Chinese Man Take Loan (中國人貸款)(中文翻譯：老編西歪)

 A Chinese man walks into a bank in New York City and asks for the loan officer.

一個中國人走進紐約一家銀行求見貸款人員。He tells the loan officer that he is going to China on business for two weeks and needs to borrow $5,000.

他告訴貸款人員，由於生意關係要去中國二星期，需要借款 $5,000

元。The bank officer tells him that the bank will need some form of security for the loan, so the Chinese man hands over the keys to a new Ferrari parked on the street in front of the bank. He produces the title and everything checks out.

銀行人員告訴他，銀行貸款需要東西擔保。因此中國人將停放在銀行前面一輛新的法拉利轎車鑰匙交出，並備妥一切證件檢查手續。

The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the Chinese for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there.

貸款人員同意接受汽車作為貸款抵押。銀行總裁和其他職員都嘲笑中國人，使用價值 $250,000元的法拉利作為抵押，而借一筆 $5,000

元的貸款。職員將法拉利開進銀行地下室停車場，將車停放在那裡。Two weeks later, the Chinese returns, repays the $5,000 and the interest, which comes to $15.41.

二個星期後，中國人回來了，歸還 $5,000元貸款，利息為 $15.41

元。The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi-millionaire.

貸款人員問道，「先生，我們非常高興與您打交道，而且這筆交易也很順利，但是我們有點不解。當您貸款離去時，我們檢查了您的資料，發現您是個大富豪。What puzzles us is, why would you bother to borrow $5,000?"

令我們困惑是，為什麼您不嫌麻煩而來借用 $5,000元？」The Chinese replies: "Where else in New York City, can I park my car for two weeks for only $15.41 and expect it to be there

when I return?"

中國人回答：「在紐約這種地方，我能只花 $15.41元，將我的汽車停放二個星期，而且回來時車子還完好無損嗎？」Ah you see, the mind of the Chinese...

呀你瞧！中國人的智力….