hbfc internship report
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AMIQD\Q Fhstftutb mj Fhjmridtfmh \bachm`mny, @dcmrb
Lbpdrtibht mj Idhdnbibht Qafbhabs
Fhtbrhscfp Ubpmrt mh
(Cmusb Euf`lfhn Jfhdhab Amrpmrdtfmh @tl)
Wrbsbhtbl tm
Ifss. Qdldj Bcsdh
Wrbsbhtbl Ey
Hdib? Hdukcdfz D`f
!tulbht"s F#? $ED % JD&' % '
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DAKHM^@BLNBIBH\
D`` prdfsbs tm d`ifncty D@@DC dhl mur cm`y prmpcbt Iucdiidl WERC wcm ndvbib tcb amurdnb dhl pdtfbhab jmr amip`btfmh mj tcfs jfhd` rbpmrt.
F wfsc tm dakhmw`blnb iy nrdtftulb tm iy fhspfrfhn bdacbrs jmr tcbfr bhl`bsstcbfr pbrsfstbhab! suppmrt dhl bhamurdnbibht! dhl jmr prmvflfhn ib d `fjbtfib
mppmrtuhfty tm wmrk wftc Cmusb Euf`lfhn "fhdhab #mrpmrdtfmh
F di d`sm vbry tcdhkju` tm Cmusb Euf`lfhn "fhdhab #mrpmrdtfmh #cdu$ur%f Erdhac!@dcmrb dhl tcb Erdhac Idhdnbr Ir. &dcfr Dcidl wcm ndvb ib mppmrtuhfty tmwmrk wftc b'pbrfbhabl pbrsmhs fh tcbfr mrndhf(dtfmh.
F di d`sm tcdhkju` tm iy pdrbhts! jdif`y dhl jrfbhls tcdt amhtfhud``y mjjbrblbhamurdnfhn suppmrt
Iucdiidl )dukcdf( D`vf
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WUBJDAB
Ds d rbqufrbibht mj tcb lbnrbb, bdac stulbht cds tm nm tm nm tm smib eusfhbss
mrndhfzdtfmh tm nbt prdatfad` bxpbrfbhab. Fh jdat, jmr tcb stulbht mj I.E.D :! "bb#
fhtbrhscfp fs d nm`lbh acdhab tm lb$b`mp tcbfr adpdef`ft% dhl s#f`` mj dlifhfstrdtfmh dhl
idhdnbibht fh tcb prdatfad` bh$frmhibht mj lfjjbrbht eusfhbss mrndhfzdtfmh. Fh tcfs
amhtbst, F sb`batbl tcb &musb Euf`lfhn 'fhdhab (mrpmrdtfmh. F cd$b sb`batbl tcfs
mrndhfzdtfmh, ds ft fs tcb prbifui fhstftutfmh fh tcb sbatmr mj cmusfhn jfhdhab Fh )d#fstdh.
Imrbm$br, pdrtfau`dr`% ebfhn d stulbht mj eusfhbss, ft fs hbabssdr% jmr ib tm nbt prdatfad`
#hm"`blnb mj tcb idhdnbrfd` dhl jfhdhafd` datf$ftfbs mj tcb mrndhfzdtfmh.
*cfs "mr# fs am``batfmh mj i% mesbr$dtfmh dhl bxpbrfbhab lurfhn tcb fhtbrhscfp pbrfml
dhl djtbr"drl. *cb smurab mj i% fhjmridtfmh jmr tcb prbpdrdtfmh mj tcfs rbpmrt d`sm
fha`ulbs tcb "rfttbh hmtbs dhl $bred` lfsaussfmh "ftc stdjj mj &musb Euf`lfhn 'fhdhab
(mrpmrdtfmh. Fh tcb prbpdrdtfmh mj tcfs rbpmrt, F cd$b rbabf$bl $d`ude`b dssfstdhab jrmi
bip`m%bbs mj &musb Euf`lfhn 'fhdhab (mrpmrdtfmh. F di tcdh#ju` tm tcbi jrmi tcb amrb
mj i% cbdrt dhl dpprbafdtb tcbfr fhtbrbst fh tcb daamip`fscibht mj tcfs rbpmrt
\DE@B MJ AMH\BH\Q
WDU\ 4 Fhtrmluatfmh
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Cfstmry mj CEJA 72
Fhtrmluatfmh mj CEJA 7:
Meobatfvb / fssfmh ! "fsfmh st#tb$bht 7%
WDU\ & 'rmjf(b mj t)b mr*#hf+#tfmh!
Er#ha) hbt,mr- 7.
#omr 'rmobats 7
Arblft r#tfh* 47
#h#*b$bht 44
W#rt Wrmluats mj t)b mr*#hf+#tfmh
D5 1j(b
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!Q\MU" MJ M#QB E#!@L!HN J!HDHAB AMUWMUD\!MH
Qfh$b cm%sfh& fs mhb mj tcb j%hld'bhtd( rb)%frb'bhts mj d
(f*fh& +bfh& +%t dt tcb tf'b mj ,drtftfmh- tcb b$mhm'f$ dhl fhlf*fl%d(
$fr$%'stdh$bs brb hmt s%,,mrtfh& bhm%&c jmr b*bry mhb tm $mhstr%$t dhl
,%r$cdsb tcbfr mh cm%sb. Qm /bb,fh& fh 'fhl tcfs +d$/&rm%hl-
&m*brh'bht mj Wd/fstdh lb$flbl tm bstd+(fsc d m%sb Euf`lfhn "fhdhab
#mrpmrdtfmh sm tcmsb wcm adhhmt $uy mr amhstruat tcbfr mwh cmusbs adh $bhbjft
jrmi tcfs mrndhf(dtfmh.
cb Cmusb Euf`lfhn "fhdhab #mrpmrdtfmh *hmw fhamrpmrdtbl uhlbr amipdhfbs+
mrlfhdhab ,-/ ds 7CE"# @tl.7 sfhab 4u`y! 511tdtutmry "blbrd` Emly wftc tcb m$%bat mj prmvflfhn jfhdhafd` dssfstdhabjmr amhstruatfmh dhl puracdsb mj cmusbs tm tcb pbmp`b mj Wdkfstdh fh ur$dh ds
wb` ds rurd` drbds. 3ftc fts bstd$ fscibht! tcb amhabpt mj fhstftutfmhd`f(bl
cmusfhn jfhdhab wds fhtrmluabl jmr tcb jfrst tfib fh Fhlm6Wdk su$6amhtfhbht jmr
prmvflfhn `mhn6tbri jfhdhab jmr cmusb $uf`lfhn.
cb nmvbrhibht mj Wdkfstdh dhl stdtb $dhk mj Wdkfstdh %mfht`y cm`l tcb scdrb
adpftd` mj tcb amrpmrdtfmh
cb prfidry m$%batfvb mj tcb #mrpmrdtfmh fs tm prmvflb jfhdhafd` jdaf`ftfbs jmr tcb
amhstruatfmh! rb6amhstruatfmh! rbpdfr dhl puracdsb mj cmusbs! pdrtfau`dr`y tm tcb
`mw dhl ifll`b6fhamib nrmups mj tcb bamhmiy. CE"# cds d `drnb hbtwmrk mj 1
mjjfabs spdhhfhn darmss tcb amuhtry! idhdnbl tcrmunc ,5 (mhbs wftc
cbdl?udrtbrs dt ;drdacf
Djtbr d su$stdhtfd` lb`dy! Ir. >ybl D(cdr D$$ds 4djjrf cds $bbh
dppmfhtbl ds tcb hbw I0 rbabht`y. Ir. 4djjrf pmssbssbs sfnhfjfadht wmrk
b'pbrfbhab fh tcb jfhdhafd` fhlustry! idfh`y dt $dhks $mtc `mad` dhl fhtbrhdtfmhd`
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!H\UML#A\!MH MJ M#QB E#!@L!HN J!HDHAB AMUWMUD\!MH
cb Cmusb Euf`lfhn "fhdhab #mrpmrdtfmh *CE"#2 cds cfstmrfad``y
prmvflbl cmusfhn jfhdhab fh Wdkfstdh! d nmvbrhibht bhtfty mrfnfhd``y bstd$ fscbl
fh ,-:5 tm prmvflb cmusfhn jfhdhab tm tcb pu$`fa. Edhks cdvb hmt cfstmrfad``y $bbh
id%mr prmvflbrs mj cmusfhn jfhdhab. "rmi ,-:5 tm
,-8=11!1112 dhhud``y. Fh ,-
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7fsfmh Qtdtb'bht mj m%sb E%f(lfh& Jfhdh$b Amr,mrdtfmh
\m $b tcb prfib cmusfhn jfhdhab fhstftutfmh mj tcb amuhtry! prmvflfhn
djjmrld$`b cmusfhn sm`utfmhs tm `mw dhl ifll`b fhamib nrmups mj
pmpu`dtfmh $y bhamurdnfhn hbw amhstruatfmhs fh >id`` B Iblfui Cmusfhn
*>IC2 sbatmr
$fssfmh !tdtbibht m* Cmusb Euf`lfhn Jfhdhab Amrpmrdtfmh
m $b d smafd``y rbspmhsf$`b dhl amiibrafd` y sustdfhd$`b cmusfhn jfhdhab
fhstftutfmh.
drnbt idrkbt J @mw fhamib dhl ifll`b fhamib nrmups mj pmpu`dtfmhs
drnbt drbds J )m hbndtfvb `fst! d`` `bnd`f(bl rbsflbhtfd` `madtfmhs
9bspmhlfhn tm cmusfhn hbbls mj `mw6fhamib nrmups fs d smafd` rbspmhsf$f`fty!
$bymhl tcdt bvbrytcfhn cds tm $b ,11N amiibrafd``y vfd$`b dhl sustdfhd$`b tm
bhsurb dh mh nmfhn cmusfhn jfhdhab bhtfty
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Wrmjf(b mj tcb mr&dhf4dtfmh
Cmusb Euf lfhn "fhdhab #mrpmrdtfmh! tcb m`lbst cmusfhn
jfhdhab fhstftutb mj Wdkfstdh! wds bstd$`fscbl ds d stdtutmry jblbrd` $mly fh ,-:5
wftc tcb m$%batfvb mj prmvflfhn jfhdhafd` dssfstdhab jmr tcb amhstruatfmh mj cmusbs.
hsufhn`y CE"#+s sampb d`sm $rdhacbl mut fhtm lfvbrsb lmifhfmhs `fkb puracdsb!
rbpdfr dhl rbhmvdtfmh mj cmusbs. @dtbr mh CE"#+s ifssfmh wds bvbhimrb
rbjmribl tm spbafjfad``y tdrnbt tcb hbbls mj tcb `mw dhl ifll`b fhamib strdtd mj
tcb amuhtry $y prmvflfhn >id`` dhl Iblfui Cmusfhn *>IC2 >m`utfmhs! cbhab
suaabssju``y prmvflfhn skf``bl dhl usbr jrfbhl`y sbrvfab dt djjmrld$`b amsts.
EUDHA HB\^MUK MJ EJA
vbr tcb ybdrs CE"#+s mpbrdtfmh cds j`murfscbl dhl fs hmw sprbdl mvbr d
hbtwmrk mj
= 9bnfmhd`!
,5 &mhd` dhl : 0fstrfat jjfabs!
/ adip mjjfabs dhl
5: 9bprbsbhtdtfvb jjfabs>brvfab Dnbhts dhl
5, imrb suac mjjfabs wf`` $b mpbhbl vbry smmh.
CE"# tmldy cds fts prbsbhab fh 1 aftfbs dhl tmwhs d`` mvbr Wdkfstdh dhl fs
tdrnbtfhn tm b'pdhl fts $usfhbss tm ,:1 aftfbs dhl tmwhs.
CE"#+s Cbdl mjjfab fs sftudtbl fh "fhdhab B rdlb #bhtrb ;drdacf.
EJA- s J!HDHA!HN
/fhab fhabptfmh tm ldtb, tcb amrpmrdtfmh cds jfhdhabl m$br mhb dhl cd`j if` fmh uhfts jmr
7s. 4.+ ef``fmhs, prm$flbl cmusfhn jfhdhab jdaf`ft% tm 5! amrpmrdtb a`fbhts jmr 7s. 4.
if``fmh, idlb rbam$brfbs mj 7s. -4.+:! ef``fmhs dhl cds mutstdhlfhn pmrtjm`fm mj 7s. 4.:
ef``fmh.
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L!QE#UQBIBH\ DHL UBAM7BU!BQ
CE"# lfs$ursbl 9s. O11 if``fmhs j`mml `mdhs tm mvbr 9s 1./ if``fmh
djjbatbl jdif fbs nrdhtbl rbifssfmhs tm 3flmws! rpcdhs dhl rbtfrbl
Lmvbrhibht >brvdht mj 9s. ,.5= $f``fmh mh "blbrd` Lmvbrhibht+s lfrbatfvb. Fts
Dvbrdnb dhhud` lfs$ursbibhts dhl rbamvbrfbs drb drmuhl 9s. 56,5 tm = $f``fmhs.
Ft cds amhtrf$utbl 9s. ,
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AUBL!\ UD\!HN
*cb )d#fstdh (rblft 7dtfhn Dnbha% fiftbl 1)D(7D< cds idfhtdfhbl tcb
`mhntbri dhl scmrt tbri bhtft% rdtfhns mj &musb Euf`lfhn 'fhdhab (mrpmrdtfmh fiftbl
1&E'(< dt +D+1/fhn`b D< dhl D4 1D 2hb
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A./7$# 4rm*f`b
Emdrl mj Lfrbatmrs
$r< Dzcdr D< 5d**rf
Acdfridh
(cfbj ;xbautf$b 2jjfabr 0 Idhdnfhn 9frbatmr
&musb Euf`lfhn 'fhdhab (mrpmrdtfmh tl. 1&E'(
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8mfht /barbtdr%1F' F>2d` 3cdh
#frbatmr
7btfrbl (cdfridh = Idhdnfhn 9frbatmr
Gdtfmhd` Fh$bstibht *rust tl
drdacf
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$r< :dshbbi Dcibl !fllf>uf
#frbatmr
7btfrbl 9frbatmr ?bhbrd`
/fhlc dtacf Dedlfs Dutcmrft%
drdacf
$r< :dcfr !fllf>uf
!barbtdr6
;xbautf$b 9frbatmr
&musb Euf`lfhn 'fhdhab (mrpmrdtfmh tl. 1&E'(D) >#CI *LD>2 dhl >CD)0D9 LCD9 >#CI *>L>2
4. /?/ 1 D0( G2 4>! ! < "cfac fha`ulbs `mdh
jmr amhstruatfmh, puracdsb dhl rbhm$dtfmh
Dt prbsbht &E'( tl, cd$b jm``m"fhn cmusfhn jfhdhab sacbibs fh mpbrdtfmh
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&. A?cdr Ddsdh /acbibL edsbl mh lfifhfscfhn Iuscdr#d, d /cdrfdc amip`fdht sacbib
uhlbr "cfac arblft jmr amhstruatfmh dhl puracdsb mj cmusbs fs d``m"bl.
