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3.2. Bilnoeimro .uo unx floaer,ur Mo)KVTb 6wu sacmaxosaHi:3.2.1. noeiToqHi cvnHa (ufieirsnoi'. leoxaerroT aeiauii) 3a vMoBtI. rlo BoHI4:

- Marorb csilourso nDo treD)r(aBHv oeecmauiro noeimsHoro cvAHa, ceprrzQirar (nocni4ueuur)nrbrnoT rpr4AarHocri nonirp.anoro cyAHa mla6o inuri Heo6xi4ui 4oryveurr,r;

- e TexHlqHo cnpaBHLIMn, He MaIoTb 3HaqHI,IX MeXaHITIHHX Ta KOpO.3ll.IHl4X .nOIIIKO.U)KeHb I

ni,ulonilarorb BrrMoraM siAroniAHux craHAaprin, upanuralr rexHi.rHoi excnryaraqii ra iHnifi HopMarHBHo-rexni.nrifi lorcvrrlesrauiT.

3.2.2 ot<oewri aroeraru noeiTosHr4x cvtreH- [email protected] HaJrexHr4M qHHoM AoKyMeHTr4

- 3.3. CT paxonlrfi 3axr4cr rro AoroBopoym.HaAaHo rK Anr{KpeMr4x rreproAlB eKcn3e.vjil r{H Ha flKopr (u), rar l Anr oyAE-rKrfxBIBHAqCHI B trOI'OBODI CTDAXVBAHHS.

crpaxyBaHrur Aeox a6o 6inule nonirprHrx cyAeH.oBopy cTpaxyBaHIUt BlAoyBaeTbct BIA[oBtAHo Ao

cyAeH Ta BpIKJIIOqeHII' rIOBlTpflHnX CyAeH 3garor 9).

4. CTPAXOBI BTIIIANKI,I. CTPAXOBI PI43IIKII4- I . C-rpar<onnrr,r pr43r4KoM e rreBHa no4i.r, flKa Mae ogsaru fiuonipnocri Ta BlrnaAKosocri HacraHHfl, Ha

lllEllox noT rponowrrbcfl. crpaxyBaHrur N4afinoszx irrrepecin CrpaxynanrHzKa, loB'fl3aHprx s noro4iuurv,rryrryBamnM a6o po:nop

LTpa.IOBHM prf3HKOM rroAlf, 13 3aCTpaxOBaHr,rMc!f[Itor|' muoxe rrpH3BesrH rroBlTprHofo cyAHa.

42- Crpaxonmra Br{rraAKoM e uo4i.a, ruo nepg56arreHa AoroBopoM TpaxyBaHHfl, flyg sil6yracs nilrr .ur nomBoPy cTpllxyBaHlxr Ta 3 HacTaHHqM .f,Kol Br4Hr,rKae oooB't3oK uTpaxoBr4Ka 34rtrcqt4Trl Br4nnarycrpomro nilurxo.qreaHnr CrpaxyuanbHr.rKy a6o BuroAona6yeauy.

nonirprHlrira

1.3, 3a un,ta llpasraranau crpaxoBraMr4 Br{naAKaMr,r e rroBHa garu6em a6o nourrcoA)I(eHHt noeirpruoro...-tHa e nepio,r.rcnnyataqiT: y ncilsori (A), npra pyniuui @), Ha geuri qu ua rrcopi (C) - lrc nxaaauo y--- tlBurDl CmaXVBaHfUI. aCaMe:

-i'.,1.1.'floeHa zaru6enr noeirpruoro cyAHa" -- ue 6yAb-qKa parlToBa ra He nepeg6avyaaHa nolir (s

.:-\." tse.HHq\l yl,10B po3runy ) ulIX llpaBr4n), ulo BlAoynacs B neploA All AofoBopy crpaxyBaHHt, HacrlAKaMtl:::4. a:

-.,1,1.1. noBHa BTpara nonirprnurra cyAy.ory noJlboru B 3Brq3Ky s pyfiuyeaHHrrra:::-'a:lil\ HeCyql4X eJIeMeHTIB KOHCTpyKIIII ( KoJlI4 KoMIIeTeHTHoto KON4lCleK)

sufr a6o eKoHoMiriHo HelouirrHrzfi

rolu nonirpsHe cyAHo, xxe s4ificHtoearo nJtaHoeufio i 3axoAn utroAo fioro

a ffilffiil8ffii,?'"?X: _ 3 lKt HLreHHt Br{IrIeBKa3aHOfO TepMlHy;

+.3,1.3.nrpara nonirpluoro cyAHa n:n'.n:xy 3 Bl4MyneHoro [ocaAKo]o raKofo nonirpruoro cyAHa Ha,,1.JUeBlCTb, sK He [rpr.rAaTHa Anfl 3nboTy rroBlTp.rlHoro cyAHa, aoo eKoHoMlr{Hoto HeAoulnbHloTFo hofo-l3K\ aUll.

iyAua". --qe 6y4r-rKa panroBa ra He nepeA6a'ryaaHa no4in (:)pa)) ), ulo BlAoyJracr B rreploA {11 AofoBopy crpaxyBaHHt, HacJIlAKaMfitKor e aoo AeQopMarllf, eJreMeHTlB floBrrpqHofo cyAHa, BHacrlAoK Llofo

noBlrpflHe cyAHo q'4.4. lloail, aBVII, BnsHalorbct crpaxoBl4Ml4Btrna.4KaMI4. Ha yM A)KeHHI tlOBlTpsHOIO CyIHa He

3atexaB Bu BoIr IIIATBepA)KeHI4I4 BlAnOBlAHI4Ml4

n 4exirlnoxyuoe n" 4.6.OK HACTAHHfl

.qKux Bax KoHKpsI o6upaerscrCrpa crpaxyBaHIIJI

yKnaAaTr4cb Ha yMoBax clleqliulbHoro crpaxo Boro floKpHrrfl ,

cTaHAapTHO o cTpaxoBofo IIoKpl.ITrt, iLIIe Jlfi[re 3a yMoBl4, flKUIO qeftDt\10 IIeDe

4.7-. bc.a Ha yMoBax cneqiamHoro crpaxoBoro roKpHTTfl., .aHtaprHofo cTpaxoBofo noKpr4Tr.s Ta AolaTKoBoro_gTpaxoBofo [oKpI4TTq, To oKpeMl BhKI]oqeHHf 3 tlilcna,1\. rro nepe46aueHiy 1.5.2. ra 5.3. pos4iry 5 unx llpanrzr ra sri rloKpl{Balorbc.s Ha yMoBax cneqiarsHoro

.t3\oBoro rroKpllTrf, cTaHAapTHoIo cTpaxoBoro rIoKpt4TIt Ta AoAaTKoBofo crpaxoBofo [oKphTTfl, He

orpaxyBaHHt.yBaHHt, ro CrpaxoenK. siArxxoAoBye BilTparH,Br{naAKy tuoAo 3anoolfaHHt aoo 3MeHUJeHHt

:.-1.

- 9. -fxuo qe nepe46aqeHo AoroBopoM crpaxyB_ -,rDuc (-mcwrrpq nLuI/r\/ a lrcvq\_!D.'L v.y* yBilJIbHr{Ky P .MexaT crpaxoBol

- - .::. crpaxyBaHrur, posyuHi i goqilruo noue. i: .-1. l.l H-S\l npHr{HH Ta OOCTaBHH CTpaXOBOfO BH

- -. i LTpax)tsanbHr.rK, qKtIIo qe [epeAoaqe--. - -:-.:.) BHmaT.3a3Har{eHHX V II.4.8. UAX f[OaeAJrTa trOKVMeHTZUILHO IIOBeCTH lX 003Mlt].

- Tlolr vxrareHHi aorogoov croaxvBaHrrr Ha oefic (nonir) cmaxvBaHHg nie z MoMeHTV 3anvcltv'. - i : -r:rmsHoro cvAHa Anr noJrbory Ha aepoAponri eulrory i4o ttlonaeHry ix ar,rrr,rr<HeHHs Ha crolHtli-:l' --'- "' -:;l3HaqeHHtl.

