Medical Insurance Orientation

Madison College

Cost of Insurance Plan:

$1,068 per year (equivalent to $89 per month) Summer Semester payment: $225 Fall Semester payment: $445

Payment Deadline:

Same date as your tuition and fees: June 30, 2013 for Summer 2013.

Late payment: $100 fine from a collections agency restrictive hold placed on college

record

How to Pay: same as tuition! Insurance cost is included on your

tuition bill, visible at your MyMadisonCollege Student Center

Pay online through Student Center, or

Submit personal check or money order to the Welcome Center. Make checks payable to “Madison College,” or

Credit cards and/or cash is also accepted at the Welcome Center.

Applying for an Insurance Waiver Submit Waiver Application form and

proof of current insurance plan to CIE.

Last day to submit a waiver is: June 24, 2013.

If waiver is not submitted before the deadline or is not approved, you will be held responsible for the full cost of the insurance.

Student Insurance Card

Your insurance card has your Student ID number, name, and other valuable information on it.

Keep this card with you at all times!

Show your card upon arrival at a doctor’s clinic or hospital.

Update your correct address and Madison College email at enrollments@lewer.com or a delay in coverage payment may occur.

How do I pay for a doctor visit? Many claims (bills) will be paid directly

between the insurance company and the doctor if the student uses a network doctor

Sometimes the student may have to pay first and then get reimbursed

Not all services are provided by the doctor Lab work (blood tests, urine tests, etc) is

often sent to a lab and will be a separate charge

Prescriptions are a separate charge

Where do you go if you get sick or hurt at home?

Medical Assistance Options, in order of increasing severity:1. Just concerned or wondering:

Call “My Nurse 24/7” 1-866-549-5076 Visit the Student Health Clinic at Truax http://

madisoncollege.edu/student-health-clinic

2. Urgent Care, Doctor’s Office or Clinic

3. Emergency Room in Hospital

MyNurse 24/7: 1-866-549-5076 FREE Nurse available by phone “24/7” Offers over 200 languages Student required to provide date

of birth and school Toll Free, Any Time Any Day

1-866-549-5076

FREE Madison College Student Health Clinic The Student Health Services Clinic is located at

the Truax Campus outside the east end of the building

The Student Health Clinic is a great first place to visit if you are experiencing: Allergy Symptoms Cold flu-like Symptoms/Fever Ear, Eye, Skin, Stomach, Urinary Problem Minor Sprains/Strains And other non-emergency health concerns

For information on how to enroll and make an appointment visit the web page: http://madisoncollege.edu/student-health-clinic

Urgent Care Clinics - $15 Co-pay University of Wisconsin Clinics

East Towne Clinic 4122 East Towne Blvd.

Madison, WI 53704 Hours –Urgent Care: Monday-Friday, 9am-9pm;

Saturday and Sunday, 9am-5pm (608) 242-6865

West Towne Clinic 7102 Mineral Point Rd.

Madison, WI 53717 Hours-Urgent Care: Monday-Friday, 9am-9pm;

Saturday and Sunday, 9am-5pm (608) 828-7676

Please note these are only two of many Urgent Care Clinic options. Find other options by searching http://www.lewermark.com/madisonareatechnicalcollege/

In an emergency, Dial 911 to get an ambulance,Go to either of these hospitals:

Meriter Hospital 202 S. Park Street,

Madison, WI 53715

(608) 417-6000 http://meriter.com/

University of Wisconsin 600 Highland Ave.

Madison, WI 53792 Phone: (608) 263-6400 http://

www.uwhealth.org/

$100 CopayIf you visit the Emergency Room when it is not an emergency, your insurance may not cover the cost!

Please note these are only two of many Emergency Room options. Find other options by searching

http://www.lewermark.com/madisonareatechnicalcollege/

Feeling home-sick? Lonely? Anxious? Depressed? Your health insurance provides coverage for

counseling and consultation services.

These services are also available FREE on campus in the Student Development Center: sdc@madisoncollege.edu Truax room 159AA: call 246.6076 DTEC room 116: call 259.2979

Free & anonymous phone consultation available: National Crisis Lines: 1-800-784-2433 or 1-800-273-

8255 Dane County Crisis Line: 1-608-280-2600

Getting sick: Not fun. Getting sick far from home: Worse.Get sick away from Madison? Still covered.

If more than 100 miles from Madison, call Assist America for help finding a doctor: 1-877-488-9833

The Assist America number is on the back of your insurance card.

