gestion del riesgo junio 2016

7/25/2019 Gestion Del Riesgo JUNIO 2016

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ECCI - 2016

GESTION INTEGRAL DELRIESGO


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GESTIN DEL RIESGO

Diana Yulei Casanova Marroqun

Ingeniera QumicaEs! en Gerencia en Salu" # Seguri"a" en el Tra$a%oEs&! Desarrollo Sos&eni$le # Me"io Am$ien&e

GESTIN DE RIESGOS


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GESTIN INTEGRAL DEL RIESGO

CONTENIDO

15/11/2012 JOSE DAVID CUARTAS A. 2

'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A*'NIO +,-.


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Contenido

Antecedentes

Gestin

Integral

del

Riesgo

Introduccin

Conceptos

El Riesgo en la Gestin del da a da

Principios de la Gestin del Riesgo

Estructura de la Gestin del RiesgoProceso para la Gestin del Riesgo

Modelo de Madurez en la Gestin del Riesgo

Beneficios de la Gestin del Riesgo

Comunicacin y ConsultaContextualizacin

aloracin del Riesgo

!ratamiento y Controles

Entorno Regulatorio

"amilia I#$ %&''' Gestin del Riesgo

$tros referentes normati(os

Compromiso de la )ireccin

Estructura de #oporte

Implantacin

#eguimiento y Re(isin#eguimiento y Re(isin


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1. Introduccin




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Introduccin

El Ri!"o# ! un conc$to %u &in $odr'()o! ll()(r *it(l+ $or !u *'nculo con

todo lo %u ,(c)o!. C(!i $odr'()o! dcir %u no ,(- (cti*id(d d l( *id(+ d

lo! n"ocio! o d cu(l%uir (!unto %u ! no! ocurr(+ %u no i)$li%u (!u)ir

un ri!"o.

15/11/2012 JOSE DAVID CUARTAS A.



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Introduccin

Entr l(! or)(! d $rotccin dl ri!"o !t l( (ccin colcti*(+ l(

$rc(ucin indi*idu(l o cor$or(ti*(+ l(! nor)(! co)unit(ri(! - n in t(nt(!

otr(!+ ntr l(! cu(l! ! inclu- l( tcnolo"'( co)o )dio d $r*ncin.

u $or llo %u l( ,u)(nid(d+ d!d !u! inicio!+ &u!c )(nr(! d

$rot"r! contr( l(! contin"nci(! dl %u ,(cr di(rio - d!(rroll (l i"u(l

%u l( )(-or'( d l(! !$ci! (ni)(l! )(nr(! d !%ui*(r+ li)in(r+

)ini)i3(r o nrnt(r lo! ri!"o!.



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Introduccin

6u7 ! ri!"o8

E! l cto d l( incrtidu)&r n l( con!cucin d lo! o&9ti*o!#

ISO :1000;200$o!icin (l $li"ro o ( circun!t(nci(! %u no! $ud(n "nr(r d(?o o

con!cunci(!.

@ASC V;2012

E! l( co)&in(cin d l( $ro&(&ilid(d - con!cunci( d un *nto#.

ISO 2002



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Introduccin

Por u! no "e #e"tion$n %o" rie"#o" en %$" Or#$ni&$cione"'

PARADIG(AS

No ($ort( *(lorB

Si $n!()o! n todo lo )(lo+ no ,(c)o! n(d(. (- !uicint! control!. A%u' $n!()o! n )t(!+ no n ri!"o!. Ac$t()o! %u ! co)n %u (lln lo! !i!t)(! tcnol"ico!. No ,(- ti)$o $(r( *(lu(r lo! ri!"o!+ nc!it()o! *ndr F

Ac nunc( $(! n(d(. No tn)o! lo! $roc!o! dinido!. G!tion(r lo! ri!"o! no ) *( ( (-ud(r ( *ndr )!. Si ocurr (l"o+ -( lo (rr"l(r)o!.



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Introduccin

H(r( ntndr+ (n(li3(r+ *(lori3(r+ "rnci(r - dcidir !o&r l( )(nr( co)o

(dl(nt(r l( "!tin cor$or(ti*( rnt (l ri!"o+ l( dirccin )odrn( d l(!

