g]kfn b/;~rf/ sdkgl lnld6]8 p3f/f}+ jflif{s k ... -...

$: g]kfn b/;~rf/ sDkgL lnld6]8 P3f/f}+ jflif{s k ... - ntc.net.np.np/media/downloads/annualreport_074_75.pdf ·$
jflif{s k|ltj]bg @)&$÷&%

P3f/f}+ jflif{s k|ltj]bg@)&$÷&%

g]kfn b"/;~rf/ sDkgL lnld6]8

g]kfn 6]lnsd

jflif{s k|ltj]bg @)&$÷&%

1jflif{s k|ltj]bg @)&$÷&%

;fwf/��0f ;ef ;DaGwL hfgsf/��L @–$

;fwf/��0f ;efsf] ;"rgf

;fwf/��0f ;ef ;DaGwL cGo hfgsf/��L

/��0fgLlts k|ltj]��bg %–#&

sDkgL ;DaGwL ;fdfGo hfgsf/��L

cf=j= @)&$÷&% sf] emnsx?

sDkgLsf]] k|d'v ljQLo ;"rsf°x¿

cleofg, kl/��sNkgf /�� nIo

sDkgLsf] ;f+u7lgs ;+/��rgf

;~rfns ;ldlt

cWoIfsf] dGtJo

sDkgL Joj:��yfkg

;~rfns ;ldltsf] k|ltj]bg

xfd|f ;]��jfx¿ tyf ;fdflhs pQ/��bfloTj #*–%#

Jofj;flos kl/��b[Zo

xfd|f] ;kmntfsf cfwf/��

;+:��yfut ;fdflhs pQ/��bfloTj

ljQLo ljj/��0fx? %$–(^

n]vfk/��LIfssf] k|ltj]bg

ljQLo l:��yltsf] ljj/��0f -jf;nft_

gfkmf jf gf]S;fgsf] ljj/��0f

cGo lj:��t[t cfDbfgL ljj/��0f

gub k|jfx ljj/��0f

OlSj6Ldf kl/��jt{gsf] ljj/��0f

l6Kk0fLx¿

kfFr jif{sf] k|d'v ;'rsf°x?

ljifo ;"rL

2 jflif{s k|ltj]bg @)&$÷&%

g]��kfn b"/��;~rf/�� sDkgL lnld6]��8sf]��P3f/��f}�+ jflif{s ;fwf/��0f ;efsf]��]�� ;"rgf

cfb/��0fLo z]o/��wgL dxfg'efjx?

o; sDkgLsf]] ldlt @)&%÷)(÷)* df a;]sf] ;~rfns ;ldltsf] *)# cf}�+ a}�7ssf]] lg0f{o cg';f/�� sDkgLsf] P3f/��f}�+

jflif{s ;fwf/��0f ;ef b]xfosf] ljifox¿df 5nkmn tyf lg0f{o ug{ lgDg ldlt, ;do tyf :��yfgdf a:��g] ePsf]n]

sDkgL P]g, @)^# sf] bkmf ^& -@_ adf]lhd ;Dk"0f{ z]o/��wgL dxfg'efjx¿sf] pkl:��yltsf nflu of] ;"rgf k|sflzt

ul/��Psf] 5 .

;ef x'g]�� ldlt, ;do /�� :�yfg M

ldlt M @)&% ;fn kf}�if dlxgf #) ut] ;f]daf/�� -tbg';f/�� !$ hgj/��L, @)!(_

;ef ;'? x'g] ;do M lbgsf] #M)) ah]

:��yfg M lqe'jg cfdL{ clkm;;{ Snj, 6'l8v]n, sf7df8f+}� .

5nkmnsf ljifox¿M

s_ ;fdfGo k|:��tfj M

!= cfly{s jif{ @)&$÷&% sf] ;~rfns ;ldltsf] jflif{s k|ltj]bg 5nkmn u/��L kfl/��t ug{] .

@= n]vfk/��LIfssf] k|ltj]bg ;lxtsf] @)&% cfiff9 d;fGtsf] jf;nft tyf ;f]xL ldltdf ;dfKt ePsf] cfly{s jif{

@)&$÷&% sf] gfkmf gf]S;fg lx;fa, ;f]xL cjlwsf] gub k|jfx ljj/��0f tyf cGo cg';"lrx? pk/�� 5nkmn

u/��L kfl/��t ug]{ .

#= >L dxfn]vf k/��LIfssf] sfof{nosf] k/��fdz{ tyf sDkgLsf] n]vfk/��LIf0f ;ldltsf] l;kmfl/��z adf]lhd cfly{s

jif{ @)&%÷&^ sf] nflu sDkgLsf] n]vfk/��LIfs lgo'Qm ug]{ /�� lghsf] kfl/��>lds lgwf{/��0f ug]{ k|:��tfj kfl/��t

ug]{ .

$= sDkgL P]g, @)^# sf] bkmf !*@ sf] pkbkmf -@_ adf]lhd g]kfn ;/��sf/��af6 :��jLs[t sDkgLsf] cfly{s jif{

@)&$÷&% sf] d'gfkmf /��sd dWo]af6 k|lt z]o/�� ?= %%÷– -krkGg ?k}�ofF_ sf b/��n] gub nfef+z ljt/��0f ug]{

k|:��tfj kfl/��t ug]{ .

v_ ljljw k|:��tfj M

;~rfns ;ldltsf] cf1fn]

sDkgL ;lrj


sDkgLsf]�� jflif{s ;fwf/��0f ;ef ;DaGwL cGo hfgsf/��L

!= sDkgLsf] !!cf}�+ jflif{s ;fwf/��0f ;ef k|of]hgfy{ ldlt @)&% ;fn kf}�if !% ut]b]lv ldlt @)&% ;fn kf}�if

#) ut];Dd sDkgLsf] z]o/�� bflvn vf/��]hsf] sfd aGb ul/��g] 5 . ldlt @)&% kf}�if !@ ut];Dd g]kfn :��6s

PS;r]~h lnld6]8df sf/��f]af/�� eO{ kf}�if !( ut] sDkgLsf] z]o/�� /��lhi68{ lstfadf sfod z]o/��wgLx¿n] dfq

;f] ;efdf efu lng tyf nfef+z kfpg]5g\ .

@= jflif{s ;fwf/��0f ;efdf efu lng pkl:��yt x'g] z]o/��wgLx?n] cfkm\gf] kl/��ro v'Ng] k|df0f -sfuhft_ jf z]o/��

k|df0fkq jf z]o/��wgLx?sf] BOID Statement clgjfo{ ?kdf lnO{ cfpg' x'g cg'/��f]w ul/��G5 .

#= z]o/��wgL dxfg'efjx¿sf] ;'ljwfsf] nflu ;ef x'g] lbg z]o/��wgL pkl:��ytL k'l:��tsf ;ef rfn" /��x];Dd v'Nnf

/��xg]5 .

$= ;fwf/��0f ;efdf efu lng ;DalGwt z]o/��wgL cfkm}� pkl:��yt x'g g;Sg] eP k|f]S;L -k|ltlglw_ lgo'Qm ug{

;lsg]5 /�� ;f] ;DaGwL k|f]S;L kmf/��fd ;fwf/��0f ;ef ;'? x'g] lbg eGbf $* 306f cufj}� sDkgLsf]] s]Gb|Lo

sfof{no, eb|sfnLKnfhf, sf7df8f+}�df a'emfO{ ;Sg'kg{]5 .

%= z]o/��wgL dxfg'efjx¿sf] 7]ufgfdf k7fOg] sDkgLsf] P3f/��f}�+ jflif{s ;fwf/��0f ;efsf] k|ltj]bg o; sDkgLsf]

j]e;fO6 www.ntc.net.np df klg x]g{ ;lsg]5 . s'g}� sf/��0fj; k|ltj]bg k|fKt ug{ g;Sg' ePsf z]o/��wgL dxfg'efjx¿n] o; sDkgLsf] s]Gb|Lo sfof{no, eb|sfnLKnfhf, sf7df8f}�+af6 cfˆgf] kl/��ro v'Ng] sfuhft k]z

u/��L lng ;Sg' x'g]5 .

^= gfafns jf ljIfLKt z]o/��wgLx¿sf] tkm{af6 sDkgLsf] z]o/��wgLx?sf] nut lstfadf ;+/��Ifssf] ?kdf gfd btf{

ePsf] JolQmnfO{ dfq ;+/��Ifssf] ?kdf dfGotf lbOg]5 .

&= ljljw zLif{s cGtu{t 5nkmn ug{ rfxg] z]o/��wgLn] ;ef x'g' eGbf & lbg cufj}� sDkgLsf] s]Gb|Lo sfof{no,

sDkgL ;lrjfno, eb|sfnLKnfhf sf7df8f}�+df lnlvt hfgsf/��L lbg' kg]{5 . To;/��L hfgsf/��L glbPsf] ljifo

pk/�� k|Zg ug{ ;lsg] 5}�g .

*= z]o/��wgL dxfg'efjx¿n] JoQm ug'{ ePsf] dGtJo jf k|Zgx¿sf ;DaGwdf ;~rfns ;ldltsf] tkm{af6 ;fd'lxs

?kn] hjfkm lbOg]5 .

(= ;'/��Iffsf] b[li6sf]0fn] z]o/��wgL dxfg'efjx¿ ;fwf/��0f ;ef:��yndf cfpFbf emf]nf, kf]sf h:��tf j:��t'x¿ glnO{

cfpg' x'g cg'/��f]w ul/��G5 . ;'/��IffsdL{n] cfjZos b]v]df ;'/��Iff hfFr ug{ ;Sg] x'Fbf ;f] sfo{df ;xof]u ul/��lbg'

x'g cg'/��f]w 5 .


g]kfn b"/��;~rf/�� sDkgL lnld6]8cg';"rL – ! -s_

-lgjf{rg lgb{]lzsfsf] bkmf $ sf] v08 -3_ /�� sDkgL P]g, @)^# sf] bkmf &! sf] pkbkmf -#_ ;Fu ;DalGwt_

;fwf/��0f ;efdf efu lng /�� dtbfg ug{ cfkm\gf]�� k|ltlglw

lgo'Qm ug{]�� lgj]��bg -k|f]��S;L kmf/��fd_ sf]�� 9fFrf

>L ;~rfns ;ldlt

g]kfn b"/��;~rf/�� sDkgL lnld6]8,

eb|sfnLKnfhf, sf7df8f}�+ .

ljifo M k|ltlglw lgo'Qm u/��]��sf]�� af/��]�� .

========================= lhNnf ========================= d=g=kf=÷p=d=g=kf=÷g=kf÷uf=kf=, j8f g+= ======== a:��g] d÷xfdL ===================== n]] To; sDkgLsf]

z]o/��wgLsf] x}�l;otn] ;+jt\ ====== ;fn ======== dlxgf ===== ut] ========= af/��sf lbg x'g] jflif{s÷ljz]if ;fwf/��0f ;efdf d÷xfdL

:��jod\ pkl:��yt eO{ 5nkmn tyf lg0f{odf ;xefuL x'g g;Sg] ePsfn] pQm ;efdf d]/��f]÷ xfd|f] tkm{af6 efu lng

tyf dtbfg ug{sf nflu ===================== lhNnf ================== d=g=kf=÷p=d=g=kf=÷g=kf÷uf=kf=, j8f g+= =================== a:��g] >L =======================

nfO{ d]/��f]÷xfd|f] k|ltlglw lgo'Qm u/��L k7fPsf] 5'÷k7fPsf 5f}�+ .

k|ltlglw lgo'Qm ePsf]�� JolQmsf]��

x:��tfIf/��sf] gd"gfM

z]o/��wgL k|df0fkq eP k|df0fkq g+= /��

z]o/��wgL k|df0fkq cef}�ltsLs/��0f ul/��;s]sf] eP BOID gDa/��M

ldlt M

lgj]��bs

b:��tvt M

gfd M

7]ufgf M

z]o/�� k|df0fkq g+= jf BOID g+=M

z]o/�� ;+Vof M

b|i6AoM!= dfly plNnlvt ;Dk"0f{ Joxf]/��f e/��L of] lgj]bg -k|f]S;L kmf/��fd_ ;fwf/��0f ;ef z'? x'g] lbgeGbf sDtLdf $* 306f

cufj}� sDkgLsf] /��lhi68{ sfof{nodf btf{ ul/��;Sg' kg]{5 .

@= Ps}� z]o/��wgLsf] PseGbf a9L lgj]bg -k|f]S;L kmf/��fd_ k|fKt ePdf ;f] z]o/��wgLn] k]; u/��]sf ;a}� lgj]bg -k|f]S;L

kmf/��fd_ x¿ /��2 x'g]5g\ .


g]kfn b"/��;~rf/�� sDkgL lnld6]8 @)^)

df3 @@ -% km]a|'c/��L, @))$_ df tTsflng

g]kfn b"/��;~rf/�� ;+:��yfgaf6 ?kfGt/��0f

eO{ sDkgL P]g cg';f/�� :��yfkgf ePsf]

xf] . o;sf] s]Gb|Lo sfof{no eb|sfnLKnfhf,

sf7df8f}�+df /��x]sf] 5 . b"/��;~rf/�� ;]jfk|bfos

sDkgLx?dWo] cu|0fL :��yfgdf /��x]sf] of] sDkgLn]

EjfO; ;]jfdf GSM, CDMA, PSTN /�� 8f6f

;]jfdf 3G, 4G, EVDO, WiMAX, ADSL k|ljlwaf6 b]zAofkL?kdf ;]jf k|bfg ul/��/��x]sf] 5 . b]zdf

b"/��;~rf/�� ;]jf k|bfg ug]{ ;]jfk|bfosx? dWo]

;jf{lws ;]jf /�� ;]jfu|fxLx? /��x]sf] o; sDkgLn]

;dofg's"n gjLgtd k|ljlwx? leqofpb}� cTofw'lgs

k|ljlwx?sf] k|of]u u/��L u|fxsx?sf] cfjZostf

k"/��f ub}�{ æ/��fi6«sf] ;~rf/��Æ aGg ;kmn ePsf] 5 .

sDkgLsf] ;~rfns ;ldltdf & hgf ;~rfns

/��xg] Aoj:��yf /��x]sf] 5 . sDkgLsf] ;~rfns

;ldltsf] cWoIf g]kfn ;/��sf/�� ;~rf/�� tyf

;"rgf k|ljlw dGqfnosf ;lrj /��xg] Aoj:��yf 5

eg] cGo ;~rfnsx?df g]kfn ;/��sf/�� cy{

dGqfnosf k|ltlglw, g]kfn ;/��sf/�� sfg"g Gofo

tyf ;+;bLo dfldnf dGqfnosf k|ltlglw, sDkgLsf

k|aGw lgb]{zs, g]kfn ;/��sf/�� ;~rf/�� tyf ;"rgf

k|ljlw dGqfnosf k|ltlglw, sDkgLdf sfo{/��t

sd{rf/��Lx?af6 5gf}�6 ePsf] sDkgLsf] sd{rf/��L /��

;j{;fwf/��0f zo]/��wgLx? dWo]af6 lgjf{lrt k|ltlglw

Ps hgf /��x]sf 5g\ . g]kfn :��6s PS;r]Gh

lnld6]8df ;"rLs[t sDkgLx?dWo] sDkgLsf] z]o/��

ahf/�� k'FhLs/��0fsf] cfwf/��df sDkgL k|yd :��yfgdf

/��x]sf] 5 .

sDkgL ;DaGwL ;fdfGo hfgsf/��L

g]kfn ;/��sf/��

(!=$(∞

)=)#∞

*=$*∞

gful/��s nufgL sf]if ;j{;fwf/��0f

z]��o/�� nufgL ;+/��rgf


cfly{s jif{ @)&$÷&% sf]�� emnsx¿

/��fh:�j ¿= $%=@& ca{

/��fh:�j j[l4b/��

df]��jfOn u|fxs

!=%@ k|ltzt

!=(# s/��f]8

k|ltz]��o/�� cfDbfgL ¿= !!^=%^

gfkmf ¿= !&=$* ca{

k|ltkmn ¿= %% k|ltz]o/��

sd{rf/��L $,@@$

k|lt sd{rf/��L

;/��sf/��L sf]��ifdfof]��ubfg ?= @^=^% ca{

8f6f ;]��jfsf]�� /��fh:�j ?= &=%* ca{

%* k|ltzt OG6/��g]��6 u|fxs !=)* s/��f]8

?= !),&)( xhf/��

EjfO; ;]��jfsf]�� %)=( k|ltztahf/�� lx:�;f

EjfO; ;]��jfsf]�� !#=%! k|ltztu|fxs j[l4b/��

cf}�;t cfDbfgL

OG6/��g]6 ;]jf $#=^ k|ltztahf/�� lx:��;fOG6/��g]��6 ;]��jfsf]�� @(=@$ k|ltztu|fxs j[l4b/��

EBITDA


sDkgLsf]�� k|d'v ljQLo ;"rsf°x¿

v'b gfkmf -?= ca{df_

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

4=5

9

13=5

18

0

s'n cfo -?= ca{df_

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

40=75

42=5

44=25

46

39

g]��6jy{ (Shareholder's Fund) -?= ca{df_

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

25

50

75

100

0

Return on Capital Employed -k|ltztdf_

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

13

14

15

16

12

-k|ltztdf_

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

9=75

19=5

29=25

39

0

v'b d'gfkmf cg'kft k|ltz]��o/�� cfDbfgL -?= df_

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

30

60

90

120

0

k|lt sd{rf/��L cf}�;t cfDbfgL -? xhf/��df_

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

2,750

5,500

8,250

11,000

0

;/��sf/��L sf]��ifdf of]��ubfg -?= ca{df_

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

15

5

10

20

25

30

0


xfd|f]�� cleofg, kl/��sNkgf /�� nIo


nIob]zsf zx/��L If]qb]lv lnP/�� clt ljs6 7fp“df

;d]t ;:��tf] /�� e/��kbf]{ b"/��;~rf/�� ;]jfx¿ pknAw u/��fpg' xfd|f] nIo /��x]sf] 5 .

kl/��sNkgf;:��tf] /�� e/��kbf]{ b"/��;~rf/�� ;]jfx¿ ;j{;'ne ?kdf ;a}�nfO{ pknAw u/��fpgsf ;fy}� b"/��;~rf/�� If]qdf b]zs}� cu|0fL ;]jfk|bfossf] ?kdf :��yflkt /��lx/��xg]] xfd|f] kl/��sNkgf /��x]sf] 5 .

cleofgPp6f k|ultzLn ;+:��yfsf] ?kdf u|fxsju{sf] lxt tyf ;]jfdf ;dlk{t /��xL b]zel/�� e/��kbf]{ b"/��;~rf/�� ;]jfx¿ pknAw u/��fO{ b]zsf] cfly{s /�� ;fdflhs ljsf;df pNn]vgLo of]ubfg k'¥ofpg] xfd|f] cleofg /��x]sf] 5 .


b|i6AoM o

; ;

+/��rgfdf s

DkgLsf] skf]{/��]6, Jofkfl/��s t

yf ;xo

f]uL Os

fOx¿

dfq b

]vfOPs

f] 5 .

sDkgLsf]�� ;f+u7lgs

;+/��rgf

n]��vfk/��LIf0f ;ldlt

;~rfns ;ldlt

k|aGw lgb]��{zs

sDkgL ;lrjfno

kbk"lt{ ;lrjfno

cf=n]��=k= tyf

lg/��LIf0f ljefu

kfj/�� ljefu

Aofsaf]��g k|zf/��0f

lgb]��{zgfno

b"/��;~rf/��

tflnd s]��Gb|

;"rgf k|0ffnL

;xof]��uL lgb]��{zgfno

If]��qLo lgb]��{zgfnox?

cGt/��f{li6«o ;]��jf

lgb]��{zgfno

l;len k"jf{wf/�� ljefu

k|d'v k|fljlws

clws[t

k|d'v dfgj ;+;fwg

clws[t

k|d'v ljQLo

clws[t

k|d'v Jofj;flos

clws[t

jfo/��nfOg tyf u|fxs

;]��jf lgb]��{zgfno

jfo/��n]��; ;]��jf

lgb]��{zgfno

cf/��=6L=8L=Pkm=

kl/��rfng cfof]��hgf


;~rfns ;ldltsf]�� a}�7ssf]�� Ps emns

afofFaf6 qmdz M

d6's cfgGb a}�B, k|d'v k|fljlws clws[t – g]kfn 6]lnsd -cfdlGqt ;b:��o_, /��fh axfb'/�� /��fjn – ;b:��o,lji0f' k|;fb s;h' – ;b:��o, ;"o{ eQm kf]v/��]n – ;b:��o, dx]Gb|dfg u'?ª\u – cWoIf, wg/��fh 1jfnL – ;b:��o, /��flwsf cof{n – ;b:��o, pQ/�� s'df/�� vqL – ;b:��o, z}�nhf /��fO{ – sDkgL ;lrj

sDkgL ;lrjz}�nhf /��fO{

gfoa k|aGw lgb]{zs, g]kfn 6]lnsd

;b:�opQ/�� s'df/�� vqL

;x–;lrj, cy{ dGqfno

;b:�owg/��fh 1jfnL;x–;lrj, sfg"g, Gofo tyf ;;+bLo dfldnf dGqfno

;b:�o;"o{ eQm kf]v/��]n lgldQ k|aGw lgb{]zs, g]kfn 6]lnsd

afofFaf6 qmdz

;~rfns ;ldlt

cWoIfdx]Gb|dfg u'?ª\u

;lrj, ;~rf/�� tyf ;"rgf k|ljlw dGqfno

;b:�o/��flwsf cof{n

;x–;lrj, ;~rf/�� tyf ;"rgf k|ljlw dGqfno

;b:�olji0f' k|;fb s;h'

;j{;fwf/��0f z]o/��wgL k|ltlglw

;b:�o/��fh axfb'/�� /��fjn

sd{rf/��L k|ltlglw


cWoIfsf]�� dGtJo


cfb/��0fLo z]o/��wgL dxfg'efjx¿,

sDkgLsf] P3f/��f}� jflif{s ;fwf/��0f ;efdf

pkl:��yt x'g' ePsf ;Dk"0f{ cltly Pj+ z]o/��wgL

dxfg'efjx¿df xflb{s :��jfut ub{5' . o; ul/��dfdo

;efdf oxfFx¿nfO{ :��jfut ug{ kfpFbf cToGt

uf}�/��jflGjt ePsf] 5' .

oxfFx¿af6 lg/��Gt/�� ?kdf k|To]s jif{ xfdLnfO{

k|fKt eO/��x]sf] c;Ld ljZjf; /�� cfTdLo ;xof]usf

nflu xflb{s cfef/�� JoQm ub{5' . z]o/��wgL

dxfg'efjx¿sf] ljZjf;, u|fxsju{sf] e/��f];f /��

;b\efj tyf ;Dk"0f{ sd{rf/��Lx?sf] cys\ kl/��>dsf]

k|ltkmn:��j?k b]zs}� cu|0fL b"/��;~rf/�� ;]jfk|bfossf

?kdf o; sDkgL :��yflkt eO;s]sf] 5 . cufdL

lbgdf ;d]t xfdL cem a9L u|fxsd'vL ;]jf k|bfg

u/��L d'n'ssf] cu|0fL b"/��;~rf/�� ;]jfk|bfossf]

?kdf /��xL /��xg k|lta4 5f}�+ . xfdL z]o/��wgL /��

cGo ;/��f]sf/��jfnfx¿sf] rf;f]k|lt ;w}�+ ;r]t /��xL

z]o/��wgLx¿sf] nufgLsf] k|ltkmn ;'lglZrt x'g] u/��L

sDkgLsf] bL3{sfnLg ljsf; tyf ;d[l4sf] nflu

ljleGg of]hgf tyf cfof]hgfx? ;~rfng ub}�{

cfPsf 5f}�+ . ljut jif{x¿df h:��t}� o; jif{ klg

sDkgLn]] g]kfnsf] b"/��;~rf/�� If]qsf] ;du| ljsf;

/�� lj:��tf/��df pNn]Vo of]ubfg k'¥ofpFb}� u|fxs

cfwf/��df pT;fxk|b lj:��tf/�� tyf d'gfkmf j[l4 ug{

;kmn ePsf] 5 . @)&% c;f/�� ;Dddf d'n'sdf

sDkgLsf] EjfO; ;]jfdf ahf/�� lx:��;f %)=( k|ltzt

/�� a|f]8Aof08 8f6f ;]jfdf ahf/�� lx:��;f $#=^ k|ltzt

k'u]sf] 5 .

;ldIff jif{df EjfO; ;]jfsf] u|fxs cfwf/�� !#=%!

k|ltztn] j[l4 eO{ ! s/��f]8 (( nfv k'u]sf] 5 eg]

8f6f ;]jfsf] u|fxs cfwf/�� @(=@$ k|ltztn] j[l4 eO{

! s/��f]8 * nfv k'u]sf] 5 . k|ljlwsf] ljsf;, a9bf]

k|lt:��kwf{ tyf ablnbf] ahf/��sf] sf/��0fn] b"/��;~rf/��

;]jf k|bfosx?n] ljt/��0f u/��]sf clwsf+z ;]jfx?sf]

pkef]u a9]tfklg To;af6 cfh{g x'g] /��fhZj 36bf]

qmddf /��x]sf] 5 . k|ljlwsf] tLj| ljsf; eP;Fu}�

ljZjAofkL ?kdf EjfO; Aofkf/��df lzlyntf cfO{

EjfO;sf] Aofkf/�� qmlds?kdf 8f6f tyf cGo Eofn'

P8]8 ;]jfdf :��yfgfGt/��0f x'g] qmd hf/��L /��x]sf] 5 .

tLj| k|lt:��kwf{sf] sf/��0fn] EjfO; tyf 8f6f ;]jfsf]

dxz'ndf Aofks s6f}�tLsf afjh'b ;~rfng

cfo ?= #(=)@ cj{ sfod u/��L s'n cfodf !=%@

k|ltztn] j[l4 ug{ sDkgL ;kmn ePsf] 5 . To:��t}�

xfdLn] ;ldIff jif{df gfkmf !#=&# k|ltztn] j[l4 u/��L

?= !&=$* cj{ k'¥ofpg ;kmn ePsf 5f}�+ .

xfdL cfkm\gf nufgLstf{x¿nfO{ nufgLsf] plrt

k|ltkmn k|bfg ug{sf nflu sDkgLsf] ;|f]t tyf

;fwgx¿nfO{ clwstd kl/��rfng u/��L d'gfkmf

j[l4 ub}�{ hfg] tkm{ lqmofzLn /��xFb}� cfPsf 5f+}� .

u'0f:��t/��Lo ;]jf tyf ;]jfsf] ;xh pknAwtfdfkm{t

cfkm\gf] ahf/�� lx:��;fnfO{ dha't ug{ tyf

Jofj;flos p2]Zo xfl;n ug{ xfdLn] ;]jfsf]

;+VofTds lj:��tf/�� /�� u'0ffTds ;'wf/�� ul/��/��x]sf 5f}�+ .

b"/��;~rf/�� k|ljlwdf ePsf] ljsf; /�� b'|t kl/��jt{gnfO{

cfTd;ft\ ub}�{ sDkgLsf ;]jfu|fxLx¿nfO{ ljZj:��t/��Lo

;]jf k|jfx ug]{ p2]Zon] k|ljlwx¿df lg/��Gt/��

:��t/��f]Gglt ul/��/��x]sf 5f}�+ . 8f6f ;]jfsf] dfu a9b}�

uO/��x]sf] jf:��tljstfnfO{ dWogh/�� u/��L xfdLn] lgs6

eljiodf g}� b]z}� e/��L rf}�yf}� k':��tfsf] df]afOn ;]jf

(4G) lj:��tf/�� ug{ uO/��x]sf 5f}�+ . cfk"lt{ ug]{ qmddf /��x]sf] 4G/�LTE pks/��0fnfO{ 5G df :��t/��f]Gglt ug]{

nIo klg /��x]sf] 5 . u|fxsx¿sf] 3/��;Dd clK6sn

kmfOa/��dfkm{t b|'t ultsf] a|f]8Aof08 OG6/��g]6 tyf

EjfO; ;]jf ;~rfng ug{ ;lsg] /�� g]kfndf pknAw

OG6/��g]6 ;]jfdWo] ;a}�eGbf pRr ultsf] OG6/��g]6

;]jf Fiber To The Home (FTTH) sf] lj:��tf/��nfO{ ;ldIff jif{df klg lg/��Gt/��tf lbOPsf] /�� cfufdL

lbgdf o;sf] lj:��tf/��nfO{ yk ltj|tf lbOg]5 .


sDkgLn] cfˆgf] ;]jf /�� Jofkf/��sf] ljljwLs/��0f

tkm{ casf lbgdf ljz]if hf]8 lbOg]5 . ljz]ifu/��L

b]xfosf ;]jf÷Joj;fox? ;~rfng ug{] sfo{ cl3

a9fOg]5 M

ð b"/��;~rf/�� If]qdf k/��Dk/��fut 6]lnkmf]g ;]jfsf]

t'ngfdf df]afOn tyf 8f6f ;]jfsf] dfu a9\b}�

uPsf]n] cfufdL lbgdf gof+ gLlt cg';f/��

k"jf{wf/�� ;xk|of]u (Infrastructure Sharing) ug{ ;DefJotf cWoog ul/��g]5 .

ð jfo/��nfOg a|f]8Aof08 (ADSL/�FTTH) /��

jfo/��n]; a|f]8Aof08 (3G, 4G/�LTE, EVDO, WiMAX) ;]jfnfO{ b]zJofkL ?kdf ;~rfng /�� lj:��tf/�� ul/��g]5 .

ð b]ze/��Lsf zx/��f]Gd'v :��yfgx?df sDkgLsf]

;]jf lj:��tf/�� tyf ;~rfngsf] nflu cfjZos

k"jf{wf/��x? v8f u/��L u|fxsx?nfO{ sDkgLsf

;]jf k|lt cfslif{t Pj+ cfj4 u/��L cfo j[l4

ul/��g]5 .

ð ljZjAofkL ?kdf nf]slk|o /��x]sf] Mobile Financial Services nfO{ sDkgLsf] g]6j{sdf ;~rfngdf NofOg]5 .

ð gof+ u|fxsx?nfO{ sDkgLsf ;]jfx?

k|lt cfslif{t ug{'sf ;fy}� xfn eO/��x]sf

u|fxsx?nfO{ klg cfslif{t ul/��/��fVg ljleGg

k|sf/��sf] Eofn'P8]8 ;]jf pknAw u/��fO{

sDkgLsf] k|lt u|fxs cf}�;t cfDbfgL j[l4

ug{df hf]8 lbOg]5 .

ð gof+ k|ljlwnfO{ ;dofg's'n cjnDag u/��L

u|fxsx?sf] rfxgf cg';f/�� ;]jf pknAw

u/��fOg]5 .

xfd|f] ;]jfIf]q tyf ;~hfnn] b]zsf ;Dk"0f{ lhNnf

tyf gu/��÷ufpkflnsfnfO{ ;d]l6;s]sf] 5 . xfdLn]

;]jf lj:��tf/��sf] sfo{nfO{ gfkmfd"ns If]qx¿df

dfq ;Lldt g/��fvL t'ngfTds?kdf nufgL a9L

x'g] /�� k|ltkmn Go"g x'g] clt ljs6 tyf b'u{d

If]qx¿df ;d]t lg/��Gt/��tf lbO/��fv]sf 5f}�+ . ;ldIff

jif{df @@! b'u{d :��yfgx?df la=6L=P;= :��yfkgf

u/��L ;]jf ;~rfng ePsf]df xfn;Dd ;a}� %%%

la=6L=P;= x? cfk"lt{ eO{ s'n #%) la=6L=P;=x?

;~rfngdf NofO;lsPsf] 5 . xfdL d'n'ssf ;a}�

lhNnfdf 3G tyf WiMAX ;]jfsf] lj:��tf/�� /��

dfOqmf]j]e /��]l8of] ln+sdfkm{t ;]jf pknAw u/��fpg

;kmn ePsf 5f}�+ . u|fxsx¿sf] u'gf;f] l56f], 5l/��tf]

tyf ;/��n?kdf ;Daf]wg ug{sf] nflu gofF ;f]wk'5

tyf u|fxs ;]jf s]Gb| ;~rfngdf NofOPsf] 5 .

xfn;Dd 6]lnkmf]gaf6 dfq ;]jfx¿ lbO/��x]sf]df ;f]

u|fxs ;]jf s]Gb|af6 l5§}� g}� P;PdP;, Od]n tyf

j]a Rof6 ;]jfsf] dfWodaf6 ;d]t ;f]wk'5 tyf

u|fxs ;]jf pknAw u/��fOg]5 . To;}� u/��L km];a's,

6\jL6/�� nufotsf ;fdflhs ;~hfndfkm{t k|fKt

;'emfj tyf u'gf;fx¿sf] hjfkm klg cfufdL lbgdf

oxL s]Gb|dfkm{t pknAw u/��fpg] Joj:��yf ul/��g]5 .

d'n'ssf] ljs6 tyf u|fdL0f If]qx¿df ;d]t

;~rf/�� tyf ;"rgf k|ljlw pknAw u/��fO{ d'n'sdf

JofKt l8lh6n l8efO8 Go"gLs/��0f ug]{ /�� l8lh6n

OGSn'hgsf] cjwf/��0ffnfO{ ;fsf/�� kfg]{ l;nl;nfdf

;dLIff cjlwdf sDkgLsf] of]ubfg dxTjk"0f{ /��x]sf]

5 . OG6/��g]6sf] ljsf; /�� lj:��tf/��n] ;"rgf k|ljlwsf]

If]qdf NofPsf] qmflGtsf/��L kl/��jt{gsf] sf/��0f

b"/��;~rf/�� ;]jf cTofjZos /�� cfwf/��e"t ;]jfsf]

?kdf kl/��0ft eO;s]sf] ;Gbe{df OG6/��g]6 ;]jf cfd

pkef]Qmfx¿sf] b}�lgs hLjgsf] kof{o ag]sf] 5 .

OG6/��g]6n] ;"rgf /�� ;~rf/��df ;xh kx'Frsf] cnfjf

kof{Kt cj;/��x¿ ;d]t pknAw u/��fpg] x'Fbf xfdLn]

8f6f ;]jfsf] b]zJofkL ljsf; /�� lj:��tf/��sf] nflu

k"jf{wf/�� ljsf;df ljz]if Wofg lbPsf 5f}�+ . 8f6f

;]jfsf] u'0f:��t/��df yk ;'wf/�� ug{sf] nflu AofG8ljy

yKg] sfo{nfO{ lg/��Gt/��tf lbg'sf] cnfjf u|fxsx?nfO{

k|lt:��kwf{Tds z'Nsdf ;]jf lbO/��x]sf 5f}�+ .

a9\bf] ljZjJofkLs/��0f;Fu}� b"/��;~rf/�� If]qdf

eO/��x]sf] k|lt:��kwf{sf] sf/��0fn] xfd|f lg0f{o k|lqmof,

sfo{z}�nL, ;+:��yfut ;+/��rgfdf ;'wf/�� u/��L sDkgLnfO{

kl/��jt{gd'vL, Jofj;flos tyf ultzLn ;+u7gsf]

?kdf ljsf; ug{ cfjZos /��x]sf] 5 . o;}� qmddf

/��0fgLlts ;fem]bf/��sf] lgo'lQm, sfof{Gjognufot

cfjZos sfo{x¿df k/��fd{z tyf ;xhLs/��0fsf]

nflu k/��fdz{bftf;Fu ;Demf}�tf u/��L sDkgLsf] Due Diligence Audit (DDA) ug]{ sfo{ ;DkGg eO{

k/��fdz{bftfaf6 clGtd k|ltj]bg k|fKt eO;s]sf] 5 .


;f]sf] sfof{Gjog g]kfn ;/��sf/��af6 plrt ;dodf

x'g] ck]Iff /��x]sf] 5 .

sDkgLdf sfo{/��t lhDd]jf/�� kbflwsf/��Lx¿;Fu

sfo{;Dkfbg ;Demf}�tf u/��L d"Nof°g k|0ffnLnfO{

k|efjsf/��L agfpg] p2]Zon] ;~rfns ;ldlt /�� k|aGw

lgb]{zs tyf k|aGw lgb]{zs /�� Joj:��yfksx¿aLr

sfo{;Dkfbg ;Demf}�tf ug]{ Joj:��yf ldnfOPsf]

5 . o;af6 sDkgLsf] Joj:��yfksLo kIf ;an,

;do;fk]If, lhDd]jf/�� /�� kl/��0ffdd'vL x'g] ljZjf;

lnOPsf] 5 .

sDkgLaf6 ;~rflnt cfof]hgfx¿ tf]lsPsf] ;dodf

;DkGg ug{]{ p2]Zon] cfof]hgf sfof{Gjogsf] cg'udg

k|0ffnLnfO{ k|efjsf/��L agfO{ lgwf{l/��t cjlwleq

cfof]hgf ;DkGg ug]{ ;Da4 kIfx¿nfO{ k'/��is[t

ug]{ /�� lgotjz l9nfO ug]{nfO{ b08 hl/��afgf ug]{

Joj:��yf s8fOsf ;fy nfu" ug]{ Joj:��yf ldnfOg]5 .

sDkgLsf] ;]jf lj:��tf/�� /�� u'0f:��t/�� clej[l4 ug{ cxd\

e"ldsf lgefpg] cfk"lt{stf{, k/��fdz{bftf /�� lgdf{0f

Joj;foLnfO{ yk lhDd]jf/�� agfO{ sDkgL;Fu ;xsfo{

ug{ clek]|l/��t ug{ v/��Lb ;Demf}�tfdf g}� oyf]lrt

Joj:��yf ldnfpg] u/��L k|lqmof yfngL ul/��Psf] 5 .

o;af6 tf]lsPsf] ;dodf sfo{ ;DkGg x'g], ;]jf

ljt/��0f /�� u'0f:��t/��df ;d]t ;sf/��fTds k|efj kg]{

ck]Iff u/��]sf] 5' .

sDkgLn] utjif{df h:��t}� ;dLIff cjlwdf klg

;/��sf/��L /��fh:��jdf dxTjk"0f{ of]ubfg k'¥ofPsf] 5 .

sDkgLn] ;dLIff jif{df cfkm\gf] s'n /��fh:��jsf] %*

k|ltzt ;/��sf/��L /��fh:��jdf of]ubfg u/��]sf] 5 eg]

s'n ;/��sf/��L /��fh:��jdf sDkgLsf] of]ubfg #=^^

k|ltzt /��x]sf] 5 . o;/��L /��fi6« lgdf{0fdf ;dlk{t x'g

kfpFbf xfdL uf}�/��jflGjt ePsf 5f}�+ . sDkgLn] cfly{s

jif{ @)&$.&% df s/�� tyf u}�Xs/�� jfkt ?= @^ ca{

^% s/��f]8 @) nfv ;/��sf/��L sf]ifdf of]ubfg u/��]sf]

5 .

cGTodf, sDkgLsf] ;kmntfsf ;xofqLx¿nfO{

cfhsf] o; ljz]if cj;/��df xflb{s wGojfb 1fkg

ug{ rfxG5' . z]o/��wgL dxfg'efjx¿n] sDkgLk|lt

b]vfpg'ePsf] ;b\efj ljZjf; cfufdL lbgx¿df klg

lg/��Gt/�� /��xg]5 eGg] d}�n] ljZjf; lnPsf] 5' . cfˆgf]

cd"No ;'emfj lbO{ sDkgLsf] ;kmntfsf dfu{bz{s

aGg'ePsf cfb/��0fLo pkef]Qmfx¿nfO{ sDkgLn] ;]jf

ug]{ cj;/�� k|bfg ug{'ePsf]df xflb{s wGojfb lbg

rfxG5' . ;fy}� eljiodf ;d]t oxfFx¿sf] /��rgfTds

;'´fj sDkgLn] k|fKt ug]{5 eGg] ljZjf; lnPsf]

5' . sDkgL Joj:��yfkg tyf cfd sd{rf/��Lju{sf]

nugzLntf, d]xgt tyf u|fxs ;]jfk|ltsf] ;dk{0fsf]

pRr sb/�� ub}�{ sd{rf/��L ju{n] cfufdL lbgx¿df

klg u|fxs;]jfd'vL eO{ sDkgLsf] k|ultsf] nflu

cfkm\gf] ;Lk, ;do /�� Ifdtfsf] pkof]u ug{'x'g]5

eGg] d}�n] ljZjf; lnPsf] 5' . sDkgLsf] Jofj;flos

lqmofsnfkx¿df pNn]Vo ;xof]u k'¥ofpg'x'g] g]kfn

;/��sf/��, g]kfn ;/��sf/��sf lgsfox¿, g]kfn lwtf]kq

af]8{, lgofds lgsfo g]kfn b"/��;~rf/�� k|flws/��0f,

sDkgL /��lhi6«f/�� sfof{no, ;/��f]sf/��jfnf tyf

z'elrGtsx¿nufot ;a}�df xflb{s s[t1tf JoQm

ub{5' . tLj| k|lt:��kwf{sf] o; 38Ldf sDkgLnfO{

cu|0fL :��yfgdf /��flv/��fVg oxfFx¿sf] ;fy, ;xof]u

/�� ;b\efjsf] nflu x[bob]lv wGojfb JoQm ub}�{

eljiodf klg sDkgLsf] pQ/��f]Q/�� k|ultsf] nflu

;xof]u ldNg]5 eGg] ljZjf; u/��]sf] 5' .

wGojfb Û

dx]��Gb|dfg u'?ª\u

cWoIf

ldlt M @)&% k'; #)


sfo{qmdsf s]��xL emnsx?


sDkgL Joj:�yfkg

;"o{eQm kf]��v/��]��nlgldQ k|aGw lgb{]zs

k|bLk /��fh pkfWofok|d'v Jofj;flos tyf ljQLo clws[t

z}�nhf /��fO{gfoa k|aGw lgb{]zs, sDkgL ;lrj

uf]��s0f{ k|;fb l;6f}�nfgfoa k|aGw lgb{]zs, cf= n]= k= tyf lg/��LIf0f ljefu

/��fh'afa' cof{nk|d'v dfgj ;+;fwg clws[t

d6's cfgGb a}�Bk|d'v k|fljlws clws[t


;]��jf tyf ;xof]��uL lgb]��{zgfnox?

k|t'n s'df/�� ;/��sf/��lgb{]zs, jfo/��nfOg tyf u|fxs ;]jf lgb]{zgfno

cgGt dfg l;+xlgb]{zs, jfo/��n]; ;]jf lgb]{zgfno

efg'/��fh >]��i7lgb]{zs, Jofsaf]g k|;f/��0f lgb{]zgfno

k|df]��b s'df/�� k/��df/��lgb]{zs, ;"rgf k|0ffnL ;xof]uL lgb]{zgfno

c?0f k|;fb k'/��Llgb]{zs, cf/��= 6L= 8L= Pkm= kl/��rfng cfof]hgf

If]��qLo lgb]��{zgfnox?

jL/��]��Gb| gfy uf]��+unlgb]{zs, sf7df8f}�+ If]qLo lgb]{zgfno, sf7df8f+}�

cd/��gfy emflgb]{zs, k"jf{~rn If]qLo lgb]{zgfno, lj/��f6gu/��

a'4 s[i0f dfgGw/��lgb]{zs, ;'b"/�� klZrdf~rn If]qLo lgb]{zgfno, cQl/��of

;/��f]��h dfg l;+x k|wfglgb]{zs, klZrdf~rn

If]qLo lgb]{zgfno, e}�/��xjf

cdn]��Gb' gf/��fo0f l;+xlgb]{zs, dWodf~rn If]qLo

lgb]{zgfno, jL/��u~h

k|sfz dfg k|wfglgb]{zs, dWoklZrdf~rn

If]qLo lgb]{zgfno, g]kfnu~h


;~rfns ;ldltsf]�� k|ltj]��bg

cfb/��0fLo z]o/��wgL dxfg'efjx¿,

g]kfn b"/��;~rf/�� sDkgL lnld6]8sf] P3f/��f}�+ jflif{s ;fwf/��0f ;efdf pkl:��yt ;Dk"0f{ z]o/��wgL dxfg'efjx¿,

cfdlGqt k|ltlglwx?, sd{rf/��Lx¿nfO{ xflb{s :��jfut tyf cleafbg AoQm ub{5f}�+ .

xfdLn] u|fxsx?sf] rfxgf tyf cfjZostfnfO{ dWogh/�� u/��L gjLgtd k|ljlwdf cfwfl/��t u'0f:��t/��Lo b"/��;~rf/��

;]jf k|bfg u/��L b"/��;~rf/�� If]qdf ;j{>]i7 a|fG8sf] ?kdf :��yflkt x'g cfkm\gf] ;a}� ;|f]t tyf ;fwgx¿nfO{

clwstd kl/��rfng ul/��/��x]sf 5f}�+ . xfdLn] gfkmfdf dfq ;Lldt g/��xL, b]zsf] ;'ud b]lv clt ljs6 :��yfgdf

;d]t pko'Qm k|ljlw k|of]u u/��L ;:��tf] /�� e/��kbf]{ b"/��;~rf/�� ;]jf pknAw u/��fO/��x]sf 5f}�+ .

sDkgLsf]�� sfo{;Dkfbg

ljQLo pknlAw

;dLIff jif{df sDkgLsf] s'n cfo !=%@ k|ltztn] j[l4 eO{ ?= $%=@& cj{ k'u]sf] 5 . tLj| k|lt:��kwf{sf] sf/��0fn]

EjfO; tyf 8f6f ;]jfsf] dxz'ndf Aofks s6f}�tLsf afjh'b gfkmf !#=&# k|ltztn] j[l4 u/��L sDkgLn] ;~rfng

cfo ?= #(=)@ cj{ sfod ug{ ;kmn ePsf] 5 . sDkgLsf] s'n vr{df @=&( k|ltztn] sdL cfPsf] 5 .

ljj/��0f cfly{s jif{ a9L÷-36L_

Jofj;flos pknlAwEjfO; ;]��jf

sDkgLsf] EjfO; ;]jfsf] u|fxs cfwf/�� !#=%! k|ltztn] j[l4 eO{ ! s/��f]8 (( nfv *) xhf/�� k'u]sf] 5 .

sDkgLsf] hDdf EjfO; ;]jfsf] u|fxs dWo] **=)@ k|ltzt lh=P;=Pd= ;]jfsf] /�� afsL cGo ;]jfsf] /��x]sf] 5 .

;ldIff jif{df sDkgLsf] EjfO; ;]jfsf] ahf/�� lx:��;f #=&& k|ltztn] j[l4 eO{ %)=( k|ltzt k'u]sf] 5 .

sDkgLsf] ljleGg EjfO; ;]jfx?sf] u|fxs cfwf/�� lgDgfg';f/�� /��x]sf] 5 .

@)&$÷&% @)&#÷&$ ?= df k|ltztdf

s'n cfo 45=27 44=59 0=68 1=52;~rfng cfo 39=02 40=34 -1=32_ -3=27_sd{rf/L vr{ 5=95 5=33 0=62 11=63dd{t tyf ;~rfng vr{ 6=74 6=53 0=21 3=21k|zf;lgs vr{ 1=32 1=29 0=03 2=32s'n vr{ 23=35 24=02 -0=67_ -2=79_Gffkmf 17=48 15=37 2=11 13=73k|lt z]o/ cfDbfgL 116=56 102=49 14=07 13=73g]^jy{ k|lt z]o/ 664=40 608=86 55=54 9=12

-/��sd ?= cj{df_


ljj/��0f cfly{s jif{

@)&$÷&% @)&#÷&$ a9L÷-36L_ a9L÷-36L_ hDdf ?= df k|ltztdf k|ltztdf

cfwf/��e"t 6]lnkmf]g ^,*^,&^@ ^,*!,$!* %,#$$ )=&* #=$

lh=P;=Pd= !,&%,*^,@!$ !,%#,!*,!$& @@,^*,)^& !$=*! **=)@ l;=l8=Pd=P= !&,)^,(^# !^,)@,)$% !,)$,(!* ^=% *=%$

cGo u|fxs %(@ %(@ – – – EjfO; ;]��jfsf s'n u|fxs !,((,*),%#! !,&^,)@,@)@ @#,&*,#@( !#=%! !)) EjfO; ;]��jfdf sDkgLsf]�� %)=( $(=)% #=&& ahf/�� lx:�;f -k|ltztdf_

EjfO; ;]��jfx?sf]�� lx:�;f

lh=P;=Pd= l;=l8=Pd=P= cfwf/��e"t 6]lnkmf]g

**=)@∞

#=$$∞

*=%$∞

EjfO; ;]��jfsf]�� cj:�yf

;]��jfx? cf=j=@)&)÷&! cf=j=@)&!÷&@ cf=j=@)&@÷&# cf=j=@)&#÷&$ cf=j=@)&$÷&%

cfwf/��e"t 6]lnkmf]g ^,%#,@)@ ^,^%,^^) ^,&#,)@& ^,*!,$!* ^,*^,&^@ lh=P;=Pd= df]afOn (),!(,*)( !,)(,@),&%@ !,@&,((,!#* !,%#,!*,!$& !,&%,*^,@!$

l;=l8=Pd=P= df]afOn !@,#),### !#,(%,%#) !%,$@,@^( !^,)@,)$% !&,)^,(^# cGo u|fxs !,!!* ()! %(@ %(@ %(@ hDDff u|fxs !,)(,)$,$^@ !,@(,*@,*$# !,%),!%,)@^ !,&^,)@,@)@ !,((,*),%#!


8f6f ;]��jf

sDkgLsf] 8f6f ;]jfsf] u|fxs cfwf/�� @(=@$ k|ltztn] j[l4 eO{ ! s/��f]8 * nfv *# xhf/�� k'u]sf] 5 . sDkgLsf]

hDdf 8f6f ;]jfsf] u|fxs dWo] (^=^* k|ltzt lh=P;=Pd= ;]jfsf] /�� afsL cGo ;]jfsf] /��x]sf] 5 . ;ldIff jif{df

sDkgLsf] a|f]8Jof08 8f6f ;]jfsf] ahf/�� lx:��;f $#=^ k|ltzt /��x]sf] 5 .

cfwf/��e"t 6]lnkmf]g

l;=l8=Pd=P= df]afOn cGo ;]jf

lh=P;=Pd= df]afOn

EjfO; ;]��jfsf u|fxsx?

2070÷71 2071÷72 2072÷73 2073÷74

1,50,00,000

1,00,00,000

50,00,000

2,00,00,000

02074÷75

6,60,000

6,70,000

6,80,000

6,90,000

6,50,000

4,50,000

9,00,000

13,50,000

18,00,000

0

1,200

300

600

900

0

45,00,000

90,00,000

1,35,00,000

1,80,00,000

0

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75 2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

2070÷71 2071÷72 2072÷73 2073÷74 2074÷752070÷71 2071÷72 2072÷73 2073÷74 2074÷75


8f6f ;]��jfx?sf]�� lx:�;f

(^=^*∞

#=#@∞

lh=P;=Pd= l;=l8=Pd=P=÷jfOd}�S;÷P=l8=P;=Pn=÷Pkm=l6=l6=Pr=

sDkgLsf] ljleGg 8f6f ;]jfx?sf] u|fxs cfwf/�� lgDgfg';f/�� /��x]sf] 5 .

