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Page 1: JANUARY 2017 - ibtindia · Bharat-ek pehal magazine ... The India and Pakistan Border is an international border running between India and Pakistan that demarcates the
Page 2: JANUARY 2017 - ibtindia · Bharat-ek pehal magazine ... The India and Pakistan Border is an international border running between India and Pakistan that demarcates the
Page 3: JANUARY 2017 - ibtindia · Bharat-ek pehal magazine ... The India and Pakistan Border is an international border running between India and Pakistan that demarcates the
Page 4: JANUARY 2017 - ibtindia · Bharat-ek pehal magazine ... The India and Pakistan Border is an international border running between India and Pakistan that demarcates the

3COMPETITION TIME – JANUARY 2017

INTRODUCTION

Name : Rahul

Education : Graduation

Final Selection : SBI - Clerk

Examination Name : SBI-clerk 2016

IBT : Rahul first of all IBT congratulates you

for your selection as Clerk in State Bank of

India.

Rahul : Thank you so much sir�.!!

IBT : Whom do you accredit for your success?

Rahul : I give the credit of my success to my Mother, without

her encouragement and support it would not have been

possible and the Faculty of IBT Institute without whose

constant guidance this success would not have been

achievable.

IBT : After the completion of your Graduation, how did

you plan for the exam?

Rahul : Well after my Graduation, I took admission in the

IBT Institute for preparing the Banking and SSC

Examinations. IBT guided me constantly throughout my

preparation which was very much needed for getting

successful.

IBT : How did you plan your preparation for SBI Clerk? How

many months ago did you start?

Rahul : I gave 5 months for SBI clerk exam sincerely

although I attempted RRB and PO meanwhile. Mostly I

practised online for preparation. Testbook blog helped me

a lot for my preparation.

IBT : How did you plan out the examinations?

Rahul : First of all, I studied the material provided by IBT

institute. Afterwards, I took the IBT Online Speed Test for

practice regularly.

Precious Words

�If you do what you always did, you will

get what you always got.�

IBT : How did you prepared for current affairs in the exam?

Rahul : To get through the current affairs questions, I

studied the Monthly Magazine �Competition Time�

published by IBT and follo wed the website of IBT institute.

IBT : What did you admire the most about IBT?

Rahul : According to me the faculty is what I admire the

most when it comes to IBT Institute as they are very much

dedicated and eager to take on every difficulty faced by

the students and always motivates the students to do well

and make honest efforts. Apart from this, facility for both

online and offline Mock tests is available at IBT Institute.

This makes it easier for students from all kind of backgrounds

to practice well. High speed internet computer labs are

available for online mock tests which have significantly

contributed in my achievement.

IBT : What was your strategy to crack the exam?

Rahul : I am good in mathematics and reasoning but English

was not my cup of tea. So I gave more time to English, read

articles and solved practice sets. I studied IBT Institute�s

web portal �IBT android app� on a regular basis. Also for

current affairs I regularly followed this app and attempted

daily quiz.

IBT : Would you like to say something to the other aspirants?

Rahul : I would only like to say that have faith in yourself

and work smartly and honestly to get your goal. 

IBT : At end, Congratulations once again for your selection. 

Rahul : Thanks a lot for your wishes.

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4 COMPETITION TIME – JANUARY 2017

NOVEMBER

UNION GOVERNMENT LAUNCHED HEALTHYINDIA INITIATIVE MAGAZINE AND NO MORE

TENSION MOBILE APP

The Union Minister for Health and Family Welfare, J P

Nadda, on 9 November 2016 launched Healthy India

Initiative/Swastha Bharat-ek pehal magazine and No

More Tension mobile App.

The initiatives were launched for promotion of health andto strengthen the health communications programmes.

About Healthy India Initiative/ Swastha

Bharat-ek pehal magazine

G It will be a quarterly magazine.

G It will cater to health related information and raise

awareness about healthy living.

G The magazine will cover different aspect of health

including women and child health, elderly health,

daily nutritional needs, seasonal ailments, safe

medication practices and home remedies for

healthy living.

G The magazine will be made available at all the

government facilities up to the sub-centre and will be

available free of cost.

G The e-version of the magazine will also be available

for download.

G The current issue is in Hindi and English and the next

version will be available in 13 other languages.

About No More Tension App

G It will help users to manage stress and will also

provide information regarding stress, symptoms

and its management.

G The application will allow user to measure their stress

level and learn various techniques like yoga and

meditation to reduce stress from their lives.

PRADHAN MANTRI SURAKSHIT MATRITVAABHIYAN

The Union Minister of Health and Family Welfare J P Nadda

launched Pradhan Mantri Surakshit Matritva Abhiyan

(PMSMA) in New Delhi.

The scheme aims at providing pregnant women ante-natal

services and required treatment for free at government

health centres and hospitals on 9th of every month.

The scheme had also found its mention in the Prime MinisterNarendra Modi�s monthly radio address Mann Ki Baat inJune 2016.

Key objectives of the scheme

G To provide healthy life to pregnant women

G To lower the maternity mortality rate

G To make pregnant women aware of their health issues

and diseases

G To ensure safe delivery and healthy life of the baby

Key highlights of the scheme

G The Pradhan Mantri Surakshit Matritva Abhiyan is

applicable for all pregnant women. It will provide

medical checkups completely free to pregnant

women.

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5COMPETITION TIME – JANUARY 2017

G The checkups will take place at the medical centres,

government and private hospitals and private clinics

across the country.

G These free of cost tests will include blood pressure,

sugar level, weight, haemoglobin test, blood test and

screening.

G Women will be marked differently using coloured

stickers based on their health problems so that doctors

can easily detect the problem.

REVAMPED AADHAAR TOLL-FREE HELPLINENUMBER LAUNCHED

The Unique Identification Authority of India (UIDAI)launched a revamped version of its toll-free helpline number1947. The number is revamped to handle more incomingcalls.

The helpline number was launched to help residents getquick access to information about Aadhaar.

Key highlights of the toll-free helpline number

G The free of cost helpline 1947 will be available 24x7

throughout the year on IVRS mode.

G On the other hand, call-centre agents will be available

from 7 am to 11 pm from Monday to Saturday. On

Sundays, the agents will answer calls from 8 am to 5

pm.

G On an average, the helpline number handles about

1.5 lakh calls per day.

G It can be accessed through mobile or landline.

G It will be especially beneficial in these times when the

Aadhaar number is being increasingly used in the

banking sector to identify individuals.

G It will also enable residents to locate an Aadhaar

Enrolment Centre, know generation status of an

Aadhaar number and help retrieve Aadhaar details

of any person who has lost his/her Aadhaar or has not

received it through post.

UNION GOVERNMENT LAUNCHED DIGITALINITIATIVE SMART INDIA HACKATHON 2017

Union Human Resource Development (HRD) MinisterPrakash Javadekar inaugurated Smart India Hackathon2017, world�s largest digital national building initiative.

The Government also unveiled the first set of 250 problemstatements that the students will be required to solve duringthe Hackathon that will take place in early 2017.

Smart India Hackathon 2017 is aimed at reaching out to

all technology institutions in India and challenge

students to offer innovative solutions to the daunting

problems faced by our nation.  

Highlights of the Smart India Hackathon 2017

G The Hackathon will have nearly 500 problem

statements in all which will be published on

innovate.mygov.in.

G It is a pan-India 36-hour nonstop digital programming

competition which will take place in more than 20

centres simultaneously.

G Each participating college can nominate up to three

teams, each having six team members, which can

belong to different courses or semesters within the

same college.

G Each team will need to have at least one female team

member, to encourage women coders.

G Each team will also have the option of choosing up to

two mentors, who can be faculty, alumni or any other

expert in their circles.

G Each of the participating 25 ministries and

government departments will give away prizes to top

three teams, so 75 teams will stand a chance to win

cash rewards as well as a chance to work with those

ministries and departments for up to six months to

execute their winning solution.

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6 COMPETITION TIME – JANUARY 2017

G For every ministry and department, the first prize will

be of 100000 rupees, second prize of 75000 rupees

and third prize of 50000 rupees.

G Some of the ministries and departments participating

in the Hackathon include Railways, External Affairs,

Defence, Civil Aviation, Indian Space Research

Organization, Department of Atomic Energy, etc.

G It will aim to find digital solutions to problems in

the areas of power, education, health, water,

finance, agriculture, energy, urban & rural

development, aviation, transport, sanitation,

sports, law & justice, etc.

G It will help institutionalize a model for harnessing the

creativity and skills of youth for nation-building.

G It will harness creativity & technical expertise of over

30 lakh students from technology institutes in

remotest parts of India to help build a way-out for

Startup India, Standup India campaign.

G Students will also win cash prizes from each

participating ministry and will get a chance to be part

of the NASSCOM�s 10000 Startups Program.

OCTOBER

INDO-PAK BORDER TO BE COMPLETELY

SEALED IN NEXT 2 YRS: RAJNATH SINGH

Union Home Minister Rajnath Singh said that Indo-Pak

border will be completely sealed by December 2018. The

action was taken amid the rising tensions between the

two nations mainly after the army strike on militant

bases in Pakistan-occupied Kashmir.

Rajnath Singh informed about the decision after holding

a meeting of states sharing border with Pakistan in

Jaisalmer. This sealing will be monitored at MHA level,

BSF level and chief secretary level.

Chief Minister of Rajasthan Vasundhara Raje, Deputy

Chief Minister of Punjab Sukhbir Singh Badal, Gujarat�s

Minister of State for Home Pradeepsinh Jadeja and

Jammu and Kashmir Chief Secretary Brij Raj Sharma

were the participants of the meeting to review security

arrangements at the border. The meeting is being held

in the presence of senior BSF officials.

Indo-Pakistan Border

The India and Pakistan Border is an international border

running between India and Pakistan that demarcates the

Indian states and the four provinces of Pakistan. The

border�s total length is 2900 km. It is known as Line of

Control (LoC).

HIV AND AIDS (PREVENTION AND CONTROL)

BILL, 2014

The Union Cabinet approved the amendments to the HIV

and AIDS (Prevention and Control) Bill, 2014.

The HIV and AIDS Bill, 2014 was drafted to safeguard the

rights of people living with HIV and affected by HIV.

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7COMPETITION TIME – JANUARY 2017

Provisions of the Bill

G It seeks to address HIV-related discrimination,

strengthen the existing programme by bringing in

legal accountability and establish formal mechanisms

for inquiring into complaints and redressing

grievances.

G It seeks to prevent and control the spread of HIV and

AIDS, prohibits discrimination against persons with

HIV and AIDS.

G It seeks to provide for informed consent and

confidentiality with regard to their treatment, places

obligations on establishments to safeguard rights of

persons living with HIV.

G It aims to enhance access to health care services by

ensuring informed consent and confidentiality for HIV-

related testing, treatment and clinical research.

G It lists various grounds on which discrimination against

HIV positive persons and those living with them is

prohibited.  These include the denial, termination,

discontinuation or unfair treatment with regard to

employment, educational establishments, health care

services, provision of insurance, etc.

G It prohibits any individual from publishing information

or advocating feelings of hatred against HIV positive

persons and those living with them.

G It provides for Guardianship for minors.

G It requires that No person shall be compelled to

disclose his HIV status except with his informed

consent, and if required by a court order.

G It also asks Central and State governments to take

measures to prevent the spread of HIV or AIDS,

provide anti-retroviral therapy, facilitate their access

to welfare schemes, lay guidelines for the care and

treatment of children with HIV or AIDS.

G It makes provision for appointment of an ombudsman

by State Governments to inquire into complaints

related to the violation of the Act and penal actions

in case of non-compliance.

There are no financial implications of the Bill.

SEPTEMBER

INDIAN RAILWAYS LAUNCHED YATRIMITRA-

SEWA

Indian Railways launched YatriMitraSewa to facilitate

access to wheelchairs, battery operated cars and porter

services. The service was launched to make rail travel

comfortable for elderly, differently-abled and ailing

travelers.

UNION GOVERNMENT LAUNCHED NIDHI

Union Government launched a new program called

National Initiative for Developing and Harnessing

Innovations (NIDHI). The initiative aims at nurturing

ideas and innovation into successful start ups.

NIDHI, an umbrella programme of the Department of

Science & Technology (DST), will focus on helping startups

to meet their funding, infrastructure and other mentorship

needs. NIDHI will allow youths of the country to give a

concrete shape to their ideas.

SWADESH DARSHAN SCHEME

The Union Government approved projects worth about

450 crore rupees under Swadesh Darshan scheme for

five states.

The five states are: Madhya Pradesh, Uttarakhand,

Uttar Pradesh, Sikkim and Tamil Nadu.

The scheme was launched with an objective to develop

13 theme-based tourist circuits in India. The approval

for the five states was given in a meeting of the Central

Sanctioning and Monitoring Committee (CSMC) on 5

September 2016.

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8 COMPETITION TIME – JANUARY 2017

NOVEMBER

INDIA, ISRAEL INKED TWO AGREEMENTS ONWATER RESOURCE MANAGEMENT AND

AGRICULTURE

India and Israel inked two agreements in the field of water

resources management and agriculture. The agreements

were inked after the delegation level talks between Prime

Minister Narendra Modi and visiting Israeli President

Reuven Rivlin in New Delhi.

Points of discussions during the delegation

level talks were

G Enhancing agricultural productivity and efficiency.

G Boosting research and innovation linkages.

G Employment of applications of science and technology

for the benefit of the two societies.

G Forging strong trade links and investment ties.

G Building defence ties to secure people of the two

nations.

G Enhancing people to people ties through greater

cultural and tourism linkages.

G Promotion in educational exchanges, which will allow

students of the two nations to study in each other�s

country, to bridge the bilateral partnership.

NEW TRADE ROUTE VIA GWADAR PORT

INAUGURATED IN PAKISTAN

Nawaz Sharif, Prime Minister of Pakistan, inaugurated theoperational activities of the strategic Gwadar Port, locatedin the south-western Balochistan Province.

Sharif and General Raheel Sharif, Army Chief of Pakistan,welcomed the first large shipment of Chinese goods throughthe port.

The deep-water port is the key to the 46 billion US dollarChina Pakistan Economic Corridor (CPEC) that alsoincludes roads and energy projects.

How CPEC will benefit Pakistan?

G It is predicted by the Pakistani officials that the project

will result in the creation of upwards of 700000 direct

jobs between 2015 and 2030.

G It will also add 2 to 2.5 percentage points to the

country�s annual economic growth.

G If all the planned projects will be implemented, the

value of those projects would be equal to all foreign

direct investment in Pakistan since 1970. They would

also be equivalent to 17% of Pakistan�s 2015 gross

domestic product.

G Infrastructure projects under the aegis of CPEC will

eventually link the city of Gwadar in southwestern

Pakistan to China�s northwestern autonomous region

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9COMPETITION TIME – JANUARY 2017

of Xinjiang via a vast network of highways and

railways.

Why India is concerned?

G The China Pakistan Economic Corridor passes through

the disputed region of Kashmir. However, no CPEC

project is located near the Line of Control.

G In 2015, the Indian Foreign Minister, Sushma Swaraj

reportedly told Chinese President Xi Jinping that

projects passing through Gilgit-Baltistan are

unacceptable as they require construction in the

claimed territory.

About Gwadar port

G The Gwadar Port is a warm-water, deep-sea port

situated on the Arabian Sea at Gwadar in Balochistan

province of Pakistan.

G The port features notably in the China�Pakistan

Economic Corridor plan.

G The port is considered to be a vital link between the

ambitious One Belt, One Road and Maritime Silk Road

projects.

G The port�s potential to be a deep water sea port was

first noted in 1954.

G Plans for construction of the port were not realised

until 2007, when the port was inaugurated by Parvez

Musharraf after four years of construction, at a cost

of 248 million US dollars.

G In 2015, it was announced that the city and port

would be further developed under CPEC at a cost of

1.62 billion US dollars.

G The port will also be the site of a floating liquefied

natural gas facility that will be built as part of the

larger 2.5 billion US dollar Gwadar-Nawabshah

segment of the Iran�Pakistan gas pipeline project.

G In late 2015, the port was officially leased to China

for 43 years, until 2059.

About China�Pakistan Economic Corridor

G The China�Pakistan Economic Corridor is an under-

construction and partly completed economic corridor.

G It aims to facilitate trade along an overland route

that connects Kashgar and Gwadar through

construction of network of highways, railways and

pipelines worth around 51 billion US dollar.

G The corridor is considered to be an extension of

China�s ambitious One Belt, One Road initiative.

G CPEC�s significance to China is reflected by its inclusion

in the country�s 13th five-year development plan.

INDIA, JAPAN SIGNED 10 AGREEMENTS

INCLUDING NUCLEAR DEAL, SPACE,AGRICULTURE

India and Japan signed ten agreements to boost the

bilateral cooperation between the two nations. The

agreements were inked on 11 November 2016 in presence

of Prime Minister Narendra Modi and his Japanese

counterpart Shinzo Abe.

Prime Minister was on a three-day visit (10 November to

12 November 2016) to Japan.

Agreements/MoUs that were inked and exchanged

includes

G Agreement for Cooperation in the Peaceful Uses of

Nuclear Energy: The present Agreement provides for

bilateral cooperation in the field of Nuclear Energy.

This would provide for the development of nuclear

power projects in India and thus strengthening of

energy security of the country. The present agreement

would open up the door for collaboration between

Indian and Japanese industries in our Civil Nuclear

programme.

G Memorandum of Cooperation (MoC) on the

Manufacturing Skill Transfer Promotion Program:

The MoC that envisages to train 30000 Indian youth in

the Japanese style manufacturing in the next 10 years

was inked between the Union Ministry of Skill

Development and Entrepreneurship and Ministry of

Economy, Trade and Industry of Japan.

G Memorandum of Understanding (MoU) for

Cooperation in the Field of Outer Space: The present

MoU inked between ISRO and JAXA provide for

cooperation in satellite navigation, planetary

exploration and space industry promotion. It also seeks

for joint missions and studies, joint workshops and

training, joint use of ground systems for mutual

support, and personnel exchange. It also seeks to

establish JWG and sign Implementing Arrangements

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10 COMPETITION TIME – JANUARY 2017

to carry out specific cooperative projects.

G MoU on Mutual Collaboration in Marine and Earth

Science and Technology: This MoU aims at promotingcooperation in the areas of joint survey and research.It also aims to promote an exchange of scientific visitsby researchers and experts, joint scientific seminarsand workshops and exchange of information, data andstudied results. It also seeks to promote cooperationin any other mutually agreed forms of cooperation.Agreements for cooperation in specific activities willbe taken up by concerned agencies subsequent to thesigning of this MoU.

G MoC in the Field of Agriculture and Food Related

Industry: It aims at deepening the bilateral

cooperation in the fields of agriculture and food

industries that includes food value chain networking

and protecting Geographical Indication (GI) of

agriculture products. The MoC is a framework

document which would later provide for specific

agreements between concerned agencies on both

sides.

G MoU for Transport and Urban Development: Thepact seeks to enable cooperation between NationalInvestment and Infrastructure Fund Limited and JapanOverseas Infrastructure Investment Corporation. Thecooperation includes promotion in investment ininfrastructure projects in railways and transport, tollroads, urban development, port and airport terminals,logistics and any supporting industries for these sectors.The MoU also enables the two sides to exploreopportunities to set up an NIIF-JOIN joint fund.

G MoU in the Field of Textiles: The MoU that aims toimprove the quality of Indian Textiles for conformityassessment for Japanese market was signed betweenTextiles Committee of Union Ministry of Textiles andJapan Textiles Products Quality and Technology Centre(QTEC). It involves capacity building measures for theTextiles Committee and aligns the Indian QualityControl measures in line with Japanese market andtechnical standards.

G MoC in the Field of Cultural Exchange: It seeks toprovide a framework for bilateral cooperation in thefield of Sports ahead of the forthcoming Tokyo 2020Olympics & Paralympics.

G Under this MoC the two sides would seeks to

promote

a) Training of athletes and coaches

b) Programmes for sports science and anti-doping

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11COMPETITION TIME – JANUARY 2017

c) Programmes for developing sports education,infrastructure and management

d) Exchange visits of sports leaders, administrators,professionals and experts

As per the MoC, a specific cooperative mechanism willbe pursued by respective sports agencies in theirspecified areas of activities. The MoC was signedbetween the Union Ministry of Culture and the Ministryof Education, Culture, Sports, Science and Technology,Government of Japan.

G MOU for cooperation in the fields of academics,

business, cultural cooperation, disaster

management and environmental protection: It wassigned between the State Government of Gujarat andHyogo Prefectural Government, Japan. As per theagreement, a steering committee will be constitutedto oversee the implementation of the MOU. It will alsoidentify the agencies to carry out designated activities.

INDIA, UK SIGNED TWO PACTS INCLUDING

COOPERATION IN THE FIELD OFINTELLECTUAL PROPERTY

India and the United Kingdom inked two pacts to boostcordial relations between the two nations. The pacts wereinked during the visit of Theresa May, the Prime Minister

of the United Kingdom to India.

PM Theresa May was on a three Day visit to India (6November to 8 November 2016).

List of MOUs exchanged includes

G MoU on Ease of Doing Business: The MoU intends tomake expertise from different departments of the UKGovernment which have led the ease of doing businessdrive in the UK available to the relevant departmentsand agencies of the Government of India. It includesexchange between the officials and sharing of bestpractices and technical assistance for effectiveimplementation of the initiatives of GOI to improve itsranking in the ease of doing business.

G MoU for cooperation in the field of intellectual

property: The MoU envisages establishing amechanism for furthering cooperation between theIntellectual Property Offices of India and the UK in thefield of IP and related information technology services.

It will include exchange of best practices, experienceand knowledge of IP awareness among the public,businesses, industry, R&D organizations andeducational institutions, as well as on processes fordisposal of applications for patents, trademarks,industrial designs and geographical indications.

This MoU was signed between the Department of

Industrial Policy and Promotion, Ministry of

Commerce and Industry, India and the Intellectual

Property Office of the United Kingdom (UK IPO).

OCTOBER

BRICS NATIONS SIGNED THREE AGREEMENTS

BRICS nations namely Brazil, Russia, India, China and

South Africa inked three agreements to boost the

bilateral cooperation. The agreements were inked in Goa,

India during the eighth BRICS summit.

The eight BRICS summit was held from 15 to 16 October

under the theme Building Responsive, Inclusive and

Collective Solutions.

List of MoUs signed by BRICS Countries include

G MoU for Establishment of BRICS Agricultural Research

Platform

G MoU on Mutual Cooperation between Diplomatic

Academies

G Regulations on Customs Cooperation Committee of

the BRICS

INDIA AND RUSSIA SIGNED 16 MOUS

India and Russia signed 16 agreements during India-Russia Annual Summit across multiple sectors.

The MoUs were signed in Goa during India-Russia Annual

Summit co-chaired by Prime Minister Narendra Modi

and Russian President Vladimir Putin. President Putin is

on a visit to India to attend 2016 Goa BRICS summit.

List of agreements/MOUs exchanged

G Memorandum of Understanding proposed to be

executed between EDB, Joint Stock Company

Àlexeev�s Central Hydrofoil Design Bureau, Joint Stock

Company Radar Mms, Joint Stock Company Morinsis-

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12 COMPETITION TIME – JANUARY 2017

AGAT and Elcom Systems Private Limited for

developing the following:

(i) A single integrated Transport Logistics System

(ii) Concept of Smart city

(iii) Intellectual monitoring system for the areas of

high responsibility, in the State of Andhra Pradesh.

G MoU on studying perspectives for cooperation in

shipbuilding, implementation of infrastructure

projects, transfer of technologies and training

foreign specialists: It was inked between JSC United

Shipbuilding Corporation and the Council for Economic

Cooperation of Andhra Pradesh.

G MoU on Cooperation in the implementation of

smart cities program in India with the use of IT

solutions of the Russian companies: It was inked

between JSC �Rusinformexport� and the Ministry of

Urban Development of India, Ministry of Home Affairs,

State Company National Buildings Construction

Corporation Ltd., Government of Haryana.

G MoU on the joint study of a gas pipeline to India

and the other possible areas of Cooperation: It

was inked between Gazprom and Engineers India

Limited.

G Rosneft to purchase 98% Essar Oil: as per the

decision a Russian consortium comprising energy giant

Rosneft Oil Company, commodities trader Trafigura

and private investment group United Capital Partners

agreed to purchase 98 percent of Essar Oil for 10.9

billion dollars.

G Cooperation Agreement in the area of Education

and Training: It was inked between Rosneft Oil

Company and ONGC Videsh Limited.

G MoU on setting up of Investment Fund: It was

inked between NIIF and RDIF.

G Signing of MoU for Cooperation in increasing the

speed of trains between Nagpur- Secundrabad /

Hyderabad: It was inked between Indian and Russian

railways.

G Signing of the shareholder agreement for establishing

a Joint Venture to manufacture Ka-226T helicopter in

India.

G MoU on Mutual Allocation of Ground

Measurement Gathering Stations for GLONASS AND

NAvIC: It was inked between ISRO and ROSCOSMOS.

G MoU on expansion of Bilateral Trade and Economic

Cooperation: it was inked between Ministry of

Economic Development of the Russian Federation

and the Union Ministry of Commerce and Industry.

G MoU between Department of Science & Technology

(India) and FASO (Russia)

G Programme of Cooperation in Oil and Gas Sector for

the period 2017-18

G Protocol for consultations between the Ministry of

External Affairs & Ministry of Foreign Affairs of Russia

for the period 2017-18.

G Agreement on cooperation in International

Information Security

G Signing of IGA to purchase/construct four additional

1135.6 frigates though partnership between Russian

and Indian shipyard

G Signing of IGA for the procurement of S-400 Air

Defence System.

SEPTEMBER

EUN CHARTER TRANSLATED INTO SANSKRIT

LANGUAGE

The UN Charter, the seminal treaty of the United Nations

(UN), was translated into Sanskrit Language for the first

time.

This came following the pioneering efforts of Jitendra

Kumar Tripathi, the Secretary of the Lucknow-based

Akhila Bharatiya Sanskrit Parishad.

About UN Charter

G The United Nations Charter was signed on 26 June

1945 in San Francisco, at the conclusion of the United

Nations Conference on International Organisation.

G It came into force on 24 October 1945.

G The Statute of the International Court of Justice is an

integral part of the Charter.

G The Charter is available in all six official languages of

the UN.

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13COMPETITION TIME – JANAUARY 2017

NATIONAL NEWS

FWhich yojana has been launched by Union Government to provide free health check-ups to pregnant women at

government health centers and hospitals? PMSMA (Pradhan Mantri Surakshit Matritva Abhiyan)

FAnil Madhav Dave, Minister of Environment, Forest and Climate Change has constituted a five-member team for

conservation and management of which lake?  Loktak Lake

FWhat is the name of programme has been launched by Punjab Chief Minister Parkash Singh Badal by flagging off

100 Information Education Communication (IEC) mobile vans? Aware and Care

FWhich state was conferred with the award for outstanding work in the field of e-governance at the �State of the

States Conclave 2016� ? Haryana

FWhich state has ranked no.1 position in the World Bank study report in India in the field of energy efficiency?

Andhra Pradesh

FPresident Pranab Mukherjee has given his consent to payment of how much percent dearness allowance (DA) to

central government employees? 2%

FWhich state government has recently signed an MoU with Software Technology Parks of India (STPI) and

establishment of a Gems & Jewellery Industrial Park? Odisha

FThe three day Buddha Mahotsava celebration kicked off in which state on November 4 2016 that was organised

by the District Administration of West Kameng? Arunachal Pradesh

FName the three day International Oil and Gas Conference and Exhibition was inaugurated by Prime Minister

Narendra Modi in New Delhi on December 5, 2016? PETROTECH-2016

FWhat is the name of online platform has been launched in India which explains the country�s central and state

laws in a user-friendly method? Nyaaya

F India�s first liquefied natural gas LNG Fuelled Bus in the Country has been launched by Shri Dharmendra Pradhan

in which city? Thiruvananthapuram, Kerala

FWhich state government has imposed a ban on any type of construction within 2 km radius of its major lakes to

protect 968 glaciers? Uttarakhand

FName the Union Territory has became the first in the country to launch �Human Papillomavirus (HPV) vaccination�

as a public health programme? New Delhi

FName the new yojana has been launched by Minister of State (I/C) for Skill Development and Entrepreneurship

Shri Rajiv Pratap Rudy? PMYY (Pradhan Mantri Yuva Yojana)

FName the medical service has been launched for ESIC beneficiaries by Shri Bandaru Dattatreya, the Minister of

State at Dwarka? Kahin Bhi Kabhi Bhi

FName the mobile app has been launched by Maharashtra to check violation of child rights on November 9,

2016? CHIRAG

FUnion Health and Family Welfare Minister JP Nadda has been launched which mobile app to manage the stress

level on November 9, 2016 in New Delhi? No More Tension

500+ G.K.

One Liner Questions

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14 COMPETITION TIME – JANAUARY 2017

F Apollo tyres would start a manufacturing facility in which state of India with an investment of Rs.525 crore?

Andhra Pradesh

F Which state government has signed an agreement with Canada to implement a joint action plan on urban

infrastructure development in the State on November 8, 2016? Maharashtra

F The number of rural households were distributed with free LPG connections under which scheme has crossed

the 1 crore? PMUY (Pradhan Mantri Ujjwala Yojana)

F Which state government high court has been ordered all hill stations and glaciers in the state to be declared as

eco-sensitive within three months? Uttarakhand

F Seventh Session of the Conference of Parties (COP7) to WHO Framework Convention on Tobacco Control (FCTC)

kicked off in which country? India

F Punjab Termination of Water Agreements Act was passed in which year? 2004

F Which country will host the 2018 International Competition Network (ICN) Annual Conference India

F How many Indian families are listed among the Forbes Asia�s 50 Richest Families? 17

F �Mukhya Mantri Shikshak Samman Yojana� which aims to motivate the teachers by giving them monetary rewards

was launched in which state? Himachal Pradesh

F Prime Minister Narendra Modi launched Haryana�s year-long golden jubilee celebrations of Haryana in which

city? Gurugram

F What is the minimum wage fixed for unskilled agricultural labour in C-class towns in central sphere by the Union

Government? Rs. 350 per day

F Which state became the third and largest state to be declared Open Defecation Free (ODF) under the Swachh

Bharat Mission (SBM- Gramin)? Kerala

F What is the new act enacted by the Union Government for Five Union Territories to regulate the housing sector

transparency? Real Estate Act

F Researchers from which state has discovered a new variety of rice seed under the head of A K Sarawgi?

Chhattisgarh

F What is the name of project is launched by the PM Narendra Modi to mark the 16th foundation day for

Chhattisgarh? Saur Sujala Yojana

F Which state became the First state to launched Cyber Police Stations in its each Districts on November 3, 2016?

Maharashtra

FWhich festival would be held at the village in Dausa district, Rajasthan to promote rural tourism in the area for

two days? Abhaneri

FWhat is the name of portal which is launched by the Haryana Government for procurement of paddy in the

successive season? e-kharid

FWhich state government has inked a memorandum of understanding (MoU) with Andhra Pradesh-based Ruchi

Soya Industries for development of Oil Palm in the state? Arunachal Pradesh

F In which place, The 4th Meeting of BRICS Education Ministers Conference was held to promote education

cooperation and people to people exchanges among the BRICS countries? New Delhi

FWhich state accounts for the highest number of species with 410, followed by Kerala with 357 and Maharashtra

with 278 in a recent Publication by the Botanical Survey of India (BSI)? Tamil Nadu

F In which place, Gujarat CM Vijay Rupani inaugurated a 34-ft long �Lamp of Humanity� as a part of the Vibrant

Navratri celebrations? Ahmedabad

FWhich state�s Chief Minister flagged off an all-women Mt. Gorichen expedition which is considered as a technical

peak? Pema Khandu, Arunachal Pradesh

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15COMPETITION TIME – JANAUARY 2017

FWhich two states have become the first States in the country to become declared Open Defecation Free (ODF) ?

Gujarat, Andhra Pradesh

FWhat is the rank of India�s Right to Information (RTI) Act, that was passed in the year 2005 among worldwide? 4th

FWhich award has bagged by the Gujarat�s 900-year-old World Heritage Site Rani ki Vav at the Indian SanitationConference (INDOSAN) 2016 at Vigyan Bhavan in New Delhi? Cleanest Iconic Place

INTERNATIONAL NEWS

F Name the Chinese Buddhist pilgrim and scholar has stayed in Vijayawada to study Buddhist scriptures?

Xuan Zang

F Which country�s agreement on climate change entered into force, marking the first time that governments haveagreed legally binding limits to global temperature rise? Paris

F India jointly agreed with which country to maintain the pace of their high-level exchanges in counter- terrorismand other fields? China

F Which country has became the first country in the Baltic Sea area signed a MoU to link up with China�s One Beltand One Road (OBOR) Initiative? Latvia

F India jointly with which country has signed deals to increase oil production worth $1.45 billion? Venezuela

F Which country has adopted cybersecurity law to strengthens censorship, surveillance, and other controls overthe Internet? China

F Sri Lankan government has decided to obtain 10 diesel engines from which company in India under credit linefacility provided by Indian government? RITES

F Meng Hongwei is elected the President of the International Criminal Police Organization (Interpol). Where is theheadquarter of INTERPOL? France

F Which country�s government has announced 19 grants worth $6,30,000 dollars for several projects in the fieldof education, science, sports, arts and culture? Australia

FWhich country postponed the SAARC Summit to be held here next month after India along with four other memberstates of the regional grouping decided against attending the meeting? Pakistan

FWhich is one of the most active volcanoes in the country and Central America has erupted, spewing a large plumeof ash two nearby villages? Colima Volcano

FWhich country�s climate change agreement along with India by submitting its instrument of ratification at UNheadquarters in New York? Paris

FThe fourth meeting of Indo-Czech joint working group led by the Secretary in the Department of Heavy Industry,Mr Girish Shankar held at which place? Brno

FUnion Government signed MoU with which country in the field of water resources? European Union

FWhich country has became the first country in the world to completely ban disposable plastic cups, plates andother utensils? France

FIndia signed three agreements with which country on Mutual Visa Exemption return in New Delhi on October 6th

2016? Switzerland

FWhich country scientists announced the discovery largest dinosaur ever found in South America�s biggest country?

Brazil

FWhich Country has appointed Former NASSCOM Chairman BVR Mohan Reddy as an Honourary Consul of thatcountry in Hyderabad? Germany

FIndian pharmaceuticals sector seeked major support from which country market, Commerce Minister NirmalaSitharaman announced that the share of India in that drug market? Japan

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16 COMPETITION TIME – JANAUARY 2017

FWhich country Prime Minister had visited India for a five day aimed at deepening bilateral ties in a range of areas

including trade and investment? Singapore

FPresident had lifted US economic sanctions on which country, terminating an emergency order that deemed the

policies of the former military government a threat to US national security? Myanmar 

FWhich political party won the Morocco�s national elections 2016 ? Justice and Development Party (PJD)

FWhich country leaders along with Turkish leaders had agreed to intensify military and intelligence contacts after

a meeting in Istanbul? Russian

FWhich country along with India signed a pact to set up 25 integrated infrastructure centers for irradiation treatment

of perishable food items? Russia

FWhich country has suspended cooperation with the UNESCO, a day after the U.N. cultural agency adopted a draft

resolution on the Temple Mount and Western Wall? Israel

FIndian has received the first parcel of which oil to partly fill its strategic storage in Southern India, Mangalore

Refinery and Petrochemical Ltd? Iran

FWhich country hosted the IUCN World Conservation congress with the support of the Department of State of

the USA? Hawaii

FWhich country has built world�s longest bullet train network length of 2000 kms? China

FWhich country researchers has partnered with an Indian research foundation to develop a variety of salt-tolerant

rice, conducted a broader project to address the issue of food security? Australia

FName the Typhoon which was the world�s strongest typhoon made landfall in east China�s Fujian Province?

