australia property investment - uchkconsulting.com

CHINA|HONG KONG|INDONESIA|MALAYSIA|SINGAPORE

海外投资者的必备指南t h e o v e r s e a s i n v e s t o r s e s s e n t i a l g u i d e

IMMIGRATIONa matter of coming and going

BUYING PROPERTY with no deposit ? impossible !

THE TWO-PRONGED Purpose of a Property Investment

WIN QANTAS FLIGHTS Two Economy and Two Business Class tickets to Win

移民是去，是留

置业零存款？不可能

双管齐下房产投资的问题

赢取澳洲航空机票有机会赢取2张经济舱和2张商务舱机票

+1959年以来最低的利率

lowest interest rates since 1959 Says Scott O. Talbot

陶智研讨会 UCHK SEMINARS

The essential guide for

all overseas investors and

immigration news

海外投资者的必备指南

免费提供住宅或公司

递送

SCOTT O.TALBOT

房

地产相关投资服

务

UC

H

K CONSULTING LIM

ITED

2 | Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com | 3

CONTENTS

- VISA DILEMMA

why investors are confused and real

estate agents are being opportunists.

- 签证的两难境地 - 为什么投资者感到困

惑而房地产商成为了投机者。

- IMMIGRATION

who really understands the rules and

regulations regarding Immigration to

Australia - 移民 - 谁是真正了解澳大利亚

移民条款的人。

- NUT INVESTMENT

there are two main types of investor

when it comes to investment in real

estate. - 投资的难题 - 房地产投资中的两

种投资者

- UCHK SEMINARS

the path to wealth is clearly

knowledge and correct advice

- 陶智研讨会 - 通往财富的光明大道提供

专业和正确的咨询服务

- NO DEPOSIT

Times are changing and those in the

know can save themselves time and

money by knowing how to invest in

property the smart way - 零存款- 了解

如何省时省钱的进行明智的投资

- PURPOSE OF PROPERTY

some enjoy moderate capital growth

and high rental returns

- 置业的目的 - 享受稳定的资产增长和高

额的租金收益

- TALK IS CHEAP

The lowest interest rates since 1959

coupled with access to private

banking products - 空口无凭 - 自1959

年以来最低的利率与可以利用的个人银行

产品的结合

- AUSTRALIAN POPULATION

Australian Real Estate Market in need

of more property. - 澳大利亚人口 - 澳大利亚房地产业的更大需求

- CONUNDRUM

housing shortage -vs- population in

Australia - 难题 - 住房紧缺 –vs- 澳大利亚人口

A GAME OF THIRDSA broader view on the factors affecting property investment

S O, YO U’ V E S I G N E D T H E CO N T R AC T, H A N D O V E R I S CO M P L E T E , F I N A N C I N G I S I N P L AC E , E V E R Y T H I N G I S LO O K I N G G O O D O N YO U R B R A N D N E W, F I R S T E V E R P R O P E R T Y I N V E S T M E N T.

Or perhaps you’re an old hand and this simply marks another shrewd addition to your bulging property investment portfolio. However, whether you be an intrepid new explorer into the world of property investment, or have navigated the metaphorical four corners of the real estate world, before getting too car-ried away with how your property investment will perform, we must analyze the global economics and the affordability factors in each city which will help to give key indicators on the health of the overall economy and social circum-stances in that area, thus revealing the likely outcome of your investment.

Many different elements and factors come into play that will have a long-term impact on both capital growth and rental returns.

To understand this better, let us analyze countries that are experiencing huge capital growth and what the effect will be in those countries.

A favorite example of mine is Singapore.

real estate agents and speculators have inflated the market prices so much above the average income to the point where the average local can no longer afford to live comfort-ably. Accommodation costs now use up 70 percent and lifestyle remains at around 30 percent. Lifestyle will always be 30. People don’t generally eat less, not travel or deprive them-selves of all luxuries and leisure. How-ever, they will sacrifice any attempt to make savings. This is a bad state of affairs.

Continued on page....17

Property values have been doubling or tripling in unprecedented surges. The pockets of investors have not been big enough to fit the cash that has been flowing abundantly. The question only remains then to be asked, is it stable? Well, lets look at the example of the localised economic balance on the affordability scale. The average citizen earns $50,000 a year, about a $1,000 a week. In a balanced economy and social set-ting salaries are used equally in three areas. That is, 33 percent of income is used towards accommodation, a further 33 percent goes towards life-style and entertainment and in a truly balanced economic environment the remaining 33 percent is allocated towards savings (the extra 1 percent can be allocated upon discretion). This is considered a balanced situ-ation. When you get to the likes of Singapore, the property investors,

ANALYzE COUNTRIES THAT ARE ExPERIENCING HUGE

CAPITAL GROWTH AND WHAT THE EFFECT WILL BE

分析当一个国家正在经历巨大的资产增长，而造成的影响会是

一个三分之一的游戏

在一个广阔的视角看来对房地产投资的影响因素

当您签完合同，完成交接工作，资金到位，您的第一次房地产投资看起来一切都很完美。

又或者您是一个房地产投资的行家，这次投资仅仅只是在您的投资清单上又增加了漂亮的一笔。无论您是一个勇敢的房地产投资者新星或是一个纵横房地产业多年的行家，在您的房地产投资产生任何收益之前，您必须分析世界经济和不同城市房地产的可购买性，这些分析不仅将会是经济和社会环境保障的重要指标，还会预示您可能得到的投资结果。

不同的因素发挥作用将对资产增长和租金收益造成长期的影响。

为了让您更深入的了解这些，让我们为您分析当一个国家正在经历巨大的资产增长和将会造成的影响。

以新加坡为例，现在新加坡的房地产价值正以两倍甚至三倍的史无前例的速度增长。投资者赚取的资金大量的流动，这个现象不禁让人质疑，这是稳定的吗？那让我们看看本地化经济平衡的负担能力规模。假使一座城市的人均年收入是$50,000，大约合成$1,000一周。那么在安定的经济和社会环境下，薪水会被平均用于三个方面，其中33%用于居住设备，另外33%用于生活和娱乐消遣，在绝对安定的经济环境下余下的33%会被作为储蓄（额外的1%可以随意支配）。当然，这些都是存在于极度稳定的生活形势下。但是在新加坡，房地产投资者，地产中介和投机者已经将市场价格膨胀到高于平均收入太多，这导致了许多新加坡人不能很舒适的生活。居住设备花费了薪水的70%，使得花费在生活消遣方面的薪水只能占据30%。人们不能减少自己在吃方面的花费，所以削减的部分只能通过不去旅行或者不买奢侈品和不消遣来获得。即使这样，大多数新加坡人还不得不牺牲自己的储蓄计划来填补住宿方面的费用膨胀，这并不是个好的征兆。

（下接第17页）

SCOTT O.TALBOT

房


务

UC

HK CONSULTING LIM

ITED


W H Y I N V E S TO R S A R E CO N F U S E D A N D R E A L E S TAT E AG E N T S A R E B E I N G O P P O R T U N I S T S . Is the Significant Investor Visa being sold as something that it was never intended to be by its authors? Many real estate agents are touting the visa as

opportunities to get involved with chicken farms, a distant relative’s restaurant, car dealerships and an assortment of unusual business ventures. The difficulty for UCHK when approached by an investor inquiring about SIV is that there can never be a match on what the customer wants to invest in nor a business opportunity that meets our strict due diligence and will pass as a recommended ongoing concern for the client. In the majority of the opportunities that have been presented, they are not ongoing concerns, they are inflated and are simply businesses that are in debt and are looking for any way out by selling to an investor looking for any way in.

Moreover, it is very difficult to match a business that is an ongoing concern and profitable venture in an industry that is familiar with the clients skill base (don’t forget, whatever business you are buying, somebody has to run it). In a recent trade fair in Beijing an exhibitor was selling everything from chicken farms, pig farms, dairy farms, etc, as viable businesses for the visa. Whilst I come from a rural background and was naturally interested in these agricultural opportunities, I did wonder to myself how many of my wealthy Chinese clients would be keen on buying a chicken farm themselves, have ever even seen one, let alone would know how to run one.

Liken this to a restaurant for sell in prime location in Sydney. How many of my clients would be experienced restaurateurs in their natural environment, never mind in Sydney, Australia. So, before we get to the gate of opportunity for the significant investor visa, the first challenge is matching a client to a business opportunity that is not going to be a disastrous decision before we even lodge the paperwork. We also have the question, will my clients financial health-check pass the scrutiny of the Australian government with regards to the source of the $5m investment?

Notwithstanding the above, the SIV is a great opportunity and there are

VISA DILEMMA

STudenT学生 Work/BuSineSS/SponSored

工作/商业/担保ViSiTor 访问

inVeSTor 投资reTiremenT 退休

products that are perfectly structured, pre-approved, easy to understand and carry a fast-track from start to completion. UCHK recommends to its clients banking products, such as Credit Suisse. A large global institution has carefully structured a financial product that meets all the requirements of the Australian government. Available from UCHK, with this visa clients can invest with a clear understanding, know their returns, what is happening and the exit strategies.

Lets go back to the chicken farm, the restaurant, the car dealership, whatever the business opportunities are that people are thinking of. While best case scenario is that it may pass the approval test, the exit strategy will still be very difficult. Should you try to sell your shares or business, even recouping 50% of your initial investment would be a success as the agent had marked it up in the first place. When getting in to a business investment for the simple purpose of obtaining a visa, getting out of and exiting the business venture will be three times as hard. Potential investors should also bear in mind the careful analysis of the Australian government on all submitted applications. A proposal to buy uncle Bob’s cafe in Perth for $3m when the business is patently worth much less will be seen straight through by the reviewing government officers.

On the other hand, the banking products that are available offer a clear path, guarantee of return, and an exit strategy. No advertising to buyers, no commissions or any of the other problematic circumstances of buying a business.

Overseas investors considering the SIV should contact their UCHK consultant to get more details and advice on this matter.

If you are contemplating a Significant Investor Visa application, use a trusted banking product, exclusive to UCHK. It will be secure, it will manage itself, will guarantee positive returns and gives you a definite time of duration, which you can use to plan how you will enjoy your grant to residence in Australia.

the route to a passport and a lifestyle in Australia. As easy as the pitch may sound, the truth is rarely communicated to would-be applicants.

In a recent presentation, federal representatives and immigration experts delivered a report on the SIV’s success and clarified a lot of the

misrepresentations that have been presented to overseas investors.

Since the inception of the Significant Investor Visa class toward the end of 2012, out of 400 or more applicants to date, only two have been approved by the Australian government. Clearly there is a way to succeed in the application process or the government would never have created the visa in the first place. The success or not of the application seems to depend on professional and sound advice.

The basic rules can be summed as per the following:

AU $5 million invested in to a range of products, and crucially, validity of the $5 million. In other words, does the AU$5 million genuinely belong to the applicant? Is the source of those funds legitimate? Such antics as borrowing money from relatives to cover shortfalls or producing bank statements showing sudden transactions from unknown sources are a red flag for the Australian government.

Choosing which business investment to enter is no less of a difficulty for the visa applicants. There are many agents and brokers presenting

签证的两难境地为什么投资者感到困惑而房地产商成为了投机者。

许多房地产中介正在把兜售签证作为获得澳大利亚护照和生活方式的捷径。这听起来似乎很容易，事实上却很少传达到每个潜在的申请者。在最近的演讲中，联邦政府代表和移民专家就重要投资者签证的成功对海外投资者做了一场专门报告，并澄清了大量有关重要投资者签证的虚假陈述。

自2012年年底重要投资者签证发布以来，截止到目前有超过400名以上的申请者，只有两名申请者的申请被澳大利亚政府批准。显然有一种方法可以成功地应用申请程序否则政府不会设置这类签证。申请的成功与否其实依赖于专业和合理的建议。

基本规定概括如下：

需要投入500万澳大利亚元作为一系列产品的投资，重要的是，请注意这500万澳大利亚元的有效性。换句话说，这500万澳大利亚元是真正属于申请者的吗？这些资金的来源是合法的吗？一些来源不明的交易记录，比如从亲戚那儿借钱来弥补亏空或制造银行证明，都是澳大利亚政府严格审查的重要方面。

对于签证申请者来说，选择哪种商业活动进行投资是个不小的难题。有许多代理商和经纪人为申请者提供投资建议，比如养鸡场，远方亲戚的餐厅，汽车经销商以及各式各样的商业投资。当投资者询问有关重要投资者签证的问题时，陶智咨询公司发现总是很难找到与投资者要求所匹配的投资项目或是达到陶智咨询公司严格审查并能推荐给客户作为持续关注的商业机会。目前出现的大部分商业机会都无法达到持续关注的程度，有些企业可能会遭遇通货膨胀，或者有些企业正试图通过吸引投资者的资金投入来摆脱自身的负债。

此外，寻求商业的持续关注并能与有利润增长，熟悉客户技术基础的企业相匹配是很难同时兼顾到的(不要忘记，无论您购买哪种生意，都需要有人去经营它)。在最近的一次北京交易会上，有一位参展商试图兜售养鸡场，养猪场，奶制品农场等，来提供给投资者获得可行的商业签证。尽管我来自农村并对这些农业机会相当感兴趣，但我确实好奇有多少富有的中国客户将热衷于购买养鸡场，这其中又有多少人拥有相关的农业养殖知识以及相关的经营知识。

这就好比出售一间位于悉尼黄金地段的餐馆。有多少我的客户拥有餐饮行业经验，无论是否在悉尼，澳大利亚。所以，在我们到达重要投资者签证的这扇机会大门前，我们迎接的第一个挑战是寻找匹配客户业务，并能持续发展的商业机会，在我们提交书面文件之前，这个决定不会带来任何灾难性的后果。同时我们还有其他疑问，就是我的客户可以顺利通过关于500万澳大利亚元资金来源的澳大利亚政府的金融健康检查吗？

综上所述，重要投资者签证对投资者而言是一个巨大的机会，并且有完全结构化，预先批准，易于理解，以及快速运行并携带的产品。陶智咨询公司会给其顾客的银行产品提供建议，比如瑞士信贷。为了能满足澳大利亚政府的所有要求，有一家大型全球机构已经详细地结构化金融产品。陶智咨询公司提供此种服务，持有此种签证的客户可以对投资有一个清晰的理解，了解他们投资所带来的回报，现状和退出策略。

现在让我们回到养鸡场，餐馆，汽车经销商，任何人们正在考虑的商业机会这个话题上来。而最好的情况会是它可能会通过认证测试，但退出策略仍将是非常困难的。您应该试着卖掉你的股份或业务，甚至收回初始投资的50%，这会是代理为客户策划的第一个成功退出策略。以获得签证为目的开始一项商业投资是很简单的，但想要摆脱和退出商业投资将会付出3倍的努力。潜在的投资者也应该牢记澳大利亚政府会仔细分析提交的所有申请。举个例子，一项以300万澳币购买佩斯uncle Bob咖啡馆的提案，通过政府官员的审查发现这项业务的实际价值大大少于300万澳币。

另一方面，可利用的银行产品为投资者提供了一条清晰的道路，退款保证以及退出策略。这些银行产品可以帮助投资者在没有广告，没有佣金以及其他任何问题的情况下购买业务。考虑申请重要投资者签证的海外投资者应该联系他们的陶智咨询公司顾问，以获得关于此种签证的更多细节和建议。

如果您正在考虑申请重要投资者签证，您需要使用一款可以信赖的银行产品，而陶智公司独有这种银行产品。这种产品是安全的，可以进行自身管理，并将给予投资者积极的回报和确切的时间长度，这样有助于投资者规划在澳大利亚的生活。


I M M I G R AT I O N - A M AT T E R O F CO M I N G A N D G O I N G

W H O R E A L LY U N D E R S TA N D S T H E R U L E S A N D R E G U L AT I O N S R E G A R D I N G I M M I G R AT I O N TO AU S T R A L I A - A N D W H Y D O E S I T M AT T E R ?

While our company specialises in personal wealth creation through property investment, we take the issue of immigration seriously and strive to give our investor clients all the assistance that they need in this important and associated issue.

It has taken me by surprise at the importance of the topic of immigration and the direct relevance that it has to overseas property investment. At every UCHK event or seminar that we hold, no sooner than we’ve been talking about real estate investment than the subject of immigration crops up. I am usually met by scores of inquisitive questions on the subject hoping for definitive answers. Well, the issue is not that simple, and there are certainly no one-size-fits-all solutions. Each family and each personal set of circumstances are different. “How much does it cost? Who’s eligible? Am I too old? What’s the correct visa to apply for?” The questions always come thick and fast, the enthusiasm for the topic evident with many attendees seeking a better life abroad for themselves and their children. Sometimes a client, in their verve for the matter, offers a question and an answer at the same time. When I do answer, however, I let the clients know that various factors will affect the process; education, age, asset worth, health, and other elements. Whilst we have a designated team of immigration experts at our partner law firm Rigby Cooke who give the formal legal advice, the basic overview of what I tell my clients is that Australia welcomes all immigrants and visitors. A visa selected based on its criteria matching with the individual’s circumstances is the pathway to an extended stay in Australia and potentially permanent residency - a passport.

I break it down to the clients, it comes back to some basic factors; your age, are you investing in the country, do you have any offences against your name, and based on these points, in the normal course of circumstances nearly everyone will get their desired result. Whilst Australia does not hand out passports like candy at the airport, contrary to some beliefs I’ve met - it seems that opinions and ideas about immigration and entry to Australia are as varied and diverse as are the people that hold them - usually visas are the pathway to a longer term residence.

或许我们需要理解为什么这个热门的话题被摆在首位。150多年前，澳大利亚是英国罪犯的流放地。一个天堂般的流放地。但是对新的一代来说，现在的这里是个近乎神话般的天堂。来自地球各个角落的人们在这里寻求更好的生活。所有个人及家庭都在一个可能的移民地寻找理想因素；经济强劲，低失业率，充足的空间，丰富的文化，社会安全，丰富的野生动物，自然，沙滩和清新的空气，这样的例子不胜枚举，却没有一个不太理想的因素影响欧洲和北美。由于移民去不同国家的利弊被列出，澳大利亚如此受欢迎也不足为奇。

再回到移民问题，有些人认为充足的金钱是获得护照的唯一途径。在另一方面，有些人认为工作和学习是获得签证的仅有的两个选择。虽然这两个选择可以有效地申请签证，但是仍然有许多其他的选择。

这里有五种常见的签证；学生签证/ 工作/商务/配偶/ 旅游/投资/退休签证。当然这些签证的类别会根据申请人的不同情况来提出更具体的要求。

当我们看该怎样去澳大利亚的时候，应该说澳大利亚是一个移民国家，澳大利亚的一般人口都出生于海外或者父母在海外。澳大利亚的文化和生活方式多种多样，这使得许多移民者把澳大利亚视为家园。

澳大利亚政府对所有申请签证和居留权的人列出了相同的原则。国际和种族不是影响因素。政府意识到一般家庭的自然出生率在过去十年里以逐年减少一个孩子的速度下降，目前每个家庭平均有1.8个孩子。这低于保持人口的所需水平，因此移民政策才被考虑。在许多发达国家却没有如此待遇。

传统的移民天堂比如美国，加拿大和英国正遭受着内乱，银行濒临破产，高失业率，经济不景气，基础设施在学校，医院和交通方面过重的负担。相反，在澳大利亚，健康的新移民浪潮使澳大利亚每年的工业和经济产出保持在世界前列。

记得最近在北京的一次研讨会，无意中听到我公司首席执行官Scott o. Talbot的对话. 听顾客李先生说有意把自己的孩子送去澳大利亚读书。Talbot 先生表示获得澳大利亚学生签证就像买张机票那样简单。他说：“教育是我们的主要出口产品之一 - 我们邀请所有国际学生，尤其是中国学生特别受欢迎，因为他们非常勤奋好学”。

这次谈话的有趣之处在于李先生的孩子仅仅只有一岁。他却提前了18年为他的儿子计划未来。

这些是我给我的潜在客户的基本细节。当然，一旦他们完全成为我们的客户，那么他们就有机会从我们的法律顾问那寻求专家的意见。陶智咨询公司为客户提供免费签证服务和来自法律团队的移民咨询。

Perhaps we need to understand why this is such a hot topic in the first place. 150 years ago Australia was where the British sent their convicts. A paradisiacal exile. Now it’s an almost mythical like paradise for the new generations, with people from the four corners of the earth flocking to it for a higher standard of life. With all of the desirable elements that an individual or family would be looking for in a possible immigration destination; strong economy with low unemployment, plenty of space, rich culture, safe society, an abundance of wildlife, nature, beaches and fresh air, the list goes on and on, and yet none of the less desirable factors that are affecting Europe and North America. As one lists all the positives and negatives for immigration to different countries, there’s no surprise Australia is so popular.

