grafic rambursare bcr simulare.xls
TRANSCRIPT
![Page 1: GRAFIC RAMBURSARE BCR simulare.xls](https://reader033.vdocuments.pub/reader033/viewer/2022061323/55721438497959fc0b940cc0/html5/thumbnails/1.jpg)
04/13/2023 COMPARATIE
Pag. 1/28
Banca Comerciala Romana - S.A.
Conditii de aprobare:
Vol.credit (lei): 291536 80000
Nr.rate aprob.: 120
Rata an.dob.(%) 13.00
Data tragerii: Data primei scadente planificate:
7 1
1 1
2005 2009
7/01/2005 1/01/2009
Data ultimei scadente:
1/12/2018
PERSOANE FIZICE PERSOANE JURIDICE
Nr. Data calend. I. Rate lunare totale egale (Payment) II. Rate lunare de credit egale
crt. a scad. Rata tot. din care: Sold ct. Rata tot. din care: Sold ct.
rata planificate antecalc. credit dobanda imprumut antecalc. credit dobanda imprumut
1 1/01/2009 152162 1195 150967 290341 153397 2429 150967 289107
2 1/02/2009 4353 1208 3145 289134 5561 2429 3132 286677
3 1/03/2009 4353 1221 3132 287913 5535 2429 3106 284248
4 1/04/2009 4353 1234 3119 286679 5509 2429 3079 281818
5 1/05/2009 4353 1247 3106 285432 5482 2429 3053 279389
6 1/06/2009 4353 1261 3092 284171 5456 2429 3027 276959
7 1/07/2009 4353 1274 3079 282897 5430 2429 3000 274530
8 1/08/2009 4353 1288 3065 281609 5404 2429 2974 272100
9 1/09/2009 4353 1302 3051 280306 5377 2429 2948 269671
10 1/10/2009 4353 1316 3037 278990 5351 2429 2921 267241
11 1/11/2009 4353 1331 3022 277660 5325 2429 2895 264812
12 1/12/2009 4353 1345 3008 276315 5298 2429 2869 262382
13 1/01/2010 4353 1360 2993 274955 5272 2429 2842 259953
14 1/02/2010 4353 1374 2979 273581 5246 2429 2816 257523
15 1/03/2010 4353 1389 2964 272192 5219 2429 2790 255094
16 1/04/2010 4353 1404 2949 270787 5193 2429 2764 252665
17 1/05/2010 4353 1419 2934 269368 5167 2429 2737 250235
18 1/06/2010 4353 1435 2918 267933 5140 2429 2711 247806
19 1/07/2010 4353 1450 2903 266483 5114 2429 2685 245376
20 1/08/2010 4353 1466 2887 265017 5088 2429 2658 242947
21 1/09/2010 4353 1482 2871 263535 5061 2429 2632 240517
22 1/10/2010 4353 1498 2855 262037 5035 2429 2606 238088
23 1/11/2010 4353 1514 2839 260523 5009 2429 2579 235658
24 1/12/2010 4353 1531 2822 258992 4982 2429 2553 233229
25 1/01/2011 4353 1547 2806 257445 4956 2429 2527 230799
26 1/02/2011 4353 1564 2789 255881 4930 2429 2500 228370
27 1/03/2011 4353 1581 2772 254300 4903 2429 2474 225940
28 1/04/2011 4353 1598 2755 252702 4877 2429 2448 223511
29 1/05/2011 4353 1615 2738 251087 4851 2429 2421 221081
30 1/06/2011 4353 1633 2720 249454 4825 2429 2395 218652
31 1/07/2011 4353 1651 2702 247803 4798 2429 2369 216223
32 1/08/2011 4353 1668 2685 246135 4772 2429 2342 213793
33 1/09/2011 4353 1686 2666 244448 4746 2429 2316 211364
34 1/10/2011 4353 1705 2648 242744 4719 2429 2290 208934
35 1/11/2011 4353 1723 2630 241020 4693 2429 2263 206505
36 1/12/2011 4353 1742 2611 239278 4667 2429 2237 204075
37 1/01/2012 4353 1761 2592 237518 4640 2429 2211 201646
38 1/02/2012 4353 1780 2573 235738 4614 2429 2184 199216
zi (1-31) zi (1-31)
luna (1-12) luna (1 - 12)
an (xxxx) an (xxxx)
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04/13/2023 COMPARATIE
Pag. 2/28
crt. a scad. Rata tot. din care: Sold ct. Rata tot. din care: Sold ct.
rata planificate antecalc. credit dobanda imprumut antecalc. credit dobanda imprumut
39 1/03/2012 4353 1799 2554 233939 332387 2429 2158 196787
40 1/04/2012 4353 1819 2534 232120 4561 2429 2132 194357
41 1/05/2012 4353 1838 2515 230282 4535 2429 2106 191928
42 1/06/2012 4353 1858 2495 228424 4509 2429 2079 189498
43 1/07/2012 4353 1878 2475 226545 4482 2429 2053 187069
44 1/08/2012 4353 1899 2454 224647 4456 2429 2027 184639
45 1/09/2012 4353 1919 2434 222727 4430 2429 2000 182210
46 1/10/2012 4353 1940 2413 220787 4403 2429 1974 179781
47 1/11/2012 4353 1961 2392 218826 4377 2429 1948 177351
48 1/12/2012 4353 1982 2371 216844 4351 2429 1921 174922
49 1/01/2013 4353 2004 2349 214840 4324 2429 1895 172492
50 1/02/2013 4353 2026 2327 212815 4298 2429 1869 170063
51 1/03/2013 4353 2047 2305 210767 4272 2429 1842 167633
52 1/04/2013 4353 2070 2283 208697 4245 2429 1816 165204
53 1/05/2013 4353 2092 2261 206605 4219 2429 1790 162774
54 1/06/2013 4353 2115 2238 204491 4193 2429 1763 160345
55 1/07/2013 4353 2138 2215 202353 4167 2429 1737 157915
56 1/08/2013 4353 2161 2192 200192 4140 2429 1711 155486
57 1/09/2013 4353 2184 2169 198008 4114 2429 1684 153056
58 1/10/2013 4353 2208 2145 195800 4088 2429 1658 150627
59 1/11/2013 4353 2232 2121 193568 4061 2429 1632 148197
60 1/12/2013 4353 2256 2097 191312 4035 2429 1605 145768
61 1/01/2014 4353 2280 2073 189032 4009 2429 1579 143339
62 1/02/2014 4353 2305 2048 186727 3982 2429 1553 140909
63 1/03/2014 4353 2330 2023 184397 3956 2429 1527 138480
64 1/04/2014 4353 2355 1998 182042 3930 2429 1500 136050
65 1/05/2014 4353 2381 1972 179661 3903 2429 1474 133621
66 1/06/2014 4353 2407 1946 177254 3877 2429 1448 131191
67 1/07/2014 4353 2433 1920 174821 3851 2429 1421 128762
68 1/08/2014 4353 2459 1894 172362 3824 2429 1395 126332
69 1/09/2014 4353 2486 1867 169877 3798 2429 1369 123903
70 1/10/2014 4353 2513 1840 167364 3772 2429 1342 121473
71 1/11/2014 4353 2540 1813 164824 3745 2429 1316 119044
72 1/12/2014 4353 2567 1786 162257 3719 2429 1290 116614
73 1/01/2015 4353 2595 1758 159662 3693 2429 1263 114185
74 1/02/2015 4353 2623 1730 157038 3666 2429 1237 111755
75 1/03/2015 4353 2652 1701 154387 3640 2429 1211 109326
76 1/04/2015 4353 2680 1673 151706 3614 2429 1184 106897
77 1/05/2015 4353 2709 1643 148997 3588 2429 1158 104467
78 1/06/2015 4353 2739 1614 146258 3561 2429 1132 102038
79 1/07/2015 4353 2768 1584 143490 3535 2429 1105 99608
80 1/08/2015 4353 2798 1554 140691 3509 2429 1079 97179
81 1/09/2015 4353 2829 1524 137862 3482 2429 1053 94749
82 1/10/2015 4353 2859 1494 135003 3456 2429 1026 92320
83 1/11/2015 4353 2890 1463 132112 3430 2429 1000 89890
84 1/12/2015 4353 2922 1431 129191 3403 2429 974 87461
85 1/01/2016 4353 2953 1400 126237 3377 2429 947 85031
86 1/02/2016 4353 2985 1368 123252 3351 2429 921 82602
87 1/03/2016 4353 3018 1335 120234 3324 2429 895 80172
88 1/04/2016 4353 3050 1303 117184 3298 2429 869 77743
89 1/05/2016 4353 3083 1269 114100 3272 2429 842 75313
90 1/06/2016 4353 3117 1236 110984 3245 2429 816 72884
91 1/07/2016 4353 3151 1202 107833 3219 2429 790 70455
92 1/08/2016 4353 3185 1168 104648 3193 2429 763 68025
93 1/09/2016 4353 3219 1134 101429 3166 2429 737 65596
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04/13/2023 COMPARATIE
Pag. 3/28
crt. a scad. Rata tot. din care: Sold ct. Rata tot. din care: Sold ct.