Meranti

FIsrael National Security Council has signed an agreement with which country undersecretary of state for Political

affairs for development of anti-missile defense systems? United States

FWhich country partnered with India has approved an agreement for capacity building and exchange of best

practices in the area of skill development? Switzerland

FFor what purpose, Cabinet approved a MoU between India and Mozambique to strengthen the advancement

between two countries? Air Service

FWhich country along with India, Union Cabinet sanctioned a Memorandum of Understanding (MoU) for the field

of Information and Communications Technology (ICT) and Digital Economy? Tunisia

FIndia partnered with which country to sign the Social security agreement and benefit thousands of countries

professionals and skilled workers? Japan

FWhich country to hold the world's largest yazidi temple and to set the world largest temple is to be completed

by 2017? Armenia

FWorld Health Organisation declared which country is free from measles with zero cases? Brazil

FUnion Government gave approval to the Bilateral Investment Treaty with which country to promote the protect

investments? Cambodia

FWhich storm brought Hong Kong to halt with high winds and rains and many schools, businesses and transport

services remained shut? Typhoon Nida

FWhich country unveiled a new economic stimulus package worth more than $275 billion in order to get the

conking economy back to form? Japan

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BANKING & ECONOMY

FMNRE has issued bidding guidelines for setting up _____________ Wind Power Projects connected to inter-

state transmission system (ISTS)? 1000 MW

FWhich organisation jointly with Mumbai-based RBL Bank has announced a new loan portfolio guarantee thatwould facilitate up to $75 million for lending to small and medium enterprises (SMEs)?

USAID (U.S. Agency for International Development)

FEconomic think-tank NCAER has pegged India�s GDP growth at what percent for the year 2016-17? 7.6%

FHow much amount imposed fine for Reliance Industries Ltd. and its partners BP and Niko for pumping out of gasto Godavari and Krishna river? Rs.10,000 crores

F Infrastructure company Adani Enterprises Ltd has commissioned how much power of Solar Power Plant in Punjab?

100 MW

F India�s third largest private sector bank Axis Bank has announced its partnership with which online shopping

portal to launch �Axis Bank Buzz Credit Card�? Flipkart

FWhich bank has told that it would raise Rs.271 crore from Life Insurance Corporation of India in preferentialallotment of equal shares at Rs.37.74 a piece? UCO Bank

FWhich bank has issued clarifications on hedging of currency for external commercial borrowings (ECBs) in anotification on its website? The Reserve Bank of India

F Indian Army signed MoU with which bank for Defence Salary Package ? Corporation Bank

FWhich bank has launched �Unified Payments Interface� (UPI) solution on 8th November 2016 for its corporateand financial institutional and commercial banking customers? Standard Chartered Bank

FWhich company has made an announcement that it�s receiving a small German engineering firm to help automate

and accelerate production at its factories? Tesla

F Indian railway and Assam has announced a Joint Venture for the construction of four elevated railway tracks inthe state. What is the project cost? Rs. 5000 Crore

FReserve Bank of India had opened as Second Ombudsman Office taking into account the significant increase ofthe banking network in which city? New Delhi

FThe Central Vigilance Commission (CVC) has ordered PSBs to report all such matters involving funds over _____

Rs. 1 crore

FWhich US based job portal has signed an agreement with Ministry of Human Resource Development to createmore job opportunities in India? LinkedIn

FWhich US-based ATM manufacturer has bagged the single largest order from SBI to install over 7,000 cash-vending machines? NCR Corporation

FWhich bank has launched home loan overdraft facility for salaried customers against their home loans?

ICICI Bank

FHow much amount has been funded for the Yamuna riverfront project at Sonia Vihar by the Delhi Government?

Rs. 200Cr

FState Bank of India has slashed its home loan rate to a six-year low to how much percentage with effective from1st November? 9.10%

FWhat is the minimum speed has been made it mandatory by TRAI for all the Broadband providers in India?

512 Kbps

FWhich brand is topped in the India�s most attractive brands index 2016 study carried out by Trust ResearchAdvisory (TRA)? LG

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18 COMPETITION TIME – JANAUARY 2017

FHow many new banks have jointed Unified Payments Interface (UPI) bandwagon, thereby the total counts using

UPI to 26? 5

FWhat is the name of mobile Banking app of YES BANK for banking transactions on Apple and Android based

Smart Watches? YES MOBILE 2.0

F India�s gross-value increased growth is expected to quicken to how much percentage this year from 7.2% in

2015-16? 7.6%

F What is the name of special financing scheme which is launched by the SBI under which customers could avail

credit facility at lower rates? Hope Loans

F Which online fashion portal has appointed Dipanjan Basu as the Chief Financial Officer with effective from October

17? Myntra

F How many year extension has secured Arundhati Bhattacharya as the chairperson of the State Bank of India

(SBI)? One

F Which Bank has acquired Karnataka-focused BSS Microfinance, a non-banking financial company for Rs 139.2

crore? Kotak Mahindra

F Which company would bring to market the world�s first artificial pancreas, after U.S. regulators cleared the

device for diabetics to automatically monitor blood sugar? Medtronic Plc

F Which bank has announced its entry into Myanmar by opening a branch in the Yangon, former capital city of

Myanmar? SBI

F Which Organization raised projections for India�s economic growth by 0.2 percentage points to 7.6 percent for

2016-17 and 2017-18? IMF

F Which bank has announced India�s GDP growth would remain strong at 7.6 percent in 2016 and 7.7 percent in

2017 by describing South Asia as a global growth hotspot? World Bank

F Election Commission of India partnered with which social networking to register young voters? Facebook

F Which limited has signed a Memorandum of Understanding with the University of Houston (USA) in presence of

Dharmendra Pradhan, Minister of State (I/C), Petroleum & Natural Gas? OIL (Oil India Limited)

F Which Financial Services Company rolled out Selfie Pay app for the use of facial biometrics for payment

authentication? Master Card

F How much amount funded for Heritage Infrastructure projects which was led by the Shri M.Venkaiah Naidu,

Minister of Urban Development? Rs. 350 crore

F India�s biggest-ever spectrum auction ended with the Centre garnering _________ in revenue.Rs.65,789 crore

F Which bank released the report of the Internal Working Group on Rationalisation of Branch Authorisation Policy?

Reserve Bank of India

F The Reserve Bank of India had granted in-principle approval to how many payments banks as on September 2015?

11

F Which organisation had asserted that adoption of GST (Goods and Services) tax recently would boost India�s

medium-term growth? International Monetary Fund

F Which board has proposed a ban on unauthorised trading tips through social media platforms like SMS, WhatsApp

and Facebook? Securities and Exchange Board of India

F How much amount would invest by the Union Government to increase the capacity of Panipat refinery from 15

million tonnes (MT) to 25 MT? Rs.15,000 crore

F Which foreign based bank announced a tie-up with Uber under which its credit cardholders across six countries

would get a cash-back of up to 25 per cent for hailing cabs from the app? Standard Chartered Bank

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19COMPETITION TIME – JANAUARY 2017

PERSONS IN NEWS

FWhich Bollywood Actor was named the first Indian ambassador for promoting 2017 Switzerland Tourism campaign-

�Nature wants you back�? Ranveer Singh

FName the Twitter�s India and South East Asia�s Managing Director has resigned after Rishi Jaitly exit from twitter?

Parminder Singh

FWho is the California�s Attorney General, is on the cusp of becoming the first Indian- American Senator in the US

Congress? Kamala Harris

FWhich IFS Officer has been accredited as the Ambassador of India to the Commonwealth of Dominica ?

Bishwadip Dey

FWho has been concurrently accredited as the Ambassador of India to the Republic of Benin?

B Nagabhushana Reddy

FWhich celebrity is the World�s Highest-Paid Woman in Music for 2016 report released by Forbes? Taylor Swift

FWhich Indian leader�s statue was unveiled at Consulate General of India, Dubai ? Mahatma Gandhi

FName the British Prime Minister who has arrived in Delhi on a three-day visit aimed at enhancing their ties in the

key areas of trade, investment, defense and security recently? Theresa May

FWhich chief minister has announced the increasing motherhood leave period for women government employees

from six to nine months ? Jayalalithaa

FWho has been nominated as the interim chairman of the IT major Tata Consultancy Services (TCS) recently?

Ishaat Hussain

FWho has taken charge as the General officer Commanding of the Army�s strategic Chinar Corps? J S Sandhu

FWho has taken over charge as Director of New Delhi based NTPC Limited on November 1, 2016?Saptarshi Roy

FWho is named as the next Prime Minister of Lebanon ? Saad Hariri

FWho has been concurrently accredited as the Ambassador of India to the Republic of Guinea, with residence in

Abidjan? R. Ravindra

FWho has been elected as new President of The Indian Newspaper Society for the year 2016-17 at the 77th AGM

held in Bengaluru? Somesh Sharma

FWhich Indian-American in US named to 2016 class of the �Jerger Future Leaders of Audiology?

Dr. Vinaya Manchaiah

FThe Centre has constituted a four-member Insolvency and Bankruptcy Board of India (IBBI) under the

Chairmanship of ______________. Madhusudan Sahoo

FWhat is the name of 18 year old girl who was trafficked from the remote islands of Sundarbans in West Bengal

and has been invited twice to speak at the United Nations? Anoyara Khatun

FWho has been concurrently accredited as the High Commissioner of India to the Commonwealth of The Bahamas,

with residence in Kingston (Jamaica)? M.Sevala Naik

FWhich girl was crowned with Mrs. India Earth 2016 at a gala ceremony amid members of the fashion industry in

Dwarka? Prineet Grewal

FWhich minister inaugurated the 5th International Buddhist Conclave in Varanasi-Sarnath by showcasing and

project the Buddhist heritage and pilgrim sites of India? Mahesh Sharma

FWho has been inducted into the 2016 IAF Hall of Fame for his outstanding contributions to the development of

space technology in India? U.R. Rao

FWhich professional Indian mountaineer, scaled the world�s sixth highest mountain Cho Oyu which is located in

the China � Nepal border? Arjun Vajpai

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20 COMPETITION TIME – JANAUARY 2017

FWhich Chief Minister inaugurated 100 urban piped drinking water supply projects, with an objective to provide

safe drinking water to every family? Naveen Patnaik

FWhich veteran actor was honoured at the UK Theatre Awards that took place in London for his individual

contributions to British theatre? Ian McKellen

FThe Union Government is going to commemorate the birth centenary of social activist and former RSS leader.

Who is he? Nanaji Deshmukh

FWho has been concurrently accredited as the Ambassador of India to the State of Eritrea, with residence in

Khartoum (Sudan)? Amrit Lugun

FWhich Chief Minister decided to extend fee waiver to students for professional and higher education courses,

including medical and engineering? Devendra Fadnavis

FWhich minister has inaugurated �Women of India Festival 2016� of organic products by women at Dilli Haat at

INA, New Delhi? Maneka Sanjay Gandhi

NEW APPOINTMENT

FName the Former Comptroller and Auditor General of India has been appointed as the chairman of the Fund

Trustee and Advisory Commission (FTAC), Kerala? Vinod Rai

FWho has been newly elected as a President of United States of America on November 8, 2016? Donald Trump

FWho has been appointed as the new chief executive for Airtel Retail on 8th November 2016? Vani Venkatesh

FWho has been appointed as a Managing Director of GIC Housing Finance? S Gopakumar

FWho was hold with an additional charge of the post of Managing Director and Chief Executive Officer of Indian

Overseas Bank for three months? R. Subramania Kumar

FWho has been appointed as Brand Ambassador of Swachh Rail Mission? Bindheswar Pathak

FWho has been appointed as the new Prime Minister of South Korea by President Park Geun-Hye?

Kim Byong-Joon

FWho has been appointed as full time member of the 21st Law Commission of India (LCI) by The Union Government?

S. Sivakumar

FWho has taken over as the Chairman and Managing Director of state-run Power Finance Corporation (PFC)?

Rajeev Sharma

FWho has been appointed as the CEO of largest life insurance companies in the world Reliance Nippon Life Insurance

with effect from October 3, 2016? Ashish Vohra

FWho has been appointed as the brand ambassador of �Haritha Keralam� project by the Kerala CM Pinarayi Vijayan?

K J Yesudas

FKersti Kaljulaid was elected as the first female president of which country ? Estonia

FWho has been appointed as Chairman and CEO of Jammu and Kashmir Bank for a period of three years on

October 6, 2016? Parvez Ahmed

FWho has been elected as the Chairman of the Indian Banks� Association for the Financial Year 2016-17 at IBA

meeting held in Mumbai on October 7 2016? Rajeev Rishi

FWho has been appointed as Brand Ambassador of Vizag Steel by R Ramakrishnan, Director and Co-Founder

Baseline Ventures? PV Sindhu

FWhat is the name of Morocco�s Islamic Justice and Development Party leader who has been appointed for another

term as the country�s prime minister? Abdelilah Benkirane

FWho would be appointed as next Secretary-General to replace the retiring Ban Ki-moon on 1 January next year

by the UN General Assembly? Antonio Guterres

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21COMPETITION TIME – JANAUARY 2017

FWhich Senior IAS officer has been appointed as the Director General of Foreign Trade (DGFT)?

Ajay Kumar Bhalla

FWho has been appointed as a new independent director by the Board of India Post Payment Banks (IPPB)?

RS Sodhi

FWhich bollywood actress has appointed as a brand ambassador of Vistara? Deepika Padukone

FWho has been appointed as non-executive part-time chairman of Mumbai based YES Bank? Ashok Chawla

FWhich renowned scientist is appointed as new Vice Chancellor of Homi Bhabha National Institute? P D Gupta

FWho has been appointed as High Commissioner of India to the Republic of Uganda? Ravi Shankar

FAmit Sanan has been appointed as which bank as Group president and Country head of Mid-Corporate Banking?

Yes Bank

FWho has been appointed as Managing Director and Chief Executive Officer of India�s Largest Infrastructure

Engineering Company Larsen & Toubro�s Groups? S N Subrahmanyan

FWho has been appointed as the President of Indian Bullion and Jewellers Association? Mukesh Mehta

FWho has been appointed as a Brand Ambassador and Commandant of CRPF? P.V. Sindhu

FWho has been appointed as �Chevalier de l�Ordre National de la Legion d�Honneur � Knight of the National Order

of the French Legion of Honour? Kiran Mazumdar Shaw

FWho has been appointed as a next High Commissioner of India to the Republic of Singapore? Jawed Ashraf

FWho has been appointed as brand ambassador for anti- liquor & anti-drug campaign for Kerala Government?

Sachin Tendulkar

FWho has been appointed as part-time Chairman of the Unique Identification Authority of India?J Satyanarayana

FWho has been appointed as Managing Director and Chief Executive Officer of IDBI Asset Management Company?

Dilip Kumar

FWhich Bollywood actress has been appointed as brand ambassador of the ambitious Samajwadi Pension Yojana

by Uttar Pradesh government? Vidya Balan

OBITUARIES

FName the Mahatma Gandhi�s grandson is an ex-NASA scientist has passed away at an age of 87 ?

Kanu Gandhi

FWhich well known producer and director of Pakistan Television (PTV) has died at an age of 73?

Yawar Hayat Khan

F Leonard Cohen who passed away on November 11, 2016 in California was a famous? Singer

FWhich significant Hindi writer was passed away at an age of 86 in Shahjahanpur, Uttar Pradesh? Hridyesh Mehrotra

FTony awards winner and voiced actress has passed away at an age of 82. Who is she? Tammy Grimes

FWhich Legendary Sri Lankan singer and composer is a recipient of India�s Padma Shri awards has been passed

away at an age of 88? Pandit Amaradeva

FName the Former Jammu and Kashmir Deputy Chief Minister has passed away at an age of 85?

Mangat Ram Sharma

FWhich renowned Malayali based painter and veteran of the contemporary art has passed away at his residence

in Bengaluru? Yusuf Arakkal

FWhich legendary Oscar-winning Polish film director whose movies defied communist-era censors died at the age

of 90? Andrzej Wajda

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22 COMPETITION TIME – JANAUARY 2017

FWhich Boxing Hall of Famer died in Los Angeles at an age of 60 who is popularly known as �The Hawk�?

Aaron Pryor

FWho is an Indian socialite and philanthropist, and the wife of Adi Godrej, chairman of the Godrej Group died at

an age of 72? Parmeshwar Godrej

FWhich Senior National Conference leader and former MP died at his residence after prolonged illness at an age

of 71? Mohammad Shafi Bhat

FWhich renowned writer and litterateur passed away in Bhowali, Uttarakhand on October 13 2016?

Dayanand Anant

FWhich Pakistan women�s football team striker passed away in Karachi car accident? Shahlyla Baloch

FWhich Eminent Mexican writer has died in a car accident in the central state of Queretaro? Ignacio Padilla

FWhich prominent journalist and publisher has passed away of heart failure at Washington Adventist Hospital in

Takoma Park, Maryland? George Curry

FWhich Veteran journalist and former editor of Malayalam daily �Mathrubhumi� died at a private hospital in

Kochi following a brief illness? K K Sreedharan Nair

FFormer Governor of Bihar, West Bengal and Haryana has passed away on August 24, 2016 in New Delhi at the

age of 96? A R Kidawai

FVeteran Painter, Writer and Art Historian has passed away due to Cardiac arrest at a hospital in Bhubaneswar

at the age of 74. Who is he? Dinanath Pathy

FFormer Governor Mohammad Shafi Qureshi has passed away in Delhi at the age of 87 years. He was a former

Governor of which state? Madhya Pradesh

FThe Star of Comedy Classics such as The Producers and Blazing Saddles has passed away at the age of 83 due

to Alzheimer�s disease. Who is he? Gene Wilder

FAssamese Eminent Poet has passed away due to old age ailments in Guwahati at the age of 95 years. Who is

he? Nalinidhar Bhattacharya

AWARDS

FName the Indian lawyer has won a seat in the hotly-contested United Nations (UN) General Assembly elections

for membership its top body of legal experts? Aniruddha Rajput

FWhich country has awarded eight scientists the Prince Sultan Bin Abdulaziz International Prize for Water at the

United Nations headquarters ? Saudi Arabia

FName the Indian-origin researcher has won the German Green Talent award by the German Federal Ministry of

Education and Research? Shamik Chowdhury

FName the Indian woman who has received the Businesswoman of the Year award at the India Australia Business

Community Awards (IABCA) was held in Sydney? Uppma Virdi

FName the young Syrian journalist was awarded with �Reporters without Borders (RSF)-TV5 Monde prize� by

Press Watchdog? Hadi Abdullah

FWhich edition of Jamnalal Bajaj Foundation Award was awarded on 7 November 2016 in Mumbai, Maharashtra?

39th

FName the famous theatre personality has been conferred with Kalidas Samman national award for 2015-16 by

Madhya Pradesh government? Raj Bisaria

FWhich corporate has won the prestigious Golden Peacock Award for Corporate Governance for this year?

SAIL (Steel Authority of India Limited)

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23COMPETITION TIME – JANAUARY 2017

FWho has been awarded the Lifetime Achievement Award 2016 by the Karnataka Lalithakala Academy?

Marta Jakimowicz

FWhich Veteran journalist has been awarded with �Raja Ram Mohan Roy Award� for his outstanding contribution

to journalism? S Nihal Singh

FWhich Indian actress would be honoured by the upcoming Dubai International Film Festival with a Lifetime

Achievement Award? Rekha

F Which minister was awarded with the Global Champion of Digital Literacy Award by Certiport? K T Rama Rao

F What is the name of Japanese cell biologist, won The Nobel Prize in medicine for discoveries on how cells break

down and recycle their own components? Yoshinori Ohsumi

F Who is the Indian-origin South African won a $50,000 scholarship at the annual Google Science Fair for her

project titled �No More Thirsty Crops�? Kiara Nirghin

F Which prestigious award is instituted by HelpAge India has been presented on SJVN for its outstanding contribution

in providing free? P.L. Roy

F Which Elephant researcher awarded with Chevalier de l�Ordre National du Mérite, which is one of the highest

civilian recognitions of the French government? Prajna Chowta

F Which eminent Malayalm novelist and short story writer is selected for prestigious Vayalar award 2016 for his

novel �Thakshankunnu Swarooopam�? U K Kumaran

BOOKS & AUTHOR�S

FWho is the author of the book titled �An Era of Darkness: The British Empire in India� ? Shashi Tharoor

FWho is the author of book titled �Solar Bones� won the Goldsmiths Prize? Mike McCormack

FWho is the author of �SRK- 25 Years of a Life� ? Samar Khan

FWho is the author of the book titled �Modi�s Midas Touch in Foreign Policy� ? Surendra Kumar

FWhich authored novel named as �The Ministry of Utmost Happiness� was prepared for release in June 2017?

Arundhati Roy

FWhat is the name of second book is authored by Twinkle Khanna who is herself as an interior designer, author

and popular columnist? The Legend Of Lakshmi Prasad

FWho is the author for the book called The Ocean of Churn: How the Indian Ocean Shaped Human History?

Sanjeev Sanyal

FThe Biography of Bollywood Actor titled �Anything but Khamosh� was launched in Nepal. Name the actor?

Shatrughan Sinha

FWho has written the Book �India's Most Powerful Women� and released by the President at Rashtrapati Bhavan?

Prem Ahluwalia

FWhat is the name of the book which is the JK Rowling's eighth series has been released in bookstores across the

globe? Harry Potter and the Cursed Child

FWhat is the name of the book which was released and authored by professor Anil K Gupta of IIM Ahmedabad?

Grassroots Innovation

FWho is the author book titled �Until the Lions: Echoes from the Mahabharata� ? Karthika Nair

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24 COMPETITION TIME – JANAUARY 2017

SPORTS

F Which sports person has been roped as brand ambassador of Equitas Small Finance Bank?

Ravichandran Ashwin

F How many medals have been won by India at the Commonwealth Wrestling Championships in Singapore? 29

F Which tennis player became the new world number one after Milos Raonic withdrew from their Paris Masters

semi-final with injury? Andy Murray

F How many medals have been clinched by Bastab Tapan Bordoloi at the recently concluded South Asian Aquatic

Championship (SAAC) in Sri-Lanka? 5

F Who has reclaimed the World Boxing Organization welterweight title for the third time with a unanimous decision

victory over former champion Jesse Vargas? Manny Pacquiao

FName the young talented batsman has stormed into record books by smashing fastest century in the history of

India�s first class cricket at Ranji Trophy? Rishab Pant

FName the former Indian cricketer has been made as a brand ambassador for the second T20 World Cup for the

Blind categories? Rahul Dravid

FWhich Indian off � spin bowler has continued to top position in the bowler�s list with 900 points?

Ravichandran Ashwin

FWhich formula one racer kept his title hopes alive with a comfortable victory from Mercedes team-mate Nico

Rosberg in the Mexican Grand Prix? Lewis Hamilton

FWhich German football player was ending his playing career and would train as a coach declared by the German

Soccer Federation? Miroslav Klose

FName the Football World Cup trophy designer has died at an age of 95 in Milan? Silvio Gazzaniga

FWhich Indian Young Shuttler has won the maiden title in Bahrain International Challenge badminton tournament

was held at Segayya in Bahrain? Pratul Joshi

FWhich Indian player clinched 11th place in the fourth Round of the NBA D-League Draft was held in New York?

Palpreet Singh

F What is the name of the seventh edition Global Sports Summit, organized by the Federation of Indian Chambers

of Commerce and Industry (FICCI)? Turf 2015-16

F Which Indian javelin throw sports person became the first woman to cross the 60m mark at the 56th Open

National Athletics Championships? Annu Rani

F Which association became first BCCI member to adopt Lodha panel recommendations?

Vidarbha Cricket Association

F Which country lifted the 4th men�s Under-18 Asia Cup hockey trophy by defeating Bangladesh 5-4 in the Under-

18 Asia Cup hockey trophy in Dhaka? India

F Who became the first Indian completed World�s toughest race, Spartathlon which lasts for 246.6 km?

Kieren Dsouza

F Who is the country�s most successful para climber won the Gold medal in IFSC Para Climbing Cup in the United

Kingdom? Manikandan Kumar

F Which Indian Golfer fired an impressive 67 for a four-day total of 269 at the Bears Best Cheongna Golf Club,

winning the 2016 million-won ($196,000) cash prize? Gaganjeet Bhullar

F Who won the 2016 Malaysian Grand Prix held in Malaysia ? Daniel Ricciardo

F Which women�s team bagged their first gold medal at the 5th Asian Beach Games was held in Danang, Vietnam?

Kabaddi

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25COMPETITION TIME – JANAUARY 2017

F Which country is debarred from playing in the Kabaddi World Cup, 2016 by the International Kabaddi Federation

(IKF)? Pakistan

F Who has clinched the gold medal at the inaugural Asian billiards 2016, defeating Aung Htay (Myanmar) in the

final of the billiards? Siddharth Parikh

F Who has won the Girls under-16 title in the World Youth Chess Championship in Khanty-Mansiysk, Russia?

Aaakanksha Hagawane

F Which sportsperson won the Japan Grand prix at Suzuka Circuit in Suzuka? Nico Rosberg

F Which Tennis player defeated Bulgaria�s Grigor Dimitrov clinched the men�s title of the China Open 2016?

Andy Murray

F Which shooter has bagged the Silver Medal at ISSF World Cup 2016 Final held at Bologna, Italy? Jitu Rai

F Which Indian Golfer recorded her third top-10 finish on the Ladies European Tour at the ISPS Handa Ladies

European Masters held at the Golf Club Hubbelrath, Germany? Aditi Ashok

F Which Indian off-spin bowler reclaimed the number one spot in Test rankings for bowlers?

Ravichandran Ashwin

F Which opening Batsman has became the first Bangladeshi to score 5000 runs in One-Day International cricket?

Tamim Iqbal

SCIENCE & TECHNOLOGY

FWhat is the name of next-generation geostationary meteorological satellite has been launched by Japan?

Himawari-9

FWhich country has successfully launched the heavy-lift Long March 5 rocket into space ? China

FWhich drug maker is setting up an innovation and development center (I&D) in Mumbai to develop new drug

formulations, new indications, dosing, packaging and other differentiated offerings? Abbott

FName the mission has set the Guinness World Record for highest altitude fix of a GPS signal at 70,000 kilometres

above the surface of the Earth by NASA? Magnetospheric Multiscale mission

FWhat is the name of navigation satellite has been launched by China using pulsar detectors to reveal new

technologies for space mapping? XPNAV-1

FName the robot name has been introduced by Kumbakonam based City Union Bank to improve customer service?

CUB-LAKSHMI

FThe Indian Space Research Organisation (ISRO) started conducting the test for its second moon mission. What is

the name of this moon mission? Chandrayaan-II

FNASA has successfully finished building the largest space telescope. What is the name of that telescope ?

James Webb Space Telescope

FWhich week is to celebrate each year as World Space Week declared by the UN General Assembly?

4 to 10 October

FWhat is the name of new species of green tree frog which has discovered by the Australian Scientists?

Litoria Gracilenta

FIn which Nature Reserve, nearly Sixty red-crowned cranes were hatched this year that is the world�s largest captive

breeding centre for endangered birds? Zhalong National Nature Reserve, China

FWhat is the name of new species of fish which is found in Kerala waters by a team of CMFRI scientists led by E M

Abdus samad? Scomber Indicus

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26 COMPETITION TIME – JANAUARY 2017

FWhat is the name of India�s latest communication satellite was successfully launched from Kourou, Guiana?

GSAT-18

FWhat is the rank of Indian pharmaceutical companies in the Biopharmaceutical Competitiveness & Investment(BCI) Survey? 19th

FWhich lab has been inaugurated by M. Rajeevan, Secretary to the Ministry of Earth Sciences at Himansh  in theSpiti Valley on October 10, 2016? Glaciological Research Lab

FWhich telescope has detected Great Balls of Fire (GBF), a mysterious super-hot blobs of gas seen near a dyingstar? Hubble Space Telescope

FIndia�s Energy Efficiency Services Limited has partnered with which agency to take the LED programme to reducethe cost drastically? International Energy Agency

FWhat is the name of bandage is developed by NASA that uses electricity to promote healing of injured wounds?

Polyvinylidene Fluoride

FWhich NBA player has been appointed as the Chinese Ambassador to China�s Mars mission by 2020? Yao Ming

FWhat is the name of the species discovered by the Scientists in the northern Bay of Bengal region along theWest Bengal coast? Gymnothorax indicus

FWhat is the name of small molecule that can regenerate tissue which is discovered by Chinese scientists?

XMU-MP-1

FEarth Like planet has been discovered near Sun using Ultraviolet and Visual Echelle Spectrograph (UVES) andthe High Accuracy Radial velocity Planet Searcher (HARPS) installed in which country? Chile

FWhich space agency successfully executed Solar Powered Juno mission first of 36 orbital flyby of Jupiter oursolar system�s most massive planet passing 4,200 kilometres above the planet�s clouds? NASA

FName the young volcano found by the NASA Scientist in isolated mountain, analysis of images to be expectedless than 1 billion years old? Cryovolcano

DEFENCE AND SECURITY

F Name the India and Bangladesh joint military training exercise is being started at Tangail in Dhaka, Bangladesh

from 05 to 18 November 2016? Sampriti 2016

F What is name of operation launched by Indian Army identifies areas and provides students with free coaching

and make them participate in extra-curricular activities? School Chalo

F The Indian Army has successfully completed the task of laying an irrigation pipeline for the villagers in which

place? Eastern Ladakh

F Dassault Aviation of France had entered into a partnership with which group to execute offsets for the recently

concluded deal for 36 Rafale fighter jets? Reliance

F Which edition of Air Force Day is celebrated at the Hindon Air Base in Ghaziabad, Uttar Pradesh on October 8th

2016? 84

F Which year is the deadline for Union Government to completely seal the India-Pakistan border as part of an

extensive plan to monitor the country�s frontier security? 2018

F Name the horse which has received the special soldier medals by ITBP Director General Krishna Chaudhary?

Thunderbolt

F India joined with which country to commence the Second Coordinated Patrol and Maritime Exercise in the

Andaman Sea? Indonesia

FIn which place, The Indian Air Force is set to build new Aerospace Museum focusing to showcase and to create

awareness in general public about India�s rich Aerospace heritage? New Delhi

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27COMPETITION TIME – JANAUARY 2017

FWho would take over the Vice Chief of Army Staff of the Indian Army on 01 September 2016?

Lt Gen Bipin Rawat

FName the Bureau has been setup the Indian Army with an aim to indigenize procurements and reduce

dependence on imports? Army Design Bureau

FName the Water jet Fast Attack Craft has been designed Garden reach Shipbuilders and Engineers Limited to

Indian Navy? TIHAYU

FWhat is the name of Joint exercise between India &Kazakhstan is being conducted in Karaganda region?

Prabal Dostyk-16

FName the Joint Military Training exercise that has been launched at Uttarakhand to encourage the Indo-US

Defence Co-operation? Yudh Abhyas 2016

FIndia expected to provide more helicopters and other military hardware to which country facing threats from

the Taliban? Afghanistan

FWhat is the name of operation, about 4,804 children rescued in Mumbai and reunited 4,386 of them with their

family? Operation Muskan

FThe Antonov An-32 Airforce Plane disappeared after the plane has lost Radar Signal, on the way to which port?

port Blair

IMPORTANT DAYS

FThe First World Tsunami Awareness Day was observed on which day in the Asian Ministerial Conference for

Disaster Risk Reduction (AMCDRR) 2016? November 5

FWhich date is observed as International Day for Preventing the Exploitation of the Environment in War and Armed

Conflict? November 6

FWhich date is observed as �International Day of Radiology� worldwide to mark the importance of radiology in

diagnosis of severe diseases like cancer? November 8

FWhich date is celebrated as �World Science Day� for Peace and Development world wide ? November 10

FWhen is the National Education day celebrated? November 11

FWhich date is observed as �No Tobacco Day� in an effort to discourage tobacco by the Punjab Government?

November 1

FWhich date is celebrated as World Vegan Day every year all around the world to raises awareness about animal

rights? November 1

FWhich date is observed as the International Day of Older Persons every year? October 1

FWhich date is observed as The International Day of Non-Violence, on the behalf of 147th birth anniversary of

Mahatma Gandhi? October 2

FWhich day is observed as World Habitat Day every year by first day of October throughout the world? Monday

FWhich date is celebrate as World Animal Day every year to raising the status of animals in order to improve

welfare standards around the globe? October 4

FWhich date is celebrated every year as World Teachers Day by the UNESCO in 1994 to celebrate the educators of

the world? October 5

FWhich date is observed as World Post day every year all over the world by commemorating the date for the

establishment of Universal Postal Union (UPU) in 1874 in Bern, Switzerland? October 9

FWhich date is observed as World Mental Health Day announced by the World Federation for Mental Health

(WFMH)? October 10

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28 COMPETITION TIME – JANUARY 2017

NOVEMBER

DUBAI INTERNATIONAL FILM FESTIVAL TO

HONOUR REKHA WITH A LIFETIMEACHIEVEMENT AWARD

Indian actor Rekha will be honoured by the upcoming Dubai

International Film Festival (DIFF) with a Lifetime

Achievement Award. The festival will commence on 7December 2016 and will conclude on 14 December 2016.

Rekha will be honoured for her 40-year career andparticipation in more than 180 films.

About Rekha

G Indian actor Rekha is acknowledged as one of the

finest actresses in Hindi cinema.

G She started her career in 1966 as a child actress in

the Telugu film Rangula Ratnam. However, her film

debut as a lead happened with the movie Sawan

Bhadon.

G She has acted in over 180 films in a career spanning

over 40 years.

G Apart from mainstream cinema, she also appeared

in parallel cinema.

G She has won three Filmfare Awards, two for Best

Actress and one for Best Supporting Actress, for her

roles in Khubsoorat, Khoon Bhari Maang and

Khiladiyon Ka Khiladi respectively.

G Her portrayal of a classical courtesan in Umrao Jaan

won her the National Film Award for Best Actress.

G In 2010, she was honoured with the Padma Shri by

the Government of India.

About Dubai International Film Festival

G The Dubai International Film Festival is the leading

film festival in the region.

G It was incepted in 2004.

G The festival has served as an influential platform for

Arab filmmakers and talent at an international level,

by spearheading the cinema movement in the region.

G It is held under the patronage of His Highness Sheikh

Mohammed Bin Rashid Al Maktoum, UAE Vice

President & Prime Minister and Ruler of Dubai.

G It is a not-for-profit cultural event, presented and

organised by Dubai Entertainment & Media

Organization.

IFFI TO HONOUR IM KWON-TAEK WITHLIFETIME ACHIEVEMENT AWARD

Union Information and Broadcasting Minister M. Venkaiah

Naidu announced that renowned South Korean directorIm Kwon-taek will be honoured with the LifetimeAchievement Award at the upcoming 47th International

Film Festival of India (IFFI) in Goa.

The IFFI will take place from 20 November to 28 November2016. The festival will pay a special tribute to late Polishfilmmaker Andrzej Wajda and late Iranian filmmaker AbbasKiarostami.

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COMPETITION TIME – JANUARY 2017 29

THAI PRINCESS MAHA CHAKRI SIRINDHORN

CONFERRED FIRST WORLD SANSKRIT AWARD

Maha Chakri Sirindhorn, Princess of Thailand, wasconferred with the first World Sanskrit Award. She washonoured for her exemplary contribution for the promotionof Sanskrit language for the year 2015.

On the other hand, American linguist and IndologistProfessor George Cardona was also honoured with theaward for the year 2016.

Princess Sirindhorn and Professor Cardona were bestowedwith the award by Vice President Hamid Ansari at a functionheld in New Delhi.

The World Sanskrit Award was instituted by the IndianCouncil for Cultural Relations (ICCR).

JACKIE CHAN RECEIVES HONORARY OSCAR

AT 8TH ANNUAL GOVERNORS AWARDS

Action movie star, writer, director and martial artist Jackie

Chan was awarded the honorary Academy (Oscar) Awardfor his extraordinary achievements in the movies.

With this, Chan became the first Chinese actor in history toreceive the prestigious honour.

Academy Honorary Award

G The Academy Honorary Award was initiated in 1948for the 21st Academy Awards.

G The award was previously referred to as the SpecialAward.

G It is given by the discretion of the Board of Governors

of the Academy of Motion Picture Arts and

Sciences (AMPAS).

G It is given to commemorate motion picture

achievements that are not covered by existing

Academy Awards.

G Prior winners of competitive Academy Awards are not

excluded from receiving the Honorary Award.

G The Honorary Award is presented at the Annual

Governors Awards.

AMITAV GHOSH TO BE HONORED WITH TATALITERATURE LIVE! LIFETIME ACHIEVEMENT

AWARD

Tata announced that Tata Literature Live! Lifetime

Achievement Award for 2016will be conferred on acclaimedauthor Amitav Ghosh.

The award will be presented toGhosh at Tata Literature Live!�sannual awards ceremony to beheld on 20 November 2016 at theNational Centre for thePerforming Arts (NCPA),Nariman Point, Mumbai.

About Tata Literature Live!

G The award has been instituted by the festival to

recognise and honour outstanding contributions in the

Indian literary space.