)$r!(! conci&i con l ($o-o d l( (c(d)i( un( di!ci$lin( dno)in(d(

Ad)ini!tr(cin d Ri!"o!# o Grnci( d Ri!"o!#+ %u (l in(l !lo ! un(

uncin )!+ d )u- (lto ni*l dntro d l( 9r(r%u'( dircti*(+ $(r( d(rl $(!o

( dic,( nc!id(d ! (!' co)o ! con!idr( l( Ad)ini!tr(cin d Ri!"o!

co)o un con9unto d !tr(t"i(! %u ( $(rtir d lo! rcur!o! '!ico!+ ,u)(no!

- in(nciro!K li)it(do!+ &u!c( lo! !i"uint! o&9ti*o!;

En l corto $l(3o )(ntnr l( !t(&ilid(d in(ncir( d l( )$r!( $rot"indo

!u! (cti*o! in"r!o! d lo! ri!"o! ( %u !t >$u!t( - n l l(r"o $l(3o+

)ini)i3(r l(! $7rdid(! oc(!ion(d(! $or l( ocurrnci( d dic,o! ri!"o!.



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Introduccin

15/11/2012 JOSE DAVID CUARTAS A. 12'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A*'NIO +,-.


13/137

JOSE DAVID CUARTAS A.


Introduccin

In"o%)enci$creditici$

*in$nciero"

C$+it$% inte%ectu$%

In)e"ti#$cin ,De"$rro%%o

C$.io" enindu"tri$/c%iente"

Si"te$" de In*or$cin

Si"te$"cont$.%e"/ decontro%

Directi)o" c%$)e

De"$"tre" N$tur$%e"

%e"ione" $

D$o"$teri$%e"

Nor$ti)id$d

De$nd$ de% erc$do

Inducido" Etern$enteRie"#o" de erc$do"

Inducido" Intern$ente

Continuid$d de%Ne#ocio

Re"+on"$.i%id$d #ener$%

Se#urid$d/

$%or de $cti)o"

Liuide&3 *%u4ode c$4$

A%i$n&$"/con"orcio"

C$n$%e" 5rede"

Re"+on"$.i%id$d Contr$ctu$%

Suini"tro de Ener#$

O+ortunid$d

$.ient$%

e+%e$do" Retencin , $tr$ccinde +er"on$%

C$den$ de"uini"tro"

A+%io E"+ectro de Rie"#o"

Director Gener$%

Re%$cione"P7.%ic$"

De+to8Le#$%

Director deO+er$cione"

Ge"tin 9u$n$

Se#urid$d 5S$%ud Ocu+$cion$%

Gerente deRie"#o"

Director :in$nciero

Te"orero

;unt$ Directi)$

Pen"ione"

G$r$nt$

"

:%uctu$cione" c$.i$ri$"

Condicione" econic$"

#%o.$%e"

C$.io" *i"c$%e"5 cont$.%e"

Terrori"o

Guerr$

Incendio/E+%o"in

Po%ucin

Se#urid$d *"ic$

Cu+%iiento de

re#u%$cin/%e#i"%$cin

Accin indu"tri$%

P$"i)o" contin#ente"

Co+etenci$

($rc$/re+ut$cin

:u"ione" , Adui"icione"

P$tente"


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Introduccin

Di*erente" ti+o" de Ge"tin de Rie"#o" en %$" Or#$ni&$cione"



15/137


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L$ A%t$ Gerenci$

Tin r!$on!(&ilid(d dntro dl @un Go&irno d &u!c(r l lo"ro d lo!

o&9ti*o!.

D& d)o!tr(r l( d&id( dili"nci(.

D& $ro$ndr $or in*rtir lo! rcur!o! n or)( ordn(d(.

D& conocr lo! ri!"o! ( %u !t >$u!t( inclu!o

,o-K.

E!to ! tr(duc n ; )n!(9! cl(ro!+ co,rnt! -

continuo! ( tod( l(

or"(ni3(cin.15/11/2012 JOSE DAVID CUARTAS A. 1


Introduccin



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Introduccin

Co %o cu+%o'



18/137


Introduccin


19/137


Introduccin

Ge"tin Inte#r$% de% Rie"#ocoo Proce"o

=Hol'tic(

=O&9ti*o!

=Dirctric!

=Intr(ccin



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Introduccin

Ge"tin de% Rie"#o coo $cti)id$d de un Proce"o

=Lidr(do $or un Hroc!o

=Conoci)into d todo! lo! Hroc!o!



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Introduccin

AD(INISTRACIN DERIESGO E(PRESARIAL

E8R8(




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Introduccin

AD(INISTRACIN DE RIESGO E(PRESARIAL o E8R8(8=

Entr$ri! Ri!M (n(")nt.

Dinicin.

