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Tadreeb Islamic Banking P.O. box 50923, Muharraq, Kingdom of Bahrain

Contacts: +973 331 44445 التدريب سبيل النجاح www.tadreeb-ib.com Coaching for Success [email protected] or [email protected]

Instagram: tadreeb.islamic.banking

ة التى تصبوا إليها كوسيلة للنجاح.التدريب يخلق الفرص ويحقق اإلنجاز ويحفز األفراد لإلبداع ويساعد المؤسسات المصرفية اإلسالمية لتحقيق غاياتها وأهدافها االستراتيجيTraining creates opportunities and achieves completion and motivates individuals for creativity to assist Islamic banking institutions to achieve their

goals and strategic objectives as a means of success.

Since 1980 in Banking, since 1986 in Islamic Banking & since 2001 in Islamic Banking Training

1

Courses/Workshops Organization

Trainings/Courses Title and Duration, please select the suitable by

marking (x):

No. Title Duration Hours Selection Exam.

Yes No

1 The General Islamic

Banking

3 days 15

hours

2 The Islamic

Transactions

Structure

3 days 15

hours

3 The Islamic

International Trade

Finance

4 days 20

hours

4 The Islamic

Documentation

Structure

5 days 25

hours

5 The Islamic

Syndication

Structure

4 days 20

hours

6 Islamic Treasury

Back Office

Operation

3 days 15

hours

7 Islamic Consumer

Finance

Transactions Process

3 days 15

hours

8 Advanced Islamic

Banking for

Corporate Finance

3 days 15

hours

9 Fraud Investigation

Tools & Techniques

3 days 15

hours

**

**Special Offering as required by the Islamic Bank.

http://www.tadreeb-ib.com/

mailto:[email protected]








2

Programs Timings with Three Options, please select the suitable by

marking (x):

No Hours Total

Hours Breaks Remarks Selection

From To

1 8:00 14:00 5 2 Coffee &

Prayer each

30 minutes

1 week prior

notice.

2 8:00 17:00 7 ½ 2 Coffee &

Prayer each

15 minutes &

1 hour for

lunch.

1 week prior

notice.

3 17:00 21:00 3 ½ 1 Coffee &

Prayer for 30

minutes

1 week prior

notice.

4 Your

choice

Prerequisites

Some introductory knowledge about Islamic Banking methodology or

relevant banking experience.

Teaching Methodology & Structure

All courses/workshops will be conducted using a variety of learning aids

including Power Point/PDF Slides presentation, Lectures, Group

Discussions & Problem Solving Sessions, Case Studies, Quizzes and

workshop to illustrate clearly the key points to be learned by the

participants.

Languages

English and some of the Fatwa in Arabic with English translation.










3

Courses Outlines & Contents

1. General Islamic Banking Course

Introduction

The 15 hours program will cover:

1. The historical information and background of Islamic Banking.

2. Shari’a basis & Scheme of Shari’a Laws.

3. General Principles of Islamic Banking System “IBS”.

4. Problems Faced by the Islamic Banks

5. Basic differences between Islamic Banks and Conventional Banks.

6. Glossary terms / terminologies of Islamic banks.

7. Definition & type of Islamic Mode of Finance.

8. Translation of Islamic Mode of Finance into Credit Application and

Terms sheet used by the Islamic bank.

9. Difference between Islamic versus Conventional banks in terms of

definitions of products & treatment of accounting and books.

10. The rules of contracts (The SIX “Cs”). Explain the Fatwas & AAOIFI

standards relating to Islamic Finance.

Objectives

On completion of this program participants will be expected to understand

the history of Islamic banking, development of Islamic banking system,

Islamic scheme of life and Shari’a framework, Islam imposes its "ahkam"

(laws), Shari’a basis of Islamic banking laws and Islamic Jurisprudence.

Who should attend the Course?

