bank gs

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7/28/2019 Bank GS http://slidepdf.com/reader/full/bank-gs 1/4 Equated monthly installments are used to pay off both interest and principal eac h month, so that over a specified number of years, the loan is paid off in full. 'Know Your Customer' (KYC) Guidelines Anti Money Laundering Standards of RBI.3 p roofs required. A Systematic Investment Plan (SIP) offered by mutual funds to help you save regu larly,just like a recurring deposit but in a mutual fund. Insurance Regulatory & Development Authority(IRDA)-protect the interests of the policyholders,to regulate,promote and ensure orderly growth of the insurance ind ustry Global FMCG giant Unilever has appointed India-born Harish Manwani as its Chief Operating Officer (COO). IBM, also called the Big Blue, completed 100 years of operation on June 16, 2011 . The New Delhi metallo-beta-lactamase-1 (NDM-1)-New Delhi superbug remains a global oncern, WHO. Philip Roth, the most decorated living American novelist-Man Booker. BEST FEATURE FILM:Adaminte Makan Abu (Malayalam) Hazare, Kisan Baburao. Germany to abandon all N-power. The 37th G-8 summit was held on May 26-27, 2011 in the commune of Deauville in F rance. The G-8 is comprised of the eight main industrialised countries: Canada, France, Germany, Italy, Japan, Russia, the United Kingdom and the United States. India is ranked 143rd globally in Internet speed, with an average connectivity s peed of 0.8 Mbps. South Korea tops the list with an average speed of 13 Mbps. In broadband connectivity, India ranks 129th. The average Internet speed in the wo rld has been recorded at 1.9 Mbps. The French government has conferred its highest civilian award Knight of the Nati onal Order of the Legion of Honour to Indian businessmen Rahul Bajaj, Chairman of Bajaj Auto, and Baba Kalyani, MD of Bharat Forge Ltd. Bangalore has become the first city of India to be selected for Street View on G oogle Maps. The V.K. Shunglu committee was appointed to give recommendations for improving t he financial position of power distribution utilities. Its major recommendation is to sack all non-performing power regulators. Anup Bagchi has taken over as the MD and CEO of ICICI Securities. The Union Finance Ministry has introduced simpler income tax return forms Sahaj an d Sugam. While Sahaj is for salaried people, Sugam return form is applicable for businessmen and professionals covered under presumptive taxation. World Health Day is observed on April 7. AT&T Inc has decided to buy T-Mobile USA for $ 39 billion.The deal will give AT& T additional capacity to expand and meet ever-increasing demands for videos and data from devices such as Apple Incs iPhone. Cricket is known as ban qiu in Chinese. Indias per capita income, often used to measure a country's standard of living, i ncreased by 14.5 per cent during 2009-10 to Rs 46,492.. The Financial Sector Legislative Reforms Commission (FSRLC) has been set up by t he Union government to re-write and clean-up financial laws of India. It is head ed by Justice B.N. Srikrishna. The Group of Twenty Finance Ministers and Central Bank Governors (G-20, G20, Gro up of Twenty) is a group of finance ministers and central bank governors from 20 major economies: 19 countries plus the European Union, which is represented by the President of the European Council and by the European Central Bank.The group emerged at the 5th Ministerial WTO conference, held in Cancún, Mexico, from 10 Se ptember to 14 September 2003.Bloc of developing nations. The European Central Bank (ECB)-The European Central Bank (ECB) . 17 EU Eurozone member states.Treaty of Amsterdam in 1998.Headquarters:Frankfurt am Main, Hesse ,Germany.President:Jean-Claude Trichet. CRAR-Capital to Risk (Weighted) Assets Ratio:used to measure balance sheet of ba nks. Sushma nath-New Finance secratary.

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Page 1: Bank GS

7/28/2019 Bank GS

http://slidepdf.com/reader/full/bank-gs 1/4

Equated monthly installments are used to pay off both interest and principal each month, so that over a specified number of years, the loan is paid off in full.'Know Your Customer' (KYC) Guidelines Anti Money Laundering Standards of RBI.3 proofs required.A Systematic Investment Plan (SIP) offered by mutual funds to help you save regularly,just like a recurring deposit but in a mutual fund.Insurance Regulatory & Development Authority(IRDA)-protect the interests of thepolicyholders,to regulate,promote and ensure orderly growth of the insurance industryGlobal FMCG giant Unilever has appointed India-born Harish Manwani as its ChiefOperating Officer (COO).IBM, also called the Big Blue, completed 100 years of operation on June 16, 2011.The New Delhi metallo-beta-lactamase-1 (NDM-1)-New Delhi superbug remains a global oncern, WHO.Philip Roth, the most decorated living American novelist-Man Booker.BEST FEATURE FILM:Adaminte Makan Abu (Malayalam)Hazare, Kisan Baburao.Germany to abandon all N-power.The 37th G-8 summit was held on May 26-27, 2011 in the commune of Deauville in France. The G-8 is comprised of the eight main industrialised countries: Canada,France, Germany, Italy, Japan, Russia, the United Kingdom and the United States.India is ranked 143rd globally in Internet speed, with an average connectivity speed of 0.8 Mbps. South Korea tops the list with an average speed of 13 Mbps. In