rata planificate antecalc. credit dobanda imprumut antecalc. credit dobanda imprumut
94 1/10/2016 4353 3254 1099 98175 3140 2429 711 63166
95 1/11/2016 4353 3289 1064 94885 3114 2429 684 60737
96 1/12/2016 4353 3325 1028 91560 3087 2429 658 58307
97 1/01/2017 4353 3361 992 88199 3061 2429 632 55878
98 1/02/2017 4353 3397 955 84802 3035 2429 605 53448
99 1/03/2017 4353 3434 919 81368 3008 2429 579 51019
100 1/04/2017 4353 3471 881 77896 2982 2429 553 48589
101 1/05/2017 4353 3509 844 74387 2956 2429 526 46160
102 1/06/2017 4353 3547 806 70840 2930 2429 500 43730
103 1/07/2017 4353 3586 767 67254 2903 2429 474 41301
104 1/08/2017 4353 3624 729 63630 2877 2429 447 38871
105 1/09/2017 4353 3664 689 59966 2851 2429 421 36442
106 1/10/2017 4353 3703 650 56263 2824 2429 395 34013
107 1/11/2017 4353 3743 610 52520 2798 2429 368 31583
108 1/12/2017 4353 3784 569 48736 2772 2429 342 29154
109 1/01/2018 4353 3825 528 44911 2745 2429 316 26724
110 1/02/2018 4353 3866 487 41044 2719 2429 290 24295
111 1/03/2018 4353 3908 445 37136 2693 2429 263 21865
112 1/04/2018 4353 3951 402 33185 2666 2429 237 19436
113 1/05/2018 4353 3993 360 29192 2640 2429 211 17006
114 1/06/2018 4353 4037 316 25155 2614 2429 184 14577
115 1/07/2018 4353 4080 273 21075 2587 2429 158 12147
116 1/08/2018 4353 4125 228 16950 2561 2429 132 9718
117 1/09/2018 4353 4169 184 12781 2535 2429 105 7288
118 1/10/2018 4353 4214 138 8566 2508 2429 79 4859
119 1/11/2018 4353 4260 93 4306 2482 2429 53 2429
120 1/12/2018 4353 4306 47 0 2456 2429 26 0
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04/13/2023 COMPARATIE
Pag. 4/28
crt. a scad. Rata tot. din care: Sold ct. Rata tot. din care: Sold ct.
rata planificate antecalc. credit dobanda imprumut antecalc. credit dobanda imprumut
TOTALURI: 670,162 291,536 378,626 958,222 291,536 338,886
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04/13/2023 COMPARATIE
Pag. 5/28
an 1
an 2
an 3
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04/13/2023 COMPARATIE
Pag. 6/28
an 4
an 5
an 6
an 7
an 8
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04/13/2023 COMPARATIE
Pag. 7/28
an 9
an 10
dobanda
291,536 183,971 an 1
32,373 an 2
28,583 an 3
24,793 an 4
21,003 an 5
17,213 an 6
13,423 an 7
9,633 an 8
5,843 an 9
2,053 an 10
338,886
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Conditii generale de aprobare a creditului solicitat, valabile la data negocierii:Rata anuala a dobanzii 7.00 Nr.maxim de rate lunare: 180
Optiunea clientului privind modalitatea de rambursare:
I. Vol.creditului posibil de contractat I. Vol.creditului posibil de contractatSuma credit278139894 Suma credit 1053659Nr.rate: 180 Nr.rate: 180Rata lun.to 2500000 Prima rata 12000
II. Numarul de rate lunare de rambursatSuma credit50000000Rata lun.to 2085000Nr.rate: 26
III. Rata lunara totala antecalculata II. Prima rata lunara totala antecalculataSuma credit 10000 Suma credit37000000Nr.rate: 240 Nr.rate: 180Rata lun.to 78 Prima rata 421389
A. in Rate lunare TOTALE egale (Payment) B. in Rate lunare de CREDIT egale
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CPC
Conditii generale de aprobare a creditului solicitat, valabile la data negocierii:Rata anuala a dobanzii (%) 7.00 Nr.maxim de rate lunare: 240
Optiunea clientului privind modalitatea de rambursare:
I. Vol.creditului posibil de contractat I. Vol.creditului posibil de contractatSuma credit (lei): 184831932 Suma credit (lei): 394030Nr.rate: 240 Nr.rate: 20Rata lun.tot. 1433000 Prima rata totala 22000
II. Numarul de rate lunare de rambursatSuma credit (lei): 250226063Rata lun.tot. 1940000Nr.rate: EROARE !!!
III. Rata lunara totala antecalculata II. Prima rata lunara totala antecalculataSuma credit (lei): 22000000 Suma credit (lei): 250000000Nr.rate: 36 Nr.rate: 180Rata lun.tot. 679296 Prima rata totala 2847222
A. in Rate lunare TOTALE egale (Payment) B. in Rate lunare de CREDIT egale
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 10
Semnatura imprumutat,
Banca Comerciala Romana - S.A. Data intocmirii: 13.04.2023 (6:05)
Sucursala judeteana
Sucursala / Agentia: Date de baza despre imprumut:Titular contract:
Ofiter de credite: Nume: IonescuPrenume: Vasile
Optiunea clientului privind rambursarea in Nr.contract credit: 12/05.02.1999Simb.cont imprum.