This is an introduction to Islamic Banking training program designed to

give delegates a detailed history understanding of Islamic Banking. The

training program is one of the very few events focusing exclusively on the










4

1. General Islamic Banking Course

history, definition of 6 Islamic Financing Products and the translation of

those products into a term sheets “Credit Application” used by any bank.

The course is a must-attend for players who have joined Islamic bank

come from the conventional bank and lacking the basic knowledge of

Islamic banking.

The Course is specifically targeted at:

Front Lines staff

Corporate and Commercial Bankers

Analysts

Government officials

Regulators

Credit & Marketing Officers,

Auditors & Legal Affairs Managers,

Officers and staff working in Credit administration,

Staff working in Shari’a Department.

Officers & Staff in Banking Operations & Middle Office,

Beginners & Bankers, whom their bank willing to convert to Islamic

Window/Bank.

Universities Students and Professionals who needs to study or write

about Islamic Banking.

END










5

2. Islamic Transactions Structure Course

Introduction

This three-day (15 hours) intensive course will explain the structure of

Islamic Financing Transactions, definitions, Shari’a aspects and work

process. We will also expand our cycle in the Islamic Products mechanism

with special emphasis the structure of transactions, practical steps process

by the Islamic bank, Shari’a standards, responsibilities of parties i.e. buyer

– seller & lessor – lessee…etc.. The participants will also understand the

Islamic Financing Requirements with special emphasis on the structure of

the Islamic Financing Transactions.

Objectives

This course focuses on the structuring of transactions and provides the

delegate with the Shari’a concept of Islamic structuring for their clients'

requirements. The delegate will be able to identify the risks involved for

the transaction structure from the Shari’a principles and how to mitigate

these risks through compliance with the Shari’a rules.


the Shari’a Law & Business in terms of how to handle the structure of each

transaction concentrating on translate each product into a facility terms

sheet.

Program Contents

During the period of the course we intend to cover the following topics:

1. The Islamic Banking; definitions and background. Shari’a basis &

Scheme of Shari’a Laws. General Principles of Islamic Banking System

“IBS”.










6


2. Shari’a is the better way to bank…Examples of Riba Transactions,

requirements of valid sale contract.

3. Glossary terms / terminologies of Islamic banks.

4. The definitions, structure, Shari’a aspects and operation of six products

for Islamic Mode of Finance such as Mudaraba, Murabaha (Business

Murabaha), Musharaka, Ijara & Ijara Wa Iqtina (Operational &

Financial), Bai Al Salam and Istisna'a. We will also review Tawarruq

finance transaction process by the Islamic Bank.

5. The Practical Steps for Islamic Transactions Structure.

6. The client's requirements & transactions structuring process by the

Islamic Bank.

7. Explain the FATWA's issued by the Religious Supervisory Board of

the bank "Shamil Bank" in respect of Islamic structure transactions.

8. Explain some Shari’a Standards “AAOIFI” related to structure of

transactions.

9. Translation of Islamic Mode of Finance into terms sheet used by the

Islamic bank.

10. The basic blocks for the Islamic Finance structure transactions.

11. The difference between Islamic versus Conventional banks in terms

of definitions of products & structuring of transactions.

12. The rules of contracts (The SIX “Cs”) for the Islamic Transaction

Structure.

Who should attend the course? This training programme designed to give delegates a detailed

understanding of Islamic Finance transactions. The course is one of the

very few events focusing exclusively on the Islamic transactions










7


structure who will benefit & expand knowledge of professionals already

involved with Islamic finance transactions.

The course will present practical ways for senior officers working in the

below mentioned areas and I expect participants to have a good

knowledge or background in the various areas stipulated above: The

course is specifically targeted at:


Investment Bankers

Central bankers

Analysts


Regulators

Credit & Marketing Officers and Front Line staff,

Compliance professionals, Auditors & Legal Affaires Managers,

Operational Risk Officers and staff working in Credit

administration,



Bankers, whom their bank willing to convert to Islamic

Window/Bank.