So returning to the issue of immigration, some people think that a suitcase full of cash on arrival is the only way to get a passport. At the other end of the spectrum some people believe that work and study are the only two options for getting a visa. While these two reasons are good and valid for a visa application, there are many more choices available in the visa range.

There are essentially five types of visa with which to start this process, being the most common they are; Student | Work/Business/Sponsored | Visitor | Investor | Retirement. Of course these visas each have subcategories that cater to more specific needs of the applicant.

While looking at how to get to Australia, it should be said that Australia is a nation built on immigration. Almost half of the entire Australian population were either born abroad themselves, or have an overseas parent. The tapestry of Australian culture and lifestyle is rich and varied, reflecting the collage of many immigrants who now call Australia home.

The Australian Government apply the same principles to all applicants for visas and residence. Nationality and ethnicity are not factors. The government are aware that the natural birthrate of the average family has fallen by one child over the past decades to a current average of 1.8 children per family. This is below the level needed to maintain a population, hence the deliberate policy of immigration. Most countries in the developed world do not have this luxury.

Traditional migration havens such as the US, Canada and Britain are suffering from civil unrest, failing banks, high unemployment, a struggling economy and an overburden on ailing infrastructure including schools, hospitals and transport. On the contrary, in Australia a healthy wave of new immigrants each year has kept Australia at the forefront of industrial and economic output.

I recall at a recent seminar in Beijing, overhearing a conversation as our company CEO Scott O. Talbot listened to a client, Mr Li, who expressed his desire to send his child to university in Australia. Mr Talbot assured Mr Li that obtaining a student visa to Australia is like buying an airline ticket - it’s that simple. He said: “Education is one of our major exports - we invite all international students, and Chinese students especially are always welcome as they are extremely hardworking and studious”.

What was very interesting out of this conversation was that Mr Li’s child was a mere one year old. He was planning roughly 18 years ahead.

These are the basic details that I give to my prospective clients. Of course, once they become a fully registered client then they have the opportunity to seek the expert advice from our legal counsel. If I hadn’t already mentioned to them, I explain that UCHK clients are entitled to free visa and immigration consultation from our legal team.

移民 – 是去，是留谁是真正了解关于移民澳大利亚的条款的人以及

为什么他很重要。

虽然我们的公司专门从事通过产权投资创造个人财富，同样我们也会认真处理关于移民的问题，并且给予我们的投资者在这个重要相关的问题上一切所需的帮助。

移民话题与具有海外资产投资直接相关的重要性让我惊喜。在我们举办的每一场陶智的活动或研讨会中，一旦我们讨论了关于房地产投资的问题，移民问题便迅速出现了。我常常遇到很多好奇的问题，并且希望在这些问题上得到明确的答案。这个问题没有那么简单，当然，也没有万全之策。每个家庭及个人都会遇到不同的情况。例如：需要多少花费？谁是符合条件的？年龄是否偏大？什么是正确的签证申请？这些问题的频频到来，为什么这么多人热衷于这个话题的原因使为了给他们自己以及他们的孩子寻求在海外创造更好的生活条件。有时在某个顾客热衷于这些事的同时，也提出了问题及答案。在为顾客作答时，应告知该顾客各种可能影响签证办理的因素，例如教育，年龄，资产，健康，以及其他因素。

同时，我们拥有指定的移民专家团队以及合作的律师事务所rigby Cooke, 他们将提供正式权威的法律意见，并告知顾客澳大利亚欢迎所有的移民及来访者。签证根据个人情况与其标准是否匹配来延长到访者的留澳时间或者获得永久居住证护照。

我将顾客以各种不同种类来进行划分，回到一些基本的因素：年龄，是否在这个国家投资，是否有过曾用名，基于这些点，在正常情况下几乎每个人都能得到理想的结果。澳大利亚并不是随意的发放护照。相反的，我见过的一些人认为，好像持有护照的人对移民进入澳大利亚的观点和想法各有不同。通常签证是获得长期居住权的唯一路径。

I M M I G R AT I O N - CO M I N G A N D G O I N GBY SEAN LIN

Summary 物业介绍

Type: Luxury Home

address 地址: 112 Wolseley rd,

City 城市: Sydney, point piper

Land Sqm: 783

Bed 卧室: 5

Bath 卫浴: 7

parking: 4

range 价格: a$40 - a$45 million


Type: Luxury Home

address 地址: 5/15 Sutherland Crs

City 城市: Sydney, darling point

Building Sqm: 635

Bed 卧室: 3

Bath 卫浴: 3

parking: 2

range 价格: a$7.5 - a$8 million

Sydney Sydney

SCOTT O.TALBOT

房


务

UC

HK CONSULTING LIM

ITED

UCHK provides overseas real estate investors opportunities, information and logistics.

[email protected]

http://uchkconsulting.com/

mailto:info%40uchkconsulting.com?subject=Education%20News


FRUIT OR NUT INVESTMENT?After 25 years of meeting various types of entrepreneurial, intelligent investors, ranging from owners of car dealerships and factories, video producers, fund managers, and the like, it has become apparent to me that they all have a character trait in common.

By Scott O. Talbot

ACCO R D I N G LY, I B E L I E V E T H E R E A R E T W O M A I N T Y P E S O F I N V E S TO R W H E N I T CO M E S TO I N V E S T M E N T I N R E A L E S TAT E.

My first example I like to call the Fruit Shop Investor.Bill, an old investor friend of mine, started out with a fruit shop in small time suburbia. Through hard work he managed to build his empire in to a large chain of distributors of produce, and now supplies a range of hotels and restaurants with his quality food items.

would buy the freshest, ripest, most high quality foodstuffs, place it on the display shelf for all customers to see, and then he was obliged by the inherent nature of fresh food to sell it before it could rot before his eyes. So this mentality that had brought him great prosperity in the fresh produce industry was unknowingly applied to his behavior towards his property investment strategy.

It took some convincing on my part before Bill would grasp that real estate would not rot on the shelves. The right property, bought at a good price, would not only retain its value but steadily increase in capital growth, unlike a three-day old banana on a 40 degree day.

Three years after Bill’s initial acquisition and the child had finished at Melbourne University, I called to inform him of capital growth on the property in the region of AU$200,000. Naturally Bill was delighted with this good news. So much so that he immediately instructed me to sell the apartment and cash in on the windfall!

This was a typical reaction from a Fruit Shop Investor. Said Bill: “That’s great. Get me the money. I want to buy more property/buy a sports car/go on holiday...” or whatever his whim was at that time.

What he didn’t realise was: He was exiting the market place, therefore incurring some capital taxes on the profits, and more importantly, Forgoing any future capital growth on the property.

By selling prematurely he was forfeiting a $100,000 in capital growth over the following 2-3 years.

This explains the Fruit Shop Investor. They often make a healthy short-term gain on their investment, but they fail to reap the full financial benefits of holding on to and protecting their property assets. They operate through buying and selling, making the quick buck wherever they can, moving on. So while they make a decent profit as they go along, they own nothing because they constantly speculate and sell.

He is undoubtedly an expert and master of his chosen trade, a fact undeniably stated by his success and wealth in his business environment.

Bill is an example of this Fruit Shop Investor.

I first advised Bill on property investment around 1998. Bill boasted of his past glories dabbling in the property and shares market. His method was to buy good property, make any needed improvements, and then resell it. With my advice Bill purchased a two-bedroom apartment in Carlton, initially to be used by his child while studying at Melbourne university.

His property investment ethos was the same as his attitude towards buying and selling fresh produce. He

THERE ARE TWO MAIN TYPES OF INVESTOR WHEN IT

COMES TO INVESTMENT IN REAL ESTATE.

This moves me on to the other kind of property investor. These I call Squirrel Investors. A squirrel carefully gathers as many nuts as it can and stashes them away. It hoards. Most Australians are encouraged to see their long term wealth creation in this way. The goal is to accumulate wealth rather than trade wealth.

In contrast to Bill is another client from Singapore. Known to me as Lin, this friend’s father is an excellent example of a Squirrel Investor and the benefits of that investment mentality.

Lin owns a prestigious property on Orchard Road in Singapore. His father originally bought the property 40 years ago, insisting that it would never be sold and so took legal measures to ensure it could not be sold by the family in the years to follow, even after his passing.

The property price was relatively little back then. Today it is worth in excess of $30million. The rental income covers the mortgage repayments and the ability to extract the increase in capital growth of the property has made everyone in the family millionaires. All this from one single property. A great example of the rewards to a Squirrel Investor. The prudent owner could have sold in the 90’s and made a huge profit. Rather he held firm and steadfast to retain the wealth, and now has the ability to call up his bank and in no uncertain terms state the property valuation at $30million, the loan facility at $5million, the rental returns are positively geared and servicing the loan, and request upwards of 60% on the equity of the property.

The Squirrel Investor has been doing this every 2 or 3 years for the last three decades, engineering a renewable income through the accumulation wealth strategy of buying and holding on to real estate assets.

UCHK Consulting outlines a clear path for existing and potential property investors to also learn about how to be a clever “Squirrel Investor”, thus empowering them to achieve these phenomenal returns on their investment.

水果或坚果投资？在房地产投资中，有两种投资者

在我和各种优秀且经验丰富的创业投资者打交道的25年中，我发现包括从汽车销售商，视频生产商再到基金经理，他们之间都有一个共同的性格特征—Scott o.Talbot

因此，我认为，当涉及到房地产投资时，主要有两种类型的投资者。我的第一个例子我喜欢称它为水果投资商。Bill，是一个和我关系很好的投资商，是从经营一家小型水果店开始他的生意的。通过辛勤的劳动，他建立了他的一条大型的农产品生产链。而现在，他为一些酒店和餐厅提供优质的产品。

他在商业市场的成就和所获得的财富无疑证明了在他所选择的这一行业中，他是一个资历丰富的专家。Bill就是这个水果商店投资者的典型例子。

我最开始推荐Bill进行房地产投资是在1998年左右，Bill对他过去在房地产和股票市场的辉煌成绩沾沾自喜，他的方法是购买一些好的物产并做一些必要的改善再重新卖出。在我的建议下，他在Carlton买了一间有两个卧室的公寓。最初的目的是让他的儿子在上墨尔本大学的时候居住。

他的投资宗旨和他购买以及售出新鲜水果的态度是一样的。他会买进最新鲜成熟的优质食品，放在展示架上让客户看到。然后他不得不在这些食物腐烂之前将它们卖出。这种心态给他在新鲜农产品产业带来了大繁荣，但是也被他在不知不觉中运用到了物产投资决策中。我用了很长时间说服Bill去认同房地产是不会腐烂在货架上的。用合适的价格买到的好的房产，不仅可以保留它的价值，还能保持稳定的日益增长。不会是像那种保持了40天但保质期只为3天的香蕉。

三年后，Bill的孩子已经完成了在墨尔本大学的课程。我打电话通知了Bill，在这段期间他最初购买的那间房已经增长了200,000澳元。当然，Bill很高兴。他让我马上卖掉这个公寓，收获了一个意外之财。

这是一个水果投资商的典型反应。Bill说：“拿到钱以后，我要买很多房产，买跑车，去度假。”还有在这个时候想做的任何事情。

但是他没有意识到，他退出了这个市场，会要交一定的利润税。更重要的是，他放弃了这个物产未来的资产增长。

THE WEALTH CREATION STRATEGY IS VERY SIMPLE. IT IS BUYING PROPERTY AND RETAINING IT BY NEVER SELLING, ONLY IN ExCEPTIONAL CIRCUMSTANCES, THUS HOLDING ON TO THE VERY MECHANISM THAT IS GENERATING THE WEALTH, NAMELY, THE PROPERTY.

因为卖的过早，在接下来两到三年的时间里，他会在资产增长上损失100,000澳元。

这就是水果投资商。他们经常做的是短期获利投资，但他们无法拥有整个的财政利益。他们的经营是通过买和卖，用他们可以的速度使资本迅速回收，所以他们在获得了利益之后便迅速撤出。正式因为他们这样不断的投机和出售，使他们到最后什么都没有了。

这让我想到了另外一种投资商，通常被我们称为松鼠投资商。松鼠们仔细收集了尽可能多的坚果然后存储起来，最后离开。他们喜欢囤积。大多数的澳洲人喜欢用这种方式来累积财富。他们的目标是积累财富，而不是通过贸易来获得财富。

与Bill相对比的是另一个来自新加坡的客户，叫Lin，他的父亲是一个获得利益的松鼠投资商的典型例子。

Lin在新加坡的乌节路上有一处久负盛名的房产，他的父亲是在40年之前买下这处房产。并且坚持不可以将它卖出。甚至在他死后，用了一系列法律手段来确保这间房产在接下来的几年里不会被其他的家庭成员卖出。

之后的房价相对有较小的回升。现在，它的价值超过了3000万美元。该房产的租金收入以及该物业的资本增长能力使这个家庭中的每个人员都能成为百万富翁。所有的这些财富都来自于这处房产。这是一个松鼠投资商获得利益的很好的例子。房产的拥有者本可以在九十年代就售出，并且获得很大的利润。而他却坚持保留这份财产，现在他不得不召集他的银行，而且没有明确的财产表明这处房产价值3000万美元，贷款500万美元，用租金回报来偿还贷款，和百分之六十以上的资产回报率。

创造财富的手段是非常简单的。就是买下一处房产并保留这份财产不被出售，只有在特殊的情况下，这份财产才会非常机制化的变成财富。

松鼠投资者他们所做的是在过去的两三年里，用工程再生的收入购买和持有房地产资产的策略来积累财富。

陶智咨询公司的顾问为这些现有的潜在房产投资者展示了一条清晰的道路来引导他们如何做一个聪明的松鼠投资者，从而使他们获得惊人的回报。


Type: Luxury Home

address 地址: 8 Wharf road


Land Sqm: 1591

Bed 卧室: 5

Bath 卫浴: 5.5

parking: 3



Type: Luxury Home

address 地址: 3/38 Wolseley rd


Land Sqm: 260

Bed 卧室: 3

Bath 卫浴: 3.5

parking: 2

range 价格: a$7 - a$7.5million

Sydney Sydney

SCOTT O.TALBOT

房


务

UC

HK CONSULTING LIM

ITED


[email protected]



U C H K G LO B A L S E M I N A R SCHINA - MALAYSIA INDONESIA - SINGAPORE


A PATH TOPROPERTY WEALTH

THE PATH TO WEALTH IS CLEARLY KNOWLEDGE AND CORRECT ADVICE

投资前景分析：如果一般人买不起它（或租用），你怎么可能会对一项投资抱有乐观的前景呢？

拥有财富并不是看你有多少金钱或多少房产，真正的财富是自由的选择生活方式和与他人分享你

的知识。

免费的财富创造之源清晰的知识和正确的建议是通往财富的光明大道

许多投资者已经拥有正确的方向进行海外房产投资，更聪明的投资者会使用专业团队的服务来为他们的投资保驾护航。

好比投资，不同类型的人已经开始探索方向，除了拥有愉快的体验之外别无所有。

陶智研讨会之所以受欢迎是因为其结构化的课程设置和标准的活动格式。自然地，房地产投资是创造财富最关键的工具，然而这仅仅是我们公开分享信息中的其中之一。实际上，通过对比和比较其他世界市场来了解一个国家的经济与选择视角，色彩方案以及公寓面积的大小一样重要。每个研讨会由两个小时的演讲组成。并对来自高层的人口市场预测给出了详细解释，以确保为潜在的投资者提供准确的知识信息。

理解全球化市场和生活费用率比较是研讨会上最重要的课题之一。其中用来分析在任何国家的任何商品投资前景最关键的点是，“如果一般人买不起它（或租用），你怎么可能会对一项投资抱有乐观的前景呢？”

U C H K G LO B A L S E M I N A R S BY SCOTT O TALBOT

While many investors will journey out in to the ocean of overseas property investment with their own maps and GPS gadgets, the more intelligent investor hires a commodore ship captain to navigate the waters and ensure that they arrive at their destination safely, having experienced a pleasant journey.

Likening this to investment, their are various types of people that have sailed off by themselves and have had anything but a pleasant experience.

UCHK seminars are incredibly popular because of the structured curriculum and format of the event. Naturally, property investment is the key focus as it is the vehicle to wealth creation, however it is only one of the elements of knowledge that we share openly. In reality, understanding a country’s economy by contrast and comparison to other world markets is as important as picking the views, colour schemes and size of the apartment. Each seminar consists of a two hour presentation. Demographical market projections carefully sourced from the highest levels are presented and explained in detail to ensure prospective investors are furnished with precise knowledge.

Understanding global markets and comparing living cost ratios is one of the important subjects at the seminars. One of the most critical points to analyzing the investment prospects of any commodity in any country is, “If the general population cannot afford to buy it (rent it), what prospect do you have for a good investment?”

Presenting all the facts in an impartial way has won UCHK the respect and a formidable following from international investors.

At UCHK’s recent Beijing exhibition, newcomers and experienced investors listened intently about the potential opportunities that Australia is presenting. The warning signs were laid out regarding certain market places that investors should avoid like shark infested seas.

It has been my privilege to have a direct communication with business leaders of the world, financial institutions and expert forecasters. Filtering through the information has often leant an insight of what is going to happen before it happened. Every single rate drop has already been discussed and predicted well before it was announced. The recent fall in the Australian dollar through to capital growth spikes and opportunities in the market. This wealth of knowledge is invaluable for all investors. Sometimes the highest price you pay is for not seeking advice from experts, which can land you in hot water.

A close friend and mentor to me has an ethos which I endorse and also strive to abide by; ‘Being wealthy is not about how much money you have or how many homes you own, it’s the freedom to have choices in life and share your knowledge with others’. For news of seminars in your city visit www.property.org.au

A FREE SOURCE TO WEALTH CREATION

AUSTRALIA IMMIGRATION & PROPERTY

INVESTMENT SEMINARS

UCHK Seminars are free and informative, providing

valuable information to assist property investors

make the correct decisions.

