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START-UP VILLAGE ENTREPRENEURSHIP PROGRAMME
Presentation
Supplementary Annual Action Plan
KUDUMBASHREE - KERALA
Empowered Committee, Ministry of Rural Development, GoI
20th July 2017
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Snapshot of the ProjectBlocks Proposed :
S.No. Districts Name of Block
1 Kasargod Nileshwaram
2 Kannur Kuthuparamba
3 Kozhikode Peramba
4 Wayanad Panamaram
5 Malappuram Nilambur
6 Palakkad Nenmara
7 Thrissur Kodakara
8 Kottayam Vaikom
9 Idukki Idukki
10 Allapuzha Thykattussery
11 Kollam Pathanapuram
12 T’Puram Vamanapuram
Total Budget Asked:
Year 1 Year 2 Year 3 Year 4 Total
1793.30 3586.60 1793.30 7173.21
Total No. of enterprises proposed in four years for twelve blocks
Year 1 Year 2 Year 3 Year 4 Total
200*12=2,400 950*12= 11,400 650*12=7,800 600*12= 7,200 2,400*12=28,800
Fig. in lacs
Fig. in No.
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Progress in the existing blocks under SVEP:
Target till
Jun '17Supported
1 Parakkode Yes Under Process 11 69.13 lakh 67 65 NIL NIL NIL
2 Vaduvacode Yes Under Process 19 69.13 lakh 67 102 NIL NIL NIL
No. of loans
sanctioned
Total funds
sanctioned
to
enterprises
Avg loan
amount
per
enterprise
Sno.
Enterprises
Block
name
BPM SVEP
appointed
?
BRC Setup
?
No . Of CRP-
EP’s trained
and
operational
Amount of
CEF
transferred to
the Dist
• Received 75 % of central assistance; will get the state share before 31 July.• SVEP guidelines approved (in Malayalam).• Block Nodal Society for Enterprise Promotion (BNS-EP)
• As registered CBO entity at block level. • Once the registration is completed in July 2017 all funds will be transferred
to BNS account. • 7 more CRP-EP will be selected in Parakkodu during this year.
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Analysis
• Total ME started (all new enterprises)
• Parakkodu block – 65
• Vadavukodu block – 102
• ME Type
• Majority in production. (40% - 50 %)
• Service and trading (each 25 % - 30%)
• Initial investment
• 26% - above Rs.1 lakh investment
• 40% - in the range of Rs.40,000 – Rs.1 lakh
• Min – Rs.3,000 ; Max – Rs.15 lakh;
• Sources of investment
• Mostly own money
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Top EnterprisesBlock Parakkodu Vadavukodu
Top enterprises 1) Tailoring2) Snacks3) Hotel4) Coconut based
1) Snacks2) Tailoring3) Curry powder4) Pickle
Top performingenterprises
1) Kirana Store2) Bakery and3) Food Process Units
1) Snacks unit2) Rental House3) Bullet workshop 4) Detergent making unit
Investment – range Rs, 3,500 – Rs 3.75 lakh Rs3,000 – Rs.15 Lakh
Avg profit per month Rs 2500 per ME Rs 3000 per ME
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Snacks Shop in Ezhamkulam, PattanamthittaStarted – Feb 2017Initial investment – 12,000Shop Earned profit of ~68k in three months of its operations
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Sivasakthi Ring Works, Pallickal Panchayat, PattanamthittaStarted – May 2017Initial investment – 1,90,000Made profit of ~24k within three months of its inception
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LEXA Distributors, Aikkeranadu Panchayat, ErnakulamStarted – Feb 2017Initial investment – Rs.30,000Made profit of ~90k in three months of its business starting
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Brigardz Bullet Workshop, Puthencurz Panchayat, ErnakulamStarted – Jan 2017Initial investment – Rs.30,000Made profit of ~47k in five months of its business start
Please Click this excel sheet for more enterprises
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BRIGADZ BULLET WORKSHOP, PUTHENCRUZ PANCHAYATHPeriod REVENUE Cost Profit
Jan 13352 700 12652
Feb 21800 11000 10800
March 5690 3500 2190
April 20430 16400 5030
May 40140 24450 16690
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Sreehari snacks Products , Thiruvaniyur Panchayat, ErnakulamStarted – Feb 2017Initial investment – Rs.30,000Made profit of ~45k in four months of its business start
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SREE HARI SNACKS UNIT, THIRUVANIYOOR PANCHAYATH
Period REVENUE Cost Profit
Feb 10360 5850 4510
March 38675 25350 13325
April 43225 27740 15485
May 50750 38630 12120
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Angel tailoring unit, Aikaranad Panchayat, ErnakulamStarted – Jan 2017Initial investment – Rs.30,000Started as tailoring training centre now shifted to mass productionGot bulk order from 6 - School, DDUGKY (2 Hospital ) order in May 2017In 4 months Profit grown from Rs.2,450 – Rs.40.465Made profit of ~73k in four months of its business start
