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Retail Merchant
Presentation
for
From:
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To provide a convenience
payment solution to all kind ofmerchants and their customers;using advanced secured
technology based platform.
Objective
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Net Commerce Market Size from 2007 to 2011(Figures in Crores. Percentages indicate share of the
overall market size)
Year Dec 2007 Dec 2008 Dec 2009
Dec
2010+
Dec
2011+
Online TravelIndustry
6,250(77%)
10,500(75%)
14,953(76%)
25,258(80%)
37,890(81%)
Net commerce on India has evolved over the past decade in
terms of magnitude.The market size is expected to grow by 47% andtouch INR 46,520 crores by end of 2011.
+: Estimated Figures@source IAMAI , Net Commerce Report,March 2011.
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Components of Net Commerce Market-
E-Tailing
8%
OtherOnline
Services6%
FinancialServices
8%
Digital Downloads2%
Online Travel 76%
@source IAMAI , Net Commerce Report,March 2011.
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Growth of Net Commerce over the Years (Figures
in INR Crores)
@source IAMAI , Net Commerce Report,March 2011.
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The online travel market is estimated togrow by 50% to touchINR 37, 890 crores by December 2011.
@source IAMAI , Net Commerce Report,March 2011.
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At present, out of total Online Travel market,
vDomestic air travel contributes, 63%
v
Followed by Railway tickets contributing, 28%vInternational air travel, 4%
vHotel bookings, 2%
vBus tickets, 2%
vTour packages & Travel insurance, 1%
Component Share of Online Travel
@source IAMAI , Net Commerce Report,March 2011.
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MODE OF PAYMENT
Online shoppers use Debit cards/Internet banking as mode ofpayment for shopping online.
(Base: 7.5 Mn Active Internet Users who have made online purchases)
------------------------------------------------------------------------------------------------------------------------
61%
37%50%
35%
24%18%
10%8% 4%1% 3%1%
DebitCard/Intern
etBanking
Credit Card Place orderonline andpay offline
later
Prepaid cash cards DemandDraft
Mobile Paymen
Most Used
Ever Used
@source IAMAI , Net Commerce Report,March 2011.
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eCommerce Penetration
amongActive Internet Users
@source IAMAI , Net Commerce Report,
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PROMISING FUTURE
The online users in India have evolvedand are actively seeking to include their
digital interactions into their dailyactivities making purchases andindulging in transactions being one ofthem.
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OSS CARD
A prepaid Cash Card launched in 2010.
Authorized by the Reserve Bank of India (RBI)
A SemiClosed Payment Gateway.
Multi Platforms Available
E-commerce (Internet),
M-commerce (SMS/GPRS)
IVR
In a country where less than 40% of families have bank accounts, cash cards likeOSS Card are helpful for those families who are unbanked.
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Behind the
ConceptSubhash
Ketan
1
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Infrastructure
200+ Motivated and Professional manpower
Head Office located in Mumbai
24X7 Customer Support
80,000+ Online Distribution & Recharge Points across India and growing
Servers located at a world class data centre in Mumbai with Unlimited Power andConnectivity backup
In House IT team with versatile skill sets
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System SecurityFeatures
All Transactions secured by Geo Trust are SSL secured (Geo-Trust is a leading
SSL certificate provider).
All Applications and Databases are protected by Firewalls.
All Servers are having the latest Anti Virus Software.
Intruder Detection Systems are installed on the Servers.
Pin numbers are provided to each subscriber and can be changed only by
them.
Card Number, Pin Number & Mobile Number validation done in real time.
Limit on Transaction amount.
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Payment Market in
IndiaYear
User in2008
User in2009
User in2010
Remark
Credit Card 35.0 mn 25.0 mn 18.0 mn Continues dip
Debit Card 145.0 mn 170.0 mn 218.0 mn Growing
CashPayments
95% Txns 94% Txns 92% TxnsDominate theIndian Market
Cash CardNo statics available.
As till Jun, 2010 it was notregulated.
Huge potential.Can directly compete
to Cash payments
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Payment pattern on Asia's Largest e-commerce
site www.irctc.co.in
Year 2010
Credit Card 31%
Debit Card 32%
Cash Card / Prepaid Account 37%
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Mode of Paymenti
l
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How does it
work ?
CustomerEnter:
MerchantID Card
No.
Amt Pass
OSS CardServer
Customer
2.Merchantbyus
ing
PCLoginTo
www.osscard
.com
3.Inform
atio
n
Pas
sed
5.Con
firm
atio
n
1.Custo
mer
Visit
for
service
6.SMS
Confirmation
Online Payment Using Merchants Internet
4.Validation &Authentication
RetailMerch
ant
http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/http://www.osscard.com/ -
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How does it
work ?Customer
Text Msg:
Merchan
t IDCard No.
Amt
Pass
OSSCard
Server
RetailMerch
ant
2.Custom
ermake
Paym
ent Using
Mob
ile
3.SM
Sto
OSS
No.
(9xx
xxxxxx
x)
5.SMSConfirm
ation
toMerchant
4.Validation &Authentication
1.Custo
mer
Visit
for
service
6.SM
S
Confirmation
Mobile Payment Using SMS
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Remittance &Settlements
OSS Card remits the amount to Retail Merchant on mutually
agreed terms.
OSS Card transfers the money thus collected on behalf of
Retail Merchant in the following ways in their Bank Account.
RTGS
NEFT
Cheque Online Transfer
OR any other method as mutually agreed
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MIS & Controls
Retail Merchant can view the last 5 Transactions reports by
sending a SMS to OSS Card system.
Retail Merchant can also view and download the transactions
reports by using OSS merchant admin panel..
All the reconciliation shall be done by OSS Finance
Department and differences, if any shall be sorted out within
72 hours.
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Benefitsv New convenient Payment Mode - Mobile
To become an Alternate Option for Swipe Card Machine .
To provide real time payment mechanism to Retail Merchants.
v All customers get an access to payments through OSS card by using
Mobile Phone (SMS).v Retail Merchants will get a new set of customer base through OSS
Card.
v Direct engagement with customers will help Retail Merchants to
increase customer delight.
v Transaction Alerts through SMS & Email
v Pre Defined real time Settlement Process
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Marketing
Web Spacev Announcement on all OSS distribution points.v Announcement on all OSS service websites.
Direct Marketingv SMS blast to all OSS customers.v Email campaign to all OSS customers.
BTLv Handbill / paper insert campaign in catchments area
of the OSS distribution points.v Poster Campaign at OSS distribution points.ATLv Merchants Logo in our services related
communication through various media.
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How to register?
v Visit to
http://www.osscard.com/merchant-registration.aspx
v Fill up the required details
v Registered you Mobile No.
v Enter the verification code received on your Mobile
v Get registered as a OSS Merchant
v You will received your Merchant Code through an SMS /
Email
http://www.osscard.com/merchant-registration.aspxhttp://www.osscard.com/merchant-registration.aspx -
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ReachUs
Write to
mailto:[email protected]:[email protected] -
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