- 3.rnoei:uo ro ur4x floaerar. eim{ocHo oKoeMofo aroerarv. 3HflTofo is gacroaxoBaHoro' : --; j -r -\rHa. cmaxvBaHHg nie sa'v'r\,IoBH. uro rarcnfi afDefar He TIoKHFTB reolrroniKl aeDoflonTy, He

. . - :- - , .::-,1rfi sa iHrue norirpmre cyAHo a6o sa fioro rraicqe He 6yB BcraHoBJIeHvitisruui't arperar,

-< BIIK.IIOI{EHIIfl I3 CTPAXOBI,IX BI4IIANKIB I OEMEXEHHq CTPAXYBAHH'I' i: - . ;raroru crpaxyBaHHro.nonirprui cylna:' :: . -.r,cralom xouSicxaqil na niAcrasipirueunr gyAy, f,Ke-Ha6ylo aaxounol cnln;: - .. -:.J:t.t\ar1'foTfc.s.3a rlptBHaqeHHfll.t.iutuna, uiN nepe46aqeHo 3aBoAcbKolo KoHcTpyKlll€lo,

-:I -' :: , '1:-\rT-b 3HaqHl |IOIIIKOA)KOHHfl I KOpO3IIO;: - .i -- '.1'. i:iglnrn eKcfroHaraMl4, He3uulexHo eiAix rexuiqgofo craHy.

-i.1. He easF{arorbcq crpaxoBrrMu BHrraAKaMV no4ii, a onxe ni4ruxo4yeaHHro He niArqrarcrs,',i.lrxlr. Lrro cr&[Hcs suacrinox:

: ---!i:{\ -lll AoroBopy cTpaxyBaHrul;-. l.j. naeN,{acFrrd'x' 1iii4

'a6o 6esAiqmHocri mla6o Heo6epexuocri caMoro Crpaxyea,rruzrai,- -,rur6r'pqua\ ,aJa6o i4 ci6, qxi 3HaxoA.flT6c.rr y TpyAoBr4x eiAFrocuuax t3

- :r\r T^rbHHKoM, '{reuin erci

-'.-.r. sKIIIo [oBlTpfHe

_-

...

.rrKl 3HaxoAtTbct y rpyAoBl4x BlAHocl,lHax 13

TaKy HerlpklAarHlcrb Ao rlonbory (pel4cyJ,"tKuloB BT,TKJIAKaHI4I,I I4OrO npI4XOBaHI'IMI,I HeAOJIlKaMh.

ovl

v

cauosafirtasrut, tKulo AoroBopoM crpaxyBaHHx He

y rourpa6aHAHl4x a6o iuunx nporu3aKoHuux Aisx'tu

aKoHHI4x uirux a6o n qiffx, uro He siAnoeiAarcrs

cHellllJl ni4npzeuut'IurxoT (rocno4apcsrcoi)nx (e r.u. liqeu:ynanHfl, KBoryBauul roulo);f,Ka 3HaXOAI4naC.fl IIIA B|IIInBOM &',IKOfOItO.

vlH qvl MeAI4KaMeHTlB, a raKox BHacnlAoK nepeAaLlloco6i, qKa 3HaxoAVIIacr, s craui aJlKofoJtbHoro,

Ka He Mae Dp.aBa Ha KepyBaHnr.noairpruuM cyAHoM.;5.2,9. .axu1o noeirp-sHr4M cyAHoM KepyBanu oco6u iuuri, uiN niloru, sKa3aHi e ga.sei i gonyqeui 4o

:,::.,'.l3HH-tl IIOJIbOTIB 3rlAHO 3 AtOqHMI4 CTaHIapTaMv I IpOL(eAypaMH,3a BI'IH.STKOM BI'{IIaAKIB' KOJII'J

Hlr{Hofo nepcoHany, flKl4n Mae npaBo 3AlHcH}oBarun'rsxie;

ocool4 aoo I4oro [peAcTaBHuKa (octo, tKlpIKOM, r{JIeHlB eKnaxy), uo 3All,lcHeHl3HaXOA.flTbCt y TpyAoBI4x BIAHOCI4HaX l3

a6o eHacriAoK BxMBaHIIt arlKofoJlto, HapKort4tlHHX.

- . : t-:11\ a6o rorccuqul4x perroBl4H tlu MeAuKaMeurin;: - . .. rKulo BcraHoer6Fro Sarcr nepeee3eHHfl raHrBXy ra/a6o nacaNnpin. noHaA ecraHoe,teHi J..rs

- ' = .:glroro cyAHa HopMr,r saHraxoniAilonaHocl ta/a6o nacaxt4poBMtcHocrt:

: - .- nop\/uleHHr frp. BHn.ynpaeliuna, eKcnJryaraqii i rexuiquoro o6cryfoByBaHHt noBlrptHofo

',:'i,-.Itrr npaBHJr, BlArroBlAHI4x rIpaBHn [oBrrp.sHHX rlepeBe3eH6 naca.t(HplB, oafaxy, BaHTa)l(\ I

: -- j,]HHX HOpM Ta rrpaBr4n oe3IIeKI4 rroJrboTlB, UIO lCTaHOBJleHl Ml HapOAHUM 3aKOHOAaBCTBO\|- --.:.1 r.::ioHo-taBcrsoila Yxpaiun, a6o nopyureHns sra3isoK KoMneTeHTHI,D( OpraHin, ruo cTocyeTbct--.:'1 ].::iOHO-]aBCTBOM yKpalHLl, aOO nOpJtXeHrUI BKa3IBOK KOMIeTeHTHI,D( OplaHlB, rUO CTOCyeTbct

- :. >--t.3. a TaKox ilpaBnn rlo)KexHol 0e3neKr4, ilpaBl4n TexHlKI4 oe3rIeKU, npaBun IIOBO!)(eHH' 3

..:..{o3arl\{Hctuttu'ra iArcranau peqoBr4HaMu- a6o pa4ioarrueHunau vratepiatavu ra lH[lti\-, nn 6aon, vrr nn [LnrrD T4 dr1 DarqunDflcur ur/uur/rt eqrn gnnqpcrRn\l::3;J,I. IIO CTOCVTOTbCfl OE3NUKI4 IIOJIbOTIB TA

'Kl BCTAHOBJIEHI III4HHI,IM 3AKOHOAABCTBO\I

. : - : ': -.::lrHIJ\II foAaMr4, xouaeuqi.ruu, u1o paru$iKosaHi vrcpaiuoto, aQo siAnoeiAHltrilt:-.:.,;.'.,"'.,'. c:raHa\r riei xpaiuu, y noeirp.nuouy npoi:ropi a6o Ha reparopii.sxoi nepe61'sae

: --:ets,teHHx lonirplHofo cyAHa y nonir (pefic) 3 HeyKoMrIJreI(toBaHHM exinaxeivt. nnlt..:. ,:r:iqsoro crauy raxoro nbnirpqloro cy4ua ercunyaiaqifino-rexniqHifi 4orcyrureHraqii. :i '.:' :-o3.leHrrx npaBAJI 3aBaHTalr(eHrIJI (po3MltIIeHHq BaHTaxy)'ilr.po3MlIIIeHHt nacaxHplB.._ -:t.i3l:i3Hb no.tbory 3a Br4coToro, y qacl qr4 Hanp.flMKax, araKo)K BlAnpaBneHHfl noBlrp.qHoto

' -r: i -^rir rner;.\ 6es npoxol)Keunr rexryiuHofo ofJItAy,3 Ha.tIBHorc uecnpanu_icrlo,3.gKoto:a6opoueHo., . - -:..n.r)araqiro, a6o nepeo6naAHaHoro 6es siAnosiAHoro Ao3Bony, araKo)I( 6es nosiAoNaJIeHHt npo ue-.::1,--itira:

r I BI4AoM TpaHorlopry, 3a BI4HflTKoM-::::---: CTaHHf, CTpaXOBOfO BHIIaIIKV a6O

1 .':,':..: 6yrccrapovr B Me)Kax aepoilopry;-:-l 3JItrHol cMvfl{. .sKa He eiAnoeiAae BI4MoraM AJltl

:- r - l s $opc-uaNopuuNtu o6crasr4FraN4r4 Ta tKrlo iHrue He

ory6crBa CrpaxynanrHl4KoM (Bzro4oua6yeauenr )y rpyAoBLD( ai4uocunax is CrpaxyeaJlbHt4KoM,

KI4:

-i 3.1 . r+enrafrHoBoro xapaKTepy (naopanrHoi urcogu), uenpmti z6nrt<v Crpaxyaa,uHrrna ra s6firrcil eiA-:;.,r