REGISTER NOW

客观地陈述事实是陶智咨询公司的做事准则，也为陶智公司赢得了许多海外投资者的尊重和推崇。

在陶智咨询公司最近的北京展览会上，新来的和有经验的投资者仔细聆听了澳大利亚存在的潜在机会。同时也就相关市场存在的风险警告投资者应规避风险，就像避免去鲨鱼出没的海域。

我有幸可以与商业精英，金融机构和专家预测学者直接对话。靠经常过滤信息而得来的洞察力，我们团队可以经常在事件发生前预测到接下来要发生的事。在每次下降率消息发布之前，我们都已经讨论和预测到了。比如近期澳元的下滑到到资本增长的峰值和市场带来的机会。具备丰富的知识对投资者而言非常重要。有时你之所以会支付高昂的价格是因为没有寻求专家的建议，这可能会导致你处于水深火热之中。

一位我的好友也是导师曾经对我说过这样一句话，我很赞同并且推崇：“拥有财富并不是看您有多少金钱或多少房产，真正的财富是自由的选择生活方式和与他人分享您的知识。”想查询您所在城市研讨会的消息请访问www.property.org.au

ANALYzING THE INVESTMENT PROSPECTS: IF THE GENERAL

POPULATION CANNOT AFFORD TO BUY IT (OR RENT IT), WHAT

PROSPECT DO YOU HAVE FOR A GOOD INVESTMENT?

BEING WEALTHY IS NOT ABOUT HOW MUCH MONEY YOU HAVE

OR HOW MANY HOMES YOU OWN, IT’S THE FREEDOM TO

HAVE CHOICES IN LIFE TO SHARE YOUR KNOWLEDGE WITH OTHERS

Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com | 17


Type: Luxury Home

address 地址: 42 Wolseley rd


Building Sqm: 807

Bed 卧室: 5

Bath 卫浴: 8.5

parking: 4

range 价格: a$14.5 - a$15 million

Sydney

A GAME OF THIRDS ... Continued from page 2

HOWEVER, THEY WILL SACRIFICE ANY ATTEMPT TO MAKE

SAVINGS THIS IS A BAD STATE OF AFFAIRS.

2012 2011 City Country

1 2 TOKYO JAPAN2 1 LUANDA ANGOLA3 6 OSAKA JAPAN4 4 MOSCOW RUSSIA5 5 GENEVA SWITzERLAND6 7 zURICH SWITzERLAND6 8 SINGAPORE SINGAPORE8 3 N’DJAMENA CHAD9 9 HONGKONG HONGKONG10 11 NAGOYA JAPAN11 14 SYDNEY AUSTRALIA12 10 SÃOPAULO BRAzIL13 12 RIODEJANEIRO BRAzIL14 16 BERN SWITzERLAND15 21 MELBOURNE AUSTRALIA16 21 SHANGHAI CHINA17 20 BEIJING CHINA18 15 OSLO NORWAY19 30 PERTH AUSTRALIA20 12 LIBREVILLE GABON21 17 COPENHAGEN DENMARK22 19 SEOUL SOUTHKOREA23 34 CANBERRA AUSTRALIA24 31 BRISBANE AUSTRALIA25 18 LONDON UNITEDKINGDOM

CITY RANKINGSTop 25 cities: Cost of living ranking Mercer

including rental accommodation costsThis is the price paid for excessive capital growth that is not in line with sustainable growth of incomes and GDP. Another good illustration is Beijing. Beijing has an un-natural, disproportionate level of affordability in the residential market, wherein the average income is 3,000RMB per month. Although possible to find accommodation for a third of that, 1,000RMB, the standard of quality is low. At that price you can only expect to get a room in a shared and overcrowded apartment and certainly in an older building. Now, the Chinese are experts at wisely saving away the pennies, a quality which is greatly admirable, but it must be difficult for many on the average income wage bracket to do so, such is the high living costs.

So if you understand this principle of thirds, and if 33 percent is available towards rent by the majority of the demographics in which your property sits, then for the landlord it will ensure a fair rental return on the property. If a person earns $50,000, then $333 a week would be their comfortable rental allowance. If you expect significantly more than this as a landlord then you are entering difficult waters of affordability for your customers. In Melbourne, the range of roughly $333 per week is a per bedroom scale, so a two bedroom ought to be around the $700 mark. If the property is renting higher then it is out of the price range of the majority.

Take in to account whilst we have the 33 factor, like the Goldilocks story of not too hot, not too cold, there is some flexibility to increase the accommodation cost to 40 or 50 percent. This should be the exception, though, and not the rule.

While the Singapore investors have had remarkable capital growth and filled their pockets with cash, rent has been relatively low and unstable. The long-term damage to the property market will be that once capital growth has ceased and is in decline, investors will have decades of low rental returns.

Here are the keys to your new investment home. Our advice is to remember that less is more, and the nearer the property will rent at 33 percent of income, while still providing you excellent investment returns, the longer and more fruitful will those returns be. Safe and prosperous investing!

一个三分之一的游戏…（上接第2页）即使这样，大多数新加坡人不得不牺牲自己的储蓄计划来填补住宿方面的费用膨胀。过高的资产增长所需的代价与收入和Gdp的可持续增长并不一致

另外一个例子是北京。北京的平均月收入是3,000元，但是现有的住宅市场和负担能力已经完全不成比例。尽管有可能花费月收入的三分之一，1,000元用于住宿，但是质量标准却不尽如人意。这样的价位只能让您在旧公寓拥挤的合租房里租到一个房间。现在，中国人想又省钱又有好的房子，然而这对于处在平均工资水平的人来说很难达到，这样就是高生活成本。

如果您了解三分之一的原理，并将33%的薪水用于租住人口密集的地区，那么对于房东来说将会确保有一个正常的租金回收。如果挣得$50,000，即一周将会有$333的住房补贴。又如果您的期望比这个还要高，作为房东就很难为租住者负担水费。在墨尔本，每间卧室的租住价格范围大约在333澳元左右，这也就是说两间卧室需要将近700澳元。如果租金更高，那就会超过大多数租房价格的范围。

考虑到我们有33种因素，像Goldilocks这样的故事，产生了增加住宿花费到40%或50%的弹性浮动。这应该是一个例外，但并不是规则。而新加坡投资者有显著的资产增长，满口袋都是钱，租金相对的降低并且不稳定。长期的财产损失，一旦资产增长停止或者衰退，投资者将会有几十年的低租金回报。这是您新投资的房产的关键。我们的建议是积少成多，将房产以收入的33%出租，不仅可以提供可观的投资回报，时间越长成效会越丰富。平安的和繁荣的投资

城市排名最顶尖的25座城市：在生活方面的花费排名及住宿费用

SCOTT O.TALBOT

房


务

UC

HK CONSULTING LIM

ITED


[email protected]



18 | Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com

在所有发达经济体中，澳大利亚已经连续第三年被公认为最快乐的国家。也许我们对幸福的定义有着自己的解释。就我个人而言， ‘幸福是什么’，在我脑海里直接跳出来的想法是看我最喜欢的足球队赢得冠军以及和我的家人在公园漫步。几乎可以肯定的是，每个人都有对快乐生活的不同定义。

然而，当用它来衡量一个国家的幸福指数时，经济合作与发展组织通过采取略微更实际的方法来关注每个人在社会的影响。测量调查的标准比如收入水平，健康，安全，住房。有超过30多个国家在最新的一次更好生活调查中被评估。并不是所有的因素会让你联想到为什么澳大利亚是这样一个理想的地方，比如新鲜，干净的空气，全年的日照和5万公里的美丽海滩。

是什么让澳大利亚如此特别呢？恩，这是一个相当年轻的国家，但它已经抓住了一个构建特别内容的机会。它拥有所有正确的成分。强大的法律和

政府。丰富的自然资源和大量的土地。叹为观止的自然美景和野生动物。发源于土著居民的过去本土文化和来自欧洲移民的现有外来文化的双重结合。最好的是，澳大利亚政府就移民政策继续申明，澳大利亚欢迎通过成功完成学业，投资和工作方式移民的申请者为澳大利亚的经济增长贡献自己的力量。

根据更好生活调查的结果显示，澳大利亚是一个快乐的国度。但是国家本身是一个任意的术语 – 是人创造了国家。这意味着澳大利亚人是快乐的。世界上最幸福的发达国家：经合组织根据他们的发现表示：“根据事实显示澳大利亚在更好的生活指数方面的许多主题上都名列前茅，而且澳大利亚在执行人类健康的问题上表现得非常出色。


Type: Luxury Home

address 地址: 112 Wolseley rd


Land Sqm: 783

Bed 卧室: 5

Bath 卫浴: 7

parking: 4


Sydney

And not all of the factors that you would often associate with why Australia is such a desirable place, things like fresh, clean air, year-round sunshine and 50,000km of beautiful beaches were even a part of the formula.

What makes Australia so special? Well, it’s a relatively young nation, but one that has seized an opportunity to build something special. It has all the right ingredients. Strong laws and government. An abundance of natural resources and vast amounts of land. Stunning natural beauty and wildlife. A combination of cultures from past and present coming from the Aboriginal people and the Europeans who came to settle.

F O R T H E T H I R D CO N S E C U T I V E Y E A R AU S T R A L I A H A S B E E N W E I G H E D A N D M E A S U R E D A M O N G S T A L L T H E OT H E R D E V E LO P E D E CO N O M I E S A N D H A S B E E N AC K N O W L E D G E D A S T H E H A P P I E S T N AT I O N .

Perhaps we all have our own interpretations of what happy means. Personally, watching my favorite football team win a cup or having a walk in the park with my family are two immediate thoughts in response to the question ‘what is happy?’ It’s almost certain that every individual has a different take on what makes them feel good about life.

However, when it comes to measuring the happiness of a nation, the Organisation for Economic Co-operation and Development take a slightly more tangible approach by focusing on aspects that effect every person in society. Measurements for the survey include criteria such as income levels, health, safety and housing. More than 30 countries were evaluated in the last Better Life study.

AUSTRALIA AGAIN COMES OUT ON TOP IN THE LATEST INDEx WHICH RANKS NATIONS AND THEIR LEVEL OF LIVING AND OVERALL SOCIETAL WELLBEING.

AU S T R A L I AA HAPPY NATION

THE OECD SAID REGARDING THEIR FINDINGS: “AUSTRALIA PERFORMS

ExCEPTIONALLY WELL IN MEASURES OF WELLBEING, AS SHOWN BY

THE FACT THAT IT RANKS AMONG THE TOP COUNTRIES IN A LARGE

NUMBER OF TOPICS IN THE BETTER LIFE INDEx”.

The World’s Happiest Developed Countries:

1. Australia2. Sweden3. Canada4. Norway5. Switzerland6. United States7. Denmark8. The Netherlands9. Iceland10. United Kingdom

Best of all, the Australian government have continued to declare an immigration policy where those wishing to add to its growth through successful studies, investment or work are actively welcomed and sought after.

Australia is a happy nation, as shown by the Better Life survey. But a nation in and of itself is an arbitrary term - it is the people who make the country. And that means that Australians, the people, are happy.

在最新的国家，居民生活水平和整体社会福利的指数排名中，澳大利亚再次胜出。

SCOTT O.TALBOT

房


务

UC

H

K CONSULTING LIM

ITED


[email protected]




Bearing that in mind, let’s take a look at the starting process for overseas buyers in to the Australian real estate marketplace. Naturally an investor will first review the various projects that we have personally hand-selected, all chosen for their top-tier rating on investment return. After, once they have made a decision on which properties to purchase we then get started with the first stage of the buying process. The traditional method for overseas investors in to Australian property has been to make a 10% deposit of the value of the property to a solicitors trust account where it will be held securely under government protection. This signals their intention to procure and secures the property lot under their name, pending completion. This has been the method of choice for as long as I can remember and certainly there is nothing wrong with doing it this way.

Our newest advice to clients, however, enables them to retain the most control and security over their investment. It’s quite simple. Our clients open an account with an Australian bank in their own name, deposit the money for a fixed-term with good interest returns, and wait for the completion date of their property project. The advantages are twofold: 1) the process has been streamlined and the funds are in their own account, giving great peace of mind and personal security, also 2) the client makes a healthy increase on the capital as it acquires interest, thus ensuring the funds are working for them at the same time as acting as a deposit.

When it comes to investment, we all want to retain as much control as we can. It’s human nature to look after

that for which we have worked hard for. And this way fulfills the financial criteria of a deposit while still being under the clients own care.

With Australian banks located throughout every major city in Asia it is now easy for every investor to use this much easier and more financially beneficial way of holding their own deposit. Every time I’m on my travels I see another branch of one of the big four Aussie banks opening up. Not surprising really considering their total market value is equal to that of the UK’s biggest banks plus BNP Paribas, Deutsche Bank and Goldman Sachs all combined.

The Australian banking sector remains one of the most stable and robust banking environments in the world despite the global financial crisis causing many banking systems and economies around the world to fail. And with this latest tip to my investors, on the dangerous and stormy seas of global property investment, yet again Australia represents a safe and welcoming port.

NO

DEP

OSI

T?

B U Y I N G A P R O P E R T Y W I T H N O D E P O S I T ? I M P O S S I B L E !

T I M E S A R E C H A N G I N G A N D T H O S E I N T H E K N O W C A N S AV E T H E M S E LV E S T I M E A N D M O N E Y BY K N O W I N G H O W TO I N V E S T I N P R O P E R T Y T H E S M A R T WAY.

LVR 80%AUSTRALIA LOAN

4-5%OFF SHORE LOANS

1.2-1.8%

BY S

CO

TT O

TA

LBO

TMy job is to provide our clients with the best possible path for property investment in Australia. That means constantly looking for ways to save time, money and energy, all the while trying to maximise the returns on investment for the client. There are always new and innovative ways to do this and the trick is to stay ahead of the curve. Thankfully here at UCHK we’ve been very successful at doing this. Today I’m going to share one simple change in the investment process that is a small difference but is making a big improvement to results.

Following the recent interest cuts by the Reserve Bank of Australia (RBA) to a 50 year low of 2.75%, at UCHK we have been offering our clients a newer and better way to make their initial property investment deposit.

The banking system in Australia remains robust, strong and steady, evidenced by the governments ability to reduce the interest rate by a quarter point.

零存款买房？不可能！

时代在变化，通过了解如何正确地投资房产可以节省自己的时间和金钱。

我的工作是为我们的客户提供在澳大利亚进行房地产投资的最好最可能途径。这意味着不断寻找方法来节省时间，金钱和精力，同时试图为客户获得投资回报的最大化。总是有创新改革的方法来做到这一点，唯一的办法就是保持行业的领先。对此陶智咨询公司很成功地做到了这点。今天我要分享下在投资过程中的一个简单变化，一个很小的差别，往往却会给结果带来巨大变化。

澳大利亚储备银行（澳储银行）最近降低了利率，降到了50年以来的最低点2.75%，在陶智咨询公司，我们一直为客户提供更新，更好的方式来进行初始产权的投资存款。

请记住，首先让我们看看海外买家进入澳大利亚房地产市场的开始过程。自然地，一个投资者将首先回顾由专业人士精心挑选出来的各种项目，所做出的选择都是按他们的顶级评级投资回报来确定的。之后，一旦他们做出购买哪处房产的决定，我们就可以开始进行购买过程的第一阶段。海外投资者在澳大利亚投资房产的传统做法是将房产价值的10%存款存到一个律师信托账户，它将处于政府的安全保护之下。这表明他们打算购置并保证这些财产都在他们的名下，并等待所有手续的完成。这是我所记得的关于此种选择的做法，并且这种做法没有任何问题。

我们对客户的最新建议是使他们能够保留对他们投资的控制权并保证其资产的安全性。这相当简单。我们的客户可以以他们自己的名字在一家澳大利亚银行开户，把钱存为定期，并且会得到定期的良好利息回报，同时等待他们投资的地产项目竣工。这样做的好处是双重的：1）过程被简化，基金是在客户自己的银行账户里，会满足客户的心理安全感，同时2）客户因为资本的增长而获得利益，从而确保这些基金同时作为存款为客户带来利益。

当谈到投资，我们都想尽可能的保留最多的控制权。想看好自己辛苦得来的劳动成果是人的本性。这种方式也满足了金融标准对存款的要求，就是存款还是处于客户自己的控制之中。

目前澳大利亚的银行遍布亚洲的每个主要城市，这为每个投资者的存款需求提供了快捷有效的金融服务。每次旅行中我都可以看到四大澳洲银行之一的分支的设立。这是因为他们考虑到总市场价值与英国最大的银行，法国巴黎银行，德意志银行和高盛的价值总和是相等的。

尽管全球金融危机导致许多银行系统和世界各地的经济失败，但澳大利亚银行业却保持了世界上最稳定和健壮的银行环境。这一信息提示了我的投资者们，在危险和狂暴的全球房地产投资大潮中，澳大利亚却为投资者们提供了安全的港口。

LVr 80%澳大利亚贷款

4-5%海外贷款1.2-1.8%

As part of the UCHK team and to assist Asian property investors, Rigby Cooke Lawyers offers clients located in Asia a broad rang legal services for all property and conveyancing requirements. Through our specialised ‘Asia Desk’, Rigby Cooke offers expert assistance with property purchases as well as the associated tax, wills and immigration requirements .

With skilled staff who can correspond in Mandarin and Cantonese, as well as various Chinese dialects including Hainan, Hokkien and Teochew, Malay and English, the Rigby Cooke ‘Asia Desk’ is assisting many clients with all their property purchasing requirements providing expert guidance throughout the entire process.

In particular we specialise in offering oral and written advice in Chinese, Malay and English.

Headed by Sam Sen, our ‘Asia Desk’ is supported by the wider Rigby Cooke team, including the property and tax practices.

In addition to our conveyancing services we are also able to assist in translating and negotiating commercial contracts.

Property Investment in AustraliaRigby Cooke Lawyers is focused on providing you with superior service to ensure that your purchase process is a smooth and straightforward process.

From the moment that you purchase your property, Rigby Cooke will assign you a dedicated Asia Desk Manager, who will work with you throughout the entire process and guide and supportyou from your initial signing of the contract, through to your settlement and possession of your property.

Through A specialised Asia Desk, Rigby Cooke offers a broad ranging legal services for all property and conveyancing requirements.

AUSTRALIA’S CLOSE PROxIMITY TO ASIA AND ITS STABLE POLITICAL AND ECONOMIC ENVIRONMENT MAKES IT AN ATTRACTIVE AND SECURE PLACE TO INVEST FOR ASIAN CLIENTS. AS A GROWING ECONOMY, AUSTRALIA’S CITIES ARE HOME TO A VARIETY OF COMMERCIAL, RESIDENTIAL AND INDUSTRIAL DEVELOPMENTS, OFFERING A CHOICE OF INVESTMENT OPPORTUNITIES. TO EVALUATE OPPORTUNITIES CONFIDENTLY AND NAVIGATE THROUGH THE LEGAL LANDSCAPE, OVERSEAS INVESTORS NEED TO PARTNER WITH THE RIGHT ORGANISATION.