4:
http://www.hbfc.com.pk/default.asp?pgid=210http://www.hbfc.com.pk/default.asp?pgid=210http://www.hbfc.com.pk/default.asp?pgid=210http://www.hbfc.com.pk/default.asp?pgid=210http://www.hbfc.com.pk/default.asp?pgid=210http://www.hbfc.com.pk/default.asp?pgid=210http://www.hbfc.com.pk/default.asp?pgid=210http://www.hbfc.com.pk/default.asp?pgid=210http://www.hbfc.com.pk/default.asp?pgid=210 -
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,6 "fhdhafhn jdaf`fty up tm 9s.,1 'f((fmh jmr puracdsbamhstruatfmh mr Ed`dhab
rdhsjbr "daf`fty su$%bat tm tcb austmibr+s b`fnf$f`fty B `madtfmh mj cmusbj`dt. "mr
rbhmvdtfmh id'fiui jfhdhafhn `fift up tm 9s.5.: if``fmh.
56 cb fhvbstibht fs rbpdyd$`b fh djjmrld$`b fhstd``ibhts mvbr d id'fiui pbrfml
mj 51 ybdrs lbpbhlfhn upmh tcb austmibr+s dnb dhl rbpdyibht d$f`fty.
=6cb mvbrd`` amst fh da?ufrfhn cmusfhn uhlbr tcb sacbib fs imlbrdtb ds
amipdrbl wftc mtcbr $dhks.
/6 dr`y uhft puracdsb mptfmh! austmibr adh puracdsb ds idhy hui$br mj uhfts
ds tcb austmibr wfscbs! su$%bat tm prbpdyibht acdrnbs. Ey idkfhn dlvdhab
pdyibht! tcb austmibr wf ` dvdf` twm $bhbjfts f.b. Lbt dhl rbluabl cfscbr
imhtc`y fhstd``ibht mh `mwbr sflb mr nbt rbluabl tcb pbrfml mj `mdh.
:6>baurfty b?uftd$`brbnfstbrbl imrtndnb fh jdvmr mj Cmusb Euf`lfhn "fhdhab
#mrpmrdtfmh
O6>cdrfd amip`fdht sacbib. Dpprmvbl $y tcb prmifhbht Fs`difa sacm`drs. cfs
sacbib fs $dsbl mh tcb amhabpt mj iutud` scdrfhn dhl rbht fs cfrbl jmr tcb tfib
tf`` tcb mwhbrscfp trdhsjbrs.
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I" !H\BUHQ!W D\ M#QB E#!@L!HN J!HDHAB AMUWMUD\!MH
Ds d pdrt mj iy lbnrbb! prdatfad` trdfhfhn khmwh ds fhtbrhscfp fs mj amrb
fipmrtdhab. "mr iy fhtbrhscfp! F dpp`fbl fh vdrfmus mrndhf(dtfmhs dhl jbw mj tcbi
rbspmhlbl pmsftfvb`y mut mj wcfac F acmsb Cmusb Euf`lfhn "fhdhab #mrpmrdtfmh.
Iy lbafsfmh fh jdvmur mj CE"# wds $dsbl mh idhy jdats smib mj wcfac F wmu`l
`fkb tm scdrb wftc ymu pbmp`b.
Ft fs d nmvbrhibht fhstftutfmh dhl d`imst cds d imhmpm`y fh cmusfhn jfhdhab
Fts austmibr $dsb fs cunb lub tm fts `drnb hbtwmrk d`` drmuhl tcb amuhtry
fts drbd mj mpbrdtfmhs wbrb wb`` syhacrmhf(bl wftc iy id%mrs fh I.E.D
Fts stdtus ds d Lmvt. fhstftutfmh fs hmw acdhnfhn ds d sbif nmvt mr dh
dutmhmimus $mly. >m! rdlfad` acdhnbs wbrb $bfhn m$sbrvbl $y ib fh tcfs
amhtb't.
0ub tm fts `drnb mpbrdtfmhs dhl rb`dtbl jfhdhafd` datfvftfbs! tcbrb wds d `mt tm `bdrh
jmr ib wcfac wds iy prb rb?ufsftb jmr %mfhfhn dhy mrndhf(dtfmh ds dh fhtbrhbb
Q%''dry mj 'y fhtbrhscf,
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Iy fhtbrhscfp dt CE"# wds dpprmvbl jmr wbbks dhl F trfbl iy $bst tm
`bdrh imrb dhl imrb wftc fh tcfs spbafjfa tfib pbrfml. Iy d``madtfmh mj tfib fh
vdrfmus lbpdrtibhts mj CE"# wds ds jm``mws
F spbht iy jfrst twm wbbks ds d jrmht lbsk mjjfabr nuflfhn dhl bluadtfhn
austmibrs d$mut tcb CE"# pm`fafbs dhl sdtfsjyfhn tcbfr ?ubrfbs.
Iy hb't twm wbbks wbrb d`sm spbht ds d jrmht lbsk mjjfabr $ut hmw iy hdturb mj
wmrk wds acdhnbl. F spbht tcbsb twm wbbks fh adsb stulfbs. F wbht tcrmunc
vdrfmus jf`bs dhl `bdrh d `mt d$mut tcb pm`fafbs dhl juhatfmhfhn mj CE"#. Fh tcbsb
/ wbbks F `bdrht
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Iy jfrst tm bb/s dt m%sb E%f(lfh& Jfhdh$b Amr,mrdtfmh
Iy fhtbrhscfp dt Cmusb Euf`lfhn "fhdhab #mrpmrdtfmh stdrtbl mh
,5tcmj 4u`y 51,1. f wbht tm CE"# mjjfab * acm$urnf $rdhac 2 wftc iy uha`b * wcm fs
idhdnbr dlifh fh CE"# 2. Cb fhtrmluabl ib wftc Ir. &dcbbr Dcidl *$rdhac
idhdnbr2 dhl tm`l cfi d$mut iy stdtus ds dh fhtbrhbb. Ir. &dcbbr Dcidl
wdri`y wb`amibl ib dhl cdhl mvbr ib tm Ir. D$lur 9DCID) *ID)DL9
nrdlb twm2 wcm wds d jrmht lbsk mjjfabr dhl wds rbspmhsf$`b jmr austmibr
cdhl`fhn dhl austmibr nuflfhn. Cb wds d vbry fhtbrbstfhn idh dhl F `bdrht d `mt
jrmi cfi. F fiiblfdtb`y stdrtbl m$sbrvfhn cfi cmw cb cdhl`bs tcb austmibr dhl
wcdt lfl cb rbp`y tm tcbfr ?ubrfbs. Rhlbr cfs supbrvfsfmh! F `bdrht tcb nbhbrd`
`mdhfhn prmablurb dhl austmibr lbd`fhn.
cfs d`` adh $b suiidrf(bl fh tcb jm``mwfhn cbdls.
Lbhbrd` prbadutfmhs
`fst mj prmpbrty lmauibhts
Cmw tm amip`btb prmpbrty lmauibhts
`fst mj lmauibhts rb?ufrbl $y CE"#
Wrmablurb mj nbttfhn jfhdhab jrmi CE"#.
5>
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Cmw tm puracdsb `dhl dhl prmpbrty
)mw F wf`` b'p`dfh d`` tcfs mhb $y mhb fh lbtdf`.
3. Nbhbrd( ,rb$d%tfmhs
/fhab F "ds tcb jrmht lbs# mjjfabr dhl F "ds rbspmhsfe`b jmr bluadtfhn
dhl nuflfhn austmibrs! sm jfrst F wds suppmsbl tm tbdac iysb`j nbhbrd`
prbadutfmhs tm $b tdkbh wcf`b puracdsfhn prmpbrty sm tcdt F idy $bttbr nuflb
tcbi.
Lbhbrd``y! wb adh suiidrf(b d`` tcbsb prbadutfmhs ds jm``mws.
Wrbadutfmhs tm eb tdkbh ebjmrb puracdsfhn d vd`fl prmpbrty (@dhl mr Cmusb/j`dt)
>fhab tcb prmablurb mj $uyfhn rbsflbhtfd` prmpbrty fs usud``y fhtrfadtb fh hdturb
.Imrb6sm! ft lfjjbrs jrmi drbd tm drbd! tcus ft fs fipbrdtfvb tm idkb surb $bjmrb
bhtbrfhn fhtm dhy lbd` d$mut puracdsb mj prmpbrty! tcdt ft fs jrbb jrmi d``
bhaui$rdhabs.Cbrb drb d jbw acbaks $y dpp`yfhn tcdt mhb adh prmtbat cfscbr fhtbrbst up tm d
id'fiui `fift
,. hsurb tcdt tcb prmpbrty fs imrtndnbl hbftcbr wftc dhy $dhk hmr uhlbr
`ftfndtfmh fh d amurt mj `dw. cfs adh $b dsabrtdfhbl $y m$tdfhfhn )mh6
bhaui$rdhab abrtfjfadtb jrmi tcb mjjfab mj tcb >u$69bnfstrdr mj tcb drbd
amhabrhbl wcbrb tcb prmpbrty jd``s.H
5. hsurb tcdt sb``br cds nbhufhb tft`b tm tcb prmpbrty.
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=. hsurb tcdt sb``br cds hm lbjbatfvb tft b tm `dhl tcdt ifnct put fhtm %bmpdrly
tcb >b``br uhlbr tcb `dw tm lfspmsb6mjj tcb prmpbrty. cfs adh $b dsabrtdfhbl
jrmi tcb `dhl d``mttfhn dnbhayH
/. m dvmfl `bnd` amip`fadtfmhs! idkb surb tcdt d`` tcb mrfnfhd` lmauibhts wftc
amip`btb acdfh mj tft`b drb fh mrlbr dhl cdhly dvdf`d$`b wftc tcb >b``br.
:. Fj tcb mwhbr `fvbs d$rmdl! d pmwbr mj dttmrhby! lu`y abrtfjfbl $y tcb i$dssy
mr tcb #mhsu`dtb Lbhbrd` mj Wdkfstdh dhl rbnfstbrbl wftc tcb drbd rbnfstrdr fs
rb?ufrbl.
)mrid``y lmauibhtdtfmh vdrfbs jrmi drbd tm drbd dhl afty tm afty! cbhab! fs
su$%bat tm tcb rb?ufrbibht mj `mad` dutcmrftfbs! suac ds tcb #`fjtmh #dhtmhibht
Emdrl! 0bjbhsb Cmusfhn Dutcmrfty *0CD2! @0D fh @dcmrb! #0D fh Fs`did$dl!
;drdacf 0bvb`mpibht Dutcmrfty! dhl tcb mtcbr smafbtfbs! juhatfmhd` fh tcb drbd
wcbrb tcb prmpbrty fs $bfhn puracdsbl.
>m! ymu iust acbak tcb jm``mwfhn lmauibhts $bjmrb cdhlfhn mvbr tmkbh imhby
mr sfnhfhn >d`b Dnrbbibht6
D``mtibht `bttbr
Wmssbssfmh mrlbr
>ftb W`dh dhl su$6lfvflbl sftb p`dh
D`` pdfl utf`fty $f``s dhl acd``dhs
Dpprmvd` dhl amip`btfmh mj tcb $uf`lfhn p`dh
#mip`btfmh abrtfjfadtb
rdhsjbrIutdtfmh rlbr MFh adsb wcbrb sd`b lbbl fs b'bautbl su$sb?ubht
tm @bdsb 0bbl
Wmwbr mj Dttmrhby! lu`y b'bautbl fh tcb mjjfab mj tcb >u$69bnfstrdr
#mhabrhbl
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Fh adsb tcb prmpbrty uhlbr amhsflbrdtfmh fs fh tbrrftmrfd` %urfslfatfmh mj 0CD
;drdacf! spbafjfa lmauibhts rb?ufrbl fha`ulb
Dpprmvd` `bttbr jmr wdtbr amhhbatfmh!
Dssbssibht mj prmpbrty!
>uf Lds dhl ;># fhstd``dtfmh skbtac dhl tbst rbpmrt
mu d`sm iust tdkb d`` mrfnfhd` lmauibhts mj tcb prmpbrty jrmi tcb sb``br! jrmi
da?ufrfhn tcb vdadht p`mt up tm amip`btfmh abrtfjfadtb mj tcb $uf`lfhn dt tcb tfib mj
idkfhn tcb jfhd` pdyibht wftc pbdabju` vdadht pcysfad` pmssbssfmh mj tcb
prmpbrty
6. @fst mj ,rm,brty lm$%'bhts
@fst mj lmauibhts rb?ufrbl jmr b'bautfmh mj `bdsb 0bbl,. "fvb ampfbs mj >ftb W`dh *E`ub Wrfht2
5. Dttbstbl pcmtm ampfbs mj #)F#
=. Dttbstbl pdfl ampy mj #cd``dh
/. Dttbstbl pdfl ampy mj d``mtibht mrlbr
:. Wmssbssfmh rlbr
O. Dakhmw`blnbibht mj Wmssbssfmh
ftb W`dh
. rdhsjbr rlbr
Fssudhab mj d``mtibht mrlbr
,. Djjfldvft mh 9s.,1T hmh6%ulfafd` stdip pdpbr lu`y dttbstbl.
5. Dttbstbl pcmtm ampy mj #)F#
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=. Dttbstbl pcmtmampy mj d`` pdfl acd``dhs.
Iutdtfmh $y rbnfstbrbl >d`b 0bbl
,. 5hl ampy mj 9bnfstbrbl >d`b 0bbl mh 9s.,1T hmh 4ulfafd` stdip pdpbr
5. Dttbstbl pcmtm ampy mj #)F# mj Dttmrhby
=. Wrbss hmtfjfadtfmh
/. 0bbl mj 9blbiptfmh)ma jrmi mdh nfvfhn dnbhay fh adsbs wcbrb
Wbrifssfmh tm ImrtndnbDssfnh cds d`rbdly $bbh fssubl $y Dutcmrfty.
:. Dh Djjfldvft fh adsbs wcbrb pbrifssfmh tm DssfnhImrtndnb fssubl
$y Dutcmrfty cds hmt $bbh utf`f(bl.
