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  • -- 2.0

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    shall be the attainment by all peoples of the highest possible level of health. 1923

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    Cornell Int'l Law. J., Vol 37, (2004), 289 .

    191) 251. , . 2,

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    193) Art. 41 1 The Confederation and the Cantons shall, as a complement to personal

    responsibility. and private initiative, endeavour to ensure that: a. everyone has access to

    social security; b. everyone has access to the health care that they require.

    194) Art. 32 The Republic safeguards health as a fundamental right of the individual and as a

    collective interest, and guarantees free medical care to the indigent. No one may be obliged

    to undergo any health treatment except under the provisions of the law. The law may not

    under any circumstances violate the limits imposed by respect for the human person.

    195) ARTICLE 56. Everyone has the right to live in a healthy, balanced environment. It is the

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  • - 146 -

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    the health and social assistance institutions, in both the public and private sectors. In order

    to establish widespread health services general health insurance may be introduced by law.

    196) Article 41 1. Everyone shall have the right to health protection and medical aid. Medical

    aid in state and municipal health establishments shall be rendered to individuals gratis, at the

    expense of the corresponding budget, insurance contributions, and other proceeds. 2. In the

    Russian Federation federal programmes of protecting and strengthening the health of the

    population shall be financed by the State; measures shall be adopted to develop state,

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    strengthening of health, the development of physical culture and sport, ecological and

    sanitary-epidemiological well-being.3. The concealment by officials of the facts and

    circumstances posing a threat to the life and health of people shall entail responsibility

    according to the federal law.

    197) Eleanor D. Kinney., "Provisions for Health and Health Care in the Constitutions of the

    Countries of the World", Cornell Int'l Law. J., Vol 37, (2004), 310 .

  • - 147 -

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  • - 161 -

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    - -

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    2013.7.26 -

    2013.11.7

    2015.5.11

    2015.5.18 ,

    2015.7.25 ,(

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    (http://world.moleg.go.kr)

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  • - 165 -

    Abstract

    Challenges and Improvement measures of National

    Health Insurance Act for realization of the Right to Health

    - through Constitutional Issues-

    Health is a precondition to maintain community and its homogeneity by

    allowing individuals to share their social and cultural values. Our

    constitution recognizes health as a national matter and provides protection

    indirectly based on the human dignity and the right to happiness under

    Article 10, the environmental right under the first clause of Article 35 of

    the Constitution, and directly based on the right to have basic standard of

    human life under Article 34 and the right to health under Article 36 of the

    Constitution. This task of the Constitution becomes materialized through

    the National Health Insurance Act.

    Health care benefits provided by the National Health Insurance Act

    should be appropriate to solve health care challenges and its decision

    process should be reasonable. In addition, the foundation to guarantee

    health rights of citizens should be established by making the system where

    people can choose health care services rationally including the uncovered

    services, which are beyond the scope of the health insurance. Therefore,

    the management group operating the health insurance needs to suggest

    plans that can organize and operate the health insurance realizing the

  • - 166 -

    health rights of citizens and can solve challenges including the ones caused

    by the uncovered services. In this respect, the current National Health

    Insurance Act should solve the challenges mentioned below.

    First, the benefit package that is covered by the National Health

    Insurance Act cannot directly solve the health risk of citizens. Burden

    caused by the uncovered services is highly likely to cause giving up of

    health or the economic plight. However, the area of the uncovered services

    is not only the area of the health insurance system but the area where the

    contracts between the health care facilities and individuals occur, which

    blocks the direct intervention by the country. Therefore, the coverage

    should be extended by switching the uncovered area to the covered area

    and this can be achieved by extending the range of the benefit package.

    At the same time, in case of the uncovered services, providing information

    on cost and effect that enable rational cost decision between patients and

    health care providers will guarantee citizens right of choice for health care

    services and the detailed administrative enactment is required such as

    minimizing the liberty infringement of health care professional performing.

    Second, the National Health Insurance Act lacks the legitimacy of formal

    and procedural requirements in the cost decision process of health care

    services. In terms of formality, the organization of the Health Insurance

    Policy Committee which decides the cost of health insurance benefits is not

    structured in a way that can obtain trust from health care professionals,

    the health care providers. The current human resource of the committee is

    structured in a way to represent the voice of the insurers easily and this

    drops not only the trust towards the committee and but also the

  • - 167 -

    acceptability of the decision among the health care professionals. Therefore,

    it is required to have the proper human resources that can equally speak

    for interests of both insurers and providers. In terms of the procedure, the

    Minister of Health and Welfare makes a decision through a public

    announcement unless the contract for the benefit package is made between

    the insurers and the providers. However, it needs further consideration on

    whether there are any alternatives other than just confirming the cost, one

    of the important elements of the contract, by the Minister without

    settlement out of court. For example, when there is no settlement out of

    court, it may be possible to apply the current cost to the following year

    and make revision when the consensus becomes available through

    continuous publicity.

    Third, the cost should be used efficiently in order to maintain the

    substantiality of the health insurance system and the rational operating

    system should be prepared so that the misuse and abuse can be

    minimized. In Korea, an independent institution, the Health Insurance

    Review and Assessment Service (HIRA), not the insurer, performs review

    and assessment of appropriateness of handling the premium. Therefore,

    HIRA should secure the position that can review and assess the

    appropriateness of the health care cost based on the scientific and

    objective evidence with the structure independently of the insurer.

    However, according to the current National Health Insurance Act, HIRA

    has its structure difficult to perform review and assessment independently.

    Therefore, the legislation should be improved so that it can secure its

    normative independence.

  • - 168 -

    The nation should put its effort to make citizens lead a life worthy of

    human dignity by actively solving their health problems. Though it may be

    impossible to realize the goal in reality, it is the countrys mission to put

    its maximum effort. But one of its important role is to induce the

    agreement from the community by actively and rationally providing

    explanation on the limitation of fundamental rights and duties of individuals

    that are caused by the countrys role performance. As for the limitation of

    fundamental rights, if possible, additional efforts to mitigate the limitation

    range are required. The country can remain as what it really is when it

    actively protects its citizens from danger. This is the reason why the

    nation should protect its citizens health more actively.

    Key words: Health rights, National Health Insurance Act, Health care

    benefits, Uncovered services, Right of Acceptability, Right

    of Accessibility to Health Care, Right of Choice, Social

    Fundamental rights