c Simb.cont curent
Conditii de aprobare prevazute initial Date variabile despre imprumut:in contractul de imprumut: Sold cont imprum.: 400000000Credit aprobat (lei): 400000000 Rata anuala a dob.(%) 17.50Nr.total rate aprobat: 35 Nr.rate lun.achitate 0
Nr.rate ramase ramb 3535
Data tragerii: Data primei scadente planificate:20 1512 1
2001 200220/12/2001 15/01/2002
Data ultimei scadente:15/11/2004
12/05.02.1999Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda1 15/01/2002 2333333 0 2333333 4000000002 15/02/2002 5833333 0 5833333 4000000003 15/03/2002 5833333 0 5833333 4000000004 15/04/2002 5833333 0 5833333 4000000005 15/05/2002 5833333 0 5833333 4000000006 15/06/2002 19166666 13333333 5833333 3866666677 15/07/2002 18972222 13333333 5638889 3733333348 15/08/2002 18777777 13333333 5444444 3600000019 15/09/2002 18583333 13333333 5250000 346666668
10 15/10/2002 18388889 13333333 5055556 33333333511 15/11/2002 18194444 13333333 4861111 32000000212 15/12/2002 18000000 13333333 4666667 30666666913 15/01/2003 17805555 13333333 4472222 29333333614 15/02/2003 17611111 13333333 4277778 28000000315 15/03/2003 17416666 13333333 4083333 26666667016 15/04/2003 17222222 13333333 3888889 25333333717 15/05/2003 17027777 13333333 3694444 24000000418 15/06/2003 16833333 13333333 3500000 22666667119 15/07/2003 16638889 13333333 3305556 21333333820 15/08/2003 16444444 13333333 3111111 20000000521 15/09/2003 16250000 13333333 2916667 18666667222 15/10/2003 16055555 13333333 2722222 173333339
rate de Credit egale / rate lunare Totaleegale (Payment)?(C/T)
Rezulta nr.total rate:
zi (1-31) zi (1-31)luna (1-12) luna (1 - 12)an (xxxx) an (xxxx)
Anexa la contr.de credit:
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 11
Semnatura imprumutat,
12/05.02.1999Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda
Anexa la contr.de credit:
23 15/11/2003 15861111 13333333 2527778 16000000624 15/12/2003 15666666 13333333 2333333 14666667325 15/01/2004 15472222 13333333 2138889 13333334026 15/02/2004 15277778 13333333 1944445 12000000727 15/03/2004 15083333 13333333 1750000 10666667428 15/04/2004 14888889 13333333 1555556 9333334129 15/05/2004 14694444 13333333 1361111 8000000830 15/06/2004 14500000 13333333 1166667 6666667531 15/07/2004 14305555 13333333 972222 5333334232 15/08/2004 14111111 13333333 777778 4000000933 15/09/2004 13916666 13333333 583333 2666667634 15/10/2004 13722222 13333333 388889 1333334335 15/11/2004 13527788 13333343 194445 0
TOTALURI: 516,083,335 400,000,000 116,083,335
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 12
Semnatura imprumutat,
Banca Comerciala Romana - S.A. Data intocmirii: 5.02.2009
Sucursala judeteanaBucurestiSucursala / Agentia: Date de baza despre imprumut:Cora Pantelimon Titular contract:Ofiter de credite: Nume: NeacsuSafta Silvia-Dana Prenume: George
Nr.contract credit: 12/5.02.2009Conditii de aprobare prevazute initial Simb.cont imprum.
in contractul de imprumut: Simb.cont curentCredit aprobat (lei): 60000000Nr.total rate aprobat: 36 Date variabile despre imprumut:
Sold cont imprum.: 60000000Rata anuala a dob.(%) 12.00Nr.rate lun.achitate 0
36 Nr.rate ramase ramb 36
Data tragerii: Data primei scadente planificate:20 155 6
2009 200920/05/2009 15/06/2009
Data ultimei scadente:15/05/2012
12/5.02.2009Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda1 15/06/2009 500000 500000 600000002 15/07/2009 3 15/08/2009 4 15/09/2009 5 15/10/2009 6 15/11/2009 7 15/12/2009 8 15/01/2010 9 15/02/2010
10 15/03/2010 11 15/04/2010 12 15/05/2010 13 15/06/2010 14 15/07/2010 15 15/08/2010 16 15/09/2010 17 15/10/2010 18 15/11/2010 19 15/12/2010 20 15/01/2011 21 15/02/2011 22 15/03/2011 23 15/04/2011
Rezulta nr.total rate:
zi (1-31) zi (1-31)luna (1-12) luna (1 - 12)an (xxxx) an (xxxx)
Anexa la contr.de credit:
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 13
Semnatura imprumutat,
12/5.02.2009Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda
Anexa la contr.de credit:
24 15/05/2011 25 15/06/2011 26 15/07/2011 27 15/08/2011 28 15/09/2011 29 15/10/2011 30 15/11/2011 31 15/12/2011 32 15/01/2012 33 15/02/2012 34 15/03/2012 35 15/04/2012 36 15/05/2012
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 14
Semnatura imprumutat,
12/5.02.2009Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda
Anexa la contr.de credit:
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 15
Semnatura imprumutat,
12/5.02.2009Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda
Anexa la contr.de credit:
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 16
Semnatura imprumutat,
12/5.02.2009Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda
Anexa la contr.de credit:
TOTALURI: 500,000 0 500,000
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 17
Semnatura imprumutat,
Banca Comerciala Romana - S.A. Data intocmirii: 5.02.2009
Sucursala judeteana Grafic intermediar nr. 1
Sucursala / Agentia: Date de baza despre imprumut:Titular contract:
Ofiter de credite: Nume: IonescuPrenume: Vasile
Optiunea clientului privind rambursarea in Nr.contract credit: 12/5.02.2009Simb.cont imprum.
T Simb.cont curent
Conditii de aprobare prevazute initial Date variabile despre imprumut:in contractul de imprumut: Sold cont imprum.: 10000000Credit aprobat (lei): 1000000 Rata anuala a dob.(%) 12.00Nr.total rate aprobat: 36 Nr.rate lun.achitate 0Nr.total de trageri: 36 Nr.rate ramase ramb 36A cata tragere este: 1Volumul tragerii (lei): 60000Data tragerii Data primei scadente planificate:
17 155 6
2009 200917/05/2009 15/06/2009
12/5.02.2009Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda1 15/06/2009 325476 232143 93333 97678572 15/07/2009 332143 234465 97679 95333923 15/08/2009 332143 236809 95334 92965834 15/09/2009 332143 239177 92966 90574065 15/10/2009 332143 241569 90574 88158376 15/11/2009 332143 243985 88158 85718527 15/12/2009 332143 246425 85719 83254288 15/01/2010 332143 248889 83254 80765399 15/02/2010 332143 251378 80765 7825161
10 15/03/2010 332143 253891 78252 757127011 15/04/2010 332143 256430 75713 731483912 15/05/2010 332143 258995 73148 705584413 15/06/2010 261585 70558 679426014 15/07/2010 264201 67943 653005915 15/08/2010 266843 65301 626321716 15/09/2010 269511 62632 -17617817 15/10/2010 272206 -1762 -44838418 15/11/2010 274928 -4484 -72331219 15/12/2010 277677 -7233 -100098920 15/01/2011 280454 -10010 -128144321 15/02/2011 283259 -12814 -156470222 15/03/2011 286091 -15647 -185079323 15/04/2011 288952 -18508 -213974524 15/05/2011 291842 -21397 -2431587
rate de Credit egale / rate lunare Totaleegale (Payment)?(C/T)
zi (1-31) zi (1-31)luna (1-12) luna (1 - 12)an (xxxx) an (xxxx)
Anexa la contr.de credit:
![Page 18: GRAFIC RAMBURSARE BCR simulare.xls](https://reader033.vdocuments.pub/reader033/viewer/2022061323/55721438497959fc0b940cc0/html5/thumbnails/18.jpg)
GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 18
Semnatura imprumutat,
12/5.02.2009Nr. Data calendaristica Rata totala din Rata lunara Rata lunara Sold ct.cred.
ratei a scadentelor lun.antecalc. care de credit de dobanda
Anexa la contr.de credit:
25 15/06/2011 294760 -24316 -272634726 15/07/2011 297708 -27263 -302405527 15/08/2011 300685 -30241 -332474028 15/09/2011 303692 -33247 -362843229 15/10/2011 306729 -36284 -393516030 15/11/2011 309796 -39352 -424495631 15/12/2011 312894 -42450 -25026232 15/01/2012 316023 -2503 -56628433 15/02/2012 319183 -5663 -88546734 15/03/2012 313520 322375 -8855 -120784235 15/04/2012 313520 325599 -12078 -153344136 15/05/2012 313520 328855 -15334 -1862295
![Page 19: GRAFIC RAMBURSARE BCR simulare.xls](https://reader033.vdocuments.pub/reader033/viewer/2022061323/55721438497959fc0b940cc0/html5/thumbnails/19.jpg)
GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 19
Semnatura imprumutat,
Banca Comerciala Romana - S.A. Data intocmirii: 13.04.2023
Sucursala judeteana
Sucursala / Agentia: Titular contract:
Nume: Pasca
Ofiter de credite: Prenume: Ioana
Nr.contract credit: 12/05.02.1997
Optiunea clientului privind rambursarea in Simb.cont imprum.