O. Fhlbihfty Emhl mh 9s.=1T hmh 4ulfafd` >tdip pdpbr jrmi tcb
Ubhlbbpuracdsbr
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=. Wrbss )mtfjfadtfmh *>pbafibh KD+2
/. Dttbstbl pcmtm ampy mj Wmwbr mj Dttmrhby *fj dhy2
:.Fhlbihfty Emhl mh 9s.:1T hmh %ulfafd` >tdip pdpbr jmr tcb
rdhsjbrbb>b``br dhl rdhsjbrbbWuracdsbr wftcfh *>pbafibh KE B #+2.
O.Wrmmj mj #mhstruatfmh
d. #mip`btfmh #brtfjfadtb mj Euf`lfhn #mhtrm` Dutcmrfty
9
$. Wdfl ampy mj m`lbst acd``dh mj Wrmpbrty d'! W6,! W6,1.
ftb W`dh d`mhn wftc mrfnfhd`
,5. Dttbstbl pcmtm ampy mj rdhsjbr mrlbr d`mhn wftc mrfnfhd`
,=. Dttbstbl am`mur Wcmtmnrdpc mj >b``br dhl Wuracdsbr
)mtb *D`` rfnfhd`s wf`` $b rbturhbl djtbr sarutfhy2
rdhsjbr $y Lfjt
Fh adsb mj trdhsjbr mj prmpbrty $y nfjt! jm``mwfhn lmauibhts drb rb?ufrbl $y
tcb CE"#.
,. 0ba`drdtfmh mj Lfjt mh 9s.,11T )mh64ulfafd` >tdip pdpbr *fh mrfnfhd`2 lu`y
dttbstbl $y Idnfstrdtb)mtdry Wu$`fa *fh adsb mj dttbstdtfmh $y tcb )mtdry pu$`fa
)mtdry >tdips tm $b djjf'bl2
9
>bamhl ampy *mh 9s.,116)mh 4ulfafd` >tdip2 mj tcb 9bnl.Lfjt 0bbl.
5. Wrbss hmtfjfadtfmh6fhvftfhn m$%batfmhs tm tcb prmpmsbl iutdtfmhtrdhsjbr mh tcb
$dsfs mj Lfjt.
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=. Fhlbihfty Emhl mh 9s.:1T hmh64ulfafd` pdpbrs jrmi 0mhmr dhl 0mhbb
/. Dttbstbl Wcmtm ampfbs mj )dtfmhd` Flbhtfty #drls mj $mtc lmhmr dhl
0mhhb.
:. >bdrac #brtfjfadtb *fh adsbs mj @bdsbl p`mt2 jrmi tcb ldtb mj `bdsb up6tm6ldtb.
O. fh adsb Wbrifssfmh tm Imrtndnb cds d`rbdly $bbh fssubl! bftcbr $mtc ampfbs
mj Wbrifssfmh tm ImrtndnbDssfnh $b surrbhlbrbl! mr )# jmri tcb @mdh Lfvfhn
Dnbhay jmr tcb prmpmsbl iutdtfmh $b su$ifttbl mr dh djjfldvft tm tcb bjjbat tcdt
tcb Wbrifssfmh tm ImrtndnbDssfnh wds hmt utf`f(bl *spbafibh K+2 mr 0bbl mj
9blbiptfmh $b su$ifttbl.
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0< Cm9 tm 2bamib tft`bcm`lbr m* `dhl
/abhdrfm 4
Fj %mu cd$b d pfbab mj `dhl fh %mur pmssbssfmh e% $frtub mj d``mtibht `bttbr
/tbpe%stbp prmablurb fh$m`$bl
cb d` mtibht fs hmt rbakmhbl ds tft`b lmauibhts tm `dhl. cb p`mt dndfhst
d``mtibht mrlbr fs trdhsjbrd$`b djtbr amip`btfmh mj tcb `bnd` jmrid`ftfbs mj tcb
Cmusfhn Dutcmrftfbs fh tcb hdib mj iy mtcbr pbrsmh! wcm fs fhtbrbstbl tm
puracdsb tcb `dhl jrmi tcb d``mttbbtrdhsjbrbb mj `dhl jrmi tcb mpbh idrkbt. cb
p`mt fs trdhsjbrd$`b jrmi mhb pbrsmh tm dhmtcbr pbrsmh tf`` b'bautfmh mj tcb >u$6
@bdsb@bdsb. cb prmablurb jmr trdhsjbr mj p`mt fs lfjjbrbht fh d`` tcb Cmusfhn
Dutcmrftfbs.
@bdsb 0bbl fs d tft`b lmauibht tcbrbjmrb! fj ymu drb cm`lfhn d``mtibht mj `dhl fh
ymur hdib dhl wdht tm $badib d tft`bcm`lbr mj tcb `dhl tcbh ymu scmu`l amhtdat
wftc tcb Dutcmrf(bl jjfabr mj tcb sacbib jmr b'bautfmh mj @bdsb 0bbl>u$
@bdsb@bdsb DA B @bdsb EA * ds tcb adsb idy $b 2
>tbps fhvm`vbl
,. Rhlbr tcb ru`bs! tcb d``mttbb mj `dhl wf`` $b rb?ufrbl tm lbpmsft tcb lubs mj
tcb `dhl *fj dhy2G
5. cb amhabrhbl dnbhay f.b. ;0D;I#0CD#0D@0D @0D bta wf`` fssub
d $f`` mj tcb lub dimuht dndfhst `dhl fh jdvmur mj d``mttbbG
=. Cdvfhn a`bdrbl tcb mutstdhlfhn lubs mj `dhl tcb d``mttbb wf`` m$tdfh
prbsarf$bl $`dhk jf`b! mh pdyibht mj rb?ufrbl dimuht mj jbb! jrmi tcb hmifhdtbl
$rdhacbs mj tcb amiibrafd` $dhk dhl djtbr amip`btfhn tcb rb?ufrbl jmrid`ftfbs !
ds ibhtfmhbl fh tcb jf`b! dpp`y tm tcb dutcmrf(bl mjjfabr mj tcb $mly jmr b'bautfmh
mj tcb @bdsb 0bbl @bdsb DA B @bdsb EA fh cfs jdvmurG
/. cb Dutcmrf(bl jjfabr! djtbr m$sbrvdhab mj rb?ufrbl prmablurb wf`` fssub
tcrbb $`dhk @bdsb>u$ @bdsb dhl @bdsb DA B @bdsb EA tm tcb d``mttbb jmr tcb
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stdipfhn mj prbsarf$bl vd`ub mj 9s\\\\ mh tcb jfrst pdnb mj @bdsb>u$
@bdsb dhl @fabhsb jrmi tcb rbdsury jjfab mj tcb LmvbrhibhtG
:. Djtbr stdipfhn mh tcb @bdsb>u$ @bdsb dhl @bdsb DA B @bdsb EA! tcb
dpp`fadht wf`` rb?ubst tcb amhabrhbl mjjfabr jmr tcb b'bautfmh mj tcb @bdsb>u$
@bdsb dhl @bdsb DA B @bdsb EA! fh tcb >u$ 9bnfstrdr jjfab.
O. cb Dutcmrf(bl jjfabr mj tcb lbpdrtibht wf`` jf' ldtb jmr b'bautfmh mj tcb
@bdsb>u$ @bdsb dhl @bdsb DA B @bdsb EA! fh jdvmur mj tcb dpp`fadht $bjmrb
tcb >u$ 9bnfstrdr.
Djtbr rbnfstrdtfmh mj tcb @bdsb>u$ @bdsb dl @fabhsbb DA! tcb 9bnfstrdr+s jjfab
wf`` fssub d s`fp jmr m$tdfhfhn tcb 9bnfstbrbl @bdsb>u$ @bdsb dhl @bdsb DA B
@bdsb EA! djtbr mhb imhtc mr sm.
hab tcb @bdsb>u$6@bdsb dhl @bdsb DA B @bdsb EA fs b'bautbl fssubl $y
tcb lbpdrtibht amhabrhbl ymu $bamib tcb tft`bcm`lbr mj tcb prmpbrty`dhl jmr d
spbafjfbl pbrfml mj tfib ibhtfmhbl tcbrbfh
/abhdrfm 5
Fj %mu cd$b puracdsbl tcb `dhl0 prmpbrt% sfip`% mh d``mtibht `bttbr tcrmunc d /d`bDnrbbibht
>tbp6$y6stbp prmablurb fhvm`vbl
cb d` mtibht fs hmt rbakmhbl ds tft`b lmauibhts tm `dhl. cb p`mt dndfhst
d``mtibht mrlbr fs trdhsjbrd$`b djtbr amip`btfmh mj tcb `bnd` jmrid`ftfbs mj tcb
Cmusfhn Dutcmrftfbs fh tcb hdib mj iy mtcbr pbrsmh! wcm fs fhtbrbstbl tm
puracdsb tcb `dhl jrmi tcb d``mttbbtrdhsjbrbb mj `dhl jrmi tcb mpbh idrkbt. cb
p`mt fs trdhsjbrd$`b jrmi mhb pbrsmh tm dhmtcbr pbrsmh tf`` b'bautfmh mj tcb >u$6
@bdsb@bdsb. cb prmablurb jmr trdhsjbr mj p`mt fs lfjjbrbht fh d`` tcb Cmusfhn
Dutcmrftfbs.
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@bdsb 0bbl fs d tft`b lmauibhts jmr dvdf`fhn `mdh jrmi `mdh nfvfhn dnbhay!
tcbrbjmrb! fj ymu cdvb puracdsbl d pfbab mj `dhl amiprfsfhn sfip`b mh d``mtibht
dhl tcb trdhsdatfmh mj sd`bpuracdsb fs idlb tcrmunc d sfip`b sd`b dnrbbibht
dhl ymu fhtbhl tm $bamib d tft`bcm`lbr mj tcb `dhl tcbh ymu drb rb?ufrbl
tm amhtdat wftc tcb Dutcmrf(bl jjfabr mj tcb sacbib jmr b'bautfmh mj @bdsb
0bbl>u$ @bdsb>u$ @bdsbA DA* ds tcb adsb idy $b.
cb d` mtibht fs hmt rbakmhbl ds tft`b lmauibhts tm `dhl. cb p`mt dndfhst
d``mtibht mrlbr fs trdhsjbrd$`b djtbr amip`btfmh mj tcb `bnd` jmrid`ftfbs mj tcb
Cmusfhn Dutcmrftfbs fh tcb hdib mj iy mtcbr pbrsmh! wcm fs fhtbrbstbl tm
puracdsb tcb `dhl jrmi tcb d``mttbbtrdhsjbrbb mj `dhl jrmi tcb mpbh idrkbt. cb
p`mt fs trdhsjbrd$`b jrmi mhb pbrsmh tm dhmtcbr pbrsmh tf`` b'bautfmh mj tcb >u$6
@bdsb@bdsb. cb prmablurb jmr trdhsjbr mj p`mt fs lfjjbrbht fh d`` tcb Cmusfhn
Dutcmrftfbs.
@bdsb 0bbl fs d tft`b lmauibhts jmr dvdf`fhn `mdh jrmi `mdh nfvfhn dnbhay!
tcbrbjmrb! fj ymu cdvb puracdsbl d pfbab mj `dhl amiprfsfhn sfip`b mh d``mtibht
dhl tcb trdhsdatfmh mj sd`bpuracdsb fs idlb tcrmunc d sfip`b sd`b dnrbbibht
dhl ymu fhtbhl tm $bamib d tft`bcm`lbr mj tcb `dhl tcbh ymu drb rb?ufrbl
tm amhtdat wftc tcb Dutcmrf(bl jjfabr mj tcb sacbib jmr b'bautfmh mj @bdsb
0bbl>u$ @bdsb>u$ @bdsbA DA* ds tcb adsb idy $b 2
>tbps fhvm`vbl
,. Rhlbr tcb ru`bs! tcb puracdsbr mj `dhl wf`` $b rb?ufrbl tm lbpmsft tcb lubs mj
tcb `dhl *fj dhy2G
5. cb amhabrhbl dnbhay f.b. ;0D;I#0CD wf`` fssub d $f`` mj tcb lub dimuht
dndfhst `dhl fh jdvmur mj d``mttbb puracdsbrG
=. Cdvfhn a`bdrbl tcb mutstdhlfhn lubs mj `dhl tcb puracdsbr wf ` m$tdfh
prbsarf$bl $`dhk jf`b! mh pdyibht mj rb?ufrbl dimuht mj jbb! jrmi tcb hmifhdtbl
$rdhacbs mj CE@ dhl djtbr amip`btfhn tcb rb?ufrbl jmrid`ftfbs ! ds ibhtfmhbl fh
tcb jf`b! wf`` dpp`y tm tcb Dutcmrf(bl mjjfabr mj ;0D;I#0CD >acbib jmr trdhsjbr
mj `dhl fh cfs jdvmurG
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/. cb Dutcmrf(bl jjfabr! djtbr m$sbrvdhab mj rb?ufrbl prmablurb wf ` fssub
trdhsjbr `bttbr fh jdvmur mj tcb puracdsbrG
:. cb hb't stbp wcfac fs rb?ufrbl tm jm``mw djtbr tcb fssudhab mj rdhsjbr rlbr!
$y tcb puracdsbr fs tm dpp`y tm tcb amhabrhbl Dutcmrf(bl jjfabr mj
;0D;I#0CD jmr b'bautfmh mj `bdsb lbbl fh cfs jdvmur.
O. cb puracdsbr wf`` $b rb?ufrbl tm m$tdfh prbsarf$bl $`dhk jf`b! mh pdyibht mj
rb?ufrbl dimuht mj jbb! jrmi tcb hmifhdtbl $rdhacbs mj CE@ dhl djtbr
amip`btfhn tcb rb?ufrbl jmrid`ftfbs ! ds ibhtfmhbl fh tcb jf`b! wf`` dpp`y tm tcb
Dutcmrf(bl mjjfabr mj ;0D;I#0CD >acbib fh tcb jmr b'bautfmh mj tcb @bdsb
0bbl@fabhsb fh cfs jdvmurG
u$ @bdsb dhl @bdsb DA B EA tm tcb d``mttbb jmr tcb stdipfhn
mj prbsarf$bl vd`ub mj 9s\\\\ mh tcb jfrst pdnb mj @bdsb>u$ @bdsb dhl
@fabhsb jrmi tcb rbdsury jjfab mj tcb LmvbrhibhtG.
. Djtbr stdipfhn mh tcb @bdsb>u$ @bdsb dhl @bdsb DA B E! tcb dpp`fadht wf``
rb?ubst tcb amhabrhbl mjjfabr jmr tcb b'bautfmh mj tcb @bdsb>u$ @bdsb
dhl @bdsb DA B E fh tcb >u$ 9bnfstrdr jjfab.