END










8

3. Islamic International Trade Finance Course

Introduction

This four-day (20 hours) intensive program will cover:

1. Basic Introduction to Definition of Islamic Finance Products,

2. Islamic Banking Related to Trade Finance such as Contract Al

Wakalah/Agency, Letter of Guarantees, comparisons between

Islamic versus conventional products,

3. Credit Application with terms for each facilities,

4. All type of Letters of Credit and the way of handling the same by

the Islamic Bank, definitions, requirements, structure and process

mechanism, common discrepancies and calculation of commission

and charges,

5. Recording of the Islamic Accounting Entries, delay compensation

for late payment, early settlement with cash gift and charge of break

cost and,

6. FATWA's issued by the Religious Supervisory Board of the "Shamil

Bank".

7. Explain some Shari’a Standards “AAOIFI” Rules for Islamic Banks

related to Trade Finance.

Objectives

The course will cover definition and type of all Letters of Credit and the

actual practice for booking the Islamic Accounting Entries for Financing

Transactions such as Murabaha, Musharaka, Ijara Wa Iqtina, Month-end

Accruals of Profit. Recoveries and recovery of Installments with delay

compensation for late payment, Prepayment of Installment Mechanism

and calculation of Profit with refund of cash gift to client against charge

of break-cost.










9


On completion of this program participants will be expected to be able to

identify the risks involved in such Islamic Financing and how to mitigate

these risks through the use of Letter of Credit and compliance with the

UCP rules. Understand the required shipping documents under the

Islamic Mode of Finance such as Murabaha Letter of Credit. The program

introduces participants to the Shari’a concept of Islamic structuring for

their clients' credit facilities and will have developed an understanding of

the accounting techniques.

Program Contents:

1. Islamic Banking Related to Trade Finance.

2. Letter of Credit and associated to Islamic Products with definitions and

features.

3. Letter of Guarantees definition and type of guarantee.

4. Features of Al-Wakalah "Agency". General Principles of Islamic

Banking.

5. Comparisons between Financing by Islamic Bank versus Conventional

and Type of Financing Documents.

6. The Credit Application for Credit Proposals. Credit Facilities

Structuring.

7. Terms & Condition for each financing facility. Explain the Fatwas with

English translation. Explain some Shari’a Standards “AAOIFI” Rules for

Islamic Banks related to Trade Finance.

8. Definitions & Type of Letters of Credit {Seller & Buyer}. Irrevocable

Letters of Credit. Confirmed Irrevocable Letters of Credit. Transferable

and Red Clause. Requirements under Letters of Credit. Time for

Payment under Letters of Credit. Fatwa for Red Clause Letter of Credit.










10


9. The Process Mechanism of Letters of Credit: Straight Letter of Credit.

Back-to-Back Letter of Credit. Rules of Issuing Bank prior accepting

Back-to-Back L/C. Definitions of Trade Terms and responsibilities of

Buyer versus Seller. Definitions of UCP Articles relating to Islamic

Transactions.

10. Guidelines to Checking Documents under Letters of Credit. Most

Common Discrepancies in International Trade Finance. Check-lists for

Letter of Credit Application. Identifying discrepancies in the Murabaha

L/C. Definitions of the Discrepancies. Identifying the responsibilities

against the Trade Terms.

11. Comparison between LC & Collections Documents.

12. Discrepant Documents and Islamic Bank Responses with parties.

13. Other Matters; Cancellation of LC, Shipping Guarantee & Goods

defect.

14. Commission / Charges & Type of Reimbursement Clauses.

Calculation of L/C commission by Conventional banks versus Islamic.

15. Negotiation of Documents.

16. Review of LC Application, Swift message of LC Opening MT700.

Review of Shipping Documents.

17. Islamic Accounting Entries for L/C transactions & Calculations

Illustrative Example of Murabaha Financed L/C}: Issuance of L/C,

Amendment under L/C, Negotiation of Documents & Reimbursement,

Calculation of Murabaha profit & end-of-month accruals of profits,

Recovery of Murabaha, Recovery of Murabaha with delay

compensation, Pre-payment of Murabaha Installments. New booking of

Entries for Lease and Musharaka. End-of-month accruals. Recovery of

Lease/Musharaka Installment.