Simb.cont curent
C
Conditii de aprobare prevazute initial La data recalcularii
in contractul de imprumut: Sold cont imprum.: 31266656
Credit aprobat (lei) 31266656 Rata anuala a dob.(%) 55.00
Nr.total rate aprobat 180 Nr.rate lun.achitate
Nr.rate ramase ramb 180 (**)
180 Rest dob.de recup.
(rez.din regularizare) 11863569 (*)
Data tragerii: Data primei scadente planificate:
11 1
9 10
1999 1999
11/09/1999 1/10/1999
Data ultimei scadente:
1/09/2014
12/05.02.1997
Nr. Datele Rata lunara din care: Sold cont Rest dobanda
rata calend.ale totala de Rata lun.tot. din care: Rata lun.de separat de de recuperat
scadentelor rambursat la sold ct.cred. Rata credit Rata dobanda dob.de reg. imprumut rez.din regul.
1 2 3=4+7 4=5+6 5 6 7 = (*)/(**) 8 9
1 1/10/1999 1194981 1129074 173704 955370 65908 31092952 11797661
2 1/11/1999 1664705 1598797 173704 1425094 65908 30919249 11731753
3 1/12/1999 1656743 1590836 173704 1417132 65908 30745545 11665845
4 1/01/2000 1648782 1582874 173704 1409171 65908 30571841 11599937
5 1/02/2000 1640821 1574913 173704 1401209 65908 30398138 11534029
6 1/03/2000 1632859 1566952 173704 1393248 65908 30224434 11468121
7 1/04/2000 1624898 1558990 173704 1385287 65908 30050730 11402213
8 1/05/2000 1616936 1551029 173704 1377325 65908 29877027 11336305
9 1/06/2000 1608975 1543067 173704 1369364 65908 29703323 11270397
10 1/07/2000 1601013 1535106 173704 1361402 65908 29529620 11204489
11 1/08/2000 1593052 1527145 173704 1353441 65908 29355916 11138581
12 1/09/2000 1585091 1519183 173704 1345479 65908 29182212 11072673
13 1/10/2000 1577129 1511222 173704 1337518 65908 29008509 11006765
14 1/11/2000 1569168 1503260 173704 1329557 65908 28834805 10940857
15 1/12/2000 1561206 1495299 173704 1321595 65908 28661101 10874949
16 1/01/2001 1553245 1487337 173704 1313634 65908 28487398 10809041
17 1/02/2001 1545284 1479376 173704 1305672 65908 28313694 10743133
18 1/03/2001 1537322 1471415 173704 1297711 65908 28139990 10677225
19 1/04/2001 1529361 1463453 173704 1289750 65908 27966287 10611317
20 1/05/2001 1521399 1455492 173704 1281788 65908 27792583 10545409
21 1/06/2001 1513438 1447530 173704 1273827 65908 27618879 10479501
22 1/07/2001 1505476 1439569 173704 1265865 65908 27445176 10413593
23 1/08/2001 1497515 1431608 173704 1257904 65908 27271472 10347685
24 1/09/2001 1489554 1423646 173704 1249942 65908 27097769 10281777
25 1/10/2001 1481592 1415685 173704 1241981 65908 26924065 10215869
26 1/11/2001 1473631 1407723 173704 1234020 65908 26750361 10149961
27 1/12/2001 1465669 1399762 173704 1226058 65908 26576658 10084053
28 1/01/2002 1457708 1391800 173704 1218097 65908 26402954 10018145
rate de Credit egale / rate lunare Totale
egale (Payment)?(C/T)
Rezulta nr.total rate
zi (1-31) zi (1-31)
luna (1-12) luna (1 - 12)
an (xxxx) an (xxxx)
Anexa la contr.de credit:
![Page 20: GRAFIC RAMBURSARE BCR simulare.xls](https://reader033.vdocuments.pub/reader033/viewer/2022061323/55721438497959fc0b940cc0/html5/thumbnails/20.jpg)
GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 20
Semnatura imprumutat,
12/05.02.1997
Nr. Datele Rata lunara din care: Sold cont Rest dobanda
rata calend.ale totala de Rata lun.tot. din care: Rata lun.de separat de de recuperat
scadentelor rambursat la sold ct.cred. Rata credit Rata dobanda dob.de reg. imprumut rez.din regul.
1 2 3=4+7 4=5+6 5 6 7 = (*)/(**) 8 9
Anexa la contr.de credit:
29 1/02/2002 1449747 1383839 173704 1210135 65908 26229250 9952237
30 1/03/2002 1441785 1375878 173704 1202174 65908 26055547 9886329
31 1/04/2002 1433824 1367916 173704 1194213 65908 25881843 9820421
32 1/05/2002 1425862 1359955 173704 1186251 65908 25708139 9754513
33 1/06/2002 1417901 1351993 173704 1178290 65908 25534436 9688605
34 1/07/2002 1409939 1344032 173704 1170328 65908 25360732 9622697
35 1/08/2002 1401978 1336071 173704 1162367 65908 25187028 9556789
36 1/09/2002 1394017 1328109 173704 1154405 65908 25013325 9490881
37 1/10/2002 1386055 1320148 173704 1146444 65908 24839621 9424973
38 1/11/2002 1378094 1312186 173704 1138483 65908 24665918 9359065
39 1/12/2002 1370132 1304225 173704 1130521 65908 24492214 9293157
40 1/01/2003 1362171 1296263 173704 1122560 65908 24318510 9227249
41 1/02/2003 1354210 1288302 173704 1114598 65908 24144807 9161341
42 1/03/2003 1346248 1280341 173704 1106637 65908 23971103 9095433
43 1/04/2003 1338287 1272379 173704 1098676 65908 23797399 9029525
44 1/05/2003 1330325 1264418 173704 1090714 65908 23623696 8963617
45 1/06/2003 1322364 1256456 173704 1082753 65908 23449992 8897709
46 1/07/2003 1314402 1248495 173704 1074791 65908 23276288 8831801
47 1/08/2003 1306441 1240534 173704 1066830 65908 23102585 8765893
48 1/09/2003 1298480 1232572 173704 1058868 65908 22928881 8699985
49 1/10/2003 1290518 1224611 173704 1050907 65908 22755177 8634077
50 1/11/2003 1282557 1216649 173704 1042946 65908 22581474 8568169
51 1/12/2003 1274595 1208688 173704 1034984 65908 22407770 8502261
52 1/01/2004 1266634 1200726 173704 1027023 65908 22234066 8436353
53 1/02/2004 1258673 1192765 173704 1019061 65908 22060363 8370445
54 1/03/2004 1250711 1184804 173704 1011100 65908 21886659 8304537
55 1/04/2004 1242750 1176842 173704 1003139 65908 21712956 8238629
56 1/05/2004 1234788 1168881 173704 995177 65908 21539252 8172721
57 1/06/2004 1226827 1160919 173704 987216 65908 21365548 8106813
58 1/07/2004 1218865 1152958 173704 979254 65908 21191845 8040905
59 1/08/2004 1210904 1144997 173704 971293 65908 21018141 7974997
60 1/09/2004 1202943 1137035 173704 963331 65908 20844437 7909089
61 1/10/2004 1194981 1129074 173704 955370 65908 20670734 7843181
62 1/11/2004 1187020 1121112 173704 947409 65908 20497030 7777273
63 1/12/2004 1179058 1113151 173704 939447 65908 20323326 7711365
64 1/01/2005 1171097 1105189 173704 931486 65908 20149623 7645457
65 1/02/2005 1163136 1097228 173704 923524 65908 19975919 7579549
66 1/03/2005 1155174 1089267 173704 915563 65908 19802215 7513641
67 1/04/2005 1147213 1081305 173704 907602 65908 19628512 7447733
68 1/05/2005 1139251 1073344 173704 899640 65908 19454808 7381825
69 1/06/2005 1131290 1065382 173704 891679 65908 19281105 7315917
70 1/07/2005 1123328 1057421 173704 883717 65908 19107401 7250009
71 1/08/2005 1115367 1049460 173704 875756 65908 18933697 7184101
72 1/09/2005 1107406 1041498 173704 867794 65908 18759994 7118193
73 1/10/2005 1099444 1033537 173704 859833 65908 18586290 7052285
74 1/11/2005 1091483 1025575 173704 851872 65908 18412586 6986377
75 1/12/2005 1083521 1017614 173704 843910 65908 18238883 6920469
76 1/01/2006 1075560 1009652 173704 835949 65908 18065179 6854561
77 1/02/2006 1067599 1001691 173704 827987 65908 17891475 6788653
78 1/03/2006 1059637 993730 173704 820026 65908 17717772 6722745
79 1/04/2006 1051676 985768 173704 812065 65908 17544068 6656837
80 1/05/2006 1043714 977807 173704 804103 65908 17370364 6590929
81 1/06/2006 1035753 969845 173704 796142 65908 17196661 6525021
82 1/07/2006 1027791 961884 173704 788180 65908 17022957 6459113
83 1/08/2006 1019830 953923 173704 780219 65908 16849254 6393205
84 1/09/2006 1011869 945961 173704 772257 65908 16675550 6327297
![Page 21: GRAFIC RAMBURSARE BCR simulare.xls](https://reader033.vdocuments.pub/reader033/viewer/2022061323/55721438497959fc0b940cc0/html5/thumbnails/21.jpg)
GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 21
Semnatura imprumutat,
12/05.02.1997
Nr. Datele Rata lunara din care: Sold cont Rest dobanda
rata calend.ale totala de Rata lun.tot. din care: Rata lun.de separat de de recuperat
scadentelor rambursat la sold ct.cred. Rata credit Rata dobanda dob.de reg. imprumut rez.din regul.
