boletín estadístico banca múltiple noviembre 2011 · presentación5 reglas de carácter general...

Boletín EstadísticoBanca Múltiple

Noviembre 2011

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El siguiente contenido fue elaborado por personal de laComisión Nacional Bancaria y de Valores, a partir de la información

disponible al 31 de diciembre de 2011, recibida en los Reportes Regulatorios quelas entidades supervisadas envían a esta Comisión.

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Presentación 5

Reglas de Carácter General a que se Refiere elArtículo 134 Bis de la Ley de Instituciones de Crédito 6

I.Estadísticas de la Banca Múltiple 7

Principales Rubros del Balance General 8

Indicadores Financieros 10

Cartera de Crédito Total 11

Cartera de Crédito a Entidades Gubernamentales 12

Cartera de Crédito a Estados y Municipios 13

Cartera de Crédito a Otras Entidades Gubernamentales 14

Cartera de Crédito a Empresas 15

Cartera de Tarjeta de Crédito 16

Cartera de Crédito al Consumo No Revolvente 17

Cartera de Crédito al Consumo No Revolvente Detalle por Tipo de Crédito 18

Cartera de Crédito a la Vivienda 23

Cartera de Crédito a Entidades Financieras 24

Captación de Recursos 25

Cartera de Crédito por Calificación 27

Indice

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II.Evaluación de la Calidad y Oportunidad de la Información Detalladade la Cartera de Crédito 39

III. Información Detallada de la Cartera de Crédito 43

III.I Información Detallada de la Cartera de Crédito a Empresas 44

Información Detallada General 45

Información por Tamaño del Crédito 46

Información por Actividad Económica 80

III.II Información Detallada de la Cartera de Crédito a la Vivienda 114

Información Detallada General 115

Distribución por Valor de la Vivienda 116

Distribución por Nivel de Financiamiento (LTV) 123

IV. Estados Financieros 130

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La Comisión Nacional Bancaria y de Valores emite el presente Boletín para cumplir con lo dispuesto por la fracción XXIII del Artículo 4º de la Ley de la Comisión Nacional Bancaria y de Valores. Mediante la difusión de información financiera se persigue promover la transparencia y autorregulación de las instituciones de banca múltiple, así como proveer a los mercados y al público en general, información suficiente y confiable que permita el análisis y seguimiento de estas instituciones y de los mercados en que participan.

El boletín estadístico se encuentra compuesto por 4 secciones:

En primer lugar se presenta la información estadística más relevante de cada institución de banca múltiple. Se incluye los indicadores financieros más destacados, los saldos de cada tipo de crédito y de la captación de recursos. Asimismo, se detalla la información de los saldos de cartera de crédito por calificación.

La segunda sección expone la evaluación de la calidad y oportunidad de la información detallada de la cartera de crédito comercial y de vivienda que las instituciones de banca múltiple envían a esta Comisión.

En la tercera sección se presenta la información detallada de la cartera de crédito a empresas y a la vivienda de cada banco. Se publica información sobre las principales características del portafolio así como del otorgamiento mensual.

Por último, se hace un compendio de los estados financieros que las instituciones de banca múltiple informan a esta Comisión. Es importante señalar que la información de esta sección no debe corresponder de manera exacta con la presentada en secciones anteriores ya que la finalidad de las secciones estadísticas es proveer series de datos consistentes en el tiempo que permitan un mejor análisis sobre la condición financiera de las instituciones.

Presentación

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CLASIFICACIÓN DE LAS INSTITUCIONES DE BANCA MÚLTIPLE DE ACUERDO AL ARTÍCULO 220 DE LAS DISPOSICIONES DE CARÁCTER

GENERAL, A QUESE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

Cifras al 31 de octubre de 2011

Con el fin de mantener informado al público del desempeño de las instituciones que conforman al sector de banca múltiple, la Comisión Nacional Bancaria y de Valores, con fundamento en lo dispuesto en el artículo 134 Bis de la Ley de Instituciones de Crédito, en relación con los artículos 220 y 221 de las “Disposiciones de carácter general aplicables a las instituciones de crédito”, da a conocer la clasificación de las instituciones de banca múltiple en categorías, con base en el índice de capitalización requerido conforme a las disposiciones aplicables a los requerimientos de capitalización, emitidas por esta Comisión en términos del artículo 50 de la Ley de Instituciones de Crédito.

REGLAS DE CARÁCTER GENERAL A QUE SE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

1/ Dado a conocer a esta Comisión por el Banco de México el día 13 de diciembre de 2011, con base en la

información entregada por las Instituciones, conforme a lo dispuesto por el artículo 2 Bis 4 de las “Disposiciones de

carácter general aplicables a las instituciones de crédito”.

The Bank of New York Mellon 209.04 I UBS 143.57 I Banco Fácil 66.89 I Banco Base 46.59 I Compartamos 44.95 I The Royal Bank of Scotland 44.02 I Inter Banco 42.82 I Bank of Tokyo-Mitsubishi UFJ 31.88 I Actinver 31.56 I American Express 31.08 I J.P. Morgan 29.26 I Deutsche Bank 22.62 I Bank of America 22.46 I Inbursa 22.15 I ABC Capital 21.25 I Banco Wal-Mart 19.40 I Monex 18.60 I CIBanco 18.32 I Barclays 17.74 I Banco Credit Suisse 17.55 I Volkswagen Bank 17.55 I Bansí 17.38 I Scotiabank 17.13 I Ve por Más 17.04 I BanCoppel 16.27 I Invex 15.94 I Ixe 15.89 I BBVA Bancomer 15.73 I HSBC 15.72 I Banamex 15.60 I Banregio 15.13 I Interacciones 15.13 I Santander 15.00 I Afirme 14.69 I Banco del Bajío 14.31 I ING 14.22 I Banorte 13.87 I Autofin 13.33 I Banco Azteca 13.26 I Banco Ahorro Famsa 12.19 I Multiva 12.04 I Banca Mifel 11.63 I

Institución Índice de Categoría capitalización1/ (%)

I. Estadísticas dela Banca Múltiple

El objetivo de este apartado es proporcionar al público indicadores estadísticos que reflejen adecuadamente la evolución de la condición financiera de la Banca Múltiple, por lo que en esta sección se incluye, para los casos de Banamex, Santander, Ixe e Inbursa, la información de las Sociedades Financieras de Objeto Múltiple, Entidades Reguladas, que administran porcentajes significativos de la cartera otorgada por estas instituciones.

Principales Rubros del Balance General Septiembre 2008(Millones de pesos)

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Activo Total 1/ Cartera Total

Nov. 2010 Oct. 2011 Nov. 2011 Nov. 2010 Oct. 2011 Nov. 2011

1/ Activo Total ajustado por las operaciones de Reporto.Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis. n. a. No aplica, Banco Base inició operaciones en octubre de 2011.

Total 5,280,149.9 100.00 5,955,298.6 100.00 6,148,673.1 100.00 2,112,186.8 100.00 2,357,738.1 100.00 2,412,456.6 100.00

BBVA Bancomer 1,181,805.1 22.38 1,185,076.3 19.90 1,279,824.7 20.81 572,492.0 27.10 596,409.9 25.30 607,651.2 25.19

Banamex 1,023,085.1 19.38 1,059,372.7 17.79 1,107,497.3 18.01 336,919.5 15.95 376,181.1 15.96 389,792.2 16.16

Santander 710,839.5 13.46 833,600.4 14.00 804,860.4 13.09 222,108.6 10.52 304,663.2 12.92 310,197.8 12.86

Banorte 557,763.9 10.56 612,280.5 10.28 661,249.0 10.75 245,403.2 11.62 286,139.3 12.14 292,759.4 12.14

HSBC 435,320.3 8.24 508,197.5 8.53 524,964.9 8.54 177,067.8 8.38 180,541.2 7.66 181,135.2 7.51

Inbursa 254,168.7 4.81 236,769.7 3.98 245,052.5 3.99 172,993.9 8.19 161,741.4 6.86 170,109.0 7.05

Scotiabank 190,166.1 3.60 205,446.4 3.45 207,506.6 3.37 105,039.5 4.97 116,901.6 4.96 117,565.4 4.87

Deutsche Bank 57,212.5 1.08 190,310.8 3.20 182,962.7 2.98 551.3 0.03 735.3 0.03 727.2 0.03

ING 125,195.4 2.37 122,475.0 2.06 108,872.8 1.77 4,475.6 0.21 3,539.2 0.15 3,568.6 0.15

IXE 84,663.1 1.60 99,275.1 1.67 96,814.5 1.57 29,666.6 1.40 31,840.9 1.35 33,979.8 1.41

Bank of America 47,767.3 0.90 124,462.7 2.09 94,999.5 1.55 380.5 0.02 601.5 0.03 716.0 0.03

Afirme 51,884.9 0.98 84,993.0 1.43 94,435.3 1.54 9,926.0 0.47 11,047.5 0.47 11,006.9 0.46

Banco del Bajío 82,776.1 1.57 92,647.8 1.56 93,698.8 1.52 61,347.9 2.90 66,460.4 2.82 67,385.7 2.79

Interacciones 71,958.4 1.36 85,936.0 1.44 86,253.8 1.40 41,080.1 1.94 49,486.5 2.10 49,884.3 2.07

Banco Azteca 62,768.4 1.19 76,914.8 1.29 77,849.9 1.27 24,626.8 1.17 35,622.8 1.51 37,471.5 1.55

Banregio 44,428.1 0.84 62,780.2 1.05 62,756.9 1.02 18,380.4 0.87 26,712.5 1.13 27,254.5 1.13

Banco Credit Suisse 11,872.6 0.22 21,241.0 0.36 49,107.6 0.80 0.0 0.00 0.0 0.00 0.0 0.00

Invex 30,375.1 0.58 36,269.2 0.61 38,001.4 0.62 8,168.2 0.39 7,717.2 0.33 8,574.9 0.36

Monex 24,115.5 0.46 40,896.6 0.69 37,558.6 0.61 2,528.3 0.12 3,938.8 0.17 4,112.3 0.17

Banca Mifel 32,967.7 0.62 36,798.6 0.62 37,514.1 0.61 14,983.4 0.71 13,388.6 0.57 13,487.1 0.56

J. P. Morgan 34,739.6 0.66 37,509.7 0.63 34,143.5 0.56 230.7 0.01 249.7 0.01 308.3 0.01

Barclays 31,301.0 0.59 25,619.7 0.43 28,823.2 0.47 0.0 0.00 0.0 0.00 0.0 0.00

CIBanco 9,149.0 0.17 18,177.3 0.31 21,009.9 0.34 938.6 0.04 2,866.0 0.12 2,856.6 0.12

Multiva 14,524.1 0.28 20,070.7 0.34 20,983.9 0.34 7,920.8 0.38 13,987.1 0.59 14,071.7 0.58

Bansí 19,605.3 0.37 16,809.5 0.28 20,592.7 0.33 6,504.1 0.31 6,463.9 0.27 6,684.7 0.28

American Express 15,382.3 0.29 17,087.7 0.29 17,757.2 0.29 8,189.1 0.39 7,556.6 0.32 7,815.9 0.32

Ve por Más 13,078.3 0.25 14,841.3 0.25 16,878.5 0.27 8,721.0 0.41 9,550.5 0.41 9,880.2 0.41

Compartamos 11,287.1 0.21 14,505.6 0.24 13,616.7 0.22 9,966.1 0.47 12,493.7 0.53 12,046.5 0.50

Bancoppel 9,141.2 0.17 12,818.6 0.22 13,388.1 0.22 3,328.9 0.16 5,367.7 0.23 5,520.4 0.23

Banco Ahorro Famsa 11,563.3 0.22 12,750.2 0.21 12,962.5 0.21 10,443.9 0.49 11,802.2 0.50 11,920.4 0.49

Banco Base n. a. n. a. 5,204.2 0.09 7,734.7 0.13 n. a. n. a. 70.9 0.00 66.2 0.00

Inter Banco 3,376.4 0.06 5,679.9 0.10 7,565.3 0.12 1,228.1 0.06 386.2 0.02 222.8 0.01

Bank of Tokyo-Mitsubishi UFJ 6,096.3 0.12 6,914.0 0.12 7,196.8 0.12 1,343.1 0.06 1,286.7 0.05 1,118.2 0.05

Actinver 4,086.6 0.08 6,805.1 0.11 7,081.2 0.12 258.4 0.01 880.2 0.04 872.0 0.04

UBS 4,019.3 0.08 4,551.1 0.08 6,436.6 0.10 0.0 0.00 48.0 0.00 0.0 0.00

The Royal Bank of Scotland 3,156.5 0.06 4,662.4 0.08 4,340.3 0.07 208.0 0.01 383.4 0.02 351.2 0.01

Banco Wal-Mart 2,450.1 0.05 3,977.7 0.07 4,279.3 0.07 730.3 0.03 2,305.9 0.10 2,622.1 0.11

Autofin 2,022.9 0.04 3,857.6 0.06 4,238.9 0.07 1,629.6 0.08 2,658.2 0.11 2,670.8 0.11

ABC Capital 727.9 0.01 3,393.7 0.06 3,648.2 0.06 173.5 0.01 2,551.8 0.11 2,777.6 0.12

Volkswagen Bank 2,335.0 0.04 3,394.2 0.06 3,288.4 0.05 2,086.6 0.10 3,084.0 0.13 3,198.5 0.13

The Bank of New York Mellon 748.3 0.01 766.9 0.01 771.1 0.01 0.0 0.00 0.0 0.00 0.0 0.00

Banco Fácil 225.6 0.00 157.3 0.00 154.9 0.00 146.4 0.01 76.3 0.00 73.3 0.00

Principales Rubros del Balance General Septiembre 2008(Millones de pesos)

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Captación Total Resultado Neto


Total 2,592,415.3 100.00 2,865,757.5 100.00 2,907,667.1 100.00 67,508.6 100.00 57,929.7 100.00 62,813.7 100.00

BBVA Bancomer 646,142.1 24.92 681,571.6 23.78 663,303.8 22.81 21,254.5 31.48 17,986.5 31.05 19,775.0 31.48

Banamex 481,256.1 18.56 506,424.9 17.67 538,660.6 18.53 15,526.7 23.00 7,611.0 13.14 7,054.7 11.23

Santander 279,959.2 10.80 353,766.3 12.34 362,285.8 12.46 11,541.5 17.10 11,112.5 19.18 12,251.8 19.51

Banorte 279,719.9 10.79 309,199.5 10.79 317,492.0 10.92 5,325.7 7.89 5,583.7 9.64 6,217.1 9.90

HSBC 269,573.6 10.40 316,148.4 11.03 319,135.3 10.98 532.4 0.79 1,613.2 2.78 1,634.6 2.60

Inbursa 143,534.5 5.54 132,634.9 4.63 142,392.8 4.90 3,940.0 5.84 2,515.7 4.34 3,015.4 4.80

Scotiabank 130,034.0 5.02 131,260.9 4.58 125,662.6 4.32 2,201.7 3.26 2,290.6 3.95 2,607.6 4.15

Deutsche Bank 2,596.5 0.10 5,236.8 0.18 5,132.9 0.18 332.0 0.49 188.4 0.33 131.8 0.21

ING 11,046.0 0.43 4,387.6 0.15 1,233.1 0.04 687.8 1.02 531.5 0.92 542.9 0.86

IXE 35,133.9 1.36 39,328.7 1.37 38,619.4 1.33 6.8 0.01 214.5 0.37 281.9 0.45

Bank of America 17,752.6 0.68 28,405.1 0.99 30,304.1 1.04 331.5 0.49 862.3 1.49 1,189.5 1.89

Afirme 13,540.2 0.52 15,455.2 0.54 16,715.7 0.57 242.5 0.36 139.3 0.24 130.5 0.21

Banco del Bajío 61,735.8 2.38 68,676.3 2.40 69,392.5 2.39 944.8 1.40 683.3 1.18 767.6 1.22

Interacciones 42,566.1 1.64 46,710.8 1.63 47,315.2 1.63 664.5 0.98 907.8 1.57 896.6 1.43

Banco Azteca 50,048.0 1.93 60,571.9 2.11 59,226.0 2.04 593.0 0.88 748.8 1.29 922.2 1.47

Banregio 17,248.8 0.67 23,604.8 0.82 24,627.4 0.85 304.8 0.45 524.7 0.91 588.6 0.94

Banco Credit Suisse 1,653.4 0.06 2,765.8 0.10 9,557.2 0.33 1.8 0.00 176.2 0.30 158.1 0.25

Invex 10,961.5 0.42 12,275.3 0.43 12,326.4 0.42 132.6 0.20 151.0 0.26 164.0 0.26

Monex 4,525.0 0.17 5,710.3 0.20 5,089.5 0.18 489.7 0.73 554.8 0.96 670.8 1.07

Banca Mifel 20,241.6 0.78 21,523.8 0.75 18,987.9 0.65 122.9 0.18 125.8 0.22 137.3 0.22

J. P. Morgan 1,456.1 0.06 2,474.4 0.09 1,424.3 0.05 18.3 0.03 (4.4) (0.01) (25.6) (0.04)

Barclays 0.0 0.00 0.0 0.00 0.0 0.00 (19.3) (0.03) 759.8 1.31 732.9 1.17

CIBanco 4,150.0 0.16 9,769.0 0.34 9,373.3 0.32 93.1 0.14 128.0 0.22 158.1 0.25

Multiva 8,387.3 0.32 15,533.2 0.54 15,276.3 0.53 60.9 0.09 122.5 0.21 126.9 0.20

Bansí 6,293.5 0.24 6,244.8 0.22 5,818.4 0.20 105.0 0.16 79.8 0.14 84.0 0.13

American Express 10,142.7 0.39 11,510.4 0.40 11,508.3 0.40 567.1 0.84 733.2 1.27 801.2 1.28

Ve por Más 9,962.4 0.38 10,856.5 0.38 11,596.0 0.40 75.8 0.11 88.9 0.15 94.9 0.15

Compartamos 5,146.7 0.20 6,750.3 0.24 6,691.9 0.23 1,692.5 2.51 1,735.2 3.00 1,939.3 3.09

Bancoppel 7,870.2 0.30 10,756.3 0.38 11,154.9 0.38 (147.8) (0.22) 43.0 0.07 57.2 0.09

Banco Ahorro Famsa 8,761.8 0.34 10,197.6 0.36 10,474.7 0.36 371.4 0.55 258.8 0.45 274.5 0.44

Banco Base n. a. n. a. 0.0 0.00 0.0 0.00 n. a. n. a. 41.4 0.07 72.6 0.12

Inter Banco 824.3 0.03 112.2 0.00 208.7 0.01 59.2 0.09 11.1 0.02 14.7 0.02

Bank of Tokyo-Mitsubishi UFJ 4,136.6 0.16 4,192.0 0.15 4,168.8 0.14 23.5 0.03 (19.1) (0.03) (19.4) (0.03)

Actinver 143.8 0.01 1,206.5 0.04 1,250.3 0.04 44.9 0.07 29.9 0.05 35.1 0.06

UBS 0.0 0.00 0.0 0.00 0.0 0.00 64.1 0.10 (18.8) (0.03) (22.9) (0.04)

The Royal Bank of Scotland 1,457.3 0.06 1,787.2 0.06 1,750.3 0.06 (78.6) (0.12) (13.4) (0.02) (38.3) (0.06)

Banco Wal-Mart 1,157.1 0.04 2,302.3 0.08 2,606.7 0.09 (446.5) (0.66) (459.9) (0.79) (513.7) (0.82)

Autofin 1,455.0 0.06 2,279.4 0.08 2,709.7 0.09 (22.7) (0.03) 3.3 0.01 3.6 0.01

ABC Capital 350.1 0.01 2,365.8 0.08 2,577.1 0.09 (65.1) (0.10) (31.7) (0.05) (34.1) (0.05)

Volkswagen Bank 1,390.5 0.05 1,743.4 0.06 1,602.9 0.06 (49.8) (0.07) (77.5) (0.13) (63.5) (0.10)


Banco Fácil 61.4 0.00 17.1 0.00 14.1 0.00 (18.5) (0.03) (16.8) (0.03) (18.9) (0.03)

Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis. n. a. No aplica, Banco Base inició operaciones en octubre de 2011.

Indicadores Financieros Diciembre 2008(Porcentajes)

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Total 1.42 1.23 1.22 13.10 12.14 12.18

BBVA Bancomer 1.98 1.79 1.77 21.33 19.01 18.90

Banamex 1.45 1.00 0.83 11.03 8.24 7.01

Santander 1.97 1.71 1.79 16.63 15.28 16.08

Banorte 1.06 1.15 1.17 14.25 14.56 14.93

HSBC 0.21 0.33 0.32 2.15 4.20 4.05

Inbursa 1.76 1.14 1.35 9.13 5.97 7.01

Scotiabank 1.30 1.40 1.45 9.47 10.37 10.86

Deutsche Bank 0.77 0.19 0.08 14.06 10.55 4.75

ING 0.78 0.33 0.47 9.76 5.33 7.51

IXE (0.05) 0.20 0.28 (0.92) 3.57 5.22

Bank of America 0.30 1.17 1.39 3.08 21.87 26.67

Afirme 0.53 0.19 0.15 9.89 5.07 4.38

Banco del Bajío 1.33 0.83 0.81 10.66 6.65 6.61

Interacciones 1.12 1.48 1.36 23.15 25.51 23.24

Banco Azteca 1.03 1.17 1.34 14.28 15.76 17.99

Banregio 0.81 1.11 1.13 14.69 16.93 16.80

Banco Credit Suisse 0.15 1.04 0.90 2.30 10.58 10.47

Invex 0.54 0.62 0.63 7.55 8.00 8.35

Monex 2.46 2.32 2.54 31.26 28.48 31.61

Banca Mifel 0.43 0.65 0.62 12.87 18.10 17.12

J. P. Morgan 0.01 (0.18) 0.05 0.08 (1.40) 0.43

Barclays 0.15 2.95 2.67 1.66 35.41 31.00

CIBanco 1.35 1.06 1.14 15.34 18.81 21.33

Multiva 0.35 0.84 0.79 3.42 7.17 6.82

Bansí 0.66 0.61 0.56 10.60 8.63 8.02

American Express 3.95 5.15 5.30 23.13 24.42 24.91

Ve por Más 0.65 0.84 0.78 8.69 9.83 9.37

Compartamos 19.31 16.77 16.66 41.48 34.93 34.96

Bancoppel (1.51) 0.60 0.88 (13.81) 5.12 7.50

Banco Ahorro Famsa 4.11 2.63 2.57 27.38 16.60 16.32

Banco Base n. a. n. a. n. a. n. a. n. a. n. a.

Inter Banco 1.93 1.02 0.87 13.06 7.77 7.26

Bank of Tokyo-Mitsubishi UFJ 0.35 (0.11) (0.17) 2.54 (0.94) (1.48)

Actinver 2.07 0.82 0.73 8.10 4.62 4.31

UBS 2.88 3.10 0.92 18.91 25.67 7.97

The Royal Bank of Scotland (1.21) (1.55) (1.76) (10.45) (9.76) (11.47)

Banco Wal-Mart (23.79) (18.77) (17.99) (44.73) (47.77) (47.28)

Autofin (1.03) 0.03 0.06 (4.19) 0.14 0.37

ABC Capital (9.34) (3.19) (2.94) (17.63) (11.24) (10.92)

Volkswagen Bank (1.85) (1.81) (1.00) (7.46) (6.83) (3.69)

The Bank of New York Mellon (0.64) 2.63 3.24 (0.68) 2.84 3.50

Banco Fácil (12.47) (19.76) (12.76) (23.52) (29.78) (18.92)

ROA 12 meses (1) ROE 12 meses (2)


(1) Resultado neto acumulado en doce meses. / Activo Total ajustado por las operaciones de Reporto promedio doce meses (2) Resultado neto acumulado en doce meses / Capital contable promedio doce mesesNota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.n. a. No aplica, Banco Base inició operaciones en octubre de 2011.

11

IMOR 1/ ICOR 2/

Nov. Oct. Nov. Nov. Oct. Nov. Nov. Oct. Nov.

2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Cartera de Crédito Total Diciembre 2008(Millones de pesos y porcentajes)

Total 2,112,186.8 2,357,738.1 2,412,456.6 2.47 3.00 3.00 196.58 163.79 163.89

BBVA Bancomer 572,492.0 596,409.9 607,651.2 2.77 3.81 3.80 156.15 116.19 116.27

Banamex 336,919.5 376,181.1 389,792.2 1.54 2.03 1.97 253.60 215.66 222.74

Santander 222,108.6 304,663.2 310,197.8 1.45 2.18 2.24 334.91 166.71 161.57

Banorte 245,403.2 286,139.3 292,759.4 1.93 2.35 2.21 155.48 137.69 139.39

HSBC 177,067.8 180,541.2 181,135.2 3.22 3.64 3.59 182.70 154.94 158.37

Inbursa 172,993.9 161,741.4 170,109.0 2.37 3.17 3.17 454.18 431.65 423.00

Scotiabank 105,039.5 116,901.6 117,565.4 3.83 2.57 2.56 104.45 118.97 117.89

Deutsche Bank 551.3 735.3 727.2 0.00 0.00 0.00 0.00 0.00 0.00

ING 4,475.6 3,539.2 3,568.6 0.00 0.00 0.00 0.00 0.00 0.00

IXE 29,666.6 31,840.9 33,979.8 1.07 1.19 1.18 239.08 239.80 273.80

Bank of America 380.5 601.5 716.0 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 9,926.0 11,047.5 11,006.9 4.79 4.91 4.97 96.94 99.16 100.84

Banco del Bajío 61,347.9 66,460.4 67,385.7 2.91 2.81 2.75 94.06 91.79 94.99

Interacciones 41,080.1 49,486.5 49,884.3 1.14 4.23 4.21 250.78 114.84 113.26

Banco Azteca 24,626.8 35,622.8 37,471.5 5.72 4.45 5.04 132.73 163.96 155.86

Banregio 18,380.4 26,712.5 27,254.5 2.67 2.24 2.23 169.72 167.43 165.00

Banco Credit Suisse 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Invex 8,168.2 7,717.2 8,574.9 3.78 1.73 1.58 188.67 309.67 313.35

Monex 2,528.3 3,938.8 4,112.3 1.99 1.57 1.61 111.12 98.30 98.89

Banca Mifel 14,983.4 13,388.6 13,487.1 3.14 4.73 5.20 97.81 59.54 52.45

J. P. Morgan 230.7 249.7 308.3 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 938.6 2,866.0 2,856.6 0.03 0.05 0.09 1,000.00 1,000.00 806.41

Multiva 7,920.8 13,987.1 14,071.7 2.83 1.54 1.57 94.20 218.69 221.73

Bansí 6,504.1 6,463.9 6,684.7 2.83 6.36 10.87 279.42 144.89 83.21

American Express 8,189.1 7,556.6 7,815.9 7.65 4.33 4.12 183.16 273.69 277.68

Ve por Más 8,721.0 9,550.5 9,880.2 2.75 1.36 1.38 96.95 130.10 124.51

Compartamos 9,966.1 12,493.7 12,046.5 1.84 2.06 2.34 152.23 172.29 164.71

Bancoppel 3,328.9 5,367.7 5,520.4 17.24 18.68 18.98 116.94 136.55 138.12

Banco Ahorro Famsa 10,443.9 11,802.2 11,920.4 12.52 14.98 14.71 130.38 119.46 120.69

Banco Base n. a. 70.9 66.2 n. a. 0.00 0.00 n. a. 0.00 0.00

Inter Banco 1,228.1 386.2 222.8 0.67 1.81 0.27 449.22 142.68 439.98

Bank of Tokyo-Mitsubishi UFJ 1,343.1 1,286.7 1,118.2 0.00 0.00 0.00 0.00 0.00 0.00

Actinver 258.4 880.2 872.0 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 48.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland 208.0 383.4 351.2 0.03 0.03 0.02 1,000.00 1,000.00 1,000.00

Banco Wal-Mart 730.3 2,305.9 2,622.1 1.26 3.05 2.91 428.64 269.70 274.50

Autofin 1,629.6 2,658.2 2,670.8 2.73 1.46 1.32 121.71 120.00 135.67

ABC Capital 173.5 2,551.8 2,777.6 7.96 4.13 4.38 94.46 118.16 108.27

Volkswagen Bank 2,086.6 3,084.0 3,198.5 2.78 3.44 3.46 173.80 160.87 153.03

The Bank of New York Mellon 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banco Fácil 146.4 76.3 73.3 0.00 0.00 0.00 0.00 0.00 0.00

1/ Cartera vencida / Cartera de crédito total. 2/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.n. a. No aplica, Banco Base inició operaciones en octubre de 2011.

Porcentajes

12

IMOR 1/ ICOR 2/ EPRC / Cartera total 3/

Nov. Oct. Nov. Nov. Oct. Nov. Nov. Oct. Nov. Nov. Oct. Nov.

2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Entidades Gubernamentales Diciembre 2008(Millones de pesos y porcentajes)

Total 296,679.4 324,775.9 329,944.3 0.00 2.45 2.42 1,000.00 96.35 98.08 1.21 2.36 2.37

BBVA Bancomer 80,240.0 82,309.1 82,208.6 0.00 0.90 0.91 0.00 92.75 93.71 0.73 0.84 0.85

Banamex 46,615.2 37,461.1 38,049.1 0.00 3.95 3.89 0.00 28.88 29.24 1.38 1.14 1.14

Santander 13,323.5 33,490.5 33,301.2 0.00 4.16 4.19 0.00 29.48 29.30 0.56 1.23 1.23

Banorte 45,671.5 59,936.3 63,350.7 0.00 0.83 0.81 0.00 213.04 208.06 1.07 1.78 1.68

HSBC 25,988.0 22,826.7 23,019.8 0.00 5.92 5.87 0.00 70.12 68.08 1.02 4.15 4.00

Inbursa 23,223.7 9,723.4 12,493.1 0.00 5.79 4.50 0.00 326.66 354.95 1.88 18.90 15.98

Scotiabank 6,271.5 10,393.0 10,423.8 0.00 0.00 0.00 0.00 0.00 0.00 0.77 0.57 0.57

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 4,030.5 3,393.4 3,208.2 0.00 0.00 0.00 0.00 0.00 0.00 0.56 0.49 0.48

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 1,809.2 2,397.9 2,024.1 0.00 0.00 0.00 0.00 0.00 0.00 1.43 0.28 0.39

Banco del Bajío 12,477.1 13,124.5 12,564.0 0.00 0.00 0.00 0.00 0.00 0.00 1.12 0.77 1.06

Interacciones 30,623.3 39,214.4 38,815.5 0.00 4.43 4.48 1,000.00 100.12 97.65 1.95 4.44 4.37

Banco Azteca 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banregio 422.1 340.4 342.3 0.16 0.00 0.00 1,000.00 0.00 0.00 3.90 1.67 1.36

Banco Credit Suisse 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 84.9 78.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.59 3.59

Banca Mifel 4,345.7 2,399.0 2,240.6 0.01 0.00 0.00 1,000.00 0.00 0.00 4.64 3.09 2.97

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.0 5,707.7 5,705.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.60 3.60

Bansí 932.8 1,456.8 1,552.2 0.00 13.64 12.80 0.00 37.88 53.68 2.11 5.17 6.87

American Express 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 705.3 516.8 568.0 0.56 0.00 0.01 309.04 1,000.00 1,000.00 1.72 1.84 1.88

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Ahorro Famsa 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Base 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ABC Capital 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1/ Cartera vencida / Cartera de crédito total. 2/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Estimaciones preventivas para riesgos crediticios / Cartera total. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

13

IMOR 1/

Oct. Nov. Oct. Nov.