8f6f ;]��jfsf]�� cj:�yf

cf=j=@)&)÷&! cf=j=@)&!÷&@ cf=j=@)&@÷&# cf=j=@)&#÷&$ cf=j=@)&$÷&%

hDDff u|fxs $&,)%,))) ^%,)(,%*# &^,)@,&(# *$,@!,!%! !,)*,*#,@)$

8f6f ;]��jfsf]�� cj:�yf

2070÷71 2071÷72 2072÷73 2073÷74 2074÷75

82,50,000

55,00,000

27,50,000

1,10,00,000

0

;]��jfx? cfly{s jif{ @)&$÷&% @)&#÷&$ a9L÷-36L_ a9L÷-36L_ hDDff

?= df k|ltztdf k|ltztdf

lh=P;=Pd= !,)%,@@,!#* *),*%,&&^ @$,#^,#^@ #)=!# (^=^*

l;=l8=Pd=P= !,#^,%&# !,#^,%&# – – !=@% jfODofS; !&,^)^ !^,&@@ **$ %=@( )=!^

P=l8=P;=Pn= @,)^,@!& !,*!,%*@ @$^#% !#=%& !=*(

Pkm=l6=l6=Pr= ^&) $(* !&@ #$=%$ )=)! 8f6f ;]��jfsf]�� s'n u|fxs !,)*,*#,@)$ *$,@!,!%! @$,^@,)%# @(=@$ !))


;]��jf la:�tf/�� tyf u'0f:�t/�� ;'wf/��

sDkgLn] xfn ;~rfngdf /��x]sf k'/��fgf k|ljlwsf kLP;6LPg -NofG8nfOg_ 6]lnkmf]g ;]jfsf] u'0f:��t/�� clea[l4

x'g] u/��L gofF k|ljlwdf kl/��jt{g u/��]sf] 5 . ;ldIff jif{df hDdf !^&,^&* nfOg cfOkL a]:��8 k|ljlwdf ?kfGt/��0f

ul/��Psf] 5 . o;n] ubf{ NofG8nfOg k|ljlwsf] EjfO; tyf 8f6f ;]jfsf] u'0f:��t/��df pNn]vgLo ;'wf/�� ePsf] 5 .

o; k|ljlw cGtu{tsf PS;r]��Ghx?af6 u|fxssf]�� dfu cg'?k !))∞ P=8L=P;=Pn nfOg pknAw u/��fpg ;d]��t

;Dej x'g]5 . ;fy}� eljiodf NofG8nfOg ;]jfdf cfwfl/��t cGo cfw'lgs ;]jf h:��t}� M cfO={kL=6LeL, lel8of] cg

l8dfG8 (IPTV, Video On Demand) cflb ;]jf ;d]t k|bfg ug{ d2t k'Ug]5 .

sDkgLn] b'u{d lxdfnL lhNnfx?df ;]jf pknAw u/��fpgsf nflu NTSAT k|ljlwsf] k|of]u ub}�{ cfPsf] 5 . ;dLIff jif{df sDkgLn] bfr{'nf, h'Dnf, sflnsf]6, d'u', 8f]Nkf /�� x'Dnf lhNnfsf] clt b'u{d :��yfgdf Pg6L:��of6 (NTSAT) dfkm{t b"/��;~rf/�� ;]jf ;~rfng u/��]sf] 5 . ca tL :��yfgsf hgtfn] b"/��;~rf/�� ;]jf pkef]u ug{ kfpg] 5g\

eg] g]kfn ;/��sf/��sf] sfo{ ;Dkfbgdf ;d]t ;xhtf cfpg] ljZjf; lnOPsf] 5 . g]kfn ;/��sf/��sf] gLlt cg'?k

sDkgLn] k|ltkmn sd cfpg] /�� t'ngfTds ?kdf nufgL a9L x'g] :��yfgx?df ;d]t ;]jf lj:��tf/�� ug]{ qmdnfO{

lg/��Gt/��tf lbPsf] 5 .

u|fxsx¿sf] 3/��;Dd clK6sn kmfOa/��dfkm{t b|'t ultsf] a|f]8Aof08 OG6/��g]6 tyf EjfO; ;]jf ;~rfng ug{ ;lsg]

/�� g]kfndf pknAw OG6/��g]6 ;]jfdWo] ;a}�eGbf pRr ultsf] OG6/��g]6 ;]jf Fiber To The Home (FTTH) sf] lj:��tf/��nfO{ ;ldIff jif{df klg lg/��Gt/��tf lbOPsf] 5 .

sDkgLn] ljut jif{x?df h:��t}� ;dLIff jif{df klg ljleGg ljs6 :��yfgx?df ;]jf lj:��tf/�� u/��]sf] 5 . l;Gw'kfNrf]s

lhNnfsf] r]k]8f8f, e"sDkaf6 clt k|efljt uf]vf{ lhNnfsf] nfk|fs, :��ofªhf lhNnfsf] dfn'Ëf, huqb]jL, 9fk's

l;dneGHofª, kfNkf lhNnfsf lkkn8f8f, x'ªbL kmf]lS;ªsf]6, afh'/��f lhNnfsf] ljs6 :��yfg afw' /�� laR5f u/��L

@@! b'u{d :��yfgx?df la=6L=P;= :��yfkgf u/��L ;]jf ;~rfngdf 5 . oL :��yfgx?dWo] sltko :��yfgdf o; cl3

s'g}� klg ;]jf gk'u]sf :��yfgxx? /��x]sf 5g\ .

sDkgLn] u|fxsxx?sf] u'gf;f] ;Daf]wg ug{sf] nflu gofF ;f]wk'5 tyf u|fxs;]jf s]Gb| ;~rfng u/��]sf]

5 . xfn;Dd 6]lnkmf]gaf6 dfq ;]jfx? lbO/��x]sf]df ;f] u|fxs;]jf s]Gb|af6 ut ;fpg !^ ut] b]lv

P;PdP;, Od]n tyf j]a Rof6 ;]jfsf] dfWodaf6 ;d]t ;f]wk'5 tyf u|fxs ;]jf pknAw u/��fOPsf]

5 . To;}�u/��L km];a's, 6\jL6/��nufotsf ;fdflhs ;~hfndfkm{t k|fKt ;'emfj tyf u'gf;fx?sf] hjfkm

klg cfufdL lbgdf oxL s]Gb|dfkm{t pknAw u/��fpg] Joj:��yf ul/��g]5 . o;}�u/��L ;ldIff jif{df sDkgL /��

rfOgf 6]lnsd Unf]anaLr @)&$ k'if @* ut]af6 qm;af]8{/�� clK6sn kmfOa/�� ln+ssf] z'?jft ul/��Psf] 5 . ;f]

ln+sdfkm{t sDkgLsf ;]jfxx?sf] pknAwtf /�� ljZj;lgotfdf cem}� clej[l4 x'g] ck]Iff ul/��Psf] 5 . o;}�u/��L

PSTN ;]jfsf] Billing System nfO{ CRTB & CS System df Migration ul/��Psf] 5 . sDkgLsf hLP;Pd, ;L8LPdP, P8LP;Pn /�� jfODofS; ;]jfx? o; cl3 g}� ;f] l;i6ddfkm{t ;~rfng eO/��x]sf lyP . To;}�n]

sDkgLsf ;a}� k|d'v ;]jfsf] lalnª /�� u|fxs ;]jf;DaGwL sfo{ PsLs[t lalnË k|0ffnL -Convergent Real Time Billing and Customer Support System) af6 ePsf] 5 . ;a}� ;]jfsf u|fxs ;]jf ;DaGwL sfd Pp6}� l;i6d Customer Relationship Management (CRM) af6 x'g] ePsf]n] u|fxsn] km/��s km/��s ;]jfsf nflu 5§'f 5§'}� sfpG6/�� wfO/��xg' kg]{ 5}�g . o;n] u|fxs ;]jf ;'ljwfdf a[l4 x'g'sf ;fy}� sfof{nosf] sfo{ ;Dkfbg

;d]t ;xh x'g] laZjf; lnOPsf] 5 .

sDkgLn] cfk\mgf ;]jfx?sf] :��t/��f]GgtL ub}�{ ;]jfsf] u'0f:��t/�� al[4 ug{ clK6sn kmfOa/�� g6]js{ lj:��tf/�� sfo{nfO{

tLj|tfsf ;fy cl3 a9fO/��x]sf] 5 . sDkgLn] ;ldIff jif{df % ;o #) lsnf]ld6/�� clK6sn kmfOa/�� g6]js{ lj:��tf/��

u/��]sf] 5 . ;dLIff cjlw sDkgLn] s'n %& j6f lhNnfdf clK6sn kmfOa/�� g]6js{ lj:��tf/�� ul/��;s]sf] 5 .

d'n'se/��sf && lhNnf ;b/��d'sfddf clK6sn kmfOa/�� g6]js{ lj:��tf/�� ug]{ nIo sDkgLn] lnPsf] 5 . oL lhNnfdf

pko'Qm k|ljlw k|of]u u/��L r/��0fa4 ?kdf sfo{ ;DkGg ug]{ ofh]gf /��x]sf] 5 . clK6sn kmfOa/�� g]6js{ lj:��tf/��


ePkl5 sDkgLsf] EjfO; /�� 8f6f ;]jf yk u'0f:��t/��Lo x'g]5 . Ps s/��f]8 GSM nfOg lj:��tf/�� cfof]hgf cGtu{t

;dLIff jif{ @)&$÷&% df b]ze/�� s'n $(! j6f BTS h8fg u/��L ;]jf ;~rfngdf NofOPsf] 5 .

;]jf lj:��tf/�� tyf u'0f:��tf/�� ;'wf/��sf] nflu cfof]hgfx?sf] dxTjk"0f{ of]ubfg x'g] s'/��fnfO{ dWogh/�� u/��L

;dLIff jif{df ljleGg cof]hgfx?sf] k|fljlws k/��LIf0f ug]{ sfo{sf] z'?jft ul/��Psf] 5 . ;dLIff jif{df FTTH cfof]hgfx?sf] sfof{Gjog, Dedicated Feeder, Generator and City Supply sf] k|of]u, cK6Lsn lj:��tf/��,

lh=P;=Pd= ;]jfsf] KPI ;DaGwL k|fljlws k/��LIf0f ul/��Psf] 5 .

cfly{s jftfj/��0f

ljZj cy{tGq

cGt/��f{li6«o d'b|fsf]ifn] cS6f]j/�� @)!* df k|sfzg u/��]sf] World Economic Outlook cg';f/�� ljZj cy{tGqsf] j[l4b/�� ;g\ @)!* /�� @)!( df #=& k|ltzt /��xg] k|If]k0f u/��]sf] 5 . ljsl;t d'n'sx¿sf] cy{tGq ;g\ @)!*

df @=$ k|ltzt /�� ;g\ @)!( df @=! k|ltztn] j[l4 x'g] sf]ifsf] cg'dfg 5 . To:��t}� pbLodfg tyf ljsf;zLn

cy{tGqx¿sf] j[l4b/�� ;g\ @)!* /�� ;g\ @)!( df $=& k|ltzt /��xg] cg'dfg sf]ifn] u/��]sf] 5 . cfly{s ;'wf/��sf

sfo{qmd, cfk"lt{df ;xhtf /�� gLltut ;'wf/��sf] sf/��0f nufgLsf] jftfj/��0fsf] l;h{gf eO{ l5d]sL d'n's ef/��tsf]

cy{tGq ;g\ @)!* /�� @)!( df qmdzM &=# /�� &=$ k|ltztn] j[l4 x'g] tyf l5d]sL d'n's rLgsf cy{tGq ;g\

@)!* df ^=^ k|ltztn] /�� ;g\ @)!( df ^=@ k|ltztn] j[l4 x'g] sf]ifsf] k|If]k0f /��x]sf] 5 .

d'n's @)!& @)!* -k|If]��k0f_ @)!( -k|If]��k0f_

ljZjsf] pTkfbg #=& #=& #=&

ljsl;t cy{tGq @=# @=$ @=! pbLodfg tyf ljsf;zLn $=& $=& $=&

pbLodfg tyf ljsf;Gd'v Plzof ^=% ^=% ^=# ef/��t ^=& &=# &=$ rLg ^=( ^=^ ^=@

ljZj tyf l5d]��sL d'n'sx?sf]�� cfly{s j[l4b/�� -k|ltztdf_

g]��kfnsf]�� cy{tGqsf]�� ;dLIff

cg's'n df}�;d, ;/��sf/��sf] k'hLut vr{df j[l4, phf{ Aoj:��yfkg, nufgLsf] jftfj/��0fdf ;'wf/�� nufotsf]

sf/��0fn] ;du| cfk"lt{ Aoj:��yfdf ;'wf/�� eO{ cfly{s ultljlwdf lj:��tf/�� ePsf] 5 . g]kfn ;/��sf/�� cy{

dGqfnon] k|sflzt u/��]sf] cf=j= @)&$÷&% sf] cfly{s ;j]{If0f cg';f/�� ;dLIff jif{df s'n ufx{:��Yo pTkfbg

cfwf/��e"t d"Nodf %=( k|ltztn] j[l4 x'g] cg'dfg /��x]sf] 5 . ut cfly{s jif{df cfly{s j[l4b/�� &=$ k|ltzt

/��x]sf] lyof] . Aofkf/�� tyf ;]jf If]qdf ePsf] ;'wf/��n] u}�/�� s[lif If]qsf] cfly{s j[l4 b/�� &=! k|ltzt /�� s[lif

If]qsf] j[l4 b/�� @=* k|ltzt /��xg] cg'dfg 5 . s'n ufx{:��Yo pTkfbgdf s[lif If]qsf] of]ubfg 36\bf] 5 eg]

;]jf If]qsf] of]ubfg a9\b}� uO/��x]sf] 5 . cfly{s jif{ @)&$÷&% sf] s'n ufx{:��YopTkfbgdf s[lif tyf u}�/�� s[lif

If]qsf] of]ubfg qmdzM @&=^ /�� &@=$ k|ltzt /��xg] cg'dfg 5 .

b"/��;~rf/�� If]��qsf]�� ;dLIffgjLg, cTofw'lgs k|ljlwo'Qm b"/��;~rf/�� ;]jfx? pknAw x'g yfn]sf]n] o; If]qsf] ;]jfdf u'0ffTds tyf ;+VofTds

j[l4 ePsf] 5 . g]kfn b"/��;~rf/�� k|lws/��0fn] k|sflzt u/��]sf] MIS Report cg';f/�� @)&% c;f9 d;fGt;Dddf


EjfO; ;]jfsf] u|fxsx¿sf] ;+Vof # s/��f]8 (@ nfv @ xhf/�� k'uL 6]ln3gTj !##=*# k|ltzt k'u]sf] 5 . EjfO;

6]lnkmf]g ;]jfdWo] df]afOnsf] lx:��;f (& k|ltzt /��x]sf] /�� afFsL cGo ;]jfsf] /��x]sf] 5 . EjfO; 6]lnkmf]g ;]jfdf

utjif{ sDkgLsf] lx:��;f $(=)% k|ltzt /��x]sf]df ;dLIff cjlwdf #=&& k|ltzn] j[l4 eO{ %)=( k|ltzt k'u]sf] 5 .

o;/��L ;dLIff cjlwdf EjfO; ;]jfdf sDkgLn] ahf/�� lx:��;f j[l4 ug{ ;kmn ePsf] 5 . ;dLIff jif{sf] cGTo;Dd

s'n hg;+Vofsf] %!=!% k|ltztdf 8f6f ;]jf k'u]sf] 5 .

;+:�yfut ;'zf;g tyf kf/��blz{tf

s'g}� klg ;+:��yfsf] ;kmntf d"n?kdf To; ;+:��yfn] cjnDag ug]{ s'zn ;+:��yfut ;'zf;gsf cEof;x¿df lge{/��

/��xG5 . o; tYonfO{ dWogh/�� u/��L ;~rfns ;ldlt /�� sDkgL Joj:��yfkgnn] ;+:��yfut ;'zf;g (Corporate Governance) nfO{ pRr dxTjsf ;fy kfngf u/��fpg k|lta4 5 . sDkgLsf] k|efjsfl/��tf tyf bIftf j[l4 ug{ Pj+d nufgLstf{ tyf ;/��f]sf/��jfnfsf] ljZjf; j[l4 ug{ ;+:��yfut ;'zf;gsf] dxTjk"0f{ e"ldsf /��x]sf] x'G5 . xfdLn]

;+:��yfut ;'zf;gsf cEof;x¿ k"/��f ug{ g]kfn ;/��sf/�� tyf lgofds lgsfox¿af6 ;do–;dodf hf/��L ul/��Psf

gLlt Pj+ lgb]{zg, ;fdflhs d"No dfGotf, k|rlnt k/��Dk/��fx¿, ;fj{hlgs P]gx¿nfO{ k"0f{?kdf kfngf ub}�{ cfPsf

5f}�+ . sDkgLn] cfkm\gf] sf/��f]af/��x? kf/��bzL{ tl/��sfn] cl3 a9fO{ ;/��f]sf/��jfnf, ;/��sf/��, lgofds lgsfox? k|ltsf]

pQ/��bfloTj k"/��f ug{ x/�� ;Dej k|of; ub}�{ cfPsf] 5 . sDkgLn] cfkm\gf] sf/��f]af/�� tyf ljQLo ljj/��0fx¿ /��fli6«o

tyf cGt/��f{li6«o dfkb08 cg';f/�� tof/�� u/��L ;fj{hlgs ub}�{ cfPsf] 5 . xfdL e|i6frf/�� /��f]syfd ug{ k|lta4

5f]}�+ . o;sf] nflu xfdLn] cfjZos pkfox? ckgfPsf 5f}�+ . e|i6frf/�� lgjf/��0f P]g, @)%( cg';f/�� sd{rf/��Lx?sf]

;DklQ ljj/��0f k|To]s cfly{s jif{sf] z'?df g}� dfu u/��L g]kfn ;/��sf/�� ;dIf k7fpg] ul/��Psf] 5 . sDkgLsf

sfo{x? Aojl:��yt ug{sf] nflu cfjZos clwsf/��x? k|Tof]hg ug{'sf] ;fy}� clws[t:��t/��sf ;a}� sd{rf/��Lx?nfO{

sfo{ ljj/��0f lbO{ sfd k|lt lhDd]jf/�� agfOPsf] 5 . e|i6frf/�� /��f]syfd ug{sf] nflu cfjZos k|efjsf/��L lgoGq0f

k|0ffnL nfu" ul/��Psf] 5 . unt sfo{ /��f]SgnfO{ sd{rf/��L ljlgodfjnLdf cfjZos Aoj:��yfx? ul/��Psf] 5 /�� lgod

ljk/��Lt unt sfo{ ug]{ sd{rf/��LnfO{ ljlgodfjnL adf]lhd sf/��jfxL ug]{ ul/��Psf] 5 . To:��t}� ;+:��yfut ;'zf;g

clej[l4sf nflu gful/��s a8fkq sfof{Gjog /�� sd{rf/��Lsf] cfrf/��;+lxtf nfu" ul/��Psf] 5 . g]kfn ;/��sf/��,

k|wfgdGqLsf] sfof{nodf /��x]sf] x]nf] ;/��sf/��dfkm{t k|fKt ;]jfu|fxLsf u'gf;fx?nfO{ plrt?kdf ;Daf]wg u/��L

;'zf;gsf] k|Tofe"lt u/��fpg xfdL sl6a4 5f}�+ . ;fy}� v/��Lb k|lqmofdf Ps?ktf NofO{ kf/��bzL{ Pjd\ k|lt:��kwf{Tds

agfpg E-Bidding k|lqmofaf6 sDkgLn] cfkm\gf] v/��Lb k|0ffnLnfO{ Jojl:��yt ub}�{ cfPsf] 5 .

;~rfns ;ldltsDkgL P]g, @)^#, sDkgLsf] k|aGwkq tyf lgodfjnL cg';f/�� ;~rfns ;ldlt u7g ePsf] 5 . ;~rfns ;ldltn] cfkm\gf] sfd sf/��jfxL sDkgL P]g, @)^#, sDkgLsf] k|aGwkq tyf lgodfjnL cg';f/�� ub}�{ cfPsf] 5 .

sDkgLsf] k|aGwkqdf ePsf] Aoj:��yf cg';f/�� & hgf ;~rfnsx? /��x]sf 5g\ .

@)&%, c;f9 d;fGtdf b]xfosf] ;~rfns ;ldlt /��x]sf] 5 .

qm=;+= Gffd kb

!= >L dx]Gb|dfg u'?ª\u cWoIf

@ >L sfldgL /��fhe08f/��L ;b:��o

#= >L /��d]z 9sfn ;b:��o

$= >L /��fdrGb| 9sfn ;b:��o

% >L pQ/�� s'df/�� vqL ;b:��o

^= >L lji0f' k|;fb s;h' ;b:��o

& >L /��fh axfb'/�� /��fjn ;b:��o


;~rfns ;ldltdf ePsf]�� x]��/��km]��/�� /�� ;f]��sf]�� sf/��0f

cfly{s jif{ @)&$÷&% df sDkgLsf] ;~rfns ;ldltdf ePsf] x]/��km]/�� lgDg cg';f/�� /��x]sf] 5 .

l;=g+= ;~rfnssf]�� gfd kb k|ltlglwTj

ug]��{ ;+:�yf

lgo"lQm ldlt ptm :�yfgdf cufl8

/��x]��sf]�� JolSt

sf/��0f

!= >L s]bf/�� axfb'/�� clwsf/��L cWoIf ;lrj, g]kfn

;/��sf/�� ;~rf/��

tyf ;"rgf

k|ljlw dGqfno

@)&$.)&.)^ >L dx]Gb|dfg u'?ª\u g]kfn ;/��sf/��sf]

lg0f{ofg';f/��

:��yfgfGt/�� eO{

gof ;lrj

lgo"tm ePsf]n]

@ >L dx]Gb|dfg u'?ª\u cWoIf ;lrj, g]kfn

;/��sf/�� ;~rf/��

tyf ;"rgf

k|ljlw dGqfno

@)&$.!@.@^ >L s]bf/�� axfb'/�� clwsf/��L g]kfn ;/��sf/��sf] lg0f{ofg';f/�� :��yfgfGt/�� eO{ gof ;lrj lgo"tm ePsf]n]

#= >L /��d]z 9sfn ;b:��o ;x ;lrj, g]kfn

;/��sf/��, sfg"g,

Gofo tyf ;+;lbo

dfldnf dGqfno

@)&$.)&.)* >L l8NnL/��fh clwsf/��L g]kfn ;/��sf/��sf]

lg0f{o cg';f/��

;?jf ePsf]n]

$= >L pQ/�� s'df/�� vqL ;b:��o ;x ;lrj,

g]kfn ;/��sf/��,

cy{ dGqfno

@)&$.)%.)& >L /��fd s[i0f ;'j]bL g]kfn ;/��sf/��sf]

lg0f{o cg';f/��

;?jf ePsf]n]

% >L lji0f' k|;fb s;h' ;b:��o ;j{;fwf/��0f

z]o/�� k|ltlglw

@)&%.)#.@% >L ljgo s'df/�� rfln;] gof+ k|ltlglw

lgjf{lrt ePsf]n]

^ >L /��fh axfb'/�� /��fjn ;b:��o sd{rf/��L k|ltlglw @)&%.)!.!% >L 6+s nfn >]i7 gof+ k|ltlglw

lgjf{lrt ePsf]n]

;~rfnsx¿nfO{ e'QmfgL ul/��Psf]�� kfl/��>lds, eQf tyf ;'ljwfsf]�� /��sd

cf=j= @)&$÷&% df ;~rfns ;ldltsf] %) j6f a}�7s a;]sf] /�� sDkgLsf] lgodfjnLdf Joj:��yf eP adf]lhd a}�7s

eQf e'QmfgL ul/��Psf] 5 .

l;=g+= kbflwsf/��Lx¿ kb ;+Vof hDdf /��sd ¿=

!= >L dx]Gb|dfg u'?ª\u cWoIf @* !,!@,)))

@= >L s]bf/�� axfb'/�� clwsf/��L cWoIf @! *$,)))

#= >L sfldgL /��fhe08f/��L k|aGw lgb]{zs $( !,(^,)))

$= >L /��d]z 9sfn ;~rfns #) !,@),)))

%= >L l8NnL/��fh l3ld/��] ;~rfns !^ ^$,)))

^= >L /��fdrGb| 9sfn ;~rfns $! !,^$,)))

&= >L pQ/�� s'df/�� vqL ;~rfns $@ !,^*,)))

*= >L /��fds[i0f ;'j]bL ;~rfns # !@,)))

(= >L ljgo s'df/�� rfln;] ;~rfns #( !,%^,)))

!)= >L lji0f' k|;fb s;h' ;~rfns % @),)))

!!= >L /��fh axfb'/�� /��fjn ;~rfns !! $$,)))


n]��vfk/��LIf0f ;ldltsDkgL P]g, @)^# adf]lhd sDkgLsf] cfGtl/��s lgoGq0f k|0ffnL, hf]lvd Joj:��yfkg, ;+:��yfut ;'zf;gsf] k|efjsfl/��tfsf] d"Nof°g ug{sf] nflu b]xfo adf]lhd n]vfk/��LIf0f ;ldlt u7g eO{ lqmofzLn 5 .

sDkgLsf] sfd sf/��jfxL d"Nofs+g ug{ n]vfk/��LIf0f ;ldlt u7g eO{ lqmoflzn /��x]sf] 5 .

kbflwsf/��L kb

;~rfns >L /��flwsf cof{n cWoIf

;~rfns >L wg/��fh 1jfnL ;b:��o

;~rfns >L pQ/�� s'df/�� vqL ;b:��o

;~rfns >L lji0f' k|;fb s;h' ;b:��o

gf=k|=lg= -cf=n]=k= tyf lg= ljefu_ >L uf]s0f{ k|;fb l;6f}�nf ;b:��o ;lrj

n]vfk/��LIf0f ;ldltn] sDkgL P]g, @)^# sf] bkmf !^$ /�� !^% df ePsf] Aoj:��yf cg';f/�� sDkgLsf] ljQLo l:��ylt, cfGtl/��s lgoGq0f tyf hf]lvd Joj:��yfkg k|0ffnL, k|rlnt lgod sfg"gx¿sf] cg'kfng /�� n]vfk/��LIf0f sfo{qmd cflb af/��] lgoldt ;dLIff u/��L ;~rfns ;ldlt tyf Joj:��yfkgnfO{ cfjZos ;'emfj lbb}� cfPsf] 5 . n]vfk/��LIf0f ;ldltsf] e"ldsf k|efjsf/��L agfpg ;do–;dodf a}�7s a;L n]vfk/��LIf0f k|ltj]bg Pj+ sDkgLdf :��yflkt cfGtl/��s lgoGq0f k|0ffnLsf] ;do ;fk]If k'g/��fjnf]sg ug]{ ul/��Psf] 5 . ;fy}� ;ldltn] cfGtl/��s tyf afx\o n]vfk/��LIf0f k|ltj]bgx¿dfly lj:��t[t 5nkmn /�� ;dLIff u/��L sDkgL ;~rfngsf] nflu cfjZos ;'emfjx¿ ;~rfns ;ldlt tyf Joj:��yfkgnfO{ k|bfg ub}�{ cfPsf] 5 .

cf=j= @)&$÷&% df n]vfk/��LIf0f ;ldltsf] a}�7s !# k6s a;]sf] /�� ;ldltsf kbflwsf/��Lx¿nfO{ lgDgfg';f/��sf] a}�7s eQf e'QmfgL ul/��Psf] 5 .

l;=g+= kbflwsf/��Lx¿ kb pkl:�ylt hDdf /��sd ¿=

! ;~rfns >L l8NnL/��fh l3ld/��] cWoIf % @),)))

@= ;~rfns >L /��d]z 9sfn cWoIf * #@,)))

# ;~rfns >L /��fdrGb| 9sfn ;b:��o * #@,)))

$ ;~rfns >L pQ/�� s'df/�� vqL ;b:��o !) $),)))

% ;~rfns >L ljgo s'df/�� rfln;] ;b:��o !# %@,))) ^ gf=k|=lg= >L uf]s0f{ k|;fb l;6f}�nf ;b:��o ;lrj !# %@,)))

cf=j= @)&$÷&% df n]vfk/��LIf0f ;ldltn] lgDg sfo{x? u/��]sf] 5 .

ð sDkgLsf] cfGtl/��s tyf afXo n]vfk/��LIf0f k|ltj]bgdf cf}�+NofOPsf a'Fbfx¿sf] k|ltlqmof /�� k|ultsf] ;dLIff .ð sDkgLsf] cf;fdL afsL, /��fhZj ;DaGwL 5nkmn .ð k|fljlws k/��LIf0fsf] k|ltj]bg dfly 5nkmn .ð sDkgLsf] cf=j= @)&$÷&% sf] clGtd n]vfk/��LIfssf] kfl/��>lds tyf lgo'lQmsf zt{x¿sf] l;kmfl/��; .ð sDkgLsf] cfGtl/��s lgoGq0f k|0ffnLsf] d"Nofs+g tyf ;dLIff .ð sDkgLdf ;~rfngdf /��x]sf ljleGg of]hgfx¿sf] k|ult ;dLIff .ð sDkgLsf] ljleGg sfd sf/��afxLx¿sf] k|efjsfl/��tfsf] ;dLIff .

cfGtl/��s lgoGq0f k|0ffnL;:��yf+sf] bIftfsf ;fy}� k|efjsfl/��tf j[l4 ug{, ;xL, k"0f{ /�� ;dofg's'n ljQLo tyf Aoj:��yfksLo ;"rgf pknAw u/��fpg tyf cfGtl/��s tyf afXo P]g lgodx? cg'kfngf ug{ cfGtl/��s lgoGq0f k|0ffnLsf] dxTjk"0f{ e"ldsf


/��x]sf] x'G5 . hfn;fhL, uNtL sd ug{ /�� hf]lvd Aoj:��yfkg ug{ cfGtl/��s lgoGq0f k|0ffnL x'g' h?/��L x'G5 . sDkgLsf] pb]Zo k"/��f ug{ /�� cfly{s cg'zf;g sfod /��fVg k|efjsf/��L lgoGq0f k|0ffnL ckl/��xfo{ /��x]sf] 5 . xfdL ljQLo tyf Jofj;flos ultljlwx¿nfO{ d"Nof°g u/��L sDkgLnfO{ x'g ;Sg] ;Defljt gf]S;fgL÷hf]lvdnfO{ sd ug{ /�� afXo tyf cfGtl/��s gLlt lgodx¿sf] cg'kfngf ug{ k|lta4 5f}�+ . oL s'/��fx?nfO{ dWo]gh/�� u/��L xfdLn] cfjZostfg';f/�� ljlgod, sfo{ljlw, gLlt tyf dfkb08 tof/�� u/��L k|efjsf/��L ?kdf nfu" u/��]sf 5f}�+ . o:��tf ljlgod, sfo{ljlw, gLlt tyf dfkb08x¿nfO{ hf]lvd klxrfg tyf lg/��fs/��0f ug{sf] nflu ;do;fk]If kl/��dfh{g u/��L cBfjlws ug]{ ul/��Psf] 5 . sDkgLdf Ps :��jtGq cfGtl/��s n]vfk/��LIf0f ljefu /��x]sf] 5 . o; ljefun] n]vfk/��LIf0f ;ldltsf] k|ToIf lgu/��fgL /�� /��]vb]vdf sfd ub{5 . ;f] ;ldltn] sDkgLsf] cfGtl/��s lgoGq0f k|0ffnL /�� hf]lvd Aoj:��yfkg k|0ffnLsf] d"Nofs+g ug]{ ub{5 . cfGtl/��s n]vfk/��LIf0f ljefun] ;~rfns ;ldltn] :��jLs[t u/��]sf] cfGtl/��s n]vfk/��LIf0f sfo{ljlw /�� k|rlnt d"No dfGotfsf] cfwf/��df n]vfk/��LIf0f ub{5 . cfGtl/��s n]vfk/��LIf0f k|ltj]bg n]vfk/��LIf0f ;ldltdf lgoldt ?kdf k]z ug]{ ul/��Psf] /�� cf}�NofOPsf s}�lkmotx? ;'wf/�� ug{ Aoj:��yfkgnfO{ cfjZos lgb]{zg lbg] ul/��Psf] 5 . sDkgLsf] lgoGq0f k|0ffnLnfO{ yk k|efjsf/��L agfpg k|To]s b'O{ jif{sf] cGt/��fndf sDtLdf Psk6s cfo ;'lglZrttfsf] k/��LIf0f (Revenue Assurance Audit), sfo{;Dkfbgsf] k/��LIf0f (Performance Audit) /�� k|fljlws k/��LIf0f (Technical Audit) u/��fpg] Joj:��yf ul/��Psf] 5 . ;f]xL adf]lhd cfGtl/��s n]vfk/��LIf0f tyf lg/��LIf0f ljefudf o; ;DaGwL sfo{sf] nflu 5'§}� k|fljlws OsfO{ u7g eO{ sfo{ eO/��x]sf] 5 . /��fh:��j r'xfj6 lgoGq0f ug]{ p2]Zon] /��fh:��j lgu/��fgL tyf cg'udg ;ldlt lqmofzLn /��x]sf] 5 .

n]��vfk/��LIfssDkgLsf] cf=j= @)&$÷&% sf] clGtd n]vfk/��LIf0f dxfn]vf k/��LIfssf] sfof{nosf] l;kmfl/��;df lgo'Qm x'g' ePsf n]vfk/��LIfs rf6{8{ PsfpG6]06 >L ;'af]w s'df/�� s0f{ /�� rf6{8{ PsfpG6]06 >L cRo't /��fh hf]zLaf6 ;DkGg ePsf] 5 . cfly{s jif{ @)&%÷&^ sf] n]vfk/��LIf0f ug{sf] nflu dxfn]vf k/��LIfssf] sfof{nosf] k/��fdz{ tyf n]vfk/��LIf0f ;ldltsf] l;kmfl/��; cg';f/�� o; ;fwf/��0f ;efaf6 n]vfk/��LIfssf] lgo'QmL ul/��g]5 .

u|fxs ;]��jf xfdL u|fxsx?sf] u'gf;f] tyf lh1f;f ;Daf]wg ug{ k|lta4 5f}�+ . u|fxsx?sf] u'gf;f]x? ;dodf ;Daf]wg ug{sf] nflu @$÷& u|fxs ;]jf s]Gb|sf] Aoj:��yf ul/��Psf] 5 . u|fxsx?n] cfkm\gf] u'gf;f] tyf lh1f;fx? lh=P;=Pd, l;=l8=Pd=P= /�� jfODofS; ;]jfsf] xsdf !$(*, lk=P;=l6=Pg=, Pkm=l6=l6=Pr, P=l8=P;=Pn, lnH8nfOg /�� le:��of6;]jfsf] xsdf !(* af6 /��fVg ;lsg] Aoj:��yf ul/��Psf] 5 . u|fxsx?n] !(& af6 s'g}� klg ;+3 ;+:��yfsf] 6]lnkmf]g gDa/�� ;f]wk'5 ug{ ;lsg] Aoj:��yf ul/��Psf] 5 . To:��t}� d'n'se/�� /��x]sf] sDkgLsf] !%* u|fxs;]jf s]Gb|af6 u'gf;f] ug{ ;Sg]5g\ . sDkgLsf] u|fxs ;]jf s]Gb| b]zsf] && j6}� lhNnfdf /��x]sf] 5 . g]kfn ;/��sf/��, k|wfgdGqLsf] sfof{nodf /��x]sf] x]nf] ;/��sf/��dfkm{t ;d]t ;]jfu|fxLn] u'gf;fx? /��fVg ;Sg]5g\ . ;"rgfsf] xs ;DaGwL P]g, @)^$ cg';f/�� sDkgLsf] k|jQmf, ;xk|jQmf tyf ;"rgf clwsf/��L tf]lsPsf] 5 . s'g}� klg ;]jfu|fxLn] ;"rgfsf] xs ;DaGwL P]g, @)^$ df ePsf] Aoj:��yfsf] clwgdf /��xL sDkgL ;DaGwL ;"rgf k|jQmf, ;xk|jQmf tyf ;"rgf clwsf/��L;Fu dfu ug{ ;Sg]5 . ;fy}� sDkgL ;DaGwL cfjZos hfgsf/��L k|jQmf, ;xk|jQmf dfkm{t sDkgLn] ;~rf/�� dfWodnfO{ lgoldt?kdf pknAw u/��fO{ ;]jfu|fxLx?nfO{ hfgsf/��L u/��fpg] ul/��Psf] 5 .

hf]��lvd Aoj:�yfkg

ljZjJofkL ?kdf eO/��x]sf] b"/��;~rf/�� k|ljlwsf] ljsf;, Data ;]jf /�� Smart Phone sf] a9\bf] k|of]usf sf/��0f Skype, Viber nufot cGo OTT ;]jfx¿sf] k|of]u a9\b}� uPsf] sf/��0fn] ljb]zaf6 x'g] cfudg sn /�� d'n'saf6 x'g] afXoudg snsf] kl/��df0fdf klg c;/�� k/��]sf] 5 . csf]{ tkm{ cWoog /�� /��f]huf/��Lsf nflu ljb]z hfg]x¿nfO{ nlIft u/��L sDkgLn] plrt ahf/�� /��0fgLlt lnPsf]] 5 . sDkgLn] k|fKt ug{] /��fh:��jdf d'n's lelqg] cGt/��f{li6«o sn jfkt sDkgLn] k|fKt ug{] /��sdsf] 7"nf] of]ubfg /��xg] u/��]sf] 5 . o:��tf] cj:��yfdf s]xL JolQm /�� ;d"xn] u}�/��sfg'gL ?kdf sDkgLsf] g]6j{ssf] cglws[t k|of]u u/��L sDkgLsf] cfo /�� d'n'ssf] /��fh:��j r'xfj6 ug{


cGt/��f{li6«o cfudg sn afOkf;sf cfw'lgs k|ljlw pkof]u ug]{ u/��]sf] kfOPsf] 5 . b"/��;~rf/�� /�� ;"rgf k|ljlwsf] dfWodaf6 d'n'ssf] ;du| ljsf;df 6]jf k'¥ofO/��x]sf] o; sDkgLsf] cfly{s :��jf:��Yodf Call Bypass h:��tf u}�/��sfg'gL sfo{n] k|lts"n k|efj kfl/��/��x]sf] 5 . o:��tf u}�/��sfg'gL lqmofsnfk lg?T;flxt /�� lgoGq0f u/��L /��fh:��j r'xfj6sf] gsf/��fTds c;/�� Go"gLs/��0f ug{ sDkgLn] g]kfn k|x/��Lsf] s]Gb|Lo cg';Gwfg Ao'/��f];Fusf] ;xsfo{df /��fh:��j r'xfj6 lgoGq0f ug{'sf] ;fy;fy}� ;f]sf] nflu ljleGg cfw'lgs k|ljlwsf] k|of]u ub}�{ cfPsf] 5 .

k|ljlwsf] tLj| ljsf;sf] sf/��0fn] u|fxsx?sf] rfxgfdf klg kl/��jt{g eO/��x]sf] 5 . Smart Phone sf] a9\bf] k|of]usf sf/��0f 8f6f ;]jfsf] dfu a9b}� uO/��x]sf] 5 . o; s'/��f k|lt ;r]t eO{ u|fxssf] dfu cg';f/�� ljleGg 8f6f Kofs]hx? pknAw u/��fO/��x]sf 5f}�+ . To:��t}� u|fxsx?sf] dfunfO{ dWogh/�� u/��L AofG8ljy yk u/��L k|lt:��kwfTds d"Nodf OG6/��g]6 ;]jf lbO/��x]sf 5f}�+ . ;fy}� u|fxsx?nfO{ cTofw'lgs ;]jf k|bfg ug{ lalnË k|0ffnLdf ;do;fk]If cfjZos ;'wf/�� ub}�{ cfPsf 5f}� .

a9bf] k|lt:��kwf{sf] sf/��0fn] u|fxsaf6 lng] dxz'ndf s6f}�tL ug{'kg]{ l:��ylt /��x]sf] 5 . Smart Phone sf] a9\bf] k|of]usf sf/��0f u|fxsx?n] EjfO; eGbf OTT ;]jfaf6 sn ug]{ k|j[lt b]lvPsf] 5 . o;n] ubf{ sDkgLsf] ;du| /��fhZjdf sdL cfPsf] 5 . o;af6 /��fhZjdf kg{ uPsf] k|efj Go"lgs/��0f ug{ xfdLn] u|fxsx?nfO{ k|:��tLkwL{ dxz'ndf cTofw'lgs Value Added Service lbO/��x]sf 5f}�+ . ;fy}� xfdLn] /��fhZj j[l4 ug{sf] nflu sDkgLdf ePsf ;|f]t tyf ;fwgx?nfO{ clwstd ?kdf kl/��rfng ul/��/��x]sf 5f}�+ .

sd{rf/��L k|lt sDkgLsf]�� of]��ubfg /�� lhDd]��jf/��L

s'g}� klg ;+:��yfsf] nIo xfl;n ug{ k|lta4 /�� pTkfbgzLn sd{rf/��Lx? cTofjZos x'G5 . bIf /�� k|ltefzfnL sd{rf/��L geP;Dd sDkgLsf] k|uflt x'g g;Sg] cjwf/��0ffnfO{ k"0f{?kn] clËsf/�� u/��L sd{rf/��Lsf] s'zn kl/��rfngdf ljz]if Wofg lbOPsf] 5 . sDDkgLsf] dfgj k"FhLsf] u'0f:��t/�� ;'wfg]{ s'g}� klg nufgLn] cGttM ;+:��yfut ljsf; /�� z]o/��wgLx?sf] d"No a9fpg]df ljZJff; ub{5f}�+ .

sd{rf/��L egf{

xfdLn] bIf sd{rf/��L egf{ ug{sf] nflu kf/��bzL{ gLlt, lgod tyf dfkb08x? nfu" u/��]sf 5f}�+ . sDkgLn] sd{rf/��L egf{ lglZrt dfkb08sf] cfwf/��df k|lt:��kwL{ tl/��sfn] ug]{ u/��]sf] 5 . ;fy}� d'n'ssf] ;+ljwfgsf] dd{ cg';f/�� ;dfj]lztfsf] l;4fGtsf] cfwf/��df ;d]t sd{rf/��L egf{ ug]{ ul/��Psf] 5 .

;]��jf tyf ;'ljwf

xfdLn] sd{rf/��Lx?nfO{ b]zsf] cfly{s cj:��yf ;'xfpbf] ;]jf ;'ljwfx? lbO/��x]sf 5f}� . sd{rf/��Lx?sf] ;]jf ;'ljwfdf tna, eQf, af]g;, k|f]T;fxg eQf /��x]sf] 5 . tx !! /�� tx !) sf sd{rf/��Lx?nfO{ ;jf/��L ;fwgsf] ;'ljwf klg pnkAw u/��fOPsf] 5 . b]zsf] cfly{s cj:��yfnfO{ dWogh/�� u/��L sd{rf/��Lx?sf] ;]jf ;'ljwf ;dofg's'n k'g/��fjnf]sg ug]{ ul/��Psf] 5 . To:��t}� sd{rf/��Lx?nfO{ kf]zfs eQf, cf}�ifwL pkrf/�� vr{, b'3{6gf ladf, ;fk6Lsf] Aoj:��yf ul/��Psf] 5 . cfly{s ;'ljwfsf] cnfjf sd{rf/��LnfO{ ljleGg k|sf/��sf] labfsf] klg Aoj:��yf ul/��Psf] 5 . ;ldIff jif{df sd{rf/��Lx?sf] ;]jf ;'ljwf cGtu{t ?= % c/��a (% s/��f]8 &* nfv && xhf/�� vr{ ul/��Psf] 5 . sd{rf/��Lx?sf] ;]jf ;'ljwfdf ul/��Psf] vr{sf] ljj/��0f n]vfk/��LIf0f k|ltj]bgdf pNn]v ul/��Psf] 5 .

k'/��:�sf/�� tyf ;Ddfg

sd{rf/��Lx¿df pTs[i6 sfo{ ug]{ pTk|/��]0ff xf];\ eGg] p2]Zon] pTs[i6 sfo{ ug]{ sd{rf/��Lx¿nfO{ k'/��:��s[t tyf ;Ddfg ug]{ ul/��Psf] 5 . ;f] k'/��:��sf/�� tyf ;Ddfg ;~rfns ;ldltaf6 :��jLs[t sfo{ljlwsf] cfwf/��df lbg] ul/��Psf] 5 .

tflnd tyf ljsf;

xfdLn] sd{rf/��Lx¿sf] ;Lk tyf sfo{;DkfbgnfO{ k|efjsf/��L agfpgsf] nflu tflnd tyf j[lQ ljsf;df lg/��Gt/�� ?kdf cfjZos nufgL ul/��/��x]sf 5f}�+ . kf/��bzL{ 9u+n] :��t/�� j[l4sf] nflu jflif{s?kdf sd{rf/��Lx?sf] sfo{;Dkfbg d"Nofs+g ug]{ ul/��Psf] 5 . sd{rf/��Lx?sf] sfo{;Dkfbg d"Nofs+g lglZrt dfkb08sf] cfwf/��df ug]{ ul/��Psf] 5 .


;]jfsf] k|s[lt cg'?k sd{rf/��Lx¿nfO{ pks/��0f tyf sfo{ ;~rfngsf] nflu cfjZos cfwf/��e"t k|fljlws 1fg, ;Lk Pj+ ljz]if of]Uotf /�� bIftf clej[l4 ug{sf] nflu j}�b]lzs tflndsf ;fy}� uf]i7L ;]ldgf/��x¿df ;xefuL u/��fpg] ul/��Psf] 5 . ;ldIff jif{df !&* hgfnfO{ j}�b]lzs tflndsf ;fy}� uf]i7L ;]ldgf/��x¿df ;xefuL u/��fOPsf] 5 . ;fy}� sd{rf/��Lx?sf] ;Lk tyf sfo{ Ifdtf a9fpgsf] nflu n]vf, n]vfk/��LIf0f, /��fhZj r'xfj6 lgoGq0f, hf]lvd Aoj:��yfkg tyf gofF k|ljlw ;DaGwL :��jb]zL tflnd tyf ;]ldgf/��x?df ;d]t ;xefuL u/��fpg] ul/��Psf] 5 .

sDkgLdf sfo{/��t sd{rf/��Lx?sf] ljj/��0f o; k|sf/�� /��x]sf] 5 .

ljj/��0f cfly{s jif{ a9L÷-36L_ @)&$÷&% @)&#÷&$

clws[t :��t/�� !,*$! !,$** #%#;xfos :��t/�� @,#*# @,^^( -@*^_hDdf $,@@$ $,!%& ^&

sDkgLdf sfo{/��t dlxnf tyf k'?if sd{rf/��Lx?sf] ljj/��0f o; k|sf/�� /��x]sf] 5 .

ljj/��0f cfly{s jif{ hDdf k|ltzt @)&$÷&% @)&#÷&$

dlxnf %@( %)^ !@=%@

k'?if #,^(% #,^%! *&=$*

hDdf $,@@$ $,!%& !))

;/��f]��sf/��jfnf;Fusf]�� ;DaGwxfdLn] cfkm\gf ;a}� ;/��f]sf/��jfnfx¿;Fu ;f}�xfb{k"0f{ tyf Jofj;flos ;DaGw lj:��tf/�� u/��]sf 5f}�+ . o:��tf ;DaGwx¿ sDkgLsf] efjL k|ult /�� ;kmntfsf nflu pko'Qm dfWod x'g] ljZjf; xfdLn] lnPsf 5f}�+ . b"/��;~rf/�� tyf ;"rgf k|ljlwsf cTofw'lgs ;]jfx¿;Fu ;DalGwt pks/��0f pTkfbg ug{] sDkgLx¿, ;]jf pknAw u/��fpg] k/��fdz{bftfx¿, cfk"lt{stf{x¿;Fu klg sDkgLsf] ;'dw'/�� ;DaGw lg/��Gt/�� /��x]sf] 5 . xfdLn] z]o/��wgL dxfg'efjx?sf] hfgsf/��Lsf] nflu ljQLo tyf cGo hfgsf/��Lx? lgoldt ?kdf pknAw u/��fpb}� cfPsf 5f}�+ . o;sf] cnfjf sd{rf/��L o"lgog, b"/��;~rf/�� lgofds lgsfo, cGo ;/��sf/��L lgsfox¿ tyf cGt/��f{li6«o lgsfox? -h:��t}�M International Telecommunications Union, GSM Association, Asia-Pacific Telecommunity cflb_ ;Fu klg sDkgLsf] Jofj;flos ;DaGw lg/��Gt/�� /�� ;'dw'/�� /��xL cfPsf] 5 .

/��fli6«o cy{tGqdf of]��ubfg;dLIff cjlw @)&$÷&% df s'n ;]jftkm{sf] ufx{:��YopTkfbgdWo] sDkgLsf] of]ubfg @=() k|ltzt /��x]sf] 5 . o;n] b]zsf] s'n ufx{:��YopTkfbg j[l4df sDkgLn] dxTjk"0f{ e"ldsf v]n]sf] ;+s]t ub{5 . To:��t}� sDkgLn] utjif{df h:��t}� ;dLIff cjlwdf ;/��sf/��L /��fh:��jdf klg dxTjk"0f{ of]ubfg k'¥ofPsf] 5 . sDkgLn] ;dLIff jif{df cfkm\gf] s'n /��fh:��jsf] %* k|ltzt ;/��sf/��L /��fh:��jdf of]ubfg u/��]sf] 5 eg] s'n ;/��sf/��L /��fh:��jdf sDkgLsf] of]ubfg #=^^ k|ltzt /��x]sf] 5 . o;/��L /��fi6« lgdf{0fdf ;dlk{t x'g kfpFbf xfdL uf}�/��jflGjt ePsf 5f}�+ . sDkgLn] cfly{s jif{ @)&$.&% df s/�� tyf u}�/��s/�� jfkt ?= @^ c/��a ^% s/��f]8 @) nfv !) xhf/�� ( ;o &* ;/��sf/��L sf]ifdf of]ubfg u/��]sf] 5 .

cfufdL of]��hgf tyf rfn" cfly{s jif{sf]�� pknlAw cfufdL of]��hgf tyf sfo{qmd

u|fxsx¿nfO{ gjLg k|ljlwdf cfwfl/��t u'0f:��t/��Lo ;]jfx¿ lbgsf] nflu sDkgLn] cfly{s jif{ @)&%÷&^ df ljleGg sfo{qmdx¿ ;~rfng ug]{ nIo lnPsf] 5 . s]xL k|d'v sfo{qmdx? o; k|sf/�� /��x]sf 5g\ M


ð b"/��;~rf/�� If]qdf k/��Dk/��fut 6]lnkmf]g ;]jfsf] t'ngfdf df]afOn tyf 8f6f ;]jfsf] dfu a9\b}� uPsf]n] cfufdL lbgdf gof+ gLlt cg';f/�� k"jf{wf/�� ;xk|of]u (Infrastructure Sharing) nfO{ hf]8 lbO{ jfo/��nfOg a|f]8Aof08 (ADSL/�FTTH) /�� jfo/��n]; a|f]8Aof08 (3G, 4G/�LTE, EVDO, WiMAX) ;]jfnfO{ b]zJofkL ?kdf ;~rfng /�� lj:��tf/�� ul/��g]5 .