E! un $roc!o ctu(do $or l( Junt( d Dirctor!+ l( (d)ini!tr(cin - otro

$r!on(l d l( ntid(d+ ($lic(do n l( dinicin d l( !tr(t"i( - tr(*7! dl

)$rndi)into+ di!?(do $(r( idntiic(r lo! *nto! $otnci(l! %u $udn

(ct(r l( ntid(d+ - $(r( (d)ini!tr(r lo! ri!"o! %u ! ncuntr(n dntro d !u($tito $or l ri!"o+ $(r( $ro*r !"urid(d r(3on(&l n rl(cin con l lo"ro

dl o&9ti*o d l( Entid(d.#



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15/11/2012 JOSE DAVID CUARTAS A. 2:

Introduccin

E!t( dinicin rl9( cirto! conc$to! und()nt(l!;

1.Un $roc!o+ ! un )dio $(r( un in+ no un in n !i )i!)o.

2. Ectu(do $or Hr!on(! no ! !ol()nt $ol'tic(+ !tudio - or)(+ !ino %u

in*olucr( Hr!on(! n c(d( ni*l d un( or"(ni3(cin.:. A$lic(do n l( dinicin d l( !tr(t"i(.

. A$lic(do ( tr(*7! d l( (d)ini!tr(cin n c(d( ni*l - unid(d+ inclu- (!u)ir

un $unto d *i!t( d $ort(olio d lo! ri!"o! ( ni*l d l( ntid(d.

5. Di!?(do $(r( idntiic(r lo! *nto! %u $otnci(l)nt (ct(n l( ntid(d -

$(r( (d)ini!tr(r lo! ri!"o! dntro dl ($tito $or lo! ri!"o!.

.Hro* !"urid(d r(3on(&l $(r( l( (d)ini!tr(cin - $(r( l( Junt( d un(

ntid(d.

. Orint(do (l lo"ro d lo! o&9ti*o! n un( o )! c(t"or'(! !$(r(d(! $ro

(l )i!)o ti)$o ! !o&r$onn un(! con otr(!.



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Introduccin

E8R8(8=




25/137


Introduccin

E8R8(8= RENOADO

ir(r )! (ll d l( Hro&(&ilid(d

Tr! (ctor! cl(*;

1. I)$(cto d un *nto n l *(lor dl n"ocio.2. Vulnr(&ilid(d d l( Or"(ni3(cin ( !u! cto!.

:. Vlocid(d d )(tri(li3(cin d lo! *nto! d ri!"o.


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JOSE DAVID CUARTAS A. 2

Introduccin

E8R8(8= RENOADO

Rl(cion(r $ro&(&ilid(d con *ulnr(&ilid(d intr(ccin d ri!"o!.

Si un ri!"o ! rl*(nt - tin (lto i)$(cto+ d& !r con!idr(do+ (un%u

!( r)oto#.

Utili3(r $l(n(cin d !cn(rio! $(r( *(lu(r *nto! d i)$(cto (lto / &(9(

$roducti*id(d.

No ol*id(d l(! intrd$ndnci(!.

Ri!"o! ("r"(do!. Corrl(cion! ocult(!. Accion! $(r( )iti"(r l ri!"o n un r( $ud (u)nt(r l ri!"o n otr(.



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Introduccin

DESE(PE>O

NO CON:OR(IDAD

ACCINPREENTIA

ACCINCORRECTI

A

ACCIN DE(E;ORA

CON:OR(IDAD

PROCESO15/11/2012 JOSE DAVID CUARTAS A. 2



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Introduccin




29/137


Introduccin

RIESGO

15/11/2012 JOSE DAVID CUARTAS A. 2i)id(d *olunt(ri( o incon!cint ( un( !itu(cin d $li"ro#. E! l(

>$o!icin (l $li"ro o ( circun!t(nci(! %u no! $ud(n "nr(r d(?o o

con!cunci(!.

15/11/2012 JOSE DAVID CUARTAS A. :0



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Introduccin

A(ENA?A

Son (%ullo! (ctor! >trno! ( l( or"(ni3(cin %u (d*irtn $ro>i)id(d o

$ro$n!in ( un *nto d $7rdid( )(tri(li3(cin d un ri!"oK !o&r lo!

cu(l! !t( no tin control.




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Introduccin

PELIGRO

E! un( unt o !itu(cin con $otnci(l c($(cid(d d $roducir

$7rdid(! n

t7r)ino! d &in! - d(?o ( l( $ro$id(d.