2011 2011 2011 2011

Cartera Total

Cartera de Crédito a Entidades Gubernamentales (Detalle por Tipo de Crédito) Cartera de Crédito a Estados y Municipios (Millones de pesos y porcentajes)

Total 202,999.1 206,125.6 3.65 3.60

BBVA Bancomer 35,965.4 36,707.2 2.07 2.03

Banamex 19,676.3 20,171.3 7.51 7.33

Santander 8,648.1 8,767.2 16.11 15.91

Banorte 56,792.1 60,215.7 0.88 0.85

HSBC 8,854.2 8,991.8 15.27 15.04

Inbursa 6,879.8 6,874.2 0.00 0.00

Scotiabank 5,310.9 5,274.1 0.00 0.00

Deutsche Bank 0.0 0.0 0.00 0.00

ING 0.0 0.0 0.00 0.00

IXE 1,387.3 1,202.1 0.00 0.00

Bank of America 0.0 0.0 0.00 0.00

Afirme 2,397.9 2,024.1 0.00 0.00

Banco del Bajío 12,231.1 11,573.4 0.00 0.00

Interacciones 34,695.4 34,182.8 5.00 5.08

Banco Azteca 0.0 0.0 0.00 0.00

Banregio 335.4 334.8 0.00 0.00

Banco Credit Suisse 0.0 0.0 0.00 0.00

Invex 0.0 0.0 0.00 0.00

Monex 84.9 78.0 0.00 0.00

Banca Mifel 2,299.0 2,140.6 0.00 0.00

J. P. Morgan 0.0 0.0 0.00 0.00

Barclays 0.0 0.0 0.00 0.00

CIBanco 0.0 0.0 0.00 0.00

Multiva 5,707.7 5,705.0 0.00 0.00

Bansí 1,449.2 1,552.2 13.71 12.80

American Express 0.0 0.0 0.00 0.00

Ve por Más 284.4 331.0 0.00 0.00

Compartamos 0.0 0.0 0.00 0.00

Bancoppel 0.0 0.0 0.00 0.00

Banco Ahorro Famsa 0.0 0.0 0.00 0.00

Banco Base 0.0 0.0 0.00 0.00

Inter Banco 0.0 0.0 0.00 0.00

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.00 0.00

Actinver 0.0 0.0 0.00 0.00

UBS 0.0 0.0 0.00 0.00

The Royal Bank of Scotland 0.0 0.0 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.00 0.00

Autofin 0.0 0.0 0.00 0.00

ABC Capital 0.0 0.0 0.00 0.00

Volkswagen Bank 0.0 0.0 0.00 0.00

The Bank of New York Mellon 0.0 0.0 0.00 0.00

Banco Fácil 0.0 0.0 0.00 0.00

1/ Cartera vencida / Cartera de crédito total. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

14

IMOR 2/

Oct. Nov. Oct. Nov

2011 2011 2011 2011

Cartera Total

Cartera de Crédito a Entidades Gubernamentales (Detalle por Tipo de Crédito) Cartera de Crédito a Otras Entidades Gubernamentales 1/ (Millones de pesos y porcentajes)

Total 121,214.2 123,256.2 0.00 0.00

BBVA Bancomer 46,343.7 45,501.4 0.00 0.00

Banamex 17,784.8 17,877.7 0.00 0.00

Santander 24,842.3 24,534.0 0.00 0.00

Banorte 3,144.2 3,135.0 0.00 0.00

HSBC 13,972.6 14,028.0 0.00 0.00

Inbursa 2,280.9 5,056.3 0.00 0.00

Scotiabank 5,082.1 5,149.7 0.00 0.00

Deutsche Bank 0.0 0.0 0.00 0.00

ING 0.0 0.0 0.00 0.00

IXE 2,006.1 2,006.1 0.00 0.00

Bank of America 0.0 0.0 0.00 0.00

Afirme 0.0 0.0 0.00 0.00

Banco del Bajío 893.5 990.7 0.00 0.00

Interacciones 4,519.0 4,632.7 0.09 0.09

Banco Azteca 0.0 0.0 0.00 0.00

Banregio 5.0 7.5 0.00 0.00

Banco Credit Suisse 0.0 0.0 0.00 0.00

Invex 0.0 0.0 0.00 0.00

Monex 0.0 0.0 0.00 0.00

Banca Mifel 100.0 100.0 0.00 0.00

J. P. Morgan 0.0 0.0 0.00 0.00

Barclays 0.0 0.0 0.00 0.00

CIBanco 0.0 0.0 0.00 0.00

Multiva 0.0 0.0 0.00 0.00

Bansí 7.6 0.0 0.00 0.00

American Express 0.0 0.0 0.00 0.00

Ve por Más 232.4 236.9 0.00 0.03

Compartamos 0.0 0.0 0.00 0.00

Bancoppel 0.0 0.0 0.00 0.00

Banco Ahorro Famsa 0.0 0.0 0.00 0.00

Banco Base 0.0 0.0 0.00 0.00

Inter Banco 0.0 0.0 0.00 0.00

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.00 0.00

Actinver 0.0 0.0 0.00 0.00

UBS 0.0 0.0 0.00 0.00

The Royal Bank of Scotland 0.0 0.0 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.00 0.00

Autofin 0.0 0.0 0.00 0.00

ABC Capital 0.0 0.0 0.00 0.00

Volkswagen Bank 0.0 0.0 0.00 0.00

The Bank of New York Mellon 0.0 0.0 0.00 0.00

1/ Incluye créditos al gobierno federal, créditos a organismos descentralizados o desconcentrados y otros créditos gubernamentales. 2/ Cartera vencida / Cartera de crédito total. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

15



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Empresas (Millones de pesos y porcentajes)

Total 981,676.9 1,086,306.6 1,112,266.1 1.88 2.28 2.29 208.78 170.55 169.65 3.93 3.89 3.88

BBVA Bancomer 216,610.0 215,401.5 219,860.1 2.26 3.65 3.65 101.83 65.75 63.76 2.30 2.40 2.33

Banamex 131,267.9 148,642.8 152,604.3 0.47 0.48 0.50 467.64 511.73 518.12 2.19 2.46 2.59

Santander 128,249.7 158,439.0 161,499.3 0.81 1.16 1.19 185.38 130.60 129.90 1.50 1.51 1.54

Banorte 109,364.7 124,564.9 128,862.4 2.33 3.25 2.99 123.67 97.00 99.35 2.89 3.15 2.97

HSBC 88,129.1 99,847.2 100,531.9 2.04 2.15 2.08 215.07 191.10 202.38 4.39 4.11 4.21

Inbursa 129,580.6 131,349.3 136,723.3 2.76 3.21 3.27 451.47 398.51 388.01 12.46 12.78 12.68

Scotiabank 36,244.2 41,712.8 41,608.7 1.25 0.54 0.55 258.32 516.22 500.54 3.22 2.77 2.77

Deutsche Bank 551.3 735.3 727.2 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50

ING 3,866.9 3,506.4 3,538.3 0.00 0.00 0.00 0.00 0.00 0.00 0.97 0.56 0.56

IXE 18,725.1 21,000.9 20,538.7 1.00 1.14 1.18 191.20 157.87 159.58 1.92 1.80 1.89

Bank of America 306.9 419.6 538.6 0.00 0.00 0.00 0.00 0.00 0.00 9.75 2.35 2.11

Afirme 5,049.6 5,650.8 5,963.7 4.16 3.74 3.39 82.30 98.23 109.41 3.42 3.67 3.71

Banco del Bajío 39,418.2 44,216.8 45,472.1 3.03 2.78 2.65 82.91 94.90 98.41 2.51 2.64 2.61

Interacciones 9,717.9 10,057.8 10,852.1 4.69 3.41 3.22 119.97 188.45 189.77 5.62 6.43 6.12

Banco Azteca 8,365.1 11,087.1 12,087.6 0.64 0.70 0.64 246.12 276.70 284.76 1.59 1.94 1.83

Banregio 14,058.8 19,450.4 20,359.4 1.92 1.38 1.33 209.63 212.19 210.40 4.03 2.92 2.80


Invex 5,893.4 5,922.3 6,653.3 1.77 1.65 1.49 317.97 325.45 328.91 5.63 5.36 4.90

Monex 2,086.5 2,883.1 2,779.0 2.41 2.14 2.23 103.43 80.65 85.57 2.49 1.73 1.91

Banca Mifel 9,112.2 9,561.7 9,747.7 4.14 5.20 5.71 56.79 53.66 47.39 2.35 2.79 2.71

J. P. Morgan 230.7 187.7 308.3 0.00 0.00 0.00 0.00 0.00 0.00 2.96 6.62 4.41

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 378.6 1,407.9 1,404.9 0.00 0.00 0.00 0.00 0.00 0.00 0.54 0.52 0.54

Multiva 7,207.2 7,500.1 7,579.0 3.05 2.77 2.81 86.48 112.43 106.38 2.63 3.11 2.98

Bansí 5,530.8 4,967.9 5,093.3 3.32 4.26 10.35 267.58 243.37 93.43 8.87 10.37 9.67


Ve por Más 6,498.4 7,097.3 7,022.7 3.55 1.74 1.89 83.44 97.01 91.12 2.96 1.69 1.72

Compartamos 0.0 874.5 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.00

Bancoppel 130.2 278.5 255.1 0.00 0.00 0.00 0.00 0.00 0.00 0.99 0.97 0.97

Banco Ahorro Famsa 1,251.0 1,944.6 2,049.6 0.02 0.56 1.07 1,000.00 209.71 120.05 2.46 1.17 1.29

Banco Base n. a. 70.9 66.2 n. a. 0.00 0.00 n. a. 0.00 0.00 n. a. 0.50 0.50

Inter Banco 665.5 229.6 216.6 0.01 3.04 0.28 1,000.00 140.92 396.77 3.50 4.28 1.11

Bank of Tokyo-Mitsubishi UFJ 1,343.1 1,286.7 1,118.2 0.00 0.00 0.00 0.00 0.00 0.00 4.09 6.43 7.40

Actinver 70.4 570.4 545.8 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland 208.0 383.3 351.2 0.01 0.01 0.01 1,000.00 1,000.00 1,000.00 1.25 2.62 2.84

Banco Wal-Mart 520.7 1,253.3 1,372.7 0.00 1.09 0.99 0.00 141.35 180.02 0.83 1.54 1.78

Autofin 902.5 1,784.4 1,806.8 0.44 0.50 0.26 254.33 157.38 301.51 1.12 0.78 0.77

ABC Capital 141.5 2,019.8 2,127.8 8.78 5.22 5.70 92.02 108.45 98.46 8.08 5.66 5.61

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


16



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total IMOR 1/ ICOR 2/ Pérdida esperada 3/

Porcentajes

Cartera de Tarjeta de Crédito (Millones de pesos y porcentajes)

Total 215,411.7 232,238.5 241,750.3 5.67 5.18 4.99 215.55 241.14 244.55 12.23 12.49 12.21

BBVA Bancomer 73,692.2 81,659.9 85,089.2 5.66 5.40 5.20 147.97 177.39 180.63 8.37 9.58 9.39

Banamex 64,078.1 70,347.5 73,860.0 3.69 4.38 4.18 242.64 249.77 254.86 8.95 10.94 10.66

Santander 25,237.7 28,016.8 28,856.7 4.19 2.47 2.46 595.17 736.33 730.14 24.96 18.22 17.93

Banorte 12,441.4 12,265.0 12,640.4 9.25 8.08 7.61 196.07 199.57 207.02 18.14 16.14 15.76

HSBC 18,225.5 16,287.5 16,623.4 7.49 5.65 5.43 188.04 289.07 291.44 14.09 16.34 15.82

Inbursa 2,279.0 1,953.4 1,986.7 9.18 4.87 4.65 166.10 249.95 257.04 15.25 12.16 11.96

Scotiabank 4,294.7 4,123.5 4,282.0 7.40 6.34 6.05 167.54 209.31 212.18 12.40 13.27 12.84

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 2,264.3 2,920.8 3,096.3 3.62 2.80 2.81 425.46 517.45 503.41 15.38 14.47 14.17

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 160.7 185.8 193.5 12.98 13.60 13.63 159.83 161.24 161.49 20.75 21.94 22.00

Banco del Bajío 107.9 119.8 120.7 7.08 4.97 4.97 269.45 407.88 406.70 19.07 20.28 20.20

Interacciones 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 72.2 58.7 58.6 0.00 0.00 0.00 0.00 0.00 0.00 44.97 56.45 56.17

Banregio 205.9 225.9 231.4 5.64 2.10 2.50 286.68 773.71 654.60 16.17 16.25 16.35


Invex 730.7 482.5 492.1 27.93 7.52 7.38 116.60 239.50 242.02 32.57 18.01 17.87

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banca Mifel 8.0 10.3 10.3 0.00 0.00 0.00 0.00 0.00 0.00 12.77 28.90 29.28

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

American Express 8,059.0 7,386.7 7,649.0 7.77 4.43 4.21 157.09 268.20 272.10 12.21 11.88 11.46

Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 3,198.3 5,065.2 5,237.3 17.94 19.76 19.96 116.71 125.65 127.22 20.94 24.83 25.39


Banco Base 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Wal-Mart 209.6 1,052.7 1,249.3 4.40 5.38 5.01 370.10 289.84 284.25 16.28 15.59 14.25

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ABC Capital 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 146.4 76.3 73.3 0.00 0.00 0.00 0.00 0.00 0.00 24.19 21.38 20.81

1/ Cartera vencida / Cartera de crédito total. 2/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 3/ A partir de septiembre de 2009 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de

la pérdida y la exposición al incumplimiento. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

17



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera de Crédito al Consumo No Revolvente 1/ Diciembre 2008(Millones de pesos y porcentajes)

Cartera Total IMOR 2/ ICOR 3/ Pérdica esperada 4/

Porcentajes

Total 184,716.0 242,384.0 250,596.1 3.69 3.73 3.71 140.32 198.64 192.06 5.17 7.41 7.13

BBVA Bancomer 47,616.6 63,780.7 65,369.3 2.25 2.74 2.40 143.93 239.45 283.18 3.24 6.57 6.79

Banamex 32,522.8 46,959.3 50,896.2 2.92 3.72 3.55 136.90 162.62 164.52 4.00 6.06 5.84

Santander 16,599.7 21,089.8 21,544.9 2.80 2.40 2.59 156.15 342.20 319.93 4.38 8.20 8.27

Banorte 16,551.9 21,266.8 18,182.8 1.53 1.54 1.84 253.90 402.48 357.08 3.88 6.19 6.58

HSBC 10,725.5 14,179.3 14,227.3 2.94 2.36 2.43 175.97 279.60 281.68 5.17 6.60 6.84

Inbursa 7,871.1 8,676.6 8,751.5 2.59 1.90 1.96 367.95 850.87 321.76 9.52 16.16 6.30

Scotiabank 12,510.1 11,925.1 12,130.9 4.90 2.98 2.82 105.84 210.89 219.45 5.19 6.29 6.19

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 232.5 364.3 3,957.9 4.86 3.13 0.34 56.21 291.10 1,000.00 2.73 9.11 5.36

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 1,083.9 1,410.4 1,439.3 7.79 10.07 10.30 130.88 135.77 133.88 10.20 13.67 13.79

Banco del Bajío 348.4 339.1 339.2 4.00 2.53 2.39 155.56 419.64 440.38 6.22 10.60 10.51

Interacciones 298.8 10.7 11.6 0.00 0.00 0.00 0.00 0.00 0.00 0.78 9.38 2.06

Banco Azteca 15,402.4 23,808.4 24,660.5 7.69 5.75 6.78 97.97 121.56 110.08 7.53 6.99 7.47

Banregio 552.0 2,375.3 2,321.8 7.46 6.45 6.80 145.36 166.25 161.87 10.85 10.72 11.01


Invex 0.0 6.4 6.4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banca Mifel 42.5 26.6 24.6 0.00 0.00 0.00 0.00 0.00 0.00 3.88 6.48 6.72

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 23.5 137.6 147.1 1.14 1.00 1.71 132.79 256.61 170.03 1.51 2.57 2.90

Multiva 304.1 307.4 300.4 1.55 2.55 2.57 120.04 248.34 353.24 1.86 6.33 9.07

Bansí 22.7 23.5 23.6 0.00 0.00 0.00 0.00 0.00 0.00 7.07 14.56 14.04


Ve por Más 42.5 35.4 37.3 0.00 0.00 0.00 0.00 0.00 0.00 0.51 1.81 1.07

Compartamos 9,966.1 11,619.2 12,046.5 1.84 2.22 2.34 152.23 170.59 164.71 2.80 3.79 3.86

Bancoppel 0.4 24.0 27.9 0.00 0.00 0.00 0.00 0.00 0.00 0.50 13.80 13.86

Banco Ahorro Famsa 8,892.4 9,601.1 9,612.5 14.70 18.30 18.01 122.13 109.95 111.89 17.95 20.13 20.15

Banco Base 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 6.3 6.3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.94 4.15


Actinver 188.0 309.8 326.2 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.70 0.89

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 675.5 838.5 827.3 5.91 3.57 3.69 109.08 108.39 109.96 6.45 3.87 4.06

ABC Capital 25.8 8.5 11.3 0.00 0.00 0.00 0.00 0.00 0.00 5.84 11.89 9.09

Volkswagen Bank 2,086.6 3,084.0 3,198.5 2.78 3.44 3.46 171.64 160.87 153.03 4.77 5.53 5.29


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1/ A partir de febrero de 2011 la CNBV comenzó a recibir mayor detalle en el tipo de créditos que componen la cartera de consumo no revolvente. De esta forma a partir de esta fecha se puede obtener un mayor desglose, con información de créditos personales, créditos de nómina, crédito automotriz, crédito para adquisición de bienes muebles, operaciones de arrendamiento capitalizable y otros créditos al consumo.

2/ Cartera vencida / Cartera de crédito total. 3/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 4/ A partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la

pérdida y la exposición al incumplimiento. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

18



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera de Crédito al Consumo No Revolvente (Detalle por Tipo de Crédito)re 2008(Millones de pesos y porcentajes)

Créditos Personales

Porcentajes

Total 70,929.7 74,956.8 6.04 5.93 197.59 192.22 11.94 11.40

BBVA Bancomer 11,829.9 12,265.9 6.49 5.68 214.69 240.86 13.44 13.67

Banamex 19,387.9 22,013.5 3.16 2.98 191.90 198.46 5.35 5.92

Santander 8,499.2 8,618.1 1.81 2.14 487.61 445.42 8.70 9.54

Banorte 19.3 18.6 44.04 46.49 100.19 88.23 45.82 41.02

HSBC 2,277.5 2,335.4 4.00 4.15 859.25 854.90 33.55 35.51

Inbursa 1,572.2 1,603.0 8.14 8.22 502.12 227.75 40.07 18.71

Scotiabank 2,174.4 2,234.2 7.88 7.79 226.48 229.80 17.38 17.90

Deutsche Bank 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

IXE 306.0 307.6 1.34 1.43 780.32 897.79 10.39 12.86

Bank of America 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 772.4 781.9 13.23 13.92 132.34 129.22 17.30 17.99

Banco del Bajío 34.8 35.8 4.32 3.77 399.62 432.25 16.79 16.29

Interacciones 6.4 7.1 18.49 0.00 68.65 0.00 11.34 2.09

Banco Azteca 13,679.5 14,336.1 3.80 4.75 181.72 154.42 6.58 7.33

Banregio 288.3 287.8 1.28 1.72 928.10 705.12 11.90 12.13

Banco Credit Suisse 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Invex 6.4 6.4 0.00 0.00 0.00 0.00 0.50 0.50

Monex 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banca Mifel 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 13.7 13.7 0.00 0.00 0.00 0.00 3.71 3.68

Multiva 200.3 192.8 0.81 0.84 673.58 1,000.00 5.68 9.68

Bansí 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

American Express 169.9 166.9 0.00 0.00 0.00 0.00 3.42 3.40

Ve por Más 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 24.0 27.9 6.80 8.99 202.85 154.18 11.86 13.86

Banco Ahorro Famsa 9,348.4 9,365.9 18.37 18.06 110.46 112.30 20.26 20.28

Banco Base 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Actinver 309.8 326.2 0.00 0.00 0.00 0.00 0.66 0.89

UBS 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 1.1 0.8 31.91 41.58 121.41 115.30 50.49 47.94

ABC Capital 8.5 11.3 0.59 0.98 1,000.00 930.80 8.93 9.09

Volkswagen Bank 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

The Bank of New York Mellon 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banco Fácil 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00


pérdida y la exposición al incumplimiento. Nota : Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

IMOR 1/ ICOR 2/ Pérdida esperada 3/

IMOR 1/ ICOR 2/ Pérdida Esperada 3/

Oct. Nov. Oct. Nov. Oct. Nov. Oct. Nov.

2011 2011 2011 2011 2011 2011 2011 2011


19



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011



Porcentajes

Total 90,314.2 92,947.0 2.75 2.66 219.83 221.68 6.04 5.90

BBVA Bancomer 29,102.5 29,723.5 2.26 1.99 287.25 331.05 6.51 6.60

Banamex 26,983.4 28,277.0 4.06 3.91 147.10 145.83 5.97 5.70

Santander 12,484.4 12,826.4 2.66 2.75 288.44 266.06 7.68 7.31

Banorte 12,153.9 9,005.0 1.70 2.42 407.86 327.38 6.92 7.94

HSBC 8,423.1 8,533.5 1.54 1.69 0.00 0.00 0.00 0.00

Inbursa 263.4 264.1 5.23 5.37 544.85 94.58 28.47 5.08

Scotiabank 142.0 145.9 3.18 3.02 244.87 205.08 7.80 6.20

Deutsche Bank 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

IXE 9.2 3,403.3 1.41 0.06 867.74 1,000.00 12.20 5.07

Bank of America 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 523.8 540.3 6.52 6.27 147.77 149.54 9.63 9.38

Banco del Bajío 78.4 78.7 0.63 0.71 1,000.00 961.58 6.67 6.87

Interacciones 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 0.1 0.1 5.43 4.93 315.07 361.82 17.12 17.83

Banregio 35.7 34.8 4.98 6.10 172.83 154.84 8.61 9.45

Banco Credit Suisse 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banca Mifel 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 47.0 48.0 8.16 8.04 134.29 135.31 10.96 10.88

Bansí 0.3 0.2 0.00 4.84 0.00 129.75 3.92 6.28

American Express 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banco Ahorro Famsa 60.8 59.6 2.12 3.46 130.07 101.20 2.76 3.50

Banco Base 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 6.3 6.3 0.00 0.00 0.00 0.00 1.94 4.15

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Actinver 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

ABC Capital 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

The Bank of New York Mellon 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banco Fácil 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

1/ Antes de febrero de 2011 los créditos de nómina se clasificaban dentro del rubro de créditos personales. 2/ Cartera vencida / Cartera de crédito total. 3/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 4/ A partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la

pérdida y la exposición al incumplimiento. Nota : Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.


IMOR 2/ ICOR 3/ Pérdida Esperada 4/

Oct. Nov. Oct. Nov. Oct. Nov. Oct. Nov.

2011 2011 2011 2011 2011 2011 2011 2011

Créditos de Nómina 1/

20



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011


Automotriz

Porcentajes

Total 52,669.0 59,060.5 59,931.5 2.38 1.96 1.83 139.32 246.31 233.00 3.32 4.82 4.27

BBVA Bancomer 18,581.4 22,848.4 23,380.0 1.95 1.41 1.19 105.20 200.64 287.12 2.05 2.83 3.41

Banamex 433.6 587.9 605.6 3.10 6.72 7.43 287.87 139.06 127.99 8.93 9.34 9.51

Santander 220.9 106.2 100.4 18.13 18.33 19.92 144.91 111.94 111.29 26.28 20.52 22.16

Banorte 8,142.1 9,074.0 9,139.2 1.12 1.22 1.17 370.95 418.56 442.85 4.17 5.11 5.16

HSBC 4,629.6 3,220.6 3,128.9 3.05 2.99 2.77 169.72 122.37 133.48 5.18 3.66 3.69

Inbursa 6,387.5 6,841.0 6,884.4 0.74 0.34 0.37 0.00 1,000.00 958.85 0.00 10.01 3.54

Scotiabank 10,239.9 9,608.7 9,750.8 3.75 1.87 1.68 123.99 195.18 208.87 4.65 3.65 3.51

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 7.5 6.4 6.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.59 1.73

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 0.0 111.2 114.3 0.00 4.94 4.66 0.00 124.38 128.42 0.00 6.15 5.98

Banco del Bajío 229.2 225.8 224.7 1.56 2.91 2.75 270.86 376.28 394.74 4.23 10.94 10.87

Interacciones 5.6 4.3 4.5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.46 2.02

Banco Azteca 476.9 90.1 202.0 5.96 23.02 10.94 0.00 74.62 76.65 0.00 17.18 8.38

Banregio 192.8 2,050.9 1,998.5 6.19 7.18 7.52 176.79 147.24 144.33 10.95 10.58 10.85


Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banca Mifel 42.5 26.6 24.6 0.00 0.00 0.00 0.00 0.00 0.00 3.88 6.48 6.72

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 20.4 123.9 133.4 1.31 1.11 1.88 126.95 219.78 149.98 1.66 2.44 2.82

Multiva 33.9 31.9 31.8 0.00 0.00 0.00 0.00 0.00 0.00 3.27 5.68 6.19

Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Base 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 655.9 826.8 816.8 5.54 3.35 3.57 107.89 105.76 106.71 5.97 3.54 3.81

ABC Capital 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 2,086.6 3,084.0 3,198.5 2.78 3.44 3.46 171.64 160.87 153.03 4.77 5.53 5.29


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




21



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera de Crédito al Consumo No Revolvente (Detalle por Tipo de Crédito)mbre 2008(Millones de pesos y porcentajes)

Adquisición de Bienes Muebles 1/ IMOR 2/ ICOR 3/ EPRC / Cartera total 4/

Porcentajes

Total 7,640.0 6,057.2 6,010.2 7.15 7.24 8.44 106.78 75.81 70.89 7.63 5.49 5.99

BBVA Bancomer 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banamex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Santander 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banorte 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

HSBC 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inbursa 0.1 0.1 0.1 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00

Scotiabank 43.9 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 23.04 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 180.3 3.0 2.8 0.00 0.00 0.00 0.00 0.00 0.00 8.25 10.45 11.72

Banco del Bajío 0.1 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Interacciones 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 7,392.9 6,026.1 5,979.2 7.10 7.25 8.47 105.95 75.13 70.31 7.52 5.45 5.95

Banregio 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 45.00 0.00 0.00


Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banca Mifel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.2 4.8 4.7 0.00 0.00 0.00 0.00 0.00 0.00 0.50 1.07 1.11

Bansí 22.5 23.3 23.4 0.00 0.00 0.00 0.00 0.00 0.00 7.14 14.67 14.12


Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Base 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00

ABC Capital 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1/ Incluye Arrendamiento Capitalizable 2/ Cartera vencida / Cartera de crédito total. 3/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 4/ A partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la

pérdida y la exposición al incumplimiento.


22



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011


Otros Créditos al Consumo

Porcentajes

Total 10,249.9 16,022.3 16,750.7 2.08 4.24 4.62 145.46 126.13 118.51 3.02 5.35 5.48

BBVA Bancomer 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banamex 0.2 0.2 0.1 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00

Santander 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banorte 0.0 19.7 20.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.62 14.54

HSBC 65.3 258.1 229.6 14.98 6.82 7.57 134.00 192.26 162.36 20.07 13.11 12.30

Inbursa 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Scotiabank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 43.5 42.7 240.9 21.53 16.81 2.98 0.00 0.00 0.00 0.00 0.00 0.00

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 1.1 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 39.21 0.00 0.00

Banco del Bajío 62.8 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 4.49 0.00 0.00

Interacciones 1.7 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 134.04 0.00 0.00

Banco Azteca 0.0 4,012.7 4,143.1 0.00 9.75 11.20 0.00 96.08 90.04 0.00 9.37 10.08

Banregio 17.0 0.3 0.6 0.00 0.00 0.00 0.00 0.00 0.00 50.18 100.00 100.00


Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banca Mifel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 33.4 23.5 23.0 0.00 0.00 0.00 0.00 0.00 0.00 0.79 6.34 5.79

Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Ve por Más 42.5 35.4 37.3 0.00 0.00 0.00 0.00 0.00 0.00 0.51 1.81 1.07

Compartamos 9,966.1 11,619.2 12,046.5 1.84 2.22 2.34 152.23 170.59 164.71 2.80 3.79 3.86

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Base 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 16.2 10.7 9.6 0.00 0.00 0.00 0.00 0.00 0.00 12.63 25.84 21.33

ABC Capital 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




23



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a la Vivienda (Millones de pesos y porcentajes)

Total 364,028.0 405,583.8 410,538.8 3.99 4.16 4.24 88.97 55.25 51.40 3.55 2.30 2.18

BBVA Bancomer 144,259.6 146,494.6 147,685.6 3.98 5.41 5.65 130.14 56.67 50.51 5.18 3.07 2.85

Banamex 51,291.9 56,537.1 57,634.0 2.43 1.08 0.97 49.29 163.03 179.84 1.20 1.77 1.75

Santander 34,633.2 61,661.1 63,022.1 1.91 3.60 3.77 67.40 44.86 42.38 1.29 1.62 1.60

Banorte 54,009.5 60,167.5 60,840.5 1.42 1.43 1.33 85.61 91.24 93.23 1.22 1.30 1.24

HSBC 21,429.9 19,730.5 19,778.6 10.35 9.22 9.16 68.07 40.16 39.18 7.05 3.70 3.59

Inbursa 1,308.6 1,295.1 1,298.9 8.71 6.90 7.09 130.55 145.27 69.97 11.37 10.02 4.96

Scotiabank 43,179.7 44,479.9 44,816.5 6.11 4.78 4.78 50.33 31.46 30.36 3.07 1.50 1.45

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 1,109.6 1,111.9 1,089.8 2.82 3.71 4.84 52.83 30.96 24.15 1.49 1.15 1.17

Bank of America 6.0 5.1 5.1 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.35 0.35

Afirme 1,380.1 1,298.5 1,282.4 11.57 12.67 13.22 56.40 29.58 30.52 6.53 3.75 4.03

Banco del Bajío 6,155.4 6,530.4 6,560.1 8.86 9.43 9.62 70.14 51.30 51.35 6.21 4.84 4.94

Interacciones 165.0 203.5 203.9 7.22 4.96 4.81 88.79 60.26 56.29 6.41 2.99 2.70

Banco Azteca 787.1 668.5 664.7 18.43 16.26 16.60 61.70 22.87 22.03 11.37 3.72 3.66

Banregio 3,045.5 3,552.4 3,571.7 5.52 4.87 4.86 81.04 56.66 54.33 4.48 2.76 2.64


Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 439.3 546.8 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.38 0.60

Banca Mifel 753.2 897.6 912.9 10.82 12.59 12.87 32.31 12.36 12.94 3.49 1.56 1.66

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 7.8 9.5 9.3 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.08 0.07

Bansí 17.8 15.7 15.6 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.48 1.39


Ve por Más 8.6 8.9 9.6 0.00 0.00 0.00 0.00 0.00 0.00 0.99 0.82 0.77

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Base 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 461.9 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 1.84 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 7.1 5.2 5.2 0.00 0.00 0.00 0.00 0.00 0.00 2.24 0.11 0.08

ABC Capital 6.1 445.8 559.0 0.00 0.01 0.03 0.00 1,000.00 1,000.00 0.51 1.01 0.98

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



IMOR 1/ ICOR 2/ Pérdida esperada3/

24



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Entidades Financieras (Millones de pesos y porcentajes)

Total 69,674.9 66,449.2 67,361.0 0.06 0.11 0.10 1,000.00 1,000.00 1,000.00 2.74 2.26 2.28

BBVA Bancomer 10,073.6 6,764.1 7,438.4 0.06 0.02 0.09 1,000.00 1,000.00 1,000.00 1.20 1.28 1.32

Banamex 11,143.4 16,233.2 16,748.5 0.00 0.00 0.00 0.00 0.00 1,000.00 2.48 1.60 1.89

Santander 4,064.7 1,965.9 1,973.6 0.00 0.00 0.00 0.00 0.00 0.00 3.91 13.64 13.96

Banorte 7,364.3 7,938.8 8,882.6 0.00 0.00 0.00 0.00 0.00 0.00 0.85 0.78 0.74

HSBC 12,569.7 7,669.9 6,954.2 0.00 0.00 0.00 1,000.00 0.00 0.00 2.92 2.68 2.98

Inbursa 8,731.1 8,743.7 8,855.5 0.00 0.00 0.00 0.00 0.00 0.00 7.91 4.89 4.51

Scotiabank 2,539.2 4,267.3 4,303.4 0.00 0.87 0.75 0.00 171.16 182.92 4.40 1.49 1.38

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 608.8 32.7 30.3 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50

IXE 3,304.6 3,049.7 2,088.9 0.18 0.19 0.28 19.70 698.70 465.79 0.04 1.32 1.28

Bank of America 67.5 176.8 172.3 0.00 0.00 0.00 0.00 0.00 0.00 4.99 1.67 1.62

Afirme 442.5 104.0 104.0 0.00 0.00 0.00 0.00 0.00 0.00 0.71 0.99 0.99

Banco del Bajío 2,840.8 2,129.8 2,329.4 0.80 0.33 0.15 308.17 406.71 659.01 2.47 1.33 1.00

Interacciones 275.1 0.2 1.2 0.00 0.00 0.00 0.00 0.00 0.00 0.99 0.50 0.50

Banco Azteca 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banregio 96.2 768.0 427.9 0.00 0.00 0.00 0.00 0.00 0.00 0.56 0.69 1.18


Invex 1,544.0 1,306.0 1,423.1 0.00 0.00 0.00 0.00 0.00 0.00 0.72 0.74 0.71

Monex 441.8 531.5 708.4 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.63 0.60

Banca Mifel 721.9 493.4 550.9 0.37 2.89 3.21 150.12 64.64 51.40 0.55 1.87 1.65

J. P. Morgan 0.0 62.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 536.5 1,320.5 1,304.6 0.00 0.00 0.00 0.00 0.00 0.00 0.61 0.61 0.59

Multiva 401.7 462.4 478.0 0.00 0.00 0.00 0.00 0.00 0.00 0.10 1.21 1.23

Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Ve por Más 1,466.2 1,892.2 2,242.5 0.36 0.22 0.17 156.23 354.85 462.60 0.57 0.77 0.78

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Base 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 100.7 150.3 0.0 0.00 0.00 0.00 0.00 0.00 0.00 4.99 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 48.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.90 0.00


Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 44.5 30.0 31.5 0.00 0.00 0.00 0.00 0.00 0.00 0.75 0.50 0.50

ABC Capital 0.0 77.8 79.6 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.25 1.29

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


25

Nov. 2010 Oct. 2011 Nov. 2011 Nov. 2010 Oct. 2011 Nov. 2011 Nov. 2010 Oct. 2011 Nov. 2011

Total 2,592,415.3 2,865,757.5 2,907,667.1 1,301,675.8 1,511,943.0 1,533,722.4 954,984.3 959,279.7 942,875.5

BBVA Bancomer 646,142.1 681,571.6 663,303.8 357,825.5 435,730.5 427,059.7 184,975.5 171,553.7 163,333.0

Banamex 481,256.1 506,424.9 538,660.6 281,531.9 336,523.6 338,484.1 137,222.7 106,707.5 107,388.0

Santander 279,959.2 353,766.3 362,285.8 147,896.7 164,458.8 169,141.6 114,114.4 145,687.5 140,739.6

Banorte 279,719.9 309,199.5 317,492.0 133,797.0 150,489.6 159,348.0 134,169.8 143,441.2 141,849.2

HSBC 269,573.6 316,148.4 319,135.3 140,316.1 161,853.5 170,473.4 104,312.7 117,303.5 118,871.0

Inbursa 143,534.5 132,634.9 142,392.8 48,820.3 50,678.4 50,940.8 74,772.0 42,579.2 52,106.9

Scotiabank 130,034.0 131,260.9 125,662.6 59,396.3 63,208.2 64,860.5 58,789.3 56,051.0 48,490.6

Deutsche Bank 2,596.5 5,236.8 5,132.9 0.0 0.0 0.0 1,100.4 1,875.7 1,729.9

ING 11,046.0 4,387.6 1,233.1 0.0 0.0 0.0 4,609.7 1,993.7 1,001.1

IXE 35,133.9 39,328.7 38,619.4 11,991.7 14,381.6 13,488.0 16,161.1 17,878.1 18,433.2

Bank of America 17,752.6 28,405.1 30,304.1 3,236.5 2,578.5 2,828.6 174.4 180.5 251.9

Afirme 13,540.2 15,455.2 16,715.7 6,884.4 7,317.1 8,099.4 6,581.9 7,866.1 8,186.2

Banco del Bajío 61,735.8 68,676.3 69,392.5 17,819.1 17,489.3 18,820.8 27,240.7 32,671.3 31,604.7

Interacciones 42,566.1 46,710.8 47,315.2 5,334.2 9,352.6 11,251.2 28,294.0 19,153.4 17,233.5

Banco Azteca 50,048.0 60,571.9 59,226.0 47,665.1 52,384.1 52,828.9 2,047.7 7,766.9 6,114.7

Banregio 17,248.8 23,604.8 24,627.4 8,346.0 9,270.5 9,646.4 7,984.1 12,970.4 13,585.9

Banco Credit Suisse 1,653.4 2,765.8 9,557.2 0.0 0.0 0.0 1,117.3 630.6 1,037.0

Invex 10,961.5 12,275.3 12,326.4 341.1 711.4 865.2 7,843.9 9,096.0 9,158.0

Monex 4,525.0 5,710.3 5,089.5 2,489.8 2,763.8 3,182.6 117.1 531.3 699.5

Banca Mifel 20,241.6 21,523.8 18,987.9 3,681.7 4,168.2 4,293.4 12,005.2 13,444.8 11,036.3

J. P. Morgan 1,456.1 2,474.4 1,424.3 665.4 1,813.2 730.8 0.0 0.0 0.0

Barclays 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CIBanco 4,150.0 9,769.0 9,373.3 174.6 322.5 361.4 3,881.6 9,404.3 8,969.0

