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ABOUT OUR PREMIER SPONSORS

Black Knight Financial Services 601 Riverside Avenue Jacksonville, FL 32204 (904) 854-3510 www.bkfs.com Black Knight Financial Services is the finance industries’ leading provider of integrated technology, data and analytics solutions. These comprehensive solutions help facilitate and automate many business processes across the loan lifecycle – from loan origination and servicing to default. Many of the nation’s leading banks use Black Knight’s innovative solutions to build revenue, improve performance, identify risk and support compliance requirements for their mortgage and consumer products on a single platform. Black Knight is committed to being the premier business partner that lenders rely on by delivering best-in-class technology, services and insight. Find out more at www.BKFS.com.

Equifax 1550 Peachtree Street, N.W. Atlanta, GA 30309 (800) 870-1025 www.equifax.com A global leader in information solutions, Equifax leverages one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers. With a heritage dating back 113 years, customers have trusted Equifax to deliver innovative solutions with the highest level of integrity and reliability. Organizations of all sizes rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools and much more.

Fiserv 255 Fiserv Drive Brookfield, WI 53008 (800) 872-7882 www.fiserv.com Fiserv is a leading global provider of information management and electronic commerce systems for the financial services industry, providing integrated technology and services that create value and results for our clients. Fiserv drives innovations that transform experiences for more than 16,000 clients worldwide. Visit us at www.fiserv.com.

Sponsoring: Chairman’s Event

Meeting Room

Sponsoring: Tuesday Luncheon with Guest Speaker

Social Media Photo Kiosk Meeting Room

Sponsoring: Conference WiFi

Auto Finance Forum Meeting Room

ABOUT OUR PREMIER SPONSORS

Novantas, LLC 485 Lexington Avenue New York, NY 10017 (212) 953-4444 www.novantas.com Novantas, Inc. is the leading provider of advisory services, analytics solutions, and market data to the financial industries. The company helps clients perfect customer strategies, and optimize investments in marketing, product, pricing, sales, and distribution, by providing comprehensive information and tools to identify and interpret customer behaviors and economics. For more information, visit www.novantas.com.

ABOUT OUR DIAMOND SPONSORS

The Boston Consulting Group 430 Park Avenue New York, NY 10022 (212) 446-2800 www.bcg.com The Boston Consulting Group (BCG) is a global management consulting firm and the world's leading advisor on business strategy. We partner with clients from the private, public, and not-for-profit sectors in all regions to identify their highest-value opportunities, address their most critical challenges, and transform their enterprises. Our customized approach combines deep insight into the dynamics of companies and markets with close collaboration at all levels of the client organization. This ensures that our clients achieve sustainable competitive advantage, build more capable organizations, and secure lasting results. Founded in 1963, BCG is a private company with 81 offices in 45 countries.

Clarity Services 15550 Lightwave Drive Suite 350 Clearwater, FL 33760 (727) 489-7266 www.clarityservices.com Clarity Services, Inc. provides powerful real-time fraud detection and credit risk management solutions for Middle America. By leveraging unique data assets and scores, Clarity Services’ suite of FCRA regulated reports and scores empower providers with visibility into critical consumer information not available on traditional bureau reports.

Sponsoring: Audience Response Devices

VIP Reception Meeting Room

Sponsoring: Opening Lunch in Exhibit Hall

Charging Stations Meeting Room

Sponsoring: Tuesday Cocktail Reception

Schedule-at-a-Glance Meeting Room

ABOUT OUR DIAMOND SPONSORS

Harland Clarke 10931 Laureate Drive San Antonio, TX 78249 (210) 697-8888 www.harlandclarke.com Harland Clarke helps financial institutions increase profitability and account holder engagement by delivering data-driven Lifecycle Marketing solutions that attract and retain loyal account holders. With more than 100 years of experience in the financial services industry, we are a single source for best-in-class products and services that build business.

VantageScore Solutions, LLC P.O. Box 141 Stamford, CT 06901 (203) 363-2163 www.vantagescore.com VantageScore Solutions, LLC is an independently managed company that holds the intellectual property rights to the VantageScore credit score model, introduced in March 2006. Created by America’s three major credit reporting companies (CRCs) — Equifax, Experian and TransUnion — the highly predictive VantageScore model uses an innovative, patented and patent-pending scoring methodology to provide lenders with a more consistent interpretation of consumer credit files across all three major credit reporting companies and the ability to score more people. The VantageScore model is used by numerous lenders, making billions of decisions annually including four of the top five financial institutions, five of the top five credit card issuers, two of the top five auto lenders, and one of the top mortgage lenders.

