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Sustainable Banking and Risk Management:

A Global Comparative Analysis

© 2003-2014 RiskBusiness International Limited

Where does Africa rate?• The Economist Business Environment Rankings:

1. Singapore 2. Switzerland 3. Hong Kong 4. Canada 5. Australia 54. South Africa 66. Morocco 67. Tunisia 68. Egypt 75. Algeria 76. Nigeria 77. Kenya 79. Libya 80. Angola


Trust in financial services


Trust based on evolutionary state


Why banks are not trusted


Conduct, ethics and culture


Issues in “banking for the unbanked”

• M-Pesa• Stokvels• Developed market fund repatriation versus AML

and “blacklists”• Micro-banks• IFI/MDB projects and initiatives• ROI 2013 Study:

- 253 million unique subscribers- Represents 31% of total African population- 18% growth 2008 to 2013- Projection of 37% by 2017


What does “sustainability” mean?

• Internal “green” operations?• Project financing and development funding which

is both ethical and “green” in terms of environmental footprint?

• Banks playing a vital role in local economies, providing employment and facilitating commercial transactions?

• The role of banks as financial intermediaries, empowering the individual to make life-altering choices, providing the mechanism for individual and consequently local development?


Sustainable service

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Promotion

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Trust

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Questions and Comments

• Contact Details:• Mike Finlay, Chief Executive, RiskBusiness

Telephone : +44 7721 969 224 E-mail : [email protected] URL : www.riskbusiness.com and www.KRIeX.org

mailto:[email protected]

http://www.riskbusiness.com/

http://www.kriex.org/

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