我们经验丰富的员工提供普通话和广东话，以及各种汉语方言包括海南，福建话和潮汕话，马来语和英语多种语言服务，rigby Cooke的‘亚洲书桌‘项目为许多客户在整个购置房产的过程中，提供了专业的指导。

尤其指出的是，我们提供专业的口头和书面建议，中文，马来语和英语三种版本。

以Sam Sen为首的‘亚洲书桌‘项目得到了rigby Cooke团队的广泛支持，其中还包括了房地产和税收的实践活动。

除了我们所开设的土地服务，我们还能协助翻译和谈判商业合同。

澳大利亚的房地产投资rigby Cooke的律师团队们专注于为客户提供优质服务，以确保客户购置房产过程的简单化。

从您购置房产开始起，rigby Cooke会为您指派一位专业的亚洲书桌经理，从您最初签署合同开始到结算付款以及最后拥有房产，整个过程他都将和您一起工作，指导和支持您。

通过专门的亚洲书桌项目，rigby Cooke为所有有关财产和土地需求的事务提供一系列广泛的法律服务。

ASIA DESK RIGBY COOKE LAWYERS

THE IMPRESSIVE THING ABOUT AUSTRALIA’S MIGRATION LAWS ARE THAT EVEN THOUGH THEY

ARE COMPLEx, THE RULES ARE STATED IN LAW.

BY DARREN MARx

ExCHANGE OF THE CONTRACT WITH THE SELLER

ASSISTING WITH QUESTIONS REGARDING A PURCHASE

ENSURING THE DEPOSIT IN PLACED IN TRUST ACCOUNT

PREPARING TITLE TRANSFER DOCUMENTS

COMPLETING SETTLEMENT TO ENSURE YOU BECOME THE REGISTERED OWNER.

关于澳大利亚的移民法律最令人印象深刻的是，即使他们是复杂的，但所有规定都已经在

法律中表明。

与卖方交换合同

协助解答关于采购的问题

确保按照法律的要求将存款放置在卖方的信托账户

准备转让文件标题

完成结算付款，以确保您成为注册业主

亚洲书桌riGBy Cook的律师团队

作为陶智咨询公司的团队并为亚洲的房地产投资者提供专业帮助，rigby Cooke 的律师团队们为位于亚洲的客户提供一系列关于所有财产和产权交易要求的法律服务。通过我们专业化的“亚洲书桌“项目， rigby

Cooke 提供与购房以及相关的税务，遗嘱和移民要求方面的专业协助。

凭着靠近亚洲的地理位置以及其稳定的政治和经济环境，澳大利亚成为一个吸引亚洲客户投

资的极具吸引力和安全性的国家。随着经济的

增长，澳大利亚的城市已经是各种商业，住宅和工业发展的聚集地，并提供各种商业机会。为了正确评

价出现的商业机会和浏览法律环境，海外投资者需要和正确的机构

Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com | 23Sydney


Type: Luxury Home

address 地址: 58 The Crescent

City 城市: Sydney, Vaucluse

Land Sqm: 538

Bed 卧室: 5

Bath 卫浴: 5

parking: 4


SCOTT O.TALBOT

房


务

UC

HK CONSULTING LIM

ITED


[email protected]



The announcement of direct currency trading of the Renminbi between China and Australia was one of several coops of Australian Prime Minister Julia Gillard’s visit to China in early April.

Direct conversion between the yuan and Australian dollar commenced on April 10. Westpac and ANz are the first two Australian banks to be granted permission by the People’s Bank of China to start trading of the yuan.

Prime Minister Gillard said direct trading between the two countries was an important step forward in advancing the economic relationship between China and Australia.“The development of direct trading between the AUD/CNY will over time help lower currency conversion costs, facilitate the use of CNY and AUD in bilateral trade and investment, and promote financial cooperation between our two countries,” Ms Gillard said.

“As China continues to move its economy towards greater financial openness, Australia stands ready as a key trading partner to work with China and to bring our financial markets closer together,” Ms Gillard said.

Mike Smith, ANz Chief Executive Officer said direct trading between the Australian dollar and the Renminbi was a significant development in relations between the two countries and was an important boost for exporters and importers in both Australia and New zealand.

“Given China is Australia’s largest trading partner, our largest export market, our largest source of fee-paying students and tourists this agreement is timely and with our new licence we look forward to offering direct settlement to our customers in both markets,” Mr Smith said.

Gail Kelly, Westpac Group’s Chief Executive Officer, said Westpac had long supported the development of direct trading between the Chinese yuan and the Australian dollar.

“This announcement is an important step. It helps make trade with China more efficient and contributes to Australia’s opportunities in the Asian Century,” Ms Kelly said.

Australian becomes the third country after the United States and Japan to have its currency directly converted to the RMB.

I N A P R I L , AU S T R A L I A A N D C H I N A A N N O U N C E D D I R E C T C U R R E N C Y T R A D I N G B E T W E E N T H E R E N M I N B I A N D T H E AU S T R A L I A N D O L L A R .

AUSTRALIA WELCOMES DIRECT CURRENCY

TRADING OF THE RMB SHE SAID DEVELOPING

REGIONAL MARKETS TO THE BENEFIT OF AUSTRALIAN

BUSINESSES WAS THE AIM OF THE AUSTRALIA IN THE ASIAN

CENTURY WHITE PAPER.

Originally published by Australia China Connections

meLBourne


Type: Luxury

address 地址: 285 City road

City 城市: Southbank

Sqm: 60 - 357

Bed 卧室: 2 - 3+

Bath 卫浴: 2 - 3+

parking: 0 - 4

range 价格: a$550,000-$3.6 mil

欢迎人民币直接兑换

她说发展中地区市场对澳大利亚商业的利益关系是澳大利亚签订亚洲世纪白皮书的目的。

今年4月，澳大利亚和中国宣布人民币和澳币之间的直接货币交易。

人民币和澳币之间的直接货币兑换的宣布是澳大利亚总理(前总理)吉拉德在今年4月初访华的最重要事务之一。

人民币和澳币之间的直接兑换从今年4月10号开始。

西太平洋银行和澳新银行是第一批由中国人民银行批准的两家可以兑换人民币的澳大利亚银行。

前总理吉拉德说两国之间的直接货币交易对推进中国和澳大利亚之间的经济关系迈出了重要的一步。

“澳币和人民币之间的直接兑换的发展会随着时间的推移降低成本，促进人民币和澳币在双边贸易和投资商的货币转换使用，并且促进我们两国之间的金融合作，”吉拉德说。

“随着中国继续推动它的经济转向更大的金融开放，澳大利亚准备作为一个关键贸易伙伴，与中国合作，加强我们金融市场之间的紧密联系,”吉拉德说。

mike Smith, 澳新银行首席执行官说澳币和人民币的直接兑换是两国关系的重要发展，并推动了澳大利亚和新西兰进口商和出口商的发展。

“鉴于中国是澳大利亚最大的贸易伙伴，我们最大的出口市场，我们最大的私费留学生和游客来源，我们期待在这两个市场为我们的客户提供直接结算服务,”Smith先生说。

“这一消息的发布是很重要的一步。它有助于使与中国的贸易更有效并且为澳大利亚在亚洲的商业发展奠定了坚实的基础,”kelly女士说。

澳大利亚成为自美国和日本之后的第三个将其货币直接兑换成人民币的国家。

24 | Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com

SCOTT O.TALBOT

房


务

UC

H

K CONSULTING LIM

ITED


[email protected]




In three months construction will begin on Icon. Sat on the corner of Albert Park and Lake, venue for the annual Formula 1 Grand Prix, its location is perfect.

It’s a beautiful park with a vast lake positioned in the middle. I have great memories of spending lazy days there with friends, playing football, enjoying a barbecue and in the summer months attending concerts and other cultural events.

The dining culture around the area is phenomenal. Fitzroy Street which connects Icon’s front door with the beach ten minutes away, is awash with international cuisine for every type of pallet. French brasseries, Indian curry-houses, American style diners. I would live there just for the food. After you’ve enjoyed a sumptuous meal on Fitzroy Street you can wander behind on to Acland Street and pick up a pastry. With more choice than you’re ever going to need the bakeries and patisseries

will have you salivating just gazing at them. After enjoying out-of-this-world food you’re but a two minute stroll to the renowned St Kilda beach. Melbourne’s answer to Bondi, it’s clean and immaculately kept. When I’m down there I like to get involved in games of beach volleyball. They’re always going on and locals wont take no for an answer until you’ve played a few games with them.

As for the development itself, well, the architect and designers graphics look spectacular and the finished structure will have people stopping and staring. The avant-garde building is super contemporary. The structure has been designed by local artists and architects in collaboration. The ultra contemporary facade has 40 separate colours creating a stunning visual stimulus. Not yet released to any investors, UCHK have preferential access.

TAKING IT BACK TO THE OLD SCHOOLBY SCOTT O TALBOT

Every once in a while a new property development arises that offers attraction to everyone while ticking every investor box. With a recent project announced in Melbourne, the Icon project is the hottest ticket in town, and it’s still only exclusive to UCHK clients. Here we look at it further.

I think we all look back with great fondness on memories from our slightly younger days.

With the announcement of a new project, Icon, beginning later this year in the uber trendy part of Melbourne, St Kilda, I’ve allowed myself to indulge in some light reminiscence.

这里有漂亮的公园，在公园的中央有一个湖。在我的印象中，我记得和朋友们曾在这里漫步，踢足球，享受烧烤和在夏季参加音乐会和其他文化活动。

该地区的餐饮文化很有名。Fitzroy大街连接icon的前门到海滩只有10分钟的车程，一路上各类国际美食琳琅满目。法国西餐，印度咖喱，美国风格的食物，应有尽有。我是因为美味的食物而选择住在那里。在您享受了Fitzroy大街上的美食后，您还可以去acland大街上走一走，路边各式各样的面包店能让您大快朵颐。

在享受世外桃源般的美食后,只有两分钟的路程就可以到达著名的St kilda沙滩。和悉尼的Bondi沙滩一样干净。我喜欢在那里打沙滩排球。热情的当地人会让你爱上这项运动。

关于发展本身，建筑师完成的结构布局和设计师的图形会让人们停下来凝视。前卫的建筑是超级当代的。结构设计是由当地艺术家和建筑师合作完成的。它的超现代外观由40个独立的颜色构成，来制造惊人的视觉刺激。到目前为止，这个项目还没有任何投资者，只有陶智咨询公司的客户才拥有优先选择权。

重温校园时光

每隔一段时间会出现一个新的房地产开发项目，吸引大家进行投资。最近在墨尔本发布的icon是目前城中最热门的项目，并且只有陶智咨询公司的客户才享有该项目的门票。现在我们进一步的来了解这个项目。

我想我们都很高兴回顾我们年轻时的回忆。

随着icon项目消息的发布，此项目会在今年晚些时候在墨尔本启动，这也让我自己陷入了一些对往事的回忆。

三个月的施工即将开始。坐落于albert公园和湖的交界处，为期一年一度的F1大奖赛就在这个位置完美的场馆举办。

28 | Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com meLBourne


Type: apartment

address 地址: 6 St kilda road

City 城市: St. kilda

Sqm: 45 - 88

Bed 卧室: 2

Bath 卫浴: 2

parking: 1

range 价格: a$405,000-$680,000

ENTER TO WINQANTAS - RETURN FLIGHTS

1ST PRIzE 2x RETURN BUSINESS CLASS TICKETS 2ND PRIzE 2x RETURN ECONOMY CLASS TICKETSFROM SHANGHAI OR SINGAPORETO MELBOURNE, SYDNEY OR BRISBANE

Prize Details: There are a total of two (2) winners for both Singapore and Shanghai who will receive either two economy (O class) or two business class (D class) return Qantas flights from Singapore to Melbourne, Sydney or Brisbane. QF6 / QF82 / QF36 / QF52 SIN–SYD or MEL or BNE or Shanghai to Melbourne, Sydney or Brisbane. QF130 / QF129 PVG–SYD or MEL or BNE. Promotion commences on the August 1st 2013; entries close at midnight December 23rd, 2013. The draw will take place at: UCHK Consulting Limited, Building 16, SanLiTun SOHO, ChaoYang District, Beijing 100027, P.R.C. The prize winners will be the first valid entry drawn at random and UCHK reserves the right for final decision of the draw. By providing your name, state and email address, you are opting into the UCHK and Qantas marketing database and will receive regular offers, promotions and useful hints and tips from UCHK and Qantas. You may opt–out of this marketing database by following the instructions contained in any of the promotional emails you receive from either Qantas or UCHK. Each and every promotional email you receive from Qantas or UCHK will have a secure link at the bottom which will remove you from our marketing database if you choose. Conditions of entry: Information on how to enter and prizes forms part of these conditions of entry: You must be over the age of 18 years to enter and employees of UCHK and its agencies associated with this promotion and their immediate families are not entitled to enter.

1. The flights are non-redeemable for cash, not transferable or refundable.2. Are subject to availability, waitlists will not be entertained.3. It is the winner’s responsibility to reach Singapore the departing airport.4. All taxes or airline surcharges associated directly with Qantas tickets are

the responsibility of the prize winner.5. Codeshare flights cannot be used and are excluded from the prize.6. All travel must be booked and ticketed within 12 months of December

23rd, 2013. Once flights have been booked and flight tickets are issued the winner is responsible for any costs associated with subsequent itinerary changes, cancellations, amendments or other charges.

7. Tickets issued are valid for travel only on Qantas QF130 / QF129 / QF6 / QF82 / QF36 / QF52 and are not eligible to accrue Frequent Flyer Points.

ENTER THE DRAW FOR TWO CHANCES TO WIN RETURN FLIGHTS TO

AUSTRALIA AT:【如果你有兴趣赢取两张往返澳大利亚

的机票，请点击进入：

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Entry into the competition can be made by entering your details at the above websites.

To be in the running to win two economy or two business class flights flying Qantas please read the

terms and conditions.

6% RETURN2 YEARG’TEE

博得 QanTaS 航程 SCOTT O.TALBOT

房


务

UC

H

K CONSULTING LIM

ITED


[email protected]



SydneySydney Sydney


Type: investment

address 地址: 1 ken Tubman drive

City 城市: maitland, Sydney

Sqm: 45-90

Bed 卧室: 1-2

Bath 卫浴: 1

parking: 1

range 价格: a$250,000-$360,000

- 6.7%+ fixed rental income- Predictable 4% annual increases- No Agent management fees - No Agent letting fees- 100% Tenancy - No Vacancies- Long term lease - Tenant responsible for repairs- Stable Assets - Blue Chip Location- Security of a trusted Australian brand

From Woodberry in the East to Lochinvar in the West, Maitland is rich in mineral resources such as coal and metals and has a well established agricultural sector, particularly in dairy and horticulture. 25km west of Newcastle – and just 2 hours by road from Sydney – Maitland is part of the Hunter River region, offering easy access to a rich mix of experiences in the surrounding countryside, mountains and rivers. The city itself includes many original buildings that have survived intact, providing an attractive and historically significant streetscape.

Sydney

with balcony

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6.7% RETURN10 YEARLEASE

从东部的Woodberry到西部的Lochinvar，有丰富的矿产资源，如煤炭和金属，并拥有完善的农业部门，尤其是在奶制品和园艺方面。 newcastle西25公里，只需2小时由sydney - maitland的路程是Hunter river region的一部分，方便参观者体验周围的大自然风光。这座城市拥有很多完整的历史建筑和具有吸引力及历史重要性的街景画。

- 可预测的4%的增长率- 无代理管理费- 无代理租金费- 100%租用，没有空缺

- 长期租约- 租户负责维修- 稳定的资产-蓝筹位置- 值得信赖的澳大利亚品牌为您提供安全保证

SCOTT O.TALBOT

房


务

UC

H

K CONSULTING LIM

ITED


[email protected]



- 6.5%+ fixed rental income

- predictable 4% increases

- no agent management fees

- no agent letting fees

- 100% Tenancy - no Vacancies

- Long term lease - up to 10 years

- Tenant responsible for repairs

- Secure trusted australian brand

- approved for overseas investors

- Guaranteed 80% Finance*

- modern 1, 2, 3 Bedroom designs

- priced from $350,000 - $600,000

- Luxury appliances and Finishes

- aaa rated investor Locations

- uCHk Wealth Creation Service

- uCHk Free immigration & Visa

- 固定租金收入为6.5％以上

- 可预测的4％增长率

- 无代理管理费

- 无代理租金费

- 100％租约——无空缺

- 长期租约，最长可达10年

- 物业维修由租户负责

- 值得信赖的澳大利亚品牌为你提供安全保证

- 获得海外投资者认可

- 可保证80％融资率*

- 现代化设计1、2、3卧室住房

- 售价从$350,000到$ 600,000澳元

- 豪华家电与装修

- aaa级投资地段

- uCHk财富增值服务

- uCHk免费移民与签证服务

THe uLTimaTe inVeSTmenT

For oVerSeaS inVeSTorS

LookinG For a Worry

Free inVeSTmenT.

终极投资良机

为海外人士寻获无忧投资


Type: investment

address 地址: 39–43 Bramston Street

City 城市: Gladstone

Sqm: 81

Bed 卧室: 2-3+

Bath 卫浴: 2

parking: 1

range 价格: a$471,500

Twin Bedroom Apartment

Twin key with balcony

Three Bedroom Apartment

3 Twin key without balcony

QueenSLand



Quest Gladstone is ideally situated for business and leisure visitors and offers a range of apartment types from two to three bedroom. The barbecue area and swimming pool provide ample on-site relaxation opportunities and conference facilities provide a well-equipped and convenient place to do business. Quest Gladstone’s two and three bedroom apartments have full kitchens and the studios, kitchenette facilities (within the 2 and 3 bedroom twin key configurations). Each apartment is serviced by an ensuite bathroom and a separate bathroom, which also contains a bath and laundry facilities.

Gladstone是适合商务及休闲旅游的理想地，这里提供从两居室到三居室的公寓类型。烧烤区和游泳池提供了充足的放松条件，并且发布会现场提供了设备齐全且方便的场地。Quest Gladstone的两居室和三居室公寓有厨房及套房，小厨房设施（在两居室和三居室的双重关键配置中）。每所公寓都设有成套的浴室和单独的浴室，包括洗浴和洗衣设施。

- 固定租金收入为7.2%以上- 可预测的4%的增长率- 无代理管理费- 无代理租金费- 100%租约- 无空缺

- 长期租约- 物业维修由租户负责- 稳定的资产- 蓝筹位置- 值得信赖的澳大利亚品牌为您提供安全保证

SCOTT O.TALBOT

房


务

UC

HK CONSULTING LIM

ITED


[email protected]



meLBourne


Type: investment

address 地址: mcpherson St,

City 城市: moonee ponds

Sqm: 45-90

Bed 卧室: 2-3

Bath 卫浴: 1-2

parking: 1

range 价格: a$399,000-$495,000

meLBourne


Type: Luxury apartments

address 地址: 138 Camberwell road

City 城市: Hawthorn east

Sqm: 60-131

Bed 卧室: 1-2

Bath 卫浴: 1+

parking: 1

range 价格: a$499,999-$669,995

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Stylishly furnished and with separate living and dining areas, Quest Moonee Valley’s one, two and three bedroom apartments feature full kitchens and the studios, kitchenette facilities.