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Introduccin

E(ERGENCIA

15/11/2012 JOSE DAVID CUARTAS A. ::

E! l( !itu(cin $roducid( $or un( unt d $li"ro+ l( cu(l "nr( $7rdid(! n

&in! - d(?o ( l( $ro$id(d.



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Introduccin

SINIESTRO

15/11/2012 JOSE DAVID CUARTAS A. :

E! l( (*r'(+ d!truccin ortuit( o $7rdid( i)$ort(nt %u !ur l &in o l(

$ro$id(d.



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Introduccin

RESTIT@CIN


l( $ro$id(d (l !t(do %u tn'( (nt! dR!t(&lci)into dl &in o

$r!nt(r! un( )r"nci( .



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Introduccin

El Ri!"o n l( G!tin dl D'( ( D'(




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2. Antcdnt!




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Antecedente"

E:ICIENCIA:INANCIERA

GOIERNOCORPORATIO

RIESGOS

CALIDAD

(E;ORA DE PROCESOS

TECNOLOGBA

LEGISLACIN

ENRON

GP

1000

PRODUCTIVIDAD

(ECICA(IOS EN LA

COSO II

15/11/2012 JOSE DAVID CUARTAS A. :4'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A*'NIO +,-.


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Antecedente"

Entorno R"ul(torio



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Antecedente"

A ni*l Intrn(cion(l;

L- S(r&(n!O>l- EEUUK Sarbanes-Oxley Act of !!" #ub. $.%o. &!'-!" && Stat. '* :0d9ulio d 2002K

Act( d Ror)( d l( Cont(&ilid(d H&lic( d E)$r!(! - dHrotccin (l In*r!ioni!t(. N(c n E!t(do!Unido! con l in d)onitor(r ( l(! )$r!(! %u coti3(n n &ol!(+ *it(ndo %u l(!(ccion! d l(! )i!)(! !(n (ltr(d(! d )(nr( dudo!(+)intr(! %u !u *(lor ! )nor. Su in(lid(d ! *it(r r(ud! -

ri!"o d &(nc(rrot(+ $rot"indo (l in*r!or.

http://es.wikipedia.org/wiki/30_de_juliohttp://es.wikipedia.org/wiki/30_de_juliohttp://es.wikipedia.org/wiki/30_de_juliohttp://es.wikipedia.org/wiki/2002http://es.wikipedia.org/wiki/Estados_Unidoshttp://es.wikipedia.org/wiki/Estados_Unidoshttp://es.wikipedia.org/wiki/Bolsahttp://es.wikipedia.org/wiki/Bolsahttp://es.wikipedia.org/wiki/Estados_Unidoshttp://es.wikipedia.org/wiki/Estados_Unidoshttp://es.wikipedia.org/wiki/2002http://es.wikipedia.org/wiki/30_de_juliohttp://es.wikipedia.org/wiki/30_de_juliohttp://es.wikipedia.org/wiki/30_de_julio


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Antecedente"


COSO Co))itt o S$on!orin" Or"(ni3(tion! o t, Tr(dP(-Co))i!!ion. En 1


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Antecedente"


d l( Nor)(! Intrn(cion(l! $(r( l( $rctic($ro!ion(l Auditori( Intrn( +,e Institute of InternalAuditors IIAK.

T, In!titut o Intrn(l Auditor!

IIA+

$or

!u!

!i"l(! n

or"(ni3(cin und(d( n 1


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Antecedente"


L( (uditori( intrn( $r!t( do! "r(nd! !r*icio!+ l d (!"ur()into -

con!ult( $(r( ("r"(r *(lor - )9or(r l(! o$r(cion! $(r( *(lu(r -)9or(r l( ic(ci( d lo! $roc!o! d l( Ad)ini!tr(cin o G!tin d

Ri!"o!+ Control - Go&irno Cor$or(ti*o.

Dntro d l(! nor)(! d (uditori( intrn( intrn(cion(l!+ !ncuntr(n *(ri(! nor)(! !$c'ic(! diri"id(! ( )(n9(r l(

)todolo"'( d l( Ad)ini!tr(cin d Ri!"o! dntro d lo! do!!r*icio! nunci(do!+ l(! cu(l! ! rco)ind(n ! ($li%un $or$(rt d lo! (uditor! intrno!.



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Antecedente"

2110 Ge"tin de Rie"#o"

L( (cti*id(d d (uditor'( intrn( d& (!i!tir ( l( or"(ni3(cin )di(nt l(

idntiic(cin - *(lu(cin d l(! >$o!icion! !i"niic(ti*(! ( lo! ri!"o!+ - l(

contri&ucin ( l( )9or( d lo! !i!t)(! d "!tin d ri!"o! - control.