11


18. Real Case Study "Murabaha L/C Transaction" Preparation of

External Purchase Order Application & Identifying Discrepancies in the

Shipping Documents.

19. Case Studies 1, 2 and 3 Preparation & working in group.

Identification the discrepancies in the shipping documents. Definitions

of the Discrepancies. Identify the responsibilities of parties Buyer versus

Seller.

Who should attend the Course? This is a comprehensive training programme designed to give delegates

a detailed understanding of Islamic Trade Finance. The Course is one of

the very few events focusing exclusively on the Islamic Trade Finance

and is a must-attend for players across the entire trade finance field

spectrum including both Islamic and conventional banks. The

programme will benefit professionals already involved with Islamic

trade finance, as well as those new to the market.

The Course will present practical ways for senior officers working in the



Course is specifically targeted at:


Analysts


Regulators












12



administration,


Trade Finance Officers & Staff in Banking Operations & Middle

Office,


Window/Bank.



END










13

4. Islamic Documentation Structure Workshop

Introduction

This five-day (25 hours) intensive Course will explain the type of Islamic

Financing Products, definitions, Shari’a aspects and work process. We will

also expand our cycle in the Islamic Products mechanism with special

emphasis the structure of facilities, documentation and operation. The

participants will also understand the Islamic Financing Requirements for

contract business with special emphasis on the preparation and execution

of the Islamic Documentation.

Objectives

This unique training workshop addresses the fundamental causes of

compliance while preparing the documentation and provides the delegate

with the Shari’a concept of Islamic structuring covering the security

documents for their clients' credit.

The delegate will be able to identify the risks involved if the documents not

prepared properly from the legal point for such Islamic Financing and how

to mitigate these risks through obtaining proper documentation for the

financing transaction.


the required Security Documentation to secure the bank interest against the

financing facility granted to the client as per the approved terms and

conditions by the bank. Also suggest to the Business Unit(s) what would

be the required documents for the Islamic Financing Product(s).

Program Contents

During the period of the Course we intend to cover the following topics:










14


1. The type, definitions, Shari’a aspects and operation of six products for

Islamic Mode of Finance such as Mudaraba, Murabaha (Business

Murabaha), Musharaka, Ijara & Ijara Wa Iqtina (Operational &

Financial), Bai Al Salam and Istisna'a.

2. Tawarruq finance transaction process by the Islamic Bank.

3. The Practical Steps for Islamic Financing Products.

4. The Credit Proposal, Approval & Disbursement Process.

5. The preparation of Security Documentation and execution of the same

by both parties [bank versus client] until release of facilities to

Operations Division for availment by the client.


Islamic Bank.


the bank "Shamil Bank" in respect of handling Islamic Products and

implementation of the same by operation division in the bank.

8. Explain some Shari’a Standards “AAOIFI” related to documentary

credits.

9. A General Guidelines on Process of Handling Transactions by Islamic

Bank. Bank's Policy & Procedure Compliance.

10. The Documentation Work-shop will commence on the fourth day

and till the last day of the course.

Who should attend the Course? This is a comprehensive training programme designed to give delegates

a detailed understanding of Islamic Finance. The Course is one of the

very few events focusing exclusively on the Islamic Finance and is a

must-attend for players across the entire finance field spectrum including

both Islamic and conventional banks and project financiers. The










15


programme will benefit professionals already involved with Islamic

finance, as well as those new to the market.






Investment Bankers

Central bankers

Analysts


Regulators




administration,




Window/Bank.



END










16

5. Islamic Syndication Structure Course

Objectives

This Course introduces participants to the concept of structuring their

clients’ credit facilities to meet specific needs. This unique training

workshop addresses the fundamental causes of compliance while

structuring syndicated facilities and preparing the documentation to

provides the delegate with the Shari’a concept of Islamic structuring

covering the security documents. Will enable the participants to recognize

and suggest appropriate structures for clients’ credit requirements.