-. cb Dutcmrf(bl jjfabr mj tcb lbpdrtibht wf`` jf' ldtb jmr b'bautfmh mj tcb
@bdsb>u$ @bdsb dhl @bdsb DA B E fh jdvmur mj tcb dpp`fadht $bjmrb tcb >u$
9bnfstrdr.
,1. Djtbr rbnfstrdtfmh mj tcb @bdsb>u$ @bdsb dl @bdsb DA B E! tcb 9bnfstrdr+s
jjfab wf`` fssub d s`fp jmr m$tdfhfhn tcb 9bnfstbrbl @bdsb>u$ @bdsb dhl @bdsb
DA B E djtbr mhb imhtc mr sm.
hab tcb @bdsb>u$6@bdsb dhl >u$@bdsb DA B E fs b'bautbl fssubl $y tcb
lbpdrtibht amhabrhbl ymu $badib tcb tft bcm`lbr mj tcb prmpbrty`dhl jmr d
spbafjfbl pbrfml mj tfib ibhtfmhbl tcbrbfh
m tm &bt d,,rm*bl +%f(lfh& ,(dh dhl cy ft fs hb$bssdry
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7dfsfhn amhstruatfmh "ftcmut cd$fhn d euf`lfhn p`dh dpprm$bl jrmi tcb amhabrhbl dnbha%
fs d $fm`dtfmh mj ru`bs mj tcb amhabrhbl Euf`lfhn (mhtrm` Dutcmrft% dhl adh `bdl tm
lbim`ftfmh mj amhstruatfmh.
*cbrbjmrb, jmr d`` prdatfad` purpmsbs f.b. ebjmrb rdfsfhn amhstruatfmh, dpprm$bl euf`lfhn
p`dh dhl fts dpprm$d` `bttbr fs idhldtmr%
/tbps fh$m`$bl
4. *cb fhlf$flud` scmu`l amhtdat d `fabhsbl dracftbat jmr tcb prbpdrdtfmh mj euf`lfhn p`dh
mj tcb prmpbrt%J
5. *cb rbqufrbl dimuht mj jbb mj tcb (mhtrm` fhn dutcmrft% scmu`l eb lbpmsftbl fh tcb
lbsfnhdtbl erdhacbs mj tcb edh# ebjmrb sueifssfmh mj euf`lfhn p`dh jmr metdfhfhn
dpprm$d` mj tcb amhabrhbl Dutcmrft%
+. &d$fhn lbpmsftbl tcb jbb, tcb Dracftbat scd`` sueift tcb prmpmsbl p`dh fh tcb
(mhtrm``fhn Dutcmrft% mjjfab jmr fts dpprm$d`J
. (urrbht`% fh drdacf E(D fs dpprm$fhn euf`lfhn p`dh "ftcfh tcrbb ld%sJ
m tm m+tdfh ,br'fssfmh tm dssf&h mr Hm;m+0b$tfmh $brtfjf$dtb dhl cy ft fs
hb$bssdry
Ft fs idhldtmr% jmr d$df`fhn `mdh jrmi dh% `mdh nf$fhn dnbha% tcdt prfmr pbrifssfmh
scmu`l eb metdfhbl e% tcb fhtbhlfhn emrrm"br jrmi tcb amhabrhbl `dhl d``mttfhn dnbha% tm
tcb bjjbat tcdt tcb dnbha% cds hm meNbatfmh fh dssfnhfhn tcb `dhl jmr d$df`fhn `mdh.
'mr tcb fssudhab mj G2(J
4. Cmu scmu`l dpprmdac tcb amhabrhbl 0bpdrtibht jmr m$tdfhfhn tcb Wbrifssfmh
tm dssfnh mr )# *ds tcb adsb idy $b mh tcb prbsarf$bl jmri $y dttdacfhn tcb
rb?ufrbl lmauibhts ibhtfmhbl fh tcb jmri.
5. cb amhabrhbl lbpdrtibht djtbr b'difhdtfmh mj tcb lmauibhts wf`` fssub d
acd``dh fh ymur jdvmur jmr lbpmsft fh dhy dutcmrf(bl Erdhac
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=. Djtbr lbpmsft mj tcb jbb! su$ift tcb acd``dh fh tcb amhabrhbl lbpdrtibht jmr
fssudhab mj pbrifssfmh tm dssfnh.
/. cb amhabrhbl lbpdrtibht djtbr acbakfhn tcb lmauibhts tcb amhabrhbl
lbpdrtibht fs fssubl tcb d$mvb lmauibhts wftcfh mhb imhtc.
:. Fj ymu cdvb puracdsbl tcb p`mtj`dt dhl da?ufrbl tcb tft b jrmi dhy #mmpbrdtfvb
Cmusfhn >mafbtfbs Euf`lbrs tcbh pbrifssfmh tm dssfnh wf`` $b fssubl $y tcb
amhabrhbl #mmpbrdtfvb Cmusfhn >mafbty dhl Euf`lbr fh tcbfr mwh `bttbrcbdl
G;(1Gmh ;hauierdhab (brtfjfadtb
,. cb >u$ 9bnfstrdr amhabrhbl fssubs )# *)mh6bhaui$rdhab abrtfjfadtb2 tm
tcb tft bcm`lbr mj `dhl scmwfhn tcbrbfh tcb cfstmrybvbht mj @bdsb 0bbl>u$
@bdsb @fabhsb dhl su$sb?ubht sfhab fhabptfmh tm6ldtbG
5. "mr m$tdfhfhn tcb d$mvb lmauibhts! ymu scmu`l dpp`y mh tcb prbsarf$bl jmri
d`mhn wftc d pcmtm ampy mj @bdsb 0bbl dhl d hmifhd` jbb mj 9s\\\\.jmr tcb
)# tcrmunc acd``dh fh tcb rbdsury 0bpdrtibhtG
=. Fh adsb tcbrb fs dhy su$sb?ubht trdhsdatfmh tcbh pcmtm ampy mj >d`b0bbl#mhvbydhab 0bbl dhl pcmtm ampy mj Iutdtfmh scmu`l d`sm $b dttdacbl
wftc tcb dpp`fadtfmhG
/. cb >u$ 9bnfstrdr jjfab mh rbabfpt mj tcb lmauibhts B pdyibht mj jbb wf``
hmrid``y fssub tcb )# wftcfh mhb wbbk
I%tdtfmh $brtfjf$dtb
Iutdtfmh fs fh jdat d lmauibht! wcfac jmris $dsfs jmr trdhsjmridtfmh
mj prmprfbtdry rfncts fh tcb rbamrl mj amhabrhbl `dhl d``mttfhn dnbhay.
Iutdtfmh fs amhvbhtfmhd``y fhvm`vbl fh adsb d @bdsbl prmpbrty fs puracdsbl $y dh
fhlfvflud` tcrmunc d >d`b 0bblrdhsjbr 0bbl! b'bautbl fh tcb mjjfab mj tcb >u$6
+5
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9bnfstrdr .cb prfib purpmsb jmr fssudhab mj Iutdtfmh abrtfjfadtb fs tm $rfhn
acdhnb mj mwhbrscfp fh tcb rbamrl mj `dhl d``mttfhn dnbhay.
>tbps fhvm`vbl
"mr fssudhab mj iutdtfmh abrtfjfadtb! dpp`y mh prbsarf$bl jmri fh tcb
amhabrhbl lbpdrtibht wftc tcb jm``mwfhn lmauibhts6
,. Wcmtm ampy mj @bdsb 0bblG
=. Wcmtm ampy mj #)F# mj tcb sb``brG
/. Wcmtmampy mj >d`b 0bbl rdhsjbr 0bbl
:. cb amhabrhbl 0bpdrtibht mh rbabfpt mj tcb d$mvb lmauibhts dhl
b'difhdtfmh mj adsb wf ` fssub pdyibht acd` dh mj tcb prbsarf$bl jbb fh ymur
jdvmurG
O. mu scmu`l lbpmsft tcb acd``dh jbb fh tcb dutcmrf(bl $rdhac mj EdhkG
d`b lbbl
5. @dst 4did Edhlf 9 #brtfjfbl ampy mj #fty >urvby b'trdat 9 0bc
"mri
++
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=. Lfjt 0bbl *Fj prmpbrty fs nfjtbl2
/. 'acdhnb 0bbl *fj Wrmpbrty fs da?ufrbl fh b'acdhnb2.
:. Iutdtfmhrdhsjbr
O. Wbrifssfmh tm Dssfnhibht )# *>bdrac #brtfjfadtb2
ftb W`dh
. Euf lfhn W`dh lu`y dpprmvbl d`mhn wftc dpprmvd` bttbr
-. Iutdtfmhrdhsjbr
,1. )#
,,. >ftb W`dh
,5. Euf`lfhn W`dh lu`y dpprmvbl d`mhn wftc amvbrfhn bttbr
52 F>@DIDED0 *#DWFD@ D9D2 B C9 #FF> " F>@DIDED0 &)
4. D``mtibht bttbr0*rdhsjbr mrlbr
5. )brifssfmh tm Dssfnh
+. /ftb )`dh0 d%mut )`dh
. 9bidradtfmh (brtfjfadtb
-. Op tm ldtb G;(
:. Dpprm$bl07b$fsbl Euf lfhn p`dh d`mhn "ftc dpprm$d` bttbr
. (brtfjfadtb mj smuhlhbss0$d`ub mj euf`lfhn jmr cmusb puracdsb
!. )mssbssfmh mrlbr0s`fp
1d< 'rbb cm`l prmpbrtfbs 1Oredh 1&E'( tl.0(brtfjfadtb mj Dssurdhab< e% tbcsf`ldr
d. 1/d#hf (brtfjfadtbacbibs
+
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4. 7bnfstbrbl /d`b Dnrbbibht0/d`b 9bbl
5. *rdhsjbr bttbr0D``mtibht bttbr
+. )brifssfmh tm dssfnh
. )mssbssfmh mrlbr
-. /ftb )`dh
:. G.;.(.
. Euf`lfhn )`dh "ftc dpprm$d` `bttbr
*a2 @bdsb Cm`l B #mhtbhtibht >acbibs
4. 7bnfstbrbl bdsb lbbl0/uebdsb
5. ?bhbrd` dhl 7bnfstbr 1(brtfjfadtbftb W`dh
*,12 W>CD3D9 0FUF>F) )3"W
*d2 @bdsb Cm`l Wrmpbrtfbs
4. >d`b 0bbl
5. @bdsb 0bbl
=. Lfjt 0bbl
/. Wbridhbht rdhsjbr 0bbl fh adsb mj vdaubb Wrmpbrty *W02
:. Iutdtfmh #brtfjfadtb
O. Wbrifssfmh tm Dssfnh
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. Dpprmvbl >ftb W`dh
*$2 "rbb Cm`l Wrmpbrtfbs
,. @dst 4did$dhlf mr #fty >urvby 'trdat
5. >d`b 0bbl *fh adsb mj puracdsb2
=. Iutdtfmh
/. #brtfjfadtb mj Dssurdhab $y #m``batmr
:. )..#.
O. Dks6b6>cd%rd
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3ftcfh Iuhfaf
pd` `fift
*wftcfh
#dhtmhibht
Drbd2
9s.:!1116 9s.
9s.5:!1116
fv. Rhlbr CE"# @tl. Lcdr Ddsdh sacbib! ymu adh dvdf` 6
,. "fhdhafhn mh tcb $dsfs mj rdtbs mj ymur p`mt nfvbh fh tcb am` batmr fhlb'G
dhl
5. Fh adsb ymu lm hmt dnrbb wftc tcb rdtbs mj ymur p`mt nfvbh fh tcb am``batmr
fhlb'! ymu idy cdvb tcb idrkbt vd`ub mj ymur p`mt dssbssbl jrmi dh
dpprmvbl vd`ubr mj Wdkfstdh Edhk Dssmafdtfmh. "mr tcfs purpmsb p`bdsb
jm``mw *d2 tm *l2 $b`mw 6
d2 @fst mj tcb dpprmvbl vd`ubr fs dvdf`d$`b fh mur mjjfabswb$ sftb dhl fh tcb
Luflb`fhbs *sbb dhhb'urb2
$2 cb jbb pdyd$`b tm tcb vd`ubr wmu`l rdhnb $btwbbh 9s.,:116 tm
9s.5:116 pdyd$`b lfrbat`y tm tcb vd`ubr .
a2 >u$ift d prb6lrdjtbl dpp`fadtfmh! ibhtfmhfhn tcbrbfh tcb hdib mj tcb vd`ubrmj ymur acmfab jrmi tcb `fst mj dpprmvbl vd`ubrs dvdf`d$`b fh tcb Luflb`fhbs *sbb
dhhb'urb2
l2 Dttdac pcmtmampfbs mj tcb sd`b bdsb lbbl d``mtibht `bttbr dhl $uf`lfhn
p`dh.
Ubrfjfadtfmh prmablurb
>u$ift amip`btb sbt mj tcb tft`b lmauibhts ibhtfmhbl dhl idrkbl * 2 fh tcb
$rmacurb wftc jm``mwfhn dllftfmhd` pdpbrs. *tcb mrfnfhd` pdpbrs drb tm $b
su$ifttbl jmr tcb dttbstdtfmh purpmsbs mh`y2.
Wrmmj mj fhamib mj tcb dpp`fadht mr nudrdhtmr! ds tcb adsb idy $b
, "mr sd`drfbl pbrsmhs.
:
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*>d`dry abrtfjfadtb2
5 "mr $usfhbssibh prmjbssfmhd`s
*d'pdybrs2
*Fhamib td' dssbssibht mrlbr jmr tcb `dst twm ybdrs2
= "mr $usfhbssibhprmjbssfmhd`s *hmh td' pdybrs2
*Djjfldvft mh prbsarf$bl vd`ub stdip pdpbr lu`y dttbstbl $y tcb hmtdry pu$`fa2
/ "mr Dnrfau`turb Fhamib
*Wrmmj mj `dhlcm`lfhn! fhamib abrtfjfadtb jrmi tcb 9bvbhub jjfabr2
:."mr mvbrsbds Wdkfstdhfs.