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Angel Tailoring unit, Aikaranad Panchayat
Period REVENUE Cost Profit
Feb 4100 1750 2350
March 5690 3500 2190
April 34200 8800 25400
May 118000 77535 40465
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Nilavu-construction tools rental house, Kunnathunadu Panchayat, Ernakulam
Started – Jan 2017Initial investment – Rs.2,00,000Made profit of ~28k in four months of its business start
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Nilavu-construction tools rental house, kunnathunad panchayth
Period REVENUE Cost Profit
Feb 7100 4000 3100
March 9420 3050 6370
April 10600 4000 6600
May 12450 1000 11450
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Sneha provision store, Mazhuvanur Panchayat, Ernakulam
Started – Jan 2017Initial investment – Rs.20,000Made profit of ~91k in five months of its business start
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Sneha provisionstore, Mazhuvanurpanchayath
Period REVENUE Cost Profit
Jan 28114 15492 12622
Feb 30508 17809 12699
March 30100 16658 13442
April 102101 70306 31795
May 97055 76020 21035
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Aishwarya Lottery Unit, Aikkaranadu Pachayat, ErnakulamStarted – June 2017Initial Investment – Rs10,000
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Yoga Centre, Thiruvaniyur Pachayat, ErnakulamStarted – June 2017Initial investment – Rs.5,000
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Learnings from the implementation so far :
• The opportunity for starting individual enterprises, as against group enterprises, has generated significant enthusiasm amongst potential entrepreneurs
• 70% of entrepreneurs belong to 30-50 age category; 40% from 40-50 age category
• More than 90% of entrepreneurs are women SHG members
• 91% of the Entrepreneurs were Home Maker or NREGS workers
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Learnings from the implementation so far :
• Experience so far shows that given support and convincing framework for future support, people are willing to take risk, mobilize own resources and start enterprises.
• Saturation approach likely to bring up at least a small percentage of enterprises with growth potential
• Individual enterprises working as collectives for harnessing larger opportunities is already happening
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Major types of enterprises proposed to be supported under SVEP:
Nilambur(Malappuram)
Kodakara(Thrissur)
Nenmara(Palakkad)
Pathanapuram
(Kollam)
Idukki
(Idukki)
Panamaram
(Wayanad)
Cow dung
Vermi-compost
Crackers
Edible food products (Spices, Curry powder)
Fish Products
Glass products
Medicine cover
Palm fibreproducts
Incense Candles Fruit Jams Glass
Making Soap Handloom Kontha Cow dung
Vermi-compost
Footwear
Paddy bouquet (Kathir Kula)
Plate making
Stationery items
Kopra (dried coconut)
Handicraft
Toys
Furniture
Sanitary Napkin
Tooth powder
Ornamental plants
Ayurvedicproducts
Cleaning units
* Source – Study of Kudumbashree ME by Gulati Institute of Finance and Taxation - 2014
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Major types of enterprises proposed to be supported under SVEP:
Kuthuparamba
(Kannur)
Thykattussery
(Allapuzha)
Peramba
(Kozhikode)
Vaikom
(Kottayam)
Nileshwaram
(Kasargod)
Vamanapuram
(TVM)
Animal Husbandry
Cement
Cereals
Fruit Jams
Body Lotion
Ornamental Plants
Woolen Goods
Daha Shamani
Ornamental plants
Textiles
Beaten Rice
Soap
Cashew Nuts
Flower wash
Footwear
Hallow bricks
Hallow bricks
Bag Making
Chicken
Cloth Whitner
Kontha
Ornament
Pottery item
Textiles
Furniture
Indigo
Ayurvedic Products
Bag Making
Bio-Gas
Footwear
Honey
Body Lotion
Mushroom
Ornament
Qual
Handicraft items
Fruit Jams
* Source – Study of Kudumbashree ME by Gulati Institute of Finance and Taxation - 2014
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Reason for selecting blocks:
Implementing Agency:
Kudumbashree
The blocks have been selected based on
1. the overall assessment of the women’s community network,
2. existing eco-system for supporting Micro enterprises and
3. the opportunities available for creating and sustaining these
enterprises.
4. Relative backwardness within the district
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READINESS OF THE SRLM
I. SRLM Livelihoods Team
Availability of dedicated livelihoods team at state level.
Yes. Seven experienced livelihoodpersonnel at the SRLM. Willrecruit dedicated person for SVEP.
Availability of dedicated livelihoods team at proposed block level with the competencies as specified for SVEP.
KS doesn’t have any block levelstructure. But for each SVEPblock one BPM SVEP will berecruited.