G Past recipients of the award include legendary writers

Kiran Nagarkar in 2015, MT Vasudevan Nair in 2014,

Khushwant Singh in 2013, Sir VS Naipaul in 2012 and

Mahasweta Devi in 2011.

G Since its inception, Tata Literature Live! The Mumbai

LitFest has instituted awards to honour achievements

by Indian writers, both emerging and accomplished.

OCTOBER

BOB DYLAN WON 2016 NOBEL PRIZE IN

LITERATURE

Bob Dylan won the 2016 Nobel Prize in Literature.

Dylan was bestowed with the precious award for having

created new poetic expressions within the great

American song tradition.

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30 COMPETITION TIME – JANUARY 2017

Who is Bob Dylan?

G Bob Dylan is an American singer-songwriter, artist

and writer.

G Much of his most celebrated work dates from the

1960s when his songs chronicled social unrest,

although he repudiated suggestions from journalists

that he was a spokesman for his generation.

G His early songs such as Blowin� in the Wind and The

Times They Are a-Changin became anthems for the

American civil rights and anti-war movements.

G He has also received numerous awards including

eleven Grammy Awards, a Golden Globe Award,

and an Academy Award.

About Nobel Prize in Literature

G The Nobel Prize in Literature has been awarded

annually to an author from any country who has

produced the most outstanding work in an ideal

direction in the field of literature.

G The Prize has been awarded since 1901.

G It is one of the five Nobel Prizes established by the

will of Alfred Nobel in 1895.

G A Literature Nobel Prize laureate earns a gold medal,

a diploma bearing a citation, and a sum of money.

The amount of money awarded depends on the

income of the Nobel Foundation that year.

G In 2015, Svetlana Alexievich won the Nobel Prize in

Literature �for her polyphonic writings, a

monument to suffering and courage in our time.�

JEAN-PIERRE SAUVAGE, J FRASER STODDART

AND BERNARD L FERINGA WON 2016 NOBELPRIZE IN CHEMISTRY

The 2016 Nobel Prize in Chemistry was awarded to Jean-

Pierre Sauvage, Sir James Fraser Stoddart and Bernard

L Feringa.

The trio were bestowed with the prestigious award for

the design and synthesis of molecular machines.

Jean-Pierre Sauvage is a French coordination chemist.

Sir James Fraser Stoddart is a Scottish chemist. He works

in the area of supramolecular chemistry and

nanotechnology. Bernard L Feringa is a synthetic organic

chemist, specializing in molecular nanotechnology and

homogenous catalysis.

DAVID THOULESS, F DUNCAN M HALDANE ANDMICHAEL KOSTERLITZ WON 2016 NOBEL

PRIZE IN PHYSICS

The 2016 Nobel Prize in Physics was one half awarded

to David J Thouless and the other half jointly to F Duncan

M Haldane and J Michael Kosterlitz for theoretical

discoveries of topological phase transitions and

topological phases of matter.

David J Thouless is a Emeritus Professor at the University

of Washington, Seattle, USA. While, F. Duncan M.

Haldane is the Eugene Higgins Professor of Physics at

Princeton University, USA and J Michael Kosterlitz is the

Harrison E. Farnsworth Professor of Physics at Brown

University, USA.

All three will jointly share the 8 million Swedish kronor

prize.

SEPTEMBER

RAMESH RASKAR WINS US$500000 2016

LEMELSON-MIT PRIZE

Indian American Ramesh Raskar won the 2016 Lemelson-

MIT Prize.

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COMPETITION TIME – JANUARY 2017 31

Raskar is the co-inventor of radical imaging solutions

including femtophotography, an ultra-fast imaging

system that can see around corners, low-cost eye-care

solutions for the developing world and a camera that

allows users to read pages of a book without opening the

cover.

About Lemelson-MIT Prize

G The Lemelson Foundation awards several prizes yearly

to inventors in the United States. The largest is the

Lemelson�MIT Prize which was endowed in 1994 by

Jerome H. Lemelson.

G It is administered through the Massachusetts Institute

of Technology.

G The winner receives 500000 US dollars, making it the

largest cash prize for invention in the U.S.

RAMON MAGSAYSAY AWARD 2016

Carnatic singer Thodur Madabusi Krishna and Bezwada

Wilson, campaigner for eradication of manual scavenging,received the prestigious Ramon Magsaysay Award 2016.

They were among six persons who received the award.Four others who received the award are: Conchita Carpio-

Morales of the Philippines, Dompet Dhuafa of

Indonesia, Japan Overseas Cooperation Volunteers andVientiane Rescue of Laos.

NADIA MURAD BASEE TAHA APPOINTEDUNODC GOODWILL AMBASSADOR

Nadia Murad Basee Taha, who survived trafficking at thehands of Islamic State of Iraq and the Levant (ISIL), wasappointed the United Nations Office on Drugs and Crime

(UNODC) Goodwill Ambassador for the Dignity of Survivorsof Human Trafficking.

The appointment marks the first time a survivor of

atrocities is bestowed with this distinction.

During her Ambassadorship, Murad will focus on advocacyinitiatives and raise awareness around the plight of thecountless victims of trafficking in persons, especiallyrefugees, women and girls.

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32 COMPETITION TIME – JANUARY 2017

NEW APPOINTMENT

Name : Meng Hongwei

Elected as : President of theInternational Crime fightingand police cooperationorganization (Interpol)

Name : Vinod Rai

Appointed as : Chairman of Fund Trustee and AdvisoryCommission of Kerala

He will be entrusted with theresponsibility to ensure that thefunds of the KeralaInfrastructure Investment FundBoard (KIIFB) are properlyutilised and the interest ofinvestors is protected.

Name : Ratnesh Kumar

Appointed as : MD and CEO of BoB Capital Markets

About BoB Capital Markets

G BOB Capital Markets Ltd. is a wholly owned subsidiaryof Bank of Baroda.

G It is one of the Investment Banking Companies in Indiaand is a SEBI registered Category I Investment Banker.

G It offers the entire spectrum of financial services thatincludes Initial Public Offerings, Private Placement ofDebt, Corporate Restructuring, Business Valuation,Mergers & Acquisitions, Project Appraisal and LoanSyndication.

G It also undertakes advisory services on securitisationand structuring of debts.

Name : M Rajeshwar Rao

Appointed as : Executive Director of RBI

As Executive Director, RajeshwarRao will look after Department ofStatistics and InformationManagement, Financial MarketsOperation Department andInternational Department.

Name : Sanjiv Arora

Appointed as : India�s Ambassador to Lebanon

Lebanon, officially knownas the Lebanese Republic,is a sovereign state inWestern Asia.

Name : Kristalina Georgieva

Appointed as : CEO of IBRD(International Bank forReconstruction andDevelopment) & IDA(International DevelopmentAssociation) of World Bank

Her appointment was confirmed by the World Bank GroupPresident Jim Yong Kim. IBRD and IDA are the lending armsof the World Bank.

Name : Karnal Singh

Appointed as : Director of Enforcement Directorate

Singh was already holding the post as additional charge forover a year. His regular posting was Special Director, ED,for the northern region.

Name : Bilal Nazki

Appointed as : Chairperson of J&K Human RightsCommission

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COMPETITION TIME – JANUARY 2017 33

Name :- Luo Zhaohui

Appointed as :- China�s Ambassador to India

His appointment was approved

by Chinese President Xi Jinping.

He succeeds former Chinese

Ambassador to India Le

Yucheng, who left the position

in April 2016.

Name :- BVR Mohan Reddy

Appointed as :- Honorary

Consul of Germany in

Hyderabad

His appointment was

announced by German

Ambassador to India

Martin Ney.

Name :- Sushil Chandra

Appointed as :- CBDT Chairman

Chandra will take over from the current CBDT Chairperson

Rani Singh Nair, who will retire on 31 October 2016.

Chandra is currently posted as Member, CBDT.

Name :- S Sivakumar

Appointed as:- Full-time member of 21stLaw Commission ofIndia

Name :-Monika Kapil Mohta

Appointed as :- India�s Ambassador to Sweden

She is presently the

Additional Secretary in the

Ministry of External Affairs

and looks after India�s

relations with a large part

of the Asia-Pacific region.

Mohta is an 1985 batch

Indian Foreign Services officer. Previously, she has served

as the ambassador of India to Poland and Lithuania.

SEPTEMBER

OCTOBER

Name :- Amandeep Singh Gill

Appointed as :- The Ambassador of India

to the UN Conference on Disarmament,

Geneva

Gill is an Indian Foreign Service (IFS) officer

of 1992 batch.

Name :- Ajay Kumar Bhalla

Appointed as :- Director

General of Foreign Trade

Bhalla, a 1984 batch IAS officer

of Assam-Meghalaya cadre, is

presently an Additional

Secretary in the Commerce

Ministry.

Name :- Antonio Guterres

Appointed as:- The next Secretary-General of the United

Nations by the General Assembly

Guterres, who succeeds

Ban Ki-moon, will assume

his new role on 1 January

2017 for a five-year term

that can be renewed by

member states for an additional five years.

Name :- Gurumoorthy Mahalingam

Appointed as :- Whole-Time Member of SEBI

Mahalingam succeeds Prashant Saran as the Whole-Time

Member as Saran retired from the post in June 2016.

Name :- Renu Pall

Appointed as :- Ambassador of India to Austria

She will succeed Rajiva Misra in Austria. Currently, Pall is

serving as the Ambassador of India to the Czech Republic.

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34 COMPETITION TIME – JANUARY 2017

Name :- Urjit R Patel

Assumed charge as :- The 24th

Governor of the Reserve Bank of India

(RBI)

The handover ceremony will take place

on 6 September 2016.

Patel had been serving as the Deputy Governor since

January 2013.

Patel succeeds Raghuram Rajan, who after serving a

three-year term, is going back to academia.

Name :-Mukund Choudhari

Assumed charge as :- CMD of MOIL

Prior to taking over as CMD, Chaudhari

served as the Director (Finance) of MOIL.

Name :-Aishwaryaa R Dhanush

Appointed as :- UN Women�s

Advocate for Gender Equality and

Women�s Empowerment in India

With this, Aishwaryaa joins the

esteemed list of Farhan Akhtar, Sania Mirza, Emma

Watson, Nicole Kidman and Anne Hathaway, who have

teamed up with UN Women to work for gender equality

and the empowerment of women.

AUGUST

Name :- Najma Heptullah (Former Union Minister)

Appointed as :- Governor of

Manipur

Heptullah will be the 18th

Governor of the state. Before her

appointment, V Shamuganathan,

the Governor of Meghalaya, was

looking after the state of Manipur since September 2015.

Name :- Manjula Chellur

Appointed as :- Chief Justice of

the Bombay High Court

She succeeds DH Waghela, who

retired as Chief Justice of the

Bombay High Court on 10 August

2016. Waghela held the post for

a brief six months.

Name :- K M Hanumantharayappa

Appointed as :- Chairman of

Central Silk Board

He succeeds N S Bissegowda.

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NOVEMBER

GAGANJEET BHULLAR WON 2016 INDONESIA

OPEN

Gaganjeet Bhullar won the Bank BRI-JCB Indonesia Open.

He emerged victorious in the 300000 US dollar tournamentfor the second time in his career after closing with a four-under-par 68.

The golfer sealed his seventh Asian Tour victory with a 16-under-par 272 total at the Pondok Indah Golf Course atJakarta, Indonesia.

India�s Jeev Milkha Singh settled for tied 2nd position aftermaking bogey on the 17th hole to finish on 72.

About Indonesia Open

G The Indonesia Open is a premier golf tournament.

G It is traditionally played in the capital, Jakarta.

G From 2005 to 2009, the tournament was co-

sanctioned by the Asian Tour and the European Tour.

G In 2012, it was co-sanctioned by the OneAsia Tour and

the Japan Golf Tour for the first time as part of a

three-year deal.

G In 2013, it returned to the Asian Tour and moved from

March to late November/early December, in which

Bhullar won the title.

G In 2015, the tournament was not held.

G Ireland�s Pádraig Harrington had won the title in

2014.

PV SINDHU WON CHINA OPEN SUPER SERIES

TITLE

PV Sindhu won the 700000 US dollars China Open

badminton tournament. This was the first Super Series

Premier title for the Indian Olympic silver medallist and

two-time bronze medallist at World Championship.

In the summit clash that lasted for an hour and nine minutes,

Sindhu defeated Sun Yu of China 21-11, 17-21, 21-11. The

final was played at Fuzhou, China.

With this win, she also became the third non-Chinese

woman to win the title. The previous two winners were

Malaysia�s Wong Mew Choo (2007) and India�s own Saina

Nehwal (2014).

List of Winners

G Men�s Singles: Jan O Jorgensen of Denmark won

the men�s singles title. In the final clash, he defeated

Chen Long 22-20 21-13. This was first World Super

Series title for Jorgensen in over 28 months.

G Women�s Singles: PV Sindhu of India won the

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36 COMPETITION TIME – JANUARY 2017

women�s singles title. This was a first World Super

Series title for Sindhu.

G Men�s Doubles: Marcus Fernaldi Gideon (Indonesia)

and Kevin Sanjaya Sukamuljo (Indonesia) won the

men�s doubles title.

G Women�s Doubles: Chang Ye-Na (South Korea) and

Lee So-hee (South Korea) won the women�s doubles

title of the super-series.

G Mixed Doubles: Tontowi Ahmad (Indonesia) and

Liliyana Natsir (Indonesia) won the mixed title.

NADA BANS SPRINTER DHARAMBIR SINGH

FOR EIGHT YEARS

Haryana sprinter Dharambir Singh in the third week ofNovember 2016 was handed an eight-year ban by theNational Anti-Doping Agency (NADA).

As it was Singh�s second dope-related offence, the NADAAnti-Doping Disciplinary Panel slapped him a lengthier banof eight years.

About Dharambir Singh

G Dharambir Singh is an Indian male sprinter.

G In July 2016, he set a new national record for India

when he won the 200 metres race at the Indian Grand

Prix in Bengaluru. His time of 20.45 seconds was under

the 20.50 seconds qualifying threshold for the 200

metres race in the 2016 Summer Olympics. With this,

he became the first competitor for India to qualify for

the 200 metres at the Olympics in 36 years.

G On 2 August 2016, he failed to board his flight to Rio

de Janeiro, and was reported to have failed a drug

test.

NARINDER BATRA ELECTED AS

INTERNATIONAL HOCKEY FEDERATIONPRESIDENT

Narinder Batra, chief of Hockey India was elected as thenew president of International Hockey Federation (FIH)at the 45th FIH Congress held in Dubai. Amoung 118 voters,only 110 voted while eight chose not to vote.

With the win, Batra became the 12th president of FIH

and the first non-European to take over the post in theInternational body�s 92-year-old history.

HENRI KONTINEN AND JOHN PEERS WON2016 BNP PARIBAS MASTERS DOUBLES TITLE

Henri Kontinen and John Peers won the ATP World TourMasters 1000 team title at the BNP Paribas Masters inParis.

Kontinen and Peers defeated top-seeded Frenchmen Pierre-Hugues Herbert and Nicolas Mahut 6-4, 3-6, 10-6 to claimthe title.

About BNP Paribas Masters

G The BNP Paribas Masters is an annual tennis

tournament for male professional players held in Paris,

France.

G The event is part of the ATP World Tour Masters 1000

on the Association of Tennis Professionals (ATP) Tour.

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COMPETITION TIME – JANUARY 2017 37

G Prior to 1990, it was a premier tournament of the

Grand Prix Tour and part of the Grand Prix Super

Series.

G Prior to the Tennis Masters Series replacing the ATP

Super 9 in 2000, the event was known as the Paris

Open. It is also often referred to as the Paris Indoor

event.

G The year 2016 was the 45th edition of the

tournament, and part of the 2016 ATP World Tour. It

took place at the Palais omnisports de Paris-Bercy in

Paris, France, between 29 October and 6 November

2016.

PETRA KVITOVA WON 2016 WTA ELITE

SINGLES TROPHY

Czech Republic�s Petra Kvitova won the 2016 WTA Elite

Singles Trophy. She defeated Ukrainian Elina Svitolina 6-4,

6-2 to grab the title at Zhuhai, China.

Venus Williams was the defending champion for the title.

However, she chose not to participate despite qualifying

for the edition.

About Petra Kvitova

G Petra Kvitova is a Czech professional tennis player.

G She turned professional in 2006.

G She has won nineteen career singles titles including

two Grand Slam titles at Wimbledon.

G She is also an Olympic bronze medallist, having won

the medal at the 2016 Rio Olympics.

G She reached her career-high ranking of world no. 2

on 31 October 2011 and is ranked world no. 13 by

the Women�s Tennis Association (WTA) as of 31

October 2016.

About WTA Elite Trophy

G The WTA Elite Trophy is the secondary year-end

professional women�s tennis tournament on the WTA

Tour.

G The singles event features 12 players (11 of them

ranked from 9th to 19th on the final table of the WTA

ranking, and one wildcard).

G The inaugural edition was held in 2015, offering 2.15

million US dollar in prize money.

G The WTA Elite Trophy replaces the smaller WTA

Tournament of Champions which was played 2009�

14.

G Zhuhai, China, hosts the Elite Trophy for the first five

years until 2019.

OCTOBER

KOCHI BECOMES FIRST INDIAN CITY TO HOST

FIFA U-17 WORLD CUP

Kochi became the first Indian city to be officially declared

as one of the venues for hosting the 2017 FIFA U-17

World Cup. The tournament will be hosted in the

Jawaharlal Nehru Stadium of the city.

2017 FIFA U-17 World Cup

The FIFA U-17 World Cup 2017 will be held in India. This

will be first time that the planet�s second most populous

country will host a FIFA event. Till date, India has

successfully hosted a wide range of sporting events like

from the Asian Games to the Commonwealth Games and

world championships in sports like cricket and field hockey.

The tournament is slated to be held from September to

October 2017.

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38 COMPETITION TIME – JANUARY 2017

India in Football

G Indian football team took part on the 1948 London

Olympics, their first major international tournament.

G The nation qualified regularly for the Olympics until

1960.

G The 1956 Melbourne Olympics saw the national

football team finish a very respectable fourth.

G The main success for Indian football came in that era

with gold medals at the Asian Games in New Delhi

1951 and Jakarta in 1962.

G India was invited to participate in the 1950 FIFA World

Cup in Brazil.

SOURABH VERMA WINS MEN�S SINGLES TITLE

AT CHINESE TAIPEI OPEN

Indian shuttler Sourabh Verma clinched the men�s singles

title at the Chinese Taipei Open badminton. In the summit

clash of the 55000 dollar Grand Prix tournament in Taipei

City, Saurabh defeated Malaysia�s Daren Liew, 12-10, 12-

10, 3-3.

World No. 82 Verma rallied to grab the first two games

12-10 and 12-10 and emerged victorious after his

opponent World No. 106 Liew retired at 3-3 owing to a

problematic shoulder.

BOXER NEERAJ GOYAT RETAINS WBC ASIA

WELTERWEIGHT TITLE

Indian boxer Neeraj Goyat retained his welterweight

Asia title. In the final bout played in New Delhi, Goyat

outpunched Australian Ben Kite 120-110, 119-109, 115-

113.

The fight was organised by the Professional Boxing

Organisation of India.

Winners in undercard bouts that was

four-round contests include

G Super Featherweight Division (59kg): Former

Commonwealth Games bronze-medallist Amandeep

Singh won the title by defeating former Federation

Cup champion Sunil Sharma.

G Cruiserweight (91kg) category: Geetanand Singh won

the title by defeating Multiple-time national

champion Kuldeep Singh.

G Super welterweight (70kg) category: Deepak Tanwar

won the title by defeating Dilbag Thakran.

ANDY MURRAY WON 2016 CHINA OPEN MEN�S

SINGLES

Andy Murray won the 2016 China Open Men�s Singles

title at the National Tennis Center in Beijing, China.

World Number two Murray defeated Grigor Dimitrov by

6�4, 7�6.

About China Open

G The China Open is an annual professional tennis

tournament held in Beijing, China.

G The men�s singles and doubles events were first held

in 1993, as the ATP opened a series of new

tournaments in Asia.

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COMPETITION TIME – JANUARY 2017 39

G In 1998, the tournament was dropped from the ATP

tour calendar, but was reinstated in 2004.

G In 2006, the China Open became the first tournament

outside of the United States to use the Hawk-Eye

system in match play.

G Novak Djokovic is the only player to have won the

title six times. He also holds the record for consecutive

wins with four titles.

G In doubles, the Bryan Brothers are the only doubles

pair to have won consecutive titles.

G Agnieszka Radwanska, Svetlana Kuznetsova and

Serena Williams hold the record for most titles won

in the women�s tournament, with two titles each.

G Novak Djokovic was the winner of the 2015 China

Open Men�s Singles.

AGNIESZKA RADWANSKA WON 2016 CHINA

OPEN WOMEN�S SINGLES

Poland�s Agnieszka Radwanska won the 2016 China Open

Women�s Singles at the National Tennis Center in Beijing,

China.

Radwanska defeated Johanna Konta 6-4, 6-2 to grab the

title.

About Agnieszka Radwanska

G Agnieszka Radwañska is a Polish professional tennis

player.

G She achieved a career-high singles ranking of world

No. 2 in July 2012 and is currently ranked world No. 3

by the Women�s Tennis Association (WTA).

G She is the first Polish player in the Open Era to reach

a Grand Slam singles final (the 2012 Wimbledon

Championships), the first Polish to win the WTA Finals

(in 2015), and the first Polish to claim a WTA singles

title (the 2007 Nordea Nordic Light Open).

SHOOTER JITU RAI BAGGED SILVER AT

WORLD CUP IN ITALY

Indian shooter Jitu Rai clinched a silver medal in the 50

meter pistol event of the ISSF World Cup Final at

Bologna, Italy. Jitu, 29, shot a score of 188.8 to finish

behind China�s Wei Pang at 190.6. Italy�s Giuseppe

Giordano settled for the bronze.

In the process, Jitu also equalled his own national record

score in the qualification round, which was shot in 2014

at Maribor World Cup.

SEPTEMBER

INDIA BLUE WON 2016-2017 DULEEP TROPHY

Gautam Gambhir-led India Blue won the inaugural day/

night Duleep Trophy Cricket tournament held in Greater

Noida.

In the final, India Blue defeated India Red, captained by

Yuvraj Singh, by a massive 355 runs.

Ravinder Jadeja, who bagged 5 wickets in the second

innings, finished the game with a 10-wicket haul.

Cheteshwar Pujara was named the Player of the Match.

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SUSHMITA RAI WON BRONZE AT WORLD

MARTIAL ARTS MASTERSHIPS

Sikkim�s Sushmita Rai won a bronze medal at the

recently concluded World Martial Arts Masterships 2016,

which was held at Cheongju, Chungcheongbuk-do of

South Korea.

The competition is considered an Olympics for martial arts

with 2073 participants from 87 countries.

The World Martial Arts Masterships was the first

comprehensive martial arts competition where national

teams from across the globe took part.

DEEPA MALIK WON MEDAL AT PARALYMPICS

Indian athlete Deepa Malik became the first Indian

woman to bag a medal at the Paralympics.

Malik clinched a silver medal in the shotput F-53 event.

Her throw of 4.61m was the best in her six attempts.

With the win, she confirmed India�s third medal from the

Rio Paralympics.

Fatema Nedham of Bahrain won the gold medal with the

best throw of 4.76m. Greece�s Dimitra Korokida bagged

the bronze medal with a throw of 4.28m.

JAMIE MURRAY AND BRUNO SOARES WON

2016 US OPEN MEN�S DOUBLES TITLE

Britain�s Jamie Murray and Brazil�s Bruno Soares won

the 2016 US Open Men�s Doubles title.

Murray and Soares defeated Spain�s Pablo Carreno Busta

and Guillermo Garcia-Lopez 6-2 6-3.

With this, Murray became the first British man for 44

years to win the US Open doubles title. Soares also

became the first Brazilian to win more than one Grand

Slam doubles title.

ANGELIQUE KERBER WON 2016 US OPEN

WOMEN�S SINGLES TITLE

Germany�s Angelique Kerber on 10 September 2016

defeated Karolina Pliskova by 6�3, 4�6, 6�4 to win 2016

US Open Women�s Singles title.

It was Kerber�s second Grand Slam singles title. With this,

she became the first German to win the US Open since

Steffi Graf in 1996.

On the other hand, Pliskova became the first Czech

woman to make the US Open final since 1993. Also, she

is the only fourth player to defeat both of the Williams

sisters in the same Grand Slam tournament.

MARIYAPPAN THANGAVELU WON INDIA�S

FIRST GOLD MEDAL AT RIO PARALYMPIC

GAMES

Mariyappan Thangavelu won India�s first gold medal at

the Rio Paralympics. He won the gold in the Men�s High

Jump T-42 event with a leap of 1.89 metres.

With this, Thangavelu also became the first Indian high-

jumper to win gold at the Paralympics. This was India�s

overall third gold at the Games and the first after 12 years.

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COMPETITION TIME – JANUARY 2017 41

OCTOBER

Book :- The Ministry of Utmost Happiness

Authored by :- Arundhati Roy

Book :- Modi�s Midas Touch in Foreign Policy

Authored by :- Surendra Kumar

Book :- Democrats and Dissenters

Authored by :- Ramachandra Guha

SEPTEMBER

Book : - His Bloody Project

Authored by :- Graeme Macrae Burnet

NOVEMBER

Book : An Era of Darkness: The British Empire in India

Authored by : Shashi Tharoor

Book : The Adivasi Will Not Dance

Authored by : Hansda Sowvendra Shekhar

Book : The Sleepwalker�s Dream

Authored by : Dhrubajyoti Borah

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42 COMPETITION TIME – JANUARY 2017

Banking & Financial Awareness

CVC ASKED BANKS TO REPORT FRAUDS OF

Rs. ONE CRORE AND ABOVE

The Central Vigilance Commission (CVC) in October 2016asked the public sector banks to share their reportsrelating to all loan frauds involving funds over one crore

rupees. Till date, such reports were shared with the Reserve

Bank of India (RBI) only. With this, the banks will have toreport the modus operandi of all the alleged frauds to theCVC, which will share these details with other banks toprevent such cases being repeated.

RBI DIRECTS BANKS TO DISPENSE MORE 100

RUPEES NOTES THROUGH ATMS

The Reserve Bank of India (RBI) directed all the banks to

dispense more 100 rupees notes through ATMs within

the next 15 days. The decision came after a review of stepstaken by banks for installing ATMs dispensing lowerdenomination banknotes was conducted. After the review,it was found that very few banks had taken initiatives insetting up ATMs dispensing lower denomination notesincluding 100 rupees banknotes. In keeping with theobjectives of Clean Note Policy and to ensure that genuine

requirement of members of public for 100 rupees

denomination banknotes are met, the banks should increasedispensation of 100 rupees banknotes through ATMs whichare widely used for distribution of banknotes for retail

use.

ICICI BANK CUTS HOME LOAN RATE BY 15

BASIS POINTS

ICICI (Industrial Credit and Investment Corporation of

India Bank) announced a cut in home loan rate by 0.15

per cent for new borrowers. Home loans up to Rs.75 lakh

for women borrowers will now attract an interest of 9.15

per cent. The new rate for salaried class has been reduced

to 9.20 per cent, as against 9.35 per cent earlier.

HCC BECOMES FIRST FIRM TO GET DEBTRECAST UNDER RBI�S S4A SCHEME

Construction major Hindustan Construction Company

(HCC) became India�s first firm to get debt recast underRBI�s new Scheme for Sustainable Structuring of Stressed

Assets (S4A). The RBI-mandated Overseeing Committee

(OC) under the S4A has approved HCC�s Rs. 5,000-crore

debt recast passed by an ICICI Bank-led joint lender forumin September 2016. Under this debt recast of HCC 52% ofthe debt (nearly Rs. 2,600 crore) was found to besustainable and can be serviced as per original terms andconditions, including about interest rate and tenure.

ISLAMIC WINDOW TO BE CONSIDERED INCONVENTIONAL BANKS

The Reserve Bank of India (RBI) in a letter to the finance

ministry has put forward a proposal to open an �Islamic

window� in conventional banks. The move is a steppingstone to its consideration of introducing Islamic banking in

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43COMPETITION TIME – JANUARY 2017

the country. The RBI and the Union Government havebeen exploring the possibility of introducing the Sharia-

based foundation since quite long in order to include eventhose sections of the society that remain outside thebanking circuit due to religious reasons. The informationwas revealed when a copy of the letter was sent to Press

Trust of India, in response to an RTI filed by it.

THE PARALLEL ECONOMY OF OLD 500 AND1000 RUPEE NOTES

Prime Minister Narendra Modi �s decision of

demonization of 500 and 1000 rupee notes has taken anew turn. It has given birth to a new kind of economy thatthrives on the old illegal tender. The new parallel economy

welcomes the old notes, but at a price- at a discountedvalue- that often amounts to about 30%. Despitedemonetisation, old illegal currency is still being accepted

at several local departmental stores, private chemists,

small eateries, vegetable vendors and local retailers. Theacceptance of the notes comes at a price. The consumerwill only be able to purchase goods amounting to about

80% of the currency�s total value, that is, if you give a1000 rupee note, you can only get goods worth around

800 Rupees.

IBBI NOTIFIES THREE SETS OF REGULATIONS

UNDER INSOLVENCY AND BANKRUPTCYCODE, 2016

The Insolvency and Bankruptcy Board (IBBI) of Indianotified three sets of regulations- (Insolvency Professional)

Regulations, 2016; Regulations inter alia provide forregistration, Regulation and oversight of insolvencyprofessionals. These regulations were notified under theInsolvency and Bankruptcy Code, 2016 and will come into

effect from 29 November 2016. All these regulationsprovide for registration, regulation and oversight ofinsolvency professionals under the Code.

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BENAMI TRANSACTIONS AMENDMENT ACT TO

CURB BLACK MONEY COMES INTO EFFECT

The Benami Transactions (Prohibition) Amendment Act,

2016 came into effect on 1 November 2016. The Act wasformulated to curb black money. An official release ofCentral Board of Direct Taxes said, after coming into effect,the existing Benami Transactions (Prohibition) Act, 1988

will be renamed as the Prohibition of Benami Property

Transactions (PBPT) Act, 1988. The new legislation providesfor seven years imprisonment and fine for those indulging inillegal transactions. The previous Act provided for up tothree years if imprisonment or fine or both. It says thatproperties held as Benami are liable for confiscation by

the government without payment of compensation.

SEBI TIGHTENS NORMS FOR CREDIT RATING

AGENCIES

SEBI (Securities and Exchange Board of India) has tighteneddisclosure norms for Indian credit rating agencies to boost

transparency and accountability. Rating agencies will haveto publicly provide details of the criteria and process behindrating changes. The new guidelines should be implementedwithin the next 60 days.

GST COUNCIL FIXES FOUR TIER TAX

STRUCTURES UNDER GOODS AND SERVICES TAX

The GST council approved four tier tax structures of 5, 12,

18 and 28 percent under the proposed Goods and Services

Tax (GST). There will be two standard tax rates- 12 percent

and 18 percent under the GST. Under the tax structure of5, 12, 18 and 28 percent, the lower rates will be applicablefor essential items and the highest for luxury and de-merits

goods that will also attract an additional cess. Essential

items including food, which presently constitutes roughlyhalf of the consumer inflation basket, will be taxed at zero

rates. The lowest rate of 5 percent will be for common useitems while there will be two standard rates of 12 and 18percent under the Goods and Services Tax (GST) regime.

INDIA RISES TO SECOND SPOT ON GLOBAL

BUSINESS OPTIMISM INDEX: IBR REPORT

Grant Thornton released its International Business

Report 2016. The report ranks India at the second position

on the global business optimism index during the thirdquarter (July-September 2016). During the April-June 2016

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45COMPETITION TIME – JANUARY 2017

period, India was ranked at the third position after being ontop for two consecutive quarters. Indonesia took the topspot, with the Philippines coming in third. The report says,the improvement in the optimism ranking in the recentpast clearly reflects that the reform agenda of thegovernment and its efforts on improving the climate fordoing business are having an impact.

UNION GOVERNMENT LAUNCHES PRADHANMANTRI YUVA YOJANA

The Union Ministry of Skill Development and

Entrepreneurship (MSDE) launched the Pradhan Mantri

YUVA Yojana to boost up an ecosystem of entrepreneurship

for young people. The scheme was launched for the timeperiod of over five years (2016-17 to 2020-21) with a projectcost of 499.94 crore rupees. It will offer entrepreneurshipeducation and training to around 7 lakh students in 5 yearsthrough 3050 Institutes.

UNION GOVERNMENT LAUNCHES �KAHIN

BHI-KABHI BHI� MEDICAL FACILITIES FORESIC BENEFICIARIES OF DELHI

Employees State Insurance Corporation (ESIC) launched�Kahin Bhi-Kabhi Bhi� medical facilities for its beneficiariesof Delhi. Kahin Bhi means any dispensary/Hospital and

Kabhi Bhi means anytime. The initiative Kahin Bhi-KabhiBhi� was launched by Minister of State (Independent

Charge) for Labour and Employment, Bandaru Dattatreya.With this initiative, all the network of dispensaries of Delhihas been made accessible to insured persons and their familymembers all the time. The initiative aims at saving time ofthe beneficiaries as well as the effort that he/she makes toavail the services.

INDIA AND ADB SIGN 500 MILLION US DOLLAR

LOAN TO BUILD COUNTRY�S LONGEST RIVERBRIDGE ACROSS GANGES RIVER

The Asian Development Bank (ADB) and the Government

of India signed a 500 million US dollar loan to build a 9.8

km long road bridge across the Ganges River. This will beIndia�s longest river bridge. Along with ADB�s loan and900000 US dollar in technical assistance to improve bridgeoperation and management, the Bihar Government willprovide support equivalent to 215 million US dollar. Theproject is expected to be completed by the end of

December 2020.

INDIA AND CYPRUS INK REVISED DTAA

India and Cyprus have inked a revised Agreement forAvoidance of Double Taxation and Prevention of Fiscal

evasion (DTAA) with respect to taxes on income, along

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46 COMPETITION TIME – JANUARY 2017

with its Protocol. It will replace the existing DTAA that wassigned by two countries in June 1994. The provisions ofnew DTAA will enter into force after completion of necessaryinternal procedures in both countries.

UNION GOVERNMENT LAUNCHES PEHCHAN

IDENTITY CARDS FOR ARTISANS

Union textile Minister Smriti Irani launched a scheme of�Pehchan� identity cards to artisans in Ahmedabad. Shealso inaugurated thematic handicrafts exhibition. Theupgraded �pehchan� cards were distributed to artisans fromfive clusters of Gujarat namely Jamnagar, Naroda,

Surendranagar, Amreli and Kalol. Besides, minister alsoannounced that to give tool kits and safety equipment

women and BPL artisans for metal craft for free of cost ina bid to encourage women.

CCEA APPROVES SETTING UP OF JAWAHAR

NAVODAYA VIDYALAYAS IN 62 DISTRICTS

The Cabinet Committee on Economic Affairs (CCEA)

approved the setting up of Jawahar Navodaya Vidyalaya

(JNV) in 62 uncovered districts with an outlay of Rs 2871

crore. The expenses for this purpose will be Rs 109.53 crore

during the 12th Plan with the total outlay of Rs 2761.56

crore from the year 2017-18 to 2024-25. It is expected thatnearly 35000 students will be benefitted from these JNVs.It will provide good quality modern education to thetalented children notably from rural areas. A full-fledgedJNV provides employment to 47 people and in view of that,62 JNVs will provide direct permanent employment to 2914

individuals.

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GENERAL AWARENESS TEST - 1

1. A right to keep possession of property belonging to

another person until a debt owed by that person is

discharged is called as ________?

(A) Lien (B) Mortgage

(C) Pledge (D) Baile

(E) None of these

2. A/An _________ is a temporary pass through account

held by a third party during the process of a transaction

between two parties.

(A) Company Account (B) Current Account

(C) Escrow Account (D) Nominal Account

(E) None of these

3.   A sum of money paid regularly (typically annually) by a

company to its shareholders out of its profits (or reserves)

is called as?

(A) Bonus (B) Profit

(C) Gratification (D) Dividend

(E) None of these

4. A literate depositor has opened accounts with you and

appointed nominee. The depositor wants to change the

nominee. Attestation from how many persons are

required to accept the nomination?

(A) Only one

(B) Any two people known to the bank

(C) both (A) and (B)

(D) Bank itself

(E) None of these as attested not required

5. The SBI and MasterCard have announced their

partnership with which company for distribution of its

prepaid forex card?

