~:~(; BAa Hn~MTiN DVNG

ROIRO KHONGTHANHToAN (A8.01) 9HANMUC TIN DVNG (826.04) 10DICHVV THU NO'ToAN 80 (C1.02) 12NGU'O'NG(D1.01) 13KHOANTHU HOI (E1.01 ) 14PHI 8Ao HI~M DVA TR~N DOANHTHU K~ KHAI(F3.05) 15PHV PHI (F33.01) ..; 16

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LUft Vi~t NamSao hi6m Tin d\lng

f>1t:U KHOAN CHUNG~

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Ghi cM trong hQ'pdOng nay:i) thuat ngCYin dfm dU'Q'cdjnh nghTati;li tu trang 6 dl!n trang 8ii) gia trj tU'ong ling vai cac thuat ngCYin nghieng dU'Q'cquy djnh trong phan Don Sao Hi~m

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1- VII;CsAo HI~MTiN OVNG2- QuANLYROIRO3- THANHToAN SOlTHU'ONG4 - CHUY~N NHU'O'NG QUY~N THEO HO'P DONG

CHUY~N NHU'O'NGNO'5 - NGHTAVV THANHToAN COACONGTV6 - DONG TI~N7 - THONG sAo CHO CHONGTOI V~ NHcrNGTHAY DO'8 - QUY~N PHATHII;N9 - TuAN THO cAc DI~U KHOANCOA HO'PDONG10- sAo VI; ocr LlI;U11- DINH NGHTA

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Lu,t VI~t NamSao hl~m Tin d\lng

VII~C sAo HI~M T[N DVNG

1.1 Bat dau viec bao hi~mV6'idi~u ki~n vi~c glao himg ho~c gll'l hang Ma, ho~c vi~c thl,l'chi~n cac djch VI,!,dU'oocthl,l'chi~ntrong ky bao hi~mva cac Ma dO'ntU'O'ng(rng dU'oocgui d~n Mn muatrong thai h~n xuat h6a dO'nt6i da, vi~c bao hi~mtin dl,lngma chUngtOicung cap, chotat ca cac khoan nQ'khOngbi tranh chap tuan thu thee hoopdOngbao hi~mnay, se batdau nhU'sau:1) dOiv6'iviec ban hano h6a

. tCiliquOc gia GOng tV:khi g;30 hang

. d~ xuat khau: khi gll'l hang

. n~u hang h6a dang ky gui, trong kho ngoCiliquan ho~c ho~c trU'ngbay tCilihOichoothU'O'ngmiili:khi glao hang

2) dOiv6'i cac dich vu. khi thl,l'chi~n cac djch VI,!ma vi~c thanh toan d~n hCiln.

Ky bao hi~m dU'oocquy djnh Cl,!th~ trong £)O'nBao Hi~m. Ky bao hi~m tOida la 1 (mOt)nam.

1.2 Gac di~m loai trll'1.2.1 HOOpdOng nay khOng bao hi~m cho bat kJ hQ'p d6ng mua ban hang hoa nao GOng ty

ky k~t v6'i tlJ' nhan ho~c v6'i cong ty lien k~t.1.2.2 HoopdOng nay khOng ap dl,!ng cho bat kJ hQ'p d6ng mua ban hang hoa nao ma vi~c

thanh toan phai dU'oocnhan:i) tm6'c khi glao hang tCiliquOc gia GOng ty va trU'6'ckhi gll'l hang dOi v6'i vi~c ban

hang xuat khau,ii) bang thU'Un dl,!ng khOng th~ My ngang dU'oocxac nhan b6'i ngan hang dang ky tCili

quOc gia GOngty.1.2.3 HOOpdOng nay khOng bao hi~m cho bat kJtOnthat:

i) ma VU'Q'tqua hCilnm(rc tin dl,!ng,ii) khi GOngty khOngtuan thu bat kJdi~u khoan nao c6 th~ dU'oockern thee hCilnm(rc tin

dl,!ng,ii) lien quan d~n vi~c glao hang, gll'l hang ho~c thl,l'chi~n djch VI,!sau khi chUng tOitll'

chOi,My be mOthCilnm(rc tin dl,!ng,iii) lien quan d~n vi~c glao hang, gll'l hang ho~c thl,l'chi~n djch VI,!v6'i:

- mOt ben mua ma thong bao v~ thong tin bit IQ'Iho~c khoan nQ' qua h(ln daho~c dang Ie phai nen dU'a ra n~u nhU'khoan nQ'van chU'a tra,thee nhU'GOngty bi~t, ben mua da thOng bao mit kha nang thanh toan

iv) xuat pMt tll' vi~c khOngtuan tM thl,l'chi~n, do chrnh GOng ty ho~c bat ky ngU'CYinaohanh dOngthay m~tGOngty, cac nghia cua GOngty v~ bat kJdi~u khoan ho~c di~uki~ncua hQ'pd6ng mua ban hang hoa,

v) trongtmcynghoopmuaban hanghoa theo phU'O'ngth(rcthanh toan d~ liy ch(Pngtlr, pMt sinh tll'vi~cmat ki~msoat dOiv6'ihang h6a do GOngty khOngtuan thu luatho~c tap quan,

vi) lien quan d~n vi~cglao hang, gll'l hang ho~c vi~cthl,l'chi~n djch VI,!ma khOngc6giay phep can thi~tho~c, n6i chung, la vi phCilmbat kJ luat I~ ho~c quy djnh nao c6th~ ap dl,!ng,

vii)pMt sinh trl,l'cti~pho~c gian ti~ptll':- VI,!nO hCiltnhan ho~c Sl,l'lay nhiem b~nh, bat ky nguOn gOc nao,- chi~ntranh,du c6 tuyenbOhay khOngtuyenbOgiCYahai ho~cnhi~unU'6'csau:

Phap, GOngHoa Nhan DanTrungHoa, LienBang Nga,Anh, Hoa Ky.viii)phai ganh chju lai suat do vi~ccham thanh toan ho~c bat kJvi~c bOithU'cyngho~c

thi~t hCilinao.

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Lu~t Vitt NamBao hiim Tin d\lng

1.2.4 Tuy nhie!n,dOiv6'i hQ'p d6ng mua bim hang hoa thl,J'chi(!nv6'i be!nmua CU'tru t<;1iquOc

gia Gong tx, hQ'pdOng nay khong bao hi~m bat ki tOnthat phat sinh tCr:hQ'p dong mua ban hang hoa thl,J'chi(!n v6'i cO' quan chinh phu va cO' quan diaphU'O'ng, .

cac hau qua cua mQtquy~tdjnh dU'ara b6'ichinh phUcua quOcgia Gongty ma cachau qua na¥ gay tr6' ng<;1icho vi(!cthl,J'chi(!nquy~t dinh anh hU'angd~n vi(!cthl,J'chi(!nhQ'pdong mua ban hang hoa hoiiiccan trQ'vi(!cvi(!cthanh toan khoan nQ'.