21108A1 L( (cti*id(d d (uditor'( intrn( d& !u$r*i!(r - *(lu(r l( ic(ci(dl !i!t)( d "!tin d ri!"o! d l( or"(ni3(cin.

21108A2 Q L( (cti*id(d d (uditor'( intrn( d& *(lu(r l(! >$o!icion! (lri!"o rrid(! ( "o&irno+ o$r(cion! - !i!t)(! d inor)(cin d l(

or"(ni3(cin+ con rl(cin ( lo !i"uint;

Coni(&ilid(d int"rid(d d l( inor)(cin in(ncir( - o$r(ti*(+ Eic(ci( - icinci( d l(! o$r(cion!+ Hrotccin d (cti*o!+ - Cu)$li)into d l-!+ r"ul(cion! - contr(to!.



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Antecedente"

2110 Ge"tin de Rie"#o"

21108C1 Dur(nt lo! tr(&(9o! d con!ultor'(+ lo! (uditor! intrno! d&n

con!idr(r l ri!"o co)$(ti&l con lo! o&9ti*o! dl tr(&(9o - !t(r (lrt(! ( l(>i!tnci( d otro! ri!"o! !i"niic(ti*o!.

21108C2 Lo! (uditor! intrno! d&n incor$or(r lo! conoci)into! dl ri!"oo&tnido! d lo! tr(&(9o! d con!ultor'( n l $roc!o d idntiic(cin -

*(lu(cin d l(! >$o!icion! d ri!"o !i"niic(ti*(! n l( or"(ni3(cin.



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Antecedente"


Accountin" St(nd(rd !o&r in!tru)nto! IAS :trn( 050 dl (?o 2001 - C(rt( Circul(r 0:1 dl

2002 !o&r SARC; Si!t)( d (d)ini!tr(cin d ri!"ocrditicio

Circul(r >trn( 052 dl 2002 d l( Su$r&(nc(ri( !o&rSEARS; Si!t)( E!$ci(l d Ad)ini!tr(cin d ri!"o! d!"uro!

Su$rintndnci( d V(lor!; R!olucin 1:4 dl (?o 2001 !o&r l !i!t)( "nr(l d

ri!"o!.



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15/11/2012 JOSE DAVID CUARTAS A. $l'cit()nt l( incrtidu)&r

B ! !i!t)tic(+ !tructur(d( - o$ortun(

B ! &(!( n l( )9or inor)(cin di!$oni&l

'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A

*'NIO +,-.



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Princi+io" de %$ Ge"tin de% Rie"#o

L( "!tin dl ri!"o B

B !t (d($t(d(

B to)( n con!idr(cin lo! (ctor! ,u)(no! - cultur(l!

B ! tr(n!$(rnt inclu!i*(

B ! din)ic(+ ritr(ti*( - rc$ti*( (l c()&io

B (cilit( l( )9or( continu( d l( or"(ni3(cin


*'NIO +,-.


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. E!tructur( d l( G!tin dl Ri!"o

15/11/2012 JOSE DAVID CUARTAS A. :'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A

*'NIO +,-.



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E"tructur$ de %$ Ge"tin de% Rie"#o

(ode%o Adini"tr$ti)o .$"$do en ISO 1000200

15/11/2012 JOSE DAVID CUARTAS A. 'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A

*'NIO +,-.


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5. Hroc!o $(r( l( G!tin dl Ri!"o

15/11/2012 JOSE DAVID CUARTAS A. 5'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A

*'NIO +,-.



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Proce"o +$r$ %$ Ge"tin de% Rie"#o

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*'NIO +,-.



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18 ESTALECER EL CONTEKTO

E>trno E!tr(t7"ico

Intrno Or"(ni3(cion(l Hroc!o $(r( l( "!tin dl ri!"o

Dinir lo! critrio! dl ri!"o E*(lu(cin Q E!tructur(K

Alineado a la planeaci0n estrat1gica

#artes Interesadas

Alcance y criterios

E% re"+$%do de %$ A%t$ Direccin e" un e%eento c%$)e


*'NIO +,-.



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C(u!(! $otnci(l!

Con!cunci(! $otnci(l!

APRECIACIN O ALORACIN DEL RIESGO

28 IDENTI:ICAR LOS RIESGOS

unt! dl ri!"o

Hroc!o! d i)$(cto

E*nto!