Understand the steps handled by the Islamic Bank for processing the

syndication transaction and the required Security Documentation to secure

the participant banks interest.

Program Contents

This four-day (20 hours) intensive program will cover the following

topics:

1. Basic Introduction to the six products for Islamic Mode of Finance

such as Mudaraba, Murabaha, Musharaka, Ijara & Ijara Wa Iqtina

(Operational & Financial), Bai Al Salam and Istisna'a.

2. The Financing Syndicated Documentation; definition, features,

parties, amount, currency, purpose, term/maturity, repayment,

pricing/rate fixing, documentation/security, sources/availability and

example of use.

3. Comparisons of Syndicated Transaction between Islamic versus

conventional bank.

4. The Credit Application for structuring of the Syndicated Financing

Facility.










17


5. The Program introduces participants to the Shari’a concept of Islamic

syndicated structuring for their clients' credit facility.

6. The preparation of Syndicated Documentation and execution of the

same by both parties [bank/participants versus client] until release of

facilities and disbursement of fund by the Operations Division.

7. Explain the FATWA's in respect of Syndication Transaction issued by

the Religious Supervisory Board of the bank "Shamil Bank".

8. Review the Shari’a Standards “AAOIFI” Rules for Islamic Banks

related to Syndicated Financing Transaction.

Who should attend the Course? This workshop will present practical ways for those seniors involved in

the areas of Credit & Marketing, Risk Management, Syndication Dept,

Operations, Audit, Legal Affairs and Middle Office. The delegate will

be able to identify the risks involved if the documents not prepared

properly from the legal point for such Islamic Financing and how to

mitigate these risks through obtaining proper documentation for the

syndication transaction.






Analysts

Syndication Agency Dept.

Government Officials










18


Regulators


Compliance professionals, Auditors & Legal Affairs Managers,


administration,




Window/Bank.

END










19

6. Islamic Treasury

Back Office Operation Course for

Commodity Murabaha, Foreign Exchange

& Remittances.

Introduction

This 15 hours program will cover:

Commodity Murabaha is one of the most commonly used products in

Islamic banking for liquidity management. It involves the purchase and

sale of metals mainly through the London Metal Exchange (LME). All

traded commodities should comply with Shari’a requirements.

Commodity Murabaha is an Islamic Bank invest fund on deferred payment

for future return with other financial institution through buy & sell of

Shari'a compliant commodity such as Platinum, Palladium, Metal, Copper

Grade, Aluminum…etc, or any acceptable commodity from Shari'a point

view.

The Foreign Exchange transaction is another type the Islamic Bank handles

to cover their nostro accounts for their needs plus coverage for payment

under the international trade finance. The procedures for this type of

transactions shall comply with the Shari'a principles and directives of Shari'a

supervisory board of the bank.

Fund Transfers and Receipts; Operations is also involved in a remittances

of payments and receipts, through a range of different channels, every day.










20

6. Islamic Treasury



& Remittances.

The Islamic Bank uses SWIFT as its primary medium for fund transfers,

however, in certain circumstances payments

may be made through bank transfers or cheques. The Bank receives funds

mainly through bank transfers and by cheque.

Objectives

This course focuses on the structuring of Commodity Murabaha & Foreign

Exchange Transactions which will provides the participants with the

Shari’a concept of Islamic structuring and operation process by the Islamic

Bank. The delegate will be able to identify the risks if the transaction is not

accommodated in a timely manner with the account party as per the Shari’a

principles and how to mitigate these risks through compliance with the

Shari’a rules.

Program Contents

During the period of the course we intend to cover the following topics:

1. The Islamic Banking;

Introduction & General Principles of Islamic Banking.

Shari’a Basis & Compliance.

Basic Blocks of Islamic Finance.

Islamic Finance Contracts & Prohibition of Interest.