Multiva 8,387.3 15,533.2 15,276.3 867.5 1,914.9 1,623.8 6,274.3 10,937.8 10,951.4

Bansí 6,293.5 6,244.8 5,818.4 582.3 713.2 671.6 4,195.6 4,193.2 4,170.6

American Express 10,142.7 11,510.4 11,508.3 1,282.3 1,413.1 1,419.2 4,628.1 5,653.5 5,625.8

Ve por Más 9,962.4 10,856.5 11,596.0 4,716.2 4,536.4 4,914.4 1,690.3 3,099.1 3,160.9

Compartamos 5,146.7 6,750.3 6,691.9 0.1 5.6 6.6 0.0 556.1 200.9

Bancoppel 7,870.2 10,756.3 11,154.9 6,902.4 9,683.1 10,098.7 967.8 1,073.1 1,056.2

Banco Ahorro Famsa 8,761.8 10,197.6 10,474.7 4,882.4 3,177.6 3,216.5 3,871.4 6,765.9 7,003.1

Banco Base 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Inter Banco 824.3 112.2 208.7 0.9 0.8 0.2 823.3 71.1 166.8

Bank of Tokyo-Mitsubishi UFJ 4,136.6 4,192.0 4,168.8 2,390.8 2,842.7 2,851.5 1,745.8 1,349.3 1,317.4

Actinver 143.8 1,206.5 1,250.3 143.8 313.5 287.3 0.0 893.0 963.0

UBS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

The Royal Bank of Scotland 1,457.3 1,787.2 1,750.3 1,020.9 1,035.7 1,096.9 0.0 0.0 0.0

Banco Wal-Mart 1,157.1 2,302.3 2,606.7 548.5 600.3 623.6 608.6 1,702.0 1,983.1

Autofin 1,455.0 2,279.4 2,709.7 120.3 169.9 147.1 1,046.8 1,642.0 2,091.3

ABC Capital 350.1 2,365.8 2,577.1 4.0 40.7 60.3 346.1 813.2 812.6

Volkswagen Bank 1,390.5 1,743.4 1,602.9 0.0 0.0 0.0 1,270.4 1,743.4 1,552.9

The Bank of New York Mellon 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Banco Fácil 61.4 17.1 14.1 0.0 0.0 0.0 0.0 0.0 0.0

Captación de Recursos (Millones de pesos)

Captación Total Exigibilidad Inmediata Plazo

Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

26

Nov. 2010 Oct. 2011 Nov. 2011 Nov. 2010 Oct. 2011 Nov. 2011 Nov. 2010 Oct. 2011 Nov. 2011

Total 111,816.4 154,749.9 153,824.0 223,938.8 239,784.8 277,245.2

BBVA Bancomer 44,375.3 55,331.0 54,960.9 58,965.7 18,956.4 17,950.2

Banamex 32,284.0 21,898.8 21,552.4 30,217.5 41,294.9 71,236.1

Santander 6,325.9 21,616.6 21,466.9 11,622.2 22,003.3 30,937.7

Banorte 3,799.9 4,003.4 4,148.5 7,953.2 11,265.3 12,146.4

HSBC 4,233.4 4,271.4 4,233.9 20,711.4 32,720.0 25,557.0

Inbursa 10,683.6 31,585.2 31,594.0 9,258.6 7,792.1 7,751.1

Scotiabank 6,234.0 6,247.5 6,234.5 5,614.3 5,754.2 6,077.0

Deutsche Bank 0.0 0.0 0.0 1,496.1 3,361.1 3,403.0

ING 203.1 223.9 232.0 6,233.2 2,170.0 0.0

IXE 0.0 0.0 0.0 6,981.1 7,069.0 6,698.1

Bank of America 0.0 0.0 0.0 14,341.7 25,646.1 27,223.6

Afirme 0.0 0.0 0.0 73.9 272.0 430.1

Banco del Bajío 768.6 826.6 832.0 15,907.4 17,689.1 18,134.9

Interacciones 0.0 3,512.8 3,514.0 8,937.8 14,692.0 15,316.5

Banco Azteca 0.0 0.0 0.0 335.2 420.9 282.4

Banregio 0.0 0.0 0.0 918.7 1,363.9 1,395.1

Banco Credit Suisse 0.0 0.0 0.0 536.1 2,135.3 8,520.1

Invex 277.6 303.5 314.5 2,499.0 2,164.3 1,988.7

Monex 43.6 343.2 150.7 1,874.4 2,072.0 1,056.7

Banca Mifel 77.3 74.0 76.4 4,477.3 3,836.9 3,581.8

J. P. Morgan 0.0 0.0 0.0 790.7 661.2 693.4

Barclays 0.0 0.0 0.0 0.0 0.0 0.0

CIBanco 0.0 0.0 0.0 93.8 42.2 42.9

Multiva 0.0 0.0 0.0 1,245.5 2,680.5 2,701.1

Bansí 0.0 0.0 0.0 1,515.5 1,338.4 976.1

American Express 0.0 0.0 0.0 4,232.3 4,443.8 4,463.4

Ve por Más 0.0 0.0 0.0 3,555.9 3,221.0 3,520.7

Compartamos 2,510.0 4,512.0 4,513.2 2,636.7 1,676.7 1,971.2

Bancoppel 0.0 0.0 0.0 0.0 0.0 0.0

Banco Ahorro Famsa 0.0 0.0 0.0 8.1 254.1 255.1

Banco Base 0.0 0.0 0.0 0.0 0.0 0.0

Inter Banco 0.0 0.0 0.0 0.0 40.3 41.7

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.0 0.0 0.0 0.0

Actinver 0.0 0.0 0.0 0.0 0.0 0.0

UBS 0.0 0.0 0.0 0.0 0.0 0.0

The Royal Bank of Scotland 0.0 0.0 0.0 436.4 751.4 653.4

Banco Wal-Mart 0.0 0.0 0.0 0.0 0.0 0.0

Autofin 0.0 0.0 0.0 287.9 467.5 471.3

ABC Capital 0.0 0.0 0.0 0.0 1,511.9 1,704.2

Volkswagen Bank 0.0 0.0 0.0 120.0 0.0 50.0

The Bank of New York Mellon 0.0 0.0 0.0 0.0 0.0 0.0

Banco Fácil 0.0 0.0 0.0 61.4 17.1 14.1

Captación de Recursos (Millones de pesos)

Títulos de Crédito Emitidos Préstamos Interbancarios

Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

Cartera de Crédito por Calificación Noviembre 2011 (Millones de pesos y porcentajes)

Cartera de Crédito

Cartera de Crédito Total

Cartera vigente

Créditos comerciales

Empresas

Entidades financieras

Entidades gubernamentales

Consumo

Vivienda

Cartera vencida bruta


Empresas



Consumo

Vivienda

Cartera Base de Calificación

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada

Provisiones Preventivas

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Provisiones adicionales para intereses

vencidos sobre operaciones vigentes

Provisiones adicionales

Captación de Recursos

Captación Total

Depósitos de exigibilidad inmediata

Plazo

Títulos de crédito emitidos

Préstamos interbancarios

De exigibilidad inmediata

A corto Plazo

A largo Plazo

27

Calificación de la Cartera Crediticia

American

Actinver Afirme Express Autofín

872.0 100.0 11,006.9 100.0 7,815.9 100.0 2,670.8 100.0

872.0 100.0 10,460.3 95.0 7,493.6 95.9 2,635.6 98.7

545.8 62.6 7,889.3 71.7 0.0 0.0 1,833.7 68.7

545.8 62.6 5,761.2 52.3 0.0 0.0 1,802.2 67.5

0.0 0.0 104.0 0.9 0.0 0.0 31.5 1.2

0.0 0.0 2,024.1 18.4 0.0 0.0 0.0 0.0

326.2 37.4 1,458.2 13.2 7,493.6 95.9 796.8 29.8

0.0 0.0 1,112.9 10.1 0.0 0.0 5.2 0.2

0.0 0.0 546.6 5.0 322.3 4.1 35.2 1.3

0.0 0.0 202.4 1.8 0.0 0.0 4.6 0.2

0.0 0.0 202.4 1.8 0.0 0.0 4.6 0.2

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 174.6 1.6 322.3 4.1 30.5 1.1

0.00 0.0 169.52 1.5 0.00 0.0 0.00 0.0

872.0 100.0 12,149.6 100.0 7,815.9 100.0 2,680.7 100.0

771.2 88.4 8,222.0 67.7 333.7 4.3 2,201.8 82.1

100.8 11.6 3,382.1 27.8 6,727.9 86.1 427.6 16.0

0.0 0.0 234.4 1.9 366.8 4.7 17.6 0.7

0.0 0.0 189.0 1.6 253.0 3.2 10.0 0.4

0.0 0.0 89.3 0.7 134.5 1.7 14.0 0.5

0.0 0.0 32.8 0.3 0.0 0.0 9.7 0.4

5.6 100.0 551.1 100.0 894.9 100.0 47.7 100.0

4.2 75.4 38.3 7.0 4.4 0.5 12.2 25.6

1.4 24.6 184.0 33.4 445.5 49.8 9.3 19.4

0.0 0.0 89.7 16.3 127.7 14.3 5.6 11.8

0.0 0.0 124.8 22.6 181.0 20.2 6.5 13.7

0.0 0.0 89.1 16.2 123.9 13.8 14.0 29.4

0.0 0.0 25.2 4.6 12.3 1.4 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

28


Tarjetas Banamex Servicios Financieros Banca

Banamex SOFOMER* Soriana, SOFOMER** Mifel

346,165.8 100.0 74,743.4 100.0 1,147.7 100.0 13,487.1 100.0

341,560.3 98.7 71,749.1 96.0 1,052.4 91.7 12,785.8 94.8

237,426.5 68.6 0.0 0.0 0.0 0.0 11,964.5 88.7

151,842.8 43.9 0.0 0.0 0.0 0.0 9,190.7 68.1

49,013.2 14.2 0.0 0.0 0.0 0.0 533.2 4.0

36,570.6 10.6 0.0 0.0 0.0 0.0 2,240.6 16.6

47,059.1 13.6 71,749.1 96.0 1,052.4 91.7 25.8 0.2

57,074.7 16.5 0.0 0.0 0.0 0.0 795.5 5.9

4,605.5 1.3 2,994.4 4.0 95.3 8.3 701.3 5.2

2,240.1 0.6 0.0 0.0 0.0 0.0 574.7 4.3

761.6 0.2 0.0 0.0 0.0 0.0 557.0 4.1

0.0 0.0 0.0 0.0 0.0 0.0 17.7 0.1

1,478.5 0.4 0.0 0.0 0.0 0.0 0.0 0.0

1,806.0 0.5 2,994.4 4.0 95.3 8.3 9.1 0.1

559.37 0.2 0.00 0.0 0.00 0.0 117.47 0.9

360,823.5 100.0 74,524.0 100.0 1,138.3 100.0 13,562.0 100.0

274,215.2 76.0 19,352.9 26.0 126.9 11.1 11,277.6 83.2

77,169.6 21.4 50,505.5 67.8 846.7 74.4 1,958.6 14.4

5,093.5 1.4 2,128.9 2.9 77.6 6.8 116.5 0.9

1,276.6 0.4 2,430.4 3.3 81.3 7.1 43.3 0.3

1,404.3 0.4 106.3 0.1 5.8 0.5 165.3 1.2

1,664.3 0.5 0.0 0.0 0.0 0.0 0.6 0.0

8,991.8 100.0 7,938.0 100.0 210.7 100.0 367.8 100.0

1,235.4 13.7 184.8 2.3 1.0 0.5 59.2 16.1

3,736.0 41.5 4,562.3 57.5 85.2 40.4 82.1 22.3

1,596.2 17.8 859.7 10.8 32.2 15.3 31.6 8.6

837.6 9.3 1,983.9 25.0 69.1 32.8 26.2 7.1

1,403.1 15.6 127.8 1.6 13.9 6.6 160.7 43.7

183.5 2.0 219.5 2.8 9.3 4.4 8.1 2.2

* Tarjetas Banamex, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple ** Servicios Financieros Soriana, S.A.P.I. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

29


Banco Ahorro ABC Capital Banco Banco

Famsa (Banco Amigo) Azteca Base

11,920.4 100.0 2,777.6 100.0 37,471.5 100.0 66.2 100.0

10,167.3 85.3 2,656.1 95.6 35,581.1 95.0 66.2 100.0

2,259.6 19.0 2,086.1 75.1 12,009.9 32.1 66.2 100.0

2,027.7 17.0 2,006.6 72.2 12,009.9 32.1 66.2 100.0

232.0 1.9 79.6 2.9 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

7,881.3 66.1 11.2 0.4 23,016.8 61.4 0.0 0.0

26.3 0.2 558.8 20.1 554.4 1.5 0.0 0.0

1,753.1 14.7 121.5 4.4 1,890.4 5.0 0.0 0.0

22.0 0.2 121.2 4.4 77.7 0.2 0.0 0.0

22.0 0.2 121.2 4.4 77.7 0.2 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,731.2 14.5 0.1 0.0 1,702.4 4.5 0.0 0.0

0.00 0.0 0.19 0.0 110.33 0.3 0.00 0.0

11,927.5 100.0 2,551.8 100.0 46,266.6 100.0 66.2 100.0

2,147.9 18.0 1,854.9 72.7 23,744.3 51.3 66.2 100.0

6,492.2 54.4 492.0 19.3 19,622.4 42.4 0.0 0.0

1,701.1 14.3 170.3 6.7 1,262.4 2.7 0.0 0.0

1,525.4 12.8 29.0 1.1 1,309.4 2.8 0.0 0.0

53.9 0.5 5.6 0.2 322.3 0.7 0.0 0.0

7.1 0.1 0.0 0.0 5.7 0.0 0.0 0.0

2,115.8 100.0 124.6 100.0 2,946.3 100.0 (0.3) 100.0

12.6 0.6 12.3 9.8 97.9 3.3 (0.3) 100.0

344.9 16.3 18.9 15.2 607.8 20.6 0.0 0.0

632.0 29.9 63.3 50.8 474.1 16.1 0.0 0.0

921.1 43.5 20.8 16.7 669.2 22.7 0.0 0.0

52.9 2.5 5.4 4.3 272.1 9.2 0.0 0.0

152.3 7.2 3.9 3.1 825.1 28.0 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

30


Banco Banco Banco Banco

Credit Suisse del Bajío Fácil Walmart

0.0 0.0 67,385.7 100.0 73.3 100.0 2,622.1 100.0

0.0 0.0 65,533.4 97.3 65.2 88.9 2,545.9 97.1

0.0 0.0 59,158.2 87.8 0.0 0.0 1,359.2 51.8

0.0 0.0 44,268.2 65.7 0.0 0.0 1,359.2 51.8

0.0 0.0 2,325.9 3.5 0.0 0.0 0.0 0.0

0.0 0.0 12,564.0 18.6 0.0 0.0 0.0 0.0

0.0 0.0 445.9 0.7 65.2 88.9 1,186.7 45.3

0.0 0.0 5,929.3 8.8 0.0 0.0 0.0 0.0

0.0 0.0 1,852.3 2.7 8.1 11.1 76.2 2.9

0.0 0.0 1,207.4 1.8 0.0 0.0 13.6 0.5

0.0 0.0 1,203.9 1.8 0.0 0.0 13.6 0.5

0.0 0.0 3.5 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 14.1 0.0 8.1 11.1 62.6 2.4

0.00 0.0 630.79 0.9 0.00 0.0 0.00 0.0

7.8 100.0 70,153.9 100.0 73.3 100.0 2,622.1 100.0

7.8 100.0 56,923.1 81.1 (0.1) (0.2) 910.8 34.7

0.0 0.0 11,554.8 16.5 53.2 72.6 1,543.7 58.9

0.0 0.0 1,082.1 1.5 11.5 15.7 87.9 3.4

0.0 0.0 257.1 0.4 7.7 10.5 17.2 0.7

0.0 0.0 336.2 0.5 1.1 1.5 62.5 2.4

0.0 0.0 0.6 0.0 0.0 0.0 0.0 0.0

0.0 100.0 1,759.1 100.0 15.3 100.0 209.1 100.0

0.0 100.0 300.6 17.1 0.3 1.7 6.4 3.0

0.0 0.0 543.8 30.9 4.0 26.5 89.2 42.6

0.0 0.0 362.0 20.6 4.2 27.6 38.3 18.3

0.0 0.0 148.8 8.5 5.4 35.3 12.2 5.8

0.0 0.0 389.2 22.1 1.3 8.8 56.5 27.0

0.0 0.0 14.6 0.8 0.0 0.0 6.7 3.2


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

31


Bank of Bank of Tokyo-

Bancoppel America Mitsubishi UFJ Banorte

5,520.4 100.0 716.0 100.0 1,118.2 100.0 292,759.4 100.0

4,472.6 81.0 716.0 100.0 1,118.2 100.0 286,284.0 97.8

255.1 4.6 710.9 99.3 1,118.2 100.0 196,725.3 67.2

255.1 4.6 538.6 75.2 1,118.2 100.0 125,004.9 42.7

0.0 0.0 172.3 24.1 0.0 0.0 8,882.6 3.0

0.0 0.0 0.0 0.0 0.0 0.0 62,837.8 21.5

4,217.5 76.4 0.0 0.0 0.0 0.0 29,525.7 10.1

0.0 0.0 5.1 0.7 0.0 0.0 60,033.0 20.5

1,047.8 19.0 0.0 0.0 0.0 0.0 6,475.4 2.2

0.0 0.0 0.0 0.0 0.0 0.0 4,370.4 1.5

0.0 0.0 0.0 0.0 0.0 0.0 3,857.5 1.3

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 512.9 0.2

1,047.8 19.0 0.0 0.0 0.0 0.0 1,297.5 0.4

0.00 0.0 0.00 0.0 0.00 0.0 807.49 0.3

5,520.4 100.0 2,028.7 100.0 1,373.1 100.0 296,281.6 100.0

403.1 7.3 1,901.2 93.7 833.3 60.7 236,804.3 79.9

3,120.7 56.5 127.6 6.3 381.7 27.8 51,055.8 17.2

1,052.9 19.1 0.0 0.0 158.1 11.5 4,581.1 1.5

882.3 16.0 0.0 0.0 0.0 0.0 1,602.3 0.5

61.4 1.1 0.0 0.0 0.0 0.0 2,091.9 0.7

0.0 0.0 0.0 0.0 0.0 0.0 146.2 0.0

1,447.2 100.0 14.2 100.0 84.1 100.0 9,026.3 100.0

2.7 0.2 8.4 59.1 6.9 8.2 1,245.4 13.8

307.6 21.3 5.8 40.9 39.1 46.5 2,795.1 31.0

377.4 26.1 0.0 0.0 38.1 45.3 1,673.6 18.5

591.0 40.8 0.0 0.0 0.0 0.0 1,104.4 12.2

57.4 4.0 0.0 0.0 0.0 0.0 2,118.6 23.5

111.1 7.7 0.0 0.0 0.0 0.0 89.2 1.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

32


BBVA

Banregio Bansí Barclays Bancomer

27,254.5 100.0 6,684.7 100.0 0.0 0.0 607,651.2 100.0

26,646.7 97.8 5,957.9 89.1 0.0 0.0 584,535.9 96.2

20,859.0 76.5 5,919.7 88.6 0.0 0.0 300,727.1 49.5

20,088.7 73.7 4,566.1 68.3 0.0 0.0 211,831.2 34.9

427.9 1.6 0.0 0.0 0.0 0.0 7,431.4 1.2

342.3 1.3 1,353.6 20.2 0.0 0.0 81,464.5 13.4

2,389.4 8.8 22.7 0.3 0.0 0.0 144,467.2 23.8

3,398.3 12.5 15.6 0.2 0.0 0.0 139,341.7 22.9

607.8 2.2 726.7 10.9 0.0 0.0 23,115.3 3.8

270.7 1.0 725.8 10.9 0.0 0.0 8,780.0 1.4

270.7 1.0 527.2 7.9 0.0 0.0 8,028.9 1.3

0.0 0.0 0.0 0.0 0.0 0.0 7.0 0.0

0.0 0.0 198.6 3.0 0.0 0.0 744.1 0.1

163.7 0.6 0.9 0.0 0.0 0.0 5,991.3 1.0

173.46 0.6 0.00 0.0 0.00 0.0 8,343.96 1.4

27,374.3 100.0 6,785.4 100.0 0.0 0.0 624,256.8 100.0

19,545.3 71.4 3,192.7 47.1 0.0 0.0 392,165.6 62.8

6,991.9 25.5 2,876.8 42.4 0.0 0.0 186,931.6 29.9

495.4 1.8 331.5 4.9 0.0 0.0 20,470.3 3.3

154.4 0.6 304.9 4.5 0.0 0.0 4,616.1 0.7

155.7 0.6 79.6 1.2 0.0 0.0 1,800.8 0.3

31.6 0.1 0.0 0.0 0.0 0.0 18,272.6 2.9

1,003.0 100.0 604.7 100.0 0.0 0.0 26,877.1 100.0

116.3 11.6 18.5 3.1 0.0 0.0 2,398.1 8.9

422.1 42.1 178.3 29.5 0.0 0.0 8,950.5 33.3

169.8 16.9 93.1 15.4 0.0 0.0 6,728.8 25.0

104.0 10.4 224.6 37.2 0.0 0.0 3,214.5 12.0

155.5 15.5 90.2 14.9 0.0 0.0 1,401.1 5.2

35.3 3.5 0.0 0.0 0.0 0.0 4,184.0 15.6


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

33


Deutsche

CIBanco Compartamos Bank HSBC

2,856.6 100.0 12,046.5 100.0 727.2 100.0 181,135.2 100.0

2,854.1 99.9 11,764.5 97.7 727.2 100.0 174,632.6 96.4

2,709.5 94.9 0.0 0.0 727.2 100.0 127,062.5 70.1

1,404.9 49.2 0.0 0.0 727.2 100.0 98,440.5 54.3

1,304.6 45.7 0.0 0.0 0.0 0.0 6,954.2 3.8

0.0 0.0 0.0 0.0 0.0 0.0 21,667.8 12.0

144.5 5.1 11,764.5 97.7 0.0 0.0 29,602.7 16.3

0.0 0.0 0.0 0.0 0.0 0.0 17,967.5 9.9

2.5 0.1 282.0 2.3 0.0 0.0 6,502.6 3.6

0.0 0.0 0.0 0.0 0.0 0.0 3,443.5 1.9

0.0 0.0 0.0 0.0 0.0 0.0 2,091.4 1.2

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 1,352.0 0.7

2.5 0.1 282.0 2.3 0.0 0.0 1,248.0 0.7

0.00 0.0 0.00 0.0 0.00 0.0 1,811.13 1.0

2,857.5 100.0 12,080.3 100.0 761.1 100.0 212,188.1 100.0

2,720.8 95.2 8,342.8 69.1 761.1 100.0 92,728.0 43.7

132.5 4.6 3,301.6 27.3 0.0 0.0 101,437.5 47.8

1.7 0.1 123.3 1.0 0.0 0.0 7,157.9 3.4

0.7 0.0 278.8 2.3 0.0 0.0 1,524.9 0.7

0.9 0.0 33.8 0.3 0.0 0.0 350.4 0.2

0.9 0.0 0.0 0.0 0.0 0.0 8,989.4 4.2

19.8 100.0 464.6 100.0 3.8 100.0 10,357.7 100.0

15.0 75.5 22.3 4.8 3.8 100.0 554.2 5.4

2.9 14.5 160.9 34.6 0.0 0.0 5,443.8 52.6

0.6 3.0 46.1 9.9 0.0 0.0 2,700.3 26.1

0.5 2.4 201.5 43.4 0.0 0.0 1,120.8 10.8

0.9 4.6 33.8 7.3 0.0 0.0 347.1 3.4

0.0 0.0 0.0 0.0 0.0 0.0 191.5 1.8


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

34


Sociedad Financiera

ING Inbursa Inbursa SOFOMER* Interacciones

3,568.6 100.0 167,358.9 100.0 4,439.3 100.0 49,884.3 100.0

3,568.6 100.0 162,663.0 97.2 3,748.8 84.4 47,785.7 95.8

3,568.6 100.0 152,876.1 91.3 1,854.6 41.8 47,580.2 95.4

3,538.3 99.2 130,401.3 77.9 1,854.1 41.8 10,502.3 21.1

30.3 0.8 10,544.2 6.3 0.5 0.0 1.2 0.0

0.0 0.0 11,930.6 7.1 0.0 0.0 37,076.6 74.3

0.0 0.0 8,580.1 5.1 1,894.3 42.7 11.4 0.0

0.0 0.0 1,206.8 0.7 0.0 0.0 194.1 0.4

0.0 0.0 4,695.9 2.8 690.5 15.6 2,098.6 4.2

0.0 0.0 4,432.5 2.6 598.0 13.5 2,088.7 4.2

0.0 0.0 4,432.5 2.6 35.4 0.8 349.8 0.7

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 562.6 12.7 1,738.9 3.5

0.0 0.0 171.4 0.1 92.4 2.1 0.2 0.0

0.00 0.0 92.04 0.1 0.00 0.0 9.80 0.0

3,568.6 100.0 172,080.5 100.0 n. d. n. d. 50,513.4 100.0

3,568.6 100.0 55,640.2 32.3 n. d. n. d. 21,931.8 43.4

0.0 0.0 87,816.3 51.0 n. d. n. d. 27,727.2 54.9

0.0 0.0 20,656.0 12.0 n. d. n. d. 198.9 0.4

0.0 0.0 489.7 0.3 n. d. n. d. 90.4 0.2

0.0 0.0 7,464.5 4.3 n. d. n. d. 335.8 0.7

0.0 0.0 13.8 0.0 n. d. n. d. 229.4 0.5

23.0 100.0 22,798.1 100.0 n. d. n. d. 2,376.9 100.0

20.1 87.2 358.3 1.6 n. d. n. d. 110.0 4.6

0.0 0.0 7,075.5 31.0 n. d. n. d. 1,801.6 75.8

0.0 0.0 5,194.6 22.8 n. d. n. d. 75.3 3.2

0.0 0.0 305.6 1.3 n. d. n. d. 54.2 2.3

0.0 0.0 7,463.4 32.7 n. d. n. d. 335.8 14.1

3.0 12.8 2,400.8 10.5 n. d. n. d. 0.0 0.0

* Sociedad Financiera Inbursa, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple n. d. No disponible.


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

35


IXE Tarjetas

Inter Banco Invex IXE SOFOMER*

222.8 100.0 8,574.9 100.0 32,174.6 100.0 3,096.3 100.0

222.2 99.7 8,439.4 98.4 31,860.0 99.0 3,009.2 97.2

215.9 96.9 7,977.2 93.0 26,878.6 83.5 0.0 0.0

215.9 96.9 6,554.1 76.4 20,296.0 63.1 0.0 0.0

0.0 0.0 1,423.1 16.6 3,374.3 10.5 0.0 0.0

0.0 0.0 0.0 0.0 3,208.2 10.0 0.0 0.0

6.3 2.8 462.2 5.4 3,944.5 12.3 3,009.2 97.2

0.0 0.0 0.0 0.0 1,037.0 3.2 0.0 0.0

0.6 0.3 135.5 1.6 314.6 1.0 87.1 2.8

0.6 0.3 99.2 1.2 248.4 0.8 0.0 0.0

0.6 0.3 99.2 1.2 242.6 0.8 0.0 0.0

0.0 0.0 0.0 0.0 5.8 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 36.3 0.4 13.5 0.0 87.1 2.8

0.00 0.0 0.00 0.0 52.75 0.2 0.00 0.0

1,080.2 100.0 8,639.6 100.0 32,471.3 100.0 3,096.3 100.0

1,045.1 96.8 6,236.9 72.2 26,576.9 81.8 102.7 3.3

35.1 3.2 1,998.5 23.1 5,599.8 17.2 2,618.6 84.6

0.0 0.0 226.1 2.6 145.2 0.4 213.2 6.9

0.0 0.0 49.4 0.6 16.2 0.0 131.3 4.2

0.0 0.0 128.8 1.5 133.2 0.4 15.0 0.5

0.0 0.0 0.0 0.0 0.0 0.0 15.5 0.5

2.7 100.0 444.1 100.0 654.5 100.0 431.9 100.0

0.9 35.4 39.6 8.9 159.1 24.3 1.8 0.4

1.7 64.1 148.9 33.5 305.6 46.7 257.8 59.7

0.0 0.5 91.1 20.5 50.5 7.7 75.7 17.5

0.0 0.0 36.0 8.1 11.0 1.7 89.3 20.7

0.0 0.0 128.6 29.0 128.4 19.6 14.1 3.3

0.0 0.0 0.0 0.0 0.0 0.0 (6.8) (1.6)

* Ixe Tarjetas, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple.


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

36


J. P.

Morgan Multiva Monex Scotiabank

308.3 100.0 14,071.7 100.0 4,112.3 100.0 117,565.4 100.0

308.3 100.0 13,851.3 98.4 4,046.1 98.4 114,558.7 97.4

308.3 100.0 13,549.3 96.3 3,499.3 85.1 56,073.3 47.7

308.3 100.0 7,366.4 52.3 2,717.0 66.1 41,378.4 35.2

0.0 0.0 478.0 3.4 708.4 17.2 4,271.0 3.6

0.0 0.0 5,705.0 40.5 73.8 1.8 10,423.8 8.9

0.0 0.0 292.7 2.1 0.0 0.0 15,811.4 13.4

0.0 0.0 9.3 0.1 546.8 13.3 42,674.0 36.3

0.0 0.0 220.3 1.6 66.2 1.6 3,006.7 2.6

0.0 0.0 212.6 1.5 66.2 1.6 262.7 0.2

0.0 0.0 212.6 1.5 62.1 1.5 230.3 0.2

0.0 0.0 0.0 0.0 0.0 0.0 32.4 0.0

0.0 0.0 0.0 0.0 4.2 0.1 0.0 0.0

0.0 0.0 7.7 0.1 0.0 0.0 601.5 0.5

0.00 0.0 0.00 0.0 0.00 0.0 2,142.48 1.8

949.2 100.0 14,072.9 100.0 8,955.1 100.0 121,404.7 100.0

690.9 72.8 7,230.5 51.4 8,703.5 97.2 81,337.7 67.0

258.3 27.2 6,627.9 47.1 223.5 2.5 34,237.7 28.2

0.0 0.0 50.3 0.4 0.3 0.0 1,911.9 1.6

0.0 0.0 48.2 0.3 1.7 0.0 581.9 0.5

0.0 0.0 114.8 0.8 26.1 0.3 460.2 0.4

0.0 0.0 1.2 0.0 0.0 0.0 2,875.3 2.4

15.3 100.0 488.5 100.0 65.5 100.0 3,544.5 100.0

2.1 13.7 47.5 9.7 23.2 35.4 394.3 11.1

13.2 86.3 262.4 53.7 15.5 23.7 1,411.8 39.8

0.0 0.0 10.9 2.2 0.1 0.1 804.9 22.7

0.0 0.0 29.3 6.0 1.5 2.3 418.9 11.8

0.0 0.0 114.7 23.5 25.1 38.4 216.9 6.1

0.0 0.0 23.8 4.9 0.0 0.0 297.7 8.4


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

37


Santander Consumo Santander Hipotecario The Bank of

Santander SOFOMER* SOFOMER** New York Mellon

293,267.4 100.0 50,401.6 100.0 19,602.2 100.0 0.0 0.0

289,257.3 98.6 49,135.8 97.5 17,928.0 91.5 0.0 0.0

246,538.8 84.1 0.0 0.0 0.0 0.0 0.0 0.0

159,585.5 54.4 0.0 0.0 0.0 0.0 0.0 0.0

55,047.0 18.8 0.0 0.0 0.0 0.0 0.0 0.0

31,906.3 10.9 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 49,135.8 97.5 0.0 0.0 0.0 0.0

42,718.5 14.6 0.0 0.0 17,928.0 91.5 0.0 0.0

4,010.1 1.4 1,265.8 2.5 1,674.2 8.5 0.0 0.0

3,308.7 1.1 0.0 0.0 0.0 0.0 0.0 0.0

1,913.8 0.7 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,394.9 0.5 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 1,265.8 2.5 0.0 0.0 0.0 0.0

701.35 0.2 0.00 0.0 1,674.16 8.5 0.0 0.0

318,467.7 100.0 50,408.0 100.0 n. d. n. d. 0.0 0.0

291,620.3 91.6 17,501.5 34.7 n. d. n. d. 0.0 0.0

18,762.8 5.9 27,263.7 54.1 n. d. n. d. 0.0 0.0

1,764.8 0.6 3,813.4 7.6 n. d. n. d. 0.0 0.0

206.0 0.1 1,695.7 3.4 n. d. n. d. 0.0 0.0

626.9 0.2 127.5 0.3 n. d. n. d. 0.0 0.0

5,486.8 1.7 6.3 0.0 n. d. n. d. 0.0 0.0

3,668.0 100.0 6,965.3 13.8 n. d. n. d. 0.0 0.0

1,433.5 39.1 2,205.5 4.4 n. d. n. d. 0.0 0.0

991.1 27.0 1,999.5 4.0 n. d. n. d. 0.0 0.0

502.5 13.7 1,383.2 2.7 n. d. n. d. 0.0 0.0

146.4 4.0 1,197.8 2.4 n. d. n. d. 0.0 0.0

626.0 17.1 171.0 0.3 n. d. n. d. 0.0 0.0

(31.5) (0.9) 8.5 0.0 n. d. n. d. 0.0 0.0

* Santander Consumo, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. ** Santander Hipotecario, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. n. d. No disponible.