2 QUANLVROIRO

Nauv~n tac GhunaGong ty phai thl,J'chi(!nSI,J'th~n trong trong vi(!ccap tin dl,lngcho b~n mua cua Gongty,ve ca sO tien va thai h<;1ntin d~mg,va phai quan Iy moi hO<;1tdQng kinh doanh dU'Q'cbaohi~m thee hQ'pdOng nay mQtcach c~n man va can trong nhU' Gong ty c~n phai c6 khithlfc hi(!n cac hO<;1tdQng nay ma khOng dU'Q'cbao hi~m. Gong ty cung phai nO Il,J'cSlrdl,lngmoi nO IIfCd~ bao v(!quyen lQ'icua Gong ty trU'6'cb~n mua va b~n thCrba.Gong ty phai giCl'cho chinh rien9 minh bat ki ph~n rui ro nao khOng dU'Q'cchung toi baohi~m, trCrkhi chUng toi dOng y bang van ban.

2.2 Thai han tin duna2.2.1 Thai h<;1ntin dl,lng ban d~u ma Gong ty cap cho b~n mua cua GOng ty phai khOng VU'Q't

qua thai h;fJntin dl,mg t6i da.2.2.2 Gong ty c6 th~ cap them mQthoiiicnhieu I~n gia h<;1n,v6'i dieu ki(!n la tOng thai gian cua

thai h<;1ntin dl.mg khOngVU'Q'tqua thai h~n tin dt,mgt6i da.2.2.3 Gong ty phai nhan dU'Q'cSI,J'd6ng y cua chung toi trU'6'ckhi cong ty gia h<;1nngay thanhtoan:

i) n~u ngay thanh toan dU'Q'cgia h<;1nnc1m ngoai thai h~n tin dt,mg t6i da,ii) dOi v6'i b~n mua ma chur:1gtei da huy be h<;1nmCrc tin dl,lng,iii) dOiv6'ib~n mua ma thong bao khoan nQ'qua h~n da, hoiiicdang Ie da phai dU'Q'C

thl,J'c hi(!n.

2.1

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ThOna Mo ThOna Tin Bit LO'ihoac Khoan NO'Qua HanGong ty phai thong bao cho chung toi bc1ngvan ban:i) ngay khi Gong ty bi~t dU'Q'cthOng tin bit lQ'iIi~nquan d~n b~n mua,

ii) n~ay khi Gong ty c6 thOngtin cho thay rc1ngben mua mit kha nang thanh toan,iii) ve bat ky khoan nQ' qua h~n van chU'a dU'Q'cthanh toan t<;1ithai h,;JnthOngbao nq

quah~n.TrongtrU'anghQ'pmua ban hang hoa thee phU'O'ngthCrcthanh toan di liych(Png tlr, Gong ~ se gui cho chung toi thOng bao ve khoan nQ'qua h~n trongthai h<;1n30 ngay ke tCrn~ay chCrngtCrva hang h6a d~n dia di~m giao hang.

iv) ngay lap tCrcve bat ky so tien nao ma Gong ty nh~n dU'Q'csau khi da thong bao chochung toi khoan nQ'qua h~n.

~ trU'ana h~D c6 khoan nO' aua han, Gong ty Rhai thl,J'chi(!n tat ca cac bi(!n phapc6 the cho la c n thi~t, b&i COng ty hay chung toi, d~ ngan can hoiiic lam giam tOithi~unhCl'nghau qua Ii~n quan dem khieu n<;1i.Gong ty phai thl,J'chi(!n, mQt cach c~n man vatrong mQtthai gian hQ'pIy,mQiquyen ma minhc6, k~ca quyen lay l<;1ihang Ma hoiiicd~bao v(! quyen cua Gong ty hay quyen cua chUngtOihoiiicbao dam vi(!cthanh toankhoan nQ'.

3. THANHToAN BOI THU'aNG

2.3

2.4'.

3.1 MCrcdothanh toanGhung tOise thanh toan ty I(!bao hi~m cua khoan nQ' rong hoiiic h<;1nmCrc tin dl,mg n~ukhoan nQ' rong VU'Q'tqua h<;1nmlrc tin dl,lng.

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LUft Vi9t NamBao hi6m Trn d~ng

3.2 £)i~ukh9nthanhtoanVi~cthanh toan bOithU'ongchi co the dU'Q'Cthl,J'chi~nnlm Cong ty tufm thUday du tatca cac di~u khoan cua hQ'pdOngnay va da gui cho chUngtoi tat ca cac chCrngccrbangvan ban v~ khoan nQ'va bi~n phap bao dam co the nh~n dU'Q'Cva, nl!u co the apdl.Jng,v~ tinh tr,ng mAtkha nang thanh toan ben mua.

3.3 Thl!auv~nChung toi se co toan quy~n thay the doi v&icac quy~n va hanh d~ng cua Cong ty lienquan dl!n khoan nQ'goc va laicua khoan nQ'dU'Q'cbao hiemva bi9n phap bao dam dikern. Congty se trao cho chUngtoi IJfttkytai li~uho~c giay to s6' hCPunao ma chUngtoic6 the yeu cau de thl,J'chi~nvi~cthl! quy~n nay m~tcach c6 hi~u qua va se thl,J'chi~nvi~cbat kivi~cchuyen nhU'Q'ngho~cchuyen giao nao dU'Q'cyeu cau b6'ichUngtoLVi~cthl! quy~n se khong lam giam nh~ nghia VI.Jcua Cong ty thl,J'chi~n mQibi~n pMpdU'Q'ccho la can thil!tde thu hOikhoan nQ'va chap hanh thee hU'&ngdan cua chUngtoL

3.4. Cac khoan nO'tranh ChaDTruong hQ'pc6 tranh chAp pMt sinh lienquan dl!n khoan nQ'.vi~cbao hiemse bj dinhchi doi v&icac khil!un~i cho d~n khi tranh chAp dU'Q'cgiai quyl!tc6 lQ'icho Cong ty,bang trQngtai ho~c bang mQtquyl!tdjnh chung thllm cua tea an rang bu~c cac ben vac6 hi~uIl,J'cthi hanh t~iquoc gia ben mua.

