Download - TEME DIPLOME - UAMD
Univcmled AlcksandCr Moilil Durrts Fakulteli I shkcmm politikc juridike
Dega Adminitrim PubHk
TEME DIPLOME Tema Sistemi I sgurimeve shoqerore
Sludenti
LANAAHMETAl
DURRpoundS2016 I u
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PERMBAJTJA
HYRJE Hyio ___ ___ __ ___ _ _ _ _ _ _ _ _ _4
KREU I SISTEMI I SIGURIMEVE SHOQERORE 11 Histonlu __ bull _____ _ _ _ _ _ 6
I2K bulluplIllI11 SIgumntv --cr___bull_ bullbullbullbull_ _ _bull_ _ bullbullbullHbullbullbullbullbullbull 7
13 Nrb~~a c laquornlt t igurimovo Sll(l~oro 8
131 Siguritnt hoqamporc lIntor _ _ _ _ _ __ _ _ bullbullbull_ 8
132 Sigurimct shoqirore w1111ctor____ _ _ _ I
133 Si[11Iimollhoq~rore suplolllonlf) 9
134Pcnsiont e powmo sbtl~ror___ __ 10
KREU 1lINSITUTII SIGURIMEVE SHOQERORE 21 Misioni i [SSH _ _ ___ _ _ ___middotmiddot____ _____ 11
22 I)elyra dho llt drltjta e ISSH _ ___ 11 middot23 Shcrbime q~ ofron ISSH 13
23[ 1i ploqltrie _ bullbullbullbull_bullbullbullbullbullbullbull_bullbullbull _ -bull_ 13 232 P=illgtne inV3liditcti _bull____ ___ _ __ 16 233 PmiQnc familj_middot H_bullbullbull ]7_ bullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbull
234 Pcrfilimet JgtI barrclmdJo c middotmiddotmiddotmiddot bullbullbullbullbullbullbullbullbull )8 235 Plrf~met pr ~i~ pIkohshme n pun~ _ 18 236 PcrfiIirrn1 per ohidrotcnO punL_~_ _ _ _ _ bullbull_ _ _ _ ]S 237 SiBUrim vullncur __ _ __ 19 238 Si~uruni hOq~ffi uplcmotltar 19 239 Sigwimi uplcmontgtltr hw-ok bullbullbullbullbullbullbull 19 2310 Sigurimltl gtIogtqlrore per f0rtnltt8 bull_ __ _ _ bullbullbull_ ___ bullbull 19
23]] Sbcentrblimc per Iindje e~dekje_ _ _ _ _ _ 19
raq_ ------------- shy
KJn1I m SIroATA AJcrUALE E SIGURLlEVI( SHOQ1tRORE Nt- SHQIPERI
31 Pensi01tllgti1 jipamp ___bull_ bull_ _ _ ____ _ _ _ _ _ 20
32 Skomo huxhEtit to sigurimo ~oq~rore _ 21 321 n lITdilutt lthe rJpelmOl __ ___ _ ________ ________ _ 22 n_2 n Irisu[lllUit olll konttibuosit 23
33 Shombull praktik Illogarltjol $I plrfitimltve _ _ _ _ _ 24
KREU IV PROGNOZJMII rWITUESVE IJm I SHlENZIMIVE T1t SKEMpounds SI
SIGURIMEVI SHOQ1tRORE
410ProgmgtLimi i nwruittC ~ IS skernlltlt ponsiomovlt _ _ _ _ ___29
42lrognorimi ptrll(~e n vier t kem~ se- sillUrim hl~rorc _______ 32
KRW V PRESPEKTIV A E SEKTORIT rt SIGURIIlEVE SIIOQtROru
Sl Refolllllt 10 nLlmondohen plr pi osjcn c hmltI iguriInoc shoqampore _____ _31
521Ji3l Prgt=gtr~ lIimelQiOllieJl Iaris~ 43
UTERATURA Roforeroca ______ ___ _ 50
foql -----_________
VOblj
[IIUlIIj ill$11[qw~ rqumq llf1lI II nqpIll ~ rerunSl ill ~d ~gtrunllJld
111OlPlAU ~Il)tl0lu Iund ~u Ulaquo1olIld il _IWt
[PIJJq ~ [ollNl ~d itu =i1d ~ IIInqpn il =mal i1 1lt1 ~fpIDld
middotW~I PlPJlAU qQl~blqgt 111[1gtl~
lfBoIOIQ Iwql01d ~l OAO[prrnu 0 ~rod IS mrumd I Jpol iIwunund
lrnod iltIOUl [rmqw bull MOSild nlt ~101I )Sl~pmd
0tuI1(SOdbull
1gtmgtJ lO _ ~wOVJlt=I illfI3 ill lIIqltgt1lJ(Jop Pgt ilLfuow itl fOJlt[lD OJV
-[OlqUl 1~IIrljtllllj QlOJooq lOWflll3Solm[SlJlrruid ~llqnd lIlUdq i1l ll9 IJW
[Ojnqlll i1l ~b)lq~ P urn II m UtltiI[fUA ill TIj7 ~ru llljW I OJUill p~
smtll -J X1X lI~oqplITlJ cihJ JnplI l 0UIl0lt11 f gtUl[oJl Iigt 0 ~0Jj11 1llS
O~U~I
oqp rltgt[[ Oltref 10(01 JlIfInLj7 f ~ PUI I SlOJOJbmj LUfRlSI iIf emp d
QJgtbo~ IY ~) 1II1riold
l ulfa 111[10 gt1 IIpP ~I 1oSlOlt lmOllUO~ ~~sf l~~fd ~1II1rb mill [d
JS lPl i1l iO fqumq fOSilpn-ltZ ~b ltgtm~gtbuwllOJd P gtqpgt ID( fTl m[IJ)[I
Id iI ~ iI ~pIJU Im[pltlpU ~ ownulOd fnmfl)S gtPAP l~ ~ dmo
I imiddotSOIl lt1 RlRnlIRd ~I AOU illU1Q LU1 li)rnlJ OJ I10lt1 [ ~poundIo]q 91q~ 1111 ~l [ill fl II11fOJquo OJid w ~rNij]l9U ~I tp ~u[Olljll oqp Ill] ~I ItfLU JII 11110
~l =[1lt1 fIo-J ~ iolllltlltJorp hlp 1fwOln P iron 0[gt I lm ~nSlld P
otnfqw iI ~ RIllIPom5if1 oS ~II f(d j)JIIPIII[ItI IDfliop yenI
wm~q iUJfIIll om nqlWJ~P_ 1 IOlIItgt lulI IQOJli1IRl[ljlt lim noq=ts ib
lI~IP OLU u~UOP~ 1liUlOln ulolu~P XO~TIII ow cd 11[1 0 U uf UI~Il
IIi1LU 11 llll ~1II1r Ilgtltn ~p OlOlJ [ 1orrP emjldl iI OLU 10ld nqltnqm bull QlijltI lf
HflIAH
Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~
parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U
oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10
vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe
ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)
e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c
oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh
q~ Ie plot~Qhn dy lruslrtc oo~
lt- Tfjh i lunlltur
lt- To detblsh koncrihco
Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik
dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin
nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me
minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t
po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko
dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~
papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu
pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma
sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto
bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill
faqoS
KREU L SISTKMII SIGURIMEVE SHOQlRORE
11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru
1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve
Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe
vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt
ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin
hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve
shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw
pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t
1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c
Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy
proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr
poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth
~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl
nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me
peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W
1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(
1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto
zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim
qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~
vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe
1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703
ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri
rq I ----------------shy
njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~
kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj
ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho
shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III
caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo
pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin
19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i
kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji
m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in
Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~
idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti
1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg
buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO
drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt
II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st
B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin
nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve
cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme
gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943
dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol
pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy
12Kuptimi Ilgurimilhuqho
J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime
Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U
detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it
p=unat t veluMruarsi dhc ltmigmnliiL
fuqo1 --------------------------- shy
Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~
vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc
opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~
JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to
bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC
familiar page po paaft5i ttl lohOshme bar~lindjc CJ)
Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao
- Sigurimiihoqiiror I del)middotrusb=
h Sigurimi soon gt-uIhioIld
c ~i8uirni MoqCrOT lplcrn
d [enlonet pom mI
1315 uriml h oqlror i dIJh m
Sigurimi shoqenri dry~m nullsMc lilirnpru dhe
ambCshtltt i
bull parimlnkontribti
bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ
rotqe t~ prnitm-h IIltSlt)
hmbren me 10 L1Nilura
bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl
~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj
c mlgtIUSl b familjcspopunatn
bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje
mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili
nnanooht ng3
bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt
bull shtetJ
faq B
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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~
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~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
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11 01lPpi
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~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661
PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I
~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
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m
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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
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UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN
~
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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o
00 -XI~ lJJ_UJIil
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pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ
iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
pbl
oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l
~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls
m[gt OIlnnxl lI11 ulaquoJFIII rJ
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tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~
11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol
nlI H UltPfI ill-~~ IJOIId au [a~ it
ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[
pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol
1-1 m m lWII W W Z 101PlhU
tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn
L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ
IrR wlw au) llP ~PIn ~ltIiwl~
mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt
ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~
UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~
ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
PERMBAJTJA
HYRJE Hyio ___ ___ __ ___ _ _ _ _ _ _ _ _ _4
KREU I SISTEMI I SIGURIMEVE SHOQERORE 11 Histonlu __ bull _____ _ _ _ _ _ 6
I2K bulluplIllI11 SIgumntv --cr___bull_ bullbullbullbull_ _ _bull_ _ bullbullbullHbullbullbullbullbullbull 7
13 Nrb~~a c laquornlt t igurimovo Sll(l~oro 8
131 Siguritnt hoqamporc lIntor _ _ _ _ _ __ _ _ bullbullbull_ 8
132 Sigurimct shoqirore w1111ctor____ _ _ _ I
133 Si[11Iimollhoq~rore suplolllonlf) 9
134Pcnsiont e powmo sbtl~ror___ __ 10
KREU 1lINSITUTII SIGURIMEVE SHOQERORE 21 Misioni i [SSH _ _ ___ _ _ ___middotmiddot____ _____ 11
22 I)elyra dho llt drltjta e ISSH _ ___ 11 middot23 Shcrbime q~ ofron ISSH 13
23[ 1i ploqltrie _ bullbullbullbull_bullbullbullbullbullbullbull_bullbullbull _ -bull_ 13 232 P=illgtne inV3liditcti _bull____ ___ _ __ 16 233 PmiQnc familj_middot H_bullbullbull ]7_ bullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbullbull
234 Pcrfilimet JgtI barrclmdJo c middotmiddotmiddotmiddot bullbullbullbullbullbullbullbullbull )8 235 Plrf~met pr ~i~ pIkohshme n pun~ _ 18 236 PcrfiIirrn1 per ohidrotcnO punL_~_ _ _ _ _ bullbull_ _ _ _ ]S 237 SiBUrim vullncur __ _ __ 19 238 Si~uruni hOq~ffi uplcmotltar 19 239 Sigwimi uplcmontgtltr hw-ok bullbullbullbullbullbullbull 19 2310 Sigurimltl gtIogtqlrore per f0rtnltt8 bull_ __ _ _ bullbullbull_ ___ bullbull 19
23]] Sbcentrblimc per Iindje e~dekje_ _ _ _ _ _ 19
raq_ ------------- shy
KJn1I m SIroATA AJcrUALE E SIGURLlEVI( SHOQ1tRORE Nt- SHQIPERI
31 Pensi01tllgti1 jipamp ___bull_ bull_ _ _ ____ _ _ _ _ _ 20
32 Skomo huxhEtit to sigurimo ~oq~rore _ 21 321 n lITdilutt lthe rJpelmOl __ ___ _ ________ ________ _ 22 n_2 n Irisu[lllUit olll konttibuosit 23
33 Shombull praktik Illogarltjol $I plrfitimltve _ _ _ _ _ 24
KREU IV PROGNOZJMII rWITUESVE IJm I SHlENZIMIVE T1t SKEMpounds SI
SIGURIMEVI SHOQ1tRORE
410ProgmgtLimi i nwruittC ~ IS skernlltlt ponsiomovlt _ _ _ _ ___29
42lrognorimi ptrll(~e n vier t kem~ se- sillUrim hl~rorc _______ 32
KRW V PRESPEKTIV A E SEKTORIT rt SIGURIIlEVE SIIOQtROru
Sl Refolllllt 10 nLlmondohen plr pi osjcn c hmltI iguriInoc shoqampore _____ _31
521Ji3l Prgt=gtr~ lIimelQiOllieJl Iaris~ 43
UTERATURA Roforeroca ______ ___ _ 50
foql -----_________
VOblj
[IIUlIIj ill$11[qw~ rqumq llf1lI II nqpIll ~ rerunSl ill ~d ~gtrunllJld
111OlPlAU ~Il)tl0lu Iund ~u Ulaquo1olIld il _IWt
[PIJJq ~ [ollNl ~d itu =i1d ~ IIInqpn il =mal i1 1lt1 ~fpIDld
middotW~I PlPJlAU qQl~blqgt 111[1gtl~
lfBoIOIQ Iwql01d ~l OAO[prrnu 0 ~rod IS mrumd I Jpol iIwunund
lrnod iltIOUl [rmqw bull MOSild nlt ~101I )Sl~pmd
0tuI1(SOdbull
1gtmgtJ lO _ ~wOVJlt=I illfI3 ill lIIqltgt1lJ(Jop Pgt ilLfuow itl fOJlt[lD OJV
-[OlqUl 1~IIrljtllllj QlOJooq lOWflll3Solm[SlJlrruid ~llqnd lIlUdq i1l ll9 IJW
[Ojnqlll i1l ~b)lq~ P urn II m UtltiI[fUA ill TIj7 ~ru llljW I OJUill p~
smtll -J X1X lI~oqplITlJ cihJ JnplI l 0UIl0lt11 f gtUl[oJl Iigt 0 ~0Jj11 1llS
O~U~I
oqp rltgt[[ Oltref 10(01 JlIfInLj7 f ~ PUI I SlOJOJbmj LUfRlSI iIf emp d
QJgtbo~ IY ~) 1II1riold
l ulfa 111[10 gt1 IIpP ~I 1oSlOlt lmOllUO~ ~~sf l~~fd ~1II1rb mill [d
JS lPl i1l iO fqumq fOSilpn-ltZ ~b ltgtm~gtbuwllOJd P gtqpgt ID( fTl m[IJ)[I
Id iI ~ iI ~pIJU Im[pltlpU ~ ownulOd fnmfl)S gtPAP l~ ~ dmo
I imiddotSOIl lt1 RlRnlIRd ~I AOU illU1Q LU1 li)rnlJ OJ I10lt1 [ ~poundIo]q 91q~ 1111 ~l [ill fl II11fOJquo OJid w ~rNij]l9U ~I tp ~u[Olljll oqp Ill] ~I ItfLU JII 11110
~l =[1lt1 fIo-J ~ iolllltlltJorp hlp 1fwOln P iron 0[gt I lm ~nSlld P
otnfqw iI ~ RIllIPom5if1 oS ~II f(d j)JIIPIII[ItI IDfliop yenI
wm~q iUJfIIll om nqlWJ~P_ 1 IOlIItgt lulI IQOJli1IRl[ljlt lim noq=ts ib
lI~IP OLU u~UOP~ 1liUlOln ulolu~P XO~TIII ow cd 11[1 0 U uf UI~Il
IIi1LU 11 llll ~1II1r Ilgtltn ~p OlOlJ [ 1orrP emjldl iI OLU 10ld nqltnqm bull QlijltI lf
HflIAH
Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~
parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U
oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10
vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe
ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)
e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c
oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh
q~ Ie plot~Qhn dy lruslrtc oo~
lt- Tfjh i lunlltur
lt- To detblsh koncrihco
Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik
dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin
nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me
minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t
po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko
dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~
papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu
pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma
sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto
bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill
faqoS
KREU L SISTKMII SIGURIMEVE SHOQlRORE
11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru
1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve
Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe
vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt
ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin
hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve
shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw
pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t
1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c
Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy
proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr
poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth
~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl
nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me
peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W
1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(
1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto
zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim
qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~
vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe
1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703
ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri
rq I ----------------shy
njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~
kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj
ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho
shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III
caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo
pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin
19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i
kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji
m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in
Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~
idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti
1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg
buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO
drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt
II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st
B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin
nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve
cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme
gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943
dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol
pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy
12Kuptimi Ilgurimilhuqho
J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime
Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U
detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it
p=unat t veluMruarsi dhc ltmigmnliiL
fuqo1 --------------------------- shy
Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~
vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc
opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~
JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to
bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC
familiar page po paaft5i ttl lohOshme bar~lindjc CJ)
Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao
- Sigurimiihoqiiror I del)middotrusb=
h Sigurimi soon gt-uIhioIld
c ~i8uirni MoqCrOT lplcrn
d [enlonet pom mI
1315 uriml h oqlror i dIJh m
Sigurimi shoqenri dry~m nullsMc lilirnpru dhe
ambCshtltt i
bull parimlnkontribti
bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ
rotqe t~ prnitm-h IIltSlt)
hmbren me 10 L1Nilura
bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl
~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj
c mlgtIUSl b familjcspopunatn
bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje
mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili
nnanooht ng3
bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt
bull shtetJ
faq B
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
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=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
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Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
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~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
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shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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----------------- foqc B ----------------shy
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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
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sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
KJn1I m SIroATA AJcrUALE E SIGURLlEVI( SHOQ1tRORE Nt- SHQIPERI
31 Pensi01tllgti1 jipamp ___bull_ bull_ _ _ ____ _ _ _ _ _ 20
32 Skomo huxhEtit to sigurimo ~oq~rore _ 21 321 n lITdilutt lthe rJpelmOl __ ___ _ ________ ________ _ 22 n_2 n Irisu[lllUit olll konttibuosit 23
33 Shombull praktik Illogarltjol $I plrfitimltve _ _ _ _ _ 24
KREU IV PROGNOZJMII rWITUESVE IJm I SHlENZIMIVE T1t SKEMpounds SI
SIGURIMEVI SHOQ1tRORE
410ProgmgtLimi i nwruittC ~ IS skernlltlt ponsiomovlt _ _ _ _ ___29
42lrognorimi ptrll(~e n vier t kem~ se- sillUrim hl~rorc _______ 32
KRW V PRESPEKTIV A E SEKTORIT rt SIGURIIlEVE SIIOQtROru
Sl Refolllllt 10 nLlmondohen plr pi osjcn c hmltI iguriInoc shoqampore _____ _31
521Ji3l Prgt=gtr~ lIimelQiOllieJl Iaris~ 43
UTERATURA Roforeroca ______ ___ _ 50
foql -----_________
VOblj
[IIUlIIj ill$11[qw~ rqumq llf1lI II nqpIll ~ rerunSl ill ~d ~gtrunllJld
111OlPlAU ~Il)tl0lu Iund ~u Ulaquo1olIld il _IWt
[PIJJq ~ [ollNl ~d itu =i1d ~ IIInqpn il =mal i1 1lt1 ~fpIDld
middotW~I PlPJlAU qQl~blqgt 111[1gtl~
lfBoIOIQ Iwql01d ~l OAO[prrnu 0 ~rod IS mrumd I Jpol iIwunund
lrnod iltIOUl [rmqw bull MOSild nlt ~101I )Sl~pmd
0tuI1(SOdbull
1gtmgtJ lO _ ~wOVJlt=I illfI3 ill lIIqltgt1lJ(Jop Pgt ilLfuow itl fOJlt[lD OJV
-[OlqUl 1~IIrljtllllj QlOJooq lOWflll3Solm[SlJlrruid ~llqnd lIlUdq i1l ll9 IJW
[Ojnqlll i1l ~b)lq~ P urn II m UtltiI[fUA ill TIj7 ~ru llljW I OJUill p~
smtll -J X1X lI~oqplITlJ cihJ JnplI l 0UIl0lt11 f gtUl[oJl Iigt 0 ~0Jj11 1llS
O~U~I
oqp rltgt[[ Oltref 10(01 JlIfInLj7 f ~ PUI I SlOJOJbmj LUfRlSI iIf emp d
QJgtbo~ IY ~) 1II1riold
l ulfa 111[10 gt1 IIpP ~I 1oSlOlt lmOllUO~ ~~sf l~~fd ~1II1rb mill [d
JS lPl i1l iO fqumq fOSilpn-ltZ ~b ltgtm~gtbuwllOJd P gtqpgt ID( fTl m[IJ)[I
Id iI ~ iI ~pIJU Im[pltlpU ~ ownulOd fnmfl)S gtPAP l~ ~ dmo
I imiddotSOIl lt1 RlRnlIRd ~I AOU illU1Q LU1 li)rnlJ OJ I10lt1 [ ~poundIo]q 91q~ 1111 ~l [ill fl II11fOJquo OJid w ~rNij]l9U ~I tp ~u[Olljll oqp Ill] ~I ItfLU JII 11110
~l =[1lt1 fIo-J ~ iolllltlltJorp hlp 1fwOln P iron 0[gt I lm ~nSlld P
otnfqw iI ~ RIllIPom5if1 oS ~II f(d j)JIIPIII[ItI IDfliop yenI
wm~q iUJfIIll om nqlWJ~P_ 1 IOlIItgt lulI IQOJli1IRl[ljlt lim noq=ts ib
lI~IP OLU u~UOP~ 1liUlOln ulolu~P XO~TIII ow cd 11[1 0 U uf UI~Il
IIi1LU 11 llll ~1II1r Ilgtltn ~p OlOlJ [ 1orrP emjldl iI OLU 10ld nqltnqm bull QlijltI lf
HflIAH
Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~
parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U
oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10
vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe
ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)
e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c
oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh
q~ Ie plot~Qhn dy lruslrtc oo~
lt- Tfjh i lunlltur
lt- To detblsh koncrihco
Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik
dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin
nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me
minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t
po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko
dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~
papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu
pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma
sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto
bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill
faqoS
KREU L SISTKMII SIGURIMEVE SHOQlRORE
11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru
1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve
Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe
vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt
ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin
hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve
shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw
pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t
1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c
Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy
proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr
poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth
~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl
nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me
peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W
1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(
1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto
zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim
qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~
vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe
1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703
ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri
rq I ----------------shy
njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~
kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj
ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho
shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III
caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo
pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin
19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i
kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji
m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in
Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~
idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti
1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg
buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO
drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt
II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st
B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin
nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve
cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme
gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943
dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol
pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy
12Kuptimi Ilgurimilhuqho
J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime
Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U
detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it
p=unat t veluMruarsi dhc ltmigmnliiL
fuqo1 --------------------------- shy
Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~
vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc
opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~
JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to
bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC
familiar page po paaft5i ttl lohOshme bar~lindjc CJ)
Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao
- Sigurimiihoqiiror I del)middotrusb=
h Sigurimi soon gt-uIhioIld
c ~i8uirni MoqCrOT lplcrn
d [enlonet pom mI
1315 uriml h oqlror i dIJh m
Sigurimi shoqenri dry~m nullsMc lilirnpru dhe
ambCshtltt i
bull parimlnkontribti
bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ
rotqe t~ prnitm-h IIltSlt)
hmbren me 10 L1Nilura
bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl
~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj
c mlgtIUSl b familjcspopunatn
bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje
mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili
nnanooht ng3
bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt
bull shtetJ
faq B
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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~
llA
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~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
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qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
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odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
VOblj
[IIUlIIj ill$11[qw~ rqumq llf1lI II nqpIll ~ rerunSl ill ~d ~gtrunllJld
111OlPlAU ~Il)tl0lu Iund ~u Ulaquo1olIld il _IWt
[PIJJq ~ [ollNl ~d itu =i1d ~ IIInqpn il =mal i1 1lt1 ~fpIDld
middotW~I PlPJlAU qQl~blqgt 111[1gtl~
lfBoIOIQ Iwql01d ~l OAO[prrnu 0 ~rod IS mrumd I Jpol iIwunund
lrnod iltIOUl [rmqw bull MOSild nlt ~101I )Sl~pmd
0tuI1(SOdbull
1gtmgtJ lO _ ~wOVJlt=I illfI3 ill lIIqltgt1lJ(Jop Pgt ilLfuow itl fOJlt[lD OJV
-[OlqUl 1~IIrljtllllj QlOJooq lOWflll3Solm[SlJlrruid ~llqnd lIlUdq i1l ll9 IJW
[Ojnqlll i1l ~b)lq~ P urn II m UtltiI[fUA ill TIj7 ~ru llljW I OJUill p~
smtll -J X1X lI~oqplITlJ cihJ JnplI l 0UIl0lt11 f gtUl[oJl Iigt 0 ~0Jj11 1llS
O~U~I
oqp rltgt[[ Oltref 10(01 JlIfInLj7 f ~ PUI I SlOJOJbmj LUfRlSI iIf emp d
QJgtbo~ IY ~) 1II1riold
l ulfa 111[10 gt1 IIpP ~I 1oSlOlt lmOllUO~ ~~sf l~~fd ~1II1rb mill [d
JS lPl i1l iO fqumq fOSilpn-ltZ ~b ltgtm~gtbuwllOJd P gtqpgt ID( fTl m[IJ)[I
Id iI ~ iI ~pIJU Im[pltlpU ~ ownulOd fnmfl)S gtPAP l~ ~ dmo
I imiddotSOIl lt1 RlRnlIRd ~I AOU illU1Q LU1 li)rnlJ OJ I10lt1 [ ~poundIo]q 91q~ 1111 ~l [ill fl II11fOJquo OJid w ~rNij]l9U ~I tp ~u[Olljll oqp Ill] ~I ItfLU JII 11110
~l =[1lt1 fIo-J ~ iolllltlltJorp hlp 1fwOln P iron 0[gt I lm ~nSlld P
otnfqw iI ~ RIllIPom5if1 oS ~II f(d j)JIIPIII[ItI IDfliop yenI
wm~q iUJfIIll om nqlWJ~P_ 1 IOlIItgt lulI IQOJli1IRl[ljlt lim noq=ts ib
lI~IP OLU u~UOP~ 1liUlOln ulolu~P XO~TIII ow cd 11[1 0 U uf UI~Il
IIi1LU 11 llll ~1II1r Ilgtltn ~p OlOlJ [ 1orrP emjldl iI OLU 10ld nqltnqm bull QlijltI lf
HflIAH
Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~
parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U
oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10
vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe
ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)
e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c
oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh
q~ Ie plot~Qhn dy lruslrtc oo~
lt- Tfjh i lunlltur
lt- To detblsh koncrihco
Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik
dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin
nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me
minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t
po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko
dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~
papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu
pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma
sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto
bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill
faqoS
KREU L SISTKMII SIGURIMEVE SHOQlRORE
11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru
1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve
Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe
vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt
ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin
hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve
shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw
pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t
1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c
Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy
proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr
poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth
~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl
nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me
peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W
1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(
1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto
zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim
qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~
vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe
1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703
ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri
rq I ----------------shy
njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~
kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj
ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho
shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III
caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo
pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin
19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i
kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji
m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in
Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~
idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti
1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg
buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO
drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt
II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st
B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin
nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve
cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme
gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943
dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol
pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy
12Kuptimi Ilgurimilhuqho
J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime
Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U
detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it
p=unat t veluMruarsi dhc ltmigmnliiL
fuqo1 --------------------------- shy
Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~
vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc
opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~
JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to
bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC
familiar page po paaft5i ttl lohOshme bar~lindjc CJ)
Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao
- Sigurimiihoqiiror I del)middotrusb=
h Sigurimi soon gt-uIhioIld
c ~i8uirni MoqCrOT lplcrn
d [enlonet pom mI
1315 uriml h oqlror i dIJh m
Sigurimi shoqenri dry~m nullsMc lilirnpru dhe
ambCshtltt i
bull parimlnkontribti
bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ
rotqe t~ prnitm-h IIltSlt)
hmbren me 10 L1Nilura
bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl
~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj
c mlgtIUSl b familjcspopunatn
bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje
mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili
nnanooht ng3
bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt
bull shtetJ
faq B
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
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il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
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U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
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----------------- foqc B ----------------shy
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
Sigurimel jam pge n~ pora III oitt kompesojnll palltfgtimjn e to ordhurae q~ p~rfitonin m~
parl subjclaol nett puna c 1)n Sigurimt i pcrfilojnlllo ampijiM poo Ii paaili cent PL U
oilt kon~ qn~ dho vOlhdcgtjlll tl jone to pun~uor n ktorin hletor n~ sekluri r[vote 10
vetlpun~UL III oil1t kan~ dcrdhu komributct Ill lIlelljlo 10 va7hduhmo Pro U [gtIrfLtogth paampe
ngakcmo bullbulliglllimc gtlhoqe kur ndodhosh ne rjtaI e pamunde pI tl pmru $1 pBSo)
e mbhjes ~ ltIlltraquohOs i pISOje c njc ~mundje bioloiiJike ApCgt abidcnalc si pISOji c
oimundjcve III pOrkohshmcpo 1all7ani~ pasoj lt hbjbullbull gt mbjlil~ familjo duh
q~ Ie plot~Qhn dy lruslrtc oo~
lt- Tfjh i lunlltur
lt- To detblsh koncrihco
Siguet Iho~frore kUll~ q~1Il dle jgt1lli ~j~ element Illume 1reurond~I~hm i treguesv ~konomik
dhe socia] te ~i vendi K~ dil~1 bull $(Itmo atjan( Y~n n~ qendr W y(lmcIldje kjQ per iktin
nigtcli nal I I) Cshllt gthtlln I ulft dho pOrfhueoi truk amj ti plo~jnc noojOi me
minimilePerulucil e ~ sigorirneve sboqffon ashlu pj Ijcta C pOpuli i_ iliumc to n(ljI~m ndaj ndryhimltve q~ ndodhin nil jt ekomi t~ iii vendi Par 010 jn~ t
po [qish~ro dllo kan ro~ pallt round e t~ tjetlt tl influeneoinll n~ klo hdryslrime ekoomiko
dhe aq mil gthm~ tl eprojn~ lwdm tyre Kjo esll1~ njii ye m~ hume Qlt shteti duhcllo bltlj~
papjelcje maksimalc dbltgt III gt-zbdsune cent Ie mlxajrur ltkcmtn bull oigurilDltiC ilioqfrote diu
pltfi=il ng inIluncioni ltkonomik Shteti ~htl i dotn Ii ne~rrnj pag=oe ng koma
sigurimovo Ii Buroj subjk~v II paktCn njc tllldflrt~ meatar jet= ljo plt arYon I klto
bjektiJ p~flNO 1( 4eJ~ II kone mUIl~i t Igtljnl nj~ jetosc brltndnlrufijevo Ill
faqoS
KREU L SISTKMII SIGURIMEVE SHOQlRORE
11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru
1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve
Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe
vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt
ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin
hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve
shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw
pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t
1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c
Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy
proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr
poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth
~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl
nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me
peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W
1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(
1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto
zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim
qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~
vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe
1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703
ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri
rq I ----------------shy
njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~
kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj
ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho
shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III
caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo
pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin
19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i
kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji
m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in
Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~
idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti
1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg
buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO
drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt
II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st
B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin
nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve
cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme
gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943
dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol
pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy
12Kuptimi Ilgurimilhuqho
J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime
Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U
detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it
p=unat t veluMruarsi dhc ltmigmnliiL
fuqo1 --------------------------- shy
Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~
vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc
opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~
JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to
bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC
familiar page po paaft5i ttl lohOshme bar~lindjc CJ)
Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao
- Sigurimiihoqiiror I del)middotrusb=
h Sigurimi soon gt-uIhioIld
c ~i8uirni MoqCrOT lplcrn
d [enlonet pom mI
1315 uriml h oqlror i dIJh m
Sigurimi shoqenri dry~m nullsMc lilirnpru dhe
ambCshtltt i
bull parimlnkontribti
bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ
rotqe t~ prnitm-h IIltSlt)
hmbren me 10 L1Nilura
bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl
~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj
c mlgtIUSl b familjcspopunatn
bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje
mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili
nnanooht ng3
bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt
bull shtetJ
faq B
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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llA
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il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
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qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
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_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
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Ion involidito[i(nc mtj~ )
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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
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~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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----------------- foqc B ----------------shy
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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
KREU L SISTKMII SIGURIMEVE SHOQlRORE
11 HISTORIKU IKR SISTE1lN E SIGURBUF SnOQrRORF 11 SHQIPpoundru
1927Akti i prilligjor shqiplor n~ fuh(n e pensionvt johur ngIUIUli i ~i8urilltve
Shoqcron (ISSll) ~hl~ ai me nr 129 dte 28101 ~27 Pcr Pcniono( (jvile 10 cdhe
vellt pltnnhgtjlj c kctij ligji I~ Ii kUPluhot fie diltlziW rtcgulW plr ponslonct kanlt
ltuhtnar edhc Illlt pan NdrI~b disasboq1ri ~ huU qlt vepronin Ill Sb~ipltri kjhin
hviiluM n~ moo)lli llllnetare rrjotin lt coTe It rnbroj~ n~ r- idmo I~ I~ _igurimve
shoqcrurlt ngo okoidcntct TIC PL Pk hlell Lno akto tc olmin lihl percRitw
pensionei pCt punODj eu bull odrni01 shktfroro Jho per ult0taraI(t
1~47 Vrndjo 0 nj~ ltillerni ~ mirtilltc sigurimosh shoq~rore Ill Shlaquoipltri pirltln me gusbtin c
Yitil 1947 los kltij Yiti ilttlrimol shoqill(lre Q rlIvillLllLIl nO dy koa p1rlIclc fiUimilu plt w pun~ut 0 kLoril shrewmr d) pol mcrm 0 kooperotimve bujqowrlt Eblono bull dy
proo n~ kalun-in kIlhtltoi doojen bull dy istcmc I~ poe-e PensiOnl centr
poj~il WoJltngtr dhc pension pill Ionj ~ Cish-koop bjq~ Keto rulerno oi8urimegth
~ 10 IOOltIltlu ip ~ojls middotjltli1omiddot ngo furrnalc igthin lopIr sjltnernu ndirnl
nO lthdb uk inin Ie i~in oj mbtojtj t~ ptol~ OOk Aro ~hikonin mbulimin me
peion p~r nha tlt tiM dh tljlim to difClOCU pe kategori (C r)shne rMj~W
1991Ndryhim e hella q~ ndodhltn no i1ltm plt1Iiik chmomik _ial t~ vendil pu yiti(
1991 e gthTri1ll ndilimio lt Iy ltdhe rubi ilttemil c gurime sMqrnmo Nolrrigtl1l klto
zinilluno boln I domosdoshmc riohilumio lturn I~ iemit tc igurim hoqroro me ynim
qo Ij htt~i z)iUlII1ee Ihkurtra dh fOlKil 0 W gjil~ iltl ekonomlk dh ~
vetUi per~ lIntur njl rubilj odI m~ ofikase to hflowe
1993 ~ k~1l hmlcb1 W igtltrgjiahlm zlnillirncsb u hLIrttla db u DlirnIUll ligji N 7703
ltILl 105993 middotP Sisuimet Shoqonm DC Reublikln e Sgtqperioil (i ndphuar) Ky Hiti biri
rq I ----------------shy
njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~
kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj
ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho
shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III
caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo
pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin
19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i
kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji
m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in
Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~
idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti
1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg
buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO
drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt
II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st
B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin
nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve
cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme
gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943
dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol
pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy
12Kuptimi Ilgurimilhuqho
J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime
Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U
detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it
p=unat t veluMruarsi dhc ltmigmnliiL
fuqo1 --------------------------- shy
Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~
vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc
opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~
JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to
bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC
familiar page po paaft5i ttl lohOshme bar~lindjc CJ)
Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao
- Sigurimiihoqiiror I del)middotrusb=
h Sigurimi soon gt-uIhioIld
c ~i8uirni MoqCrOT lplcrn
d [enlonet pom mI
1315 uriml h oqlror i dIJh m
Sigurimi shoqenri dry~m nullsMc lilirnpru dhe
ambCshtltt i
bull parimlnkontribti
bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ
rotqe t~ prnitm-h IIltSlt)
hmbren me 10 L1Nilura
bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl
~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj
c mlgtIUSl b familjcspopunatn
bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje
mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili
nnanooht ng3
bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt
bull shtetJ
faq B
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
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sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
njo nltryhim tr~j~or WistCllil J~e kaloago lit si ik ku fUllkononto VClo j~
kem~ ajo htcWrorc DO nj~ 001 U pfubCro k tnhm~ jem I p~rruithhCrn du Ie prlgtihcj
ngo dy kano gtlmla sI1~re me parimeI e funksiooimit sl$icmil Pay eo )OU GO dho
shmat prjlo ta de)tueuroshrno eUllnc ku oe tchigt1orilwllatO keme do III
caktoheho edt prioriklol Mhtu fillimigthl lorM htetiroro do t~ kioh rulin primr dho mo
pas c ~IIliiib rolet e ptiori=--e do tendt~hMoohin
19U-1996 tln bazin c lllij pmim~ n~ bdUIl luhor 191-I--19J6 u ndlrtua kuJri Iampjor i
kemave plomCllgtrC Jlaquohu [Or punonjil bullbullJmnlttratls e Iln~ holltrorlt ltpm ligji
m R097 doll) 21 UJI~96 Ier ~igurinrin SbteUm Suplcmcntar til Pc~-w q~ in
Funko Kuhtetuese dho Punonjiltv U Shtet N~TInjt iij lisii prsonat e ink1udu n~
idll slltem~ mgtnin pltrlitimo n rapoIt mo Iwbet q~ k h admDi=~ nga ~iti
1911 e nll vrudtdlm Kjo kern firumcohcl pjnCilllt rtgIIlontribulCt diu pjesa ll)l~n Dg
buxhltti i hltic Alttualiht keln hie sNd~ dod tellt rllvltli i Imii~ qendroro i tilO
drltjtueltit (k~ c dmturll) t~ rlmililtlratf icllo me tenltlenc p~ u htric tellt
II sjitM punonjlgtiI shabimi iil Edhc per hlnrllkit e Minilttrigt ~ MbrnjUltS MinilriS st
B=tdgtJun Iolicis si Sbti dhc l~ ~tbimi lofumJtiv ShIOiror m~ne ligjin
nr_~Oamp7 dow 130319 (Ilt ndryhlJar) P~r Siil1rimin Shoqem ~uplmntaJW Uhl~lilve
cllktohm pormim h~ p~r joter gtherbiml ~rUldjc pcruirm ~Ij lr loh1l q~ bme
gtboobyer n~ To funksiono Kjo 011 follllcohc totligthl gil bhti htetit ~jc hID 7943
dati 01061995 pt- ronsi Suplanonlarlt dh Iltli ri_ ~ Keto gt-iluala II rejaolllmj~ sol
pam Iomi 1~ isnrim ohoq~o ltIi allemtivshy
12Kuptimi Ilgurimilhuqho
J)uke unisurDg3 nat)Ill dbo funhionimi i igurimil sboq~rgt e ~ojme ate ne dy drejime
Si fUDd FMdt t igurimcvc holorore f1ltlr~het III 5htmUII t p~qindjelt ~ kontribultv U
detyrueslnnc vultnelgtre t opltn bull tnre Keto iugtnribul derdhen ng punedhcn~il pnernon~it
p=unat t veluMruarsi dhc ltmigmnliiL
fuqo1 --------------------------- shy
Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~
vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc
opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~
JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to
bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC
familiar page po paaft5i ttl lohOshme bar~lindjc CJ)
Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao
- Sigurimiihoqiiror I del)middotrusb=
h Sigurimi soon gt-uIhioIld
c ~i8uirni MoqCrOT lplcrn
d [enlonet pom mI
1315 uriml h oqlror i dIJh m
Sigurimi shoqenri dry~m nullsMc lilirnpru dhe
ambCshtltt i
bull parimlnkontribti
bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ
rotqe t~ prnitm-h IIltSlt)
hmbren me 10 L1Nilura
bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl
~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj
c mlgtIUSl b familjcspopunatn
bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje
mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili
nnanooht ng3
bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt
bull shtetJ
faq B
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
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_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
pbl
oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l
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m[gt OIlnnxl lI11 ulaquoJFIII rJ
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tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~
11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol
nlI H UltPfI ill-~~ IJOIId au [a~ it
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pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol
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ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~
UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~
ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
Si nj konlratlSigurimi hoq~fO ht njo kontrllW q~ lidhct midi )~ punmane pO I~
vetEpun~Sllorit n~ j~ra an dho itilllil If igurimev shoqc n~plrn)r dcbltCVO t Ii] Inkolc
opo mjonalc pt derdbjc kootribueSbN Ironttlln c igurimit nj~ Dga ~~
JUIlOObMl j vrpuncuori) derdhiD plttqindjcn ~ lontribntlt dhe pgtI icier (ISSH) dlttyrobelt to
bj~ pas ip lasti (penfsiono vlq~e Invaiiditltti pcngtion bull ltJlpkmcnarc piollC
familiar page po paaft5i ttl lohOshme bar~lindjc CJ)
Stemll p~rgjithhm sigurlmov shoqClOfO pIlbltt figao
- Sigurimiihoqiiror I del)middotrusb=
h Sigurimi soon gt-uIhioIld
c ~i8uirni MoqCrOT lplcrn
d [enlonet pom mI
1315 uriml h oqlror i dIJh m
Sigurimi shoqenri dry~m nullsMc lilirnpru dhe
ambCshtltt i
bull parimlnkontribti
bull prrimin ~ pCrjticgigti 0 -Iividit~ risGd ~ gtlt ordlgtm n~ fushcn we (p3guaJ
rotqe t~ prnitm-h IIltSlt)
hmbren me 10 L1Nilura
bull peoo pune ne lidl)e mebarreliinMjn~ e r~koltshm ne PU~ ~hbl
~ mwtdjcmiddotmundjet lofcsionalcdho idm n~ p_ploqri~ialiditefugthumbj
c mlgtIUSl b familjcspopunatn
bull pt 0 tic ekonomikiht akti(rnltJh~nit dhc Ie middotlolpun1Ulriljne lidlje
mObl~1 indj cllpllerirliliogtlll iditeti LlhlUnbjon mlmjtil I filmili
nnanooht ng3
bull kltll1llibulol ~ ponldhlnsvoptmrnum dht t WtlpuOCsulllVlt
bull shtetJ
faq B
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
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11 01lPpi
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~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661
PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I
~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
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m
m
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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
~jllP1l
~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0
UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN
~
~
OM 0
oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o
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qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~
pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ
iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
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-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
1 ltfuound 01 Joll ~I [
~b Iilha n gtIIl llt ~fd JI )lgtlOSJOd ~ om lOnlfodn IIUIqluo~ f~q
lOlbol wlfIIlop l1llnl ~ uJo ~~11 otIoltd n~OlYJid OJ bull
ho~ tffi1lllllipp
91 1WnSl 0 lUO~ nOlJo IIUI i1l ~1II ~11II ~fu ~n OUOJod lNqolYJd ill bull
11ltgt1 [[lUI 0 1ITlIOZI1(ip fill JlI1UflUId~IO ~1 O~p lIIilNu bull ~lgtlq i11~rnmlonIgt 0 bull
gtmll OAOlIHPI 1QIIllld oJd 1SlP bull
OIflllIJIIDll
5mJ f1den ~IB ~nfopF Ul U[ltlJTIlP =tI[flA J(lllUI b bull
ornqsA lm~I lllIP ~o~ ~[rr ld bull
boqS
Ss 1 n1~rut 0 rr~lOllnll OW ofIp1ldlJd ql n 0 q oso puo~
U l(WUII lJ2d nm1 punw Ilt1Olqslfid lgt~q m)lnJlTW 1[ITE)) cllu
l0PlJJltI 1110 r 11II1II1JI1ItI5 ~fu ~ ill IIOM b ~ ~fn iII Aumql
2 a i mtStJOd9JD1[ ill qJ Mgtl iU = pqo1IlRllll M1qpJgtp ~ IfJWOl OW
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
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di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
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Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
bull centr pOrSOnl q~ bn funksionckugthletu
bull punonjilC Iartlt Iigt hlctil
bull Il3hlaIRkOI 0w(rbimit aktiv
bull poUcin~ e ohteti
bull puncnjitc buIllI gtlt shqicentrif
bull po jllIIObol pr nj skem~ te vtwtle gtigurintesh per profsolt lt a$okm dhe pilt
drejtueltil Icrkirn z)1gtilIimlt
~enonet e PO hlolo jepen p
bull per -I kane _ piegtlt De levi1jn bull RilindjcsKornbOUIri
bull DC Icvizjltl popullom
bull n~ liMn kundlr pushtucsC ruttioh)lebrenrla rllle jh hqipenso
bull nC ICvizj~o domokrotiklt
bull kan~ vuajrur liB pregtelnlimi potilil dho regiim komunist
bull kant lUI ~lIIIlt u dallueslune ne fushltn ~ hlltnCell lrulturamp artit elonomisI
puliliko$ dh~ q k~ menl Wv=1n
hPC[3onal 0 pormondur m~ 1_ centrfilojn~
bull Shlese non II posacentm gtb1ltIor mb peoninq~ u takonnga sigurimol shoqm=
o_kema finanoohct oaa buililtti i hit
dkuhtt c ptrfitimilgthuIIla clio pdurlt centr dhlmiltn bull pioi tI PO hloliiror
ptUIktohen nga k~blili Iministramiddoto dho drniniruoben nglmituti i Sigurimcvo Sboq~rore
la~lO ------------------------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
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rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
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11 01lPpi
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PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I
~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
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UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN
~
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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o
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pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ
iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
KREU n INSLTUTII SIGURTMEVE snOQERORE
2llNSTITUnISIGUlUII1EVB8HOQERORE
lnstituti I SIK~ Shnqeurorort lslJll IIi nsnlUdon J dlJ Gltgtn 4 r1rejutn lusJ1IelutU II
Iltet= pe IPime hoq~or~ dUM j ej diu admiIJist11J(I1 aQ Ky ilttiM i ofron
hfubime pr Ie riguru Vprimtaria e ketij inSliluli per[bin
bull arketimin lt derim q njedhin Ogll dcrdlY e kontributil tC nd_onj__ bull
instllUcionee organiuu dbo rubjcklltgtc pri alOshy
bull nlon fondin rc=-lt mO qlIim rritjn e rLtimil tC lSSH
bullgtflSionl I [lltul1 Ie Sigurimo S~oqerore hl~ ~AltJrninjlrimi i fondoyc te Si~Llfimeve
Shoq~re rn mOnyre US pVOUt anton dbi lt politimeve p~ Sigurimcl ShoqrOre
OJWIi__ pamp _min 0 dctyrimevc pl konlributin e Sigwime Sbnq~ lti dblt
gamnton dMnion ltperfilimltvlt r~ Sigurimet ShoqcrorcM bull
Inltttltuli i Siyurimlte Sboqrlt ~btr institucion ~vorei t~ Ministrit 10 POD do cem~ovc
SociaIc dhlt Gi ithhtu institIlcion bugtthlt1Or dhe m Wlffinmclm
221ruituli liampurim hoqlr ka keto dltY bull If drejtJt
faq_11 --------______
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
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rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad
11 01lPpi
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~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661
PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I
~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
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m
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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
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UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN
~
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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o
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pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ
iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
pbl
oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l
~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls
m[gt OIlnnxl lI11 ulaquoJFIII rJ
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tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~
11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol
nlI H UltPfI ill-~~ IJOIId au [a~ it
ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[
pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol
1-1 m m lWII W W Z 101PlhU
tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn
L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ
IrR wlw au) llP ~PIn ~ltIiwl~
mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt
ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~
UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~
ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
gt
J1
1 t
I ~
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
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m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
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metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
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keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
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shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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----------------- foqc B ----------------shy
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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
Minlrl c Finmc3ve Ne IeIO prQjokli diilirtohet db rakonIohet me Mlnilttrinl e liedill
m~~ i Won Ministris~gtl 1gtune1 db ~ltvo Social bull cila propomn pltrflthi~ e tij
projcktbulthetln e ihtdil M~ toj ndiqet nuga e njohur bull mirntinm ngo KM dho pti
Drejumi 1 illSH~ bGbct ll nj~ Kshi11 Mnini1miv dll n~ Drqjluri i r~rsithgtIn Ksl1illi
AdminlltIJ~tiv e)I mlenu j njc imtrumen tri~ iolbull N peI(ljj 0 Iii mRITin pjesll
pOriiltq(lsuOl t~ nutoltt pubblo te sindikatave t pullCmarrf I dh W OfgIJlin~sv
plriaq W~ltvbull
Adoililbuimi i ISSH la)bt pIIImo lic Administmte Qlndrorlt dho 12 odmini~Wi rajooIe dhe
loble ~o odminiotrotlt rojonale Esbe pltrgiogiCc per batimin e buxhotit rojonal II isurimeve
boq_ fI kobaltnlte buxhctin e Prsiilhshim It ISSH-s 1amp II eli Jgtjonrl pnIorct Djl
sigt1ltmi ldIifokutr~
ISSM i pldrtL ampistuti( te Dinrin q~ =lirojrJ poJitib soclnI Ai e bWkn oIhc
instiwciuDO U tie nnnfog qe wl1inC clcmeorti U pgtlitiko socialo q~ j~ AdministraLa e
Wrgjithgthrnc e Sherbimit Soxial Sioedoimil KmnbCtm t~ Punlmil inspoktorioti Shtetlro i Pun1s
eg en dhelm$hk~hIn nil Mini lt ltme dh 0 Cb~ Social bullbull Nddq ndcrmjct
klyrc inslituclovc por lttlflo (e lj=vc q~ melTe mo balimin politikov W vel oooiale
eki(Oj odho lidlio 0 blIlokpunirn Khlu ISSH mb1cdh Jo ven lwntributct p~ pnsion po
odho kontrihu(t e oi~Ltrimit t~ pap_is1 pIlloS tlt Shorbimit Kornl~~ (e Puneimit j dhc
kontribulr~ 0 sigurlrnevo hoqe_ per llogltri to instirutit WKlidit SlCncictlso
23 Sb~ltbimt q~ ofon Irutituti i Signrim Shq~
P=ione pleqerie
2 PiOllillvoliditeti
3 ienlt1on rarniJigtll
4 PltrfiLimltt per ~Indje
5 itrliLirnltt perpMiesi llt pedrohslune n~ JgtII~
6 Prfilimct per widentet o~ punlt lthe undjct profeiooalo
7 Signirnl ~ullnlt
H Siampurimi shtotlro urlementor
~q3 ------_______________________
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
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m
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akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
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dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
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~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
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ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
9 Siguriml suplmlar uhf=lk
10 Siguriml Ihoqmre JIIr f=crct
11 ShpOrblimo per indjo e vdltj
231 Ptlnn plogorlo
[loll Iloj p(OJilimi UpllOtor q~ igurohct fi~ htes t~ peJitimvo 10 jq)CIl ~ga kcma publiklt
e isuibullbulliooqe G40n U drejt~n to perliloje pension plq~I do indiid qo IuL lidhur njc
kontr3t Igutlml I dlt kur pIoleon kushtet e porhiu nil Hid
bull) r bullbullbullI~ plOqri I plot (persona c siguruar kanI U drejU pO poln$ion plOltlrnlt te ploti
II moM 65 )C bUIlllI dho 6OvjC grnllt po Ie loolplollsulr 35 vjet sisurim)
b) PeRdon rtqrit i Rduktuar
Porsomtl c ligurllf Imn~ ll drejte pOI ion pleljrie I ~UkIWlf kur lm pl~ jo
m pollt s 35 gtiO igurim Imn~ mbushur mmhn 62 vi pjr bwm 57 vjlt per gmt
dn nuk kt)ljn VprimlHri ckonomike si t~ PU punOdh~nlt Ol~ vetpun1uar
j 1bullbullbull lunl j pjchm i pllqerilaquo
Puni i iuu Xl njHoh~ ~ 111lt 35 jot dhpound m~ hwnH 15 vjolIliHriIni ka t~ drcjtc t~
rrfitnj pion t~ pjMm kur til arrijo bllIIi moohen 6S vj dl Brutjo l~n 60 vi
Pensioni i pjnem ltoktnheti PJ c ponioJjj to pln~
Pp - p=io i potemujot ipkqonse
l1b - = c pcnsionit b~ q~ ujltpet te ]jitl 10 isru pC til glU1lJ)uM nj~ nandart
minimuml j Ky lLJIDPltl1lCllt koorektnhet 91 vit mlt indcksin e ~mim Wdisa nUlIru Ilt
-------------------------------------------------- ~q14-------------------------------------------------
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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~
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~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
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11 01lPpi
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~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661
PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I
~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
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m
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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
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UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN
~
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oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o
00 -XI~ lJJ_UJIil
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pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ
iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
pbl
oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l
~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls
m[gt OIlnnxl lI11 ulaquoJFIII rJ
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tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~
11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol
nlI H UltPfI ill-~~ IJOIId au [a~ it
ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[
pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol
1-1 m m lWII W W Z 101PlhU
tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn
L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ
IrR wlw au) llP ~PIn ~ltIiwl~
mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt
ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~
UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~
ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
Sh 5 Sbl= q i icpcl person If siguruar Ky komponeot e)d 1 ~ ltlt10 vi sigllrilui lthe
llogatict duke sl~ bzfn m=are If ~1=ltbme (p3ll mbi 00 ltilin jon ptgutlr lonlriOOkI)
me nUIruiD lt vitv If SigIJrimit KM miralln ltdo vU koclicierrtin e indcksirnit II wI se
vlnehme ltluke perdorur Ihnen 0 rritje sl knnuiuo mcsatare tI vitil p~rkt~ me at~
rdhl_ Pensioni i plcqM~ ko kuiijle c vlt1 minlm1 dl rrutksirnal ~ioni minim]
r~rcaIcluhet ltlt10 1 ngo Kltohilli i Miru_lttrave_ Peruioni mabimallht(S dyfubi InOnil minimaL
kLl
Nsgt -tIDI c meslpnno Ie kJgmiljC3 lO pensionille pkqerisC pas kraltitnit lC lyre Ii Xkgt paW rmltrshumltn me If ~ SIrihd ndontsc n ranm mrnyrac nogari~ pltditimil It
ptrlSfumt to pleq~rili morr PLIrlIS)Sh lllIIlrin e 1ltgt0 00 ~ rrjedhirnih u jep penlon me Ie
madJ JIm qo kane kontrhuor m~ shwnc n~ kemn bull liS1lrlrruvo lmfiri mnkm~ i pltngtiorut
duko qon~ tgtkltaliv fnktikigtJt e do~n vme lt pampfltme ngo mdheia bull ~ibvlt 10
plalttj~~ vibe ro g]itht~N mungo c inddslmit II polcentgt noo qo prdorlaquo pr l1ojprlliltn e