ð tf/�� /��lxt ;]jf tkm{ d'n'se/�� GSM sf] 3G /�� 4G/�LTE ;]jf lj:��tf/�� ug]{ tyf yk Value Added ;]jfx? ;~rfng ug]{ .

ð jfo/��nfOg a|f]8Aof08 ;]jfsf] Ifdtf, u'0f:��t/�� /�� ahf/�� lj:��tf/��nfO{ ltj|tf k|bfg ug{ FTTH ;]jfsf] Aofks lj:��tf/�� ug]{ sfo{nfO{ k|fyldstfdf /��fVg] .

ð b]ze/��Lsf zx/��f]Gd'v :��yfgx?df sDkgLsf] ;]jf lj:��tf/�� tyf ;~rfngsf] nflu cfjZos k"jf{wf/��x? v8f u/��L u|fxsx?nfO{ sDkgLsf ;]jf k|lt cfslif{t Pj+ cfj4 u/��L cfo j[l4 ug]{ .

ð ljZjAofkL ?kdf nf]slk|o /��x]sf] Mobile Financial Services nfO{ sDkgLsf] g]6j{sdf ;~rfngdf Nofpg] .

ð pks/��0fx?sf] h8fg tyf dd{t ;]jf ;DaGwL sfo{ afXo >f]t (Outsourcing) af6 ug]{ u/��L sfo{ cuf8L a9fpg] .

rfn" cfly{s jif{sf]�� pknlAw

sDkgLsf] rfn" cfly{s jif{ @)&%÷&^ sf] c;f]h d;fGt;Ddsf] nfOg ljt/��0f tyf ljQLo pknAwL o; k|sf/�� /��x]sf] 5 .

z]��o/�� sf/��f]��af/�� ;DaGwL hfgsf/��Lcfly{s jif{ @)&$÷&% df g]kfn :��6s PS;r]Gh lnld6]8df ePsf] z]o/�� sf/��f]af/��sf] ljj/��0f o; k|sf/�� /��x]sf] 5 M

q}�dfl;s sf/��f]��af/�� z]��o/�� sf/��f]��af/�� sf/��f]��af/�� clwstd Go"gtd clGtd sf/��f]��af/�� ;+Vof ;+Vof /��sd d"No d"No d"No lbg

klxnf] !,#@* #,^^,!%^ @%,(&,%),*)$ &() ^^) &*) %$

bf]>f] $,!%( !^,$!,&(( !,#(,*$,!!,!&# (%@ &&) &(* %( t]>f] !,$&$ #,)*,@#) @@,&),)$,(&$ &() ^*& &#* %& rf}�yf] !,%@( $,&*,&&% #%,$(,$(,#%& *!* &!) &@! ^@

hDdf *,$() @&,($,(^) @,@$,)!,!^,#)* (%@ ^^) &@! @#@

/��sd -?=df_

*;|f]tM g]kfn :��6s PS;r]Gh lnld6]8 (www.nepalstock.com.np)

ljj/��0f cf=j= @)&%÷&^ sf]�� nIo @)&% c;f]��h ;Ddsf]�� pknAwL pknAwL -k|ltztdf_

nfOg ljt/��0ftkm{ cfwf/��e"t 6]lnkmf]g $@,@^! ^,&%% !%=(*

lh=P;=Pd= df]jfOn @^,)(,*#) ^,(#,$(* @^=%&

l;=l8=Pd=P= df]jfOn *!,^)@ @&,)#)

Pkm=l6=l6=Pr= !,)),))) #%^ )=#% jfODofS; !,%)) @%# !^=*&

ljj/��0f cf=j= @)&%÷&^ sf]�� nIo @)&% c;f]��h ;Ddsf]�� pknAwL pknAwL -k|ltztdf_

ljQLo pknAwLtkm{

/��fh:��j $(=!^ !)=*% @@

Gffkmf !^=)* $=$( @&

/��sd -?= ca{df_


sDkgL P]��g @)^# sf]�� bkmf !)( cg';f/�� v'nfOPsf yk ljj/��0fx¿

k|aGw ;~rfns tyf kbflwsf/��Lx¿nfO{ e'QmfgL ul/��Psf]�� kfl/��>lds tyf ;'ljwf /��sdsf]�� ljj/��0fcfly{s jif{ @)&$÷&% df tx !! /�� ;f] eGbf dflysf kbflwsf/��Lx¿nfO{ kfl/��>lds tyf cGo ;'ljwf jfkt ?=

@,!$,!),@#$.– e'QmfgL ul/��Psf] 5 .

cfGtl/��s tyf afXo sf/��0faf6 sDkgLsf]�� sf/��f]��af/��df k/��]��sf]�� c;/��sDkgLsf] ;du| sf/��f]af/�� lgDg sf/��0fx¿af6 k|efljt ePsf] 5M

ð k|ljlwsf] tLj| kl/��jt{gsf] sf/��0f gjLg k|ljlwdf cfwfl/��t ;]jf pknAw ug{ sl7gfO ePsf] .

ð tLj| k|lt:��kwf{ tyf k|ljlwdf cfPsf] tLj| kl/��jt{gsf sf/��0f /��fhZjdf gs/��fTds k|efj k/��]sf]

ð u|fxssf] ?lr tyf rfxgfdf kl/��jt{g eO/��x]sf]n] u|fxssf] rfxgf cg';f/�� ;]jf k|bfg ug{ sl7gfO ePsf] .

ð ;/��sf/��L gLlt lgodsf] kfngf ug{' sDkgLsf] st{Jo ePsf] /�� sltko ;/��sf/��L gLlt lgodx¿ k|lt:��kwf{sf] nflu

Jofjxfl/��s gePsf]] .

ð ef}�uf]lns ljljwtfsf] sf/��0f b"/��;~rf/�� pks/��0fx¿ h8fg tyf ;~rfng ug{ sl7gfO ePsf] .

ð ;':��t cffly{s j[l4, /��fhgLlts cl:��y/��tf cflbsf] sf/��0f ;du| cfly{s cj:��yf k|efljt eO{ b"/��;~rf/�� If]qdf

klg k|efj k/��]sf] .

nfef+z af8kmf8 ug{ l;kmfl/��; ul/��Psf]�� /��sdsDkgL P]g, @)^# adf]lhd g]kfn ;/��sf/��sf] :��jLs[lt lnO{ ;~rfns ;ldltn] cf=j= @)&$÷&% sf] d'gfkmf /��sd

dWo]af6 r'Qmf k'FhLsf] %% k|ltztsf b/��n] nfef+z ljt/��0f ug{ l;kmfl/��; u/��]sf] 5 .

z]��o/�� hkmt ePsf]�� eP hkmt ePsf]�� z]��o/�� ;+Vof, To:�tf]�� z]��o/��sf]�� cl°t d"No, To:�tf]�� z]��o/�� hkmt

x'g'eGbf cufj}� ;f]�� jfkt sDkgLn]�� k|fKt u/��]��sf]�� hDdf /��sd /�� To:�tf]�� z]��o/�� hkmt ePkl5 ;f]�� z]��o/��

laqmL u/��L sDkgLn]�� k|fKt u/��]��sf]�� /��sd tyf hkmt ePsf]�� z]��o/��jfkt /��sd lkmtf{ u/��]��sf]�� eP ;f]��sf]��

ljj/��0f;dLIff jif{df s'g}� klg z]o/�� hkmt ul/��Psf] 5}�g .

ljut cfly{s jif{df sDkgL /�� To;sf]�� ;xfos sDkgLsf]�� sf/��f]��af/�� k|ult /�� ;f]�� cfly{s jif{sf]�� cGTodf

/��x]��sf]�� l:�yltsf]�� k'g/��fjnf]��sgsDkgLsf] sf/��f]af/�� tyf o;;Fu ;DalGwt cGo kl/��jt{g÷k|ult ljj/��0f ;DaGwdf ;~rfns ;ldltsf] k|ltj]bgdf

lj:��t[t ljj/��0f pNn]v ul/��Psf] 5 /�� o; sDkgLsf] s'g}� klg ;xfos sDkgL /��x]sf] 5}�g .

sDkgL tyf o;sf]�� ;xfos sDkgLn]�� cfly{s jif{e/��Ldf u/��]��sf]�� k|d'v sf/��f]��af/�� /�� To; cjlwdf

sDkgLsf]�� sf/��f]��af/��df cfPsf]�� dxTjk"0f{ kl/��jt{gsDkgLn] ljut jif{df u/��]sf k|ult ljj/��0f ;DaGwdf ;~rfns ;ldltsf] k|ltj]bgdf lj:��t[t ljj/��0f pNn]v

ul/��Psf] 5 .

ljut cfly{s jif{df sDkgLsf]�� cfwf/��e"t z]��o/��wgLx¿n]�� sDkgLnfO{ pknAw u/��fPsf]�� hfgsf/��Lo:��tf] s'g}� sf/��f]af/��sf] hfgsf/��L k|fKt x'g gcfPsf] .

ljut cfly{s jif{df sDkgLsf ;~rfns tyf kbflwsf/��Ln]�� lnPsf]�� z]��o/�� :�jfldTjsf]�� ljj/��0f /��

sDkgLsf]�� z]��o/�� sf/��f]��af/��df lghx¿ ;+nUg /��x]��sf]�� eP ;f]�� ;DaGwdf lghx¿af6 sDkgLn]�� k|fKt u/��]��sf]��

hfgsf/��Lljut cfly{s jif{df ;~rfnsx¿af6 s'g}� z]o/�� v/��Lb u/��]sf] /�� sDkgLsf] z]o/�� sf/��f]af/��df ;+nUg /��x]sf] ;DaGwdf

lghx¿af6 s'g}� hfgsf/��L k|fKt gePsf] .

ljut cfly{s jif{df sDkgL;Fu ;DalGwt ;Demf}�tfx¿df s'g}� ;~rfns tyf lghsf]�� glhssf]��

gft]��bf/��sf]�� JolQmut :�jfy{sf]�� af/��]��df pknAw u/��fOPsf]�� hfgsf/��Lsf]�� Joxf]��/��f To:��tf] s'g}� hfgsf/��L gePsf] .

sDkgLn]�� cfkm\gf]�� z]��o/�� cfkm+}�n]�� v/��Lb u/��]��sf]�� eP To;/��L cfkm\gf]�� z]��o/�� v/��Lb ug{'sf]�� sf/��0f, To:�tf]��

z]��o/��sf]�� ;+Vof /�� c+lst d"No tyf To;/��L v/��Lb u/��]��jfkt sDkgLn]�� e'QmfgL u/��]��sf]�� /��sdsDkgLn] xfn;Dd cfkm\gf] z]o/�� cfkm+}�n] v/��Lb gu/��]sf] .

cfGtl/��s lgoGq0f k|0ffnL eP jf gePsf]�� /�� ePsf]�� eP To;sf]�� lj:�t[t ljj/��0fo; ;DaGwL lj:��t[t ljj/��0f ;~rfns ;ldltsf] k|ltj]bgdf lbOPsf] 5 .

ut cfly{s jif{sf]�� s'n Joj:�yfkg vr{sf]�� ljj/��0f;dLIff jif{df s'n Joj:��yfkg vr{ ?= !$,)@,@(,*^,!@).– ePsf] 5 . sd{rf/��L, ;~rfng /�� k|zf;lgs vr{sf]]

ljj/��0f cfly{s ljj/��0fdf lbOPsf] 5 .

n]��vfk/��LIf0f k|ltj]��bgdf s'g}� s}�lkmot pNn]��v ul/��Psf]�� eP To;af/��]�� ;~rfns ;ldltsf]�� k|ltlqmofn]vfk/��LIf0f k|ltj]bgdf lgoldt sf/��f]af/��df b]lvPsf ;fdfGo s}�lkmot, k|ltlqmof /�� ;'emfjx¿df ;~rfns

;ldltsf] Wofgfsif{0f ePsf] 5 /�� ;'wf/��sf lglDt cfjZos sbd rfln;lsPsf] 5 .

;~rfns, k|aGw ;~rfns, sfo{sf/��L k|d'v, sDkgLsf cfwf/��e"t z]��o/��wgL jf lghsf]�� glhssf

gft]��bf/�� jf lgh ;+nUg /��x]��sf]�� kmd{, sDkgL jf ;+ul7t ;+:�yfn]�� sDkgLnfO{ s'g}� /��sd a'emfpg afFsL

eP ;f]�� s'/��fTo:��tf] s]xL gePsf] .

z]��o/��wgLx¿n]�� a'lemlng afFsL /��x]��sf]�� nfef+zsf]�� /��sdcfly{s jif{ @)&$÷&% sf] cGTo;Dd z]o/��wgLx¿n] ?= @*,!^,%),(#@ nfef+z /��sd a'lemlng afFsL /��x]sf] 5 .

sDkgL P]��g tyf k|rlnt sfg"g adf]��lhd ;~rfns ;ldltsf]�� k|ltj]��bgdf v'nfpg'kg]��{ cGo s'/��fx¿o;}� k|ltj]bg cGtu{t plrt :��yfgdf v'nfOPsf] .

wGojfb 1fkg

sDkgLsf] k|ultsf] nflu z]o/��wgL /�� z'elrGtsx¿sf] tkm{af6 k|fKt c6'6 ;dy{g, ;xof]u /�� xf}�;nfsf] nflu

;~rfns ;ldltsf] tkm{af6 xfdL xflb{s s[t1tf JoQm ub{5f}�+ . lg/��Gt/�� ;xof]u /�� lgb]{zgsf] nflu xfdL g]kfn

;/��sf/��, ;~rf/�� tyf ;"rgf k|ljlw dGqfno, g]kfn b"/��;~rf/�� k|flws/��0f, g]kfn lwtf]kq af]8{nfO{ ;d]t wGojfb

1fkg ug{ rfxG5f}�+ . sDkgLsf] pGglt /�� k|ultdf lg/��Gt/�� nuglzn eO{ ;fy lbg] sDkgL Joj:��yfkg tyf

sd{rf/��Lx¿nfO{ ljz]if wGojfb lbg rfxG5f}�+ . sDkgLsf] k|ultsf] nflu sd{rf/��Lx?sf] sfdk|ltsf] k|lta4tf,

OdfGbfl/��tf /�� nugzLntfsf] ;~rfns ;ldlt pRr k|z+;f ub{5 . xfdLn] cfkm\gf] ;a}� >f]t tyf ;fwgx?nfO{

clwstd kl/��rfng u/��L cfufdL lbgdf gjLg k|ljlwdf cwfl/��t tyf u|fxssf] rfxgf cg';f/�� yk u'0f:��t/��Lo ;]jf

lbg] k|lta4tf AoQm ub{5f}�+ .

cGTodf, ;]jf k|bfg ug]{ dxTjk"0f{ cj;/�� k|bfg ug]{ xfd|f ;a}� cfb/��0fLo u|fxsju{k|lt klg xflb{s s[t1tf 1fkg

ub}�{ cfufdL lbgdf ;d]t oxf+x?sf] ;xof]u tyf ;b\efjsf] ck]Iff ub5f}�{ .

dx]��Gb|dfg u'?ª\u

cWoIf

;"o{eQm kf]��v/��]��nlgldQ k|aGw lgb]{zs

pQ/�� s'df/�� vqL;~rfns

wg/��fh 1jfnL;~rfns

/��flwsf cof{n

;~rfns

lji0f' k|;fb s;h'

;~rfns

/��fh axfb'/�� /��fjn

;~rfns ldltM @)&%.)(.#)


lwtf]��kq btf{ tyf lgisf;g lgodfjnL @)&# sf]�� lgod @^ sf]�� pklgod -@_ ;Fu ;DalGwt jflif{s k|ltj]��bg

!= ;~rfns ;ldltsf]�� k|ltj]��bg

jflif{s k|ltj]bgdf ;+nUg ul/��Psf] .

@= n]��vfk/��LIfssf]�� k|ltj]��bg M


#= n]��vfk/��LIf0f ePsf]�� ljQLo ljj/��0f M


$= sfg'gL sf/��afxL ;DaGwL ljj/��0f M

s_ sDkgLn]�� jf sDkgLsf]�� lj?4 s'g}� d'2f bfo/�� ePsf]�� ePM

ð cf=j= @)&$.&% sf] k|yd q}�dfl;s cjlwdf o; sDkgL lj?4 @ -b'O{_ j6f d'2f bfo/�� ePsf] /�� o;

sDkgLsf] tkm{af6 pQm cjlwdf s'g}� klg d'2f bfo/�� gePsf] .

ð bf];|f] q}�dfl;s cjlwdf o; sDkgL lj?4 & -;ft_ j6f d'2f bfo/�� ePsf] /�� o; sDkgLsf] tkm{af6

pQm cjlwdf # -tLg_ j6f d'2f bfo/�� ePsf] .

ð t];|f] q}�dfl;s cjlwdf o; sDkgL lj?4 $ -rf/��_ j6f d'2f bfo/�� ePsf] /�� o; sDkgLsf] tkm{af6

pQm cjlwdf ! -Ps_ j6f d'2f bfo/�� ePsf] .

ð clGtd q}�dfl;s cjlwdf o; sDkgL lj?4 $ -rf/��_ j6f /�� o; sDkgLsf] tkm{af6 pQm cjlwdf !

-Ps_ j6f d'2f bfo/�� ePsf] .

v_ sDkgLsf]�� ;+:�yfks jf ;~rfnsn]�� jf ;~rfnssf]�� lj?4df k|rlnt lgodsf]�� cj1f jf kmf}�Hbf/��L ck/��fw

u/��]��sf]�� ;DaGwdf s'g}� d'2f bfo/�� u/��]��sf]�� jf ePsf]�� ePM

;f] ;DaGwL hfgsf/��Ldf gcfPsf] .

u_ s'g}� ;+:�yfks jf ;~rfns lj?4 cfly{s ck/��fw u/��]��sf]�� ;DaGwdf s'g}� d'2f bfo/�� ePsf]�� ePM

;f] ;DaGwL hfgsf/��Ldf gcfPsf] .

%= sDkgLsf]�� z]��o/�� sf/��f]��af/�� tyf k|ultsf]�� ljZn]��if0f M

-s_ lwtf]��kq ahf/��df ePsf]�� sDkgLsf]�� z]��o/��sf]�� sf/��f]��af/�� ;DaGwdf Joj:�yfkgsf]�� wf/��0ffM

sDkgLsf] z]o/��x¿sf] sf/��f]af/�� nufgLstf{sf] sDkgLk|lt ljZjf; tyf k|ltkmnsf] ljZn]if0fsf] cfwf/��df e}�/��x]sf]

tyf z]o/�� sf/��f]af/��df cgk]lIft ptf/�� r9fj ;d]t gb]lvPsf]n] z]o/��x¿sf] sf/��f]af/�� ;Gtf]ifhgs ?kdf

e}�/��x]sf] .

-v_ cf=j= @)&$÷&% df sDkgLsf]�� z]��o/��sf]�� clwstd, Go"gtd /�� clGtd d"Nosf ;fy}� s'n sf/��f]��af/�� z]��o/�� ;+Vof

tyf sf/��f]��af/�� ePsf]�� lbg .

;~rfns ;ldltsf] k|ltj]bgdf ;+nUg ul/��Psf] .

^= ;d:�of, r'gf}�tL tyf /��0fgLltM

s_ afXo

ð tLj| k|lt:��kwf{ .

ð a9bf] Over The Top (OTT) sf] k|of]u ð k|ljlwdf cfPsf] tLj| ljsf; .

ð cGt/��f{li6«o snsf] u}�/��sfg'gL sf/��f]af/�� .


ð u|fxssf] rfxgfdf kl/��jt{g .

ð ;/��sf/��L gLlt lgodsf] kl/��kfngf .

ð b]zsf] ef}�uf]lns cj:��yf .

v_ cfGtl/��s

ð lg0f{o k|lqmofdf a9L ;do nfUg] .

ð sd{rf/��L Joj:��yfkgdf b]lvPsf ;d:��ofx? .

ð of]hgf k"/��f ug{ nfdf] ;do nfUg] .

u_ ;d:�of tyf r'gf}�tL ;dfwfg ug{ Joj:�yfkgn]�� cjnDag u/��]��sf]�� /��0fgLlt M

ð /��0fgLlts ;fem]bf/�� leq\ofO bL3{sfnLg ?kdf sDkgLnfO{ yk k|lt:��kwL{ agfpg] .

ð ;d;fdlos ?kdf ;]jfsf] u'0f:��t/�� tyf k|efjsfl/��tf j[lå ug{ cfjZostf cg';f/�� ;Defljt If]qx¿sf] klxrfg

u/��L Outsourcing af6 ;d]t ug]{ kl/��kf6Lsf] z'?jft ug]{ . ð lg0f{o k|lqmofnfO{ ;/��n ug{ sDkgLsf] k'gM;+/��rgf ul/��Psf] .

ð of]hgfx? ;do tflnsf agfO{ ;~rfng ul/��Psf] . ;~rfns ;ldltdf d'Vo of]hgfx?sf] ;dLIff ug]{

ul/��Psf] .

ð k"jf{wf/��x¿sf] kof{Kt ljsf; u/��L u'0f:��t/��Lo ;]jf k|bfg ug]{ .

ð u|fxssf] dfu adf]lhd pRr ultsf] 8f6f ;]jf (4G/�LTE) pknJw u/��fpg] . ð cGt/��f{li6«o snsf] u}�/��sfg'gL sf/��f]af/�� lgoGq0fsf] nflu cfw'lgs k|ljlwsf] k|of]u ul/��Psf] . g]kfn k|x/��Lsf]

s]Gb|Lo cg';Gwfg Ao'/��f];Fusf] ;xsfo{df /��fh:��j r'xfj6 lgoGq0f ul/��Psf] .

ð GSM/�CDMA ;]jfx¿sf] lgoldt ?kdf cg'udg tyf Optimization ul/��Psf] . ð u|fxsx¿sf] lh1f;f tyf u'gf;f] ;dfwfgsf] nflu CRM (Customer Relationship Management)

;DaGwL gofF k|ljlwo'Qm sn ;]G6/�� tyf u'gf;f] s]Gb|x¿sf] :��yfkgf ug]{ .

&= ;+:�yfut ;'zf;gM

;~rfns ;ldltsf] k|ltj]bgdf ;dfj]z ul/��Psf] .

*= k|ltj]��bgdf plNnlvt ljj/��0fx¿ ;To, tYo k"0f{ 5g\ egL k|aGw lgb]��{zssf]�� k|lta4tf M

o; k|ltj]bgdf plNnlvt hfgsf/��L tyf ljj/��0fx¿sf] z'4tf, ;Totf tyf tYok"0f{tf ;DaGwdf d JolQmut

?kdf pQ/��bfloTj lnG5' . ;fy}� d of] pb\3f]if ub{5' ls, d}�n] hfg]a'e]m;Dd o; k|ltj]bgdf plNnlvt

ljj/��0fx¿ ;To–tYo k"0f{ 5g\ /�� nufgLstf{x¿nfO{ nufgL ug]{ ;DaGwdf lg0f{o lng cfjZos s'g}� ljj/��0f,

;"rgf tyf hfgsf/��Lx¿ n'sfOPsf] 5}�g .

k|aGw lgb]��{zs

g]kfn b"/��;~rf/�� sDkgL lnld6]8


Jofj;flos kl/��b[io


cfw'lgs ;dfhdf ;"rgf /�� ;~rf/��sf] cToGt dxÎjk"0f{ :��yfg 5 . s'g}�klg /��fi6« /�� ;fdflhs ;+oGqsf] k|efjsf/��L ;~rfng tyf ToxfFsf jfl;Gbfx¿sf] ;xh hLjgofkgsf] nflu ;~rf/�� ;'ljwf ckl/��xfo{ 5 . ;~rf/�� ;'ljwfnfO{ cfd hgdfg; ;Dd k'¥ofpg' ;du| ;fdflhs tyf /��fli6«o ljsf;sf] k|of;df Ps dxTjk"0f{ tyf cTofjZos sfo{

xf] . o:��tf] pRr dxÎjsf] /��fli6«o tyf ;fdflhs k"jf{wf/��sf] ljsf;, lgdf{0f tyf Jofj;flos ;~rfngdf ;+nUg x'g] s'g}�klg ;+:��yf jf lgsfonfO{ b]z ljsf;sf] dxQ\jk"0f{ ;fem]bf/�� /�� of]ubfgstf{sf] ¿kdf dfGg ;lsG5 . g]kfn

6]lnsd b]zsf] b"/��;~rf/�� If]qsf] xfn;Ddsf] ljsf;df ljleGg ¿kdf lg/��Gt/�� nfluk/��]sf] tyf jt{dfg k|lt:��kwL{ /�� tLj| Jofj;flos kl/��b[iodf klg cfˆgf] cu|0fL /�� ;Ddflgt :��yfg sfod ug{ ;kmn ;+:��yf xf] .

b]zsf ;'ud, b'u{d, lxdfn, kxf8 /�� t/��fO{sf ;a}� If]qdf ljleGg k|ljlw, pks/��0f /�� k|0ffnLx?sf] dfWodaf6 b"/��;~rf/��sf k/��Dk/��fut Pjd\ cTofw'lgs ;a}� lsl;dsf ;]jfx¿ k|bfg u/��L ;du| ;fdflhs ultlzntfdf uxlsnf]

of]ubfg ul/��/��x]sf] g]kfn 6]lnsdsf] o; If]qdf ljleGg ¿kdf sfd u/��]sf] ;o jif{eGbf nfdf] Oltxf; 5 . olt nfdf] /�� lg/��Gt/��sf] lhDd]jf/��Lk"0f{ sfo{df ultlzn ¿kdf nflu b]z ljsf;sf] dxÎjk"0f{ kIfdf ;xefuL x'g kfpg' xfd|f] nflu uf}�/��jsf] s'/��f xf] . ;+:��yfsf] lg/��Gt/��sf] cu|tf, Jofj;flos ;kmntf /�� ultlzntfdf xfd|f ljljw ;]jfsf

;du| k|of]ustf{ dxfg'efjx¿sf] ljZjf;, Jofj;flos ;fem]bf/��x¿sf] ;xsfo{, z]o/��wgL dxfg'efjx¿sf] cf:��yf Pjd\ sd{rf/��Lx¿sf] d]xgt dxÎjk"0f{ sf/��s tTjsf] ¿kdf /��x]sf 5g\ .

b]zdf b"/��;~rf/�� ;]jf k|bfg ug]{ ;]jfk|bfosdWo] ;jf{lws w]/��}� ;]jfx¿ /�� ;]jfu|fxLx¿ /��x]sf] o; sDkgLn]

;dofg's'n /�� gaLgtd k|ljlwx¿ leœofpb}� k/��Dk/��fut 6]lnkmf]g, df]afOn 6]lnkmf]g, a|f]8Aof08 OG6/��g]6 nufotsf

cfwf/��e"t Pad\ k"/��s ;]jfx¿ k|bfg u/��L u|fxsx¿sf] cfjZostf k"/��f ub}�{ æ/��fi6«sf] ;~rf/��æ aGg ;kmn ePsf] 5 .

;]jfx¿sf] lg/��Gt/�� 36\bf] d"No, lg/��Gt/�� al9/��x]sf] ahf/�� k|lt:��kwf{, cToGt l56f] l56f] x'g] k|fljlws ljsf;sf] sf/��0f

7"nf] nufgLsf] l56f] k|ltkmn p7fO ;Sg'kg]{ Jofj;flos cfjZostf Pjd\ kl/��jlt{t Jofj;flos kl/��b[iodf cfˆgf]

sfo{z}�nL tyf sfo{Ifdtfdf pNn]Vo ;'wf/�� b]vfpg'kg]{ Jofjxfl/��s r'gf}�tLx¿ x'+bfx'+b}� klg o; sDkgLn] o; If]qdf

cu|0fL :��yfg sfod /��fVb}� u|fxsx¿sf] ljZjf; tyf nufgLstf{x¿sf] cf:��yf sfod /��fVg ;kmn ePsf] 5 . of] cu|tf /�� ultlzntf eljiodf klg sfod /��fVg] xfd|f] k|lta4tf /��x]sf] 5 .

sDkgLn] @)&% c;f]h dlxgf ;Dddf b]ze/��sf @ s/��f]8 ^ nfv (@ xhf/�� u|fxs dxfg'efjx¿nfO{ 6]lnkmf]g ;]jf

k|bfg u/��]sf] 5 . ;f] cg';f/�� sDkgLsf] 6]ln3gTj &!=!) k'u]sf] 5 . s"n k|of]ustf{x¿ dWo] ! s/��f]8 *@ nfv &(

xhf/�� hgfn] lh= P;= Pd= df]afOn ;]jf, !& nfv ## xhf/�� hgfn] l;= l8= Pd= P= df]afOn ;]jf, ^ nfv &* xhf/�� hgfn] Nof08nfOg ;]jf k|of]u ul/��/��xg'ePsf] 5 . To;}�u/��L ;f]lx cjlwdf df]afOn 8f6f, Pl8P;Pn, Pkml6l6Pr,

jfODofS; /�� nLh nfO{g u/��L sDkgLsf] OG6/��g]6 ;]jf k|of]ustf{x¿sf] ;+Vof ! s/��f]8 !% nfv k'u]sf] 5 . k|of]ustf{sf] qmozlQm cg'?k ;do ;fk]If ?kdf to ul/��Psf] d"No, lt/��]sf] d"No cg';f/��sf] ;]jf k|fKt x'g] ;'lglZrttf, s]jn d'gfkmf j[l4df eGbf ;'ne ;]jf b]ze/�� k'¥ofpg] /�� b]z lasf;df of]ubfg lbg] sDkgLsf] 5lj

Pjd\ k|ltj4tf tyf ;dfg b/��/��]6df b]zsf s'gfsfKrf;Dd ;]jf k|bfg ug]{ sl6j4tf nufotsf sf/��0fn] ubf{ cfd g]kfnL pkef]Qmf dxfg'efjx¿sf] /��f]hfOdf xfd|f ;]jfx¿ lg/��Gt/�� kg{ ;kmn ePsf 5g\ .

sDkgLsf k|fyldstfx¿

nfdf] P]ltxfl;s k[i7e"ldsf ;fy;fy}� b"/��;~rf/�� ;]jfdf b]zdf ;jf{lws ;'ky, ;xh /�� ;'ne ¿kdf gjLgtd

;]jf k|bfg ug]{ uxg bfloTj axg ub}�{ cfPsf] g]kfn 6]lnsd k|efjsf/��L /�� ;'ne u|fxs ;]jf k|bfg u/��L

cfˆgf] Jofj;flos cu|tf sfod /��fVg] tyf ;f] dfkm{t k|ToIf Pjd\ k/��f]If ¿kdf b]z ljsf; /�� /��fli6«o 9's'6Ldf

uxlsnf] of]ubfg ug]{ tkm{ lg/��Gt/�� nfluk/��]sf] 5 . cfˆgf] d"n gf/��fsf] ¿kdf u|fxs ;]jfdf ;dlk{t /�� /��fi6« lgdf{0f xfd|f] nIonfO{ clËsf/�� ub}�{ cfˆgf ;]jfx¿sf] lj:��tf/��, ljsf; /�� ljljlws/��0f dfkm{t ;du| b"/��;~rf/�� ;]jf k|bfossf] ¿kdf cfˆgf] pRr :��yfg sfod /��fVg xfdL sl6j4 5f}�+ . u|fxs ;]jfdf ;dlk{t /��xL /��fi6«

lgdf{0fdf uxlsnf] of]ubfg k¥'ofpg] /�� cfd g]kfnLx¿sf] cfly{s /�� ;fdflhs ;zlQms/��0fsf] nflu lqmoflzn


sDkgLsf] ¿kdf cfˆgf] :��yfg cem ;zQm agfpg sDkgL lg/��Gt/�� sfo{/��t 5 . o;sf nflu sDkgLn] canDag

u/��]sf cfwf/��e't dfGotfx¿ lgDgfg';f/�� /��x]sf 5g\ .

/��fi6« lgdf{0f xfd|f]�� nIos'g}�klg cfw'lgs ;dfhsf] nflu b"/��;~rf/�� /�� ;"rgf k|ljlw;Fu ;DalGwt ;]jfx¿ clgjfo{ /�� ckl/��xfo{ 5g\ .

ljleGg ;fdflhs ;]jfx¿sf] k|ljlwut ljsf;, cfly{s tyf Jofj;flos k|0ffnLx¿sf] cfw'lgls/��0f /�� gjLgtd ;]jf;'ljwfx¿sf] ljsf; ;Fu;Fu}� ;dfhdf b"/��;~rf/�� tyf ;"rgf k|ljlwhGo ;]jfx¿sf] ckl/��xfo{tf emg\ a9\bf] qmddf /��x]sf] 5 . o; If]qsf ;]jf k|bfosx¿sf nflu of] ;'vb xf] t/�� Jofa;flos ¿kdf ;]jf ;~rfng ubf{ a9L

hg3gTj ePsf zx/��L If]qdf ;]jf k|bfg ug{' a9L gfkmfd'ns x'G5 eg] u|fdL0f If]qdf ;]jf k|bfg ug{' Jofa;flos ¿kn] r'gf}�tLk'0f{ x'G5 . o;f] x'+bfx'b}� klg g]kfn 6]lnsdn] b]zsf] cu|0fL ;]jf k|bfos tyf lhDd]jf/�� ;fa{hlgs

lgsfosf] ¿kdf Jofa;flos gfkmfsf] nflu dfq geO{ gfkmf gx'g] b]zsf b'u{d /�� las6 :��yfgx?df klg ;]jfsf] ;dfg kx'+r k'¥ofpg] tkm{ lg/��Gt/�� /�� x/��;Dej k|of; hf/��L /��fv]sf] 5 .

b]ze/�� ;]jfsf] kx'+r :��yflkt ug]{ tyf ;'ne b/��/��]6df ;]jf k|bfg ug]{ k|of; hf/��L /��fVb}� b]zdf l8lh6n l8efO8 sd ug]{ tyf l8lh6n ;dfj]lzs/��0fnfO{ k|f]T;flxt ug]{ tkm{ xfd|f] k|of; lg/��Gt/�� /��x]sf] 5 . o;/��L b]z lasf;sf]

Ps dxQ\ak"0f{ If]qdf pNn]Vo of]ubfg ug{ kfpg' xfd|f] uf}�/��jk"0f{ pknAwL xf] .

u|fxs ;]��jfdf ;dlk{t g]kfn 6]lnsd ;]jfd"ns Jofj;flos ;+:��yf ePsf]n] u|fxsx¿ g}� sDkgLsf] Jofa;flos ;kmntfsf ;'qx¿ x'g\

eGg] dfGotfsf ;fy d'n'ssf ;'ud, b'u{d, ufpF, zx/�� ;a}� :��yfg /�� s'gf sfKrf ;Ddsf pkef]QmfnfO{ ;'ky

d"Nodf cfw'lgs /�� u'0f:��t/��Lo b"/��;~rf/�� ;]jfx¿ k|bfg ug{' xfd|f] d"n p2]Zo /��x]sf] 5 . ;f]xL cg'?k xfdLn] u|fxs ;]jfdf ;dlk{tsf] d'n dfGotfnfO{ cfTd;ft ub}�{ cfˆgf] Jofa;flos ultljlwnfO{ cufl8 a9fO/��x]sf 5f}�+ . lautsf cg'ej, u|fxs au{sf] abln+bf] ¿rL, k|ljlw /�� ;f]sf] k|of]udf cfO/��x]sf] kl/��jt{g, ahf/��sf] kl/��b[io nufotsf ljleGg cfofdx¿sf] cfwf/��df u|fxs ;]jfnfO{ cem k|efjsf/��L agfO{ u|fxsx¿sf] dxTjk"0f{ ljZjf; /�� e/��f];f sfod /��fVg] tkm{

xfd|f] k|of; lg/��Gt/�� /��xg]5 .

kf/��blz{tf Ps lhDd]jf/�� ;fj{hlgs lgsfosf] ¿kdf g]kfn 6]lnsdn] cfˆgf ;]jf, ;'ljwf, Jofj;flos kl/��l:��ylt, cfly{s

ultljlw, kl/��of]hgf tyf cfof]hgfx?sf] ;~rfng, ;fdflhs pQ/��bfloTjsf sfo{df x'g] ;+nUgtf nufotsf x/��]s ultljlwx¿ kf/��bzL{ ?kdf hgdfg; ;fd' /��fVb}� cfPsf] 5 . sDkgLn] k|bfg ug]{ ;]jf, ;]jfsf dxz'nx¿ nufotsf cfly{s n]gb]gsf s'/��fx¿ klg kf/��blz{ ?kdf k|:��t't x'+b}� cfPsf 5g\ . kf/��blz{tf tyf lgZkIftf ;'lglZrt ug{

sDkgLsf ;Dk"0f{ v/��Lb k|lqmof ;fj{hlgs v/��Lb lgodfjnL tyf ;f]af6 lgb]{lzt /��xL tof/�� ePsf] sDkgLsf] cfly{s ljlgodfjnL cg'?k ;~rfng x'g] u/��]sf 5g\ . To;sf] cnfjf sDkgLn] cfˆgf] ;Dk"0f{ sf/��f]af/�� tyf ljQLo

ljj/��0fx¿ /��fli6«o tyf cGt/��f{li6«o dfkb08 cg';f/�� tof/�� u/��L b}�lgs kq–klqsf dfkm{t q}�dfl;s ?kdf ;fa{hlgs ub}�{ cfPsf] 5 . lgoldt ?kdf sDkgLsf] Joj;fo tyf sf/��f]af/��x¿ cfGtl/��s tyf jfXo n]vfkl/��Ifs dfkm{t n]vf kl/��If0f x'g] u/��]sf] 5 . o;sf ;fy}� sDkgLdf ;~rfngdf /��x]sf pks/��0f, k|0ffnL nufotsf ;Dk"0f{ k"jf{wf/��sf]

k|efjsf/��L ;~rfng /�� pkof]u ;'lglZrt ug{ k|fljlws n]vk/��LIf0f ;d]t ug]{ ul/��Psf] 5 . o;af6 cfˆgf ultljlw tyf ;]jf ;~rfngsf] sfo{df pRrtd kf/��blz{tf tyf k|efjsfl/��tf Nofpg sDkgL ulDe/�� /��x]sf] :��ki6 x'G5 .

gaLgtd k|ljlwpRrtd ultdf k|fljlws ljsf; e}�/��x]sf ;]jfx¿df b"/��;~rf/�� /�� ;"rgf k|ljlw;Fu ;DalGwt ;]jfx¿ klg kb{5g\ . sDKo'6/��, OG6/��g]6 tyf ;~rf/��sf] If]qdf x'g] tLa| ljsf;sf] sf/��0f Psflt/�� ;f];DaGwL ;]jfx¿sf] ahf/�� /�� If]q

lg/��Gt/�� lj:��tf/�� e}�/��x]sf] 5 eg] csf]{lt/�� ;]jf ;~rfngsf] nflu leœofOg] k|ljlw, pks/��0f /�� k|0ffnLx¿ l5§}� k'/��fgf] x'g] ub{5g\ . o;y{ o; If]qdf k|lt:��kwf{Tds Ifdtf sfod /��fVb}� Jofj;flos ;kmntf ;'lglZrt ug{ k|fljlws ljsf;qmd ;Fu;Fu}� pks/��0f, k|0ffnL, hgzlQm /�� ;du| k"jf{wf/��sf] cfw'lglss/��0fdf lg/��Gt/�� nflu/��xg' ;]jf


k|bfosx¿sf] nflu cTofjZos 5 . g]kfn 6]lnsdn] klg ;f]xL dfGotf cg'?k cfkm"n] k|bfg ug]{ tf/��;lxt, tf/�� /��lxt /�� cGo ;]jfx¿df lg/��Gt/�� ljsf; /�� lj:��tf/��sf] sfo{ ub}�{ cfPsf] 5 . ;]jfsf] k"jf{wf/��sf ;fy}� u|fxs Joj:��yfkg, ljlnË, dx;'n ;+sng, dd{t ;Def/��, u'gf;f] Joj:��yfkg cflb dxQ\jk"0f{ If]qdf lg/��Gt/�� gofF gofF k|ljlw, k|0ffnL /��

k4ltsf ;fy yk k|efjsfl/��tf /�� ultlzntf Nofpg] sfo{df xfd|f] k|of; lg/��Gt/�� /��lx/��x]sf] 5 .

xfd|f]�� sfo{If]��q

b"/��;~rf/��sf] If]qdf ljsf; e}� Jofj;flos ;~rfngdf /��x]sf /�� ahf/��n] dfu u/��]sf k|fo ;a}� k|sf/��sf ;]jf

k|bfg ul/��/��x]sf] Ps dfq ;]jf k|bfossf ¿kdf g]kfn 6]lnsdsf] ljlzi6 :��yfg /��x]sf] 5 . xfdLn] ;]jf pknAw ePsf b]zsf ;a}� If]qdf Ps;dfg ;]jfzt{ /�� dxz'nb/�� sfod u/��L ;'ne ;]jf k|bfg ug]{ p2]Zo /��

k|ltj4tfsf ;fy EjfO;, 8f6f /�� OG6/��g]6 tkm{ tf/��;lxt /�� tf/��/��lxt u/��L ljleGg k|ljlw /�� k"jf{wf/�� k|of]u u/��L ljljw ;]jfx¿ k|bfg ul/��/��x]sf 5f}�+ . lhP;Pd df]afOn, l;l8PdP df]afOn, lkP;l6Pg 6]lnkmf]g, Pl8P;Pn g]kfn 6]lnsd b]zsf] Ps dfq ;]jf k|bfos xf] h;n] k|fo ;a}� k|sf/��sf k|ljlw dfkm{t b]zJofkL ¿kdf ;xh

/�� ;a{;'ne tl/��sfn] b"/��;~rf/�� ;]jf k'¥ofO/��x]sf] 5 .

Jofj;flos /��0fgLlt

u|fxsju{x¿u|fxs ;]jfdf ;dlk{t eGg] d"No dfGotfnfO{ cfTd;ft ub}�{ u|fxsx¿sf] ablnFbf] rfxgf tyf sDkgLaf6 u|fxsx¿n] ug{'ePsf] ck]Iffx¿nfO{ k"/��f ug{sf] nflu pTs[i6 u|fxs ;]jf k|bfg ug{ sDkgL sl6a4 5 . @ s/��f]8 eGbf a9L

u|fxsx¿sf] ;fydf xfdL b]zs}� cu|0fL b"/��;~rf/�� ;]jf k|bfos x'g sDkgL ;kmn ePsf 5f}�+ . sDkgLsf] gf/��f /��fi6«

lgdf{0f xfd|f] nIo k|fKt ug{sf] nflu ;Dk"0f{ u|fxsau{af6 sDkgLnfO{ kof{Kt ;xof]u /�� ;b\efa k|fKt eO{/��x]sf] 5 .

pQm ;xof]u /�� ;b\efjsf] andf sDkgL cfˆgf] nIo k|flKtsf] nflu c6'6 ¿kdf cl3 al9/��x]sf] 5 .

;]��jf /�� ;"rgf k|jfxsf dfWodx¿cfd pkef]Qmfx¿nfO{ sDkgLsf] ;]jfx¿sf] af/��]df ;'–;"lrt ug]{ /�� ;]jf v/��Lb tyf v/��Lb kZrft cfjZos ;xof]u

pknAw u/��fpg] p2]Zon] d'n'ssf ljleGg !%* :��yfgx¿sf b"/��;~rf/�� sfof{nox¿ tyf u|fxs ;]jf s]Gb|x¿ dfkm{t sDkgLn] cfjZos ;]jfx¿ pknAw u/��fpFb}� cfPsf] 5 . sDkgLsf] ;]jf ;'ljwfx¿ pkef]u ;DaGwL ;r]tgf hufpg,

;]jfx¿sf] af/��]df ;' –;'lrt ug{ tyf cGo cfjZos hfgsf/��Lx¿ ;do;fk]If ¿kdf pknAw u/��fpg ljleGg dfWodx¿ h:��t}�M Pkm=Pd= /��]l8of], kqklqsfx¿, 6]lnlehg tyf ;fdflhs ;~hfnx¿sf] g]kfn 6]lnsdn] Aofks k|of]u ub}�{ cfPsf] 5 . cfd pkef]Qmfx¿;Fu glhs /��xg o:��tf dfWodx¿sf] e"ldsf pNn]Vo /��x]sf] 5 /�� o;nfO{ cem k|efjsf/��L

agfpg]tkm{ sDkgL lqmoflzn /��x]sf] 5 .

u|fxsx¿;Fusf]�� ;DaGw ;]jfd"ns ;+:��yfsf] ¿kdf g]kfn 6]lnsdn] cfˆgf u|fxsx¿nfO{ sDkgLsf] cl:��tTj /�� cu|tfsf ;"qwf/��sf] ¿kdf

dfg]sf] 5 . u|fxsju{sf] lxt tyf ;]jfdf ;dlk{t /��xL b]ze/��L e/��kbf]{ b"/��;~rf/�� ;]jfx¿ pknAw u/��fpg] Pp6f k|ultzLn ;+:��yfsf] ?kdf cfKmgf u|fxsju{x¿;Fu ;'dw'/�� ;DaGw :��yfkgf tyf lj:��tf/�� u/��L u|fxssf] ljZjf;

/�� ;b\efj sfod /��fVg sDgL sl6j4 /�� k|of;/��t 5 . u|fxsx¿n] sDkgLsf] ljqmL sIf tyf u|fxs ;]jf s]Gb|x¿;Dd gk'uL ;]jf v/��Lb ug{ tyf Kofs]hx¿ 5gf}�6 ug{ ;Sg] u/��L P;=Pd=P;=, j]a tyf df]afOn Pkdf cfwfl/��t ;]jf v/��Lb, l/��rfh{, Kofs]h v/��Lb, u'gf;f] btf{ cflbsf ;'ljwfx¿ sDkgLn] ;~rfngdf NofPsf] 5 /��

ltgdf ;dofg's'n ljsf;, kl/��dfh{g /�� ;'wf/��df lg/��Gt/��tf lbPsf] 5 . sDkgLsf u|fxs dxfg'efjx¿;Fu :��yflkt ;DaGwn] pRr u'0f:��t/��Lo u|fxs cg'e"lt k|bfg ug]{ cfˆgf] ;+sNkdf dxTjk"0f{ e"ldsf lgjf{x ug]{5 eGg] sDkgLn]

ljZjf; lnPsf] 5 .


cfosf ;|f]��tx¿sDkgLn] pknAw u/��fpFb}� cfPsf ljleGg ;]jfx¿ h:��t}� M tf/��;lxt ;fwf/��0f 6]lnkmf]g ;]jf, df]jfOn 6]lnkmf]g ;]jf,

tf/��;lxt /�� tf/��/��lxt a|f]8Aof08 OG6/��g]6 ;]jf, lnH8 nfOg ;]jf, cGt/��cfa4tf ;]jf, cGt/��fli6«o sn ;]jf, Eofn' P8]8 ;]jf cflb sDkgLsf cfosf d'Vo ;|f]tx¿ x'g\ . sDkgLsf] s'n cfDbfgLdWo] ;]jf ljqmLaf6 k|fKt x'g] cfo

*^=@) k|ltzt /�� cGo cfDbfgL !#=*) k|ltzt /��x]sf] 5 . k|foM ;a}� ;]jfx¿ clu|d e'QmfgLdf -Prepaid_ jf qm]l86 lnld6sf] ?kdf w/��f}�6L lnO{ k|bfg ul/��g] ePsf]n] hf]lvd Go"g x'G5 /�� gub k|jfxdf ;d]t ;sf/��fTds k|efj kl/��/��x]sf] 5 . bL3{sfnLg cfo j[l4sf nflu nufgLnfO{ ljljwLs/��0f ub}�{ /��fli6«o uf}�/��jsf cfof]hgfx¿ h:��t}�:�� lqz"nL #aL,

dflyNnf] tfdfsf]zL /�� hnljB't\\ nufgL tyf ljsf; sDkgLdf ;d]t nufgL u/��L pRr Jofj;flos ultlzntf sfod ug]{ tkm{ sDkgL k|of;/��t /��x]sf] 5 . k/��Dk/��fut ;]jfdf cfPsf] x|f;, gjLgtd ;]jfx?sf] ljsf; ;Fu;Fu}� ;f]

;]jfx¿sf] 36\bf] d"No tyf ;du| ;"rgf k|ljlw /�� ;~rf/�� If]qdf tLa| ultdf e}�/��xg] kl/��jt{g /�� ljsf;sf] kl/��k|]Iodf

xfd|f] Jofj;flos ;kmntf sfod /��fVg, ljQLo t/��ntf ;'b[9 /��fVg tyf nufgLstf{ dxfg'efjx¿sf] nufgLsf] k|ltkmn ;'lglZrt ug{ cjnDag ul/��Psf ljljw sfo{qmdx¿dWo] pTkfbgzLn If]qdf nufgL ljljwLs/��0f u/��L cfo ;'lglZrt

ug]{ Ps dxTjk"0f{ sbd x'g] xfd|f] ljZjf; 5 . ;fy}� o;af6 b]zdf k"jf{wf/�� ljsf;df xfd|f] klg of]ubfg /��xL Ps pQ/��bfoL /�� ljsf;k|]dL ;+:��yfsf] ¿kdf sDkgLsf] 5ljdf yk an k'Ug] ;d]t xfd|f] ljZjf; 5 .

k|d'v sfo{x¿g]kfn 6]lnsdn] d'n'se/�� e/��kbf]{, ljZj;gLo /�� u'0f:��t/��Lo b"/��;~rf/�� ;]jf k|bfg u/��L cfˆgf] Jofj;flos p2]Zo ;d]t xfl;n ug{sf] nflu cfjZos pRr:��t/��Lo b"/��;~rf/�� k"jf{wf/�� tof/�� ug{ lg/��Gt/�� k|of; /�� nufgL ul/��/��x]sf] 5 . ljBdfg tyf eljiodf cfpg] ;]jfx?sf] nflu cfjZos ;+/��rgf tof/�� ug]{ qmddf b]zJofkL ¿kdf 6«fG;ld;g

g]6js{, OG6/��g]6 ;~hfn tyf df]afOn ;]jfsf] 6fj/�� nufotsf] k"jf{wf/��sf] lj:��tf/��, ljsf; /�� lgdf{0f u/��L

sDkgLsf] ;Dk"0f{ ;]jf k|jfxnfO{ k|efjsf/��L agfpg' sDkgLsf] lg/��Gt/�� rln/��xg] sfo{df kb{5 . To;sf cltl/��Qm

xfd|f ljljw ;]jfx¿sf] ;'rf¿ /�� k|efjsf/��L ;~rfngsf] nflu cfjZos sf]/�� pks/��0f, gjLgtd sDKo'6/�� k|0ffnL tyf cGo k"jf{wf/��x¿sf] h8fg, ;~rfng, dd{t ;Def/�� cflbsf] nflu cfjZos k|fljlws Ifdtf tyf hgzlQm tof/�� ug]{, cfjZostf cg';f/�� jfXo >f]taf6 sfo{ u/��fpg] nufotsf sfo{x¿ klg ;]jfx¿sf] ;'rf¿ ;~rfng,

lj:��tf/�� /�� ljsf;sf] nflu cfjZos 5g\ .