1 2 3=4+7 4=5+6 5 6 7 = (*)/(**) 8 9
Anexa la contr.de credit:
85 1/10/2006 1003907 938000 173704 764296 65908 16501846 6261389
86 1/11/2006 995946 930038 173704 756335 65908 16328143 6195481
87 1/12/2006 987984 922077 173704 748373 65908 16154439 6129573
88 1/01/2007 980023 914115 173704 740412 65908 15980735 6063665
89 1/02/2007 972062 906154 173704 732450 65908 15807032 5997757
90 1/03/2007 964100 898193 173704 724489 65908 15633328 5931849
91 1/04/2007 956139 890231 173704 716528 65908 15459624 5865941
92 1/05/2007 948177 882270 173704 708566 65908 15285921 5800033
93 1/06/2007 940216 874308 173704 700605 65908 15112217 5734125
94 1/07/2007 932254 866347 173704 692643 65908 14938513 5668217
95 1/08/2007 924293 858386 173704 684682 65908 14764810 5602309
96 1/09/2007 916332 850424 173704 676720 65908 14591106 5536401
97 1/10/2007 908370 842463 173704 668759 65908 14417402 5470493
98 1/11/2007 900409 834501 173704 660798 65908 14243699 5404585
99 1/12/2007 892447 826540 173704 652836 65908 14069995 5338677
100 1/01/2008 884486 818578 173704 644875 65908 13896292 5272769
101 1/02/2008 876525 810617 173704 636913 65908 13722588 5206861
102 1/03/2008 868563 802656 173704 628952 65908 13548884 5140953
103 1/04/2008 860602 794694 173704 620991 65908 13375181 5075045
104 1/05/2008 852640 786733 173704 613029 65908 13201477 5009137
105 1/06/2008 844679 778771 173704 605068 65908 13027773 4943229
106 1/07/2008 836717 770810 173704 597106 65908 12854070 4877321
107 1/08/2008 828756 762849 173704 589145 65908 12680366 4811413
108 1/09/2008 820795 754887 173704 581183 65908 12506662 4745505
109 1/10/2008 812833 746926 173704 573222 65908 12332959 4679597
110 1/11/2008 804872 738964 173704 565261 65908 12159255 4613689
111 1/12/2008 796910 731003 173704 557299 65908 11985551 4547781
112 1/01/2009 788949 723041 173704 549338 65908 11811848 4481873
113 1/02/2009 780988 715080 173704 541376 65908 11638144 4415965
114 1/03/2009 773026 707119 173704 533415 65908 11464441 4350057
115 1/04/2009 765065 699157 173704 525454 65908 11290737 4284149
116 1/05/2009 757103 691196 173704 517492 65908 11117033 4218241
117 1/06/2009 749142 683234 173704 509531 65908 10943330 4152333
118 1/07/2009 741180 675273 173704 501569 65908 10769626 4086425
119 1/08/2009 733219 667312 173704 493608 65908 10595922 4020517
120 1/09/2009 725258 659350 173704 485646 65908 10422219 3954609
121 1/10/2009 717296 651389 173704 477685 65908 10248515 3888701
122 1/11/2009 709335 643427 173704 469724 65908 10074811 3822793
123 1/12/2009 701373 635466 173704 461762 65908 9901108 3756885
124 1/01/2010 693412 627504 173704 453801 65908 9727404 3690977
125 1/02/2010 685450 619543 173704 445839 65908 9553700 3625069
126 1/03/2010 677489 611582 173704 437878 65908 9379997 3559161
127 1/04/2010 669528 603620 173704 429917 65908 9206293 3493253
128 1/05/2010 661566 595659 173704 421955 65908 9032590 3427345
129 1/06/2010 653605 587697 173704 413994 65908 8858886 3361437
130 1/07/2010 645643 579736 173704 406032 65908 8685182 3295529
131 1/08/2010 637682 571774 173704 398071 65908 8511479 3229621
132 1/09/2010 629721 563813 173704 390109 65908 8337775 3163713
133 1/10/2010 621759 555852 173704 382148 65908 8164071 3097805
134 1/11/2010 613798 547890 173704 374187 65908 7990368 3031897
135 1/12/2010 605836 539929 173704 366225 65908 7816664 2965989
136 1/01/2011 597875 531967 173704 358264 65908 7642960 2900081
137 1/02/2011 589913 524006 173704 350302 65908 7469257 2834173
138 1/03/2011 581952 516045 173704 342341 65908 7295553 2768265
139 1/04/2011 573991 508083 173704 334380 65908 7121849 2702357
140 1/05/2011 566029 500122 173704 326418 65908 6948146 2636449
![Page 22: GRAFIC RAMBURSARE BCR simulare.xls](https://reader033.vdocuments.pub/reader033/viewer/2022061323/55721438497959fc0b940cc0/html5/thumbnails/22.jpg)
GRAFIC de RAMBURSARE
Semnatura ofiter de credite,
Page 22
Semnatura imprumutat,
12/05.02.1997
Nr. Datele Rata lunara din care: Sold cont Rest dobanda
rata calend.ale totala de Rata lun.tot. din care: Rata lun.de separat de de recuperat
scadentelor rambursat la sold ct.cred. Rata credit Rata dobanda dob.de reg. imprumut rez.din regul.