pngticnit mlIrsincl
Pi knr punonjCsi ka korItribuar ltIi s1laquomo Pltrtci mosMs oI dalj ni pcnsio II ckruar rm
ligj ai p~rtou nj sIrte~ mhi pion pnj 4 ~masgt be tf pensionit shum~unr me numrin
---------------- fuqe 15
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
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= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
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UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
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[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
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1629035+7850 - 13552 kklt
15742x75 - U8011e~
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fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
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DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
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Phali M m m m Totali ~ ~ n m
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m
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shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
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sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
e v q foble P moo Mil e ponsioniL Po ne lilo lBSIe madI)oio e p=ionil Ilt
pkqlttis1 nullt mund II j~e mt c madl 80)0 e m=1arfS So pog noW III Ire vit rodlmi sjatJ
dhjolltl vitovlt II furodit ~ pIIgtls Pm pCrlitimi _ nga puna mbi tshin 0 p=funil ~ i cl
nS
lenIonIl 0 i(U11W qe uk ploltsojnlt )Xriudhin e pIlokll~ me lisj prltJ JS vjt nil IR kane
kontnbllJlr no IJI~ pCr m( shum lQ vik me ng lgtlrfi(Qjnil ponsion t~ pJh~m pleqlie nlt
momnil bull plollilni11e moshl s petlionil lttho 1lt ndcrprejet okdviICd( okonowik Madhia e
pomionilif pJ~h~m Ilosariki duke u rnMshtetur lek [nnul IIBi~$$ltI peruioniL tlt ploW
por duke i Iorroktwr me oj~ koeficiont qc pal-tohet JgtiPlt)rI midis numril II vi qe ro=on la
1-0 ntriIl ni dbo uut 11 tl ~pIlr tlpltfiruor proionII pklte
I~ bdij1I ILlinlIngtl dhe maksiueI Ie IIi i tl pI~ II cila mil OIlIgtbb ~ vit Olil 1lt1
litin 1999 ponsiOIli mlnjml ishtl 4400 eIltL 1ltrJi 1UClI qe i pdilOjoe ish~~
km punuo II kMjdlltit mmo ~ bull kohlt PlIltilit tllyrgt pensioci mini EhIe
1155 Ioka Qto penionelll3le grndisltt do te~mo bJintine kohfo me lIoshtajuogWrnl
1 ohlotltrorlt Kufui Onal pensionilllt p1~ ftl pltrcokI dyfuhi i minirnJj~ pea ni
fund Ie vitil2000 iii Ish lIll00 kkil
Nd~rS3 Imnllifrul milnalo janl sa trelisbl i 8I)TI minimole uk IUtl Ii~jtgt 1ogj1kl edhe
pIrlIoglritlCII 0petuioneve ~ pleqe Pcnsioni maksimal i plqlrile Isht ve1ltm sadyrilli i pgtJSionit
minimol Kjo IIi e doMsonedhe m1 tei hoJIy c ngushtl q duhol to tkmojo nampmljet Imnnitnm~
dlrpigtlitimveggtoIoml~~-
PerIOni qt bihel i panlIf pension invaliditeti -leO ~ ka qe kontribucs i ~~
iswimc Woq~ kw la plates- paiudhcn minimal Ilt iprimil dh cento e ~
lIksidontil De pun ose sOmundjos profesionale Ai tn= kCt~ penion kur blthtti poaft~
) p(r ltdo veprimlilri ekonollllk
b) kur loa liymtJme II fOTLa ~ho dCIllIim fLzike (duke pltrpoundhiro hlrni)
faqe16 --------------shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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~
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~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
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odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
Ppi ~peniotli i piQlomuj(lJ Ilnwiliditeti~
P=iltoU i ploo- i ~ rjlttlQj ii peqaif b kuIij minimal dhc =lcimal Kullii IIliliimal
ehe sa dyfilth Mb OliO 8(1 e ~ ncto U ~ viIin c fundi l 11s im1llidit nrund 11 lirltIi c dreJta e ~topll~ri1 kur~n moohin Ai esilW i lilf lIiodhl ndrrnjet penionit t~ 1lid1llttit
dh i] lC plcq~is~ ali q ~~ me i fovucitMn permlig] U~ lltJohct bashkimi i lyro
iJJPenion famHie
I iltrsoni qc Pguan sbpenzUnct e vddi te nj personi II g=O[ qi -de I ]Ia i nj~
okltidenti no pune 0 bullbull Iomijeje profeiogte du l ripguhet ploWsgtht no nivelt qe do te
p~rcoktche ngam~llIo~a e intillJttt te Sigudmov Shu~Ororc
2Kur nj~ person 11UIU vd p=onat nl ngatldm t tij dhc qc kan~ lidhje no lie funilj me
It kan~ 1lt dnjt~ pilr JlOfIioo Cnmiljor me njt gthumc ~ varet nganumri i tyIl
A) E vcja kur provohol ~Iu~
hai ltnjHbullbully ~~ ihle D~ ngnrklm W I vdoknrit dert n~ hIMa 8 vjol
- bull paafte pfr pun~
~ mbuhuroltbQSO~i
II) lIurri i Yl kurJlIOltlh ni ~
bit i nje lmiJ (I~ iilite nl ngnckim ti t~ vdkurtt dod ni 8 vj~
faqe 17
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
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odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
lpunilprpnnfolaquo
Ita bubur lIloMn 6D vj~
C) Jetii kur provohet bullbull ishtlt nO ngarldm~ at~ q~ vdiq dho ltD nje moshl n~n 1amp vje 0
Jeri n ~ vj bullbull n~ tudioo 0_ ~hle i pMftC pCr pun patO 0 to orrij~ oha bip~_
q rrind~t kur kon~ orritur mltraquohen 65 vjelt oe jaJl~ 1 PlIo perJ1UI1~ prindorit 0 priocierve
njetku 0 oJh kIf nllk kan pltIltona qo do(yrohcrt ri mbjo~ provoht alajolonin nO Ie
njOjtcn famiU mbullbulll~ ~e diqjQ m1 ~ak so njt vit paI momntH I~ vdclje dhe kflnlt mrilur
mo~ 65 joQ 0 J~ 1 puaJ pcrpun~__
11) NijlCril e mbo~ kur je nf ngarkim tl ali) cent diq dhe ~i pjo nf Il njljlln ftmilj
le ~ oji ruslle tiue umjlobltn sijetimC
SO l~rqid p~r pnjn eve diu
~ 25 plrqlod p~r ~do jtim oslt plt~ ljeri qi prliloJn1
Sbumbullbull nj OW fantiljar nuk dLlho Ie kalojc masn e poniowl q~ m 0 tlo to mcITto
pow qe d
Joilml k to droJte e nj~ gt=lion fumUja edhe nOltlollc prnd q jolon ~ht~ I J1UI1~ar lthI(
ekonomikihl Llkti n~ mrr nJ pltll3ion si t~ djW to tij No kffi ~t c pltoiooit centr ~Jo
jclim 0 lM ljoter q~ p~rfto 1shtl 25 0 penionit q~ i lakoOIO (~ ndjorit por jo mt tcpCr e
50 bull tij1ctimi q~ Itumbol to dy prinrleri~ do t~ nOlI nje pltnion jlirni per oeHi Ij tyreE
oj dh loj i vo humbain to dnojlOn per fgtCon fumi Ijar kur manohen
2_1~ rrlltlmpound ole hilindj_
(dltgt grua q~ eshw e surullla slrem~ e sigurimow ~Fr
bull Thnlb plt batrelindje
bull Te ardbur3 p1 komponsim p1r _lindjo
bull Shperbliml per lindjo Jeujo
faq18 ---------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
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=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
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Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
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~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
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shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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----------------- foqc B ----------------shy
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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
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~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
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sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
E ardbura plr banclindje 1 JllSuhd nje gruaje liltlhur m borrtn db lindje bull re1Ilijltgt bIr ajo
12uj gunm shoqirur dhc ne kobeo c shtar7anilIilll keta qlDf nemarrampdhn pIlnO
Po wdla pOojn( ftlOl Ii kuflZuart~ pjecm ao1 plote mund ru niihe~ drcju r~r
penD aft~i ~ Un E wur per aM Ii p(~hmsi plaquogtojc caje akldenti nil
pune 0 mundje rraf~io 0 provuar nga oj kamiion Djckell ekspltr1 kempelnt
(KML) do Wjele barab m 100 pcrqind W _mtow duorc te 3 ~j fundi
Pi per Dj~ periodh( pCrfilimi den rn 12muaj_
Zl6 I~rtimt pr ~ilfntltt ni pun~ dh ltmnn~lft nrnrioD~le
PCrlonat e igurnar to oilet pjojI1l kgtidcnt n~ pun vjn~ sa uodje proflnnlo
Sejnll te drCJU1 e nj~ kompilni 11 ogtc holniml prolonlL ersono to dlOl Jitltlj1I ftbsi
Ii kufi~ plt~ shkak t~ rki~nll( II rllJ~ 0 10 nj~ ~~tllIdJ profcsionale do t p(dilojnl
P~~ n~ kushel mltPltgthun n~ afICsimi kjilt~ Ii Jgtilrohsbltm INsimi t Jrufizm I~
p~brnh~ ose aJl~im i 1111= i pj~
z Slgrimi vullnl
Sigurim vullmtar kan Ii dj~ t~ bljru p=onat 0 Intes 1e It nuk jOll ltkonomikisltt
oktiv~ dhe guruhcn p~ viti korenl Ala kan~ U Iilaquol II Ieuojnlt kunlnbu1 dOJI nf ovclin
Otksimol plr pelituor dcri II ivelin IrnIksirn1l tl iocit pleq~ri~ invaHditotit doe tij
familjosigurim centr nj hurn~ m~ maobe 10 dhurh kano tlt drjtl t bei ~
~sumit 1i pwKnwi1 dho purndhCnCsit pri duke pagngt konlnbu1c dai III nrelin
mobUmI per to plrfituar den III gtiIin mmiddothimal Ii ltloDi 1lt ~ im-dlditofi dbc alij
familjot
Skcma e igurimil hogtqoror ltupleen ofron perfilirno sbtc mhito q jep igorimi i
detyrubom KJo kern rnOlloohoi np konrribtot individnale to cdo to = dho nuk
Btahltt nga bnxheli i shctiL
bull Skemae igurimil ttcIorOrlementar
bull Sk= c gurimit uplerruDl-te ushwkovc
f~qe 19 ---------------shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad
11 01lPpi
1d flfll etJ31P il il ~llcxfuIlJp 0 =IJ UI ~ il MOIOltttgtJ ll l~lUJill lllfZotmClld
~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661
PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I
~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
PhaIi
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m
m
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Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt
JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
~jllP1l
~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0
UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN
~
~
OM 0
oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o
00 -XI~ lJJ_UJIil
qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~
pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ
iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
pbl
oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l
~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls
m[gt OIlnnxl lI11 ulaquoJFIII rJ
~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir
tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~
11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol
nlI H UltPfI ill-~~ IJOIId au [a~ it
ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[
pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol
1-1 m m lWII W W Z 101PlhU
tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn
L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ
IrR wlw au) llP ~PIn ~ltIiwl~
mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt
ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~
UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~
ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
bull Slemae igurimitSllpkmcntar priat
2_1Y Sigurimi unlmnu uhrnk
Pension suplemenlOr ushtarak shu oje pension q ofroht n~ hloti per bullbullbulle per kohen q~
kI)middotor herbimi bull dd)Illohltm ushergtltk
2310 Sicmiddott hg~mro pr frmerlt
No keuroW llthcrbim peftlhihen c iiitM popllsia fCIlllci c cll imidoroht ckon~mikisht akti~c
ngo moha 16 lt1m 65 vjelt
2~11 ~hr~htlm ntr linde e middotdltkjlt
ImiddotOS pC ltloki WIlaquoi e bmOOrtc me nj~ muaj pension bali plcqM
(e shpjoguar edhk JgtltUSioai rliar)
KREUIII SITUATA AKTUALE E SIGURlMEVE SHOQEROR NE SHQIPERI
31 r lomel m Shqlphi
Skema bull pionovo ~ Shqiprn ~sht n~ pro rofurmimi eIl ~ ke(~ rcIo~n~ tepa te
rOodilll plr i=in fillci j pWShirl edhe llrutlul Botlrore ell Fondi Moneta
NJkombttor Ng lt1leuro sktrlle t~rlLh e kontroUu nga qeveria dh ~u [odot mbledhura nga
korrtrihut uk invtohol ritel Ie skcrna e re jo ve W pWhij inimin 0 tyre fundew
pur njillcoh~l5ht Ii 000lioilt nj~ lidhje JUdigt kontributit q~ psunn pOt pcngtion doe ~onit q~
mm Dlttoijol q~ lidhn me ltomCn e re q~ po pOrguillt1 ng qi3 of boshlltltpunim me lnstilutin
bull SiJlllrlmeve Shoqenr ampnIr~n Dol si dhe situa1n aktuul Ie sistemil tl raquoltn5ioncve n~
ShqipltrlSke= oIctunI c p=ion ne SbqipCri WIlaquoi bull hozunr Do at~ q~ quho Jinmco
pelllti bull SOtIDC pet Ie mam limmcim nesl kult 1lt dlllish De pmion Kj~ sk=I s~
aJue c bmw n Ilncim ~ penltiomWIl oIctunIo nJll ktgtnlributel oktuaIe Penltiooi mS3la
aktuaIish ~gthIe sa 47 per qird c pages me n~ ltJld fltJ~~ rIt i pmuar (lIshm~ q~ no
in gurimovc hoqlrore pionol jCfaktor i konidh(m n~ nj~ iltten ltkonomik
~cao lb ni~ oltntt i rendeisMm e i llu~m mrojtj 0lt10 Prej tyte
prfijn~ aktWliih( mh 17 2 e JPullse oslt 550 mij~ 1ionW troSUlt ) mlt pritjo u
---------faqel0--------shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
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m
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akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
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dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
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~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
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ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
q~I drcjl rrilj VICIn per penion 1(11 hpltohcn llJla buhcli i iSurino lwqtltwc mbi 45
mil~d~ Ick~bullbull burllt me M I~ruilh~ bhlil It igurimlt gthoq~ror HilelTli ipionec
n~ [IOrampiithi db ~roblemliM C ohe q~ lle finaneimi n~ Lhvilliln j ~Iij itom no
vooonll kllnlt I~hcqur Mimihl mltndin i-ilUcian Ie inl pi III ructur forma
bull IIICtOda ~ efok1Slt nc dmiii e l~~ gtkrotc Due e dimar kilt prucltgt komlobct
Irquoiil byeoon to [WJkiooimil I~ kfii ltiltlornijc mjaft ~CgtC
~~ Nheli mjon i ulCt i C rnIh1ll n niPlt ne GDPn~ (6 kundrej 8_10 dc
pC llltsh
poni i ulrt kontrioudperjj 11 me 1
~ hknlla ihume c nitlt 0 gt1vende1 (rporti 10lt00 nJlar I page ll) 35middot4010
~ r~qidja ulltl popullml ~ moI~ pu W inkluduar no igtICln (I~m 30middot32) oLj
N~ kltltgt Kute duhe1 pean 11IIi afron p~ti i~gtihl perui me U) mo nsarka
konlribUlilo 11lIb Sl rrjedooj~ e 10 gjilha kCI)fe dulute nltgllvo 7Jwillimi i bcmj te
i dblt nitja ltqCndrushmeri~ nn1dlll Ii lij ~ nje oIumosdoshm~ri q~ lidhol mo IIi
~hj~ ir)tSOre q~ kampimjno poundgjidhje
SI pari 1)efilti~ aktuaIl siomi f ionove ~MI I =in n~ 13 Ii PIB dhc n~ kampo
khl0 parshikim ktuk JIOWj~ prkltq~im Ie klsaj gjOtldjojo
S~ d)li _MofiUlkionimi i lonwc priO ~ peoinnoo pC- nj~ periuJ 8middot10 Vjoore ~
ShltipCi k~ ulur no mCD)TC til ndjehm_ hknCn 0 zlndimit (pCIioll11lp~~
mI~)oe me ak~ ruhllnll mt1rl~ nj~ pionisti
S~ Itcti _ Problcmct 0 pafllll~i til infurrnllitclil dhe ti ornigraoloniL ko IUT ndjosMrn
pIiDdjn e Ivlilrse se slguruar no ko I S middotilet c fundi ti( qo krijon j~ lthq_Iim 1lt 1Il3dh
i1 pi Ii ardhme_
32 SKfltIA E BUXHETITTE SIGURDfEVF SHOQEROR~
Tbd bull to nrdhuralt dh hpltDZirn
~qe21-----------------------------
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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~
llA
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il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
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qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
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_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
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11 01lPpi
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
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~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
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odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
~ keU lablt1lt jllllc paraqtur buri 01 c 10 ordhUlll dho gthpcnzimegt centr In millln lt Sigurime
Shoqlmre ~ Shqipfu pic me e modh 0 10 IIdI1uragt vjenngakonlribulol drltJ~rdrojl
)ltyiilhl ny instituconet bmclmo d~r llptruimol shkojn~ p~r pension Ndryhimel
1poundiIIampvo bejnc Ie mundur mbajljn konoll t ko(oo Ie si~urime hoq~r lt1 mos
Ioj rriijon bull aj nO POrIIll I mdho AXluUhl Inslituri Sigutimovo Shoqerore poundiimn no
I oJo hlJll~ shpnzime pnj 619 miliardlt lokh Ndcrs tl ardhurot ISSHmiddote q
ph~hltn sa kontnbulcl c sigurim sh~ dhe kflnuibutlt c buxbctil III shteti~ ILkojo no
4861niWlti Iel
111 n aTdhu(
Tf ardhurOl e fondil t sigurimcvc hoqiroro pebchrnnga
II) Konlributcl e pnave to gllruar ltIIbullbull ~un~d~ye tl tyrl
11) Kontributct nga boxet i hielll per pOJn qo nuk round t~ paguaj~ konlribulo vltan~fib
~r
r~q22 --shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