Convergent Billing dfkm{t PsLs[t ljlnË, Postpaid, Prepaid ldl>t CUG k|bfg ug]{ sfo{ z'? ul/��Psf] /�� df]afOn tyf kf/��Dkl/��s ;]jfsf] ldl>t Kofs]h pknAw u/��fpgsf] nflu ;d]t cfjZos k4lt ljsf;sf] sfo{ ul/��Psf] 5 .

;dLIff cjlwdf sDkgLn] gaLgtd Eofn' P8]8 ;]jfx¿ tyf cGo ;'ljwfx¿ klg z'? u/��]sf] 5 . tL dWo] rL/��

k|ltlIft gd:��t] qm]l86 ;]jf klg xf] . of] ;]jfaf6 lk|k]8 df]afOn k|of]ustf{x¿ nfeflGjt x'g] /�� sn u/��]sf] ljWodfg z'Ns afx]s o;df cGo s'g}�klg lsl;dsf] ;]jf z'Ns jf Aofh gsfl6g] ePsf]n] of] ;]jf u|fxsx¿dfem

lgs}� pkof]uL /�� nf]slk|o l;4 ePsf] 5 .

To;}�u/��L Eofn' P8]8 ;]jf tkm{ sDkgLn] ;dLIff cjlwdf lel8of] l:��6«ldË ;]jf z'? u/��]sf] 5 eg] cfˆgf] df]afOn

Pksf] ;du| ;'wf/�� u/��L l/��rfh{ ug]{, Kofs]h vl/��b ug]{, Kofs]hsf] jt{dfg cj:��yf af/��] cWofjlws hfgsf/��L kfpg], Kofs]h pkxf/�� lbg ;lsg] nufotsf clt pkof]uL gofF ;'ljwf ;lxt u|fxs ju{dfem k|:��t't u/��]sf] 5 .

o;af6 df]afOn k|of]ustf{x¿n] ljljw ;]jf;'ljwf /�� tT;DaGwL hfgsf/��L k|fKt ug]{ ;xh dfWod k|fKt ug{'ePsf]

kfOPsf] 5 .

o;}�ul/�� sDkgLn] klxnf]k6s cfˆgf] df]afOn g]6js{sf] k|of]u Machine to Machine -M2M ;]jfsf] nflu u/��]sf] 5 . g]kfn ljB't k|flws/��0fsf] :��jrflnt ld6/�� l/��l8Ë kl/��of]hgfsf] nflu klxnf] r/��0fdf b; xhf/�� l;d ;lxt ;f]

;]jf z'? ul/��Psf] xf] /�� k|flws/��0fsf] of]hgf cg';f/�� lgs6 eljiodf ;f] ;+Vofdf pNn]Vo j[l4 x'g] ck]Iff ;d]t

ul/��Psf] 5 .


k|d'v ;|f]��t–;fwgx¿g]kfn 6]lnsdsf k|d'v >f]t ;fwgx¿df sDkgLsf] hgzlQm, k"hLut t/��ntf, b]zJofkL ef}�lts k"jf{wf/��, k|0ffnL

tyf pks/��0fx¿, lk|mSj]G;L :��k]S6«d cflb kb{5g\ .

sDkgLdf ljBdfg pks/��0f Pjd\ k|0ffnLx¿sf] k|of]uaf6 ;]jfx¿sf] k|efjsf/��L ;~rfng u/��L /��fh:��j cfh{g ug]{

kl/��l:��ylt ;[hgf ug{sf] nflu sDkgLdf sfo{/��t bIf tyf k|ltefzfnL hgzlQmsf] 7"nf] e"ldsf /��x]sf] 5 . pks/��0f /�� k|0ffnL ;~rfng dfq geP/�� ;f]sf] v/��Lb k|s[of ;'rf¿ ug{, cfk"lt{stf{x¿;Fu ;dGjo ug{, cfly{s sf/��f]af/��x¿sf]

Joj:��yfkg ug{, /��fh:��j /�� vr{ Joj:��yfkg ug{, k|zf; ;+oGqnfO{ k|efjsf/��L ¿kdf ;~rfng ug{, dx;'n ;+sng ug{, ;]jf k|jfx ug{, u|fxsx¿nfO{ ljqmL kl5sf] ;]jf k|bfg ug{ ;d]t sDkgLsf] dfgj >f]tsf] 7"nf] /�� dxQ\jk"0f{

e"ldsf /��x]sf] 5 .

sDkgLdf /��x]sf] k"FhLut t/��ntfn] o;sf cfly{s ultljlwx¿ ;~rfng ug{, lj:��tf/�� /�� ljsf;df nufgL ug{,

nufgL ljljlws/��0f ug{ tyf nufgLstf{x¿nfO{ pRr k|ltkmn lbg dxQ\jk"0f{ of]ubfg u/��]sf] 5 . :��j:��y k"FhLut t/��ntf ljgf sDkgLsf] cfjZstf cg';f/�� plrt ;dodf o:��tf ljljw lzif{sdf lgaf{w ¿kdf nufgL u/��L yk cfo

cfh{g /�� Jofj;flos j[l4sf] jftfj/��0f tof/�� ug{ ;Dej x'g] lyPg .

b]zJofkL ¿kdf /��x]sf] sfof{no ;~hfn, g]6js{ /�� pks/��0fx¿sf] ;~hfn, ejg tyf hUuf hldg nufotsf]

ef}�lts k'jf{wf/��sf] k|r'/��tfn] klg sDkgLsf] ljQLo :��jf:��Yodf uxg /�� ;sf/��fTds e"ldsf v]n]sf] 5 Pjd\ b]zJofkL ?kdf ;]jf k|jfx ug{ ;3fp k'¥ofPsf] 5 .

tf/��/��lxt b"/��;~rf/�� ;]jf ;~rfngsf] ;~hfn tof/�� ug{ tyf tf/��/��lxt k|ljlwdf cfwfl/��t 6«fG;ld;g g]6js{

;~rfng ug{ lk|mSj]G;L :��k]S6«dsf] cfjZostf k5{ . oL ljleGg k|of]hgsf] nflu lgofds lgsfoaf6 sDkgLn]

k|fKt u/��]sf lk|mSj]G;L :��k]S6«dx¿ klg sDkgLsf dxTjk"0f{ >f]t–;fwgdf kb{5g\ .

k|d'v ;fem]��bf/��x¿g]kfn 6]lnsdsf] ;]jfx¿sf] ljsf;, ;~rfng /�� dd{t ;Def/��df b]z /�� ljb]zdf /��x]sf cg]sg cfk"lt{stf{, ;]jf

k|bfos, k/��fdz{bftf cflbsf] 7"nf] ;+nUgtf /�� e"ldsf /��x]sf] x'G5 . xfd|f] Jofj;flos ;kmntfdf tL ;a}� Jofkfl/��s tyf Jofj;flos ;fem]bf/��x¿;Fusf] ;xof]u /�� ;xsfo{n] 7"nf] dxTj /��fVb5 . cGt/��f{li6«o :��t/��sf b"/��;~rf/�� ;]jfk|bfosx¿, cGt/��f{li6«o ;+:��yfx¿ tyf b"/��;~rf/�� pks/��0f cfk"lt{stf{x¿;Fu sDkgLsf] ;'dw'/�� ;DaGw /��xL cfPsf]

5 . ;fy}� :��jb]zleqsf k|d'v ljQLo ;+:��yfx¿ tyf ;]jfk|bfosx¿;Fu sDkgLn] ;xsfo{ ub}�{ cfPsf] 5 .

To;}� u/��L xfd|f ;]jf ;'ljwfx¿nfO{ u|fxs dfem ;xh /�� ;j{;'ne tl/��sfn] k'¥ofpg dxTjk"0f{ e'ldsf v]Ng'x'g] xfd|f clws[t laqm]tfx¿, ljt/��sx¿ tyf v'b|f ljqm]tfx¿sf] of]ubfg xfd|f ;]jfsf] ;'rf¿ k|afx tyf lj:��tf/��df cToGt

dxQ\jk"0f{ /��x]sf] 5 . sDkgLn] ;dfg d"No /�� dfGotfx¿nfO{ c+lusf/�� ug]{ /�� cfk;L ;kmntfdf xft]dfnf] ug]{

;+:��yfx¿;Fu ul/��g] ;xsfo{ /�� ;fem]bf/��LnfO{ 7"nf] dxTj lbg] u/��]sf] 5 .

nfut ;+/��rgfsDkgLsf] k|d'v nfutdf ;]jf ;~rfng tyf dd{t ;Def/��, k|zf;lgs vr{ /�� sd{rf/��L vr{ /��x]sf 5g\ . sDkgLn]

cfˆgf] nfut Go'lgs/��0f ug{sf] nflu pks/��0fx¿sf] h8fg tyf dd{t afXo ;|f]taf6 u/��fpg] gLlt lnPsf] 5 . To;}�u/��L bL3{sflng Pjd\ cNksfnLg ¿kdf k|zf;lgs /�� ;~rfng vr{ sd ug{sf] nflu ljljw sbdx? rfln+b}�

cfPsf] 5 . ;jf/��L gLlt, ljQLo cg'zf;g sfod /�� ;'wf/�� ug{ rflnPsf sbdx¿, phf{ Joj:��yfkgdf ul/��Psf sfo{x¿, k|fljlws n]vfk/��LIf0f cflb sfo{x¿ nfut Go'lgs/��0f /�� sfo{ut bIftf j[l4 tkm{ g}� nlIft /��x]sf 5g\ .


sDkgLsf]�� ;kmntfsf cfwf/��MsDkgLsf ;]��jf /�� u|fxsx?


sDkgLsf ;]��jf /�� u|fxsx¿

sDkgL :��yfkgfsfn /�� ;f]eGbf klxnf g]kfn b"/��;~rf/�� ;+:��yfgsf] ¿kdf ljBdfg x'Fbfv]/��L b]lvg}� ;b}�j gjLgtd k|ljlwx¿sf] cjnDag ub}�{ cfKmgf u|fxsju{x¿sf] ;~rf/�� ;DaGwL ;Dk"0f{ cfjZostfx¿ k"/��f ug{ ;:��tf], u'0f:��t/��Lo

tyf b]zJofkL ?kdf e/��kbf]{ b"/��;~rf/�� ;]jf o; ;+:��yfn] pknAw u/��fpFb}� cfPsf] 5 . o; sfo{sf] nflu

o; If]qsf ljleGg k|ljlwdf cfwfl/��t ljljw ;]jfx¿ pknAw u/��fpg'sf ;fy}� ljZj ahf/��df pknAw gjLgtd k|ljlwdfkm{t xfdL cfˆgf] ;]jfx¿nfO{ cfw'lgsLs/��0f ug]{ sfo{df ;b}�j ;lqmo /��x]sf 5f}�+ .

ljut ;o jif{ eGbf a9L ;dob]lv b]zsf] b"/��;~rf/�� If]qsf] ljsf; /�� lj:��tf/��df sl6a4 o; ;+:��yfk|lt :��yfkgf

sfnb]lv g}� u|fxsx¿sf] ckf/�� cf:��yf, ;xof]u /�� ;b\efj sfod /��x]sf] 5 . @ s/��f]8 eGbf a9L u|fxsx¿sf]

;fydf g]kfn 6]lnsd d'n'ss}� cu|0fL b"/��;~rf/�� ;]jfk|bfos x'g ;kmn ePsf] 5 /�� Jofj;flos ;kmntf /�� ahf/��df cu|tf sfod /��fVg] cfˆgf] nIo k|flKtsf] nflu c6'6?kdf sDkgL cl3 al9/��x]sf] 5 .

o; cjlwdf sDkgLn] cjnDag u/��]sf k|ljlwx¿, pknAw u/��fpFb}� cfPsf ljljw ;]jfx¿ tyf pkef]Qmfx¿af6

k|fKt e/��f];f g}� sDkgLsf] ;kmntfsf] d'Vo cfwf/��x¿ x'g\ .

!= cfwf/��e"t :�yfgLo 6]��lnkmf]��g -PSTN_ð ;g\ !(!# df z'?jft ul/��Psf]

ð blIf0f Pl;ofd}� klxnf] k6s k"0f{ :��jrflnt l8lh6n k|0ffnLdf cfwfl/��t ;]jf pknAw u/��fOPsf]

ð s'n ($@ PS;r]Ghx¿

ð TDM Based k|0ffnLaf6 IP Based k|0ffnLdf ?kfGt/��0f eO{ cfw'lgs k|ljlwsf IP Based Soft-Switch, Media Gateway x¿sf] ;~rfng

ð ADSL /�� FTTH a|f]8Aof08 OG6/��g]6 ;]jfx¿ð s'n u|fxs ;+VofM ^ nfv &* xhf/��

!=! cfwf/��e"t :�yfgLo PSTN 6]��lnkmf]��g ;]��jfdf pknAw ;'ljwfx¿ ð sn/�� cfO{=8L= -CLIP_ ð nlsË sf]8 -Locking Code_ ð sn xl06Ë -Call Hunting_ ð # kf6L{ sGkm/��]G; -Three Party Conference_ ð sn 6«fG;km/�� -Call Transfer_ ð sn j]l6Ë -Call Waiting_ ð xf]d ld6l/��Ë -Home Metering_ ð Pla|leP6]8 8folnË -Abbreviated Dialing_ ð j]sck sn -Wakeup Call_ ð nf]sn, STD, ISD sn -ISD, Budget Call, 1424, 1445 cflb_

!=@ NGN ;]��jf ð gjLgtd k|ljlwdf cfwfl/��t IP Based Wireline cfof]hgf ;~rfngdf /��x]sf] . ð IP k|ljlwdfdf cfwfl/��t Next Generation Network (NGN) Soft Switch tyf Access Network

Equipment (AG) sf] dfWodaf6 Tripple Play -Voice, Video and Data_ ;]jf k|bfg ug{ ;lsg] . ð Multi Vendor Equipment cfa4 ug{ ;lsg] ePsf]n] sd vr{df u'0f:��t/��Lo Broadband ;]jf tyf

Future Proof Network sf] lgdf{0f ug{ ;lsg] . ð @)&% c;f]h ;Dd ^!! j6f Access Gateway x¿ h8fg ;DkGg eO{ ;~rfngdf /��x]sf] h;df

TDM Migration kl/��of]hgf cGt/��ut Access Gateway n] k|lt:��yfkg u/��]sf k'/��fgf PS:��r]Ghx¿ klg kb{5g\ .


ð clK6sn kmfOj/��dfk{mt b|'t ultsf] a|f]8AofG8 OG6/��g]6, EjfO; tyf 6]lnlehg ;]jf ;d]t ;~rfng ug{ ;lsg] Fiber To The Home (FTTH) ;]jfsf] z'?jft ul/��Psf] .

!=# Value Added Service sDkgLn] cfwf/��e"t PSTN 6]lnkmf]g ;]jftkm{ lgDgadf]lhdsf Eofn' P8]8 ;]jfx¿;d]t cfˆgf u|fxsx¿nfO{

pknAw u/��fpFb}� cfPsf] 5 .

!=#=! Intelligent g]6js{tkm{ ð lk|k]8 slnË sf8{ -PCC (Easy Call)_ ð P8efG:��8 k|mL kmf]g -AFS (Toll Free)_ ð PSTN qm]l86 lnld6 -PCL_ ð Olhkmf]g IP sn -SIP PPP and SIP EasyCall_ ð gf]l6; af]8{ ;]jf -Notice Board Service_

!=#=@ cfO{=eL=cf/��= -IVR_ ;]jf tkm{ ð !^)) -SLC Result Enquiry_ ð !^)! -10+2 Result Enquiry_ ð !^)@ -TU Result Enquiry_ ð !^)^ -PSTN Bill Enquiry_ ð !^)& -GSM And CDMA Bill Enquiry_ ð !(* -PSTN Phone and ADSL Complain Registration_ ð !** -VOIP Call Complain Registration_

!=#=# Helpdesk tkm{ ð !$(* df]afOn ;f]wk'5

ð !(& kL=P;=6L=Pg= ;f]wk'5 ð !^(* Fixed Intelligent Network -FIN_ ;f]wk'5

!=#=$ Emergency ;]jftkm{ ð !)) k|x/��L

ð !)! bdsn

ð !)@ PDa'n]G; ð !)# sf7df8f}�+ pkTosf 6«flkms k|x/��L ð !)$ afnaflnsf vf]htnf; s]Gb|

!=#=% Olhkmf]g -IP sn_ ;]jf ð OG6/��g]6sf] k|of]udfkm{t EjfO; sn ug{ SIP -Session Initiation Protocol_ df cfwfl/��t IP

sn ug{ ;lsg] Softphone Jofj;flos ?kdf ;~rfngdf /��x]sf] . ð o; ;]jfnfO{ sDkgLn] Olhkmf]g a|fG8 gfdaf6 laqmL lat/��0f ub}�{ cfPsf] 5 . ð of] ;]jfsf k|of]ustf{x¿n] cfˆgf] sDKo'6/�� /�� OG6/��g]6sf] k|of]uaf6 ;+;f/��sf] h'g;'s}� :��yfgaf6

h'g;'s}� :��yfgdf cfkm"nfO{ kfos kg]{ ;dodf ;:��tf] b/��df sn ug{ ;Sg]5g\ .

ð of] ;]jfaf6 g]kfnd}� tyf g]kfn aflx/�� klg kmf]g ug{ ;lsG5 . ð ljb]z e|d0fdf /��xFbf cfˆgf] Account dfkm{t ;+;f/��sf] h'g;'s}� :��yfgaf6 klg ;:��tf] b/��df

g]kfndf sn ug{ ;lsG5 .

ð Olhkmf]gnfO{ df]jfOn kmf]gaf6 SIP App dfkm{t klg k|of]u ug{ ;lsG5 .

!=#=^ PS;]; sf]8 !$@$ dfkm{t ;:��tf] b/��df cGt/��f{li6«o sn ;]jf ð PS;]; sf]8 !$@$ dfkm{t ;:��tf] b/��df cGt/��f{li6«o sn ug{ ;lsg]

ð sDkgLsf ljleGg ;]jfx¿ -PSTN, CDMA, GSM, VSAT, PCC, PCL Amount_ af6 !$@$ sf] k|of]u u/��L sn ug{ ;lsg]


ð of] ;]jf k|of]u ug{sf nflu !$@$ kl5 Country Code /�� Pl/��of sf]8;lxtsf] kmf]g jf df]jfOn gDa/�� /��fv]/�� sn ug{'kb{5 .

!=#=& gf]l6; af]8{ ;]jf

ð u|fxsx¿n]�� cfgf]�� PSTN gDa/��df sn ug]{ JolQmx¿nfO{ Pp6}� ;Gb]z k6s–k6s lbg'kg]{ cj:��yfdf of] ;]jf k|efjsf/��L x'g]5 .

ð of]�� ;]��jf k|of]��u u/��L u|fxsn]�� cfgf]�� gf]��l6; af]��8{df /��fVg]�� ;"rgf /�� ;Gb]��zx¿ cfkm}�+n]�� kmf]gdfkm{t /��]s8{ ug{ ;Sg] /�� ;f] kmf]gdf sn ug]{ JolQmn] pQm ;"rgf ;'Gg ;Sg]5g\ . ð of] ;]jf :��yfgLo PSTN kmf]gsf u|fxsx¿nfO{ dfq lgMz'Ns pknAw 5 /�� ;]jf k|of]u ug{ s'g}�

yk pks/��0fx¿ h8fg ug{' kb}�{g . ð gf]l6; af]8{ ;]jf Jofkfl/��s ;+3;+:��yfx¿sf] pTkfbgx¿sf] hfgsf/��L k|bfg ug{, df}�;d;DaGwL

hfgsf/��L lbg, :��s"n–SofDk;x¿n] ;"rgf k|;f/��0f ug{, jfo';]jf sDkgLx¿sf] p8fg tflnsf ;DaGwL hfgsf/��L lbg, ljlgdo b/��x¿, /��flzkmnx¿ tyf Breaking News cflb k|;f/��0f ug{ pkof]uL /��x]sf] 5 .

!=#=* P8\efG:��8 k|mL kmf]g -AFS (Toll Free)_ ;]jf ð of] ;]jf k|of]u u/��]/�� ;+3;+:��yfx¿n] b]zel/��sf cfˆgf sfof{no tyf zfvfx¿df Pp6}� 6f]n

k|mL gDa/��dfkm{t hg;Dks{ u/��fpg ;Sb5g . l/��e;{ rflh{Ë cyf{t\ sn ug]{ kIfn] geO{ sn p7fpg] kIfn] sn jfktsf] z'Ns ltg]{ ePsf] x'Fbf 7"nf sfof{nox¿nfO{ a9L eGbf a9L

u|fxsx¿nfO{ cfKmgf] sfof{nodf sn u/��fpg k|]l/��t ub{5 .

ð o;df Originating Call Screening, Flexible Routing, Time of Day Routing, Day of Year Routing, Day of Week Routing, Originating Call Routing, Selection Dependent Routing, Ratio Dependent Routing, Cyclic Dependent Routing, Call Forwarding on Busy/�no Answer, Call Limit on Daliy or Monthly Basis, Simultaneous Call Limits h:��tf ;'ljwfx¿ ;d]t o;df cfa4 ul/��Psf] x'Fbf ;]jf k|of]u yk k|efjsf/��L ePsf] 5 .

!=#=( lnH8 nfOg ;]jf

ð sDkgLn] sk/�� lnh ;ls{6 k|of]u u/��L lnh nfOg ;]jf z'? u/��]sf] xf] . ð :��yfgLo 6]lnkmf]g nfOgh:��t}� u|fxssf] 3/��;Dd Copper Pair k|of]u u/��L of] ;]jf pknAw

u/��fOPsf] 5 .

ð 7"nf Jofkfl/��s ;+:��yfx¿nfO{ nlIft ub}�{ sDkgLn] Dedicated Data Lease k|ljlwsf] z'?jft u/��]sf] xf] . ð o;sf cltl/��Qm clK6sn kmfOa/�� k|of]u u/��L nLh ;]jf k|bfg ug]{ qmd klg a9\bf] ¿kdf /��x]sf]

5 . sk/�� lnhsf] Ifdtf eGbf a9L Aof08ljy cfjZos kg]{ u|fxsx¿nfO{ ljz]if k|fyldstfdf clK6sn kmfOa/�� dfkm{t nLh ;]jf k|bfg ug]{ ul/��Psf] 5 .

ð NG-SDH sf] h8fgkl5 Internet /�� Intranet lnh ;ls{6sf] z'?jft ePsf] /�� ADSL ;]jfsf] k|f/��Dekl5 ADSL lnh ;]jf klg ;~rfngdf cfPsf] xf] .

ð o;}� u/��L sDkgLn] ISP -Internet Service Provider_ x¿nfO{ E1 lnh ;ls{6 /�� IPLC -International Private Lease Circuit_ h:��tf lnh nfOg ;]jfx¿ klg k|bfg ul/��/��x]sf] 5 .

@= jfo/��n]��; ;]��jfð g]kfnd}� klxnf] k6s rf}�yf] k':��tfsf] 4G/�LTE OG6/��g]6 ;]jfsf] ;~rfngð 3G /�� EVDO sf] b]zJofkL ;~hfnð ljleGg k|sf/��sf Eofn' P8]8 ;]jfx¿

ð ;:��tf] /�� cfsif{s dx;'n b/��x¿ð s'n /��fh:��jdf of]ubfgM *!=%& k|ltztð s'n u|fxs ;+Vof M @ s/��f]8


#= OG6/��g]��6 ;]��jfð ;g\ @))) sf] d] dlxgfaf6 8fon ck k|ljlwdf cfwfl/��t OG6/��g]6 ;]jfsf] z'?jft

ð tf/��/��lxt a|f]8Jof08 -3G, 4G-LTE, EVDO, WiMAX_ /�� tf/��;lxt a|f]8Jof08 -ADSL, FTTH k|ljlwdfkm{t_ OG6/��g]6 ;]jfx¿ ;~rfngdf /��x]sf]

ð s'n u|fxs ;+VofM ! s/��f]8 !% nfv

$= u|fdL0f If]��qdf Satellite dfkm{t b"/��;~rf/�� ;]��jfð lj=;+= @)#( ;fn sflt{s @ ut] -!( cS6f]a/�� !(*@_ ;u/��dfyf e"pku|x s]Gb|sf] :��yfkgf ePsf]

ð d'n'ssf b'u{d tyf ljs6 If]qx¿df klg Satellite k|ljlwdfkm{t b"/��;~rf/�� ;]jfsf] ;~rfng ul/��+b}� cfPsf]ð e"sDk, af9L nufot b"/��;~rf/�� k"jf{wf/��df Iflt k'¥ofpg] cGo b}�jL k|sf]ksf] cj:��yfdf k|efljt If]qx¿df

tTsfn ;~rf/�� ;]jf k'¥ofpg ;fy}� p4f/�� sfo{df ;+nUg 6f]nLx¿nfO{ ;lqmo ug{ Satellite k|ljlw k|efjsf/��L /��x]sf]

cGt/��cfa4tf tyf cGt/��f{li6«o b"/��;~rf/�� ;]��jf

!_ cGt/��f{li6«o b"/��;~rf/�� ;]��jfk|bfosx¿;Fusf]�� cGt/��cfa4tf l;+ufk'/��, xªsª /�� bf]xfdf sDkgLsf POP -Points of Presence_ x¿ :��yfkgf ePsf]

@_ u}�/��sfg'gL sn afOkf; lgoGq0f ð s]Gb|Lo cg';Gwfg Ao'/��f];Fu ;xsfo{

ð /��fh:��j lgu/��fgL ;ldltsf] Joj:��yf ð cGt/��fl{\i6«o ahf/��df pknAw Automated System sf] k|of]udfkm{t u}�/��sfg'gL sn lgoGq0f ul/��Psf] ð sDkgLsf] cGt/��f{li6«o ;]jfsf] u'0f:��t/�� tyf ;f]af6 x'g] /��fh:��jdf o;sf] ;sf/��fTds k|efj b]lvPsf]

#_ l5d]��sL d'n'sx¿;Fu x'g]�� b"/��;~rf/�� ;]��jf cfbfgk|bfg clej[l4sf]�� k"jf{wf/�� ljsf; cGt/��cfa4tfdf j[l4sf] ;fy;fy}� cfjZostfg';f/�� ;do–;dodf dx;'n b/��df kl/��dfh{g ug]{ ul/��Psf] 5 .

o;}� qmddf ef/��tLo ;]jfk|bfosx¿;Fu ul/��Psf] ;xsfo{af6 ef/��te/��L 5l/��P/�� /��x]sf nfvf}�+–nfv g]kfnLx¿nfO{

;x'lnot b/��df g]kfn sn ug{ k|ToIf kmfObf k'u]sf] 5 .


;+:�yfut ;fdflhs pQ/��bfloTj


sDkgLn] Ps lhDd]jf/�� /��fli6«o lgsfosf] ¿kdf cfˆgf] e"ldsf /�� bfloTjnfO{ ;+w}� pRr

d"NofÍg ub}�{ cfPsf] 5 . cfˆgf] Jofj;flos ;kmntf a[xt\ cfly{s ;fdflhs nIo k|flKtsf] nflu ;fWo geO{ ;fwg dfq xf] eGg] sDkgLsf] dfGotf /��lxcfPsf] 5 . o;sf/��0f klg ;fdflhs pQ/��bfloTjsf sfdx¿ ;b}�j sDkgLsf] k|fyldstfdf /��x]sf 5g\ . sDkgLn] cfˆgf ;a}� Jofj;flos lj|mofsnfkx¿df ;fdflhs pQ/��bfloTjk|ltsf] k|lta4tf JoQm ub}�{ cfPsf]

5 /�� ljut jif{df klg ;f];Fu ;DalGwt k'/��fgf sfo{qmdx¿nfO{ lg/��Gt/��tf lbg'sf ;fy}� ;dLIff

jif{df klg s]xL dxTjk"0f{ sfo{x¿ ;~rfng u/��]sf] 5 . o;af6 sDkgLsf] Jofkf/�� k|j4{gsf] ;fy}� Ps ;dfhd'vL /�� lhDd]jf/�� ;F:��yfsf] ¿kdf sDkgLsf] ;du| 5lanfO{ cem ;'b[9 ug{ d2t k'u]sf] 5 .

lg/��Gt/��tf lbOPsf k'/��fgf sfo{qmdx¿

lg–z'Ns snsf]�� Joj:�yf

!)) k|x/��L ;]jf!)! bdsn ;]jf

!)@ PDa'n]G; ;]jf!)# pkTosf 6«flkms k|x/��L ;]jf!)$ afnaflnsf vf]htnf; ;dGjo s]Gb|

!)% g]kfnL ;]gf!)^ s]Gb|Lo ;}�lgs k|x/��L

!)(* CWIN x]NknfOg!!!! x]nf] ;/��sf/��!!!$ ;z:��q k|x/��L an

!!$$ ko{6s k|x/��L PsfO{

yk /�� gofF sfo{qmdx¿ð sDkgLsf] If]lqo lgb]{zgfno glhs /��x]sf -sf7df8f}�+ If]= lg= afx]s_ % j6f c~rn c:��ktfnx?, eQmk'/��

SofG;/�� c:��ktfn /�� g]kfn6f/��, pbok'/��sf clUglkl8tx?nfO{ ;d]t u/��L hDdf &% yfg sDan ljt/��0f

ul/��Psf]ð d'u' lhNnfdf /��x]sf] k|lz4 /��f/��f tfn ko{6lso If]qdf * yfg 7'nf 8:��6lag pknAw u/��fO{Psf]

ð t/��fO{sf lhNnfx?df @),))) yfg lgMz'Ns lk|k]8 l;dsf8{ ljt/��0f ul/��Psf]

lgMz'Ns SMS k|jfxlgMz'Ns Bulk SMS k|jfx ul/��Psf ;Gbe{x?ð ljZj jftfj/��0f lbj;, % h"g @)!*ð BIMSTEC rf}�yf] lzv/�� ;Dd]ng, efb| !$—!%, @)&%, sf7df08f}�+

ð ljBfyL{ egf{ cleofg, @)&%ð nf]s ;]jf cfof]usf] jflif{sf]T;j, c;f/�� !, @)&%

ð lzj/��fqL, kmfNu'0f !, @)&$

ð u0ftGq lbj;, h]i7 !%, @)&%ð ;+ljwfg lbj;, c;f]h @, @)&%


yk ^ j6f ljBfnodf ;"rgf k|ljlw s]��Gb| -ICT Center_ :�yfkgf>L yfgkf]v/��L dfWolds ljBfno, Hofld/��] emf]/��, pbok'/��

>L zflGtlgs]tg dfWolds ljBfno, ;"ol{\jgfos, eQmk'/��>L cd/�� dfWolds ljBfno, v'bL, ndh'ª

>L zLtn dfWolds ljBfno, rf}�/��hxf/��L, klZrd ?s'd

>L hgtf dfWolds ljBfno, dxtufpF, h'Dnf>L 36fn dfWolds ljBfno, g'jfsf]6, 88]nw'/��f

v]��ns'bdf sDkgLsf]�� ;xeflutfsDkgLn] b]zdf v]ns'b ljsf;sf] nflu ljleGg v]ns'bx¿nfO{ k|fof]hg ub}�{ cfPsf] 5 . o; sfo{af6 sDkgLn]

cfKmgf] ;fdflhs pQ/��bfloTj k"/��f ub}�{ cfPsf] 5 . o;}� qmddf g]kfndf km'6an v]nsf] ljsf; tyf v]nf8Lx¿sf] Jofj;flostfnfO{ ;xof]u k'uf];\ eGg] p2]Zon] g]kfnsf] P l8lehg km'6ansf] ljefuLo l6d, g]kfn k'ln;

SnanfO{ lj=;= @)^* ;fnb]lv lgoldt ?kdf k|fof]hg ub}�{ cfO/��x]sf] 5 .

o;/��L ul/��g] k|fof]hg;Fu sDkgLsf] gfd hf]l8Fbf sDkgLsf] Brand Value j[l4 x'g], o;af6 d'n'ssf ljleGg zx/��x¿df cfof]hgf x'g] k|ltof]lutfx¿df sDkgLsf] gfdsf] k|rf/�� x'g], v]nsf] qmddf v]nf8Lx¿n] o; sDkgLsf]

gfd tyf nf]uf] c+lst kf]zfs nufpg], ;~rf/�� dfWodx¿af6 ;d]t k|rf/��k|;f/�� x'g] x'gfn] sDkgLn] Jofj;flos

nfe xfl;n ug]{ tyf ;fdflhs k|lti7f;d]t cfh{g ug{ ;Sg] b]lvG5 .

Jofkf/�� k|j4{g ;DaGwL sfo{x¿;bfem}�+ sDkgLn] ljleGg sfo{j|mdx¿df ;xeflutf hgfO{ cfˆgf] ;]jfx¿sf] Jofkf/�� k|j4{g ug]{ sfo{ ub}�{ cfPsf]

5 . ;d;fdlos rf;f]sf tyf ;j{;fwf/��0fsf] pRr ;xeflutf /��xg] ljljw lsl;dsf sfo{qmdx¿df cfˆgf] ;zQm pkl:��ylt ;lxt sDkgLsf] a|f08 Pjd\ Jofkf/�� k|j4{gsf] lznlznfnfO{ ;bfem}�+ ;dLIff cjlwdf klg hf/��L /��flvPsf] 5 .


sfo{qmdsf s]��xL emnsx?


ljQLo ljj/��0fx?


ljQLo l:�ytLsf]�� ljj/��0f -jf;nft_ @)&% ;fn cfiff9 d;fGtsf]��

-c+sx¿ ?k}�+ofdf_

ljj/��0f l6Kk0fLx? rfn" cf=j= ut cf=j= @)&$÷&% @)&#÷&$

;DklQ u}�/�� rfn" ;DklQ cb[Zo ;DklQ 1 9,92,62,899 16,39,99,899hfoh]yf, KnfG6 /�� pks/��0f 2 38,73,37,30,193 37,14,31,10,564k'FhLut sfo{k|utL 3 4,95,23,12,366 6,13,15,24,342P;f]l;o6\;df nufgL 4 40,20,71,453 22,71,55,465;+:��yfut z]o/��df nufgL 7=1=1 76,54,00,000 68,54,00,000d'2tL lgIf]k tyf C0fkqdf nufgL 7=1=5 8,83,83,27,440 7,24,41,52,564:��yug s/�� ;DklQ 21=3 6,06,64,90,432 4,34,75,06,855sd{rf/��L C0f 7=1=2 2,00,75,59,317 1,92,28,58,554

hDdf u}�/�� rfn" ;DklQ 61,86,51,54,100 57,86,57,08,243

rfn" ;DklQ

lhG;L df}�Hbft 5 42,49,96,011 45,90,33,801clu|d e'QmfgL 6 5,79,90,617 7,15,55,816Rffn" s/�� ;DklQ 21=1 1,45,72,05,166 1,10,90,36,836sd{rf/��L C0f 7=1=2 17,83,73,671 19,02,81,085k|f]befjL /��sd, k]ZsL /�� cGo e'QmfgL kfpg' kg]{ /��sd 7=1=3 51,52,35,385 59,24,25,391cf;fdL afFsL 7=1=4 2,71,14,87,540 2,67,38,22,703d'2tL lgIf]k tyf C0fkqdf nufgL 7=1=5 41,27,07,40,000 34,38,97,50,000gub /�� gub ;/��x 7=1=6 23,41,09,97,112 24,25,52,09,289

hDdf rfn" ;DklQ 70,02,70,25,502 63,74,11,14,921s'n ;DklQ 1,31,89,21,79,602 1,21,60,68,23,164

OlSj6L /�� bfloTj

OlSj6Lz]o/�� k'FhL 9 15,00,00,00,000 15,00,00,00,000;l~rt d'gfkmf 10 84,66,51,17,700 76,33,08,48,229

hDdf OlSj6L 99,66,51,17,700 91,33,08,48,229

u}�/�� rfn" bfloTj

cjsfzkl5sf] ;'ljwf 8=2=2 11,30,56,43,764 9,18,01,67,297u|fxs w/��f}�6L 7=2=1 1,93,92,89,820 2,03,75,19,310lh=P;=Pd nfO{{;]G; gjLs/��0f z'Ns 7=2=2 1,95,81,61,866 3,94,27,42,468

hDdf u}�/�� rfn" bfloTj 15,20,30,95,450 15,16,04,29,075rfn" bfloTj tyf Joj:��yfx?s/�� bfloTj - -hL=P;=Pd= nfO{;]G; gjLs/��0f z'Ns 7=2=2 2,50,00,00,000 2,50,00,00,000Joj:��yfx¿ 7=2=3 2,28,26,01,893 2,10,97,00,681

rfn" bfloTjx¿ 7=2=4 12,24,13,64,559 10,50,58,45,179hDdf rfn" bfloTj tyf Joj:�yfx¿ 17,02,39,66,452 15,11,55,45,860s'n OlSj6L /�� bfloTj 1,31,89,21,79,602 1,21,60,68,23,164

dx]��Gb|dfg u'?ª\ucWoIf


l;=P= -8f=_ ;'af]��w s'df/�� s0f{;'af]w Pzf]l;o6\;, rf6{8{ PsfpG6]G6\;

l;=P= cRo't /��fh hf]��zLP=cf/��= hf]zL P08 s+=, rf6{8{ PsfpG6]G6\;


lji0f' k|;fb s;h';~rfns

ldltM d+l;/�� @&, @)&%, :�yfgM sf7df8f}�+

/��flwsf cof{n;~rfns

/��fh axfb'/�� /��fjn;~rfns

k|lbk /��fh pkfWofo k|d'v ljQLo clws[t

u+uf ;fu/�� dftG5]�� k|aGws


xfd|f] ;+nUg k|ltj]bg cg';f/��


gfkmf jf gf]��S;fgsf]�� ljj/��0f @)&% cfiff9 d;fGtdf ;dfKt ePsf]�� cfly{s jif{sf]��



u|fxs;Fusf] ;Demf}�tfaf6 k|fKt cfo !! 39,02,32,59,738 40,34,68,17,951ljQLo cfDbfgL !@ 6,00,35,79,127 4,08,08,98,200cGo cfDbfgL !# 24,26,46,092 16,12,72,971

hDdf cfDbfgL $%,@^,($,*$,(%& $$,%*,*(,*(,!@@

sd{rf/��L ;'ljwf vr{ *=! -5,95,78,77,286_ -5,32,87,59,585_ ;~rfng tyf dd{t vr{ !$ -6,74,56,01,781_ -6,53,33,20,864_ laqmL ;~hfn, ahf/��Ls/��0f tyf k|j4{g vr{ !% -1,64,30,28,335_ -1,59,34,05,851_k|zf;lgs vr{ !^ -1,31,95,07,053_ -1,28,90,39,635_lgofds b:��t'/��, z'Nsx¿ tyf gjLs/��0f b:��t'/�� !& -3,53,65,44,689_ -3,43,10,43,250_;6xL b/��af6 gf]S;fg÷-gfkmf_ @) 63,55,55,131 -42,43,40,523_P;f]l;o6\;df ePsf] OlSj6L gf]S;fgL $ -1,25,84,012_ -86,18,802_

Earning Before Interest, Taxes, Depreciation, Amortisation (EBITDA) 26,68,98,96,932 25,98,04,60,612

ljQLo vr{ !* -50,96,79,737_ -81,02,78,845_x|f; s§L @ -4,20,01,05,820_ -4,37,20,57,501_cg'dlt–kq b:��t'/�� ckn]vg (Amortisation) ! -6,47,37,000_ -6,47,37,000_ODk]o/��d]G6 (Net of Reversal) !( 1,07,30,977 -15,75,31,918_

cfos/�� cl3sf]�� gfkmf 21,92,61,05,352 20,57,58,55,348

cfos/�� Joj:��yfrfn" cfos/�� @!=$ -5,85,13,28,465_ -5,73,40,12,684_:��yug s/�� @!=# 1,40,90,24,940 53,09,21,460:��yug s/�� – ;fwf/��0f 39,79,43,201 53,09,21,460:��yug s/�� – ;+:��yfut s/��sf] b/��df kl/��jt{gsf] sf/��0f 1,01,10,81,739

o; jif{sf]�� v'b gfkmf 17,48,38,01,827 15,37,27,64,124

k|lt z]o/�� cfo -a]l;s_ 116=56 102=49k|lt z]o/�� cfo -8fONo'6]8_ 116=56 102=49















cGo lj:�t[t cfDbfgL ljj/��0f @)&% cfiff9 d;fGtdf ;dfKt ePsf]�� cfly{s jif{sf]��



o; jif{sf]�� v'b gfkmf 17,48,38,01,827 15,37,27,64,124

cGo lj:�t[t cfDbfgL ÷ -vr{_ gfkmf jf gf]��S;fgdf k'gMjuL{s/��0f ug{ ;lsg]�� Item x¿ j}�b]lzs sf/��f]af/��df ;6xL b/��df ePsf] km/��s gub k|jfx Hedgesk'gMjuL{s/��0f ug{ ;lsg] Item x¿;Fu ;DalGwt cfos/��

gfkmf jf gf]��S;fgdf k'gMjuL{s/��0f ug{ g;lsg]�� Item x¿ ;DklQ k'gd"{Nof°gaf6 nfe 1 - 2,16,63,82,142 OlSj6L pks/��0fdf nufgL -FV df kl/��jt{g_ sd{rf/��Lsf] cjsfz of]hgf k'gMlgwf{/��0f 8=2=2 -1,03,31,95,455_ -1,83,73,83,106_Pzf]l;o6\;;Fusf] cGo lj:��t[t z]o/�� cfDbfgL

k'gMjuL{s/��0f ug{ g;lsg] Item x¿;Fu ;DalGwt cfos/�� 21=3 30,99,58,637 45,93,45,777

o; cf=j=sf]�� hDdf lj:�t[t cfDbfgL 16,76,05,65,009 16,16,11,08,937















gub k|jfx ljj/��0f @)&% cfiff9 d;fGtdf ;dfKt ePsf]�� cfly{s jif{sf]��


ljj/��0f rfn" cf=j= ut cf=j= @)&$÷&% @)&#÷&$

;~rfng ultljlwsf]�� gub k|jfx cfos/��kl5sf]�� v'b gfkmf 17,48,38,01,827 15,37,27,64,124

;dfof]��hg cfos/�� vr{ 5,85,13,28,465 5,73,40,12,684:��yug s/�� -1,40,90,24,940_ -53,09,21,460_x|f; s§L 4,20,01,05,820 4,37,20,57,501ljQLo cfDbfgL -5,86,32,32,555_ -4,08,08,98,200_ODk]o/��d]G6 (Net of Reversal) -1,07,30,977_ -5,80,68,006_ljQLo vr{ 47,42,48,252 76,22,39,463Actuarial gfkmf÷gf]S;fg -1,03,31,95,455_ cg'dlt–kq b:��t'/�� ckn]vg (Amortisation) 6,47,37,000 6,47,37,000P;f]l;P6df O{SjL6L gf]S;fgL 1,25,84,012 86,18,802rfn" k'FhLdf kl/��jt{g -36L÷-a9L_ df}�Hbft 3,40,37,790 -5,86,10,035_-a9L_÷36L_ clu|d e'QmfgL 1,35,65,199 -5,54,59,528_-a9L_÷36L_ sd{rf/��L C0f -7,27,93,349_ -36,92,43,322_-a9L_÷36L_ cGo k]ZsLx? 12,96,40,390 41,66,15,648-a9L_÷36L_ cf;fdL afFsL 10,59,96,817 25,69,87,563-a9L_÷36L_ :��yug s/�� - -45,93,45,777_-a9L_÷36L_ u}�/�� rfn" bfloTj 4,26,66,375 12,98,49,781-a9L_÷36L_] Joj:��yf 17,29,01,212 -16,30,45,654_-a9L_÷36L_ rfn" bfloTj 1,18,89,24,439 -61,74,32,400_g]kfn ljQLo k|ltj]bg dfgx¿sf] ;dfof]hg – –ljut jif{ ;dfof]hg -17,62,95,537_ 56,34,19,891cfos/�� e'QmfgL -6,25,19,47,179_ -5,78,54,24,937_

hDdf ;dfof]��hg -2,52,64,84,221_ 13,00,89,014

;~rfng ultljlwaf6 v'b gub k|jfx -s_ 14,95,73,17,606 15,50,28,53,137

nufgL ultljwsf]�� gub k|jfx lk=P;=l6=Pg= nfO{{;]G; gjLs/��0f z'Ns O{G6/��g]6 nfO{{;]G; gjLs/��0f z'Ns – –hfoh]yf, KnG6 /�� pks/��0f k|fKtL -5,92,36,56,126_ -5,93,73,74,028_36L÷-a9L_ k'FhLut lgdf{0fflwg sfo{k|utL 1,17,92,11,976 -2,21,34,04,159_36L÷-a9L_ nufgL -8,74,26,64,876_ -14,70,73,72,540_nufgL /�� a}�++s lgIf]kaf6 k|fKt cfo 5,86,32,32,555 3,94,12,19,399

nufgL ultljwaf6 v'b gub k|jfx -v_ -7,62,38,76,471_ -18,91,69,31,328_

ljQLo ultljlwsf]�� gub k|jfx a9L÷ -36L_ k'FhL – –nfef+z e'QmfgL -8,17,76,53,312_ -7,72,58,51,839_

ljQLo ultljlwaf6 v'b gub k|jfx -u_ -8,17,76,53,312_ -7,72,58,51,839_

gubdf ePsf]�� s'n j[l4 -s+v+u_ -84,42,12,177_ -11,13,99,30,029_

jiff{/��Dedf gub /�� gub ;/��x df}�Hbft -l6Kk0fL &=!=^_ 24,25,52,09,289 35,39,51,39,318jiff{Gtdf gub /�� gub ;/��x df}�Hbft -l6Kk0fL &=!=^_ 23,41,09,97,112 24,25,52,09,289















dx]��Gb|dfg u'?