QR^axry;-i.i.2,.qrci crarvc. BHacnrAoK 3HaxoA)KeHH.rr noeirprHoro cyAHa no3a reorpa4iuHr.rx pafioHis

,': -.tr araqii> 3zt:HarreHl,lr( y .uoronopi crpaxyBaHHq, .s Io qe He ros'qgaHo 3 Herlepe6opHoro ct4Jloto;

-s.3.3, noe'rsaHi g Ha;receHn-sM urrblr.r HaBKoJrr4rrrHboMy rrpnpoAHoMy cepeAoBl4uly, xHTTto,:4opoe'ro- '

''--io \ral"rHv roerix oci6.5.4. He einnocsrbcfl rro crDaxoBrrx enna.Dxis eiil\aoen reralefi. evsrie i aroerarie noeirosHoro

:,. --:Ja. sruro ui eiilvroen ra ik saclilxv roxarisoeaHi e Mexax eilnoeiff{vtx anreraris noeimsF{oro cvIIHa. a-:\o/h rTorlKotrxeHrur arperaria nonirprHoro cyAHa, qKi cralrua sHacriAox npupoAHtrx npoqecie:\crr.rvarauil. a caue:

5.4.1. nournotrxeHHfl isilrn{oepr oKDeMr,D( aroerarie (cncreu). gfixrtaxaHi ix sHocovr icraoiHHqv s

--ooueci eKcrrJrvarauii- rederrarr,rv i lieio oo6oqrx noouecis i cvnwHix qnHHurcis, lxulo uacliAKh raKilxroruKonxeHs i einluoe roxarisosasi vcene.nnHi uax arneraris (cucrevr):

5.4.2. nourxo.rr)KeHHs oKDeMHX .uera:refi arnerarie. trro Ma]orb HaKorlnqvBzultsafi a6o nnornecvrcqufi\aDah-reo ftni:l1uuu, roposir, po3tuapyBaHnr i ro*ry no4i6ne), noe'q3aHi s 4iero eKcflnyaraqiituux yMoB l

HABAFITAXCH6:5.4.3. rr.licueei norurcorxeHHfl (eN{'srl4ur,r i :a6ornrz) nonaroK KoMnDecona nBHfvHa. noairoRHHx

rerrHrie. ereNaenrie soenitr]HsoT o6urnsrcIa i inrrlrax aroerarie noeiroqHoro cvnHa. sKulo BoHH 3'flBvtrtlcfl He

sHac.rilorc KoHKDerHoro 3abeecrDoBaHofo BHrranKV g noeirosHI,rM cvtrHoM i sr.LfereFri npu nic,r.rnolirHouyor.r.qti-a6o rrpi{ B}rKoHaHui perlaueHTHHX po6ir na nonirprHouy 9y.lut.5.5, -flr<ulo n- pesynrrari npvuuu, :asuaqeur4x s n.5.4 qnx. llpaezr, ai46y4y'rucn s.aru6ets

-oeirp.auoro cyAHa a6o nonxo4xenHq iHrxzx arperarie i ereNreHrie [oBlrp.flHofo cyAHa, ro qt no4ti'byayrn:,r 3 r J-qraruct _tK crpaxoeuft ennaAor.

5.6. He sKnroqarorbc.fl Jr,o crpaxoBux eurtaAxiB BLrqBreHHr [o[KoAx(eHb B noBlrpsHoMy cyAHl ntA,:J ft.taHoBHx rexHiqgnx ofjTflntB. flKtrro ul ilotrlKonx(eHHfl He [oB'qsaHi s KoHxoeTHo]o aeiauiino]o floIIlerc.

-i.7. TaxoN He e crpaxoBr4Mr4 Br4naAKaMr4 garu6em a6o noruxoAr(eHrul noeirprHoro cyAHa, u-lo

::-,1lll eHaCIi.[Orc:,i 7.1. nolifi- neoel6aqeHr,rx B "floroxeHHi noo enrcrror{eHHr 3 .rrofoBoDv croaxvBaHHs flneDHHX

-,'..'.,iB.Ns l" - AVN 38b (notarox l) a6o B "lloroxenHi npo Br,rKJrroqeHHfl 3 AoroBopy crpaxyBaHHf: --:.-..i\ olt:tzxie J\s 2" - A\,fN 7l (nolarox 2):

-i.r.2. nonifi. neoe.n6aqesnx s "floroxesni iloo Br4KJTloqeHHfl 3 troroBopy crpaxyBaHlul eificsKoenxI '. ',.:'3. olr:rzxis vroHv ra isurax He6e3reK" - AVN 48b (-Ilolaror 3):j - -1. nolifi. neoel6aqeHux B "IIoro)KeHHi rno slrrcrlor{eHHr 3 noroBopy crpaxyBaHHn pusurcie,

: : i.:-lt\ 3 ereKTDoHHl,ttr,t oosligHaBaHHsM .[ar". - A'\fN 2000 (-Ilolarorc 4).I S 3a viuoer.r crrJraru CmaxveansHr4KoM tronarKoBoro cmaxoBoro nllarexv. noeirnrHe cvltHo

-.= --'.--;1 3acrDaxoBaHe Ha BHnanoK saru6eni.3HI4KHeHHS 6egeicru a6o nourxoD(eHHfl eilnoeirHo ao

-- :-: r3Ir\ \aroB cmaxvBaHHs eil eii{crxoeprx nt4szxie. Dr43HKV vfoHv i inuvx He6esnerc J\s l " - A\rN 5l-'-.: , -<i i "[onarKoBr4x \4{oB crpaxyBaHrn sil siilcrrcooux pu:nrcie, ph3tlKy yroHy ra iHnux He6esterc.-- - S',', -i-i5B (nolaror 6).: - \- slrnalrcax. rrDflMo 3a3HarleHrrx e -Ilorosoni Ta 3a \ ,{oBV cr'rurr4 lollarxoBoro crDaxoBofo':-:;' ,1 :oaroet4K einuxoloeve B'ITDaTH croaxvearsHl,IKa. iloB'f,caHi g nnn6uoagHgv renHronii eia

- : -=-llLtixie) noeirngHoro cvtrHa- qlfl4fi nocmDKnaB gHacrilorc cmaxoBofo BHIIaIIKV. B[4Toaril. uo

:-,: '::--r li'eHHrarcHeHHq. a raKox neo6ximri ra louilsHo IrDoBeIIeHi suruutu: nog6unauHt ra:t:-:-:::i :oairpruoro cyAHa, nomyxoai po6o

. _- : -., -l ,,lloJroxeHHt IIpo BIA[rKoAyBaHHt- : j-: -:o ei.llilxoAyBaHrur BLITpaT Ha tlolxyKo

r . .1,:--lo iHue He nepef6aueHo Aofo: - : -- :--Jli nO lOfOBOpy CTpaXyBaHHt, XtOtity

r:-.,r1;r\a ei-f :o6oe'q3aH6 3a raKI4M AofoBopoM crpaxyBaHHs y Br4naAKax, uo [epeA6aqeui qHHHI4M

Br4trarKn, .sxi Hacranu n nepiol lii'-: - -:3.-rBorr Vrcpainz a6o rr,riNnapoAHl4M 3aKoHoAaBcrBoM.

-' . r. LTpaxoBvln 3aXIdcT pO3IIoBcIoAXyeTbct Ha CTpaXoBl

,:., - -=:aE crpoKy 4ri goxynaeurin, er-,--,- HX y tt. 9.4. tlux llpanul, qr,r 3^MoMeHry[pkt3ynxHeHHfl ix aii. 3, :... ts:-tHoB,rreHrur qr4 oTpaMaHrrrr HoBr4x.4oryueurin, BKa3aHr4x y n.9.4. qn llpaer,rn, Crpaxonux uece

-- = -'-.sHicrb IIo.rloroBopy crpaxyBaHH' B rloBnoMy o6c.f,si.

-i .-1. IoroeopoM crpaxyBaHrur Mo)Kyrb 6yrn nepel6aqeni raroN istui BI4naAKI4. seirF,HeuHl:-'.ti;iKa ei4 o6on'mry qoAo Bllnnarn crpaxoBoro eiArrtxoAyBaHHJI Ta lHIrIl BuKJIror{eHHt 13 crpaxoBhx

:'. iTCa\\'BaHtUI.j :: -fmuo iune se nepe46aveuo AoroBopoM crpaxyBanHl, CrpaxoBLIK He. uece ni4noniAalsHicrsl.-"iro-toBye gblrrnn, rqo n sHacriAor crpaxoBoro BIrrIaAKy, ra sxi ei46ynucr 3 MoMeHTy:rrF r-moK'v niT loxvvenris- ex HX v n. 9.4.t:uxlloasl,Ir. qI,I 3 MoMeHTV nDI43vnHHeHHfl ix lii.3

': - - - -,rio croplH srlAHo AoroBopy cTpaXyBaHI{JI.