3.5 Hoantrati~nbOithU'ona .Chung toi c6 the yeu cau vi~choan tra ti~nbOithU'ongI~icho chUngtoi nl!usau d6 chothay rang khoan bOithU'ongdang Ie khong dU'Q'cthanh toan thee cac di~u khoan hQ'pdOngnay va nl!u.trong trU'onghQ'pben mua mAtkha nang thanh toan ma khoan nQ'sau d6 khOngdanh ml.JCdU'Q'cthCranh~n.

3.6 MCrctrach nhiem toi daTOngso ti~ndU'Q'cthanh toan cho toan b~ cac khil!un~i lien quan dl!n cac khoan nQ'pMt sinh tCrcac rui ro trong m~t ky bao hiem dO'nIe se khong dU'Q'cVU'Q'tqua m(fc trachnhi~m toi da.

4. CHUY~N NHU'O'NGQUYI:NTHEO HO'P DONG NAY- CHUY~N NHU'O'NG NO'

Cong ty chi c6 the chuyen nhU'Q'ngquy~n cua Cong ty doi v&i khoan ti~n bOithU'ong choben thCrba, gQi la Ben NMn Ti~n BOi ThU'ong v&i SI,J'chap thu~n trU'&c bang van bancua chUng toL Nghia VI.Jcua Cong ty thee hQ'pdOngnay se van khOngbi anh hU'6'ng.Ben Nh~n Ti~n BOi ThU'ong se khOng c6 quy~n nao khac hO'n khoan ti~n bOi thU'ongcho Cong ty, va cac quy~n cua chUng toi thee hQ'pdOng nay se til!p tl.JCma khong lienquan dl!n vi~c chuyen nhU'Q'ng.Cong ty c6 the chuyen nhU'Q'ngcac khoan nQ' cho cac to chCrctai chfnh d6ng vai tre laBen NMn Ti~n BOi ThU'ong, v&i di~u ki~n la Cong ty phai chuyen nhU'Q'ng quy~n dU'Q'cnh~n ti~n bOithU'ong nhU'quy djnh ben tren.

5. NGHiA VI) THANH TOAN COA CCNG TV

Cong ty se thanh toan toan b~ so ti~n ma Cong ty pMi tra thee hQ'pdOng khi dl!n h~n

thanh toan va khOng dU'Q'Ccan trCr bat ki khoan thanh toan nao ma Cong ~ c6 the chorang la chung toi nQ'Cong ty, ngay Celkhi chung toi cong nh~n r~ng m~t khieu n~i c6 thedU'Q'CbOi thU'ong.

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Lutt Vi~tNamSao hiim Tin d~ng

Vi~c thanh tOEm phi bao hi~m se chi rang bUQcchUng toi ve trach nhi~m thanh toan tOnthat, chi khi tOn that nay, du trong bat ky tmcmg hQ'p nao, tuan thu theo nhung quy djnhcua hQ'p dOng nay.

6. eONGTI~N

N~u cac h6a dO'nduQ'c pMt Mnh thee mQt dOng tien khac v6'i dOng tien quy djnh trong£)O'nSao Hi~m, khoan tien theo d6 se duQ'c chuy~n dOi sang a6ng ti~n SLYdl,mg tronghQ'p a6ng nay nhu sau:. d6i v6'i viec trnh toan kho~n nO' rona:

thee ty gia hoi aoai ap dl,Jngvao ngay lam vi~c cu6i cung cua tMng ma mQt h6a dO'nc6 lien quan duQ'c phat Mnh, va bat ky khoan thanh toan nao nh~n duQ'c thee h6adO'nd6 cOng duQ'c chuy~n dOiv6'i cung ty gia.

. d6i v6'i khoan tien thu hOisau khi thanh toan bOithuana:theo tY gia thl,l'c t~ khi Cong ty hociicchung toi thu khoan tien nay hociickhong thee tYgia d6, thee ty gia hoi aoai cua ngay c6 gia trj duQ'Cde c~p trong giay bao c6 cuangan hang.

THONG sAo CHO CHUNG TOI V~ NHO'NG THAY eOI7.

Cong ty phai thOng bao cho chun9 toi trong vong 10 ngay bat ky thay dOiquan trQng naove nhung thOng tin duQ'c cung cap trong dO'nxin cap trn dl,!ng, dciicbi~t trong ban chathociicph~m vi ho~t dQng Cong ty hociictinh tr~ng pMp Iy Cong ty.ChUng toi bao luu quyen, n~u Cong ty trong tinh tr~ng mat kha nang thanh toan hociictrong truang hQ'pCong ty ngung ho~t dQng kinh doanh, cham dCrthQ'pdOng nay va vi~ccham du't c6 hi~u Il,I'ctCrngay xay ra Sl,l'ki~n lien quan.

8. QUY~N PHAT HII~N

Cong ty cam k~t cho pMp chUngtoi thl,l'chi~n quyen pMt hi~n, va dciic bi~t Cong ty secung cap cho chUng toi bat ky hOsO'va/hociicban sac chung thl,l'c c61ien quan d~n hQ'pdOng mua ban hang hoa va se cho pMp chung toi thl,l'c vi~c bat ki vi~c ki~m tra nao,bao gom vi~c xac minh Ii~u Cong ty c6 hoan tMnh nghia VI,!cua minh va thl,l'Chi~n vi~cke khai mQtcach day du, chinh xac va dung khOng.

9. TuAN THO cAc el~u KHOAN COA HOOPeONG

9.1 N~u Cong ty khongthanh toan phi hi~m,toan bQ hociicmQtphan, trong vong 15 ngay k~tCrngay nh~n duQ'cSl,l'nhac nheYtCrchUng toi, vi~c bao hi~m se bj hoan I~i cho tat cacac khoan nQ'. Vi~c bao hi~m se khOng co gia trj cho d~n khi toan bQ s6 tien phi baohi~mcung v6'i tien lai va cac chi phi co th~ ap dl,!ngda duQ'Cthanh toan. ChUngtoi cOngbao luu quyen cham dCrthQ'pdOng nay.

9.2 ChUngtoi c6 quyen cham dCrthQ'pdOng,tCrch6i thanh toan bat ky khi~u n~i nao va yeucau bat ki khoan thanh toan bOithuang nao phai duQ'ctra I~i cho chUngtoi n~u nhunhung thOng tin ma Cong ty dua ra cho chung toi la sai hociic khong day du, dciicbi~t khiCong ty Sl1 dl,!ng cho hQ'pdOng nay, khi Cong ty yeu cau h~n muc tin dl,!ng hociickhinguyennhan tOnthat xay ra.