21

6. Islamic Treasury



& Remittances.

2. Involvement of Treasury Back-office by providing backend operations

support to Treasury Unit for money market & treasury products such

as Commodity Murabaha, Foreign Exchange and Remittances

transactions as Back-office Treasury Operation.

3. Processing of Murabaha, Reverse Murabaha, Wekala, and Foreign

Exchange deal tickets originated from the Dealing Room,

4. Execution of Commodity Murabaha schedules,

5. Execution all types of remittances / payments in a timely manner.

6. Monitoring daily positions of bank’s Nostros.

7. Safe custody of documents.

Who should attend the Course? This is an operational Islamic Banking training program designed to give

delegates how the Islamic Bank handles the process of back office

operation. The training program is one of the very few events focusing

exclusively on the reality operation process of the treasury back office.

The program will present practical ways for joiner staff and senior officers

working in the below mentioned areas. The Course is specifically targeted

at:

Treasury Front Lines staff

Treasury Back-office staff

Staff working in Financial Institutions










22

6. Islamic Treasury



& Remittances.

Staff working in Middle Office

Credit & Marketing Officers

Auditors

Officers and staff working in Operation Division



Window/Bank.



END










23

دورة عن تطبيقات عمليات التمويل اإلسالمي لإلفراد/المستهلكين7. Islamic Consumer Finance

Transactions Process Course

Introduction

This is 3 days of 15 hours program will cover:

Definition & Development of Islamic Banking.

Shari’a basis & Scheme of Shari’a Laws.

General Principles of Islamic Banking System “IBS”.

Examples of transactions in unethical goods and services. Examples of

Riba transactions and forbidden (Haram) Projects.

Requirements & conditions of Valid Sale Contract.

Wakalah Contract & features

Glossary terms / terminologies of Islamic banks.

Definition & type of Islamic Mode of Finance for Retail (Consumer

Finance).

Translation of Islamic Mode of Finance into a Terms sheet used by the

Islamic bank.

Definition of Consumer Finance Customer. Identify the needs? Explain

to him/her the products suitable for his/her needs/item/project, then

select the appropriate type of finance. Assess the requirements; crunch

the numbers, how much he/she needs?, is the amount sufficient?

Determine the customer financial capacity??, has he/she sufficient

resources of income to repay the finance…..etc?










24



Policy & Procedure (Criteria) for Consumer Finance Customers.

Practical Steps for transactions process under consumer finance to

comply with Shari’a principles in terms of structure, documents required

and steps.

The basic blocks of the Islamic Finance, Shari’a the better way to bank,

type of Islamic Financing Products, definitions, Shari’a aspects and work

process. We will also expand our cycle in the Islamic Products mechanism

with special emphasis the structure of each facility.

The participants will understand the difference between Islamic versus

Conventional banks in terms of definitions of products & treatment of

transactions processes. The rules of contracts (The SIX “Cs”). Explain the

Fatwas & AAOIFI standards relating to Islamic Finance.

Objectives


the practical ways for those staff responsible for consumer finance and how

to handle the retail consumer finance transactions from the time requests

by the client till final repayment or default for any reason. They will also

understand the system & development of Islamic banking, Islamic scheme

of life and Shari’a framework, Islam imposes its "ahkam" (laws), Shari’a

basis of Islamic banking laws and Islamic Jurisprudence.










25



The delegate will understand the basic requirements by Islamic banks

particularly Shari’a aspects versus bank requirements and the basic

differences between Islamic Bank and Conventional Bank.

Program Contents

During the course participants will be guided through the following

important situations and upon completion will be able to understand the

practical ways practiced by Islamic Bank for Retail Consumer Finance

Transactions Process:

1. The definition & development of Islamic Banking.

2. The type, definitions, Shari’a aspects and operation of five (5) most

prevalent for Islamic Consumer Finance Products such as: Murabaha,

Musharaka, Ijara & Ijara Wa Iqtina (Operational & Financial), Istisna'a

and Tawarruq.