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

38


The Royal Bank Ve por Volkswagen

of Scotland UBS Más Bank

351.2 100.0 0.0 0.0 9,880.2 100.0 3,198.5 100.0

351.1 100.0 0.0 0.0 9,743.5 98.6 3,087.9 96.5

351.1 100.0 0.0 0.0 9,696.5 98.1 0.0 0.0

351.1 100.0 0.0 0.0 6,889.9 69.7 0.0 0.0

0.0 0.0 0.0 0.0 2,238.8 22.7 0.0 0.0

0.0 0.0 0.0 0.0 567.9 5.7 0.0 0.0

0.0 0.0 0.0 0.0 37.3 0.4 3,087.9 96.5

0.0 0.0 0.0 0.0 9.6 0.1 0.0 0.0

0.1 0.0 0.0 0.0 136.7 1.4 110.7 3.5

0.1 0.0 0.0 0.0 136.7 1.4 0.0 0.0

0.0 0.0 0.0 0.0 132.8 1.3 0.0 0.0

0.1 0.0 0.0 0.0 3.8 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.1 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 110.7 3.5

0.00 0.0 0.00 0.0 0.0 0.0 0.00 0.0

1,796.5 100.0 48.0 100.0 9,913.9 100.0 3,231.1 100.0

1,645.3 91.6 48.0 100.0 9,152.2 92.3 723.5 22.4

151.0 8.4 0.0 0.0 651.3 6.6 2,302.7 71.3

0.1 0.0 0.0 0.0 67.3 0.7 87.5 2.7

0.0 0.0 0.0 0.0 10.0 0.1 52.2 1.6

0.1 0.0 0.0 0.0 33.1 0.3 32.6 1.0

0.0 0.0 0.0 0.0 0.0 0.0 32.6 1.0

10.8 100.0 0.4 100.0 170.2 100.0 169.3 100.0

1.8 16.3 0.4 100.0 50.2 29.5 5.9 3.5

8.9 82.6 0.0 0.0 34.3 20.1 69.3 40.9

0.0 0.3 0.0 0.0 24.3 14.3 27.6 16.3

0.0 0.0 0.0 0.0 7.9 4.6 33.9 20.0

0.1 0.8 0.0 0.0 33.1 19.5 32.6 19.3

0.0 0.0 0.0 0.0 20.4 12.0 0.0 0.0

II. Evaluación de la Calidady Oportunidad de la Información Detallada de Cartera de Crédito

40

Evaluación de la Calidad de Información

Con el fin de que los usuarios de la información tengan conocimiento de la calidad con la que las instituciones reportan su información a la CNBV, se ha decidido publicar este archivo de evaluación de dicha calidad.

Este archivo corresponde a la información reportada por las instituciones de Banca Múltiple relativa a los reportes regulatorios de Cartera de Crédito: Cartera de Crédito Comercial y Cartera de Crédito de Vivienda.

En dichos reportes las instituciones proporcionan distinta información a la CNBV a nivel crédito por crédito.

Aunque se han hecho esfuerzos conjuntos por elevar el nivel de calidad de ésta información, aún varias instituciones reflejan retrasos considerables.

Los aspectos que se están evaluando en términos de calidad son los siguientes:

Consistencia de saldos. Análisis comparativo entre los saldos registrados en estos reportes operativos y los registrados en los reportes contables con el fin de garantizar que se están reportando razonablemente todos los créditos que se debe reportar.

Consistencia de tasas de interés. Análisis de la distribución de las tasas de interés reportadas, con el fin de verificar si existen o no tasas anormalmente bajas o altas en comparación con el resto de los créditos.

Consistencia en plazos. Análisis global para identificar a los créditos vigentes que tengan plazos vencidos por más de 5 meses.

En la hoja “EVALUACIÓN DE LA CALIDAD” se indican con colores el nivel de calidad que tiene cada banco en el contenido de información de Cartera Comercial y Cartera de Vivienda.

La asignación de colores se interpreta como sigue:

Verde: Se indica con color verde la información que pueden ser utilizada sin ninguna restricción para cualquier propósito de Análisis o toma de decisiones.

Amarillo: Se señala con amarillo la información que carece de calidad suficiente, por lo que no es recomendable utilizar dicha información para análisis, pues se podrían obtener resultados poco confiables.

Rojo: Se indica de color rojo la información que carece de calidad total, por lo que la información no puede ser usada para ningún propósito.

41

Actualmente, aún no logramos alcanzar el 100% de calidad en la información operativa de cartera, sin embargo se continúa trabajando en conjunto con las instituciones para lograr tener información útil y confiable que permita contar con más herramientas que den mayor transparencia al mercado, y que pueda ser usada para fines de análisis, estadísticas y toma de decisiones financieras.

42

Evaluación de la Calidad de InformaciónReportes Operativos de noviembre 2011

Se incluye información únicamente de los bancos obligados a enviar información operativa de Cartera Comercial y Cartera de Vivienda.

InstituciónInformación

Cartera ComercialInformaciónde Saldos 1/

Informaciónde Tasas 2/

InformaciónCartera Vivienda

ActinverAfirmeAutofinBanamexBanca MifelBanco Ahorro FamsaABC CapitalBanco AztecaBanco del BajíoBanco Wal-MartBanCoppelBank of AmericaBank of Tokyo-Mitsubishi UFJBanorteBanregioBansíBM BaseBBVA BancomerCIBancoCompartamosCredit SuisseDeutsche BankHSBCInbursaINGInter BancoInteraccionesInvexIxeJ.P. MorganMonexMultivaSantanderScotiabankThe Royal Bank of ScotlandUBSVe por Más

Interpretación de colores:

** Banco Santander, entregó la información de Cartera de Vivienda del periodo de Noviembre 2011 fuera del plazo establecido por las Disposiciones vigentes.

**

La información puede ser utilizada sin ninguna restricción para cualquier propósito de análisis o toma de decisiones.La información carece de la calidad suficiente para ser utilizada en el análisis o toma de decisiones.La información carece de calidad o no se ha recibido por lo que la información no puede ser usada para ningún propósito.No aplica el reporte.

III. Información Detallada de la Cartera de Crédito

Noviembre 2011

El contenido de esta sección fue elaborado a partir de la información disponible al 10 de noviembre de 2011 y que se encuentra disponible en el Portafolio de Información

III.I Información Detalladade la Cartera de

Crédito a EmpresasNoviembre 2011

45

Cartera de Crédito a EmpresasInformación Detallada General Importante: Cifras sin subsidiarias

Fuente: Portafolio de Información de la CNBV. * Se presentan las instituciones en orden descendente por el saldo de cartera a empresas a la fecha de análisis. 1/ Se refiere al monto de crédito dispuesto en el mes. 2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Oct-11 Nov-11 Oct-11 Nov-11 Oct-11 Nov-11 Oct-11 Nov-11 Oct-11 Nov-11

Institución* Número de CréditosOtorgados

Monto de CréditoOtorgado (mdp)

Tasa de Interés2/

(%)Plazo promedio

ponderado (meses)

Número de Créditos del Portafolio Total

Información de Créditos Otorgados1/ en el Mes

BBVA Bancomer 165,265 169,550 38,937 42,833 22,384.7 25,728.8 7.88 7.76 15 29

Santander 44,434 44,568 7,016 7,553 17,253.6 18,306.7 8.25 8.20 10 27

Banamex 39,716 40,234 3,162 3,729 11,522.1 14,398.3 7.23 7.39 17 20

Inbursa 37,537 38,099 1,750 2,163 14,998.4 11,594.4 7.27 7.42 26 38

Banorte 45,056 45,487 4,630 4,864 12,594.1 14,610.1 8.89 8.81 20 29

HSBC 225,056 224,431 33,116 34,643 14,457.3 15,832.3 8.45 8.78 10 14

Banco del Bajío 40,634 41,589 7,434 7,785 6,487.7 6,380.0 7.76 7.71 29 17

Scotiabank 1,456 1,464 246 293 3,799.1 3,554.6 7.33 6.92 40 43

Ixe 5,245 5,411 1,092 1,278 4,444.7 5,669.5 8.67 8.36 12 16

Banregio 10,672 10,966 1,638 1,916 4,199.3 4,264.2 8.25 8.41 16 16

Banco Azteca 382 379 7 31 358.8 880.7 7.05 8.61 47 65

Interacciones 2,312 2,303 18 12 780.9 749.7 8.70 8.00 82 164

Banca Mifel 3,826 3,831 353 337 1,010.0 1,106.6 10.06 8.59 31 47

Multiva 663 683 141 156 927.1 1,215.7 9.04 9.16 8 38

Ve por Más 5,207 5,076 376 380 1,085.8 1,153.5 9.09 8.95 8 8

Invex 274 281 89 104 1,399.1 2,061.3 8.82 8.64 19 16

Afirme 1,925 1,978 479 516 1,466.3 2,262.9 9.61 8.50 4 5

Bansí 1,901 1,831 156 107 263.5 317.3 10.30 9.97 43 71

ING 54 56 3 4 229.8 276.3 6.37 6.36 2 8

Monex 6,653 6,671 2,697 2,383 1,400.4 994.2 4.52 7.90 4 15

ABC Capital 1,277 1,558 438 488 159.5 214.4 11.47 11.43 23 21

Banco Ahorro Famsa 2,003 2,119 383 365 281.5 467.8 10.51 9.67 12 4

Autofin 299 302 62 45 385.9 286.3 9.60 8.97 11 17

CIBanco 48 48 13 11 105.8 240.9 15.17 12.66 28 15

Banco Wal-Mart 849 871 277 243 436.1 435.2 10.18 10.00 3 3

Bank of Tokyo-Mitsubishi UFJ 40 40 23 29 1,102.1 849.6 6.28 6.28 7 8

Deutsche Bank 6 6 - - - - - - - -

Actinver 31 32 4 4 160.4 37.8 7.51 8.06 7 1

Bank of America 13 12 5 6 237.4 86.4 - - 4 3

The Royal Bank of Scotland 9 9 6 6 115.4 79.3 - - 6 9

J.P. Morgan 8 9 7 7 110.2 160.0 7.00 7.00 5 10

BanCoppel 4 5 1 1 10.0 70.0 17.25 17.25 23 22

Inter Banco 109 92 34 34 141.7 134.1 11.80 9.54 12 14

Banco Base 19 27 19 27 34.2 29.1 11.05 11.43 1 2

Número de Créditos Distribución % de Cartera IMOR1/

(%)

Número de Créditos Otorgados Tasa de Interés4/ Monto de Crédito Otorgado (mdp)

Oct-11 Nov-11 Oct-11 Nov-11 Oct-11 Nov-11


46

Cartera de Crédito a EmpresasImportante: Cifras sin subsidiarias

Rangos por Tamañodel Crédito

(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000

Sin clasificación2/

Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

Fuente: Portafolio de Información CNBV. 1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 2/ Líneas de crédito con saldos a favor o en ceros. 3/ Se refiere a los créditos que realizaron disposiciones en el mes. 4/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Información del Portafolio Total por Tamaño de Crédito

Información de Créditos Otorgados3/ en el Mes por Tamaño de Crédito

521 570 0.14 0.14 - 0.50

272 325 0.19 0.22 0.27 1.78

53 48 0.09 0.07 2.18 12.37

17 19 0.05 0.06 - 27.87

14 16 0.10 0.12 23.15 19.24

19 25 0.34 0.44 10.26 7.61

26 24 0.87 0.76 13.16 14.27

38 40 2.98 2.91 9.79 12.65

36 45 6.43 7.62 15.65 12.54

49 48 16.21 15.49 7.53 10.30

44 45 34.26 32.56 3.32 5.67

12 15 19.62 22.92 6.49 5.27

3 3 12.38 10.68 - -

1 1 6.33 6.01 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

172 334 - - - -

1,277 1,558 100.00 100.00 5.11 6.17

260 233 19.79 19.80 1.4 1.2

111 168 19.54 19.80 1.6 2.5

13 15 18.88 19.80 0.4 0.4

3 5 12.30 14.41 0.2 0.3

2 3 12.30 15.56 0.2 0.4

3 6 14.72 14.36 1.0 2.6

3 3 12.31 13.86 1.9 2.1

5 5 11.40 11.38 6.7 5.8

7 15 11.29 11.51 13.3 30.0

13 16 11.17 11.09 40.7 40.0

14 11 11.45 11.26 84.1 47.6

3 7 10.78 11.17 6.5 79.4

1 1 12.30 12.30 1.5 2.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

438 488 11.47 11.43 159.5 214.4

ABC Capital


(%)




47



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

1 1 0.01 0.01 - -

3 2 0.09 0.04 - -

- - - - - -

4 4 0.45 0.49 - -

8 10 2.31 2.87 - -

5 5 3.45 3.33 - -

3 3 4.17 4.36 - -

3 3 7.07 7.33 - -

1 1 7.64 7.98 - -

- 1 - 11.04 - -

3 2 74.80 62.55 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

31 32 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 11.00 - 0.6

- 2 - 10.00 - 2.2

1 - 9.00 - 0.5 -

- - - - - -

1 - 8.00 - 4.9 -

- - - - - -

- - - - - -

2 1 7.47 8.00 155.0 35.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4 4 7.51 8.06 160.4 37.8

Actinver


(%)




48



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



18 6 0.00 0.00 16.48 20.42

17 10 0.01 0.00 6.58 10.57

42 44 0.03 0.03 5.41 7.84

69 70 0.10 0.09 5.98 6.99

165 161 0.52 0.47 12.46 8.89

206 213 1.40 1.37 10.13 9.65

280 286 3.78 3.63 7.28 7.68

293 296 8.29 8.00 6.62 7.08

180 182 11.87 11.37 3.49 2.89

90 101 11.22 12.21 9.21 6.99

70 68 20.31 18.99 3.77 3.82

22 22 13.30 12.54 3.51 3.53

9 10 9.98 10.43 - -

4 5 8.99 11.24 - -

2 2 10.20 9.61 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

458 502 - - - -

1,925 1,978 100.00 100.00 3.72 3.38

14 1 7.49 13.80 0.0 0.0

6 4 10.91 11.40 0.1 0.1

13 20 15.26 15.07 0.6 0.9

21 24 13.32 13.89 1.7 2.0

53 58 13.08 13.49 9.7 10.2

71 62 12.75 12.46 25.9 24.8

77 75 12.05 12.39 59.6 59.9

100 99 11.54 11.21 161.3 156.1

69 91 10.09 10.26 260.2 336.5

28 46 9.27 9.47 218.0 318.4

17 19 9.10 7.98 284.8 293.6

9 10 7.23 7.55 310.6 319.5

- 4 - 9.01 - 211.6

1 2 11.50 4.80 133.8 279.5

- 1 - 7.11 - 250.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

479 516 9.61 8.50 1,466.3 2,262.9

Afirme


(%)




49



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



3 3 0.00 0.00 - -

1 - 0.00 - - -

- 1 - 0.00 - -

3 1 0.01 0.00 - -

12 15 0.13 0.16 - -

16 14 0.30 0.28 - -

26 21 0.93 0.79 - -

47 44 4.14 3.90 5.21 5.63

45 43 8.31 8.19 - -

51 54 17.60 18.64 - -

38 43 31.39 35.97 - -

11 8 19.80 14.85 - -

3 3 11.73 11.49 - -

1 1 5.65 5.73 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

42 51 - - - -

299 302 100.00 100.00 0.22 0.22

- - - - - -

1 - 9.80 - 0.0 -

- - - - - -

- - - - - -

- - - - - -

- 4 - 12.80 - 1.6

4 3 9.53 12.80 2.7 1.5

11 7 11.25 10.18 16.6 10.1

15 6 10.74 9.84 47.2 19.5

17 14 9.82 8.88 102.6 94.8

12 10 9.08 8.45 161.7 121.9

2 1 9.25 9.80 55.0 36.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

62 45 9.60 8.97 385.9 286.3

Autofin


(%)




50



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



1,576 1,508 0.00 0.00 1.61 2.93

1,599 1,460 0.02 0.02 1.59 1.53

2,791 2,816 0.07 0.07 1.38 0.84

6,287 6,444 0.31 0.32 2.15 1.38

9,615 9,658 1.05 1.03 2.09 1.43

6,018 6,078 1.44 1.42 2.08 1.61

4,210 4,342 1.99 2.01 2.36 1.77

3,220 3,229 3.36 3.30 1.43 1.33

1,240 1,252 2.89 2.83 0.88 1.01

853 849 4.01 3.90 0.89 1.11

852 871 9.02 8.94 0.92 1.18

393 417 9.25 9.60 0.34 0.32

228 229 10.37 10.14 1.47 1.61

151 162 16.40 16.83 - -

63 63 14.65 14.07 - -

30 30 14.26 13.86 - -

13 14 10.90 11.66 - -

- - - - - -

- - - - - -

577 812 - - - -

39,716 40,234 100.00 100.00 0.48 0.49

154 152 15.73 16.15 0.4 0.3

124 118 15.97 15.64 1.6 1.6

174 211 15.89 16.20 4.6 5.4

390 453 16.11 16.04 18.0 23.1

600 616 15.19 15.16 63.1 68.0

384 431 14.48 14.16 85.7 102.6

312 402 12.85 12.81 153.0 203.5

387 427 10.47 11.01 412.1 419.1

200 237 9.07 8.86 441.1 440.4

153 197 8.14 7.89 600.3 777.6

147 220 7.99 7.91 1,410.6 1,528.5

68 122 7.24 7.57 1,204.2 1,597.8

41 65 8.01 7.11 1,547.5 2,072.9

16 43 6.18 6.88 1,445.4 2,496.5

9 25 5.89 6.22 2,491.5 3,005.2

3 6 5.34 7.08 1,642.9 297.4

- 4 - 5.30 - 1,358.3

- - - - - -

- - - - - -

- - - - - -

3,162 3,729 7.23 7.39 11,522.1 14,398.3

Banamex


(%)




51



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



48 48 0.00 0.00 100.00 100.00

19 17 0.00 0.00 47.30 50.03

30 37 0.01 0.01 22.44 16.00

99 100 0.08 0.08 23.06 20.08

379 389 0.70 0.68 15.14 13.97

471 493 1.84 1.84 13.52 13.38

749 738 5.61 5.29 15.71 16.08

1,074 1,067 18.04 17.09 6.80 7.11

374 377 13.68 13.10 7.18 7.17

153 157 11.04 10.77 12.22 11.12

77 83 12.86 13.29 4.20 5.48

24 22 8.97 7.56 - 6.15

12 15 8.85 10.40 - -

10 11 15.07 16.81 - -

1 1 3.24 3.07 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

306 276 - - - -

3,826 3,831 100.00 100.00 5.36 5.76

- - - - - -

- - - - - -

- - - - - -

2 1 9.81 9.79 0.1 0.1

38 26 8.81 9.67 6.8 4.5

42 53 9.57 9.41 14.2 17.8

79 70 9.58 9.27 50.7 45.3

119 100 9.22 9.11 159.4 145.1

46 48 9.38 8.82 146.9 152.4

12 17 9.17 9.03 73.2 107.5

8 15 8.70 7.84 93.2 201.7

3 3 11.51 6.18 110.6 80.5

1 3 8.80 11.25 59.8 180.6

2 1 11.28 6.54 295.1 171.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - - -

353 337 10.06 8.59 1,010.0 1,106.6

Banca Mifel


(%)




52



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



355 382 0.12 0.12 8.71 8.76

511 528 0.43 0.43 7.37 6.89

253 246 0.47 0.43 8.60 7.16

120 114 0.44 0.40 10.51 13.33

142 134 1.15 1.07 2.80 2.89

88 100 1.56 1.72 1.44 1.34

80 102 2.57 3.26 1.14 2.00

121 124 9.39 9.18 3.76 1.67

41 45 7.00 7.37 - 4.50

28 30 9.53 9.63 - -

12 13 8.79 9.45 - -

3 4 6.55 7.39 - -

3 3 8.48 8.03 - -

- - - - - -

1 1 16.03 15.35 - -

1 1 27.51 26.19 - -

- - - - - -

- - - - - -

- - - - - -

244 292 - - - -

2,003 2,119 100.00 100.00 0.57 0.73

6 3 34.06 12.50 0.0 0.0

100 75 40.50 41.56 1.6 1.2

52 34 28.25 29.28 1.7 1.2

35 37 19.69 16.94 2.4 2.5

72 53 13.16 13.53 11.5 8.4

29 43 12.42 12.70 9.4 16.7

29 49 12.27 12.01 17.7 32.4

35 40 11.51 11.33 50.8 61.3

13 12 10.15 10.85 42.5 38.4

7 7 9.29 9.33 45.8 41.7

3 7 9.21 8.63 36.9 103.8

1 2 11.00 8.39 0.0 60.0

1 2 8.28 7.80 61.0 100.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.2

383 365 10.51 9.67 281.5 467.8

Banco Ahorro Famsa


(%)




53



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



132 124 0.01 0.01 98.35 98.76

82 84 0.01 0.01 98.26 96.45

49 46 0.02 0.02 93.21 97.58

30 25 0.02 0.02 85.08 96.54

8 9 0.01 0.01 66.63 54.94

10 7 0.04 0.02 15.43 27.21

9 10 0.06 0.06 9.99 8.44

9 9 0.15 0.14 25.85 22.76

6 5 0.27 0.22 - -

4 4 0.29 0.28 23.53 22.80

3 3 0.58 0.55 20.21 20.42

4 4 1.75 1.70 23.33 22.86

9 6 7.17 4.70 - -

9 9 18.78 17.92 - -

5 8 17.09 27.27 - -

2 1 11.23 5.34 - -

3 3 42.52 41.73 - -

- - - - - -

- - - - - -

8 22 - - - -

382 379 100.00 100.00 0.71 0.67

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 7.81 - 0.3

- 1 - 7.81 - 0.3

2 1 10.31 6.80 1.0 0.5

1 2 9.80 13.81 2.0 1.5

1 3 9.78 - 3.0 0.4

- 3 - - - 0.6

- - - - - -

1 2 - - 39.5 2.8

1 4 6.81 - 69.5 11.6

1 7 - 9.79 243.8 456.7

- 5 - 6.80 - 320.0

- - - - - -

- 2 - - - 86.0

- - - - - -

- - - - - -

- - - - - -

7 31 7.05 8.61 358.8 880.7

Banco Azteca


(%)




54



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.65 0.40 - -

5 8 4.63 8.46 - -

2 9 3.37 17.97 - -

7 6 31.90 29.87 - -

2 2 16.91 17.95 - -

2 1 42.55 25.35 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

19 27 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - 13.00 0.0 0.3

5 8 13.00 13.00 2.1 0.9

2 9 13.00 12.50 1.2 3.0

7 6 12.00 - 7.3 1.4

2 2 9.00 12.00 5.8 6.8

2 1 11.00 11.00 17.8 16.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

19 27 11.05 11.43 34.2 29.1

Banco Base


(%)




55



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



6,137 6,017 0.05 0.05 9.82 10.27

2,835 2,810 0.11 0.11 10.20 10.50

2,701 2,711 0.24 0.23 9.49 9.92

3,179 3,110 0.55 0.52 10.64 11.12

5,446 5,533 2.09 2.05 8.72 8.82

3,952 4,039 3.35 3.32 6.45 6.63

3,697 3,792 6.21 6.18 4.11 4.05

3,536 3,758 12.97 13.49 3.20 3.22

1,595 1,649 13.08 13.09 2.77 2.86

827 878 13.34 13.82 3.29 2.72

504 522 17.94 18.09 1.82 1.32

119 117 9.28 8.88 4.36 4.43

49 51 8.28 8.28 1.50 1.46

17 17 5.98 5.52 - -

5 5 3.87 3.80 - -

- - - - - -

1 1 2.66 2.59 - -

- - - - - -

- - - - - -

6,034 6,579 - - - -

40,634 41,589 100.00 100.00 2.82 2.69

1,354 1,336 12.30 12.49 4.8 4.4

652 678 12.43 12.03 11.0 11.3

690 663 11.98 12.20 25.1 24.5

694 686 11.39 11.38 50.2 49.5

1,060 1,113 10.61 10.74 155.6 164.3

819 881 9.91 9.62 239.8 259.4

793 828 9.22 9.07 434.4 452.0

739 898 8.35 8.13 864.3 1,123.8

329 364 7.71 7.65 931.6 1,032.4

180 215 7.71 7.55 920.1 1,168.1

95 99 6.82 6.83 1,095.6 1,126.8

19 17 6.32 6.39 602.9 519.5

5 5 7.17 6.57 274.8 243.9

4 2 7.10 5.56 500.0 200.0

1 - 7.30 - 377.5 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

7,434 7,785 7.76 7.71 6,487.7 6,380.0

Banco del Bajío


(%)




56



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- 3 - 0.00 - -

2 6 0.00 0.01 - 18.29

15 12 0.03 0.02 - -

9 10 0.05 0.05 - -

95 98 1.25 1.19 - -

87 90 2.13 2.01 - -

116 117 5.21 4.86 2.93 2.86

188 190 20.21 18.76 2.59 2.55

43 47 11.60 11.71 3.57 3.14

41 47 18.58 19.65 - -

24 29 24.90 27.12 - -

8 8 16.02 14.62 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

221 214 - - - -

849 871 100.00 100.00 1.09 0.99

- 3 - 13.05 - 0.0

2 3 14.45 13.06 0.0 0.1

7 3 13.64 14.29 0.2 0.1

6 2 13.97 13.06 0.5 0.2

43 36 12.80 13.37 7.2 5.9

46 36 12.73 13.11 14.1 10.6

35 47 13.21 13.41 19.8 27.5

80 62 11.13 11.52 98.1 88.6

19 16 10.35 9.63 63.5 57.4

16 16 9.12 8.70 89.7 94.0

10 13 9.30 9.07 143.0 151.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

13 6 - - - -

277 243 10.18 10.00 436.1 435.2

Banco Wal-Mart


(%)




57



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 1.31 1.37 - -

- - - - - -

1 1 3.51 3.63 - -

- - - - - -

- - - - - -

- 1 - 26.35 - -

- 1 - 68.65 - -

1 - 95.18 - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4 5 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 17.25 - 10.0 -

- - - - - -

- - - - - -

- 1 - 17.25 - 70.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 17.25 17.25 10.0 70.0

BanCoppel


(%)




58



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.11 0.09 - -

- 1 - 0.27 - -

- 1 - 0.52 - -

2 1 1.91 1.20 - -

1 1 1.68 2.14 - -

2 2 8.38 8.58 - -

4 4 32.15 35.88 - -

- - - - - -

1 1 55.77 51.32 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 - - - - -

13 12 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 1 - - 7.5 3.3

- 2 - - - 12.1

2 - - - 31.6 -

- 1 - - - 32.9

- 1 - - - 31.7

1 1 - - 198.3 6.5

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 6 - - 237.4 86.4

Bank of America


(%)




59



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 0.02 - -

1 - 0.02 - - -

- 1 - 0.07 - -

3 4 0.50 0.77 - -

7 2 1.94 0.59 - -

4 5 2.14 3.31 - -

6 6 7.78 9.89 - -

7 7 19.56 22.36 - -

5 6 24.93 37.59 - -

4 2 43.12 25.39 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 6 - - - -

40 40 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.8

3 3 6.50 6.40 5.2 3.1

2 1 - - 6.9 0.1

- 6 - 6.11 - 22.3

4 4 - - 61.7 72.2

6 6 5.19 5.20 219.2 179.5

4 6 - - 254.4 287.7

4 2 6.75 6.75 554.7 283.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

23 29 6.28 6.28 1,102.1 849.6

Bank of Tokyo-Mitsubishi UFJ


(%)




60



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



2,092 2,168 0.01 0.01 6.69 6.58

1,603 1,549 0.02 0.02 11.67 11.93

2,094 2,153 0.07 0.06 9.55 9.05

4,907 4,988 0.30 0.30 6.13 6.24

9,271 9,318 1.23 1.20 6.10 5.49

5,945 6,012 1.75 1.71 8.94 8.30

5,702 5,692 3.36 3.26 7.71 7.08

6,413 6,526 8.18 8.04 4.46 3.98

2,288 2,385 6.49 6.56 3.23 3.20

1,054 1,097 6.13 6.22 3.14 3.17

788 795 9.83 9.55 3.16 3.06

312 336 9.03 9.45 4.04 2.70

166 169 9.54 9.40 1.94 1.98

99 108 12.29 13.09 1.09 0.99

40 42 11.85 11.84 - -

20 20 12.24 11.82 - -

6 6 7.71 7.47 13.34 13.33

- - - - - -

- - - - - -

2,256 2,123 - - - -

45,056 45,487 100.00 100.00 3.31 3.05

85 84 13.95 13.81 0.6 0.5

137 122 13.83 13.94 2.1 1.8

52 70 13.94 13.38 1.4 1.4

277 268 13.81 13.79 9.5 9.1

775 761 13.74 13.83 87.8 75.2

620 604 13.37 13.50 164.3 151.4

641 707 12.61 12.49 327.4 366.7

1,051 1,074 11.54 11.50 1,177.2 1,187.2

461 512 10.17 10.14 1,194.4 1,281.1

254 284 8.74 8.96 1,442.0 1,406.5

170 188 8.14 7.98 2,049.6 2,012.1

60 94 7.64 7.77 1,688.4 2,319.9

34 47 7.70 7.76 1,957.8 1,724.4

10 34 8.07 7.66 1,459.3 2,396.7

2 11 8.79 7.78 292.6 1,588.8

1 4 6.71 - 740.0 87.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4,630 4,864 8.89 8.81 12,594.1 14,610.1

Banorte


(%)




61



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



300 349 0.01 0.01 5.35 3.46

303 410 0.03 0.03 4.08 3.23

611 589 0.12 0.11 3.89 4.03

1,683 1,691 0.66 0.64 3.39 3.59

2,639 2,662 2.13 2.05 3.40 3.51

1,190 1,237 2.16 2.14 4.38 4.12

1,010 1,061 3.57 3.56 2.92 3.07

1,164 1,169 9.27 8.86 3.16 3.21

584 609 10.27 10.37 1.49 1.12

408 400 14.26 13.27 2.66 2.94

289 297 22.02 21.66 1.15 1.11

75 80 12.81 13.15 - -

24 29 8.59 9.81 - -

15 15 10.29 9.42 - -

2 3 3.80 4.93 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

375 365 -0.00 -0.00 - 27.60

10,672 10,966 100.00 100.00 1.38 1.33

90 133 13.74 14.02 0.4 0.6

80 114 13.05 13.62 1.1 1.6

19 29 13.00 12.84 0.5 0.7

66 74 14.06 13.89 3.9 4.4

260 282 13.91 13.77 32.0 35.0

243 303 13.10 13.29 54.2 59.1

229 258 12.38 12.57 82.6 90.7

304 297 10.78 10.69 300.4 269.5

138 173 9.44 9.45 309.4 368.7

102 122 8.51 8.66 501.2 548.6

74 94 7.91 7.73 873.1 884.0

22 21 7.70 8.09 589.9 480.0

4 10 7.56 7.41 194.1 536.0

5 5 7.08 7.24 518.5 502.4

2 1 5.89 5.44 738.0 483.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1,638 1,916 8.25 8.41 4,199.3 4,264.2

Banregio


(%)




62



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



305 308 0.02 0.02 5.31 5.26

31 29 0.01 0.01 8.30 8.86

69 76 0.05 0.06 4.51 4.78

133 141 0.20 0.21 15.51 14.44

359 357 1.24 1.21 10.29 10.58

253 250 1.84 1.77 11.09 10.99

186 182 2.66 2.56 4.10 4.42

135 141 4.28 4.46 6.25 10.09

104 96 7.25 6.63 13.90 15.00

75 72 10.72 9.81 9.81 12.00

53 55 17.18 17.29 7.84 10.47

34 33 23.57 22.76 - 3.30

13 13 19.19 19.40 - 8.64

4 5 11.78 13.82 - 21.57

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

147 73 - - - -

1,901 1,831 100.00 100.00 4.15 10.31

2 4 12.45 14.10 0.0 0.0

2 1 14.63 11.31 0.0 0.0

16 12 11.49 11.30 0.6 0.4

20 17 11.71 12.46 1.3 0.8

26 28 11.99 13.09 3.7 2.4

26 10 12.07 12.92 8.4 1.9

29 6 10.64 13.30 18.4 3.3

9 16 11.13 8.89 13.2 17.6

15 2 9.90 10.26 48.8 6.5

3 4 10.55 9.89 18.0 25.3

3 2 10.50 9.75 34.0 33.6

5 3 10.07 9.60 117.0 62.0

- 1 - 10.50 - 48.3

- 1 - 9.80 - 115.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

156 107 10.30 9.97 263.5 317.3

Bansí


(%)




63



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



40,081 39,935 0.08 0.07 1.16 2.05

15,283 15,686 0.12 0.12 2.31 1.82

11,740 11,834 0.21 0.21 2.70 2.43

12,415 12,546 0.46 0.45 3.27 3.10

19,534 19,755 1.62 1.59 2.58 2.46

11,904 11,778 2.09 2.04 1.89 2.06

6,952 7,138 2.50 2.53 3.36 3.25

5,410 5,603 4.20 4.27 3.36 3.35

2,581 2,711 4.62 4.75 5.14 5.05

1,794 1,770 6.48 6.26 6.51 6.33

1,534 1,547 12.00 11.80 6.85 6.70

589 622 10.03 10.38 6.54 6.12

242 253 8.10 8.42 5.48 5.54

138 147 10.51 11.00 5.42 5.94

57 58 9.53 9.66 4.89 4.66

31 29 11.14 10.54 - -

16 16 13.03 12.57 - -

2 2 3.28 3.34 - -

- - - - - -

34,962 38,120 - - - -

165,265 169,550 100.00 100.00 3.95 3.96

18,476 19,237 8.45 8.34 68.5 68.7

5,928 6,499 8.42 8.35 95.2 100.2

3,505 3,810 8.31 8.23 127.2 134.1

2,549 2,825 8.85 8.87 180.4 192.2

3,163 3,630 10.39 9.84 483.7 532.5

1,754 2,096 10.75 10.31 614.3 660.7

1,263 1,501 10.52 10.13 883.0 912.5

969 1,262 10.03 9.50 1,333.7 1,445.7

512 681 9.11 8.91 1,392.4 1,562.8

328 434 8.40 8.34 1,614.0 1,466.3

285 440 8.01 8.02 2,755.3 2,930.6

116 217 7.34 7.57 2,595.6 3,093.2

41 92 6.98 6.86 2,027.0 2,821.9

26 56 6.03 5.93 3,151.2 4,697.2

6 21 6.86 6.51 1,947.8 2,181.1

3 15 6.53 5.80 1,886.5 2,399.5

1 6 - - 1,229.0 293.0

- 2 - - - 236.6

- - - - - -

12 9 - - - -

38,937 42,833 7.88 7.76 22,384.7 25,728.8

BBVA Bancomer


(%)




64



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.02 0.02 - -

- - - - - -

5 6 0.37 0.47 - -

7 7 1.18 1.29 - -

11 9 3.63 3.05 - -

6 6 4.08 3.92 - -

1 2 1.71 3.11 - -

7 9 23.31 32.98 - -

8 6 53.60 43.32 - -

1 1 12.11 11.83 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - - -

48 48 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - 0.8 -

3 3 9.95 9.57 4.4 2.6

3 1 7.52 10.79 12.7 4.5

3 1 12.61 16.79 25.9 8.4

2 2 10.80 8.81 28.8 19.5

1 2 21.66 19.11 33.3 64.3

- 2 - 8.80 - 141.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

13 11 15.17 12.66 105.8 240.9

CIBanco


(%)




65



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 1.04 1.06 - -

- - - - - -

2 2 11.67 11.75 - -

- - - - - -

2 2 48.24 48.07 - -

1 1 39.05 39.12 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 6 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

Deutsche Bank


(%)