9.3 Vi~c khOnghoan tMnh nghia VI,!cua Cong ty thee hQ'pdOngnay se lam cho Cong tymat quyen duQ'cbao hi~mcho cac khoan nQ'c6 lien quan va neu vi~c thanh toan bOi

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Lu,t Vi~t NamBao hi6m Tin d\lng

thuang da duQ'c thl,l'chi~n clio khoan nQ' nay, GOng ty phai hoan tra l;;Iicho chUng tOikhoan ti~n bOithuang do.

9.4 Trong truang hQ'pvi~c bao hi~m, do kh6ng tuan thu cac di~u khoan CI,Ith~ cua hQ'pdOngnay, bj hoan ho~c trong trucmg hQ'pcham dut hQ'pdOngnay, chUngtOisa khOnghoan tra l;;Iiti~nphf bao hi~mva toan bQphfbao hi~mphai tra sa phai duQ'cthanh toanngay.

10. BAo Ve DO'Lieu

10.1 DO>Ii~u(bao gOm ca dO>Ii~uca nhan) do GOngty cung cap thee hQ'pdOng nay sa duQ'cSll'dl,lngcho vi~c quan Iy hQ'pdOng bao hi~m Un dl,lngcua GOngty va cho nhu cau hO;;ltdQngMo hi~mcua chung tOi,va trong truang hQ'pco th~, can thi~tcho vi~cdanh gia Undl,lng, quan Iy Un dl,lng va c$c hO;;ltdQng tai chfnh cua chung tOi. DO>Ii~u nay c6 th~duQ'c chuy~n cho cac Ben tai b90 hi~m cua chung tOi,cho Goface, cac cOng ty con ho~ccac d6i tac GreditAllliance. \

10.2 £>6iv6'i dO>Ii~u ca nhan, cac cM dO>Ii~u sa duQ'c quy~n h6i chUng tOi v~ nhO>ngthOng tinv~ dO>li~u ca nhan cua hQ, v~ ml,lCdfch Xli'Iy cac thOng tin d6 va v~ nguai nhan ho~cnhOm nguai nhan. HQsa c6 quy~n yeu cau thay d6i, x6a ho~c ngan ch~n dO>Ii~ukhOngchfnh xac ho~c khOngday du ho~c phan d6i vi~c Xli'Iy dO>Ii~uthee cO'so phap Iythuy~tphl,lc,bang cach lien h~ v6'i chung tOithee dja chi email sau: ==..............................ho~c theo s6 di~n tho;;li:..............................................

10.3 GhUngtOic6 th~ dung dO>Ii~uca nhan ma GOngty cung cap cho ml,lCdfch truy~n thOng,vf dl,lthOng bao cho GOngty v~ cac san ph~m m6'i cua chUng tOiho~c cOng ty con cuachUngtOiva v~ bat kJthay d6i nao d6i v6'i cac san ph~m hi~n t;;li.Gac chu dO>Ii~uvaobat kJ khi nao cQng sa c6 quy~n phan d6i vi~c Sll'dl,lngdO>Ii~uca nhan cua hQcho ml,lCdfch truy~n thOng bang cach lien I;;ICv6'i chung tOitheo dO;;ln2 neu tren.

10.4 GOngty cam k~t cung cap cho chu dO>Ii~uthOng tin theo dO;;ln1,2 va 3 neu tren.

11. cAc DINHNGHiA

THONG TIN BAT LQ'IBat kJSl,l'ki~n nao ma GOng ty bi~t duQ'c sa dan d~n ho~c c6 th~ dan d~n vi~c anh huang xaud~n tinhtr;;lngtai chfnhcua ben mua cua GOngty.

CONG TY LIEN K~TBat ky c6ng ty ma GOngty trl,l'cti~pho~c gian ti~pn~m giO>,ho~c trl,l'c ti~pho~c gian ti~pn~mgiO>GOngty ho~c trl,l'c ti~p ho~c gian ti~p bj n~m giO>bai cung cOng ty ma GOngty n~m giO>.

VleC MUA BAN HANG HoA THEO PHlfO'NG THlrC THANH ToAN DE LAy CHlrNG TlJ'Vi~c mua ban hang hoa ma di~u khoan thanh toan duQ'c ap dl,lngquy djnh rang GOng ty sa giO>quy~n so hO>uhang hoa cho d~n khi vi~c thanh toan duQ'c thl,l'chi~n day du cho nguai c6 trachnhi~m trao cac tai Ii~u chung tCrso hO>ucho ben mua.

KHOAN NQ'Khoan ti~n cua mQt hay nhi~u h6a dO'ndo ben mua nQ'thee hQ'p dOng mua ban hang hoa vathuQc ph;;lm vi di~u chinh cua hQ'p dOng nay.

GIAO HANG

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Lutt Vi~t NamSao hi~m Tin d~ng

Hang h6a duQ'c xem la da giao khi hang h6a da duQ'c thl,l'c hi$n san sang cho bem mua ho~cbat ky nguai nao thay m~t ben mua, t<;li dja dil!m va thai h~nduQ'Cquy djnh ro trong hQ'pdOngmua ban hang hoa.Trong truang hQ'pmua ban hang hoa thee phuO'ng thuc thanh toan dl! lay chung tll', vi$c giaohang xay ra khi hang h6a va tai Ii$u chCmgtll' sa hO>uden dja dil!m giao hang.

TRANH CHApBat ki Sl,l'bat dOng nao v~ gia trj khoan nQ' ho~c v~ tinh hi$u Il,I'ccua cac quy~n cua Gong tyho~c tfnh hi$u Il,I'ccua cac khoan nQ', kl! ca bat ki Sl,l'bat dOng nao v~ vi$c bu tru sOti~n maGong ty nQ'ben mua.

NGAY THANH ToANNgay ma bemmua phai thanh toan khoan nQ'cua minh thee hQ'p dOng mua ban hang hoa.

TINH TRANG MAT KHA NANG THANH ToANBen mua duQ'c xem nhu la mAt I(ha rtang thanh toan neu:a) Ben mua mat khS nang thanh toan thee quy djnh cua pMp lu~t quOc gia ben mua, ho~cb) Ben mua bao hil!m c6 b~ng chung thuyet phl,lCva duQ'Cdoanh nghi$p bao hil!m chap thu~nrang nha nh~p khcfmdang trong tinh tr~ng kh6 khan v~ tai chinh va neu b~t dftu ho~c tiep tl,lCcac tM tl,lCd6i nQ'cQng khong c6 ket qua, ho~cc) Gac trlfang hQ'pkMc thee danh gia cua doanh nghi$p bao hil!m la h~u qua ho~c c6 tac dQngtuO'ng tl,l'nhu cac truang hQ'pva Sl,l'ki$n t~i cac dil!m neu tren.

