Download - Teller presentation
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TELLERTELLERTELLERTELLER
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Pengertian Kas
• Mata uang kertas logam baik dalam rupiah maupun valuta asing yang masih berlaku sebagai alat pembayaran yang sah, tidak termasuk uang emas dan emas batangan.
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Khasanah utama dan lemari besi
• Sistem Pengamanan• Pegawai Bank yang berhak
membuka dan menutup• Buku Khasanah Utama
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Cover Asuransi
Cash in vaultCash in counterCash in transit
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Media Teller
Apa ini semua?
Peralatan teller
Media Transaksi
Media Transaksi
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Media transaksi
• Slip Setoran• Slip Penarikan• Aplikasi
Transfer
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Media teller
• Teller’s Exchange• Cash Tag• Daftar Mutasi Kas Blooter• Vault Record Cash In Vault• Vault Registered Buku Saldo
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Peralatan teller– Lampu Ultra Violet– Mesin Penghitung Uang– Tellstrook Machine– Teller’s Box– Kartu Contoh Tanda Tangan– Validating Machine– Rubber Stamp– Card Dex– Daftar Uang Palsu– Daftar Kurs harian
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Mekanisme kerja teller
– Pengambilan Teller’s Box dari Khasanah Utama
– Pembukaan Kas– Transaksi-Transaksi Teller– Mutasi Uang Tunai antar Teller– Proses Akhir Hari Kerja– Penutupan Kas
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Apa lagi ya …..?Apa saja transaksi teller itu?
•Transaksi Tunai •Transaksi non
tunai
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Transaksi Tunai
–Setoran Tunai• Tabungan, giro, dan deposito • Transfer
–Penarikan Tunai• Tabungan• Cek • Bagi Hasil Deposito
• Deposito jatuh tempo
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Cek
• Keaslian Cek• Syarat Formal Cek• Endosemen• Tenggang Waktu Penunjukan dan
Kadaluarsa• Counter Check• Cross Check
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Transaksi non tunai
• Setoran dengan house check• Setoran kliring• Transfer• Inkasso
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Limit Teller
• Limit Bayar• Limit Terima• Limit Simpan
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Etika Teller
– Penampilan – Sikap dan Perilaku– Kecepatan, Kecekatan dan
Ketepatan Menjalankan Transaksi– Menjaga Corporate Image
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Penanganan uang palsu
• Ciri-ciri uang kertas asli
• Langkah-langkah penanganan uang palsu
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Ciri-ciri uang kertas asli
–Bahan uang kertas
–Bahan pewarna–Design dan cara pencetakan
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Langkah-langkah penanganan uang
palsu
• Anda tidak dibenarkan menyatakan uang tersebut palsu
• Laporkan ke Head Teller• Catat nomor uang dan identitas
pembawa• Laporkan ke Labkrim Polri melalui BI
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Resiko kas & teller
–Terjadi selisih kurang / lebih–Adanya uang palsu–Perampokan dan pencurian uang
–Salah penginputan–Penyalahgunaan atau pemalsuan stempel teller
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Cover Resiko Teller• Penggunaan mesin hitung• Adanya limit bayar, terima maupun simpan• Adanya alat pendeteksi uang palsu• Ruang teller sebagai ruang restricted area, • Adanya CCTV, alarm yang berfungsi dengan
baik• Asuransi kas vault, kas counter, kas transit• Dilakukan cash count pada kas teller dan
khasanah secara rutin.• Otorisasi dilakukan oleh Cash Officer atau
pejabat yang berwenang• Keyslug, stempel teller, stempel verifikasi
disimpan dibox teller.
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