(A) Elite (B) Visa

(C) Centrum (D) Smarttech

(E) None of these

6. Indian Railway Catering and Tourism Corporation

(IRCTC) and which state government have signed a

Memorandum of Understanding (MoU), which seeks to

provide improved hospitality and tourism services to

their customers by making �joint use of their capabilities

and facilities�?

(A) Punjab (B) Goa

(C) Manipur (D) Assam

(E) Himachal Pradesh

7. India�s digital payments platform Freecharge has

partnered with the leading payment gateway solution

provider, PayUbiz, to further strengthen its merchant

base and help consumers move from cash to digital

payments. This integration allows Freecharge to tap

PayUbiz�s more than 10, 000 online merchants. Who is

the founder (s) of PayUbiz?

1. Nitin Gupta 2. Kunal Shah

3. Sandeep Tandon 4. Shailaz Nag

(A) Only 1 (B) Only 3

(C) Both 1 and 3 (D) Both 1 and 4

(E) All of the above

8. The government has decided to set up a committee to

look into all issues including foreign direct investment

norms pertaining to the fast-growing e-commerce

industry in the country. The committee will be headed

by whom?

(A) Anand Sharma (B) Nirmala Sitharaman

(C) Amitabh Kant (D) Kamal Nath

(E) None of these

9. Which of the following is the correct match:

1. Sadbhawana Divas ������� A. 29 August

2. International Tiger Day �����B. 29 July

3. National Sports Day �������C. 20 August

4. World Population Day ������D. 11 July

(A) 1-A, 2-B, 3-C, 4-D (B) 1-C, 2-D, 3-B, 4-A

(C) 1-B, 2-C, 3-D, 4-A (D) 1-C, 2-B, 3-A, 4-D

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48 COMPETITION TIME – JANUARY 2017

(E) None of these

10. The Operation __________ started by Odisha Crime

Branch successfully rescued 1,051 missing children from

various places across the state, in its first phase. The

main objectives of the Operation are to Rescue and

Rehabilitation of the missing children.

(A) Muskan-I (B) Muskan-II

(C) Muskan-III (D) Muskan-IV

(E) None of these

11. Global software major, Oracle India has announced a

corporate citizenship collaboration with

______________ and launched the ______________

programme which will support education and learning,

women�s empowerment and rural skills development in

the country.

(A) SBI, �C-change� (B) RBI, �D-change�

(C) SBI, �B- change� (D) RBI, �C-change�

(E) SBI, �D-change�

12. The Union Cabinet chaired by the Prime Minister Shri

Narendra Modi has given its approval for signing and

ratification of an Agreement between India and Croatia

on Economic Cooperation. What is capital of the

Croatia?

(A) Havana (B) Zagreb

(C) Nicosia (D) Tbilisi

(E) None of these

13. The Reserve Bank of India (RBI) has issued guidelines

called S4A. Here, the term S4A stands for

(A) Scheme for Systematic Structuring of Stressed Assets

(B) Scheme for Sustainable Structuring of Stressed

Assets

(C) Scheme for Systemically Structuring of Stressed

Assets

(D) Scheme for Suitable Structuring of Stressed Assets

(E) None of these

14. Bathukamma is a floral festival celebrated by making a

beautiful flower stack, arranged with different unique

seasonal flowers most of them with medicinal values, in

seven concentric layers in the shape of temple gopuram.

Bathukamma is celebrated mainly in the regions

of............

(A) Uttar Pradesh (B) Uttarakhand

(C) Telangana (D) Kerala

(E) None of these

15.   A financial market by a group of securities in which

prices are rising or are expected to rise. The term is most

often used to refer to the stock market, but can be applied

to anything that is traded, such as bonds, currencies and

commodities is known as _______?

(A) Bear market (B) Bull market

(C) Currency market (D) Commodity market

(E) None of these

16. A debt investment in which an investor loans money to

an entity (corporate or government) that borrows the

funds for a defined period of time at a fixed interest rate

is known as?

(A) Bond (B) Shares

(C) Preference Shares (D) Coupon

(E) None of these

17.   A _________ contract is a contract between two parties

where both parties agree to buy and sell a particular asset

of a specific quantity and at a predetermined price, at a

specified date in the future.

(A) Real time (B) Future

(C) Fixed (D) Option

(E) None of these

18. Exide Life Insurance has announced that they have

signed India�s ODI and T20 cricket captain Mahendra

Singh Dhoni as its brand ambassador. The campaign of

the Exide Life Insurance marketing is________?

(A) Jiyo Befikar

(B) Lamba saath, bharose Ki baat

(C) Zindagi ke saath bhi, Zindagi ke baad bhi

(D) Jeevan Suraksha ka Nya Nazariya

(E) None of these

19. DCB Bank has launched Bengaluru�s first ATM that

accepts Aadhaar number and Aadhaar fingerprint

(biometric) instead of ATM/Debit Card and PIN to

dispense cash. The �cardless and PIN-less� ATM was

launched by whom?

(A) Nandan Nilekani (B) Birender Singh

(C) K V Kamath (D) Thawar Chand Gehlot

(E) None of these

20. Prime Minister Narendra Modi has launched the

Telangana government�s ambitious Mission

______________ at Komatibanda Village, Gajwel, in

Medak District of Telangana. The scheme has been

launched by the State Government with an objective to

provide safe drinking water to all.

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49COMPETITION TIME – JANUARY 2017

(A) Namami Gange (B) Bhagiratha

(C) Gangotri (D) Sudhyojana

(E) None of these

21. What is an Indian Depository Receipt?

1. A deposit account with a public Sector Bank

2. An instrument in the form of depository receipt created

by an Indian depository against underlying equity shares

of the issuing company

3. An instrument in the form of deposit receipt issued

by Indian depositories

(A) Only 1 (B) Only 2

(C) Both 2 and 3 (D) Both 1 and 2

(E) All of these

22. Which of the following types of customers is allowed to

withdraw cash from ATMs of other banks without

payment of any additional charges?

(A) Only current deposit customers

(B) Only saving deposit customers

(C) Only recurring deposit customers

(D) All types of deposit customers

(E) None of these

23. Institute for Development and Research in Banking

Technology is a wholly owned subsidiary of

(A) RBI

(B) Indian Bank Association

(C) Central Government

(D) SEBI

(E) None of these

24. Which of the following services provided by a bank in

India is not liable for service Tax as per existing laws?

(A) Safe deposit

(B) Merchant Banking Services

(C) Credit card

(D) Discount earned on bills discounted by the bank

(E) None of these

25. RBI launched Inflation Indexed Bonds (IIBs) to stop

away investors from gold to paper-based savings

instruments. What is the maturity period of these bonds?

(A) 5 Years (B) 10 Years

(C) 15 Years (D) 20 Years

(E) None of these

26. RBI is coming up with the concept of______to protect

banks against possible harmful effects arising from the

operations of their non-banking financial subsidiaries.

(A) Bank Holding Company

(B) Financial Institutions Audit Cell

(C) Financial Holding Company

(D) Credit Unions

(E) None of these

27. The Cabinet Committee on Economic Affairs (CCEA)

has approved a new formula to calculate production

subsidy to which segment for the ongoing 2015-16

season after taking into account lower it production and

exports?

(A) Milk diary (B) Pulse mills

(C) Sugar mills (D) All of these

(E) None of these

28. Rajasthan�s Chief Minister Vasundhara Raje laid the

foundation of 14 projects worth ___________ and said

the city of Jaipur will be a �wonder city� in next two

years?

(A) Rs 2,229 Crore (B) Rs 2,459 Crore

(C) Rs 2,139 Crore (D) Rs 2,519 Crore

(E) None of these

29. SBI Cards and Payment Services (SBI Card), have

launched a premium credit card �Elite�. Elite is a bundle

of several privileges and benefits for high net worth

individuals (HNIs). The �Elite� card is launched on the

Master Card World platform which is enabled with NFC

technology. What is the full form of NFC?

(A) Near Field Contactless

(B) Near Field Communication

(C) No Field Contactless

(D) No field Communication

(E) None of these

30. Union Minister for Human Resource and Development

Prakash Javadekar will inaugurate the transit campus of

Indian Institute of Technology (IIT) at village Jagti,

Tehsil Nagrota in which state?

(A) Haryana (B) Odisha

(C) Andhra Pradesh (D) Jammu

(E) Goa

31. Which of the following pairs is NOT correct?

(A) Federation cup��Badminton

(B) Rangaswamy Cup��Hockey

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50 COMPETITION TIME – JANUARY 2017

(C) Deodhar Trophy���Cricket

(D) Rovers Cup���Football

(E) None of these

32. An ECS transaction gets bounced and you are unable to

recover your money from your customer. Under which

Act criminal action can be initiated?

(A) Indian Companies Act 1956

(B) Criminal Procedure Code

(C) Payment and Settlement Systems Act 2007

(D) Negotiable Instrument Act 1881

(E) None of these

33. A commission or fee paid, when an agent or an individual

sells an investment such as mutual funds is known as

_________

(A) Redemption fee (B) Regressive tax

(C) Service Charge (D) Sales tax

(E) None of these

34. A time period that is considered from the inception of

the credit, investment or negotiable instrument and ends

upon the maturity or expiry of the instrument is referred

as ________

(A) Amortizing Swap (B) Amortization Period

(C) Asset Backed Security (D) Attrition Analysis

(E) None of these

35. A loan which is secured by collateral and for which

borrower is not personally liable is called __________

(A) Secured loan (B) Syndicated loan

(C) Non-Recourse loan (D) Composite loan

(E) None of these

36. Mudrarakshasa, who died recently, was a distinguished

(A) Assamese writer (B) Marathi writer

(C) Hindi writer (D) Sanskrit writer

(E) None of these

37. Which is the following element is not added after public

review and formal approval by the IUPAC council in

the Periodic table?

(A) Nihonium (B) Tennessean

(C) Tokiyium (D) Moscovium

(E) None of these

38. Who is the author of the book �India vs Pakistan: Why

Can�t we just be friend�?

(A) Aziz Ahmed (B) Husain Haqqani

(C) Ahmed Bashir (D) Ashfaq Hussain

(E) None of these

39. Indian boxer Neeraj Goyat has been ranked 35th in

World Boxing Council (WBC). He plays under which

category?

(A) Light Weight

(B) Heavy Weight

(C) Cruiser Weight

(D) Welter Weight

(E) None of these

40. What are the RBI guidelines for the development of

Interest Rate Swaps (IRS)?

1. Banks can use IRS for hedging and trading both

2. MIFOR is a benchmark for IRS

3. Under ISDA agreement Banks can opt for dual

jurisdiction i.e., Indian as well as common law

(A) Only 1 (B) Only 2

(C) Only 3 (D) Both 1 and 2

(E) All of the these

GENERAL AWARENESS TEST - 2

1. Many banks have launched/floated their subsidiaries

which are fully owned by them. Banks launch

subsidiaries normally for which of the following

business?

I. Home Loan Business

II. To sell Insurance Policies

III. To control Online Operations or Internet Banking

business

(A) Only I (B) Only II

(C) Only III (D) All of the above

(E) None of these

2. Name the US based bank,which has become the first

bank to issue the first ever credit card to be used in Cuba?

(A) Sun Trust Bank

(B) American Express

(C) Stonegate Bank

(D) Citigroup

(E) None of these

3. _______ operates outside the regular banking system

and its financial intermediation activities are undertaken

with less transparency and regulation

(A) Unit Banking (B) Para-Banking

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51COMPETITION TIME – JANUARY 2017

(C) Shadow banking (D) Universal Banking

(E) None of these

4. The Income Tax department has decided to �block�

________ get their LPG subsidy cancelled and take

measures to ensure that they are not sanctioned loans

for willful tax defaulters?

(A) PAN (B) Aadhar

(C) License (D) Voter ID

(E) None of these

5. The Union Finance Minister has released a

commemorative silver coin to mark the 300th martyrdom

day of Banda Singh Bahadur.Banda Singh Bahadur is

associated with which of the following?

(A) Military man (B) Football Player

(C) Economist (D) Judge

(E) None of these

6. What do you mean by �Outcome Budget�?

(A) It denotes reaction of the media after Budget Papers

are approved in the Parliament

(B) It aims to measure performance of the Government

in various departments

(C) It is a report submitted by the Government of India

indicating made in different projects by ministries and

departments as a first step towards converting outlays

into income

(D) All of the above

(E) None of the above

7. International Day of Peace and Hindi Divas is celebrated

every year on which dates respectively?

(A) 21 September and 14 September

(B) 14 August and 20 August

(C) 21 September and 14 August

(D) 14 September and 21 September

(E) Same day

8. The term �hyper-employment� means?

(A) a situation where machines are used to intensify

utilization of labour

(B) a situation where plant is used without any rest

(C) a situation where the demand for labour far exceeds

its supply

(D) a situation where machines are substituted for labour

(E) None of the above

9. Exchange rate or Conversion rate is -

(A) The rate at which a currency is converted to another

currency

(B) The rate at which a bank pays interest to its savings

deposits

(C) The rate charged at foreign transactions

(D) All of the above

(E) None of the above

10. The book �Anything but Khamoshi� is the biography of

which famous personality and it is authored by Bharathi

S Pradhan.?

(A) LK Advani (B) Amitabh Bachchan

(C) Shatrughan Sinha (D) Rajinikanth

(E) None of these

11. Who has been appointed as the managing director &

chief executive officer of IDBI Asset Management

Company (AMC)?

(A) Dilip Kumar Mandal (B) L. Bongirwar

(C) Kishor Piraji Kharat (D) J. N. Godbole

(E) None of these

12. When more than one bank is allowing credit facilities to

one party in coordination with each other under a formal

arrangement, the arrangement is generally known

as___________

(A) Consortium (B) Multiple Banking

(C) Narrow Banking (D) Syndication

(E) None of these

13. A cheque for a fixed amount that may be cashed or used

in payment abroad after endorsement by the holder�s

signature is known as ___________

(A) Multicity Cheque (B) Crossed Cheque

(C) Mutilated Cheque (D) Travellers cheque

(E) None of these

14. The computer called �Sunway TaihuLight� that can make

93 quadrillion calculations per second has claimed the

top spot on the list of the world�s most powerful

supercomputers, designed and made in which of the

following country?

(A) Russia (B) China

(C) USA (D) Japan

(E) None of these

15. The Export-Import Bank of India (Exim Bank) has

sought an additional equity infusion from the Centre this

fiscal. The specialized lending institution is seeking an

additional Rs...............?

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52 COMPETITION TIME – JANUARY 2017

(A) Rs.300 cr (B) Rs. 500 cr

(C) Rs. 800 cr (D) Rs. 1000 cr

(E) None of these

16. The headquarter of the International Court of Justice is

at

(A) Paris (B) Hague

(C) New York (D) Geneva

(E) None of these

17. What is the name of advanced surface-to-air missile, that

was successfully launched by India�s Odisha coast?

(A) Barak-8 (B) Trishul

(C) Maitri (D) Akash

(E) None of these

18. Which of the following statements is true?

(A) Banks cannot accept demand and time deposits from

public

(B) Banks can accept only demand deposits from public

(C) Banks can accept only time deposits from public

(D) Banks can accept both demand and time deposits

from public

(E) Banks can accept demand and time deposits only

from government

19. Indonesia will resume land reclamation that will help

prevent capital from sinking below sea level. What is

the capital of Indonesia?

(A) Malaysia (B) Manila

(C) Maldives (D) Jakarta

(E) None of these

20. What is the full form of ASBA?

(A) Allotment Supported by Blocked Amount

(B) Application Supported by Blocked Amount

(C) Assessment Supported by Blocked Amount

(D) Allotment Supplied by Blocked Amount

(E) None of the above

21. According to RBI circular demand draft for_______

should be issued by the bank only by debit to the

customer�s account

(A) Rs.10,000 or above (B) Upto Rs. 20,000

(C) Upto Rs. 50,000 (D) 50,000 or above

(E) None of these

22. The Reserve Bank of India revised guidelines for lending

to the priority sector.now loans to which of the following

sectors come under the priority sector lending?

(A) Sanitation (B) Medium Enterprises

(C) Renewable Energy (D) All of the above

(E) None of these

23. In a review of the permitted transaction under the Rupee

Drawing Arrangement (RDAs) has decided to

increase the limit of trade transaction from the existing

Rs.5,00,000 per transaction to ______ per transaction

with immediate effect

(A) Rs. 15 lakh (B) Rs. 20 lakh

(C) Rs. 30 lakh (D) Rs. 25 lakh

(E) None of these

24. Account holders have to maintain an AQB for their

accounts in certain banks.what does the term AQB stand

for

(A) Average Quantitative Balance

(B) Average Qualitative Balance

(C) Average Qualified Balance

(D) Average Quarterly Balance

(E) None of these

25. What is the term used for a deposit with a bank that

locks up money for a certain period but also provides an

option of premature withdrawal which may attract a

penalty?

(A) Saving bank deposit (B) Term deposit

(C) Recurring deposit (D) Current deposit

(E) None of these

26. According to the National Sample Survey Office survey,

which state is the least rank in cleanest state in India

while Sikkim is the cleanest state of India?

(A) Bihar (B) Assam

(C) Tamil Nadu (D) Jharkhand

(E) None of these

27. India became the _______ largest recipient of foreign

direct investment in 2015 in the world, grossing $44

billion following a series of reforms by the government,

as per the latest World Investment Report released by

the United Nations Conference on Trade and

Development (UNCTAD).

(A) Second (B) Ninth

(C) Tenth (D) Fifth

(E) None of these

28. Which Act has defined Banking as �accepting for the

purpose of lending or investment of deposits of

money,received from the public, repayable on demand

or withdrawal by cheque ,draft ,order ?

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53COMPETITION TIME – JANUARY 2017

(A) Negotiable Instrument Act 1881

(B) The Banking Companies Act 1949

(C) Banking Regulation Act, 1949

(D) RBI Act, 1934

(E) None of these

29. Which of the following countries are top three largest

shareholders in The Asian Infrastructure Investment

Bank (AIIB)?

(A) China , India, Australia

(B) China, Russia, France

(C) China, India, Russia

(D) China, Russia, Australia

(E) None of these

30. Which of the following company under the Ministry of

Defense, that was conferred with the prestigious

membership of the Asia-Pacific Aerospace Quality

Group (APAQG) under the category Full Member with

voting rights?

(A) HAL (B) TATA

(C) ECIL (D) BEL

(E) None of these

31. Reserve Bank of India (RBI) has asked banks to provide

loans up to Rs 3 lakh at what per cent interest rate to

Women Self-Help Group (SHG) and this loan scheme

must be provided under the National Rural Livelihoods

Mission (NRLM)-Aajeevika scheme during 2015-16?

(A) 4% (B) 9%

(C) 11% (D) 7%

(E) 14%

32. Vice-President Hamid Ansari represented India at the

17th Summit of the Non-Aligned Movement (NAM)

which held at Margarita Island in Venezuela from

September 17-18. What is the currency of the Venezuela?

(A) Kwacha (B) Bolivar

(C) Manat (D) Somoni

(E) None of these

33. Indian Railways has launched __________ to facilitate

access to wheelchairs, battery operated cars and porter

services.

(A) Rail suvidha (B) Yatri Mitra Sewa

(C) Sewa Nivaran (D) Yatri Sewa

(E) None of these

34. As per the new guideline issued by SEBI, companies

are required to list shares within how many days of the

closure of Initial Public Offer (IPOs)?

(A) 15 days (B) 12 days

(C) 20 days (D) 25 days

(E) None of these

35. Infusion of liquidity by RBI is done through

_______from to banks under a_______ transaction?

(A) Borrowing , Repo

(B) Lending, Reserve Repo

(C) Lending , Repo

(D) Borrowing , Reverse Repo

(E) None of these

36. Pin Valley National Park, situated in which state of India?

(A) Madhya Padesh (B) Karnataka

(C) Himachal Pradesh (D) Rajasthan

(E) None of these

37. The first-ever World Humanitarian Summit was held in

which city?

(A) Bangkok (B) Berlin

(C) Istanbul (D) London

(E) None of these

38. With which country India has signed a Memorandum of

Understanding (MoU) to establish formal cooperation

in the fields of skills development and vocational and

professional education and training?

(A) Belgium (B) Germany

(C) Italy (D) Switzerland

(E) None of these

39. Union Cabinet has cleared the new Civil Aviation Policy

with an aim to increase regional air connectivity, and

ease rules for airlines to fly overseas. Who is the present

union minister for civil aviation?

(A) Bandaru Dattatreya (B) Jitendra Singh

(C) Dharmendra Pradhan (D) Ashok Gajapathi Raju

(E) None of the above

40. If the valuation of a currency is increased with respect

to another currency, then it is known as___________?

(A) Appreciation (B) Depreciation

(C) Devaluation (D) Revaluation

(E) None of the above

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54 COMPETITION TIME – JANUARY 2017

GENERAL AWARENESS TEST - 3

1. The World Animal Day (WAD) is observed every year

on which date to raise the status of animals in the society?

(A) 2 October (B) 3 October

(C) 4 October (D) 5 October

(E) None of these

2. Prime Minister Narendra Modi will lay the foundation

stone of NTPC�s 1,600 MW power plant in which state?

(A) Odisha (B) Andhra Pradesh

(C) Madhya Pradesh (D) Telangana

(E) None of these

3. ICRA, CRISIL and Standard and Poor�s (S&P) are?

(A) Credit rating agencies

(B) NGOs

(C) Financial Institutions

(D) NBFCs

(E) None of the above

4. Times of India Group�s Times Internet joined with which

bank to launch Co-branded debit cards with daily

shopping limit of Rs. 2.75 Lakh and an ATM withdrawal

limit of Rs. 1 lakh?

(A) South Indian Bank (B) HDFC

(C) Kotak Mahindra (D) ICICI Bank

(E) None of these

5. Shri J P Nadda, Minister of Health and Family Welfare

going to launch which mission in 145 districts for

intensive and improved family planning services?

(A) Mission Parivar Vikas

(B) Mission Bachche Diwas

(C) Mission Samaj Vikas

(D) Mission Bharat Vikas

(E) None of these

6. Commerce Minister Nirmala Sitharaman launched an

________________ for online purchase of goods and

services by various central government ministries and

departments.

(A) e-marketplace (B) e-placemarket

(C) e-onlinemarket (D) e-onlineplace

(E) None of these

7. What is the currency of Poland?

(A) Euro (B) Ruble

(C) Zloty (D) Pound

(E) None of these

8. ICICI Bank Ltd, India�s largest private sector bank

signed a memorandum of understanding (MoU) with

Apollo India Credit Opportunity Management LLC (an

affiliate of Apollo Global Management, LLC)and AION

Capital Management Ltd to launch an asset

reconstruction company (ARC), expanding its

presence in the distressed assets segment in India. Where

is the Headquarter of Apollo Global Management, LLC?

(A) UK (B) Russia

(C) USA (D) India

(E) Germany

9. The Phulwari Wildlife Sanctuary is located in which state

of India?

(A) Rajasthan (B) Uttar Pradesh

(C) Gujarat (D) Odisha

(E) None of these

10. Fixed deposits and recurring deposits are ���..

(A) repayable after an agreed period

(B) repayable on demand

(C) repayable after death of depositors

(D) repayable after death of depositors

(E) repayable on demand or after an agreed period as

per bank�s choice

11. The Reserve Bank has imposed penalties of up to Rs 5

lakh on four cooperative banks for violation of various

norms. Which of the following bank is not penalized by

Reserve Bank of India?

(A) Model Cooperative Urban Bank, Hyderabad

(B) Ratnakar Bank Limited, Mumbai

(C) Indapur Urban Cooperative Bank, Indapur

(D) Cooperative City Bank, Guwahati

(E) None of these

12. Bangladeshi Syed Shamsul Haq passed away in Dhaka.

He was associated to which field?

(A) Sports (B) literature

(C) Politics (D) Film

(E) None of these

13. Name of the mobile application released by Yes bank

on the Android and iOS mobile platforms in the realm

of digital payments scenario?

(A) Yes Pay (B) Yes Pesa

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55COMPETITION TIME – JANUARY 2017

(C) Yes Corner (D) Yes Wallet

(E) None of these

14. Which country scientist has studying earthquakes for

the first time have detected a rare deep-Earth tremor,

known as an S (secondary) wave microseism?

(A) USA (B) Russia

(C) Japan (D) China

(E) India

15. Amnesty International is an organization which is

association with-

(A) Protection of the Women�s rights

(B) Protection of the Human rights

(C) Abolition of the untouchability

(D) Protection of the water resource

(E) None of these

16. Based on the new appointment of Governor. Match the

correct Answer.

I. Manipur � a. Heptulla

II. Punjab � b. V.P. Singh

III. Assam � c. Jagdish Mukhi

IV. Andaman and Nicobar Island � d. Banwarilal Purohit

(A) I-b, II-c, III-d, IV-a

(B) I-c, II-b, III-d, IV-a

(C) I-b, II-a, III-c, IV-d

(D) I-a, II-b, III-d, IV �c

(E) None of these

17. Babasaheb Ambedkar International Airport situated in

which state?

(A) Ranchi (B) Nagpur

(C) Indore (D) Patna

(E) None of these

18. Edgar Lungu, the leader of the Patriotic Front ( P F ) ,

has been re-elected as the new President of Zambia. What

is the capital of the Zambia?

(A) Hanoi (B) Sanaa

(C) Lusaka (D) Harare

(E) None of these

19. HDFC and Max Group announced a deal merging their

life insurance businesses to create what will eventually

be India�s largest listed life insurance company with an

estimated market value of Rs 67,000 crore once the all-

share transaction is completed in about 12-15 months.

Who is the Chairman of HDFC?

(A) Analjit Singh (B) Aditya Puri

(C) Deepak S. Parekh (D) Upendra Kumar Sinha

(E) None of these

20. The book �The Assassination of Rajiv Gandhi: An Inside

Job?� has been authored by whom?

(A) G.K. Moopanar (B) Jayanthi Natarajan

(C) Faraz Ahmad (D) Jayanthi Madhukar

(E) None of these

21. Murugappa Group firm Carborundum Universal

(CUMI) inaugurated its Research and Development

centre in which city?

(A) Hosur (B) Mumbai

(C) Ahmedabad (D) Surat

(E) None of these

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56 COMPETITION TIME – JANUARY 2017

22. Mercedes driver Nico Rosberg from Germany has won

the 2016 Belgian Grand Prix of Formula One. Who was

the runner up?

(A) Lewis Hamilton (B) Sebastian Vettel

(C) Daniel Ricciardo (D) Max Verstappen

(E) None of these

23. Name the Youngest athlete of 2016 Rio Olympics?

(A) PV Sindhu (B) Sakshi Malik

(C) Virginia Thrasher (D) Gaurika Singh

(E) None of these

24. The meeting of BRICS women parliamentarian�s forum

has begun in which state?

(A) Goa (B) Jaipur

(C) Patna (D) New Delhi

(E) Vishakhapatnam

25. Who has been re-appointed as the Chairman of telecom

giant Bharti Airtel for another five year?

(A) Sunil Bharti Mittal (B) Manish Kejriwal

(C) Chua Sock Koong (D) Shishir Priyadarshi

(E) None of these

26. Which state government has inked a memorandum of

understanding (MoU) with Andhra Pradesh-based Ruchi

Soya Industries for development of Oil Palm in the state?

(A) Arunachal Pradesh (B) Maharashtra

(C) Uttar Pradesh (D) Himachal Pradesh

(E) None of these

27. Which online fashion portal has appointed Dipanjan

Basu as the Chief Financial Officer?

(A) Yepme (B) Myntra

(C) Pepperfry (D) Jabong

(E) None of these

28. Which one of the following is not a �Money Market

Instrument�?

(A) Treasury Bills (B) Commercial Paper

(C) Certificate of Deposit (D) Equity Shares

(E) None of the above

29. Name the Indo-Canadian MP, who has been named the

new Leader of the government in Canada�s House of

Commons, thus becoming the first woman in the

country�s history to hold the post.

(A) Veena Devi (B) Mehbooba Mufti

(C) Bardish Chagger (D) Kalvakuntla Kavitha

(E) None of these

30. In which railway station, Railway Minister Suresh

Prabhu flagging-off the first freight train featured with

solar power to run fans and lights?

(A) Chhatrapati Shivaji Railway Station, Mumbai

(B) Howrah Station, Kolkata

(C) Safdarjung Railway Station, Delhi

(D) Charbagh Railway Station, Lucknow

(E) None of these

31. Which country has launched the world�s first quantum

satellite named Quantum Experiments at Space Scaler

(QUESS) satellite?

(A) China (B) Japan

(C) Russia (D) USA

(E) India

32. Vikas Gowda is associated with which of the followinggames?

(A) Pole Vault (B) Shooting

(C) Discus Throw (D) Archery

(E) None of these

33. Which country has built world�s longest bullet trainnetwork length of 2000 kms and the line has 9 stationsand trains run at a speed of up to 300 kmph?

(A) Russia (B) USA

(C) Japan (D) China

(E) India

34. Which state bagged 9th Global Agriculture LeadershipAward 2016 and which state has bagged �BestHorticulture State� award for increasing the income of

the farmers in horticulture at the National Level gatheringof important stake-holders in agriculture developmentat the Agriculture Leadership Summit at New Delhi?

(A) Odisha and Haryana (B) Kerala and Tamil Nadu

(C) Haryana and UP (D) Tamil Nadu and Kerala

(E) None of these

35. What is the time period to mark a loan asset as non-performing? 

(A) 1 months non-payment of interest or principal of

loan amount

(B) 3 months non-payment of interest or principal ofloan amount

(C) 6 months non-payment of interest or principal ofloan amount

(D) 1 year non-payment of interest or principal of loan

amount

(E) None of these

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57COMPETITION TIME – JANUARY 2017

36. A type of fraud wherein criminals use an innocent

person�s details to open or use an account to carry out

financial transactions, is known as

(A) Identity theft (B) Hacking

(C) Money laundering (D) Espionage

(E) Phishing

37. Which legendary singer has been conferred �Banga

Bibhushan� award by the West Bengal Government?

(A) Lata Mangeshkar (B) Asha Bonsle

(C) S.P.Balasubramaniam (D) S.Janaki

(E) None of these

38. What is the name of Supercomputer which is launched

by the Union Human Resource Development Minister

Prakash Javedkar at IIT, Guwahati?

(A) PARAM-INDIA (B) SUPER-PARAM

(C) SUPER-INDIA (D) PARAM-ISHAN

(E) None of these

39. Which of the following is the only member of the G-15

from the Indian subcontinent?

(A) Nepal (B) Bangladesh

(C) Burma (D) Sri Lanka

(E) None of these

40. Union Minister of State for Development of North

Eastern Region Jitendra Singh inaugurated the �e-VMS�

(e-Visitor Management System) at which port as part of

the Ease of Doing Business initiatives?

(A) Krishnapatnam (B) Ennore

(C) Kochi (D) Kandla

(E) None of these

GENERAL AWARENESS TEST - 4

1. The Wildlife Institute of India(WII) will house the

country�s first repository on tigers, under its new Tiger

Cell. The WII is based in-

(A) Indore (B) Dehradun

(C) Bhopal (D) Ahmedabad

(E) Kolkata

2. What is the theme of 2016 International Day of the Girl

Child (IDGC)?

(A) The Power of the Adolescent Girl: Vision for 2030

(B) Innovating for Girl�s Education

(C) Girls� Progress = Goals� Progress: What Counts for

Girls

(D) Ending Child Marriage

(E) None of these

3. The Union Cabinet has approved setting up of a Medical

Devices Manufacturing Park (Medipark) in which of

the following State?

(A) New Delhi (B) Jharkhand

(C) Andhra Pradesh (D) Tamil Nadu

(E) None of these

4. The International Day of Charity was observed on which

date?

(A) 1 Sept (B) 5 Sept

(C) 31 August (D) 29 August

(E) None of these

5. Who is the author of book �Into the Hidden Valley�?

(A) Susmita Das Gupta (B) N. R. Narayana Murthy

(C) Stuart H. Blackburn (D) Anurag Mathur

(E) None of these

6. The SEBI board meeting recently amended the

regulations for InvITs. What does the first �I� denoted in

the term InvITs?

(A) Indian (B) Innovation

(C) International (D) Institution

(E) Infrastructure

7. Who among the following is NOT a member of the

Monetary Policy Committee (MPC) which will now

work to decide interest rates?

(A) MD Patra (B) HR Khan

(C) Ravindra Dholakia (D) Chetan Ghate

(E) R Gandhi

8. ________ has emerged as India�s most valuable brand

for the third consecutive year, ranking first on the BrandZ

Top 50 list released by WPP Group.

(A) SBI (B) Airtel

(C) HDFC Bank (D) Reliance

(E) Micromax

9. The Regional Rural Banks (RRBs) in India are

sponsored by

(A) Nationalised Commercial Bank

(B) Reserve Bank of India

(C) State Bank of India

(D) Govt of India

(E) Private sector banks

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58 COMPETITION TIME – JANUARY 2017

10. Which of the following is the country�s third largest

private sector lender which was earlier known as UTI

Bank?

(A) HDFC Bank (B) YES Bank

(C) Centurion Bank (D) Axis Bank

(E) Federal Bank

11. Which of the following state Health Minister was slapped

fine of Rs 25,000 by the Supreme Court?

(A) Uttarakhand (B) Jharkhand

(C) Punjab (D) Delhi

(E) None of these

12. Who has broken the world record to win the gold medal

of the men�s 77kg weightlifting class at the Rio Olympic

2016?

(A) Ibrahim Ramadan (B) Rustam Orujov

(C) Nijat Rahimov (D) Lyu Xiaojun

(E) None of these

13. Who has been re-appointed as the Morocco�s Prime

Minister for another term. It is officially announced by

Mohammed VI, the king of Morocco, after Benkirane�s

PJD party emerged with the most number of seats in the

395-seat lower house of parliament?

(A) Abdelilah Bekirane (B) Abbas El Fassi

(C) Hamid Chabat (D) Mustapha Ramid

(E) None of these

14. Union Power Minister Piyush Goyal has assured India

would have 100 per cent electrification for all by

(A) April 4, 2019 (B) May 1, 2017

(C) October 2, 2020 (D) January 26, 2018

(E) None of these

15. Which of the following agency is going to partner with

India to implement its Unnat Jyoti by Affordable LEDs

for All (UJALA) initiative globally

for energy savings?

(A) IAE (B) ISEWR

(C) ITER (D) IWE

(E) None of these

16. Which of the following is not a part of the scheduled

banking structure in India?

(A) Moneylenders (B) Public Sector Banks

(C) Private Sector Banks (D) Regional Rural Banks

(E) State Co-operative Banks

17. The rate of interest on Savings Bank Account is

stipulated by

(A) The concerned bank

(B) RBI

(C) Indian Banks Association

(D) Govt of India

(E) Banking Codes and Standards Board of India

18. In which year was the Imperial Bank of India

rechristened as State Bank of India?

(A) 1945 (B) 1955

(C) 1962 (D) 1965

(E) 1969

19. Banking sector in India is regulated by which of the

following?

(A) RBI

(B) Finance Commission

(C) Union Ministry of Finance

(D) SEBI

(E) FIPB

20. Which of the following is the apex institution which

handles refinance for agriculture and rural development

in India?

(A) RBI (B) SIDBI

(C) NABARD (D) SEBI

(E) NHB

21. Which one is the capital Mozambique?

(A) Maputo (B) Male

(C) Managua (D) Monaco

(E) None of these

22. Who has been appointed as the Brand Ambassador of

Rashtriya Ispat Nigam Limited?

(A) Saina Nehwal (B) PV Sindhu

(C) Sakshi Malik (D) Sania Mirza

(E) None of these

23. Who has been sworn-in as the new Governor of Madhya

Pradesh?

(A) Kaptan Singh Solanki (B) Banwarilal Purohit

(C) Ram Nath Kovind (D) Om Prakash Kohli

(E) None of these

24. Who was conferred the prestigious 2016 Sustainable

Development Leadership Award?

(A) Sarbananda Sonowal (B) Pawan Chamling

(C) Okram Ibobi Singh (D) Pema Khandu

(E) None of these

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59COMPETITION TIME – JANUARY 2017

25. Who became the first Indian completed World�s toughest

race, Spartathlon which lasts for 246.6 km?

(A) Kishore David (B) Kieren Dsouza

(C) Krishna Prasad (D) Krish Karnad

(E) None of these

26. Basel-III norms are associated with which of the

following aspects of the banking industry?

(A) Risk management (B) Supervision

(C) Regulation (D) All the above

(E) None of the above

27. Which of the following is NOT a banking/finance related

term?