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~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
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rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
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~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
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m
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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
pbl
oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l
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m[gt OIlnnxl lI11 ulaquoJFIII rJ
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tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~
11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol
nlI H UltPfI ill-~~ IJOIId au [a~ it
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ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~
UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~
ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
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n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
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laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
raquo Itoit q hltrocjn~ n~ hbimin 0 dctysh~m ushcaruk
raquo pLlWnjesit q~ rruurin nj~ pog~ n~ gti~urimi i IPunilaquol
raquo lLttoiL qc mbuiohltn nga skombullbull prnLimit me mdim t~ K~hillit Ie Minitrove
C) Sulondone ti bLIXhetit shlolil prtl m~htemr shpenrimct shto poj~ e
J- indeksimit qi bIgtet sipas kaij Ilgj~ mirnluar oga Kcsbilli i Minislr8VC dhe ~ paWrmJ
ky Uti mbulimil hpltnzirn rur to anlhuro nukmjaftojn~
D) lose po vcprimtaJi hliIc to centrWlttunfa W Kltru]li i Minirnavo
I) SLlbcnciollO t~ buhltut to httit t mint ngtgt Kuvendi lopuUur
Gj Ie OIltIh~ Ilt ljltIll duke pfrrIibirt liobat oJ WUlLlJU ng yqtrimtarite administrariYe
Tgurimit oqfro dhta IIashegimi elj
l2l Shpennet
Shpcnzimel e [ondit Ie Tguimeyo )wq~ro Jlrfhijn~
A) logl ne I c ne nat1i (~perlitim r~r isrimendihma dh nsione
Kur shrcncimct pr siguhnel gthoq~ uk mblttlohm me tC aJdhural e ~ dir=oa
mbulohctS builioU i shtetIt
Per hpcmimo olthnIlitranve ll~ buxholin 0 igurimove hoq1rorlt pltmifiJroh ti~ hLlllle dcri n~
So U Ihpltngtimcv lolale
Si9 hlh~ ISSH limlIlcQhel ~ k~ spev krylt te tt ardhuarve kltgtnlribulO tratLltfertat
~ buIhcti i hteU~ 1t ardhurat nga inltgtlimi i fondit = d~e i fondcvc ~t~ltoht ~lira dhe
d otdhura Jltm
------------ foqo23 -----------shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
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= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
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UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
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01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
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2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
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Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
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[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
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1629035+7850 - 13552 kklt
15742x75 - U8011e~
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fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
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nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
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m
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
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Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
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--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
Konributct pgUbon neo I~t lt gurugtf dhe IlgU putfltIhfii ~ )TO IIIl tt vclpm~
dh plrdiIuItc~ori tt bull~ flrfitllihnga buxheti $hlilll Kontribulo e $hleti perlliC qcllim
i= pr igurimln 0P q~ Icryejn~ sbelbimin c detyruhOm ushillfole plr m q~ trniwhon
m ~o~ pJ1Ufine i Itl i hlrurtirni lli WIld I~ J1UiS i lt1110 per htgo lli ~era qo
IrojtOhon me PCIW0I10 tl paroleIhmo PO me pg~ kallJnlan
l- ~Indltkoiminqcmionove Iur 1tjkalojnC indekio dUmovo t~ mtllnw
)0 Por f=min e oktiitotcvo tC vndo 1lIl KM (rh ~ltgtmptgtilnct c nitje ~
Subvtrtciard e-ndosma IIfI paratnroti
fq24
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad
11 01lPpi
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m
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akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
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dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
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~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
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ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
----------____ ______________5~b~J
t] 9961t = OlIUiLIj = 091 0990H+80~96tHOP11~+OO6La-tOO81tt
= 09 f [L9xCnOOS9IJ-o-WV(~ Ilt00 [tll+ITV(zJ~OO6L) I~Hx(ltTllaquo)(Ml+(O-tx(z IgtltoooraquoJ
=SOI1 ] op 1Or m~yo~ w
UUIS~PI~ om ~lq ~O ~Iru~on ~l 1gtp Jillt fUtl WIjI 0 zuU
UOA i A jS 0))11 ~~~ ~p ~=l ~11I71IltI lgtrA s( d [UIlIDli 111lt1
q OO~S I ~p ~mllf1Il Cj 16 Q4P It ln sOO uo]gt1Cd lld mPlP ~b OSJod ~rlt Ifa
1lS rlt qpnuxl1 ptlIJ iU
gtP t661 JP _ 1IqII)OO~ n~ rtre[lr J ~-lhld bull =~ lOP runltlI
01 omw ~I uffidofl lld 111laquo u ~661 1[ tIIl oSu Jlm U~lwnJ rshy
uiP1IJlU 1 0 lOltIQJllnol
~p OSiIbrnq IUO)jgtlt~ lnmlt~d1lo ~IIjSJIld lOU n~) ~r OT ~n -~I ~l[I1P
d ~nw OS ow ~ Jru OlO~ n hnlllU)no~ urn ~b pqn~I= liA CW[ ~l I Ifmtll ~ pmJ ~u ~() ldlblS OU HsmIIJlu ~p l=Jrllli 0 11lt1 f [JqYI elrf 01
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
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il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
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di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
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PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
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odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
2 Paga neto pI ponat lt ij= ~~t~ ajo ~o q~ rnbetltt SO paga bruo JIaga 0 cl1ituor ape
bull Elcdhur)Ilbal1 Ifjon~ hritur pjesa e konttibutevc (J sipuimovc sboq~rore q~ pnguun pltl5Oni I
sigll1W dbe tatimi mbi Ie ardhurat pltJgtltlnale sipgtS diltpOJilve lgjurltgt nC fuqi
laG noo ~ It viI 16 njCpasnjEs~mo no 10 vilct lt fundlt t~ pungt e inddltIlr me
koeflcient e b= sO Itffime do I llo~rritet
[(4HOO12)x403+S301h12)xl05+6700K12)x22)]IJ6 _ [193440193980 + 179292]ll6
- 566712136 ~ lS7411ckl
bP 1lISlC 1rur ponl pO pension i ka lind drltjlaDe 15-6-_2005 dl bull b periudhEn e
ISUrimi1 W plole per 5 vj1 (gt11m dates IU994 PO UoJlritjen c b= sf vler pOt ddt
pmioi do tI ot P~t fenu 10 pcrraktunro VKM n bull 561 dlo 1282005 ipas
lbela AI A2 A3 NO Iilo tbela ~shw ~= lIo]i I run q~ ka b~~ poni dho plrbrj
l1ltgtjilllt Funes ltslit pII1IQr pLiga rcferuese rn~ 112199
Pcrludhat e mmllt
Ngo 111959 den m( 31 219G2 IUTIrnc gjeologi ipjrfoq JJ48
Nga 1Ll963 ded mOU2J4 sherbim ushwalc lHg
Kg~ 1U965 den rn~ 31121975 Specinligt1 I~m Ad Lltgtkale ~go 111976 den m 31121990 SpeltiaJist Imoses no Mini lt000
Nil 111991 dt-i mO 31 121993 Ponr nC kOlnul 2965
a onesaw-e vlar mujnrlt V pagav efoO rnlt Ink 111991 00 t~ lIosritel n~
)OW menyrt
[(JJ48middot48middot~03)-+3J4ampmiddot24middot400)+3863middoti32403)+4000middot180403)+(2965middot16middot40lY420
[647637+323818+2054961 2901600+430162]1420 bull 63581781420 ~ 15138 10k
Ienjonl i plol do te ozulMte
---------------------f~elu---------------------
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
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fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
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nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
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e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
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Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
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m
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
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--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
i 1513ampmiddot35+78S()- 13)48101laquo
il 15IJ8middot75~ 1)JS4 k~
Ill 27850 = )5100 1M
M e pensonil Ie plot q IlIIkon peruionislil do II Je 11354 leurokI pflS m(nyr e dyt~ t~ jW~HriljCS ~ k~tiJ I PJII ma1are lo ht 0 bmlbort tno baWl mesaW-o til vlbuor
mbai koncCJlti i paso ooto per llogarin 0penimit ka fllluor t~ 7igtalohot 1 ~t~ 1119-94
ltPIlt asrt Irnr person kD pcrludho igurimi IJlIllI diu plS 111994 bozt e vlbulleuar do 111
lIogaritct m aritmctikc bull pond e hagtamp vlcrbJar plr d dy Pltriudht
rh j~ person qi c Jjta cent reoion sipas nltnit J I db 92 loa lindr mo da~ I SG200S loa ~
paridh~ sigmimi Jlltlr 35 viol n~ kjo 5 vjet pas dalis 111994 dho 30 vjet porn dot 1l1994
Il pcriudbin p 11199~ k klto baza lhleri51lan
Na 111994-31121994 me bIw muj= tc vkIesuor 5000 Idecent _onolo 4000 loki
NIgt 111995 - 3LI21 99S mui Ie vic 6500 10k pogo nero S300 I~
Ngu 111996 - 31121996 tnO muiorc I~ vlerMUBr 7900 ldu page ncto 6700 lk~
Nga 111999 - 31121919 bHgtrmL1iorctc vier 12100 1010 page rnto0900 lekl
-Iga 112001 - 3L12200) bazcmL1irmtlt vlerfSu3r 16500 lelI jOIgC ncto148001eke
Bozo IUCsatare 0 vlelluhmc mL1iorc per efeki IIngruiltioo 0 pcmiooi bashke m lodekmin
m kolioiltnM jelor do t hoi
l(SOOO~12)x 4 03+( 6500xI2)x3 OS+(7900~12 )x223 +(121 OOx I 2)XZ04+( 16500d2)~ j 67]1 60 ~
[241800+237900gt211404+296208+330660]60 ~ 1317972160 ~ 21966 10k
Pp 10 rrn=rare e vile ~ njEJgt=lj~hme n 10 i c fundi li punlt e Inde me
kroile( ltblaquolti3 e vlorlueshm do u lIogtltI
------------------------- rnqe27 ------------------------shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad
11 01lPpi
1d flfll etJ31P il il ~llcxfuIlJp 0 =IJ UI ~ il MOIOltttgtJ ll l~lUJill lllfZotmClld
~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661
PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I
~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
PhaIi
Torali
m
m
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Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt
JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
----------------------------- fuqell----------------------------shy
__________ lfobj __________
~jllP1l
~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0
UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN
~
~
OM 0
oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o
00 -XI~ lJJ_UJIil
qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~
pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ
iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
[(4I)(lOxI2x403+(5301hlt12)JltJ05+(670Oxl Z)1221lIJ6 -1193440+- 193980 + 179292J160
- 566172136 ~ IS74 reke
Periudhat e pm rJOll i pun~
Nsa 111963 tim In 1112 964 Pmtor n~ ampioologJ Jp~rrle 3348
Ngo 1l1965 deri m 31121974 Specialis1 i meslm Ad lltWtIe 3861
Kg 111976 deri m 31121990 SpecioIigtl i mtSelt n Minislri 4000
NS 11]991 deri me J 1121993 Pun1ltJr nO kmnunalo 25
II mltIlt c vlonlsuor jo IW date 111994 Jo t~ Ilogritolt n~ kH1 m~yr
1(334 S244_03)+(3 RfiJ 1204 03M 40001 ~O4 03)+(2965 J 6 403JJJ6I bull
[32381amp+1868146+2901600+430162]f160middot 55237261l60 - 15JH Ide
Bocolgt mujo bull viertr pir te dy peridhl ullon
[(1 5J44J60)-+2196660)11420 - [5523840+1317960]420middot 6amp41800420 = lG29) rk~
N~ kM rasl pemioni do to Uogoritoj
1629035+7850 - 13552 kklt
15742x75 - U8011e~
III a7l50 - IS71)(lkke
Ref em 32 pika 4 mbullbullbullbull fionil ~o 1tokJl fnlionhlil do to Joto 11807 rokl pas kjo
=~ton m~ lt vogla
fuqe28 ------------------------------ shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
rgtPOIUI Of) lOgtl bull mfP bull PI ~igt ~I ii1wtltIlil 0 troUIlll Ill jl1I11U1 0 qgtOPUI flAp itS
_wei1ll il rmlIJuSWltIo jSd09 S ~1II ~ fPU i
I ~ iI ~ il IIJ DpWnU iU IJltII lb ~ JltgtW -Iltd ilS
Ikuof i~P~lb_-(PFJI2IiI~ n OImfu(Il aOUJ1n81 ~ mol ill ~~bold ll OlOlIOl ~11W jLUjzollilOldad
11 01lPpi
1d flfll etJ31P il il ~llcxfuIlJp 0 =IJ UI ~ il MOIOltttgtJ ll l~lUJill lllfZotmClld
~ iU~ 1 0 lp nl)j TOlZr 0lI llflgtl OUO-uod UI tIn=lt =U 1661
PI ill JIQ ~l09 om ~~ Inod uilfO-JP iI u~ unPIIJS I~I
~ lrUllUnd pound66l-l661 ~ra IPgt OJ lfiqq=n Jd ~ 09 Uiiu 0 1 Jd X1~ SS
tqu 1IjSOIII 111 llf=d gtltl oflbojd ltI If mq OUIlPIIT di lIfu(lOp ill -ibmis l~
PhaIi
Torali
m
m
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JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
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jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
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ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
KIlliUIV pnOGNOZThII T I~RFITUESVE llTH I SHPENZTMEVIlt TE
sKEMis SE SIGURHIEVISHOQERORI
4 Jrogootimllllumr 11 piruto U sme so pellsloll
DIlloh Ire JI)ri krc pemiono~ tillleqmso irMtliditdi~ si ille atn flllilli Pmgllozimi i
nurmi to pension u be i oar cent iCn katcgori Ill lltltlI pe to gJiIhi vmdJn si dbe Ill men) to
1=fh Il ltlbe fsbttin Progmcimi r=hoi i ~centr l1J dMna ~Olltgtfe pEt p1riOOhaI
e laIuemjlIlC ~~dlJc ti pltdnJ oLSmbmc IIgtlt Jomvgto in bull 1I_tgnq I amp O owme
m1 ~ kal~~~ q lirJti1iot u IiDl 0 dtcjl c pensionit De no 1990 ~~l e
----------laqo ---------shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
il gtltIn [ ill lPP l)tt1)OLlSwd ld =1f1S lII lUI rOJopron op lp 0 tIJltl1Ol1
iI~ ~ltIIPl OJgt I m 4P ilIIgt I ill ~ _l(IJw
ugtqI2d ~ 1Joql Df~ bull trJIItII u ~ a 1I=m optgt tliJid l[ITI ~uojltLiOd
qfup 0 rltFI n ~b nowdg pi ~ pnmu I3raquoi utCgti rn p b =)lttOd
fIURU gtqp l ~lI Il]IlIgtl II [lOIIO b Rloz 0 lIIlltloJ If n~ )U
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Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
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akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
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dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
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p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
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~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
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[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
--------mlnoj -------shy
~
SlOt ~
~
~
rgt I ltood =
~
llA
((I=dilrIU)~IJgt~ilwodml_ulloJd
UO)A 1 PI lJ bull ~ Jd
~ 01 0111 l~ [lnwd 11lt1 i)Id slpOPll ltRdllt ~bold ill UOrsuxll lllllOOilwd I IJumK
~mi ~oJd 0 II=llofltgtlltQPUt II ultUlboofs ~IIIm1i il l( ~ =(Z )LUIp IPI iI ib IPP ~
il rtr ~ Jld oplttraquow f~ tlIiUIIIId[ ~ ~ rll ~ mqnfII iI lfl_ il ioqo 0JI3Ull~ ~ mIIgt[lt _ 1IP b ~~mIll 41gt IIIIf ~ 0~~
)Ol PIIlT b 111lIruJOiI bull lUrrlli W~ lt1 - ~Ilpound bull centl n~ o[v ~Iowd
di OIIOl[UOSUgtd ltml11~tllI NCO O~IM lIP ~l ~gttIOodP ~l 01 8 ~llbo[d
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Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
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akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
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jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
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porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
PhaIi
Torali
m
m
~
~
W m
Ndrrlmh nllm i ~ t pTltoqris qm m sIl dytl ltji mhNlIM ~rmujo ~ pgtpIlll~igt llt
JlIOgnOZl ipo 1IJiOnIil me rriIjlt rncooI tc pDJl1iOXZ Crt pritgtlhCI ql lttudjohet Pliloi
PtmI_t~ti~siprdinmIIPltlIrt~(nImijI~)
Viii 00 WOO ~ ~ ~ 2010
Phali M m m m Totali ~ ~ n m
201S 2020
m
KrnImimi I Ii dhil 1lt)XffiOIOVO tl pleqCrisC q~ Ilqjlli IIlO tc dymcnltlol kanl eli dalli Nder to
~ ltbIlima e ~ nl ~ gtilil ZOOJ q $Igt ~ gt pltI CgthO me lt _ 50 jo
metod si d)lllt Ky dillim NO i ~ dhellpjogoht IIgt plaquoLltioooel e pgtrgtkolNnnc qe jmI