ª\u

cWoIf

;"o{eQm kf]��v/��]��n

lgldQ k|aGw

lgb]{z

sl;=P= -8f=_ ;'af]��w s'df/�� s0f{

;'af]w

Pzf]l;

o6\;,

rf6{8{ P

sfpG6]G6\;

pQ/�� s'df/�� vqL

;~r

fns

lji0f' k|;fb s;h'

;~r

fns

/��flwsf cof{n

;~r

fns

/��fh axfb'/�� /��fjn

;~r

fns

k|lbk /��fh pkfWofo

k|d'v ljQ

Lo c

lws[t

u+uf ;fu/�� dftG5]��

k|aGws

wg/��fh 1jfnL

;~r

fns

l;=P= cRo't /��fh hf]��zL

P=cf/��= hf]zL P08 s

+=, rf6{8{ P

sfpG6]G6\;

ldltM d+l;/�� @&, @)&%,

:�yfgM sf7df8f}�+

xfd|f] ;

+nUg k

|ltj]b

g cg';

f/��

OlSj6Ldf kl/��jt{gsf]�� ljj/��0f

@)&% c

fiff9 d

;fGt

df ;

dfKt e

Psf] cfly

{s j

if{sf]

-c+sx¿

?k}�+o

fdf_

ljj/��0f

z]o/��

k'FhL

;l~rt

d'gfkmf

:��yug

s/�� hu]8

f FV

tOCI h

u]8f

k'gd{"NofÍg

hu]8

f hDdf

@)&# >fj0fsf]�� z'? df}�Hbft

15,00,00,00,000

49,09,52,59,017

3,35,72,39,618

15,92,20,88,389

83,37,45,87,024

ljut

jif{s

f] ;dfof]hg

-6,81,03,388_

-6,81,03,388_

ljut

jif{s

f] cfo

29,14,98,495

29,14,98,495

ljut

jif{s

f] vr{

-41,79,04,596_

-41,79,04,596_

;+zf]lw

t k'g

Mlgwf{/��0f s/��

-34,75,88,660_

-34,75,88,660_

df}�Hb

ftdf ;

dfof]hg

-1,26,39,909_

-1,26,39,909_

Adju

stm

ent o

f Une

arne

d Sa

les

-1,09,673_

-1,09,673_

kl/��dflh{t z'? df}�Hbft

15,00,00,00,000

48,54,04,11,286

3,35,72,39,618

–

15,92,20,88,389

82,81,97,39,293

rfn" j

if{sf] gfkmf

16,16,11,08,937

16,16,11,08,937

cf=j= @)&@÷&# sf] nfe+f;

-7,65,00,00,000_

-7,65,00,00,000_

k'gd{"NofÍg

hu]8

f /��s

dfGt/��

-2,16,63,82,142_

2,16,63,82,142

:��yug

s/�� hu]8

fdf /��s

dfGt/��

-99,02,67,237_

99,02,67,237

–

@)&$ cfiff9 d;fGt ;Ddsf]�� df}�Hbft

15,00,00,00,000

53,89,48,70,844

4,34,75,06,855

18,08,84,70,531

91,33,08,48,230

ljj/��0f

z]o/

k'FhL

;l~rt

d'gfkmf

:��yug

s/�� hu]8

f FV

tOCI h

u]8f

k'g{d"NofÍg

hu]8

f hDdf

@)&$ >fj0fsf]�� z'? df}�Hbft

15,00,00,00,000

53,89,48,70,844

4,34,75,06,855

– 18,08,84,70,531

91,33,08,48,230

ljut

jif{s

f] ;dfof]hg

-5,81,82,688_

-5,81,82,688_

ljut

jif{s

f] cfo

15,00,78,653

15,00,78,653

ljut

jif{s

f] vr{

-8,65,42,996_

-8,65,42,996_

;+zf]lw

t k'g

Mlgwf{/��0f s/��

-25,05,93,310_

-25,05,93,310_

df}�Hb

ftsf] ;dfof]hg

-l6Kk0fL #)=@_

6,89,44,802

6,89,44,802

kl/��dflh{t z'? df}�Hbft

15,00,00,00,000

53,71,85,75,305

4,34,75,06,855

– 18,08,84,70,531

91,15,45,52,691

rfn" j

if{sf] gfkmf

16,76,05,65,009

16,16,11,08,937

cf=j= @)&#÷&$ sf] nfe+f;

-8,25,00,00,000_

-8,25,00,00,000_

k'gd{"Nof°g

s/�� hu]8

fdf /��s

dfGt/��

–

–

:��yug

s/�� hu]8

fdf /��s

dfGt/��

-1,71,89,83,577_

1,71,89,83,577

–

@)&% cfiff9 d;fGt ;Ddsf]�� df}�Hbft

15,00,00,00,000

60,51,01,56,737

6,06,64,90,432

– 18,08,84,70,531

99,66,51,17,700


@)&% cfiff9 d;fGtdf ;dfKt ePsf]�� cfly{s jif{sf]�� ljQLo ljj/��0fx¿;Fu ;DalGwt l6Kk0fLx¿M

s_ ;fdfGo hfgsf/��LM

g]kfn b"/��;~rf/�� sDkgL lnld6]8 -g]kfn 6]lnsd a|f08 gfd /��x]sf]_, tfTsflng sDkgL P]g, @)%# sf] clwgdf /��xL lj=;+= @)^) ;fn df3 -;g\ @))$ km]a|'c/��L_ df :��yfkgf eO{ g]kfnsf b"/��;~rf/�� ;]jf k|bfos sDkgLx¿df cu|0fL :��yfgdf /��x]sf] 5 . sDkgLn] cfkm\gf ;]jfx¿ -EjfO;, 8f6f tyf Eofn' P8]8 ;]jfx¿_ df cTofw'lgs k|ljlwx¿sf] k|of]u u/��L ;]jf k|bfg ub}�{{ cfPsf] 5 .

g]kfn 6]lnsd -o;kl5 “sDkgL” elgg]_ ;/��sf/��sf] zt k|ltzt :��jfldTj ePsf] “g]kfn b"/��;~rf/�� ;+:��yfg” af6 sDkgLdf kl/��0ft ePsf] ;+:��yf xf] . o;df tTsflng ;+:��yfgdf /��x]sf] ;DklQ tyf bfloTjx¿ sDkgLdf /�� sDkgLsf] OlSj6L ;/��sf/��sf] :��jfldTjdf /��xg] u/��L x:��tfGt/��0f eO{ cfPsf] 5 .

sDkgLsf k|d'v ;+:��yfksx¿ g]kfn ;/��sf/�� tyf gful/��s nufgL sf]if /��x]sf 5g\ . g]kfn ;/��sf/��n] cfkm\gf] clwgdf /��x]sf] lx:��;faf6 s]xL lx:��;f sDkgLsf sd{rf/��Lx¿ tyf ;j{;fwf/��0fdf z]o/��sf] ?kdf ljt/��0f u/��]sf] 5 . z]o/��wgLx¿sf] ljj/��0f l6Kk0fL ( df pNn]v ul/��Psf] 5 .

sDkgLsf] s]Gb|Lo sfof{no eb|sfnL Knfhf, sf7df08f}�df /��x]sf] /�� sDkgLn] b]z}�el/�� cfkm\gf zfvfx¿ lj:��tf/�� u/��]sf] 5 . sDkgL cfkm\gf] kxF'r b]ze/�� k'¥ofpg e/��dUb'/�� k|of;/��t 5 . b]zsf zx/��L tyf las6 If]qdf /��x]sf cfkm\gf cd"No u|fxsx¿df u'0f:��t/��Lo ;]jf k|bfg u/��L ;fdflhs /�� cfly{s ljsf;df sDkgLn] pNn]Vo 6]jf k'¥ofPsf] 5 .

sDkgLn] ljZjsf] abln+bf] kl/��l:��ylt cg'?k pRr k|lalwdf cfwfl/��t ljleGg k|sf/��sf b"/��;~rf/�� ;]jfx¿ u|fxs ;dIf k'¥ofO{ /��x]sf]] 5 .

sDkgLsf] jflif{s ljQLo ljj/��0fx¿ ;j{;fwf/��0fsf] nflu k|sflzt ul/��g'sf] ;fy}� sDkgLsf] j]j;fO6 www.ntc.net.np df klg /��flvPsf] 5 .

sDkgLsf] z]o/�� Joj;foLs sf/��f]jf/��sf] k|of]hgfy{ g]kfn :��6s PS;r]~h lnld6]8 (NEPSE) df ;"lrs[t ul/��Psf] 5 .

v_ n]��vf ljj/��0fx¿ tof/��Lsf cfwf/��x¿ M

hfoh]yf, Knf06 /�� pks/��0fx¿sf] k'gd{'Nofª\sg, ;DklQ /�� bfloTjx¿sf] jf:��tljs d"No -Fair Value_ dfkgnfO{ cfwf/�� lnO sDkgLsf ljQLo ljj/��0fx¿ P]ltxfl;s nfut cjwf/��0ffsf] -Historical Cost Convention_ cfwf/��df tof/�� ul/��Psf 5g\ . sDkgLsf ljQLo ljj/��0fx¿ k|f]befjL cfwf/��df tof/�� ul/��Psf 5g\ . Jojxfl/��s sf/��0fn] sltko cfDbfgL /�� vr{x¿ h:��t}� OG6/��g]6 ;]jf tyf kf]n ef8faf6 k|fKt cfDbfgLnfO{{ gub k|flKtsf cfwf/��df n]vf°g ul/��Psf] 5 . oL cfox¿nfO{{ k|f]befjL cfwf/��df n]vf°g ubf{ ;f/��e't ?kdf km/��s gkg]{ Joj:��yfkgsf] ljZjf; /��x]sf] 5 . -l6Kk0fL !! df_

u_ g]��kfn ljQLo k|ltj]��bg dfgx¿sf]�� cg'kfngfM

sDkgLsf ljQLo ljj/��0fx¿ g]kfn n]vfdfg af]8{ (ASB) tyf g]kfn rf6{8{ PsfpG6]G6\; ;+:��yf (ICAN) n] 13 ;]K^]Da/ 2013 df hf/L u/]sf] g]kfn ljQLo k|ltj]bg dfgx¿ (NFRS) sf] cfwf/��df tof/�� ul/��Psf 5g\ .

3_ ljQLo ljj/��0fx¿sf]�� :�jLs[ltM

sDkgLsf ljQLo ljj/��0fx¿ d+l;/�� @&, @)&% -13th December 2018_ df a;]sf] sDkgLsf] ;~rfns ;ldltsf] a}�7sn] kfl/��t u/��]sf] 5 .

ª_ Future Accounting and Reporting Developments:�IFRS 16 Lease

IASB åf/��f !# hgj/��L @)!^ df IAS 17 Lease k|lt:��yfkg ug{ IFRS 16 hf/��L ul/��of] . cGt/��fli6«o ljQLo k|ltj]bg df !^ (IFRS 16) n] k§f ;Demf}�tfcg';f/�� Lessess n] ;DklQ jf bfloTjsf] k|of]usf] eljiodf x'g] e'QmfgLdf clwsf/��sf] n]vf°g ug'{kg]{ pNn]v 5 . Lessor sf] n]vf°g eg] xfnsf] cGt/��f{li6«o n]vf dfg !& cg';f/�� g}� /��x]sf] 5 . cGt/��f{li6«o ljQLo k|ltj]bg dfg !^ ;g\ @)!( hgj/��L ! b]lv nfu" ul/��g] 5 .

Amendments to IAS 7 Statement of Cash Flows and IAS 12 Income Taxes

IASB n] !^ hgj/��L @)!^ df IAS 7 Statement of Cash Flows df ;+zf]wg ul/�� lgsfon] ljQLo lqmofsnfkx¿df cltl/��Qm ljj/��0fx¿ k]z ug'{kg]{ tyf IAS 12 Income Taxes df ;+zf]wg u/��L Unrealized Losses df s'g cj:��yfdf :��yug s/�� n]vf°g ug]{ v'n:��t u/��]sf] 5 . pko{'Qm ;+zf]wgn] sDkgLsf] ljQLo k|:��t'tLdf vf;}� k|efj kf/��]sf] b]lvb}�g .

r_ ljQLo ljj/��0fx¿sf]�� k|:�t'tLM

!= gfkmf jf g]fS;fg ljj/��0fnfO{ vr{sf] k|s[tLsf] (By Nautre) cfwf/��df juL{s/��0f ug]{ l;4fGtsf] cfwf/��df tof/�� ul/��Psf] 5 .@= gub k|jfx ljj/��0fdf ;DnUg ;~rfng ultljlwaf6 x'g] gub k|jfx ck|ToIf -Indirect_ ljlwcg';f/�� tof/�� ul/��Psf] 5 .

5_ k|:�t'tLs/��0f d'b|f M

sDkgLsf ljQLo ljj/��0fx¿ rngrlNtsf] sf/��f]jf/�� d'b|f -g]kfnL ?k}�+of_ df k|:��t't ul/��Psf] 5 .

h_ rfn" /�� u}�/�� rfn" -;DklQ /�� bfloTj_ ljefhgM

sDkgLsf ;DklQ /�� bfloTjx¿nfO{ cfjZos k/��]sf] 7fpFdf ltgLx¿sf] kl/��kSj cjlwsf] cfwf/��df rfn" tyf u}�/�� rfn" ;DklQ /�� bfloTjx¿df ljefhg ul/��Psf] 5 .


em_ l8:�sfplG6ªM

Ps jif{eGbf a9L cjlw;Dd pNn]Vo -Material_ k|efj /��xg] ;DklQsf] k|flKt jf bfloTj lg;u{ ubf{ sDkgLn] l8:��sfplG6ªsf] k|of]u ug]{ u/��]sf] 5 . sDkgLn] lalaw cfGtl/��s tyf afXo kIfx¿dfly ljrf/�� u/��L gub k|jfxdf k|of]u x'g] l8:��sfplG6ª b/��sf] lgwf{/��0f u/��]sf] 5 . ;fdfGotof o:��tf] l8:��sfplG6ª b/�� lgsfNgsf] nflu Capital Assets Pricing Model - CAPM k|of]u ul/��G5 . ;DklQdf ODk]o/��d]G6sf] lgwf{/��0f ubf{ ;d]t l8:��sfplG6ª b/��nfO{{ k|of]u ul/��Psf] 5 . sDkgLsf] s'g}�klg bL3{sflng C0f gePdf k'FhLsf] nfut g}� k'FhLsf] efl/��t cf}�;t (Weighted Average) nfut x'G5 . cg'dflgt k|ltkmn b/�� -Expected Rate of Return_ lgwf{/��0fdf CAPM sf] k|of]usf nflu Beta sf] cfjZostf x'G5 . b"/��;~rf/�� pBf]udf Psdfq ;"lrs[t sDkgL ePsf] sf/��0f ahf/�� ult /�� k|ltkmn b/��sf] jf:��tljs ?k b]vfpgsf] nflu Beta sf] k|of]uaf6 cfPsf] glthfn] sDkgLsf] cfh{g b/��sf] pko'Qm lrq0f ug]{ b]lvb}�g . z]o/�� ahf/�� Volatile x'Fbf sf] cj:��yfdf ;d]t sDkgL z]o/��sf] d"No l:��y/�� /��x]sf] b]lvG5 . o;sf/��0f l8:��sfplG6ª b/�� k|of]hgsf] nflu CAPM sf] k|of]u u/��LPsf] 5}�g .

ljQLo ljj/��0fx¿df l8:��sfpG6 b/�� lgwf{/��0f ubf{ Risk Adjusted Dividend Growth Model sf] k|of]u ul/��Psf] 5 . o;/��L lgwf{/��0f x'g cfPsf] l8:��sfpG6 b/�� * k|ltztn] bfloTjx¿df l8:��sfplG6ª ul/��Psf] 5 . ;DklQ /�� k|flKtx¿df sDkgLsf] nufgLaf6 k|fKt cf}�;t cfosf] cfwf/��df * k|ltzt l8:��sfpG6 b/�� lgwf{/��0f ul/��Psf] 5 .

`_ n]��vf gLlt, n]��vf cg'dfg tyf lg0f{ox¿M

n]��vf gLltx¿

g]kfn ljQLo k|ltj]bg dfgx¿cg';f/�� sDkgLsf] Joj;fo;Fu d]n vfg] u/��L n]vf gLltx¿ lgwf{/��0f /�� nfu" ug"{ kb{5 . sDkgLsf] ljQLo cj:��yf, glthf tyf gub k|jfxdf ;f/��e't ?kdf c;/�� kfg{ ;Sg] n]vf gLlt tyf n]vf cg'dfgx¿ k|of]u ubf{ ;~rfns ;ldlt /�� Joj:��yfkgsf] txaf6 pko'Qm lg0f{o lng] ul/��Psf] 5 . oL n]vf gLltx¿ sDkgLn] lg/��Gt/�� ?kdf sfof{Gjog ;d]t ub}�{ cfO{/��x]sf] 5 .

cfjZos n]vf gLltx¿ cyjf n]vf gLltdf ePsf kl/��jt{gx¿nfO{ ljQLo ljj/��0fx?sf ;DalGwt v08x¿;fy l6Kk0fLx?df ;dfj]z ul/��Psf 5g\ . kl/��jt{g /�� To;sf] c;/��nfO{ cfjZostfcg';f/�� cf}�+NofOPsf] 5 .

n]��vf cg'dfg tyf lg0f{ox¿

g]kfn ljQLo k|ltj]bg dfgx? -NFRS_ cg';f/�� sDkgLn] ljQLo ljj/��0fx¿ tof/�� ubf{ ljQLo ljj/��0fx¿ tof/�� ul/��Psf] ldlt;Dd sfod ;DklQ /�� bfloTjx¿, ;f]xL ldlt;Dd pNn]v -Disclose_ ul/��Psf ;Defljt ;DklQ /�� bfloTjx¿ tyf ;f]xL cjlw;Ddsf] dfq cfDbfgL tyf vr{x¿;Fu ;DalGwt /��sdnfO{ cfwf/�� dflg n]vf cg'dfgx¿ tof/�� ug'{kg]{ x'G5 . k"jf{g'dfgsf] qmddf x'g] cGt/��lglxt clglZrttf sf] sf/��0f eflj cjlwsf] nflu cg'dfg u/��L l/��kf]6{ ul/��Psf glthfx¿df s]xL km/��s kg{ ;Sg] x'G5 . n]vf ;DaGwL k"j{wf/��0ff tyf cg'dfgx¿nfO{ ljutsf cg'ejx¿, k|efj kfg{ ;Sg] tTjx¿ tyf eljiodf k|efj kfg{ ;Sg] elg ljZjf; ul/��Psf 36\gfx¿ ;d]tnfO{ ljrf/�� u/��L Ongoing Basis cfwf/��df ;ldIff ug]{ ul/��Psf] 5 . n]vf cg'dfgx¿sf] k'glj{rf/�� ubf{ ;f]xL cjlwsf] nflu dfq k|efj kg]{ eP ;f]xL cjlwsf] nflu /�� eljiodf klg k|efj kg]{] ePdf xfn tyf eljiosf] nflu klg :��jLsfo{ x'g] u/��L pNn]v ul/��Psf] 5 .

ljQLo ljj/��0fx¿ tof/�� ug]{ qmddf Joj:��yfkgaf6 lg0f{o eO{ nfu" ul/��Psf sDkgLsf n]vf gLltx¿ tyf cg'dfgx¿sf] k|d'v ;|f]tx¿ h;n] sDkgLsf] ljQLo cj:��yfdf k|efj kfb{5g\ To:��tf ljz]]if n]vf gLlt tyf cg'dfgsf cfwf/��x¿nfO{ n]vf l6Kk0fLsf] ;fydf pNn]v ul/��Psf] 5 .

6_ lg/��Gt/�� cjwf/��0ff (Going Concern)Joj:��yfkgn] sDkgLsf] ljQLo ljj/��0fx¿ lg/��Gt/�� cjwf/��0ff -Going Concern_ sf] cfwf/��df tof/�� u/��]sf] 5 .

7_ ;xfos sDkgL, Pzf]��l;o6\; tyf ;+o'Qm pkqmddf nufgL (Investments in Subsidiaries, Associates and Joint Ventures)

sDkgLn] c? s'g}� klg ;+:��yfx¿;Fu ljQLo ljj/��0fx¿ ;dfof]hg ug]{ u/��L lgoGq0f /��fVb}�g . sDkgLn] u/��]sf] z]o/�� nufgLnfO{ ljQLo nufgLdf n]vf°g ul/��Psf] 5 h;nfO{ l6Kk0fL &=! df u}�/�� Jofkfl/��s ljQLo nufgL (Non-trading Financial Investments) df pNn]v u/��]sf] 5 eg] Investment in Associates nfO{ l6Kk0fL $ df b]vfOPsf] 5 .

8_ k|:�t'tLs/��0f ldltx¿ -Reporting Dates_

ljj/��0f g]��kfnL kfqf]�� cg';f/��sf]�� ldlt÷cjlw c+u|]��hL kfqf]�� cg';f/��sf]�� ldlt÷cjlw

ljQLo l:��ytLsf] ljj/��0fsf] t'ngfTds ldlt #! cfiff9 @)&$ !% h'nfO{{ @)!&

t'ngfTds k|:��t'tLs/��0f cjlw ! >fj0f @)&# b]lv #! cfiff9 @)&$ ;Dd !^ h'nfO{{ @)!^ b]lv !% h'nfO{{ @)!& ;Dd

g]kfn ljQLo k|ltj]bg dfgx¿ cg';f/��sf] ljQLo l:��ytL ljj/��0fsf] ldlt

#@ cfiff9 @)&% !^ h'nfO{{ @)!*

g]kfn ljQLo k|ltj]bg dfgx¿ k|:��t'tLs/��0f cjlw ! >fj0f @)&$ b]lv #@ cfiff9 @)&% ;Dd !^ h'nfO{{ @)!& b]lv !^ h'nfO{{ @)!* ;Dd

9_ MaterialitysDkgLn] cfkm\gf] ljQLo ljj/��0fx¿ tof/�� ubf{ k|s[lt jf dfqf jf b'j}�sf] cfwf/��df Materiality sf] lgwf{/��0f ug]{ ub{5 . ljQLo ljj/��0fx?sf] k|:��t'tLdf Materiality Pp6f Pervasive Constraint xf], h'g u'0ffTds rl/��qsf] k|:��t'tLs/��0fsf] nflu ;fGble{s x'G5 .


n]��vf gLlt tyf JofVofTds l6Kk0fLx¿ (Accounting Policies and Explanatory Notes)

! cb[Zo ;DklQ M

n]��vf gLltx¿ sDkgLn] cfkm\gf] lgoGq0fdf ePsf /�� eljiodf sDkgLnfO{ cfly{s nfe k|bfg ug]{ k|jn ;Defjgf ePsf nfut d"NonfO{ ;lhn}� dfkg ug{ ;lsg] ;DklQx¿sf] klxrfg u/��L n]vf°g ub{5 .

k|of]uof]Uo cjlwx¿ (Useful Lives) ePsf cb[Zo ;DklQx¿nfO{{ k|fKt x'+bfsf] d"No (Acquisition Cost) af6 ;l~rt x|f; d"No -Amortisation_ tyf ;l~rt ODk]o/��d]G6 gf]S;fgL 36fP/�� lgwf{/��0f ul/��Psf] 5 .;DklQsf] k|of]uof]Uo hLjg cjlw /�� x|f; -Amortisation_ lalw sDkgLn] x/��]s jif{ k'g/��fjnf]sg ug]{ u/��]sf] 5 . ;DklQsf] Expected Useful Life tyf ;DklQaf6 eljiodf x'g] cfly{s nfesf] pkef]unfO{{ g]kfn n]vfdfg * n] cf}�+NofPsf] ljlw;Fu pko'Qm x'g]ul/�� Amortisation cjlw /�� ljlwdf kl/��jt{g u/��L n]vf°g ul/��g'sf] ;fy}� ;f]xLcg';f/�� g}� n]vf cg'dfgx¿df klg kl/��jt{g ul/��Psf] 5 .

cl;ldt k|of]uof]Uo cjlw -Useful Life_ ePsf cb[Zo ;DklQx¿sf] k|:��t'tLs/��0f ldltdf Impairment d"Nof°g ul/��G5 . JofVofTds l6Kk0fLx¿

Hardware pks/��0fx¿sf] Ifdtf lj:��tf/��sf] nflu k|of]u ul/��g] Software x¿nfO{{ hfoh]yf, Knf06 /�� pks/��0f (PPE) df ;dfj]z u/��L Hardware pks/��0fx¿sf] k|of]uof]Uo cjlw;Fu}� x|f; s§L ul/��G5 .cg'dlt kq b:�t'/�� -Licence Fees_v'b cb[Zo ;DklQx¿df g]kfn b"/��;~rf/�� k|flws/��0fnfO{{ e"StfgL u/��L afFsL /��x]sf] cg'dlt kq -b:��t'/��_ x¿ kb{5g\ . lgofds lgsfosf] dfu /�� cfjZostf x]/��L cg'dlt kq b:��t'/�� clu|d?kdf e'QmfgL ul/��Psf] 5 . ljQLo ljj/��0fdf k|:��t't ubf{ ljj/��0f k|:��t't ul/��Psf] cjlwsf] nflu ;fGble{s /��sd Amortised u/��L afFsL /��sd ljQLo ljj/��0fx?df cb[Zo ;DklQsf]?kdf ;fl/��Psf] 5 . cg'dlt kqsf] Amortisation b"/��;~rf/�� k|flws/��0fn] lglb{i6 u/��]sf] cjlwsf] nflu Time Apportion Basis af6 ul/��Psf] 5 .

lk=P;=l6=Pg df]��jfOn (GSM) OG6/��g]��6 /��sd

cjlw -b]lv_ 2072.10.13 2071.01.29 2072.01.15

cjlw -;Dd_ 2077.10.12 2076.01.27 2077.01.13

cfo' -jif{df_ 5 5 5

hDdf -?=_ 13,44,15,000 18,90,00,000 2,70,000 32,36,85,000

#!=)#=@)&$ sf]�� df}�Hbft -?=_ 95,084,803 6,87,64,932 1,50,164 16,39,99,899

cf=j= 2074=75 df e'QmfgL -?=_ - - - -cf=j= 2074=75 sf]�� s§L -?=_ (2,68,83,000) (3,78,00,000) (54,000) (6,47,37,000)32=03=2075 sf]�� df}�Hbft -?=_ 6,82,01,803 3,09,64,932 96,164 9,92,62,899

GSM gjLs/��0f b:�t'/�� ;DaGwL yk hfgsf/��L MGSM ;]jfsf] gjLs/��0f b:��t'/�� @) cj{ ?k}�+of tf]lsPsf] cjlwb]lv nuftf/�� % jif{;Dd vr{ n]lv b]vfOPsf] 5 . ;/��sf/��n] ldlt @)^(.)^.!$ sf] lg0f{oaf6 gjLs/��0f b:��t'/�� jfktsf] @) ca{ ?k}�+of * ls:��tfdf ltg{ kfpg] u/��L k'gtf{lnsLs/��0f u/��]sf] 5 . ltg{ afF+sL pQm bfloTjnfO{ rfn" /�� u}�/�� rfn" bfloTjdf ljefhg u/��L b]vfOPsf] 5 .

GSM ;]jfsf] bf]>f] gjLs/��0f b:��t'/��;DaGwL ljifo sfg"gtM ljjflbt /��x]sf] /�� To;sf] e"StfgLsf] k|lqmof s] x'g] eGg] ljifodf xfn;Dd s'g}� 7f]; lg0f{o x'g ;s]sf] 5}�g . g]kfn ;/��sf/��n] pQm ljifodf lg0f{o ug{ u7g u/��]sf] sldl6]n] /��sd tyf bfloTj lgwf{/��0f u/��L ljjfb 6'ª\ofPsf] cj:��yfdf tyf sfg'gtM ltg'{kg]{ ;DefJotf b]lvg cfPdf bf];|f] gjLs/��0f b:��t'/�� jfkt sDkgLsf] bfloTj /�� yk Jooef/�� x'g ;Sb5 . -l6Kk0fL @%=!=!_

@= hfoh]��yf, Knf06 /�� pks/��0f (Property, Plant and Equipmet:� PPE):�n]��vf gLltx¿

Hffoh]yf, Knf06 /�� pks/��0fx¿nfO{ ltgLx¿sf] ;Dk"0f{ vr{af6 ;l~rt x|f; tyf ;l~rt Impairment Loss 36fO{ cfPsf] nfut d"Nodf sDkgLsf] ljQLo l:��ytLsf] ljj/��0fdf b]vfOPsf] 5 . sDkgLn] cfkm\gf] lgoGq0fdf ePsf /�� eljiodf sDkgLnfO{ cfly{s nfe k|bfg ug]{ k|jn ;Defjgf ePsf tyf nfut d"NonfO{ ljZj:��ttf ;fy dfkg ug{ ;lsg] ;DklQx¿sf] klxrfg u/��L n]vf°g ug]{ ul/��Psf] 5 .

hfoh]yf, Knf06 /�� pks/��0fx¿sf] x|f; s§L cjlw ;DklQsf] k|of]uof]Uo cjlwsf] cfwf/��df ul/��G5 . x|f; s§L ubf{ ;DklQ k|fKt ul/��Psf] jif{b]lv ;db/��df ug]{ ul/��G5 . cjz]if d"No, k|of]uof]Uo cjlw /�� x|f; s§L b/�� slDtdf k|To]s jiff{Gtdf k'g/��fjnf]sg u/��LPsf] 5 . s'g}� cg'dfgx¿ km/��s kg{ uPsf] cj:��yfdf To:��tf km/��sx¿nfO{ g]kfn n]vfdfg * cg';f/�� n]vf°g ul/��Psf] 5 .

v/��Lb d"Nosf] cnfjf ;DklQx¿nfO{{ ltgLx¿sf] :��yfg;Dd k'¥ofpg /�� jf:��tljs 9+udf ;~rfng Ifdtfof]Uo agfpg nfu]sf vr{x¿nfO{ ;DklQsf] d"Nodf g}� ;dflxt ul/��Psf] 5 . km/��s km/��s k|of]uof]Uo cjlw ePsf kf6{k'hf{x¿ hl8t Knf06 /�� pks/��0fx¿sf] xsdf To:��tf kf6{k'hf{x¿sf] cf–cfkm\gf] cjlwsf] cfwf/��df 5'§f5'§}� x|f; s§L ul/��Psf] 5 . g]kfn n]vfdfg !^ n] ;Daf]wg gug]{ vr{x¿nfO{ ;DalGwt cjlwd}� vr{ n]lvPsf] 5 .


g]kfn n]vfdfg !^ /�� International Financial reporting Interpretation Committee (IFRIC) - ! n] hfoh]yf, Knf06 /�� pks/��0fx¿sf] nfutdf lj:��yflkt ug{, Dismantle jf ;f]xL :��yfgdf k'gM:��yfkgf ug{ nfUg] vr{x¿ ;d]t ;dfj]z ug'kg]{ Joj:��yf /��x]sf] /�� To:��tf nfut cg'dfg u/��L n]vf°g ug{ s7Lg x'g] tyf ljutsf] cg'ejnfO{ ;d]t x]bf{ To:��tf cg'dfgnfO{{ ;dfj]z gubf{ klg cfly{s lg0f{ox¿df ;f/��e't c;/�� gkg]{ b]lvG5 . t;y{ Assets Retirement Obligation (ARO) sf] n]vf°g ul/��Psf] 5}�g .

sDkgLsf] gfddf /��x]sf] hUufnfO{{ cfjlws k'gd"{Nof°gsf] cfwf/��df jf:��tljs d"No (Fair Value) df sfod ul/��Psf] 5 . sDkgLn] ;]jf lj:��tf/��, pks/��0f tyf k"jf{wf/�� lgdf{0fdf pNn]Vo nufgL u/��]sf] 5 . ef}�lts ;DklQx¿ leq d'Votof sDkgLsf] g]6js{ ;~rfng ug]{ cfwf/�� s]Gb|x¿ tyf k|ljlwx¿ kb{5g\ .

lj:��yflkt ePsf, dd{t u/��L ;~rfng ug{ g;lsg] u/��L lalu|Psf tyf d"No guGo eO{ ck|rlnt cj:��yfsf ;DklQx¿nfO{ klxrfg ePsf] cjlwaf6}� sDkgLsf] ;DklQ lzif{saf6 x6fOPsf] 5 . hfoh]yf, Knf06 /�� pks/��0fx¿sf] s'g}� PsfOsf] lg;u{ (Disposal) d"No /�� ltgLx¿sf] afFsL /��sd larsf] km/��s d"NonfO{ To:��tf ;DklQx¿ lj:��yfkg ubf{ k|fKt jf:��tljs gfkmf gf]S;fg dflg sDkgLsf] gfkmf–gf]S;fg ljj/��0fdf b]vfO{Psf] 5 .

x|f; s§LhUuf hldg afx]sf cGo ;DklQx¿nfO{{ ltgLx¿sf] k|of]uof]Uo cjlwcg';f/�� Straight Line Method sf] cfwf/��df x|f; s§L ul/��Psf] 5 . cjz]if d"No, ;DklQsf] k|of]uof]Uo cjlw /�� x|f; s§L lalwx¿nfO{{ x/��]s cfly{s jif{sf] cGTodf k'g/��fjnf]sg ul/��Psf] 5 . k"jf{g'dfgdf s'g}� kl/��jt{g ePsf] kfOPdf kl/��jlt{t cg'dfgx¿nfO{{ g]kfn n]vfdfg * cg';f/�� kl/��dflh{t u/��L n]vf°g ul/��Psf] 5 . ;DklQsf] k|of]uof]Uo cjlw -v08 !_ df juL{s/��0f u/��L b]vfOPsf] 5 .

km/��s km/��s k|of]uof]Uo cjlw ePsf kf6{k'hf{x¿ hl8t Knf06 /�� pks/��0fx¿sf] xsdf To:��tf kf6{k'hf{x¿sf] cf–cfkm\gf] cjlwsf] cfwf/��df 5'§f5'§}� x|f; s§L ul/��Psf] 5 . s'g}�klg kf6{k'hf{x¿sf] k|of]uof]Uo cjlw d'Vo pks/��0fx¿sf] eGbf al9 x'g] u/��L b]vfOPsf] 5}�g .

De-recognitionhfoh]yf, Knf06 /�� pks/��0fx¿sf] s'g}� PsfOsf] v'b lg;u{ d"No /�� ltgLx¿sf] afFsL /��sd larsf] km/��s d"NonfO{ To:��tf ;DklQx¿ lj:��yfkg ubf{ k|fKt jf:��tljs gfkmf gf]S;fg dflgPsf] 5 .

Impairmenthfoh]yf, Knf06 /�� pks/��0fx¿sf] afFsL /��sd ltgLx¿sf] c;'nLof]Uo /��sd -Recoverable Value_ eGbf al9 x'g cfPdf ;Dej eP;Dd Cash Generating Unit sf] cfwf/��df /�� ;f] gePdf ;DklQsf] 5'§f5'§}� k|sf/��sf] cfwf/��df Impairment Assessment ul/��Psf] 5 .

JofVofTds l6Kk0fLx¿

hUuf :��jfldTj;DaGwL dfGo k|df0fkqx¿ ePsf hUuf hldgnfO{{ Asset Recognition Criteria sf] cfwf/��df Principle of substance over form dfly klg ljrf/�� u/��L n]vf°g ul/��Psf] 5 . o:��tf ;DklQx¿sf] jf:��tljs d"No k|rlnt ahf/�� d"No /�� ;/��sf/��L b/��nfO{ cfwf/�� dflg lgwf{/��0f ul/��Psf] 5 . ;a}� hUuf hldgnfO{ jf:��tljs d"Nodf x'g] u/��L k'gd{"Nof+sg ul/��Psf] 5 .

crn ;DklQsf] Real Estate ahf/�� d"No gePsf] /�� ;f]xL k|s[tL tyf :��yfgsf] hUufhldgsf] jf:��tljs d"No k|fKt gePsf] cj:��yfdf To:��tf hUufhldgx¿sf] d"No lgwf{/��0f NFRS 13 sf] Level II n] cf}�+NofPsf] cfjZostfsf] cfwf/��df ul/��Psf] 5 . sDkgLn] o:��tf hUufhldgx¿nfO{ nfdf] cjlw;Dd cfkm\gf] :��jfldTjdf /��flv Joj;foLs k|of]hgsf] nflu pkof]u ug]{ cfwf/��nfO{ ljrf/�� u/��L k|rlnt ahf/��d"No tyf hUuf s/��sf] nflu ;/��sf/��n] lgwf{/��0f ug]{ d"Nosf] cfwf/�� lnO ;f] sf] %)–%) k|ltzt efl/��t d"Nodf n]vf°g ul/��Psf] 5 .

cf=j= @)&#.&$ df @( ljleGg :��yfgsf hUufx¿nfO{ sDkgLsf] :��jfldTjdf NofOPsf] 5 . o;/��L :��jfldTjdf NofOPsf hUufx¿sf] Approximate Fair Value df k'gd"{Nof°g u/��L cfPsf] d"No ?= @,!^,^#,*@,!$@ nfO{ ljQLo ljj/��0fx?df ;dfj]z ul/��Psf] 5 .Substance Over Form:� cfkm\gf] :��jfldTjsf] k|df0f gePsf sltko hUufhldgx¿ klg sDkgLn] ef]urng ul/��/��x]sf] 5 . k|of]usf] lg/��Gt/��tf /�� cfly{s nfedf :��ki6 cj/��f]w gx'g] pko'{Qm hUufx¿nfO{ sDkgLsf] ;DklQdf n]vf°g ul/��Psf] 5 . To:��tf hUufx¿sf] ljj/��0f lgDgfg';f/�� /��x]sf] 5 .

cfkm\gf] :��jldTjdf g/��x]sf] t/�� g]kfn 6]lnsdn] k|of]u ul/��/��x]sf] hldgsf] ljj/��0f

qm=;+= hldg tyf ejg cjl:��yt ;+Vof If]qkmn -au{ ld=_ /��sd -?=_

! hldg @#* 4,82,549=61 pknAw 5}�g

s_ h+un leq /��x]sf] 6fj/�� ;+/��rgf cjl:��yt hldg (& !,#@,@(%=#^ v_ ;fljs g]kfn b"/��;~rf/�� ;+:��yfg x'+bfsf] hldg u_ g]kfn ;/��sf/��sf]] dftxtdf /��x]sf] hldg !)# @,!(,)!*=#* 3_ g]kfn ;/��sf/��sf] cGo sfof{nosf] gfddf btf{ ePsf] hldg !( 65,240=87 ª_ g]kfn 6]lnsdsf] :��jfldTjdf cfpg] qmddf /��x]sf] hldg

-g]kfn ;/��sf/��af6 :��jfldTj x:��tfGt/��0f ug]{ lg0f{o e}�;s]sf]_

!( ^%,((%

@ ejg pknAw 5}�g #&,@&,@&,#@(


ejg tyf ef}�lts ;+/��rgfef}�lts k"jf{wf/��x¿ tyf ;+/��rgfx¿nfO{{ RCC, ef/��jxg Ifdtf, 9'ª\ufsf] ufx|f], 6x/��f tyf cGo lgdf{0f agf]6sf] cfwf/��df juL{s/��0f ul/��Psf] 5 . To:��tf Ef}�flts k"jf{wf/��x¿nfO{ ltgLx¿sf] k|of]uof]Uo cjlwsf] cfwf/��df P]ltxfl;s nfutaf6 ;l~rt x|f; s§L u/��L g]kfn ljQLo k|ltj]bg dfgcg';f/�� ljQLo l:��ytLsf] ljj/��0fsf] k|f/��De ldltdf dfgLt nfut -Deemed Cost_ sf] ?kdf lnO{ n]vf°g ul/��Psf] 5 .

sDkgLsf :��jfldTjdf gePsf hUufhldgdf lgdf{0f ul/��Psf ejg tyf ef}�lts ;+/��rgfx¿nfO{ Substance Over Form sf] cfwf/��df n]vf°g ul/��Psf] 5 .

lgdf{0f ul/��Psf ef}�lts ;+/��rgfx¿sf] ;DalGwt lgsfoaf6 :��jLs[t gSzf tyf lgdf{0f ;DkGg k|df0fkq k|fKt gePsf] cj:��yfdf ;d]t /��x]]sf] /�� lgofds lgsfoaf6 o:��tf ;+/��rgf lgdf{0f pk/�� hl/��jfgf nufpg] jf eTsfpg nufpg ;Sg] hf]lvd sDkgL;Fu /��xG5 .

Knf06 /�� pks/��0fx¿MKnf06 /�� pks/��0fx¿ (Plant & Equipment) nfO{ Joj:��yfkgsf] cg'dfgsf] cfwf/��df lgwf{/��0f ul/��Psf] k|of]]uof]Uo cjlwsf] cfwf/��df P]ltxfl;s nfutaf6 ;l~rt x|f; s§L u/��L d"No lgwf{/��0f ul/��Psf] 5 .

ef}�lts?kdf gePsf jf sfo{ ;~rfngdf g/��x]sf Knf06 /�� pks/��0fx¿sf] olsg u/��L g]kfn ljQLo k|ltj]bg dfgsf] cjwf/��0fcg';f/�� n]vf°gaf6 x6fOPsf] 5 .

kmlg{r/��, lkmS:�r/�� /�� cGo clkm; ;fdu|LMkmlg{r/��, lkmS:��r/�� /�� cGo clkm; ;fdu|Lx¿nfO{ Joj:��yfkgsf] cg'dfgsf] cfwf/��df lgwf{/��0f ul/��Psf] k|of]]uof]Uo cjlwsf] cfwf/��df P]ltxfl;s nfutaf6 ;l~rt x|f; s§L u/��L d"No lgwf{/��0f ul/��Psf] 5 .

;jf/��L ;fwgM;jf/��L ;fwgx¿nfO{ Joj:��yfkgsf] cg'dfgsf] cfwf/��df lgwf{/��0f ul/��Psf] k|of]]uof]Uo cjlwsf] cfwf/��df P]ltxfl;s nfutaf6 ;l~rt x|f; s§L u/��L d"No lgwf{/��0f ul/��Psf] 5 .

k|of]��uof]��Uo cjlw -v08 !_ef}�lts ;DklQx¿sf] k|of]uof]Uo cjlw lgDgfg';f/�� 5 .

juL{s/��0f ;x-juL{s/��0f k|of]uof]Uo cjlw

ejg RCC k|m]d ;+/��rgf %)

ef/�� jxg ;+/��rgf -OF6f÷9'Ëf_–sfof{no k|of]hg @%

ef/�� jxg ;+/��rgf -OF6f÷9'Ëf_–pks/��0f k|of]hg !%

wft' ;+/��rgf !%

;]N6/�� !%

sDkfp08 kvf{n !%

KnfG6 tyf d]lzg/��L hldg d'lgsf] g]6js{ !%

hldg dflysf] g]6js{ !)

cy{ :��6]zg &

6]lnkmf]g ;]6 %

ADSL /�� OG6/��g]6 k|0ffnL %

clK6sn kmfO{j/�� !)

lalnË k|0ffnL (Billing,WIN, AAA Server,VoMS etc) &

RAN pks/��0f (BSC,BTS,BTS Van,Node B,RRU,BBU etc) &

Core pks/��0f (MSC, HLR, OMC, VLR, IN, RSN, MGW, SMSC, USSD, PS, CS, WGW, IP Clock etc) &

Transmission pks/��0f (Satellite, Microwave etc.) &

kfj/��–Jof6«L $

kfj/��–cGo ^

6'N; (subscribers equipment, Planning/�Testing/�Loose tools etc.) %

cGo %

cGo tfk, k|sfz, P=;L= %

kmlg{r/�� /�� lkmS:��r/�� %

sfof{no pks/��0f %

;jf/��L ;fwg -df]6/��;fOsn÷sf/��÷lhk÷6«s_ !)

;jf/��L ;fwg -6«fO;fOsn, ;fOsn /�� cGo_ %


cf=j= @)&$÷&% sf]�� hfoh]��yf, KnG6 /�� pks

/��0fsf]�� lj:�t[t ljj/��0f

lj:�t[t ljj/��0f

hldg

ejg

KnfG6 /�� d]��l;g/��L

tfk k|s

fz /��

P=l;=

kmlg{r/�� /�� lkmS:�r/��

sfof{no pks

/��0f

;jf/��L ;fwg

hDdf

jf:��tljs n

fut

-?_

cfiff9 #!, @)&$ df

18,65,53,97,334

3,59,00,81,034

43,58,51,60,580

27,49,50,555

32,70,37,820

1,54,39,28,751

92,69,16,283

68,90,34,72,357

ljut

jif{

;dfof]hg

k'FhLs/��0f

k'gn]��{vf°g cfiff9 #!, @)&$ df

18,65,53,97,334

3,59,00,81,034

43,585,160,580

27,49,50,555

32,70,37,820

1,54,39,28,751

92,69,16,283

68,90,34,72,357

jif{ el/��df yk

–18,07,36,520

5,57,92,62,313

6,83,90,254

2,35,29,754

7,10,13,790

7,32,392

5,92,36,65,022

Rffn' j

if{sf] lg;u{

-1,13,92,69,889)

-3,82,43,149_

-1,17,75,13,038)

;dfof]hg

-8,894

)-8,894

)cfiff9 #@, @)&% df

18,65,53,97,334

3,77,08,17,554

48,02,51,44,110

30,50,97,660

35,05,67,574

1,61,49,42,541

92,76,48,675

73,64,96,15,447

x|f; s

§L

cfiff9 #!, @)&$ df

1 71,88,76,197

28,46,72,91,502

20,70,18,122

23,29,53,612

1,35,40,66,701

68,34,93,377

31,66,36,99,512

ljut

jif{

x|f; s

§L ;

dfof]hg

;l~rt

Impa

irmen

t gf]S;fg

9,66,62,282

9,66,62,282

;l~rt

Impa

irmen

t gf]S;fg ;

dfof]hg

k'gn]��{vf°g cfiff9 #!, @)&$ df

171,88,76,197

28,56,39,53,784

20,70,18,122

23,29,53,612

1,35,40,66,701

68,34,93,377

31,76,03,61,794

rfn" j

if{sf] x|f;sl§

–

10,23,15,421

3,91,77,62,810

1,96,47,234

3,07,03,379

6,97,47,509

5,99,29,467

4,20,01,05,820

rfn" j

if{sf] I

mpa

irmen

t Los

s13,29,30,677

13,29,30,677

rfn" j

if{sf] lg;u{d

f x|f; s

§L lkmtf{

-1,13,92,69,889)

-3,82,43,149_

-1,17,75,13,038)

;dfof]hg

––

––

––

––

cfiff9 #@, @)&% df

182,11,91,618

31,47,53,77,382

18,84,22,207

26,36,56,991

1,4,238,14,210

74,34,22,844

34,91,58,85,253

NET

BLO

CKcfiff9 #@, @)&% df

18,65,53,97,333

2,94,96,25,936

16,54,97,66,728

11,66,75,453

8,69,10,583

19,11,28,331

18,42,25,831

38,73,37,30,193

cfiff9 #!, @)&$ df

18,65,53,97,333

2,87,12,04,837

15,11,78,69,078

6,79,32,433

9,40,84,208

18,98,62,050

24,34,22,906

37,14,31,10,564

-c+sx¿

?k}�+o

fdf_


cf=j= @)&$÷&% df sDkgLn] hfoh]yf, Knf06 /�� pks/��0fx? (PPE) sf] Jofks ?kdf ef}�lts k/��LIf0f u/��]sf] 5 . ;f] k/��LIf0faf6 k|of]uaf6 x6fOPsf, cfly{s ?kdf dd{t;+ef/�� ug{ g;lsg] u/��L lalu|Psf, k'0f{?kdf k|of]u ljlxg /�� k|of]uaf6 s'g}� cfly{s nfe xfl;n x'g g;Sg] elg klxrfg x'g cfPsf ;DklQx?sf] afFsL d"NonfO{ rfn" cf=j=sf] Impairment loss df n]vf°g u/��L s'n /��sdnfO{ ;DklQaf6 x6fOPsf] 5 . h;sf] ljj/��0f lgDgfg";f/�� 5 .

JofVofTds l6Kk0fLx¿-c+sx¿ ?k}�+ofdf_

ljj/��0f KnfG6 /�� d]��l;g/��L tfk k|sfz /�� P=l;= hDdf

s'n afFsL d"No 1,13,92,69,889 38,243,149 1,177,513,038

;l~rt x|f; s§L 1,130,096,163 38,240,817 1,168,336,980

afFsL d"No 9,173,726 2,332 9,176,058

o; jif{sf]�� Impairment 9,173,726 2,332 9,176,058

#= k'FhLut sfo{ k|ult (Capital Work in Progress)n]��vf gLltx¿M

lgdf{0ffwLg ;DklQx¿df olb s'g}� Impairment Loss 5 eg] ;f] /��sd 36fO{ nfut d"Nodf n]vf°g ul/��Psf] 5 . o:��tf ;DklQx¿df p2]Zocg';f/�� k|of]u ug{ of]Uo ePkl5 dfq x|f; s§L ug{ z'? ul/��Psf] 5 .

gofF k|0ffnL tyf pks/��0fx¿sf] k|flKt /�� h8fg vr{x¿nfO{ sfo{ ;~rfngdf cfpg'cl3;Dd jf l;len;DaGwL sfo{x¿ ;dfKt gePsf] ldlt;Dd k'FhLut sfo{ k|ultdf n]vf°g ul/��Psf] 5 . k'FhLut sfo{ k|ult d"No leq lgdf{0f;Fu ;DalGwt :��6f]/��df /��x]sf lhG;L df}�Hbft, cf];f/��k;f/��df /��x]sf lhG;L ;fdu|L -Stock in Transit_, 7]s]bf/�� /�� cfk"lt{stf{;Fusf] afFsL d"No tyf k|fKt ug{ afFsL pks/��0f d"Nox¿ ;DnUg 5g\ . pks/��0fx¿ sfo{ ;~rfngdf cfPkl5 tyf l;len;DaGwL sfo{sf] sfo{ ;~rfng of]Uo eO{ x:��tfGt/��0f ePkl5 k'FhLs/��0f ul/��G5g\ .

JofVofTds l6Kk0fLx¿ -c+sx¿ ?k}�+ofdf_

k'FhLut sfo{ k|ult k'FhLut sfo{ h8fg ul/��Psf k'FhLut df}�Hbft

;fdu|L

7]��s]��bf/�� tyf cfk"lt{stf{ k]��ZsL

hDdf

cfiff9 d;fGt 2074 sf]�� hDdf df}�Hbft 40,16,80,655 5,216,612,133 1,09,97,73,428 6,71,80,66,216

v'b yk/�(:��yfgfGt/��0f) 2074/�75 -2,34,10,675_ -67,16,50,580_ -48,41,50,721_ -1,17,92,11,976_

cfiff( d;fGt 2075 sf]� hDdf df}�Hbft 378,269,980 4,54,49,61,553 61,56,22,707 5,53,88,54,240

cfiff9 d;fGt 2074 sf] ;l~rt Impairment 58,06,92,257 58,49,617 58,65,41,874

rfn" jif{sf] Impairment – – – –

cfiff9 d;fGt 2075 sf] ;l~rt Impairment – 58,06,92,257 58,49,617 58,65,41,874

32 cfiff9 2075 sf]� v'b df}�Hbft 37,82,69,980 3,96,42,69,296 60,97,73,090 4,95,23,12,366

cfiff9 d;fGt 207$ sf] v'b df}�Hbft 40,16,80,655 4,63,59,19,876 1,09,39,23,811 6,13,15,24,342

$= P;f]��l;o6\;df nufgL (Investment in Associates):�n]��vf gLltx¿

"Associate" sDkgLsf] afx'Notf (Significant Influence) /��xg] t/�� sDkgLsf] ;xfos sDkgL jf ;+o'Qm nufgL gePsf] ;+:��yf xf] . Significant Influence eGgfn] ljQLo /�� ;~rfng gLlt;DaGwL lg0f{o k|lqmofdf efu lng ;Sg] t/�� gLltx¿dfly lgoGq0f jf ;+o'Qm lgoGq0f eg] g/��xg] cj:��yf xf] .

s'g}� sDkgLsf] v'b jf:��tljs /��sddf k|fKt z]o/�� tyf Associate sf :��ki6 klxrfg ePsf ;DklQ, bfloTjx¿ jf cfsl:��ds bfloTjx¿ k|fKt ubf{ x'g cfpg] yk nfutnfO{ k|fKt ldltdf Vofltsf] ?kdf n]vf°g u/��L nufgLsf] z'? /��sddf hf]l8Psf] 5 .

Associates sf To:��tf ;DklQ /�� bfloTjx¿nfO{ OlSj6L lalwaf6 n]vf°g u/��L ljQLo ljj/��0fx¿df ;dfj]z ul/��Psf] 5 . OlSj6L lalwdf s'g}�klg Associate df ePsf] nufgLnfO{ ljQLo l:��ytLsf] ljj/��0fdf k|flKtkl5 (Post-Acquisition) Associates ;Fusf] v'b ;DklQ lx:��;fdf ePsf] kl/��jt{gx¿sf] ;dfof]hg tyf s'g}� Impairment eP ;f] 36fO{ nfut d"Nodf b]vfOPsf] 5 eg] sDkgLsf] z]o/��df ePsf] s/��kl5sf] gfkmf jf gf]S;fgnfO{ ljQLo ljj/��0fx?sf] gfkmf jf gf]S;fg ljj/��0fdf b]vfOPsf] 5 . Associates ;Fusf] gf]S;fgnfO{ olb sDkgLn] Associates af6 k|fKt ug]{ AofheGbf a9L 5 eg] sDkgLsf] Associates ;Fusf] sfg"gL /�� >[lht bfloTjx¿ (Constructive Obligations) ;Ddsf] /��sdnfO{ jf Associates sf] tkm{af6 e'StfgL u/��];Ddsf] /��sdnfO{ n]vf°g ul/��Psf] 5 .