broadband connectivity, India ranks 129th. The average Internet speed in the world has been recorded at 1.9 Mbps.The French government has conferred its highest civilian award Knight of the National Order of the Legion of Honour to Indian businessmen Rahul Bajaj, Chairman ofBajaj Auto, and Baba Kalyani, MD of Bharat Forge Ltd.Bangalore has become the first city of India to be selected for Street View on Google Maps.The V.K. Shunglu committee was appointed to give recommendations for improving the financial position of power distribution utilities. Its major recommendationis to sack all non-performing power regulators.Anup Bagchi has taken over as the MD and CEO of ICICI Securities.The Union Finance Ministry has introduced simpler income tax return forms Sahaj and Sugam. While Sahaj is for salaried people, Sugam return form is applicable for

businessmen and professionals covered under presumptive taxation.World Health Day is observed on April 7.AT&T Inc has decided to buy T-Mobile USA for $ 39 billion.The deal will give AT&T additional capacity to expand and meet ever-increasing demands for videos anddata from devices such as Apple Incs iPhone.Cricket is known as ban qiu in Chinese.Indias per capita income, often used to measure a country's standard of living, increased by 14.5 per cent during 2009-10 to Rs 46,492..The Financial Sector Legislative Reforms Commission (FSRLC) has been set up by the Union government to re-write and clean-up financial laws of India. It is headed by Justice B.N. Srikrishna.The Group of Twenty Finance Ministers and Central Bank Governors (G-20, G20, Group of Twenty) is a group of finance ministers and central bank governors from 20

major economies: 19 countries plus the European Union, which is represented bythe President of the European Council and by the European Central Bank.The groupemerged at the 5th Ministerial WTO conference, held in Cancún, Mexico, from 10 September to 14 September 2003.Bloc of developing nations.The European Central Bank (ECB)-The European Central Bank (ECB) . 17 EU Eurozonemember states.Treaty of Amsterdam in 1998.Headquarters:Frankfurt am Main, Hesse,Germany.President:Jean-Claude Trichet.CRAR-Capital to Risk (Weighted) Assets Ratio:used to measure balance sheet of banks.Sushma nath-New Finance secratary.

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Negotiated Dealing System (NDS).LAF-Liquidity Adjustment Facility.(Repo,Reverse Repo).The G20 (Group of 20, also variously G21, G22 and G20+) is a bloc of developingnations established on 20 August 2003.8.1 % Growth 11th plan.10% Growth 12th plan.Muifa-Chinese Typhoon.FINO-Financial Information Network & Operations Ltd.B.N Shrikrishna report-Financial legislation reforms.Y.Mahlegam report-Microfinance.Wheeler island-Orissa,Chandan range-Rajasthan.Pearl of Africa-Uganda.Deposit rate,base rate,prime lending rate-decided by banks.Repo,Reverse Repo & CRR-RBI.chairman CBDT-MC Joshi.Sharq Tanolari-Film festival Uzbekistan.Finish Nuclear safety Authority-STUK.Judge Ahluwalia committee-Urban Infrastructure.Vallarpadam Terminal-Cochin port.Chairman JPC 2G-PC ChackoPolavaram irrigation hydel project.Numaligarh refinery-Assam Accord.Bhartiya Reserve bank Note Mudran Pvt. Ltd.:bangalore RBI subsidiary.PIG-Euro 78 Billion

Comesa-common market for eastern & Southern africa.PM chairman Plng com & TERC.Jhon Higgins-World snooker champion.Kazhakastan-asian Winter games.Rose Revolution-Georgia.C rangarajan-Food security bill.Aunt Millie-Uneducated Investor.Asset Liability management-Increase interest & decrease risks & NPA.Narrow banking-Just provide loans & accept deposits.RBI established by RBI act of 1934 in 1935.Nationalized in 1949 acts as centralbanking & monetary authority.Pradeep Kumar-New CVC.Export processing zone-Kandla.

X-dividend:Without dividend.Fiscal Policy:Policy to control the economy of the country,government expenditure & taxation.Monetary Policy:Policy to control the economy and liquidty by RBI.Microeconomic policy:the ways used by firms,households etc to use the resourcesfor economic productivity.Brownfield project:Remodelled or rebuilt projects.Greenfield poject:Fresh projects on unsused lands.Excise Duty:tax paid by manufacturer on goods produced in country (generally 16%).(Central excise act 1985:ratified act of 1944)Custom Duty:Tax paid on import/export.(customs act 1962).GST:Goods & service Tax:Comprehensive VAT levied nationally.SCARDB:State Co-opeative Agriculture and Rural Development Bank.