-:-i:.r. tuo He creY VKPaIHH.

-<.1J. EyAr eHi-y n.ir. 5.1. - 5.12. qnx flpanur,3a BI4KJItorleHHflM n.

-- .: n, 5.3.3. KoH( ern3oBaHo rrpu yKnaAaHH AoroBopy crpaxyBaHHt,

6. TIOP,'INOK BII3IIAIIEHII^fl PO3MIPIB CTPAXOBI4X CYM. JIIMITBrArroBrAAJrbHocTI CTPAXOBpIKA. CTPAXOBE BIAITIKOAyBAHHT{

5.1. Crpaxonorc cyMolo € Br43HaqeHa AorcBopoM crpaxyBaHHt fpomoBa cyMa, y Me)I{ax tKot- .:-rosnx so6oe'qgaHrafi rtpu sacrauHi crpaxoBofo Br4rIaAKy npoBecrn Bnnnary crpaxoBoro

-'' 1 ro-l\ BaHtUI.6.i. Crpaxona cyMa BcraHoBJrrcerbcr 3a y3foA)KeHH-flNa r4iN C'rpaxonnxorvr i CrpaxyBanbHhKoM Ta

3:laqaerbc.s y AofoBopl crpaxyBaHrrJr. Biahosiaalruicrr Crpaionzxa repeA Cqiaxyea;rsHuKoM-1,.lexeHa crpaxoBoro cyMoro, uo BrdHar{eHa r goronopi. crpaxyBaHHt..t+ cyMa floroA)I(yerbct,-:peroenrcou'i CrpaxynaJrbHr4KoM Ta po3fnrAaerbc.r .flK nirrrir sianoeiianrFlocri CrpaxoazKa npu eHnrari- r:a\o Bo fo BtAIxKoAyBaHru{.'

.6.2.1. Crpaxonl cyMa He rroBrrHHa rrepeBr4rrlyBarra AificHoi uaprocri nonirpruoro cyAHa. [ificHoror:pTlCTlO tlOBlTp,IHOrO CyAHa BBaXaeTbC.fl lIOfO.BapTlCTb y MlOql I4O|O 3HaXOAX9HH' Ha MOM9HT yKnaAeHHt

-ofoBoP)/ cTpaxyBaHHfl, flRa BLBHaT{aerbct Ha rllAcraBl:

. 6.1.t.i. 6yxra.nrepcbKr4x AoKryeurin, s BpaxyBaHnflra uiHra ania6y4inuoro 3aBoAy...- enpo6uuxaroeirpxuoro cyAHa, BKJrroqarcqr4 eiAcoroK 3Hocy noeirprHoro cyAHa 3a qac froro ercnlyaralti;

6.2.1.2.. 4oronopie rcyninni-npoglaxy, opeHAr4, risnHry .rr4 iHIIID( 4oronopie, yro4 a6o KoHTpaKTlB, a

:.:TcneqiarisosaHolo ouiHo.{Ho}o tpipr'roro a6o eKcneproM

t.'oBHKa e BcraHoBJl euufi y.4oronopi crpaxyBaHH n rpauuuuutit

: - r...lip BtlrrJrar crpaxoBux ni4ruxo4ynaHb, rrpr{.Aoc.flrHeH.Hi tKoro 4oroeip crpaxyBaHHr.:arciuuye ceoro Airo

-.:-irrr a6o^y ni4noureusi crpaxoBnx aunaArcin, siAnosiAuo Ao qx JIIrcfl BrAIxKoAyBaHHq.5.1. Crpaxona cyrraa (,rilrir eiAnosiAan*rocri) naoNe 6yrn rlo oKpeMoMy crpaxoBoMy

:-:-.{}_ra !,ofoBopy cTpaxyBaHHt B I-(lnoMy.

. 5.5, Y .nzna4rcy .yKiraAeHHrr AoroBopy crpaxyBaHHq xirurcox rloBlrpllHlrx cyAeH crpaxoBt cyMH- ,1...: Br-tnoBlAarrbHocrl) BcraHoBilloloTbcq oKpeMo rlo KoxHoMy IIoBlTpsHqMy gyA.Hy.

t 6. ,{oronopou crpaxyBaHHr raKo)r( Moxyrb BcraHoBJrroBurvtcb inurt rtutru BlAnoBlAarbHocrl.: .

'^ ] tsiIKA 3 BVIITUITl CTDAXOBO|O BItrIUKO,IIVBAHHfl.. - 3a 6axasngNn CmaxvezulsHr4Ka noeiTnsr{e cvtrHo rroNe 6wn 3acmaxoBaHo v Bt43HaqeHoMv

-'-::. ,qacrui) eil fioro 6arancosoi a6o 4oronipHoi naprocri. I-{r uacrxa He Moxe ccllp,I'urv venne 10o%

: - --:DTOCri nOeirOsnoro cvrHa.' ! .flxrlo cmaxoBa cvMa rnrrv noeimqnoro cvtrHa MeH[re lificnoT eanrocri uEofo rr4nv. To

, : -:: o-ltlHtlfur nosim.sHoro cv.IIHa 3 Irbofo Talrv BBaxaeTbc .3acTDaxoBaHolo Ha MeHITIV saoricru-- ' - : '"-' -:o ei:HoueHFrro crDaxoBoi cyrrlra, BcraHoBJreHoi na uefi TLtrI, Ao fioro Aificnoi eaprocri (npzuqrzn, - :,,:.:cieiroeilanrHocri).

- - (=mqwnpe

. _ :._ :'.-,lrr (.rrnlTy BurroBlAanbHocrl) 3a AoroBop( ynpu HacraHHl crpaxoBofo B]4rIaAKy.-:. :.: : --JKOtvBaHHr He MOXe..[epeB4\ySATU S6nrrcy, tKofo 3a3HaB Crpaxyaalsuvt rc,

- ' . : - --{ . {r \ \rexax crpaxonol cyrur,r (nirvriry n

- .c.-lr B4ilrrufu crpaxoBoro BlArxKoAyBaHHr crpaxoBa cyMa no AofoBopy cTpaxyBaHl]fl: -. ' :: 1 :a BeJHqVHy Br4ilnAqeHOfO CTpaXOBOfO BIAIIIKOAyBaHHI.

7. CTPAXOBA TIPEMUI. CTPAXOBI,IIZ [email protected] --t::\oea nperuix - rrraTa 3a cT)axyBaHHr, rKy Crpaxynamnux so6os'ssaHuit cnrarl4Tl4

I : '- : --':,q-lKv Ta cTpOKI4, BCTaHOBJIOHI AOfOBopOM CTpaXyBaHrUI.

l0

-.1. Crpaxoea npenir Br{3Har{aerbc.rr rrrJurxoM MHo)KeHru crpaxoBoro raputpy ([ogarox 10 lo uux. .: ';,'- - I H3 CTpZXOBy CyMy' UI,O BCTaHOBneHa AOIO- -:. Crpaxosi mpv$u po3paxoByrcrbcr (naarenarr.ruHo) Ha nigcraer, - -,.:'ioi' crarucrprKra HacraHFUr crpaxoBr4x Bvt posrraip crpaxoBofo rapuSy

lH.yBaHHrM MaKclrMaJrbHoi..srirHoi uacn nonirpfl HoforHoro cyAHa, crpoKy All AofoBopy crpaxyBaHHt ra

opie.