(A) Credit wrap (B) EMI

(C) Held to Maturity (D) Exposure limit

(E) Diffusion

28. The approach of �Micro-Credit� or �Banking with the

poor� is comparatively a new concept in the field of rural

credit. This approach has been tried very successfully

in which of the following countries?

(A) Bangladesh (B) India

(C) China (D) Japan

(E) None of these

29. The lowering of Bank Rate by the Reserve Bank of India

leads to

(A) More liquidity in the market

(B) Less liquidity in the market

(C) No change in the liquidity in the market

(D) Mobilization of more deposits by commercial banks

(E) Other than those given as options

30. What is the full form of �ULIP�?

(A) Universal Life and Investment Plan

(B) Unique loan and Insurance Plan

(C) Universal Loan and Investment Plan

(D) Uniformly Loaded Investment Plan

(E) Unit Linked Insurance Plan

31. The Government of India (GoI) has signed

Memorandum of Understanding (MOU) with the

African Development Bank (AfDB) for hosting the

Bank�s Annual Meetings at Mahatma Gandhi Convention

Centre in Ahmedabad, Gujarat on May 22-26, 2017.

Where is the headquarter of African Development Bank?

(A) Bangkok (B) Dublin

(C) Lusaka (D) Ivory Coast

(E) None of these

32. Which company will sell its urea business to Yara

Fertilizer for Rs 2670 crore as part of value unlocking

by the company?

(A) Golcha Group

(B) CICO Technologies Ltd.

(C) Tata Chemicals

(D) Biocon India

(E) None of these

33. IMF in its 2016 October World Economic Outlook

(WEO) projected the India�s growth in 2016 at

(A) 6.9 percent (B) 7.3 percent

(C) 7.6 percent (D) 8.3 percent

(E) None of these

34. Which of the following report�s is published by World

Bank every year?

(A) Human Development Report

(B) World Development Report

(C) World Trade Development Report

(D) International Finance & Development Report

(E) None of these

35. Which country has announced to support for China�s

ambitious One Belt and One Road (OBOR) connectivity

initiative along the ancient Silk Road?

(A) Myanmar (B) Nepal

(C) Pakistan (D) India

(E) None of these

36. India�s largest insurer Life Insurance Corporation of

India (LIC) has signed an agreement with which private

sector lender as its bancassurance partner wherein the

bank will distribute LIC�s products to its customers?

(A) IDBI (B) HDFC

(C) ICICI Bank (D) Axis Bank

(E) None of these

37. The Martin Ennals Award of 2016 has been conferred

on who among the following by Amnesty International,

Human Rights Watch and eight other human rights

groups?

(A) Cyril Almeida, Pakistan

(B) Razan Zaitouneh, Syria

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60 COMPETITION TIME – JANUARY 2017

(C) Zone 9 Bloggers, Ethiopia

(D) Ilham Tohti, China

(E) None of these

38. Name the American boxer, who died recently at the age

of 60 after a long battle with heart disease.

(A) Max Walker (B) Shimon Peres

(C) Aaron Pryor (D) Arnold Palmer

(E) None of these

39. SBI has engaged which corporation�s Kisan Seva

Kendras as banking correspondents to extend banking

facilities to farmers across the nation?

(A) SAIL (B) IOC

(C) GAIL (D) ONGC

(E) None of these

40. As decided by the RBI, the statutory liquidity ratio (SLR)

of banks will come down 0.25 per cent every quarter till

Jan 2017. What is the present SLR?

(A) 21.50 per cent (B) 20.50 per cent

(C) 21.25 per cent (D) 20.75 per cent

(E) 21.75 per cent

GENERAL AWARENESS TEST - 5

1. India has signed a MoU with which country for setting

up of Techo Park in Ramallah? 

(A) Pallestine (B) Colombia

(C) Jordan (D) Israel

(E) None of these

2. PM Narendra Modi�s radio programme �Mann Ki Baat�

will now also be telecast to which of the following

neighboring country?

(A) Bhutan (B) Myanmar

(C) Sri Lanka (D) Pakistan

(E) Bangladesh

3. In case of original demand draft is presented after the

duplicate has already been paid, the bank will _______?

(A) Return with remarks �Draft reported lost, duplicate

already paid will pay on collecting bank�s guarantee. In

case the original draft is again presented, it should be

honoured.�

(B) Return with the remarks payment stopped by the

payee

(C) Pay the original demand draft as well and recover

the amount from the purchaser on the strength of the

indemnity bond

(D) pay the original demand draft

(E) None of these

4. The national policy for the micro, small and medium

enterprises (MSMEs), which seeks to boost the overall

growth of the sector, are expected to be released by the

end of this year. A committee headed by former Cabinet

Secretary?

(A) Alok Rawat

(B) Prabhat Kumar

(C) TSR Subramanian

(D) Shashank Shekhar Singh

(E) None of these

5. The country�s 2nd largest giant in two wheeler section,

Honda Motorcycle and_________________ has signed

a Memorandum of Understanding with which Bank to

offer retail finance to buyers at an attractive rate of

interest on all Honda 2 Wheeler models?

(A) Suzuki India, ICICI Bank

(B) TVS Motors, HDFC Bank

(C) Scooter India, IndusInd Bank

(D) Bajaj Motorcycle, YES Bank

(E) None of these

6. In a company by the use of price sensitive corporate

information about the company, people closer to the

company try to adopt the technology to make gains or

cover losses in share market dealings and such process

is known as

(A) Insider Trading (B) Stock Trading

(C) Future Trading (D) Foreign Trading

(E) None of these

7. Very often we read Special Economic Zones (SEZs) in

newspapers. What is the purpose of promoting SEZs in

India?

1.They are established to attract investments from

foreign countries.

2.They are established to help poorest of the poors in

India as the activities of these zones are reserved only

for poors and those living below poverty line.

3.They are established to promote exports.

(A) Only 1 (B) Only 2

(C) Only 3 (D) Both (A) and (B)

(E) Both (A) and (C)

8. The Comptroller and Auditor General (CAG) of India

________________ has been conferred with the

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61COMPETITION TIME – JANUARY 2017

honorary professorship by the Nanjing Audit University

(NAU) ___________________?

(A) Vinod Rai,Thailand

(B) Rajiv Mahrishi, Japan

(C) Shashi Kant Sharma, China

(D) Rajiv Kumar, Singapore

(E) None of these

9. Which of the following banks has partnered with FINO

Paytech to launch a payments bank in the country and

about 16 per cent stake in FINO Paytech, a business

correspondent, is the largest domestic shareholder and

RBI regulations allow universal banks to invest up 30

percent in payments bank?

(A) HDFC Bank (B) ICICI Bank

(C) YES Bank (D) AXIS Bank

(E) None of these

10. Which bank has an innovation lab to hone startups and

announced that it will create a dedicated fund to invest

in these new-age companies that would benefit its

business?

(A) ICICI Bank (B) Axis Bank

(C) Federal Bank (D) Kotak Mahindra Bank

(E) None of these

11.  Four Indian-Americans are among the 42 US nationals

honoured with this year�s prestigious �Great Immigrants:

The Pride of America� award recently. Which of the

following is not one of them?

(A) Vikram Malhotra (B) Hari Sreenivasan

(C) Sunder Pichai (D) Bharati Mukherjee

(E) Indra Nooyi

12. The initial interest rate is usually below that of

conventional fixed-rate loans. The interest rate may

change over the life of the loan as market conditions

change. This is called_____

(A) Adjustable-Rate Mortgages

(B) Amortization (C) Authorization

(D) Available Credit (E) None of these

13. A type of loan, where the bank or the lending institution

provides the borrower with a loan that helps the borrower

to pay off his all previous debts is termed as ________

(A) Debt Settlement (B) Debt Recovery

(C) Debt Management (D) Debt Consolidation

(E) None of these

14. An Indian bank launched next generation features on its

app �iMobile� which will enable customers to instantly

pay taxes and book railway tickets within the app. Name

the bank.

(A) Kotak Mahindra Bank

(B) HDFC Bank

(C) ICICI Bank

(D) Kotak Mahindra Bank

(E) None of these

15. According to SEBI�s new slew of reforms all listed

companies including PSUs must have public

shareholding of_______. The decisions were taken at a

board meeting of Sebi here and included many reform

measures to boost ____________.

(A) 20% ,Share Market

(B) 25%, Primary Market

(C) 25%, Secondary Market

(D) 24%,Capital Market

(E) None of these

16. The World Bank will invest nearly Rs 1,000 cr for

improvement of inland waterways in which of the

following states?

(A) West Bengal (B) Odisha

(C) Assam (D) Madhya Pradesh

(E) Maharashtra

17. India�s Deborah Herold is associated with which of the

following games?

(A) Shooting (B) Boxing

(C) Archery (D) Wrestling

(E) Cycling

18. The Life Insurance Corporation of India (LIC) has come

out with a closed-ended plan on the occasion of its

diamond jubilee year. The name of the plan is-

(A) Bima Gold (B) Bima Platinum

(C) Bima Diamond (D) Bima Bemisal

(E) Bima Bachat

19. The three-day annual meeting of the International

Monetary Fund and the World Bank was recently held

in

(A) Tokyo (B) London

(C) Paris (D) Washington

(E) New York

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62 COMPETITION TIME – JANUARY 2017

20. The provisions of the Sarfaesi act are associated with

which of the following?

(A) Black money (B) Money laundering

(C) Foreign exchange (D) NPAs

(E) None of these

21. Which of the following days is observed as the

International Day for the Preservation of the Ozone

Layer?

(A) 10 Sep (B) 12 Sep

(C) 14 Sep (D) 16 Sep

(E) 18 Sep

22. The scientist BHVS Narayana Murthy has been

appointed director of Research Centre Imarat (RCI) of

DRDO. The RCI is located in

(A) Bengaluru (B) Chennai

(C) Hyderabad (D) Dehradun

(E) Mumbai

23. Which of the following countries launched its second

space station Tiangong 2 recently in a sign of the growing

sophistication of its military-backed space programme?

(A) Russia (B) South Korea

(C) China (D) Germany

(E) Israel

24. The Union Govt has banned agencies in possession of

Aadhaar number to publish or post the information

publicly. Aadhar number is issued by UIDAI in which

letter �U� denotes

(A) Urban (B) Universal

(C) Ubiquitous (D) Unique

(E) User

25. Motherson Sumi has raised money through issuance of

QIP. Here, the term QIP stands for

(A) Quick Institutional Placement

(B) Qualified Institutional Placement

(C) Qualified International Placement

(D) Quick International Placement

(E) None of these

26. India will host the Annual Meetings of the African

Development Bank (AfDB) Group in May 2017 in which

of the following cities?

(A) Ahmedabad (B) Jaipur

(C) New Delhi (D) Mumbai

(E) Hyderabad

27. Caracas is the capital city of which of the following

countries?

(A) Cambodia (B) Venezuela

(C) Mongolia (D) Chile

(E) Vietnam

28. What does M in M-Banking Facility being offered by

banks to their customers, stand for?

(A) Money (B) Marginal

(C) Modified (D) Mobile Phone

(E) Monitor

29. In which denomination were India�s first bimetallic coins

issued in the year 2009?

(A) Rs. 100 (B) Rs. 5

(C) Rs. 10 (D) Re 1

(E) Rs. 2

30. Which of the following pairs, in which the first bank

was merged with the second, is matched correctly?

(A) Centurion Bank of Punjab � HDFC Bank

(B) Bank of Rajasthan � ICICI Bank

(C) Global Trust Bank � Oriental Bank of Commerce

(D) Nedungadi Bank � Punjab National Bank

(E) All the above

31. The Centre has appointed who among the following as

the chairperson of Insolvency and Bankruptcy Board of

India?

(A) Shashi Kant Sharma (B) Deepak Gupta

(C) Ashok Chawla (D) Madhusudan Sahoo

(E) Vinod Rai

32. Navtej Sarna was appointed by the govt as the new

ambassador of India to which of the following countries?

(A) UK (B) China

(C) Japan (D) US

(E) Germany

33. The 20th Edition of India International Seafood Show

(IISS-2016) was organised by the Marine Products

Export Development Authority (MPEDA) recently in

(A) Mumbai (B) Kandla

(C) Kochi (D) Chennai

(E) Visakhapatnam

34. Which of the following countries has signed a peace

agreement with one of the country�s largest militant

groups Hezbe - Islami led by Gulbuddin Hekmatyar?

(A) Nigeria (B) Iraq

(C) Afghanistan (D) Syria

(E) Bangladesh

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63COMPETITION TIME – JANUARY 2017

35. The International Day of Peace is observed every year on

(A) 16 Sep (B) 18 Sep

(C) 21 Sep (D) 26 Sep

(E) 27 Sep

36. The book �Citizen and Society� was released by the

President Pranab Mukherjee in the presence of PM

Narendra Modi recently. The book is authored by

(A) Hamid Ansari (B) Pratibha Patil

(C) Sumitra Mahajan (D) Manmohan Singh

(E) Rajnath Singh

37. The Union Cabinet approved Agreement between India

and Samoa for the exchange of information on Taxes

recently. The capital city of Samoa is-

(A) Nassau (B) Apia

(C) Yerevan (D) Luanda

(E) Tirana

38. The Centre recently appointed three members to the

Monetary Policy Committee. Who among the following

is one of them?

(A) Ravindra Dholakia (B) Chetan Ghate

(C) Pami Dua (D) All the above

(E) None of these

39. The Forbes India recently released the annual India rich

list which is topped by

(A) Dilip Shanghvi (B) Mukesh Ambani

(C) Sunil Bharti Mittal (D) Kumar Mangalam Birla

(E) Azim Premji

40. The Gobi desert is located in which of the following

countries?

(A) Australia (B) US

(C) Russia (D) China

(E) Afghanistan

ANSWER KEY

GENERAL AWARENESS TEST - 1

1(A) 2(C) 3(D) 4(E) 5(C) 6(C) 7(D) 8(C) 9(D) 10(B)

11(E) 12(B) 13(B) 14(C) 15(B) 16(A) 17(B) 18(B) 19(A) 20(B)

21(B) 22(E) 23(A) 24(D) 25(B) 26(C) 27(C) 28(A) 29(B) 30(D)

31(A) 32(C) 33(A) 34(B) 35(C) 36(C) 37(C) 38(B) 39(D) 40(E)

GENERAL AWARENESS TEST - 2

1(D) 2(C) 3(C) 4(A) 5(A) 6(C) 7(A) 8(C) 9(A) 10(C)

11(A) 12(A) 13(D) 14(B) 15(C) 16(B) 17(A) 18(D) 19(D) 20(B)

21(D) 22(D) 23(A) 24(D) 25(B) 26(D) 27(C) 28(C) 29(C) 30(A)

31(D) 32(B) 33(B) 34(B) 35(C) 36(C) 37(C) 38(D) 39(D) 40(A)

GENERAL AWARENESS TEST - 3

1(C) 2(D) 3(A) 4(B) 5(A) 6(A) 7(C) 8(C) 9(A) 10(A)

11(B) 12(B) 13(A) 14(C) 15(B) 16(D) 17(B) 18(C) 19(C) 20(C)

21(A) 22(C) 23(D) 24(B) 25(A) 26(A) 27(B) 28(D) 29(C) 30(C)

31(A) 32(C) 33(D) 34(A) 35(B) 36(E) 37(A) 38(D) 39(D) 40(A)

GENERAL AWARENESS TEST - 4

1(B) 2(C) 3(D) 4(B) 5(C) 6(E) 7(B) 8(C) 9(A) 10(D)

11(D) 12(D) 13(A) 14(B) 15(A) 16(A) 17(A) 18(B) 19(A) 20(C)

21(A) 22(B) 23(D) 24(B) 25(B) 26(D) 27(E) 28(C) 29(A) 30(E)

31(D) 32(C) 33(C) 34(B) 35(A) 36(D) 37(D) 38(C) 39(B) 40(D)

GENERAL AWARENESS TEST - 5

1(A) 2(E) 3(C) 4(B) 5(C) 6(A) 7(A) 8(C) 9(C) 10(B)

11(E) 12(A) 13(A) 14(C) 15(C) 16(C) 17(E) 18(C) 19(D) 20(D)

21(D) 22(C) 23(C) 24(D) 25(C) 26(A) 27(B) 28(B) 29(D) 30(E)

31(D) 32(D) 33(D) 34(C) 35(C) 36(A) 37(B) 38(D) 39(B) 40(D)

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64 COMPETITION TIME – JANUARY 2017

ENGLISH LANGUAGE

Directions (Q. 1-10): Read the following passage carefully

and answer the given questions. Certain words/ phrases

have been given in bold to help you locate them while

answering some of the questions.

From a technical and economic perspective, many

assessments have highlighted the presence of cost-effective

opportunities to reduce energy use in buildings. However,

several bodies note the significance of multiple barriers that

prevent the take-up of energy efficiency measures in

buildings. These include lack of awareness and concern,

limited access to reliable information from trusted sources,

fears about risk, disruption and other �transaction costs�,

concerns about up-front costs and inadequate access to

suitably priced finance, a lack of confidence in suppliers

and technologies and the presence of split incentives between

landlords and tenants. The widespread presence of these

barriers led experts to predict that without a concerted push

from policy, two-thirds of the economically viable potential

to improve energy efficiency will remain unexploited by

2035. These barriers are albatross around the neck that

represent a classic market failure and a basis for

governmental intervention.

While these measurements focus on the technical, financial

or economic barriers preventing the take-up of energy

efficiency options in buildings, others emphasise the

significance of the often deeply embedded social practices

that shape energy use in buildings. These analyses focus not

on the preferences and rationalities that might shape

individual behaviours, but on the �entangled� cultural

practices, norms, values and routines that underpin domestic

energy use. Focusing on the practice-related aspects of

consumption generates very different conceptual framings

and policy prescriptions than those that emerge from more

traditional or mainstream perspectives. But the underlying

case for government intervention to help promote retrofit

and the diffusion of more energy-efficient particles is still

apparent, even though the forms of intervention advocated

are often very different to those that emerge from a more

technical or economic perspective.

�62/9('�3$3(5�

Based on the recognition of the multiple barriers to change

and the social, economic and environmental benefits that

could be realised if they were overcome, government support

for retrofit (renovating existing infrastructure to make it more

energy-efficient) has been widespread. Retrofit programmes

have been supported and adopted in diverse forms in many

settings and their ability to recruit householders and then to

impact their energy use has been discussed quite extensively.

Frequently, these discussions have criticised the extent to

which retrofit schemes rely on incentives and the provision

of new technologies to change behaviour whilst ignoring the

many other factors that might limit either participation in

the schemes or their impact on the behaviours and practices

that shape domestic energy use. These factors are obviously

central to the success of retrofit schemes, but evaluations of

different schemes have found that despite these they can

still have significant impacts. New experts suggest that the

best estimate of the gap between the technical potential and

the actual in situ performance of energy efficiency measures

is 50%, with 35% coming from performance gaps and 15%

coming from �comfort taking� or direct rebound effects.

They further suggest that the direct rebound effect of energy

efficiency measures related to household heating is likely to

be less than 30% while rebound effects for various domestic

energy efficiency measures vary from 5 to 15% and arise

mostly from indirect rebound effects (ie where savings from

energy efficiency lead to increased demand for other goods

and services). Other analyses also note that the gap between

technical potential and actual performance is likely to vary

by measure, with the range extending from 0% for measures

such as solar water heating to 50% for measures such as

improved heating controls. And others note that levels of

comfort taking are likely to vary according to the levels of

consumption and fuel poverty in the sample of homes where

insulation is installed, with the range extending from 30%

when considering homes across all income groups to around

60% when considering only lower income homes. The scale

of these gaps is significant because it materially affects the

impacts of retrofit schemes and expectations and perceptions

of these impacts go on to influence levels of political,

financial and public support for these schemes.

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65COMPETITION TIME – JANUARY 2017

The literature on retrofit highlights the presence of multiple

harriers to change and the need for government support, if

these are to be overcome. Although much has been written

on the extent to which different forms of support enable the

wider take-up of domestic energy efficiency measures,

behaviours and practices, various areas of contestation remain

and there is still an absence of robust ex-post evidence on

the extent to which these schemes actually do lead to the

social, economic and environmental benefits that are widely

claimed.

1. Which of the following is most nearly the OPPOSITE

in meaning of the word �CONCERTED� as used in

the passage?

(A) collaborative (B) piled

(C) subtracting (D) necessary

(E) weak

2. Which of the following is most nearly the OPPOSITE

in meaning of the word �ROBUST� as used in the

passage?

(A) manual (B) loose

(C) vogue (D) flimsy

(E) flexible

3. Which of the following is most nearly the SAME in

meaning as the word �UNEXPLOITED� as used in

the passage?

(A) untapped (B) unanswered

(C) explored (D) developed

(E) vacant

4. The title for the given passage could be

(A) How to measure the impact of retrofit programmes

on energy conservation.

(B) Barriers to effective usage of energy

(C) Views of stalwarts on disadvantages of retrofit

programmes

(D) Existing practices of conserving energy

(E) How much energy is to be consumed

5. According to the author, to make programmes for

conserving energy more successful-

(A) only latest technology must be employed.

(B) the author�s country must adhere to norms followed

in countries where such programmes have been

successful.

(C) change must be brought in the attitudes of people

with respect to efficient usage of energy.

(A) Only A (B) Only B

(C) Only C (D) Both A and B

(E) Both B and C

6. Which of the following is most nearly the SAME in

meaning as the word �UNDERPIN� as used in the

passage?

(A) undermine (B) determine

(C) criticize (D) abandon

(E) dispose

7. Which of the following is/are TRUE in the context of

the passage?

(A) Employing retrofit programmes is relatively a new

concept and is yet to become popular.

(B) The Government so far has been least supportive

of retrofit programmes.

(C) Lack of trust on landlords has been cited as one of

the major barriers to employing energy efficiency

schemes.

(D) Retrofit schemes are dependent on incentives to

bring about attitudinal change towards energy efficiency

schemes.

(E) All the given statements are true

8. What is the author trying to convey through the phrase

�albatross around the neck� as used in the passage?

(A) As light as a bird

(B) Prevent from achieving success

(C) Are worthless

(D) Act as controllers

(E) Always provide adequate guidance

9. The author in the given passage is

(A) of the view that no amount of efforts can bring

about changes in employing energy efficiency schemes

in his country.

(B) positive that more evidence on retrofit schemes is

essential to make people more aware and sensitive

towards them.

(C) cynical about the present state of energy efficiency

measures taken in his country.

(A) Only (A) (B) Only (B)

(C) Only (C) (D) Both (A) and (B)

(E) Both (B) and (C)

10. As mentioned in this passage and according to the

experts, in order to exploit existing potential to better

energy efficiency measures-

(A) availability of sufficient funding is a must.

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66 COMPETITION TIME – JANUARY 2017

(B) availability of reliable information from dependable

source must be ensured.

(C) adequate and trustworthy suppliers of energy must

be made available.

(D) governmental support by implementing adequate

policies is essential.

(E) All those given as options

Directions (Q. 11-15): Read each sentence to find out

whether there is any grammatical or idiomatic error in

it. The error, if any, will be in one part of the sentence.

The number of that part is the answer. If there is �No

error�, the answer is E). (Ignore errors of punctuation,

if any.)

11. 1) The Centre has woken up to the threat / 2) posed

by the terror outfit, Islamic State to India / 3) as it

sought to expand its global footprint and enroll fighters

/ 4) from all over the world. /5) No error.

(A) 1 (B) 2

(C) 3 (D) 4

(E) 5

12. 1) Three buildings in the vicinity of the Vishnu Garden

/ 2) five-storey house that collapsed / 3) has been

declared �dangerous� by the local civic body / 4) and

are destined to go down as well. / 5) No error.

(A) 1 (B) 2

(C) 3 (D) 4

(E) 5

13. 1) The Central government has indicated that / 2) it

may call a special session of parliament / 3) to pass

the Constitution Amendment Bill / 4) for the Goods &

Services Tax regime. / 5) No error.

(A) 1 (B) 2

(C) 3 (D) 4

(E) 5

14. 1) The Swachh Bharat toilet locator is the brainchild

/ 2) of an IAS couple from Punjab, driven by / 3) their

own frustrating futile search / 4) for a toilet in Delhi�s

Connaught Place. / 5) No error.

(A) 1 (B) 2

(C) 3 (D) 4

(E) 5

15. 1) Moving away from its earlier intention of submitting

/ 2) a comprehensive climate action plan, / 3) India is

preparing to make a minimalist offer / 4) for slow

down the growth of its greenhouse gas emissions. / 5)

No error.

(A) 1 (B) 2

(C) 3 (D) 4

(E) 5

Directions (Q. 16-20): Each question below has two

blanks, each blank indicating that something has been

omitted. Choose the set of words for each blank that

best fits the meaning of the sentence as a whole.

16. When two-thirds of the civilised world has

____________ away with death penalty, there is no

reason why India should not ___________ suit.

(A) kept, neglect (B) done, follow

(C) run, replace (D) given, reject

(E) taken, shun

17. God is the silent ___________ board member on

___________ board of directors in India.

(A) obvious, select (B) covert, some

(C) imperceptible, all (D) invisible, every

(E) unseen, many

18. The GST Bill, already passed by the Lok Sabha,

____________ an extra 1% levy when goods move

from one state to another adding to the

______________ of taxes that products bear.

(A) suggests, bunch (B) introduces, haven

(C) requests, deluge (D) condemns, bundle

(E) proposes, cascade

19. Black-Berry has ____________ thousands of jobs since

it began restructuring its operations ____________

chief executive Johan Chen.

(A) discarded, by (B) connection, shelling

(C) shed, under (D) yielded, along

(E) refrained, with

20. Turkey has blocked ____________to Twitter to prevent

the broadcast of images of _____________ in southeast

Turkey that killed 32 people.

(A) access, bombing (B) connection, shelling

(C) approach, blast (D) entry, attacks

(E) route, explosion

Directions (Q. 21-25): In the following passage, there

are blanks each of which has been numbered. For each

blank five words have been suggested, one of which fits

the blank appropriately. Find out the appropriate word

in each case.

New data for rural household (21) by the Socio Economic

and caste census (SECC) represent a (22) reminder of the

state of rural India. In over 90 per cent of households, the

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67COMPETITION TIME – JANUARY 2017

main earning member makes less than Rs. 10000 a month.

Over half the households are landless and a similar share of

them (23) on casual manual labour for the larger part of

their income. Just 20 per cent of households own any kind

of a motor vehicle. These numbers should come as a (24)

check for those who talk of India�s (25) growth, and arrival

on the global stage as a superpower. 

21. (A) revealed (B) conceded

(C) exposed (D) proclaimed

(E) denied

22. (A) bright (B) pretty

(C) sullen (D) grim

(E) ghastly

23. (A) kept (B) rely

(C) looked (D) believed

(E) bet

24. (A) matter (B) concept

(C) reality (D) belief

(E) realism

25. (A) violent (B) slow

(C) crazy (D) restrained

(E) unbridled

Directions (Q. 26-30): Rearrange the following six

sentences (A), (B), (C), (D), (E) and (F) in the proper

sequence to form a meaning paragraph and then answer

the questions given below.

(A) Increasing dependence on technology coupled with

the rapidly evolving. Mindset of a shrewd fraudster

has the potential to not only cripple corporations but

also countries.

(B) As the magnitude of the attacks continues to

increase, Governments need to step in, investigate the

matter and safeguard the country�s critical assets.

(C) Such acts can cause havoc at multiple levels, from

paralysing the companies� infrastructure (network,

email, and phones), resulting in loss in revenue and

even downward spiraling share prices.

(D) Today, the threat from cyber terrorism is as real as

it can get.

(E) Recent strikes around cyber terrorism or cyber war

have made headlines globally�with each attack getting

more sophisticated than the previous.

(F) In cases when the targets are very large

organisations, it can even impact the economy.

26. Which of the following should be the FIRST sentence

after rearrangement? 

(A) A (B) B

(C) D (D) C

(E) F

27. Which of the following should be the SECOND

sentence after rearrangement? 

(A) C (B) D

(C) E (D) B

(E) A

28. Which of the following should be the THIRD sentence

after rearrangement? 

(A) E (B) F

(C) B (D) A

(E) D

29. Which of the following should be the LAST (SIXTH)

sentence after rearrangement? 

(A) F (B) D

(C) A (D) B

(E) C

30. Which of the following should be the FOURTH

sentence after rearrangement? 

(A) B (B) C

(C) F (D) D

(E) E

QUANTITATIVE APTITUDE

Directions (Q. 31-35): Study the following diagram which

shows the number of labourers, clerks, executives, officers

and managers of a certain company over the period of

five years.

Total workforce(42310)

199819.90%

199419.83%

199719.65%

199520.40%

199620.20%

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68 COMPETITION TIME – JANUARY 2017

31. What is the approximate ratio of the average number

of labourers and that of managers?

(A) 1 : 60 (B) 61 : 1

(C) 654 : 11 (D) 57 : 1

(E) 66 : 1

32. Find the percentage (approximately) of average number

of clerks with respect to the average number of total

employees of the company?

(A) 16 (B) 15

(C) 13 (D) 18

(E) 17

33. Which year has shown decrease in every section of the

number of employees?

(A) 1994 (B) 1998

(C) 1996 (D) 1997

(E) 1995

34. What is the percentage decrease in the average number

of executives, officers and managers in 1998 as regards

the same in 1995?

(A) 2.3 (B) 2.66

(C) 2.2 (D) 2.25

(E) 3.35

35. What is the ratio of total employees in 1994 and 1998

together to that of total labourers in 1995, 1996 and

1997 together ?

(A) 1681 : 1970 (B) 1677 : 1995

(C) 1655 : 1998 (D) 1641 : 1980

(E) 1635 : 1970

Ratios of manpower in different fields over the yeas

Year Labourers : Clerks :Executives : Officers :

Managers

1994

1995

1996

1997

1998

1300 : 250 : 63 : 44 : 21

1340 : 252 :67 : 45 : 23

1320 : 255 : 68 : 45 : 22

1280 : 253 : 65 : 44 : 21

1300 : 252 : 64 : 45 : 23

Directions (Q. 36-40): Study the pie chart carefully and answer these questions.

The pie charts give the contribution of GDP by six sectors in year I and the contribution to GDP in year II. The total

contribution to the GDP by the six sectors in year I was Rs. 1448 crore and Rs. 1585 crore in year II.

Year I Year II

Zinc44%

Copper26%

Textile8%

Sugar8%

Ce

me

nt

5%

Alu

min

ium

9%

Copper26%

Zinc45%

Aluminium10%

Cement

5%

Sugar7%

36. Which of the secotrs of industry witnessed negative

growth during the year I to year II?

(A) Copper (B) Cement

(C) Zinc (D) sugar

(E) None of these

37. What was the rate of growth (approx) witnessed by

the aluminium sector during the period year I to year

II?

(A) 22% (B) 12%

(C) 14% (D) 18%

(E) None of these

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69COMPETITION TIME – JANUARY 2017

38. Which sector witnessed maximum rate of growth during

year I to year II?

(A) Cement (B) Aluminium

(C) Zinc (D) Sugar

(E) None of these

39. The amount contributed by textile sector in year II is

how many times that of sugar sector in year I?

(A) 1.04 (B) 0.86

(C) 0.96 (D) 0.80

(E) None of these

40. The contribution of aluminium and textile sectors in

year II is approximately what per cent of contribution

of cement and sugar in year I?

(A) 69% (B) 125%

(C) 78% (D) 143%

(E) None of these

Directions (Q. 41-45): In each of these questions, two

equations (I) and (II) are given. You have to solve both

the equations and give answer-

(A) if x > y (B) if x > y

(C) if x < y (D) if x < y

(E) if x = y or no relation can be established between

x and y

41. I. 35x²�53x+20=0

II. 56y²�97y+42=0 

42. I. x = 3 4 9 1 3

II.13y+3x=246

43. I. x²�5x�14=0

II. y²+7y+10 = 0

44. I. x²-3481 =0

II. 3y² = 3 216000

45. I. 5x²+2x�3=0

II. 2y²+7y+6=0

Directions (Q. 46-50): What will come in the place of the

question mark (?) in the following number series?

46. 11, 15, 31, 67, 131, (?)

(A) 233 (B) 221

(C) 243 (D) 231

(E) None of these

47. 483, 471, 435, 375, 291, (?)

(A) 183 (B) 184

(C) 185 (D) 186

(E) None of these

48. 4, 11, 25, 53, 109, (?)

(A) 221 (B) 234

(C) 212 (D) 222

(E) None of these

49. 15, 21, 33, 51, 75, (?)

(A) 113 (B) 103

(C) 105 (D) 115

(E) None of these

50. 2, 7, 23, 72, 220, (?)

(A) 600 (B) 665

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70 COMPETITION TIME – JANUARY 2017

(C) 650 (D) 627

(E) None of these

Directions (Q. 51-55): What should come in place of the

question mark (?) in the following question?

51. 200.1 × 9.9 � 25 × 62.5 + 12 × 144 = ? � 26.49

(A) 1627.98 (B) 1842.28

(C) 1958.8 (D) 1972.88

(E) 2172.98

52. 48 80 176 324 – 121� � � ? 7 4 11� � �

(A) 4( 5 7)� (B) 6( 3 5)�

(C) 4( 3 5)� (D) 3( 5 7)�

(E) 9( 2 3)�

53. 1265 ÷ 25.3 + 102 × 98 � (23)²= ?

(A) 8517 (B) 9517

(C) 8717 (D) 7087

(E) 9087

54. 3 312167 21952%� of 280 � 3 704969% of 56 = ?

(A) 41.56 (B) 51.46

(C) 51.56 (D) 65.56

(E) None of these

55.

17 2233 34

25 37

¥ ´s¦ µ§ ¶ + 28 37

35 3652 57

¥ ´s¦ µ§ ¶ = ?

(A) 1853.78 (B) 3259.55

(C) 2467.59 (D) 2650.29

(E) 2493.13

56. A, B and C started a business with their investments

in the ratio 1 : 2 : 4. After 6 month A invested the half

amount more as before and B invested same the amount

as before while C withdrew 1

th4

of his investment.

Find the ratio of their profits at the end of the year.

(A) 5 : 12 : 13 (B) 5 : 11 : 14

(C) 5 : 12 : 14 (D) 5 : 12 : 10

(E) None of these

57. An amount of money at compound interest grows up

to Rs. 3,840 in 4 years and up to Rs. 3,936 in 5 years.

Find the rate of interest.

(A) 2.5% (B) 2%

(C) 3.5% (D) 2.05%

(E) None of these

58. The ratio of the volumes of water and glycerine in

240cc of mixture is 1 : 3. The quantity of water (in cc)

that should be added to the mixture so the volumes of

water and glycerine becomes 2 : 3 is-

(A) 55 (B) 60

(C) 62.5 (D) 64

(E) None of these

59. A clothe merchant sold half of his cloth at 40% profit.

Half of remaining at 40% loss and the rest was sold at

the cost price. In the total transaction his gain or loss

will be-

(A) 20% gain (B) 25% loss

(C) 10% gain (D) 15% loss

(E) None of these

60. P can complete 1

4 of a work in 10 days, Q can complete

40% of the same work in 145 days. R, completes 1

3of

the work in 13 days and S, 1

6 of the work in 7 days.

Who will be able to complete the work first?

(A) P (B) Q

(C) R (D) S

(E) None of these

61. Two places P and Q are 132 km apart. A train leaves

P for Q and at the same time another train leaves Q for

P. Both the trains meet 6 hrs after they start moving.

If the train travelling from P to Q travels 7 km/hr

slower than the other train, find the speed of the two

trains.

(A) 7 km/hr, 15 km/hr

(B) 7.5 km/hr, 14.5 km/hr

(C) 8 km/hr, 15 km/hr

(D) 7 km/hr, 16 km/hr

(E) None of these

62. The average age of the Indian cricket team playing the

Nagpur test is 30. The average age of 5 of the players

is 27 and that of another set of 5 players, totally

different from the first five, is 29. If the captain who

was not included in either of these two groups, then

find the age of the captain.

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71COMPETITION TIME – JANUARY 2017

(A) 75 (B) 55

(C) 50 (D) 58

(E) Cannot be determined

63. Ram spends 20% of his monthly income on his house

hold expenditure, 15% of the rest on books, 30% of

the rest on clothes and saves the rest. On counting, he

comes to know that he has finally saved Rs. 9520.

Find the monthly income.

