Khu Vc Ngn hng: Mua bn, St nhp v u t Chin lc

Sanjay Kalra i din Thng tr, Qu Tin t Quc t ti Vit Nam v Lo

Din n Mua bn v St Nhp (M&A) Vit Nam 2013 TP H Ch Minh, ngy 8 thng 8, 2013

L trnh

Bi cnh kinh t v m Tng trng chm li, cn nng cao tnh hiu qu Cu trc ca h thng ngn hng Thc trng h thng ngn hng

Khu vc Ngn hng: Trin vng, Ci cch v Mua bn & St nhp Trin vng Khu vc ngn hng

Chin lc ci cch Nhng mc tiu mua bn & st nhp: khu vc cng v t nhn Mua bn v st nhp tin

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Bi cnh kinh t v m

Nhng mi lin h v m-ti chnh GDP thc v tng trng tn dng

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Nhng mi lin h v m-ti chnh

Ri ro tn dng, n xu v cung tn dng

n by v nhu cu tn dng

Gi tr ti sn v cc bng cn i

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Ngun tng trng kinh t T l phn trm v c cu

Source: Vu (2000) 6

1990-2010

1990-2000

2000-2010

1990-2010

1990-2000

2000-2010

1990-2010

1990-2000

2000-2010

GDP Growth 7.16 7.30 7.01 8.97 7.10 10.85 4.61 4.13 5.08

Capital Input 4.47 3.54 5.40 5.76 5.22 6.30 3.19 3.52 2.87

ICT 0.66 0.37 0.94 0.99 0.81 1.16 0.41 0.21 0.61

Non-ICT 3.81 3.16 4.46 4.77 4.41 5.14 2.79 3.31 2.26

Labor Input 1.37 1.31 1.44 0.55 0.69 0.40 1.05 1.01 1.10

Quality 0.09 0.08 0.11 0.15 0.15 0.15 0.17 0.17 0.17

Hours 1.28 1.23 1.33 0.40 0.54 0.25 0.89 0.85 0.93

TFP 1.31 2.46 0.16 2.67 1.18 4.16 0.36 -0.4 1.12

Vietnam China Indonesia

1990-2010

1990-2000

2000-2010

1990-2010

1990-2000

2000-2010

1990-2010

1990-2000

2000-2010

GDP Growth 100 100 100 100 100 100 100 100 100

Capital Input 63 48 77 64 74 58 69 85 56

ICT 9 5 13 11 12 11 9 5 12

Non-ICT 53 43 64 53 62 47 61 80 45

Labor Input 19 18 21 6 10 4 23 25 22

Quality 1 1 2 2 2 1 4 4 3

Hours 18 17 19 4 8 2 19 21 18

TFP 18 34 2 30 17 38 8 -10 22

Vietnam China Indonesia

Cu trc ca h thng ngn hng

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Cu trc ca h thng ngn hng

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Thc trng h thng ngn hng Thanh khon v kh nng thanh ton

Cng thng v thanh khon Trch lp d phng v t l vn

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Khu vc Ngn hng: Trin vng, Ci cch, Mua bn & st nhp

Trin vng

Dn s Nhng ci cch c cu

Lnh vc Ngn hng Chin lc ci cch

St nhp VAMC Phn loi n v n xu Gim st

Nhng ci cch b tr: ci cch DNNN v u t cng

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Dn s

(6,000) (4,000) (2,000) - 2,000 4,000 6,000

0-45-9

10-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-79

80+

Thousands of persons

Ag

e

Vietnam: Structure of Population, 2010

Male Female

Source: UNFPA. Source: Credit Suisse 12

Chin lc ci cch khu vc ngn hng

c thng qua ngy 1 thng 3, 2012 Mc tiu chnh l nhm ti c cu mt cch cn bn v ton din h thng

cc t chc tn dng pht trinmt h thng hin i, an ton, hiu qu theo cc chun mc v thng l ngn hng quc t

Nhng im chnh ca chin lc bao gm: Phn loi cc t chc tn dng theo 3 loi: lnh mnh, thiu thanh khon v yu.

Tin hnh chn on h thng ngn hng bng cch nh gi tnh hnh ti chnh, kh nng hot ng v qun l ca tng t chc, phn loi cc t chc tn dng thnh tng lai nhm a ra cc bin php ti c cu ph hp.