3. Translation of Islamic Mode of Finance into a Terms Sheet - Facility

Documentation - Credit Facilities Structuring - Terms & condition for

each facility. The Approval Process by the Islamic Bank.

4. Definition of Consumer Finance Customer. Identify the needs? Explain

to him/her the products suitable for his/her needs/item/project, then

select the appropriate type of finance. Assess the requirements; crunch

the numbers, how much he/she needs? is the amount sufficient?










26



determine the customer financial capacity?? has he/she sufficient

resources of income to repay the finance…..etc?

5. Explain the FATWA's issued by the Religious Supervisory Board of the

bank "Ithmaar Bank" in respect of handling Islamic Products and

implementation of the same by operation division in the bank.

6. Explain some Shari’a Standards “AAOIFI” related to Islamic Finance.

7. The difference between Islamic versus Conventional bank in terms of

definitions of products.

8. Policy & Procedure (Criteria) for Retail Consumer Finance Customers.

9. Practical Steps for transactions process to comply with Shari’a principles

in terms of structure and documents required.


This course intended for Retail (Consumer) Finance Clients. The program

designed to give delegates a detailed understanding of a Retail

(Consumer) Finance Transactions Process. The training program is one of

the very few events focusing exclusively on the definition of 5 Islamic

Financing Products and the translation of those products into a term sheets

used by the Islamic bank. The course is a must-attend for players who

have joined Islamic bank needs improve their understanding in this field

or come from the conventional bank and lacking the basic knowledge of

Islamic banking in particular the Retail Consumer.










27



The course will present practical ways for joiner staff and senior officers

working in the below mentioned areas. The course is specifically targeted

at:

Front Lines staff

Retail (Consumer) Finance Staff in Commercial Banks.

Regulators

Credit & Marketing Officers,

Auditors & Legal Affairs Staff to understand the process.

Officers and staff working in Credit administration,




Window/Bank.


about Islamic Banking….

END










28

8. Advanced Islamic Banking For

Corporate Finance Course

Introduction

This 15 hours intensive program will cover:

The historical information of Islamic Banking.

Shari’a is a better way to banking…...

Basic differences between Islamic Banks and Conventional Banks.

Basic Introduction to Islamic Mode of Finance (6 Products).

Translation of Islamic Mode of Finance into Credit Application/terms

sheet used by the Islamic bank.

The Credit Application for structuring of Islamic Financing Facilities.

The Security Documentation Support for Islamic Financing Facilities.

The client's requirements & transactions structuring process by the

Islamic Bank.

Islamic International Trade Finance such as Contract Al

Wakalah/Agency, comparisons between Islamic versus conventional

products.

FATWA's issued by the Religious Supervisory Board of the "Shamil

Bank".

Explain some Shari’a Standards “AAOIFI” Rules for Islamic Banks

related to Corporate Finance.

A General Guidelines on Approval Process of Transactions by Islamic

Bank.










29



Objectives

This unique intensive training Course addresses the fundamental causes of

compliance to the concept of structuring clients’ credit facilities to meet

their financing needs and provides the delegate with the Shari’a concept of

Islamic structuring covering the security documents for their clients' credit.

The delegate will be able to identify the risks involved in the transactions

structuring for such Islamic Financing and how to mitigate these risks

through obtaining proper supported security documentation for the

financing transactions.

Program Contents

During the period of the Course we intend to cover the following topics:

1. The history of Islamic Banking.

2. The basic introduction of six products for Islamic Mode of Finance

such as Mudaraba, Murabaha (Business Murabaha), Musharaka, Ijara

& Ijara Wa Iqtina (Operational & Financial), Bai Al Salam and

Istisna'a.

3. The Credit Application/Terms Sheet for the financing facilities

including trade & syndication along-with Security Documentation for

each facility.


Islamic Bank.


the bank "Shamil Bank" in respect of handling Islamic Products.