(A) 10,000 (B) 15,000

(C) 20,000 (D) 12,000

(E) 1,10,000

64. A boat covers a certain distance downstream in 1 hour,

while it comes back in 3

2 hours. If the speed of the

stream be 3 kmph, what is the speed of the boat in still

water?

(A) 14 kmph (B) 17 kmph

(C) 12 kmph (D) 18 kmph

(E) 15 kmph

65. Sum of area of a circle and a rectangle is equal to

1166 sq.cm. The diameter of the circle is 28 cm. What

is the sum of the circumference of the circle and the

perimeter of the rectangle if the length of the rectangle

is 25 cm?

(A) 186 cm (B) 182 cm

(C) 184 cm (D) Cannot be determined

(E) None of these

REASONING ABILITY

Directions (Q. 66-68): Read the following information

carefully and answer the questions given below:

(i) P, Q, R, S, T, U and V are seven policemen standing

in a column (not necessarily in the same order) facing

east.

(ii) The number of persons between S and U, and V

and S is equal.

(iii) P, who is 5th from one end, is 3 positions behind R.

(iv) Q and P are adjacent to each other. So are T and S.

66. Which of the following statements may be false?

(A) S is standing exactly in the middle

(B) T is 3rd in the column

(C) S is two places ahead of Q

(D) V is last in the column

(E) None of these

67. Which of the following statements is definitely true?

(A) T and P are one after another

(B) U is first in the column

(C) T is middle in the column

(D) Q is 6th in the column

(E) None of these

68. Who is first in the column?

(A) Data inadequate

(B) U

(C) V

(D) T

(E) None of these

Directions (Q. 69-73): Study the following information

and answer the questions given below:

Eight people�E, F, G, H, J, K, L and M are sitting around

a circular table facing the centre. Each of them is of a

different profession�Chartered Accountant, Columnist,

Doctor, Engineer, Financial Analyst, Lawyer, Professor and

Scientist but not necessarily in the same order. F is sitting

second to the left of K. The Scientist is an immediate

neighbour of K. There are only three people between the

Scientist and E. Only one person sits between the Engineer

and E. The Columnist is to the immediate right of the

Engineer. M is second to the right of K. H is the Scientist.

G and J are immediate neighbours of each other. Neither G

nor J is an Engineer. The Financial Analyst is to the

immediate left of F. The Lawyer is second to the right of the

Columnist. The Professor is an immediate neighbour of the

Engineer. G is second to the right of the Chartered

Accountant.

69. Who is sitting second to the right of E?

(A) The Lawyer (B) G

(C) The Engineer (D) F

(E) K

70. Who amongst the following is the Professor?

(A) F (B) L

(C) M (D) K

(E) J

71. Four of the following five are alike in a certain way

based on the given arrangement and hence form a

group. Which of the following does not belong to that

group?

(A) Chartered Accountant-H

(B) M-Doctor

(C) J-Engineer

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72 COMPETITION TIME – JANUARY 2017

(D) Financial Analyst-L

(E) Lawyer-K

72. What is the position of L with respect to the Scientist?

(A) Third to the left

(B) Second to the right

(C) Second to the left

(D) Third to the right

(E) Immediate right

73. Which of the following statements is true according to

the given arrangement?

(A) The Lawyer is second to the left of the Doctor

(B) E is an immediate neighbour of the Financial

Analyst

(C) H sits exactly between F and the Financial Analyst

(D) Only four people sit between the Columnist and F

(E) All of the given statements are true.

Directions (Q. 74-76): Study the following information

carefully to answer these questions.

Ten executives A, B, C, D, E, F, G, H, I and J stay in flats

in two rows opposite each other. One row has 5 flats facing

North and the other row has 5 flats facing south. F�s flat is

second to the right of J�s flat, which is exactly opposite of

C�s flat facing North. D�s flat is on the immediate left of J�s

flat and A�s flat is on the immediate left of C�s flat B�s flat

is on the right of C�s flat. I and E have flats at the two ends

of the same row. Flats of E and H are opposite each other.

74. Which of the following is the correct position of G�s

flat?

(A) Facing North

(B) Opposite C�s flat

(C) To the left of F�s flat

(D) To the left of J�s flat

(E) None of these

75. Who stay opposite B ?

(A) F (B) G

(C) D (D) F or G

(E) None of these

76. Which of the following statements is definitely true?

(A) J�s flat is facing North.

(B) G and A have flats opposite each other.

(C) B�s flat is to the right of E�s flat.

(D) G�s flat is to the left of J�s flat.

(E) None of these

Directions (Q. 77-79): Study the following information

to answer the given questions:

Twelve people are sitting in two parallel rows containing

six people each, in such a way that there is an equal distance

between adjacent persons. In row-1 M, N, O, P, Q and R are

seated and all of them are facing South. In row-2 A, B, C,

D, E and F are seated and all of them are facing North.

Therefore, in the given seating arrangement each member

seated in a row faces another member of the other row.

P sits third to right of N. Either P or N sits at an extreme

end of the line. The one who faces N sits second to right of

E. Two people sit between B and F. Neither B nor F sits at

an extreme end of the line. The immediate neighbour of B

faces the person who sits third to left of M. O and Q are

immediate neighbours of each other. C sits second to the

left of A. Q does not face the immediate neighbour of D.

77. Who amongst the following sits at extreme ends of the

rows?

(A) P, D (B) N, A

(C) R, C (D) M, D

(E) N, F

78. Who amongst the following faces P?

(A) A (B) B

(C) C (D) D

(E) F

79. How many persons are seated between R and O?

(A) One (B) Two

(C) Three (D) Four

(E) None

Directions (Q. 80-83): Study the following information

carefully and answer the given questions.

Sachin, Ganguly, Dravid, Yuvraj, Kohli, Raina and Nehra

are members of a sports club and have liking for different

games viz. Carrom, Table Tennis, Badminton, Bridge,

Hockey, Football and Lawn Tennis but not necessarily in

the same order. Each one of them has liking for different

musical instrument viz. Sitar, Guitar, Harmonium, Flute,

Tabla, Banjo and Santoor not necessarily in the same order.

Ganguly likes Carrom and Banjo. Kohli likes Bridge but

not play Harmonium or Tabla. The one who likes Hockey

plays Sitar. Raina plays Guitar but not like Table Tennis or

Lawn Tennis. Sachin likes Badminton and play Flute. The

one who likes Lawn Tennis does not play Tabla. Dravid

plays Harmonium and Nehra likes Hockey.

80. Who plays Santoor ?

(A) Yuvraj (B) Sachin

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73COMPETITION TIME – JANUARY 2017

(C) Kohli (D) Yuvraj or Kohli

(E) None of these

81. Yuvraj likes which game ?

(A) Table Tennis (B) Lawn Tennis

(C) Football (D) Cannot be determined

(E) None of these

82. Which of the following combinations of game-person-

musical instrument is definitely correct ? 

(A) Badminton - Ganguly � Flute

(B) Table tennis � Kohli � Santoor

(C) Lawn tennis � Yuvraj � Tabla

(D) Table Tennis � Dravid � Tabla

(E) None of These

83. Who likes football?

(A) Dravid (B) Yuvraj

(C) Nehra (D) Raina

(E) None of These

Directions (Q. 84-85): Study the following information

carefully and answer the questions given below.

(a) �P × Q� means � P is brother of Q�.

(b) �P � Q� means � P is sister of Q�.

(c) �P ÷ Q� means � P is father of Q�.

(d) �P + Q� means � P is mother of Q�.

84. Which of the following means �D is nephew of R�?

(A) D × M ÷ R (B) R � M ÷ D

(C) R � M ÷ D × T (D) R × M + D

(E) None of these

85. Which of the following mean M is the maternal uncle

of T�?

(A) M × R + T (B) M × R ÷ T

(C) T × J � N ÷ M (D) M � R + T

(E) None of these

Directions (Q. 86-90): Study the following information

carefully and answer the given questions.

In a certain code language �Bus are always late� is written

as �mi fi bi gi�, �drivers were always punished� is written

as �gi di ci hi�, �drivers stopped all bus� written as �bi ci vi

ri� and �all passenger were late� is written as �di ki fi vi�.

86. Which of the following represents �drivers are late�?

(A) mi ci di (B) fi mi ci

(C) fi di gi (D) gi hi mi

(E) fi di mi

87. What does �vi� stand for?

(A) all (B) late

(C) bus (D) drivers

(E) were

88. �hi mi ki� is the code for which of the following?

(A) Passenger are punished

(B) always late train

(C) all passenger bus

(D) passenger are late

(E) passenger are stopped

89. What is the code for �stopped�?

(A) bi (B) vi

(C) ci (D) ri

(E) di

90. What does �hi� stand for?

(A) were (B) late

(C) all (D) passenger

(E) punished

Directions (Q. 91-95): In each of the question below are

given three statements followed by three conclusions

numbered I, II and III. You have to take the given

statements to be true even if they seem to be at variance

with commonly known facts. Read all the conclusions

and then decide which of the given conclusions logically

follow(s) from the given statements, disregarding

commonly known facts:

91. Statements:

Some ravi are ramu. Some ramu are shyamu. Some

shyamu are depu.

Conclusions :

I. Atleast some depu are ravi.

II. There is a possibility that all depu are ramu.

III. No depu is ramu.

(A) None follows

(B) I and II follow

(C) Only II follows

(D) Only either II or III follows

(E) Only I and either II or III follow

92. Statements:

All windows are doors. Some doors are chairs. All

chairs are hats.

Conclusions :

I. Atleast some hats are doors.

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74 COMPETITION TIME – JANUARY 2017

II. Some doors are windows.

III. All hats are windows is a possibility. 

(A) I and II follow

(B) I and III follow

(C) II and III follow

(D) All follow

(E) None of the above

93. Statements:

All bottles are caps. All jugs are caps. All caps are

mugs.

Conclusions :

I. All bottles are mugs is a possibility.

II. All jugs are mugs.

III. Atleast some mugs are caps.

(A) I and II follow

(B) I and III follow

(C) II and III follow

(D) All follow

(E) None of the above

94. Statements:

Some radios are telephones. All telephones are mirrors.

All mirrors are desks.

Conclusions :

I. Atleast some radios are desks.

II. Some radios are mirrors.

III. There is a possibility that some desks are

telephones.

(A) I and II follow

(B) I and III follow

(C) II and III follow

(D) All follow

(E) None of these

95. Statements:

All table are forests. No forest is street. Some streets

are mountains.

Conclusions :

I. Some streets are table.

II. Atleast some forest are table.

III. There is a possibility that some mountains are

forests.

(A) Only I follows

(B) Only II follows

(C) Only III follows

(D) II and III follow

(E) None of these

Directions (Q. 96-100): In these questions the symbols #,

©, p, $ and % are used with different meaning as given

below:

�A # B� means �A is smaller than B�.

�A © B� means �A is greater than B�.

�A π B� means �A is either smaller than or equal to B�.

�A $ B� means �A is either greater than or equal to B�.

�A % B� means �A is neither smaller nor greater than B�.

In each of the following questions, assuming the given

statements to be true, find out which of the two

conclusions I and II given below them is/are definitely

true. Give answer-

(A) if only conclusion I is true.

(B) if only conclusion II is true.

(C) if either conclusion I or II is true.

(D) if neither conclusion I nor II is true.

(E) if both conclusions I and II are true.

96. Statement:

L $ M % Q © S # T π P

Conclusions:

I. T © L II. L © S

97. Statement:

W # H π I % C $ H © S

Conclusions:

I. C $ W II. I © S

98. Statement:

W % X © Y π Z © R % L

Conclusions:

I. Z © L II. Y # W

99. Statement:

A # N % O π T π H # E

Conclusions:

I. E $ O II. H © N

100. Statement:

P © V % T # D # M $ F

Conclusions:

I. M © V II. P # F

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75COMPETITION TIME – JANUARY 2017

11. (C) replace �sought� with seeks�.

12. (C) replace �has� with �have�.

13. (C) replace �constitution� with �constitutional�.

14. (C) replace �their� with �its�.

15. (D) replace �for� with �to�.

31. (C)Labourers

Managers= 1300 1340 1320 1280 1300

21 23 22 21 23

� � � �� � � �

= 654 0

110

= 654

11

32 (B)

clerks

total employees = (250 + 252+255+253+252)

100(1678+1727+1710+1663+1684)

s

= 1262

1008462

s = 14.9%

z 15%

33. (D) From ratio table, it is comparable

34. (C) In 1998

= (64 45 23) 19.90

42310(1300 252 64 45 23) 100

� �s s

� � � �

= 132 19.90

42310 659.9751684 100

s s �

In 1995

= (67 45 23)

(1340 252 67 45 23)

� �� � � � ×

20.4042310

100s

= 135 20.40

423101727 100

s s = 674.70

%decrease = (674.70 659.975)

100674.70

� s

= 2.2%

35. (A) In 1994,

1300 + 250 + 63 + 44 + 21 = 1678

In 1998,

1300 + 252 + 64 + 45 + 23 = 1684

Total = 3362

labourers in 1995, 1996, 1997

1340 + 1320 + 1280 = 3940

Ratio = 3362 1681

3940 1970�

36. (D) In year I

sugar = 11584

In year II

sugar = 11095

Hence decrease in growth

37. (A)

10 91585 – 1448

100 100 1009

1448100

s ss

s

= 15850 –13032

10013032

s = 21.6% z 22

1(E) 2(D) 3(A) 4(B) 5(C) 6(B) 7(D) 8(B) 9(C) 10(E)

11(C) 12(C) 13(C) 14(C) 15(D) 16(B) 17(D) 18(E) 19(C) 20(A)

21(A) 22(D) 23(B) 24(C) 25(E) 26(C) 27(E) 28(A) 29(D) 30(B)

31(C) 32(B) 33(D) 34(C) 35(A) 36(D) 37(A) 38(B) 39(C) 40(D)

41(C) 42(A) 43(B) 44(E) 45(A) 46(D) 47(A) 48(A) 49(C) 50(B)

51(E) 52(C) 53(B) 54(C) 55(C) 56(C) 57(A) 58(B) 59(C) 60(C)

61(B) 62(C) 63(C) 64(E) 65(B) 66(D) 67(D) 68(A) 69(B) 70(D)

71(C) 72(B) 73(A) 74(C) 75(C) 76(B) 77(D) 78(A) 79(B) 80(C)

81(A) 82(E) 83(D) 84(C) 85(A) 86(B) 87(A) 88(A) 89(D) 90(E)

91(C) 92(D) 93(C) 94(A) 95(D) 96(B) 97(B) 98(E) 99(D) 100(A)

ANSWER KEY

HINTS & SOLUTION

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76 COMPETITION TIME – JANUARY 2017

38. (B) Aluminium has max. growth rate.

39. (C)

7

100

81585

100xs � s 1448s

x = 0.96

40. (D) (10 + 7)% of 1585 = 100

x

× (8 + 5)% of 1448.

17

1001585

100

xs � 131448

100s s

x = 143%

41. (C) 35x2 � 28x � 25x + 20 = 0

7x(5x � 4) � 5(5x � 4) = 0

x = 4 5

,5 7

56y2 � 49y � 48y + 42 = 0

7y(8y � 7) � 6(8y � 7) = 0

y = 7 6

,8 7

42. (A) x = 3 4913

x = 17

13y + 3 × 17 = 246

13y = 246 � 51

13y = 195

y = 15

43. (B) x2 � 7x + 2x + 4 = 0

x(x � 7) +2(x � 7) = 0

x = 7, �2

y2 + 5y + 2y + 10 = 0

y(y +5) + 2(y + 5) = 0

y = �2, �5

44. (E) x2 � 3481 = 0

x = + 59

3y2 = 3 216000

3y2 = 60

y = 2 5

45. (A) 5x2 + 5x � 3x � 3 = 0

5x(x + 1) � 3(x + 1) = 0

x = � 1, 3

5

2y2 + 4y + 3y + 6 = 0

2y (y + 2) + 3 (y + 2) = 0

y = � 2, 3

–2

46. (D) 11, 15, 31, 67, 131, x

+4 +16 +36 +64 +100

231

47. (A)483, 471, 435, 375, 291, x

+12 +36 +60 +84 +108

+24 +24 +24 +24

183

48. (A) 4, 11, 25, 53, 109, x

4 × 2 + 3 = 11

11 × 2 + 3 = 25

25 × 2 + 3 = 53

53 × 2 + 3 = 106 + 3 = 109

109 × 2 + 3 = 218 + 3 = 221

49. (C)15, 21, 33, 51, 75, x

+6 +12 +18 +24 +30

+6 +6 +6 +6

105

50. (B) 2, 7, 23, 72, 220, x

2 × 3 + 1 = 7

7 × 3 + 2 = 23

23 × 3 + 3 = 69 + 3 = 72

72 × 3 + 4 = 220

220 × 3 + 5 = 665

51. (E) 200.1 × 9.9 � 25 × 62.5 + 12 × 144 = x � 26.49

1981 � 1562.5 + 1728 = x � 26.49

x = 2172.98

52. (C) 4 3 + 4 5 + 4 11 + 18 � 11

= x + 7 + 4 11

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77COMPETITION TIME – JANUARY 2017

4 3 4 5 7� � 7x� �

x = 4( 3 5)�

53. (B)1265

25.3 + 102 × 98 � (23)2

= 50 + 9996 � 529

= 9517

54. (C) 3 12167 + 3 21952% of 280

� 3 704969% of 56

= 23 + 28

10 028 0s 89

– 56100

s

= 23 + 78.4 � 49.84

= 51.56

55. (C)

17 22 28 3733 34 35 36

25 37 52 57

¥ ´ ¥ ´s � s¦ µ ¦ µ§ ¶ § ¶

= 842 1280

25 37

¥ ´s¦ µ§ ¶ +1848 2089

52 57

¥ ´s¦ µ§ ¶

= 1165.14 + 1302.45

= 2467.59

56. (C) Let their investments x, 2x & 4x

A → 6x + 6 ×2

x

x

¥ ´�¦ µ§ ¶ = 6x + 9x = 15x

B → 6 × 2x + 6 × 4x = 36x

C → 6 × 4x + 6 × 1

4 – 44

x x

¥ ´s¦ µ§ ¶

= 24x + 18x = 42x

Reqd. Ratio =

15 : 36 : 42

5 : 12 : 14

57. (A) Reqd. interest = 3936 – 3840

384 010 0s

= 96

10384

s = 2.5%

58. (B) Let water added = x

3

4( 240

60 3) � (240 )

5x�

300 = 240 + x

60x �

59. (C) Let CP = 100

SP = 140 60

50 25 25100 100

s � s �

SP = 70 + 15 + 25

SP = 110

Profit% = 110 –100

100100

s

= 10%

60. (C) P = 10 × 4 = 40days

Q = 145

10040

s = 362.5 days

R = 39

S = 7 × 6 = 42

61. (B)

1326

7x x

�� �

22 = 2x + 7

15 = 2x

x = 7.5km/h

7.5 + 7 = 14.5 km/h

62. (C) Age of captain =

11 × 30 � (5 × 27 + 5 × 29)

= 330 � (135 + 145)

= 330 � (280)

= 50

63. (C) Let total monthly income = x

⇒ 80 85 70

9520100 100 100

x s s s �

x = 20000

64. (E) Let speed of boat = x km/hr

D

3x � = 1 ...(1)

D = x + 3

D

3x � =

3

2 ,

3 3

– 3 2

x

x

��

x=15km/hr

P Q132 km

x km/h (x + 7)km/h

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78 COMPETITION TIME – JANUARY 2017

65. (B) Length = 25cm

Diameter = 28cm

radius = 14cm

π(14)2 + L × B = 1166

22×14×14 + 25×B =1166

7

616 + 25B = 1166

25B = 550

B = 22

22circumference = 2× 14

7s

= 88cm

perimeter = 2(L + B)

= 2(25 + 22)

= 47 × 2

= 94

Total = 88 + 94

= 182cm

66-68 :

Left

Rig

ht

U/V

R

T

S

P

Q

U/V

66. (D) 67. (D) 68. (A)

69-73 :

J (Lawyer)E

(Chartered Accountant)

M(Columnist)

L(Engineer)K

(Professor)

H(Scientist)

F(Doctor)

G(Financialanalyst)

69. (B) 70. (D) 71. (C) 72. (B) 73. (A)

74-76:

F G J D H

Left

RightI A C B ELeft

Right

74. (C)

75. (C)

76. (B)

77-79 : M R P Q O

Left

Right

N

C F A E B D

Left

Right

77. (D)

78. (A)

79. (B)

80-83 : Name Sports Instrument

Ganguly Carron Banjo

Kohli Bridge Santoor

Nehra Hockey Sitar

Raina Football Guitar

Sachin Badminton Flute

Dravid Lawn Tennis Harmonium

Yuvraj Table Tennis Tabla

80. (C)

81. (A)

82. (E)

83. (D)

84-85 : P

P

P

Q

P

Q

Q

QP × Q }m�

P – Q }m�

P Q w }m�

P + Q }m�

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79COMPETITION TIME – JANUARY 2017

84. (C)

R M

D T

85. (A) RM

T

86-90 : bus → bi

are → mi

always → gi

late → fi

drivers → ci

were → di

punished → hi

stopped → ri

all → vi

passengar → ki

86. (B) 87. (A) 88. (A) 89. (D)

90. (E)

91. (C) Ravi Ramu Shyamu Depu

92. (D)

Windows

Doors

Chairs

hats

93. (C)

Mugs

Jugs

Caps

Bottles

94. (A) Radios

Desks

Telephone

Mirrors

95. (D) Table

Forest

Street Mountain

96-100 : # ¾® <

© ¾® >

p ¾® <

$ ¾® >

% ¾® =

96. (B) L > M = Q > S < T < P

T > L (False)

L > S (True)

97. (B) W < H < I = C > H > S

C > W (False)

I > S (True)

98. (E) W = X > Y < Z > R = L

Z > L (True)

Y < W (True)

99. (D) A < N = O < T < H < E

E > O (False)

H > N (False)

100. (A) P > V = T < D < M > F

M > V (True)

P < F (False)

********************

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80 COMPETITION TIME – JANUARY 2017

REASONING ABILITY

1. Find the missing number/ letters from the given

responses.

(A) 12 (B) 7

(C) 16 (D) 14

2. In a certain code language OUTLINE is written as

WWRQKOG. How would MENTION be written in that

code language ?

(A) OHRWQKP (B) PGPWPKR

(C) PGPKRWP (D) QGPRKWP

Directions (Q. 3-4): Find the wrong number from the given

series.

3. 30, 30, 45, 89, 225, 675

(A) 89 (B) 45

(C) 30 (D) 675

4. 729, 841, 961, 1090, 1225

(A) 961 (B) 841

(C) 1225 (D) 1090

5. If 7 + 3 = 421, 11 + 7 = 477 and 9 + 5 = 445, then 6 + 2 = ?

(A) 444 (B) 412

(C) 475 (D) 487

6. Select the correct combination of mathematical signs

to replace * signs and to balance the given equation ?

35 * 7 * 5 * 1 * 5 * 245

(A) × ÷ + � = (B) + × ÷ � =

(C) � + ÷ × = (D) × + ÷ � =

7. 8 August, 1955 was Tuesday, then what day will be 21

October, 1993 ?

(A) Saturday (B) Wednesday

(C) Tuesday (D) Friday

8. Which number will occur on the face opposite to 1 ?

(A) 6 (B) 3

(C) 2 (D) 4

9. Which one set of letters when sequentially placed at

the gaps in the given letter series shall complete it?

a _ c _ a b b _ a _ b c _ b c _ a b

(A) cbcaaa (B) bcccab

(C) bccaac (D) acbabc

Directions (Q. 10 � 11): Select the related letters/ word from

the given alternatives.

10. Tripura : Agartala : : Mizoram : ?

(A) Aizawl (B) Kohima

(C) Shillong (D) Darjeeling

11. MN : ST : : ? : GH

(A) BA (B) MO

(C) AB (D) CE

Directions (Q. 12-13): Find the odd word/ number from the

given responses.

12. (A) 37 (B) 61

(C) 69 (D) 73

13. (A) Tulip (B) Rose

(C) Bud (D) Daisy

14. Which figure represents the relation among Mother,

Wife and Women ?

�62/9('�3$3(5�

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81COMPETITION TIME – JANUARY 2017

15. A girl leaves her home. She first walks 30 metres in

North-West direction and than 30 metres in South-West

direction. Next, she walks 30 metres is South-East

direction. Finally, she turns towards her house. In which

direction is she moving ?

(A) North-East (B) North-West

(C) South-East (D) South-West

16. If the time in the mirror image of a clock is 4 hours 20

minutes, then what will be the actual time in this situation ?

(A) 7 : 30 (B) 7 : 20

(C) 7 : 40 (D) 7 : 00

17. How many triangles are there in the following figures ?

(A) 10 (B) 11

(C) 12 (D) 13

18. In a certain code language, VIJAY is written as 49117.

How will SUDHA be written in that code language ?

(A) 203481 (B) 1003481

(C) 103481 (D) 102481

19. A is father of X, B is mother of Y. The sister of X and Z

is Y. Which of the following statement is not definitely

true ?

(A) B is the mother of Z (B) Y is the sister of Z

(C) Y is the son of A (D) B is the wife of A

20. In the below given series, how many �$� are there which

are preceded by an even number and followed by �?� ?

52 ÷ $ ? 2 6 7 4 $ ? @ 2 $ 5 × + 2 ÷ 4 7 ? $ 4 $ ?

(A) 1 (B) 2

(C) 3 (D) 4

21. If Shiva is taller than Meena, but shorter than Deva

and Meena is the same height as Mani, but taller than

Sudha, then Mani �

(A) is taller than Deva

(B) Shorter than Shiva

(C) is of same height as Shiva

(D) is shorter than Meena

22. Arrange the following number a according to accending

order ?

1. DEVASTATION 2. DISSEMINATION

3. DESTRUCTION 4. DISTRIBUTION

(A) 3, 1, 4, 2 (B) 3, 2, 4, 1

(C) 3, 2, 1, 4 (D) 3, 1, 2, 4

23. A, B, C, D, E, F and G are sitting around a circle facing

the centre, not necessarily in this order. D is not second

to the left of F but D is second to the right of A. C is

third to the right of A and C is second to the left of G. B

is not the immediate neighbour of G. Then, who is sitting

to the immediate right of C ?

(A) D (B) G

(C) E (D) B

Directions (Q. 24-25): One or two statements are given

followed by some conclusions. You have to consider the two

statements to be true even if they seem to be at variance from

commonly known facts. You have to decide which of the given

conclusions, if any, follow from the given statements.

24. Statements:

Many drug addicts were arrested by police.

Conclusions:

I. Taking drug is a crime.

II. Many people take drugs regularly.

(A) Only I conclusion follows.

(B) Only II conclusion follow.

(C) Both follow.

(D) None of these

25. Statements:

Some papers are books.

All books are pens.

Conclusions:

I. Some pens are paper.

II. Some pens are book.

(A) Only I conclusion follows

(B) Only II conclusion follow

(C) Both follow

(D) None of these

ENGLISH LANGUAGE

Directions (Q. 26-28): In these questions, some part of the

sentences have errors and some are correct. Find out which

part of a sentence has an error. If a sentence is free from

error, mark your answer as option corresponding to �No

error�.

26. More than six thousand farmers have committed suicide

in the last six months in the country.

(A) have committed suicide

(B) more than six thousand farmers

(C) No error

(D) in the last six months in the country

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82 COMPETITION TIME – JANUARY 2017

27. It�s like we are watching each predicting scene, twice.

(A) No error (B) It�s like we

(C) predicting scene, twice

(D) are watching each

28. There has been a lot of politics on the poor, it is now

time to make concentrated efforts to uplift them.

(A) concentrated efforts to uplift them

(B) No error

(C) There has been a lot of politics

(D) on the poor, it is now time to make

Directions (Q. 29-30): In these questions, out of the four

alternatives, choose the one which best expresses the meaning

of the given word.

29. To Debilitate

(A) to outlaw (B) to support

(C) to weaken (D) to honour

30. Unscathed

(A) unstinting (B) unsociable

(C) unspeakable (D) unharmed

Directions (Q. 31-32): In these questions, choose the option

opposite in meaning to the given word and mark it in the

Answer Sheet.

31. Transgress

(A) to remain within acceptable limits

(B) to observe from a distance

(C) to learn a new language

(D) to go to a foreign country

32. Undulating

(A) up (B) wavy

(C) steep (D) gradual

33. In this question, four words are given, out of which

only one word is correctly spelt. Find the correctly spelt

word.

(A) Cavalcode (B) Cavalcade

(C) Cavelcade (D) Covelcade

Directions (Q. 34-36): In these questions, sentences given

with blanks to be filled in with an appropriate word. Four

alternatives are suggested for each question. Choose the

correct alternative out of the four.

34. Put the milk _____ the table and cover it _____ cloth.

(A) on, with (B) near, by

(C) on, by (D) in, with

35. _____ cover of darkness, the enemy crept _____ the

hill.

(A) In, over (B) In, along

(C) Under, up (D) Through, upon

36. There was no agreement _____ the great powers _____

a treaty to ban nuclear weapons.

(A) with, about (B) among, on

(C) between, about (D) in, for

Directions (Q. 37-39): In these questions, four alternative

are given for the Idiom/Phrase underlined in the sentence.

Choose the alternative which best expresses the meaning of

the Idiom/Phrase.

37. In modern democratic societies lynch law seems to have

become a common feature in almost all the spheres of

life.

(A) law of the parliament (B) law of the constitution

(C) law of the mob (D) law of the underworld

38. India must not expect any super power at the beck and

call at the time of attack.

(A) at the service (B) ask for service

(C) at the back of (D) call to help

39. The Principal proved to be a wet blanket at the party of

the students.

(A) discouraged from enjoying

(B) damp clothes

(C) blanket wet in the rain

(D) cold blank

Directions (Q. 40-42): In these questions, out of the four

alternatives, choose the one which can be substituted for the

given words/sentences.

40. A religious discourse

(A) preach (B) stanza

(C) sanctorum (D) sermon

41. A large dark grey cloud that brings rain or snow

(A) nimbus (B) blizzard

(C) hail (D) fog

42. One who has a compulsive desire to steal

(A) pilferer (B) poacher

(C) plagiarist (D) kleptomaniac

Directions (Q. 43-45): In these questions, a sentence/ a part

of the sentence is underlined. Below are given alternatives to

the underlined part at (A), (B), (C) which may improve the

sentence. Choose the correct alternative. In case no

improvement is needed your answer is (D).

43. The moment the manager came to know of the fraudulent

action of his assistant, he order immediately dismissed

him.

(A) order immediate dismissed him

(B) ordered his immediate dismissal

(C) immediately order dismissal of his

(D) No improvement

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83COMPETITION TIME – JANUARY 2017

44. The tea estate is in such a mess there is no one to set

things right.

(A) in a mess there

(B) in a such mess that there

(C) in such a mess that there

(D) No improvement

45. It is unanimously resolved that the parties should

unitedly undertook launching of popular programmes.

(A) should be unitedly undertook

(B) should be unitedly undertaken

(C) should unitedly undertake

(D) No improvement

Directions (Q. 46-50): In these questions, you have brief

passage with 5 questions. Read the passage carefully and

choose the best answer to each question out of the four

alternatives.

PASSAGE

The stock-taking done at the first national convention on

Consumer Protection served to highlight the areas that called

for special attention to sustain the momentum of the movement

as genuine forum for safeguarding the people�s interests.

Spreading awareness about the rights of the consumers and

the relief open to them in case they did not get their money�s

worth of goods and services has rightly been identified as the

first priority. While this may not be a difficult task in urban

areas, where the movement is convention at present, taking it

to the vast rural hinterland calls for a multi-media approach in

which radio and television have a crucial role to play. The

involvement of the 500-odd consumer organizations in the

country in publicising the concept of fair trade practices and

the remedies available against their violation will prove

rewarding, if the message is conveyed through village bodies.

Government efforts remain confined at best to setting up the

infrastructure after the formal launch of the movement with

the enactment of the Consumer Protection Act. The mounting

backlog of cases in consumer courts, points to the need for

toning up the district level redressal machinery. The main

objective of the movement is the creation of a culture that

denies place in the market for products that are not consumer

friendly. This is possible only if consumer bodies take over

the watch-dog role performed by the Government till now and

exercise social control over the market to see that the benefits

of liberalization are not reaped by traders alone. But the plea

to industry to exercise self-regulation and maintain minimum

standards of quality and devise appropriate pricing is bound

to go unheeded unless strict measures are taken to ensure

compliance.

46. The first national convention on Consumer Protection

has-

(A) highlighed the areas for special attention

(B) spread awareness about consumer rights

(C) specified in relief open to the consumer

(D) given it a momentum

47. Consumer Protection Act proposes to give the

Consumer Protection against-

(A) highly priced substandard goods

(B) cheating by selling substandard goods

(C) not getting his money�s worth

(D) denial of relief if the product is not upto the mark

48. Government contributed to the Consumer Protection

Movement by-

(A) toning up a district level redressal machinery

(B) clearing the backlog cases in the consumer court

(C) setting up infrastructure

(D) enactment of the Consumer Protection Act

49. Spreading Consumer Protection Movement to the rural

areas needs-

(A) official patronage

(B) a multi-media approach

(C) consumer organization to canvass this

(D) message to be conveyed by village bodies

50. Role of consumer bodies is-

(A) to maintain minimum standards of quality

(B) to function as a watch-dog

(C) to make a plea to industry to exercise self-control

(D) to exercise social control over the market

QUANTITATIVE APTITUDE

51. If 4

4

1x

x�

§ ·¨ ¸© ¹= 322, then the value of

1x

x�

§ ·¨ ¸© ¹ is �

(A) 4 (B) 6

(C) 8 (D) 3 2

52. One-third of a certain journey was covered at the speed

of 20 km/hr, one-fourth at the speed of 30 km/hr and

rest at the speed of 50 km/hr. The average speed per

hour for the whole journey is �

(A)1

333

km/hr (B) 30 km/hr

(C) 28 km/hr (D) 25 km/hr

53. The value of furniture is ̀ 9000. If depreciation per year

is 10% of the value of the end of each year, the value of

furniture after 3 years will be �

(A) ̀ 6561 (B) ̀ 6300

(C) ̀ 6500 (D) ̀ 6462

54. A number x when divided by 289 leaves 18 as the

remainder. The same number when divided by 17 leaves

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84 COMPETITION TIME – JANUARY 2017

y as a remainder. The value of y is �

(A) 2 (B) 3

(C) 1 (D) 5

55. N is the foot of the perpendicular from a point P of a

circle with radius 7 cm, on a diameter AB of the circle. If

the length of the chord PB is 12 cm, the distance of the

point B from the point N is �

(A) 122

7 cm (B) 3

5

7 cm

(C) 102

7 cm (D) 6

5

7cm

56. If a boat goes 100 km downstream in 10 hours and 75

km upstream in 15 hours, then the speed of the stream

is �

(A) 2 km/hr (B) 2.5 km/hr

(C) 3 km/hr (D) 3.5 km/hr

57. A bus left with some definte number of passengers. At

the first stop half the passengers left the bus 35 boarded

the bus. At the second stop 1

5th of the passengers left

and 40 boarded the bus. The bus moved with 80

passengers towards its destination without stopping

anywhere. How many passengers were there originally?

(A) 40 (B) 30

(C) 50 (D) 60

58. Rakesh get married 8 years ago. His present age is 6

5

time his age at the time of his marriage. Rakesh�s sister

was 10 years younger to him at the time of his marriage.

The present age of Rakesh�s sister is �

(A) 38 years (B) 36 years

(C) 32 years (D) 34 years

59. If x = a cos3θ , y = b sin3

θ, then

2/3 2/3x y

a b

§ · § ·�¨ ¸ ¨ ¸

© ¹ © ¹= ?

(A) 1 (B) 2

(C) 0 (D) 4

60. A contractor undertakes to do a piece of work in 40

days. He engages 100 men and after 35 days, he engaged

an additional 100 men and completes the work. How

many days behind the schedule would the work have

been. If he had not engaged the additional men ?

(A) 20 days (B) 15 days

(C) 10 days (D) 5 days

61. A started a business with ` 35000. After six months B

joined him with a capital of ` 60000. At the end of the

year, the total profit was ` 26000. What will be the

difference between the shares of A and B ?

(A) ̀ 1000 (B) ̀ 2000

(C) ̀ 2500 (D) ̀ 3000

62. From the top of a cliff 200 m high, the angles of

depression of the top and bottom of a tower are

observed to be 30° and 45° respectively What is the

height of the tower ?