Cc ngn hng yu phi c k hoch ti c cu hoc mua bn/st nhp. Cc t chc b nh gi l yu cn cng c ti chnh, c bit bng cch tng vn, hn ch tng trng v tr c tc, thc hin ti c cu hot ng v thay i c cu s hu v qun l. Nu k hoch ti c cu tht bi, t chc s b t di s kim sot c bit hoc b st nhp/hp nht vi t chc khc.

H tr cc t chc tn dng thiu thanh khon di cc hnh thc h tr thanh khon tm thi. H tr thanh khon c cng b c th dnh cho c cc t chc tn dng c kh nng thanh ton.

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Chin lc ci cch lnh vc ngn hng

Cc im chnh ca chin lc (tip theo): Tng vn cho cc ngn hng thng mi nh nc (NHTMNN). m bo p

ng cc chun mc v t l vn bng cch pht hnh thm c phiu v bm thm qu cng mt cch thch hp.

Can thip sm nhm hn ch chi ph ngn sch. C bin php khc phc trc khi tnh trng thiu thanh khon ca mt t chc t n mc nguy cp, chng hn nh trc khi xy ra rt tin hng lot hoc nhng hot ng ngn hng khng an ton, khng lnh mnh khc.

Gii quyt vn v cht lng ti sn. Tp trung gii quyt n xu gim bt t l n xu thng qua vic bn ti sn th chp, bn n xu cho Cng ty Mua bn n v ti sn (DATC), bn n xu cho cc t chc phi tn dng v cc cng ty qun l ti sn ngn hng (AMCs) v xa n xu.

Ci thin qun tr. Cng c nng lc qun tr ngn hng, hin i ha cc h thng qun l ri ro, h thng kim sot v kim ton ni b, tng tnh minh bch, gim bt s kim sot v thao tng ca cc c ng ln.

Ngn hng Nh nc (NHNN) nn c trao trch nhim chnh trong vic thc hin k hoch ci cch, trong khi B Ti chnh chu trch nhim phi hp vi NHNN thc hin k hoch x l n xu v xc nh nhng nhu cu v vn ca NHTMNN.

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Mc tiu ca mua bn & st nhp: T nhn

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Gii quyt vn khc bit v a l hoc nng lc i vi bn mua

To ra quy m - V quy m tuyt i - V th phn

t c trnh qun l v/hoc h thng tt C hi ti chnh nh nh gi hp dn

Mc tiu ca mua bn v st nhp: Khu vc cng

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Tnh hiu qu S n nh ti chnh Trung gian ti chnh Chi ph ngn sch

Xc tin mua bn & st nhp

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Mt vi cuc st nhp cc ngn hng yu Tng vn--trong v ngoi nc Tm kim cc i tc chin lc

Phn loi n v N xu

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Thng t 2 Ti c cu n X l cc ti sn c vn

Vi cc nh lm lut - Khng nn bt mt ngn hng tt li phi chu cc vn ca mt ngn

hng yu km - Gii quyt vn vn c nh l mt phn ca qu trnh x l

i vi cc bn mua - Bo m thng v mua bn nm trong li ch ca cc c ng - Hiu rt r mc tiu a ra cho ngi mua l g v liu mua li c phi l

cch tt nht t c iu khng? - Mnh dn v cng quyt trong vic bo v nhng g bn c thng qua

vic mua li ch da trn cc iu khon c iu chnh theo ri ro.

Xin cm n

Khu Vc Ngn hng: Mua bn, St nhp v u t Chin lcL trnhBi cnh kinh t v m Nhng mi lin h v m-ti chnh GDP thc v tng trng tn dng Nhng mi lin h v m-ti chnhNgun tng trng kinh tT l phn trm v c cuCu trc ca h thng ngn hngCu trc ca h thng ngn hngThc trng h thng ngn hng Thanh khon v kh nng thanh tonKhu vc Ngn hng: Trin vng, Ci cch, Mua bn & st nhpTrin vngDn sChin lc ci cch khu vc ngn hngChin lc ci cch lnh vc ngn hngMc tiu ca mua bn & st nhp: T nhnMc tiu ca mua bn v st nhp: Khu vc cng Xc tin mua bn & st nhpPhn loi n v N xuXin cm n