1 2 3=4+7 4=5+6 5 6 7 = (*)/(**) 8 9
Anexa la contr.de credit:
141 1/06/2011 558068 492160 173704 318457 65908 6774442 2570541
142 1/07/2011 550106 484199 173704 310495 65908 6600738 2504633
143 1/08/2011 542145 476237 173704 302534 65908 6427035 2438725
144 1/09/2011 534184 468276 173704 294572 65908 6253331 2372817
145 1/10/2011 526222 460315 173704 286611 65908 6079628 2306909
146 1/11/2011 518261 452353 173704 278650 65908 5905924 2241001
147 1/12/2011 510299 444392 173704 270688 65908 5732220 2175093
148 1/01/2012 502338 436430 173704 262727 65908 5558517 2109185
149 1/02/2012 494376 428469 173704 254765 65908 5384813 2043277
150 1/03/2012 486415 420508 173704 246804 65908 5211109 1977369
151 1/04/2012 478454 412546 173704 238843 65908 5037406 1911461
152 1/05/2012 470492 404585 173704 230881 65908 4863702 1845553
153 1/06/2012 462531 396623 173704 222920 65908 4689998 1779645
154 1/07/2012 454569 388662 173704 214958 65908 4516295 1713737
155 1/08/2012 446608 380700 173704 206997 65908 4342591 1647829
156 1/09/2012 438647 372739 173704 199035 65908 4168887 1581921
157 1/10/2012 430685 364778 173704 191074 65908 3995184 1516013
158 1/11/2012 422724 356816 173704 183113 65908 3821480 1450105
159 1/12/2012 414762 348855 173704 175151 65908 3647777 1384197
160 1/01/2013 406801 340893 173704 167190 65908 3474073 1318289
161 1/02/2013 398839 332932 173704 159228 65908 3300369 1252381
162 1/03/2013 390878 324971 173704 151267 65908 3126666 1186473
163 1/04/2013 382917 317009 173704 143306 65908 2952962 1120565
164 1/05/2013 374955 309048 173704 135344 65908 2779258 1054657
165 1/06/2013 366994 301086 173704 127383 65908 2605555 988749
166 1/07/2013 359032 293125 173704 119421 65908 2431851 922841
167 1/08/2013 351071 285163 173704 111460 65908 2258147 856933
168 1/09/2013 343110 277202 173704 103498 65908 2084444 791025
169 1/10/2013 335148 269241 173704 95537 65908 1910740 725117
170 1/11/2013 327187 261279 173704 87576 65908 1737036 659209
171 1/12/2013 319225 253318 173704 79614 65908 1563333 593301
172 1/01/2014 311264 245356 173704 71653 65908 1389629 527393
173 1/02/2014 303302 237395 173704 63691 65908 1215926 461485
174 1/03/2014 295341 229434 173704 55730 65908 1042222 395577
175 1/04/2014 287380 221472 173704 47769 65908 868518 329669
176 1/05/2014 279418 213511 173704 39807 65908 694815 263761
177 1/06/2014 271457 205549 173704 31846 65908 521111 197853
178 1/07/2014 263495 197588 173704 23884 65908 347407 131945
179 1/08/2014 255534 189626 173704 15923 65908 173704 66037
180 1/09/2014 247702 181665 173704 7961 66037 0 0
TOTALURI: 172,343,934 31,266,656 129,213,799 11,863,569
![Page 23: GRAFIC RAMBURSARE BCR simulare.xls](https://reader033.vdocuments.pub/reader033/viewer/2022061323/55721438497959fc0b940cc0/html5/thumbnails/23.jpg)
GRAFIC de RAMBURSARE
Semnatura ofiter de credite Pag. 23 Semnatura imprumutat
Banca Comerciala Romana - S.A. Data intocmirii: 13.04.2023
Sucursala judeteana
Sucursala / Agentia: Titular contract:
Nume: Pasca
Ofiter de credite: Prenume: Ioana Adelina
Nr.contract credit: 12/05.02.1997
Optiunea clientului privind rambursarea in Simb.cont imprum.
Simb.cont curent
T
Conditii de aprobare prevazute initial La data recalcularii:
in contractul de imprumut: Sold cont imprum.: 99587411
Credit aprobat (lei): 100000000 Rata anuala a dob.(%) 37.50
Nr.total rate aprobat: 180 Nr.rate lun.achitate 24
Nr.rate ramase ramb 156 (**)
180 Rest dob.de recup.
(rez.din regularizare) 4175950 (*)
Data ultimei scadente achitate: Data urmatoarei scadente planificate:
15 15
5 6
1999 1999
15/05/1999 15/06/1999
Data ultimei scadente:
15/05/2012
Anexa la ctr.de cred.: 12/05.02.1997
Nr. Datele Rata lunara din care: Sold cont Rest dobanda 1/3 din
rata calend.ale totala de Rata lun.tot. din care: Rata lun.de separat de de recuperat ratele dob
scadentelor rambursat la sold ct.cred. Rata credit Rata dobanda dob.de reg. imprumut rez.din regul. cumul.
1 2 3=4+7 4=5+6 5 6 7 = (*)/(**) 8 9 10
25 15/06/1999 3164689 3137921 25815 3112107 26768 99561596 4149182 1046291
26 15/07/1999 3164689 3137921 26621 3111300 26768 99534975 4122414 1046022
27 15/08/1999 3164689 3137921 27453 3110468 26768 99507522 4095646 1045745
28 15/09/1999 3164689 3137921 28311 3109610 26768 99479211 4068878 1045459
29 15/10/1999 3164689 3137921 29196 3108725 26768 99450015 4042110 1045164
30 15/11/1999 3164689 3137921 30108 3107813 26768 99419907 4015342 1044860
31 15/12/1999 3164689 3137921 31049 3106872 26768 99388858 3988574 1044546
32 15/01/2000 3164689 3137921 32019 3105902 26768 99356839 3961806 1044223
33 15/02/2000 3164689 3137921 33020 3104901 26768 99323819 3935038 1043889
34 15/03/2000 3164689 3137921 34052 3103869 26768 99289767 3908270 1043545
35 15/04/2000 3164689 3137921 35116 3102805 26768 99254651 3881502 1043191
36 15/05/2000 3164689 3137921 36213 3101708 26768 99218438 3854734 1042825
37 15/06/2000 3164689 3137921 37345 3100576 26768 99181093 3827966 1042448
38 15/07/2000 3164689 3137921 38512 3099409 26768 99142581 3801198 1042059
39 15/08/2000 3164689 3137921 39715 3098206 26768 99102866 3774430 1041657
40 15/09/2000 3164689 3137921 40957 3096965 26768 99061909 3747662 1041244
41 15/10/2000 3164689 3137921 42236 3095685 26768 99019673 3720894 1040817
42 15/11/2000 3164689 3137921 43556 3094365 26768 98976116 3694126 1040377
43 15/12/2000 3164689 3137921 44917 3093004 26768 98931199 3667358 1039923
44 15/01/2001 3164689 3137921 46321 3091600 26768 98884878 3640590 1039455
45 15/02/2001 3164689 3137921 47769 3090152 26768 98837109 3613822 1038973
46 15/03/2001 3164689 3137921 49261 3088660 26768 98787848 3587054 1038475
47 15/04/2001 3164689 3137921 50801 3087120 26768 98737047 3560286 1037962
48 15/05/2001 3164689 3137921 52388 3085533 26768 98684658 3533518 1037433
49 15/06/2001 3164689 3137921 54026 3083896 26768 98630633 3506750 1036887
50 15/07/2001 3164689 3137921 55714 3082207 26768 98574919 3479982 1036325
51 15/08/2001 3164689 3137921 57455 3080466 26768 98517464 3453214 1035744
52 15/09/2001 3164689 3137921 59250 3078671 26768 98458214 3426446 1035146
53 15/10/2001 3164689 3137921 61102 3076819 26768 98397112 3399678 1034529
54 15/11/2001 3164689 3137921 63011 3074910 26768 98334100 3372910 1033892
rate de Credit egale / rate lunare Totale
egale (cu Payment) ? ( C / T )
Rezulta nr.total rate
zi (1-31) zi (1-31)
luna (1-12) luna (1 - 12)
an (xxxx) an (xxxx)
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite Pag. 24 Semnatura imprumutat
Anexa la ctr.de cred.: 12/05.02.1997
Nr. Datele Rata lunara din care: Sold cont Rest dobanda 1/3 din
rata calend.ale totala de Rata lun.tot. din care: Rata lun.de separat de de recuperat ratele dob
scadentelor rambursat la sold ct.cred. Rata credit Rata dobanda dob.de reg. imprumut rez.din regul. cumul.