30



6. Highlight some Shari’a Standards “AAOIFI” related to corporate

finance.

7. A General Guidelines on Approval Process of Transactions by Islamic

Bank.

Who should attend the Course? This is an advanced training programme designed to give delegates a

detailed understanding of Islamic Finance Requirements & Structuring.

The Course is one of the very few events focusing exclusively on the

Islamic Finance and is a must-attend for players across the entire finance

field spectrum including both Islamic and conventional banks and

project financiers. The programme will benefit professionals already

involved with Islamic finance, as well as those new to the market.



knowledge & experience in the various areas stipulated above: The



Investment Bankers

Central bankers

Analysts


Regulators












31




administration,




Window/Bank.


about Islamic Banking…

END










32

9. Fraud Investigation Tools & Techniques

About the Program:-

This is 3 days of 15 hours program will cover:

Introduction

All organizations are subject to fraud risks. Large frauds have led to the

downfall of entire organizations, massive investment losses, significant

legal costs, detention of key individuals, and erosion of confidence in

capital markets. Publicized fraudulent behavior by key executives has

negatively impacted the reputations, brands, and images of many

organizations around the globe.

Fraud is a type of criminal activity in simple words ‘the abuse of entrusted

power for gain. Fraud, by definition, entails intentional misconduct,

designed to evade detection. As such, a fraud risk assessment team should

engage in strategic reasoning to anticipate the behavior of a potential fraud

perpetrator.

Objectives


the practical ways for identifying the fraud, investigation tools and

techniques to defend their organization from any frauds. They will also

understand the big loss for their bank if the fraud not detected rapidly by

their management. The delegate will understand the several keys to effective

fraud prevention, the most important tools in the corporate toolbox are strong

internal controls, though, the company's attitude towards fraud, internal

controls and an ethical organizational culture. While ethical culture is driven

by senior management's control environment ("tone at the top"),




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Program Contents:

During the course; participants will be guided through the following

important situations and upon completion will be able to understand the

practical ways practiced by other Banks on fraud investigation process,

tools and techniques:

a) Intermediate;

1. What is Fraud? – Who Commits Fraud?

2. Fraud Can Destroy an Empire!

3. Three types of modern Fraudster…

4. Why steal???

5. Excuses galore!

6. The Fight against Fraudsters…, who should stop this fraud? Who

is responsible? And who is to blame?

b) Advanced;

1. Ten steps to mitigate fraud risk and increase profitability. There are

several keys to effective fraud prevention. More practical advice on

fraud prevention.

2. Fraud Prevention & Deterrence

3. What is being done about the growth in fraud?

4. Fraud Risk Assessments

5. Financial Institution Fraud

6. Insider Loan Fraud Detection

7. Red Flags




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c) Finally;

1. Fraud mitigation best practices,….Tasks and Responsibilities

2. Investigative Techniques; corporate & individuals background

checks, interviewing witnesses and suspects…..etc.

3. Using the right tools for anti-money laundering compliance.

4. Segregation of duties, separation of duties & IT security

5. How to become a Fraud Investigator.

6. Using an investigation checklist.

7. How Is Credit Card Fraud Investigated?

8. ATMs Fraud Trends!!

9. Types of ATM Threats, how to Secure Your ATM??

10. Banishments?!

11. Quiz/Case study.


This is a very important course intended for all employees working in the

organization. The program designed to give delegates a detailed

understanding of fraud and the investigation tools process. The training

program is one of the very few events focusing exclusively on the definition

of fraud, type, people involve, investigation process and use of techniques

to detect a fraud prior happening in order to defend the organization from

loss of investments and reputations. The course is a must-attend for players

who have joined the bank needs awareness & knowledge in this field.










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The course will present practical ways for all staff juniors and seniors. The

course is specifically targeted at:

All the organization staff; front, tellers, back office, middle office,

dealers, treasury, marketing, credit, operations and IT.

Executive staff

Regulators

Internal Controls, Internal & External Auditors & Legal Affairs.

END