KHOAN NO' RaNGTuO'ng ung v&i sOcfm dOicua bang ton that bao gOm:d~. k' h~

h.

01Vvl D an a I nO':. SOti~n cua cac h6a dO'n,duQ'c bao hil!m thee hQ'pdOng nay, duQ'c phat hanh dOi v&i hang

h6a duQ'c ban ho~c cac djch VI,Ithl,l'c hi$n, bao gOm,khi thich hQ'p:thue GTGT, neu khoan thue nay duQ'c bao hil!m trong hQ'pdOng nay,bat ki khoan ti~n lai c6 thl! thanh toan cho den ngay thanh toan, nhung khong phaikhoan cQng dOn sau d6,

- chi phi d6ng g6i, v~n chuyl!n, bao hiem hang hoa, cac lo~i thue ma ben mua nQ',khOngbao gOmti~n lai cho vi$c thanh toan tr~ va bftt ky khoan ti~n ph~t ho~c thi$t h~i nao,

dOiv&i Dhftn ahi c6:. SOti~n cua bat ki khoan thu hOi nao ma Gong ty ho~c chung toi nh~n duQ'c cho den ngay

I~p bang ton that va toan bQchi phi ma Gongty khOngphai thanh toan do ket qua cua vi$cton that.

KHONGTHANHToANVi$c khong thanh toan mQtkhoan nQ'bai ben mua vao ngay, thee dOngti~n va t~i dja dil!mduQ'C quy djnh trong hQ'p dOng mua ban hfmg hoa.

THONGsAoThOngbao b~ngvan ban ma Gongty ho~cchUngtoi da nh~nduQ'cthee dja chi hanhchinh cuaGong ty ho~c cua chung toi b~ng thu, fax ho~c b~ng bat ky phuO'ngti$n di$n tt) nao nhu daduQ'cthoathu~n giO>a Gong tyva chUngtoib~ngvanban.

KHOANNO'QuA H~NKhimQtkhoan nQ'lienquan den hQ'pdOngnay v~n chua duQ'cthanh toan vao ngay,thee dOngti~n va t~i dja dil!m duO'Cquy djnh trCi)g hQ'pdOng mua ban hang hoa.

TU' NHAN

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LUftVi,t NamBao hi~mTin d\Jng

Ghi ngU'ai mua hang h6a ho~c djch VI,!cho mQtml,!Cdich ma khong phai la ml,!Cdfch ho~t dQngnghe nghi(!p cua mlnh.

KHOAN THU HOISat ky khoan tien nao nh~n dU'Q'ctCrben mua ho~c ben thCrba, trU'6'c ho~c sau khi thanh toanbOithU'ang, bao gOm:. bat kl khoan tien lai ma Gong ty ho~c chung toi nMn dU'Q'cdo thanh toan tre,. bat kl bi,n phap bao dam nao ma Gong ty ho~c chung toi thu dU'Q'c,. bat kl giay bao c6 nao ma cong ty c6 dU'Q'c,. bat kl gia trj phat sinh tCrvi(!c thl,l'c hi(!n bu trCr,. bat kl khoan tien nao ma Gong ty da, ho~c c6 th~ da, thu hOi ho~c nam giO'. N~u hang h6a

da ho~c c6 th~ da thu hOi ho~c nam giO', gia trj cua khoan tien thu dU'Q'cla gia trj thl,l'c maGongty nMn dU'Q'cho~c50%gia trj h6a dO'n- trCrkhi 19I(! kMc dU'Q'cquy djnh Cl,!th~ - n~un6 cao hO'n.

HOOPDONG MUA BAN HANG HoASat kl thoa thu~mdU'6'ibat ky hlnh th(rc nao rang bUQcbemmua va ben ban mQt cach hQ'ppMpdOiv6'i vi(!c ban hang h6a ho~c djch VI,!d~ nh~n thanh toan.Vi(!c mua ban hang hoa c6 dung thu d~ chap nh~n hang khOng dU'Q'ccoi nhU' hQ'p d6ng muaban hang hoa.

BII~N PHAp BAo DAMSat kl vi(!c cam cO, th~ chap, bao lanh ca nhan ho~c cac bi(!n pMp bao dam kMc bao dam chobat kl nghTaVI,!nao cua ben mua.

GO'I HANGHang h6a dU'Q'cxem la da gui khi hang h6a da ban giao cho mQt ben thCrba - thU'ang la benv~n chuy~n - d~ chuy~n d~n dja di~m giao hang dU'Q'cquy djnh trong hQ'p d6ng mua banhang hoa.

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Lu~tVitt NamSao hi6m Trndl,lng

cAe MO-DUN BAa HIEM

MO-eUN NGUYENNHANTON THAT

ReJiRO KHONGTHANHToAN (A8.01)

1 - ROIRO£>l1Q'CsAo HII~M

HQ'pdOngnay bao hi~mcho ruiro khong thanh tolm cac khoan nQ'cua Cong ty.

2 - THANHToAN SOl THU'aNG

N~uben mua cua Cong ty mat kha nang thanh toan, khoan ti~n bOithU'angsa dU'Q'Cthanhtoan trongvong30 ngayk~tu ngaychUngtoi nMindU'Q'ccac bangchungbangvan ban v~tinh tr,ng mat kha nang thanh toan va tat ca tai Ii~uth~ hi~nkhoan nQ'.Lienquan d~n cac Iy do kMc v~ vi~ckhong thanh toan khoan nQ'cho Cong ty, vi~cthanh toan bOithU'angdU'Q'cUnhtoan vao cu6i thai ht;m5 tMng sau khichUngtoi nMindU'Q'cthong bao v~ khoan nQ'qua h,n v6'i yeu C8Ucan thi~p. Vi~cthanh toan bOithU'angdU'Q'cthl,l'chi~ntrong vong 30 ngay k~ tu ngay Cong ty g&icho chung toi mQichung cu bang van ban v~ khoim nQ'. (

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Lu~tVitt NamSao hi6m Tin d\lng

MO-eUN RUI RO

H~NMlre TiNDVNG(826.04)

H~n muc tin dl,lngdU'Q'cquy~t djnh:

. ho~c b6i cong ty trong ph~m vi khu VI,I'Ctuy chon,. ho~c b6i chUngtoi trong ph~m vi khu VI,I'Cbao hi~m.