1 2 3=4+7 4=5+6 5 6 7 = (*)/(**) 8 9 10
55 15/12/2001 3164689 3137921 64980 3072941 26768 98269120 3346142 1033236
56 15/01/2002 3164689 3137921 67011 3070910 26768 98202109 3319374 1032559
57 15/02/2002 3164689 3137921 69105 3068816 26768 98133004 3292606 1031861
58 15/03/2002 3164689 3137921 71265 3066656 26768 98061739 3265838 1031141
59 15/04/2002 3164689 3137921 73492 3064429 26768 97988247 3239070 1030399
60 15/05/2002 3164689 3137921 75788 3062133 26768 97912459 3212302 1029633
61 15/06/2002 3164689 3137921 78157 3059764 26768 97834302 3185534 1028844
62 15/07/2002 3164689 3137921 80599 3057322 26768 97753703 3158766 1028029
63 15/08/2002 3164689 3137921 83118 3054803 26768 97670585 3131998 1027190
64 15/09/2002 3164689 3137921 85715 3052206 26768 97584870 3105230 1026324
65 15/10/2002 3164689 3137921 88394 3049527 26768 97496476 3078462 1025431
66 15/11/2002 3164689 3137921 91156 3046765 26768 97405319 3051694 1024510
67 15/12/2002 3164689 3137921 94005 3043916 26768 97311315 3024926 1023561
68 15/01/2003 3164689 3137921 96943 3040979 26768 97214372 2998158 1022582
69 15/02/2003 3164689 3137921 99972 3037949 26768 97114400 2971390 1021572
70 15/03/2003 3164689 3137921 103096 3034825 26768 97011304 2944622 1020530
71 15/04/2003 3164689 3137921 106318 3031603 26768 96904986 2917854 1019457
72 15/05/2003 3164689 3137921 109640 3028281 26768 96795346 2891086 1018349
73 15/06/2003 3164689 3137921 113067 3024855 26768 96682279 2864318 1017207
74 15/07/2003 3164689 3137921 116600 3021321 26768 96565679 2837550 1016029
75 15/08/2003 3164689 3137921 120244 3017677 26768 96445436 2810782 1014815
76 15/09/2003 3164689 3137921 124001 3013920 26768 96321434 2784014 1013562
77 15/10/2003 3164689 3137921 127876 3010045 26768 96193558 2757246 1012270
78 15/11/2003 3164689 3137921 131872 3006049 26768 96061686 2730478 1010938
79 15/12/2003 3164689 3137921 135993 3001928 26768 95925692 2703710 1009565
80 15/01/2004 3164689 3137921 140243 2997678 26768 95785449 2676942 1008148
81 15/02/2004 3164689 3137921 144626 2993295 26768 95640823 2650174 1006687
82 15/03/2004 3164689 3137921 149145 2988776 26768 95491678 2623406 1005181
83 15/04/2004 3164689 3137921 153806 2984115 26768 95337872 2596638 1003627
84 15/05/2004 3164689 3137921 158613 2979308 26768 95179259 2569870 1002025
85 15/06/2004 3164689 3137921 163569 2974352 26768 95015690 2543102 1000373
86 15/07/2004 3164689 3137921 168681 2969240 26768 94847009 2516334 998669
87 15/08/2004 3164689 3137921 173952 2963969 26768 94673057 2489566 996912
88 15/09/2004 3164689 3137921 179388 2958533 26768 94493669 2462798 995100
89 15/10/2004 3164689 3137921 184994 2952927 26768 94308675 2436030 993231
90 15/11/2004 3164689 3137921 190775 2947146 26768 94117900 2409262 991304
91 15/12/2004 3164689 3137921 196737 2941184 26768 93921163 2382494 989317
92 15/01/2005 3164689 3137921 202885 2935036 26768 93718278 2355726 987268
93 15/02/2005 3164689 3137921 209225 2928696 26768 93509053 2328958 985154
94 15/03/2005 3164689 3137921 215763 2922158 26768 93293290 2302190 982975
95 15/04/2005 3164689 3137921 222506 2915415 26768 93070784 2275422 980727
96 15/05/2005 3164689 3137921 229459 2908462 26768 92841325 2248654 978410
97 15/06/2005 3164689 3137921 236630 2901291 26768 92604696 2221886 976019
98 15/07/2005 3164689 3137921 244024 2893897 26768 92360671 2195118 973554
99 15/08/2005 3164689 3137921 251650 2886271 26768 92109021 2168350 971012
100 15/09/2005 3164689 3137921 259514 2878407 26768 91849507 2141582 968391
101 15/10/2005 3164689 3137921 267624 2870297 26768 91581883 2114814 965688
102 15/11/2005 3164689 3137921 275987 2861934 26768 91305896 2088046 962900
103 15/12/2005 3164689 3137921 284612 2853309 26768 91021284 2061278 960025
104 15/01/2006 3164689 3137921 293506 2844415 26768 90727778 2034510 957061
105 15/02/2006 3164689 3137921 302678 2835243 26768 90425100 2007742 954003
106 15/03/2006 3164689 3137921 312137 2825784 26768 90112963 1980974 950850
107 15/04/2006 3164689 3137921 321891 2816030 26768 89791072 1954206 947599
108 15/05/2006 3164689 3137921 331950 2805971 26768 89459122 1927438 944246
109 15/06/2006 3164689 3137921 342324 2795598 26768 89116798 1900670 940788
110 15/07/2006 3164689 3137921 353021 2784900 26768 88763777 1873902 937222
111 15/08/2006 3164689 3137921 364053 2773868 26768 88399724 1847134 933545
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite Pag. 25 Semnatura imprumutat
Anexa la ctr.de cred.: 12/05.02.1997
Nr. Datele Rata lunara din care: Sold cont Rest dobanda 1/3 din
rata calend.ale totala de Rata lun.tot. din care: Rata lun.de separat de de recuperat ratele dob
scadentelor rambursat la sold ct.cred. Rata credit Rata dobanda dob.de reg. imprumut rez.din regul. cumul.