Fhamib prmmj abrtfjfadtb lu`y dttbstbl $y Wdkfstdh i$dssyG
#mpy mj d`` pdnbs mj Wdsspmrt dttbstbl $y Wdkfstdh i$dssyG
#mpy mj #)F# dttbstbl $y Wdkfstdh i$dssyG
Rhlbrtdkfhn $y dpp`fadht dttbstbl $y Wdkfstdh i$dssyG
Lbhbrd` Wmwbr mj Dttmrhby dttbstbl $y Wdkfstdh i$dssyG
#miputbrf(bl )dtfmhd` Flbhtfty #drl *#)F#2
O #mpfbs mj tcb #)F# mj tcb dpp`fadht dhl nudrdhtmr $mtc. W`bdsb $rfhn mrfnfhd`
#)F#s jmr dttbstdtfmh purpmsbs
Ludrdhtmr+s lmauibhts
Fj fhvbstibht fs dpp fbl mh tcb $dsfs mj nudrdhtmr+s fhamib tcbh p`bdsb
su$ift Ludrdhtmr Ks ?ubstfmhhdfrb jmri dhl `bttbr mj nudrdhtbb! mh prbsarf$bl
jmridts !lu`y jf``bl fh dhl sfnhbl $y tcb nudrdhtmr.
Iblfad` 'difhdtfmhFh adsb tcb jfhdhafhn dimuht b'abbls 9s.= If``fmh! iblfad` b'difhdtfmh mj tcb
dpp`fadhtnudrdhtmr jrmi >@F#+s dpprmvbl lmatmr fs rb?ufrbl. cb `fst mj >@F#+s
dpprmvbl pdhb` mj lmatmrs adh $b m$tdfhbl jrmi mur mjjfabs. cb jbb dhl amst mj
tbsts tm $b pdfl tm tcb lmatmr lfrbat`y.
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cb mvbrsbds Wdkfstdhfs adh cdvb iblfad` b'difhdtfmh jrmi d nmvbrhibht
cmspftd` mj tcb amuhtry mj rbsflbhab dhl su$ift djtbr cdvfhn ft dttbstbl jrmi
bi$dssy mj Wdkfstdh.
mu wf`` $b fhjmribl mhab vd`udtfmh vbrfjfadtfmh mj ymur adsb fs amip`btbl.
>WJ 5 *9LF>9DF)D)0>D)#F)2
f. W`bdsb m$tdfh )# jrmi tcb mjjfab mj tcb su$ J9bnfstrdr! wcbrb ymur `bdsb
lbbl fs rbnfstbrbl.
Ff >u$ift mrfnfhd` rbabfpt mj dpp`fadtfmh jbb lbpmsftbl dhl
)#
fff. $tdfh Daamuht hui$br. Dhl rbabfpt mj lmauibhts.
fv. 3dft jmr tcb sdhatfmhG ymu wf`` $b fhjmribl tb`bpcmhfad``y dhl tcrmunc idf`.
>W6= *0F>ER9>I)D)09LF>9DF)"D>>FL)I)002
F. W9#0R9"99@D>",> #CR
3cbh ymu rbabfvb ad```bttbr jrmi tcb 0fstrfat jjfab tcdt ymur fhvbstibht cds
$bbh dpprmvbl! p`bdsb fiiblfdtb`y vfsft tcb mjjfab d`mhn wftc mrfnfhd` tft`b
lmauibhts. "m` mwfhn jmrid ftfbs drb tm $b amip`btbl $bjmrb rb`bdsb mj Fst
acb?ub6
, >fnh tcb rbpdyibht sacblu`b B m$tdfh ampy wcbrbmj.
5 >u$ift mrfnfhd` tft`b lmauibhts dhl m$tdfh rbabfpt.
= 0bpmsft dlvdhab fhsurdhab prbifui Z 9s.1.:16 pbr tcmusdhl pbr imhtc fh
CE@
/ >u$ift dpp`fadtfmh jmr tcb fhspbatfmh mj sftb *ampy fs dvdf`d$`b dt dhhb'urb mj
tcb Luflb`fhbs2 fj tcb amhstruatfmh fs amip`btb uptm tcb rb?ufrbl `bvb` ds
ibhtfmhbl fh Daabptdhab `bttbr dndfhst ,sttrbhac.
: >u$ift mhb ampy bdac mj tcb prbsarf$bl `bttbr mj amhtfhufty B prmifssmry hmtb!
lu`y typbl mh stdip pdpbr mj 9s.,116 bdac.
!
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O >u$ift pmst6ldtbl acb?ubs *ds pbr sacblu`b mj pdyibht2.
*W`bdsb hmtb fj fhvbstibht cds $bbh sdhatfmhbl mh nudrdhtmr+s fhamib pmst6
ldtbl acb?ubs drb tm $b fssubl $y tcb nudrdhtmr mj cfs mwh $dhk da2.
< $tdfh tcrbb $`dhk ampfbs mj tcb lbbl mj dssfnhibht dhl nbt tcb dlcbsfvb
stdips *b?ufvd`bht tm tcb rdtb ibhtfmhbl fh tcb sacblu`b^ $b`mw2 djjf'bl! mh mhb
mj tcb ampfbs! jrmi tcb trbdsury mjjfab mj tcb 0fstrfat. W`bdsb lm hmt jf`` tcb lbbl
ymursb`j tm dvmfl ifstdkbs.
hab tcb d$mvb wmrk fs amip`btb! idkb dh dppmfhtibht wftc tcb amhabrhbl
mjjfabr mj CE"# @tl. tm daamipdhy ymu tm tcb mjjfab mj tcb amhabrhbl >u$6
9bnfstrdr wcbrb ymur dnrbbibht wf`` $b rbnfstbrbl dhl acb?ub mj Fst fhstd``ibht
wf`` $b lb`fvbrbl fh tcb prbsbhab mj tcb >u$69bnfstrdr. W`bdsb lm hmt jmrnbt tm
$rfhn ymur mrfnfhd` F.0. #drl dhl adsc dimuht b?ufvd`bht tm tcb rbnfstrdtfmh
jbb nfvbh fh tcb jm``mwfhn sacblu`b
Wrmvfhab #mst mj dlcbsfvb stdip^ 9bnfstrdtfmh "bb^^
Ed`uacfstdh 5N mj tcb sdhatfmhbl dimuht ,N mj tcb sdhatfmhbl dimuht
)3"W /N mj tcb sdhatfmhbl dimuht 1.:N mj tcb sdhatfmhbl dimuht
>fhlc 1.5N mj tcb sdhatfmhbl
dimuht
,N S : rupbbs pbr pdnb mj tcb
sdhatfmhbl dimuht
Wuh%d$ 1.5:N mj tcb sdhatfmhbl
dimuht
1.5:N mj tcb sdhatfmhbl
dimuht
ff. W9#0R9 9@D> 5)0 #CR
, >u$ift dpp fadtfmh jmr sftb fhspbatfmh fj amhstruatfmh fs amip`btb up tm tcb
rb?ufrbl `bvb` ibhtfmhbl fh tcb daabptdhab `bttbr dndfhst 5hltrbhac.
5 >u$ift mhb ampy bdac mj tcb prbsarf$bl `bttbr mj amhtfhufty B prmifssmry hmtb!
lu`y typbl mh stdip pdpbr mj 9s.,116 bdac.
= #m``bat `bttbr jrmi CE"# @tl. jmr nbttfhn tcb `fbh idrkbl fh tcb mjjfab mj tcb
amhabrhbl dutcmrfty! ammpbrdtfvb smafbty mr adhtmhibht $mdrl dhl fh adsb mj jrbb
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cm`l prmpbrty jmr iutdtfmh fh 9bvbhub rbamrl fh jdvmur mj CE"# @tl. *cfs scmu`l
$b su$ifttbl fh tcb lfstrfat mjjfab dt tcb bdr`fbst pmssf$`b.2.
/ #m``bat ymur acb?ub jrmi tcb mjjfab K)b't ldy+ mj tcb su$ifssfmh mj tcb d$mvb
lmauibhts
fff. W9#0R9 9@D> =90 #CR
, >u$ift dpp`fadtfmh jmr sftb fhspbatfmh fj tcb stdnb mj amhstruatfmh fs amip`btb ds
ibhtfmhbl fh tcb daabptdhab `bttbr dndfhst =rl trbhac.
5 >u$ift `bttbr amhjfrifhn idrkfhn mj `fbh fh >mafbtyDutcmrfty#dhtmhibht
Emdrl rbamrl9bvbhub rbamrl.*fj hmt d`rbdly su$ifttbl2.
= >u$ift mhb ampy bdac mj tcb prbsarf$bl `bttbr mj amhtfhufty B prmifssmry hmtb!
lu`y typbl mh stdip pdpbr mj 9s.,116 bdac.
/ #m``bat ymur acb?ub jrmi tcb mjjfab K)b't ldy+ mj tcb su$ifssfmh mj tcb d$mvb
lmauibhts
Fv. W9#0R9 9@D> /C B "F)D@ #CR
,. >u$ift dpp`fadtfmh jmr sftb fhspbatfmh fj tcb stdnb mj amhstruatfmh fs amip`btb ds
ibhtfmhbl fh tcb daabptdhab `bttbr dndfhst `dst trbhac.
5. >u$ift mhb ampy bdac mj tcb prbsarf$bl `bttbr mj amhtfhufty B prmifssmry hmtb!
lu`y typbl mh stdip pdpbr mj 9s.,116 bdac.
=. #m``bat ymur acb?ub jrmi tcb mjjfab K)b't ldy+ mj tcb su$ifssfmh mj tcb d$mvb
lmauibhts
*"mr Wuracdsb adsbs mh`y2
Wrb6 rbnfstrdtfmh stbp
,. Djtbr jfhd`f(fhn tcb puracdsb mj tcb sb`batbl prmpbrty bhtbr fhtm d >d`b
Dnrbbibht wftc tcb sb``br wftc tcb amhlftfmh tcdt ymu wf`` m$tdfh
fhvbstibhtjfhdhafhn jdaf`fty jrmi tcb CE"# @tl. * 0rdjt mj tcb sd`b dnrbbibht fs
dvdf`d$`b fh Luflb`fhbs dt dhhb'urb * 2
5 . 9b?ubst tcb mwhbr mj tcb prmpbrty tm prmvflb ymu d amip`btb sbt mj tcb
pcmtmampfbs mj d`` tcb mrfnfhd` lmauibhts mj tcb cmusb tm $b puracdsbl.
->
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=. D`mhn wftc tcb >b` br vfsft mur 0fstrfat jjfab jmr dttbstdtfmh mj tcb mrfnfhd`
lmauibhts. cb 0fstrfat Idhdnbr djtbr dttbstdtfmh mj tcb mrfnfhd` lmauibhts wf``
rbturh tcb sdib tm tcb mwhbr mj tcb cmusb dhl $dsbl upmh tcb pcmtm ampfbs mj
tcb tft`b lmauibhts! prmabss tcb adsb uhlbr tcb ru`bs.
IDF) 0#RI)> 9RF9 "9 #)>9R#F) " CR>
,. Dpp`fadtfmh jmri lu`y jf``bl fh
5. "bb pdyibht rbabfpt jrmi tcb Edhk.
=. Wcmtm ampfbs mj #miputbrf(bl )dtfmhd` Flbhtfty #drl lu`y dttbstbl mh $mtc
sflbs jmr #FE purpmsb
/. Dpprmvbl Euf`lfhn W`dh wftc dpprmvd` `bttbr.
:. crbb am`murbl pdsspmrt sf(b pcmtmnrdpcs mj tcb dpp`fadhtnudrdhtmr
cb jm``mwfhn lmauibhts wf ` $b rb?ufrbl fh dllftfmh tm tcb lmauibhts
ibhtfmhbl d$mvb
,2 4mfht dpp`fadtfmh mj tcb sb``br dhl puracdsbr
52 >d`b dnrbbibht $btwbbh sb``br dhl tcb puracdsbr mh stdip pdpbr mj
b'fstfhn prbsarf$bl vd`ub lu`y dttbstbl $y )mtdry pu$`fa mr dtc #miifssfmhbr
=2 0rdjt mj sd`b lbbl *wcfac scmu`l $b nmt b'difhbl $y tcb Idhdnbr *@dw2 mj
tcb (mhb mr `bnd` dlvfsmrpdhb` dlvmadtb ds tcb adsb idy $b.
/2 >muhlhbss dhl vd`udtfmh abrtfjfadtb jrmi dhy dpprmvbl vd`ubr mj Wdkfstdh
Edhks Dssmafdtfmh. *0mwh`mdl `fst mj dpprmvbl vd`ubrs jrmi CE"# @tl. wb$sftb2.
:2 Fh adsb mj puracdsb mj cmusb tcb vd`udtfmh iust $b lmhb $y twm vd`ubrs.
Cmwbvbr! fh adsb mj puracdsb mj d j`dt! tcb vd`udtfmh wf`` $b lmhb $y sfhn`b vd`ubr
mh`yG
O2 cb dpp`fadht scd` pdy tcb vd`udtfmh jbb tm tcb vd`ubrs tcrmunc pdy mrlbr
lrdwh fh jdvmur mj tcb #mipdhy.
d`b 0bbl wf ` $b b'bautbl mh tcb jdab vd`ub tcbrbmj daamrlfhn tm tcb
vd`udtfmh td$`b prmvflbl $y tcb Wrmvfhafd` Lmvbrhibht uhlbr >batfmh 5
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>tdip luty Dat mr mh tcb dimuht sdhatfmhbl $y CE"# @tl. jmr tcb fhvbstibht
wcfacbvbr fs cfncbr.
2 Fh adsb tcb fhtbhlfhn pdrthbr fs hmt fhtbrbstbl tm dvdf` Fhvbstibht jmr
cmusbj`dt puracdsb dt tcb lb$t b?ufty rdtfm $dsbl mh tcb idrkbt vd`ub cfscbr
rb?ubst wf`` $b amhsflbrbl dt tcb lb$t b?ufty rdtfm $dsbl mh tcb tmtd` amst mj
cmusbj`dt ds dssbssbl $y tcb CE"# @tl. mh #m``batmr Fhlb' rdtbs! su$%bat tm
dlb?uday mj rbpdyibht adpdafty.
-2 >u$%bat tm dlb?uday mj dnb! fhamib dhl id'fiui `fift mj fhvbstibht tcb
dlifssf$f`fty mj fhvbstibht wf ` hmt b'abbl 1N mj tcb jmrabl sd`b vd`ub
lbtbrifhbl $y tcb vd`ubr mr 0fstrfat Idhdnbr *wcfacbvbr fs `mwbr2.
,12 Rhlbr Cmusb puracdsb adsbs tcb mrfnfhd` lmauibhts wf`` $b su$ifttbl $y
tcb puracdsbr dt tcb tfib mj b'bautfmh mj >d`b 0bbl dhl Dssfnhibht 0bbl
sfiu`tdhbmus`y.
,,2 cb dpprmvbl fhvbstibht uhlbr cmusb puracdsbj`dtA wf ` $b lfs$ursbl
fh mhb fhstd``ibhtG
,52 cb imrdtmrfui pbrfml fh cmusb puracdsb adsb wf` $b 5/ imhtcs lurfhn
wcfac tcb puracdsbr wf`` pdy mh`y #mrpmrdtfmh+s scdrb fh imhtc`y rbht. *Ft fs dt tcb
mptfmh mj tcb pdrthbr2.