Visa Inc. 325 7th Street NW, Suite 800 Washington, DC 20004 (202) 419-4112 www.visa.com

Sponsoring: Beverage Bar

Monday General Session Keynote Speaker Meeting Room

Sponsoring: “Man on the Street” Video Interviews

Shoe Shine Lounge Meeting Room

Sponsoring: VIP Reception Meeting Room

ABOUT OUR SAPPHIRE SPONSORS

Bridgeforce 101 Ponds Edge Drive Suite 100 Chadds Ford, PA 19317 (302) 325-7100 www.bridgeforce.com Bridgeforce, a specialized multi-national consulting firm, has been solving complex problems for companies involved in consumer and/or small business lending and payments for nearly 15 years. Over 75% of Bridgeforce consultants come directly from client-side leadership positions across multiple parts of the credit lifecycle. Combined with subject matter expertise in operations, technology, strategy and regulatory issues, Bridgeforce has the knowledge and experience to make the hard choices in developing and implementing best-fit solutions that are both achievable and lower the risks of execution. The Bridgeforce success can be attributed to a culture fostering innovation and evolving best practices recognized within the industry.

FICO 181 Metro Drive Suite 600 San Jose, CA 95110 (800) 999-2955 www.fico.com FICO is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO provides analytics software and tools to manage credit risk lifecycle from originations to collections, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. The FICO® Score is the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health. Learn more at www.fico.com.

Sponsoring: Workshop Session with Breakfast

Hotel Key Cards Meeting Room

Sponsoring: VIP Reception and Dinner

Meeting Room

ABOUT OUR SAPPHIRE SPONSORS

First American Mortgage Services 3 First American Way Santa Anna, CA 92707 (800) 525-3633 www.firstam.com

First American Mortgage Solutions is the one choice for total loan quality from origination to post-closing to servicing and is strengthened by the nation's largest repository of over 5.5+ billion recorded document images spanning 99 percent of U.S. housing stock. We provide data, analytic, valuation, title, settlement, risk mitigation, and quality control services across the entire loan continuum.

MasterCard Worldwide 2000 Purchase Street Purchase, NY 10577 (914) 249-2000 www.mastercard.com MasterCard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry. We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone. Follow us on Twitter @MasterCardNews and join the discussion on the Cashless Pioneers Blog and subscribe for the latest news on the Engagement Bureau.

Promontory Financial Group 801 17th Street, NW Suite 1100 Washington, DC 20006 (202) 384-1200 www.promontory.com Promontory Financial Group, headquartered in Washington, D.C., is a global leader in risk management, regulation, and compliance. It helps companies and governments meet their greatest regulatory and strategic challenges, making clients stronger and the financial system safer. Promontory employees draw expertise from their past distinguished service as regulators and industry executives. They advise clients on capital planning; enterprisewide and business-unit risk; anti-money-laundering and sanctions compliance; consumer protection; governance; audits and forensic reviews; cybersecurity; and data privacy. Promontory has unparalleled credibility and insight and advises clients on regulatory expectations and best practices. It assists clients in more than 50 countries from offices on four continents.

Sponsoring: Opening Cocktail Reception on Monday

Meeting Room

Sponsoring: Conference Tote Bags

Meeting Room

Sponsoring: VIP Reception and Dinner

Meeting Room

CBA LIVE PLATINUM SPONSORS

Hudson Cook, LLP 7250 Parkway Drive 5th Floor Hanover, MD 21076 (877) 464-8326 www.counselorlibrary.com CounselorLibrary.com, LLC, powered by the attorneys of Hudson Cook, is a collection of comprehensive, online legal tools for compliance professionals, covering every aspect of consumer credit finance and Privacy law. CounselorLibrary.com® includes CARLAW®, HouseLaw®, PrivacyLaw®, and the Counselor Series of state law interpretive summaries. Please contact us at www.counselorlibrary.com or 1-877-464-8326.

Dealertrack 1111 Marcus Avenue Suite M04 Lake Success, NY 11042 (516) 734-3600 www.dealertrack.com Dealertrack delivers integrated web-based tools, services and technologies that drive efficiencies and profitability for the automotive retailers and lenders. In addition to operating the largest online credit application network in the United States, Dealertrack drives growth and efficiency during the origination, contracting and vehicle title administration servicing lifecycle for captives, regional and national banks, credit unions and other financial organizations.

CBA LIVE GOLD SPONSORS

ARGO 1500 N. Greenville Ave., Suite 500 Richardson, TX 75081 (972) 866-3484 www.argodata.com ARGO provides a comprehensive suite of loan origination solutions for: Direct Consumer Lending, Indirect Consumer Lending, Business Lending, Commercial and Construction Lending, Specialty Lending.