(A) 400 m (B) 400 3 m

(C) 400

3m (D) None of these

63. A fruit seller bought 240 bananas at the rate of ̀ 48 per

dozen. He sells half of them at the rate of ` 5 per

banana. 1

6th of the remaining are found to be rotten.

The price per banana at which he has to sell the

remaining bananas to get a profit of a 25% on this entire

investment �

(A) ̀ 5.5 (B) ̀ 6

(C) ̀ 5 (D) ̀ 8.5

64. In the equilateral triangle ABC, the base BC is trisected

at D and E. The line through D, parallel to AB meet AC

at F and line through E parallel to AC meet AB at G. Let

EG and DF intersect at H. What is the ratio of the sum

of the area of parallelogram AGHF and the area of the

triangle DHE to the area of the triangle ABC ?

(A) 1 : 2 (B) 1 : 3

(C) 1 : 4 (D) 1 : 6

65. A passenger train running at the speed of 80 km/hr

leaves the railway station 6 hours after a goods train

leaves and over takes it in 4 hours. The speed of the

goods train is�

(A) 32 km/hr (B) 40 km/hr

(C) 48 km/hr (D) 60 km/hr

66. Three taps A, B and C can fill a tank in 12, 15 and 20

hours respectively. If A is open all the time B and C are

open for one hour each alternately, then the tank will

be full in-

(A) 6 hours (B) 2

63

hours

(C) 7 hours (D) 1

73

hours

67. ABC is a triangle in which AB = AC. Let BC be produced

to D. From a point E on the line AC let EF be a straight

line such that EF is parallel to AB where F is the point

outside the triangle. Consider the quadrilateral ECDF

thus formed. If ∠ABC = 65° and ∠EFD = 80°, then what

is the value of ∠FDC ?

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85COMPETITION TIME – JANUARY 2017

(A) 43° (B) 41°

(C) 37° (D) 35°

68. A got 30% concession of the labelled price of an article

and sold it for ` 8750 with 25% profit on the price she

bought. What was the labeled price ?

(A) ̀ 16000 (B) ̀ 12000

(C) ̀ 10000 (D) ̀ 14000

69. A tax payer is exempted from income tax for the first `

40000 of his annual income and for the rest of the income

he has to pay the tax at the rate of 20%. If he pays `

3160 annually as income tax. Find his monthly income.

(A) ̀ 5660 (B) ̀ 6480

(C) ̀ 4650 (D) ̀ 5580

70. The radius and height of a right circular cone are in the

ratio 3 : 4 and its volume is 96π cm3. What is its lateral

surface area ?

(A) 48π cm2 (B) 36π cm2

(C) 24π cm2 (D) 60π cm2

71. One diagonal of a rhombus is 60% of the other diagonal.

Then area of the rhombus is how many times the square

of the length of the longer diagonal ?

(A) 1

5(B)

2

5

(C) 6

7(D)

3

10

72. The cross section of a canal is a trapezium in shape. If

the canal is 20 m wide at the top and 12 m wide at the

bottom and the area of the cross-section is 640 sq. m,

find the length of the cross section.

(A) 80 m (B) 40 m

(C) 60 m (D) 70 m

Directions (Q. 73 � 75): Study the following bar diagram and

answer the equations.

73. In which year was the value per ton minimum ?

(A) 2011 (B) 2012

(C) 2013 (D) 2015

74. What was the % drop in export quantity from 2011 to

2012 ?

(A) 25% (B) 50%

(C) 75% (D) 0%

75. In which two years was the value per ton equal?

(A) 2014 and 2015 (B) 2013 and 2014

(C) 2012 and 2013 (D) 2011 and 2012

GENERAL AWARENESS

76. A writ issued by the judiciary enjoining upon the

executive to do what it should have done within its

stipulated powers, is called �

(A) Habeas Corpus (B) Mandamus

(C) Prohibition (D) Quo-warranto

77. Ten degree channel separates �

(A) Andaman from Nicobar Island

(B) Andaman from Myanmar

(C) India from Sri Lanka

(D) Lakshadweep from Maldives

78. The Sultan Ghari was built as the mausoleum of �

(A) Qutubuddin Aibak (B) Ruknuddin Firoz

(C) Balban (D) Nasiruddin Mahmud

79. The aim of the Cripps Mission was �

(A) to prevent the Quit India Movement from being

launched

(B) to persuade Indian leaders to support British war

efforts

(C) to convince the Congress Ministries to withdraw

their resignations

(D) to set up a Constitution making body immediately

80. Saccharin is made up of �

(A) Toluene (B) Phenol

(C) Propane (D) Butane

81. Which law under the British regime allowed to imprison

people without due trial ?

(A) Rowlatt Act (B) Sedition Act of 1870

(C) Hindu Code Bill (D) Ilbert Bill

82. The speed of light with the rise in the temperature of

the medium �

(A) increases (B) decreases

(C) remains unaltered (D) drops suddenly

83. Which of the following fibres catches fire least ?

(A) Nylon (B) Cotton

(C) Rayon (D) Terricot

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86 COMPETITION TIME – JANUARY 2017

84. Lamberts law is related to �

(A) Reflection (B) Refraction

(C) Interference (D) Illumination

85. The disease that is caused by virus is �

(A) Typhoid (B) Cholera

(C) Common Cold (D) Tetanus

86. A supply function expresses the relationship between �

(A) price and output (B) price and selling cost

(C) price and demand (D) price and consumption

87. Elasticity of demand with respect to price is �

(A) elasticity = % change in dem and

% change in price

(B) elasticity = % change in price

% change in dem and

(C) elasticity = % change in demand

% change in supply

(D) elasticity = % change in supply

% change in price

88. Which one of the following propounded that destiny

determines everything, man is powerless ?

(A) Jainas (B) Buddhists

(C) Ajivakas (D) Mimansakas

89. �Dynamo� is a device, which converts �

(A) chemical energy into electrical energy

(B) electrical energy into mechanical energy

(C) mechanical energy into electrical energy

(D) electrical energy into chemical energy

90. Blue green algae are chiefly used as biofertiliser in the

crop of �

(A) Wheat (B) Gram

(C) Paddy (D) Mustard

91. Which one of the following areas of India does not

come under the zone of high seismic intensity ?

(A) Uttaranchal (B) Karnatak Plateau

(C) Kachch (D) Himachal Pradesh

92. The Parliament can make law for the whole or any part

of India for implementing International Treaties �

(A) with the consent of all the states

(B) with the consent of majority of states

(C) with the consent of the states concerned

(D) without the consent of any state

93. Which one of the following is a cold current of the

South Pacific Ocean ?

(A) Canary current (B) Benguela current

(C) Agulhas current (D) Brazil current

94. Environmental degradation means �

(A) overall lowering of environment qualities

(B) adverse changes brought in by human activities

(C) ecological imbalance because of ecological diversity

(D) all of the above

95. Which of the following is not included in the Directive

Principles of State Policy ?

(A) Prohibition of liquor

(B) Right to work

(C) Equal wage for equal work

(D) Right to information

96. An earth satellite is kept moving in its orbit. It is due to

the phenomenon of centripetal force provided by �

(A) the rocket engine propelling the satellite

(B) the gravitational attraction of the Earth on the

satellite

(C) the gravitational attraction of the Sun on the satellite

(D) the gravitational attraction of satellite on Earth

97. Which one of the following is not an objective of Fiscal

Policy in India ?

(A) Full Employment

(B) Price Stability

(C) Equitable Distribution of Wealth and Incomes

(D) Regulation of Inter-state Trade

98. Which indigenously built highly maneuverable Fast

Attack Craft has been commissioned into Indian Navy?

(A) INS Hope (B) INS Tarmugli

(C) INS Bhavani (D) INS Diviseema

99. Who is the author of the book �Firaq Gorakhpuri: The

Poet of Pain and Ecstasy�?

(A) Ajai Mansingh (B) Gopi Chand Narang

(C) Krishna Seth (D) Aditi Sen

100. Pench National Park is located in which state of India?

(A) Rajasthan (B) Madhya Pradesh

(C) Uttar Pradesh (D) Gujarat

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87COMPETITION TIME – JANUARY 2017

1(B) 2(D) 3(A) 4(D) 5(B) 6(D) 7(D) 8(A) 9(C) 10(A)

11(C) 12(C) 13(C) 14(B) 15(A) 16(C) 17(B) 18(C) 19(C) 20(B)

21(B) 22(D) 23(C) 24(C) 25(C) 26(C) 27(C) 28(D) 29(C) 30(D)

31(A) 32(C) 33(B) 34(A) 35(C) 36(B) 37(C) 38(A) 39(A) 40(D)

41(A) 42(D) 43(B) 44(C) 45(C) 46(A) 47(C) 48(C) 49(B) 50(B)

51(A) 52(B) 53(A) 54(C) 55(C) 56(B) 57(B) 58(A) 59(A) 60(D)

61(B) 62(D) 63(B) 64(B) 65(A) 66(C) 67(D) 68(C) 69(C) 70(D)

71(D) 72(B) 73(A) 74(A) 75(A) 76(B) 77(A) 78(D) 79(B) 80(A)

81(A) 82(C) 83(B) 84(D) 85(C) 86(C) 87(A) 88(C) 89(C) 90(C)

91(B) 92(D) 93(B) 94(D) 95(D) 96(B) 97(D) 98(B) 99(A) 100(B)

ANSWER KEY

HINTS & SOLUTIONS

1. (B) 9 � 6 = (3)3 = 27 � 1 = 26

12 � 10 = (2)3 = 8 � 1 = 7

12 � 8 = (4)3 = 64 � 1 = 63

4 � 3 = (1)3 = 1 � 1 = 0

2. (D)

3. (A)30, 30, 45, 89

90

225, 675

×1 ×1.5 ×2 ×2.5 ×3

4. (D)

(27)2

(29)2

(31)2

(33)2

(35)2

+2 +2 +2 +2

729, 841, 961,

1089

12251090 ,

5. (B) 7 + 3 = 4 21

↓ ↓

(7−3) (7−3)

11 + 7 = 4 77

↓ ↓

(11−7) (11×7)

6 + 2 = 4 12

↓ ↓

(6 − 2) (6×2)

6. (D) 35 × 7 + 5 ÷ 1�5 = 245

35 × 7 + 5 � 5 = 245

245 + 5 � 5 = 245

245 = 245

7. (D) On 8th August, 1955 = Tuesday

Day on 8th August 1993

= Tuesday + [1993 � 1955) + 10]

= Tuesday + [38 + 10]

= Tuesday + 6 days = Sunday

from 8th August to 21st October

= 23 + 30 +21

No. of odd days = 4

∴ day on 21st Oct. = Monday + 4 days = Friday

8. (A) 4 6 5

7 opp. 7 opp. 7 opp.

3 1 2

9. (C) abc/cab/bca/abc/abc/cab

10.(A) Agartala is the capital of Tripura. Similarly, Aizawl is

capital of Mizoram.

11. (C)

+1

M N : S T :: A B : G H

+1 +1 +1

12. (C) 69 is a divisible number.

13. (C) Except option (C), all other are types of flowers.

14. (B)

Women

Mother

Wife

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88 COMPETITION TIME – JANUARY 2017

15. (A) N

W E

S

30mHome

30m 30m

16. (C)

17. (B)

18. (C) V → 22 → 2 + 2 = 4 S → 1 + 9 = 10

I → 9 → 9 U → 2 + 1 = 3

J → 10 → 1 + 0 = 1 D → 4

A → 1 → 1 H → 8

Y → 25→ 2 + 5 = 7 A → 1

19. (C) A B

YX Z

20. (B)

21. (B) Deva > Shiva > Meena = Mani > Sudha

22. (D) 3 → Destruction 1 → Devastation

2 → Dissemination 4 → Distribution

23. (C)

A

B

C

D

EF

G

24. (C)

25. (C)Paper Book

Pens

27. (C) Remove �predicting�.

28. (D) Replace �on� by �about�.

51. (A)4

4

1322x

x�

2

2

1x

x� = 322 2� = 18

1x

x� = 18 2� = 4

52. (B) Let total distance = 1200 km

Time taken in 1

3 journey =

1200

3 20u = 20 hrs

Time taken in 1

4 journey =

1200

4 30u = 10 hrs.

Time taken in rest of journey = 1200 300 400

50

� �

= 10 hrs.

Average speed = 1200

20 10 10� � = 30 km/hr.

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89COMPETITION TIME – JANUARY 2017

53. (A) Value at end of 3 years.

= 9000

310

1100

�ª º« »¬ ¼

= Rs. 6561

54. (C) x = 289 N + 18

x = 17 × 17 N + 17 + 1

= 17 [17N + 1] + 1

So, if same number is divided by 17, then remainder

will be1.

55. (C) In ∆ABP & ∆NBP

∠B = ∠ B

∠APB = ∠PNB

So, ∆ABP ∼ ∆PNB

B

P

N

12

7A

BP BN=

AB PB⇒ BN =

144

14 =

2

710 cm

56. (B) Speed of boat downstream

= 100

10 = 10km/hr.

upstream = 75

515 km/hr.

∴ Speed of stream = 10 5

2

� = 2.5km/hr

57. (B) At end, passenger in bus = 80

Passenger in bus before 40 boarded = 80 � 40 = 40

Passenger in bus before second stop = 5

404

s = 50

Passenger in bus before 35 boarded = 50 � 35 = 15

So, passenger in bus originally = 15 × 2 = 30

58. (A) Present age of Rakesh = 8×6

1 = 48 years.

So, present age of Rakesh�s sister = 48 � 10 = 38 yrs.

59. (A) x = a cos3 θ, y = b sin3

θ

23x

a

§ ·¨ ¸© ¹

+

23y

b

§ ·¨ ¸© ¹

=

23 3cosa

a

§ ·¨ ¸© ¹

+

23 3

sinb

b

§ ·¨ ¸© ¹

= cos2θ + sin2

θ = 1

60. (D) M1D

1 = M

2D

2

(40 � 35)×(100 + 100) = 100 × D2 D

2 = 10

So, days needed = 35 + 10 � 40 = 5 days.

61. (B) A : B

= 35000 × 12 : 60000 × 6 = 7 : 6

Total Profit = 26000

difference = (7 6)

26000(7 6)

�u

= Rs. 2000

62. (D) In ∆ACD

tan45° = AC

CD

A

B

CD

E30°

200

CD = 200m

In ∆ABE

BE = CD = 200

tan 30° = AB

BE⇒ AB =

200

3m

∴ height of tower = 200 �200

3

= 200

3� �3 1� m

63.(B) Total C.P = 240

Total bananas purchased = 240

1248u = 60

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90 COMPETITION TIME – JANUARY 2017

Total S.P = 125

240100

u = 300

S.P. of half bananas = 30 × 5 = 150

Remaining = 60 � 30 = 30

rotten =30

6 = 5

∴ S.P of remaining = 300 150

25

� = Rs.6

64. (B) BD = x, BC = 3x

A

B CD

F

E

G

H

area ∆ABC = 3

4 (3x)2

= 23

94

xu

Area||gm ∆GHF = 23

24

xu

Area ∆DHE = 23

4x

Reqd. ratio = 2 23 3

2 24 4

xu �ª º« »¬ ¼

:23

94

xu

= 3 : 9 = 1 : 3

65. (A) Distance covered by passenger train = 80 × 4 = 320 km

Time travelled by goods train = 10hrs

So, speed of goods train = 320

10

= 32 km/hr.

66. (C) A

B

C

12

15

20

60

5

4

3

12

Tanks filled in Ist 2 hrs = (5 + 4) + (5 + 3) = 17 units

in next 6 hours = 17 × 3 = 51 units.

Remaining = 60 � 51 = 9 units.

So tank filled in 7th hour = 9 units

∴ total time = 7 hours.

67. (D) In ∆ABC & ∆FMD

∠ABC = ∠FMC = 65°

A

BC D

E

F

M

(AB||FM) & ∠MFD = 80°

∴ In ∆FMD

∠FDC = 180° � [80° +65°] = 180° � 145° = 35°

68. (C) SP = 8750 P = 25%

CP = 8750×100

125 = Rs. 7000

Discount = 30%

So, labeled price =100

700070

u

= Rs. 10000

69. (C) Annual tax paid = Rs. 3160

taxable amount = 3160×100

20

= 15800

∴ total income = 40000 + 15800

= 55800

∴ Monthly income = 55800

12

= Rs. 4650

70. (D) Radius : height = 3 : 4

Volume = 96 π cm3

� �21

3� � ��a au

a3 = 8

a = 2

r = 6, h = 8

slant height (l) = 2 26 8� = 10

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91COMPETITION TIME – JANUARY 2017

lateral surface area = πrl = π×6×10

= 60πcm2

71. (D) Let longer diagonal = x

shorter diagonal = 3

5x

∴ Area of rhombus = 1 3

2 5x xu u

= 23

10x =

3

10×square of diagonal

72. (B) Length of cross section

= 640 2

(20 12)

u

� = 40 m

73. (A) In year 2011

150

100 = 1.5

74. (A) Reqd. % = 100 75

100100

�u

= 25%

75. (A) In 2014 = 400

160 =

10

4

In 2015 = 500

200 =

10

4

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92 COMPETITION TIME – JANUARY 2017

REASONING ABILITY

Directions (Q. 1-3): Read the following information

carefully to answer the given questions.

M % N means M is son of N.

M � N means M is wife of N.

M ÷ N means M is aunt of N.

M + N means M is sister of N.

M × N means M is father of N.

1. Which of the following means P is the grand father of D?

(A) N × P + D ÷ I + K

(B) P × N + I ÷ D + K

(C) D × P + N ÷ K + I

(D) D % P + N ÷ I + K

(E) None of these

2. Which of the following statements proves that there

are two males in the family?

(A) A × J + K ÷ T

(B) M × T + G ÷ L

(C) G ÷ A × Q + E

(D) L + P ÷ R + C

(E) None of these

3. Which of the following means P is married to S?

(A) I + K ÷ P + S

(B) P × I + K % S

(C) P × J � K × S

(D) R � S × P % X

(E) None of these

4.   In a certain code, PRAISE is written as #@$27% and

RESPIRE is written as @%7#2@%. How is REPAIR

written in that code?

(A) @%#2$@ (B) @%$#Z@

(C) @%#$2@ (D) @%$2#@

(E) None of these

5. Four of the following five are alike in a certain way

and so form a group. Which is the one that does not

belong to that group?

(A) Violet (B) Blue

(C) Red (D) Yellow

(E) Pink

6. How many digits are there in the number 71836942,

which do not changes their position when arranged in

ascending order?

(A) One (B) Two

(C) Three (D) Four

(E) None of these

Directions (Q. 7 - 11): Each of the question below consist

of a question and two statements numbered I and II

given below it. You have to decide whether the data given

in the statements are sufficient to answer the questions.

Read both the statements and give answer-

(A) If the data in statement I alone are sufficient to

answer the question, while the data in statement II

alone are not sufficient to answer the question.

(B) If the data in statement II alone are sufficient to

answer the question, while the data in statement I alone

are not sufficient to answer the question.

(C) If the data either in statement I alone or statement

II alone are sufficient to answer the question.

(D) If the data in statement I and II together are not

sufficient to answer the question.

(E) If the data in both statements I and II together are

necessary to answer the question.

7. Who is to the right of Q in a row of 5 students facing

North - P, Q, R, S and T ?

I. Q is not at the extreme end and neither R nor S is

his neighbour.

II. T is to the left of Q.

8. How many students passing with 1st class in a class of

48 students ?

�62/9('�3$3(5�

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93COMPETITION TIME –JANUARY 2017

I. The number of students passing with 2nd class is

double than that of the no. of students, passing with

1st class and the remaining students failed.

II. Number of students failed was thrice of those who

passing with 1st class.

9. How many students are there in a row ?

I. Sheetal is 12th from left and 3rd to the left of Rani.

II. Rani is 19th from right end of the row.

10. In which direction Ayush is standing from Rimmy ?

I. Rimmy is standing to the west of Payal, who is to

the south of Ayush.

II. Rimmy is to the south of Anjali, who is to the west

of Ayush.

11. Who is lightest between A, B, C, D and E ?

I. B and D are lighter than C.

II. A is heavier than C and E.

Directions (Q. 12-15): These questions are based on the

following arrangement. Study it carefully and answer

the questions below it.

B 7 E H $ 3 L % 8 I F M 4 l A R 6 # T 9 D 5 K U 2 T

12. If on the basis of the given arrangement H3 : % I, then

6 T : ?

(A) 5U (B) DK

(C) 95 (D) 9K

(E) None of these

13.  How many such symbols are there in the given

arrangement, each of which is immediately followed

by a number, but not immediately preceded by another

symbol?

(A) None (B) One

(C) Two (D) Three

(E) More than three

14.   Four of the following five are alike in a certain way

based on their positions in the given arrangement and

so form a group. Which is the one that does not belong

to the group?

(A) EBH (B) 8LI

(C) 2KT (D) #RT

(E) 41F

15.   Which element is seventh to the left of thirteenth from

the left end?

(A) 3 (B) L

(C) D (D) 9

(E) None of these

16. If N > K , M < N , K > L, O < M is true then which

of the following will be true ?

(A) O > N (B) N > L

(C) M > K (D) M > L

(E) K < M

17. Which of the following shows A > B ?

(A) B > D > E > A

(B) A < C = D < B

(C) C > B < D < F = A

(D) A = C < D < B

(E) None of these

18. Which of the following should come in place of

(?) to make expression A > B definitely true ?

B < F = C ? D < A

(A) > (B) <

(C) = (D) Either B or C

(E) Either A or C

Directions (Q. 19-20): Study the following information

carefully and answer the following questions:

J < K , K > L, L = M, N < M

If the given expression in the above is definitely true then

give the answer of the following questions given below.

19. Which of the following is true ?

(A) J < L (B) L < N

(C) K < M (D) N < L

(E) J = M

20. Which of the following is true ?

(A) K = M (B) M > K

(C) K < N (D) N < K

(E) J > L

Directions (Q. 21-25): In each of the questions below is

given three or four statements followed by three or four

conclusions. You have to take the given statements to be

true even if they seem to be at variance from commonly

known facts. Read all the conclusions and then decide

which of the given conclusions logically follows from the

given statements disregarding commonly known facts.

21. Statements :

Some books are pens.

Some pens are desks.

Some desks are racks.

Conclusions :

I. Some racks are not pens.

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94 COMPETITION TIME – JANUARY 2017

II. Some desks being books is a possibility.

III. All racks are book.

(A) Only I follows

(B) Only II follows

(C) Only III follows

(D) None follows

(E) All follow

22. Statements :

No room is house.

No house is building.

Some buildings are huts.

Conclusions :

I. Some rooms are not houses.

II. At least some huts are houses.

III. All huts being buildings is a possibility.

(A) Only l follows

(B) Only II follows

(C) Only III follows

(D) I and III follow

(E) All follow

23. Statements :

Some shirts are pants.

No tie is a pant.

Some ties are shoes.

Conclusions :

I. At least some shoes are pants.

II. Some ties are not shirts.

III. Some ties are pants.

IV. No pant is a shoe.

(A) Only II follows

(B) Either I or IV follows

(C) I and II follow

(D) All of the above

(E) None of these

24. Statements :

All chalks are pens.

All pens are stands.

No stand is notebook.

Some notebooks are books.

Conclusions :

I. No chalk is notebook.

II. All pens are not notebooks.

III. All books being chalks is a possibility.

IV. Some pens are books.

(A) I and II follow

(B) Only III follows

(C) III and IV follow

(D) II and III follow

(E) None of these

25. Statements :

All computers are machines.

All machines are printers.

Some printers are keys.

No key is board.

Conclusions :

I. All keys being machines is a possibility.

II. Some boards being printer is a possibility.

III. All printers are machines.

IV. At least some boards are computers.

(A) None follows

(B) I and II follow

(C) Only III follows

(D) Either II or IV follows

(E) None of these

Directions (Q.26-30) : Study the following information

carefully to answer these questions.

Seven members A, B, C, D, E, F and G represent seven

different states�Madhya Pradesh, Uttar Pradesh, Bihar,

Kerala, Tamil Nadu, Odisha and Maharashtra in seven

different games Hockey, Chess, Cricket, Badminton, Table�

Tennis, Golf and Billiards. The order of persons, states and

games is not necessarily the same.

D represents Kerala in Chess. E represents Golf team but

not from Maharashtra or Uttar Pradesh, A represents Madhya

Pradesh for Badminton. C represents Odisha but not for

Cricket or Table-Tennis. The one who represents Bihar,

represents Table-Tennis. The one who represents Hockey

represents Uttar Pradesh. F represents Maharashtra for

Cricket. G does not represent Bihar.

26. Who represents Uttar Pradesh?

(A) G

(B) F

(C) B

(D) Cannot be determined

(E) None of these

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95COMPETITION TIME –JANUARY 2017

27. Who represents Bihar?

(A) G (B) E

(C) B (D) B or E

(E) None of these

28. Who represents Billiards team?

(A) G (B) F

(C) C (D) B

(E) None of these

29. E represents which state?

(A) Bihar (B) Kerala

(C) Uttar Pradesh (D) Tamil Nadu

(E) None of these

30. Which of the following combinations of game and state

is correct?

(A) Odisha-Chess

(B) Odisha-Billiards

(C) Tamil Nadu-Cricket

(D) Maharashtra-Chess

(E) None of these

Directions (Q. 31-35): Study the given information

carefully and answer the question that follows :

Neeraj, Arvind, Bhaskar, Ravi, Sachin, Tarun, Manoj,

Ramesh are eight friends, each of them wears a different

colour of shirt viz Red, Blue, Black, Purple, Pink, White,

Brown and Yellow, but not necessarily in same order. All of

them are seated around a circular table facing the centre.

Arvind, who wears black shirt, sits third to the left of Tarun.

The one who wears brown shirt, sits second to the right of

Sachin. Sachin, who wear pink shirt, sits second to the right

of Bhaskar, who is not immediate neighbor of Tarun. Ravi,

who wears blue shirt, sits between the person who wears

white and Brown shirts. Ramesh wears yellow and sits second

to the left of Neeraj, who wears Red shirt.

31. Who among the following pairs represent immediate

neighbours of the person wearing pink shirt ?

(A) Neeraj and Sachin

(B) Arvind and Manoj

(C) Manoj and Neeraj

(D) Arvind and Neeraj

(E) None of these

32. What is the position of Bhaskar with respect to the

person wearing white shirt ?

(A) Fourth to the right

(B) Third to the left

(C) Second to the right

(D) Fourth to the left

(E) Second to the left

33. How many persons are sitting between Arvind and the

one who wears purple shirt, if counted clockwise?

(A) One (B) Two

(C) Three (D) Four

(E) Six

34. Which of the following shirt does Manoj wears ?

(A) Blue (B) Brown

(C) White (D) Red

(E) None of these

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96 COMPETITION TIME – JANUARY 2017

35. The one who sits between the person wears yellow

and Red shirts ?

(A) Bhaskar (B) Tarun

(C) Sachin (D) Neeraj

(E) None of these

Directions (Q. 36-40): Study the following information

carefully and answer the following questions:

Seven friends Ravi, Raju, Raja, Rajan, Rahul, Rajesh and

Ranjan study in three different colleges A, B, C and four

different branches of engineering - Mechanical, Chemical,

Electronics and Electrical not necessarily in the same order.

At least one of them and not more than three of them study

in any one college and any one branch. Raju studies

mechanical in college B. Ravi and Rajan study in college A

but in different branches. Rahul studies chemical and he is

in college C with Raja. Neither Rajesh nor Ranjan studies

in college A. The only person who studies electronics is in

college C. Ranjan studies electrical. Ravi does not study

chemical. Rajan and Raju are in same branch and only two

people study chemical. Rajesh studies in college B.

36. Who studies electronics ?

(A) Raju (B) Rajan

(C) Raja (D) Ravi

(E) Rahul

37. In which branch Rajesh study ?

(A) Mechanical (B) Chemical

(C) Electrical (D) Electronics

(E) Can�t be determined

38. Which college has maximum number of students ?

(A) A

(B) B

(C) Either A or B

(D) C

(E) Either B or C

39. Which of following pair are in same college ?

(A) Ravi, Raju (B) Raja, Rajan

(C) Rajesh, Raju (D) Rahul, Rajan

(E) None of these

40. In which branch Ravi studies ?

(A) Mechanical (B) Chemical

(C) Electrical (D) Electronics

(E) Can�t be determinedPTI

QUANTITATIVE APTITUDE

Directions (Q. 41-45): What should come in place of the

question mark (?) in the following number series?

41. 4, 10, 28, 82, 244, 730,?

(A) 1875 (B) 2188

(C) 2088 (D) 1898

(E) None of these

42. 165, 195, 255, 285, ?, 375

(A) 315 (B) 325

(C) 340 (D) 350

(E) None of these

43. 1, 4, 16, 64, 256, ?

(A) 1024 (B) 968

(C) 764 (D) 1032

(E) None of these

44. 20, 19, 17, 14, ? 5

(A) 12 (B) 11

(C) 9 (D) 10

(E) None of these

45. 89, 98, 87, 96, 85, 94, 83, ?

(A) 78 (B) 83

(C) 67 (D) 77

(E) None of these

46. Ravi, Rakesh and Vijay invest in a partnership in the

ratio 7 4 6

, ,2 3 5

respectively. After 4 months, Ravi

increases his share 50%. If the total profit at the and

of one year be Rs. 32,400, then what is Rakesh�s share

in the profit ?

(A) Rs. 2000 (B) Rs. 3000

(C) Rs. 4000 (D) Rs. 5000

(E) Rs. 6000

47. If the number 481 * 637 is completely divisible by 9,

what is the smallest number in place of * ?

(A) 3 (B) 7

(C) 5 (D) 9

(E) 2

48. On dividing a number by 56, we get 29 as remainder.

On dividing the same number by 8, what is the

remainder ?

(A) 2 (B) 3

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97COMPETITION TIME –JANUARY 2017

(C) 4 (D) 5

(E) 7

49. A shopkeeper has 2 cans of milk. The first contains

30% water and the rest milk. The second contains 50%

water. How much milk should he mix from each of the

cans so as to get 12 litres of milk such that the ratio

of water to milk is 3 : 5?

(A) 5 lit, 7 lit. (B) 9 lit, 3 lit.

(C) 7.5 lit, 4.5 lit. (D) 4 lit, 8 lit.

(E) None of these

50. There are 6 working days in a regular week and for

each day, 10 hours is working hours. A woman earns

Rs. 2.10 per hour for regular work and Rs. 4.20 per

hour for overtime. If she earns Rs. 525 in 4 weeks,

how many hours did she work ?

(A) 245 (B) 225

(C) 275 (D) 255

(E) 235

51. An athlete has to cover a distance of 18 km in 45

minutes. If he covers half of the distance in 1

3rd of the

total time, what should be his speed (km/hr.) to cover

the remaining distance in time ?

(A) 15 km/h. (B) 12 km/h.

(C) 18 km/h. (D) 9 km/h.

(E) 15 km/h.

52. Two metro trains each 120m long are moving in

opposite directions. They cross each other in 8 seconds.

If one is moving twice as fast the other, the speed of

the faster metro train is :

(A) 75 km/hr. (B) 72km/hr.

(C) 45 km/hr. (D) 60 km/hr.

(E) 50 km/hr.

53. What would be the compound interest obtained on an

amount of Rs. 12500 at the rate of 6 % per annum

after 4yr?

(A) Rs. 3180.962

(B) Rs. 3280.962

(C) Rs. 3380.962

(D) Rs. 3480.962

(E) None of these

54. Anil father was 32 years of age when he was born,

while his mother was 27 years, when his brother three

years younger to him was born, what is the difference

between age of his parents ?

(A) 6 years (B) 5 years

(C) 4 years (D) 3 years

(E) 8 years

55. In how many ways we can select 2 persons among 10?

(A) 45 (B) 90

(C) 40320 (D) 5040

(E) None of these

56. A 270 metres long train running at the speed of 120

kmph crosses another train running in opposite

direction at the speed of 80 km/hr in 9 seconds. What

is the length of the other train?

(A) 320 m (B) 240 m

(C) 260 m (D) 230 m

(E) None of these

57. Ms. Shipra Garg deposits an amount of Rs. 85812 to

obtain a simple interest at the rate of 9 % per annum

for 5 yr. What total amount will Ms. Shipra Garg get

at the end of 5 yr?

(A) Rs. 145427

(B) Rs. 156427.4

(C) Rs. 138427

(D) Rs. 124427.4

(E) None of these

Directions (Q. 58-60): Read the following information

carefully and answer the questions given below:

A bag contains 6 white, 4 black and 5 red balls. Two balls

are drawn at random.

58. Find the probability that both the balls are red.

(A) 2

21(B)

4

21

(C) 1

21(D)

8

35

(E) None of these

59. Find the probability that one ball is red and other is

black.

(A) 2

21(B)

4

21

(C) 1

21(D)

8

35

(E) None of these

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98 COMPETITION TIME – JANUARY 2017

60. Find the probability that one ball is white.

(A) 44

105(B)

10

21

(C) 18

35(D)

9

35

(E) None of these

Directions (Q. 61-65): Each of the questions below

consists of a question and two statements numbered I

and II given below it. You have to decide whether the

data provided in the statement (s) is/are sufficient to

answer the questions. Read both the statements and give

answer-

(A) if the data in statement I alone are sufficient to

answer the question, while the data in statement II

alone are not sufficient to answer the question.

(B) if the data in statement II alone are sufficient to

answer the question, while the data in statement I alone

are not sufficient to answer the question.

(C) if the data either in statement I alone or in statement

II alone are sufficient to answer the question.

(D) if the data even in both the statements I and II

together are not sufficient to answer the question.

(E) if the data in both the statements I and II together

are necessary to answer the question.

61. A sum of money is distributed among 4 persons A, B,

C and D. The average amount they get is Rs. 6000.

How much amount does C get?

I. The sum of money A and C get together is Rs. 7500.

II. D gets Rs. 250 less than what C gets.

62. Rakesh does a work in 10 days. After 5 days he is

joined by Ashish. In how many days will the work be

finished?

I. Ashish takes double time to finish the work than

Rakesh.

II. Ashish does half of the work in 10 days.

63. What was the sum of the ages of the mother and the

son ten years earlier?

I. Ratio of the mother�s present age to the son�s age

after 140 years is 5 : 3.

II. The difference between thrice the present age of

the mother and five times the present age of the son is

50 years.

64. What is the cost price of an article?

I. After allowing a discount of 10% on marked price

the shopkeeper charges Rs. 810.

II. If the shopkeeper gives only 5% discount on marked

price, he will have 42.50% profit.

65. 6 men and 10 women are working together in a field.

After working 2 days 2 men and 4 women leave the

work. How many more days will be required to

complete the work?

I. 12 women can do 40% of work in 4 days.

II. In a day work done by 2 men is equal to the work

done by 5 women.

Directions (Q. 66-70): Refer to the following information

for the following questions.

The pie chart below give the number of students in

different disciplines in an institution for the year 2011

and percentage of girls�

Total Student = 3000

Percentage of Student in discipline

G13% A

20%

B15%

C18%D

10%

E12%

F12%

Percentage of Girls in Disciplines

Disciplines %Girls

A

B

C

D

E

F

G

18%

14%

15%

13%

10%

20%

10%

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99COMPETITION TIME –JANUARY 2017

66. In which discipline, number of girls is maximum?

(A) A (B) B

(C) C (D) F

(E) None of these

67. In which discipline number of boys is maximum?

(A) A (B) B

(C) C (D) D

(E) E

68. What is the average number of boys in all disciplines

together?

(A) 338 (B) 342

(C) 366 (D) 386

(E) 376

69. What is the average number of girls in all disciplines

together?

(A) 57 (B) 62

(C) 65 (D) 78

(E) 68

70. Total girls of all disciplines is what percent of total

boys of all disciplines?

(A) 16.51% (B) 18.27%

(C) 15.32% (D) 17.1%

(E) 19.21%

Directions (71�77): What approximate value should come

in place of question mark (?) in the following

questions?

71. 748 ÷ 17 = ? % of 110

(A) 25 (B) 40

(C) 50 (D) 75

(E) None of these

72. 98643 � 21748 = 51212 + ?

(A) 24383 (B) 24713

(C) 25683 (D) 25973

(E) 26243

73.3 17.576 × 15 = ?

(A) 36 (B) 39

(C) 42 (D) 45

(E) 48

74. 8.4 × 6.5 + 4.6 × 11.5 = ? ÷ 4

(A) 410 (B) 420

(C) 430 (D) 440

(E) 450

75. 3969 7921� = ?