--€'.{.: N3D MOBfr CIIJI

- .:.j-\.13lllia CTp--::::\ r 3\..npe\{l,ro B crpoKr.I Ta po3Mlpax, BI43Har{eH

--::: - \: I 3J I nDei\f ll BBDI(aeTbCt:-.6.i. npn 6esrorisrcoeift cnnari - AeHb HaAXo.qXeHHr crpaxoBoi nperrrii Ha rloroqHzfi paxyHor<

=- : \ .-r Ft HK2'

_ I l*pu cnrari roriexorc - AeH6 onilurv crpaxoeol nperraii roriercolo B Kacy Crpaxoaurca.-.i. floroaopo.M cTpaxyBaHrur r,roxe 6yru nepeg6aueuo crnary crpaxoeoi npevil qacrr4HaMu 3a: ..: -:qeHr BlAnoBlAHl [eploAr4 cTPaxyBaHHfl .-.8. CmaxvearsHurcz :ri4Hg 3 IKnaAeHHMr,r AofoBopaMu v/-_.3:S/t.l v fporxoBtl4 OAr4HI,Iut yKDalHH. a00 v tHo3eMHll4 BlJIbHo KoH o.:r:::e He neper6aveHo qlrHHr.rM 3aKoHoAaBcrnou Vrcpaiuu. -flxruo liq A

,-.= :ir,-r:erruy repuropiro, ni4noni4no.Ao yKJraAeHr.{x yfoA s iuoser\aHHNlrz [aprHepaMr4, To.fropflAoK BaJlrorHl4x:.,.lrarwniB perynroerbcr ei4noeiguo Ao Br4Mor qvHHoro 3aKoHoAaBcrBa Yxpaihu rtpo BanrcTHe

-_a.1rcBaHIIt.7.9. C;rpaxoBr4KoM n 4ororopi crpaxyBaHHJr r4oxe 6yru. ncraHoBrrc:na yMoBHa a6o 6e:yvoeua

:teHrxrr3a. (I)paHII]pI3a BcTaHoBJrroeTbcfl y BlAcoTKax BIA cTpaxoBol cyMI4 aoo B aocoJI]oTHoMy po3Mrpl.

8. CTPOK TA MTCTIE Ari AOTOBOPy CTPAXLBAHHTI8.1. loronip crpaxyBaHrrJr yKJraAaetcr Ha crpoK Ao oAHoro poxy a6o Ha orperrarafi nonir (peilc), .rnqo

.-iLrJe He 3a3HaqeHo y AofoBopr cTpaxyBaHlul.8.2. ,{oroeip crpaxynai+u ira6ynae qznnocri ga B

--:arKH I Oocqfax, ooyMoBne.Hl,rx AoroBopjtu crp M

r.:-.\o-17KeHH-s CTpaXoBOI IIpeMll Ha IOTOr{HHI4 paXyHOI{ fl)--.1 3A3HaqeHr|t4, flK AaTa Hao)rmt qI4HHOCTI AOfOBOpy CTpaXyBaHHq, flKITIO IHIIIe He 3a3HaqeHO B AOTOBOpI,::A\\ BAHffI.

A.-v8.3. ALfl loroeopy crpaxyBanrn gariuqyerbcr o 24 rop;uni Ao6u, uo Br43HaqeHa, tK Aara iloro-ri:--{qeH}Is. .f,KIIIO ' axyBaHH.g, a TaKO)K B lHlxl4x BI4IIaAKax, nepeg6aveHnx'. r.1!r33.\rI{ un< flpa' 8.1. q*xq .. 11a'

orpenaufi nonir(pefic), ro-niH ua6yeae q/HHocri sa

_.r.1 l3;1 cn-raru CrpaxynanrHr4KoM crpaxonoi npeuiT B crpoKr4 io6c.nrax, o6ytuoareHnx AoroBopoM:]rri 3aHHt. : r'aorureHry oHaHHt CTapTy npu slsori.,1- :-:r5i 3.rbory, rKrrl ix 4oronopy crpaxyBaHHt,i;-:-'.rtcs nicrlq N.{otor qi) nonirprHoro cyAHa y

=':,- - -::a npll3Har{eHHt. HO aHH.tL!.-<. Ii-q loroeopy crpaxyBaHHq po3roBcroAx ro VrpaIHu, a raKox sa ii uelri,

;.-' - '3 :epel6aueHo AofoBopoM crpaxyBanH-r (: yp 4nyHfrin 8-5.1.-8.5.2" n. 8.5. qvtx,-!',

: i. -.-lis AoroBopy.crpaxyBaHHr He po3rroBcoA)Kye'rrcr ga nerrci.repraropii sxa3aHoi y lorosopi:--::.'-.--:.{q (reorpaQlr{H Me)r0, rrlo BKzl3aHl B AoroBopl crpaxyBaHHfl), sKrrlo lHrrle He nepeAoaqeHo

- -'- . :.,:'- t'l .-TOa\\BaHfUL: I -. LTpaxoBHK MOXe BCTaHOBJ[OBarZ oOMe)r(eHHr rro Tepvropil Alr AOTOBOpy CTpaXyBaHH.s, B 'foMy

- r- - -,1'.r:;{3HHr eiAnoeiAHo Ao Maprxpyrin (reorpatfit) nolsorie nonirp.ruoro cylHa,,€. TaKo)K 3

:: : - :i:::-qr.l_Oh?e\lKx neploAlB eKCnnyaTalll nOBITPTHO|O CyAHa: B [OJlbOTl (A/, I|pH pyJ]lHHl (tt), Ha 3eMnl

- -! ;'-:. C r. a5o 6yAs-.srnx xorr,r6inauifi qlar nepioliB eKc[nyaraqii nonirp.ruofo cyAHa.

9. rIOP.SIOK yKJrMAHrrf AOTOBOPy CTPAXyBAHH^gyBanbHr.{K rroAae Crpaxonury. [r{cF,MoBy 3aflBy 3a

HHOM 3a.rrBJrqe npo cBlh HaMlp yKnacTu AofoBrpIr-C '

ll

: -.-:. si:orr ronip, qiri: .-lir,--:-lgg ("O

t - -t. qpc lloJlboriB,-:,-'1:".n npo uufi nolir_,: _ : -.:. ei:ovocri npo pinens ni4roroaxu.rreHie erinaxy, B ToMy.tucri rani'raHa;: -.-. roniro 3aBAaHHrr ua nolir (pefic) - rryHKrr4 roqarKy i riHuq pefrcy, nyHKrr4 npouiNuux

axoBoi cyrvlz, niMirn siAnosi4aruHocri, ropflAoKaTr4cb AoroBlp cTpaxyBaHHt Toulo;

t4

-::3- _ 't''- _'::.--":.t:;;tcq BIAIIOBIAHHM BHAOM |OCIIOAapCbKOI AlfJ-.

'",;-ruln po6ir), .rrKrUo orpr{MaHHr rarioi niqen:ii (+oseony) nepe46arreHo qr4HHl4M 3aKoHoAaBcrBoM-' rl:.Hli. -IOKyMeHTI{, UIO IIIATBepPKyTOTb BapTlCTb rlOBlTpflHOfO CyLHa, Ta IHIIII AOKyMeHTI4, flKl Mo)t(yTb

a BuMory crpaxonaxa.rroAarorbcf, crpaxynalrHr4KoM piBoM is 3arBoro,

rin, u1o gagnaqeni y n. 9.1. ql.rx llpannl, voxe 6yrnt KoHKperHr4x )MoB cTpaxyBaHHr.

9.1. Crpaxynanruflrc go6oe'.flsauuit Marr4 [epeA6aqeHi sHHHr,rM 3aKoHoAaBcreorra VxpaTHU eiAnoeiAHiTa AOKyMeHTI4, trKl AOnyCKarOTb nOBrTptHeut "tlltry, AocBuqeHH.tI npo [pl{AarHlcrb Ao

t), HaAaHol

CTAHOBJI'Tb--:. - €\lHY HO|O qaCTI4HV"

9.7.' lTpu yrura4airui AoroBopy crpaxyBaHHr Moxe rpoBoAr4rt4cb orJUrA (erccneprvrm) nonirpnuoro-'. -:: IXO BKa3yeTbCt BaHH{, 3a B

9.8, Orrrsa no raKo)K Mo

-- ::\otsriFia) n 6yar [por.rrfoM- : :.1.-,:iJ cnpvtTw crpaxonuxy (npegcranHrary crp-:._ :-= -3r-rHl ofnrAy [oBlTpflHofo cyAHa Ta BHKO

- -: - .- - 3iixa) :a peylrraraur TaKoro ornrAy rrloAo- -:.: "i rlrTb CTytIlHb pI43I4Ky.::. flpu yKnaAaxHi AoroBopy crpaxyBaHHr.Moxe o$oprr,rnronq:ucs AoeiArca a6o onuc noeirpnHoro- - -: r :;,{iHaqeHFurpr fior r lificHoT naprocri $o:gir 6 Urax llpanur). Tara AosiAKa a6o onuc sacni4uyerbct

--,:,\.r .repinuurca i roroeFroro 64x.ramep.1 Ta rreqarKolo - grr CrpaxyBansHuKa- ropu4uvHoT oco6fi, ..rH

[peAMer AoroBopy crpaxyBaHHx ra nonirptHe cyAHo, lxe nplrftuaerbct Ha

--.:,'.r - rrA Crpaxynanrr"tl4-Sisnunoi oco6z. llicns yxra4aHru AoroBopy crpaxyBaHH.fl erca3aui.-. ' : -r,: g-T?HOBIUITb neeiA'eVrHy fiOrO UaCrUHy.