P;f]��l;o6\;df nufgL rfn" jif{ @)&$÷&% ljut jif{ @)&#÷&$

lqz'nL # aL df nufgL

Nffut 44,00,00,000 25,25,00,000

OlSj6Ldf ;dfof]hg -3,79,28,547_ -2,53,44,535_

hDdf 40,20,71,453 22,71,55,465

P;f]��l;o6\;sf]�� z]��o/��af6 cfDbfgL÷-vr{_ -1,25,84,012_ -86,18,802_

lqz"nL # aL hnljB't\\ cfof]��hgfsf]�� k[i7e"lddflyNnf] lqz"nL 3 aL hnljB't\\ cfof]hgf /;'jf / g'jfsf]̂ lhNnfdf cjl:�yt Run-of-River hnljB't\ kl/of]hgf xf] . lqz"nL 3 P hnljB't\ cfof]hgf -60 d]ufjf^_ sf] Cascade k|sf/sf] cfof]hgfsf] ?kdf /x]sf] o; cfof]hgf -37 d]ufjf^_ sf] Gross head of Project 90 d]ufjf^, l*hfOg l*:�rfh{ 51m3/�sec (at70%PoE), ;"?· dfu{ 3791 ld= / ;/b/ cg'dflgt jflif{s pTkfbg Ifdtf 292=59 GWh /x]sf] % .lqz"nL # aL hnljB't\ cfof]��hgfsf]�� xfnsf]�� cj:�yf&]s]bf/ sDkgLn] cfof]hgfsf] ef}�uf]lns cj:�yfsf] ;j]{If)f, df^f] k/LIf)f, vGg] sfd (Core Drilling) sf] sfd ;ls;s]sf] % . cfof]hgfsf] d"Vo v)*x¿ -Components_ sf] cfwf/e"t l*hfOgsf] l:�js[lt kfPkl% &]s]bf/ sDkgLn] cfof]hgfsf] lj:�t[t l*hfOg k]z ul/;s]sf] % . h;sf] xfn lgo"Qmstf{ / sG;N^\of)^af^ k"g/fjnf]sg e}�/fv]sf] % . lgo"Qmstf{ / sG;N^\of)^sf] nflu sfof{no ejg tyf jf;:�yfgsf] sfd ;lsO{;s]sf] % . cfof]hgfsf] nflu cfjZos 96 /f]kgL hUuf k|flKt sfo{ ;lsPsf] % eg] j/Lk/Lsf] 5=10 x]S^/ h·n 30 jif{;Dd k|of]u ug{ kfpg] u/L cg"dlt lnO{;lsPsf] % . g]kfnL ;]gfaf^ laikmf]^s kbfy{ v/Lb ug{ /Iff dGqfnoaf^ :�jLs[lt lnO{ &]s]bf/ sDkgLn] v/Lb sfo{ cufl* a(fO;s]sf] cj:�yf % . laikmf]^s kbfy{ /fVg] aª\s/x¿ tof/L cj:�yfdf %g\ . hldg ;Dofpg], Batching and Crushing pks/)fx¿sf] h*fg, ;"?· tyf kfj/xfp; lgdf{)f If]qdf sfd ug]{ sfdbf/x¿ a:�g] jf;:�yfg lgdf{)fsf] sfo{ e}�/fv]sf] % . Surge Tank ;Dd k'Ug] ;*s lgdf{)f tyf rLg, ef/t / g]kfnaf^ pks/)fx¿ v/Lb ug]{ sfd klg ;Fu;Fu}� e}�/fv]sf] % . cfof]hgfsf] sfo{ tflnsf cg";f/ cfof]hgfsf] O{=;+= 2018 sf] l*;]Da/ cGTo ;Dddf ;'?· lgdf{)fsf] sfo{ yfngL x'g] / la=;+= 2077 kmfNu')f 29 ut] ;Dddf cfof]hgf k")f{ ?kdf ;DkGg ug]{ nIo /x]sf] % .

%= lhG;L df}�HbftMn]��vf gLltx¿

lhG;L df}�Hbftx¿nfO{ v'b c;'nof]Uo /��sd (Net Realisable Value) jf nfut dWo] h'g sd x'g cfpF5 ;f]xL d"Nodf n]vf°g ug]{ ul/��Psf] 5 .

o:��tf] d"Nodf lhG;L df}�Hbftx¿sf] ;Dk"0f{ v/��Lb nfut, kl/��jt{g ubf{ nfUg] nfut /�� ;fdu|Lx¿ jt{dfg :��yfg /�� cj:��yfdf NofpFbf nfUg] nfutx¿ ;dfj]z ul/��Psf 5g\ .

nfutnfO{{ klxnf] k|flKt klxnf] lgisfzg (FIFO) sf] cfwf/��df n]vf°g ul/��Psf] 5 . v'b c;'nof]Uo /��sd ;fdfGo Jofkfl/��s lx;fan] cg'dflgt lalqm d"Noaf6 cg'dflgt sfo{ ;DkGg nfut /�� cfjZos cg'dflgt vr{x¿ 36fO{ cg'dfg ul/��Psf] 5 .

lhG;L df}�Hbftx¿nfO{ obsolete ;fdu|Lx¿sf] d"Noaf6 pko'Qm Allowance x¿ 36fO{ n]vf°g ul/��Psf] 5 . lhG;L df}�Hbftx¿sf] d"No ;dfof]hg ubf{ clGtd k|of]u ePsf] cjlwsf] cfwf/��df ck|rlnt -% jif{eGbf al9_, u}�/��-rNtL -@-% jif{_, sd rNtL -!-@ jif{_ u/��L juL{s/��0f u/��]sf] cfwf/��nfO{ lnOPsf] 5 .

lhG;L df}�Hbft k|of]��u cjlw Allowance b/�� -k|ltzt_

lgoldt ! jif{ cjlwleq -sd rNtL !-@ jif{ 25

u}�/��-rNtL @-% jif{ 50

ck|rlnt % jif{eGbf a9L 100


lhG;L df}�Hbftx¿df d'Vo ?kdf gub sf8{x¿, 6]lnkmf]g ;]6x¿ -df]afOn /�� cGo_, 8«k jfo/��, cGo ;xfos ;fdu|Lx¿ /�� k'FhLs/��0f ug{ gldNg] hu]8f ;fdu|Lx¿ ;dfj]z ul/��Psf 5g\ .


lhG;L df}�Hbft rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

s'n df}�Hbft

6]lnkmf]g ;]6, 8«kjfo/�� /�� kf6k'hf{ 9,07,82,481 10,76,09,878

Sof; sf8{x¿ 14,59,57,699 24,28,11,913

:��k]o;{\ /�� cGo 53,26,72,888 45,30,29,067

hDdf 76,94,13,068 80,34,50,858


Allowance Adjustments


Sof; sf8{x¿ 9,60,540 4,28,926

:��k]o;{\ /�� cGo 31,57,72,096 33,12,15,932

hDdf 34,44,17,057 34,44,17,057

Inventory net of allowances


Sof; sf8{x¿ 14,49,97,159 24,23,82,987

:��k]o;{\ /�� cGo 21,69,00,792 12,18,13,135

hDdf 42,49,96,011 45,90,33,801

^= clu|d e'QmfgL tyf cGo u}�/��ljQLo ;DklQx¿ (Prepayments and Other Non-Financial Assets) n]��vf gLltx¿

e'QmfgL ul/��Psf /�� eljio;Fu ;DalGwt e'QmfgLx¿nfO{ clu|d e'QmfgL lzif{sx¿df b]vfOPsf] 5, h;nfO{ ljQLo ljj/��0fx¿df ;DalGwt cjlwsf] gfkmf jf gf]S;fgsf] ljj/��0fdf ef/�� kfl/��Psf] 5 .


clu|d e'QmfgLx? rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

clu|d e'QmfgLx? 5,79,90,617 7,15,55,816

hDdf 5,79,90,617 7,15,55,816

&= ljQLo pks/��0fx¿n]��vf gLltx¿

sDkgLn] g]kfn ljQLo k|ltj]bg dfg ( æljQLo pks/��0fx¿ Æ nfu" ug]{ n]vf gLlt lnPsf] 5 . o;af6 ljQLo ljj/��0fx?sf] k|of]ustf{nfO{ /��sd, ;do tyf eljiodf x'g] gub k|jfxsf] clglZrttf ;DaGwdf yk e/��kbf]{ tyf ;fGble{s hfgsf/��Ldf kxF'r pknAw x'G5 .

&=! ljQLo ;DklQx¿

s= juL{s/��0f

sDkgLn] cfˆgf] ljQLo ;DklQx¿nfO{ lgDgfg';f/�� juL{s/��0f u/��]sf] 5 .

ð kl5 jf:��tljs d"Nodf dfkg ul/��G5 . à cGo lj:��t[t cfDbfgL ljj/��0f dfkm{t jfà gfkmf jf gf]S;fgsf] ljj/��0faf6

ð kl/��zf]lwt nfutdf dfkg ul/��g] .

o; juL{s/��0f ljQLo ;DklQ /�� ;f]sf] ;Demf}�tfcg';f/�� gub k|jfx Joj:��yfkgsf] nflu sDkgLsf] Jofj;flos df]8]ndf lge{/�� x'G5 .

jf:��tljs d"Nodf dfkg ul/��Psf] ;DklQsf] nfe tyf gf]S;fgnfO{ gfkmf jf gf]S;fgsf] ljj/��0f jf cGo lj:��t[t cfDbfgL dfkm{t n]vf°g ul/��g]5 . C0f pks/��0fx¿df ul/��Psf] nufgL ;+:��yfn] nufgL ;DaGwL canDag u/��]sf] Jofj;flos df]8]ndf lge{/�� x'G5 . z]o/�� pks/��0fdf ul/��Psf] nufgLsf] jf:��tljs d"NonfO{ z'¿ n]vf°g ug]{ ;dodf ckl/��jt{gLo ljsNk gePsf] cj:��yfdf cGo lj:��t[t cfDbfgL ljj/��0f dfkm{t n]vf°g ul/��Psf] 5 . ;a}� k|sf/��sf] ljQLo ;DklQx¿sf] lj:��t[t ljj/��0f JofVofTds l6Kk0fLx¿df b]vfOPsf] 5 . sDkgLn] C0f pks/��0fx¿sf] k'gMjuL{s/��0f cfˆgf] ;DklQx¿ Joj:��yfkgsf] Jofj;flos df]8]n kl/��jt{g ePsf] v08df ub{5 .

v= dfkg

sDkgLn] z'¿df gfkmf jf gf]S;fgsf] ljj/��0f dfkm{t jf:��tljs d"Nodf dfkg gx'g] ljQLo ;DklQx¿nfO{ jf:��tljs d"Nodf ;DklQ u|x0f ubf{sf] k|ToIf sf/��f]af/�� nfut hf]8]/�� dfkg u/��]sf] 5 . gfkmf jf gf]S;fgsf] ljj/��0f dfkm{t dfkg ug{ ;lsg] ljQLo ;DklQsf] sf/��f]af/�� nfutnfO{ gfkmf jf gf]S;fgdf n]vf°g ul/��Psf] 5 .

nufgL tyf cGo ljQLo ;DklQx¿

C0f pks/��0fx¿ (Debt Instruments)C0f pks/��0fx¿sf] kl5Nnf] dfkg (Subsequent Measurement) sDkgLsf] ;DklQ tyf ;DklQsf] gub k|jfxnfO{ Joj:��yfkg ug]{ Jofj;flos df]8]ndf lge{/�� ub{5 . sDkgLn] d'VotofM tLg dfkg ju{df cfˆgf] C0f pks/��0fnfO{ juL{s/��0f ub{5 .


!= kl/��zf]��lwt nfut (Amotised Cost)M h'g ;DklQ ;Demf}�tf adf]lhdsf] gub k|jfx ;+sngsf] nflu /��flvPsf] 5 . pQm gub k|jfxdf s]jn ;fjfF tyf Aofhsf] e'QmfgL /��x]sf] 5 eg] pQm gub k|jfxnfO{ kl/��zf]lwt nfutdf dfkg ul/��Psf] 5 . C0f pks/��0fsf] h;nfO{ kl5 kl/��zf]lwt nfutdf dfkg ul/��Psf] 5 /�� x]lh+u ;DaGwsf] lx:��;f xf]Og eg] ;f] ;DklQ ckn]vg jf xflg ePsf] cj:��yfdf ;f] sf] nfe tyf gf]S;fgnfO{ gfkmf jf gf]S;fgdf n]vf°g ul/��g]5 . ;f] ;DklQsf] Aofh cfDbfgLnfO{ k|efjL Aofh b/�� ljlw k|of]u u/��L ljQLo cfDbfgLsf] ¿kdf /��flvPsf] 5 .

@= cGo lj:�t[t cfDbfgL ljj/��0f dfkm{t ahf/�� d"No (FVoCI)M h'g ;DklQ ;Demf}�tf adf]lhdsf] gub k|jfx ;+sng tyf ljlqmsf] nflu /��flvPsf] 5 . pQm gub k|jfxdf s]jn ;fjfF tyf Aofhsf] e'QmfgL /��x]sf] 5 eg] pQm gub k|jfxnfO{ cGo lj:��t[t cfDbfgL ljj/��0f dfkm{t jf:��tljs d"Nodf dfkg ul/��Psf] 5 . ;DklQsf] gfkmf jf gf]S;fgL ljj/��0fdf n]vf°g ug]{ ODk]o/��d]G6 nfe jf gf]S;fgL, Aofh cfDbfgL tyf ljb]zL d'b|fsf] b/�� kl/��jt{g afx]ssf] sf/��0fn] afFsL d"Nodf ePsf] kl/��jt{gnfO{ cGo lj:��t[t cfDbfgL ljj/��0f dfkm{t nfg' k5{ . ha s'g}� ljQLo ;DklQsf] ckn]vg x'G5, pQm ;DklQsf] cl3Nnf] cGo lj:��t[t cfDbfgL ljj/��0fdf n]vf°g u/��LPsf] ;l~rt gfkmf jf gf]S;fgnfO{ k'FhLaf6 gfkmf jf gf]S;fgdf k'gM juL{s/��0f u/��L cGo gfkmf jf gf]S;fgsf] ¿kdf n]vf°g ug{' kb{5 . ;f] ;DklQsf] Aofh cfDbfgLnfO{ k|efjL Aofh b/�� ljlw k|of]u u/��L ljQLo cfDbfgLsf] ¿kdf /��flvPsf] 5 .

#= gfkmf jf gf]��S;fgsf]�� ljj/��0f dfkm{t ahf/�� d"No (FVtPL)M kl/��zf]lwt nfut jf cGo lj:��t[t cfDbfgL ljj/��0f dfkm{t jf:��tljs d"Nosf] dfkb08 k"/��f gu/��]sf ;DklQx¿sf] jf:��tljs d"NonfO{ gfkmf jf gf]S;fgsf] ljj/��0f dfkm{t dfkg ul/��g]5 . C0f nufgL h;nfO{ gfkmf jf gf]S;fgsf] ljj/��0f dfkm{t jf:��tljs d"Nodf dfkg ul/��Psf] 5 /�� x]lh+u ;DaGwsf] lx:��;f xf]Og eg] ;f] sf] nfe tyf gf]S;fgnfO{ gfkmf jf gf]S;fgdf n]vf°g ug]{ /�� ;f];Fu ;DalGwt cjwLdf gfkmf jf gf]S;fgsf] ljj/��0fdf cGo nfe tyf gf]S;fgdf v'b /��sd k|:��t't ug]{ . ;f] ;DklQsf] Aofh cfDbfgLnfO{ ljQLo cfDbfgLsf] ¿kdf /��flvPsf] 5 .

OlSj6L pks/��0fx¿sDkgLn] ;a}� OlSj6L pks/��0fx¿nfO{ kl5Nnf] jf:��tljs d"Nodf dfkg u/��]sf] 5 . sDkgLn] k'FhLut nufgLsf] ahf/�� d"Nof°g nfe jf gf]S;fgnfO{ cGo lj:��t[t cfDbfgL ljj/��0fdf k|:��t't ug]{ ljsNk 5fg]sf] cj:��yfdf To;df kl5 jf:��tljs d"Nosf] nfe tyf gf]S;fgnfO{ gfkmf jf gf]S;fgsf] ljj/��0f dfkm{t k'gM juL{s/��0f ul/��g]5}�g . pQm nufgLx¿af6 cfh{g x'g] nfef+znfO{ lg/��Gt/�� ?kdf gfkmf jf gf]S;fgdf cGo cfDbfgLsf] ¿kdf sDkgLn] ;f] /��sd k|fKt ug]{ clwsf/�� >[hgf x'gf;fy n]vf°g u/��]sf] 5 .

gfkmf jf gf]S;fgsf] ljj/��0fdfkm{t jf:��tljs d"No dfkg ug]{ ljQLo ;DklQsf] ahf/�� d"Nodf ePsf] kl/��jt{gnfO{ gfkmf jf gf]S;fgsf] ljj/��0fdf cGo nfe tyf gf]S;fgsf] ¿kdf n]vf°g ul/��Psf] 5 . cGo lj:��t[t cfDbfgL ljj/��0f dfkm{t jf:��tljs d"Nodf dfkg x'g] k'FhLut nufgLx¿df ODk]o/��d]G6 xfgL -jf ODk]o/��d]G6 xfgL lkmtf{_ nfO{ cGo jf:��tljs d"Nosf] kl/��jt{g eGbf 5'§}� k|:��t't ul/��Psf] 5}�g .

u= ljQLo ;DklQx¿sf]�� ODk]��o/��d]��G6

sDkgLn] kl/��zf]lwt nfut tyf cGo lj:��t[t cfDbfgL ljj/��0fdfkm{t jf:��tljs d"Nodf dfkg x'g] ;DklQsf] cg'dflgt C0f hf]lvdnfO{ cuf8L a9\g] cfwf/��df d"Nof°g u/��]sf] 5 . ;DklQsf] ODk]o/��d]G6 sfof{Gjog ljlw ;f]df ePsf] C0f hf]lvdsf] pNn]vlgo a[l4df lge{/�� x'G5 . gf]6 !( df sDkgLn] s;/��L C0fsf] hf]lvddf ePsf] pNn]vlgo a[l4nfO{ lgwf{/��0f u5{ eGg] ;DaGwdf lj:��t[t ljj/��0f /��flvPsf] 5 .

cf;fdLsf] nflu dfq}� sDkgLn] g]kfn ljQLo k|ltj]bg dfg ( n] cg'dlt lbP cg';f/��sf] ;xh ljlwcg';f/�� cf;fdLsf] hLjge/��sf] cg'dflgt xfgLnfO{ cf;fdLsf] z'¿sf] dfkgdf cg';/��0f ul/��Psf] 5 .

sDkgLn] g]kfn ljQLo k|ltj]bg dfg ( nfO{ z'¿ b]lv g}� k|efj cfpg] u/��L nfu" u/��]sf] 5 /�� cl3Nnf] jif{sf] t'ngfTds /��sdnfO{ klg k'gM :��yflkt u/��]sf] 5 . o;sf] sf/��0f t'ngfTds /��sdnfO{ gofF gLltcg';f/�� n]vf°g ul/��Psf] 5 .

sDkgL;Fu g]kfn ljQLo k|ltj]bg dfg ( cg';f/��sf] cg'dflgt C0f gf]S;fg df]8]n nfu" x'g] rf/�� k|sf/��sf ljQLo ;DklQx¿ /��x]sf 5g\ . oL ;DklQx¿sf] ju{sf] nfuL sDkgLnfO{ g]kfn ljQLo k|ltj]bg dfg ( cg';f/�� ODk]o/��d]G6 ljwL ;+zf]wg ug{ cfjZos /��x]sf] 5 .

c= sd{rf/��L C0f @)&% cfiff9 d;fGt;Dd /��x]sf] C0f tyf kfpg' kg]{ /��sdx¿sf] nflu sDkgLn] pQm /��sdx¿ p7\g g;Sg] clglZrttfnfO{

e/��kbf]{ d"Nof°g ug{ clws nfut tyf k|of; nfUg] s'/��fsf] 7\DofO{ u/��]sf] 5 . g]kfn ljQLo k|ltj]bg dfg ( n] cg'dlt lbPcg';f/�� k|To]s ljQLo k|ltj]bg ldltdf C0f hf]lvd sd /��x]sf] cfwf/��df C0fsf] ckn]vg gu/��];Dd C0f Joj:��yfsf] /��sd lgwf{/��0f ul/��Psf] 5 .

cf= k|f]beflj /��sd -Accruals_, k]ZsL tyf cGo e'QmfgL kfpg' kg]{ /��sd k|f]beflj /��sd, k]lZs tyf cGo e'QmfgL kfpg' kg]{ /��sddf sDkgLn] g]kfn ljQLo k|ltj]bg dfg ( n] cg'dlt lbPcg';f/��sf]

;xh ljlwcg';f/�� ;a}� cf;fdLsf] ;Dk"0f{ cg'dflgt gf]S;fgLnfO{ Joj:��yf u/��]sf] 5 .

O= cf;fdL cf;fdLsf] nflu sDkgLn] g]kfn ljQLo k|ltj]bg dfg ( n] cg'dlt lbPcg';f/��sf] ;xh ljlwcg';f/�� cf;fdLsf] ;Dk"0f{ cg'dflgt

gf]S;fgLnfO{ Joj:��yf u/��]sf] 5 .

O{= d'2tL lgIf]k tyf a}�+sx?df nufgLx¿ oL kl/��zf]lwt nfutdf /��x]sf C0f nufgLx¿ Go"g hf]lvd /��x]sf] dflgPsf] 5 t;y{ o;sf] ODk]o/��d]G6 Joj:��yf !@ dlxgfsf]

cg'dflgt C0f hf]lvdsf] cfwf/��df ul/��Psf] 5 .



ljQLo ;DklQx¿ -rfn" cf=j= @)&$÷&%_ FVtPL* FVtOCI** kl/��zf]��lwt nfut s"n

C0f OlSj6L

;+:��yfut z]o/��df nufgL – &^,%$,)),))) – &^,%$,)),)))

sd{rf/��L C0f – – @,!*,%(,#@,(** @,!*,%(,#@,(**

k|f]beflj /��sd, k]ZsL tyf cGo e'QmfgL kfpg' kg]{ /��sd

– – %!,%@,#%,#*% %!,%@,#%,#*%

cf;fdL – – @,&!,!$,*&,%$) @,&!,!$,*&,%$)

d'2tL lgIf]k tyf C0fkqx?df nufgL – – %),!),(),^&,$$) %),!),(),^&,$$)

gub jf gub ;/��x @#,$!,)(,(&,!!@ – – – @#,$!,)(,(&,!!@

hDdf @#,$!,)(,(&,!!@ – &^,%$,)),))) %%,%@,!&,@#,#%# &(,^(,*!,@),$^%

ljQLo ;DklQx¿ -ut cf=j= @)&#÷&$_ FVtPL* FVtOCI** kl/��zf]��lwt nfut s"n

C0f OlSj6L

;+:��yfut z]o/��df nufgL – ^*,%$,)),))) – ^*,%$,)),)))

sd{rf/��L C0f – – @,!!,#!,#(,^#( @,!!,#!,#(,^#(

k|f]beflj /��sd, k]ZsL tyf cGo e'QmfgL kfpg' kg]{ /��sd

– –%(,%$,@%,#(! %(,%$,@%,#(!

cf;fdL – – @,^&,#*,@@,&)# @,^&,#*,@@,&)#

d'2tL lgIf]k tyf C0fkqx?df nufgL – – $!,^#,#(,)@,%^$ $!,^#,#(,)@,%^$

gub jf gub ;/��x @$,@%,%@,)(,@*( – – – @$,@%,%@,)(,@*(

hDdf @$,@%,%@,)(,@*( – ^*,%$,)),))) $&,)!,#@,(),@(& &!,(%,#*,((,%*^

*Fair Value to Profit or Loss, **Fair Value to Other Comprehensive Income

&=!=! ;+:�yfut z]��o/��df nufgL

n]��vf gLlt

sDkgLn] ;+:��yfut z]o/��df u/��]sf] nufgLnfO{ g]kfn ljQLo k|ltj]bg dfg ( æljQLo pks/��0fÆ cg';f/�� jf:��tljs d"Nodf n]vf°g ul/��Psf] 5 . oL nufgLx¿nfO{ sDkgLn] Jofkf/�� k|of]hgsf] nflu g/��fv]sf] x'gfn] cGo lj:��t[t cfDbfgL ljj/��0f dfkm{t jf:��tljs d"Nodf dfkg ul/��Psf] 5 .



;+:�yfut z]��o/��x¿df nufgL rfn" jif{ @)&$÷&% ut jif{ @)&#÷@)&$

dflyNnf] tfdfsf]zL hnljB't\ sDkgL lnld6]8 ^#,%$,)),))) ^#,%$,)),)))

ljB't pTkfbg sDkgL lnld6]8 !#,)),)),))) %,)),)),)))

hDdf &^,%$,)),))) ^*,%$,)),)))

oL nufgLx¿ xfn;Dd :��6s PS;r]~hdf ;"rLs[t ePsf] 5}�g . sDkgLn] oL nufgLx¿nfO{ bL3{sflng nufgL /��0fgLlt cg'¿k u/��]sf] 5 . nufgL ePsf oL sDkgLx¿ xfn;Dd klg /��fh:��j cfh{g ug]{ u/��L k"0f{ ¿kdf ;~rfng cfPsf 5}�gg\ . t/�� sDkgLn] o:��t}� k|s[tLsf ahf/��sf cGo nufgLx¿nfO{ dWogh/�� ubf{ oL nufgLx¿af6 bL3{sflng ¿kdf cfo tyf o;sf] eljio d"Non] o;df ul/��Psf] nufgLsf] nfutnfO{ wfGg] ljZjf; lnPsf] 5 . oL nufgLsf] nfutn] jf:��tljs d"NonfO{ k|ltlglwTj ub{5 .

&=!=@ sd{rf/��L C0f

n]��vf gLlt

sdrf{/��L C0fnfO{ k|efjL Aofh b/�� ljlw k|of]u u/��L kl/��zf]lwt nfut /��sddf n]vf°g ul/��Psf] 5 .


sdrf{/��L C0f sDkgLn] cfˆgf] sd{rf/��Lx¿nfO{ pknAw u/��fPsf] ;'ljwf xf] . o; ;DaGwdf sDkgLsf] Jofj;flos df]8]n, ;DklQ kl/��kSj geP;Dd /��fVg] tyf o;af6 s]jn ;fjfF tyf Aofh dfq ;+sng ug]{ /��x]sf] 5 . sDkgLn] C0f k|bfg ubf{sf] jvtdf o;df nfUg] Aofh /��sd ;+sng ub{5 eg] ;fjfF /��sd e'QmfgL cjlwdf tflnsfcg';f/�� c;'n ug]{ ub{5 . cfGtl/��s k|efjL Aofh b/��nfO{ gfkmf jf gf]S;fgdf n]vf°g ul/��Psf] 5 eg] c;'n x'g afFsL ;fjfF /��sdnfO{ kl/��zf]lwt nfut /��sddf b]vfOPsf] 5 . oL C0fx¿sf] e'QmfgL cjlw ! b]lv


!( jif{;Dd /��x]sf] 5 . kl/��zf]lwt nfut /��sd u0fgf ug{ k|of]u ul/��Psf] l8:��sfpG6 /��]6 sDkgLsf] s/�� ;'ljwf dfkg ug{ k|of]u ul/��Psf] gf]:��gn Aofh b/�� (Notional Interest Rate) /��x]sf] 5 . of] b/�� sDkgLsf] d'2tL lgIf]kdf k|fKt u/��]sf] cf}�;t cfo a/��fa/�� /��x]sf] 5 .


sd{rf/��L C0f rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

s"n /��sd k|jfx tyf c;'n x'g afFsL /��sd 4,23,87,24,721 4,30,62,77,944

kl/��zf]lwt nfut ;dfof]hg -2,05,27,91,733_ -2,19,31,38,305_

kl/��zf]��lwt nfutdf hDdf sd{rf/��L C0f 2,18,59,32,988 2,11,31,39,639

sd{rf/��L C0f – rfn" c+z 17,83,73,671 19,02,81,085

sd{rf/��L C0f – u}�/�� rfn" c+z 2,00,75,59,317 1,92,28,58,554

kl/��zf]��lwt nfutdf hDdf sd{rf/��L C0f 2,18,59,32,988 2,11,31,39,639

sd{rf/��Lsf] rfn" tyf lgj[lQe/��0f ;'ljwf /��sdsf] sf/��0fn] oL ;DklQx?df c;"nL hf]lvd Go"g /��x]sf] dflgPsf] 5 .

&=!=# k|f]��befjL /��sd, k]��ZsL tyf cGo e'QmfgL kfpg'kg]��{ /��sd

k|f]befjL /��sd, k]ZsL tyf cGo e'QmfgL kfpg'kg]{ /��sdnfO{ k|efjL Aofh b/�� ljlw k|of]u u/��L kl/��zf]lwt nfut /��sddf n]vf°g ul/��Psf] 5 .


oL lgAof{hL cNksfnLg e'QmfgL kfpg'kg]{ /��sd x'g\ . o;df Go"g hf]lvd /��x]sf] /�� c;'nL !@ dlxgf leq x'G5 eGg] cg'dfg ul/��Psf] 5 . t;y{, afFsL d"Non] kl/��zf]lwt nfutsf] k|ltlglwTj u/��]sf] dflgPsf] 5 .

;+u|lxt Aofhsf] /��sd cjlw ;DalGwt /��x]sf] 5 t/�� o;sf] e'QmfgL ;do k|ltj]bg ldlteGbf kl5 /��x]sf] 5 . /��sd gp7\g] hf]lvd Go"g /��x]sf] dflgPsf] 5 .

k]ZsL lbO{Psf] /�� cGo bfaL /��sd j:��t' tyf ;]jf cfk"lt{sf] nflu cfk"lt{stf{nfO{ lbOPsf] k]ZsL /��x]sf] 5, h'g sfo{;Dkfbg hdfgt lnO{ e"QmfgL lbOPsf]n] ;'/��lIft /��x]sf] 5 .


k|f]��befjL /��sd, k]��ZsL tyf cGo e'QmfgL kfpg' kg]��{ /��sd rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

cflh{t Aofh 3,57,01,949 14,51,06,479

cGo k]ZsL tyf bfaLx¿ 41,23,65,936 38,81,45,113

sd{rf/��L k]ZsL tyf bfaLx¿ 6,71,67,500 5,91,73,799

hDdf 51,52,35,385 59,24,25,391

&=!=$ cf;fdL

n]��vf gLlt

cf;fdLdf sDkgLsf] u|fxsaf6 c;'n x'Fg afFsL /��x]sf] /��sd o; zLif{sdf ;dfj]z 5g\ . cf;fdL afFsL /��sddf Aofhsf] u0fgf ul/��b}�g tyf o;sf] dfkg z'¿ dfkg afFsL d"Noaf6 ODk]o/��d]G6 gf]S;fg 36fO{ ug]{ ul/��G5 . sDkgLn] cf;fdL afFsL /��sdaf6 c;'n x'g g;Sg] cg'dfg u/��]sf] /��sddf cg'dflgt C0f gf]S;fgnfO{ cg'dfg u/��L ODk]o/��d]G6sf] Joj:��yf n]vf°g u/��]sf] 5 .

JolQmut cf;fdLnfO{ sDkgLn] p7\g g;Sg] 7DofPkZrft\ ckn]vg ug]{ ub{5 . s]lx ca:��yfdf cf;fdLsf] ckn]vg Joj:��yf k|of]u u/��L ug]{ ul/��G5 .


sDkgLsf] cf;fdL afFsL /��sdnfO{ p7\g g;Sg] hf]lvdsf] cfwf/��df v/��fa tyf z+sf:��kb cf;fdLsf] nflu ul/��Psf] Joj:��yf 36fO{ b]vfOPsf] 5 . cf;fdL afFsL p7\g g;Sg] hf]lvdsf] ;fy;fy}� oL ;DklQx¿df d'b|fsf] ;do d"No;d]tsf] sf/��0fn] d"No 36\g ;Sg] x'Fbf p7\g g;Sg] hf]lvdsf] cfwf/��df Joj:��yf u/��]sf] /��sd k|of{Kt /��x]sf] sDkgLn] dfg]sf] 5 . To;}� sf/��0f oL /��sdx¿df Aofh u0fgf ul/��Psf] 5}�g .


cf;fdL afFsL rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

s"n cf;fdL afFsL

;j{;fwf/)f 2,43,96,72,679 2,60,73,55,953

;/sf/L sfof{nox? 4,70,45,029 99,33,13,704


cGt/f{li^«o cGt/cfa$tf 1,60,24,02,608 1,48,12,73,330

/fli^«o cGt/cfa$tf 35,61,04,435 36,32,60,916

hDdf 4,44,52,24,751 4,55,12,21,569

cg'dflgt pwf/f] gf]S;fgL

;j{;fwf/)f (r/��0f @) 1,46,38,03,607 15,96,87,1898

;/sf/L sfof{nox? (r/��0f @) 1,17,61,257 2,48,32,843

cGt/f{li^«o cGt/cfa$tf (r/��0f !) 8,01,20,130 7,40,63,666

/fli^«o cGt/cfa$tf (r/��0f @) 17,80,52,217 18,16,30,458

hDdf 1,73,37,37,211 1,87,73,98,865

v"b cf;fdL af“sL Net of impairment

;j{;fwf/)f 97,58,69,072 1,01,04,84,055

;/sf/L sfof{nox? 3,52,83,772 7,44,98,527

cGt/f{li^«o cGt/cfa$tf 1,52,22,82,478 1,40,72,09,663

/fli^«o cGt/cfa$tf 17,80,52,218 18,16,30,458

hDdf 2,71,14,87,540 2,67,38,22,703

cGt/��f{li6«o cGt/��cfa4tf cf;fdL afFsLcGt/��f{li6«o cGt/��cfa4tf cf;fdL afFsLdf Go"g C0f hf]lvd /��x]sf] sDkgLsf] dfGotf /��x]sf] 5 . t;y{ r/��0f ! sf] !@ dlxgfx¿df x'g ;Sg] cg'dflgt xfgLnfO{ cfwf/�� lnOPsf] 5, h'g ;fx|}� Go"g /��x]sf] 5 . t/�� cGt/��f{li6«o cGt/��cfa4tfdf ;]jf k|bfosx¿ aLrsf] cGt/��f{li6«o cEof;cg';f/�� % k|ltzt;Ddsf] km/��snfO{ e'QmfgLsf] jvtdf lx;fa ldnfg ug]{ ul/��Psf]n] sDkgLn] cGt/��f{li6«o cGt/��cfa4tf cf;fdL afFsLsf] cg'dflgt C0f gf]S;fg u0fgf ug{sf] nfuL ;f]xL b/��nfO{ k|of]u u/��]sf] 5 . oL cf;fdLx?n] efsf gf3]sf] cj:��yf /��x]sf] 5}�g /�� sDkgLn] oL lx;fax¿ sDkgLsf] Jofj;fo ;~rfngsf] bf}�/��fgdf e'QmfgL x'g] cg'dfg u/��]sf] 5 .

cGo e'QmfgL kfpg' kg]��{ /��sd;j{;fwf/��0f hgtf, ;/��sf/��L sfof{no tyf /��fli6«o cGt/��cfa4tfx¿df efsf gf3]sf] /��sd /��x]sf] 5 tyf sDkgLn] e'QmfgL /��sdsf] hLjge/��sf] C0f hf]lvd u0fgf u/��]sf] 5 . sDkgLdf cf;fdL afFsL c;'n pk/�� ug]{ 5'§}� ;d"x /��x]sf] 5 eg] s]xL cf;fdL afFsL a}�+s hdfgtsf] ;'/��If0fdf /��x]sf] 5 . cf;fdL afFsL /��sddf gp7\g] hf]lvdsf] cfwf/��df cg'dflgt gf]S;fg ;j{;fwf/��0f hgtfsf] cf;fdL afFsLdf ^) k|ltzt, ;/��sf/��L sfof{nosf] cf;fdLdf @% k|ltzt tyf /��fli6«o cGt/��cfa4tf cf;fdLdf %) k|ltzt /��x]sf] 5 /�� To;cg';f/�� g}� ODk]o/��d]G6 /��sd n]vf°g ul/��Psf] 5 . sDkgLn] ODk]o/��d]G6 /��sdn] cg'dflgt xflg tyf d'b|fsf] ;do d"Nosf] sf/��0fn] x'g] ;Sg] gf]S;fgnfO{ k|of{Kt ;'/��If0f ug]{ dfGotf /��x]sf] 5 .

&=!=% d'2tL lgIf]��k tyf C0fkqx?df nufgL

n]��vf gLlt

sDkgLn] d'2tL lgIf]k tyf nufgLx¿nfO{ z'¿df jf:��tljs d"Nodf n]vf°g u/��]sf] 5 eg] kl5 k|efjL Aofh b/�� k|of]u u/��L kl/��zf]lwt nfut d"Nodf n]vf°g ul/��Psf] 5 . oL nufgLx¿nfO{ sDkgLn] kl/��kSj calw;Dd /��fVg] Ifdtf tyf clek|fo /��x]sf] 5 . oL nufgLx¿df sDkgLsf] ;fjfF tyf Aofh cfh{g ug]{ Jofj;flos df]8]n /��x]sf] 5 .


sDkgLn] g]kfn /��fi6« a}�+saf6 æsæ au{sf] Ohfht k|fKt jfl0fHo a}�+sx?df d'2tL lgIf]k tyf g]kfn ;/��sf/��af6 hf/��L x'g] C0fkqx¿df dfq nufgL ug]{ ub{5 . jfl0fHo a}�+sx¿ g]kfn /��fi6« a}�+ssf] lgoldt lgodg tyf ;'kl/��j]If0fdf /��x]sf]n] oL nufgLx¿sf] c;'nL;DaGwdf Go"g hf]lvd /��x]sf] dflgPsf] 5 . sDkgLsf] Jofj;flos df]8]ncg';f/�� sDkgLn] ;Demf}�tfcg';f/��sf] gub k|jfxx¿ dfq}� k|fKt ug]{ 5 . yk nfut ;DaGwdf cGo s'g}� hfgsf/��L gePsf] cj:��yfdf oL pks/��0fdf /��x]sf] lgxLt Aofhb/�� k|efjL Aofhb/�� x'g\ /�� o;df C0f hf]lvd tyf d'b|fsf] ;do d"No ;dfof]lht ul/��Psf] 5 .


rfn" rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

;/��sf/��L tyf ;+:��yfut C0fkq l;åfy{ a}�+s l8j]Gr/�� 10,00,00,000 !),)),)),)))

dflyNnf] tfdfsf]zL hnljB't\\df C0f 8,73,83,27,440 7,14,41,52,564

;/��sf/��L C0fkqx? – –


d'2tL lgIf]kx?

g]kfn /��fi6« a}�+saf6 æsæ au{sf] Ohfht k|fKt jfl0fHo a}�+sx?df 41,27,07,40,000 34,38,97,50,000

hDdf 50,10,90,67,440 41,63,39,02,564

rfn" c+z 41,27,07,40,000 34,38,97,50,000

u}�/�� rfn" c+z 8,83,83,27,440 7,14,41,52,564

hDdf 50,10,90,67,440 41,63,39,02,564

dflyNnf] tfdfsf]zL hnljB't\ lnld6]8;Fu ePsf] C0f ;Demf}�tf adf]lhd o; cf=j=df ?= 78,49,74,292 C0f nufgLsf] e"StfgL ul/��Psf] 5 . ;f] cfof]hgfdf ul/��Psf] C0f nfufgLaf6 k|fKt s/�� s§L kl5sf] Aofh -!@ k|ltzt_ ?= 80,94,94,949 k'+hLs/��0f ul/��Psf] 5 . z"? df}�Hbft, rfn" jif{sf] ;f+jfsf] e"StfgL /�� cflh{t Aofhsf] k'FhLs/��0f ;d]t u/��L pQm cfof]hgfdf hDdf nufgL df}�Hbft ?= 8,73,83,27,440 b]lvG5 .

&=!=^ gub jf gub ;/��x

n]��vf gLlt

gub jf gub ;/��xnfO{ afFsL d"Nodf k|:��t't ul/��Psf] 5 . gub jf gub ;/��xsf] afFsL d"No o;sf] jf:��tljs d"Nosf] s/��La /��x]sf] 5 .


gub jf gub ;/��x rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

a}�+s df}�Hbft

Aofh cfh{g x'g] 22,99,56,89,901 2,47,04,18,709

Aofh cfh{g gx'g] 19,99,09,574 4,02,86,972

gub df}�Hbft 14,26,308 13,64,561

hDdf 23,19,70,25,783 24,74,90,70,242

gub jf gub ;/��xdf ;6xL b/�� kl/��jt{gsf] k|efj 21,39,71,329 (49,38,60,953)hDdf @#,$!,)(,(&,!!@ 24,25,52,09,289

gub jf gub ;/��xx¿sf] jf:��tljs kl/��kSjtf # dlxgf eGbf sd x'g] ub{5 . o;n] sDkgLsf] cNksflng t/��ntfsf] cfjZostf k"lt{ ug]{ ub{5 . sDkgLsf] w]/��}� h;f] gub jf gub ;/��xsf] /��sd Aofh ;lxtsf] sn lgIf]kdf jfl0fHo a}�+sx¿df /��x]sf] 5 tyf cGo cToflws t/��n nufgLx¿ t'¿Gt}� gubdf kl/��jt{g ug{ ;lsG5 /�� oL ;DklQx¿df d"No kl/��jt{gsf] Go"g hf]lvd /��x]sf] 5 . o;df sDkgL;Fu /��x]sf] gub jf r]sx¿ ;d]t /��x]sf] 5 .

ljb]zL d'b|fdf /��x]sf] a}�+s df}�Hbftx¿ klg gub jf gub ;/��xdf ;dfj]z x'G5g\ eg] lt a}�+s df}�HbftnfO{ kl/��jTo{ b/��nfO{ k|of]u u/��L k|:��t't ul/��Psf] 5 .

gub tyf a}�+s df}�Hbft wf/��0f ug{'sf] hf]lvd eg]sf] d'b|fsf] ;do d"No /�� d'b|fl:��kmtL xf] . h;df a}�+s lgIf]kaf6 cflh{t Aofhn] k"/��}� ldnfg (Off-set) u/��]sf] 5}�g .

&=@ ljQLo bfloTjx¿

s= juL{s/��0f

ljQLo bfloTjx¿nfO{ tnsf] b'O{ ju{df juL{s/��0f ul/��Psf] 5 .

ð h;nfO{ gfkmf jf gf]S;fgsf] ljj/��0faf6 kl/��zf]lwt nfutdf n]vf°g ul/��G5 .ð h;nfO{ k|efjL Aofh b/��sf] k|of]u u/��L kl/��zf]lwt nfutdf n]vf°g ul/��G5 .

v= dfkg

ljQLo bfloTjx¿nfO{ z'¿df ltgLx¿sf] jf:��tljs d"Nodf dfkg ul/��Psf] 5 . kl5Nnf] dfkg eg] ljQLo bfloTjsf] juL{s/��0fdf e/�� kg]{ x'G5 .


sDkgLsf] ljQLo bfloTjx¿nfO{ k|efjL Aofh b/��sf] k|of]u u/��L kl/��zf]lwt nfutdf k|:��t't ul/��Psf] 5 .-c+sx¿ ?k}�+ofdf_

ljQLo bfloTjx¿ -rfn" cf=j= 2074÷75_ FVtPL kl/��zf]��lwt nfut hDdf

u|fxs w/f}�^L – 1,93,92,89,820 1,93,92,89,820

GSM nfO{;]G; k|yd gjLs/)f z'Ns – 4,45,81,61,866 4,45,81,61,866

Joj:�yfx? – 2,28,26,01,893 2,28,26,01,893


rfn" bfloTjx¿ – 12,24,13,64,559 12,24,13,64,559

hDdf – 20,92,14,18,138 20,92,14,18,138

ljQLo bfloTjx¿ -ut cf=j= 2073÷74_ FVtPL kl/��zf]��lwt nfut hDdf

u|fxs w/f}�^L – 2,03,75,19,310 2,03,75,19,311

GSM nfO{;]G; k|yd gjLs/)f z'Ns – 6,44,27,42,468 6,44,27,42,468

Joj:�yfx? – 2,10,97,00,681 2,10,97,00,681

rfn" bfloTjx¿ – 10,50,58,45,179 10,50,58,45,179

hDdf – 21,09,58,07,638 21,09,58,07,639

&=@=! u|fxs w/��f}�6L


sDkgLsf] ;]jf gLltcg';f/�� u|fxsn] sDkgLsf] ;]jf k|of]u ug{sf] nflu hdfgtdf /��fv]sf] /��sdnfO{ u|fxs w/��f}�6L /��sdsf] ¿kdf n]vf°g ul/��G5 . of] w/��f}�6L /��sddf sDkgLn] # k|ltztsf] jflif{s Aofh k|bfg ug]{ ub{5 . w/��f}�6L /��sdsf] kl/��kSj cjlw gePsf]df % jif{sf] cjlwnfO{ oL w/��f}�6L kl/��kSj x'g] cjlw dflgPsf] 5 /�� k|efjL Aofh b/��sf] k|of]u tyf sDkgLn] cfˆgf] d'2tL lgIf]kdf cf}�;t Aofh cfh{g u/��]sf] * k|ltzt l8:��sfpG6 b/�� k|of]u u/��]sf] 5 . k|efjL AofhnfO{ gfkmf jf gf]S;fgsf] ljj/��0fdf /��flvPsf] 5 .


u|fxs w/f}�^L rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

s"n /sd 2,44,17,14,771 2,49,87,73,116

l8:��sfpG6 (50,24,24,951) (46,12,53,806)hDdf 1,93,92,89,820 2,03,75,19,310

u|fxs w/��f}�6Lsf] Go"g /��sd dfq lkmtf{ x'g] ub{5 h'g sDkgLsf] u|fxsn] ;]jf 5f]8]sf] cj:��yfdf x'g] ub{5 . o;sf/��0f ;Defljt eljiosf] e'QmfgLnfO{ cg'dfg ug{ ;Dej gePsf]n] ;Dk"0f{ u|fxs w/��f}�6L /��sdnfO{ u}�/�� rfn"df juL{s/��0f ul/��Psf] 5 .

&=@=@ GSM cg'dlt kqsf]�� klxnf]�� gjLs/��0f bfloTj

g]kfn ;/��sf/��n] GSM cg'dlt kqsf] k|yd gjLs/��0f b:��t'/�� jfktsf] ¿= @) ca{sf] /��sd ltg]{ cjlw jflif{s k|ltls:��tf ¿= @=% ca{sf b/��n] * ls:��tfdf ltg{ kfpg] u/��L Joj:��yf u/��]sf] 5 . of] bfloTjnfO{ k|efjL Aofh b/�� k|of]u u/��L kl/��zf]lwt nfut /��sddf n]vf°g ul/��Psf] 5 . sDkgLn] eljiosf] gub k|jfxx¿nfO{ * k|ltzt l8:��sfplG6ª b/�� k|of]u u/��L kl/��zf]lwt nfut /��sd u0fgf u/��]sf] 5 . of] b/�� sDkgLsf] d'2tL vftfsf] cf}�;t Aofh b/�� /��x]sf] 5 . k|efjL AofhnfO{ gfkmf jf gf]S;fgsf] ljj/��0fdf n]vf°g ul/��Psf] 5 .


ljj/��0f rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

s'n /��sd 5,00,00,00,000 7,50,00,00,000

l8:��sfpG6 (54,18,38,134) -1,05,72,57,532_

hDdf 4,45,81,61,866 6,44,27,42,468

rfn" c+z 2,50,00,00,000 25,00,00,00,000

u}�/�� rfn" cz+ 1,95,81,61,866 3,94,27,42,468

hDdf 4,45,81,61,866 6,44,27,42,468

&=@=# Joj:�yfx¿ (Provisions)


Joj:��yfx¿ eg]sf] e'QmfgL ;do tyf /��sdsf] clglZrttf ePsf] bfloTjsf] /��sd xf] . o;sf] e'QmfgLdf sDkgLsf] sfg"gL tyf >[lht bfloTj (constructive obligation) x'g] ub{5 . Joj:��yfx¿sf] u0fgf sfg"gL Joj:��yf tyf sDkgLsf] ljlgodfjnLcg';f/�� ul/��G5 . o;sf] e'QmfgL ;do tyf /��sdsf] nflu yk :��jLs[tL cfjZos kg]{ x'g ;S5 . sDkgLn] oL bfloTjx¿ !@ dlxgfsf] cjlwdf /��fkm;fkm x'g] cg'dfg u/��]sf] 5, t;y{ o;df s'g}� l8:��sfplG6ª ul/��Psf] 5}�g . o;sf] afFsL d"Non] o;sf] kl/��zf]lwt nfutsf] k|ltlglwTj ub{5 .

Joj:��yfsf] /��sd n]vf°g oL bfloTj /��fkm;fkm ug{ k|ltj]bg ldltdf cfjZos kg]{ Joo /��sd Joj:��yfkgsf] pQd cg'dfgdf cfwfl/��t 5 . Joj:��yfkgn] Joj:��yf /��sdnfO{ k|To]s k|ltj]bg ldltdf k'g/��fjnf]sg ug]{ ub{5 /�� pQd cg'dfg k|:��t't ug{ ;dfof]hg ;d]t ug]{ ub{5 .


olb bfloTj /��fkm;fkm ug{ s'g}� ljQLo>f]tx?sf] x:��tfGt/��0f cfjZos gkg]{ cj:��yf cfPdf Joj:��yfnfO{ pN6\ofpg] ul/��G5 .



e'QmfgL x'g afFsL 6]lnsd eQf 1,36,37,29,820 1,19,62,73,820

e'QmfgL x'g afFsL sd{rf/��L jf]g; 91,88,72,073 91,34,26,861

hDdf 2,28,26,01,893 2,10,97,00,681

&=@=$ cGo rfn" bfloTjx¿



ljljw ;fx" -cfk'lt{stf{_ 7,51,19,69,598 6,38,06,09,786

ljljw ;fx" -cGt/��k|zf;lgs_ 39,12,83,054 32,85,24,264

e'QmfgL afFsL d"=c=s/�� 8,80,03,671 -17,72,37,499_

ltg{ afFsL cGo z'Ns 31,80,55,010 17,40,60,159

/��f]oN6L tyf u|fld0f b"/��;~rf/�� ljsf; sf]ifdf of]ubfg 2,33,96,17,551 2,41,91,45,611

u|fxsaf6 clu|d k|fKt /��sd 90,24,81,148 72,34,78,334

cGo bfloTjx? 68,99,54,527 65,72,64,524

hDdf 12,24,13,64,559 10,50,58,45,179

&=# hf]��lvd Joj:�yfkg

sDkgLsf] ;~rfns ;ldltdf sDkgLsf] hf]lvd Joj:��yfkg tyf cfGtl/��s lgoGq0f k|0ffnLsf] ;Dk"0f{ lhDd]jf/��L x'G5 . n]vfk/��LIf0f ;ldltn] ;~rfns ;ldltaf6 k|Tofof]lht ePcg';f/�� sDkgLsf] k|d'v hf]lvdx¿sf] hf]lvd lng] l;df cGtu{t hf]lvdsf] k|s[tL tyf dfqfcg';f/�� hf]lvdsf] exposure nfO{ k'g/��fjnf]sg ug]{ ub{5 .

k|d'v hf]��lvdsf]�� klxrfgsDkgLn] cfˆgf] k|d'v hf]lvdx¿sf] klxrfg jflif{s ¿kdf æButtom UpÆ /�� æTop DownÆ cEof;cg';f/�� ug]{ ub{5 .

k|d'v hf]��lvdx¿sDkgLsf] k|d'v hf]lvd ut jif{sf] hf]lvd ;/��x g}� /��x]sf] 5 . hf]lvdx¿nfO{ b]xfo adf]lhd juL{s/��0f ul/��Psf] 5 .

qm=;+= hf]��lvd ju{ Joj:�yfkg

1 sDkgLsf] k"jf{wf/�� tyf ;"rgf k|0ffnLdf b'ef{jgfk"0f{ k|xf/��

;~rfng hf]lvd sDkgLn] cfˆgf k|0ffnL tyf k'jf{wf/��x¿ dfly x'g] b'ef{jgfk"0f{ k|xf/��nfO{ ;lqmo ?kdf lgu/��fgL ug{'sf] ;fy}� ;dod}� sf/��jfxL u/��L Aoa:��yfkg ul/��/��x]sf] 5 .

