis and

interpersonal skills.

MAJOR STRENGTHS

Very enthusiastic and positive work attitude Ready to accept challenges Fast Learner & Open to learning new things

Hardworking and good communicator

Technical Skills

Operating Systems : Windows XP / 7Office : MS Office 2007 and 2010Banking Tools : Los,Finnone,Flexcube

Professional Qualifications and Enhancements

Post Graduate Diploma in Banking (PGDB) from IFBI NIIT in 2013. Foundation Certificate in Banking from IFBI NIIT in 2012. Pursuing MBA from ICFAI.

Academic Qualifications

1. Completed Graduation (Bachelor in Commerce) from Magadh University, Patna with 64 % on Year 2012.

2. Completed Intermediate from National Open School with 61 % on Year 20093. Completed Matriculation from Bihar School Examination Board with 59 % on Year 2006.

PAST WORKING EXPERIENCE

Kotak Mahindra Bank Ltd . Since 17th sep 2013 to 22nd apr 2015.Role- Associate

Profile

NDC of all products for consumer Loans t CV,LCV, CE, SARAL, USED VEHICLE,SPLN,GOLD LOAN, OD)

Complete system work till disbumenrset of file in core,Bcif,Siebel. Checked PDC/ECS for non discrepancy. Checked KYC, Banking, RCU Report, Invoice & Margin Money of all Products. Checked IRR as per Rate Matrix & other approvals. Controlling & tracking of Disbursed files of different loans. Review files before sending to cops. Co-ordinate with Credit & Sales to disbursed the files. Complete file checking for secure & unsecure OD Complete file checking for Business loan.

Achievements

To get best efficiency employee certificate for my efficient work and dedication.

Personal Information

Father’s name : Ashok SinghDate of Birth : 16 July 1991Sex : MaleNationality : IndianMarital Status : SingleDeclaration

I declared that the information given above is true to the best of my knowledge and belief.

Date:Place: ASHISH KUMAR