) BH[aAKy, KOJrr,r rroBt

- : : --: -rfrirq ncrquuiri uqfrql

-: : \.1:-- rpaBo ei4uoeurz y nunlari cTpaxoBofo ei4urxofiynaunr.

) BH[aAKy, KOJrr,r rroBlTpqHe cyAHo, rqo flepeAaerbcr. Ha cTpaxyBaHHr, He € BJ]acHrcrrol:'-1.'l:3llKa.. ocTaHHlI,I HaAae UrpaxoBt4Ky AoKyMeHTLt, .qo IIIATBepA)KylOTb [paBO BJlacHocTl Ha: -: ; -: :-' -lHo (nparo KopHcryBaHHr ril4 po3nopf,AxeHHr nonirprnnu cyAHoM). _r e.r rr rv rrLa[Llr vJ Arrv\lr).

-- - - i lplr yua4aHni AoroBopy crpaxyBaHHr CrpaxynaruHur :o6os'.flsaHzil nostAoN4urr4I :.''-: .lF\O BCI BIAOMI UTpaXyBiInbHHKy. OOCTaEI4HI4,^rIO MaIOTb ICTOTH€ 3HaqeHHfl AIq BH3HaqeHHfl

-- ----- J-:a\oBofo pH3 Ky, araKo)r( naaali rporrfoM 2 (arox) po6ouux gHin nucruono inSoprr,ryBuru. -: : .'.: -31 6y'Ar-ffiy :rraiuy cTpaxoBoro pt43r4Ky.

- : l*o licm yrcla4aunr 4oronopy crpaxyBaHyr .6yAe rcrauoBneHo a6o CrpaxoBhKy craHe, '-rpa\)'BaJrbHprK rroBlAoMI4B cBlAoMo HeupaBAr4Bl BlAoMocTl rpo oocTaBI,tHrI, tKl Malorb rcrorHe

-- - 1- -,i - --a 3ii3Har{eHHr cTyrreHro ra ftuonipuocri nacrannf, cTpaxoBo.fo BLrnaAKy ra po:rr'ripy Moxflr4Bl4x-'-: - -r-\t-tBIlK ltrae IIpaBo BuMarutt4 AocTpoKoBoro IIpunUHeHruI All lloroBopy cTpaXyBaHHL a y pa3r,

-: 1t.-: BcraHoBJIeHo a6o cratre si.[ouo Cr axoBI4Ky uicrs nacraHrur crpaxoBoro Br4[aAKy,

t2

- _. xyBaHHt:-.- -'.:;:\ floroeip:-l''...=-a':

- . B -loroBopi crpaxyBaHHfl CrpaxyBarbHl4 eHo, ulo. .*E' - ]...r^CHFUI IIPD( IIPABI'IN HE BKIITOqATTbC' B AO|OBIP CTPAXYBAHH,fl I HE AIOTb B KOHKPETHI,TX YMOBAX:--l-t--. :i:-:-!.

I (). }IVIOBI,I IPI{II,IHEHIIfl AOIOBOPY CTPAXYBAHH.fl . IIOP.gAOK 3MIHI4AO|OBOPy CTPAXyBAHHq

--:,,,.--.a{'Ul-ltlXOM yKnaAaHHt AOAaTKOBLIX yfOA, tllAIMaHI4X CTOpOHaMH' I flKl CTa}OTb H€BIA'€MHO}O

crpaxyBaHHr., 3MiHa yM.oB .AofoBgpy crpaxyBaHHflHa rIlAcTaBl 3aABVl OAHlel 13 cToplH, tKa HaAaeTbcff

Ur.D( 3MiH. Piueusg rpo 3MiHy yNIoB AoroBopyID( AHIB 3 MOMeHTy OAepXaHIUI satBH lHlrIOlO

foBopy cTpaxyBaHHf,.3foAHl 3 BHeCeHTUIM 3MlH B AOfOBlp CTpaXyBaHHq, B

rpo Ailo AoroBopy crpaxyBaHHfl Ha llorepeAHix.Li - -\

tilt npo npHnHHeHruI HOIO All.- -,.1. 3 NroMeHTy oAepx€HHq saflB;a oAHi€ro is cropiu Ao MoMeHTy trpprilg,ltmfl pirueuHa, loroeip

:-r:;:\:. 3eHHt npoAoB)Kye ArflTId Ha nonepeAHx yMoBax.-'_1.5. Ais AoroBopy crpaxyBaHHJr rrp]rrutu{erbcq ra BTpaqae qLIHHlcrb 3a 3roAoro croplH, a raKo}I( y

: '-.

BaJrbHLtKoM y noBHoMy o6crsi;BCTaHOBJIeHI4X AO|OBOpOM CTpaxyBaHHt

V BUNAN,KV.

LrpaxoB14Kaulo ll{u]e He

- =:e-r6aqeuo woBaMr4 AofoBopy cTpaxyBaHH.[;

10.5.4. nixsiaaqiT CrpaxynarsHl,IKa - IopnAHr{Ho 14

-,r lll?Ttt HH ;

I U.).).10.5.6. HeAIrcHl4M;r 0.5.7.10.5.8. y pa3i (farcrnunoi qr4 KoHcrpyKrr4BHoi ro cyAHa a6o sHI4uIeFrH.q

-,-:_:tsHofo cyAHa;1 0. 5.9. 3HHKHeHHT noBiTp.f,Horo cyAHa 6esnicru;1(1.5.10, mqo nonirpxne cy4uo ri4vyNyeucr i BnacHI4K He rIoAaB 3arlBy npo nepeo$opvJleHHt

_,. _- -rpv crpaxyBaHHr Ha. HoBofo BrracHr.rKa roBlrprHofo cyAHa aoo 3atBy I? lPgnll"to 4l A9l9Bopyr:::\f EaYL{4,TAKvfl4 AOrOBlp CTpaXyBaHruI nPl4naHteTbcfl 3IHt BIATIyXeHIUI TaKOfO IIoBlTpflHorO CyAHa'

'. r,t.5.11. npunnnenur'rryaya eracHocri Ha nonirprue cyAHo, 3aKoHHofo eolo4iHH-a a6o rcopncryBa+Hfl

-,.: -:.qHlr\f cyAHoM - 3 MOMeHTy rIpI4rrVHeHrrJr TaKOfO npaBa BJIacHocTl, 3aKoHHofo BoJIoAIHHfl qu

crpaxyBaHHfl, Ta sxi,, .-= [paBO 3MIH]1TI.I yMOBl4

eMuo.MoB. crpaxyBaHHt ra/a6o nig cnlaru 4o4arrosoipo3lpBaHHrl AofoBopy crpaxyBaHH\ qv ilpvn4HeHHt

Allo.crpaxyBaHIUI oyAb-flKa cropoHa 3.oooB fl3aHa

aneHAapHprx AHIB Ao I.AII/ ilpVrilIIHeHHt All AOfOBopyBopoM.

. -.9. flxruo ue--.:::,... -iJ Hr. crpaxy- . : --ma\yBaHrul

_ .lrl. Y pa:i--::.,-:;t( noBepTae LrOMy cTpaxoBl IIJIaTexl 3a neploA, IIIO 3ilJIlIlII4Bct AO 3aKlHr{eHrUI All AoroBopy._-:L.,1=-_iiIJI. 3 BIAPAXYBAHH'M HOPMATI4BHI4X BI4TPAT HA BEAEHHfl CNPABI4, BIEHAqEHNX TIPH PO3PAXYHKY

t3

-'"^',.r.', $aruauHnx BHnJrar crpaxoBoro ei4uxo4yeaHHx, rqo 6ynra gAifioueHi 3a IrvM- __: :._ _ .:Prlr+,\t

-,. - , :'-':., '.1 .-:la\\BaHHt.