If new recruitments have to be done for SVEP, bywhat date SRLM would appoint the livelihoodsprofessional with the desired competency at theblock ?
BPM SVEP will be appointedwithin 2 months of projectapproval.
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II. DETAILS ON CBOs FOR BLOCKS PROPOSED: Nilambur
(Malappuram)Kodakara(Thrissur)
Nenmara(Palakkad)
Pathanapuram
(Kollam)
Idukki
(Idukki)
Panamaram
(Wayanad)
Type of block –resource/intensive /non-intensive
Resource Resource Resource Resource Resource Resource
No. of SHGs 1,894 2,278 1,568 1,643 1,622 2,395
No. of SHGs eligible for CIF 1428 1,002 865 260 856 1204
No. of SHGs received CIF NIL NIL NIL NIL NIL NIL
Kindly Provide reasons for low disbursement of CIF, if relevant
No. of CDSs in the block 11 15 6 5 6 4
Total amount lent by CDSs Nil Nil Nil Nil Nil Nil
Total amount overdue to CDSs from SHGs
Nil Nil Nil Nil Nil Nil
Kindly provide reasons for the overdue
Total amount borrowed by the CDS
Nil Nil Nil Nil Nil Nil
Total amount overdue by CDSs to banks/CLF
Nil Nil Nil Nil Nil Nil
CDS Unutilized fund(All details have to be as on 1-6-17)
Nil Nil Nil Nil Nil Nil
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II. DETAILS ON CBOs FOR BLOCKS PROPOSED: Kuthuparamb
a (Kannur)
Thykattussery
(Allapuzha)
Peramba
(Kozhikode)
Vaikom
(Kottayam)
Nileshwaram
(Kasargod)
Vamanapuram
(TVM)
Type of block –resource/intensive /non-intensive
Resource Resource Resource Resource Resource Resource
No. of SHGs 1,528 1,281 2,097 1,548 1,644 2,570
No. of SHGs eligible for CIF 917 523 1458 670 657 1956
No. of SHGs received CIF NIL NIL NIL NIL NIL NIL
Kindly Provide reasons for low disbursement of CIF, if relevant
No. of CDSs in the block 7 4 7 6 7 8
Total amount lent by CDSs Nil Nil Nil Nil Nil Nil
Total amount overdue to CDSs from SHGs
Nil Nil Nil Nil Nil Nil
Kindly provide reasons for the overdue
Total amount borrowed by the CDS
Nil Nil Nil Nil Nil Nil
Total amount overdue by CDSs to banks/CLF
Nil Nil Nil Nil Nil Nil
CDS Unutilized fund(All details have to be as on 1-6-17)
Nil Nil Nil Nil Nil Nil
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Activity Outcome Month
Au
g
Sep
t
Oct
No
v
Dec
Jan
Feb
Mar
Formation and
orientation of Block level
CBO committee for SVEP
Increased ownership from CDS’s
from the very beginning of
project.
Briefing the PRI system at the block on the project
Better cooperation and support from the PRI system towards project execution.
CRP-EP selection Will have the cadre identified to
start the project.
Baseline and DPR
preparation
Access the enterprise
opportunity of the block; get
approval of project cost
CRP-EP training Provide the necessary skill set to
the CRP-EPs
Setting up BRC
Orientation of CBO
Enterprise promotion
SVEP EXPECTED OUTCOMES & ACTIVITIES (till Mar 2018)
Kudumbashree will be claiming first and second installments of central share before March 2018
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ME’s from Kudumbashree
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Micro Enterprises
• Owned, Run and managed by entrepreneur
• Rs. 5,000/- per month
• Seasonal (festival based)
• Products and Services
• Sales and Marketing enterprise
• Groups (training team/ KAASS)
• Apparel, Canteen, Handicraft, Health and Hygiene, Food products etc. etc.
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Catering
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Construction unit
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Day care and Play School
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Agriculture Joint Liability Group
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Flex printing unit
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Flour Mill
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Nursery
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Handicraft unit
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Working women hostel
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House keeping team
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Ironing unit
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IT unit
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Mineral Water
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Mother kitchen
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Hotel and Restaurant
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Napkin manufacturing unit
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Nutrimix (Anganwadi THR)
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Painting Team
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Paper plate manufacturing
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Pappad making unit
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Railway parking management
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Pickle manufacturing
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Pottery unit
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Railway waiting hall, Ernakulam
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Band troupe
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Taxi owners
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Terrace farming (grow bag supply)
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Cloth bags and miscellaneous items
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Food processing
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Weaving
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Bio pharmacy
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Rangashree drama unit; Service Sector
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Hollow bricks; Service Sector
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Catering Units
• Service Sector
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Santhwanam unit
• Service Sector
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Fitness centre
• Service Sector
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Street dog catching unit