Each apartment is serviced by an ensuite bathroom and a separate bathroom, which also contains a bath and laundry facilities. The kitchen, adjoining the meals and living areas, features dishwasher, electric cook-top, oven and built in cupboards.

时髦的家具和单独的起居室，餐厅，一居室，两居室和三居室配备有厨房和套房以及各种厨具设施。

每所公寓都设有成套的浴室和单独的浴室，包括洗浴和洗衣设施。厨房毗邻餐厅，备有设施如洗碗机，电磁炉，微波炉和碗橱。

- 无代理管理费- 无代理租金费- 100%租约 - 无空缺- 长期租约

- 物业维修由租户负责- 稳定的资产 - 蓝筹的位置- 值得信赖的澳大利亚品牌为您提供安全保证

SCOTT O.TALBOT

房


务

UC

HK CONSULTING LIM

ITED


[email protected]




UCHK CONSULTING LTD PROVIDES HIGH NET WORTH, OVERSEAS PROPERTY INVESTORS APPROVED INVESTMENT OPPORTUNITIES, INFORMATION AND LOGISTICS.

ABOUT UCHKWith offices all over Asia UCHK are ideally located to respond to the needs of clients. UCHK believe in conducting business in traditional and valued methods. This means meeting with investors face to face, discussing the available options and presenting information in an impartial way. UCHK are experts in all aspects of international property investment, migration and student assistance with an international group of companies that provide the entire range of property services for overseas investors and homeowners.

陶智咨询有限公司为您提供授权的海外投资机会和信息，并为您运筹帷幄，从而获得高额的价值。

关于陶智陶智公司的办事处遍布亚洲，便利的地理优势可以给客户提供全方位的帮助。陶智延用最传统并有价值的方法来进行商业活动。这意味着要面对面和投资者商谈，谈论可用的选择细节，将信息用正确的方式呈现出来。通过和一系列国际公司的合作，陶智公司为海外投资者和业主提供了一系列房产建议，从而使陶智公司成为全球房产投资，移民和留学方面的专家。澳大利亚是适合那些希望在商业和个人领域取得卓越成就的人，澳大利亚也适合那些希望花更少的时间在办公室的人，他们想要更多的时间和所爱的人在一起做他们喜欢的事。

JUST AS AUSTRALIA IS IDEAL FOR THOSE WISHING TO ExCEL IN BUSINESS AND INDUSTRY, SO TOO AUSTRALIA IS SUITED FOR THOSE WISHING TO SPEND LESS TIME AT THE OFFICE AND MORE TIME WITH LOVED ONES AND DOING THE THINGS THEY ENJOY.

RETIREMENTAustralia is the best place for those who seek to retire in a relaxed and comfortable lifestyle. With the warm weather, easy way of life and sound financial climate to protect savings and investments, Australia provides everything for the perfect retirement.

退休如果想在退休后有一个放松又舒适的生活方式，澳大利亚会是一个最好的选择。这里不仅有温暖的气候，休闲的生活方式，还拥有健全的财政保障制度来保护储蓄和投资，这些使得澳大利亚可以提供一个完美的退休生活。澳大利亚是个多元化的国家，例如在文化，人口，风土人情，地形和历史。

AUSTRALIA IS A UNIQUE AND DIVERSE COUNTRY IN EVERY WAY - IN CULTURE, POPULATION, CLIMATE, GEOGRAPHY, AND HISTORY.

AUSTRALIAAustralia’s population officially reached 23 million people in May 2013. The most populous states are New South Wales and Victoria, with their respective capitals, Sydney and Melbourne, the largest cities in Australia.

澳大利亚在2013年5月，澳大利亚的人口数目据官方统计已经达到2300万，其中人口最密集的地区在新南威尔士州和维多利亚州，而作为它们首府的悉尼和墨尔本也是澳大利亚相对较大的城市。

AUSTRALIA IS A SAFE ENVIRONMENT FOR STUDYING AND LIVING. THE AIR IS CLEAN, WITH GRASS, TREES AND NATURAL LIFE EVERYWHERE. THE LIFESTYLE IS RICH AND VARIED.

OVERSEAS STUDENTSBecause of this abundant allure of Australia, many foreign students are choosing to do their degree, diploma or other course at one of the country’s many renowned educational institutions. Wherever a student comes from, when they arrive in Australia they are warmly welcomed and integrated to feel at home. The overseas students are befriended by the locals, many of whom themselves originally came from abroad. Close bonds are made and friendships are formed that last for life.

澳大利亚可以在学习和生活方面提供安全的环境。这里空气清新，花草树木和自然生命旺盛，生活方式丰富多彩。

留学生因为澳大利亚的极大诱惑力，许多外国留学生选择就读于著名的教育机构来完成学位或者其他的课程。无论留学生来自哪里，一旦他们进入澳大利亚，将会受到热情的迎接，并且有一种宾至如归的感觉。留学生在澳大利亚也会得到当地人的友好相助，许多澳大利亚人最初也是来自各个国家。亲密的团结在一起使得友谊地久天长。悉尼是通往澳大利亚的门户，也是澳大利亚最受欢迎和人口最密集的城市。现在悉尼拥有460万的人口。

SYDNEY IS THE GATEWAY TO AUSTRALIA AND THE MOST POPULAR AND POPULOUS CITY IN AUSTRALIA. IT HAS A POPULATION OF 4.6 MILLION.

SYDNEYSydney is situated on a harbour, called Port Jackson. Its location on the coast affords a warm and pleasant climate all year round. The harbour is probably the most iconic scene of Sydney, with the Royal Opera House and Sydney Harbour Bridge making it instantly recognisable.

悉尼悉尼坐落于一个名叫“port Jackson”的海港。因为位于海岸线的独特地理位置，悉尼的气候是一年四季温暖宜人的。port Jackson也是悉尼象征性的景点，其中的悉尼歌剧院和悉尼海港大桥也极具辨识度。墨尔本以食物，葡萄酒和绝佳的艺术盛事而闻名于世界。这座城市还提供奇妙的购物和夜生活，著名的餐饮和让人流连忘返的节日庆祝。

MELBOURNE IS A CITY OF WORLD-CLASS EVENTS, FOOD AND WINE, AND A FABULOUS ARTS SCENE. IT HAS FANTASTIC SHOPPING AND NIGHTLIFE, RENOWNED DINING AND A NON-STOP PROGRAM OF FESTIVALS.

MELBOURNEMelbourne is the world’s most livable city for the second year in a row. It has received this recognition four times in total. Melbourne is also renowned for world class sports, with Melbourne Park, the home of the Australian Tennis Open, the Australian F1 Grand Prix and many more thrilling events.

墨尔本墨尔本连续第二年，也是第四次得到了世界上最适宜人口居住的城市的美誉。此外，墨尔本还因为举办世界级的体育赛事而闻名，澳大利亚网球公开赛，澳大利亚F1大奖赛和许多令人振奋的体育赛事都是在墨尔本公园举办的。

Three big events in the last few months are set to define the Australia China relationship for the decades ahead.

The first was the signing of an agreement to allow for direct convertibility of the Australian dollar and the Chinese renmimbi (RMB).

This is significant not only because it will help Australian importers and exporters lower costs and minimize currency settlement risks when dealing with China, but also because it gives Australia a huge first-mover advantage to benefit from the introduction to the global economy of another significant currency – potentially with a financial market taps large and deep as that of Europe.

The second was the recent visit by Prime Minister Gillard and senior Ministers which resulted in an agreement to hold annual top- level exchanges between our respective leaders. This, along with the new energy coming out of several senior business leader dialogues, has created a platform and framework for new discussions and the creation of new relationships.

The other event was the arrival of Professor David Walker to take up his position as inaugural BHP Billiton Chair of Australian Studies at Peking University.

The Chair is an initiative of the Australia- China Council, the Foundation for Australian Studies in China, BHP Billiton, Peking University and the Australian Government.It is the first high-profile, privately-funded Australian professorial position in China.

It acknowledges that greater educational engagement with China is vital to Australia’s continued prosperity and the future of our young people and also provides a template for Australian business engagement in China.

Taken together I believe that these events and initiatives are representative of a new thinking about the nature of the bi-lateral relationship and provide a mechanism through which Australia can more clearly take control of its destiny.

The narrative around the relationship is changing.Over the last 20 years, China has been seen as an “opportunity” for many Australian firms; a low cost manufacturing base which can provide competitively priced goods for the local market. From the Chinese side it has been a story of rocks and mines – Australia has been a reliable supplier of commodities and energy to fuel China’s growth needs.

The ups and downs of the relationship have been largely managed by the deft hand of our Embassy and Consular staff with the benefit of visits by our political and business leaders. But all of this has been done without an overarching structure or understanding of what the future relationship might or should look like.

That is now changing. The last few months have been very exciting ones for Australians living in China. The smoggy skies of Beijing remain a worry, but the energy around the relationship is palpable. That fact has been keenly felt within our AustCham membership.

There are new conversations around the strategic imperative for Australia and China to forge a different sort of relationship – one which is underpinned by notions of partnership and collaboration.

Trade and investment is necessarily transactional, but growing regional inter- connectivity and inter-dependence requires a much keener awareness of what China’s new growth model means for Australia in the years ahead. It also demands sharper thinking and more innovative business models to meet the challenges of a highly competitive market.

There is also an imperative for a sustained and consistent effort in deepening and strengthening our personal connections and becoming China-literate and China-ready.

None of this will be easy, but we now have the benefit of some ground-breaking initiatives and a more structured method of engagement. Properly managed this should ensure that Australia is not swept aside in the wake of China’s rise.

This note will be my final note as Beijing Chairman. I step down in June after three years in the role. To all my colleagues and friends in China, it has been a privilege to have served on the Board and play a role in re-shaping AustCham to enable it to meet the challenges ahead. I will be moving back to Melbourne but in my roles at King & Wood Mallesons and the Australia-China Council will be a regular visitor to China.

AUSTRALIA WELCOMES DIRECT CURRENCY

TRADING OF THE RMB BY DAVID OLSSON

Originally published by Australia China Connections

AUSTRALIA IS AT THE CUTTING EDGE IN BUSINESS AND COMMERCE.

BUSINESS INNOVATIONBuilt upon principles of stability, quality and long-term thinking, the Australian economy is in rude health. Naturally this leads to innovation in the market place. As a company in one sector has progressed this in turn has spurred on rival companies to innovate their products and

services.

澳大利亚处在商业和贸易的先锋地位。

业务创新建立在稳定的原则，质量和长期的思考方面，澳大利亚的经济十分强壮。自然地导致了市场的创新。作为一家公司在一个领域进步会驱使一起竞争的公司革新产品和服务。

澳大利亚欢迎直接用人民币交易

在过去的几个月里，三个重大事件阐述了数十年来的中澳关系。第一件是签署了允许澳元和人民币可以自由兑换的协议。这个协议当然不仅帮助澳大利亚的进口和出口商在和中国进行交易时减少花费并减轻货币汇率结算风险，也能提供给澳大利亚在进入全球经济时拥有巨大的先动优势-像欧洲金融市场一样变更强大和深入。

第二件是首相吉拉德（前首相）和其他部长级人物访问中国时定下了一个协议，这个协议就每年双方高层人员的交换学习达成了共识。连带就新能源的产生问题进行了讨论，也为进行新的对话和创建新型合作关系提供了平台和框架。

最后一件是北京大学与澳中理事会聘任david Walker教授担任北京大学BHp Billiton澳大利亚研究讲席教授。

这个讲席项目由澳中理事会，及其中国澳大利亚研究基金会创办，旨在推进北京，BHp Billiton公司，北京大学和澳大利亚政府的澳大利亚研究。这也是在中国首次备受瞩目个人资金筹划的高水平的地位。

这个和中国在学术上的共识对澳大利亚的持续发展和青少年的未来起到极其重要的作用，并且为在中国的澳大利亚商业合作提供了模板。

总之，我相信这些重大事件代表了双边关系的新想法，并且澳大利亚也能更清楚的控制它们的进程。

关于合作，一直在发生变化。在过去的20年里，中国被很多澳大利亚企业看作是“机会”，因为一个低的成本可以在澳大利亚当地市场创造出很有竞争性的商品价格。而对于中国而言，澳大利亚拥有的岩石和矿山也会很大程度的满足中国在小商品和能源燃料上的需求。

大使馆和大使馆工作人员以及政党和商界领导者的来访，促使中澳的合作关系又上了一个台阶。但是这些合作并没有一个总体结构或者对未来关系发展走向的认知。

但是所有的一切都在改变。在过去的几个月中在中国生活的澳大利亚人变得很兴奋。虽然阴霾的天空依旧让人担心，但是关系之间的能量是显而易见的。这个事实可以在有关澳洲商会的问题上得到答案。

新的对话在战略上对澳大利亚和中国建立一种不同的关系 – 一个成为合作关系的观念。

贸易和投资是必然的交易，但是发展地区的相互连接和相互依赖需要更加敏锐的意识到在未来几年中国对澳大利亚新的增长模式。这也需要更敏锐的见解和更创新的企业经营模式来迎接高度竞争的市场挑战。

除此之外，必须持久不变和始终如一的努力在神话和加强人际关系，为成为精通中国文化和进入中国市场做准备。

所有的这一切都不简单，但是我们现在有一些突破性的举措的好处和更加结构化的方法去参与其中。适当的管理应该确保澳大利亚不是忽视效仿中国的日渐强盛。

这将会是我作为北京的董事长在任期间的最后一篇记录。我将会在三年后的6月辞职。致我所有的在北京的同事和朋友，极其荣幸的能在董事会里扮演这样一个重塑澳洲商会的角色，让我能够满足未来的挑战。我将回到墨尔本，然而我作为金杜律师事务所和澳中理事会的成员会经常访问中国。



In an age where journalists are constantly under pressure from their editors to publish sensationalist headlines and capture readers attention, the facts can only be interpreted when you cut out the hype and opinion. Capital growth charts often show peaks and troughs that seemingly portray alarming losses, when in fact what occurred was huge growth tempered by a slight cooling. But that doesn’t count for much if a journalist uses a percentage graph. The casual observer can easily be misguided and believe the hype.

In any case, what happens over a 12 month period has no relevance to an investors wealth and net worth over a five or ten year period. A two percent drop in value followed by a 10% rise in capital growth equals an overall increase of 8%. Some will only see the drop while a property investor clearly discerns an 8% gain and opportunity.

Real estate is not the stock market. There are predictable, seasonal, annual cycles in property values based on the weather alone. Couple this with public holidays and it’s obvious that selling your property in the midst of winter on a public holiday will not attract as many buyers as the spring market with flowers blossoming in the garden. These stimuli can be calculated in annual and bi-annual fluctuations in the market but rarely affect the overall capital growth rate.

External influences such as behavioral reactions to global and financial news has a direct effect on the capital growth rate of Australian property. More to the point, this is just a behavioral reaction, “Europe is in financial crisis”, riots in London “Spanish unemployment”, war. All these elements are just behavioral reactions to global issues that have little or no relevance to the Australian property market. As an example, during the GFC while financial anarchy was devastating most of the world, immediately preceding the demise of

many financial institutions in Europe, the Australian property market experience and exceptionally high capital growth rate (against safe and normal capital growth rates) as the behavioral reaction of Australian and overseas investors immediately, again behaviorally, rushed to put their investments in the safety of Australian bricks and mortar investment.

Above are the figures that demonstrate the behavioral reaction to what would have been assumed to be a devastating set of circumstances, only benefit Australian investors.

This demonstrates Australia’s resilience to global economic turmoil as a country of stable government, stable economic policy and opportunity, in stark contrast to a globally suffering economy.

And with Australian property providing such a stable and solid investment, the only question about the capital growth on your property is what to do with all the equity that builds up over time.

FROM A SAFE HAVEN DURING THE GFC UNTIL NOW, HERE ARE JUST SOME OF THE ONGOING REASONS WHY AUSTRALIAN PROPERTY HAS FLOURISHED WHILE OTHERS HAVE CRASHED:

- There are housing shortages. Supply and demand are monitored and

controlled - - Strong overseas migration and

investment -- Australian household sizes are

shrinking, meaning more families and individuals want or need their own

home -- Mortgage interest rates are at

record lows -

S O P H I S T I C AT E D I N V E S T M E N T VA R I E S F R O M CO U N T R Y TO CO U N T R Y. W H I L E S O M E E N J OY M O D E R AT E C A P I TA L G R O W T H A N D H I G H R E N TA L R E T U R N S , S O M E H AV E LO W R E N TA L R E T U R N S T H AT B A R E LY M E E T T H E CO S T O F T H E P R O P E R T Y B U T E N J OY E xC E P T I O N A L C A P I TA L G R O W T H .

S O W H E R E D O W E F I N D T H E B A L A N C E ?

THE TWO PRONGED PURPOSE OF ...PROPERTY INVESTMENT:

房地产投资的双向目的：

资产增长+租金收益国家与国家之间不同的复杂的投资。有些人享受稳健的资产增长和高额的租金回报，也有些人得到仅仅满足成本的很低的租金回报，但却享受着超乎寻常的资产增长。

所以我们要在哪里找到平衡？

在这样一个时代，在记者的不断的压力下他们的编辑发表爆炸性的头条来捕捉读者们的注意，事实只能在停止大肆宣传后才能被解释清楚。资本增长图表显示的波峰和波谷看似惊人的损失，实际上只是巨大增长的一个轻微的调节，但是如果记者使用了百分比图表的话，损失就不是显得很重要了。粗心的观望者很容易被误导而选择相信。

在任何情况下，当发生超过12个月和投资者价值没有相关，而净资产超过5或10年。先是10%的资产增长，紧接着下降2%，总体看来资产增长了8%。一些人仅仅看到了资产的下降，而房地产投资者会清晰的看到这8%的盈利和机会。

房地产不是股票市场，它是可预测，并且带有季节性和年度周期属性，还和气候相关。这点和公共假期相关，很明显的，如果你在隆冬公共假期时销售房地产，必然不会像鲜花盛开的春天一样吸引大量的买者前来。这些刺激可以被计算为年度和一年两次的市场波动，但是不影响整个的资产增长。

外在影响例如对全球化的金融新闻产生的行为反应已经对澳大利亚房产的资产增长产生了直接的影响。更重要的是，这只是一个行为反应，“欧洲处于金融危机”，伦敦暴动“西班牙失业潮”战争。所有的这些元素仅仅是对全球化的行为反应，全球化与澳大利亚房地产市场有很少或者根本没有关系。举个例子，在全球金融危机时，混乱的财政摧毁了大半个世界，接着许多欧洲的金融机构覆灭，澳大利亚房地产市场经历了异常的高资产增长率（针对安全和正常的资产增长率）澳大利亚和海外投资者立即做出了敏捷的行为反应，他们快速地把投资转移到安全的澳大利亚房产投资项目上。

以上所有的数据论证了行为反应，就会被认为是毁灭性的情况下，只会有益于澳大利亚投资者。这说明澳大利亚队全球经济动乱的回复力像一个国家政府一样稳固，稳定的经济政策和机遇，和全球经济苦难形成鲜明的对比。

澳大利亚房地产提供这样的稳定和坚实的投资，唯一关于房地产资产增长的问题就是如何长时间的处理股东的权益。

在全球金融危机之后，我们一直处于一个安全的避风港，这就是澳大利亚房地产业繁荣发展并一直进行着，而其他产业已经崩溃的原因：出现住房短缺。供应与需求已经被监测控制。强大的海外移民和投资。澳大利亚住户人数正在萎缩，这意味着更多的家庭和个人希望或者需要属于他们自己的家。贷款利率处在记录的低点。

CAPITAL GROWTH + RENTAL YIELDS

SCOTT O.TALBOT

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Overseas investors benefit from a strong relationship with Quest, a trusted Australian brand who manage and maintain each investment property to our reputable standards.