,=2 Fh Cmusb Wuracdsb #dsb!pdyibht mj rbht wf`` amiibhab jrmi tcb vbry hb't
imhtc mj tcb rb`bdsb mj jfrst dhl jfhd` fhstd``ibht.
Cmusb Wuracdsb *rbstrfatfmh2
,. Cmusb Wuracdsb jdaf`fty wf`` $b dvdf`d$`b mh`y fh Rr$dh drbds mj 0fstrfat dhl
bcsf`s.
5. "mr tcb purpmsb mj cmusb puracdsb hm trdhsdatfmh wf`` $b d``mwbl $btwbbh
$`mml rb`dtfmhs suac ds jdtcbr! smh! $rmtcbr! sfstbr! wfjb dhl cus$dhl bta.
=. Cmusbs jdafhn amdstd` drbds wcbrb dnb mj tcb cmusb b'abbls 51 ybdrs scd``
hmt $b b`fnf$`b jmr fhvbstibht.
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Wrmablurb jmr vd`udtfmh mj tcb cmusb ds pbr idrkbt vd`ub6
@fst mj tcb dpprmvbl vd`ubr fs dvdf`d$`b fh mur mjjfabs ds wb`` ds mh wb$ sftb mr fh
nuflb`fhbs
d2 >u$ift d prb6lrdjtbl dpp`fadtfmh *sbb fh nuflb`fhbs dt dhhb'urb ymu wf`` sb`bat
tcb hdib mj tcb vd`ubr jrmi tcb `fst mj dpprmvbl vd`ubrs2
$2 Dttdac pcmtmampfbs mj tcb >d`b 0bbl@bdsb 0bblD``mtibht @bttbr dhl
Euf`lfhn W`dh.
a2 cb jbb pdyd$`b tm tcb vd`ubr wmu`l rdhnb $btwbbh 9s,:116 tm 9s.5:116. Ft
fs pdyd$`b tcrmunc Wdy rlbrA tm $b lrdwh fh jdvmur mj tcb Ud`ubr dhl fs
rb?ufrbl tm $b cdhlbl mvbr tm tcb 0fstrfat Idhdnbr wcm wf`` lb`fvbr tcb sdib tm
tcb Ud`ubr mh rbabfpt mj Ud`udtfmh 9bpmrtA jrmi cfi.
Wrmmj mj fhamib mj tcb dpp`fadht mr nudrdhtmr! ds tcb adsb idy $b6
,. "mr sd`drfbl pbrsmhs. *>d`dry abrtfjfadtb2
5. "mr $usfhbssibh prmjbssfmhd`s *d' pdybrs2 *fhamib td'
dssbssibht mrlbr jmr tcb `dst twm ybdrs2
=. "mr $usfhbssibhprmjbssfmhd`s *hmh td' pdybrs2 *djjfldvft mh
prbsarf$bl stdip pdpbr lu`y dttbstbl $y tcb hmtdry pu$`fa2
/. "mr Dnrfau`turb Fhamib *Wrmmj mj `dhlcm`lfhn! fhamib abrtfjfadtb
jrmi tcb 9bvbhub jjfabr2
:. "mr mvbrsbds Wdkfstdhfs.
O. Fhamib prmmj abrtfjfadtb lu`y dttbstbl $y Wdkfstdh i$dssyG
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#mpfbs mj tcb #)F# mj tcb dpp`fadht dhl nudrdhtmr $mtc. W`bdsb $rfhn mrfnfhd`
#)F#s jmr dttbstdtfmh purpmsbs
Ludrdhtmr+s lmauibhts
Fj fhvbstibht fs dpp`fbl mh tcb $dsfs mj nudrdhtmr+s fhamib! p`bdsb su$ift
LudrdhtmrKs ?ubstfmhhdfrb jmri dhl `bttbr mj nudrdhtbb! mh prbsarf$bl jmridts!
lu`y jf``bl fh dhl sfnhbl $y tcb nudrdhtmr.
Iblfad` 'difhdtfmh jmr fhvbstibht b'abblfhn 9s. = If``fmh>
Fh adsb tcb jfhdhafhn rb?ufrbl b'abbls 9s. = If``fmh! iblfad` b'difhdtfmh mj tcb
dpp`fadhtnudrdhtmr jrmi dpprmvbl lmatmr fs rb?ufrbl. cb `fst mj >@F#+s dpprmvbl
pdhb` mj lmatmrs adh $b m$tdfhbl jrmi mur mjjfabs. cb jbb dhl amst mj tbsts tm $b
pdfl tm tcb lmatmr lfrbat`y.
cb mvbrsbds Wdkfstdhfs adh cdvb iblfad` b'difhdtfmh jrmi d
nmvbrhibht cmspftd` mj tcb amuhtry mj rbsflbhab dhl su$ift djtbr cdvfhn ft
dttbstbl jrmi bi$dssy mj Wdkfstdh.
>WJ 5 *9LF>9DF)D)0>D)#F)2
,. $tdfh )# jrmi tcb mjjfab mj tcb su$ J9bnfstrdr! wcbrb ymur `bdsb lbbl fs
rbnfstbrbl.
5. $tdfh Daamuht )m. dhl rbabfpt mj lmauibhts.
=. 3dft jmr tcb sdhatfmhG ymu wf`` $b fhjmribl tb`bpcmhfad``y dhl tcrmunc idf`.
W9#0R9"99@D>"DWW9U0F)U>I) F) WR9#CD> #D>
Ds smmh ds ymu rbabfvb tcb ad```bttbr tcdt ymur fhvbstibht cds $bbh dpprmvbl $y
CE"# @tl.! vfsft tcb CE"# @tl. 0fstrfat mjjfab dhl amip`btb tcb jm``mwfhn
jmrid`ftfbs jmr tcb rb`bdsb mj acb?ub6
,. cb 0fstrfat Idhdnbr wf`` cdhl mvbr tcb ampy sdhatfmh `bttbr B rbpdyibht
sacblu`b dhl wf`` m$tdfh ymur sfnhdturb jmr rbabfpt mj tcb d$mvb pdpbrs.
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5. 0bpmsft 5/ imhtcs dlvdhab fhsurdhab prbifui Z 9s.1.:16 pbr tcmusdhl pbr
imhtc fh CE@.
=. >u$ift dpp`fadtfmh *mh prb6lrdjtbl spbafibh fs dvdf`d$`b fh nuflb fhbs dt
dhhb'urb jmr tcb fhspbatfmh mj sftb tm tcb 0fstrfat jjfab jmr fhspbatfmh mj tcb
sftb dhl lrdw` mj sftb fhspbatfmh rbpmrtamip`btfmh rbpmrt.
/. >u$ift `bttbr mj amhtfhufty B prmifssmry hmtb mh >tdip pdpbr mj 9s.,116B
5116 *ds tcb adsb idy $b2.
:. >u$ift 5: pmst6ldtbl acb?ubs *ds pbr >acblu`b mj pdyibht2 dhl tcb 0b$ft
Dutcmrfty.
*W`bdsb hmtb fj fhvbstibht cds $bbh sdhatfmhbl mh nudrdhtmr+s fhamib pmst6
ldtbl acb?ubs drb tm $b su$ifttbl $y tcb nudrdhtmr mj cfscbr mwh $dhk da2
*h`y CE@ daamuht2.
O. $tdfh jrmi tcb 0fstrfat Idhdnbr tcrbb $`dhk ampfbs mj tcb 0bbl mj
Dssfnhibht dhl nbt tcb dlcbsfvb stdips jrmi tcb trbdsury mjjfab mj tcb
0fstrfat.0m hmt jf`` tcb 0bbl ymursb`j tm dvmfl ifstdkbs. Ft fs dlvfsd$`b tm jfrst nbt
tcb lrdjt mj sd`b lbbl lu`y dpprmvbl $y tcb Idhdnbr *@dw2 mj tcb (mhb mr tcb
Wdhb` Dlvmadtb! dhl nbt tcb sdib typbl mh tcb stdip pdpbr mj prbsarf$bl vd`ub.
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)mw F wf`` lbsarf$b wcdt F `bdrht jrmi CE"# d$mut puracdsfhn `dhl dhl prmpbrty.
"frst! F wf ` lbsarf$b ymu tcb pdrdibtbrs mh wcfac wb scmu`l jmaus wcf`b
puracdsfhn tcb `dhl.
Luflb`fhb cmw tm puracdsb tcb pfbab mj `dhl jrmi tcb mpbh idrkbt
,. >b`bat tcb `mad`ftydrbds ds wb`` ds tcb prfab rdhnb jmr puracdsb mj tcb
`dhlp`mtG
5. Djtbr sb`batfmh mj tcb drbd! jfrst survby tcb drbd dhl dssbss tcdt tcb hbabssdry
fhjrdstruaturb f.b. wdtbr! sbwbrdnb! `batrfa! Lds dhl trdhspmrt drb bdsf y
dvdf`d$`bG
=. cb drbd ymu drb fhtbrbstbl tm puracdsb tcb p`mt scmu`l $b `bdsbl cm`lG
/. Djtbr sb`batfmh mj tcb p`mt bhtbr fhtm d sd`b dnrbbibht wftc tcb sb``br mh d
stdip pdpbr mj 9s. ,116 lu`y dttbstbl $y )mtdryG
:. Fj ymu drb puracdsfhn tcb p`mt! ymu scmu`l pdy ,1N mj tcb tmtd` vd`ub mj tcb p`mt
ds tmkbh imhby tm tcb sb``br dt tcb tfib mj tcb dnrbbibht dhl m$tdfh rbabfpt mj
tmkbh imhby mh prbsarf$bl rbvbhub rbabfpt vd`ubG
O. $tdfh tcb pcmtmampfbs mj d`` tcb lmauibhts dhl amhtdat tcb amhabrhbl
lbpdrtibhtsmjjfabs jmr vbrfjfadtfmh mj tcb nbhufhbhbss mj tcb lmauibhts.
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b. Wdfl ampy mj m`lbst acd``dh mj prmpbrty td' W6F dhl W6,1
j. Dttbstbl pcmtmampfbs mj d`` pdfl acd``dhsG
n. Dttbstbl pcmtmampy mj d``mtibht mrlbrG
c. Dttbstbl pcmtmampy mj Wmssbssfmh mrlbrG
f. Dttbstbl pcmtmampy mj dakhmw`blnbibht mj WmssbssfmhG
%. Dttbstbl pcmtmampy mj >ftb p`dhG
k. Dttbstbl pcmtmampy mj trdhsjbr mrlbrsG
`. Dttbstbl am`mr pcmtmnrdpc mj sb``br dhl puracdsbr
-. cb amhabrhbl lbpdrtibht djtbr b'difhdtfmh mj tcb d$mvb lmauibhts wf``
fssub d acd``dh jmr trdhsjbr mj p`mt fh ymur hdib.
,1. mu scmu`l pdy tcb acd``dh fssubl $y tcb amhabrhbl lbpdrtibht fh tcb
dutcmrf(bl Erdhac wftcfh lub ldtbG
,,. Djtbr pdyibht mj tcb acd` dh fh tcb dutcmrf(bl Erdhac mj Edhk! ymu
scmu`l su$ift tcb lu`y pdfl acd``dh fh tcb amhabrhbl lbpdrtibht wftc tcb
dpp`fadtfmh jmr tcb fssudhab mj trdhsjbr `bttbr fh ymur jdvmur
,5. cb dutcmrf(bl jjfabr mj tcb lbpdrtibht uhlbr tcb b'fstfhn ru`bs wf`` jf' tcb
ldtb jmr rbamrlfhn mj tcb stdtbibht mj sb``br dhl ymu $bjmrb cfiG
,=. Djtbr rbamrlfhn mj tcb stdtbibht mj sb``br dhl ymu! tcb dutcmrf(bl mjjfabr wf``
prmabss tcb adsb jmr trdhsjbr mj p`mt fh ymur hdib.
,/. cb amhabrhbl lbpdrtibht wf` fssub tcb trdhsjbr `bttbr wftcfh tcb
prbsarf$bl pbrfml fh ymur jdvmur
Luflb`fhb jmr cmw tm puracdsb d cmusbj`dt
,. >b`bat tcb `mad`ftydrbds ds wb`` ds tcb prfab rdhnb jmr puracdsb mj tcb
cmusbj`dt
5. Djtbr sb`batfmh mj tcb drbd jfrst survby tcb drbd dhl dssbss tcdt tcb hbabssdry
fhjrdstruaturb f.b. wdtbr! sbwbrdnb! `batrfa! Lds dhl trdhspmrt drb bdsf y
dvdf`d$`bG
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=. cb drbd wcbrb ymu drb fhtbrbstbl tm puracdsb tcb cmusbj`dt scmu`l $b
`bdsbl cm`lG
/. rdab mut tcb cmusbj`dt tcrmunc stdtb Dnbhay mr tcrmunc pbrsmhhb` `bvb`G
:. Djtbr sb`batfmh mj tcb cmusbj`dt bhtbr fhtm d sd`b dnrbbibht wftc tcb sb``br mh
stdip pdpbr mj 9s. ,116 lu`y dttbstbl $y )mtdry wftc twm wfthbssbsG
O. "mr puracdsb mj cmusbj`dt ymu idy pdy ,1N mj tcb tmtd` vd`ub mj tcb
cmusbj`dt ds tmkbh imhby tm tcb sb``br dt tcb tfib mj tcb dnrbbibht dhl scmu`l
m$tdfh rbabfpt mj tmkbh imhby mh prbsarf$bl rbvbhub rbabfpt vd`ub dhl pcmtm
ampy mj tcb jm``mwfhn lmauibhts jmr vbrfjfadtfmh mj tcb nbhufhbhbss mj tcb
lmauibhts jrmi tcb amhabrhbl lbpdrtibht6
d. D``mtibht `bttbr
$. Wmssbssfmh mrlbr
a. >ftb dhl su$6lfvflbl sftb p`dh
l. D`` pdfl utf`fty $f``s dhl acd``dhs
b. Dpprmvd` dhl amip`btfmh mj tcb $uf`lfhn p`dh
j. #mip`btfmh abrtfjfadtb
n. rdhsjbrIutdtfmh rlbr *Fh adsb wcbrb sd`b lbbl fs b'bautbl su$sb?ubht tm
@bdsb 0bbl2
c. Wmwbr mj Dttmrhby! lu`y b'bautbl fh tcb mjjfab mj tcb >u$69bnfstrdr amhabrhbl.
d`b 0bbl tm $b
b'bautbl $btwbbh ymu dhl sb``br! tcrmunc dh Dlvmadtb.