2erramientas y t1cnicas

3efina sus propios riesgosAjustados a la gesti0n empresarial

#articipaci0n



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28 IDENTI:ICAR LOS RIESGOS

6u $ud !ucdr8

Hor %u7 !ucd8

Co)o !ucd8

Dond $ud !ucdr8

Cu(ndo $ud !ucdr8

Dinicin d rr()int(! - t7cnic(! $(r( l( idntiic(cin li!t(! d

*riic(cin+ >$rinci(+ r"i!tro!+ llu*i( d id(!+ tc.K


*'NIO +,-.



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JOSE DAVID CUARTAS A.



E)ento" N$tur$%e"

A"+ecto" Tecno%#ico"5 T!cnico" int8/et8M

Acti)id$de" Indi)idu$%e"

Circun"t$nci$" Econic$"Int8/Et8M

E)ento"

C$u"$"

Aen$&$"

Re%$cione" Coerci$%e" Le#$%e"

Co+ort$ientoRecur"o" 9u$no"

Circun"t$nci$"Po%tic$" 5 Le#i"%$ti)$"

Acti)id$de" 5Contro%e" Gerenci$%e"

Criterio" de Rie"#o Gen!ric$"



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Ge"tin de% C$.io

:in$nciero"

Producto" / Ser)icio"

(edio A.iente

I+$cto

Con"ecuenci$"

Ge"tin de Acti)o"

Cu+%iiento de %$ Nor$ti)id$d

Ge"tin Direccin Gener$%M

Rie"#o" $ Per"on$"

re$" de I+$cto Gen!ric$"

Tecno%o#$



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8 ANALI?AR LOS RIESGOS

Cul ! l( $ro&(&ilid(d %u un ri!"o $rodu3c( un( $7rdid( con lo! (ctu(l!control!8

Con %u7 rcunci( $ud ocurrir un( $7rdid(8

#4O5A5I$I3A3

15/11/2012 JOSE DAVID CUARTAS A. 4:'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A

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Cul ! l i)$(cto o )("nitud dl ri!"o8

6u7 t(n "r(nd $ud !r l( $7rdid( $roducid( $or l ri!"o con lo!

control! (ctu(l!8

6O%S7687%6IAS 9 S7:74I3A3 - I;#A6,O

Se mi"en en cua&ro /ren&es0 1ersonas 2)i"as3umanas45 Oeraciones 2Emresa5 Tiemo45Dinero 2Sanciones4 e Imagen!


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El (nli!i! $ud !r;

Cu(lit(ti*o

S)icu(ntit(ti*o

Cu(ntit(ti*o


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An%i"i" Cu$%it$ti)o

Utili3( $(l(&r(! $(r( d!cri&ir l( )("nitud d l(! con!cunci(! $otnci(l! -l( $o!i&ilid(d d %u ocurr(n t(l! con!cunci(!. E!t(! !c(l(! ! $udn

(d($t(r o (9u!t(r $(r( !(ti!(cr l(! circun!t(nci(! - ! $udn u!(r

dirnt! d!cri$cion! $(r( lo! dirnt! ri!"o!.


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An%i"i" Seicu$ntit$ti)o

En l (nli!i! !)icu(ntit(ti*o+ l(! !c(l(! cu(lit(ti*(!+ co)o l(! cu(ntit(ti*(!+! d(n n *(lor!. El o&9ti*o ! $roducir un( !c(l( d cl(!iic(cin )!

()$li( %u l( %u ! o&tin u!u(l)nt n l (nli!i! cu(lit(ti*o+ !in !u"rir

*(lor! r(li!t(! $(r( ri!"o!+ co)o ! $rtnd n l (nli!i! cu(ntit(ti*o .

Sin )&(r"o+ d&ido ( %u l *(lor (!i"n(do ( c(d( d!cri$cin $ud no

tnr un( rl(cin >(ct( con l( )("nitud r(l d l(! con!cunci(! o l(

$o!i&ilid(d+ lo! n)ro! !olo ! d&r'(n co)&in(r u!(ndo un( r)ul( %u

rcono3c( l(! li)it(cion! d lo! ti$o! d !c(l(! )$l(d(!.


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An%i"i" Cu$ntit$ti)o

Utili3( *(lor! nu)7rico! ( dirnci( d l(! !c(l(! d!cri$ti*(! u!(d(! nlo! (nli!i! cu(lit(ti*o - !)icu(ntit(ti*oK t(nto $(r( l(! con!cunci(! co)o

$(r( l( $o!i&ilid(d+ )$l(ndo d(to! $ro*nint! d un( *(rid(d d

unt!.