What makes a Quest investment property appealing is being comfortable in the knowledge that Quest takes away some of the headache of trying to find the right

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A LITTLE PREDICTABILITY GOES A LONG WAY.

A Quest property is an investment with balanced performance. Its distinctive qualities deliver steady growth and returns more akin to commercial property market behavior than a typical residential investment. So you can expect more consistent appreciation and less volatility - and your total returns are weighted more evenly across income and growth.

A Quest Properties investment gives you a predictable 6.5%+ income return on gross rental, with fixed annual rental increases backed by the security of a long term lease. Similar to a commercial property investment, capital appreciation in Quest Properties is designed to be linked with income growth.

AN ASSET YOU CAN SEE AND TOUCH.

A Quest Property is an investment in bricks and mortar – an asset you can see and touch. It’s a deliberately back to basics approach, founded on intrinsic value and solid fundamentals.

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THE ONLY SURPRISE IS HOW HASSLE-FREE IT IS.

Under the Quest lease the tenant is responsible for most outgoings which would typically be paid by landlords, such as:

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QUEST LONGTERM SECURITY

INVESTORS PICK

FOR OVER 24 YEARS, QUEST HAS PROVIDED ITS INVESTORS WITH PREDICTABLE RETURNS AND FIxED ANNUAL RENTAL INCREASES, BACKED BY THE SECURITY OF A LONG TERM LEASE. A QUEST PROPERTIES INVESTMENT REMOVES THE USUAL FRUSTRATIONS OF MANAGEMENT FEES, VACANCY PERIODS, MAINTENANCE, REPAIRS AND ExCESSIVE OUTGOINGS.

探索长期保障

超过24年，长期的租赁保障已经为它的投资者提供了可预见的回报和固定的年租金收入。一个房地产投资取消了管理费，空白期，保养维修和过多开支的挫败。

海外投资者受益于强大的探索关系，一个可信赖的澳大利亚品牌管理和维护每个投资产业以达到卓越的标准。

是什么让搜索投资产业这个过程变得有吸引力，而且很舒适；通过搜索投资产业而积累的知识可以让您从此不再为选择地理位置而头痛。探索选址的过程是由一个专门的团队花费时间进行搜索，排位和走访每个潜在的位

置

一个很小的预见性走一段很长的路。探索房地产业是一项投资和平衡的表现。其独特的品质提供稳定的增长和收益更类似于商业房地产市场行为而不是典型的住宅投资。所以您可以期待更多的连续的赞赏和更少的波动-您的总回报会更多的分散到收入和增长上。

一个房地产投资给您一个可预测到的6.5%+租金收益回收，并通过长期租赁保障来增加固定的年租收入。类似于商业地产投资，探索房地产业的资产增值是被用于与收入增长相关联。

可以看见和触摸到的资产。房产搜索是一种房产投资-是可以看得见，触摸得到的资产。这是一个回归本源的基本方法，机遇内在的价值和固有的基本面。

把水晶球抛弃。通过房产搜索，您不需要所谓的“完美实际”来达到成功。任何时间都是完美时间-您所需要的就是通过金融知识来迈出第一步。

和其他住宅地产一起投资，您需要在市场不断进出，在正确的时刻最大化您的回报。然而关于房产搜索，您的长期表现才是保证，所以您可以停止试着去停止在市场中的领先一步。

唯一意外的是它竟然这么省事。在探索租赁时租住者要对大部分开支负责，而房东需要支付的包括以下：维修费法人团体 – 非资本房屋保险长期租赁权固定的年租金增加没有空房没有管理费用吸引的税款收益


WHEN IT COMES TO MONEY

T H E LO W E S T I N T E R E S T R AT E S S I N C E 1959 CO U P L E D W I T H ACC E S S TO P R I VAT E B A N K I N G P R O D U C T S P O S I T I O N S P R O P E R T Y I N V E S TO R S TO TA K E A D VA N TAG E O F E A S Y F I N A N C E, W R I T E S YA N L I N L I U, A U C H K P R I VAT E W E A LT H F I N A N C E CO N S U LTA N T.

TALK IS CHEAP

The love affair overseas investors have with Australian property is also shared by world banks. All Australian banks stand on a mountain of assets of bricks and mortar, as they represent solid, stable collateral on loans. Further to this love affair, world banks also have their foot in the door to lend on Australian real estate with multi-currency loans.

In Australia, the minimal deposit required is 10% as any employed person can obtain a 90% loan. Overseas investors can easily access, without any fuss, 80% loans from UCHK’s Private Wealth Finance consultants.

UCHK Private Wealth Finance is an in-house finance broker with a 100% approval rate for overseas clients applying for Australian bank loans.

With hundreds of products and dozens of banks all competing for a stake in the investment loans market, it takes an expert to navigate and target the best options available, and to negotiate even better rates than what are openly published.

UCHK Private Wealth Finance has identified several products that are suitable for different types of investors. Clients of a certain net wealth will enjoy private banking, while small to medium size investors will benefit from the flexibility of retail products at very competitive rates.Basic options are based on current rates:

80% loan variable at 4.78% AU$ loan (suitable for anyone with minimal documentation and criteria for qualification, easiest option - no fuss)

90% loan variable loan (suitable for investors with multiple properties linking the equity of their existing properties to a new acquisition)

Offshore multi-currency loans* are available at 60-70% LVR and can be obtained from all major banks at a rate between 1.2 and 1.8% interest rates

The private wealth finance representatives are members of the governing body for professional brokers, the MFAA (Mortgage & Finance Association of Australia) and hold an ACL (Accredited Finance License) as required by ASIC and specialise in many financing options.

*These forms of loans are available to premium clients wherein with deposit security and other terms and conditions, mortgages can be drawn down in US$, HK$, AU$, or a combination of currencies and percentages. Whilst this is a significant rate saving compared to an Australian bank loan, investors must take in to account that the revenue from their investment property will be in Australian dollars and that servicing the interest on the loan will be in the currency (currencies) of the off-shore loan. Therefore a drop in the Australian Dollar is detrimental to servicing a US$ loan. Whilst the predicted 10% drop in the AU$ is on the surface harmful, a minimal of 3% savings on interest certainly can balance this loss of value.

Clearly on the volume of financing that UCHK clients require our group has links to all the major banks so that our clients enjoy the best rates, service and investment.

Yanlin Liu (Lynn) Private Wealth FinanceE: [email protected] 1993 1998 2003 2008 2013

2

4

6

8

10

12

2

4

6

8

10

12

Australian Fixed Interest Rates

Sources: Bloomberg; RBA

Small business

%3-year maturity

%

Swap rate

Housing

空口无凭当谈论到钱

1959年以来最低的利率，加上进入私人银行产品把资产投资作为融资的优势，刘燕琳（音译），作为陶智的私人财富金融顾问，写到。

海外投资者的喜好伴同澳大利亚房地产共同被世界银行分享。所有的澳大利亚银行站在堆积如山的房屋资产上，就像他们所表现的出来的可靠的，稳定的抵押贷款。继这些喜好之后，世界银行也成功的开始向澳大利亚房地产业提供多货币制的贷款业务。

在澳大利亚，最小的贷款保证金要求是10%，任何从业人员可以获得90%的贷款。海外投资者在不出意外的情况下，80%的投资者可以在陶智私人财富金融顾问的帮助下很容易的进入。

陶智私人财富金融顾问是一个内部财务代理，以100%的支持率为海外客户申请澳大利亚银行贷款。

成百上千的产品和很多的银行都在争夺投资贷款市场，它需要一个专家来导航，并定一个最好的可行的目标，商议出比它们公开发表的更胜一筹的利率。基本选项是基于当前的利率：80%的贷款变量在4.78%澳元的贷款（适用于任何用最小的文档和资格标准的人，最简单的选项-毋庸置疑）

90%的贷款变量（适用于有多个产业的投资者，将他们现有的产业和新的收购通过股权连接起来）

海外的多币种贷款适用于60-70% LVr，可以获得所有主要银行提供的1.2%到1.8%之间的利率。

私人财富金融代表是管理团队中专业经纪人中的一员，澳大利亚抵押贷款和金融协会和持有金融许可证按照aSiC的规定专门从事融资选择。

这些形式的贷款可用于尊贵客户当他们处于存款和其他条款的保障下，房屋贷款可以转化成美元，港币，澳元，或者是不同币种的不同百分比的组合。虽然相比澳大利亚银行贷款这是一个极其重要的利率储蓄，投资者必须考虑他们所投资的房产带来的收入会变成澳元，从而带来的澳元利息可以转化为贷款币种的利息。因此澳元的下滑是不利于用美元贷款。虽然表面上预测澳元会下降10%，最小3%的储蓄利息可以平衡这项损失。

显然大量的融资陶智客户要求我们的团队联系到所有的主要银行，为了让客户享受最优惠的利率，服务和投资。

刘燕琳（音译）（Lynn）私人财富金融顾问邮箱：[email protected]

The system which started in South Australia in 1858, quickly spread throughout Australia, New zealand and subsequently spread across the world. England and Wales, Ireland, Malaysia, Singapore and Canada are just some of the countries that have adopted the Torrens System.

THE TORRENS TITLE SYSTEM WORKS ON THREE PRINCIPLES:

The Government Register where all land titles are kept accurately records every aspect about the current ownership and interests about a person’s land.Because the land titles Register contains all the information about the person’s land, it means that ownership and other interests do not have to be proven by long complicated documents, such as title deeds.

Importantly, the Government guarantees the system and will provide compensation to any person who suffers loss of land or an interest registered under the Torrens System.

WHAT DID WE HAVE BEFORE TORRENS SYSTEM?

Before the Torrens system was introduced, there was a ‘General law title’ system. The General law title system consisted of a “chain” of title deeds all of which had to be in place to enable a property to be transferred.

Title deeds are documents that show ownership, as well as rights, obligations, or mortgages on a property. A General Law title could have many deeds, many of which were handwritten. The ownership of land could be made up of 20-30 different documents , each one referring to the other and following on from the previous. The problem was that often a “piece of the chain” would go missing. The General law title system depended on proof of an unbroken chain of deeds back to the original grant.

Thankfully, Torrens created a new central registry where all transfers of land are recorded in the register, creating a single title with a unique number that also records easements, mortgages and discharges of mortgage.

WHAT DOES TORRENS MEAN FOR YOU?

When you buy your investment property in Australia, the seller will own the land and their name will still be on the title. When you pay for the property at the settlement, your solicitor acting for you will hand over the money in return for getting a Transfer of land document.

That document states that the seller agrees to transfer the apartment to you. Your solicitor will then lodge that document with the government land registry where the Torrens Title will have your name put on it.

Your ownership is then registered on the Government central registry.

I N AU S T R A L I A T H E O W N E R S H I P O F L A N D I S G E N E R A L LY H E L D BY A S Y S T E M K N O W N A S T H E TO R R E N S T I T L E S Y S T E M . T H I S S Y S T E M P R O V I D E S A S E C U R E A N D R E L I A B L E WAY O F O W N I N G L A N D. I T I S C R I T I C A L TO V I C TO R I A’S P R O P E R T Y D E V E LO P M E N T A N D A L A N D O W N E R ’S S E C U R I T Y O V E R T H E O W N E R S H I P O F T H E I R L A N D.

PROPERTYLAWS - TITLE

TORRENS TITLE DEEDS ARE DOCUMENTS THAT SHOW OWNERSHIP, AS WELL AS

RIGHTS, OBLIGATIONS, OR MORTGAGES ON A

PROPERTY.

BY DARREN MARx

PartnerRigby Cooke Lawyers

[email protected]

WHAT IS THE TORRENS TITLE SYSTEM?

The Torrens title system was named after Sir Robert Torrens. His system of land ownership is responsible for the current method of recording and registering land ownership in Australia.

物权法-

托伦斯所有权契据文件明确了对权利，义务，或抵押的财产的所有权。

在澳大利亚，土地所有权是被一个称为托伦斯所有权制度的制度所拥有。该系统提供了一个安全可靠的方式来拥有土地。它是维多利亚物业发展和地主安全的关键。

什么事托伦斯所有权制度？托伦斯所有权制度是以罗伯特托伦斯爵士的名字命名的。它是一种在澳大利亚用流动的方法来记录和登记土地所有权的制度。这种制度始于1858年的南澳洲，但很快遍布了澳大利亚和新西兰。随后在世界各地传播开来。

而在英格兰，威尔士，爱尔兰，马来西亚，新加坡和加拿大只有少部分国家采用托伦斯系统。

托伦斯产权制度有三个原则：政府登记在所有土地所有权，保持准确的纪录每一处土地所有者现有的财产和利益。由于土地所有权登记包括所有关于土地所有人的信息，这意味着土地所有者和他的其他利益不再需要被长期复杂的文件证明，例如地契。更重要的是，政府担保体系在托伦斯制度下，将提供补偿给任何土地或利益受损的个人。

在托伦斯制度之前我们使用的是什么？在托伦斯制度被引进之前，有一个叫普通法的制度。这个普通法制度包含了一个将物产转移到一定位置的地契链。地契是一个明示所有权以及权力，义务，或者抵押财产的文件。一个普通法制度会有很多契约，其中很多都是手写的，土地所有权有可能会包括20到30个不同的文件，每一份还需要参照别的文件或者是之前的文件。而真正的问题在于这些碎片链很有可能会有丢失的情况发生。普通法制度依赖

于一个有原始依据的完整连锁契约。

幸好托伦斯创造了一个新的中心登记法，是所有的土地转让都纪录在案。还创造了独一无二的号码来纪录地役权和每一次的抵押贷款和还款。

托伦斯制度对你来说意味着什么？当你在澳大利亚投资物业的时候，卖方会拥有这块土地，他们的名字仍然会在制度下。当你在完成付钱的交易过后，你的代理律师将会交出这笔钱以获得土地转换的文件。

该文件指出，卖方同意将公寓转让给你。你的代理律师会提出文件随着政府的土地注册，接着把你的名字注册进托伦斯制度里。之后你的所有权将会登记在中央登记处。

托伦斯制度是一个永远的直到时间尽头的制度，它不需要更新，并且受政府保护。它安全的形式甚至可以理解为是配偶之间没有义务的爱，或者你可以将它立在你的遗嘱里。


48 | Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com Copyright © 2015 UCHK Consulting Ltd - uchkconsulting.com | 49CHARt PACk | JUNE 2013 2

-4

0

4

8

-4

0

4

8

2013

Inflation – East AsiaYear-ended

% %

201020072004* Indonesia, Malaysia, Philippines and Thailand; PPP-weighted** Hong Kong, Singapore, South Korea and Taiwan; PPP-weightedSources: CEIC; IMF; RBA; Thomson Reuters

ASEAN-4*

Higher-income Asianeconomies**

2001

2

6

10

2

6

10

Unemployment Rate – Advanced Economies

Source: Thomson Reuters

Euro area

%

US

Japan

%

20132010200720042001

-2

-1

0

1

2

-2

-1

0

1

2

Core Inflation* – Advanced EconomiesYear-ended

US**

Euro area

Japan

%%

* Excluding food and energy, and for the euro area also excluding alcoholand tobacco

** Core price index for personal consumption expendituresSource: Thomson Reuters

20132010200720042001-4

0

4

8

-4

0

4

8

Inflation – China and IndiaYear-ended

* Consumer price index** Wholesale price indexSources: CEIC; RBA

2013

India**

%

China*

%

2010200720042001

World Economy

CHARt PACk | JUNE 2013 4

Australian GDP Growth and Inflation

-2

0

2

4

-2

0

2

4

Year-ended

2012

%%

Quarterly

GDP Growth

2008Source: ABS

1996 20042000-1

0

1

2

3

4

5

-1

0

1

2

3

4

5

Consumer Price Inflation*

2013

%%

Year-ended

* Excluding interest charges prior to the September quarter 1998 andadjusted for the tax changes of 1999–2000

Sources: ABS; RBA

Quarterly (seasonally adjusted)

20092005200119971993

Underlying Inflation*%

0

1

2

3

4

5

0

1

2

3

4

5

2013

Weighted median

Trimmed mean

* Excluding interest charges prior to the September quarter 1998 andadjusted for the tax changes of 1999–2000

Sources: ABS; RBA

CPI excl volatile items

%

20092005200119971993

Non-tradables and Tradables Inflation

-2

0

2

4

-2

0

2

4

2013

%

Year-ended

Non-tradables* Tradables**%

* Excluding deposit & loan facilities to June 2011** Excluding volatile items (fruit, vegetables & automotive fuel) and tobaccoSources: ABS; RBA

Quarterly(seasonally adjusted)

200920092005 2013 2005


Household Sector

25

50

75

100

125

150

4

6

8

10

12

14

* Household sector excludes unincorporated enterprises; disposableincome is after tax and before the deduction of interest payments

Sources: ABS; RBA

201220021992

% %Debt Interest paid

20122002

Household Finances*Per cent of household disposable income

19920

150

300

450

600

0

150

300

450

600

%%

* Household liabilities exclude the liabilities of unincorporated enterprises;disposable income is after tax and before the deduction of interest payments

Sources: ABS; RBA; RP Data-Rismark

20122008200420001996

Liabilities

Net worth

Dwellings

Financial assets

Household Wealth and Liabilities*Per cent of annual household disposable income

Dwelling Prices

200

300

400

500

600

200

300

400

500

600

Brisbane

Sydney

Perth

MelbourneAdelaide

Canberra

Regional*

2013

Australia

2009 20132009* Excluding apartments; measured as areas outside of capital cities in

mainland statesSources: RBA; RP Data-Rismark

$’000$’000

0

5

10

15

20

0

5

10

15

20

$b$b

Sources: ABS; RBA20132011200920072003

Total

Repeat buyerowner-occupiers

First home buyers

Investors

Housing Loan Approvals

2005


Regions and Industry

0

5

10

15

20

25

30

35

0

5

10

15

20

25

30

35

State Share of Output*

* NominalSource: ABS

11/12

New South Wales%

Victoria

Queensland

Western Australia

South Australia

Tasmania

03/04 07/0899/0095/9691/92

%

-5

0

5

10

-5

0

5

10

-10

-5

0

5

10

15

-10

-5

0

5

10

15

-5

0

5

10

15

-5

0

5

10

15

New South Wales

Victoria

State Final Demand GrowthYear-ended

Western Australia

Queensland

Tasmania*South Australia

% %

201220082004200019961992* Adjusted for the purchase and sale of ferries in 2002Sources: ABS; RBA

% %

% %

State Unemployment RatesTrend

2

3

4

5

6

7

2

3

4

5

6

7

Source: ABS2013

New South Wales

% %

2009 20132009

Queensland

Victoria

Tasmania

Western Australia

South Australia

2005


Policy Interest Rates – SelectedAdvanced Economies

SwitzerlandSweden

Canada

UK

% %

0

2

4

6

8

0

2

4

6

8NZ

Source: central banks2007 2009 2011 20132005

-3

0

3

6

9

-3

0

3

6

9

Australian Cash Rate

Real cash rate*

2003

Cash rate

% %

201320081998

Sources: ABS; RBA* Calculated using average of weighted median and trimmed mean inflation1993

Policy Interest Rates – G3

US

Euro area

% %

-1

0

1

2

3

4

5

-1

0

1

2

3

4

5

-1

0

1

2

3

4

5

-1

0

1

2

3

4

5

Japan*

2005 2007 2009 20132011* Since April 2013, the Bank of Japan's main operating target has been

the money baseSource: central banks

Policy Interest Rates – G4

US

Euro area

% %

-1

0

1

2

3

4

5

-1

0

1

2

3

4

5

-1

0

1

2

3

4

5

-1

0

1

2

3

4

5

Japan*

2005 2007 2009 20132011* Since April 2013, the Bank of Japan's main operating target has been

the money baseSource: central banks

UK

l l l l l l l l l2

3

4

5

6

7

8

2

3

4

5

6

7

8

Australian Cash Rate and 90-day Bill Yield%

Cash rate

90-day bill yield

Sources: AFMAData; RBA

2005

%

2007 2009 20132011

Interest Rates CHARt PACk | JUNE 2013 27

20

40

60

80

20

40

60

80

-4

-2

0

2

4

-4

-2

0

2

4

-2

0

2

4

-2

0

2

4

Official Reserve Assets

* Excludes foreign exchange swaps** Includes market, government and other outright transactions, excludes

swap deliveries*** Data up to 29 June 2012; a positive value indicates a purchase of foreign

exchange, while a negative value indicates a sale of foreign exchangeSource: RBA

2013

Gross

A$b

RBA foreign exchange market intervention transactions***

A$b

A$bA$b

Net*

2009200520011997

RBA net purchases of foreign exchange**

A$bA$b

50

100

150

200

0.40

0.60

0.80

1.00

Yen per A$(LHS)

Euro per A$*(RHS)

Yen US$,Euro

* ECU per A$ until 31 December 1998Sources: Thomson Reuters; WM/Reuters

Australian Dollar against US Dollar,Euro and Yen

20131998 2003 200819931988

US$ per A$(RHS)

40

50

60

70

80

40

50

60

70

80

Real

Nominal

IndexAustralian Dollar TWI*

Index

20131998 2003 200819931988* May 1970 = 100 for nominal; real indexed to equate post-float averagesSources: ABS; RBA; Thomson Reuters; WM/Reuters

Exchange Rates

AUSTRALIA ECONOMIC

UPDATEThe Australian economy is one of the largest capitalist economies in the world with a GDP of US$1.57 trillion.