Sponsoring: CFPB Forum

Sponsoring: Golf Tournament

Sponsoring: VIP Reception and Dinner

CBA LIVE GOLD SPONSORS

Treliant Risk Advisors 2300 N Street NW, Suite 2100 Washington, DC 20037 (202) 249-7950 www.treliant.com Treliant Risk Advisors is a multi-disciplinary compliance, risk management, and strategic advisory firm for the financial services industry. Headquartered in Washington, DC, with offices in New York, Los Angeles, and Dallas, Treliant’s team of highly experienced professionals includes executives who have held senior positions in Fortune 100 companies, financial institutions, and regulatory agencies. Treliant provides its clients with critical advice and solutions in the following areas: regulatory compliance, including program development, consumer compliance, fair lending, and anti-money laundering; mortgage practices review, including litigation support, residential and commercial loan review, and mortgage servicing and operations; and risk management, including operational risk management, information security, and capital and liquidity planning. For more information, visit www.treliant.com.

Accurate Group 6000 Freedom Square, Suite 300 Independence, OH 44131 (800) 943-1445 www.accurategroup.com Accurate Group provides appraisal and title services to real estate finance providers nationwide. We combine exceptional service with advanced technology and our proprietary AccurateAudit™ compliance foundation to provide residential and commercial real estate clients with the best combination of speed, accuracy, regulatory compliance and price. Visit www.accurategroup.com.

Dun & Bradstreet 103 JFK Parkway Short Hills, NJ 07078 (877) 930-3656 www.dnb.com Dun & Bradstreet is the world's leading source of commercial information and insight on businesses, offering an informed perspective that enables customers to Decide with Confidence® for more than 171 years. D&B's global database of more than 215 million business records is enhanced by our proprietary DUNSRight® Process, providing customers with quality information to make critical business decisions. For more information, visit www.dnb.com.

Sponsoring: Conference Lanyards

Sponsoring: Home Equity Lending Forum

Sponsoring: Small Business Banking Forum

CBA LIVE GOLD SPONSORS

Garnet Capital Advisors 500 Mamaroneck Ave Harrison, NY 10528 (914) 909-1000 www.garnetcapital.com Garnet Capital Advisors is a financial-services company specializing in managing loan portfolio sales and providing valuation services. Founded by industry leaders Lou DiPalma, Sean McVity, and Robin Ishmael, Garnet is compliant with both the PCI-DSS and ISO 27002 international data-security standards, and has been fully vetted and approved as a vendor by many major institutions.

Wolters Kluwer Financial Services 130 Turner Street, Building 3, 4th Floor Waltham, MA 02453 (800) 552-9407 www.wolterskluwerfs.com Wolters Kluwer Financial Services is a global provider of risk and regulatory compliance solutions. Through our unique blend of consulting, regulatory intelligence and technology, we help customers manage operational, compliance, and financial risk as well as complex regulatory reporting requirements—empowering intelligent and clear sighted decision-making in a turbulent environment. To learn more, please visit www.WoltersKluwerFS.com.

CBA LIVE SILVER SPONSORS

American Title, Inc. 11010 Burdette Street Omaha, NE 68164 (402) 778-4100 www.americantitleinc.com American Title is the leader in the Home Equity title world by working directly with exceptional lending partners. Our approach is to define solutions that do not simply fill a need, but that help make our lending partners better. We review in-depth your process and procedures to offer insight into best practices and products. We tackle challenges and issues head on creating a successful environment on all sides providing valuation, title and settlement services nationwide.

Sponsoring: Community Hotspot

Sponsoring: Coffee Stations Meeting Room

Sponsoring: VIP Reception and Dinner

CBA LIVE SILVER SPONSORS

PwC 300 Madison Avenue New York, NY 10017 (703) 918-1631 www.pwc.com PwC's US financial services industry group is a distinctive business practice that provides audit, technical accounting, tax, regulatory, compliance, risk management, outsourcing, securities processing, payments, information risk and security, data quality, mergers and acquisitions, and other services. Our integrated knowledge enables us to help our clients design solutions that work.

CBA LIVE BRONZE SPONSORS

First Lenders Data, Inc. 6618 Sitio Del Rio Boulevard Austin, TX 78730 (512) 600-2254 www.firstclose.com

Innovis Data Solutions 250 East Broad Street Columbus, OH 43215 (888) 750-5921 www.innovis.com Innovis has information solutions for every step of your customer life cycle, from account acquisition to recovery. Our tools can assist with identity verification, fraud prevention, receivables management, and credit information. Through the creative application of data and advanced technology, Innovis can help you streamline operations and enhance customer service.