1 2 3=4+7 4=5+6 5 6 7 = (*)/(**) 8 9 10
112 15/09/2006 3164689 3137921 375430 2762491 26768 88024294 1820366 929753
113 15/10/2006 3164689 3137921 387162 2750759 26768 87637132 1793598 925842
114 15/11/2006 3164689 3137921 399261 2738660 26768 87237871 1766830 921809
115 15/12/2006 3164689 3137921 411738 2726183 26768 86826134 1740062 917650
116 15/01/2007 3164689 3137921 424604 2713317 26768 86401529 1713294 913361
117 15/02/2007 3164689 3137921 437873 2700048 26768 85963656 1686526 908938
118 15/03/2007 3164689 3137921 451557 2686364 26768 85512099 1659758 904377
119 15/04/2007 3164689 3137921 465668 2672253 26768 85046431 1632990 899673
120 15/05/2007 3164689 3137921 480220 2657701 26768 84566211 1606222 894822
121 15/06/2007 3164689 3137921 495227 2642694 26768 84070984 1579454 889820
122 15/07/2007 3164689 3137921 510703 2627218 26768 83560281 1552686 884662
123 15/08/2007 3164689 3137921 526662 2611259 26768 83033619 1525918 879342
124 15/09/2007 3164689 3137921 543121 2594801 26768 82490498 1499150 873856
125 15/10/2007 3164689 3137921 560093 2577828 26768 81930405 1472382 868198
126 15/11/2007 3164689 3137921 577596 2560325 26768 81352809 1445614 862364
127 15/12/2007 3164689 3137921 595646 2542275 26768 80757164 1418846 856347
128 15/01/2008 3164689 3137921 614260 2523661 26768 80142904 1392078 850143
129 15/02/2008 3164689 3137921 633455 2504466 26768 79509448 1365310 843744
130 15/03/2008 3164689 3137921 653251 2484670 26768 78856198 1338542 837146
131 15/04/2008 3164689 3137921 673665 2464256 26768 78182533 1311774 830341
132 15/05/2008 3164689 3137921 694717 2443204 26768 77487816 1285006 823324
133 15/06/2008 3164689 3137921 716427 2421494 26768 76771389 1258238 816087
134 15/07/2008 3164689 3137921 738815 2399106 26768 76032574 1231470 808624
135 15/08/2008 3164689 3137921 761903 2376018 26768 75270670 1204702 800928
136 15/09/2008 3164689 3137921 785713 2352208 26768 74484958 1177934 792992
137 15/10/2008 3164689 3137921 810266 2327655 26768 73674692 1151166 784807
138 15/11/2008 3164689 3137921 835587 2302334 26768 72839105 1124398 776367
139 15/12/2008 3164689 3137921 861699 2276222 26768 71977406 1097630 767663
140 15/01/2009 3164689 3137921 888627 2249294 26768 71088778 1070862 758687
141 15/02/2009 3164689 3137921 916397 2221524 26768 70172382 1044094 749430
142 15/03/2009 3164689 3137921 945034 2192887 26768 69227347 1017326 739884
143 15/04/2009 3164689 3137921 974567 2163355 26768 68252781 990558 730040
144 15/05/2009 3164689 3137921 1005022 2132899 26768 67247759 963790 719889
145 15/06/2009 3164689 3137921 1036429 2101492 26768 66211330 937022 709420
146 15/07/2009 3164689 3137921 1068817 2069104 26768 65142513 910254 698624
147 15/08/2009 3164689 3137921 1102218 2035704 26768 64040296 883486 687490
148 15/09/2009 3164689 3137921 1136662 2001259 26768 62903634 856718 676009
149 15/10/2009 3164689 3137921 1172183 1965739 26768 61731451 829950 664168
150 15/11/2009 3164689 3137921 1208813 1929108 26768 60522638 803182 651958
151 15/12/2009 3164689 3137921 1246589 1891332 26768 59276050 776414 639366
152 15/01/2010 3164689 3137921 1285545 1852377 26768 57990505 749646 626381
153 15/02/2010 3164689 3137921 1325718 1812203 26768 56664787 722878 612990
154 15/03/2010 3164689 3137921 1367147 1770775 26768 55297641 696110 599180
155 15/04/2010 3164689 3137921 1409870 1728051 26768 53887771 669342 584939
156 15/05/2010 3164689 3137921 1453928 1683993 26768 52433843 642574 570253
157 15/06/2010 3164689 3137921 1499364 1638558 26768 50934479 615806 555108
158 15/07/2010 3164689 3137921 1546219 1591702 26768 49388260 589038 539490
159 15/08/2010 3164689 3137921 1594538 1543383 26768 47793722 562270 523383
160 15/09/2010 3164689 3137921 1644367 1493554 26768 46149355 535502 506773
161 15/10/2010 3164689 3137921 1695754 1442167 26768 44453601 508734 489645
162 15/11/2010 3164689 3137921 1748746 1389175 26768 42704855 481966 471981
163 15/12/2010 3164689 3137921 1803394 1334527 26768 40901461 455198 453764
164 15/01/2011 3164689 3137921 1859750 1278171 26768 39041710 428430 434979
165 15/02/2011 3164689 3137921 1917868 1220053 26768 37123843 401662 415607
166 15/03/2011 3164689 3137921 1977801 1160120 26768 35146042 374894 395629
167 15/04/2011 3164689 3137921 2039607 1098314 26768 33106434 348126 375027
168 15/05/2011 3164689 3137921 2103345 1034576 26768 31003089 321358 353781
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GRAFIC de RAMBURSARE
Semnatura ofiter de credite Pag. 26 Semnatura imprumutat
Anexa la ctr.de cred.: 12/05.02.1997
Nr. Datele Rata lunara din care: Sold cont Rest dobanda 1/3 din
rata calend.ale totala de Rata lun.tot. din care: Rata lun.de separat de de recuperat ratele dob
scadentelor rambursat la sold ct.cred. Rata credit Rata dobanda dob.de reg. imprumut rez.din regul. cumul.
1 2 3=4+7 4=5+6 5 6 7 = (*)/(**) 8 9 10
169 15/06/2011 3164689 3137921 2169075 968847 26768 28834015 294590 331871
170 15/07/2011 3164689 3137921 2236858 901063 26768 26597157 267822 309276
171 15/08/2011 3164689 3137921 2306760 831161 26768 24290397 241054 285976
172 15/09/2011 3164689 3137921 2378846 759075 26768 21911550 214286 261947
173 15/10/2011 3164689 3137921 2453185 684736 26768 19458365 187518 237167
174 15/11/2011 3164689 3137921 2529847 608074 26768 16928518 160750 211613
175 15/12/2011 3164689 3137921 2608905 529016 26768 14319613 133982 185261
176 15/01/2012 3164689 3137921 2690433 447488 26768 11629180 107214 158085
177 15/02/2012 3164689 3137921 2774509 363412 26768 8854671 80446 130059
178 15/03/2012 3164689 3137921 2861213 276708 26768 5993458 53678 101158
179 15/04/2012 3164689 3137921 2950626 187296 26768 3042833 26910 71354
180 15/05/2012 3164831 3137921 3042833 95089 26910 0 0 40666
TOTALURI: 493,691,626 99,587,411 389,928,282 4,175,950
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PCDZ
Page 27
Procedura PCDZ de calcul a dobanzii pe un interval exprimat in zile, in situatia in care:
data de inceput a intervalului si data finala a intervalului.Se vor completa celulele marcate cu culoarea galbena.
Sold credit ramas de rambursat (lei): 17609515Rata anuala a dobanzii (R.a.d.%): 55Data de inceput a intervalului:zi (1-31) 4 luna (1-12) 10 an (xxxx) 1999
Data finala a intervalului:zi (1-31) 8 luna (1-12) 10 an (xxxx) 1999
Dobanda datorata in intervalul: 10/4/1999 10/8/1999 nr.ef.zile= 4este= 107614 lei
ATENTIE ! Sunteti sigur ca datele introduse sunt cele corecte ? Mai verificati o data !
soldul contului de imprumut pe intervalul dintre cele 2 date calendaristice ramane nemodificatse vor introduce urmatoarele date: rata anuala a dobanzii aferenta intervalului, soldul contului,
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MODRAD
Page 28
Ultima scadenta achitata: Momentul modificarii ratei Urmatoarea scad.planificata:Scadenta numarul: 17 anuale a dobanzii (%): Data: 5/22/1999Data calendaristica: 4/22/1999 Scad.nr. 18Zi (1-31) 22 Data calendaristica: Rata de credit aferenta aces-
Luna(1-12) 4 Zi (1-31) 1 tei scadente (conform grafic)An (xxxx) 1999 Luna(1-12) 5 24587
An (xxxx) 1999 Rata lunara totala care va fiRata anuala a dobanzii (R.a.d.%) 5/1/1999 achitata: 1596808la data respectiva: 50.00 din care:
Noul nivel al ratei anuale a Rata lunara de dobanda:Rata lunara totala valabila la dobanzii (R.a.d.%): 55.00 (lei) 1572221data respectiva (lei): 1542660 Rata lunara de credit:Soldul ct.sep.de imprumut ramas (lei) 24587de ramburs.dupa ultima scadentaachitata (lei): 35264781 de ramb. 35240194
Rezulta imprumutul ramas
!!! Se vor completa NUMAI celulele colorate in galben !!!