THE AUSTRALIAN SECURITIES ExCHANGE IS THE MAIN STOCK ExCHANGE IN AUSTRALIA. MANY OF THE WORLD’S LARGEST COMPANIES, PARTICULARLY IN COMMODITIES, ARE BASED IN AUSTRALIA.

While many of the world’s banks have been failing or facing very hard times, Australia’s finance sector, built upon regulation and prudence, has weathered the storm better than most other countries.Despite the global economic downturn Australia has maintained its AAA credit rating by financial evaluators, making it as of March 2013 one of only 8 countries to have a AAA rating from the three major global ratings agencies.


Household Sector

25

50

75

100

125

150

4

6

8

10

12

14

* Household sector excludes unincorporated enterprises; disposableincome is after tax and before the deduction of interest payments

Sources: ABS; RBA

201220021992

% %Debt Interest paid

20122002

Household Finances*Per cent of household disposable income

19920

150

300

450

600

0

150

300

450

600

%%

* Household liabilities exclude the liabilities of unincorporated enterprises;disposable income is after tax and before the deduction of interest payments

Sources: ABS; RBA; RP Data-Rismark

20122008200420001996

Liabilities

Net worth

Dwellings

Financial assets

Household Wealth and Liabilities*Per cent of annual household disposable income

Dwelling Prices

200

300

400

500

600

200

300

400

500

600

Brisbane

Sydney

Perth

MelbourneAdelaide

Canberra

Regional*

2013

Australia

2009 20132009* Excluding apartments; measured as areas outside of capital cities in

mainland statesSources: RBA; RP Data-Rismark

$’000$’000

0

5

10

15

20

0

5

10

15

20

$b$b

Sources: ABS; RBA20132011200920072003

Total

Repeat buyerowner-occupiers

First home buyers

Investors

Housing Loan Approvals

2005

澳大利亚经济更新信息澳大利亚的经济是世界上最大的资本主义经济之一。它的国内生产总值为1570000000000美元。

澳大利亚证券交易所是澳大利亚主要的股票交易所。许多世界上大型的公司，特别是在大宗商品市场，它们的根据地是在澳大利亚。

虽然现在的形势下，世界上许多银行已经面临失败或者困难的时期，但澳大利亚的金融业，在谨慎的监管之下，比起大多数其他国家渡过了更多的难关。

尽管全球经济低迷，澳大利亚的财政评估依旧维持在aaa的信用评级。且在2013年三月份，被全球三大评级机构评为八大aaa级国家中的一员。

州失业率失业率—发达经济体

住宅价格

家庭财富和责任（每年度的家庭可支配收入）

政策利率选择- 发达经济体潜在的通货膨胀

国民生产总值的增长

澳元对美元欧元和日元

Sanctuary

2-4 acacia place, abbotsford

Type: 1 Bedroom apartment

Sqm: 41 – 58 internal

range 价格: $355,000 – $599,000



range 价格: $539,000 – $599,000



range 价格: $570,000 – $985,000



range 价格: $950,000 – $1,950,000

Facilities included:

- outdoor heated 25m lap pool

- outdoor spa

- Sundeck

- essential oils sauna

- Gym

- Beauty & massage room

- Change facilities

- Large undercover indoor/outdoor cinema with projector screen

- expansive outdoor dining area and barbeque

- Sundeck and outdoor lounges

- Free wi-fi internet

meLBourne

FREERETURNQANTASFLIGHTSCOTT O.TALBOT

房


务

UC

HK CONSULTING LIM

ITED


[email protected]




Earlier this year Australia hit a new population landmark by reaching and then exceeding the 23 million level. Since records began the Australian population has had a year on year rise. With the notable exception of the years around World War I the population has climbed steadily and is forecast to continue upwards. Recent growth in the population has come despite a falling natural birth rate. The overall population has increased in spite of this mainly due to a pro-immigration policy used by the Australian government.

This policy is being demonstrated in 2013 with the announcement by the Australian Government that they intend to grant upwards of 200,000 working visa requests to skilled overseas workers this year. With many developed countries closing their doors on immigration, Australia is doing the opposite. So much of what Australia stands for is an open door policy to peoples of all nations looking to go and live somewhere better. It is noticeable that for a country of relatively small population in the global order, Australia has consistently punched well above its’ weight in areas such as economics, cultural impact and sporting achievements. Sometimes its worth reminding that geographically Australia is only marginally smaller than countries like the US or China, yet has a population of 23 million - about the same as Beijing!

Relatively small, the population has a dynamic, productive and progressive spirit to it. Anyone who has visited Australia can attest to the multiculturalism and open arms feeling each person receives whether they are simply visiting, starting studies or are there to roll up their sleeves and get to work.

Within the real estate market a healthy influx of new residents to Australia has given the industry a massive boost.

While making it difficult for tenants to find the right home, it has produced a surge of demand. Supply is being kept tightly monitored and controlled by the government which means that the conditions are perfect for investment. Property investors are gaining huge rewards as they see all the assets in their portfolios in high demand to be rented or bought, all the while constantly accruing in capital growth.

Added to investors delight who already own property is the latest prediction which shows the anticipated number of new-build apartments in Melbourne as decreasing in the next 2-3 years, meaning only further demand.

A spokesman for the Real Estate Institute of Victoria: “From an investors perspective the strongest demand is for 3-bedroom houses in the inner city and in the middle suburbs. In both cases the average advertised rent is trending upwards”.

UCHK Consulting CEO Scott O. Talbot believes now is the ideal time to purchase prime Australian property:

“At the moment buying Australian property is a win-win situation. The prices are still affordable and the standards are extremely high.

With immigration steady and demand going up, an investor, or family wanting to live or send a child to university, are making an entry in to probably the safest housing market in the world right now.

“Even during the global financial crisis Australia did not suffer the dramatic downturns that happened in the US and Europe. The Australian housing market is in good shape and represents the best option for foreign investment”.

AUSTRALIAN POPULATION ON THE RISE

AU S T R A L I A N R E A L E S TAT E M A R K E T I N N E E D O F M O R E P R O P E R T Y A S T H E AU S T R A L I A N B U R E AU O F S TAT I S T I C S A N N O U N C E S A N H I S TO R I C M I L E S TO N E W I T H T H E AU S T R A L I A N P O P U L AT I O N E xC E E D I N G 23 M I L L I O N .

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AU S T R A L I A N P O P U L AT I O N E xC E E D I N G 23 M I L L I O NINCREASE OF ONE PERSON EVERY 1 MINUTE AND 20 SECONDS

在澳大利亚统计局公布了一个历史性的里程碑信息--澳大利亚的人口超过了2300万的情况下，澳大利亚的房地产市场需要更多的物产。

今年年初，澳大利亚的人口达到了新的里程碑。达到并且超过了2300万。有纪录以来，澳大利亚的人口一直在逐年上升。第一次世界大战前后，人口每年按照预计的逐步上升，且预计将持续上升。在出生率下降的情况下人口数仍旧持续增长。总人数的增长主要是由于澳大利亚积极的移民政策。

这项政策是在2013年被宣布的，澳大利亚政府打算在今年获准20万名的技术移民签证、随着许多发达国家关闭了向移民者的大门，澳大利亚却反其道而行。这些无疑都证明了，澳大利亚向世界上所有国家里期待过上更好生活的人们展开了大门。值得一提的是，作为一个在全球秩序下人口相对较少的国家，澳大利亚在各种行业中占得比重一直很大，例如经济，文化影响以及体育成绩。更值得注意的是，在地理上澳大利亚只比美国或英国小一点点，但它的人口数却只有2300万-大约和北京的人口数相同。

相对较小的人口数量却有着巨大的生产力精神。任何曾经来过澳大利亚的人都可以感受到他们多元的文化和兼容的精神不管他们是来学习还是来工作。

随着新居民的健康涌入，给澳洲的房地产行业带来了巨大的提升。但是却是那些新移民很难找到自己合适的住处。它已经产生了强烈的供应和需求。在政府的严密监控下，意味了它完美的投资条件。房地产投资商在看到他们所有的房产有高租，买的需求的时候得到了巨大的利益回报。所有的这些都预示着资本在不断增长。

更让那些已经拥有了房产的投资者无比兴奋的是最新的预测显示墨尔本新建公寓的数量在未来的两到三年内将会下降，这意味着会有更进一步的需求。

维多利亚州的房地产研究所的发言人称：“从投资者的角度来看，需求最大的是位于市中心和郊区的有三间卧室的房子。在这两种情况下平均广告租金的呈上涨趋势。

陶智公司的首席执行官Scott认为现在是购买澳洲房产的黄金时期。

现在购买澳大利亚房产是一种共赢的状态，不仅价格实惠而且标准还相当高。随着移民者的稳定增长，一个投资者或者一个想要送孩子去上大学的家庭，现在想要进入一个安全可靠的房地产投资市场。

即使是在金融危机美国和欧洲经济急剧衰退的时候，也未曾影响到澳大利亚。澳大利亚的房地产市场。澳洲房地产市场目前已经呈现了一个良好的状态并且成为了外国投资者的最佳选择。

CENTRAL

Located in the heart of Brunswick, just off Sydney Road, C3 Apartments are only 4km from the CBD.

CULTURE

Brunswick is a walker’s paradise with an international Walk Score of 100%. Local eateries, award-winning restaurants, parks and cosmopolitan shopping are a short stroll away. Melbourne’s iconic tram network, trains, bicycle paths and local bus routes connect Brunswick’s residents with leading universities and lifestyle destinations. There is also easy freeway access to both Essendon and Tullamarine airports.

CoNTEMpoRARy KITCHENS

C3 Apartments offer a mix of kitchen styles, each with stainless steel German engineered Bosch appliances including a gas cooktop with wok burner. Stone benchtops are set against mirrored splashbacks, complemented by gloss finished cabinetry with soft-close hinges and drawers.

LIVING SpACES

Living rooms deliver a lush ambiance with cross flow ventilation, plush carpets and energy efficient down lights. Floor to ceiling windows and sliding doors showcase stunning views across colourful Brunswick and Melbourne’s CBD.

SUSTAINABLE LIVING

The building will exceed Environmentally Sustainable Design (ESD) requirements and achieve an independent rating equivalent to “Australian Best practice”. optimised for passive thermal performance, natural daylight and cross-flow ventilation, all of the apartments are designed to achieve an average 6 Star FirstRate5 thermal rating.

SECURITy

The apartments will include a host of security features including sensor lighting to common areas, card or fob access controls, video and audio intercoms at entry points plus the convenience of monitoring the foyer, rooftop gym and BBQ areas from the comfort of your lounge.

CoNNECTIVITy

State of the art connectivity and high speed NBN Internet access to every apartment; the world will be at your fingertips. Each apartment will be provided with an Apple ipad and Sonos hardware system allowing you to discover a world of entertainment without boundaries.

CoMMUNITy

The outdoor entertaining area and roof terrace features an electric BBQ, offering residents an intimate space with panoramic views.

The rooftop will also feature a fully equipped gym, where residents can exercise with a view across the CBD and lively Brunswick.

Disclaimer: The materials presented in this brochure are provided by Bensons property Group (BpG) as an information source only. BpG makes no statements, representations, or warranties about the accuracy or completeness of, and you should not rely on, any information contained in this publication. BpG disclaims all responsibility and all liability (including without limitation, liability in negligence) for all expenses, losses, damages and costs you might incur as a result of the information being inaccurate or incomplete in anyway and for any reason.

300 VICTORIA STREET BRUNSWICKMELBoURNE - VICToRIA - AUSTRALIA Display Suite - 292 Victoria Street Brunswick Call +61 3 8602 0825 c3apartments.com.au

C3 Apartments.Connecting Community + Culture.

Bensons believes that everyone should experience the best that Melbourne has to offer and that community spirit is as important as lifestyle. C3 Apartments offer affordable urban living where air, light and the environment are respected and enjoyed.

C3 Apartments. 300 Victoria Street Brunswick



address 地址: 300 Victoria Street

City 城市: Brunswick, melbourne

Sqm: 65-97

Bed 卧室: 2

Bath 卫浴: 1+

parking: 1

range 价格: a$589,000-$649,000

文化氛围Brunswick的国际步行指数达100%，是步行者的天堂。只要闲逛一段很小的距离就可以到达当地饭店，获得奖赏的餐厅，公园和世界性的购物广场。墨尔本标志性的电车网络，火车，自行车栈道和公交车线路将Brunswick区的住宅，大学和生活目的地都连接起来。另外还有便利的高速公路连通essendon和Tullamarine机场。

现代化的厨房C3公寓为您提供一个混合的厨房风格，每个厨房都配备德国博世公司设计的不锈钢电气用具，其中包括一个天然气炉灶和烧嘴。石头的台面设置为防溅挡板，有光泽的出柜配上缓慢关闭的铰链和抽屉。

生活空间起居室给人一种豪华的氛围，整间卧室空气流通，配上丝绒地毯和能源灯具。地板至顶棚的窗户和滑动门能让您更好的欣赏五彩斑斓的Brunswick和墨尔本中心商务区。

适合长久的生活建筑会胜过环境方面的可持续发展设计要求，达到“澳大利亚最佳方案”的等级。作为最佳的被动式热力性能，自然光和错流的空气流通让所有的公寓设计都达到了很高的水准.

安全性整栋公寓包括大量的安全保证，其中包括公共区域的灯光传感器，门卡或fob 门禁系统，大厦入口的音频视频对讲机加上门厅，屋顶体育馆，烧烤区域的检测系统。

连接性每个公寓都连接当前先进的技术水平和高速国家宽带网络，让您觉得全世界都可以被掌控。每个公寓都会被提供苹果的平板电脑和搜诺思硬件系统，让您探索世界娱乐没有界限。

社区生活室外娱乐区和屋顶平台的的特色是电烧烤，提供给住户一个视野完美的私密空间。屋顶上还有一个设备齐全的健身房，在这里住户们可以一边锻炼一边欣赏中心商务区和一个充满活力的Brunswick。

C3公寓连接社区+文化

C3公寓提供负担得起的城市生活，这里空气，灯光和环境都会让你感到是一种享受。中心地段

坐落于Brunswick区正中心，在悉尼路附近，C3公寓离墨尔本中心商务区只有4公里。


CONUNDRUM DOWN UNDERHOUSING SHORTAGE

-VS- POPULATION IN AUSTRALIA

To understand why Australia didn’t even get a cold during

the [global financial crisis], and to this day stands at the top of the economic ladder, you have to understand the principles of making babies.

PLENTY OF TALK ABOUT AUSTRALIA’S HOUSING SHORTAGE. BUT WHAT IF THE TIME COMES WHEN NOBODY’S LEFT TO BUY?

We don’t have to look too far on the Internet for opinions, seminar sprookers* and doomsayers offering enlightenment and crystal ball advice on the Australian property market and opportunities. Without doubt, even industry experts are perplexed by the mixed messages and agendas of the contributors.

The truth of the matter is, understanding or predicting the Australian real-estate market is about making ‘babies’, and it is joined at the hip of immigration policies of the government, the mining sector, and the economic prosperity of the country-- not the opinions of realtors and seminar sprookers.

On a recent business trip to Hong Kong, I caught up with an old friend and philanthropist-mentor from my days in New York City politics. A former Managing Director of Citibank, with US$8 billion in his portfolio, friend with the Buffett’s, a board member of my charity and the type of person you look up to for high-level opinions and knowledge. I will refer to my friend as Steve.

Getting the topic of economic turmoil and the troubles of Europe and the USA out of the way, Steve in his loud American accent declared that ‘there is nothing intelligent about [Australia’s] economy or politics.’ Slightly offended, but more curious to the contextual meaning of this statement, he continued explaining.

‘Scott, to understand why Australia didn’t even get a cold during the [global financial crisis], and to this day stands at the top of the economic ladder, you have to understand the principles of making babies.’ As I did, I thought a few too many drinks, but he continued.

‘You have three distinct economies in Australia,’ he said. First economy is Mining. You simply scoop it out of the ground ship it to China and buy some merchandise back along with the rest of the world. You have so many resources in the ground that this will continue forever as long as the world consumes. China will still place its orders, and Australia will continue to profit from digging it out of the ground.

Second economy is Food. Australia is feeding the world. As everyone has seen in the press, China has been busy buying up farmland and over 50% of certain fresh produce in Singapore is from Australia. This is of no surprise to myself -- I was in Nanjing, China, recently and enjoyed an Australian steak, and tonight I am ordering home delivery in Beijing ‘Aussie Lamb Chops’.