, - . ' .fxruo BHMora Crpaxyna-rrruurrca o6yvroBJreHa rropylxeHrulna CrpaxoeLIKoM yMoB AoroBopy---ti:', . ::,--:. :o ocrasHifi [oBepTae crpaxynaltHl4Ky c[naqeni suna crpaxoei nJIaTe)Kl rIoBHlcT[o.- . -:. flpu AocrpoKotorr.ly .npuriuseuui .AoroBopy crpaxyBaHHJI 3a BIzMoroIo Crpaxonnra,- -: . . :.- :,i;iK\ IIJIaTe)Kl.

. - _: A Huxlr CrpaxyBanbHr4KoM yMoB AoroBopy---:r' :

_. :::-._-_!. TO IIJIaT9IK 3a leploA, IIIO 3aJII{u]uBCt AO 3aKHqeHHt Alt_,. -.:.:.:-. .-Tpa\\,BaHru{, 3 BHpaxy-BaHruIM HopMaTr4BHI4X BHTpaT Ha BeAeHHJI C[paBI4,_Btl3HaLI.eHI4X nphtr. _i,:...-,.1. crpa,\oBoro rapnQy, QarcrnvHnx BHnJrar crpaxoBofo BlAIxKoAyBaHHt, tKl oynu 3All4cHeHl 3a

ro rp r4nr4HeH.ry aii Ao roBopy crp axyBaHru,. He Aotryc.K aerlcfl no Bep He H H t-,_;-,... Br4x rrJrarexin) rorinxoro, sKrrlo crpaxoei nlareNi 6ylo :giilcHeHo B

.<-_-'_-

. . . ^. .loroeip ctp,,: t vBu[aAKy, urlaAKY;. .. r. roH$icxaqii Ha

- ,r:'. - r C\ fOuHOi CUllt;

' . 1' Y ?11g"9AuBcrBoM

YrcPainu'vcHHM y cyAoBoMy IIop.sAKy, 3flAHo 3 t{l4HHI4M

.i. -:- -3BCTBOM Yrcpaisn,

N, Nfi CTP^AXYBAJIbHI4KA Y PA3I HACTAIIH'I CTPAXOBOTO BUTIAAKY.ImPEJ'IIK AOKyMEHTIB, IIIO IIIITBEPI4-yrcTb HACTAHIUI CTPAXOBOTO

BI4ITANKY TA PO3NIIP 3BI4TKIBcTpaxoBoro BI4naAKy, o [peAcraBHI4K

: -: foAHHL{ 3 MOMeHTy I.{ BXIITI4 BCIX MO

,r'-- BlTp{HOro cyAHa I OCI HbOMy' 3MeHIII

.i- _,: ._ 3HHr nOAanbIXOfO IOIIIKOAXeHFUI [OBlrptHOfO CyAHa, ycyHeHHt II.pHrtAH, IIO Ctlpl.i.nroTb

: ':,al':i3FlHto flpaBa BHMO|H AO BI4HHOI CTOpOHH.

, ,.1. i rHurc so6oe'szauuit:

I4pbox.) LOAI4H.). 3 MOMeHTy HacraHHt crpaxoBol-oqI4 CJIylKoI4, tKl yrIoBHOBaXeHl po3cnlAyBar[ TwaoolcTb AoKyMeHTlB, IrIO IIIATBePAX]TOG HACTAHHfl

IB;

vo

3

-. - ': :-q\l CTpaXOBOfO BI4IIaAKy;.:.:.-1.2. npo ei4rpzrrf, cyAoBoro rrpoBaAx(eHHr ni4uocHo Crpaxyeal*ulra a6o qreHis erinarmy, Rre

-, : ;::_-:.1 t3 HaCTaHHtM CTpaXOBOfO BI4rIaAKy;l.l.-1.3. npo ro, rqg KoMrrereHTHr4MH opfaHaMn uu cryN6avu npoBoAurbcr po:cni4yBaHHt,

:.--:l::-r.?- Bl.qKpaTO Kpt4MlHanbHe npOBa.UXeHIu, HaKIaAOHI4I4 txTpaQ I T'tl.3aXOAll B 38t3Ky 3 HacTaHHtM

--::' , _:,l . rr BIlnaAKy.

- :.+. exprrt ecix rvroxrrannx saxoTin atx z'tcyuaHHt rtprlql4H ra sacliAriB crpaxoBoro BI'tIIaAKy, a-:' ^ :i.\ \ro)KtHBITD( i neo6xi.qnux saxoAie An.s 3MeHulenm po:vripy sourrcy;

: :.5. .qKoMora rrrBr4Arxe BlKr4Tr4 saxogia LnA oAepxaHrul BrAnoBlAHt.{x AoK) 4eHTtB, xlo

L4

-: l.-. cnpurrru Crpaxonurcy n cyaonifi cnpani npo ni4rurcoAyBaHHt g6zrris ao crpaxoBoMy BnnaAKy-: : .i1\-C!.I.OBHX CnpaBaX, II{O. CTOCytOTbCt CTpaXOBoTO BI4[aAKy;

,: :.8. B' LrrA ncix saxogin UoAo Molur,rBocri 3AificHeHHt.npqna BI4MorH Crpaxoauxa go oco6u,*^,,,, i

-1.. - -'- 2 ---ou ronnr wrp aAKy ,MHTI4 sci Heo6xiAni An-g Ilbofo AoKyMeHTI'{;

- :.:.9. cnpvlrvr B po::.10. Hararr y Bc -l AoKyMeHTaqllo, ulo

- - :- -{\ € OI4TI{ BI4CHOBOK IIIOAO

= - "=. -tii i, -.:.1 1. ftoro YrloBHoBDKeHI4x

-:€: J.-:--;iKtB:r4Tr4 MoxJrr4nic'rr yracri Crpaxonura a6o ftoro. npegcraBHl,IKa s orrxAi Naiclls

r4naAKy, nollrKoAxbHoro uafiHa ra BcraHoBreHui po:tr,tipy.noneceHoro.s6rlrxy, aBlAnoBlAHor rcorr,ncii, f,Ka rrpoBoArzrs poscni4tBaHHt asiarrifiHoT nolii (npr,rrolrz),cTBOproBarHcb;

::.1-1. f,Krrlo qe nepe46aueHo AoroBopoM crpaxy---:r- .:-.. qiil{I"I BI,l3Har{aeTbCt B AOTOBOpI cTpaXyBaHHfl 3

MALIHO

)axyBilncTpaxoBolo BHnaAKy TIJIbKI4. BVrXOMtrt4 13 MlPKyBaHb3foAolo uTpaxoBHKa, aoo [lcJUI ABox TIDKHIB 3 AHt

axoBoro BlIrIaAKy, .arci nepe46a.{eFli uuil,{h flpaeulauz- : : -,- -I-IIOBOPOM CTpaXyBaHHf, .

.1.-1. [ls orpr.rMaHrur crpaxoBoro niluxo4ynaHHl, KplM rrr4cbMoBoro noBlAoMJIeHHt rtpo crpaxoBl4l4:-.. : -,1i Crpaxynzuruuax (Braioaoua6yeau) a6o fioro cna4roeuqirtoel4HFli Harurvr Crpaxonzxy 3aflBy npo

.1-.:1. t---:1. r--rpaXoBofo nr4riu<o4yeauur (n.-12.6. m l2.7.qm< llpanu.rt) ra nacrynui Aot<ytueHru, uto-r-:€t-Dr$Torb HacraHHr axoBoro Br4naAKy, posnrip s6zrxy ra e ueo6xiAHI4MI{ !:tfl Br4ilrailt4 crpaxoBofo- ,.:,-r)BaHus, (n.12.4. qnx llpannl).

