GROUP: OPRESENTED BY

• AAMIR - MUSTAFA •MOHSIN - ARSHAD

•MEHMOOD - UL - HASSAN - FIRDOUSI

GROUP: OPRESENTED BY

• AAMIR - MUSTAFA •MOHSIN - ARSHAD

•MEHMOOD - UL - HASSAN - FIRDOUSI

NATIONAL BANK OF PAKISTAN

•One of the largest commercial bank in Pakistan

•Established in 1949

•Agent to the State bank of Pakistan

•Handle treasury transactions for the govt of Pakistan

•Over 1250 branches

• •Opened Islamic Banking branches in 2006.

•Awarded the best bank of Pakistan in 2001 & 2004

MISSION STATEMENT To be recognized in the market place by Institutionalizing a merit & performance culture, Creating a powerful & distinctive brand identity, Achieving top-tier financial performance, and Adopting & living out our core values.

PRODUCTS OF NATIONAL BANK OF PAKISTAN

Home Financing• Home Purchase• Home Construction• Home Renovation• Purchase of Land + Construction• Balance Transfer Facility (BTF)

Conditions : (i) up to 35 millions (ii) Period 3 to 20 years (ii) Debt to equity 85:15

PLS Saving Account

• Earn up to 8.50% p.a. +.

• Minimum saving balance of Rs. 20,001/- & a maximum balance of Rs. 1 million*.

• Free NBP Cash Card (ATM + Debit).

• Convenience of NBP Online Aasan Banking (for online banking customers).

• Two debit withdrawals allowed in a month & no limit on number of deposit transactions.

• Profit calculated on monthly and paid on half yearly basis.

Ready Cash Against Gold.Facility of Rs. 35,000/- against each 10 gms of net weight of Gold Ornaments .No maximum limit of cash .Repayment after one year .Roll over facility .No penalty for each repayment

Personal Accident Insurance• No documentation• No medical required• Premium Auto Debit facility & choice of deactivation• Coverage includes death due to:• Natural Calamities e.g. Earthquake, Flood, Cyclone etc.• Accident• Riots*• Civil Commotion*• Strikes*• Acts of Terrorism*NBP Protection ShieldNBP Protection Shield(Life is Precious)

Financing Facility for Stock Investors

• Comfortable environment for trading• No security requirement, except for the

customer’s equity• Customer’s equity freely available for

investment• Equity acceptable in cash or approved

shares

Agriculture Farming Program • Competitive mark-up rate. • Quick & easy processing. • Provision of technical guidance to farmers at their doorstep. • Wide range of financing schemes for farmers. • Finance facility up to Rs. 100,000/- for landless farmers on personal guarantee. • Financing available against Pass Book, Residential / Commercial property, Gold ornaments and paper security. • Loan facility on revolving basis for three years (renewable on yearly basis without obtention of fresh documentation and approval).

Personal Loan

Easy installments of 1 to 60 months at your choice.

• No minimum income, collateral & insurance charges required.

• Quick processing and fastest disbursement.

• For permanent employees of Government, Semi Government and Autonomous bodies receiving salaries through NBP.

• Earn up to 12.25% p.a. +• Minimum deposit of Rs. 20,000/- with maximum balance of Rs. 10 million for 5 years• Free Demand Draft, Pay Order and Cheque Book*• Convenience of NBP online Aasan Banking (for online banking customers)• Free NBP Cash Card (ATM+Debit)• Running finance facility up to 90%• Profit paid every month as follows

Year** Profit Rates (%) ***

1st 11.25

2nd 11.50

3rd 11.75

4th 12.00

5th 12.25

ATM + Debit Card

• Use it as an ATM in any of the ATM’s in Pakistan• Use it as Debit Card in any of the outlets with ORIX POS machine across nationwide. • Cash withdrawal up to Rs. 20,000/- per day• Account Balance Enquiry• Mini Statement (Only at NBP ATM)• PIN Change facility (Only at NBP ATM)

STUDENT LOAN•(Started in 2001-2002 by fedral government•Loan is given to only those student who hav got 70 % marks in their last examination•Loan is payable with in 10 years either he/she is on job or not •Free interest loan•ELIGIBILITY: For graduation 21 years•For post-graduation 31 year•For ph.d 36 years•Available for following subjects:

i) Engineering ii) Electronicsiii) Oil Gas & Petro-Chemical 

Technologyiv) Agriculture

v) Medicine vi) Physicsvii) Chemistry viii) Biology, Molecular Biology & Geneticsix) Mathematics x) Other Natural Sciencesxi) DAWA and Islamic Jurisprudence