2 u|fxssf] ;'rgfsf] unt k|of]u tyf r'xfj6

;~rfng hf]lvd ;"rgfsf] unt k|of]u tyf r'xfj6sf] /��f]syfdsf] nflu sDkgLn] ;'rgfsf] uf]kgLotfnfO{ d'VoM k|fyldstfdf /��fv]sf] 5 . sDkgLn] cfkm';Fu ePsf] ;"rgfsf] ;lx k|of]u /�� e08f/��0f u/��]sf] 5 .

3 ;]jf ;+hfn÷k|0ffnL tyf k'jf{wf/��x¿df cj/��f]w

;~rfng hf]lvd sDkgLn] cfˆgf ;]jf ;+hfn tyf k|0ffnLx¿sf] cGt/��f{li6«o dfGotfcg'?k x'g] u/��L laz]if back-up tyf nrsbf/�� gLltx¿sf] Joj:��yf u/��]sf] 5 . ;8s lj:��tf/�� tyf e"sDk h:��tf k|fs[lts k|sf]kaf6 x'g ;Sg] ;]jf ;+hfnx¿sf] cj/��f]wnfO{ la1x¿af6 tTsfn ;dfwfg ug]{ ul/��Psf] 5 .

4 gofF k|ljlw /�� ;]jfx¿ ;Fusf] k|lt:��kwf{

/��0fgLlts hf]lvd sDkgLn] u|fxs;Fusf] ;DaGwnfO{ yk ;an agfpgsf] nflu /��0fgLlt tof/�� u/��L EjfO;, d];]lh+u tyf 8f6f ;]jfsf] PsLs/��0f of]hgf dfkm{t u|fxsx¿nfO{ sDkgLsf] ;]jf k|of]udf yk ;xh agfOPsf] 5 .

5 u|fxs cle?rL /�� pRr rfxgf

/��0fgLlts hf]lvd u'gf;fx¿ sd ug{ tyf /��fh:��jdf sdL cfpg glbg sDkgLn] cfˆgf of]hgf /�� sfo{qmdx¿df u|fxs cle?rL tyf dfux¿nfO{ laz]if Wofg lbPsf] 5 . u|fxsx¿sf s]lx rfxgfx¿sf] ;Daf]wg ug{ sl7g eP klg sDkgLn] To;nfO{ ;sf/��fTds k|ltlqmofsf] ?kdf lnO{ cfufdL sfo{qmddf ;fd]n ug]{ k|of; u/��]sf] 5 .


6 lan ;dGjo tyf u|fxs ;]jfdf l9nfO{

/��0fgLlts hf]lvd sDkgLsf lazfn Portfolio ;]jfx¿nfO{ ljleGg k|0ffnLx¿df ?kfGt/��0f /�� :��yfGt/��0f ub}�{ cem kl/��:��s[t ul/��Psf] 5 h;sf] l5§}� u|fxsx¿n] dx;'; ug]{ 5g\ .

7 d'Vo ;Demf}�tfx¿ /�� ;Demf}�tfsf bfloTjx¿

cg'kfng hf]lvd sDkgLn] ;dGjofTds ¿kdf KPI sf] k|:��t'tLs/��0f ug]{ ub{5, h;af6 of]hgf sfof{Gjogdf x'g] ;Defljt l9nfO{, sdhf]/��Lx¿df ;'wf/�� tyf xflgsf] Ifltk"lt{ ug{ sDkgL ;Ifd x'g]5 .

8 afXo bafa cg'kfng hf]lvd sDkgLn] hgefjgf /�� jfXo jftfj/��0fLo kl/��jt{gnfO{ glhsaf6 cg'udg ug{'sf] ;fy}� ljrf/��k"j{s pQ/��bfloTj jxg u/��]sf] 5 tfsL k|lts'n jfXo bafadf klg cfˆgf of]hgf /�� sfo{qmdx¿nfO{ ;Dkfbg ug{ ;lsof]; .

9 nufgLaf6 Go'g k|ltkmn ljQLo hf]lvd sDkgLdf nufgL cg'udg ug]{ :��yflkt gLlt tyf k|lqmofx¿ /��x]sf 5g\ h;n] cfo k|afxnfO{ a9fjf lbg nufgL ljljlws/��0f tkm{ an k'¥ofPsf] 5 .

10 cl:��y/�� cy{Tgqsf] cj:��yf ljQLo hf]lvd sDkgLn] ahf/��sf] cy{tGq tyf df}�lb|s ptf/��r9fjnfO{ ;'Id ¿kdf cg'udg ug]{ u/��]sf] 5 h;af6 b]zsf] cy{tGqsf] ;d:��ofnfO{ sDkgLn] k|efjsf/��L k|ltlqmof lbg ;sf];\\ .

&=$ ;DklQ tyf bfloTjx¿sf]�� jf:�tljs d"No dfkg (Fair Value Measurements of Assets and Liabilities)

g]kfn ljQLo k|ltj]bg dfg !# cg';f/�� sDkgLn] cfˆgf] ;DklQ tyf bfloTjx¿nfO{ jf:��tljs d"No k|of]u u/��L tLg txx¿df ljefhg u/��]sf] 5 . ;DklQ tyf bfloTj h;nfO{ tx ! df juL{s/��0f ul/��Psf] 5, To;nfO{ k]z ahf/�� d"Nosf] (Quoted Market Price) cfwf/��df d"Nof°g ul/��Psf] 5 /�� To;sf/��0f jf:��tljs d"No -Fair value_ lgwf{/��0fdf Go"g cg'dfgsf] k|of]u ul/��Psf] 5 . t/�� ;DklQ tyf bfloTjsf] jf:��tljs d"No tx @ tyf tx # lgwf{/��0f ul/��Psf] v08df gub k|jfxnfO{ l8:��sfplG6ª u/��L ljZn]if0f jf cGo d"Nof°g df]8]naf6 d"Nof°g ul/��Psf] 5 . o; nufot ;'/��If0f gePsf] ;DklQdf ahf/��sf] cEof;cg';f/�� sDkgLn] qm]l86, 8]lj6 tyf kmlG8ª d"Nof°g ;dfof]hg u/��L ;lx d"No lgwf/��{0f ug]{ u/��]sf] 5 . oL ;dfof]hgsf] ljj/��0f tn k|:��t't ul/��Psf] 5 .

oL d"Nof°g ljlwdf ;DklQ tyf bfloTjsf] sl7gfO{ tyf ahf/�� lg/��LIf0f ;"rgfsf] pknAwsf] sf/��0fn] Joj:��yfkgsf] lg0f{o tyf cg'dfg x'g] ub{5 . tx @ sf] ;DklQ tyf bfloTjx¿sf] d"Nof°g ljlwdf ahf/�� lg/��LIf0f ;"rgfnfO{ Input sf] ¿kdf k|of]u ul/��G5 . tx # sf] ;DklQ tyf bfloTj h'gdf sDtLdf Ps Input h'g ahf/�� lg/��LIf0f ;"rgfsf] cfwf/��df x'b}�g /�� h;n] ;DklQ tyf bfloTjsf] d"Nof°gdf dxTjk"0f{ e"ldsf lgjf{x ub{5 . tx # sf] ;DklQ tyf bfloTjdf k|of]u ug]{ pko'Qm k"j{wf/��0ff lgwf{/��0fsf] nfuL Joj:��yfkgsf] dxTjk"0f{ lg0f{o cfjZostf kb{5 . sDkgLsf] tx # sf] ;DklQ tyf bfloTjsf] ljj/��0f tyf ;f] sf] d"Nof°gsf] Sensitivity nufot ;Defljt ljsNk k"j{wf/��0ff k|of]u u/��L jf:��tljs d"No lgwf{/��0f ubf{sf] k|efj nfu" ePsf] 7fFpdf v'nfOPsf] 5 .

&=$=! ;DklQ tyf bfloTjx¿sf]�� d"Nof°g

;DklQ tyf bfloTjx¿nfO{ jf:��tljs d"No jf h;sf] nflu jf:��tljs d"No v'nfOPsf] 5 To;nfO{ ;+Vof tyf k|of]u ul/��Psf] ;"rgfsf] ljZj;gLotfsf] cfwf/��df jf:��tljs d"No lgwf{/��0fsf] nflu # txx¿df juL{s/��0f ul/��Psf] 5 .

tx !tx ! jf:��tljs d"No dfkgx¿ ;lqmo ahf/��af6 ;dfg ;DklQ jf bfloTjx¿sf] k|fKt c;dfof]lht k]z d"Nosf] cfwf/��df lgsflnPsf] 5 . tx ! df juL{s/��0f ul/��Psf] s'/��fx¿ ljz]ifut ;fwf/��0f z]o/��, 6«]h/��L ljnx¿ tyf g]kfn ;/��sf/��af6 hf/��L ul/��Psf] lwtf]kqx¿ 5g\ .

tx @tx @ d"Nof°g h;sf nflu cfjZos k]z ahf/�� d"Nox¿ pknAw 5}�g\ . pbfx/��0fsf] nflu s'g}� pks/��0fsf] ljlgdo x'g] ahf/��nfO{ ;lqmo dflgPsf] 5}�g\ jf jf:��tljs d"No lgwf{/��0f ug]{ d"Nof°g ljlwnfO{ dflgPsf] 5}�g\ /�� oL ljlwx¿n] k|of]u ug]{ Input k|d'v u/��L lg/��LIf0f ahf/�� ;"rgfdf cfwfl/��t /��xg] ub{5 . oL pks/��0fx¿sf] pbfx/��0fdf Over the Counter Derivative, ljQLo ;+:��yfn] hf/��L u/��]sf] lwtf]kq, lgIf]ksf] k|df0fkq tyf ;DklQsf] ;'/��If0fdf /��x]sf] lwtf]kqnfO{ hgfpFb5 .

tx #tx # sf] ;DklQ tyf bfloTj h'gdf sDtLdf Ps Input h'g ahf/�� lg/��LIf0f ;"rgfsf] cfwf/��df x'b}�g /�� h;n] ;DklQ tyf bfloTjsf] d"Nof°gdf dxTjk"0f{ e"ldsf lgjf{x ub{5 . tx # sf] ;DklQ tyf bfloTj d"Nof°gdf k|of]u ug]{ pko'Qm k"j{wf/��0ff lgwf{/��0fsf] nfuL cfh{g tyf cg'dflgt eljiosf] gub k|jfxsf] ;DaGwdf Joj:��yfkgsf] dxTjk"0f{ lg0f{o cfjZostf kb{5 .

jf:�tljs d"Nodf ;DklQx¿ tyf bfloTjx¿ -c+sx¿ ?k}�+ofdf_

;DklQ /� bfloTjx¿ rfn" cf=j=2074.75

Carrying amount Quoted market prices

Observable Inputs Unobservable inputs

(jf:�tljs d"No) (tx 1) (tx 2) (tx 3)hldg 18,65,53,97,333 18,65,53,97,333

gub / gub ;/x 23,41,09,97,112 14,26,308 23,40,95,70,804

hDdf 42,06,63,94,445 14,26,308 42,06,49,68,137 -


;DklQ /� bfloTjx¿ ut cf=j=2073.74

Carrying amount Quoted market prices

Observable Inputs Unobservable inputs

(jf:�tljs d"No) (tx 1) (tx 2) (tx 3)hldg 18,65,53,97,333 18,65,53,97,333

gub / gub ;/x 24,25,52,09,289 13,64,561 24,25,38,44,728

hDdf 42,91,06,06,622 13,64,561 42,90,92,42,061 -

hUufnfO{ jf:��tljs d"Nodf k|:��t't ug{sf] nflu hUufsf] k"gd{"Nof+sg cfjlws ¿kdf ul/��Psf] 5 . hUufsf] jf:��tljs d"No lgwf{/��0f ;dfg k|sf/��sf] glhssf] :��yfgdf cjl:��yt hUufsf] d"NonfO{ cfwf/�� lnOPsf] 5 . -gf]6 @ klg x]g{' xf]nf_

gub tyf gub ;/��xnfO{ klg jf:��tljs d"Nodf k|:��t't ul/��Psf] 5 . gub df}�Hbft plNnlvt d'b|fsf] k]z d"No (Quoted Price) xf] . sDkgLn] jfl0fHo a}�+sx¿df nufgL u/��]sf] cNksflng lgIf]kdf jf:��tljs d"No k|:��t't u/��]sf] dfg]sf] 5 .

&=$=@ kl/��zf]��lwt nfutdf n]��vf°g ul/��Psf]�� ;DklQx¿ tyf bfloTjx¿sf]�� jf:�tljs d"No

kl/zf]lwt nfut -Amortised Cost_ df n]vf°g ul/Psf ljQLo ;DklQ tyf bfloTjx¿n] ltgLx¿sf] af:�tljs d"No hgfpFb% . lqmoflzn ahf/df pknAw gePsf / :�ki^ ?kn] b]lvg] u/L %'^\ofpg g;lsg] ljQLo ;DklQ tyf bfloTjx¿nfO{ g]kfn ljQLo k|ltj]bg dfg 13, tx 3 sf] cjwf/)ff cg";f/ Joj:�yfkgn] discounted cash flow sf] cfwf/df af:�tljs d"No cg"dfg ub{% .


;DklQ /�� bfloTjx¿rfn" cf=j=2074÷75

afFsL d"No jf:�tljs d"Nolgwf{l/��t d"No

Observable Inputs

Unobservable inputs

(tx 1) (tx 2) (tx 3);DklQ

sd{rf/L C)f 2,18,59,32,988 2,18,59,32,988 – – 2,18,59,32,988

k|f]befjL /��sd, k]ZsL tyf cGo e'QmfgL kfpg' kg]{ /��sd

51,52,35,385 51,52,35,385 – – 51,52,35,385

cf;fdL afFsL 2,71,14,87,540 – – – 2,71,14,87,540

d'@tL lgIf]k / C)fkqdf nufgL 50,10,90,67,440 – – – 50,10,90,67,440

bfloTj

u|fxs w/f}�^L 1,93,92,89,820 – – – 1,93,92,89,820

GSM nfO{;]G; gjLs/)f z'Ns 4,45,81,61,866 – – – 4,45,81,61,866

Joj:�yfx? 2,28,26,04,674 – – – 2,28,26,04,674

rfn" bfloTjx¿ 12,24,13,64,559 – – – 12,24,13,64,559

;DklQ /�� bfloTjx¿ ut cf=j= 2073÷74

afFsL d"No jf:�tljs d"Nolgwf{l/��t d"No

Observable Inputs

Unobservable inputs

(tx 1) (tx 2) (tx 3);DklQ

sd{rf/L C)f 2,11,31,39,639 2,11,31,39,639 – – 2,11,31,39,639

k|f]befjL /��sd, k]ZsL tyf cGo e'QmfgL kfpg' kg]{ /��sd

59,24,25,391 59,24,25,391 – – 59,24,25,391

cf;fdL afsL 2,67,38,22,703 2,67,38,22,703 – – 2,67,38,22,703

d'@tL lgIf]k / C)fkqdf nufgL 41,63,39,02,564 41,63,39,02,564 – – 41,63,39,02,564

bfloTj

u|fxs w/f}�^L 2,03,75,19,310 2,03,75,19,310 – – 2,03,75,19,310

GSM nfO{;]G; gjLs/)f z'Ns 6,44,27,42,468 6,44,27,42,468 – – 6,44,27,42,468

Joj:�yfx? 2,10,97,00,681 2,10,97,00,681 – – 2,10,97,00,681

rfn" bfloTjx¿ 10,50,58,45,179 10,50,58,45,179 – – 10,50,58,45,179


*= sd{rf/��L ;'ljwf

n]��vf gLlt

sd{rf/��Lx¿af6 ;]jf k|bfg u/��]sf] jif{df g}� k|bfg ul/��g] cNksflng ;]jf ;'ljwfx¿ h:��t}�M tnj eQf, labf ;'ljwf, cGo eQf sd{rf/��Lx¿af6 ;]jf k|bfg u/��]sf] jif{df k|bfg ul/��g] Joj:��yf /��x]sf] 5 . ;fy}� sDkgLn] cGo ;]jf lgj[t sd{rf/��Lx¿sf] nflu kl/��eflift ;'ljwfx¿ /�� kl/��eflift of]ubfgdf cfwfl/��t ;]jf ;'ljwfx¿ klg pknJw u/��fpg] Joj:��yf ul/��Psf] 5 .

!= kl/��eflift ;'ljwf of]hgf cGtu{t sDkgLsf] ;]jfaf6 ;]jf lgj[t sd{rf/��Lx¿sf] nlu lgj[lQe/��0f, pkbfg, ;l~rt labfsf] e'QmfgL nufotsf e'QmfgL ;dfj]z x'G5g\ . plNnlvt ;'ljwf sd{rf/��Lsf] ;]jf cjlw, pd]/�� /�� tna ;'ljwfsf] cfwf/��df lgwf{/��0f x'G5 .

@= kl/��eflift of]ubfgdf cfwfl/��t lgj[lQe/��0f o:��tf] of]hgf xf] h;df sDkgLn] lglZrt /��sd of]ubfg u/��]sf] x'G5, ;f] afx]s cltl/��Qm sfg"gL tyf >[lht bfloTjsf] cGo ef/�� axg ug'{ kb}�{g .

sDkgLn] sd{rf/��Lsf] cjsf; kl5sf] e'QmfgL ug'{ kg]{ /��sd lgwf{/��0f ug{ lglZrt ;dodf :��jtGq /�� la1 d"Nof°gstf{af6 Actuarial d"Nof°g u/��L ;f]sf] cfjlws k'g/��fjnf]sg;d]t u/��fO cWofjlws;d]t u/��]sf] 5 . o;/��L cWofjlws ug]{ k|of]hgsf] nflu ;DklQx¿nfO{ jf:��tljs d"Nodf d"Nof°g ul/��Psf] 5 eg] bfloTjsf] xsdf Actuarial dfGotfsf] cfwf/��df d"Nofl°t ul/��Psf] 5 . kl/��eflift of]ubfg cjwf/��0ff cGt{utsf bfloTjx¿nfO{ ljQLo l:��ytLsf] ljj/��0f ldltsf] ahf/��b/��sf] cfwf/��df s§f u/��L ;dfof]hg ul/��Psf] 5 . sDkgLsf] cfo ljj/��0fdf plNnlvt gfkmf gf]S;fgdf rfn" ;]jf, laut cjlwsf] ;]jf /�� v'b Aofh jfktsf] vr{ ;dfj]z ul/��Psf] 5 . k'gdf{kg cGtu{t Actuarial gfkmf tyf gf]S;fgL /�� of]hgfsf] ;DklQsf] gfkmf tyf gf]S;fgL /�� ;DklQ cfwf/��df ePsf] kl/��jt{gsf] klg cfjZostfcg';f/�� ;dfof]hg u/��L ljQLo ljj/��0fx?df ;dfj]z ug]{ ul/��Psf] 5 . cGo lj:��t[t cfodf ;dfj]z ePsf] k'gd{"Nof°gsf] k|efjnfO{ rfn" jif{sf] gfkmf jf gf]S;fg ljj/��0fdf ;dfj]z gu/��L ljutsf] ;l~rt gfkmf (Retained Profit) df ef/�� kg]{ u/��L ;dfof]hg ul/��Psf] 5 .

Scheme Assets of]hgf jfktsf] jf:��tljs ;DklQ tyf bfloTjsf] rfn" d"Nodf cfpg] v'b art tyf 3f6f /��sdnfO{ k|ltj]bg tof/�� ug]{ ;dodf ljQLo ljj/��0fx?df ;dfof]hg ul/��Psf] 5 . of]hgfaf6 eljiodf 36fOPsf] of]ubfgaf6 jf of]ubfg lkmtf{sf] /��sd af6 bfloTj k'/��f x'g] cj:��yfdf dfq artnfO{ dfGotf lbO{ ;dfof]hg ul/��G5 . Scheme of]hgfaf6 k|fKt x'g] art of]ubfgdf x'g] sld /�� eljiodf cGtt k|fKt x'g ;Sg] artdf ;dfof]hg ul/��G5 .


*=! cNksflng sd{rf/��L ;'ljwfx? (Short term employee benefits)-c+sx¿ ?k}�+ofdf_


cNksflng sd{rf/L ;'ljwfx¿

tnj /�� Hofnf 1,48,09,09,429 1,43,14,08,235

eQf 1,22,97,31,164 99,59,52,142

kf]zfs eQf 4,26,75,000 4,26,94,099

cltl/��Qm ;do eQf 2,90,97,514 4,80,73,182

:��jf:��yf]krf/�� vr{ 35,05,95,087 33,78,86,779

6]lnsd eQf 72,81,57,301 64,24,15,488

sd{rf/��L af]g; -Statutory_ 46,53,11,200 45,35,60,873

kl/��eflift of]��ubfg of]��hgf

;~ro sf]ifdf of]ubfg 14,12,30,797 13,62,78,885

cjsfif sf]ifdf of]ubfg 1,38,20,632 1,13,71,357

kl/��eflift ;'ljwf of]��hgf

ljbfsf] e'QmfgL 24,53,82,816 25,12,99,805

lgj[lQe/��0f /�� pkbfg 1,23,09,66,346 97,78,18,740

hDdf 5,95,78,77,286 5,32,87,59,585

*=@ cjsf; ;'ljwf

sDkgLsf] cjsf; ;'ljwf cGt{ut kl/��eflift ;'ljwf of]hgf /�� kl/��eflift of]ubfgdf cfwfl/��t ;'ljwfx¿ /��x]sf 5g\ .

*=@=! kl/��eflift of]��ubfgdf cfwfl/��t of]��hgf

sDkgLsf cjsf; ;'ljwf cGt{ut b'O{j6f kl/��eflift of]ubfgdf cfwfl/��t of]hgf ;~rfngdf /��x]sf 5g\ .

!= sd{rf/��L ;+rosf]ifdf of]ubfg h; cGt{ut lglZrt tnasf] !) k|ltztn] x'g cfpg] /��sd tnj e'QmfgL s}� ;dodf pQm sf]ifdf k7fOG5 .


@ of]ubfgdf cfwfl/��t cjsf; sf]if – pQm of]hgf cGtu{t lgj[lQe/��0f tyf pkbfg kfpg cof]Uo sd{rf/��Lsf] tnasf] lglZrt /��sd pQm sf]ifdf k7fOG5 /�� sd{rf/��Lsf] cjsf; ;dodf pQm sf]ifsf] /��sdaf6 e'QmfgL ul/��G5 .

*=@=@ kl/��eflift ;'ljwf of]��hgf

sDkgLn] @) jif{ ;]jf cjlw k"/��f u/��]sf sd{rf/��LnfO{ lgj[lQe/��0f /�� @) jif{ eGbf sd ;]jf cjlw k"/��f u/��L cjsf; lng] sd{rf/��LnfO{ pkbfg ;'ljwf pknJw u/��fpFb5 . ;fy}� ;l~rt labf jfktsf] /��sdsf] e'QmfgL klg k|fKt ub{5g\ .

sDkgLn] kl/��eflift cjsf; e'QmfgLsf] d"Nof°g u/��L bfloTj olsg ug{ cfjlws ?kdf Actuary dfkm{t bfloTj lgwf{/��0f ub}� cfPsf] 5 . cjsf; e'QmfgL jfkt cfpg] bfloTjsf] jt{dfg d"NonfO{ u}�/�� rfn" bfloTjdf /��flvPsf] 5 . ljut Pj+ jt{dfgsf] ;]jf jfkt nfut tyf v'b AofhnfO{ (net of unwinding interest and return on plan assets) gfkmf jf gf]S;fgdf /��flvPsf] 5 . Actuarial k'gd{"Nofl°t /��sdnfO{ lj:��t[t cfo ljj/��0fdf ;dfj]z ul/��G5 . cjsf;sf] ;dodf s]xL /��sd sf]ifaf6 /�� s]xL /��sd sDkgLaf6 e'QmfgL ug]{ ul/��Psf] 5 . sDkgLn] clwstd & jif{sf] lgj[lQe/��0f j/��fj/��sf] /��sd k]ZsLsf] ?kdf k|bfg ub}�{ cfPsf] 5 /�� pQm clu|d e'QmfgL /��sd clGtd Actuarial bfloTjdf ;dfof]hg ul/��G5 .

sd{rf/��Lsf] k"jf{g'dflgt hLjg cjlwdf ePsf] a[l4, ;DklQsf] a[l4 b/��df ul/��Psf] k"jf{g'dfgdf lu/��fj6 tyf cg'dfgeGbf a9L d'b|fl:��kmtLn] ;DklQsf] d"Nodf sld cfO{ bfloTjdf a[l4 x'g ;Sg] hf]lvd laBdfg /��x]sf] 5 .


kl/��eflift ;'ljwf of]��hgf bfloTj (Defined Benefit plan Obligation) rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

c=Nof= kl/��eflift ;'ljwf of]hgf bfloTj 12,35,77,97,336 9,62,65,53,956

rfn" Service Costs 56,25,74,630 68,29,80,392

ljQLo nfut 1,07,09,06,766 79,01,94,233

;'ljwf e'QmfgL -44,80,29,137_ -54,50,59,807_

Actuarial Re-measurements 1,03,31,95,457 1,80,31,28,562

clGtd kl/��eflift ;'ljwf of]��hgf bfloTj 14,57,64,45,052 12,35,77,97,336

kl/��eflift ;'ljwf of]��hgf ;DklQ (Defined Benefit plan assets)

cf=j= @)&$÷&% cf=j= @)&#÷&$

c=Nof= kl/��eflift ;'ljwf of]hgf ;DklQ 3,17,76,30,039 3,13,35,73,594

rfn" jif{sf]�� of]��ubfg – -ut jif{ nufgLsf]�� nfe 19,63,95,961 24,40,56,080

;'ljwf e'QmfgL -6,39,60,985_ -16,57,45,090_

ut jif{sf] nufgLsf] nfe -sdL_ -3,92,63,727_

Actuarial Re-measurements – -3,42,54,544_

clGtd kl/��eflift ;'ljwf of]��hgf ;DklQ 3,27,08,01,288 3,17,76,30,039

v'b kl/��eflift ;'ljwf of]��hgf bfloTj 11,30,56,43,764 9,18,01,67,297

Charged /� (credited) to P&L 1,47,63,49,162 1,22,91,18,545

Charged /� (credited) to OCI 1,03,31,95,457 1,83,73,83,106

Actuarial assumptionskl/��eflift ;'ljwf of]hgf jfktsf] bfloTjsf] Actuarial Valuation df lgDg cfwf/��x¿nfO{ lnP/�� ul/��Psf] 5 .ljj/��0f rfn" cf=j= @)&$.&% ut cf=j= @)&#.&$

ljQLo dfGotfx¿ l8:��sfpG6 b/�� *=%) k|ltzt *=%) k|ltzt

tna a[låb/�� & k|ltzt & k|ltzt

lgj[lQe/��0fdf x'g] j[l4b/�� $ k|ltzt $ k|ltzt

;DklQdf cg'dflgt k|ltkmn b/�� & k|ltzt %=% k|ltzt

Mortality Rate Nepal Assured Mortality 2009 Nepal Assured Mortality 2009

Spouse age difference % jif{ % jif{

Withdrawal Rate 20-58

20-58 year age< 45 % k|ltzt % k|ltzt

20-58 year age> 45 ) k|ltzt ) k|ltzt


Sensitivity Analysisljj/��0f cf=j= @)&$.&% cf=j= @)&#.&$

Dicount Rate Effect on DBO –increase of discount rate by 1% -12=8 k|ltzt -!#=# k|ltztEffect on DBO –decrease of discount rate by 1% 16=1 k|ltzt !^=& k|ltzt

Salary Escalatoin Rate

Effect on DBO –increase of salary rate by 1% 5=5 k|ltzt %=* k|ltzt

Effect on DBO – decrease of salary rate by 1% -5=0 k|ltzt -%=@ k|ltztPension Inflation Rate

Effect on DBO –increase of Pension Inflation rate by 5% 10=1 k|ltzt !)=# k|ltzt

Effect on DBO – decrease of Pension Inflation rate by 5% -8=5 k|ltzt -*=& k|ltzt

( z]��o/�� k'FhL

n]��vf gLltx¿

sDkgLn], kF'hLsf]if ljQLo bfloTj xf] cyjf OlSj6L xf] eGg] s'/��f lgwf{/��0f ug{sf] nflu g]kfn n]vfdfg #@ "ljQLo pks/��0fM k|:��t'lt" nfu" u/��]sf] 5 . olb s/��f/�� ;Demf}�tfsf] kl/��0ffd, sDkgLsf] xfnsf] pQ/��bfloTj, gub ljt/��0f ug]{ jf cGo ljQLo ;DklQ cyjf ljleGg ;+Vofdf nufgLstf{sf] nflu OlSj6L z]o/�� hf/��L ug]{ eGg] ljifo cGt/��ut hf/��L ul/��Psf] ljQLo pks/��0f jf ltgLx¿sf tTjx¿ bfloTjsf] ?kdf juL{s[t ul/��Psf] 5 . o;afx]s, ;f] pks/��0fnfO{ OlSj6L pks/��0f g}� dflgG5 .

gofF z]o/�� hf/��L ubf{sf] k|ToIf yk nfutnfO{ OlSj6Ldf k|fKt /��sdaf6 36fO{ b]vfOPsf] 5 .

nufgLstf{sf] nfef+; /�� cGo k|ltkmnsf] klxrfg e'QmfgLsf] ;dodf ul/��G5 cyjf To;a]nf ul/��G5, ha jflif{s ;fwf/��0f;efaf6 3f]if0ff ul/��G5 /�� ;f]xL cfo jif{sf] OlSj6Ldf ef/�� kg]{ u/��L n]vf°g ul/��Psf] 5 .


sDkgLsf] ;"rLs[t k'FhLsf] agf]6 o;k|sf/�� /��x]sf] 5 .

z]��o/�� ;+Vof rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

clws[t z]o/�� ;+Vof 25,00,00,000 25,00,00,000

hf/��L z]o/�� ;+Vof 15,00,00,000 15,00,00,000

r'Stf z]o/�� ;+Vof 15,00,00,000 15,00,00,000

k|lt z]o/�� d"No -¿=_ 100 100

z]��o/�� k'FhL

clws[t k'FhL -¿=_ 25,00,00,00,000 25,00,00,00,000

hf/��L k'FhL -¿=_ 15,00,00,00,000 15,00,00,00,000

r'Qmf k'FhL -¿=_ 15,00,00,00,000 15,00,00,00,000

sDkgLsf] z]o/�� nufgL agf]6 o;k|sf/�� /��x]sf] 5 .

z]��o/��df nufgL rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

g]kfn ;/��sf/�� 91=49 k|ltzt 91=49 k|ltzt

gful/��s nufgL sf]if 0=03 k|ltzt 0=03 k|ltzt

;j{;fwf/��0f 8=48 k|ltzt 8=48 k|ltzt

hDdf 100 k|ltzt 100 k|ltzt

!) ;l~rt d'gfkmf (Reserve and Surplus)n]��vf gLltx¿

:�yug s/�� hu]��8f (Deferred Tax Reserve)sDkgLsf] :��yug ul/��Psf] v"b ;l~rt s/�� ;DklQ pTkGg ePdf sDkgLn] cfkmgf] gLltcg';f/�� ;f] j/��fj/��sf] ;l~rt s/�� ;DklQsf] efu ljlgof]hg ub{5 . ha ;l~rt s/�� bfloTj pTkGg x'G5, ta tL /��sdx¿nfO{ OlSj6Ldf k"gMjuL{s/��0f u/��L ;l~rt d"gfkmfdf nluG5 .

k'gd{"Nof°g hu]��8f


sDkgLn] Freehold Land Properties sf] d"NonfO{ k|:��t't ug{ k'gd{"Nof+sg ljlwnfO{ cfTd;fy u/��]sf] 5 . hUufsf] d"Nodf j[l4 ePsf] /��sdnfO{ k'gd{"Nof°g hu]8fdf afF8kmfF8 ul/��Psf] 5 . To:��t}�u/��L hUufsf] d"No 36\g uPdf, k'gd{"Nof°g hu]8fsf] /��sdn] vfDg] /��sd;Dd ;l~rt k'gd{"Nof°gsf] /��sddf ef/�� kfl/��G5 /�� afFsL /��sd gfkmf jf gf]S;fgdf Impairment sf] ?kdf ef/�� kfl/��Psf] 5 .


hu]*f tyf ;l~rt d"gfkmf rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$ ;l~rt d"gfkmf 60,510,156,737 53,894,870,843

k'gd{"Nof°g hu]*f 18,088,470,531 18,088,470,531

:��yug s/�� hu]*f 6,066,557,101 4,347,506,855

Fair Value Through OCI Reserve – –

hDdf 84,665,117,700 76,330,848,229

hu]8f tyf ;l~rt d"gfkmfdf ePsf] kl/��jt{gnfO{ lj:��t[t?kdf OlSj6Ldf kl/��jt{gsf] ljj/��0fdf b]vfOPsf] 5 .

!!= u|fxs;Fusf]�� ;Demf}�tfaf6 k|fKt cfo (Revenue from Contract with Customers)n]��vf gLlt

u|fxs;Fusf] s/��f/�� ;Demf}�tfdf pNn]lvt k|ltkmnsf] cfwf/��df. t];|f] kIfsf] tkm{af6 ;+slnt /��sdx¿nfO{ 36fO{ cfo dfkg ul/��G5 . sDkgLn] cfosf] n]vf°g a:��t'sf] lgoGq0f x:��tfGt/��0f jf ;]jf k|bfg ubf{sf] jvt ug]{ ub{5 .

sDkgLn] lgDg % r/��0fsf k|lqmof k'/��f u/��L u|fxs;Fusf] ;Demf}�tfaf6 k|fKt cfo dfkg ul/��G5 .

!= u|fxs;Fusf] s/��f/��sf] klxrfg @= s/��f/�� cg';f/��sf] sfo{;Dkfbg bfloTj klxrfg #= sf/��f]jf/�� d"No olsg $ k|To]s sfo{;Dkfbg bfloTjsf] sf/��f]jf/�� d"No sfod% s/��f/��sf] bfloTj k"/��f eP kl5 cfo n]vf°g ug]{


u|fxs;Fusf]�� ;Demf}�tfaf6 k|fKt cfo rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

;]jf ljlqmaf6 k|fKt cfo 38,99,36,25,853 40,31,90,93,509

;fdfg tyf cGo ljlqmaf6 k|fKt cfo 2,96,33,885 2,77,24,442

hDdf 39,02,32,59,738 40,34,68,17,951

;]��jfx¿ /�� lalqmx¿ jfktsf]�� cfo -c+sx¿ ?k}�+ofdf_

ljj/��0f rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$ cfwf/��e't 6]��lnkmf]��g ;]��jf

:��yfgLo÷cGtb]{zLo 2,80,32,76,229 2,90,00,70,044

cGt/��f{li6«o 6«Í 6,18,53,973 8,97,88,537

lnh ;ls{6 19,08,87,954 14,61,68,768

cfOPg (IN) ;]jf 68,67,416 2,04,34,667

P=l8=P;=Pn 1,51,12,70,640 1,85,52,29,349

;Lk (SIP) kmf]g 1,21,909 60,191

Pkm6L6LPr 73,31,150 41,95,634

cGo 14,18,90,377 15,92,82,095

cfwf/��e't 6]��lnkmf]��g ;]��jfsf]�� hDdf cfo 4,72,34,99,648 5,17,52,29,285

l;=l8=Pd=P= (CDMA) ;]��jf

:��yfgLo÷cGtb]{zLo 80,92,86,215 1,04,62,22,433

cGt/��f{li6«o 6«Í 12,51,938 17,23,496

8f6f ;]jf 8,24,61,577 7,03,54,207

P;PdP; 92,92,175 1,35,28,976

cGo 1,24,04,367 1,81,41,025

l;=l8=Pd=P ;]��jf sf]�� hDdf cfo 91,46,96,272 1,14,99,70,137


hLP;Pd (GSM) df]��afO{n ;]��jf EjfO{; 17,70,54,51,031 17,76,04,82,957

8f6f 5,97,73,91,433 5,76,88,49,061

P;PdP; 66,64,52,185 77,85,85,544

cGt/��fli6«o 6«Í 11,59,51,121 13,89,94,285

/��f]ldË 1,42,69,659 1,62,69,472

cGo 14,18,69,110 12,58,48,120

GSM df]��jfO{n ;]��jfsf]�� hDdf cfo 24,62,13,84,539 24,58,90,29,439

cGt/��k|zf;lgs cfo 8,04,41,32,154 9,03,12,95,821

cGt/��fli6«o /��f]��ldª -Sharing_ 14,06,61,583 15,57,23,601

Eofn' P8]��8 ;]��jfx¿ -VAS_ 50,52,62,085 15,41,82,005

jfO{ DofS; -WiMAX_ 4,39,89,573 6,36,63,221

hDdf ;]��jf lalqm jfktsf]�� cfo 38,99,36,25,853 40,31,90,93,509

sDkgLn] ADSL ;]jfaf^ k|fKt cfonfO{ gub cfwf/df n]vf°g ug]{ u/]sf] % . ADSL ;]jfaf^ k|fKt cfonfO{ gub cfwf/df jf k|f]befjL -Accrual_ cfwf/df n]vf°g ubf{ tflTjs leGgtf gx"g] Joj:�yfkgsf] ljZjfz /x]sf] % .

ljut jif{df Eofn' P*]* ;]jfx¿ -Value Added Services) af^ k|fKt cfonfO{ GSM ;]jf / CDMA ;]jfsf] cfosf]?kdf n]vf°g ul/Psf]df cf=j= 2074/�75 df Eofn' P*]* ;]jfsf] %'§}� cfo zLif{s k|:�t't ul/Psf] t/ ljut jif{sf] System sf] k|fljlws sf/)fn] ubf{ ;]jfcg';f/sf] Data pknAw gx'Fbf t'ngfTds ljj/)f k|:�t't ul/Psf] %}�g .

!@= ljQLo cfo

n]��vf gLlt

ljleGg ljQLo ;|f]tx?af6 k|fKt ljQLo cfox?nfO{ g]kfn ljQLo k|ltj]bg dfgx? ( sf] cfwf/��df n]vf+sg ul/��Psf] 5 .


ljQLo cfo rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$ ;/��sf/��L ljsf; C0fkqdf Aofh - -;+:��yfut C0fkqdf k|fKt Aofh 80,00,000 80,00,000

lgIf]kdf Aofh 5,85,52,32,555 3,93,32,19,399

sd{rf/��L C0fdf Aofh 14,03,46,572 13,96,78,801

hDdf 6,00,35,79,127 4,08,08,98,200

!#= cGo cfo

n]��vf gLlt

nfef+z cfDbfgLnfO{ nfef+z k|fKt ug]{ xs ;[hgf ePkl5 tyf cGo cfDbfgLx¿nfO{ ljZj;gLo ?kdf dfkg ePsf jf k|flKt ;Dej b]lvPsf] cj:��yfdf cGo cfDbfgL lzif{sdf cfDbfgL hgfOPsf] 5 .


cGo cfo rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

nfef+z cfDbfgL - -sfo{ ;Dkfbg hdfgt hkmt, LQD /�� cGo cfo 24,26,46,092 16,12,72,971

hDdf 24,26,46,092 16,12,72,971


!$= ;~rfng tyf dd{t vr{x¿

sfo{ ;~rfng vr{x¿df l:��y/�� g]6js{ /�� df]jfOn ;~rf/�� ;Da4 ;~rf/�� g]6js{x¿sf] ;~rfng /�� dd{tdf nfu]sf vr{x¿ ;DnUg 5g\ .



sfof{no pks/��0f dd{t vr{ 11,56,41,480 12,73,61,776

ejg dd{t vr{ 15,46,05,557 21,23,37,211

KnfG6 tyf d]l;g dd{t vr{ 84,31,94,485 68,21,78,932

zlQm, tfk tyf k|sfz vr{ 1,14,97,75,193 1,12,14,42,239

;jf/��L OGwg vr{ 6,79,32,102 8,48,82,739

;jf/��L dd{t vr{ 6,81,88,845 7,22,18,380

9'jfgL vr{ 1,24,97,466 1,42,03,838

cGt/��f{li6«o cfO{=lk= lnh /�� 6«flGh6 vr{ 1,39,19,09,673 1,37,84,66,492

6]lnkmf]g ;]6 tyf cGo ;fdu|L nfut vr{ 1,96,79,583 2,67,71,689

Sof;sf8{ nfut vr{ 26,93,46,246 29,17,69,065

;f]wk'5 ;]jf vr{ 2,02,56,609 1,63,75,908

Eofn' P8]8 ;]jf vr{ 14,27,35,317 4,88,02,919

8f6f O{G6«L vr{ 8,15,108 12,83,202

cGt/��cfa4tf vr{ 2,48,90,24,117 2,45,52,26,474

hDdf 6,74,56,01,781 6,53,33,20,864

!%= ljlqm ;~hfn, ahf/��Ls/��0f /�� k|j4{g vr{x¿ -c+sx¿ ?k}�+ofdf_


laqmLjfktsf] sldzg 1,47,58,50,892 1,43,02,34,632

lj1fkg tyf laqmL k|j4{g 16,71,77,443 16,31,71,219

hDdf 1,64,30,28,335 1,59,34,05,851

!^= k|zf;lgs vr{x¿ -c+sx¿ ?k}�+ofdf_


e|d0f vr{ 12,20,62,659 16,47,03,622

s/�� tyf z'Ns 3,59,88,737 3,48,04,275

ef8f tyf hUuf /�� ejgsf] lnhxf]N8 nfut 38,38,37,249 36,14,78,968

;~rfns ;ldlt j}�7s eQf 13,40,000 13,40,000

cGo j}�7s eQf tyf vr{ 4,89,75,842 4,63,23,821

d;nGb tyf 5kfO vr{ 4,32,37,221 4,35,01,268

a+}�s rfh{ 98,65,220 1,13,26,645

tflnd vr{ 11,88,96,884 10,94,92,449

cltly ;Tsf/�� vr{ 2,13,42,915 2,07,12,670

sfof{no ;hfj6 1,20,33,069 1,58,04,180

aLdf vr{ 11,41,34,629 13,80,40,558

n]vfk/��LIf0f z'Ns 16,00,000 10,00,000

s/�� n]vfk/��LIf0f z'Ns 4,42,478 4,42,478

n]vfk/��LIf0f vr{ 21,58,523 31,55,119

x'nfs vr{ 10,52,895 10,78,652

k':��ts tyf kqklqsf 55,86,748 58,99,131

Jofj;flos ;]jf z'Ns vr{ 8,96,26,409 4,73,20,328

;'/��Iff vr{ 13,60,47,762 12,64,88,449


afXo;|f]t ;]jf vr{ 38,07,850

;b:��otf Zf'Ns 61,47,021 53,31,207

6]lnkmf]g vr{ 7,77,54,764 7,96,32,817

jflif{sf]T;j vr{ 1,22,72,765 1,41,76,160

;fwf/��0f;ef vr{ 19,56,521 19,84,489

cg'bfg ;xof]u – 3,42,400

ljljw vr{ 6,93,38,892 5,46,59,950

hDdf 1,31,95,07,053 1,28,90,39,635

!&= lgofds b:�t'/��, z'Nsx¿ tyf gjLs/��0f b:�t'/��



/��f]oN6L 1,55,97,45,034 1,61,27,63,740

u|fld0f b"/��;~rf/�� ljsf; sf]if (RTDF) 77,98,72,517 80,63,81,870

lk|mSj]G;L b:��t'/�� 1,19,69,27,138 1,01,18,97,640

hDdf 3,53,65,44,689 3,43,10,43,250

g]kfn b"/;~rf/ lgodfjnL, 2054 cg';f/ ;~rfng cfo 38,99,36,25,854 sf] 4 k|ltzt /f]oN^L / g]kfn b"/;~rf/ k|flws/)fsf] Ohfhtkqsf] zt{cg';f/ 2 k|ltzt u|fld)f b"/;~rf/ ljsf; sf]if jfktsf] bfloTj n]vf°g ul/Psf] % . -l^Kk)fL 11_

!*= ljQLo vr{x¿


e'QmfgL ug'{kg]{ k|yd GSM cg'dlt kq b:��t'/�� tyf u|fxs w/��f}�6Ldf k|efjL Aofh b/��sf] cfwf/��df u0fgf ul/��Psf] vr{x¿nfO{ ljQLo vr{x¿df /��flvPsf] 5 .


ljQLo vr{x¿ rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

k|yd GSM cg'dlt kq b:�t'/�� bfloTj 51,54,19,397 66,24,25,368

u|fxs w/��f}�6L bfloTj -57,39,660_ 14,78,53,477

hDdf 50,96,79,737 81,02,78,845

!(= Impairment costs and reversalsn]��vf gLltx¿

u}�/�� ljQLo ;DklQdf Impairmenthfoh]yf, Knf06 /�� pks/��0f sf] s'g}� PsfOdf ePsf] Impairment To;sf] afFsL /��sd /�� c;'nof]Uo /��sd aLrsf] km/��ssf] ?kdf klxrfg ul/��Psf] 5 . s'g}� ;DklQsf] vf; PsfOn] :��jtGq ?kdf gub k|jfx ub}�{g eg] c;'nof]Uo /��sdnfO{ To:��t}� ;d"xdf /��x]sf Cash Generating Units (CGU) x¿ sf] cfwf/��df lgwf{/��0f ul/��Psf] 5 .

sDkgLsf] k|To]s k|ltj]bg ldltdf s'g}� ;DklQdf Impairment ug'{kg]{ b]lvPsf] cj:��ydf :��ff]sf]] lgwf{/��0f u/��L c;'nof]Uo /��sd ;d]t lglZrt ul/��Psf] 5 . CGU x¿sf] c;'nof]Uo /��sd, jf:��tljs d"Nodf lg;u{ ug{ nfUg] nfut 36fO cfpg] d"No /�� value in use dWo] h'g al9 x'G5 ;f]xLnfO{{ sfod ul/��Psf] 5 . ahf/��d"Nosf] cfwf/��df lgwf{/��0f ug{ g;lsg] cj:��yfdf o:��tf] d"No Discounted Cash Flow sf] cfwf/��df ul/��G5 . gub k|jfxsf] u0fgf c;'nof]Uo /��sd, jf:��tljs d"No, Past Trend tyf afXo ;"rgfsf] cfwf/��df ul/��Psf] 5 . ;DklQ jf CGU x¿df x'g] laz]if hf]lvd b]vfpgsf] nflu pko'Qm Discount Rate sf] k|of]u ul/��Psf] 5 .

ljQLo ;DklQdf Impairmentg]kfn ljQLo k|ltj]bg dfg ( n] s'g}� klg ljQLo ;DklQsf] z'?sf] dfkgb]lv C0f hf]lvddf pNn]Vo a[l4 5 5}�g eGg] cfwf/��df # txdf txut Impairment Model sf] z'?jft u/��]sf] 5 . log}� Impairment sf txx¿n] n]vf°g cjlwdf cg'dflgt C0f gf]S;fgL -Expected Credit Loss-ECL_ sf] ?kdf jf Aofh cfDbfgL s'g n]vf°g ug]{ elg Impairmet /��sdsf] lgwf{/��0f ub{5 . r/�)f 1 :� z'? k|flKtb]lv C0f hf]lvddf s'g}� k|efjsf/��L a[l4 5}�g eg] !@ dlxgfsf] cg'dflgt C0f gf]S;fgLsf] n]vf°g ug]{ /�� s'n hDdfdf Aofh n]vf°g ug]{ .

r/�)f 2 :� z'? k|flKtb]lv pwf/��f] hf]lvddf 7"nf] a[l4 b]lvPdf cjlwe/��sf] nflu cg'dflgt C0f gf]S;fgLsf] n]vf°g ug]{ /�� s'n hDdfdf Aofh n]vf°g ug]{ .

r/�)f 3 :� ljQLo ;DklQsf] C0f hf]lvddf b]lvPdf -xfn;fn}� g]kfn n]vfdfg g]kfn n]vfdfg #( - ljQLo pks/��0fx¿M dfkg tyf


n]vf°g df ;dfj]z dfkb08 cg';f/��_ cjlwe/��sf] nflu cg'dflgt C0f gf]S;fgLsf] n]vf°g ug]{ /�� v'b hDdfdf -s'n hDdfdf qm]l86 5'6 36fP/��_ Aofh n]vf°g ug]{ .


Impairments /� (Reversal of Impairments) rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

hfoh]��yf, KnfG6 /�� pks/��0f 13,29,30,677 5,80,68,006

k'FhLut sfo{ k|ult

ljQLo pks/��0fx¿

cf;fdL afFsL -14,36,61,654_ (21,55,99,924)hDDff -1,07,30,977_ -15,75,31,918_

@)= j}�b]��lzs d'b|f ;6xL b/��df ePsf]�� kl/��jt{gsf]�� c;/��

n]��vf gLltx¿

j}�b]lzs d'b|fdf x'g] sf/��f]jf/�� /��sdnfO{ sf/��f]jf/�� ldltdf sfod ;6xL b/�� k|of]u u/��L k|rlnt ;~rfng d'b|f -g]kfnL ?k}�+of_ ?kfGt/��0f ul/��G5 .

ljb]lz d'b|fdf b]vfOPsf df}�lb|s ;DklQ tyf bfloTjx¿ k|ltj]bg tof/�� ubf{sf] ldltdf sfod /��x]sf] b/��sf] cfwf/��df sDkgLsf] rngrlNtsf] sf/��f]jf/�� d'b|fdf ?kfGt/��0f ul/��G5 . d'b|f ?kfGt/��0fsf] sf/��0f ;[lht gfkmf jf gf]S;fgnfO{ gfkmf jf gf]S;fg ljj/��0fdf b]vfO{G5 . u}�/�� df}�lb|s ;DklQx¿nfO{ z'? k|fKt ubf{sf] ldltdf sfod /��x]sf] ;6xL b/��sf] cfwf/��df g}� n]vf°g ul/��G5 .


;6xL b/��df ePsf]�� kl/��jt{gsf]�� c;/�� rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

k|fKt (Realised) gfkmf÷- gf]S;fg_ -16,02,73,995_ (17,95,22,912)d"Nof°g jfktsf] gfkmf÷- gf]S;fg_ 79,58,29,126 (24,48,17,611)hDdf gfkmf÷-gf]��S;fg_ 63,55,55,131 -42,43,40,523_

@!= s/�� lgwf{/��0f

n]��vf gLltx?

sDkgLn] s/�� sf] n]vf°g tyf k|ltj]bg tof/�� ug]{ k|of]hgsf] nflu g]kfn n]vfdfg !@ cg'';/��0f u/��sf] 5 . cfos/�� vr{df rfn" jf jt{dfg s/�� bfloTjdf :��yug s/�� ;dfof]hg ul/��Psf] x'G5 . rfn" s/�� bfloTj s/��of]Uo gfkmfsf] cfwf/��df u0fgf u/��L gfkmf ePsf] cjlwdf vr{ n]vf°g ul/��G5 .