Third economy – if you ever have the pleasure of meeting Steve, you will appreciate some theatricals that coincide with the conversation – Steve picks up his beer and demonstrates Australia’s third economy. ‘No, it isn’t beer,’ he said.

He pours a tiny drop into his glass and states, ‘Immigration. This, my friend Scott, is the most un-intelligent economic policy Australia has, that no other country in the world can produce.’ (Pour in a lot or pour in a little – immigrants verses the beer demonstration.)

‘You are making only 1.7 babies and as you know civilisation will soon be extinct if you’re not making 2.8+ babies per year. You will not need to build new homes, schools, and shopping centres, you will be in an economic slide to disaster this century.’

‘Your country has the space, infrastructure, climate, stable government, and great economy, [and it has] no guns and a quality life unique in the world.’ Steve furthered: ‘These positive attributes can be said about a few countries; however, where your country wins is your undeniable popularity. Walk down a street in any country in the world and ask a simple question: ‘Today, we are handing out passports. Which country would you like to live, work and raise your family?’

The response is more likely: ‘Australia.’ ‘This is the single most important ‘un-intelligent’ factor that secures your third economy.’ Indeed, apply this knowledge into simple supply and demand controls and you have an economic weapon against any unforeseen localised or global economic crisis. Oversupply of cars or housing? Hand out some $1 million - to $2 million-dollar visas and watch them arrive by the plane load ready to buy your houses, cars and furniture, eat in your restaurants, and send their children to your schools. More consumers means productivity fixed in a flash.

That being said, Australia’s economic policy is joined at the hip with immigration – open the immigration doors too widely, and you will have a boom-crisis on your hands that will overinflate every single market sector on simple supply and demand. Too much demand is probably your greatest economic concern. It needs to be a controlled, intelligent, sustainable growth policy, married to immigration.

Australia is a nation built on immigration. Nearly 50% of Australians are either born overseas or have a parent born abroad. It has become a leading country because many ethnic groups have enriched it culturally, socially and economically.

BY S

CO

TT O

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T 住房短缺的难题与澳大利亚人口数量

许多讨论关于澳大利亚住房短缺的问题

我们不需要在因特网上以及研讨会上好高骛远，预言者为澳大利亚资产市场和机会提供启蒙和水晶球建议。不可怀疑地，甚至连行业专家都被混合的信息和贡献者的议程困惑着。事情的真相是，了解或预测澳大利亚房地产雏形，并且它是加入政府的移民政策的部分。采矿业，并在经济发达的国家，而不是房地产经纪人和研讨会的意见。在最近的一次出差到香港，我赶上了一个老朋友和一个慈善家。以为花旗银行的前董事，以巴菲特的关系让他投资了8亿美元。巴菲特是慈善基金会成员，此类型的人因高水准的观点受人们尊敬。

对于经济的动荡，欧洲的麻烦和美国的不干涉的话题，Steve大声在美国宣称澳大利亚的经济和政治没有什么聪明的，稍有生气的说，但是更多的好奇在于这句话的意思，他继续解释说。

Scott说：“为什么澳大利亚没有在全球金融危机中萧条，在今天却站在经济阶梯的顶端。你应该明白职业的原则。像我一样，我以为他喝多了，但是他还继续在喝？

他说：“在澳大利亚有三个经济体，第一个是采矿业。仅仅用铲子把矿开采出来运回中国然后换一些商品回去。因为有大量的矿产资源，即使一直不断的开采也可以持续到世界毁灭。到那个时候中国依旧处在世界名列的前茅，澳大利亚将继续从挖掘矿物中获利。

第二个是食物。澳大利亚养育了全世界。由于大家已经看到消息，中国一直忙着购买农田在新加坡，50％的新鲜农产品是来自澳大利亚的。我并不惊讶 - 最近在我在中国南京，享受到了澳大利亚的牛排，今晚我又在北京’订购送货上门的澳洲羊排。

第三个 - 如果你有幸见到Steve，你会欣赏戏剧演出的同事配合谈话 - 史蒂夫拿起他的啤酒，并谈论了澳大利亚的第三经济。“不，这是不是啤酒，”他说。

他倒一小滴进他的玻璃杯说，移民。这是我的朋友Scott，说这是澳大利亚最不明智的经济政策，世界上没有别的国家能产生出这个了。（倒入了很

多，或只倒一点点 - 移民和啤酒事例）。

你只有1.7个婴儿，如你所知的文明很快就会灭绝，如果你不使每年有2.8+婴儿，您将不再需要建立新的家园，学校，商场，本世纪将面临经济下滑的灾难。

你们的国家有空间，基础设施，气候，稳定政府和蓬勃的经济，[它]在世界上没有？独特优质的生活。史蒂夫说过：“这些优点存在于少部分国家，然而你们的国家赢得了不可否认的大量人口。走在世界上任何国家的道路上问个简单的问题：‘今天我们分发护照，哪个国家是你想要居住工作和聚集家庭的？’但是，贵国胜是你的不可否认的普及。走在任何一个国家，在街头问一个简单的问题：‘今天，我们正在发放护照。哪个国家是你喜欢生活，工作和提高你的家人的国家？’”

更可能的回应是：“澳大利亚”，“这是一个最重要的”非智能“固定你的第三个经济因素。”事实上，运用这些知识到简单的供给和需求控制中。你有一个经济武器可以抵御任何不可预见的局部或全球性经济危机。供大于求的汽车或住房？出约 100万美元 - 200万美元的签证，看着他们到达平面负荷准备买你的房子，汽车和家具，在您的餐厅吃饭，并送他们的孩子到学校

话虽这么说，澳大利亚的经济政策与移民相结合，打开了广阔的移民大门，但您也会遇到单独市场在供需方面过分膨胀的危机。过多的需求可能是您最大的经济关注，她需要被控制，智能的可持续增长的政策，结婚移民。

澳大利亚是一个移民国家，近50%的澳大利亚人生于海外或者父母在海外。澳大利亚能成为领先国家是因为许多民族有着丰富的社会经济文化。

Throughout the ages the summer and winter solstices have signified

the high point in the seasons and a time to celebrate our connections

to people, earth and sun. Where summer celebrates radiance, winter

celebrates emergence. Solstice apartments capture light and warmth

from the sun in breathtaking fashion.

Designed by Fender Katsalidis Architects to enhance the lifestyle one

looks for in Melbourne’s premiere leafy eastern suburbs of Camberwell

and Hawthorn East, Solstice apartments emerge to provide a new inviting

green oasis amongst the vibrancy of this established community.

Located at 138 Camberwell Road Hawthorn East, Solstice is close to

a multitude of attractive amenities. With an international Walk Score®

E X P E R I E N C E

_

CELEBRATING AIR LIGHT AND ØPEN SPACE

of 97, you are within walking distance of all you need. There are hectares

of parkland at your doorstep. A short stroll towards Camberwell Junction

will provide you with a plethora of fresh food markets, cafés, restaurants,

boutiques and the iconic Rivoli Cinema. The Melbourne CBD is a short

journey away and can be easily made by bike, tram, train or car.

Whatever your interests in life, Solstice has something to offer. You are

close to many of Australia’s most prestigious private schools, universities

and some of Melbourne’s finest homes and estates. Whether you

are enhancing your climb up the property ladder or downsizing now

the children have left, Solstice offers a community within the perfect

community for everyone to enjoy.



address 地址: 138 Camberwell road

City 城市: Hawthorn, melbourne

Sqm: 60-131

Bed 卧室: 1-2

Bath 卫浴: 1+

parking: 1

range 价格: a$499,999-$669,995

S Ø L S T I C E A P A R T M E N T S

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INTERPLAY ØF LIGHT & SHADE.

Solstice is a vibrant, active and visually stunning addition to the

Camberwell Road landscape. It has been created to project presence

and breathe life into its location.

Inspired by its near neighbors, hints of the beautiful art deco Rivoli

Cinema can be seen in Solstice’s striking, organically curved bronze

façade. Lustrous and bold, the play of light and shade off its facade will

change as the sun moves through the sky, creating an active, intriguing

statement.

Solstice celebrates air, light and open space, striking a perfect balance of

privacy whilst embracing the outdoors. Expansive windows and sliding

doors open up to views across tree-lined streets, over parkland and to

Melbourne’s CBD.

At the centre of Solstice sits a private landscaped garden and

entertainment area – the perfect place for residents to relax, entertain

and gather. Enjoy the garden view from the weather protected confines

of a sun and light filled garden lounge or while working out in the gym.

The media room, with a fully equipped stainless steel kitchen at its heart,

is the perfect place to host a dinner party or enjoy a big screen event

like a movie or sporting fixture. The room’s AV equipment includes DVD

and Blu Ray, VGA HDMI input, touch screen remote and a high-end data

projector.

Finally, the ground level retail will give the Solstice community its

daily heartbeat and provide further opportunity for residents to enjoy

everything Solstice has to offer.

Solstice Apartments offer options that are superbly fitted out with a

stunning interior design that compliments the landmark external

design.

Create gourmet masterpieces in kitchens featuring natural stone, glass

elements and Smeg stainless steel appliances. Stylish bathrooms feature

floor-to-ceiling tiling combined with semi-frameless glass showers to

create an uncluttered setting for washing away the cares of the day.

SØLSTICE APARTMENTS 138 Camberwell Road Hawthorn East, Victoria Australia

solsticeapartments.com.au

Disclaimer: The materials presented in this brochure are provided by Bensons Property Group (BPG) as an information source only. BPG makes no statements, representations, or warranties about the accuracy or completeness of, and you should not rely on, any information contained in this publication. BPG disclaims all responsibility and all liability (including without limitation, liability in negligence) for all expenses, losses, damages and costs you might incur as a result of the information being inaccurate or incomplete in anyway and for any reason.

至日庆祝光明和开放的空间

古往今来的夏至和冬至标志着季节的高峰，这是个庆祝我们人与人，地球和太阳联系的时候。夏天庆祝阳光四射，冬季庆祝它的出现。冬夏至日公寓在美景下捕捉来自太阳的光明与温暖。Fender katsalidis 建筑设计师的设计提高了我们所寻求的在墨尔本东郊的Camberwell城区和Hawthorn东部的生活方式，夏至公寓的出现在建立社区的活力上提供了新的绿色绿洲的邀请。

在Camberwell路Hawthorn东部138，冬夏至日有众多吸引人的愉快之事。在97分的国际步行指数下，是你在你所需的步行范围内。在这里，您家的门口有很大的公园。向Camberwell仅几步之遥，为您提供了大量新鲜食品的市场，咖啡馆，餐厅，精品店和标志性的御花园影院。墨尔本CBd是路程很短，自行车，电车，火车或汽车可以方便通行。无论你在生活中的兴趣是什么，冬夏至日都有提供。你邻近着许多澳大利亚最负盛名的私人学校，大学和一些墨尔本最好的庄园和房子。无论你是在提高你爬的房地产阶梯或缩小规模，现在的孩子们都离开了，至日提供了一个完美社区，供大家享受。

光与影的相互影响至日除了Camberwell的道路景观之外，充满了活力，积极和视觉冲击力。它被创建的目的是为了项目的存在和注入活力的位置。灵感来自邻近的rivoli的装饰艺术的提示。从电影中可以看到显著的夏至,有机弯青铜外观。有光泽的和大胆,光和影的互换从其外观会随着太阳在天空中的移动,创造一个活跃的、有趣的意境。

冬至公寓提供了选择，高档的配备与令人惊叹的室内设计和具有里程碑意义的外部设计。在厨房创造美食杰作是以天然石材，玻璃元素和不锈钢用具为特色。时尚的浴室从地板到天花板结合半无框玻璃淋浴，创造一个整洁的环境洗去一天的重担。

至日赞美空气，光线和开放的空间，拥抱户外取得了完美的平衡隐私。宽大的窗户和滑动门的打开欣赏到绿树成荫的街道，放眼望去就是墨尔本的中央商业区。在Solstice的中心坐落着一个私人园景花园和娱乐区 - 居民放松身心，娱乐并聚集的理想场所。在天气被保护的范围内，在一个充满阳光和灯光的花园酒廊，或在健身房锻炼，享受花园景观。

媒体室，配有设备齐全的不锈钢厨房在它的中心，是举办一个晚宴或享受大屏幕像电影或体育的完美的地方。房间的aV设备包括dVd和蓝光，VGa Hdmi输入，触摸屏遥控器和高端数据投影机。


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STOP THE PRESSMEDIA RELEASES


Australian Real Estate Investors to Benefit from a Lower Dollar

Yesterday the Australian dollar exchange rate fell below 90 US cents for the first time in over two years, giving Chinese property investors the ideal time to enter the Australian real estate market - UCHK Consulting

BEIJING, Aug. 2, 2013 -- As the Australian dollar exchange rate fell below 90 US cents for the first time in over two years, overseas real estate investors into Australia will be saving 10% compared with just a few months ago. The fall will likely effect an increase in the already US$ 5 billion that has been invested in Australia by Chinese investors for the financial year 2013.

Australian Property Investment Consultant UCHK are forecasting big wins for Chinese investors. Currency analysts and forecasters predict a further decrease likely with a plateau at around the 80-85 US cents mark, which effectively represents a 10-20% cash windfall for the investors choosing to purchase property now versus one year ago.

The CEO of UCHK Consulting, Scott O. Talbot believes it will go down further. “We’re looking at a much lower average, somewhat close to between 80 and 90 cents over the next year or two,” he said.The lower dollar will provide manifold benefits to the Australian economy with economic competitiveness, more affordable exports in the global market and a boost in tourism resulting from an increase in overseas visitors.

“The recent lowering of the Australian dollar is great for foreign investors. It increases the value of their currency, particularly the Chinese yuan, and makes it an optimum time to be buying.”

In April, Australia and China announced direct currency trading between the Renminbi and the Australian dollar. “The development of direct trading between the AUD/CNY will over time help lower currency conversion costs, facilitate the use of CNY and AUD in bilateral trade and investment, and promote financial cooperation between our two countries,” Ms Gillard said The Australian Prime Minister (former). Source: Australia China Connections.

Chinese Investors Rank Number One for Overseas Real Estate Investment

Australian property has become a huge export as Chinese investors secure prime real estate locations.

BEIJING, July 31, 2013 -- The growing middle class and a deepening desire to diversify their wealth, attached to the safe and steady attraction of Australian property has resulted in unprecedented levels of investment. For the financial year 2013, it is estimated that a total real estate value of over A$5 billion has been bought.

The real estate investment from China is one of the key attributes pushing up the Australian property market According to UCHK CEO, Scott O. Talbot, Chinese investors are always well researched and very shrewd when it comes to where they put their money, so to see the increasing confidence in Australian real estate is very encouraging.

For the financial year 2013, it is estimated that a total real estate value of over A$5 billion has been purchased by Chinese citizens. The growing middle class and a deepening desire to diversify their wealth, attached to the safe and steady attraction of Australian property have resulted in unprecedented levels of investment.

Confirming the Chinese love affair with Australian property, UCHK CEO Scott O. Talbot recently said, “Chinese investors are always well researched and very shrewd when it comes to where they put their money, so to see the increasing confidence in Australian real estate is very encouraging.”

“UCHK Consulting is providing Chinese investors advice on Australian property investment with a quality portfolio of real estate opportunities across Australia.”

At this particular time, Melbourne offers everything for a potential buyer -- great schools and universities, culture, shopping, sports and superb infrastructure. Melbourne is currently the world’s most livable city, and most importantly for UCHK clients, right now it provides the best return on investment.”

The Procrastinating Property Investor

Procrastination can have a number of undesirable consequences, such as missed deadlines and wasted opportunities. The costs of procrastination, while substantial, is not easy to quantify. But what can be quantified – at least to some extent – are the costs associated with putting off decisions and actions when it comes to personal finances and investment opportunities. Beware of such “financial procrastination,” because the price tag of needless delay in this crucial area can be steep. As long-time investment procrastinators will attest, the deferral of an investment opportunity is rarely an isolated instance, and it usually occurs habitually and for trivial reasons. Rarely does anyone enter into an investment without conducting extensive due-diligence and studying every positive and negative of an investment opportunity. So when does due-diligence become procrastination? Or in other words you can lead a horse to water but you cannot make them drink. Have I got you thinking yet? If you feel your procrastinating about buying a property, I invite you to discuss your concerns with me and maybe, I will have the answers you are seeking. Scott O. Talbot

防止媒体的信息泄漏

中国投资者位居海外房地产投资第一位中国投资者把最安全的房地产投资定位在澳大利亚，使得澳大利亚房地产行业成为一个巨大的出口项目。

北京，2013年7月31日 – 发展中的中产阶级希望加深并将他们的财富多样化，得益于澳大利亚房地产安全而且稳定的吸引力，澳大利亚房地产业迎来了空前的投资狂潮。据统计在2013年，被购买的房地产总值已经超过了50亿澳元。从中国得到的房地产投资是关键的推动澳大利亚房地产市场的因素。

据陶智首席执行官, Scott o. Talbot说，中国的投资者总是花大量的时间研究他们该将钱投资在哪，并且十分精明，所以对澳大利亚房地产业渐渐增强的信心也是令人鼓舞的。

在2013年据统计，总共超过50亿价值的房地产被中国公民买走。发展中的中产阶级希望加深并将他们的财富多样化，得益于澳大利亚房地产安全而且稳定的吸引力，澳大利亚房地产业迎来了空前的投资狂潮。在确定了中国人对澳大利亚房地产的喜好后，陶智首席执行官Scott o. Talbot最近说：“中国的投资者总是花大量的时间研究他们该将钱投资在哪，并且十分精明，所以对澳大利亚房地产业渐渐增强的信心也是令人鼓舞的。”陶智咨询公司为中国投资者提供在澳大利亚房地产投资的建议和高质量的投资机遇。

北京，2013年8月2日 – 随着两年来第一次澳元兑美元跌下0.9，海外房地产投资者在这个时候进入澳大利亚会比在过去的几个月里节省10%。这次下降将会让中国投资者在现有的50亿美元的投资基础上增加投入。澳大利亚房地产投资咨询顾问陶智公司预言，中国投资者将会获得巨大的收益。

货币分析师和预报员预测澳元与美元汇率将会进一步减少到0.8-0.85美元。这意味着对于投资者来说，现在进入房地产市场将会比一年前进入房地产市场多盈利10-20%。陶智咨询公司的首席执行官Scott o. Talbot相信汇率会跌落的更低，他说：“我们在寻找一个更低的平衡，在明年或者后年接近于0.8-0.9.”

下降的汇率为澳大利亚经济和经济上的竞争力带来了多方面的好处，在全球市场里得到更便宜的出口并刺激旅游业带来更多的海外游客。对于海外投资者，降低的澳元汇率是极好的，还增加了澳大利亚货币的价值，特别是对中国的人民币，这也变成了最适宜购买的时机。在4月份，澳大利亚和中国宣布对人民币和澳元通过直接货币交易协定。澳大利亚总理吉拉德（前任）说：“这个发展将会随着时间的推移减少货币兑换花费，促进双边贸易和投资时对人民币和澳元的使用，提升两国间的金融合作。”消息来源：连接中澳。

澳大利亚房地产投资者从下降的汇率盈利昨天澳元汇率低至0.9美元，这是近两年来的最低点。这也给中国的房地产投资者一个理想的时间进入澳大利亚房地产市场 – 陶智咨询公司