akmdum-iot periudliS lI9IJ-l994 Klto ~ do tl nuoinlt rnIikimtn 0 tyre Ie pomkohlIl2m me
keliruin whO do t~ futet III 1Ipmoshful e tretlt nil lIlOrltltfltin Iur u liltl bull dJia pnriocit ipo ligiit-Dallimi ar fobl ndI-himllllWDri1 llt pensi nO fund ~ prridh~ sI progIQ1l~ PI nC
t 2020 ndb ~m_ pori Ipound0Lirni Oshl hM dille u rnbltgthIIIL~ nlt dinarniIhI bull my JOPUIbise gti IIlOlhls sl 1rel )ieI c dytl i~ mil afir realjteti~ I PrltgtSOzai 1=grnJike
ampshmoj~ per dullturirlO c vjlttrimit til tC populi nO vcndin t~ i cili ka fLllunt lttYgth DJlI
dljclCj~ 1960-19lO e q1 ellil ~ rltliljmjn bull ~ nlt 81UPU elrltte i nI sbmn d)perins sIl progIDZillI
U gjykua per pwgnO=lln bull nUn( tal t pnlone to pJI~rM t~ merj Il~ ~ Ilt
dOOIaO ltF nzultoi nf1 prdooioni i dy VB ~~ Ajo shllbm Iwfp2~oiriltn 0lliM ~
shpemi 1~ slltrnCs sC sigurlmeve gthoqirore
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jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
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~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
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KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
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ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
__________ lfobj __________
~jllP1l
~~ 1P1I eI ~(~ ltrltlflt ~Id ill ~~ ~N ~~u [[Ill S]qgtruI 0
UtwllqsId~OPthlt4gtilIgtd_middot bullbull bull J~ ~qgtqnlqqN
~
~
OM 0
oe 1IUlOshyOW CO 1)1 u ~1bro ~ ~ =~ 00 A o
00 -XI~ lJJ_UJIil
qgt1lgtltbJidl lP Fal iiltI ~ ill ~_~~ppyr]lOO - ~
pol 1gt1 PJIPW n lyenI Ild III uflIlAbrd ttmpI 11 ~ OI _~ )Iltiud 1lUlnjl Il ~N )lJb ~yqltJ
iflu i~ljldltgtd i1I fULd i1l bullbullU1Cll1lj ~w JroW n ~Z-q( 0 PlII gttd woPlI
~~111 ~l~~od gtlIP iI~LU mqo3ofdqsIV lltampgt-llSJ
~~ l ~ ~ Vpl ~ IlIflU IA ~
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
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ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
ptlilfZl1Ul tlillw~ ~ numrll (IJ t~~ ~ vitil ~ dho til piIqindjcs qlt kfto penso ~
odoj IUIlIIIit I~ t pungt ~ P~imj n Ilogarit centrPltriodhtn e b1 si centgtl1iltgtlim midis nqmit ~
jb~ If iIMiliditlttit dho f3miIian ltilii mmmt ~~ 1 pampfinIim lfIIgtIe_ tI 18)2pketo IIoj pnsionerh
Ion involidito[i(nc mtj~ )
4Z Jrogmuimi piditiulove n otri Wis e ignriv 0111
Llogori~bullbull priilimlt~ IIlC vlcri I Irses vnzime~ oil bimcin e iSSH kpoundrkon q~ Imll nmIi
~ POlO t penltionegt Ii ciht do U JgtrfiIqnlt nVl gtlam c ~rnxo (IJ = IJSb
per If lhjoshtCgtuar proampIlOgtJmin Ingucsit U pltllioni UlI nl kM stillim Il~ 9 u prnnmd
p1I1OtOln emaipIm per ~me= Uprunua qol1ogoritj ~ blthmp ndikimin 0 inllioni i cili
do W oderlikonte no ~ W pnltvojhme oprimot Ilosnri1lse fru IIogaritjct u ~ votIm pr
ponsi~ ~bullbull ~ thjlttesirni tiliC 0 me lilll ruJikimi drrjtpltrdreju I inftilOionit mhi
~epenltin~oehtlp=shilrnartiIlltlJeIhIh=pltImoiadoksimitu
porL nnjnoc me ioclcbin e neKjo maiE Q dub msidmm si dltl)1f tlbItigt dhe ~
~e pr qevltrinc ndikon vetm n~ runjtjon bull nivolilll w= Ilt Ii( la jlt(ests sC
penltlm-Ndmaq morodohe1 ~ia e pniOIlIII do til IritanO kalimin e koh Irohas niojolt
----------------- foqc B ----------------shy
pbl
oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l
~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls
m[gt OIlnnxl lI11 ulaquoJFIII rJ
~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir
tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~
11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol
nlI H UltPfI ill-~~ IJOIId au [a~ it
ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[
pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol
1-1 m m lWII W W Z 101PlhU
tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn
L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ
IrR wlw au) llP ~PIn ~ltIiwl~
mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt
ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~
UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~
ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
pbl
oro~ 10l 01O~ oot tOOl (iOl 00 lOOI 000l
~ it ru)gtIifp[IgtII w lUgtliltIgt~J f~nls
m[gt OIlnnxl lI11 ulaquoJFIII rJ
~11l ~Ihli SiP[UllilIP sOO)S tlZOtflad n ~AgtIUZad~ Ol(l~ ~III middotrpmjUIltq ld Ir
tmd ~ lUOPlt~u 0 [pomo J w~ p[Ip Jl ~d OII lP1 butgtJ[ [Tl ~l ~
11 rugtdlfP tIllW lP oMj 11~s[ ilJll[q1l ~o~d~ ao9ol
nlI H UltPfI ill-~~ IJOIId au [a~ it
ampgt[Illi loJltlno ~ lim~ 0UIlS-Jpa ~ pIOn lad OAOW]ZIlrlJS tslPI HtI)gt-[
pound00 OrM( t166 L99~t O~lEl S91ltlt lOtte 9EOO~ 061 )]Il1ol
1-1 m m lWII W W Z 101PlhU
tilE = 9m ~ M 1981 Ult bold m l(1 m Illt 91( gtll~ roo Oti ~ -9pound91 =lt[fUmJ omn
L89T 00 JOpound[ cgtn m ro 90n P911 lllPTltIJ
IrR wlw au) llP ~PIn ~ltIiwl~
mrl~1gtOuu~ OIIl)IIjOIi=~l1lcLlcud~~ [Igt
ltoltmd 111 ill 00=lt1 JU soIjRp OJ gtflt[Olilrr ~ lfrion n OUOlbJod bull rumm 91IlnRR-I ~
UI1tl1 1~01=bqs 0ltllpnl ~IiJd lP [ bull ~
ilL~lI ml1d L~suxI 0IImZltLltfuld 0Vi1IWW 1TI 1WltgtIDds III11jWlt1ll ~ iN il~ I
1lIPIII go ~ ~~ 11 [dloltI i 11 ~ tLIinnfuifqs=l ~ lPlI ~
oX =IMIW dod PIl1 OP iiigt 1IIIJ[ltI1I ow uoi ~~iu~ l1l[CS 1i1W IP11gtpQd1[UP
iUl pIlIuI os lttqli n ~~ tfuu ~ 11 IP lIgtl iJu L2nl1IOId ~I
I)d -JUOLIgtCI 11 ~f IIP1 bull r[WtfJLW~ rd oiWJUOP ltPW Il~ rl W bulljLIlOU01
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
~por vrl~ m m semunOio 0aksidene 1367 00 b_lindjo ~ 1073 1142 1729 2537 3667 TQIui 1065 1221 )394 1503 1520 2379 5345
KREU V PRESgtfKT1V A E SEKTORIT IT SIGVRJfIlEVE SHOQpoundRORE
Prespcklivo c s~ktorit Ie Sigunme-middote Shoqcrore
Iituti r Sieumovo Shoq~rore b by nje im Srriia ltIgurlm oqffW Ii)
oi(in 2020 Vo MI~ Iudimi u laye nc kuadrin e tripoli ltlilolgt odl U ngrit
--------- --------------------fuqe35 ----------------------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
nJe grup studimcr knmpleks me studiu qi pafaqcsom te Ire pannortL snciallt shlctin
punldhltnegtit dho pun~it
Aryct qc cuaJl ll~ mOrriOll Ckftij stl1dltni rtgjatJone
lS~ por 1egjladooi i ri p~ igorlmt hoqt i miraruar ~ 1993 P ndryshirneve rruiikLl0
DO inMn politik Mooomike e rocialc sl blshlli me Jgtrvojen du vjc Jgtrftu3r ngo
bulimi I tij shtronin si ked Ii domoslOgthme ndfummjro c nje onaIi krilikl mbi ccurine e
doritanishmc ~ itemiL Ie ilgurirneve sboqerore i dhlt mbi prognozln afatgj~ to Iij
Studimi duhl lu lop pltgjigjo njlhi ltI pyetjeve Si do te shkoJc hkollbullbull
q~ndruehm~ri financi= U ilemiL LO iRudmeve ilioqerorc ~ pmpekLivn aloLgjW 20
vj A ~ht i centhLailiOm sistomi ehist i iguri nO forman e tij olrnJale Ciliil do If
Ibin dlsanga refOrml1 pozarnltlrili mI kI) qe duhen 7batuar pltr Cuqizuar mi tltj skemen
bi~ If gtigurimcve shoq1nm SC fundi eila do LC lshin di nsa tnlampltL uyltgt-= per p~~en dhe fuqicillin c mctcjsJlern ~ni t~ iem Lo gtigurimtgto hoqtore n~ rrjedMn c
kuhC
2$~ d~t kolimi IliU sistomi i pli no oW W lIgut u sholttltrua me dis pasoja galibullbull ni
sisfltmin e petlSio Atltgt 0 gthpRbIn n P~ JtIISive Itamp i kolapsit te sck10rlt
pubIk If donomiso rrl~es gaiOgtplnte Wltkenorni informalo gti dh daljes m-ioe n pension
t~ rohhm to he punonj~ve i hat i robyll] PO i lr1Iklwimit 0 ruknnorrj
pLiblikc K~ta faktoli u iloqn me centrkeqlmin dHlInatik t~ portt p~rrtu koutrib i
Jahur gjlttCsiilit lthe raport mbeshI po i vor~islt K TPOri zbriti nga 3-4 irontribu r~r
J pirfrues para 1990 nO kulirinkritik 0_8 prfiLm pEr 1 irontJibueii Kjo doWrri q vl=ohcti
cjhicra)hme plr nj~ stem pcmionesb La njf em me sttuhurG shore popllilie ltnIc
L re ogre d)shimo dho pikltpyo~e sidom per dy ~Iltb~e kordinllJo q~ lidhen me emgt e
gorlmeve hoq~I(l
_ Mhi qlldruoohmcrino finane La keme ni perspektiv
Mbi roduktimiD e odjeshltm te pIindjeo pupuUise q~ do mbulohetS
shm~e ltigurim= hoqerore n tE ~rdhmcn-
-------------- f4q~S
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
JS~ lmi pjesemarrja mjuil e ul~ modjc shqotsue bull konuib ~ ng radhel e re
oleplQlltSU3(YC ne [hat pur tdhe nggt puniruaril ne sehart e jeri private Ie clconomi
VJulimi i ousiI to priVOlizilli1 to hori Slnrtelllike lC ckonomise n t onlluncn 00 U
ndikoj n 7gjoritttin dho rri e lit 10 kiD Pvot o dunomi Rrjlaquolhimi~lt dQ Ie mcn
h mundltsite p(ll=iol t~ evionit n~ km~ bull sigurimvo hoq~rorlt
Minirnirimi i cvazioL1it ~ IOmiu 0 igurimew hQq(roro 5i dho kerkelta p~ frimin dho nl~ 1
pr imio grnduol te kom~ e gurimltveuro hlro Ie Jmlt mo ate t~ qytetit qe fIkILtalisht
poraqitcn i dy kern krojl U ndhmc Hkan damasdaiomer1shlt sbqyrtim tI t~t ltlb
~c [C InCIKuar t~ gt1 ~ igorin shoqftOltC pt to tIlpmesuarin fgthnL
Jse kofrti progrmzad=ogrolike dlthmon n Sllqlperi b fill dhc do t~ vozhdoje pri~ e
pdCshiruar e jeterimit IC popuJliltJ PrilCl qo no to ordJmen Ie itot jon pj popullilt~ ~
nOlClIl e lrutc No 2020 kjo mosh~ Jl=lhikohcl III JgtJrbejc rroth 15 t pplli~ ~
centrsjithheme Ilga 94 q~ into nO vitin 2000 Studi1 kHne pIovuar sc prirjbullbull vjelaquorimit te
popuUsi~ ka ndikime 1IIIldh mbi pj lt shpjm U hilancil tt igurim shoqmre
Ndhlaq bahamar me ndel bull tjera no Sbqiperi mosha bull ponsionilt shU loti_i1 me bull ulet
rereoktimi i koItts m~ II centrhtalshmc to rri~e $I mob~ se prosionit duke lidh ~ me
poudhn kUlt ltmil e pj)Wli bilt no nivclot popunlslse otyrorlt e qo rrjodtimiht nuk jell
pooj Ie medha e tI ~diigthinlchme oiate i dh plrcaktimj i hbl ~nJjkimit t~ k~tij
dryhimi mbi fqizimiJ Iltrnllgt~ sigrnimeve ltgtLI iilil kcrkce tjote htm plr 10
Itm p~sjigje g kyldim
5il pOti -emlosj c kurUbullbull minimalc db makltimol polt dbesinc c pensionit dbe
ndyhimot e kayre lufljv kob~ pas kohc nC kombinim me irdeksimin bull poborobortl tI
frIClulIf gjt rrilje Sl reiOllvt kan~ ndikwlr nil dobein c thcbuar t~ lidllje q ~uhot te
elltij~ norrnaligthl nd(rmJet nivelel tt Irontriiluteo dh owk Ii ~fitimovo q~ isurohen
plnnc pellO Modi lio krijoi itualltn 0 minimimit to dife nJOtmj1 pltnsioneve
q~ hreh hto qjlur ngJohjo e pltruionc dholltCLIktimin pensiono II ndt)~m per
ILl q~ kane Iromribuar ~ nnyIC U barahatle nChmtn e gnrimeve Zhutjo Iise sC
I~perme si IlIIo ugjorimi IlrU8fve per mos~~ I)II m6 tt njltjfin inlCDSitel II ( nlt
10 ardbmm ~ nje y ~ top p~ ndltIlltrIjon e Lftij tudirnL
fdq37 ----------------------------------shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
6sf gjahl~ no toWel c nportit kritik plrfitneskon1noo n~ mentin bull wtimil I ligji I ri
Ie igurim hoqOrorlt nlt vilin 1993 venoosj e nj ngntl rltlotivigthl III ian til Il1imOV mhi
p~1 dll punmorr(sic ne dobJ 1lt igl1rimcvc hoqlOro ~lLOnI 0 pfrlitgtiur NgHIk
IOlimo tkriluo 0 haha-ltrnar me at If vendevlt U ticra Jj)kobet Iortl Sip opinioni
ckspcrlvo aJo koklltrohlt1 i njc ndlr hkaqet rio~ U POOVO I~ mdlla til ltionit na
kmin 0 vjclje a konlribulaquo nO lIor igurimeve Iooqil N~ ~to kuntoht tudimi i
mudov i lwh~ dhe plrmasllt m~ If justifikur to rcduktingtil tl sorllt iltimu no Jobi to
igimbullbullbull loqCrlt ishe k~rkes~ ljeWr e lomM plaquo cu porbnlluv ngo ky tudim Keto dhe
mthm til tj m~ pollt te endcsishmo 0 bene tC domosdlthom nMmlllnlOll 0 njo studimi tercor
e pSt Iljo hnrt kohor IOliishl 10 gjato pnj 20 gtjcu~sh (200()2020) Hdh me I=in ~
igurimove sboqilrorlt DO Sbqiplri dhe dLsa drltjtimoL pCnc~cs ~ tij nl I ardhshy
51 Rerormal panlclrik komdoh ptrpjn lt kme ipoundurimnlt
hoqiroto
Allaliz e skm ~itues W glLrimmiddotc hoqc rnre krah ~Igtimit pltgtiLiv mbi qo
ndrushrno rinIl fi=iar If ltgtj lojni ~ ugjeroh disa rltfotmaJlMmetrike bmi i If eilao
~on n~ p~ oj 0me (jsbrn I kem~ ekibullbull si dh nil hm3ngi c diantal1g~ iw lt
dkurivc Goti II vrejlro
Nd _0 ~fum sl me laquoon Ver01t2n
- ruhikimi i mundL Ie rrilj muru pcmionil k plqeri
- ihikimi mLIndltigtc 0 uljos se ngark= taIirnore qlIgujno puncdhnot punrnarrltsi
no fote ltigurl gthoq=gtIc
- aliimi llJOdulll dbc liesirni i I_ltioeve Ie fgthati me nivclin 0q)cti~
- plowimi i - dzistultso tt pensi me kolollld bull d)lo dbo 10 fCQ
- mundoslto 0 ritjes k-ufiri(mal$allepagaVl dbc pcosiOtl per lIogoriojen ltln1ribu
dh pmimiddot
Pomqitja permbjljo kostov dbe e perfitimee finfllcw i ltJho sui[iorimi i kollos me te
Phlhm 10 mundlme 1 zbowmin 0 )Ilt pltrocn objdctin teli) pogr~
lq3S
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
Ndleah nenviohet oe no koha 0 duhur per ocilcnpreJ elyre reformave dundllt nJorm=en
studiinete posame me doujcra dbo me plal_ qo do lojonln dhe dote benin Ie mundo Dje
ampblUm me kltIh=nI si dhe do Ie percak10nin rruget dho modldiklcl me Ie p=btotsIune per
venen e lt)Ie~ jete
Mbeshtctur ne argumt dh no krnhasimet mo vond1 e ~ra dbo no faktin bull njohur q koha
lore 0 pcrfitirnille lje pnsioni pkqcric ktualishl 00 c watc rrcth 19 vjel aulml1e
munltl dltnnerret njo rclimnc parametrike 10 Ilt synnje ttijn mashe pnionit
Egzi=jne dy _=jm UdhL~ lID-ibullbull niljen mhelt se percltioi bah m
IIogaritiot )XJkattse Ie ckL1ltvt cruuuian ne niljen e 10 ordburave to rlrrmcs sigwimeve
shoqero= Kjo egthIlt nIormc q loa Vetem ddtlt pogtirl mbi oJcm c gtigurUnogt-c shoq=_
lIjo ndikon njeheh si no niuenc t ardhuralt til cdhe ne pgtkeltimin e hlnim ll=Ij
ketno
Supodml pare le rriljo dll ha01imi i mosbc Jlltiunilllt funralt me LltO to sllklljve ne
60 vJe~ K) supozhn i knih= me variantin okzlstuo t 1lt s pensini~ jell rttlLlktunin 0
shlm-e totale 1 IO$i No 2020 shlnjmct po ponione pakesohen no 35 millard
ldltc 67mc paIL
Nd spu supo~ It t1J1~ to tritj - se tnoh bullbull ionit per meshkujl6S vj~ltlho f=raI
60 viol efekti fillloiar PJWitnin 0 shpenim no 2020 Uogariten ne 92 milird Ik 00
1~ mopLlk
Pe perltaktimin 0 kohe Ill t volitshmo 1 zbLinlin kJ efnnne duhet mbaj p~ysh
mHkiIninogatiy qo ojo lea ~rrijD ltnioUt te papwtio N kushtct 0 kk perctlktuar
babe punc Illt Irltgun 0 puns mlj~ e IIlUSks pensloni1 koniriooon IVgt niiagt e ni_dit to
papomcsise_ Mendohet Loho lIgtC~ pcrhtatsIUDC pcrzbotimiD e kesaj reforme dltgt to ihledilw
OIy nga 2007-2010 kur normae PpLlIlOslSO TCduktoh dho eI1lon drojt kufij C fIO)IOtC t saj
MOIi knho qe rekomduhct kwhtozohet edho ng korkc JL te perfundur ronnon 0 tit
1994 pe ITi~en gradual te ahegt pension it cillo hte no pro zbotimi KJo ronne
dullt 1futcJoje j [Hz e P ne ~1I114 ltIhlt j rozo bull d)1e dhe f~jt 0lt ZQ14
ZbtUni i rcfOmlCS qe komartdohol mund to proj~lohcl 10 khct no men)re t mnJbhme
OSlt ~ qe Tlen111lOIlrriUon ~er~ mosbts pensionl por IDat njperinu
InInLit= to thcmi dhjctevj~ Gjykohet 50 me e plttgthteshmc do to iilillt zbatimi gradual i
kj ronnbull
---------------- f~IIe39
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
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-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
Nnvizohet 7lwimi i kcsaj forme panlrikc ben oj ruler rrugor e rondlaquoihmc per
forcimin 0 =jhcm qltndrucshmerise finand (0 ok=_ ckililu= to ipmv boq=
Je viti 1998 PnrLtrnnti mirai refo[[len e rlt to kerncs igurimve hoqrom pcrtc
yctltp1nuarit bujqei Sip kcltaj reforme ashl j n ~Yl Iiunct ole do te perbhen
ng oy Pie 1Ijl nj madhi bc qe lidh me periudILn e sigiJnil no ish kooperauvat
hujqew dll nsnjo pjc ljetef h 0 oil ltshte 1 0pag minimal t lYloUt pcr do vit qe
pOIni knnnlhuon 0 hmc )1bi bgt7~ e kesaj logjiko jWgthikohot u ordllltl bonuimi i = pionovo to roj I meto tc zones urhane oty go vii 2011
Ndoneoc ijo rtfozme rrit irueresiminmatcrial tetlt Yltteprve 0 rhM pcl fu prrfshire
sire bullbullip~ ooqorore dlttyruoshnu por kit IJl1III1Sin bull mopIgimit 0 koOOibutcvc
qo dilhtl p3gU3jno t YlthpUllCSlWit ne MaL Si pnd 1ft clziSlICSC i votepunesn De
fihol lonlrlDuOll DC norn Vt1em IDltgt L7 tc paglS minimal Ie qyl~t nampra duu hem prei
323 e pcr1uIhlll blLlbgtti j shlttil i cili i rubvmciomlll hm lronlribue VCltm pcrZOOO
ruhvCldolhtm per to qdlim orrin ne J mill]e hlo Pcr me opor Iy utwecion do Ilt
vii duke u rriturgo viti nbullbullit knlhas me rri~e e umril 10 to gt0= no fshat qo do to
lrfhih IOltltnIUI c ipm Jroqrorc
Per to hmonsut m2m c pcrmendur m tarte ITkomaudohot modifLkiml q I clilhec bm
-om oiurimevo hlerongt no iSbat duke Yuar afrii grM1 dh IidnUu bull oj me
modelin qylolil Ky modifikm ltOnsD no rri~cn gradual deri n Iimin lt ndhe e
kontributovo q dunlaquo to pagtlojc ivctepunesuari no bwj~i me OLL Lo ltIyctit Ky modifLkim cluj
to kryhd no mcnyro graduale sopgtlt ITogulimi me ligj i madhi poio htc
pornshi~to bhot llillo dcrine 2011 si dhepltr )1 so mundio finonI dh hkWla
