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2. Channel2PaymentMaeketing 3. Banking O2O3 4. 4 5. 5 6. WebATM WebATM/ATM1%6 7. 7 8. 2013-() 2014APP-O2O 8 9. QR Code NFC9SIM 10. CEO The Asset2014 10 11. e31 11 12. Bank3.0 vs 12 13. Bank 3.013Intellectual Property RightsThe rights and the intellectual property rights (including but not limited to the copyrights, patents and trademarks, and etc.) of the Material belongs to E.SUNCommercial Bank, Ltd. (hereinafter referred to as E.SUN). Any copy, reproduction, modification, upload, post, distribution, transmission, sale or illegal usage of theMaterial in any way shall be strictly prohibited without the prior written permission of E.SUN. Except as expressly provided herein, E.SUN does not, in providing thisMaterial, grant any express or implied right to you under any patents, copyrights, trademarks, trade secret or any other intellectual property rights. 14. Email http://futurebank.hpx.twhttp://userxper.comhttp://hpx.twMIX http://mix.hpx.twECX http://ecx.hpx.twHappy UX http://happyux.hpx.tw