66



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



44,507 47,609 0.23 0.23 3.69 4.71

44,801 44,522 0.75 0.74 4.77 5.05

37,769 36,556 1.38 1.33 4.55 4.19

29,004 28,280 2.10 2.04 3.56 3.13

20,635 20,292 3.21 3.16 2.74 2.60

6,936 6,997 2.39 2.41 2.18 2.14

3,149 3,187 2.20 2.21 3.35 3.41

2,395 2,395 3.68 3.68 2.86 2.95

971 960 3.43 3.38 3.44 3.31

755 783 5.33 5.53 2.91 2.76

540 536 8.24 8.18 2.26 2.30

240 257 8.21 8.77 3.49 3.30

112 114 7.56 7.85 4.31 4.22

88 85 13.54 13.16 0.83 0.85

43 47 13.99 15.44 2.62 2.44

12 9 8.04 6.18 - -

5 6 7.49 9.99 - -

3 2 8.25 5.72 - -

- - - - - -

33,091 31,794 - - - -

225,056 224,431 100.00 100.00 2.05 2.05

10,886 12,920 10.84 10.54 40.1 40.3

5,760 5,130 14.23 14.55 94.3 82.5

4,466 4,000 15.37 16.49 165.0 146.5

4,018 3,581 15.73 16.51 287.5 251.3

4,043 3,731 13.69 14.23 622.8 565.4

1,745 1,854 12.33 13.10 586.1 572.0

927 1,174 11.09 11.62 608.9 593.3

690 1,208 9.91 10.43 981.2 1,066.5

252 402 8.12 8.33 870.2 793.9

156 294 8.56 8.19 1,097.9 1,468.4

90 186 7.95 7.60 1,379.3 1,590.1

42 84 7.16 6.91 1,399.7 1,606.4

20 30 7.45 8.23 1,337.3 1,014.5

15 28 7.44 7.04 2,197.0 2,121.5

3 18 6.26 6.47 925.0 3,324.5

3 3 5.17 6.69 1,865.0 595.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

33,116 34,643 8.45 8.78 14,457.3 15,832.3

HSBC


(%)




67



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



3,822 3,809 0.02 0.02 12.74 11.04

7,591 7,609 0.11 0.11 8.02 7.82

9,348 9,315 0.26 0.27 7.77 7.81

7,319 7,154 0.40 0.40 7.61 7.70

4,341 4,375 0.51 0.52 7.22 6.73

1,177 1,224 0.31 0.33 4.45 4.36

576 599 0.32 0.33 8.57 8.11

457 449 0.56 0.55 13.40 13.16

398 380 1.16 1.10 8.53 10.10

448 453 2.46 2.52 5.00 4.48

313 299 3.75 3.63 8.66 8.92

197 184 5.31 5.06 8.33 9.24

130 123 6.99 6.56 8.19 10.18

65 71 8.05 8.93 7.84 8.15

33 36 8.96 10.03 9.78 8.79

35 34 19.02 18.34 - -

20 20 22.62 23.92 - -

6 5 14.52 12.69 - -

1 1 4.68 4.71 - -

1,260 1,959 - - - -

37,537 38,099 100.00 100.00 3.28 3.50

157 158 10.78 10.31 0.6 0.6

136 151 13.92 14.96 2.4 2.6

233 287 16.32 16.98 8.6 10.5

313 364 16.16 16.84 22.3 25.9

300 381 15.53 16.06 45.5 58.7

149 157 14.61 15.30 51.1 53.0

88 105 13.02 13.91 54.7 52.7

58 90 10.61 11.19 67.6 76.3

48 56 9.41 9.08 117.4 82.6

82 127 9.82 10.90 382.5 539.1

73 108 8.50 8.08 508.5 514.3

48 81 7.82 8.42 389.5 1,344.2

39 43 7.68 8.15 1,118.9 1,437.6

11 22 8.70 7.12 2,005.2 1,769.8

4 11 6.38 7.42 1,510.3 2,255.4

6 15 5.98 5.96 4,038.6 3,123.2

4 6 6.37 - 4,655.6 230.5

1 1 6.60 6.61 18.9 17.3

- - - - - -

- - - - - -

1,750 2,163 7.27 7.42 14,998.4 11,594.4

Inbursa


(%)




68



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 6 0.33 0.39 - -

4 4 0.40 0.40 - -

9 8 2.15 1.86 - -

11 13 4.80 5.54 - -

12 13 11.87 13.05 - -

2 3 4.34 7.13 - -

5 4 24.55 20.51 - -

1 1 7.24 7.18 - -

3 3 44.32 43.96 - -

- - - - - -

- - - - - -

- - - - - -

2 1 - - - -

54 56 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 6.80 6.80 2.3 2.3

- - - - - -

- - - - - -

1 1 7.30 6.50 17.5 20.0

- 1 - 6.50 - 44.0

- - - - - -

1 1 6.29 6.31 210.0 210.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 4 6.37 6.36 229.8 276.3

ING


(%)




69



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

1 - 0.01 - - -

11 6 0.16 0.10 62.14 42.19

15 10 0.49 0.36 15.56 12.26

14 5 1.07 0.39 18.97 -

15 10 2.32 1.58 15.78 -

10 7 2.99 2.47 18.36 6.76

10 6 7.79 5.16 - -

5 6 8.75 10.41 19.92 -

9 7 31.01 24.20 - -

5 6 33.53 42.30 - -

1 1 11.88 13.02 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

13 28 - - - -

109 92 100.00 100.00 3.04 0.25

- - - - - -

- - - - - -

1 1 - - 0.0 0.1

3 3 - - 0.1 0.1

5 1 - - 0.9 0.0

4 6 - - 1.5 0.3

3 3 - - 1.9 0.8

6 7 - - 9.5 8.1

4 4 - - 16.4 10.9

3 5 - 9.54 19.8 36.7

4 3 11.80 - 64.5 49.1

1 1 - - 27.3 28.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

34 34 11.80 9.54 141.7 134.1

Inter Banco


(%)




70



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



169 173 0.01 0.01 96.09 95.22

258 265 0.05 0.05 90.85 88.63

471 475 0.19 0.18 79.91 79.25

456 461 0.37 0.35 60.54 59.20

516 499 0.88 0.79 61.46 64.74

159 146 0.58 0.50 65.21 71.21

85 83 0.64 0.58 84.43 87.10

77 77 1.34 1.24 67.81 71.52

20 21 0.76 0.76 29.90 29.43

27 24 2.08 1.69 20.18 23.15

21 23 3.45 3.51 - -

6 6 2.35 2.26 14.84 14.87

13 12 10.82 9.37 - -

9 8 16.51 13.12 - -

9 10 35.15 35.49 - -

2 3 12.86 18.92 - -

1 1 11.95 11.20 - -

- - - - - -

- - - - - -

13 16 - - - -

2,312 2,303 100.00 100.00 3.79 3.60

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 1 8.95 9.31 0.4 0.1

- - - - - -

3 1 8.77 7.80 2.2 0.5

2 2 8.53 9.49 2.4 3.6

- 3 - 9.09 - 11.7

5 1 8.96 6.80 28.7 6.0

1 - 6.80 - 23.0 -

- 2 - 8.83 - 62.1

3 - 7.86 - 226.8 -

1 1 7.81 - 162.0 3.9

1 - 9.81 - 335.5 -

- 1 - 7.90 - 661.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

18 12 8.70 8.00 780.9 749.7

Interacciones


(%)




71



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.00 0.00 100.00 100.00

3 4 0.02 0.02 - -

10 7 0.12 0.08 7.63 10.52

26 27 0.72 0.62 - -

35 34 2.10 1.83 - -

57 63 6.38 6.38 3.18 2.83

67 67 17.28 16.01 4.92 4.73

32 34 18.87 17.77 - -

20 23 22.59 23.35 3.93 3.49

7 7 15.84 14.17 - -

3 4 16.07 19.76 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

13 10 - - - -

274 281 100.00 100.00 1.95 1.76

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.75 - 0.2 -

1 1 9.80 9.80 0.3 0.3

5 2 10.90 9.52 4.2 1.3

7 8 9.76 9.80 10.9 11.5

14 16 10.19 9.71 46.2 50.0

24 30 9.85 9.45 161.5 198.7

22 26 9.13 9.76 317.2 335.5

8 9 9.38 9.62 238.6 209.2

4 7 8.74 9.22 255.9 385.8

1 3 8.29 7.74 114.0 269.0

1 2 7.55 7.58 250.0 600.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - - -

89 104 8.82 8.64 1,399.1 2,061.3

Invex


(%)




72



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



170 167 0.00 0.00 1.33 1.12

70 71 0.00 0.01 1.64 1.51

81 99 0.01 0.02 3.27 5.13

228 237 0.07 0.08 0.60 0.58

1,115 1,165 0.89 0.98 0.87 1.01

1,305 1,353 2.00 2.18 0.75 1.00

809 814 2.39 2.53 1.61 1.86

481 483 3.28 3.44 1.17 1.17

194 186 2.89 2.94 1.32 1.24

140 152 4.22 4.84 0.55 2.06

139 131 9.42 9.26 3.38 3.55

69 64 10.48 10.26 3.19 1.97

48 48 14.92 15.64 - -

35 30 24.22 22.08 - -

14 15 20.29 23.28 - -

2 1 4.90 2.46 - -

- - - - - -

- - - - - -

- - - - - -

345 395 - - - -

5,245 5,411 100.00 100.00 0.81 0.79

43 58 15.17 16.55 0.1 0.1

23 29 14.71 15.79 0.3 0.4

22 40 13.23 15.55 0.6 1.2

58 68 15.63 16.20 3.0 3.5

242 307 15.63 16.25 25.7 35.7

263 301 15.60 15.44 52.6 65.2

172 168 14.02 14.20 62.9 69.8

97 102 10.66 10.82 95.0 113.5

50 55 9.92 9.00 117.9 118.0

38 51 8.94 8.98 237.6 266.9

45 46 9.01 8.60 664.3 576.8

21 24 8.73 8.11 716.0 735.0

7 14 6.63 7.76 392.4 847.3

9 9 7.51 7.90 1,526.3 1,353.4

2 6 8.25 7.26 549.9 1,482.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1,092 1,278 8.67 8.36 4,444.7 5,669.5

Ixe


(%)




73



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 1 1.20 0.38 - -

2 1 3.59 0.90 - -

- 1 - 2.38 - -

2 1 19.65 5.18 - -

1 2 22.42 19.33 - -

1 - 53.14 - - -

- 2 - 71.84 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - -

8 9 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.3

1 - - - 0.6 -

2 - - - 3.3 -

1 1 - - 2.7 3.8

- 1 - 7.00 - 9.9

1 - 7.00 - 15.0 -

2 2 7.00 7.00 88.7 62.4

- 1 - - - 83.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - -

7 7 7.00 7.00 110.2 160.0

J.P. Morgan


(%)




74



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



3,005 3,248 0.29 0.34 0.06 0.05

453 482 0.26 0.29 0.15 -

193 212 0.25 0.29 0.77 0.73

141 140 0.36 0.38 1.45 1.48

131 122 0.80 0.78 2.52 1.77

120 120 1.52 1.62 5.35 8.51

151 151 3.89 4.23 4.52 4.38

167 164 9.15 9.52 4.73 6.10

66 64 8.66 8.67 2.69 2.86

42 45 9.61 11.17 11.65 10.58

30 28 16.75 15.62 - -

9 12 11.87 16.96 - -

5 3 10.93 7.35 - -

1 2 7.14 12.78 - -

2 1 18.54 10.01 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2,137 1,877 - - - -

6,653 6,671 100.00 100.00 2.07 2.36

1,526 1,078 9.33 9.32 4.1 3.1

210 150 9.33 9.35 3.3 2.2

86 68 9.32 9.36 3.0 2.3

48 41 9.26 9.23 3.3 2.9

42 47 9.09 9.22 6.9 5.5

30 55 8.98 8.93 10.7 10.5

50 113 8.77 8.85 37.5 36.8

54 111 9.16 8.70 85.5 72.1

33 37 8.87 9.09 119.3 78.7

19 31 7.52 9.74 126.6 91.4

16 21 7.80 7.81 251.6 155.2

4 8 - 9.73 163.1 185.3

2 2 - - 121.2 3.7

1 2 2.00 6.81 200.0 336.1

1 1 - - 264.3 8.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

575 618 - - - -

2,697 2,383 4.52 7.90 1,400.4 994.2

Monex


(%)




75



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



23 27 0.00 0.00 - -

8 5 0.00 0.00 - -

1 - 0.00 - - -

2 5 0.00 0.01 - 22.57

27 30 0.06 0.06 22.82 19.67

25 26 0.12 0.12 7.08 6.55

50 57 0.47 0.53 6.47 5.61

104 105 2.29 2.30 8.26 8.09

101 111 4.68 5.00 3.62 4.19

102 110 9.04 9.67 7.71 7.36

97 95 19.55 18.70 8.13 8.43

32 35 14.53 15.23 - -

14 14 12.98 12.81 - -

8 8 18.97 18.40 - -

4 4 17.31 17.16 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

65 51 - - - -

663 683 100.00 100.00 2.70 2.74

- - - - - -

2 2 - - 0.0 0.0

- - - - - -

- - - - - -

4 6 11.98 11.54 0.0 0.4

7 11 10.23 10.41 0.3 1.6

11 12 10.24 10.15 5.8 5.0

36 33 8.77 9.13 25.4 23.7

35 40 8.05 7.90 31.2 44.5

23 29 8.30 8.54 88.9 110.2

16 14 10.32 10.26 235.4 202.8

3 4 8.58 8.93 111.0 132.3

3 2 9.46 9.23 204.0 164.4

1 3 8.54 9.27 225.0 530.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

141 156 9.04 9.16 927.1 1,215.7

Multiva


(%)




76



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



2,461 2,157 0.01 0.01 2.57 2.48

1,538 1,468 0.02 0.02 2.41 3.00

1,855 1,900 0.04 0.04 2.52 2.68

3,631 3,603 0.17 0.17 3.42 3.62

8,381 8,270 0.90 0.88 2.97 3.14

6,870 6,894 1.61 1.58 3.44 3.49

6,604 6,639 3.04 3.02 3.13 3.32

5,867 6,007 5.87 5.91 2.13 2.54

2,202 2,241 5.03 5.04 1.84 1.96

1,254 1,323 5.65 5.90 1.38 1.34

997 1,005 10.07 10.05 1.08 1.06

376 380 8.41 8.35 1.68 1.66

192 192 8.53 8.41 0.61 0.63

122 114 11.91 10.79 3.32 3.61

54 53 11.65 11.23 - -

32 36 13.42 14.87 - -

13 13 11.87 11.95 - -

1 1 1.80 1.77 - -

- - - - - -

1,984 2,272 - - - -

44,434 44,568 100.00 100.00 1.18 1.21

929 581 13.58 13.36 1.8 0.5

322 224 13.43 13.27 3.4 1.5

202 188 13.37 13.06 4.0 2.8

360 316 14.03 14.10 13.2 9.3

922 829 14.33 14.09 87.1 68.8

872 982 13.15 13.19 160.0 151.2

982 1,330 12.72 12.62 370.9 389.8

1,146 1,390 12.13 12.10 1,026.4 1,072.8

565 670 10.59 10.46 973.2 1,086.3

335 437 8.70 8.71 1,306.9 1,694.3

221 333 7.99 7.67 2,154.6 2,739.3

88 123 7.49 7.58 1,849.7 2,513.7

38 78 7.25 7.27 2,082.9 2,155.2

24 33 6.87 6.51 2,963.9 1,622.9

6 22 6.22 6.66 1,670.8 1,404.3

4 14 6.26 6.33 2,585.0 1,853.3

- 3 - 5.00 - 1,540.5

- - - - - -

- - - - - -

- - - - - -

7,016 7,553 8.25 8.20 17,253.6 18,306.7

Santander


(%)




77



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



7 7 0.00 0.00 - -

2 2 0.00 0.00 - -

6 3 0.00 0.00 - -

4 3 0.00 0.00 - -

20 22 0.01 0.01 14.82 18.58

38 41 0.03 0.04 24.76 20.12

64 65 0.11 0.11 8.72 8.80

160 151 0.63 0.60 4.03 4.21

193 182 1.67 1.57 5.09 4.69

226 238 3.89 4.11 3.05 2.90

307 325 11.42 12.31 1.09 0.70

179 170 14.88 14.30 - 0.46

125 124 20.21 20.15 0.81 0.81

57 57 21.11 21.04 - -

16 14 12.72 11.23 - -

5 6 8.09 9.30 - -

2 2 5.22 5.23 - -

- - - - - -

- - - - - -

45 52 - - - -

1,456 1,464 100.00 100.00 0.54 0.55

1 2 9.32 15.42 0.0 0.0

- - - - - -

2 - 9.72 - 0.1 -

- 2 - 9.50 - 0.1

2 3 11.42 10.63 0.1 0.3

10 9 8.58 9.84 3.7 1.9

13 10 8.76 8.79 9.0 6.1

35 33 8.63 8.58 53.3 35.4

37 35 8.16 8.29 121.1 107.7

46 70 7.83 7.98 293.2 404.3

59 56 7.56 7.59 815.4 578.3

23 30 7.45 6.79 754.7 403.9

11 24 7.66 7.07 656.4 705.3

6 14 6.50 5.46 842.0 533.8

1 4 6.09 5.81 250.0 763.5

- 1 - - - 13.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

246 293 7.33 6.92 3,799.1 3,554.6

Scotiabank


(%)




78



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 0.09 - - -

- - - - - -

- - - - - -

1 1 0.71 0.66 - -

1 1 2.10 2.19 - -

- - - - - -

2 1 16.71 11.02 - -

3 3 49.64 50.06 - -

1 1 30.75 36.07 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - - - -

9 9 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 1 - - 4.5 0.9

- - - - - -

- 1 - - - 1.5

2 - - - 39.3 -

2 2 - - 71.6 11.9

- 1 - - - 60.8

- 1 - - - 4.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 6 - - 115.4 79.3

The Royal Bank of Scotland


(%)




79



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



72 79 0.01 0.01 4.24 0.52

226 243 0.06 0.06 1.90 0.70

439 411 0.24 0.22 1.92 1.00

858 846 0.93 0.89 1.05 0.88

1,327 1,256 3.08 2.84 1.23 1.39

704 663 3.59 3.29 2.51 2.15

401 375 3.98 3.61 4.63 4.19

343 367 8.00 8.43 3.74 3.74

247 248 12.39 12.12 4.26 4.39

183 191 17.88 18.20 4.12 4.81

113 118 22.34 23.23 2.86 2.72

33 33 15.78 15.65 - 0.02

9 7 7.37 5.78 - -

3 4 4.36 5.70 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

249 235 - - - -

5,207 5,076 100.00 100.00 2.53 2.63

52 92 11.28 10.10 0.1 0.1

10 6 10.47 11.51 0.0 0.0

- - - - - -

- - - - - -

3 2 10.51 11.85 0.5 0.2

8 3 11.50 8.47 1.8 1.1

28 26 10.50 10.32 15.1 16.9

99 95 10.03 10.14 120.3 142.1

81 65 9.75 10.02 177.6 154.4

57 53 9.57 9.57 244.3 262.6

29 30 8.61 8.61 288.6 329.2

7 6 8.38 7.59 136.0 141.5

- - - - - -

2 2 8.05 7.79 101.4 105.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

376 380 9.09 8.95 1,085.8 1,153.5

Ve por Más


(%)




80


Actividad Económica


Agricultura, Silvicultura, Ganadería y Pesca

Comercio

Comunicaciones y Telecomunicaciones

Construcción

Educativo

Hoteles y Restaurantes

Alimentos, Bebidas y Tabaco

Industria Automotriz

Industria Materiales de Construcción

Industria Química y Farmacéutica

Industria Textil y de Calzado

Petróleo, Minería, Gas y Energía

Resto Industria

Salud

Servicios Comunales y Sociales

Servicios de Esparcimiento y otros Servicios Recreativo

Servicios Profesionales y Técnicos

Transporte

Otros

Total

Fuente: Portafolio de Información CNBV. 1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 2/ Se refiere a los créditos que realizaron disposiciones en el mes. 3/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Información del Portafolio Total por Actividad Económica

Información de Créditos Otorgados/ en el Mes por Actividad Económica


Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1 1 0.10 0.09 100.00 100.00

92 92 6.89 6.15 12.88 14.11

- - - - - -

175 610 74.32 76.18 4.61 5.96

- - - - - -

- - - - - -

5 5 0.30 0.28 - -

1 1 1.07 1.18 - -

- - - - - -

- - - - - -

- - - - - -

7 7 1.91 1.77 - -

9 8 1.85 1.58 10.52 11.70

- - - - - -

- - - - - -

- - - - - -

19 15 11.17 10.65 4.48 4.46

4 4 1.84 1.71 - -

964 815 0.56 0.41 - -

1,277 1,558 100.00 100.00 5.11 6.16

- - - - - -

13 1 11.91 10.80 16.5 4.0

- - - - - -

37 483 11.57 11.46 78.1 194.8

- - - - - -

- - - - - -

- - - - - -

1 1 10.81 10.81 6.8 3.7

- - - - - -

- - - - - -

- - - - - -

2 1 10.81 11.30 5.0 11.3

1 - 10.80 - 8.0 -

- - - - - -

- - - - - -

- - - - - -

6 1 10.45 12.30 41.8 0.2

- - - - - -

378 1 19.79 11.05 3.3 0.4

438 488 11.47 11.43 159.5 214.4

ABC Capital


(%)




81





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4 4 8.63 9.02 - -

4 4 36.19 37.78 - -

- - - - - -

6 6 6.57 6.56 - -

1 1 0.09 0.09 - -

1 1 0.03 0.15 - -

1 1 0.21 0.22 - -

- - - - - -

- - - - - -

2 2 1.16 1.20 - -

- - - - - -

- - - - - -

2 3 1.25 1.58 - -

- - - - - -

- - - - - -

- - - - - -

7 7 2.72 2.95 - -

- - - - - -

3 3 43.15 40.44 - -

31 32 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

1 - 8.00 - 4.9 -

- - - - - -

- 1 - 11.00 - 0.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 9.00 10.00 0.5 1.5

- - - - - -

- - - - - -

- - - - - -

- 1 - 10.00 - 0.7

- - - - - -

2 1 7.47 8.00 155.0 35.0

4 4 7.51 8.06 160.4 37.8

Actinver


(%)




82





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

26 26 0.81 0.77 24.45 24.60

622 636 31.30 33.17 3.73 3.02

28 32 4.66 4.42 0.34 0.34

159 174 11.20 11.35 1.60 1.84

55 43 1.22 1.15 1.61 1.55

67 76 1.15 1.44 2.49 1.88

75 89 3.65 3.48 16.88 16.30

1 2 - 0.20 - -

13 14 0.51 0.54 - -

29 33 1.34 1.53 2.59 2.37

48 26 0.39 0.37 24.57 24.98

34 32 5.38 5.02 - -

266 260 11.67 11.26 4.42 4.23

14 15 0.56 0.53 44.34 44.31

3 4 0.04 0.02 - -

11 15 0.76 0.70 15.44 15.99

355 376 10.30 10.21 4.63 3.90

109 113 4.78 4.16 0.02 0.03

10 12 10.26 9.67 - -

1,925 1,978 100.00 100.00 3.72 3.38

5 7 10.08 10.08 13.2 10.1

169 167 8.98 7.74 508.3 855.2

5 9 7.89 7.37 107.5 122.4

43 57 10.23 10.08 315.9 252.0

14 3 9.98 7.08 35.4 15.9

13 22 10.28 10.15 10.4 54.6

22 28 9.43 10.53 48.4 64.7

- 2 - 9.80 - 12.0

3 4 9.18 11.67 8.3 22.9

10 12 9.96 10.01 30.3 53.1

14 4 12.71 12.48 7.0 5.6

7 10 10.36 8.48 14.3 113.8

66 59 9.70 9.69 184.8 196.1

2 4 13.65 11.84 5.2 2.4

- 1 - 15.30 - 0.2

- 4 - 13.14 - 4.9

85 100 11.00 8.96 119.3 166.9

17 20 10.35 8.16 56.2 59.1

4 3 13.29 7.14 1.8 251.1

479 516 9.61 8.50 1,466.3 2,262.9

Afirme


(%)




83





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

6 5 1.88 1.95 - -

104 120 32.98 34.05 - -

14 14 2.02 1.45 5.30 7.51

29 22 17.89 17.19 - -

- - - - - -

5 7 2.82 2.86 - -

12 12 2.80 2.56 - -

- - - - - -

- - - - - -

1 1 0.02 0.01 - -

5 4 0.17 0.17 - -

6 6 0.35 0.34 - -

58 50 16.55 17.19 - -

- - - - - -

- - - - - -

1 2 0.11 0.40 100.00 27.91

53 54 17.53 17.04 - -

5 5 4.89 4.79 - -

- - - - - -

299 302 100.00 100.00 0.22 0.22

1 1 14.80 14.80 1.0 1.0

21 29 9.64 9.05 140.6 174.0

2 - 10.71 - 10.0 -

4 - 11.93 - 23.2 -

- - - - - -

- 2 - 8.80 - 20.0

2 1 14.80 9.80 2.3 7.0

- - - - - -

- - - - - -

- - - - - -

1 - 11.80 - 0.7 -

3 - 10.05 - 3.6 -

14 4 9.25 8.96 92.2 31.1

- - - - - -

- - - - - -

- 1 - 8.80 - 5.0

14 7 9.09 8.55 112.2 48.3

- - - - - -

- - - - - -

62 45 9.60 8.97 385.9 286.3

Autofin


(%)




84





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

760 788 3.84 4.60 0.56 0.44

27,632 27,885 26.02 25.94 1.11 1.05

375 393 5.09 5.02 0.02 -

1,290 1,329 10.59 10.02 0.33 0.65

29 31 0.02 0.02 0.53 0.35

263 267 1.54 1.51 0.01 -

1,032 1,068 7.06 6.83 0.05 0.05

157 164 2.03 2.29 0.07 0.08

54 56 2.63 2.97 0.10 0.08

504 501 5.25 5.22 0.09 0.14

581 572 1.81 1.78 3.69 3.82

275 290 2.99 2.44 0.02 0.04

2,706 2,733 14.03 14.55 0.27 0.25

115 117 0.08 0.07 - -

92 100 0.03 0.04 - -

16 16 0.01 0.01 0.66 -

3,168 3,265 9.03 9.08 0.15 0.14

577 571 4.89 4.82 - -

90 88 3.08 2.80 0.03 -

39,716 40,234 100.00 100.00 0.48 0.49

136 210 6.98 6.62 1,258.0 2,068.0

1,993 2,174 8.01 8.52 3,149.6 3,309.9

37 53 9.41 8.85 68.8 438.6

108 161 8.95 8.73 458.6 530.4

4 5 7.47 7.45 5.2 10.2

26 24 7.18 10.08 87.2 55.3

102 141 6.44 7.08 1,462.8 1,522.5

9 30 15.48 12.43 37.0 57.2

8 11 6.64 5.97 130.3 672.7

54 69 6.08 5.98 642.8 265.6

62 77 7.73 7.71 318.9 284.6

37 36 8.78 8.48 105.3 201.6

225 311 7.18 6.56 1,080.5 2,516.3

13 18 15.18 13.89 1.9 4.5

11 14 9.25 7.15 7.6 17.0

2 2 9.84 16.06 1.8 0.7

284 338 8.75 6.59 435.4 2,141.3

44 45 7.01 7.37 325.0 278.7

7 10 4.76 10.28 1,945.5 23.3

3,162 3,729 7.23 7.39 11,522.1 14,398.3

Banamex


(%)




85





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

432 450 8.19 8.13 10.62 10.73

1,184 1,205 25.29 25.15 7.32 6.61

37 37 1.06 0.94 7.27 7.84

651 648 19.02 18.31 2.95 3.20

- - - - - -

43 47 3.92 3.91 1.04 1.00

129 134 2.21 2.22 9.11 8.67

2 2 0.24 0.23 100.00 100.00

- - - - - -

85 87 1.51 1.40 5.83 6.02

327 307 3.76 3.47 7.92 7.61

3 3 0.03 0.02 49.64 100.00

269 266 4.76 5.05 9.08 8.00

1 1 0.00 0.00 100.00 100.00

10 9 3.98 3.56 - -

19 18 0.14 0.12 5.62 6.45

413 401 15.45 16.75 3.25 6.93

87 86 5.41 5.30 0.90 0.87

134 130 5.01 5.43 2.40 2.11

3,826 3,831 100.00 100.00 5.36 5.75

55 48 8.32 8.66 75.9 83.0

104 120 9.95 10.14 231.3 284.3

4 - 9.31 - 10.0 -

48 39 8.81 8.90 107.6 45.0

- - - - - -

2 14 9.80 9.41 17.2 179.4

18 11 8.88 8.82 17.5 19.9

- - - - - -

- - - - - -

2 5 9.29 9.00 4.0 9.3

42 35 10.29 9.53 51.1 38.3

- - - - - -

17 27 8.19 7.20 49.8 114.4

- - - - - -

3 - 11.33 - 182.0 -

- - - - - -

45 28 10.04 6.82 83.5 233.1

9 3 10.93 10.03 143.2 24.1

4 7 11.43 8.90 37.0 76.0

353 337 10.06 8.59 1,010.0 1,106.6

Banca Mifel


(%)




86





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

23 23 1.47 1.25 - -

606 647 40.53 40.39 0.24 0.67

15 21 0.84 0.92 - -

78 92 18.93 18.31 - 0.81

16 19 0.50 0.52 - -

51 56 0.86 0.81 0.20 0.22

34 37 0.50 0.53 0.07 0.07

2 4 0.00 0.01 - -

4 5 1.03 0.97 - -

11 12 1.23 1.45 - -

21 14 0.09 0.08 4.66 4.90

6 7 0.26 1.25 - -

298 305 6.82 6.78 0.37 0.35

12 16 0.42 0.40 - -

6 9 0.00 0.01 - -

1 1 0.00 0.00 - -

798 828 9.94 9.84 3.30 1.73

18 20 0.47 1.08 23.04 9.44

3 3 16.11 15.42 - -

2,003 2,119 100.00 100.00 0.56 0.72

3 2 11.00 11.83 5.0 4.0

105 90 12.02 9.21 60.6 153.4

6 9 11.31 11.69 2.4 8.2

20 26 9.66 9.04 98.8 164.5

3 4 11.70 11.44 1.2 2.7

12 7 21.11 7.36 0.6 11.3

8 5 19.53 9.37 0.6 6.5

2 2 40.00 41.84 0.1 0.1

1 2 8.79 7.28 2.5 12.8

3 4 8.20 10.15 21.6 7.0

8 2 14.37 13.13 0.3 0.3

1 2 9.78 7.82 0.2 20.2

92 91 10.98 12.50 45.0 30.9

4 4 10.86 12.46 3.6 2.5

4 5 13.80 13.81 0.1 0.2

- - - - - -

107 106 11.89 14.00 35.0 29.5

3 4 9.72 10.38 3.8 13.8

1 - 12.79 0.1 -

383 365 10.51 9.67 281.5 467.8

Banco Ahorro Famsa


(%)




87





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

11 10 0.00 0.00 100.00 100.00

88 89 13.32 12.72 0.55 0.51

12 10 11.36 9.84 - -

2 4 0.00 4.47 100.00 0.03

- - - - - -

- - - - - -

3 3 0.01 0.01 2.78 2.99

1 1 0.00 0.00 100.00 100.00

- - - - - -

3 3 29.72 29.51 - -

3 3 0.01 0.01 32.58 32.58

10 10 18.99 18.72 - -

140 140 0.19 0.13 15.94 20.91

1 1 4.78 4.54 - -

76 73 0.01 0.00 99.59 100.00

1 1 0.00 0.00 - -

15 15 10.54 10.04 3.89 3.87

9 9 6.06 5.80 3.05 3.02

7 7 5.01 4.21 - -

382 379 100.00 100.00 0.71 0.67

- - - - - -

1 2 6.81 12.06 0.5 2.0

- 8 - - - 13.5

- 2 - 9.79 - 422.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - - - 86.0

- - - - - -

1 10 - - 243.8 64.3

1 2 13.80 7.81 0.5 0.6

- - - - - -

- - - - - -

- - - - - -

3 1 7.01 6.80 74.5 279.5

- - - - - -

1 4 - - 39.5 12.2

7 31 7.05 8.61 358.8 880.7

Banco Azteca


(%)




88





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2 1 8.62 9.74 - -

9 8 38.79 22.11 - -

- - - - - -

1 2 23.86 26.38 - -

- - - - - -

- - - - - -

1 1 1.87 2.07 - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 3.06 - -

- - - - - -

4 4 13.80 16.04 - -

- - - - - -

- - - - - -

1 - 9.35 - - -

1 9 3.71 16.48 - -

- 1 - 4.11 - -

- - - - - -

19 27 100.00 100.00 - -

2 1 12.00 12.00 6.1 6.4

9 8 13.00 12.63 4.9 3.9

- - - - - -

1 2 11.00 11.00 16.8 16.7

- - - - - -

- - - - - -

1 1 - - 0.1 0.1

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.1

- - - - - -

4 4 9.00 - 5.7 0.8

- - - - - -

- - - - - -

1 - - - 0.5 -

1 9 - - 0.2 0.8

- 1 - - - 0.2

- - - - - -

19 27 11.05 11.43 34.2 29.1

Banco Base


(%)




89





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,282 3,421 10.40 10.79 5.83 4.57

13,294 13,599 22.00 21.87 2.37 2.32

300 313 0.52 0.54 11.71 10.75

4,222 4,234 27.21 26.63 3.35 3.42

204 199 0.41 0.40 0.27 0.24

513 510 2.66 2.60 0.12 0.11

1,549 1,639 3.70 3.85 5.25 4.87

78 66 0.11 0.04 0.50 1.29

307 278 1.75 1.74 3.24 3.51

787 751 1.60 1.64 0.69 0.66

2,638 2,675 1.83 1.86 1.19 1.27

280 289 0.44 0.45 2.40 5.83

5,537 5,584 6.93 6.89 2.80 2.59

78 76 0.17 0.17 6.73 6.33

208 227 0.34 0.37 0.45 0.40

80 91 0.28 0.26 0.01 0.01

5,659 5,929 13.43 13.37 1.41 1.38

1,185 1,238 5.01 5.42 0.38 0.33

433 470 1.22 1.11 0.32 0.34

40,634 41,589 100.00 100.00 2.82 2.68

782 838 8.04 7.92 531.9 708.5

2,822 2,902 7.78 7.79 2,335.9 2,062.5

54 62 7.77 10.08 57.2 44.5

508 539 7.16 6.99 1,855.5 1,299.4

22 22 10.85 10.58 4.8 6.6

72 68 8.74 8.51 41.6 40.7

278 336 8.41 7.81 199.2 362.9

12 16 8.48 9.04 21.3 2.6

67 39 7.94 7.67 34.4 34.7

131 134 8.62 8.11 93.9 134.5

473 502 8.13 7.91 149.0 202.1

54 47 8.44 9.92 27.6 20.6

949 919 8.47 8.62 482.8 458.8

8 3 9.48 15.64 8.7 0.7

27 30 6.77 7.79 20.7 30.1

10 21 8.92 7.33 5.2 7.8

967 1,080 7.83 7.49 469.4 598.3

149 150 7.75 8.07 124.2 216.9

49 77 8.46 6.35 24.5 147.6

7,434 7,785 7.76 7.71 6,487.7 6,380.0

Banco del Bajío


(%)