:��yug s/��n] sDkgLsf] eljiodf lng' jf lbg' kg]{ s/��sf] bfloTjnfO{ hgfpF5 . h'g sDkgLsf] ;DklQ tyf bfloTjsf] ljQLo ljj/��0fx?cg';f/��sf] afFsL /��sd /�� s/��of]Uo gfkmf u0fgf ubf{ x'g] s/�� cfwf/��df ePsf] c:��yfoL leGgtfaf6 >[lht x'G5 .

:��yug s/�� ljQLo l:��ytLsf] ljj/��0fdf bfloTj u0fgf ljlwaf6 u0fgf ul/��G5 . pQm u0fgfdf s/��of]Uo bfloTj /�� ;DklQsf] c:��yfoL km/��s u0fgf u/��L gfkmfdf ;dfof]hg ul/��G5 .

rfn" s/�� ;DklQ /�� bfloTjnfO{ ldnfg ug]{ sfg'gL cfwf/�� :��yflkt ePsf] cj:��yfdf /�� v'b cfwf/��df /��fkm;fkm ug]{ dgzfo ePdf ldnfg u/��L v'b s/�� bfloTj jf ;DklQsf] n]vf°g ul/��G5 .

@!=! v'b s/�� ;DklQ÷-bfloTj_

sDkgLsf] cf=j= @)&)/�&! -@)!#-!$_ clGtd s/�� k/��LIf0f k'/��f e}�;s]sf] 5 . afFsL cf=j=x¿sf] ;DklQ /�� bfloTjx¿sf] ljj/��0f lgDgfg';f/�� /��x]sf] 5 .


cfo jif{ cfos/� jfkt Joj:�yf clu|d cfos/� e'QmfgL v'b s/� ;DklQ÷-bfloTj_ ;~roL s/� ;DklQ÷-bfloTj_

@)&!÷&@ 6,10,13,85,634 5,99,48,06,017 -10,65,79,617_ -10,65,79,617_

@)&@÷&# 4,56,42,92,367 5,72,84,96,567 1,16,42,04,200 1,05,76,24,582

@)&#÷&$ 5,73,40,12,684 5,78,54,24,938 5,14,12,254 1,10,90,36,836

@)&$÷&% 5,90,37,78,849 6,25,19,47,179 34,81,68,330 1,45,72,05,166

@!=@ rfn" s/��x¿

rfn" s/�� bfloTj -jf lkmtf{ k|flKt_ rfn" jif{sf] s/��of]Uo cfodf lge{/�� ub{5 . s/��of]Uo cfo gfkmf jf gf]S;fgsf] ljj/��0fdf b]vfOPsf] gfkmf eGbf km/��s kg{ ;S5 lsgls s]xL cfDbfgL jf vr{x¿ ljleGg jif{x¿df s/�� ef/�� kfg'{kg]{ jf 36fpg' kg]{ x'g ;S5g eg] sltko


To:��tf cfDbfgL jf vr{x¿ s/�� gnfUg] jf 36fpg' gkg]{ x'g ;Sb5g\ . sDkgLsf] rfn" s/�� bfloTjx¿ cfos/�� P]g, @)%* -2002 AD_ cg';f/�� u0fgf ul/��Psf] 5 .


rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

s/�� bfloTj

rfn" jif{ 5,85,13,28,465 5,73,40,12,684

ut jif{ - -:��yug s/�� -1,40,90,24,940_ -53,09,21,460_

hDdf 4,44,23,03,525 5,20,30,91,224

@!=# :�yug s/��-c+sx¿ ?k}�+ofdf_

qm=;= ljj/��0f cfly{s ljj/��0fsf]�� c+s s/�� cfwf/�� c:�yfoL km/��s ?=

! ;DklQ

hfoh]yf, KnfG6 /�� pks/��0f 20,07,83,32,860 26,711,721,977 -6,63,33,89,117_

@ bfloTj /�� Joj:�yf

kl/��eflift ;'ljwf of]hgfsf] bfloTj 11,30,56,43,764 – -11,30,56,43,764_

6]lnsd eQf Aoa:��yf 1,36,37,29,820 -1,36,37,29,820_

sd{rf/��L af]g; jfkt Joj:��yf 91,88,72,073 -91,88,72,073_

s"n -20,22,16,34,774_

s/��sf] b/��@30% -6,06,64,90,432_

:��yug ul/��Psf] s/�� bfloTj÷-;DklQ_ #!=)#=@)&$ -4,34,75,06,855_

:��yug s/�� Joj:��yf vr{÷-cfDbfgL_ @)&$=&% -1,71,89,83,577_

:��yug ul/��Psf] s/�� bfloTj÷-;DklQ_ #@=)#=@)&% -6,06,64,90,432_

:��yug s/�� Joj:��yf vr{÷-cfDbfgL_ @)&$=&% gfkmf jf gf]S;fgsf] ljj/��0f -1,40,90,24,940_

:��yug s/�� Joj:��yf vr{÷-cfDbfgL_ @)&$=&% cGo lj:��t[t cfDbfgL ljj/��0f -30,99,58,637_

g]kfn ;/sf/n] cfly{s P]g, 2075 dfkm{t 2075 >fj)f 1 ut]b]lv b"/;~rf/ ;]jf k|bfosnfO{ nfu" x'g] u/L ;+:�yfut s/sf] b/ kl/jt{g u/L 25% af^ 30% agfPsf] % . To;sf/)f g]kfn n]vfdfg 12 "cfos/" cg";f/ ;DklQ / bfloTjx¿sf] :�yug s/ u)fgf -Deferred Tax_ To:�tf ;DklQ k|fKtL jf bfloTj d"Qm ul/Psf] cjlwdf sfod ul/Psf jf k|rngdf /x]sf] s/sf b/sf] cfwf/df ul/g" kg]{ k|fjwfg /x]sf]n] cf=j=2074/�75 sf] nflu :�yug s/ u)fgf g]kfn ;/sf/n] nfu" u/]sf gofF s/sf] b/ 30 k|ltztsf] cfwf/df ul/Psf] % . ;+:�yfut s/sf] b/ 25% af^ 30% df kl/jt{g ul/Psf] sf/)faf^ :�yug s/ u)fgfdf ?= 1,011,081,739.00 sf] s'n k|efj kg{ uPsf] % .

-c+sx¿ ?k}�+ofdf_qm=;= ljj/��0f cfly{s ljj/��0fsf]�� c+s s/�� cfwf/�� c:�yfoL km/��s ?=

! ;DklQ

hfoh]yf KnfG6 /�� pks/��0f 18,48,77,13,230 24,58,78,72,673 -6,10,01,59,443_

@ bfloTj /�� Joj:�yf

kl/��eflift ;'ljwf of]hgfsf] bfloTj 9,18,01,67,297 -9,18,01,67,297_

6]lnsd eQf Joj:��yf 1,19,62,73,820 -1,19,62,73,820_

sd{rf/��L af]g; jfkt Joj:��yf 91,34,26,861 – -91,34,26,861_

s"n -17,39,00,27,421_

s/��sf] b/��@@%% -4,34,75,06,855_

:��yug ul/��Psf] s/�� bfloTj÷-;DklQ_ #!=)#=@)&# -3,35,72,39,618_

:��yug s/�� Joj:��yf vr{÷-cfDbfgL_ @)&#=&$ -99,02,67,237_

:��yug ul/��Psf] s/�� bfloTj÷-;DklQ_ #!=)#=@)&$ -4,34,75,06,855_

:��yug s/�� Joj:��yf vr{÷-cfDbfgL_ @)&#=&$ gfkmf jf gf]S;fgsf] ljj/��0f -53,09,21,460_

:��yug s/�� Joj:��yf vr{÷-cfDbfgL_ @)&#=&$ cGo lj:��t[t cfDbfgL ljj/��0f -45,93,45,777_


@!=$ ljQLo ljj/��0fx? /�� s/�� sfof{nodf k]��z ul/��Psf]�� cfo ljj/��0f aLrsf]�� s/�� lx;fa ldnfg ljj/��0fM-c+sx¿ ?k}�+ofdf_

s/�� lx;fa ldnfg ljj/��0f rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

ljQLo ljj/)fx?cg';f/ s/ cl#sf] gfkmf 21,92,61,05,352 20,57,58,55,350

cfos/ P]g, 2058 cg';f/ v'b ;dfof]hg 1,47,92,08,507 2,36,01,95,386

s/ k|of]hgsf] nfuL gfkmf 23,40,53,13,859 22,93,60,50,736

s/sf] b/ 25% 25%hDdf 5,85,13,28,465 5,73,40,12,684

@@= lalqmof]��Uo ;DklQx¿ (Assets Held for sale)JofVofTds l6Kk0fLx¿

d'Vo ?kdf dd{t kZrft lkmtf{ ePsf, lalqmsf] k|lqmofdf /��x]sf Scraps ;DklQx¿ tyf sDkgLsf lj:��yflkt (dismantled) pks/��0fx¿nfO{ ljlqmof]Uo ;DklQsf] ?kdf /��fv]sf] 5 . Scraps tyf dismantled ;DklQx¿sf] cnfjf sDkgL;Fu lnnfdLsf] nflu elg 5'6\ofOPsf ;DklQx¿ klg /��x]sf5g\ . oL ;DklQx¿nfO{ >]:��tfaf6 x6fO z'Go d"No jf ?=!. afFsL /��sd sfod ul/�� n]vfFsg u/��LPsf] 5 . g]kfn ljQLo k|ltj]bg dfg % cg';f/�� o:��tf ;DklQx¿ jf:��tljs d"Noaf6 laqmL nfut 36fO{ lgwf{/��0f ul/��g'k5{ .

Joj:��yfkgaf6 sd dxTjsf elg cf}�NofO{Psf tyf Jojxfl/��s sl7gfOsf sf/��0f d"No lgwf{/��0f ug{ g;lsg] ;DklQx? nfO{ ljQLo ljj/��0fx?df ;dfj]z ul/��Psf] 5}�g . o;n] sDkgLsf] ljQLo cj:��yf tyf sfo{ ;Dkfbgdf guGo k|efj x'g] Joj:��yfkgsf] cg'dfg /��x]sf] 5 .

sDkgLdf s'g}� klg ;~rfngdf g/��x]sf sf/��f]jf/��x? (Discoutinued Operations) 5}�gg\ .

@#= cGo ;+:�yfx¿df /��x]��sf]�� ljQLo nufgL (Interest in Other Entities)n]��vf gLlt

sDkgLn] cGo ;+:��yfx¿;Fusf] nufgL, lgoGq0f /�� k|efjsf] k|:��t'tL ug]{ k|of]hgsf] nflu g]kfn ljQLo k|ltj]bg dfg !@ -NFRS 12:� Disclosure of Interest in Other Entities_ cg'';/��0f u/��]sf] 5 .


cGo ;+:�yfx¿df nufgL – :�jfldTjsf]�� k|ltzt rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

lqz"nL hnljB't\ sDkgL lnld6]8 50% 46=12%

dflyNnf] tfdfsf]zL hnljB't\ lnld6]8 6% 6%

ljB't\ pTkfbg sDkgL lnld6]8 4=10% 2=96%

Treatment Treatment

lqz"nL hnljB't\ sDkgL lnld6]8 Associate Associate

dflyNnf] tfdfsf]zL hnljB't\ lnld6]8 ljQLo nufgL ljQLo nufgL

ljB't\ pTkfbg sDkgL lnld6]8 ljQLo nufgL ljQLo nufgL

ljQLo ljj/)fx? k|:�t'tL ldltdf lqz"nL hnljB't\ sDkgL lnld^*df 50 k|ltzt OlSj^L nufgL /x]sf] % tyfkL lqz"nL hnljB't\ sDkgL lnld ]̂* dfly sDkgLsf] lgoGq)f g/xg] ePsf] sf/)f lqz"nL hnljB't\ sDkgL o; sDkgLsf] Associate sDkgL g}� /x]sf] % . lqz"nL hnljB't\ sDkgL lnld ]̂*sf] k'FhLut ;+/rgfdf sDkgLsf] nufgL lx:�;f 30 k|ltzt g}� sfod /x]sf]n] xfnsf] lx:�;f c:�yfoL dfq xf] .

@$= k|lt z]��o/�� cfDbfgL

n]��vf gLlt

;fwf/��0f z]o/��wgLx¿nfO{ hfg] v'b gfkmfnfO{ ;fwf/��0f z]o/��sf] efl/��t cf}�;t ;+Vofn] efu u/��]/�� cfwf/��e't k|ltz]o/�� cfDbfgLsf] u0fgf ul/��Psf] 5 .


g]kfn n]vfdfg ## “k|lt z]o/�� cfDbfgL” n] ljQLo ljj/��0fx¿df k|lt z]o/�� cfDbfgL ;"lrt ug'kg]{ cfjZostfnfO{ cf}�+NofPsf] 5 . sDkgLsf ;fwf/��0f z]o/��x¿ jf ;Defljt ;fwf/��0f z]o/��x¿ ;fj{hlgs ahf/��df sf/��f]jf/�� e}�/��x]sf 5g\ . sDkgLn] cfkm\gf ljQLo ljj/��0fx¿ lwtf]kq af]8{df k]z ub{5 .


k|lt z]��o/�� cfDbfgL rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

j]l;s u0fgfsf] nfuL k|of]u ul/��Psf] gfkmf 17,48,38,01,827 15,37,27,64,126

hDdf z]o/�� ;+Vof -efl/��t cf}�;t_ 15,00,00,000 15,00,00,000

k|lt z]��o/�� cfDbfgL -j]��l;s_ 116=56 102=49

k|lt z]o/�� cfDbfgLdf x|f; Nofpg ;Sg] rfn" jf ;Defljt s'g}� pks/��0fx¿ sDkgL;Fu ljBdfg 5}�gg\ .


@%= ;Defljt bfloTj tyf kF'hLut k|ltj4tf

JofVofTds l6Kk0fL

@%=! ;Defljt bfloTj

;Defljt bfloTjn] ;Deflat gubsf] afXo k|jfxnfO{ hgfpF5 h;sf] e'QmfgLsf] ;+efjgf sd x'g'sf] ;fy}� ljZj;gLo sf/��0f ;lxt dfkg ug{ ;lsb}�g .

@%=!=! cg'dltkq glas/��0f b:�t'/��

bf];|f] cjlwsf] cg'dltkq lgodfos lgsfoaf6 x'g] lg0f{o tyf ;+Defljt sfg"gL ;dfwfgdf e/�� kb{5 . pQm bfloTjsf] e'QmfgLsf] ;+efjgf tyf /��sd clglZrt /��x]sf] 5 . -l6Kk0fL g+ ! df x]g'{xf]nf_

@%=!=@ sfg"gL d'4fx¿

laleGg cbfnt tyf Goflos Pj+ cw{ Goflos lgsfox¿df sDkgL la?4sf ## j6f d'4fx¿ larf/��flwg /��x]sf 5g\ . olb lt d'4fx¿ sDkgLsf] lakIfdf km}�;nf ePsf] cj:��yfdf sDkgLpk/�� bfloTjsf] l;h{gf x'G5 . t/�� To:��tf bfloTjx¿nfO{ ljZj;gLo ?kdf df}�lb|s d"Nodf dfkg u/��L n]vf°g ug{ ;lsPsf] 5}�g . ;fy}� Jo:��yfkgn] To:��tf] d'4fx?af6 cfpg] bfloTjn] lg0f{odf 7"nf] k|efj gkfg]{ 7x/�� u/��]sf] 5 .

@%=!=# s/�� ;DaGwL d'4fx?

sDkgLn] k]z u/]sf] cf=j= 2070/�71 sf] :�jo+ s/ lgwf{/)f kmfOn dfly &'nf s/bftf sfof{noaf^ d"No clej[l$ s/sf] k'gM s/ lgwf{/0fsf] cfb]z k|fKt eof] . sDkgLsf] tkm{af^ ;f] cfb]z pk/ &'nf s/bftf sfof{nosf] vftfdf ?= 87,31,622 hDdf u/L k|zf;lgs k'g/fjnf]sgsf] nflu cfGtl/s /fh:�j ljefusf dxflgb]{zssf] sfof{nodf lgj]bg k]]z u/]sf] % . k'g/fjnf]sgsf] lg)f{o sDkgLsf] ljkIfdf ePsf] cj:�yfdf d"=c=s=jfkt ?= 2,61,94,866 / hl/jfgf ;d]tsf] /sd sDkgLsf] bfloTjdf yk x'g] % .

@%=@ k|ltj4tf

sDkgLn] ;DklQ v/��Lb, k"jf{wf/�� Pj+ g]6js{ lasf; /�� la:��tf/��sf] cfk"tL{stf{;Fu ul/��Psf] ;Demf}�tfsf] s/��f/��sf] bfloTj ;[hgf ePsf] ePtf klg To:��tf a:��t' tyf ;fdfu|L k|fKt eO{ g;s]sf] sf/��0fn] To:��tf /��sdx¿ ljQLo ljj/��0fx?df ;dfj]z ul/��Psf 5}�gg\ . sfo{ ;DkGg eP kZrft e'QmfgL ug]{ u/��L Go"gtd k|lta4tf hgfOPsf /��sdx¿ lgDg cg';f/�� k|:��t't ul/��Psf] 5 .


k'FhLut k|lta4tf rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

l;len sfo{sf] k'FhLut k|lta4tf 17,61,14,890 8,00,22,378

Knf06 tyf pks/��0f v/��Lb sfo{sf] k'FhLut k|lta4tf 11,83,90,76,662 6,99,10,10,470

la=l6=P;=ejg lnh ;Demf}�tfsf] k'FhLut k|lta4tf – –

hDdf 12,01,51,91,552 7,07,10,32,848

@^= ;+j4 kIfsf]�� ljj/��0f

Nf]��vf gLlt

g]kfn n]vfdfg @$ adf]lhd ;a4 kIf;Fusf] sf/��f]af/�� /��sd /�� ;f]sf] afFsL /��sdnfO{ v'nf;f ug'{ kg]{ Joj:��yf /��x]sf] x'Fbf sDkgLaf6 ;DalGwt kIf;Fusf] sf/��f]jf/�� /�� cGo sfg'gL cfjZostfnfO{ adf]lhd pNn]v ul/��Psf] 5 .


@^=! ;Da4 kIfsf]�� klxrfg

g]kfn 6]lnsdn] lgDg pNn]lvt kIfx¿nfO{ ;Da4 kIfsf] ?kdf klxrfg u/��]sf] 5 .

!= g]kfn ;/��sf/�� – g]kfn ;/��sf/�� sDkgLsf] d"Vo nufgLstf{ /��x]sf] 5 . -z]o/�� k'FhL ;DaGwL gf]6 ( x]g'{xf]nf_@= sDkgLsf] ;~rfnsx¿#= sDkgLsf] d'Vo Joj:��yfksx¿ sDkgLdf ;]jf/��t tx !! /�� ;f] eGbf dfyLsf kbfl;g JolQmx¿nfO{ Joj:��yfksLo lg0fo{df k|efj

kfg{ ;Sg] kbflwsf/��Lsf] ?kdf lnOPsf] 5 .$= ;~rfns tyf Joj:��yfksLo kbdf sfo{/��t kbflwsf/��Lsf gft]bf/��x¿ .%= g]kfn 6]lnsd sd{rf/��L cjsf; sf]if .

@^=@ ;Da4 kIf;Fusf]�� sf/��f]��af/��

@^=@=! g]��kfn ;/��sf/��sf]�� sf]��ifdf of]��ubfg-c+sx¿ ?k}�+ofdf_


clu|d cfos/ 6,64,27,38,563 6,14,82,79,381

d"No clej[l$ s/ 4,74,50,21,006 4,75,27,70,794


b"/;~rf/ ;]jf z'Ns 3,13,54,26,740 3,20,30,63,055

:�jfldTj z'Ns 57,21,82,999 59,82,11,798

eG;f/ z'Ns 33,91,26,905 36,83,24,887

/f]oN^L / u|fld)f b"/;~rf/ ljsfz sf]if 2,41,91,45,610 2,44,22,48,850

lk|mSj]G;L b:�t"/ 1,21,41,83,485 1,20,93,33,935

nfef+z 7,54,81,97,250 6,99,92,37,450

hfoh]yf / ;jf/L ;fwg s/ 3,59,88,420 3,48,04,275

hDdf 26,65,20,10,978 25,75,62,74,425

b"/��;~rf/�� ;]jf k|bfg u/��]jfkt g]kfn ;/��sf/��sf] nflu ;+sng ul/��g] ;]jfz'Nsx? Jofj;flos zt{adf]lhd nufOPsf 5g\ .

g]kfn b"/��;~rf/�� k|flws/��0f -g]kfn ;/��sf/��åf/��f :��yflkt :��jfoQ lgofds lgsfo_ nfO{ a'emfOPsf z'Nsx? sfg"g tyf lgodgsf/��L Joj:��yf adf]lhd e'QmfgL ul/��Psf 5g\ .

@^=@=@ ;~rfns tyf d'Vo Joj:�yfksLo JolQmTj

ljut ltg jif{ -c;f/�� #@, @)&% sf] cfwf/��df ljut_ otf s'g}� klg ;~rfns tyf Joj:��yfks Pj+ lghsf gft]bf/��x¿n] sDkgLaf6 s'g}� k|sf/��sf] C0f ;'ljwf lnPsf] b]lvb}�g .

sDkgLsf] lalgodcg';f/��sf ;]jf ;'ljwf afx]s s'g}� klg ;~rfns tyf Joj:��yfksLo JolQmTj Pj+ lghsf gft]bf/��x¿;Fu s'g}� klg sf/��f]jf/�� gePsf] ;fy}� sf/��f]af/��sf] k|:��tfj;d]t /��x]sf] 5}�g .

kfl/��>lds e"StfgLs_ ;~rfns ;ldlt -Board of Directors-BoD_

qm=;= gfd kb;~rfns ;ldltsf] a}�7s cf=j= @)74/�75

a}�7sdf pkl:��yt lbg hDdf eQf -?=_

! >L dx]Gb| dfg u'?ª\u cWoIf 28 1,12,000

@ >L s]bf/�� axfb'/�� clwsf/��L cWoIf 21 84,000

# >L sfldgL /��fhe08f/��L ;b:��o 49 1,96,000

$ >L /��d]z 9sfn ;b:��o 30 1,20,000

% >L l8lNn/��fh l3ld/��] ;b:��o 16 64,000

^ >L /��fdrGb| 9sfn ;b:��o 41 1,64,000

& >L pQ/�� s'df/�� vqL ;b:��o 42 1,68,000

* >L /��fd s[i0f ;'j]bL ;b:��o 3 12,000

( >L ljgo s'df/�� rfln;] ;b:��o 39 1,56,000

!) >L lji0f' k|;fb s;h' ;b:��o 5 20,000

!! >L /��fh axfb'/�� /��fjn ;b:��o 11 44,000

!@ >L z}�nfhf /��fO{ sDkgL ;lrj 50 2,00,000

hDdf 13,40,000

v_ n]vfk/��LIf0f ;ldlt -Audit Committee_

qm=;= gfd kbn]vfk/��LIf0f ;ldltsf] a}�7s cf=j= @)74/�75

a}�7sdf pkl:��yt lbg hDdf eQf -?=_

! >L l8lNn/��fh l3ld/��] cWoIf 5 20,000

@ >L /��d]z 9sfn cWoIf 8 32,000

# >L /��fdrGb| 9sfn ;b:��o 8 32,000

$ >L pQ/�� s'df/�� vqL ;b:��o 10 40,000

% >L ljgo s'df/�� rfln;] ;b:��o 13 52,000

^ >L uf]s0f{ k|;fb l;6f}�nf ;b:��o ;lrj 13 52,000

hDdf 2,28,000


@^=@=# k|ltj]��bg ldlt eGbf k5fl8 ePsf sf/��f]��af/��x¿

k|lta]bgsf] ldlt eGbf k5fl8 k|ltj]bg x:��tfIf/�� ePsf] ldlt @)&%÷)*÷@& ;Dddf tn pNn]v ul/��Psf] afx]s cGo yk sf/��f]jf/�� g/��x]sf] .

;~rfns ;ldltdf kl/��jt{g

qm= ;=

gfd kb k|ltlglwTj u/��]��sf]�� sfof{no lgo'lQm ldlto; cl3 pQm kbdf axfn AolQm

sf/��0f

! >L dx]Gb| dfg u'?ª\u cWoIf ;"rgf tyf ;~rf/��

dGqfno -;lrj_

14.09.2073 >L lbg]z s'df/��

yklnof

g]kfn ;/��sf/��sf]

;?jf lg0f{o

@ >L s]bf/�� axfb'/��

clwsf/��L

cWoIf ;"rgf tyf ;~rf/��

dGqfno -;lrj_

06.07.2074 >L dx]Gb| dfg

u'?ª\u


;?jf lg0f{o

# >L dx]Gb| dfg u'?ª\u cWoIf ;"rgf tyf ;~rf/��

dGqfno -;lrj_

26.12.2074 >L s]bf/�� axfb'/��

clwsf/��L


;?jf lg0f{o

$ >L sfldgL

/��fhe08f/��L

;b:��o g]kfn b"/��;~rf/�� sDkgL

lnld6]8

-k|aGw lgb]{zs_

06.06.2073 >L j'l4 k|;fb

cfrfo{

dlGq kl/��ifbsf]

lg0f{o

% >L ;"o{eQm kf]v|]n ;b:��o g]kfn b"/��;~rf/�� sDkgL

lnld6]8

-lgldQ k|aGw lgb]{zs_

31.04.2075 >L sfldgL

/��fhe08f/��L

dlGq :��t/��Lo lg0f{o

^ >L /��d]z 9sfn ;b:��o sfg"g, Gofo tyf

;+;lbo Joj:��yf dGqfno -;x–;lrj_

08.07.2075 >L l8NnL/��fh l3dL/��] g]kfn ;/��sf/��sf]

;?jf lg0f{o

& >L wg/��fh 1jfnL cWoIf sfg"g, Gofo tyf

;+;lbo Joj:��yf dGqfno -;x–;lrj_

07.08.2075 >L /��d]z 9sfn g]kfn ;/��sf/��sf]

j9'jf lg0f{o

* >L pQ/�� s'df/�� vqL ;b:��o cy{ dGqfno -;x–;lrj_ 07.05.2074 >L /��fds[i0f ;'j]bL g]kfn ;/��sf/��sf]

;?jf lg0f{o

( >L /��flwsf cof{n ;b:��o ;~rf/�� tyf ;"rgf k|ljlw

dGqfno

27.08.2075 >L /��fdrGb| 9sfn g]kfn ;/��sf/��sf]

j9'jf lg0f{o

!) >L lji0f' k|;fb s;h' ;b:��o ;fwf/��0f z]o/��wgL k|ltlglw 25.03.2075 >L ljgo s'df/�� rfln;]

;fwf/��0f ;efaf6 lgjf{lrt

!! >L /��fh axfb'/�� /��fjn ;b:��o g]kfn b"/��;~rf/�� sDkgL

lnld6]8 sd{rf/��L k|ltlglw

15.01.2075 >L 6+snfn >]i7 sd{rf/��L k|ltlglw

lgjf{rgaf6 lgjf{lrt

@^=@=$ cGo Joj:�yfksLo JolQmTj

sDkgLsf] tx !! jf ;f] eGbf dflyNnf] kbdf ;]jf/��t sd{rf/��Lx¿nfO{ sDkgLsf] lalgodfjnLsf] clwgdf /��xL tna, eQf tyf cGo kfl/��>lds nufotsf ;]jf ;'ljwf e'QmfgL ul/��Psf] 5 .


cGo Joj:�yfksLo JolQmx¿nfO{ e'QmfgL rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

tnj, eQf, af]g; tyf cGo kfl/��>lds 2,14,10,234 2,57,95,747

@^=# ;Da4 kIfx¿;Fusf]�� afFsL /��sd

g]kfn ;/��sf/��;Fu afFsL /��sd e'QmfgL afsL /��sd lzif{sdf ;+eflat gf]S;fgL ;lxt b]vfOPsf] 5 . -l6Kk0fL &=!=$_

g]kfn b'/��;~rf/�� sDkgL cjsf; sf]ifdf /��x]sf] /��sdnfO{ kl/��eflift ;'ljwf of]hgfcGtu{t b]vfOPsf] 5 . -l6Kk0fL *=@=@_

@&= v08ut ljZn]��if0f (Segmental Analysis)n]��vf gLlt

sDkgLn] Joj;fosf lqmofsnfkx¿sf] cfwf/��df v08x¿sf] lgwf{/��0f u/��L v08ut ljin]z0f tof/�� u/��]sf] 5 . ;fy}� sDkgLsf] ;f+u7lgs 9f+rf klg sDkgLsf] Joj;fosf lqmofsnfkx¿sf] k|s[ltcg'?k /��x]sf] 5 .



-c+sx¿

?k}�+o

fdf_

ljj/��0f

l:��y/�� g]6

js{ (

PSTN

)jfo/��

n]; (

GSM

)jfo/��

n]; (

CDM

A)nufgL, gu

b /�� gu

b ;/��x

cGo (

Unal

loca

ted)

hDdf

32=03

=2075

rfn" jif{

31=03

=2074

ljut jif{

32=03

=2075

rfn" jif{

31=03

=2074

ljut jif{

32=03

=2075

rfn" jif{

31=03

=2074

ljut jif{

32=03

=2075

rfn" jif{

31=03

=2074

ljut jif{

32=03

=2075

rfn" jif{

31=03

=2074

ljut jif{

32=03

=2075

rfn" jif{

31=03

=2074

ljut jif{

cfDbfgL

afXo

cfDb

fgL

6,00,11,40,308

6,67,21,17,106

31,83,03,76,711

32,16,43,87,903

1,19,17,42,719

1,51,03,12,942

5,86,32,32,555

3,94,12,10,353

38,29,92,664

16,12,82,017

45,26,94,84,957

44,44,93,10,321

cGt/�� Os

fO

cfDb

fgL

–

hDdf cfo

6,00,11,40,308

6,67,21,17,106

31,83,03,76,711

32,16,43,87,903

1,19,17,42,719

1,51,03,12,942

5,86,32,32,555

3,94,12,10,353

38,29,92,664

16,12,82,017

45,26,94,84,957

44,44,93,10,321

Resu

lt

Segm

ent R

esul

t 73,58,64,831

1,52,02,37,481

16,35,80,84,060

18,53,88,07,543

26,92,70,206

42,73,36,858

5,94,55,48,657

3,94,12,10,353

-2,41,58,57,857_

-3,52,27,37,853_

20,89,29,09,897

20,90,48,54,382

cfos/�� cl3sf]

gfkmf

73,58,64,831

1,52,02,37,481

16,35,80,84,060

18,53,88,07,543

26,92,70,206

42,73,36,858

5,94,55,48,657

3,94,12,10,353

-2,41,58,57,857_

-3,52,27,37,853_

21,12,96,94,108

20,90,48,54,382

s/��

( rfn" +:��y

ug)

4,13,23,44,888

4,74,37,45,447

4,13,23,44,888

4,74,37,45,445

v'b

gfkmf

73,58,64,831

1,52,02,37,481

16,35,80,84,060

18,53,88,07,543

26,92,70,206

42,73,36,858

5,94,55,48,657

3,94,12,10,353

-6,54,82,02,745_

-8,26,64,83,300_

16,76,05,65,009

16,16,11,08,937

cGo hfgsf/��L

c;f/ 32 2075

c;f/ 31 2074

c;f/ 32 2075

c;f/ 31 2074

c;f/ 32 2075

c;f/ 31 2074

c;f/ 32 2075

c;f/ 31 2074

c;f/ 32 2075

c;f/ 31 2074

c;f/ 32 2075

c;f/ 31 2074

Segm

ent A

sset

s11,24,28,02,445

11,68,26,29,523

12,89,79,04,615

11,28,96,90,196

1,95,07,80,855

2,12,54,01,648

74,72,32,37,954

66,94,67,73,797

100,81,47,25,869

92,04,44,95,160

:��yug

s/�� ;DklQ

( N

et)

6,06,64,90,432

4,34,75,06,855

6,06,65,57,101

4,34,75,06,855

Unal

loca

ted

Cor-

pora

te A

sset

s

25,010,963,299

25,21,48,21,150

25,01,09,66,187

25,21,48,21,150

hDdf ;DklQ

11,24,28,02,445

11,68,26,29,521

12,89,79,04,615

11,28,96,90,196

1,95,07,80,855

2,12,54,01,648

74,72,32,37,954

66,946,773,797

31,077,453,731

29,56,23,28,005

131,89,22,49,158

121,60,68,23,164

Segm

ent L

i-ab

ilitie

s 2,65,53,81,152

2,77,69,05,325

15,40,17,76,080

14,83,59,97,533

24,46,59,291

1,37,32,04,099

18,30,18,16,522

18,98,61,06,957

Unal

loca

ted

Corp

orat

e Li

-ab

ility

13,92,52,45,380

11,28,98,67,978

13,92,52,45,380

11,28,98,67,979

hDdf bfloTj

2,65,53,81,152

2,77,69,05,325

15,40,17,76,080

14,83,59,97,533

24,46,59,291

1,37,32,04,099

13,92,52,45,380

11,28,98,67,978

32,22,70,61,902

30,27,59,74,936

@&=!

v08ut k|:�t'tLs/��0fsf k"j{wf/��0ffx? (

Assu

mpt

ion

for S

egm

enta

l Rep

ortin

g)

l

k|ToIf jf p

lrt

cfwf/��df v

l08s

/��0f ug

{ g;lsg]

sDkgLsf cfDb

fgL, vr{, ;

DklQ t

yf b

floTjx¿

nfO{ “

Unal

loca

ted

reve

nue/�

expe

nse/�

asse

ts/�li

abili

ties” c

Gt/��ut

/��flv

Psf] 5 .

l

/��fh:��jnfO{ k

|To]s ;

]jfsf]

Prod

uct L

ine sf] cfwf/��df lnOP

sf] 5 .

l

cGt/��c

j4tf /��fh:��jnfO{ c

Gt/��c

fa4tfk"j

{sf] /��fh:��jsf] cfwf/��df 5

'6\ofOPs

f] 5 . x

|f; /�� ;

~rfng

tyf dd

{t vr{x

¿nfO{ k

|To]s ;

]jf;Fu

;DalGw

t Hffoh]yf, Knf06

/�� pk

s/��0fx¿sf] cfwf/��df 5

'6\ofO

b]vfOPs

f 5g\

.


@&=@ ef}�uf]��lns ljefhg -Geographical Segments_

sDkgLn]] b]zsf ljleGg efudf ^ j6f If]qLo lgb]{zgfnox? :��yfkgf ul/�� ;~rfng u/��]sf] 5 . tyflk If]qLo lgb]{zgfnox?af6 k|bfg ul/��g] ;]jfx? s]Gb|:��yflkt ;]jf lgb]{zgfnox?af6 klg Joj:��yf ul/��Psf] 5 . To;sf/��0f g]kfn ljQLo k|ltj]bg dfg * -Operating Segments_ sf] p2]Zo k"/��f x'g] lsl;dn] 5'§f5'§}� If]qLo ;"rgfx? pknAw x'g ;Sg] cj:��yf b]lvb}�g . ef}�uf]lns ljefhgsf] cfwf/��df ;"rgfx? ljefhg ug'{ Tolt Jojxfl/��s gePsf] tyf To;af6 k|fKt x'g] nfe eGbf vr{ al9 x'g] Joj:��yfkgsf] a'emfO{ /��x]sf]] 5 .

Psn sfg"gL clwsf/�� tyf ;~rfngsf] jftfj/��0f /��x]sf]n] sDkgL Psdfq ef}�uf]lns v08df ;~rfng ePsf] dflgPsf] 5 .

@*= cGtl/��d ljQLo k|:�t'tL (Interim Financial Reporting)g]kfn lwtf]kq af]8{ (SEBON), g]kfn :��6s PS:��r]Gh (NEPSE) /�� sDkgL P]g, @)^# n] tf]s]sf] k|fjwfgsf] clwgdf /��xL cfjlws ljQLo ljj/��0fsf] k|:��t'tL tyf k|sfzg ub}�{ cfPsf] 5 . pk/��f]Qm k|fjwfgx¿ g]kfn n]vfdfg #$ (NAS 34) cg';f/�� x'-ax' pNn]v ug'{sf] ;fy}� ;f]xL k|fawfgdf /��xL sDkgLsf] Website:� www.ntc.net.np df klg k|sflzt ug]{ ul/��Psf] 5 .cGtl/d ljQLo ljj/)fx?df n]vfl°t :�yug s/ / To;sf] gfkmf jf gf]S;fg dflysf] k|efj of] n]vfk/LIf)f kl% km/s kg{ uPsf] % . ;+:�yfut s/sf] b/ 25 k|ltztaf^ 30 k|ltztdf kl/jt{g ePsf] / cGtl/d ljQLo ljj/)fx?df cl#Nnf] b/sf] cfwf/df :�yfug s/ u0fgf tyf ;f]xL cg';f/ cg'dfg ul/Psf] sf/)f of] n]vfk/LIf)f kl%sf] ljQLo ljj/)fx?df ;f] km/s kg{ uPsf] xf] .

@(= ljut jif{ ;dfof]��hg

ljut tyf rfn" jif{sf ljQLo ljj/��0fx¿nfO{ g]kfn ljQLo k|ltj]bg dfgx¿n] cf}�+NofPsf] cfjZostfcg';f/�� k'gld{nfg u/��L lgod;+ut k|:��t'tLs/��0f ul/��Psf] 5 .

ljut jif{;Fu ;DalGwt lgDgfg';f/��sf cfDbfgL /�� vr{x¿nfO{ g]kfn n]vfdfg * sf k|fjwfgcg';f/�� cf=j= @)&$.&% df ;dfof]hg ul/��Psf] 5 . v'b ljut jif{ ;dfof]hg ?= 6,35,35,657 ;DalGwt cf=j=df /�� jif{ v'nfpg g;lsPsf /��sdx¿nfO{ rfn" cf=j=sf] OlSj6L kl/��jt{g ljj/��0fdf ef/�� kfl/��Psf] 5 .


qm=;+= ljj/��0f Vfr{ cfDbfgL

! cf=j= @)&# b]lv @)&$ ;Dd k|f]T;fxgdf ePsf] al9 Joj:��yfdf ;dfof]hg 12,05,09,363

@ u}�/�� sfo{ ;~rfng cfo 2,21,71,538

# cGt/�� O{sfO lx;fa ;dfof]hg 3,076

$ lk|mSj]G;L b:��t'/�� ;dfof]hg 7,72,63,021

% ;~rfng cfo -/��]G6n l/��e;{_ 8,60,347

^ ;~rfng vr{ 92,76,899 65,37,405

hDdf 8,65,42,996 15,00,78,653

cGo km/��s ljj/��0fx¿ e]l6Psf]df ;f]xL :��yfgdf 5'§}� b]vfOPsf 5g\ .

#)= cGo Disclosures#)=! ;6xL b/��sf]�� k|of]��u

;6xL b/�� rfn" cf=j= @)&$÷&% ut cf=j= @)&#÷&$

cd]l/��sL 8n/�� M ?k}�+of 109=34 102=86

o"/��f] M ?k}�+of 127=77 117=40

30=2 cf=j= 2071/�72 sf] ef}�lts k/LIf)fdf klxrfg x'g g;ls Write off ul/Psf] ?= 6,89,44,802 a/fa/sf] lhG;L ;fdu|Lx¿nfO{ of] cjlwdf klxrfg u/L lhG;L df}�Hbftdf n]vf°g u/L OlSj^L kl/jt{g ljj/)fdf ef/ kfl/Psf] % .

30=3 ljut cf=j=df cf;fdL afFsL elg n]vf°g ul/Psf] ?= 2,66,78,102.36 nfO{ VAS cf;fdL afFsL / w/f}�^Lsf] ?kdf n]vf°g ul/Psf] ?= 34,03,797.68 nfO{ VAS w/f}�^L sf] ?kdf ;dfof]hg u/L o; cf=j= 2074÷75 sf] OlSj^L kl/jt{g ljj/)fdf ef/ kfl/Psf] % .

30=4 ?= 4,57,597.00 j/fj/sf] /sd ;dfof]lht kl/zf]lwt nfutsf] ?kdf OlSj^L kl/jt{g ljj/)fdf b]vfO{Psf] % .

#)=% ljut jif{sf /��sdx¿nfO{ rfn" jif{;Fu t'ngf ug{ ;lhnf] x'g] u/��L cfjZostfcg';f/�� k'gM ljefhg tyf juL{s/��0f ul/��Psf] 5 .














kfFr jif{sf]�� k|d'v ;'rsf°x?

ljj/�)f cf=j=2070÷2071

cf=j=2071÷2072

cf=j=2072÷2073

cf=j=2073÷2074

cf=j=2074÷2075

v'b gfkmf ? ca{df !!=%& !$=%% 13=55 15=37 17=48

;~rfng cfo ? ca{df #%=%^ #(=@% $)=&) 40=34 39=02

s'n cfo ? ca{df #(=^& $@=^$ $$=@@ 44=59 45=27

k|lt z]o/ cfDbfgL ? df &&=!@ (&=)$ ()=#^ !)@=$( 116=56

k|lt z]o/ ahf/ d"No ? df ^%^ ^#^ ^*( ^&% 721

Networth Per Share ? df $(*=&@ %#(=(( %%%=*# 608=86 664=40

d"No cfDbfgL cg"kft (P/�E Ratio) cg'kft *=%! ^=%% &=^@ ^=^ 6=18

z]o/ k"lhdf nfef+z k|ltzt $& %) %! %% 55

sd{rf/L vr{ ? ca{df 4=40 4=91 5=33 5=33 5=95

dd{t ;Def/ tyf ;~rfng vr{ ? ca{df 7=21 7=98 6=45 6=53 6=74

k|zf;lgs vr{ ? ca{df 1=57 1=69 1=26 1=29 1=32

s'n vr{ ? ca{df 24=24 22=63 25=99 24=02 23=35

sd{rf/L vr{ / s'n vr{sf] cg'kft k|ltzt 18=15 21=7 20=5 22=19 25=48

k|zf;lgs vr{ / s'n vr{sf] cg'kft k|ltzt 6=5 7=47 4=84 5=37 5=65

g]^jy{ (Shareholder's Fund) ? ca{df &$=*! *)=(( *#=#& (!=## 99=66

Capital Employed ? ca{df 90=55 95=77 97=64 106=49 114=86

z]o/ s/f]*df !% !% !% !% 15

sd{rf/L ;+Vof %,$$* %,@&^ $,!$* $,!%& $,@@$

Return on Shareholder's Fund k|ltzt !%=$^ !&=(* !^=@^ 16=83 17=54

Return on Capital Employed k|ltzt 12=78 15=21 13=88 14=43 15

Return on Total Assets k|ltzt 10=97 13=07 11=93 12=63 13=25

k|lt sd{rf/L cf}�;t cfDbfgL ? xhf/df &,@*@ *,)*@ !),^%* !),&!# 10,709

EBITDA Margin k|ltzt $*=)$ %^=*@ %@=)( %&=(* 58

v'b gfkmf cg'kft k|ltzt 29=16 34=12 30=64 34=47 38=61

rfn" ;DklQ cg'kft Times #=%% #=($ #=** $=@@ 4=11

;/sf/L sf]ifdf of]ubfg ?= ca{df @)=#% @)=&% @#=!) 25=75 26=65

k|lt sd{rf/L cf}�;t u|fxs ;+Vof @,))@ @,$^! #,^!( $,@@( 4,727


g]��kfn b"/��;~rf/�� sDkgL lnld6]��8sf sf]��;]��9'·fx?

O{=;+= ljj/��0fO{=;+= ljj/��0f!(!# sf7df8f}�+df klxnf] 6]lnkmf]g nfOgsf] :��yfkgf!(!$ sf7df8f}�+b]lv ef/��tsf] /��S;f}�n;Dd cf]kg jfo/�� 6«+s

nfOgsf] :��yfkgf

!(#% b/��af/��df @% nfOg Ifdtfsf] Automatic Exchange sf] h8fg

!(#^ sf7df8f}�+b]lv wgs'6f;Dd cf]kg jfo/�� 6+«s nfOgsf] :��yfkgf

!(%) 6]lnu|fd ;]jfsf] :��yfkgf!(%) High Frequency Radio k|0ffnLsf] z'?jft!(%) sf7df8f+}�df !)) nfOgsf] Cross Bar 6]lnkmf]g

PS;r]Ghsf] :��yfkgf!(%! sf7df8f}�+b]lv kfNkf;Dd cf]kg jfo/�� 6«+s nfOgsf] :��yfkgf

!(%% ;j{;fw/��0fsf] nflu klxnf] #)) nfOgsf] Cross Bar 6]lnkmf]g PS;r]Ghsf] :��yfkgf

!(%% ;j{;fw/��0f g]kfnLnfO{ 6]lnkmf]g nfOg ljt/��0f!(^# sf7df8f}�+df klxnf] !))) nfOgsf] Automatic

Exchange :��yfkgf!(^$ HF Radio Service åf/��f cGt/��f{li6«o -ef/��t tyf

kfls:��tfg_ b"/��;~rf/�� ;]jfsf] z'?jft!(&! 6]n]S; ;]jfsf] z'?jft!(&$ cGt/��b]lzs 6+«s ;]jfsf] nflu Microwave

Transmission Link sf] :��yfkgf!(*@ cGt/��f{li6«o ;ls{6sf] nflu "B" Type e"–pku|x s]Gb|sf]

:��yfkgf!(*@ SPC 6]n]S; PS;r]Ghsf] :��yfkgf!(*# l8lh6n 6]lnkmf]g PS;r]Ghsf] :��yfkgf!(*$ cGt/��b]lzs 6«+s ;]jf (STD) sf] z'?jft!(*$ u|fdL0f b"/��;~rf/�� ;]jfsf] z'?jft!(*& cGt/��f{li6«o 6«+s ;]jf (ISD) sf] z'?jft!((% Optical Fiber Network sf] h8fg!((^ ;a}� 6«fG;ld;g lnÍnfO{ l8lh6n 6«fG;ld;g lnÍdf

kl/��jt{g!((^ ;Dk"0f{ 6]lnkmf]g g]6js{ :��jrflnt ul/��Psf]!((^ cfkm\g}� cGt/��f{li6«o u]6j] PS;r]Ghsf] :��yfkgf!((^ le:��of6 ;]jfsf] z'?jft

!((& D.O.T. India ;Fu clK6sn kmfOa/��åf/��f l8lh6n lnÍsf] :��yfkgf

!((* a+unfb]z;Fu ;Lwf lnÍsf] :��yfkgf!((( GSM df]afOn ;]jfsf] z'?jft@))) SDH Microwave Radio sf] sfof{Gjog@))) OG6/��g]6 ;]jfsf] z'?jft@))! k]kmf]g ;]jfsf] z'?jft@))! GSM df]afOndf International Roaming ;]jfsf] z'?jft@))@ k"j{ klZrd /��fhdfu{df clK6sn kmfOa/��

la5\ofpg] sfo{ ePsf]@))# GSM lk|k]8 ;]jfsf] z'?jft@))$ tTsfnLg g]kfn b"/��;~rf/�� ;+:��yfg b"/��;~rf/�� sDkgL

lnld6]8df kl/��jt{g@))$ lk|k]8 slnË sf8{ -O{lhsn_ ;]jfsf] z'?jft

@))$ IVR ;]jf !^)) dfkm{t SLC kl/��Iffsf] glthf k|sfzgsf] z'?jft

@))% P8efG;8 lk|m kmf]g (Toll-Free) ;]jfsf] z'?jft@))% CDMA ;]jfsf] z'?jft@))% PS;]; g]6js{ ;]jfsf] z'?jft@))% 6]lnkmf]g ;f]wk'5 ;]jf -!(&_ sf] sfo{ k|fOe]6 sDkgLaf6

u/��fpg yflnPsf]@))^ PSTN qm]l86 lnld6 ;]jfsf] z'?jft@))^ xf]d slG6« 8fO/��]S6 ;]jf (HCD-Nepal Direct) sf] z'?jft@))^ sf7df8f}�+df 6]lnkmf]g kmN6 btf{ !(* -IVR dfkm{t_ ;]jf@))^ IVR ;]jf !^)! dfkm{t !)+@ k/��LIffsf] glthf

k|sfzgsf] z'?jft@))^ sf7df8f}�+ pkTosfdf CDMA ;]jfsf] z'?jft@))^ PSTN EjfO; d]n ;]jfsf] z'?jft@))& g]kfn ef/��t clK6sn lnÍåf/��f OG6/��g]6 AofG8ljy j[l4@))& CDMA df]afOn (SkyPhone) df cGt/��b]zLo /��f]ldË

;]jfsf] z'?jft@))& IVR ;]jf !^)^ dfkm{t PSTN 6]lnkmf]g lan /��sdsf]

hfgsf/��L lng] ;]jfsf] z'?jft@))& IVR ;]jf !** dfkm{t lgMz'Ns VOIP sn Complaint

btf{ ;]jfsf] z'?jft

@))& GSM df]afOndf GPRS, 3G /�� CRBT ;]jfsf] z'?jft@))* ADSL OG6/��g]6 ;]jfsf] z'?jft@))* IVR ;]jf !(* dfkm{t ADSL Complaint btf{ ;]jfsf]

z'?jft@))* gf]l6; af]8{ ;]jfsf] z'?jft@))( CDMA kf]i6k]8 df]afOn ;]jfsf] z'?jft@)!) b]zsf ;Dk"0f{ uf=kf=df sDkgLsf] b"/��;~rf/�� ;]jf k'u]sf]@)!) SIP Easy Call (Pre- paid Calling Card) ;]jfsf] z'?jft@)!) Volume Based ADSL ;]jfsf] z'?jft@)!! SIP PPP (Permanent Pre–paid Phone) ;]jfsf]

z'?jft

@)!! GSM df]afOndf 3G Data Card ;]jf z'?jft@)!! First International Carrier Partner’s Meet sf]

cfof]hgf

@)!@ International Toll Free Services (ITFS) ;]jfsf] z'?jft, 4G jfo/��n]; a|f]8Jof08 OG6/��g]6 WiMAX ;]jfsf] z'?jft

@)!@ IP CDMA ;]jfsf] ;~rfng@)!# IP-based Wireline Network (NGN) ;]jfsf] ;~rfng@)!$ Wi-Fi Hotspot ;~rfng sDkgLsf] ;]jfsf] ;]jf

;DaGwdf Mobile Apps sf] z'?jft@)!% FTTH ;]jfsf] z'?jft@)!% ;fdflhs ;~hfn Meet z'?jft@)!^ NTPRO ;]jfsf] z'?jft@)!& 4G/�LTE ;]jfsf] z'?jft@)!* g]kfn–rLg jLr s]?Ë gfsf dfkm{t clK6sn kmfOj/��

ln+ssf] Jofj;flos ;~rfngsf] z'?jft


g]kfn b"/;~rf/ sDkgL lnld6]8

g]kfn 6]lnsd

s]��Gb|Lo sfof{no, eb|sfnLKnfhf, sf7df8f}�+

twitter.com/ndcl_nt

facebook.com/NepalTelecom.NT

www.ntc.net.np

g]kfn b/;~rf/ sdkgl lnld6]8 p3f/f}+ jflif{s k ... -...

Documents