intcnsimiJflLIIlle t vetepuncsu ne fhal per u perEhin DO skunca C 1bullbulligurimit ne
Ule bull OihutDCmo c fugt=llJtIe din enumdshme sooI i modifikimil to mcnj~
Efcher fil3llciore ngo -ltboomi i k=j refonneUOgarilcn toj 148 miliarde 10k no vilin 2020
nga 3 milinnl Ide qc ishlnle WOO Pm buxhti i sitltlttil do limb n)O dltJrimi Jgtltf Ie fimmruar
gt1lumo e m bullbulliprrm serse _to do 1lt igumhon perm ktnmovc I to VOlepunO ne
rhL
~ -------shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy
------------- lV~I~J ------_______
-qMgtA
ll 1010gt[ gtl =1 r 1111l 011 Pr ~ OIo~ [01gtlt1 OUI OIP
[Ill IJWul ~fO gtI[l1 otItI OUfq ob lE~= om p 0 UfILIad ~p h01II
mfI I OITI1Tj~ ~ 0 00 gtoj N~UIgtlngt ob Ul=d Jgt[ =J1I
-f rd JWlIl2 clI bull mIlg os fa sOOlx J fSfgtlgt1lI 1 wjif
l)1j01lt114 01 OIfP pqpntIIltq 1 11lt)[1 os ~ PO q lilt) t1 -=nboIJs pu~ nd
lIqlluo~ gtl1fUl1np lld] 1pJS WJZIP= 1III lW w 1_ IS Plopuwo~
ljUljlllt[ m IItIIJjlW O~U~ 1 Ol d ~I 1tIt Igt01Jwn n ~~np IP I
oilmUl II I-r~ll IIod~OUI uO~ run=[A lO 11 I lprnHlr Ir~
mlI middot9(lO~middottoO~ O 4l q lOP UW~qz d OmqsgtII~gtltl ql aOlln
mlSI I) l0J P1J[JJ1Q iU 141~gtltI 0] op Ol1-1d ouuoJ f=l rltnsltq bow os ~
soo~ PI or ~ Ifl= fIC~IlmiddotHSSI 101(gtRltI fo[[RqlOd ll~pb pIIlrrg _[01lt011
lOU ~ )1 mn=rndl n ~p 1lunJ 01 d 18 u u gtIIlq1 01 lmlptp~ 1 ]llA Brqr(bq pn ON oAOlnqlIlO~ I 111~1 01 ]UTI1~n1 Cu
lu )gtlOA iI l0~PUVII -tmlJO 0l OIO~ f u ~OJbl OJ r~ 1 llilltlZ b~lOlN
-gto-nd 01 lollOll ltI]11H1IUOJP UOIjpll ob o[lltilm OItI~ ftIfUlfw ltll
ll-~d U~Oll(gtS I~ gtJOJObofS IJ1ffii Jgtd mql~ ~ nlr[O~ 11IltI]m
~ w_jWIW Jgtd 1111100lt11 Jl1l jUIQUmp OIIlOJ u~OIl OU lrun=md ~111u
fuu f ~ gtlllltiIgtd ~P Iqonbot[lt 01 OJ s qoptl 0ILUl0l 051W ~ Bflt1
oJgtbltgt~ ~middotmiddotrln 1[01 Jffiff otUJll lllrilo I~~ 0 ~pmru a An] PI1IltlUInSJ vSu -p Ulrp1Igtl l~ lIl
= 111 bull -
0A01IJJr1~1 llq~ uilru ow qs(b fony w WOp O J01(OIlutUlOpd
_ JOd =tgtoqlt ~wFlliI 1 noltgtJ]Ullgtd lIDyen 1111ll oliruu ltfuq ob gt101511
sozuq os rplllJgtd lt01jO~ WIlI lgtd f~fdJd 1ll1f01I 1110PWO~ mqtIfD
_-endosimi~ portio lailik konlnlmesperlin= shkall c lone 10 oazionl~ priQct 0 shtresave
Ie cUtu1llll to popullsise per rltrfiluar pcnsiooe te parakohsbmo 0 priilogjo 10 plllItcituara
penn oiooo oU 10 cilat e bejne v=undur finonoimin 0 immi oll koolribute1 oho
lTiti pionct fmand buxhcti
bull rri~ 0 Ie dhuravo pe nje pj m1dhc Ie llOqeriso i Ulllll i SlOhlliimil dhc rrifjcs
komomho id 10 zhllirnit Ie klont privol Kjn ~leBtl nJih hte thcnisht c
iIel4t q mandlrdin 0 RITitur te jeteslt la nL1jo cdho ito he se trete
bull kerb IibclizJmit lregutlo igurim lthoqero lulle mundou dhe pjcsmarrjcn e
ckwri prJ no InttlOXhllnin e fondo to sigurime hlmbull Ky pmce diktoloet n2u voja
1ltoaolidimil Per kcto ~ 5Ilsernhlt rermmimi i slem ekzigt1= I ligurimeve hoq= duke idemr
ampbe zbatuIr nj oi Ie n sigurimosh hoqoro btlIIlC ~olmr
Kohma c edbo ne sltmen e re qe ptOpo-mhct mbctct fo ekzilttuelte publike e sigurime
ohoqltr(tre 0 nd~~lIII pas porimit Ie iWhpcmdltljlt1 dho Ie iQi~101it lltt ode
TOkornandohct laijirni 1nje kolono Ie dyto qe do e filtlllloobelltamp lantribuicle dctJlllcshmo c qe
dQ Ie mltngtlthohcl i fond inveimesh privat oso publik m kolone sc dyte synohol Ie
renniiohOL ym 0 mltnaxhimit te fod Ie gurirnovc shoq= si dhe mundlaquoohet
igurimi nje pertitirm me Ie modI ngo kpitliocimi i konrributcv
Per komn clWlU karktoritike daliUO cilite hkIIbullbull Ibullbull Mllldorilltlil)de per
Imlo bull d)1lt q pmpo1)he1 10 hlohel perpaes = sltkaIt 0 lorto c tr=parCllOltS i dhe
mbill 0 ~i mxllirn me efk konlribuleve pernl~ pjmrrje ltill to gtoklorit prival
klt iguimvbull
Rcolizimll nkornandimil f krijImiIr c mlone d)e laquoIwmonltOhl Ie behlt b=da ng1lIk=
dzilUCgtC Ie kontrib Kjo si~ u IrlIjlua ne studim nprIc IiIlimon eshtl c lltIle dhltgt
jo vetm q uk ko mundci Ie rritct Pl perknodrazi duhct tc ndoktobot NclclO kmhto hijimi
i 1lt01 sc dytc shoqerobel ttlcent Dj~ losto Ie caktnar fi_morebull llie pj c lontnlrutcve Ie
detyhm q filtlllloojne oktuallido skern ~Ligtlu= me krijilnin c lolo sc dyte do
mungojc as3j duke e dnbes_ IlC Dje faro mase ~ 08 piklmj f1lllUlciarc
RekonJoll gjilhtlShu cdhe Icrijimi i rrje lolono to = mbi b= bull konlribuee
pkmorrtlUC wlnotan Ie oilt nWld 1lt mcnaxhohen no Oyr privlll 0 phlike Kia koloru
do to j hopu PO I giitho Fillimilt pacilikohct qo no 10 10 konlribuojn kryeiltht
----------[q42 --shy
pwjit me ~ anlhunI rclativisht rona e qejane to interegt pltI oio PltDgtioo hrrto Irur
yenPmohen bull MonJoo e ICIIlizimlt to kolon ~llt lidhen domodohmorlbl mo krljimin e di kulthteve
pOflko gtIJor 10 pcrmendim krijimi e hoqve po monxhimin 0 fond ptivato to
pnltion i lt1110 krijimin e trltgut ekondar Iv me vIm
No kernon 0 Ilumkoloneilio Ie igurimcvo ilioqorore kontribi do 1 Jet iii te vendaslt bull
to zgjodho (0 hoqcnne qe peefron pet to mnaxhuar iwnlrlbuict c lij plemeotare
Moohini i koiyro kontribut do tlt Dehe no keto rast jo vetom W iiho(In(~ pubJikc por dho
amp310 pivate t oi( imjnc fonJct monctare te grumbullU3rl duke ndltrtua nje poItofoJ
irrvestimesh 10 divmmiruant qo ganmtojne liLimc miliimalc pt1 njc oinl m]u taktuat_
Reform pltt=noLril~ ~ fundit l relromandohet ti he skemes 1]u Ie gtigtuimrvlt
sboq= esh1 rritja e kufiri maksunal Ilt pages Iarome per efOO to lIogoritjos SO
kltmlnlgtJ1 c kombinuar edit me ndryhimin e mjbosc sc pcmioni maksIlll1ll
Hi namp yo kl)= qc e be]ne te nevojhm nderrnnnjltn ~ klSllj ronne jane
_ dotnosltiohmori 0 vLhdimit te kerne PAYG i edh e rorcltnit Ii mlejhom to
j
_ novoj 0 rorcimiLO perimit te lidaite~ oe kemen e igurimevo 00lt1= Skcrna oktuak
duke poreoknw J1ltSen mukimoo to tiuooluru sa trclshl i pllO mlnlmle enoo parimio e
ollilarilolil 10 qonJron ne themel te sajgt gtltps PUDODi me P~OnO tc lone ojo maksimal
reJi~iht ltontribn mo pk no akcmcn lt sigurim hlerorlt n krllli m punonjil lt
jere Koohtu njo poj me page mujon 60000 loko p ligjil okzimlC paguan kontrilrule ne
favcr to isrimov hoqcrore 9150 jeke ne rumj ka pet v bull 165 te page sc tij
gtIderkohe JlWnjit bull lj= Ie cilct kane pa~ nco rnadhesi e posu mobima1lt Ie aeshme
~ lontrib lit f igurim sboq~ 425 0 PlttG~ gtI 10 CSbtrim iSl koDLribu
- -ojl C ofrimit Ie sI= gtOne Ie Sigurimovltgt m~ mO 0 cnd-c 10 tioro P=oj e ketyre
vende--e ~hmQn gtlt ltlWgtLojno kern slgurirni shoqerore q nullt doin kulllirnlt pltI pagon
mhimo to totoom 0 q rapOt1ltl midis pgo m)oimJo dhc i minimI i kano mjoft
m
Rotiimi i kj reforme porurIriko nul mund te lgtchc1 pa nio dim porptak 0 10 hnllesishem
---------- fq --------- shy
i cili to mLJruksoje Mrrnonitmin 0 cfkteve te rriY s pog lksjrnk t ttlluhm me efektot
nose qego shkakton flO ptklegtimin e hkallIe zendsirnille pcmio per IwltgQhe
o plIIlCInj=O me pOllgt- mbi Imksimaien el8luc51une Sislltmi ckzistufs ne Ie vertlt dikbc
n ruajfjon e shkal] 10 ndyshrn Ie tndirnit to pltnsiOllCo per punonj mo ~ilo Ie
ndl)lluru pgoh Khtu pltr punonjoltil m pOgc miimolo ruhot shkU 0 zovendesimit
pro) 7 per punoniit mo pogo 1TII]lIlliI1c shkall C ltovond imit kal~fu llu~(C1 44
P=ionista ~ pergjiIhltsi i pabsin gngtpmomcs S II te pornlsd e oil e hohiltuor me
tiOljagt e tijell bull ka Icent 10 671 olgtptltltD per Il jOlUa PnolIi mondohet 10 ~shU e
domodoshmo glt lrrahas =amp1 tillolmcsme d] aftit Jr ]roon ~se~~~
gthoq~ ti m trul~ he ~r rriljeo bull nru~ I pngtiuntvc ~
POlloioni fToOSlWr IID~ur nomitul n~ fund 10 Ilt 2000 =ultont per qyteti 53~t Ie oho p~r Jlhatin
1127 tdl fur rlnltlOsi 10 dor~ ol par~ db joto pir piltmist01 ka madhWo e pensionit=l
0110 fuqiJ _ etij q sIltht me saslnI e moIha dhe Il maqoIIlllllllI l6fiJ me
pnltionio 00IIIimLgtc tilden qI Jon JlOIlIiImI_ mbi pcnionin n rnojor MIIind db =l
pilt 0tct 1990 dle 2000 gti rJho dingtmika e Oilrraquobirnil til )-ngt duk JXlIIlUlI qI inilei rnim= O
moil TIle pilic~ dle lBrirlt I~ ilicrtgtimeve qi plnhih It hpirtltn c minimumirjotik 111 viti
2000 bhllt 25 hlmeuro ihr(l~ krollaltinlIgtlt yeninn 1990
= Ii Emotrni -
Ponsoi P=ionircal gtiomi ~
[[omo
5)81 ]]41 5)610 qytotil Pltnsionctltgt nv m
faqe44 ---------------shy
- I I fIIotilt esInt me k so nj~ e kolaIiL Rporti i ~ i IioPrlIUr pagn
m lildtorir~sa7O4qe islrte nhitin 1990 kilrttioe 3604 DC vitin 191) Kurso
pOt Pltfllionol 0 rhatit gjdj ponoqitct cdh m~ feq danlIe nullt kB cede Inj=i zrrtar w onmumt joti oil lie tudimi tl ~1Wil tlt Puocs pranl Sindikot rezulton oi duh te let netl 9000 10k pr flTI~ DURr n( Ictt~ gues dol pOllgtioni 1IlC~ltIr i ])ttit mbulDn n
gjy =javc q~ pbikon illporta e minmum jk KOlO tl ltlilElM d~lii pcmKmlttllt
jano sI InO 0 nr 0 ~lt1 rqiptu
O 1Oltgt kuhlo del si dct)m Jtlso~ nC Jruadrin e gttraegJil ffllmmo Ii rri~ ltkttmmIke dhe tl
~ sO ~ Nltiampto kQmiddot=-oja ltshte Irilja me rritmo m trIortI iltne_ me paqiI ltI W nj mg hmist= e ~ gtlt IIgo mjnirDlk Kja dolytl bum eihe nglI
ncvja bull zbttimjl II lom ~ IIgt tl cilal -Ii)fgtbururNo SIlIlmSocial Enmpiln
Ii RiDovIt IIltfi 12 der tl ~= Iorlwbt mbl9lia e sbiremit Ii ltlgunn ~ nC DId to
klnqhin si dhe lrilja graIo ~Io e nio 10 gum snpu
Rrug kry pe mu mrqnes pcnsiOIU5lltl geTe mljO pradhimiL kvrnbCtar dhc
pun Ndon~o iptlt Ie dhinave zyrtare shkal bull JlIlPlIIlOiist mponohct 17middot18o~ n fItIli1e1 p 100 ((l PLlVUUfO ~amprnognofikc rczuJtcn mjoft m~ 01shy
Aklivhimi i ~ oI mtwplnne keOOm qc organet P1riltolltslt okooomtko gthW lilhariojn strgjitE
ruutli1 p(lr rri(n ckol1Omlke dhe punlt= duke krmi bull MlILkdo iIlu mhoillimct
clernow-Ulk dho on flaquoikIo fXr dultim1l e ~
IInali dh studm i Ie d~ayc stmskore mbi sbpCmdaJjca ~ te ordhurovc I~ ~meverukl
c g=~F newjtlc hotimit Ii politi ITo aItti sodi loll
Sipos Rtportit Vjetot Il runes OrgnizMs amp~ e fuolt =ultojnO kflo rozultrlt 1i_1lt
~cli~
1~qI mturin2O~kmiljevem~ 1Cardlmrnt q ltrB1rln 10 Iloniljeve mshy shy fuqc5 -----------------------------shy
bullbullbull shy-amplIp
Bjclloruii3
Rlltn1Il
SlIoveiB
-
bull K9 1iS 11S
~ -- -Hllllgaria
Shji]Xria-
ru
IDbull 300
Ngo III dI dcl Ill vcndin ton potrizimi i Ocjtiltl ~t me i Jjtl) dho me i tIdlC nC
rndct ~trllhblJsto
GIDutnrl-itrqinltlJoeleonlhm1[eJllUliDZOeliunilj Illlerern
-----------------------------------shy
~-----------------------------------
--------------------- f~le 46 -------- shy
bull 0
Me qSlim q~ U rrilI ltndhllth e ~ ltIt pj= e sh~ pet centh~et lOCbIe
~1 tC kito
Si L t~ rilhikohct Jigji kzisrne i _gurh hoqerOIlt Ugji clzistuo i glIimOshoq-
done k wL pCrJgtoti nd~ li~iit Ie rnCparslgtIm p1tseri JilCkto q ~nlI inIol=lshy
Ndni~o pnlnOhcl IU IllLI~sia 0 pensioni pilrcaktohol n~ 1IUldhijo Iuribui lIju roolIDhc1 no
dhlll tl 1l1li1~
gt N in 10 InI[l(Jhot qt kontnlti makltimal isJ1tlt hi I konoihulit minimIIL
~ ~ nenin 32 pranohe se pltngtioni makltimol lshl~ 50 dyfiohl i pcnsionit
miniml Sullcrohct Ilponet e rnlltipenne I njltioh=
Ni nenin 32 tC Igiit 1bubelmadbCsi~ccentgj_ ptnloni mund 6jel deri ne dy
bore Ill modhe oni minirnU 75 c poges MIO =lt Ie IIlt it Ijcsloti
dlU ~ If fundilt I- KdCr llin pamp efck I tIsori~ I-~t ojo
Ie eslul me bull ga ~emhet ql _ dho 1 mjnimmiddoto III IIlOII _
Qt=nJltltrSP_dlrlOlIlOSmcrret~mmI~poundlt
-------------- fqe47 ------------- shy
__
Nt vilim Ie IIlli qo u ZbampuaJl viin e klua por ngLlSiltirnin e diferencave no ntclhinlt
poruiulloe 10 trhO~um nga 1c~jislacioni i m~parlth~m me ato t~ lipoundiit ekzistuei mbetet cietyrl
imedi va7bdimi dbe plrfunduni 1 pu=lt nillJr 0 cila duhctHpcrllijO
)gt RfllIlimin e rIlligtCs p=i0llCC kategoti 51 1= qc kane dale nO pension n~
hkIln ollor 1 Tetor 1993 (krindl Dhjctor 1lt1 PIT li(C kalCgori llogHIi~ c jlCll3i-nit
tht bl~c pa indekltimin e pllg~_ Rokoruundohet q~ W ndiqet rruga ciltogriIJ 0
pltruiunil laquoj I)TC sip pgtg1 referuelte me t~ cil~n kuptojm1 fltlg~ 111~~jW IJ vende pun
e ~ 11 tij~jta Por liIo katobOIl ngll3htlEnli difcrcncavc dho me P baraziIni mund tt
bchct no dy fa= X f 0 pm Ie boh nghlimii d~~ to gtIlkaltlU1IJl nga
inddltgtinn i dllnouaro pelio 11 ndry~Igte nd= tt1 fa7n e d)1~ t~ ri lIagari pensiom
dnke u Iw1nt nlt P~rcfrn~
y P~Lmmin dle 1nUl1dltsi8hl b1LImnin C rIlliY pltruione culumo ip dy kg)imoioncvc kur Imtet idijduale konlnbo 1lt ptIlsioni~ j~ 1ltl ojejtfL Kja moe
ketkon ri~ri~m J=5lOnco Ie dmmra para 30 shtatorit 1993 duke u b= 11ltl pagln- Rregullimtt e mfuiFCnne ULlojnl mboshe1je ligjltluh ~ ligjirr ehiswes rno ilia PJcin
(I~ 1rnnLlllt=lo tij
Ndcrkag tlgtckaoht rrqplilimct e mlsiplrme e lrumhain -1- 01 do 11 vazhdOjl praktika e
derironiwe e ndekltioit PbiLIabrrtC tc =cs sO p~iOllC-O Kjo praktic ka ~ar no ulj-m c ilikallcs
mesaare to -_simi dbe tt1 ml i~eu bull nikve Ie Irl pensioew q~ indeko)eu illO
pr~indl~ te ukl Kj~ pmktikC duhet til braktiet dhe t~ 7Evltnd~het me indeJdmin e j~jl1 W
1ioo l~ e 00 dube gtalohot politika socialc nO dolgt Ie sit rno Iigt _liJr pcrfgthi
ketu edhe pe1ioniste~ atiher duhet 1ltl JIl= rnclnimlll Jhe mEuJ1 te ~= ekooomike qi nu
dd)TOp odegrlltk~ ~c pcnsioncve e cila n1 theme W si ka parirnin pWitiinc to bbrta
pcr komribute to barabatta
ncni 59 dcmlOll ata qo kan~ daM n~ P si popunl nga foJma ekonomike lIl k~t~
kaltegoti uk morr) pysh YlctcrSia lt m~p=hmc no Fllle )1gJiihO disa rn~ulllInc
tc brn kffitt c fuudit kettollet te b1r nj8imi i 1)
---------------- faqe48 --------------- shy
S d)1I1l jnlcsifimI-en djct 0 iSSH-$ p-zbafimin komkt u ~ 1ltWit sqxe vihcl re ltF lttigtapni klt=m U1ij nukpo~
Ndcr to mlmd tl ndingt OS7hatimi i iMV Ij sektori inrotm3l II oknomi
muindokimi i peniOllit Lornilllll me indeksin c mlm Ie mall rave dlo ohrbimce
molhJ~en e inlldcil tl 1 per Die sbpottl nonllrJOb q~ duhet Ie iIldckhen 1gtioOltl Keto
ktrlceso Ie Ct ~gjit dth mo u bon UlO lomkosj Un alilwrn1 utj bull pmioni rtI dhe kanshy
amptIri2uar WOCrisbt ifunrulildin
[Ilt mjIIj e tW aZiltrit n~ - 0 ~ P= db pt Il ampWIll rri~m e
numrit tegtl Ie kontribu ~ -~ dub W monon lie sI~ lti3h _ cilot Ill Ii rfnoliij)roc
lIiykohm tl j-i
lntohlfIklmi i pu~ dhe zgjcrlmi i kompltl=vc t~ egrnontovo If OituarA tli
admioiroatcs slim qo opcrnjn n r~ bull arlm-taksave dhc If sigwimeve
~re Ii ciIl dub11l rampmjoiIilt IlI(lOlt Il drejU midis Jmis adrnin-i dho i - Rriti cilCsore efAi iSSH4 pt =bilizintin dhlt krijimia ni opinioni puhtikl
pap-Y _]m me oIfoqJe bull ooit dhel nl~~iuimit ~ tl punlounr IIIi konlffi 0
sigurimeve hoq duke ngritut oj projciltt tl fuqi~1lm ptrulCIgjegjsimin bull oplninnit W
gjert pubilk Rol nco mm dubotw luajoi Eiiaihlu orgmizmate ~~ si
Fooiml i salcsiltnevc Jicjoo bycishno Iiibn11criI ckonnmik rolai Y1r- qI nul ~ro
detrirnctigjon perlgurimm ltec~
Rri~ae kOpltIcnCtI fOktmo
Studimi dhe ek~ntimi i fOJmawliinja WsIIpJtlimi pOI to hdhur nj~ pJsl t poS t~
nktorcvc m iOiIliirnin dhc tejblimi bull I IIftlhurave W iSS1middotil P~ i
~lirn J cpErlritjenetllJllJli IOlinmI~ 10 rej~allt IOncgjistruoranl ltkerr
db ~ pltr ~ lt knmriblteo Ill 10 lana nI krd Ill pndbl71
atamp
)0 Sioomn dblt ~lnmlmn i mundis ri~ tl pIDlo s iSSHmiddot~ dho tc
---------faQe4~---------- shy
____________ OboJ _____________
(iflIlO ~gtd
irl srund llJ2 1llfl ~f I qp n ~ ~rltlu lIf][ltI IqIAnd~h iII d
OAolOOI )l 1P I~~O~ I otlOd [1m n w Jllop1ld
ll PIPIJKI prrnw -01011 slUOld 1 ll~I~d - ~~1 2b 0A0pIltI 0 lt[01 o[u ol1~S
~~r~il~(iU~~ltdJ~Jd_
JIIfOlti1lO]d ilnuo~ O)e~ I _~ llUlIlIi OLfP o0II0~od bull [If If ~ lPLmW ljO[
Lfl HSSJ lllXIlq 0 ~U1JPIIl ill 1 f Bfu ~ 1lI~[II ill il01 rltml ffil~ om_I ~IlmITIlf1
IJlltlid~~3~[U~ ~[u~ ~ie1 ~rnjIJlt~_
gltI ra i1l ijUI a[[ljl f ru Jlf raquoWI1d HSSd l~lxnq pul1fI1l ill Ugtlll n 1Q OS
~lfUl1IUO)~ iltll~ sl~1l 11 qomI orgt tlIllimjll
PpxI d loljopIllIl ltIlltII1b~ O1Imun~JS II l0p 90 gtAmIltlULltl n lIP OlPitmd
n _ t n a lt iIPI es in ~ iIMI JIlImIIltll laquo ~IpTIJII~lt=IlJlI~
~U bullbullI UI~ Rillgt] ~110~ ~fl~ os Ow ~rOlI(llS~II Q punw
laquo1 l~gtd II li1lll~lns mil 4r flvldlIlIIllll ~Ofua
1 11h= llt ndryohm (0 hOOhura ne q-kullim nla ISSH
2 Ubri fakullc~1 ckoMmik Finan Publikc
1 Rchgtmandirnel e udhcheqeses
4 Altlministrimi i $iurimObullbullhnrenlt Shqipcri ngo orgonWua Ddmambo ~ punes
S Shpenrimol C mbrltlj~ hoqoore ne eVfOJl jullindore n~a orgfllIita ndorkomhe= e
plUle
6 Drejlimi i i~urm hoqerore amplaquo organixota ndknmbiM 0 punes
7 ligjetegtiglLrimehoq
8 wi~b_ltJI
10 Broslruralt IntiMt t SiSlLrimcyc Shoqror
11 Gazeta ~HEKULL1
faqe Sl --------------- shy