L( c(lid(d dl (nli!i! d$nd d l( >(ctitud - c(&(lid(d d lo! *(lor!

nu)7rico! - d l( *(lid3 d lo! )odlo! )$l(do!.


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90/137


Dtr)in(cin d lo! Control! E>i!tnt!



6O%,4O$7S



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95/137


Ac$t(r o no8



96/137


Q8 TRATAR LOS RIESGOS

V(lor(cin dl tr(t()into dl ri!"o

Dci!in !o&r !i lo! ni*l! d ri!"o r!idu(l !on tolr(&l!

Si no !on tolr(&l!+ "nr(cin d un nu*o tr(t()into $(r( l ri!"o

V(lor(cin d l( ic(ci( d dic,o tr(t()into



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98/137



Hr$(r(r+ docu)nt(r i)$l)nt(r $l(n!;

R(3on! $(r( l( lccin d l(! o$cion! d tr(t()into

@nicio! ( o&tnr

A$ro&(r l $l(n - r!$on!(&l! d i)$l)nt(rlo

Accion! $ro$u!t(!

R%ui!ito! d rcur!o!+ inclu-ndo l(! contin"nci(!

did(! - r!triccion! d d!)$?o

R%ui!ito! d )onitoro - r$ort

Ti)$o - crono"r()(



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68 SEG@I(IENTO REISIN

Control! ic(c! - icint!

9or(r l( *(lor(cin dl ri!"o

An(li3(r - ($rndr lccion!

Dtct(r c()&io! n l cont>to


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101/137



68 SEG@I(IENTO REISIN

D&n )onitor(r! lo! ri!"o!+ l( ic(ci( dl $l(n d tr(t()into

dl ri!"o+ l(! !tr(t"i(! - l !i!t)( d "!tin %u ! !t(&lcn

$(r( control(r l( i)$l)nt(cin.

R!ult( !nci(l l( r*i!in $r)(nnt $(r( (!"ur(r! %u l $l(n

d "!tin contin( !indo $rtinnt.


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8 CO(@NICACIN CONS@LTA

Intrc()&io d inor)(cin

H(rt! in*olucr(d(!

@il(tr(l

To)( d dci!ion! Actuali>aci0n

Seguimiento y control

4egistros para la tra>abilidad7ntrenamiento del personal

Auditor?as internas


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L( co)unic(cin intrn( - >trn( cti*( ! i)$ort(nt $(r( "(r(nti3(r %u

%uin! !on r!$on!(&l! d i)$l)nt(r l( G!tin dl Ri!"o - %uin!

tinn un intr7! cr(do+ co)$rnd(n l( &(! !o&r l( cu(l ! to)(ndci!ion! - $or %u7 ! r%uirn (ccion! $(rticul(r!.


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H(rt! Intr!(d(!

Indi*iduo! dntro d l( Or"(ni3(cin E)$l(do!+ Vi!it(nt!+ Contr(ti!t(!K. 6uin! to)n dci!ion!. Sindic(to. In!titucion! in(ncir(!. Co)$(?'(! d !"uro!. Clint!.

Socid(d n "nr(l.


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105/137



Docu)nt(r

C(d( t($( dl Hroc!o d G!tin dl Ri!"o ! d& docu)nt(r.

L( docu)nt(cin d& incluir lo! )7todo!+ unt! d d(to! -

r!ult(do!.


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. odlo d (dur3 n l( G!tin dl Ri!"o


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107/137


(ode%o de ($dure& en %$ Ge"tin de% Rie"#o

Con"tru5$ $ +$rtir de %o ue %$ Or#$ni&$cin 5$ tiene

H(r( l( )(-or'( d l(! or"(ni3(cion! l( &un( notici( ! %u $ro&(&l)nt

-( tinn n uncion()into )uc,o! d lo! l)nto! d l( (d)ini!tr(cin d

l( )$r!( intli"nt rnt (l ri!"o. El c()ino ( !"uir d& !r )uc,o )!

un (!unto d con!truir n lo %u (ctu(l)nt >i!t %u inici(r ( $(rtir d cro.

Hor !t( r(3n+ ! i)$ort(nt %u l(! or"(ni3(cion! ,("(n un in*nt(rio d

!u! c($(cid(d! d (d)ini!tr(cin dl ri!"o+ (nt! d ,(cr c()&io! o

in*r!ion! i)$ort(nt! n (d)ini!tr(cin dl ri!"o.


