Download - P2P Microfinance Program
P2P Microfinance Program
By Wirly Xiao
What is P2P? P2P means ‘Peer to Peer’.
Nosebleeder
GorillaChinatown
uncle Photographer “We ate lunch”
Zombie
Our team members
Villager #1: Luo Yanlin(罗彦林) 51 years old 5 family members Declining working ability 2 past loan experiences No irrigated land Future loan plans: Sheep
breeding Income: Labor,
livestock, agriculture
Villager #2: Li Fengmei(李凤梅 ) 28 years old 4 family members No experience with
livestock No past loan
experiences 2 acres of irrigated land Future loan plans:
Sheep breeding Income: Labor
(husband)
Comparison of Cash Flow
Luo Yanlin (罗彦林) Li Fengmei (李凤梅 ) 0
5000
10000
15000
20000
25000
30000
35000
40000
IncomeCost
Family
Yuan
Why am I even here?
Income: 17,990 RMB Income: 21,125 RMBCosts: 18,000 RMB Costs: 36,000 RMBCash Flow: 10 RMB Cash Flow: 14,875 RMB
I’m taller than you
Final decision Villager #1: Luo Yanlin(罗彦林)
Reflection What we learned:
How to evaluate a business Taking risks Tolerance Decision making Perseverance Communication Money doesn’t come easily Team trust
Did we really learn all that?????
Thank you for your time!
Any questions for us?Q&A