(LL.B/LL.M Sharia)xii) Computer Science/Information

System and Technology including hardware.

xiii) Economics, Statistics and Econometrics

xiv) Business Management Sciences

xv) Commerce    

SERVICES OF NATIONAL BANKNBP online aasan bankingNBP Helpline call centreDemand draft Mail transferPay orderTraveller chequeLetter of creditCommercial financeForign remittanceSwift systemShort term investmentEquity investmentNIDA

INTERNATIONAL BANKING

National Bank of Pakistan is at the forefront of international banking in Pakistan which is proven by the fact that NBP has its branches in all of the major financial capitals of the world. Additionally, we have recently set up the Financial Institution Wing, which is placed under the Risk Management Group. The role of the Financial Institution Wing is :-

To effectively manage NBP's exposure to foreign and domestic correspondence Manage the monetary aspect of NBP's relationship with the correspondents to support trade, treasury and other key

business areas, thereby contributing to the bank's profitability Generation of incremental trade-finance business and revenues

NBP offers:

The lowest rates on exports and other international banking products Access to different local commercial banks in international banking

•ATM Card Information •Product Information •Account Information Enquiry •Complain and Request Ticket Generation

DEMAND DRAFTS If you are looking for a safe, speedy and reliable way to transfer money, you can now purchase NBP's Demand Drafts at very reasonable rates. Any person whether an account holder of the bank or not, can purchase a Demand Draft from a bank branch

MAIL TRANSFERS Move your money safely and quickly using NBP Mail Transfer service. And we also offer the most competitive rates in the market.

PAY ORDER * NBP provides another reason to transfer your money using our facilities. Our pay orders are a secure and easy way to move your money from one place to another. And, as usual, our charges for this service are extremely competitive.

TRAVELER'S CHEQUES

Negotiability: Pak Rupees Traveler's Cheques are a negotiable instrument

Validity: There is no restriction on the period of validity

Availability: At 700 branches of NBP all over the country Encashment: At all 400 branches of NBP Limitation: No limit on purchase Safety: NBP Traveler's Cheques are the safest way to carry our money

LETTER OF CREDIT NBP is committed to offering its business customers the widest range of options in the area of money transfer. If you are a commercial enterprise then our Letter of Credit service is just what you are looking for. With competitive rates, security, and ease of transaction, NBP Letters of Credit are the best way to do your business transactions.

COMMERCIAL FINANCE Let us help make your dreams become a reality

Our dedicated team of professionals truly understands the needs of professionals, agriculturists, large and small business and other segments of the economy. They are the customer's best resource in making NBP's products and services work for them.

SWIFT SYSTEM The SWIFT system (Society for Worldwide Inter bank Financial Telecommunication) has been introduced for speedy services in the area of home remittances. The system has built-in features of computerized test keys, which eliminates the manual application of tests that often cause delay in the payment of home remittances.

NBP SWIFT

Network Click here

The SWIFT Center is operational at National Bank of Pakistan with a universal access number NBP-PKKA. All NBP overseas branches and overseas correspondents (over 450) are drawing remittances through SWIFT.

Using the NBP network of branches, you can safely and speedily transfer money for our business and personal needs.

SHORT TERM INVESTMENTS NBP now offers excellent rates of profit on all it's short term investment accounts. Whether you are looking to invest for 3 months or 1 year, NBP's rates of profit are extremely attractive, along with the security and service only NBP can provide.

N.I.D.A National Income Daily Account The scheme was launched in December 1995 to attract corporate customers. It is a current account scheme and is part of the profit and loss system of accounts in operation throughout the country.

MODE OF CALCULATION: AVERAGE BALANCE DURING

A CALENDAR MONTH

EQUITY INVESTMENTS NBP has accelerated its activities in the stock market to improve its economic base and restore investor confidence. The bank is now regarded as the most active and dominant player in the development of the stock market. NBP is involved in the following:

Investment into the capital market Introduction of capital market accounts (under process)

NBP's involvement in capital markets is expected to increase its earnings, which would result in better returns offered to account holders