Sponsoring: VIP Reception

Sponsoring: Tuesday Morning Refreshment Break

Sponsoring: Meeting Room

CBA LIVE BRONZE SPONSORS

Interactive Intelligence 7601 Interactive Way Indianapolis, IN 46278 (317) 715-8000 www.inin.com Interactive Intelligence has Accounts Receivable Management solutions for credit issuers, collection agencies and debt buyers. The solution set spans contact center, workflow and business process automation, collector desktop and agency management applications. Within the contact center, Customer Interaction Center (CIC) offers skills-based routing for inbound and outbound calls and multichannel interactions. Speech analytics and call recording help ARM organizations maintain compliance, and Interaction Collector’s browser-based collector workstation is designed to manage the debt lifecycle from delinquency through post charge-off. More than 5,000 organizations worldwide benefit from the company’s open, all-in-one solutions, which can be deployed on-premises or in the cloud.

Kiran Analytics, Inc. 5060 Shoreham Place, Suite 200 San Diego, CA 92122 (858) 270-9950 www.kiran.com Kiran Analytics drives intelligent branch transformation for retail banks through the application of predictive analytics. Kiran’s solutions help forecast branch staff levels accurately, hire better people faster, plan and schedule resources efficiently. As a result, retail banks increase sales and customer service while reducing operational costs. Kiran Analytics solutions have been deployed in over 10,000 branches. Visit http://www.kiran.com.

KPMG LLP 345 Park Ave New York, NY 10154 (212) 758- 9700 www.us.kpmg.com KPMG's Regulatory Risk practice provides strategic and technical regulatory and compliance solutions to help financial institutions anticipate and manage regulatory risk. KPMG helps clients meet regulatory expectations by strengthening enterprise-wide compliance programs, implementing effective governance and risk management frameworks, enhancing internal controls, and helping create a culture of risk management and compliance. Our experienced professionals include former regulators and compliance practitioners.

Sponsoring: Relaxation Station

Sponsoring: Meeting Room

Sponsoring: Speaker Presentations on Website

CBA LIVE BRONZE SPONSORS

NeuAnalytics 6900 West 80th Street, Suite 202 Overland Park, KS 66204 (913) 825-0000 www.NeuAnalytics.com NeuAnalytics provides ECAM: Enterprise Collection Agency Management. ECAM helps creditors measure, monitor and manage their third-party collection vendors via Data Management, Auditing, Reporting, Dynamic Placement, Debt Sales and Vendor Support. Visit www.NeuAnalytics.com to find out how we can increase recoveries while reducing cost and risk.

Simon-Kucher & Partners 17 State Street, 37th Floor Cambridge, MA 02141 (212) 537-0770 www.simon-kucher.com Simon-Kucher & Partners is a global consulting firm specializing in strategy, marketing, pricing, and sales. We’ve helped financial institutions across the US, Europe, and Asia with innovative proposition design and pricing optimization to achieve TopLine Power®. Simon-Kucher & Partners is regarded as the world's leading pricing advisor and thought leader. More information can be found at www.simon-kucher.com.

Stewart Lender Services 9700 Bissonnet Street, Suite 1500 Houston, TX 77036 (713) 892-8989 www.stewart.com/lender-services Stewart Lender Services, a wholly owned subsidiary of Stewart Title Company, partners with lenders and mortgage servicers nationwide to provide centralized origination title, default title, REO asset solutions, quality control and due diligence, and collateral valuations for mortgage lenders, servicers and capital markets. With a unique approach to client relationships and more than a century of experience, Stewart Lender Services helps lenders, servicers and investors meet the rapidly changing demands of today’s market by calling upon our financial strength, industry knowledge and proven flexibility to perform throughout the lifecycle of a loan. More information can be found at stewart.com/lender-services.

Sponsoring: Meeting Room

Sponsoring: Meeting Room

Sponsoring: Branded Banner Pens

CBA LIVE BRONZE SPONSORS

Sutherland Global Services 1160 Pittsford-Victor Road Pittsford, NY 14534 (585) 233-7601 www.sutherlandglobal.com Sutherland Global Services is a global and technology-enabled BPO offering an integrated set of back-office and customer facing front-office services. It is one of the largest, independent BPO companies serving marquee clients in major industry verticals. Sutherland employs over 36,000 professionals and has more than 60 global delivery centers.

Zoot Enterprises 555 Zoot Enterprises Lane Bozeman, MT 59718 (406) 586-5050 www.zootweb.com Zoot is a global provider of innovative acquisition, origination, and decision management solutions, offering our clients comprehensive and flexible tools to meet their unique initiatives. We provide business user control to empower our clients to adapt their solutions in support of their evolving business strategies.

Sponsoring: Speaker Ready Room

Sponsoring: Tuesday Afternoon Refreshment Break