b.tumenjargal-2012 zeeliin ersdeliig udirdah argachlaliig bolowsrongui bolgoh
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- 5- 33 Character- Capacity- Capital- Condition- Collatral-
5P- 34 People- Payment- Purpose- Protection- Plan-
SWOT- 35 Stength- Weakness- Opportunity- Trheat-
CAMPARI 36 Character, Ability- , , ,
33 . , , 2009 , 128 34 35
36 . , , 2009 , 128
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Means- , , ,
Purpose- , Amount- Repayment- , Interest and Insurance-,
PARSER- 37 People- Amount- Repayment- Security- Expediency- Remuneration-
Pest 38 Political- , ,
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Economic-
Social- , Technologies- , ,
LGD 39
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CAMEL 40 Capital- Assets- Management-
37 . , , 2009 , 128
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39 www.financerisks.com/WP/ALGO.../ch2/bankloan.pdf
40 . , , 2009 , 128
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Earing- Liquidity-
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2009 10-
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44 http://www.savingsbank.mn/ /index.php?lang=mn&pid=107
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1. 2011 4- ,
/ / 45
5. 2011 / /52
%
82809.30 12% ,
567,956.0
121176.40 17%,
9,799.8
383139.20 55%
37,151.9
17007.20 2%
14,060.7
8661.50 1%
628,968.4
33722.30 5%
64,605.5
47058.00 7%
693573.90 100%
693,573.9
: www.savingsbank.mn
6. 2010 / /53
%
32,771.1 7%
, 333,510.5
91,179.8 21%
19,560.3
211,800.4 48%
25,042.1
51,653.9 12%
9,625.6
12,653.2 3%
387,738.5
20,279.6 5%
60,000.0
22,366.1 5%
2,433.5
(28,827.8)
21,360.0
54,965.7
442,704.2 100% 442,704.2
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: www.savingsbank.mn
52 2011 4- 53 2011 4-
2011
55%, 29%,
6%, 7%- . 2010
81%-, 66%-,
56%- . ,
2010 1.8
77 %- 2010 19.5
2011 1313.2 .
7. , / / 54
2011 2010
64,381.5 36,437.4
43,919.8 28,399.5
31,688.1
6,167.9
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1,975.2
4,192.7
33,751.6
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2,425.0
8,428.3
13,257.4
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() 2,012.4 (19,545.7) 99.1 8.2
() 1,313.2 (19,554.0)
: www.savingsbank.mn
X 66 ,
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12 ,
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54 2010, 2011 4- ,
8. / / 55
1 11,968.10 9.4% 18.40 0.2%2 9,729.80 7.6% 2.40 0.0%3 38,879.50 30.5% 151.60 1.9%4 17,807.80 14.0% 267.60 3.4%5 1,114.80 0.9% 75.10 0.9%6 4,719.30 3.7% 0.0%7 27,283.80 21.4% 73.30 0.9%8 3,401.00 2.7% 227.60 2.9%9 12,690.90 9.9% 7,155.50 89.8%
127,595.00 100% 7,971.50 100%
: 2012,1-
4. , / / 56
: 2012,1-
X 2012 1-
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55 2012 1-
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4-
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5. / / 57
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3 2009, 2010, 2011
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57 - 2011
9. /./ 58
3,404,097.66 4,429,134.79 30% 9,563,203.84 116% 447,964.08 358,255.56 -20% 21,048.52 -94% 13% 8% 0.2%
2009 2010 2011
: 2009,2010,2011
6. / / 59
: 2009,2010,2011
. 2009 3,404,097.66
2010 X 829 4,429,134.79
30 . 2011.12.31- 4697
9,563,203.84 2010 5,139,042
2,2 .
2011
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58 2009, 2010, 2011
59 2009, 2010, 2011
7. , / / 60
4,429,134.79 4,537,832.17
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9,563,203.84
0.00
2,000,000.00
4,000,000.00
6,000,000.00
8,000,000.00
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2010.12.31 2011.03.31 2011.06.30 2011.09.30 2011.12.31
//
: 2010,2011
2011
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3- 2- 44.6%-, 2- 26%-
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2011 2010 116%-, 2009
181%- .
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60 2010, 2011
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: 2009,2010,2011
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253,626,1 . . 7
21048,52 . 4
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61 2009, 2010, 2011
10. 62
/./
2,215,993,469.88 23% 163,872,304.46 2% - 143,654,009.61 2% 3,462,461,740.79 36% 2,010,658,251.51 21% 328,883,421.41 3% 412,601,181.00 4% 825,079,454.71 9% 9,563,203,833.37 100%
: 2011 .
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25 768 19 545 0,01% 19 545
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