-. Djtbr b'pfry mj pbrfml ibhtfmhbl fh tcb pu$`fa hmtfab! nbt prbpdrbl tcrmunc dh
Dlvmadtb tcb mrfnfhd` >d`b 0bbl dhl puracdsb tcb dlcbsfvb rbvbhub stdips
jrmi tcb rbdsury 0bpdrtibht mh tcb prbsarf$bl rdtb mj tcb Wrmvfhafd`
Lmvbrhibht jmr djjf'fhn mh tcb >d`b 0bbl $bjmrb b'bautfmh mj tcb sdib.
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,1. hsurb tcdt tcb pcmtms mj tcb sb``br dhl ymursb`j fs pdstbl mh tcb jfrst pdnb
mj >d`b 0bbl
,,. cb Dlvmadtb scmu`l d`sm prbpdrb tcb 5hlampy >d`b 0bbl mh stdip pdpbr mj
9s.,116 jmr iutdtfmh djtbr b'bautfmh mj tcb >d`b 0bbl.
,5. Lbt prbpdrb tcb Wdy mrlbr fh jdvmur mj tcb sb` br mj tcb $d`dhab dimuht
*Wrfab mj tcb cmusbj`dt dnrbbl ifhus tcb tmkbh dimuht pdfl2 sm tcdt tcb sdib
idy $b cdhlbl mvbr tm tcb sb``br dt tcb tfib mj b'bautfmh mj tcb >d`b 0bbl.
,=. cb prmablurb rb?ufrbs tcdt tcb >b``br d`mhn wftc ymu scd`` dppbdr mh tcb
jf'bl ldtb $bjmrb tcb >u$ 9bnfstrdr jmr b'bautfmh mj tcb >d`b 0bbl. 0m hmt jmrnbt
tm $rfhn tcb rfnfhd` Flbhtfty #drl dhl smib imhby jmr pdyibht mj rbnfstrdtfmh
jbb dhl dlvmadtb jbb.
,/. Djtbr b'bautfmh mj tcb >d`b 0bbl! bhsurb tm am``bat d`` tcb mrfnfhd` lmauibhts
mj tcb prmpbrty jrmi tcb sb``br dhl vdadht pmssbssfmh mj tcb cmusbj`dt wftc kbys
mj tcb `maks $bjmrb tcb 9bnfstrdr dhl tcbh cdhl mvbr tcb pdy mrlbr tm tcb sb``br.
,:. cb 9bnfstrdr jjfab wf`` d`sm fssub d rbabfpt jmr m$tdfhfhn tcb rbnfstbrbl
mrfnfhd` >d`b 0bbl mh lub ldtb cb mrfnfhd` rbabfpt mj tcb 9bnfstrdr mjjfab idy
$b kbpt fh sdjb austmly dhl mh lub ldtb bhsurb tm am``bat tcb sdib jrmi tcb
9bnfstrdr jjfab.
,O. h rbabfpt mj tcb mrfnfhd` >d`b 0bbl jrmi tcb >u$ 9bnfstrdr jjfab ymu scmu`l
dpp`y tcb amhabrhbl lbpdrtibht jmr Iutdtfmh
>m! fh scmrt wftc fh jfrst twm wbbks F $dsfad``y `bdrht d `mt d$mut tcb lmauibhtdtfmh
dhl `mdhfhn prmablurb mj CE"# d`mhn wftc smib nbhbrd` khmw`blnb rbndrlfhn
tcb prmpbrty dhl fts trdhsdatfmhs. Ebsflbs! F d`sm ndfhbl d vd`ud$`b b'pbrfbhab fh
rbspbat mj austmibr rb`dtfmhs dhl austmibr sdtfsjdatfmh.
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6; y t)frl #hl jmurt) ,bb- #t CEJA3
Iy tcfrl dhl jmurtc wbbk wbrb spbht fh stulyfhn jf`bs dhl ft
wds d vbry nmml prdatfab ds F prdatfad``y jmuhl mut wcdt tcby * CE"# 2 lm wcf`b
bstd$`fscfhn d rb`dtfmhscfp wftc tcb austmibr dhl wcdt cdppbhs wftc tcdt jf`b
wcbh tcb rb`dtfmhscfp cds $bbh bstd$`fscbl.
3cf`b lmfhn tcb adsb stulfbs! F jmuhl tcb prdatfad` dpp`fadtfmh
mj vdrfmus lmauibhts. Iy imst sfnhfjfadht jfhlfhn fh tcfs amhtb't wds tcb
sb?ubhab fh wcfac d`` tcb lmauibhts wbrb pf`bl up dhl tcbfr rbdsmh mj $bfhn
tcbrb.
>fhab amhtbhts mj bvbry jf`b lfjjbr d `ftt`b $ft lub tm tcb spbafjfa
afrauistdhabs mj bvbry adsb mr austmibr! tcb mvbrd`` amhtbhts nbhbrd``y rbidfh
tcb sdib. )mw `bt ib scdrb wftc ymu smib mj tcb nbhbrd` amhtbhts mj bdac jf`b
,. murhby jf`b.
Ft fs d prfhtbl6pdpbr fh wcfac tcb %murhby mj tcb jf`b fs b'p`dfhbl f.b.
3cbh tcb austmibr adib
3cbh tcb adsb wds rbnfstbrbl
3cm wds tcb lbd`fhn mjjfabr
3cbh wbrb tcb lmauibhts mj prmpbrty rbabfvbl
3cbh wds tcb adsb sbht tm cfncbr dutcmrftfbs jmr rbvfbw
3cbh tcb rb`bvdht cfncbr dutcmrfty ndvb tcb dpprmvd` dhl
3cbh tcb dimuht wds lfs$ursbl tm tcb a`fbht
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cfs pdpbr fs d`wdys p`dabl fh tcb stdrt mj tcb jf`b. >m tcdt wcbh bvbr dhy mhb
sbbs tcb jf`b! cb idy upldtb cfs $dsfa fhjmridtfmh d$mut tcb adsb! a`fbht dhl
prmnrbss idlb $y tcb CE"# fh tcb spbafjfa tfib pbrfml.
5. Arblft prmpmsd`.
Ft fs %ust `fkb d jbdsf$f`fty rbpmrt fh wcfac wb daamuht jmr cfs rb?ubst
mj arblft $y amipdrfhn cfs rb?ubst wftc cfs rbpdyibht adpdafty.
Ft fs d`sm d prfhtbl jmridt fh wcfac
Cfs lbidhl mj arblft fs wrfttbh
Cfs fhamib fs `fstbl
Dhl $dsbl mh cfs fhamib cfs rbpdyibht adpdafty fs ad`au`dtbl
Dhl amhsflbrfhn cfs rbpdyibht adpdafty `mdh sdhatfmhbl fs ibhtfmhbl mh tcb
arblft prmpmsd`.
=. Wdrthbr am``batfmh lbtdf` rbpmrt.
Ft fs d rbpmrt fh wcfac tcb lbtdf` mj d`` am``batfmh jrmi tcb a`fbht fs
wrfttbh. 3cbhbvbr cb wf`` pdy cfs imhtc`y fhstd``ibht! ft wmu`l $b bhtbrbl fhtm tcb
rbpmrt
/. !acblu`b mj pdy"bht.
3cbh tcb dnrbbibht $btwbbh CE"# dhl a`fbht fs jfhd`f(bl!
CE"# nfvbs tcb austmibr sacblu`b mj pdyibht fh wcfac d`` pdyibhts tm $b idlb
$y tcb a`fbht drb rbamrlbl pbrfmlfad``y. cfs sacblu`b fs nfvbh tm tcb austmibr jmr
cfs nufldhab dhl tm `bt cfi khmw tcb pdttbrh dhl sb?ubhab mj pdyibht fh
dlvdhab
:. Ubabfpt mj mrfnfhd` lmau"bhts.
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Ft fs d `fst mj d`` lmauibhts rbabfvbl jrmi tcb austmibr. Ft fs
sfnhbl $y $mtc tcb austmibr dhl tcb dutcmrfty. Ft fs ibdht jmr kbbpfhn rbamrl dhl
dakhmw`blnbibht mj rbabfpt mj a`fbht+s lmauibhts.
O.#ulftbl pdrthbr am``batfmh lbtdf` rbpmrt.
3cf`b nmfhn tcrmunc CE"#!s a`fbht jf`b mhb wf`` amib
darmss tcfs lmauibht hui$br mj tfibs. Dhy tfib6tm6tfib acdhnbs mr fts rbvfbwfhn
dhl rbacbakfhn wf`` `bdl tm tcb nbhbrdtfmh mj hbw pdrthbr am``batfmh lbtdf` rbpmrt.
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>fhab fh CE"#! rb`dtfmhscfp $btwbbh tcb austmibr dhl CE"#
fs $dsbl mh imrtndnb! sm d`` tcb tbris dhl amhlftfmhs mj tcb imrtndnb drb wrfttbh
dhl sfnhbl $y $mtc tcb pdrtfbs amiimh`y khmwh ds imrtndnb lbbl.
,,. $mrrmwbrs edsfa jdat scbbt.
Fh tcfs pdpbr d`` tcb $dsfa jdats d$mut tcb austmibr dhl cfs prmpbrty
drb wrfttbh jmr tcb fhjmridtfmh mj dutcmrfty.
,5. hvbst"bht lfseursb"bht vmuacbrs.
Djtbr tcb a`bdrdhab mj d`` tcb stdnbs! jfhd``y CE"# fssubs
tcb acb?ub tm tcb austmibr dhl ampy mj bdac acb?ub fs put fh tcb jf`b.
,=. #akhmw`blnb"bht mj lfseursbl acb*ubs.
dac acb?ub! s dakhmw`blnbibht fs pdstbl fh tcb jf`b jmr
rbamrl sm tcdt austmibr adhhmt lbhy tcb jdat.
,/. @fst mj dnrbb"bhts ebtwbbh a`fbht dhl C$%A.
Fh tcfs pdrt mj jf`b d``! tcb dnrbbibhts $btwbbh tcb austmibr
dhl CE"# drb p`dabl. cbsb dnrbbibhts fha`ulb
Wrmifssmry hmtb
@bttbr mj amhtfhufty
Fs`difa cmusb jfhdhafhn dnrbbibht
Rhlbrtdkfhn tm puracdsb iuscdrkd uhfts
@bttbr mj nudrdhtbb tm CE"#
Rhlbrtdkfhn $y tcb nudrdhtmr dhl
Wrmpmsd` mj fhvbstibht
,:. 'mhtc`y pdy"bht dnrbb"bht
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Ft fs d`sm dh dnrbbibht $btwbbh CE"# dhl a`fbht fh wcfac
a`fbht dnrbbs wftc tcb imhtc`y pdyibht sacblu`b mj CE"#
,O. >ftb p`dh mr hd?scd
Dh dpprmvbl sftb p`dh mr hd?scd mj $uf`lfhn fs put fh tcb jf`b ds
ft fs ibhldtmry.
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,-. +"p`my"bht/eusfhbss lbtdf`.
Fh tcfs Wbrjmrid! tcb lbtdf` mj a`fbht+s aurrbht dhl prbvfmus
bip`myibht mr ju`` lbtdf` mj cfs $usfhbss fs `fstbl. Ft fs p`dabl fh tcb jf`b lub tm tcb
jdat tcdt tcb `mdh fs nfvbh tm tcb austmibr mh tcb $dsfs mj cfs fhamib
51. Wrmpbrty fhjmr"dtfmh.
Fh tcfs lmauibht d`` tcb fhjmridtfmh rbndrlfhn tcb prmpbrty mj
tcb a`fbht fs nfvbh jmr tcb purpmsb mj fhjmridtfmh dhl rbamrl
5,. +stf"dtfmhs ey tcb C$%A.
Fh tcfs pdrt bvd`udtfmh mj tcb fhamib mj tcb a`fbht dhl tcb
bvd`udtfmh mj tcb prmpbrty $y tcb CE"# ftsb`j tcrmunc fhlbpbhlbht bvd`udtmrs fs
wrfttbh.
55.#ulft prmpmsd`.
Fh tcfs pdrt tcb dulftmrs mj tcb CE"# prmpmsbs tcb dimuht mj
`mdh sdhatfmhbl $dsbl mh tcbfr stuly mj d`` lmauibhts dhl afrauistdhabs mj tcb
austmibr.
5=. W,A.
>tdhls jmr pmst ldtbl acb?ubs. Fh tcfs lmauibht tcb `fst mj d`` tcb
pmst ldtbl acb?ubs nfvbh $y tcb a`fbht tm tcb CE"# fs fha`ulbl
5/. Am``batfmh rbpmrt.
cfs pdpbr scmws d`` tcb acb?ubs mj tcb a`fbht a`bdrbl $y tcb
$dhk fh tcb daamuht mj CE"# mh $bcd`j mj tcb austmibr.
5:. hlb"hfty emhl
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Fh tcfs $mhl austmibr uhlbrtdkbs tcdt d`` tcb fhjmridtfmh
prmvflbl $y cfi fs amrrbat dhl fj CE"# sujjbrs d `mss lub tm tcb fhdaaurdtb
fhjmridtfmh prmvflbl $y tcb a`fbht tcbh tcb a`fbht wf`` $b cb`l rbspmhsf$`b jmr suac
`mss.
5O. ,ba`drdtfmh mj hm lbjdu`t.
Fh tcfs lba`drdtfmh austmibr lba`drbs tcdt cb cds hbvbr $bbh
lba`drbl ds d lbjdu`tbr $y dhy ibdhs
5
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!rb dulft `fst
Ft fs d acba#`fst "cfac tb``s us tcb hdib mj lmauibhts tcdt iust eb dulftbl mr
acba#bl "cbtcbr tcb% cd$b ebbh p`dabl fh tcb jf`b mr hmt Fj prbsbht d tfa# scmu`l eb
idr#bl mh tcb hdib mj spbafjfa lmauibht mr fj hmt tcbh stdtb tcb rbdsmh.
!rm"brty lmauibhts.
F cdl tm bhsurb tcdt d`` tcb prmpbrt% lmauibhts cdl ebbh
rbabf$bl, sfnhbl, dhl da#hm"`blnbl e% tcb rb`b$dht dutcmrftfbs.
Austmibr am``batfmh rb"mrt.
F "ds d`sm rbspmhsfe`b tm bhsurb tcdt tcb `dtbst dhl daaurdtb
austmibr am``batfmh rbpmrt lu`% sfnhbl e% tcb idhdnbr daamuhts "ds tcbrb jmr tcb dulft.