90





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

44 34 13.32 11.15 - -

382 380 30.74 31.06 - -

- - - - - -

2 4 0.48 0.44 - -

- - - - - -

3 3 0.05 0.05 - -

126 150 31.19 34.82 - -

- - - - - -

- - - - - -

21 27 2.74 1.97 - -

118 132 10.90 10.28 10.00 9.60

4 4 0.65 0.59 - -

89 64 7.41 7.66 - -

- - - - - -

- - - - - -

- - - - - -

28 31 1.18 0.70 - -

32 42 1.32 1.28 - -

- - - - - -

849 871 100.00 100.00 1.09 0.99

17 1 8.71 14.80 49.1 0.2

138 97 11.01 10.22 137.7 150.8

- - - - - -

- 2 - 9.81 - 6.0

- - - - - -

1 1 16.80 16.80 0.5 0.1

39 48 9.87 9.22 134.2 177.0

- - - - - -

- - - - - -

4 10 10.02 9.36 3.7 19.4

39 37 10.89 10.95 53.2 53.2

4 - 8.80 - 8.1 -

21 19 8.83 9.50 43.6 13.3

- - - - - -

- - - - - -

- - - - - -

6 8 14.80 13.69 1.1 2.7

8 20 14.79 14.80 5.0 12.5

- - - - - -

277 243 10.18 10.00 436.1 435.2

Banco Wal-Mart


(%)




91





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 2 95.18 95.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 3.51 3.63 - -

- - - - - -

2 2 1.31 1.37 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4 5 100.00 100.00 - -

- - - - - -

- 1 - 17.25 - 70.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 17.25 - 10.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 17.25 17.25 10.0 70.0

BanCoppel


(%)




92





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

5 5 12.32 10.39 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 1 7.25 10.44 - -

- - - - - -

- - - - - -

1 1 55.77 51.32 - -

- - - - - -

1 - - - - -

2 3 16.28 19.27 - -

- - - - - -

- - - - - -

- - - - - -

1 1 4.10 5.15 - -

- - - - - -

1 1 4.28 3.43 - -

13 12 100.00 100.00 - -

- - - - - -

2 2 - - 7.5 6.8

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 17.6 31.7

- - - - - -

- - - - - -

1 1 - - 198.3 6.5

- - - - - -

- - - - - -

- 1 - - - 8.5

- - - - - -

- - - - - -

- - - - - -

1 1 - - 14.0 32.9

- - - - - -

- - - - - -

5 6 - - 237.4 86.4

Bank of America


(%)




93





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

4 3 22.00 25.39 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

20 20 50.30 41.56 - -

- - - - - -

4 4 2.39 2.63 - -

1 1 0.51 0.61 - -

3 3 6.43 7.59 - -

7 8 17.25 20.94 - -

- - - - - -

- - - - - -

- - - - - -

1 1 1.11 1.28 - -

- - - - - -

- - - - - -

40 40 100.00 100.00 - -

- - - - - -

3 2 6.75 6.75 282.9 283.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

12 14 - - 623.7 352.1

- - - - - -

3 3 6.50 6.40 5.2 3.9

- 1 - - - 0.2

1 2 5.19 5.31 46.0 52.2

4 7 - - 144.2 157.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

23 29 6.28 6.28 1,102.1 849.6

Bank of Tokyo-Mitsubishi UFJ


(%)




94





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,212 3,229 4.86 4.74 8.76 8.69

16,278 16,470 17.72 17.57 2.79 2.57

647 652 4.33 4.17 24.51 24.63

3,508 3,520 22.18 22.43 2.74 2.73

726 718 0.73 0.72 1.20 1.16

1,219 1,243 7.45 7.34 0.33 0.29

1,398 1,398 2.65 2.42 6.09 1.89

151 160 0.88 0.96 0.43 0.38

214 214 0.23 0.38 5.18 2.78

548 578 1.29 1.37 3.08 3.37

950 943 1.11 1.08 5.20 4.70

891 868 3.01 2.98 0.64 0.65

4,278 4,280 9.82 9.78 1.47 1.49

422 422 0.57 0.55 0.98 2.68

129 141 0.27 0.25 - 0.11

118 119 0.09 0.09 0.38 1.55

7,900 7,932 15.79 15.89 1.28 0.92

1,976 2,004 2.26 2.21 1.33 1.14

491 596 4.74 5.06 0.03 0.04

45,056 45,487 100.00 100.00 3.30 3.04

251 281 8.74 9.30 848.6 701.6

1,732 1,862 9.34 9.39 3,175.1 3,318.4

78 63 9.73 8.42 184.7 405.6

429 395 8.54 8.20 2,453.5 2,912.7

60 51 11.00 11.21 56.6 68.2

76 119 9.73 9.41 161.1 238.5

158 147 8.69 8.88 409.7 481.6

19 32 9.90 9.66 51.0 262.3

22 21 11.41 7.90 21.0 228.4

83 96 8.74 8.59 212.6 388.4

107 91 9.41 10.07 277.9 284.9

127 98 8.92 9.47 250.0 253.2

441 472 9.46 8.32 1,055.7 2,168.3

23 32 8.89 8.43 16.9 17.0

11 21 10.40 14.15 18.5 4.2

14 11 11.35 10.68 7.8 8.9

721 761 8.29 9.20 2,645.5 1,707.0

151 181 9.01 8.75 346.7 378.2

127 130 8.48 8.57 401.0 782.6

4,630 4,864 8.89 8.81 12,594.1 14,610.1

Banorte


(%)




95





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

333 338 5.29 4.99 6.69 7.34

2,558 2,611 17.82 17.80 1.98 1.74

85 90 1.07 1.16 - -

1,211 1,242 31.81 32.15 0.67 0.65

87 94 2.17 2.25 - 0.04

196 205 1.34 1.35 0.16 0.11

407 433 3.16 3.17 2.75 2.34

23 27 0.18 0.20 - -

32 31 0.28 0.25 17.85 19.33

131 141 1.07 1.03 0.22 0.49

160 164 1.12 1.11 - -

113 123 1.81 1.77 1.41 1.39

1,197 1,218 10.21 10.18 0.78 0.79

100 102 4.21 3.92 - -

24 25 0.08 0.08 - -

15 14 0.10 0.09 2.60 2.62

3,422 3,498 13.78 14.10 1.04 0.99

538 565 3.51 3.43 1.78 1.80

40 45 1.00 0.96 0.04 0.04

10,672 10,966 100.00 100.00 1.37 1.32

76 90 8.62 8.25 150.7 122.2

456 506 8.56 9.03 946.4 716.5

12 17 7.58 7.60 142.2 177.2

235 261 8.18 8.38 1,137.3 1,151.8

12 16 10.24 10.61 10.5 65.1

24 34 8.76 9.09 44.2 47.1

87 115 9.06 9.09 131.5 148.8

4 8 11.77 9.78 2.8 3.6

7 4 11.47 12.80 1.8 0.3

25 27 8.51 8.28 74.2 48.3

23 30 10.60 11.11 13.7 11.0

18 27 9.03 9.93 42.1 22.1

196 247 9.16 9.87 353.6 345.2

15 16 5.62 5.61 513.2 490.8

8 6 8.79 8.38 6.9 7.8

3 4 7.57 7.85 5.3 5.1

365 407 9.15 8.91 566.5 722.3

67 93 9.28 9.21 55.6 74.6

5 8 12.40 7.49 0.5 104.3

1,638 1,916 8.25 8.41 4,199.3 4,264.2

Banregio


(%)




96





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

32 30 3.59 3.38 - 2.80

393 387 12.91 12.25 5.53 6.55

17 18 0.08 0.07 - -

220 193 21.73 23.37 6.11 29.72

6 6 4.57 4.38 - -

85 78 7.17 7.05 1.23 1.18

130 104 14.70 15.12 7.96 7.56

5 5 0.03 0.02 - -

2 2 0.21 0.21 70.15 70.58

10 10 0.14 0.13 7.58 8.82

7 7 0.16 0.16 - -

1 1 0.00 0.00 - -

116 121 7.61 7.82 0.30 3.20

33 32 3.20 3.04 - -

18 18 0.09 0.08 2.56 2.67

4 4 5.02 4.91 - -

466 463 13.31 12.94 2.64 2.92

326 319 4.26 4.10 5.74 9.41

30 33 1.23 0.96 5.20 6.47

1,901 1,831 100.00 100.00 4.15 10.31

2 1 10.90 14.00 27.7 0.0

25 17 10.62 9.97 75.2 60.3

1 2 10.80 10.80 0.2 0.6

43 15 10.02 9.86 17.3 138.0

- - - - - -

5 29 10.93 11.14 2.8 6.1

34 3 10.79 10.31 53.5 66.9

- - - - - -

- - - - - -

- - - - - -

- 1 - 13.25 - 0.0

- - - - - -

12 7 10.66 10.41 51.9 22.6

- 1 - 15.30 - 0.0

- 1 - 14.00 - 0.0

1 - 10.80 - 0.8 -

14 13 9.44 9.20 13.1 12.1

10 12 14.19 12.98 2.2 2.9

9 5 7.01 6.50 19.0 7.8

156 107 10.30 9.97 263.5 317.3

Bansí


(%)




97





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,065 2,092 3.24 3.46 3.36 2.64

51,829 54,023 14.06 14.28 2.38 2.36

1,412 1,413 5.75 5.56 0.27 0.22

18,976 19,934 21.69 21.32 12.99 13.38

244 279 0.38 0.38 0.01 0.01

1,643 1,775 4.60 4.57 2.68 2.64

31,120 30,685 8.95 8.32 0.23 0.23

503 469 0.92 1.05 0.03 0.04

2,874 3,072 5.65 5.77 0.02 0.02

4,293 4,258 3.14 3.16 0.14 0.09

2,643 2,711 1.25 1.25 3.99 3.91

944 968 4.64 4.53 0.20 0.22

18,900 19,621 10.33 10.67 1.17 1.18

536 539 1.73 1.65 0.01 0.01

128 121 0.22 0.21 0.03 0.03

193 202 0.09 0.10 0.40 0.82

18,982 19,067 7.55 7.35 3.77 3.90

7,345 7,655 1.83 1.84 1.63 1.62

635 666 4.00 4.53 0.54 0.35

165,265 169,550 100.00 100.00 3.94 3.96

389 495 7.93 7.55 841.0 1,142.5

12,477 13,125 8.40 8.22 4,816.2 4,711.6

103 113 9.34 8.21 273.3 753.5

3,876 4,624 8.29 8.30 3,228.8 3,315.6

42 36 7.88 9.03 16.3 23.5

160 355 9.85 9.42 246.2 400.5

9,017 9,290 6.66 6.52 2,657.8 2,695.9

80 91 5.66 5.63 958.5 1,121.8

1,223 1,342 6.14 6.30 888.0 1,345.1

926 834 7.96 7.69 555.2 737.7

408 550 8.20 8.25 357.2 525.8

123 177 6.99 7.33 1,746.9 936.6

4,599 5,556 7.45 7.53 3,413.3 4,496.9

42 66 7.75 10.13 123.7 30.0

8 7 9.60 9.45 3.5 4.2

13 29 8.18 8.62 15.9 31.0

3,635 4,103 9.09 8.79 1,311.1 1,135.9

1,744 1,940 10.31 9.54 237.5 362.2

72 100 6.21 5.84 694.3 1,958.4

38,937 42,833 7.88 7.76 22,384.7 25,728.8

BBVA Bancomer


(%)




98





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

8 9 8.13 7.15 - -

1 1 7.88 7.73 - -

10 10 44.35 44.61 - -

- - - - - -

- - - - - -

1 1 0.27 0.25 - -

- - - - - -

- - - - - -

1 1 0.07 0.08 - -

- - - - - -

- - - - - -

5 5 5.10 5.23 - -

- - - - - -

- - - - - -

1 1 0.15 0.15 - -

13 12 9.77 11.24 - -

- - - - - -

8 8 24.27 23.56 - -

48 48 100.00 100.00 - -

- - - - - -

2 3 - 10.79 17.5 117.1

- - - - - -

1 1 8.80 8.80 8.6 56.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 0.8 0.1

- - - - - -

- - - - - -

2 2 9.79 9.81 2.4 10.3

- - - - - -

- - - - - -

- - - - - -

4 2 18.57 18.80 46.6 38.1

- - - - - -

3 2 11.93 12.34 29.9 19.0

13 11 15.17 12.66 105.8 240.9

CIBanco


(%)




99





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 72.37 72.39 - -

- - - - - -

3 3 27.63 27.61 - -

6 6 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

Deutsche Bank


(%)




100





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4,583 4,701 3.27 3.50 4.25 4.04

76,222 76,997 19.66 20.04 2.34 2.24

1,270 1,293 4.68 4.73 2.48 2.43

32,302 30,160 21.31 20.88 4.19 4.38

1,350 1,338 0.67 0.67 0.16 0.36

11,602 11,871 3.93 4.06 2.40 2.31

3,913 3,868 7.12 7.56 1.02 0.99

1,235 1,272 0.93 1.07 - 0.01

6,459 6,405 4.90 4.34 0.02 0.02

2,911 2,720 5.71 5.50 0.01 0.01

3,215 3,257 0.98 1.05 0.54 0.39

912 909 3.63 3.29 0.11 0.10

18,805 19,241 12.52 12.87 0.30 0.28

1,239 1,350 0.53 0.53 0.54 0.62

411 398 0.04 0.04 2.28 2.60

168 181 0.32 0.31 0.04 -

53,450 53,472 5.66 5.80 3.45 3.20

3,889 3,865 1.99 1.98 0.71 0.69

1,120 1,133 2.13 1.77 0.28 0.28

225,056 224,431 100.00 100.00 2.04 2.04

391 436 9.58 7.74 268.3 1,389.5

12,167 13,573 8.89 9.16 4,110.8 3,761.5

143 142 8.97 9.35 282.8 234.1

6,234 3,639 8.74 8.57 1,721.8 2,266.1

73 108 18.72 16.38 5.4 17.4

2,187 3,580 10.41 8.70 60.6 206.2

760 872 7.75 7.63 1,004.7 1,306.2

492 417 7.89 6.54 195.7 193.9

1,846 1,626 6.63 7.55 733.9 453.0

684 726 8.41 8.54 1,200.4 838.1

418 523 8.50 8.49 270.6 289.8

56 100 6.14 8.99 400.2 239.7

3,904 4,843 7.59 7.87 1,976.8 2,302.8

170 284 12.87 11.48 17.5 23.0

46 41 10.10 10.43 19.0 13.4

4 15 12.07 22.94 0.7 1.2

3,288 3,462 13.30 11.69 731.2 1,028.7

197 194 12.99 9.84 420.6 536.0

56 62 5.59 7.39 1,036.4 731.7

33,116 34,643 8.45 8.78 14,457.3 15,832.3

HSBC


(%)




101





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

202 205 0.48 0.49 39.46 40.15

5,588 5,822 8.60 7.95 2.85 2.80

272 266 4.14 4.25 0.81 0.75

3,641 3,628 34.66 33.82 3.49 4.01

586 588 3.16 3.17 1.36 1.54

443 450 4.75 4.92 10.90 11.11

281 279 2.42 2.56 0.02 0.02

79 80 0.03 0.03 0.18 0.17

26 26 0.02 0.02 88.13 89.09

380 406 1.17 1.19 0.02 0.01

264 266 0.40 0.40 0.60 0.65

166 164 13.48 13.24 1.87 1.92

1,115 1,147 8.34 8.27 0.37 0.40

249 251 0.30 0.30 4.67 4.70

88 91 0.08 0.08 - 0.29

42 40 0.18 0.18 25.72 25.80

23,628 23,902 15.16 16.44 3.46 3.52

292 290 1.42 1.40 10.76 10.56

195 198 1.24 1.29 0.07 0.08

37,537 38,099 100.00 100.00 3.28 3.50

1 6 19.00 19.58 0.5 7.5

460 490 7.33 7.31 2,285.9 2,026.4

6 11 10.03 19.81 7.0 3.7

540 541 7.19 7.80 4,926.6 4,802.9

14 12 19.93 14.95 4.4 8.2

12 90 9.46 10.90 143.7 164.0

27 29 6.69 6.20 1,892.5 863.8

6 11 10.72 11.35 8.3 4.5

1 - 19.00 - 0.4 -

99 134 9.76 8.32 192.8 60.4

14 22 12.68 9.91 4.1 11.0

8 9 7.92 20.00 215.1 128.0

63 113 9.29 9.00 3,492.9 378.1

5 24 16.43 12.25 0.7 14.8

3 5 19.00 19.90 3.9 1.2

1 1 10.80 19.00 10.0 0.1

479 650 9.79 6.82 857.1 2,374.5

3 3 16.67 19.00 1.3 1.1

8 12 6.75 6.14 951.2 744.4

1,750 2,163 7.27 7.42 14,998.4 11,594.4

Inbursa


(%)




102





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 7.24 7.18 - -

- - - - - -

41 42 70.10 69.66 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 8 10.23 10.90 - -

3 2 5.93 5.89 - -

- - - - - -

- - - - - -

- - - - - -

1 1 5.58 5.53 - -

- - - - - -

2 2 0.92 0.85 - -

54 56 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

2 1 7.24 6.80 19.8 2.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - 6.50 - 64.0

1 1 6.29 6.31 210.0 210.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 4 6.37 6.36 229.8 276.3

ING


(%)




103





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3 3 2.77 0.04 - -

56 40 24.31 14.45 12.50 0.59

- - - - - -

- 1 - 3.14 - -

- - - - - -

1 1 0.36 0.41 - 41.13

23 20 18.17 28.50 - -

- - - - - -

- - - - - -

3 3 4.30 2.40 - -

7 6 1.30 1.35 - -

1 1 5.40 5.63 - -

8 10 26.66 29.40 - -

- - - - - -

- - - - - -

2 2 1.19 1.30 - -

4 4 15.12 13.37 - -

1 1 0.44 - - -

- - - - - -

109 92 100.00 100.00 3.04 0.25

3 1 - - 6.4 0.1

15 14 - 6.81 32.5 23.9

- - - - - -

- 1 - - - 6.8

- - - - - -

- 1 - - - 0.0

4 6 - - 15.8 31.7

- - - - - -

- - - - - -

2 1 - - 9.5 0.1

1 - - - 0.2 -

- - - - - -

3 5 11.80 11.80 41.6 43.3

- - - - - -

- - - - - -

1 2 - - 0.3 0.1

4 3 - - 34.5 28.2

1 - - - 1.0 -

- - - - - -

34 34 11.80 9.54 141.7 134.1

Inter Banco


(%)




104





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,107 2,102 3.41 3.14 75.02 76.04

48 48 1.94 1.80 37.03 37.83

4 4 0.11 0.10 98.36 100.00

53 52 58.60 61.27 - 0.10

2 2 0.02 0.01 - -

3 3 0.09 0.07 100.00 100.00

7 6 0.16 0.02 7.12 57.09

- - - - - -

- - - - - -

2 1 0.07 0.07 - -

1 1 0.02 0.02 - -

14 14 28.65 26.96 - -

20 20 0.54 0.54 30.35 28.29

- - - - - -

- - - - - -

- - - - - -

38 37 4.53 4.21 1.73 1.70

10 10 1.73 1.65 3.74 3.61

3 3 0.13 0.13 - -

2,312 2,303 100.00 100.00 3.79 3.60

1 1 6.80 6.80 1.0 2.0

1 1 6.80 7.80 23.0 0.5

1 - 7.80 - 0.2 -

8 4 8.87 8.00 646.7 701.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 6.80 - 6.8 -

- - - - - -

2 1 7.80 7.80 80.7 30.0

1 2 9.29 6.86 0.9 6.1

- - - - - -

- - - - - -

- - - - - -

2 1 8.15 8.30 14.5 4.0

- 1 - - - 3.9

1 1 12.80 12.80 7.2 1.6

18 12 8.70 8.00 780.9 749.7

Interacciones


(%)




105





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

6 9 4.36 5.84 - -

52 50 17.60 16.38 3.62 3.46

- - - - - -

56 57 24.23 22.39 0.46 0.44

2 2 0.81 0.96 - -

3 3 3.22 2.90 - -

9 10 3.09 7.95 31.99 11.39

5 5 1.22 1.09 - -

- - - - - -

5 6 0.62 0.51 - -

5 5 0.84 0.71 - -

2 2 0.09 0.08 - -

46 46 13.17 11.77 1.60 1.60

- - - - - -

- - - - - -

1 1 0.08 0.07 - -

62 64 22.09 21.69 - -

3 4 0.69 0.61 - -

17 17 7.89 7.04 - -

274 281 100.00 100.00 1.95 1.76

2 4 9.39 9.50 51.1 132.5

28 26 8.47 8.47 760.8 743.6

- - - - - -

11 15 9.26 9.81 101.0 117.3

- 1 - 9.79 - 17.0

- 1 - - - 1.7

2 3 8.30 7.71 63.2 413.6

2 5 8.62 8.63 9.2 9.9

- - - - - -

4 4 9.16 9.15 26.9 34.2

3 3 8.89 9.02 38.0 37.0

1 1 9.40 9.39 5.0 5.0

17 17 9.60 9.55 139.5 159.1

- - - - - -

- - - - - -

- 1 - 9.80 - 5.0

13 15 9.35 10.14 128.2 151.4

3 3 9.37 9.38 41.5 41.0

3 5 9.25 7.88 34.7 193.0

89 104 8.82 8.64 1,399.1 2,061.3

Invex


(%)




106





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

50 54 0.82 0.90 - -

1,480 1,551 18.19 20.23 0.13 0.11

127 127 0.76 0.78 - -

373 372 25.20 23.41 0.53 1.06

47 53 0.38 0.44 - -

233 238 1.53 1.54 13.77 9.89

139 142 4.64 4.95 1.13 0.89

19 19 0.94 1.04 - -

11 13 3.07 1.45 - -

90 94 1.68 1.71 1.22 1.33

184 178 0.88 0.81 0.50 0.71

61 64 4.27 4.42 0.04 0.05

661 680 6.54 7.78 0.58 0.54

87 92 0.27 0.27 - -

18 19 0.09 0.12 - -

19 19 0.79 0.79 0.41 0.43

1,495 1,518 22.12 23.00 1.43 1.02

92 95 4.61 4.38 0.11 0.15

59 83 3.21 2.00 - -

5,245 5,411 100.00 100.00 0.81 0.78

11 16 10.09 9.78 21.1 46.9

307 359 8.72 9.15 1,200.3 1,234.3

25 25 12.25 12.38 9.4 12.2

91 106 7.79 8.03 647.5 1,033.8

8 16 16.17 10.83 1.0 14.5

43 56 10.87 9.97 23.2 14.2

29 32 7.96 7.16 314.0 634.8

8 5 9.66 9.12 56.5 81.2

3 7 8.81 8.82 184.7 156.5

22 22 9.51 9.42 47.1 33.5

42 41 11.94 10.94 26.4 35.5

14 13 9.88 9.70 236.1 159.5

112 154 9.90 9.16 380.8 674.3

13 17 9.00 8.47 21.9 3.9

4 6 11.95 16.17 5.3 11.5

7 4 11.08 10.74 9.3 8.2

321 351 8.55 8.38 1,139.2 959.3

16 15 8.48 6.52 87.1 519.7

16 33 9.58 10.08 33.7 35.9

1,092 1,278 8.67 8.36 4,444.7 5,669.5

Ixe


(%)




107





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 8.94 5.18 - -

- - - - - -

2 2 63.84 41.28 - -

- - - - - -

- - - - - -

- - - - - -

3 3 24.42 50.79 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 2.80 2.76 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - -

8 9 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

2 2 7.00 7.00 61.6 39.3

- - - - - -

- - - - - -

- - - - - -

3 2 - - 45.8 116.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 - - 2.8 4.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - -

7 7 7.00 7.00 110.2 160.0

J.P. Morgan


(%)




108





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

197 174 3.75 3.74 6.59 6.94

424 396 17.76 19.56 0.08 0.66

3 - - - - -

64 63 8.16 8.45 - -

- - - - - -

4,945 4,939 3.11 3.57 2.23 2.05

110 119 6.34 6.55 12.61 13.73

19 21 1.02 0.08 - -

4 8 - 0.19 - -

17 17 2.88 3.25 - -

42 37 0.70 0.71 0.02 0.02

21 21 6.53 7.06 - -

528 544 24.76 19.53 - -

10 8 0.14 0.10 - -

- - - - - -

- - - - - -

224 286 10.60 11.93 8.85 8.31

- - - - - -

45 38 14.27 15.29 - -

6,653 6,671 100.00 100.00 2.07 2.35

86 84 7.91 8.39 21.0 13.0

259 303 3.53 7.00 371.9 332.6

- - - - - -

36 38 8.59 9.68 161.4 124.6

- - - - - -

1,837 1,292 9.31 9.30 62.9 65.8

63 87 8.80 8.80 87.2 42.0

15 17 - - 28.6 2.2

1 8 - 8.82 - 5.0

12 12 - - 76.5 11.0

26 32 - 8.80 8.7 8.1

4 20 - - 5.0 7.1

250 357 8.91 8.97 486.5 251.5

7 4 8.80 - 2.6 0.7

- - - - - -

- - - - - -

66 99 7.34 8.56 83.8 118.8

- - - - - -

35 30 - 8.81 4.3 11.8

2,697 2,383 4.52 7.90 1,400.4 994.2

Monex


(%)




109





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

49 57 1.35 1.54 - -

189 202 16.64 16.98 5.88 5.71

10 10 1.26 1.27 - -

71 77 16.12 15.39 0.58 0.88

10 10 7.34 7.17 - -

17 16 5.99 6.02 0.53 0.52

35 35 3.93 4.27 20.45 18.67

- - - - - -

2 2 0.16 0.16 100.00 100.00

29 30 6.23 5.94 0.17 0.17

18 14 1.28 1.24 1.66 1.69

12 11 1.98 1.94 - -

80 83 8.24 8.10 5.56 5.59

11 11 4.06 4.01 - -

1 1 0.00 0.00 - -

29 30 5.12 4.97 - -

88 82 18.48 19.23 0.48 0.57

10 10 1.83 1.77 2.37 2.42

2 2 0.00 0.00 - -

663 683 100.00 100.00 2.69 2.73

40 49 9.08 9.00 18.2 21.7

53 60 8.71 8.21 220.7 112.7

1 1 6.70 10.80 8.5 2.3

6 9 9.74 9.87 120.8 419.2

1 1 10.31 10.31 15.0 15.0

1 3 8.56 8.87 8.0 44.0

6 5 9.06 7.68 52.8 45.0

- - - - - -

- - - - - -

7 9 8.52 8.61 322.6 357.3

2 - 10.30 - 20.0 -

1 1 10.80 10.80 7.0 7.0

12 9 10.40 10.38 67.2 100.0

- 1 - - - 0.0

1 - - - 0.0 -

- 2 - 12.81 - 1.4

10 6 10.10 9.72 66.2 90.1

- - - - - -

- - - - - -

141 156 9.04 9.16 927.1 1,215.7

Multiva


(%)




110





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1,676 1,726 2.11 2.13 0.74 0.77

12,546 12,580 15.87 15.54 4.66 4.55

396 391 5.03 4.66 0.27 0.28

5,430 5,511 23.64 24.05 0.38 0.58

373 373 0.44 0.44 0.11 0.12

1,171 1,167 4.17 4.22 0.10 0.09

1,314 1,321 7.71 7.67 0.22 0.19

128 128 1.94 1.79 - -

84 84 7.33 7.20 0.07 0.07

489 490 2.00 1.84 0.50 0.53

1,244 1,212 1.35 1.33 0.75 0.77

768 785 5.84 5.52 0.05 0.07

3,747 3,758 11.53 11.38 1.31 1.31

360 372 0.19 0.21 0.42 1.91

52 53 0.02 0.03 - -

149 156 0.07 0.07 - -

13,175 13,135 8.73 8.90 1.11 1.16

1,201 1,194 1.46 1.57 1.22 1.24

131 132 0.55 1.45 0.03 0.01

44,434 44,568 100.00 100.00 1.18 1.20

264 267 8.87 8.29 500.3 575.3

2,198 2,356 8.83 8.85 3,242.1 3,377.8

51 56 9.67 7.90 96.5 169.6

749 813 7.92 8.71 5,310.2 3,741.5

50 46 13.34 12.52 9.9 12.2

176 206 8.98 8.52 253.1 239.2

226 278 7.12 7.33 1,048.7 1,773.0

24 31 5.63 5.44 524.6 682.8

12 20 6.80 7.23 426.2 144.2

100 135 8.05 8.15 484.5 365.5

201 341 9.43 8.96 371.0 221.3

126 183 8.59 8.46 1,218.9 955.3

608 735 7.38 7.26 2,180.5 2,594.6

51 57 13.45 9.44 11.0 87.0

7 8 13.35 11.32 1.7 4.0

13 27 11.96 12.45 2.6 8.7

1,968 1,798 9.88 10.13 1,019.9 1,566.9

181 184 8.84 8.09 261.3 332.1

11 12 7.16 5.03 290.5 1,455.9

7,016 7,553 8.25 8.20 17,253.6 18,306.7

Santander


(%)




111





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

238 238 7.74 8.05 2.28 2.19

407 409 20.94 21.91 0.47 0.46

14 12 3.13 3.09 - -

96 95 11.93 11.96 0.40 0.60

6 6 0.41 0.42 - -

57 57 5.46 5.56 - -

150 147 10.64 10.49 0.34 0.34

10 9 1.53 0.94 - -

2 2 0.10 0.10 - -

39 41 3.99 4.04 - -

27 28 1.81 1.80 4.50 4.59

26 27 1.81 1.89 - -

193 196 10.37 10.58 0.73 0.61

3 3 0.45 0.36 - -

5 5 0.14 0.13 6.61 6.81

16 17 1.52 1.64 - -

139 145 14.76 13.83 0.05 0.06

13 12 0.46 0.46 - -

15 15 2.79 2.74 - -

1,456 1,464 100.00 100.00 0.53 0.55

23 20 6.54 5.94 367.0 243.1

93 102 6.81 7.00 1,039.3 1,233.1

3 3 8.26 7.98 20.7 25.0

14 21 8.35 8.19 226.8 163.2

- 1 - - - 3.0

6 7 7.69 5.22 98.2 14.8

16 24 6.47 5.71 366.4 447.9

4 3 6.32 8.72 273.0 7.8

- - - - - -

6 8 7.91 8.16 54.8 27.0

7 9 8.78 6.93 19.8 414.7

9 10 7.95 6.40 294.2 138.9

36 49 8.12 8.35 310.9 269.8

- - - - - -

1 - 8.57 - 0.3 -

4 6 7.55 7.65 60.5 40.5

21 29 7.81 7.73 644.8 522.1

1 - 8.70 - 10.0 -

2 1 8.45 8.55 12.4 3.6

246 293 7.33 6.92 3,799.1 3,554.6

Scotiabank


(%)




112





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 0.09 - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 13.19 13.87 - -

- - - - - -

1 1 30.75 36.07 - -

4 4 55.97 50.06 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

9 9 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 - - 20.9 13.3

- - - - - -

- 1 - - - 4.3

3 2 - - 94.4 61.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 6 - - 115.4 79.3

The Royal Bank of Scotland


(%)




113





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

572 571 18.25 18.61 0.91 0.87

1,306 1,260 25.89 27.06 1.87 1.61

22 22 0.92 0.92 - -

229 221 13.47 13.22 8.21 9.49

11 10 0.23 0.23 - -

36 36 0.22 0.19 - -

202 205 7.15 7.16 1.68 1.73

3 3 0.00 0.00 - -

13 13 0.04 0.04 - -

59 58 3.70 3.47 - -

36 35 2.36 2.33 5.82 5.49

61 59 3.49 2.83 - -

510 510 8.30 7.74 4.52 4.92

34 32 0.24 0.22 - -

15 14 0.91 0.88 - -

12 12 0.12 0.18 - -

885 877 7.75 7.61 0.28 0.26

1,164 1,098 5.53 5.01 0.89 1.10

37 40 1.44 2.29 4.46 2.79

5,207 5,076 100.00 100.00 2.52 2.62

153 152 8.79 8.44 198.3 256.0

104 104 8.99 8.76 275.9 417.2

3 4 8.69 9.00 33.0 32.8

14 17 9.12 9.81 166.2 119.0

3 - 9.71 - 11.8 -

- 1 - 9.80 - 1.5

22 18 8.73 8.51 122.7 67.3

- - - - - -

- - - - - -

7 7 8.23 9.06 66.1 17.3

7 7 10.07 9.56 28.3 39.6

3 1 11.49 10.90 9.4 6.8

28 35 9.94 10.71 57.7 68.4

- - - - - -

2 - 9.88 - 7.2 -

1 1 9.30 10.05 2.0 5.2

17 18 9.95 11.16 77.2 44.2

6 2 10.40 9.00 18.2 2.4

6 13 10.28 6.45 11.7 75.8

376 380 9.09 8.95 1,085.8 1,153.5

Ve por Más

III.II Información Detallada de la Cartera de Crédito a la Vivienda

Noviembre 2011

115

MONEDA NACIONAL

DÓLARES DE E.U.

