TasasCalculadora:Calculadora:Tasa Buscada79.58563%Tasa Buscada9.00036%Tasa Referencial5%Tasa Referencial41.16%Perodos de Tasa1Perodos de Tasa12Perodo Deseado12Perodo Deseado31)Tasa Buscada3.43661%Tasa Buscada6.99132%Tasa Buscada0.11269%Tasa Referencial50%Tasa Referencial50%Tasa Referencial50%Perodos de Tasa12Perodos de Tasa12Perodos de Tasa360Perodo Deseado1Perodo Deseado2Perodo Deseado13)Tasa Buscada107.36000%Tasa Buscada1.98039%Tasa Buscada1.96128%Tasa Buscada1.48892%Tasa Referencial20%Tasa Referencial4%Tasa Referencial6%Tasa Referencial3%Perodos de Tasa90Perodos de Tasa2Perodos de Tasa3Perodos de Tasa2Perodo Deseado360Perodo Deseado1Perodo Deseado1Perodo Deseado14)Tasa Buscada2.37668%Tasa Buscada2.58167%Tasa Referencial33%Tasa Referencial5%Perodos de Tasa12Perodos de Tasa2Perodo Deseado1Perodo Deseado16)Tasa Buscada4.88088%29.28531%Tasa Referencial10%Perodos de Tasa2Perodo Deseado1

VF y VPValor Presente20000.0032397206Tasa2%2%Tiempo12Valor Futuro25364.84Valor Presente20000Tasa2%Valor Futuro25364.84Periodos12Periodo12Ejemplos:VA1000VA3000n3n(meses)6i5%i9.00%VF1157.625VF3564.323217667Ejercicios Gua 1:1)VA8502)VA8502b)VA10002c)VA5000n6VF1700n4n2.6666666667i4%i4%i18%i9%VF1044.8670273928n20.15VF1938.77776VF6291.7868131235

3)Tasa4.35%4)Tasa13.62%5)VA400VA4008%6)VA4000Valor Presente300Valor Presente300n (meses)3VF PLAN(Varias Tasas)469.4765%n3.3333333333Valor Futuro500Valor Futuro500VF469.4764%i2%Periodo12Periodo4TEM(promedio)5.48%VF4272.944289467513.62%

7)Valor Presente6199.9991470734Valor Futuro7614.37Tasa (2 meses)3%Tasa (3 meses)5%Periodos5

Rentas3)Tasa Buscada0.40741%VP65000Tasa Referencial5%Sueldo3500Perodos de Tasa12Aporte280Perodo Deseado1n360VF Actual280926.254384802Valor futuro a 65 aos de los 65000 del fondo de hoyVF serie o renta228305.253948197Valor futuro de la serie de 360 pagos mensuales de 280 c/u509231.508332999Renta2074.67219948264)Aporte1000n240Tasa0.11%VF serie274490.254117079VF293207.187234496Renta322.5279059579

Analisis Crediticio1)Tasa Buscada1.17149%Credito hipotecario30000Tasa Referencial15%Plazo6Perodos de Tasa12TEA15%Perodo Deseado1Cuota Mes5207.000653423

a)Cuotas Constantesd)Amortizacin ConstanteNro CuotaCapitalInteresCuotaAmort. CapitalNro CuotaCapitalInteresCuotaAmort. CapitalNro CuotaCapitalInteresCuotaAmort. Capital130000351.44750759565207.0006534234855.5531458274130000351.44750759565351.44750759565000130000351.4475075956351.44750759560225144.4468541726294.56510589235207.0006534234912.4355475307225000292.87292299635292.87292299635000230000351.4475075956351.44750759560320232.0113066418237.01633157885207.0006534234969.9843218442320000234.29833839715234.29833839715000330000351.4475075956351.44750759560415262.0269847977178.79337815555207.0006534235028.2072752676415000175.72375379785175.72375379785000430000351.4475075956351.44750759560510233.8197095301119.88834766995207.0006534235087.1123057531510000117.14916919855117.14916919855000530000351.4475075956351.4475075956065146.70740377760.2932496465207.0006534235146.7074037776500058.57458459935058.57458459935000630000351.4475075956351.44750759563000000b)7720.933783356c)10599.1522335913Nro CuotaCapitalInteresCuotaAmort. CapitalNro CuotaCapitalInteresCuotaAmort. Capital130000351.4475075956351.44750759560130000351.4475075956-351.4475075956230000351.4475075956351.44750759560230351.4475075956355.5646859488-355.5646859488330000351.44750759567720.9337833567369.4862757604330707.0121935444359.7300967043-359.7300967043422630.5137242396265.11458813317720.9337833567455.8191952229431066.7422902487363.944304900810599.152233591310235.2079286906515174.6945290168177.77028569167720.9337833567543.1634976644520831.5343615581244.039694358710599.152233591310355.112539232667631.531031352489.40275200367720.9337833567631.5310313524610476.4218223255122.730411265910599.152233591310476.4218223255006)Credito85000Plazo4TEA2.5%1.50%Cuota Mes22594.519605961729761.6592156066a)Nro CuotaCapitalInteresCuotaAmort. Capitalc)Nro CuotaCapitalInteresCuotaAmort. Capital185000212521250185000212521250285000212529761.659215606627636.6592156066b)285000212529761.659215606627636.6592156066357363.34078439341434.083519609829761.659215606628327.575695996729035.7650883966357363.3407843934860.450111765929328.60930997628468.1591982101429035.7650883967725.894127209929761.659215606629035.7650883967428895.1815861833433.427723792729328.60930997628895.18158618330