5. #bamhaf`fdtfmh
Ebsflbs jf`b rb$fb"fhn, tcb idNmr tds# fh tcb dulft lbpdrtibht "ds tm
rbamhaf b tcb edh# am``batfmh rbpmrt "ftc tcb austmibr am``batfmh rbpmrt. *cfs
rbamhaf`fdtfmh fh$m`$bs tcb jm``m"fhn stbps.
*m nbt tcb `dtbst `blnbr daamuht dhl tcb austmibr am``batfmh rbpmrt jrmi tcb daamuhts
lbpdrtibht.
*m acba# tcb austmibrs acbqubs nf$bh tm &E'( jmr tcb purpmsb mj rbpd%ibht dhl
idtacfhn ft "ftc tcb lbpmsft s`fps prbsbhtbl tm tcb &E'( e% tcb a`fbht.
Gbxt stbp "ds tm $brfj% tcb am``batfmh e% rbamhaf`fhn tcb
&E'( rbamrl,
(ustmibr cds prbsbhtbl lbpmsft s`fps dhl
Edh#3s stdtbibht.
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$. %brfjfadtfmh
Dhmtcbr tds# F pbrjmribl jrbqubht`% fh tcb dulft lbpdrtibht "ds tcb
$brfjfadtfmh mj tcb acbqub huiebrs dhl dimuht sbht tm tcb edh# e% tcb &E'( jmr a`bdrfhn
"ftc tcb edh# am``batfmh rbpmrt 1"cfac scm"s tcb `fst mj acbqubs a`bdrbl dhl tcb dimuht
trdhsjbrrbl tm tcb &E'(, s edh# daamuht>! jrmi >.>H tm 4.>+H mj tmtd` dssbts dhl fh 5>>, ft
Nuipbl tm !.4!H mj tmtd` dssbts, "cfac fs d sfnhfjfadht fharbdsb.
Ft scm"s tcdt fh 5>>, &E'( $bstbl imrb dimuht fh jmri mj `bhlfhn tm
jfhdhafd` fhstftutfmhs f.b. ft cds utf`fzbl fts fl`b imhb%. 'rmi tcb ed`dhab scbbt, "b adh sbb
>
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tcdt &E'(,s ed`dhab cds ebbh lbarbdsbl sfnhfjfadht`% "ftc mtcbr edh#s ds ft lrmppbl jrmi
+.-!H mj tmtd` dssbts fh 5>>! tm >.4H fh 5>> tcdt scm"s &E'( cds "ftclrd"h fts
imhb% dhl fh$bstbl tcbi .
Dhmtcbr "mrtc hmtfhn acdhnb "ds nrdlud` lbarbdsb fh mtcbr dssbts
"cfac "brb 4+.H mj tmtd` dssbts fh 5>> dhl tcb% lbarbdsbl tm .>-H mj tmtd` dssbts fh
5>>! dhl jfhd``% tm -.4-H fh 5>>.
*cfs scm"s tcdt tcb mrndhfzdtfmh fs tr%fhn tm ju``% utf`fzb tcbfr rbsmurabs dhl amh$brtfhn
dh% fl`b mr hmh"dhtbl dssbt fhtm juhatfmhd` pdrt id% eb e% amh$brtfhn tcbi tm adsc dhl
tcbh fh$bstfhn tcdt imhb% fh tcb jmri mj lfseursbibht mr `bhlfhn tm jfhdhafd` fhstftutfmh.
*,E**\*7/ 5*\C #7/!7A\ 'J \'\, *,E**\*7/
5>4> 5>> 5>>!
/cdrb adpftd` 4:.5!H 4-.4H 4-.-4H
Emrrm"fhns :.4+H >.!H :.-!H
7bsbr$bs 5.:+ H 5.:H 5.!!H
Daauiu`dtbl `mss -.! H -.:H +.!:H
2tcbr `fdef`ftfbs 4.+ H 4-.4H 4.H
4>>H 4>>H 4>>H
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*+\7#!7#\,\*'+4
&musb Euf`lfhn 'fhdhab (mrpmrdtfmh "ds $br% iuac amhsfstbht "ftc
tcb pbrabhtdnb "bfnctdnb mj tcb `fdef`ftfbs fh d`` tcb rbspbatf$b %bdrs. *cbrb "ds hmsfnhfjfadht acdhnb fh dh% mj tcb `fdef`ft%.
&m"b$br, "b adh hmtfab tcb hmifhd` acdhnbs dimhn tcb emrrm"fhns
dhl tcb daauiu`dtbl `mss. Emrrm"fhns jmri tcb idNmr pdrt mj tcb `fdef`ftfbs dhl tcb%
fharbdsbl fh 5>>! ds tcb% ebadib tcb >.!H mj tmtd` `fdef`ftfbs, cm"b$br emrrm"fhn
scm"bl d s`fnct lbarbibht fh 5>> e% ebamifhn tcb :H mj `fdef`ftfbs.
Dpdrt jrmi emrrm"fhns, daauiu`dtbl `mss d`sm sujjbrbl smib ifhmr
acdhnbs fh tcbsb %bdrs. Ft "ds +.!:H mj tmtd` `fdef`ftfbs fh 5>> fharbdsfhn up tm -.:H mj
`fdef`ftfbs fh 5>>! dhl tcbh jfhd` % tm -.!H fh 5>> suesbqubht fharbibht fh tcb
daauiu`dtbl `mss fh tcb suesbqubht %bdrs fs "mrtc "mrr%fhn jmr tcb &E'(. Fhstbdl mj
daauiu`dtfhn tcfs `mss scmu`l eb sbt mjj
C'#*1'+\, ,+,/*/ 'J E,,+A7 /C77\.
C'#*1'+\, ,+,/*/ 'J ,//7\/.
5>4>5>> 5>>5>>!
5>> 5>>!
(dsc dhl ed`dhab "ftc trbdsur% >.4H -4.:>H
Edh#sEd`dhab "ftc mtcbr edh#s .5H 4:-.!5H
bhlfhn tm jfhdhafd` fhstftutfmhs >+.5H 5+.-5H
Fh$bstibhts .4+H 5+.-H
Dl$dhabs .-H 5-.+4H
2pbrdtfhn jfx dssbts .-H !.+H
5
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9bjbr tdx dssbts
2tcbr dssbts 5.H 5.5!H
*+\7#!#7\,\*'+4
&mrfzmhtd` dhd`%sfs jdabl lrdstfa acdhnbs "cbh amipdrbl tcb dssbts mj &E'(
"ftc tcdt mj prb$fmus %bdrs. (dsc dhl ed`dhab "ftc trbdsur% edh# rbidfhbl d`imst sdib
fh 5>>! dhl 5>> cm"b$brJ ft fharbdsbl -4.:H fh 5>>! ds amipdrbl "ftc tcdt mj fh 5>>.
*cbsb derupt acdhnbs "ftc fh tcrbb %bdrs scm" hb" idhdnbibht3s rdlfad` acdhnbs fh
tcbfr pm`fa%id#fhn.
/dib fs tcb adsb "ftc tcb ed`dhab "ftc mtcbr edh#s, "cfac fharbdsbl
4:-.!5H fh 5>>! dhl tcbh lbarbdsbl up tm .5H fh 5>>. ft scm"s tcdt amipdh% cds
"ftclrd"h tcbfr fl`b imhb% jrmi tcb edh# dhl utf`fzbl tcbi fh tcb jmri fh$bstibht dhl
`bhlfhn "cfac fharbdsbl >+.5H fh 5>>. Fh$bstibht d`sm fharbdsbl .4+H fh 5>>
&m"b$br, dl$dhabs dhl mtcbr dssbts jdabl tcb lba`fhfhn trbhl fh 5>>
lbpfatfhn tcb mrndhfzdtfmh3s jmaus mh tcb `bhlfhn.
C'#*1'+\, ,+,/*/ 'J *,E**\*7/
5>4>5>> 5>>5>>!
5>>! 5>>
Emrrm"fhn 4.4H 4+.4-H
/cdrb adpftd`
7bsbr$bs
Daauiu`dtbl `mss 5.+H -.4:H
2tcbr `fdef`ftfbs 4.4H 4+.4-H
*+\7#!#7\,\*'+
*cb trbhl mj derupt dhl frrbnu`dr acdhnbs "ds d`sm me$fmus fh tcb
cmrfzmhtd` dhd`%sfs mj `fdef`ftfbs. /cdrb adpftd` dhl rbsbr$bs rbidfhbl tcb sdib fh 5>>,
+
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5>>! dhl 5>>.Bcbrbds, emrrm"fhns lbarbdsbl fh 5>> tcdt "brb fharbdsbl fh 5>>! e%
4+.4-H.
9barbdsb fh mtcbr dssbts dhl lbarbdsb fh emrrm"fhn adh eb rb`dtbl fh d "d% tcdt
mrndhfzdtfmh fs tr%fhn tm ju`jf`` fts imhbtdr% hbbl jrmi fts m"h rbsmurabs.
Daauiu`dtbl `mss fharbdsbl fh 5>> e% 5.+H puttfhn d lmuet mh tcb
mrndhfzdtfmh3s def`ft% tm rbam$br fts `mss, "cfac fs nrm"fhn rbnu`dr`%. 7bidfhfhn ftbis
"brb hmt `fstbl cbrb ebadusb Nust `f#b scdrb adpftd` dhl rbsbr$bs tcbrb "brb hm acdhnbs fh
tcbi fh tcbsb %bdrs.
C'#*1'+\, ,+,/*/ 'J !#'J*\ ,+L '//.
5>4>5>> 5>>5>>!
5>> 5>>!
Idr#up fhtbrbst bdrhbl 4-.!+H .+H
Idr#up fhtbrbst bxpbhsbl :.+!H +!4.++H
Gbt fhtbrbst fhamib 5.+H .>:H7b$brsd`s idlb dndfhst hmh :.-H 45.>5H
)brjmrifhn `mdhs
7bamhaf`fdtfmh dlNustibhts ::.>H :.H
7b$brsd` mj rbhtd` fhamib 4!.>+H +!.5:H
Gbt idr# up fhtbrbst fhamib djtbr 54.>H 4!!.5H
)rm$fsfmh
9f$flbhl fhamib .++H
2tcbr fhamib !.-H 4+.4H
*mtd` hmhidr# up fhtbrbst fhamib !:.-!H 4.4!H
Dlifh bxpbhsbs -.-5H !.>>H
2tcbr prm$fsfmh !.-
2tcbr acdrnbs :4.-H !.-H
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*mtd` hmhidr# up fhtbrbst bxpbhsb -.!H -.>>H
)rmjft dhl `mss ebjmrb tdx -:.55H 4>4.4H
*mtd` tdx 5.>H 4.5-H
`mss djtbr tdx 5.:H +5.:4H
;drhfhn pbr scdrb 5.H +5.!H
*+\7#!#7\,\*'+4
8ust `f#b tcb ed`dhab scbbt, prmjft dhl `mss fs hm `mhnbr bxabptfmh.
Idr# up fhtbrbst bdrhbl fh 5>> fharbdsbl e% 4-.!+H "cfac scm"s &E'(,s pmsftf$b
fipdat mj fharbdsbl `bhlfhn tm jfhdhafd` fhstftutfmhs. *cfs d`sm `bl tm tcb 5.+H fharbdsb
fh hbt fhtbrbst fhamib fh 5>>.
Idr# up fhtbrbst bxpbhsb "cfac fharbdsbl +!4.++Hfh 5>>! "ds tmm
iuac tmm ebdr. Ft idlb tcb idhdnbibht tm lbarbdsb tcbfr emrrm"fhn, "cfac "b adh sbbjrmi tcb ed`dhab scbbt ds tcb% lbarbdsbl fh 5>> e% 4.4H. *cfs d`sm idlb dh fipdat mh
tcb prmjft dhl `mss daamuht dhl hbt idr# up fhamib djtbr prm$fsfmh fharbdsbl 54.>H fh
5>>.
&m"b$br, tmtd` hmhidr# up fhamib lbarbdsbl fh 5>> idfh`% lub tm
lbarbdsb fh mtcbr fhamib 1!.-< mj tcb mrndhfzdtfmh. /fif`dr`%, tmtd` hmhidr# up
fhtbrbst bxpbhsb fharbdsbl -.!H fh 5>> lbspftb mj lbspftb mj lbarbdsb fh dlifh
bxpbhsbs 1-.-5H< fh 5>>. tcfs fharbdsb fh tmtd` hmhidr# up bxpbhsb adh eb ebst
bxp`dfhbl e% tcb lrdstfa fharbdsb 1:4.-H< fh mtcbr acdrnbs mj tcb mrndhfzdtfmh
mss djtbr tdx lbarbdsbl sfnhfjfadht`% fh 5>> 15.H< idfh`% ebadusb mj
pd%ibht mj d`` lbjbr tdx "cfac rbsu`tbl fh tcb rbluatfmh mj tdx e% 5.>H fh 5>>.
;drhfhn pbr scdrb d`sm lrmppbl tm .> jrmi 4.5! mj 5>>!.
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/unnbstfmhs jmr Fiprm$bibhts
)rmpbr "mr#fhn bh$frmhibht scmu`l eb prm$flbl
/trfat`% jfxbl tfifhns jmr `duhac, prd%br dhl tbd erbd#s
*cbrb scmu`l eb Nme rmtdtfmh dimhn tcb bip`m%bbs tm rbim$b tcb emrb sflb mj
"mr#
*cbrb scmu`l eb lbdl `fhb jmr bdac Nme dssfnhbl tm b$br% bip`m%bb
)d%ibht prmablurb scmu`l eb jdst fh mrlbr tm nbt idxfiui amhsuibr sdtfsjdatfmh
?bt tmnbtcbr dhl fhjmrid` ibbtfhn scmu`l eb tcbrb fh tcb lbpdrtibht "cbrb d`` tcb
bip`m%bbs amu`l scdrb tcbfr $fb"s "ftc hmt mh`% mhb dhmtcbr eut d`sm tcb ?I
'rfbhl`% amipbtftfmh scmu`l eb arbdtbl ebt"bbh tcb bip`m%bs
smib imtf$dtfmhd` datf$ftfbs scmu`l eb dlmptbl `f#b hmifhdtfhn tcb Abip`m%bb mj
tcb "bb#L
/bpdrdtb prmablurb
/tbps scmu`l eb td#bh jmr fiprm$fhn ammrlfhdtfmh dhl rbim$fhn edrrfbrs mj
prmluatf$b amiiuhfadtfmh dimhn tcb bip`m%bbs
bip`m%bbs scmu`l eb mjjbrbl smib prmimtfmhs fh lbsfnhdtfmhs mh tcb edsfs mj