Getting Prescription Medication:Express Scripts NetworkPrescription Drugs Copay

$2,000 limit per member (Annual) Tier 1 Copay $10 for generic

prescription Tier 2 Copay $30 preferred Tier 3 Copay $50 non-preferred

Show your ID card at the pharmacy to receive this discount!

Local Pharmacies

East Side: HY-VEE PHARMACY: 3801 E WASHINGTON AVE - MADISON, WI 53704 - (608)

244-4991 UW HEALTH PHARMACY East: 4122 E TOWNE BLVD - MADISON, WI 53704 -

(608) 242-6862 West Side:

UW HEALTH PHARMACY West: 7102 MINERAL POINT RD - MADISON, WI 53717 - (608) 828-7688

SHOPKO PHARMACY West: 7401 MINERAL POINT RD - MADISON, WI 53717 - (608) 833-6622

Everywhere: WALGREENS PHARMACY:

311 East Campus Mall  Madison, WI 53715 (608) 251-0042 3710 E Washington Ave, Madison, WI 53704 (608) 242-9483

Finding a Doctor/Clinic/Pharmacy:Go to www.lewermark.com 1. Click on “International” and then “Find a

Doctor or Pharmacy” to search for an approved doctor close to you.

2. Choose the GWH-CIGNA Provider network and search by “Specialty” or Medical Condition” to find a provider. “Select a Network” will default to PPO, which is best. Under “Provider” type we recommend Hospitals/Facilities. Under “Specialty” types, we recommend selecting “Medical Clinic, Urgent Care Center, or General Hospital” depending on need.

3. Call the doctor/clinic to make an appointment.

SUMMARY OF BENEFITS www.lewermark.com/madisonareatechnicalcollege

Exclusions

Refer to the “Plan Brochure” link on the website for details on what is NOT covered by your insurance, such as:

“Elective” or “Preventative” care Physical examinations when healthy, Flu vaccination, Acne treatment, Student Athletes: injuries during

intercollegiate game or team practice Dental & vision care (limited injury

treatment only)

Dental and Vision Options

Dental and Vision Discount Plan You can join at any time This is voluntary—enroll

and pay individually online

Pay minimum for 6 months or 1 year of coverage

Provides discounts on dental and eye exams, and procedures

For more information, visit www.lewermark.com

Madison College Dental Clinic Inexpensive cleanings and dental

examinations.

Possibility of additional care at lower cost.

Located at the Downtown Madison College Campus. Call (608) 258-2400 for an appointment.

Madison College Optical Dispensary Inexpensive eyewear selection, ordering,

adjustment and repair. Bring a copy of your current eyeglass prescription.

Room 314 Truax Campus. Appointments are strongly encouraged, call 246-6272.

Hours for Spring 2013: Thursday 1:00 – 3:00pm, Friday 9:30am – 1:30pm

IMPORTANT!

YOU are responsible for paying any medical costs that the insurance company does NOT pay.

We’ve talked a lot about what to do if you get sick.

But we really want you to…

Stay Healthy!

Drink water Eat healthy foods Try not to skip meals

Fruit, nuts, and vegetables are healthy snack options

Get plenty of sleep Get some EXERCISE!

Get Involved With Recreation & Fitness on Campus Exercise at the campus health & fitness center

Present your OneCard for free access to the campus facilities such as weight room, swimming pool, group fitness classes etc.

Sign up for intramural sports

Attend WOLFPACK Athletics Games

More ways to stay healthy

Reduce alcohol intake (illegal in the U.S. if under 21 years old).

If you smoke, STOP today!

Avoid illicit drugs like marijuana, cocaine, ecstasy, or heroin. These are all illegal!

Injuries or illness as a result of engaging in illegal activities or excessively risky behavior will not be covered.

HAVE QUESTIONS?

Visit CIE website http://madisoncollege.edu/international-students entitled “Using Health Insurance” or (A-Z Index “International Students” “Using Health Insurance”)

Look at your insurance card Visit www.lewermark.com website Consult with CIE Staff Contact the Lewer Agency

Homework for Tonight:Print Your Insurance Card! Visit: www.lewermark.com Select: “International” Then: “Student Login” Enter Student ID # and Birthdate

Your birthdate is your default password. Change this under “My Settings”.

Follow the directions provided under “Start Here!”

Important Vocabulary

Exclusion Things that are not covered by student

insurance Pre-existing condition

Medical condition that student had before they started (usually not covered)

Claim A request for payment from the insurance

company for medical services

Important Vocabulary

Out of pocket Expenses not covered by insurance

Copay/Deductible Preset (Standard) fee students pay for each

medical visit In-network

Doctor that has an agreement with Lewermark insurance to provide better rates