1 . KHUVlfC TUY CHQN

1.1 Cong ty c6 th~ tl,l'minh dU'a ra h~n muc tin dl,mgap dl,lngcho ben mua cua Cong ty n~uh~n muc tin dl,lng d6 khong VU'Q'tqua M&c bao hiem dU'Q'cquy djnh trong £)O'nBaoHi~m, phu hQ'pv6'i cac di~u ki~n dU'6'iday:- ben mua cua Cong ty phai co tn,l s6 t~i quac gia dU'Q'CIi~t ke tron~ £)O'n Bao Hi~m

cho vi~c ap dl,lnghinh thuc nay. Chung toi bao lU'uquy~n sua doi danh sach cacquac gia lienquan trong kYbao hiem,tat ca cac khoan khoan nQ'theo bat kyhQ'pdOng mua ban hang hoa nao ma Congty c6 v6'iben muacua Congty trU'6'cday phaidU'Q'Cthanhtoantrongthai h~ntind(Jng tai da,ty I~bao hiem C(Jthe ap dl,lng cho hinh thuc nay dU'Q'ctrinh bay trong £)O'nBaoHi~m.

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1.2 V6'idi~u ki~nla Cong ty da dang ky vao h~ th6ng trl,l'ctuy~n cua chUngtoi, cong ty c6th~ tham khao y ki~nchUngtoi v~ ph~m vi cac khu VI,I'C nay d~ bi~tdU'Q'c@rating machUng toi danh cho ben mua cua Con~ ty. N~u chung toi chU'a danh @rating cho benmua cua Cong ty, Cong ty co th~ yeu cau chUng toi mQt h~n muc tin dl,lng, phu hQ'pv6'icac di~u ki~n CI,Ith~ quy djnh trong di~u 2 dU'6'iday.Sau d6, Cong ty sa dU'Q'Cbao hi~m, trCY trU'o>nghQ'p@rating la x ho~c n~u chung toi tCY

ch6i mQt h~n muc tin dl,lng, d~n M&cbBo hiem ho~c theo thu tl,l' dU'6'i day, n~u n6 thu~nlQ'i hO'n cho Cong ty:

ho~c d~n muc s6 @rating ma chUng toi danh cho ben mua cua cong ty, pM hQ'p v6'im&c quy djnh t~i £)O'n Bao Hi~m,

- ho~c d~n muc cua h~n muc tin dl,lng,va Cong ty sa dU'Q'ChU'6ng lQ'itCYtY I~ bao hiem, dU'Q'c quy djnh trong £)O'nBao Hi~m,cho ben mua dU'Q'Cchap thu~n b6i chung toL

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2 . KHUVlfC sAo HI~M

Tren M&c bao hiem n6i tren, ho~c n~u ben mua c6 trl,l s6 t~i bat ky qu6c gia nao khacnhU'ng khong nam trong danh sach quy djnh t~i di~m 1.1 neu tren, h~n muc tin dl,lng sadU'Q'CdU'a ra b6i chung toi, CI,Ith~ nhU'sau:

2.1 V6'i di~u ki~n la Cong ty da dang ky vao h~ th6ng trl,l'c tuy~n cua chung toi, Cong ty c6th~ tham khao y ki~n chung toi d~ bi~t dU'Q'c@rating ma chUng toi danh cho ben muacua Cong ty. Sau d6 Cong ty sa dU'Q'C bao hi~m tuy thuQc vao s6 @rating theo m&cvatYI~baohiemquy djnh t~i £)O'nBao Hi~m, trCY khi @ratinglaX.

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lu~t Vi,t NamBao hh~m Tin dI.Jng

2.2 N~u COng ty chU'a dang ky vao h$ th6ng tn,rc tuy~n cua chUng tOi, ho~c n~u s6 @ratingma chung tOi danh cho khOng phu hQ'pv6'i h~n mlrc tin dl,lng ma COng ty mong dQ'i,ho~c n~u ChUng tOi chU'a cap @rating cho ben mua cua COng ty, COng ty pMi yeu caumOth~n mlrc tin dl,lng. H~n mlrc tin dl,lng nay dU'a ra s6 ti~n bao hi~m t6i da va cac di~uki~n CI,Ith~ sa ap dl,lng cho h~n mlrc tin dl,lng d6.N~u h~n mlrc tin dl,lng cua chUng tOi phl,l thuOc vao vi~c cOng ty c6 mOt bi,n phap baodam, bi,n phap bao dam nay phai hQ'pI~ va c6 tinh b~t buOcthi hanh.H~n mlrc tin dl,lng cua chUng tOi la bi m~t: COng ty cam k~t khOng ti~t 10nOi dung cuah~n mlrc tin dl,lngcua chung tOicho bat kl ben thlr ba nao khOngdU'Q'c d~ c~p tronghQ'pdOng. B6i v6'i cac ben dU'Q'cd~ ~p trong hQ'pdOng nay, COng ty cam k~t r~ng hQsa giCi'bi m~t.

2.3 Khi yeu cau h~n mlrC tin dl,lng ho~c @rating ban dau ho~c sua dOi, COng ty phai baocho chUng tOi bat kl thOng tin bAt lQ'iva mQikhoan nQ' qua h,n ma thai h~n tin dt,mgt6i da da h~t h~n vao ngay yeu cau.

3 - HleUlV'C vA SV'THAYDOlBAo HI~M

B6i v6'i moi ben mua, chUng tOi cap cho ho~c mOt @rating ho~c mOt h~n mlrc tin dl,lng,chUng tOi sa cung cap djch VI,Iki~m tra. Trll' khi c6 quy djnh khac trong thong bao h~nmlrc tin dl,lng trong trU'cmg hQ'p cac h~n mlrc tin dl,lng, quy~t djnh cua chUng tOi v~

@rating ho~c h~n mlrc tin dl,lng sa c6 hi~u h,rcvao n~ay chUng tOi nh~n dU'Q'cyeu caucua COng ty va khOng bj gi6'i h~n v~ thCrigian, sa tiep tl,lC c6 hi~u h,rc cho s6 ti~n dadU'Q'C chap thu~n n~uchUngtOikhOnggui cho COngty mOtthong bao v~ vi~c giam bOtho~c huy be vi~c bao hi~m. ChUng tOi c6 quy~n tll' ch6i, giam b6't ho~c huy be mOt@rating ho~c mOt h~n mlrc tin dl,lng va n~u chUng tOi lam v~y, vi~c tll' ch6i, giam bOtho~c My be sa c6 hi~u h,rccho vi~c giao hang, gui hang ho~c thl,l'c hi~n djch VI,Ik~ tll'ngay thong bao cua chung tOi.---------------------------------------------------------------------------------------------------------BI~N sO LltN QUAN B~N MO-BUN NAY dU'()'cquy c1jnhtrang £Jan Bao HitJm