Insider trading:Persons having inside knowledge of companies,eg:directors.Economy:Primary sector-Agriculture,Mining,fisheries etc:Secondary sector:Manufacturing;Tertiary sector:Services.Current account:Business purpose.saving account:Generally personal use.Rupee/Dollar Valuation:Depends upon the amount of currency in Local market.Inflation reduces the value of a currency.Devaluation of Currency:Increased export and improvement in balance of payments.Planning commision was set up by govt.of India in 1956.BALCO is the first public sector unit in India to be disinvested.

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Inflation:Increase in money supply and fall in production.Imperial Bank of India:State Bank of India.(1955 Nationalized).Budget:Submitted on last day of month of February.Pacific Tiger Economies:China,Hong Kong,Japan & singapore.Stagflation:Inflation with recession.SIDBI:Small Industries Development Bank of India.Pushkar Fair:Ajmer.Indian Railways is divided into 16 zones.Torah:Holy Book of Jews.Skewflation:Inflation in some commodities and deflation in others.Pascal Lamy-WTO.UK Sinha-SEBI.Satyanand Misra-Chief Information Commisioner.Vinod Rai-CAG.Japan-Winner Asia Cup football Doha,Qatar.Swati Piramal-ASSOCHAM.Rajendra Pawar-NASSCOM.ASEAN:Indonesia,Malaysia,Thailand,Phillipines & Singapore.SAARC:NASDAQ:"NASDAQ" originally stood for "National Association of Securities DealersAutomated Quotations".the first bowler to claim two ICC World Cup hat-tricks:Lasith Malinga.the first bowler to claim hat-trick:Jalal-ud-din pakistan.In 2011, the Centre planned to enhance monetary grants for Indira Awas Yojana to

BPL families by Rs 30,000 crore.India bought medium range Mutil-Role Combat Aircraft, MMRCA, from:France.the budget estimates for net market borrowings by the Union government during 2011-12:343,00 crores.According to the monetary policy for 2011-12 announced by RBI, the projection ofmoney supply growth for 2011-12 is placed at 16%.crude oil deposits of around 37 million barrel was found in 2011;37 mln brls.In 2011, ISRO developed Indias fastest supercomputer:SAGA220.Maritime Summit 2011 was held in oslo.FICN stands for Fake Indian Currency Notes.A bank in India wants to undertake capital market activities,should register with SEBI.Ustad mehmood dholpuri:harmonium player.

In May 2011, srilanka released a postal stamp on Rabindranath Tagore.Forever lasting love Chinese painting which was sold for record 10 million dollars at an auction in Hong Kong.Mines and Mineral Development and Regulation (MMDR) Bill, 2011, which has provisions for 26% profit-sharing by coal miners and an amount equivalent to royalty by others with project- affected people.Kenya's Patrick Makau set a new World record in the Berlin Marathon in an official time of 2hr 03min 38sec here on Sunday.UN awards Rs 47 cr carbon credits to Delhi Metro.Brazil's brilliant football player Pele has been named as the honorary ambassador for the 2014 World Cup Football to be held in Brazil. Pele accepted the invitation from Brazil's President Dilma Rousseff.Samantha Stosur (Australia) defeated Serena Williams (USA) in Women singles US O

pen Tennis 2011.Novak Djokovic beat defending champion Rafael Nadal earn his first U.S. Open title .Revenue Secretary Sunil Mitra on June 1, 2011 took charge as the Finance Secretary in place of Sushama Nath.World Food Prize foundation chose John Agyekum Kufuor, former President of Ghanaand Luiz Inacio Lula da Silva, former president of Brazil, for World Food Prize2011.DVD-Digital Versatile/Video Disc.OCR-Optical Character Recognition.

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SENSEX-Sensitivity Index (of Share Price).rank of India in Human Development Report 2010 prepared by the UNO-119.Institute of planning Research-ahmedabad.ATV-nuclear powered submarine.(arihant class).Japanese space probe Hayabusa was targeted at asteroid.Green Initiative for the Future Transport GIFT is related with Biodiesel.Eminent Hindi authors Amar Kant and Shrilal Shukla was chosen for India's highest literary honour Jnanpith Award for 2009, while renowned Kannada litterateur Chandrasekhar Kambar won it for 2010.The study, Mapping Murder The Geography of Indian Firearm Fatalities released on20 September 2011 warned that unlicensed firearms accounted for 86-92 percent of reported firearm-related murders in India.Russian grandmaster Peter Svidler won the Chess World Cup title on 20 Septemberafter winning a four-game final against his compatriot Alexander Grischuk.Ministry of Overseas Indian Affairs has set up the Indian Community Welfare Fund(ICWF), which is operationalised in the Indian Missions in all the Countries with effect from 24 March 2011 for safeguarding the welfare and protection especially of Indian workers going abroad.The union government of India has set up a National Intelligence Grid (NATGRID)to access all intelligence data. It is to function as a tool for strengthening the capability of the existing intelligence and law enforcement agencies.2012 olympics-london.Jindal Steel and Power on 5 August 2011 announced that it had signed a memorandum of understanding (MoU) with global mining giant Rio Tinto to jointly work for

global commercialisation of the HIsmelt technology. The technology will be usedin a fully integrated steel-making facility.South Sudan-Juba-Salva Kir(prez).