VSMG (Veces Salario Mínimo General)

UDIS

Institución*

Institución*

Institución*

Institución*

Número de Créditos

del Portafolio Total







Número de Créditos Otorgados




Valor Promedio de Vivienda

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Monto Promedio de Crédito

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Tasa de Interés1/ (%)




Información de Créditos Otorgados en el Mes




BBVA Bancomer 170,769 173,075 1,953 1,917 807 846 799 838 11.40 11.34 Santander 68,304 75,667 1,174 4,389 1,376 944 994 311 10.53 10.51 Banorte 100,684 101,418 1,247 1,192 1,486 1,397 994 947 10.66 10.65 Banamex 38,365 37,844 182 217 1,402 1,536 859 905 10.75 10.81 Scotiabank 48,743 49,020 645 622 2,066 2,139 1,189 1,212 10.66 10.65 HSBC 26,632 26,733 301 305 1,524 1,501 905 910 10.60 10.50 Banco del Bajío 8,977 9,007 56 62 1,929 1,367 1,137 814 11.74 11.86 Banregio 4,323 4,330 28 37 2,759 1,930 1,906 1,213 10.47 10.53 Inbursa 1,941 1,949 10 14 2,455 2,045 1,014 1,068 12.66 11.58 Afirme 1,629 1,616 8 7 3,701 1,907 1,278 829 11.99 12.70 Ixe 814 812 4 3 3,412 3,210 2,030 1,612 9.98 12.07 Banca Mifel 663 675 18 12 2,085 2,870 1,434 1,725 11.34 10.87 Banco Azteca 1,996 1,992 - - - - - - - - ABC Capital (antes Amigo) 17,550 21,901 - - - - - - - - Monex 17,450 21,427 - - - - - - - - Interacciones 235 234 - - - - - - - - Bansí 9 8 - - - - - - - - Ve por Más 7 8 - 1 - 1,875 - 900 - 11.33 Multiva 2 2 - - - - - - - - Autofin 5 5 - - - - - - - -

BBVA Bancomer 16 16 - - - - - - - -

Scotiabank 73 73 - - - - - - - -

Ixe 1 1 - - - - - - - -

Banco Azteca 1 1 - - - - - - - -

BBVA Bancomer 114,727 114,154 567 568 654 679 641 668 12.41 12.43

Banamex 139,139 141,792 3,316 3,212 634 640 496 498 9.84 9.84

BBVA Bancomer 66,393 65,294 Banorte 325 321 Banamex 10,399 10,331 Scotiabank 2,105 2,088 Santander 3,036 3,038 HSBC 5,821 5,760 Banco del Bajío 2,367 2,349 Inbursa 5 5





Cartera de Vivienda

Información Detallada GeneralImportante: Cifras sin subsidiarias

Fuente: Portafolio de Información CNBV * Se presentan las instituciones en orden descendente por el saldo de cartera de vivienda a la fecha de análisis. 1/ Tasa de interés promedio ponderado por monto de crédito, en la moneda señalada.

Número de Créditos Monto de Crédito Tasa de Interés1/ LTV2/

Otorgados Otorgado (mdp) (%) (%)



Oct-11 Nov-11 Oct-11 Nov-11 Oct-11 Nov-11 Oct-11 Nov-11


Cartera de ViviendaInformación de Créditos Otorgados en el MesDistribución por Valor de la ViviendaImportante: Cifras sin subsidiarias

Rangos de Valorde la Vivienda

(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

116

Fuente: Portafolio de Información CNBV. 1/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés. 2/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la

vivienda financiada. Un valor por debajo de 100% indica que el valor de la vivienda excede el monto que se adeuda. En este caso se indica el Nivel de Financiamiento al momento del otorgamiento.

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.3 - 11.99 - 65.04

1 1 0.6 0.6 11.99 11.99 73.62 91.14

1 1 0.6 1.0 11.99 11.99 78.94 107.87

3 - 2.5 - 11.99 - 65.11 -

- 1 - 0.5 - 15.50 - 27.80

1 2 1.5 2.8 11.99 11.99 72.46 61.95

- - - - - - - -

- - - - - - - -

2 1 5.1 0.6 11.99 15.50 22.69 11.97

8 7 10.2 5.8 11.99 12.70 58.22 61.11

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

29 42 6.5 9.1 - - 78.94 78.05

439 428 132.2 128.3 - - 81.71 81.29

898 839 321.1 301.1 11.50 10.71 79.55 80.18

1,296 1,223 626.2 581.7 10.94 10.88 80.11 79.18

388 418 274.5 295.5 10.95 10.86 81.96 82.75

319 341 281.5 301.8 10.90 10.86 73.20 73.98

79 70 75.7 69.6 11.02 10.62 57.11 59.08

34 47 42.6 57.8 10.88 10.88 51.08 50.91

11 9 26.5 13.1 9.80 10.90 69.76 43.55

3 4 5.4 8.8 11.02 10.91 38.95 47.46

2 8 7.3 29.6 11.18 10.59 54.96 45.40

3,498 3,429 1,799.5 1,796.4 10.75 10.81 78.86 78.59

Afirme

Banamex









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

117




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.6 - 11.50 - 80.00 -

1 1 0.5 0.6 11.50 10.50 52.74 58.66

3 3 3.5 3.1 11.67 11.14 80.85 78.68

6 3 7.7 4.2 11.58 11.34 76.59 79.96

3 2 5.1 4.1 11.58 11.03 71.08 75.39

3 2 7.2 5.5 10.67 10.50 70.51 71.05

1 - 1.2 - 11.75 - 29.11 -

- 1 - 3.3 - 10.50 - 29.49

18 12 25.8 20.7 11.34 10.87 71.60 71.42

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 3 0.4 0.6 12.37 12.09 61.15 57.07

2 3 0.6 0.7 12.50 11.92 73.11 53.15

5 9 2.2 3.9 12.25 11.86 69.68 64.65

11 16 5.6 8.9 11.92 11.97 59.83 62.43

15 17 12.3 14.1 12.10 12.08 66.33 69.62

6 4 6.3 3.7 11.86 12.40 61.92 57.58

6 5 8.8 5.4 11.71 11.36 63.04 46.59

2 1 2.9 2.5 11.40 12.50 38.43 69.75

3 2 8.2 5.8 11.59 10.98 65.76 63.12

4 2 16.4 5.0 11.38 11.90 57.62 45.14

56 62 63.7 50.5 11.74 11.86 62.94 62.01

Banca Mifel

Banco del Bajío









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

118




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 1 0.5 0.2 10.48 10.41 86.26 64.10

14 25 3.8 7.1 11.40 10.70 74.62 75.61

61 69 20.5 22.7 10.72 11.11 73.45 73.72

213 211 101.2 100.0 10.78 10.76 73.00 73.77

239 231 153.7 148.2 10.63 10.58 73.23 73.06

367 330 354.3 297.0 10.62 10.66 79.52 73.71

145 132 170.0 160.7 10.73 10.72 67.84 71.49

127 118 199.0 179.7 10.70 10.63 65.05 64.24

34 36 79.4 81.5 10.69 10.54 68.41 66.57

22 9 54.9 24.2 10.49 10.47 57.26 60.71

23 28 102.7 107.3 10.53 10.55 53.47 52.96

1,247 1,190 1,239.9 1,128.6 10.66 10.65 72.85 71.62

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 1 0.8 0.4 10.63 10.75 78.50 85.00

2 2 0.8 0.9 10.50 10.66 60.61 66.10

3 8 1.8 4.5 10.50 10.60 71.76 63.66

5 9 4.7 7.8 10.62 10.72 73.05 73.14

5 3 5.6 4.0 10.58 10.59 61.31 79.79

5 8 9.5 11.8 10.50 10.55 70.37 65.15

1 3 2.7 6.2 9.50 10.50 75.73 59.04

1 1 3.0 1.8 10.50 9.50 71.42 40.00

4 2 24.5 7.5 10.50 10.50 68.48 55.27

28 37 53.4 44.9 10.47 10.53 69.23 66.84

Banorte

Banregio









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

119




2 - 0.1 - 12.12 - 85.00 -

30 17 2.3 1.3 12.61 12.43 85.00 84.99

92 77 10.9 9.0 13.06 13.17 95.11 95.71

117 103 20.4 17.8 12.82 12.75 98.97 98.69

250 250 62.9 61.9 12.48 12.31 98.20 98.38

276 240 96.6 84.1 12.23 11.97 99.08 98.75

292 286 129.5 126.4 11.60 11.28 98.51 98.58

540 534 331.8 326.9 11.39 11.35 98.83 98.54

300 345 257.7 302.0 11.33 11.13 98.80 98.78

384 370 465.2 449.2 11.26 11.19 99.02 98.91

110 133 189.1 229.7 11.12 11.33 98.77 99.21

98 107 229.7 257.1 11.46 11.52 99.08 99.16

13 14 44.0 48.3 11.51 10.98 95.38 98.93

9 7 39.4 30.3 11.41 11.14 100.00 100.00

7 5 43.4 41.8 10.51 10.75 97.86 100.00

2,520 2,488 1,922.9 1,986.0 11.40 11.34 98.47 98.53

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.3 - 10.40 - 85.00

15 15 4.2 4.0 10.64 10.74 75.93 72.23

18 18 5.1 6.3 10.87 10.66 65.09 75.16

53 63 22.3 27.5 10.64 10.47 65.27 69.70

58 51 32.7 28.2 10.54 10.58 66.66 62.84

60 65 50.9 54.1 10.54 10.62 67.09 66.07

40 30 45.7 33.6 10.43 10.82 66.39 64.86

33 31 49.2 45.7 10.61 10.39 60.09 61.64

13 18 24.6 40.0 10.42 10.28 56.57 62.12

4 8 8.8 20.9 11.32 10.39 50.47 56.84

7 5 29.1 17.0 10.89 10.22 46.91 36.16

301 305 272.6 277.5 10.60 10.50 65.01 65.65

BBVA Bancomer

HSBC









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

120




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.2 - 12.00 - 45.26 -

- 4 - 1.8 - 12.49 - 65.63

- 1 - 0.3 - 12.00 - 36.80

3 3 2.3 1.2 13.80 11.92 57.25 31.03

1 2 0.8 2.2 12.00 11.30 42.75 57.40

2 1 2.7 2.2 12.72 11.40 54.67 88.70

1 1 2.5 1.6 11.90 11.00 73.07 41.32

1 - 1.0 - 13.50 - 25.29 -

1 2 0.6 5.6 11.00 11.54 10.92 51.96

10 14 10.1 14.9 12.66 11.58 47.85 52.94

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 1.4 - 12.95 - 73.61

3 1 5.1 1.8 10.38 11.00 60.17 65.93

- - - - - - - -

- 1 - 1.6 - 12.50 - 32.76

1 - 3.0 - 9.29 - 57.69 -

4 3 8.1 4.8 9.98 12.07 59.55 57.43

Inbursa

Ixe









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

121




- - - - - - - -

1 4 0.1 0.2 10.52 10.52 100.00 54.99

1 4 0.1 0.4 10.52 12.17 100.00 77.59

1 78 0.2 1.9 10.52 7.27 100.00 13.63

24 287 5.6 14.5 10.62 10.59 90.74 19.60

63 513 18.9 29.1 10.62 10.77 84.54 15.93

72 505 25.4 43.3 10.55 10.68 78.98 19.10

232 1,082 109.4 131.5 10.54 10.59 74.50 19.34

191 721 123.5 148.6 10.55 10.57 74.33 23.53

221 625 207.1 255.3 10.51 10.53 74.92 33.17

154 246 197.7 207.2 10.53 10.52 73.33 48.22

129 171 222.7 211.6 10.51 10.53 69.81 49.57

45 71 109.4 114.8 10.58 10.50 70.64 46.56

20 43 59.6 80.5 10.50 10.50 66.97 41.88

20 39 86.9 127.3 10.53 10.16 67.55 48.51

1,174 4,389 1,166.6 1,366.2 10.53 10.51 74.70 25.29

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

3 1 0.7 0.4 10.50 10.50 63.81 95.00

10 16 3.0 4.7 10.75 10.76 65.16 64.13

84 67 33.3 26.1 10.79 10.70 61.75 60.39

77 68 42.2 36.2 10.81 10.63 63.07 61.00

136 141 103.1 111.5 10.68 10.75 60.28 64.11

104 86 110.1 84.1 10.58 10.72 60.86 56.74

101 115 149.4 167.1 10.76 10.57 60.51 59.15

61 61 121.7 117.1 10.61 10.53 58.90 55.71

33 31 83.6 74.6 10.69 10.66 57.79 53.64

36 36 119.6 132.1 10.53 10.71 47.36 53.07

645 622 766.7 753.8 10.66 10.65 60.05 59.50

Santander

Scotiabank









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

122




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.9 - 11.33 - 48.00

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.9 - 11.33 - 48.00

- - - - - - - -

1 1 0.1 0.1 10.52 12.95 98.17 100.00

5 5 0.6 0.6 11.60 11.03 100.00 100.00

7 6 1.2 1.0 10.85 10.99 99.88 99.09

26 33 6.0 7.2 10.83 10.62 87.78 85.41

64 97 20.1 28.6 10.72 10.64 87.31 83.16

92 99 33.3 35.5 10.66 10.66 79.57 78.83

241 221 116.1 105.3 10.58 10.54 76.07 75.75

196 236 121.5 148.1 10.53 10.54 71.31 71.51

253 251 227.4 225.2 10.57 10.54 72.25 72.10

167 171 215.2 218.3 10.56 10.54 73.90 72.88

135 131 241.2 226.0 10.54 10.52 73.28 70.79

54 55 131.5 126.6 10.58 10.51 71.06 66.77

35 19 105.1 53.5 10.52 10.51 66.20 62.08

23 20 118.7 97.8 10.66 10.59 68.93 70.87

1,299 1,345 1,337.9 1,273.9 10.57 10.54 74.72 74.06

Ve por Más

Santander

Número de Créditos Monto del Crédito Otorgado Tasa de Interés2/

Otorgados (mdp) (%)


Otorgados (mdp) (%)



123

Cartera de ViviendaInformación de Créditos Otorgados en el MesDistribución por Nivel de Financiamiento (LTV) Importante: Cifras sin subsidiarias

Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %

Más de 50 y hasta 60%





Más de 95 hasta 100%

Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Fuente: Portafolio de Información CNBV. 1/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la


2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará tasa de interés.

2 1 5.1 0.6 11.99 15.50

- 1 - 0.5 - 15.50

2 1 1.3 1.2 11.99 11.99

- 1 - 0.3 - 11.99

3 1 2.7 1.6 11.99 11.99

1 - 1.2 - 11.99 -

- 1 - 0.6 - 11.99

- - - - - -

- 1 - 1.0 - 11.99

8 7 10.2 5.8 11.99 12.70

15 19 4.8 10.1 11.16 10.75

158 174 77.7 82.0 10.85 10.90

214 213 91.9 96.8 11.01 10.72

447 455 204.9 220.2 10.96 10.88

721 666 350.5 343.8 10.27 10.73

993 991 530.3 512.7 10.84 10.87

950 911 539.3 530.8 - -

- - - - - -

- - - - - -

3,498 3,429 1,799.5 1,796.4 10.75 10.81

Afirme

Banamex


Otorgados (mdp) (%)


Otorgados (mdp) (%)



124


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




- - - - - -

2 1 2.7 3.3 9.39 10.50

1 1 0.5 0.6 11.50 10.50

2 1 3.2 2.5 11.59 10.50

11 9 15.3 14.3 11.57 11.03

2 - 4.1 - 11.57 -

- - - - - -

- - - - - -

- - - - - -

18 12 25.8 20.7 11.34 10.87

1 - 0.3 - 12.25 -

15 18 18.3 11.6 11.21 11.56

6 8 3.1 7.7 11.90 11.75

11 16 12.8 13.2 11.66 12.26

21 17 26.1 12.8 12.05 12.12

1 3 0.9 5.2 12.50 11.11

- - - - - -

1 - 2.1 - 12.20 -

- - - - - -

56 62 63.7 50.5 11.74 11.86

Banca Mifel

Banco del Bajío


Otorgados (mdp) (%)


Otorgados (mdp) (%)



125


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




35 22 24.6 6.8 10.69 10.94

133 154 99.1 116.3 10.89 10.86

120 124 111.9 107.4 10.71 10.62

176 147 173.9 149.6 10.72 10.57

192 212 230.3 210.5 10.61 10.65

421 415 425.1 420.1 10.68 10.66

53 46 51.9 46.6 10.51 10.53

117 70 123.1 71.3 10.42 10.54

- - - - - -

1,247 1,190 1,239.9 1,128.8 10.66 10.65

- 2 - 1.5 - 10.50

2 5 1.6 4.0 10.50 10.11

5 5 9.0 8.8 10.50 10.50

3 2 7.0 2.3 10.50 10.50

15 16 30.4 20.6 10.43 10.56

3 7 5.3 7.7 10.58 10.75

- - - - - -

- - - - - -

- - - - - -

28 37 53.4 44.9 10.47 10.53

Banorte

Banregio


Otorgados (mdp) (%)


Otorgados (mdp) (%)



126


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

257 243 136.2 129.2 11.05 10.37

- - - - - -

2,263 2,245 1,786.6 1,856.7 11.43 11.40

- - - - - -

2,520 2,488 1,922.9 1,986.0 11.40 11.34

7 11 8.7 6.9 10.13 10.44

51 43 34.4 39.1 10.57 10.40

49 48 36.2 41.5 10.83 10.64

83 78 89.7 76.7 10.69 10.61

49 50 48.6 49.5 10.51 10.45

62 71 54.9 57.2 10.50 10.56

- - - - - -

- 4 - 6.6 - 8.92

- - - - - -

301 305 272.6 277.5 10.60 10.50

BBVA Bancomer

HSBC


Otorgados (mdp) (%)


Otorgados (mdp) (%)



127


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




3 2 1.2 1.7 11.40 11.94

3 5 2.1 3.1 12.75 11.59

- 2 - 1.3 - 11.70

1 2 0.9 1.7 15.25 11.28

1 1 2.5 4.3 11.90 11.40

1 1 1.1 2.2 12.90 11.40

1 - 2.3 - 12.90 -

- 1 - 0.7 - 12.90

- - - - - -

10 14 10.1 14.9 12.66 11.58

- - - - - -

1 1 1.2 1.6 7.80 12.50

2 - 4.5 - 10.01 -

- 1 - 1.8 - 11.00

- 1 - 1.4 - 12.95

1 - 2.4 - 11.00 -

- - - - - -

- - - - - -

- - - - - -

4 3 8.1 4.8 9.98 12.07

Inbursa

Ixe


Otorgados (mdp) (%)


Otorgados (mdp) (%)



128


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




30 3,188 7.6 144.3 11.07 10.74

115 147 59.4 100.5 10.62 10.50

115 107 110.4 81.9 10.52 10.57

125 143 135.6 155.7 10.52 10.50

179 206 197.1 252.1 10.55 10.51

407 351 503.8 447.4 10.51 10.40

38 31 45.8 36.3 10.50 10.47

151 200 97.7 138.4 10.52 10.58

14 16 9.4 9.6 10.50 10.51

1,174 4,389 1,166.6 1,366.2 10.53 10.51

39 22 20.0 13.9 10.58 10.33

168 181 147.5 177.9 10.54 10.57

88 93 111.3 101.4 10.71 10.64

100 108 150.3 167.1 10.75 10.82

193 167 260.4 222.8 10.70 10.63

42 35 50.5 50.2 10.63 10.57

15 16 26.6 20.4 10.49 10.58

- - - - - -

- - - - - -

645 622 766.7 753.8 10.66 10.65

Santander

Scotiabank


Otorgados (mdp) (%)


Otorgados (mdp) (%)



129


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




- - - - - -

- 1 - 0.9 - 11.33

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 0.9 - 11.33

33 32 6.1 6.5 11.08 10.73

139 159 87.2 95.0 10.69 10.66

138 128 118.9 100.2 10.56 10.57

127 139 139.9 127.5 10.67 10.55

203 220 243.4 255.7 10.54 10.55

365 410 480.4 499.1 10.55 10.52

41 38 54.4 44.0 10.55 10.52

253 219 207.5 146.0 10.54 10.52

- - - - - -

1,299 1,345 1,337.9 1,273.9 10.57 10.54

Ve por Más

Santander

130

IV. Estados Financieros

En esta sección se presentan los Estados Financieros. La información se expone conforme a lo reportado por las instituciones a través de los reportes regulatorios requeridos por esta Comisión.

Noviembre 2011

Estados Financieros Noviembre 2011

Balance General(Millones de pesos)

Activo Disponibilidades Cuentas de margen Inversiones en valores Deudores por reporto (Saldo Deudor) Préstamo de valores Derivados Ajustes de valuación por cobertura de activos financieros Cartera de crédito vigente Créditos comerciales Créditos de consumo Créditos a la vivienda Cartera de crédito vencida Créditos comerciales Créditos de consumo Créditos a la vivienda Estimación preventiva para riesgos crediticios Créditos comerciales Créditos de consumo Créditos a la vivienda Operaciones Contingentes y Avales Estimación Preventiva para Riesgos Crediticios Adicional Derechos de cobro adquiridos Estimación por irrecuperabilidad o difícil cobro Beneficios por recibir en operaciones de bursatilización Otras cuentas por cobrar Bienes adjudicados Inmuebles, mobiliario y equipo (neto) Inversiones permanentes en acciones Activos de larga duración disponibles para la venta Impuestos y ptu diferidos (a favor) Otros activosPasivo Captación tradicional Depósitos de exigibilidad inmediata Depósitos a plazo Títulos de crédito emitidos Préstamos interbancarios y de otros organismos Valores asignados por liquidar Acreedores por reporto Préstamo de valores Colaterales vendidos o dados en garantía Derivados Ajustes de valuación por cobertura de pasivos financieros Obligaciones en operaciones de bursatilización Impuestos a la utilidad por pagar Acreedores diversos y otras cuentas por pagar Obligaciones subordinadas en circulación Impuestos y ptu diferidos (neto) Créditos diferidos

Capital Contable Capital contribuido Capital social Aportaciones para futuros aumentos de capital formalizadas por su órgano de gobierno Primas en venta de acciones Obligaciones subordinadas en circulación Capital ganado Reservas de capital Resultado de ejercicios anteriores Resultado por valuación de títulos disponibles para la venta Resultado por valuación de instrumentos de cobertura de flujos de efectivo Efecto acumulado por conversión Resultado por tenencia de activos no monetarios Resultado neto Participación no controladora

Cuentas de Orden Avales otorgados Compromisos crediticios

131

Actinver Afirme American Autofin Express

7,081.2 94,435.3 17,757.2 4,238.9 243.8 3,457.7 1,896.4 564.8 0.0 0.0 0.0 0.0 5,469.9 64,186.1 0.0 941.4 27.6 3,571.0 6,020.0 30.9 0.0 0.0 0.0 0.0 0.0 2.5 0.0 0.0 0.0 111.1 0.0 0.0 872.0 10,460.3 7,493.6 2,635.6 545.8 7,889.3 0.0 1,833.7 326.2 1,458.2 7,493.6 796.8 0.0 1,112.9 0.0 5.2 0.0 546.6 322.3 35.2 0.0 202.4 0.0 4.6 0.0 174.6 322.3 30.5 0.0 169.5 0.0 0.0 (5.6) (551.1) (894.9) (47.7) (2.7) (230.4) 0.0 (14.1) (2.9) (241.1) (882.6) (33.6) 0.0 (51.7) 0.0 (0.0) 0.0 (2.8) 0.0 0.0 0.0 (25.2) (12.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 256.0 11,552.3 383.1 22.8 0.0 41.3 0.0 0.0 64.5 677.7 0.0 10.5 2.5 110.8 41.6 1.2 0.0 0.0 0.0 0.0 2.8 120.1 1,960.3 5.1 147.8 148.9 534.9 38.9 6,161.3 91,788.4 13,797.7 3,691.8 1,250.3 16,285.6 7,044.9 2,238.4 287.3 8,099.4 1,419.2 147.1 963.0 8,186.2 5,625.8 2,091.3 0.0 0.0 0.0 0.0 0.0 430.1 4,463.4 471.3 0.0 0.0 0.0 0.0 4,500.3 71,732.0 0.0 890.0 0.0 0.0 0.0 0.0 0.0 671.0 0.0 0.0 0.0 111.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 22.7 0.0 506.9 0.0 383.6 1,921.3 1,134.9 39.9 0.0 565.4 502.2 0.0 0.0 0.0 0.0 0.0 4.4 71.8 145.5 52.2 919.9 2,646.8 3,959.6 547.1 824.4 2,028.4 1,220.5 742.1 824.4 2,028.4 1,220.5 742.1

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 95.5 618.5 2,739.0 (195.1) 4.9 487.9 185.3 0.0 48.9 0.0 1,752.6 (199.7)

6.6 0.0 0.0 1.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 35.1 130.5 801.2 3.6 0.0 0.0 0.0 0.0 0.0 920.1 0.0 0.0 261.7 2,852.5 0.0 758.2

132


Estado de Resultados(Millones de pesos)

Ingresos por intereses

Intereses de disponibilidades

Intereses y rendimientos a favor provenientes de

cuentas de margen


inversiones en valores

Intereses y rendimientos a favor en

operaciones de reporto

Ingresos provenientes de operaciones de cobertura

Intereses de cartera de crédito vigente

Intereses de cartera de crédito vencida

Comisiones por el otorgamiento inicial del crédito

Premios a favor en operaciones de préstamo de valores

Premios por colocación de deuda

Dividendos de instrumentos de patrimonio neto

Utilidad por valorización

Incremento por actualización de ingresos por intereses

Gastos por intereses

Intereses por depósitos de exigibilidad inmediata

Intereses por depósitos a plazo

Intereses por títulos de crédito emitidos

Intereses por préstamos interbancarios y de

otros organismos

Intereses por obligaciones subordinadas

Intereses y rendimientos a cargo en


Gastos provenientes de operaciones de cobertura

Premios a cargo en operaciones de préstamo de valores

Descuentos por colocación de deuda

Gastos de emisión por colocación de deuda

Costos o gastos asociados con el otorgamiento

inicial del crédito para la vivienda

Pérdida por valorización

Incremento por actualización de gastos por intereses

Resultado por posición monetaria

Margen financiero

Estimación preventiva para riesgos crediticios

Margen financiero ajustado por riesgos crediticios

Comisiones y tarifas cobradas

Comisiones y tarifas pagadas

Resultado por intermediación

Otros ingresos (egresos) de la operación

Gastos de administración y promoción

Resultado de operación

Participación en el resultado de subsidiarias y asociadas

Resultado antes de impuestos a la utilidad

Impuestos a la utilidad causados

Impuestos a la utilidad diferidos (netos)

Resultados antes de operaciones discontinuas

Operaciones discontinuadas

Resultado Neto

Participación no controladora

Resultado neto incluyendo participación de la controladora

Actinver Afirme American Autofin Express

252.8 4,009.5 2,152.6 258.5

4.8 78.1 75.6 7.9

0.0 0.0 0.0 0.0

196.7 48.1 0.0 17.6

2.8 2,282.5 211.0 11.5

0.0 0.0 0.0 0.0

45.8 1,373.0 1,865.3 214.1

0.0 0.0 0.0 0.0

2.6 70.8 0.0 6.8

0.0 121.9 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 35.0 0.7 0.7

0.0 0.0 0.0 0.0

174.4 2,573.3 483.0 123.3

0.0 123.2 41.1 1.4

23.9 313.9 214.0 80.1

0.0 0.0 0.0 0.0

0.1 10.7 203.6 17.6

0.0 39.8 24.2 0.0

150.4 0.0 0.0 15.9

0.0 0.0 0.0 0.0

0.0 2,083.8 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 1.9 0.0 7.9

0.0 0.0 0.0 0.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

78.4 1,436.2 1,669.6 135.2

2.3 260.6 778.8 18.1

76.1 1,175.6 890.8 117.1

519.1 439.1 1,535.4 35.5

9.1 102.7 0.0 15.3

42.0 76.3 0.0 8.5

327.5 74.3 604.2 29.7

908.7 1,546.2 1,869.2 172.2

46.9 116.4 1,161.2 3.3

0.0 28.7 10.8 0.3

46.9 145.1 1,172.0 3.6

16.3 87.0 577.1 0.0

4.5 72.4 206.3 0.0

35.1 130.5 801.2 3.6

0.0 0.0 0.0 0.0

35.1 130.5 801.2 3.6

0.0 0.0 0.0 0.0

35.1 130.5 801.2 3.6






133

Banamex Banca Mifel Banco Ahorro ABC Capital Famsa

1,090,412.3 33,475.6 12,962.5 3,648.2 118,349.5 1,725.9 450.5 253.6 8,720.5 0.0 0.0 0.0 438,017.4 14,987.8 0.0 0.0 22,318.5 0.0 880.1 90.9 0.0 0.0 0.0 0.0 36,462.7 17.2 0.0 0.0 0.0 176.8 0.0 0.0 341,560.3 12,785.8 10,167.3 2,656.1 237,426.5 11,964.5 2,259.6 2,086.1 47,059.1 25.8 7,881.3 11.2 57,074.7 795.5 26.3 558.8 4,605.5 701.3 1,753.1 121.5 2,240.1 574.7 22.0 121.2 1,806.0 9.1 1,731.2 0.1 559.4 117.5 0.0 0.2 (8,991.7) (367.8) (2,115.8) (131.6) (4,693.9) (339.7) (26.4) (120.4) (2,925.6) (4.7) (1,937.1) (1.0) (1,006.0) (15.2) (0.1) (5.5) (182.6) (0.2) 0.0 0.0 (183.6) (8.1) (152.3) (4.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 192.0 0.0 0.0 0.0 56,706.6 2,444.7 332.6 80.7 5.6 13.1 0.0 213.5 6,076.6 254.8 442.5 59.3 38,177.5 3.2 12.3 1.2 0.0 0.0 0.0 0.0 8,000.9 207.3 201.2 156.3 20,210.6 525.7 838.6 146.7 966,106.7 32,120.3 11,030.5 2,894.2 467,424.5 15,406.1 10,219.6 872.9 338,484.1 4,293.4 3,216.5 60.3 107,388.0 11,036.3 7,003.1 812.6 21,552.4 76.4 0.0 0.0 57,974.2 3,581.8 255.1 1,704.2 0.0 0.0 0.0 0.0 275,542.4 9,285.5 0.0 0.0 0.0 0.0 0.0 0.0 8,860.0 0.0 0.0 0.0 35,395.3 201.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 151.6 0.0 118,946.5 2,057.5 118.1 179.8 0.0 1,376.3 0.0 115.1 0.0 0.0 0.0 0.0 1,963.8 211.3 286.0 22.2 124,305.5 1,355.4 1,932.0 754.0 37,853.8 1,171.1 1,540.5 719.3 35,318.7 1,171.1 1,540.5 672.1 0.0 0.0 0.0 0.0 2,535.0 0.0 0.0 47.1 0.0 0.0 0.0 0.0 86,451.8 184.3 391.6 34.8 79,246.7 99.0 41.2 3.9 (0.5) (42.2) 75.9 64.9 597.3 8.3 0.0 0.0 (446.4) (18.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 7,054.7 137.3 274.5 (34.1) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 88,581.9 68.9 0.0 0.0

134






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banamex Banca Mifel Banco Ahorro ABC Capital Famsa

56,334.8 2,322.9 1,550.5 264.7

2,887.9 45.5 14.5 4.5

39.6 0.0 0.0 0.0

6,806.4 493.4 28.4 0.0

15,888.0 507.1 7.3 0.0

0.0 0.0 0.0 0.0

28,634.5 1,156.2 1,483.9 240.4

194.6 22.7 11.5 0.0

873.4 97.9 5.0 12.9

943.1 0.0 0.0 6.9

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

67.3 0.0 0.0 0.0

0.0 0.0 0.0 0.0

20,795.1 1,574.9 489.0 131.2

2,621.4 126.3 206.7 0.0

3,090.1 568.4 274.6 32.7

1,300.0 0.8 0.0 0.0

597.4 188.5 7.7 85.4

0.0 130.4 0.0 13.0

12,103.7 473.4 0.0 0.0

0.0 0.0 0.0 0.0

1,072.4 0.0 0.0 0.0

0.0 2.1 0.0 0.0

0.0 0.0 0.0 0.0

10.2 0.0 0.0 0.0

0.0 85.1 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

35,539.7 748.0 1,061.5 133.5

6,836.2 125.2 1,668.8 50.6

28,703.5 622.8 (607.3) 83.0

6,959.2 104.3 1,420.8 133.2

2,911.1 44.0 11.4 61.3

(2,941.7) 186.6 1.6 0.0

10,390.3 45.8 1,057.0 (13.5)

35,672.8 853.0 1,519.1 172.6

4,527.4 62.4 341.5 (31.3)

4,484.0 0.3 11.7 (0.9)

9,011.4 62.7 353.3 (32.2)

1,800.3 0.0 151.6 6.6

(156.4) 74.6 72.8 4.7

7,054.7 137.3 274.5 (34.1)

0.0 0.0 0.0 0.0

7,054.7 137.3 274.5 (34.1)

0.0 0.0 0.0 0.0

7,054.7 137.3 274.5 (34.1)






135

Banco Azteca Banco Base Banco Credit Banco del Bajío Suisse

77,849.9 7,734.7 49,107.6 90,178.4 15,680.9 475.4 6,126.3 10,762.3 0.0 0.0 0.0 0.0 12,773.1 5,289.8 15,980.6 4,702.6 8,282.1 119.0 17,053.8 0.0 0.0 0.0 0.0 0.0 92.8 26.1 6,269.3 74.1 664.7 0.0 0.0 0.0 35,581.1 66.2 0.0 65,533.4 12,009.9 66.2 0.0 59,158.2 23,016.8 0.0 0.0 445.9 554.4 0.0 0.0 5,929.3 1,890.4 0.0 0.0 1,852.3 77.7 0.0 0.0 1,207.4 1,702.4 0.0 0.0 14.1 110.3 0.0 0.0 630.8 (2,946.3) (0.3) 0.0 (1,759.5) (221.3) (0.3) 0.0 (1,341.4) (1,874.2) 0.0 0.0 (60.1) (24.3) 0.0 0.0 (323.9) (1.4) 0.0 0.0 (19.6) (825.1) 0.0 0.0 (14.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,808.5 1,646.8 3,671.6 4,254.8 106.3 0.0 0.0 452.1 1,130.4 88.8 1.0 1,989.3 522.2 0.0 0.0 784.0 0.0 0.0 0.0 0.0 335.8 1.6 2.8 256.7 1,927.8 21.3 2.2 1,276.2 72,007.7 7,087.4 47,057.5 80,424.4 58,943.6 0.0 1,037.0 51,257.5 52,828.9 0.0 0.0 18,820.8 6,114.7 0.0 1,037.0 31,604.7 0.0 0.0 0.0 832.0 282.4 0.0 8,520.1 18,134.9 0.0 560.5 0.0 0.0 1,363.0 4,757.2 1,254.2 2,125.3 0.0 0.0 0.0 0.0 4,590.7 0.0 13,090.5 0.0 745.0 6.6 4,181.9 227.1 514.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,494.6 55.4 0.0 206.5 3,072.7 1,703.9 18,973.7 8,121.2 1,001.2 0.0 0.0 0.0 0.0 3.9 0.0 0.0 0.0 0.0 0.0 351.9 5,842.2 647.2 2,050.1 9,754.0 2,448.9 493.6 1,872.2 7,705.7 2,448.9 493.6 1,872.2 2,427.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5,278.7 0.0 0.0 0.0 0.0 3,393.3 153.6 178.0 2,048.3 1,163.6 0.0 12.2 1,290.4 1,307.5 81.0 7.7 3.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (6.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (6.6) 922.2 72.6 158.1 767.6 0.0 0.0 0.0 0.0 0.0 0.0 12.0 0.0 558.0 106.4 0.0 2,767.9

136






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banco Azteca Banco Base Banco Credit Banco del Bajío Suisse