B26.04 Cac h~n mlrCtin dl,lngKhu VU'Ctuv chon:N~m trong khu VI,I'Cnay, mQi duonQ' nhe han ho~c ngang b~ng v6'i Mtkbao hitJm dU'Q'cxac djnh la 10.000 EUR

Qu6c gia: dlPQ'Cquy djnh trong Ban Bao Hi~mTy I~ bao hiem CI,Ith~: dU'Q'cquy djnh trong Ban Bao Hi~m

(Q>.RatinaScale:. @rating X : khOngbao hi~m. @rating R : EUR 10,000. @rating @ : EUR 20,000. @rating @@ : EUR 50,000. @rating @@@ : EUR 100,000Ty I~ bao hi~m: 90% cua khoan nQ' rang.N~u ben mua cua COng ty dU'Q'cdanh gia (y mlrc @@@@. chUng tOic6th~ bao hi~m, trong khuOn khOcua mOth~n mlrc tin dl,lng yeu cau, mOts6duonQ'cao han 100.000 EUR. Trong trU'CrnghQ'pnay, tYI~ bao hi~m la tYI~bao hi~m bJnh thU'Crngquy djnh trong hQ'p dOng nay cho ben mua dU'Q'cchUng tOichap thu~n.Trong trU'CrnghQ'ptOn that. s6 @rating ma chUng tOidanh cho ben muacua cOng ty so du'Q'cchuy~n dOithanh lo~i ti~n t~ dU'Q'csu dl,lng tronghQ'p dOng theo ty gia h6i doai vao ngay cOng ty thong bao cho chUng tOiv~ khoan nQ'qua h,n.

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Lu~tVitt NamBao hi~mTin d\lng

MO-aUN THU NO'

DICH VV THU NQ'TOAN SQ (C1.02)

1 - GhUng toi sa cung cap cho Gong ty djch VI,!thu nO'cho cac khoan nQ'ma hOOpdOng apdl,lng.

2 - Nh~mml,lCdich thl,l'c hi(!ncac djchVI,!nay,Gongty sa gui cho chUngtoi - trong thai hc;tndlJ'Q'c quy djnh trong Dan Bao Hi~m - mQtthong bao v~ khoan nQ' qua h,n kern theeyeu cau can thi(!p va, thee yeu cau clla chung toi, bat ky ch(rng c(r b~ng van ban cllakhoan nQ'va bitn phap bao dam ma Gong ty c6 th~ nh(in dlJ'Q'c.

Trong khuon kho clla cac djch VI,!nay, chung toi sa c6 toan quy~n thl,l'c hi(!n quy~n cllaGong ty lien quan dim khoan nQ'clla Gong ty va d~c bi(!t la quy~n th6a thu(in dan x~p,bat k~ cac khoan nQ' nay dlJ'Q'cbao hi~m toan bQ hay mQt phan. Gong ty sa hO trQ'batkJquy~t djnh nao ma chUng toi c6 th~ dlJ'a ra trong khuon kho nay va sa trao cho chUngtoi Sl,l'lIY quy~n khong th~ hllY b6, va bat ky tai Ii(!u hay giay to' nao ma chung toi c6 theyeu cau cung cap cho djch VI,!thu nO', di~u nay dlJ'Q'c hi~u r~ng chung toi sa thee duoiVI,!vi(!c thee phan quy~t clla chung toi v~ hi(!u qua clla cong vi(!c va sa quy~t djnh nguOnIl,I'cnao dlJ'Q'cap dl,lng.N~u chung toi khong tl,l' mJnh thl,l'c hi{m cac djch VI,!thu nO',Gong ty sa ti~n hanh bat kyphlJ'ang phap nao - thee th6a thu(in ho~c hlJ'&ngdan clla chung toi - dlJ'Q'c cho la canthi~t d~ bao v(! cac quy~n clla Gong ty va d~ dam bao vi(!c thanh toan khoan nQ', ma c6th~ bao ham vi(!c ban I~i san phllm.

3-

4- Ghungtoi sa chju tat ca cac chi phi phap Iyva ti~nphap Iy lien quan d~n ho~t dQng thunO' do chUng toi ho~c Gong ty ti~n hanh - thee th6a thu(in ho~c thee hlJ'&ngdan cllachUng toi - can c(r vao cac quy djnh dlJ'Q'c ap dl,lng cho cac khoan thu hOi. Gong ty sathanh toan cho bat ky ho~t dQng thu nO'nao ma Gong ty chll dQng thl,l'c hi(!n.

Gac djch VI,Inay khong c6 hi(!u Il,I'cd6i v&i cac khoan nQ'dang c6 tranh chAp.5-

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Lu,t Vi~t NamBao hi6m Tin dlJng

MQ-aUN 801 THU'O'NG

NGU'C1NG(D1.01)

COngty sa tl,J'ganh chju cac khoan nQ' khOngVU'Q'tqua ngu(yng.

Cac khoan nQ' nhe hO'n ngu(yng khOng can thi~t dU'Q'cthOng cho chUng tOi va chUng tOi sakhOngcung cap cac djch VI,!thu nQ'tiEmphap Iy va phap Iy d6i v&i cac khoan nQ' nay.

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LUft Vi~t NamBao hi6m Tin dl,lng

MO-eUN KHOAN THU HOI

KHOANTHUHOI(E1.01 )

Cac khoan thu h6i tuan thUtheo cac quy cjnh sau cay:

1 - COngty phai cho chUngtOibil!tngay cac khoan thu h6i ma COngty nh~n cU'Q'csau khiCOngty ca thOngMo cho chUngtOikhoan nQ'qua h~n.

2 - Cac khoan thu h6i nh~ncU'Q'ctrU'ockhithanh toan b6ithU'ongsa cU'Q'CSlYdvng cho vi~ccan c6i cac khoanchU'athanh toimva sa cU'Q'cap dvng cho cac h6a con som nhik

3 - Sat ky khoan thu h6i nao nh~n cU'Q'csau khi tra ti~n b6i thU'ongsa thuQCv~ chung tOitrong gioi hfilns6 ti~nca cU'Q'cb6i thU'ong.Nl!utOngcac khoan thu h6i vU'Q'tqua khoannQ',phan vU'Q'tqua qua c6 sa thuQcv~ COngty sau khitru ci cac chi phi thu h6inQ'.

