Freddie Mac-specific feedback messages effective June 30, 2015, for appraisals submitted to Freddie Mac in the Uniform Collateral Data Portal (UCDP).

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FRE1001 One of the following: The gross living area for the subject property ([GLA] sf) varies by more than [X]% and [Y] sf from public records ([GLA] sf). Please confirm the reported gross living area for the subject property is accurate and adequately supported. The gross living area for the subject property ([GLA] sf) varies by more than [X]% from public records ([GLA] sf). Please confirm the reported gross living area for the subject property is accurate and adequately supported.

Sales Comparison GLA Sale Price Adjustment Description

Subject Warning

FRE1014 The age of the subject property ([Actual Age] years) varies from public records ([Actual Age] years). Please confirm the reported age of the subject property is accurate and adequately supported.

Sales Comparison Actual Age Sale Price Adjustment Description

Subject Warning

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FRE1038 One or more of the following: Appraiser's name matches borrower name. Please confirm the appraiser has no present or prospective interest in the subject property. Appraiser's name matches ownership name in public records. Please confirm the appraiser has no present or prospective interest in the subject property. Appraiser's address matches ownership address in public records. Please confirm the appraiser has no present or prospective interest in the subject property.

N/A N/A N/A Subject Warning

FRE1039 The condition rating of the subject property is reported to be [GSE Overall Condition Type]. If this loan is not a Relief Refinance Mortgage, the property is not eligible for sale to Freddie Mac.

Sales Comparison Condition GSE Overall Condition Type

Subject Warning

FRE1040 The report is missing a Legal Description. Please correct and resubmit.

Subject Legal Description

Property Legal Description Text Description

Subject Fatal

FRE1057 Freddie Mac is unable to process this appraisal due to a missing Appraised Value of the Subject Property. Please correct and resubmit to receive Freddie Mac results and clear the associated hard stop.

Reconciliation Final Estimate of Value

Property Appraised Value Amount

Subject Warning

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FRE1058 Freddie Mac is unable to process this appraisal due to a missing Subject Property Address and Zip Code. Please correct and resubmit to receive Freddie Mac results and clear the associated hard stop.

Subject N/A N/A Subject Warning

FRE1059 Freddie Mac is unable to process this appraisal due to a missing Effective Date of Appraisal. Please correct and resubmit to receive Freddie Mac results and clear the associated hard stop.

Reconciliation Date of Final Value

Appraisal Effective Date

Subject Warning

FRE1060 The quality rating of the subject property is reported to be [GSE Quality of Construction Rating Type]. If this loan is not a Relief Refinance Mortgage, the property is not eligible for sale to Freddie Mac.

Sales Comparison Quality GSE Quality of Construction Rating Type

Subject Warning

FRE1064 The gross living area for the subject property ([GLA] sf) varies by more than [X]% from up to [Y] prior appraisals on the subject property within the last [Z] months. Please confirm the reported gross living area for the subject property is accurate and adequately supported.

Sales Comparison GLA Sale Price Adjustment Description

Subject Warning

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FRE1066 One of the following: There are no prior sale/transfer(s) of the subject property reported in the appraisal within [X] years of the effective date ([Appraisal Effective Date]). However, public records indicate the following sale/transfer(s): [sale/transfer date] at a price of [sale/transfer price]. Please confirm prior sale/transfer(s) of the subject property data is accurate and adequately supported. The following prior sale/transfer(s) of the subject property have inconsistent prices: [Public Records: [sale/transfer date] at a price of [sale/transfer price]; Report: [Date of Prior Sale/Transfer] at a price of [Price of Prior Sale/Transfer]]. Please confirm prior sale/transfer(s) of the subject property data is accurate and adequately supported.

Sales Comparison N/A N/A Subject Warning

FRE1072 The location of the subject property is reported to be [Property Neighborhood Location Type], but prior appraisals of the subject indicate the location is [Property Neighborhood Location Type]. Please confirm the reported location is accurate and adequately supported.

Neighborhood Location Property Neighborhood Location Type

Subject Warning

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FRE1075 The as-is appraiser's opinion of market value of [Property Appraised Value Amount] is [X]% above an MLS listing price of [listing price] found within [Y] days of the appraisal's effective date. Please confirm the appraiser's opinion of market value is accurate and adequately supported.

Reconciliation Final Estimate of Value

Property Appraised Value Amount

Subject Warning

FRE1084 One of the following: The report is missing a selection for Adverse Site Conditions. Please correct and resubmit. It appears that Adverse Site Conditions exist, but were not described. Please correct and resubmit.

Forms 1004/2055 = Site Forms 1073/1075 = Project Site

Are there any adverse site conditions or external factors?

N/A Subject Warning

FRE1085 One of the following: The report is missing a selection for Property Rights Appraised. Please correct and resubmit. It appears that "other" is selected for Property Rights Appraised, but a description is missing.

Subject Property Rights Appraised

N/A Subject Warning

FRE1086 The signature date is prior to the Effective Date of the report. Please correct and resubmit.

N/A N/A N/A Subject Fatal

FRE1087 The appraiser's name is missing. Please correct and resubmit.

Appraiser's Certification: Appraiser

Appraiser Name

Appraiser Name Subject Fatal

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