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108/137


(ode%o de ($dure& en %$ Ge"tin de% Rie"#o

Cu(ndo ! r(lic t(l *(lor(cin+ ! *it(l ntndr no !olo dnd (ctu(l)nt

! ncuntr( l( )$r!(+ !ino ( dnd %uir - nc!it( ir ( $(rtir d l(

$r!$cti*( d l( (d)ini!tr(cin dl ri!"o Q lo cu(l+ $ud no !i)$r !t(r n

lo (lto d l( $il(. L(! dirnt! r(! d ri!"o diirn n i)$ort(nci( d

indu!tri( ( indu!tri(+ inclu!o d co)$(?'( ( co)$(?'( dntro d l( )i!)(indu!tri(.

Hor con!i"uint+ $(r( l( (d)ini!tr(cin dl ri!"o no !i)$r ! nc!(rio

)(ntnr c($(cid(d! d $ri)r( c(t"or'( con rl(cin ( c(d( (!$cto

$o!i&l d ri!"o. El d!('o ! ntndr >(ct()nt n cu(l! r(!

!uicint &uno# r(l)nt ! !uicint)nt &uno Q - n cul! r(! l()$r!( r(l)nt nc!it( c($(cid(d! d $ri)r( c(t"or'( $(r( !(ti!(cr

l(! >$ct(ti*(! %u !o&r l( (d)ini!tr(cin dl ri!"o tinn lo! !t(M,oldr!.


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109/137

15/11/2012 JOSE DAVID CUARTAS A. 10ito d tod( Or"(ni3(cin - l cu)$li)into d

!u! o&9ti*o! - )t(!.

15/11/2012 JOSE DAVID CUARTAS A. 1::'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A

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Conc%u"ione"


134/137

Conc%u"ione"

:.L(! Or"(ni3(cion! d&n d!(rroll(r un( !tr(t"i( d (dcu(cin d

Hril! - R!$on!(&ilid(d! d !u $r!on(l n torno ( l( "!tin d lo! ri!"o!

( todo ni*l.

.L( "!tin int"r(l dl ri!"o d& !t(r cntr(d( n un $roc!o d cr(cin

d cultur( or"(ni3(cion(l cu-o o&9ti*o !( l lo"r(r %u c(d( )$l(do

(d)ini!tr l ri!"o in,rnt ( !u! (cti*id(d!.


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Conc%u"ione"


135/137

Conc%u"ione"

. L( (d)ini!tr(cin d l( )$r!( intli"nt rnt (l ri!"o ! rir ( l(

to)( d dci!ion! !tr(t7"ic(! - dl d'( ( d'( ( tr(*7! d tod( l( )$r!(+

,(ci7ndolo con $ln( concinci( d lo! ri!"o! - o$ortunid(d! conco)it(nt!.

5. Aun%u nin"un( or"(ni3(cin !t in)un (nt lo! *nto! "nr(dor! d

ri!"o+ (%ull(! %u cunt(n con un( cti*( "!tin $udn dtct(r lo!

ri!"o! $otnci(l! )! o$ortun()nt - $udn !t(&lcr !tr(t"i(! %u

)iti"un l i)$(cto %u !to! "nrn.

15/11/2012 JOSE DAVID CUARTAS A. 1:5'NIMIN'TO GESTI(N DE RIESGOS DIANA Y'LEI CASANO)A

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Conc%u"ione"


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Conc%u"ione"

.Un no%u !i!t)tico $(r( idntiic(r+ *(lor(r - $l(n(r lo! ri!"o! !

!nci(l+ (!' co)o un $roc!o &in dinido $(r( ,(cr di!$oni&l ( lo!

to)(dor! d dci!in+ n c(d( ni*l or"(ni3(cion(l+ l( inor)(cin cl(* !o&r

l ri!"o.

4.L( (d)ini!tr(cin dl ri!"o ! ,o- un conc$to )! ()$lio %u co)o lo u

,(c (?o!+ cu(ndo l(! $r!on(! d n"ocio! l( $rci&iron $rinci$(l)nt

co)o (!"ur(r lo! (cti*o! contr( $7rdid( o d(?o. Lo! l'dr! tinn %u

rconocr %u l( &!%ud( d *(lor in*it(&l)nt !i"niic( >$o!icin rnt

(l ri!"o Q - %u $or lo t(nto tinn %u (!u)ir l( r!$on!(&ilid(d $or (&ord(rl ri!"o n c(d( dci!in %u to)(n.


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