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Lu,t Vitt NamBao hi6m Tin d\lng

MC-aUN PHI BAc HII~MvA PHV PHI

PHi BAo HIEM DV'A TREN DOANH THU KE KHAI (F3.05)

PhI bao hi~m dU'Q'ctfnh bang cach ap dl,mg tY I~ phi bao hiem dU'Q'cth~ hi(m t~i £)O'n Bao Hi~md6i v6'i tOnggia trj cua tat ca vi~c mua ban hang hoa dU'Q'cap dl,lngtheo hQ'p dOng nay, tuythuQc vao phi bao hiem t6i thieu.

1- KE KHAI DOANHTHUCong ty phai thong bao cho chUngtoi v~ doanh thu, theo hinh thCrc dU'Q'c thoa thu~n vad~n khi h~t thai h~n ke khai - bao gom VAT n~u dU'Q'cap dl,lng - dU'Q'c thl,l'c hi~n trongph~m vi cua hqp d6ng nay trong su6t ky bao cao tmcYc.N~u h6a dO'n dU'Q'c xuat theo mQt lo~i ti~n t~ khac ma khOng phai la lo~i ti~n dU'Q'c qui dinhtrong £)O'n Bao Hi~m, Cong ty sa phai chuy~n cac khoan ti~n nay sang lo~i tien t~ ap dl,mgcho hqp d6ng nay thee Ty gia Hoi Goai c6 hi~u (I,I'Cvao ngay lam vi~c cu6i cung cua thangdU'Q'c ghi h6a dO'n.

N~u hQ'pdOng nay khOngdU'Q'c gia h~n,Cong ty van phai thong baodoanhthucuakYbaocao cu6i cung.N~u Cong ty khong gui cho chUngtoi ban ke khai trong khoan thai gian dU'Q'Cqui djnh vadu chung toi c6 nhac nh& bang van ban ho~c n~u Cong ty khOng ke khai tat ca doanh thutrong ph~m vi cua hQ'pdOng nay, vi~c bao hi~m sa ngung ap dl,lng d6i v6'i cac khoan nQ'khOng dU'Q'c ke khai, nhU'ngCong ty sa van phcii thanh toan cho chUngtoi phI bao hi~mtU'O'ngCrng. ChUng toi cOng bao lU'uquy~n cham dCrtHQ'p dOng nay.

2 - PHI BAo HI~M

2.1. Phi bao hiem t6i thieu c6 th~ dU'Q'c thanh toan thee ky thanh toan ho~c ky ky quy. Kythanh toan / ky ky quy dau tien sa dU'Q'c thl,l'c hi~n khi hQ'p dOng nay c6 hi~u Il,I'c thihanh.

2.2. Tuan thee vi~c mCfcphi bao hiem t6i thieu qui djnh t~i hQ'p dOng nay da dU'Q'cthanhtoan, cac khoim th~ncon I~ima Cong ty nQ'chungtoi sa dU'Q'cxuat h6a dO'ncho Congty khi chung toi nMn dU'Q'cban ke khai doanh thu cu6i cung cua ky bao hiem lienquan.

2.3. Tat ca cac khoan ti~n dU'Q'cth~ hi~n CI,Ith~ t~i hQ'pdOng nay lien quan d~n phI baohi~m la cac khoan ti~n tmcYcthu~. Tat ca cac khoan ti~n (bao gOm cac lo~i thu~ - n~uc6) sa phai dU'Q'C thanh toan trong thai h~n quy djnh CI,Ith~ t~i cac h6a dO'n.

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Lu,t Vitt NamBao hi6m Tin dl,lng

MQ-aUN PHi BAa HII~MvA PHV PHi

PHV PHi (F33.01)

1 - CHIPHIcAp H~NMlrC TINDVNGvA CHIPHI@RATING

MC)t khoan d6ng g6p an djnh dOiv&i cac khoan chi phi phat sinh do cac yeu cau h~nm(rc tin dl,lng ho~c @rating va cho vii;!c kh~mtra danh ml,lC ben mua cua COng ty saduO'c xuat h6a dO'n tung quy cho COng ty thee bi~u gia hii;!n hanh. Vii;!c xuat h6a dO'nnay bao g6m:- dOi v&i cac chi phi yeu cau h~n m(rc tin dl,lng ho~c chi phi @rating, mQi quy~t djnh

chUng tOida thl,l'c hii;!ntrong vong mC)tquy.- dOiv&i cac khoan chi phi ki~m tra, tat ca cac he;1nm(rc tin dl,lng ho~c @rating c6 hii;!u

Il,I'cvao cuOi moi thang.Truong hO'pmC)tyeu cau h~n m(rc tin dl,lng ti~p sau yeu cau @rating, phan chenh Ii;!chgiOoacac chi phi yeu cau hl;ln m(rc tin dl,lng va chi phi @rating sa duO'c xuat h6a dO'n.Cac chi phi yeu cau h~n m(rc tin dl,lng ho~c chi phi @rating khOng tang n~u COng tythl,l'c hii;!n nhit\u yeu cau cho cling mC)tben mua, vi dl,l, yeu cau tang h~n m(rc tin dl,lngho~c ki~m tra c6 thay dOi@rating hay khOng.Vao bat ky luc nao, COng ty c6 th~ huy bo hl;ln m(rc tin dl,lng ho~c @rating cua cac benmua ma COng ty khOng con giao djch; thee d6 COng ty c6 the tranh vii;!c phai ti~p tl,lCchitra cac chi phi lien quan d~n ben mua nay.N~u sau nay cOng ty dl,l' djnh sa ti~p tl,lCgiao djch v&i cac ben mua nay, COng ty phainC)pdO'n xin hl;ln m(rc tin dl,lng m&i ho~c @rating m&i va, di nhien, mC)tIan nOoad6ngcac chi phi yeu cau h~n m(rc tin dl,lng ho~c chi phi @rating. Khi COng ty yeu cau mC)th~n m(rc tin dl,lng dOi v&i ben mua c6 @rating la "X" ho~c phl,lc h6i mC)th~n m(rc tindl,lng da bj huy bo tru&c day dli thee yeu cau cua COng ty hay do quy~t djnh cua ChungtOi, cac chi phi yeu cau h~n m(rc tin dl,lng ho~c chi phi @rating sa khOng phai thanhtoan n~u nhu yeu cau nay duO'c thl,l'c hii;!n trong vong 12 thang sau khi hl;ln m(rc tindl,lng bj My bo.

e6NG G6p CHI PHI THU HOI NO'2-

3-Khoan d6ng g6p nay c6 the thanh toan theo tung quy theo tung bieu gia hi~n hanh.

NGAY THANH ToAN

Khoan tit\n ma COn!;Jty nO'(bao g6m thu~ - n~u c6) sa duO'c thanh toan trong thai h~nduO'c quy djnh CI,Ithe trong h6a dO'n.

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