26,237.9 36.6 415.5 5,600.3

404.6 3.2 2.3 264.7

0.2 0.0 0.0 0.0

474.9 30.5 184.5 106.6

292.3 1.8 228.7 166.5

261.6 0.0 0.0 0.0

23,524.6 1.0 0.1 4,750.3

327.1 0.0 0.0 0.0

46.7 0.0 0.0 312.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

905.8 0.0 0.0 0.0

0.0 0.0 0.0 0.0

2,483.7 33.7 321.5 2,411.5

1,100.1 0.0 0.0 372.6

90.9 0.0 35.3 1,277.1

0.0 1.9 0.0 58.2

15.2 0.0 42.3 549.8

58.7 0.0 0.0 0.0

234.4 31.9 241.9 153.7

156.1 0.0 0.0 0.0

0.0 0.0 2.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

828.3 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

23,754.1 2.9 94.1 3,188.8

2,357.5 0.5 0.0 408.2

21,396.7 2.4 94.1 2,780.6

571.8 0.0 60.6 638.5

520.4 3.8 27.9 219.1

528.7 198.8 369.9 156.3

423.1 0.7 122.9 (52.1)

21,170.4 97.0 393.7 2,511.7

1,229.5 101.2 225.8 792.5

63.1 0.0 0.0 128.2

1,292.6 101.2 225.8 920.8

445.1 28.6 0.0 207.3

74.7 0.0 (67.7) 54.1

922.2 72.6 158.1 767.6

0.0 0.0 0.0 0.0

922.2 72.6 158.1 767.6

0.0 0.0 0.0 0.0

922.2 72.6 158.1 767.6






137

Banco Fácil Banco Wal-Mart Bancoppel Bank of America

154.9 4,279.3 13,388.1 94,999.5 55.6 129.9 1,300.9 4,088.1 0.0 0.0 0.0 63.3 0.6 0.0 7,013.0 17,835.8 1.1 560.0 0.0 22,300.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 19,261.8 0.0 0.0 0.0 0.0 65.2 2,545.9 4,472.6 716.0 0.0 1,359.2 255.1 710.9 65.2 1,186.7 4,217.5 0.0 0.0 0.0 0.0 5.1 8.1 76.2 1,047.8 0.0 0.0 13.6 0.0 0.0 8.1 62.6 1,047.8 0.0 0.0 0.0 0.0 0.0 (15.3) (209.1) (1,447.2) (14.2) 0.0 (24.4) (2.5) (14.2) (15.3) (178.0) (1,333.6) 0.0 0.0 0.0 0.0 (0.0) 0.0 0.0 0.0 0.0 0.0 (6.7) (111.1) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5.6 127.9 71.1 30,521.2 0.0 0.0 0.0 0.0 9.8 2.0 76.7 92.4 1.6 2.8 2.9 0.0 0.0 0.0 0.0 0.0 0.6 969.2 338.9 27.1 22.0 74.5 511.4 107.9 42.2 2,930.1 11,669.7 90,103.0 0.0 2,606.7 11,154.9 3,080.5 0.0 623.6 10,098.7 2,828.6 0.0 1,983.1 1,056.2 251.9 0.0 0.0 0.0 0.0 14.1 0.0 0.0 27,223.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,005.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5,266.4 0.0 0.0 0.0 18,125.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 13.1 422.6 25.6 280.0 501.0 33,960.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.6 43.3 0.7 17.8 112.7 1,349.2 1,718.4 4,896.4 783.0 3,530.9 2,380.5 2,918.2 783.0 3,530.9 2,380.5 2,918.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (670.3) (2,181.7) (662.1) 1,978.2 0.0 0.0 0.0 194.7 (651.5) (1,668.0) (719.3) 594.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (0.1) 0.0 0.0 0.0 (18.9) (513.7) 57.2 1,189.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,669.1 4,722.6 1,310.9

138






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banco Fácil Banco Wal-Mart Bancoppel Bank of America

39.1 230.4 2,430.9 2,714.0

2.0 1.1 25.2 67.6

0.0 0.0 0.0 8.2

0.0 0.0 534.7 491.0

0.1 22.4 0.0 2,042.0

0.0 0.0 0.0 0.0

36.9 205.4 1,617.1 36.8

0.0 1.4 249.8 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.3 68.5

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 3.9 0.0

0.0 0.0 0.0 0.0

2.2 59.6 304.0 2,056.6

0.0 4.1 233.4 36.2

0.0 55.5 51.2 7.6

0.0 0.0 0.0 0.0

2.2 0.0 0.0 55.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 1,221.7

0.0 0.0 0.0 0.0

0.0 0.0 0.0 20.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 19.4 0.0

0.0 0.0 0.0 715.9

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

36.9 170.8 2,126.9 657.4

15.8 217.3 1,416.4 0.1

21.1 (46.4) 710.5 657.2

22.1 268.3 749.4 76.0

1.1 5.7 7.2 31.9

0.7 0.0 (6.9) 3,060.4

6.8 5.3 (13.1) (1,502.0)

67.4 981.5 1,262.4 594.8

(17.8) (760.0) 170.4 1,664.9

0.0 0.0 0.0 0.0

(17.8) (760.0) 170.4 1,664.9

0.0 0.0 63.0 431.0

(1.1) 246.4 (50.2) (44.4)

(18.9) (513.7) 57.2 1,189.5

0.0 0.0 0.0 0.0

(18.9) (513.7) 57.2 1,189.5

0.0 0.0 0.0 0.0

(18.9) (513.7) 57.2 1,189.5






139

Bank of Tokyo- Banorte Banregio Bansí Mitsubishi UFJ

7,196.8 605,228.1 59,774.6 13,552.7 3,420.2 55,531.7 3,149.5 664.3 0.0 108.9 0.0 1.8 450.7 209,612.5 28,683.2 5,031.5 2,122.3 2,014.3 0.0 0.0 0.0 0.0 0.0 0.0 20.5 11,175.8 0.1 0.0 0.0 0.0 0.0 0.0 1,118.2 286,284.0 26,646.7 5,957.9 1,118.2 196,725.3 20,859.0 5,919.7 0.0 29,525.7 2,389.4 22.7 0.0 60,033.0 3,398.3 15.6 0.0 6,475.4 607.8 726.7 0.0 4,370.4 270.7 725.8 0.0 1,297.5 163.7 0.9 0.0 807.5 173.5 0.0 (84.1) (9,026.3) (1,003.0) (604.7) (82.7) (4,965.3) (579.2) (599.2) 0.0 (3,189.1) (293.4) (3.3) 0.0 (752.8) (94.2) (0.2) (1.4) (29.8) (0.8) (2.0) 0.0 (89.2) (35.3) 0.0 0.0 1,717.0 3.8 0.0 0.0 0.0 0.0 0.0 0.0 860.9 0.0 0.0 112.4 15,605.8 689.1 1,555.1 0.0 1,038.4 79.9 98.1 2.7 7,268.7 175.7 70.2 3.7 9,240.3 603.6 22.6 0.0 0.0 0.0 0.0 25.7 800.5 78.2 27.0 4.6 6,520.3 59.8 2.0 6,458.7 556,054.2 55,133.0 12,392.0 4,168.8 305,345.6 23,232.2 4,842.2 2,851.5 159,348.0 9,646.4 671.6 1,317.4 141,849.2 13,585.9 4,170.6 0.0 4,148.5 0.0 0.0 0.0 12,146.4 1,395.1 976.1 0.0 1,839.7 0.0 0.0 0.0 184,881.3 28,692.0 4,421.1 0.0 0.0 0.0 0.0 2,021.1 1,068.4 0.0 0.0 0.0 16,042.3 50.8 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 121.9 33.4 267.6 20,391.5 754.2 2,060.3 0.0 12,824.0 753.4 0.0 0.0 0.0 0.0 0.0 1.2 1,515.0 133.3 58.8 738.1 49,173.9 4,641.6 1,160.7 696.2 13,979.6 3,171.8 650.7 696.2 11,487.6 3,166.7 650.7 0.0 0.0 0.0 0.0 0.0 2,492.1 5.2 0.0 0.0 0.0 0.0 0.0 41.9 35,194.3 1,469.8 510.0 32.6 5,775.6 900.4 47.8 28.8 26,371.1 0.0 378.3 0.0 135.7 0.0 0.0 0.0 (2,925.2) (19.1) 0.0 0.0 (380.0) 0.0 0.0 0.0 0.0 0.0 0.0 (19.4) 6,217.1 588.6 84.0 0.0 0.0 0.0 0.0 0.0 0.0 6.6 0.0 5,717.4 3,518.5 25,247.3 47.8

140






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Bank of Tokyo- Banorte Banregio Bansí Mitsubishi UFJ

201.8 39,326.9 3,578.3 959.1

64.2 1,265.3 68.4 20.4

0.0 17.2 0.0 0.0

53.1 8,568.3 1,117.9 11.5

50.0 1,346.4 123.7 298.5

0.0 2,246.4 0.0 0.0

34.6 24,835.6 2,159.3 581.9

0.0 361.6 29.0 14.7

0.0 686.2 80.0 32.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

97.6 18,237.8 1,807.5 551.7

2.3 634.3 14.4 11.3

36.1 4,368.4 564.6 191.9

0.0 163.6 0.0 0.0

0.0 456.8 39.2 53.1

0.0 959.4 42.7 0.0

59.2 8,340.4 1,146.6 295.4

0.0 3,064.3 0.0 0.0

0.0 0.0 0.0 0.0

0.0 2.0 0.0 0.0

0.0 19.1 0.0 0.0

0.0 199.6 0.0 0.0

0.0 30.1 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

104.2 21,089.1 1,770.8 407.4

31.4 4,919.3 384.0 126.7

72.8 16,169.7 1,386.8 280.6

14.0 5,842.6 275.8 278.5

4.5 1,400.2 93.5 216.6

15.9 847.0 99.1 27.9

7.4 1,574.7 457.4 5.9

124.8 15,175.0 1,439.0 260.2

(19.2) 7,858.8 686.6 116.0

0.0 770.4 66.6 0.0

(19.2) 8,629.3 753.1 116.0

0.0 1,699.3 219.3 35.6

(0.2) (712.9) 54.7 3.6

(19.4) 6,217.1 588.6 84.0

0.0 0.0 0.0 0.0

(19.4) 6,217.1 588.6 84.0

0.0 0.0 0.0 0.0

(19.4) 6,217.1 588.6 84.0






141

Barclays BBVA CIBanco Compartamos Bancomer

28,823.2 1,233,701.1 21,009.9 13,616.7 1,127.3 124,797.9 4,230.8 1,104.9 55.8 3,135.4 4.4 0.0 17,795.7 335,986.3 6,884.5 99.3 0.0 732.4 0.0 0.0 0.0 0.0 0.0 0.0 4,764.2 77,009.6 2.4 0.0 0.0 1,300.9 0.0 0.0 0.0 584,535.9 2,854.1 11,764.5 0.0 300,727.1 2,709.5 0.0 0.0 144,467.2 144.5 11,764.5 0.0 139,341.7 0.0 0.0 0.0 23,115.3 2.5 282.0 0.0 8,780.0 0.0 0.0 0.0 5,991.3 2.5 282.0 0.0 8,344.0 0.0 0.0 0.0 (26,877.1) (20.2) (464.6) 0.0 (5,915.1) (15.2) 0.0 0.0 (12,429.4) (4.3) (464.6) 0.0 (4,214.5) 0.0 0.0 0.0 (134.1) (0.8) 0.0 0.0 (4,184.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,760.3 0.0 0.0 5,032.5 64,919.6 6,603.2 174.3 0.0 3,573.2 4.8 0.0 30.7 16,137.5 325.9 394.3 0.0 6,476.8 3.4 0.2 0.0 0.0 0.0 0.0 0.0 6,474.3 0.0 191.5 16.9 10,622.7 114.3 70.2 26,010.4 1,121,201.6 20,168.8 7,645.3 0.0 645,353.6 9,330.4 4,720.7 0.0 427,059.7 361.4 6.6 0.0 163,333.0 8,969.0 200.9 0.0 54,960.9 0.0 4,513.2 0.0 17,950.2 42.9 1,971.2 5,290.0 0.0 0.0 0.0 10,031.3 202,268.2 2,745.1 0.0 0.0 1.2 0.0 0.0 477.7 21,208.4 0.0 0.0 4,535.9 79,054.3 0.0 0.0 0.0 2,866.1 0.0 0.0 0.0 0.0 0.0 0.0 94.6 0.0 92.5 37.6 5,534.9 86,025.4 7,865.7 881.9 0.0 61,411.5 0.0 0.0 46.0 0.0 64.9 0.0 0.0 5,062.8 27.3 33.9 2,812.7 112,499.5 841.1 5,971.4 2,163.6 39,863.8 422.9 473.7 2,163.6 24,138.2 422.9 473.7 0.0 0.0 0.0 0.0 0.0 15,725.7 0.0 0.0 0.0 0.0 0.0 0.0 649.2 72,635.6 418.2 5,497.7 22.3 6,881.4 74.6 1,522.3 (106.1) 41,399.4 178.9 2,040.9 0.0 2,935.9 6.6 0.0 0.0 1,485.1 0.0 (4.9) 0.0 158.8 0.0 0.0 0.0 0.0 0.0 0.0 732.9 19,775.0 158.1 1,939.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 220,980.4 832.4 850.0

142






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Barclays BBVA CIBanco Compartamos Bancomer

393.5 85,092.2 788.2 6,952.1

4.4 3,156.9 4.0 49.4

3.2 90.8 0.0 0.0

338.8 15,462.1 341.9 13.7

47.0 1,308.3 1.3 0.0

0.0 16.0 0.0 0.0

0.0 61,758.9 201.6 6,884.0

0.0 355.8 0.0 5.1

0.0 910.3 5.6 0.0

0.0 1.5 0.0 0.0

0.0 0.0 0.0 0.0

0.0 197.2 0.0 0.0

0.0 1,834.5 233.7 0.0

0.0 0.0 0.0 0.0

275.4 27,996.0 679.1 349.3

1.0 3,610.3 1.2 0.0

0.0 6,427.1 363.9 7.6

0.0 2,133.5 0.0 172.5

0.0 734.8 2.6 155.4

0.0 2,950.4 0.0 0.0

270.7 11,583.9 75.0 0.0

0.0 0.0 0.0 0.0

3.7 103.2 0.0 0.0

0.0 8.1 0.0 0.0

0.0 45.3 0.0 9.2

0.0 0.0 0.0 4.5

0.0 399.4 236.4 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

118.1 57,096.2 109.2 6,602.9

0.0 19,193.5 16.9 424.9

118.1 37,902.7 92.2 6,177.9

0.0 22,108.1 57.6 201.6

30.1 6,748.9 60.3 302.3

1,084.8 4,128.8 1,231.9 (5.9)

146.2 964.7 17.5 42.9

401.8 33,991.0 1,112.8 3,342.9

917.1 24,364.4 226.1 2,771.4

0.0 1,335.1 0.0 0.0

917.1 25,699.5 226.1 2,771.4

94.6 4,402.7 91.3 873.2

(89.5) (1,521.8) 23.3 41.0

732.9 19,775.0 158.1 1,939.3

0.0 0.0 0.0 0.0

732.9 19,775.0 158.1 1,939.3

0.0 0.0 0.0 0.0

732.9 19,775.0 158.1 1,939.3






143

Deutsche Bank HSBC Inbursa ING

175,681.6 492,678.4 217,820.4 108,872.8 2,517.3 57,978.3 20,183.5 814.7 536.3 66.1 2,275.3 0.0 11,050.7 144,611.5 15,996.6 61,311.1 3,320.2 12,038.2 210.4 650.0 0.0 0.0 0.0 0.0 142,586.9 41,533.6 10,880.9 15,814.4 0.0 0.0 2,223.7 0.0 727.2 174,632.6 162,663.0 3,568.6 727.2 127,062.5 152,876.1 3,568.6 0.0 29,602.7 8,580.1 0.0 0.0 17,967.5 1,206.8 0.0 0.0 6,502.6 4,695.9 0.0 0.0 3,443.5 4,432.5 0.0 0.0 1,248.0 171.4 0.0 0.0 1,811.1 92.0 0.0 (3.8) (10,298.3) (22,512.2) (40.1) (3.6) (5,360.2) (19,697.4) (20.1) 0.0 (3,603.5) (551.5) 0.0 0.0 (709.5) (64.4) 0.0 (0.2) (433.7) (84.1) 0.0 0.0 (191.5) (2,114.8) (20.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 14,749.8 44,889.8 12,949.5 26,449.8 0.0 211.0 608.5 0.0 0.0 5,731.3 395.6 27.8 0.0 4,182.4 6,786.4 0.0 0.0 0.0 0.0 0.0 0.0 6,018.6 0.0 0.0 197.0 4,580.8 463.2 276.3 173,154.4 453,731.3 168,357.9 100,270.9 1,729.9 293,578.4 134,641.7 1,233.1 0.0 170,473.4 50,940.8 0.0 1,729.9 118,871.0 52,106.9 1,001.1 0.0 4,233.9 31,594.0 232.0 3,403.0 25,557.0 5,927.8 0.0 0.0 0.0 0.0 0.0 4,374.4 16,001.4 0.0 21,629.4 0.0 3.7 0.0 0.0 3,400.1 8,375.9 0.0 42,118.1 142,414.5 41,599.2 17,148.8 13,818.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 66.6 1,208.2 927.4 0.0 17,687.8 56,439.6 8,839.6 20,059.9 0.0 10,382.7 0.0 1,056.5 74.9 0.0 238.3 355.2 3.1 585.3 634.4 0.0 2,527.2 38,947.1 49,462.4 8,601.8 1,002.4 25,605.3 25,264.3 1,950.3 1,002.4 5,087.2 17,579.5 1,950.3 0.0 0.0 0.0 0.0 0.0 20,518.1 7,684.8 0.0 0.0 0.0 0.0 0.0 1,524.7 13,341.7 24,198.1 6,651.5 162.0 11,069.0 6,393.2 643.9 1,231.0 (303.1) 14,566.2 5,298.9 0.0 1,529.0 (42.1) 165.8 0.0 (587.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 265.3 0.0 131.8 1,634.6 3,015.4 542.9 0.0 0.0 0.0 0.0 0.0 13.6 1.9 0.0 73.9 20,947.6 4,593.0 0.0

144






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Deutsche Bank HSBC Inbursa ING

708.5 27,147.5 14,891.5 5,666.9

5.4 1,485.4 665.1 52.6

18.8 0.0 0.0 97.6

248.6 6,646.3 1,696.9 4,304.5

385.4 0.0 1,246.5 938.0

0.0 0.0 0.0 0.0

41.4 17,738.7 10,948.5 260.0

0.0 127.0 308.8 0.0

0.0 272.7 25.8 14.3

0.0 844.9 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

8.9 32.5 0.0 0.0

0.0 0.0 0.0 0.0

414.8 9,189.3 6,805.2 1,574.2

0.0 1,587.9 1,842.3 0.0

38.4 3,793.2 2,187.0 202.9

0.0 228.1 1,203.3 13.5

19.5 703.0 385.0 81.1

0.0 464.5 0.0 74.4

337.1 2,392.4 1,074.0 998.5

0.0 0.0 0.0 0.0

10.8 20.1 0.0 197.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 6.6

0.0 0.0 0.0 0.0

9.0 0.0 113.6 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

293.7 17,958.3 8,086.3 4,092.7

1.0 5,690.2 3,379.7 0.0

292.7 12,268.1 4,706.6 4,092.7

126.4 6,925.2 1,773.5 0.0

56.1 1,258.5 142.3 89.9

133.6 2,307.5 (2,101.8) (2,559.5)

135.9 4,587.9 584.0 40.1

339.4 23,223.9 2,553.4 384.4

293.1 1,606.2 2,266.7 1,099.1

0.0 415.0 895.6 0.0

293.1 2,021.3 3,162.3 1,099.1

84.9 1,158.2 989.3 1.7

(76.4) 771.6 842.4 (554.5)

131.8 1,634.6 3,015.4 542.9

0.0 0.0 0.0 0.0

131.8 1,634.6 3,015.4 542.9

0.0 0.0 0.0 0.0

131.8 1,634.6 3,015.4 542.9






145

Interacciones Inter Banco Invex IXE

84,853.8 7,565.3 34,842.9 91,670.5 4,793.7 74.7 2,034.1 5,663.4 0.0 0.0 32.0 403.3 27,529.1 6,310.1 21,253.9 40,902.5 0.0 130.0 1,102.7 500.5 0.0 0.0 0.0 0.0 3.2 0.0 11.9 6,807.4 0.0 0.0 0.0 141.6 47,785.7 222.2 8,439.4 31,860.0 47,580.2 215.9 7,977.2 26,878.6 11.4 6.3 462.2 3,944.5 194.1 0.0 0.0 1,037.0 2,098.6 0.6 135.5 314.6 2,088.7 0.6 99.2 248.4 0.2 0.0 36.3 13.5 9.8 0.0 0.0 52.7 (2,376.9) (2.7) (424.7) (654.5) (2,361.9) (2.4) (336.4) (429.6) (0.2) (0.3) (88.0) (212.2) (5.5) 0.0 0.0 (12.7) (9.2) 0.0 (0.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,937.3 795.2 1,874.8 4,135.7 270.6 0.0 257.3 0.0 146.8 0.4 32.7 508.0 39.0 2.8 69.9 472.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 41.6 626.6 31.9 23.3 573.4 79,779.8 7,075.3 32,286.6 86,871.5 31,998.7 167.0 10,337.7 31,921.2 11,251.2 0.2 865.2 13,488.0 17,233.5 166.8 9,158.0 18,433.2 3,514.0 0.0 314.5 0.0 15,316.5 41.7 1,988.7 5,571.7 0.0 0.0 0.0 0.0 26,136.6 6,190.3 17,171.3 32,981.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5.6 6,705.2 0.0 0.0 0.0 (127.1) 0.0 0.0 0.0 0.0 286.4 0.0 0.0 0.0 3,517.5 676.2 2,730.8 6,471.9 1,854.3 0.0 0.0 3,243.9 427.8 0.0 43.2 0.0 241.9 0.1 9.4 103.2 5,074.0 490.0 2,556.3 4,799.0 1,951.2 424.3 1,097.7 4,041.8 1,912.7 424.3 1,097.7 3,239.5 38.5 0.0 0.0 0.0 0.0 0.0 0.0 802.4 0.0 0.0 0.0 0.0 3,122.9 65.7 1,458.6 757.2 336.8 51.0 142.0 214.1 1,649.7 0.0 793.4 191.3 239.8 0.0 359.2 52.9 0.0 0.0 0.0 17.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 896.6 14.7 164.0 281.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 580.6 857.3 12,683.0 5,687.1

146






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Interacciones Inter Banco Invex IXE

4,518.6 182.7 1,723.3 4,779.4

172.5 1.8 42.1 166.9

0.0 0.0 2.4 0.6

67.7 134.1 719.5 459.5

1,100.9 10.1 134.1 1,642.9

0.1 0.0 0.0 0.0

3,137.6 16.9 786.7 2,365.7

17.7 0.0 1.0 0.0

8.8 19.8 32.5 138.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

13.2 0.0 1.9 5.6

0.0 0.0 3.2 0.0

0.0 0.0 0.0 0.0

3,295.4 129.9 1,143.1 2,943.5

274.0 0.0 0.0 188.3

1,044.4 1.4 358.7 685.6

175.1 0.0 10.4 0.0

637.0 0.7 98.6 282.5

109.3 0.0 0.0 208.5

1,055.3 1.0 675.5 1,577.3

0.2 0.0 0.0 0.0

0.0 126.7 0.0 0.0

0.0 0.0 0.0 1.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

1,223.2 52.8 580.1 1,835.9

1,208.5 2.2 188.6 327.6

14.7 50.6 391.5 1,508.3

4,129.4 1.1 393.1 795.3

1,623.8 2.3 21.1 250.2

178.9 (5.1) 120.6 594.5

130.0 2.3 27.5 293.6

1,559.1 28.1 698.6 2,616.0

1,270.1 18.5 213.0 325.4

1.5 0.0 18.3 (77.1)

1,271.6 18.5 231.3 248.3

375.0 2.3 0.0 0.0

0.0 (1.5) (67.3) 33.6

896.6 14.7 164.0 281.9

0.0 0.0 0.0 0.0

896.6 14.7 164.0 281.9

0.0 0.0 0.0 0.0

896.6 14.7 164.0 281.9






147

J. P. Morgan Monex Multiva Santander

27,761.1 37,554.0 20,783.9 772,102.7 1,874.8 4,948.0 554.6 74,131.4 190.5 988.4 0.1 7,955.3 11,267.8 9,289.9 4,742.3 228,672.9 2,373.7 76.7 0.0 10,158.4 0.0 0.0 0.0 0.0 4,882.1 339.6 0.0 91,139.2 0.0 0.0 0.0 167.1 308.3 4,046.1 13,851.3 289,257.3 308.3 3,499.3 13,549.3 246,538.8 0.0 0.0 292.7 0.0 0.0 546.8 9.3 42,718.5 0.0 66.2 220.3 4,010.1 0.0 66.2 212.6 3,308.7 0.0 0.0 7.7 0.0 0.0 0.0 0.0 701.4 (15.5) (65.5) (488.5) (3,668.0) (13.6) (60.2) (437.5) (3,170.3) 0.0 0.0 (27.2) 0.0 0.0 (3.3) (0.0) (434.8) (1.9) (2.0) 0.0 (94.4) 0.0 0.0 (23.8) 31.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6,458.8 17,206.1 1,045.1 41,754.5 0.0 2.1 91.7 115.5 97.5 67.7 59.0 5,227.8 225.1 276.9 392.9 14,929.1 0.0 0.0 0.0 0.0 11.9 96.2 198.8 4,307.9 86.1 215.6 116.2 3,944.3 23,423.5 34,916.3 18,687.3 681,632.1 730.8 4,032.8 12,575.2 331,348.1 730.8 3,182.6 1,623.8 169,141.6 0.0 699.5 10,951.4 140,739.6 0.0 150.7 0.0 21,466.9 693.4 1,056.7 2,701.1 30,936.0 0.0 0.0 0.0 0.0 5,535.5 6,660.5 2,570.2 149,041.6 0.0 0.0 0.0 0.0 2,586.7 0.0 0.0 16,028.8 4,585.2 559.1 0.0 95,518.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 185.5 0.0 0.0 9,291.8 22,396.1 821.9 57,575.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 25.7 18.8 1,183.7 4,337.6 2,637.6 2,096.6 90,470.6 3,758.1 934.6 2,274.8 31,727.4 3,758.1 934.6 2,274.8 11,091.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 20,636.2 0.0 0.0 0.0 0.0 579.6 1,703.1 (178.2) 58,743.2 1,161.9 158.4 3.1 9,400.7 (556.8) 650.5 (308.2) 35,159.3 0.0 180.8 0.0 907.6 0.0 2.9 0.0 1,014.4 0.0 39.6 0.0 9.4 0.0 0.0 0.0 0.0 (25.6) 670.8 126.9 12,251.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 640.9 4,842.7 3,561.4 42,706.9

148






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



J. P. Morgan Monex Multiva Santander

571.2 500.4 1,061.5 32,814.6

19.0 23.0 29.0 2,583.0

6.7 0.0 0.1 427.7

270.0 297.8 148.4 1,218.2

264.4 0.0 4.2 9,987.2

0.0 0.0 0.0 0.0

11.1 158.4 791.3 17,155.2

0.0 0.0 0.0 85.9

0.0 1.6 75.7 529.6

0.0 19.6 0.0 818.9

0.0 0.0 0.0 0.0

0.0 0.0 12.9 0.0

0.0 0.0 0.0 9.0

0.0 0.0 0.0 0.0

401.6 293.8 626.5 16,490.9

17.5 16.5 17.8 1,367.2

0.0 28.7 418.2 5,068.4

0.0 28.3 0.0 793.4

4.5 31.5 103.6 703.7

0.0 0.0 0.0 0.0

198.5 188.7 76.9 7,725.7

0.0 0.0 0.0 0.0

181.0 0.0 0.0 810.4

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 10.0 22.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

169.6 206.5 435.1 16,323.7

15.4 46.9 333.3 1,596.0

154.2 159.6 101.8 14,727.6

9.4 156.3 429.4 7,454.1

42.3 88.3 56.2 1,142.7

290.4 2,516.6 210.2 846.5

103.6 48.8 75.4 1,039.5

441.0 1,860.1 599.4 15,125.2

74.2 932.7 161.1 7,799.9

10.5 38.3 15.2 5,131.6

84.7 971.1 176.3 12,931.4

0.0 404.7 54.3 3,095.6

(110.3) 104.5 4.8 2,416.0

(25.6) 670.8 126.9 12,251.8

0.0 0.0 0.0 0.0

(25.6) 670.8 126.9 12,251.8

0.0 0.0 0.0 0.0

(25.6) 670.8 126.9 12,251.8






149

Scotiabank The Bank of The Royal UBS New York Mellon Bank of Scotland

189,470.6 771.1 4,340.3 5,907.8 18,876.9 531.4 585.1 311.1 131.8 0.0 0.0 0.0 29,035.6 0.0 920.3 29.0 1,121.9 0.0 1,350.0 215.2 0.0 0.0 0.0 0.0 2,569.5 0.0 107.8 2,312.5 187.2 0.0 0.0 0.0 114,558.7 0.0 351.1 0.0 56,073.3 0.0 351.1 0.0 15,811.4 0.0 0.0 0.0 42,674.0 0.0 0.0 0.0 3,006.7 0.0 0.1 0.0 262.7 0.0 0.1 0.0 601.5 0.0 0.0 0.0 2,142.5 0.0 0.0 0.0 (3,544.5) 0.0 (10.8) 0.0 (1,271.0) 0.0 (10.0) 0.0 (1,301.2) 0.0 0.0 0.0 (650.5) 0.0 0.0 0.0 (24.1) 0.0 (0.8) 0.0 (297.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 207.1 0.0 0.0 0.0 15,442.9 16.9 1,006.1 3,034.4 17.4 0.0 0.0 0.0 2,333.2 1.3 18.2 2.6 2,667.8 0.0 2.0 0.0 0.0 0.0 0.0 0.0 1,182.1 3.8 5.1 0.0 1,676.3 217.7 5.2 3.1 162,460.4 56.2 3,695.9 5,425.9 119,585.6 0.0 1,096.9 0.0 64,860.5 0.0 1,096.9 0.0 48,490.6 0.0 0.0 0.0 6,234.5 0.0 0.0 0.0 6,077.0 0.0 653.4 0.0 5,139.0 0.0 0.0 0.0 13,708.3 0.0 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,000.0 0.0 3,182.9 0.0 130.3 2,389.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 13,738.5 26.9 810.6 3,036.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,029.1 29.3 4.2 0.0 27,010.1 714.8 644.4 481.9 7,923.3 663.2 1,545.5 713.9 7,450.7 663.2 1,545.5 713.9 0.0 0.0 0.0 0.0 472.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 19,086.9 51.6 (901.2) (232.0) 2,686.8 3.5 11.8 0.0 13,659.1 31.2 (874.4) (209.0) 205.5 0.0 (0.2) 0.0 (72.1) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,607.6 16.9 (38.3) (22.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 337,248.5 0.0 1,303.2 0.0

150






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Scotiabank The Bank of The Royal UBS New York Mellon Bank of Scotland

13,323.1 16.7 136.9 33.3

708.9 16.7 12.2 0.2

5.3 0.0 0.0 0.0

518.9 0.0 69.4 9.6

1,393.8 0.0 32.9 22.3

0.0 0.0 0.0 0.0

10,369.2 0.0 21.2 1.1

23.6 0.0 0.0 0.0

283.7 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

19.6 0.0 1.1 0.0

0.0 0.0 0.0 0.0

4,276.0 0.0 46.5 15.0

493.1 0.0 22.9 0.0

1,552.3 0.0 0.0 0.0

321.7 0.0 0.0 0.0

239.8 0.0 2.1 0.0

0.0 0.0 0.0 0.0

1,568.9 0.0 21.5 15.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

89.6 0.0 0.0 0.0

10.7 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

9,047.0 16.7 90.3 18.3

1,914.3 0.0 5.1 0.0

7,132.8 16.7 85.2 18.3

1,918.4 90.0 114.8 98.8

173.9 6.4 4.2 9.9

604.0 0.0 (16.2) (22.7)

2,576.3 3.7 12.4 38.0

8,812.4 81.5 226.9 145.4

3,245.2 22.5 (34.8) (22.9)

118.7 0.0 (0.2) 0.0

3,363.8 22.5 (34.9) (22.9)

750.4 5.4 0.0 0.0 (5.9) (0.1) (3.4) 0.0

2,607.6 16.9 (38.3) (22.9)

0.0 0.0 0.0 0.0

2,607.6 16.9 (38.3) (22.9)

0.0 0.0 0.0 0.0

2,607.6 16.9 (38.3) (22.9)






151

Ve por Más Volkswagen Bank

16,173.5 3,288.4 767.8 67.8 4.9 0.0 5,160.5 0.0 225.3 0.0 0.0 0.0 0.9 0.0 0.0 0.0 9,743.5 3,087.9 9,696.5 0.0 37.3 3,087.9 9.6 0.0 136.7 110.7 136.7 0.0 0.0 110.7 0.0 0.0 (170.2) (169.3) (149.1) 0.0 (0.4) (169.3) (0.1) 0.0 (0.1) 0.0 (20.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 104.2 9.6 21.3 3.3 90.5 0.0 1.2 2.5 0.0 0.0 0.0 63.5 86.9 112.5 14,970.9 2,365.9 8,075.3 1,552.9 4,914.4 0.0 3,160.9 1,552.9 0.0 0.0 3,520.7 50.0 0.0 0.0 2,518.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5.6 0.0 452.5 704.6 351.6 0.0 28.3 0.0 18.5 58.5 1,202.6 922.5 649.3 1,081.1 611.9 1,081.1 0.0 0.0 37.4 0.0 0.0 0.0 553.3 (158.6) 49.0 0.0 262.2 (95.2) 147.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 94.9 (63.5) 0.0 0.0 21.6 0.0 0.0 0.0

152






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Ve por Más Volkswagen Bank

1,002.9 383.9

25.1 16.2

0.2 0.0

91.0 0.0

54.7 0.0

0.0 0.0

770.2 346.2

0.1 5.3

50.1 16.2

0.0 0.0

0.0 0.0

11.4 0.0

0.0 0.0

0.0 0.0

507.2 79.7

168.5 0.0

114.9 72.4

0.0 0.0

145.1 3.6

27.5 0.0

42.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

2.0 3.7

7.2 0.0

0.0 0.0

0.0 0.0

495.6 304.3

87.2 88.1

408.4 216.2

66.2 0.0

58.3 55.3

26.2 0.0

73.8 38.0

389.5 256.4

126.9 (57.4)

(0.2) 2.4

126.8 (55.0)

18.9 0.0

(13.0) (8.5)

94.9 (63.5)

0.0 0.0

94.9 (63.5)

0.0 0.0

94.9 (63.5)

boletín estadístico banca múltiple noviembre 2011 · presentación5 reglas de carácter general...

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