(A) 148 (B) 150

(C) 152 (D) 154

(E) 156

76. 4.8% of 550 � 3.2% of 750 = ?

(A) 5.4 (B) 4.8

(C) 4.2 (D) 3.6

(E) 2.4

77. ? + 416 = (60% of 920) �110

(A) 576 (B) 676

(C) 784 (D) 1024

(E) 1156

Directions (Q. 78-80): In the following questions, there

are two equations (I) and (II) solve the equations and

answer according to following codes:

(A) If x > y

(B) If y > x

(C) If x > y

(D) If y > x

(E) If x = y or a relationship between x and y cannot

be established.

78. I. x2 + 5x + 6 = 0

II. 2y + 7 = 8

79. I. x2 � 50x + 625 = 0

II. 2 (y � 16) = 18

80. I. x + 2 (2x + 7) = 13

II. y2 � 3y + 2 = 0ISH

ENGLISH LANGUAGE

Directions (Q. 81-90): In the following passage there are

blanks, each of which has been numbered. Find out the

appropriate word/phrase in each case.

CLOZE TEST

When we talk about wages in India then most workers earn

Rs. 50-100 a day, (81) below the minimum wage and that

(82) after a hard day (83) under the harsh sun. Workers

suffer from the ailments ususally associated with poverty

and health problems. Moreover, several occupational hazards

have been (84) in these workers, the most common (85)

skin ulcers caused by constant exposure of their body.

Exposure to bright, reflected light and dust leads to (86)

loss of vision and growths in the cornea a of the eyes.

Sometimes workers are also at higher risk for hypertension,

(87) because of the impurity in their blood. It�s also found

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100 COMPETITION TIME – JANUARY 2017

that all the workers also have body pain in the back and

shoulder region, which they attributed to (88) raw material

all day. Infact many young women, children and other adults

are not able to eat (89) meal because of the lack of (90)

shelter around the pans. Therefore Indian government need

to give their pay attention towards the workers to improve

their livelihood.

81. (A) Writ (B) apparent

(C) drove (D) far

(E) away

82. (A) to (B) is

(C) too (D) continue

(E) makes

83. (A) suffering (B) crusader

(C) dampen (D) trajected

(E) toiling

84. (A) documented (B) malafide

(C) asserting (D) misconstrued

(E) vitiated

85. (A) efficacy (B) being

(C) agilent (D) duo

(E) amputate

86. (A) acquitted (B) harbour

(C) premature (D) clamour

(E) nought

87. (A) availing (B) strangulating

(C) dumping (D) injecting

(E) presumably

88. (A) brazenly (B) repealed

(C) maligned (D) hauling

(E) substantially

89. (A) a (B) these

(C) their (D) that

(E) the

90. (A) opioid (B) stigma

(C) any (D) reinstate

(E) portraying

Directions (Q. 91-100): Read the following passage

carefully and answer the questions given below it. Certain

words are printed in bold to help you locate them while

answering some of the questions.

PASSAGE

For many years, the continent Africa remained unexplored

and unknown. The main reason was the inaccessibility to its

interior region due to dense forests, wildlife, savage tribals,

deserts and barren solid hills. Many people tried to explore

the land could not survive the dangers. David Livingstone

is among those brave few who not only explored part of

Africa but also lived among the tribals bringing them near

to social milieu. While others explored with the idea of

expanding their respective empires, Livingstone did so to

explore its vast and mysterious hinterland, rivers and lakes.

He was primarily religious man and a medical practitioner

who tried to help mankind with it. Livingstone was born in

Scotland and was educated to become a doctor and priest.

His exploration started at the beginning of the year 1852.

He explored an unknown river in Western Luanda. However,

he was reduced to a skeleton dining four years of travelling.

By this time, he had become famous and when he returned

to England or convalescence, entire London along with

Queen Victoria turned to welcome him. After a few days,

he returned to Africa. He discovered the origin of the River

Nile in 4866. He again suffered many discomforts. He

become too sick and could not even walk. He lost contact

with rest of the world that grew anxious to know his

whereabouts. Ultimately, it was Stanley the American

journalist, who found him after many efforts, but Livingstone

had died in a tribal village in 1873. His body was brought

to London and buried in West-minister with full honour.

91. Livingstone deserves credit for which of the following?

(A) For expanding his empire

(B) For enjoying the wildlife of the continent

(C) For exploring part of Africa and living among the

tribals

(D) For quenching his thirst for living in the company

of nature

(E) None of the above

92. What was the impact of four-year travelling on

Livingstone?

(A) He could enjoy a social life among tribals� society

(B) He derived satisfaction with the exploration of an

unknown river

(C) He derived satisfaction as he became very famous

(D) It badly affected his health

(E) None of the above

93. Which of the following shows that Livingstone had

become very famous?

(A) Queen Victoria along with the people of London

had come to meet him

(B) Queen Victoria arranged for the medical expenses

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101COMPETITION TIME –JANUARY 2017

(C) The tribals were grateful to him for his medical

expenses

(D) He was assigned the task of a priest although he

was a medical professional

(E) None of the above

94. Why were people not aware to the existence of Africa?

(A) It was inaccessible due to oceanic reefs

(B) Its territory was covered with dense forest

(C) People outside the continent were chased away by

native tribals

(D) Explorers were afraid of the risks involved

(E) None of the above

95. Livingstone can best be described by which of the

following?

(A) A person with an urge for exploration of unknown

parts of the world

(B) A person with religious mind set

(C) A social reformer

(D) A warm hearted medical practitioner

(E) A famous priest popular among the British

96. Which of the following was/were explored by

Livingstone?

I. A river in Western Luanda

II. Scotland

III. The origin of river Nile

(A) I and II (B) II and III

(C) I and III (D) Only I

(E) Only II

97. Choose the word which is most nearly the same in

meaning to the word printed in bold as used in the

passage.

Exploration

(A) Execution (B) Cultivation

(C) Foundation (D) Discovery

(E) Assimilation

98. Choose the word which is most nearly the same in

meaning to the word printed in bold as used in the

passage.

Turned

(A) Rotated (B) Twisted

(C) Spinned (D) Revolved

(E) Arrived

99. Choose the word which is most opposite in meaning

to the word printed in bold as used in the passage.

Dense

(A) Crowded (B) Dark

(C) Sparse (D) Transparent

(E) Opaque

100. Choose the word which is most opposite in meaning

to the word printed in bold as used in the passage.

Barren

(A) Uncultivated (B) Fertile

(C) Forest (D) Unlevelled

(E) Marshy

Directions (Q. 101-105): In each of the following sentence

there are two blank spaces. Below each sentence there

are five pairs of words denoted by numbers(A), ( B ) ,

(C), (D) and (E). Find out which pair of words can be

filled up in the blanks in the sentence in the same

sequence to make it meaningfully complete.

101. In the past, major developments have always been

________ by the precautionary___________

(A) boosted, reassurances

(B) guided, principle

(C) proceeded, evidence

(D) monitored, suspension

(E) encircled, images

102. The effects of large-scale ________ of genetically

modified organisms into the environment are now of

___________ greater than what happens in nature.

(A) evaporation, concern

(B) turnout, problem

(C) configuration, tragedy

(D) releases, magnitude

(E) assembling, worry

103. Indian fiction in English today presents a rich and

______ landscape, with a _________ of claims and

multiplicity of voices.

(A) mighty, plethora

(B) potential, series

(C) diverse, multitude

(D) multiple, host

(E) encircled, images

104. Children�s literature is being examined everywhere for

its_____ and _____ value.

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102 COMPETITION TIME – JANUARY 2017

(A) minuteness, cross

(B) merit, simplicity

(C) appropriateness, educational

(D) softness, mystical

(E) fairness, spiritual

105. Trade unions in our country became powerful because

politicians were ________ to ______ their large vote-

banks.

(A) ready, increase

(B) reluctant, displease

(C) supposed, generate

(D) eager, assemble

(E) vehement, soar

Directions (Q. 106-110): Rearrange the following seven

sentences (A), (B), (C), (D), (E), (F) and (G) in the proper

sequence to form a meaningful paragraph and then

answer the questions given below.

(A) To love God and remain devoted to him is the best

antidote to the evils of anger, malice, avarice and

sinfultendencies.

(B) These names thus become useful aids to people in

their spiritual effort at meditation.

(C) Earlier, My friend Sheelu had spoken at length on

righteousness, morals and ethics that can survive only

if people uphold these virtues with commitment against

the powerful effects of evil.

(D) She expounds the God�s various names that

describe his infinite nature as well as his various forms

and auspicious qualities.

(E) She now accedes to the God�s bidding, knowing

this to be God�s wish.

(F) The highest religion that can relieve one from the

cycle of birth and the only solace in this modern age

is to worship God with devotion.

(G) Saluting the God with love and reverence, Sheelu

says that by God�s grace, she feels inspired to speak

on religion that is the basis of universal order.

106. Which of the following should be the FOURTH

sentence after rearrangement ?

(A) F (B) G

(C) A (D) C

(E) E

107. Which of the following should be the FIRST sentence

after rearrangement ?

(A) F (B) G

(C) A (D) C

(E) B

108. Which of the following should be the SIXTH sentence

after rearrangement ?

(A) E (B) D

(C) A (D) G

(E) B

109. Which of the following should be the SECOND

sentence after rearrangement ?

(A) A (B) C

(C) D (D) F

(E) E

110. Which of the following should be the FIFTH sentence

after rearrangement ?

(A) A (B) D

(C) G (D) F

(E) C

Directions (Q. 111-115): Which of the phrases (A),

(B), (C) and (D) given below each sentence should replace

the phrase printed in bold in the sentence to make it

grammatically correct? If the sentence is correct as it is

given and no correction required, mark (E) as the

answer.

111. If you come across my umbrella anywhere, bring it to

me can you?

(A) isn�t it (B) don�t you

(C) will you (D) let you

(E) No correction required

112. The floor of the hall was covered by a carpet.

(A) covered in (B) covered with

(C) covered upon (D) covered at

(E) No improvement

113. The teacher gave the students some advice.

(A) advices (B) advise

(C) advises (D) advised

(E) No correction required

114. I love the literature, the music, the art.

(A) literature, music and art

(B) the literature, music and art

(C) the literature, the music and the art

(D) the literature, the music and art

(E) No correction required

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103COMPETITION TIME –JANUARY 2017

115. He has said so out of affection; do not take it to heart.

(A) in heart (B) it in the heart

(C) by the heart (D) with the heart

(E) No correction required

Directions (Q. 116-120) : Read each of the following

sentences to find out whether there is any error in it.

The error, if any, will be in one part of the sentence. The

number of that part is the answer. If there in no error,

the answer is (E). (Ignore errors of punctuations, if any)

116. Some people (A)/are believing (B)/ that women cannot

(C)/complete with men. (D)/ No error (E)

117.  He avoids (A)/taking the (B)/ Prescribed medicine

(C)/ at regularly intervals. (D)/No error(E)

118. When we heard the name (A)/ of our leader uttered

(B)/ respectfully by the foreigners (C)/ we felt pride of

him.(D)/ No error (E)

119. The reason (A)/ why she is (B)/ absent today (C)/ is

because her husband is ill (D)/. No error (E)

120. It was evident (A)/ to me that there (B)/ was any

mistake (C)/ in that account. (D)/ No error (E)

GENERAL AWARENESS

121. The Supreme Court appointed a three member panel

to oversee the Medical Council of India (MCI) recently.

The panel is headed by?

(A) HL Dattu (B) RM Lodha

(C) Vinod Rai (D) SK Sareen

(E) None of these

122. The 63rd National Film Awards were presented by the

president Pranab Mukherjee recently. Who was

conferred the Best Director award this year?

(A) Shoojit Sircar (Piku)

(B) Kabir Khan (Bajrangi Bhaijaan)

(C) Sanjay Leela Bhansali(Bajirao Mastani)

(D) SS Rajamouli (Baahubali: The Beginning)

(E) None of these

123. Which of the following statements about the demand

drafts is NOT correct?

(A) DD is a type of cheque

(B) A DD is payable on demand

(C) A DD is discussed in section 85 (A) of the NI

act

(D) A DD is negotiable

(E) None of these

124. The Application Supported by Blocked Amount

(ASBA) system is related to

(A) Insurance sector

(B) Capital sector

(C) Commodity market

(D) Export-Import

(E) None of these

125. The qualitative instruments used by the RBI to

implement its monetary policy do not include which

of the following?

(A) Moral Suasion

(B) Selective credit control

(C) Consumer credit regulation

(D) Margin Requirement

(E) None of these

126. The RBI announced the second bi-monthly review of

its monetary policy on June 07 2016 .Which of the

following is NOT correct in this respect?

(A) Repo rate � 6.5 per cent

(B) Reverse repo rate � 6 per cent

(C) CRR � 4 per cent

(D) SLR � 21.25 per cent

(E) None of these

127. Which of the following firms topped the 2016 rankings

of the Fortune 500 list?

(A) Apple

(B) Walmart

(C) Berkshire Hathaway

(D) Infosys

(E) None of these

128. As part of its efforts to make villages located along

Ganga open defecation-free,Govt has launched a

campaign named

(A) Swacch Tat

(B) Swacch Nagar

(C) Swacch Yug

(D) Swacch Ganga

(E) None of these

129. A customer is willing to purchase some US dollars in

the country. He/she should go to:

(A) Public Debt Division of the RBI only

(B) American Express Bank only

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104 COMPETITION TIME – JANUARY 2017

(C) RBI or any branch of a bank which is authorized

for conducting such business

(D) Ministry of Foreign affairs

(E) None of these

130. Mortgage relates to which type of loan among the

following?

(A) Housing loan (B) Personal loan

(C) Gold loan (D) Car loan

(E) None of these

131. Providing banking services to a customer without his

entrance inside the bank�s branch is called as;

(A) Universal Banking (B) Virtual Banking

(C) Relationship Banking (D) Mobile Banking

(E) None of these

132. A bank is unable to pay its short term deposits because

the bank�s funds are blocked in long term investments.

The risk derived in this case is known as;

(A) Market Risk (B) Operational Risk

(C) Liquidity Risk (D) Interest Rate Risk

(E) None of these

133. Relationship between the RBI and the bank maintaining

currency chest will be of ______?

(A) Principal and agent

(B) Licensor and licensee

(C) Trustee and beneficiary

(D) Creditor and debtor

(E) None of these

134. Presently which Indian Bank has the largest number of

foreign branches?

(A) Bank of Baroda (B) State Bank of India

(C) Canara Bank (D) Bank of India

(E) None of these

135. The advantage of securitization for a Bank is?

(A) It provides liquidity to the issuing Bank

(B) Securitization proceeds can be used for fresh

lending

(C) The Bank capital does not get blocked

(D) All of the above

(E) None of these

136. Which organization has made it mandatory for

Participatory note (P note) users to follow Indian anti-

money laundering law and report any suspicious

transactions immediately recently?

(A) RBI (B) SEBI

(C) SIDBI (D) NABARD

(E) None of these

137. The cyclonic storm ________ over west central Bay

of Bengal moved northeastwards and lay centered at

about 40 km south-southeast of Kalingapatnam

(Andhra Pradesh), 1360 km south southwest of Paradip

(Odisha) and 920 km southwest of Chittagong

(Bangladesh).

(A) Katrina (B) Giant

(C) Chapala (D) Roanu

(E) None of these

138. �Every Second Counts� is an autobiography of

(A) Oscar Pistorius (B) Michael Phelps

(C) Yuvraj Singh (D) Lance Armstrong

(E) None of these

139. What is the term when a simple search on Google,

Bing or Yahoo website is redirecting you to some

unwanted websites?

(A) Browsing redirect (B) Browser Direct

(C) Browser redirect (D) Browser indirect

(E) None of these

140. The Indian Railways has conducted the first trial run

of Spanish train __________ between Bareilly and

Moradabad in Uttar Pradesh as part of its strategy to

increase the speed of trains.

(A) Talgo (B) Rail Europe

(C) High Speed (D) Rail tour

(E) None of these

141. Name the Indian music composer who has been

awarded with the Japan�s Fukuoka prize 14016?

(A) Samir Anjaan (B) Alka Yagnik

(C) Sonu Nigam (D) AR Rahman

(E) None of these

142. Pakke Tiger Reserve has won the �India Biodiversity

Award 14016�. The tiger reserve is situated in

(A) Himachal Pradesh (B) Arunachal Pradesh

(C) Assam (D) Maharashtra

(E) None of these

143. NEER is the unadjusted weighted average value of a

country�s currency relative to all major currencies being

traded within an index or pool of currencies. NEER

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105COMPETITION TIME –JANUARY 2017

stands for?

(A) Nominal Effective Exchange Rate

(B) Nominal Electronic Exchange Rate

(C) Nominal Effective Exchange Ratio

(D) Nominal Effective Essential Rate

(E) None of these

144. The trade in short-term loans between banks and other

financial institutions are called�

(A) Capital Market (B) Financial Market

(C) Money Market (D) Trade Market

(E) None of these

145. The 4,620MW Mundra Thermal Power Station is

located in the Kutch district of which of the following

state of India?

(A) Gujarat (B) Rajasthan

(C) Maharashtra (D) Uttar Pradesh

(E) None of these

146. Which of the following Bank has signed a

memorandum of understanding (MoU) with Jain Farm

Fresh Foods Ltd (a subsidiary of Jain Irrigation Systems

Ltd) to help farmers associated with the latter to avail

of finance against receivables due from the company?

(A) State Bank of India (B) ICICI Bank

(C) Axis Bank (D) Yes Bank

(E) None of these

147. The Ramon Magsaysay Award is an annual award

established to perpetuate former Philippine President

Ramon Magsaysay. This award NOT given to which

field?

(A) Government Service (B) Public health

(C) Public Service (D) Community Leadership

(E) Medicine

148. Who among the following is the present Chairman of

the Insurance Regulatory and Development Authority

of India (IRDA)?

(A) TS Vijayan (B) U.K Sinha

(C) Yogesh Aggarwal (D) Harsh Kumar Bhanwala

(E) None of these

149. Sana is the capital city of which of the following

country?

(A) Bahrain (B) Qatar

(C) Kuwait (D) Yemen

(E) Saudi Arabia

150. In banking and finance, a loan with scheduled periodic

payments of both principal and interest, typically

through equal payments, is known as

(A) Amortized loans (B) Unsecured loan

(C) Scheduled loan (D) Syndicate loan

(E) None of these

151. In the Population Census of 2011, what was the ratio

of females per 1000 males?

(A) 920 (B) 900

(C) 940 (D) 970

(E) None of these

152. Government of India will develop how many bulk drugs

and medical devices park in India to lower import

dependence?

(A) 5 (B) 6

(C) 9 (D) 115

(E) None of these

153. Transfer of any instrument to another person by signing

on its back or face or on a slip of paper attached to it

is known as�

(A) Promissory Note (B) Bill of Exchange

(C) Endorsement (D) Bill of landing

(E) None of these

154. Which of the following is the most important

component of the liabilities of commercial banks? 

(A) Demand deposit (B) Inter-bank deposit

(C) Other borrowing (D) Time deposits

(E) None of these

155. Which of the following is not a party of bill of

Exchange?

(A) The payee (B) The drawee

(C) The drawer (D) The endorser

(E) None of these

156. The maximum period for which deposit can be accepted

by a commercial bank is�

(A) 5 years (B) 10 years

(C) 15 Years (D) 8 years

(E) None of these

157. How many languages are there in PMO India website?

(A) 4 (B) 5

(C) 6 (D)7

(E) None of these

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106 COMPETITION TIME – JANUARY 2017

158. President Robert Mugabe introduces �surrogate

currency� to prevent dollar outflow. Robert Mugabe is

the present president of which of the following country?

(A) Sudan (B) Nigeria

(C) Zimbabwe (D) Chad

(E) None of these

159. Life Insurance Corporation is an Indian state-owned

insurance group and investment company headquartered

in?

(A) Mumbai (B) New Delhi

(C) Bangalore (D) Pune

(E) None of these

160. The International Bank for Reconstruction and

Development (IBRD) is an international financial

institution that offers loans to middle-income

developing countries. IBRD founded in which year?

(A) 1922 (B) 1935

(C) 1945 (D) 1949

(E) None of theseE

COMPUTER KNOWLEDGE

161. Customers, facilities, knowledge workers, business

information, and communication infrastructure and

computer equipment are all considerations in a

good��. plan.

(A) hacker (B) disaster recovery

(C) security (D) risk management

(E) None of these

162. Which of the following correctly deûnes the term �E-

Banking� ?

A. It is the short form of Efficient Banking which

means providing all banking related services to the

customers in minimum required time during their visit

to the branch.

B. E-Banking is providing banking facilities to all the

customers through ATMs only which restricts their visits

to a bank branch to a bare minimum.

C. E-Banking implies provisions of banking products

and services through electronic delivery channels like

ATMs, phone, internet, mobile phones, etc.

(A) Only A (B) Only B

(C) Only C (D) A and B

(E) A and C

163. SMTP, FTP and DNS are applications of the ...... layer.

(A) data link (B) network

(C) transport (D) application

(E) None of these

164. In a data base, information should be organized and

accessed according to which of the following?

(A) Physical position

(B) Logical structure

(C) Data dictionary

(D) Physical structure

(E) None of these

165. Traffic in a VPN is not

(A) invisible from public networks

(B) logically separated from other traffic

(C) accessible from unauthorized public networks

(D) restricted to a single protocol in IP Sec

(E) None of the above

166. As compare to CRT, the flat panel display requires

(A) less power

(B) low operating voltage

(C) less clarity

(D) Both (A) and (B)

(E) None of these

167. CRT stands for

(A) Copper Rod Tube

(B) Cathode Ray Tube

(C) Completely Ready Tube

(D) All of these

(E) None of these

168. Graphical devices which are widely used to represent

thegraphics on screen are

(A) CRT

(B) flat panel

(C) touch screen

(D) Both (A) and (B)

(E) None of these

169. WORM stands for

(A) Write Once Read Memory

(B) Wanted Once Read Memory

(C) Wanted Original Read Memory

(D) Write Original Read Memory

(E) None of the above

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107COMPETITION TIME –JANUARY 2017

170. Which of the following is a temporary primary

memory?

(A) PROM (B) RAM

(C) ROM (D) EPROM

(E) None of these

171. Paragraph marks shows

(A) starting of a paragraph

(B) data saved till the marked paragraph

(C) that �Enter� key is pressed at that point to mark

the end of the paragraph

(D) current cursor position in the paragraph

(E) None of the above

172. Selection of text can be from

(A) single word or line

(B) a paragraph

(C) complete document

(D) All of these

(E) None of these

173. New Window command from the Window menu will

(A) opens a windows for creating a new document

(B) opens a new document and close the earlier opened

one

(C) opens a new window that displays the same

document (one which is already opened

(D) Any of the above

(E) None of the above

174. New created entries for Auto Text and Auto Correct

entries,they are stored in template document named as

(A) Normal (B) AutoDoc

(C) TempDoc (D) StoreDoc

(E) None of these

175. Context-sensitive drag-and-drop editing can be

activated

(A) with the smart-cut-and-paste feature

(B) without the smart-cut-and-paste feature

(C) there is not any context-sensitive drag-and-drop

feature

(D) from the tools menu

(E) None of the above

176. Which command is used to close the workbook of

Excel?

(A) Alt + F4 (B) Ctrl + W

(C) Ctrl + R (D) Ctrl + X

(E) None of these

177. Which one is the shortcut key of Save?

(A) F1 (B) F6

(C) F12 (D) Ctrl + S

(E) None of these

178. Which is the shortcut to Go to Option in Excel?

(A) F5 (B) F7

(C) F8 (D) F2

(E) None of these

179. Which is the shortcut key to cut an object?

(A) Ctrl + C (B) Ctrl + V

(C) Ctrl + X (D) Ctrl + D

(E) None of these

180. Which shortcut command is used to reach the

nextworksheet? 

(A) Page down

(B) Ctrl + Page down

(C) Ctrl+ >

(D) Tab

(E) None of these

181. In excel, _____ contains one or more worksheets-

(A) Template (B) Workbook

(C) Active cell (D) Label

(E) None of these

182. The simultaneous execution of two or more instructions

is called-

(A) Sequential access

(B) Reduced instruction

(C) Multiprocessing

(D) Disk mirroring

(E) None of these

183. _____ is the process of finding errors in software

code-

(A) Testing (B) Debugging

(C) Calculating (D) Merging

(E) None of these

184. The _____ controls a client�s computer resources.

(A) Application program

(B) Operating system

(C) Application processing

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108 COMPETITION TIME – JANUARY 2017

(D) Micro-chip

(E) None of these

185. A _____ is a set of rules.

(A) Resource locator (B) Memory disc

(C) Protocol (D) Special function card

(E) None of these

186. The operating system called UNIX is typically used

for-

(A) Scanners (B) Laptop computers

(C) protocol (D) Server

(E) Both B & D

187. The main job of a CPU is to________

(A) Retrieval of data

(B) Process data and information

(C) Firewall development

(D) Off-the-shelf with alterations

(E) None of these

188. The home page of a website is-

(A) The first page

(B) For contact and publicity

(C) legal page

(D) The last page

(E) None of these

189. A term related to sending data to a satellite is ________

(A) down link (B) hypermedia

(C) demodulate (D) uplink

(E) privacy

190. All computers must have________.

(A) An antivirus (B) Networking

(C) A scanner (D) Message system

(E) None of these

191. The signal which shows that a computer is waiting for

a command form the user is_____.

(A) Default (B) Interrupt

(C) hacking (D) active

(E) None of these

192. You can keep your personal files/folders in-

(A) Icon (B) C-drive

(C) RAM (D) My documents

(E) Both B & C

193. Which is related to an e-mail address?

(A) User name and domain name

(B) Subject and domain name

(C) User name and password

(D) sender name and signature

(E) None of these

194. A device that connects to a network without the use of

cables is said to be-

(A) Time sharing (B) Blue cord

(C) Permanent (D) Tower

(E) None of these

195. ____ is the process of dividing the disk into tracks and

sectors.

(A) Refine (B) Downsizing

(C) Uploading (D) Formatting

(E) None of these

196. The default view in Excel is ______view-

(A) Normal (B) fit to form

(C) Auto size (D) Restart

(E) None of these

197. Help menu is available at which button?

(A) Edit (B) Print

(C) Insert (D) view

(E) None of these

198. _____ are words that a programming language has

set aside for its own use.

(A) Shift keys (B) Reserved keys

(C) Address book (D) Installation

(E) None of these

199. The contents of ____ are lost when the computer turns

off.

(A) Memory

(B) configuration

(C) super computer

(D) Instant message

(E) None of these

200. Part number, part description, and number of parts

ordered are examples of-

(A) A magnetic tape

(B) spammer

(C) input

(D) query

(E) None of above

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109COMPETITION TIME –JANUARY 2017

1. (B) P

N

D

I

K

2. (E) None of these

3. (B) P S

I K

4. (C) R m @

E m %

P m #

A m $

I m 2

R m @

5. (E) All other are colours of

�V I B G Y O R�

6. (A) 7 1 8 3 6 9 4 2

� 1 2 3 4 6 7 8 9

Only 1

7. (E)

R/S T Q P R/S

OR

T Q P R/S

OR

R/S

R/S R/S T Q P

In all conditions, P is to the right of Q.

1(B) 2(E) 3(B) 4(C) 5(E) 6(A) 7(E) 8(E) 9(E) 10(C)

11(D) 12(B) 13(C) 14(E) 15(A) 16(B) 17(C) 18(D) 19(D) 20(D)

21(B) 22(D) 23(B) 24(A) 25(B) 26(A) 27(C) 28(C) 29(D) 30(B)

31(D) 32(C) 33(B) 34(B) 35(A) 36(C) 37(B) 38(E) 39(C) 40(C)

41(B) 42(E) 43(A) 44(D) 45(E) 46(E) 47(B) 48(D) 49(C) 50(A)

51(C) 52(B) 53(B) 54(E) 55(A) 56(D) 57(D) 58(A) 59(B) 60(C)

61(D) 62(C) 63(D) 64(E) 65(E) 66(A) 67(A) 68(C) 69(B) 70(D)

71(B) 72(C) 73(B) 74(C) 75(C) 76(E) 77(B) 78(B) 79(E) 80(B)

81(D) 82(C) 83(E) 84(A) 85(B) 86(C) 87(E) 88(D) 89(A) 90(C)

91(C) 92(D) 93(A) 94(B) 95(A) 96(C) 97(D) 98(E) 99(C) 100(B)

101(B) 102(D) 103(C) 104(A) 105(B) 106(A) 107(D) 108(B) 109(E) 110(A)

111(C) 112(B) 113(E) 114(A) 115(E) 116(B) 117(D) 118(D) 119(D) 120(E)

121(B) 122(C) 123(C) 124(B) 125(E) 126(E) 127(B) 128(C) 129(C) 130(A)

131(B) 132(C) 133(A) 134(B) 135(D) 136(B) 137(D) 138(D) 139(C) 140(A)

141(D) 142(B) 143(A) 144(C) 145(A) 146(A) 147(E) 148(A) 149(D) 150(A)

151(C) 152(B) 153(C) 154(D) 155(D) 156(B) 157(C) 158(C) 159(A) 160(C)

161(D) 162(C) 163(D) 164(B) 165(B) 166(D) 167(B) 168(D) 169(A) 170(B)

171(C) 172(D) 173(C) 174(A) 175(A) 176(B) 177(D) 178(A) 179(C) 180(B)

181(B) 182(C) 183(A) 184(B) 185(C) 186(D) 187(B) 188(A) 189(D) 190(E)

191(B) 192(D) 193(A) 194(E) 195(D) 196(A) 197(E) 198(B) 199(A) 200(C)

ANSWER KEY

HINTS & SOLUTIONS

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110 COMPETITION TIME – JANUARY 2017

8. (E) From (I) & (II)

Let 1st divison = x,

2nd divison = 2x

and failed = 3x

x + 2x + 3x = 48

x = 8

9. (E) From (I) and (II)

total = (19 + 15) �1 = 34 �1 = 33

10. (C)

From I, Rimmy Payal

orFrom II, Anjali Ayush

Rimmy

Ayush

11. (D) From I m C > B, D

From II m A > C, E

12. (B) H 3 : % I

6 T : D K

13. (C)

14. (E)

15. (A)

16. (B) O< M < N > K > L

N > L

17. (C) C > B < D < F = A

� A > B

18. (D) B < F = C ? D < A

Either < or =

19. (D) J < K > L = M > N

� N < L

20. (D) � N < K

21. (B)

Books Pens Desks Racks

22. (D)Room House Building Huts

23. (B)Shirts Paints Tie Shoes

24. (A)Chalk

Pen

Stand Notebook Books

25. (B)

Computer

Machine

Printer

Key

Board

26-30 :

Am Madhya Pradeshm Badminton

Bm Biharm Table Tennis

C m Odisha m Billiards

D m Kerala m Chess

E m Tamil Nadu m Golf

F m Maharashtra m Cricket

G m Uttar Pradesh m Hocky

26. (A) 27. (C) 28. (C)

29. (D) 30. (B)

31-35 :

Ravi,Blue

Tarun,White

Ramesh,Yellow

Bhaskar,Purple

Neeraj,Red

Sachin,Pink

Arvind,Black

Manoj,Brown

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111COMPETITION TIME –JANUARY 2017

31. (D) 32. (C) 33. (B) 34. (B) 35. (A)

36-40 :

Person College Department

Ravi A Electrical

Raju B Mechanical

Raja C Electronics

Rajan A Mechanical

Rahul C Chemical

Rajesh B Chemical

Rajan B/C Electrical

36. (C) 37. (B) 38. (E) 39. (C) 40. (C)

41. (B) 4 × 3 � 2 = 10 10 × 3 � 2 = 28

28 × 3 � 2 = 82 82 × 3 � 2 = 244

244 × 3 � 2 = 730 730 × 3 � 2 = 2188

42. (E) 165 + 30 = 195 195 + 60 = 255

255 + 30 = 285 285 + 60 = 345

345 + 30 = 375

43. (A) 1, 4, 16, 64, 256, ?

×4 ×4 ×4 ×4 ×4

256 × 4 = 1024

44. (D) 20 � 1 = 19

19 � 2 = 17

17 � 3 = 14

14 � 4 = 10

10 � 5 = 5

45. (E)

89, 98, 87, 96, 85, 94, 83, 92

–2 –2 –2

–2 –2 –2

⇒ 94 � 2 = 92

46. (E) Ratio �7 4 6

, ,2 3 5

= 105x: 40x : 36x

Investment = 105x ×4 + 1260 : 40x × 12: 36x × 12

Ratio of share = 35 : 10 : 9

Rakesh share = 10

54× 32400 = 6000

47. (B) Let smallest no.be �x�

So 4 + 8 + 1 + x + 6 + 3 + 7 should be divisible by 9

29 + x should be divisible by 9

If x = 7, 29 + 7 = 36 is divisible by 9

So x = 7

48. (D) No. = 56 x + 29

Let x =1, then no. 56 × 1 + 29 = 85

� 85 ÷ 8 = 10, remainder = 5

49. (C) Let x and (12 � x) be litres of milk

From 1st & 2nd container :�

water in 1st container = 0.3x

milk in 1st container = 0.7x

water in 2nd container = 0.5(12 � x)

milk in 2nd container = 0.5(12 � x)

Reqd . ratio = 0.3x 0.5(12 x) 3

0.7x 0.5(12 x) 5

� � �� � � x = 7.5

12 � x = 4.5

50. (A) 4 Weeks = 4 × 6 × 10 = 240 hrs.

regular = 240 × 2.10 = 504

Total = 525 � 504 = 21

21

4.2 = 5 hrs.

So total= 240 + 5 = 245hrs.

51. (C)1

3 of 45 = 15 min = 9 km

Now, 9km = 30 min

So speed = 9

30× 60

= 18 km/hr.

52. (B) ∆ = 120 + 120 = 240 m, t = 8 sec

Speed = S, 2 S

Total = S + 2S = 3S

3S = 240

8= 30 m/s

S = 10m/sec

2S = 20m /sec = 72 km/hr.

53. (B) 1 4 6 4 1

12500 750 45 2.7 0.162

CI = (4 × 750) + (6 × 45) + 4 × 2.7 + (1 × 0.162)

= 3280.962

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112 COMPETITION TIME – JANUARY 2017

54. (E) Let Anil�s age = x

Anil�s father age = 32 + x

Anil�s mother age = (x � 3) + 27

So, difference = (x + 32) � (x � 3 + 27)

= 8

55. (A) Total ways = 10C2

= 10 9

2

s

= 45

56. (D) Distance = 200 × 5

8× 9

= 500 m

Length of train = 500 � 270

= 230

57. (D) S.I = 85812 9 5

100

s s

= 38615.4

Amount = 85812 + 38615.4

= 124427.4

58. (A) Reqd.Probability =

5

2

15

2

C 10 2

105 21C� �

59. (B) Reqd.Probability =

5 4

1 1

15

1

C C 5 4

105C

s s�

= 20 4

105 21�

60. (C) Reqd . Probability =

6 9

1 1

15

2

C C 6 9

105C

s s�

= 18

35

61. (D) The data in both the statements I & II together are

not sufficient to answer the question.

62. (C) Data either in statement I alone or statement II alone

are sufficient to answer the question.

63. (D) Data in both the statements I & II together are not

sufficient to answer the question.

64. (E) Data in both the statements I & II together are neces-

sary to answer the question.

65. (E) Data in both the statements I & II togther are neces-

sary to answer the question.

66-70: Discipline Students Girls Boys

A 600 108 492

B 450 63 387

C 540 81 459

D 300 39 261

E 360 36 324

F 360 72 288

G 390 39 351

Total 3000 438 2562

66. (A) 67. (A)

68. (C)2562

7 = 366

69. (B)438

7 = 62.57 = 62

70. (D)438

2562 × 100 = 17. 096% = 17.1 % (approx)

71. (B)748 100

17 110s = ? � ? = 40

72. (C) 76895 � 51212 = ? � ? = 25683

73. (B) 2.6 × 15 = ? � ? = 39

74. (C) 54.6 + 52.9 = ?

4� ? = 431.2 ≈ 430

75. (C) 63 + 89 = ?

? = 152

76. (E)4.8

100 × 550 �

3.2

100 × 750 = ?

26.4 � 24 = ?

? = 2.4

77. (B) ? = 552 � 526

? = 26

? = 676

78. (B) x = � 3, � 2

y = 1

2x < y

79. (E) x = 25

y = 25

x = y

80. (B) x = � 1

5

y = 1, 2

x < y