- 1.1. llepejrir 4oryueurin, rrJo uiareepAxyrorb HacraHrrJl crpaxoBoro BI,InaAKy ra e seo6xiAHI{Mt'I Ant-.,1:-:irH-q e

1.1.1. nic, ceprutfirar);-:.1.2. BrrAaHl BlArroBlAHxMr4 KoMrrereHTHt4Ml,r

__-,1l---MiKeHAMA) AeplKilbHr4Myr rd rt\urnMvr upr dnarvtvt uru.v&.{oBhMH ocO6aMI4), y tKI4X gasHatleHi

..:-,J:':3;{H}t i nprultru sI4HIarcHeHHt crpaxoBoro BlIilaAKy ra po:nrip r6rarxy;-:.+.i,'pilrennx cyain (npu Harsuocri cygoa'oro. upoeagxenHt), AoITYeHTI4 uloAo o6craeuH t

--- ..-,,.-.1,. BIiHHKHeHHT crpaxoBoro BHrraAKy ra po3Mrpy 3OLITKy, 9TpHMaHl .BtA npaBooxopoHHhx,-,- -;r:..rBr{\. 6aHrciscrKzx bpraHia, nicqeevi .opraHie

yiagtt, szcHoslde ercneprin ra cneuia,'ri3oBaHux.':---.--uifi. )rsraHoB,.flrd Airors Ha niAcrasi eiAnosiAHtlx Ao3BoJIrB (mqeHatfr) - rcpuAt4rlHl, ayAnropcbKl,.:,i:'...rraluuHt, sKrrlo orpr4MaHrrr raKlrx AoKyMeHTIB e Heo6xiAuuu. .Piuteusn iuo:euHoro cyAy

rr, rKrrlo TaKe pr[IeHHs lHo3eM.Hofo cyAy Bh3HaHo raI{I4HHOTO 3AKOHOAABCTBA Y KPAIHLI;

i;

ofo cyAHa;13 eKcnnyaraqlelo (Kopl.IcryBaHHtM,

sa HaqBHocTl TaKoro AofoBopy (yfoAH,. '--l:i.lll ll

.:.-i.8. AoKyMeHTr.r, qo nilrnepg2ryrom Ha.rsHicrs MafiHosoro irnepecy. y CrpaxynalsHurca_ "- . AOK)4vreHTr4, rKl 3acBlAqyrorb flpaBo

: --i- Tb po3Mip t'lafiHosoi IIK.AU y pa3i iT

ip san4atrux s6n'min, qKi nosI4HHi naicrnru nosnvil

-r ,-. - -r.3!{OrO nOSiTp.qHOfO CVAHa. aKtU BI4KOHaHHX

.::.10.2. 'xehraH{ii (iiruri nrariNni ao-

r . I -l i ,: -1lO C) -lH4 TOUI,O.

: i. I I . $ororpa$il vrafiua, qKe nonKo.uxeuo nuacri4oK HacraHHt crpaxoBoro BI4IIaAKy, y BurlAKy-: -i .\,-.5;t .flKluo orirsa raKofo uafiua He llpoBoAl4ncr crpaxoBHKoM a60 ynoeHoBa]I(eHorc uuru oco60rc,. r- . = -r'S-fOiI9eHO AOTOBOpOM CTpaXyBaHI{t;

15

.: r.11. \ Br4naAKy cMepli Crpaxyeanruzrca, xoniro cni4oqrna npo ni4Huna-s*i--::;{\{ opraHOM peeoTpaqll aKTIB rpOMaA.f,HCbKOfO CTaHy, AOBIAKy 3 Bfl npo-E\''- i -!.. cveprl a y Br4rraAKy.ofonorxeHHr fiofo noMepnvM a60 eprsHaH cyAoBeI ,:--.--i. q{e HaOpanO 3aKOHHOI CI4IIId - [OAaeTbCfl anbHI,IKa;

.: j.1-1. .loKyMeHTr4, rrlo niArBeprxy-rorb raKo)K flocBiAqyrorr oco6y rar ,--'i--- ;:-lo\roqrr IIpo cnaAKoeMIIiB (|I.I.E., nr oprui 4aHi roqo) - noAaerbcff:'-i- r -r:\r -qrttt cmaxvgaJlbHl4Ka:

I i.1+. nHirrra6se rto.flcHeHHr KailiTaHa/Ta a6o 4pyroro KaniTaxa rroBiTprHofo cyAHa (oco6u, nrca13_ !i-; -,1airpqF{LiN4 aKa, B tKoMy eigoopaNalorbcr:

: : :-1.1. ;- ' ! 1 ux o6'eKris, rKi [pr4qerui Ao noAii, rKa npr43BeJ,ra Ao- - -. ,-.-,-li{-' - :-i !-fpa\O BOIO BI4naAKy;

,:.:.1-+.3. AoKJraAHr.rfi otrr4c o6craBVH "ra yMoB2 rrpu .rrKr4x rpanvBcfl crpaxoBhfi BI4naAoK::-{'Lr-l- :\\\-. eTil OCOOI4 TOI{O;

-:.j.i 1:-1 ixeiaarlii HacniAKiB raKoi roAiT;-: j.1-t.5 noairprHuu cyAHoM, po:nip 36urKy;.-,1(

-:.1. iO. ,toKyMeHrr4r tr9 3a6e3reqyrcrb np Br4Mofu Ao oco6u (oci6), eiAnoeiAansHor':.--,: : - -slbHID{) 3a 3anOAffiHl 3OLITKI4;

- -:.+. 17. 4orcyvlernz, u1o ni4rnepg2<yrorr Burpurvr., rroHeceHi Crpaxyea.nsHl4KoM 3 Meroo:L-,:,:.:-FLq a6o :uenrueHFUr po3Mipie s6rrxy, rKrrlo nigurr<o4yaaHHq raKl4x BI4Tpar nepe46aueuo

-t -'- - :;l*l\t gfpaxyBaHHt;(ceficnaonoriuHoi) cn lrK1t a6o

oro opraHy uu clyN6u xpaiHn, H,a

ATBepAII(rorE BlAoMocrl rlpo xapaKrcp-l qac AllqHofo tBI4IrIa rrpHpoAr4, .fiKrrlo crpaxoBpil4 Br,inaAoK

---.: ;rac.riJ.or TaKr4( rBr4rrl Ta qKUIo qe nepe46ar{eHo AoroBopoM cTpaxyBaHrur;

_ -:.+.19. isuri AoKyMeHTr4, rqo riATBepp(yrorb HacraHru crpaxoBoro BI4[aAKy, po3Mip s6urry ra e-<:,1''.- = rr rfir ]Ut BH n JIaTH crpaxoBo fo eilru rco4yBaH Ht, 3a BI,IMoro]o crpaxo wr.ra.

icriT roryueurin, tqo floAaromcr CrpaxoBt4Ky, rroBr4Hni 6yru gacsiA.reHi y BcraHoBneHoMy qnHH14M

:ir:- =t:3lcrBorr Yxpainz [opr4xy.-i.5. KoHrpsrsufi neperix 4oryueHriu, eiAnoeiAHo Ao rr. ]2.4.rprx llpannr, Ha ni4crasi nru4x

- - ';:.---r{-rbcfl Brnrara BrnHaqaerbct CrpaxonuroM npr4 s'.acynaHHi npuur.rH i

-,t---=. ;.-t{ crDaxoBoro B

-i.6.3arna npo KoAyBaHrur, uo rroAaerrcr CrpaxoBr,rKy, rroBr4HHa

.:.6. l .

-:.6.1. no 6arsrcoei (nm fiisnqHoi oco6ra).i;:.'tii:3- I-tofo

.:.6.-1. HHs 3aBnaHlrx s6zrrcis:

_ .:.6.-t. iH$?prurarliro rpg BTe sdficHeHi - - 3paxyHKz rraiN CrpaxyearrHr,rKoM: r- :::.J'ad-1 eaue ur) ra oco6oro, siAnoniAansHoro 3a Hauecesnfr 36r4ToK;

-:.6.5. o6craeuuu, f,Kr4Mr{ 3a;rBHHK o6rpyHrony€ cBoro BHMory, Ta AoKa3n, uo riAreep4xyrcrs ii

v ra donvorc. uolr;

QopMl. ane B OyAb-12.6.7 n. 72.6. uux

-t-.'-

- I E. 3a-qBa npo Br4rurary crpaxoBoro nigruro4ynaHrUr noAaerrcr CrpaxgBr4Ky ne nisHiue 30-1'- ---71-L r harreH,4apHr{x AHIB 3 Aarr4 HacraHHfl crpaxoBofo BntraI'r<y, .f,KIIIo lHlIJe He lepeAoaqeHo

:r:'-: :.:':.--\t crpax)tsaHrul. ,{oryrteHru, xrci.sa3HaqeHi y n._I2.4. qnx llpaeaJl,.rroAa}orbcr Crpaxoeuryr-err v -r 33J{Bo}o npo Br4rrnaTy c'rpaxoBofo ei^rrlro4ynaHru. -flxu1o AoKyMeHTn, .ari 3a3uaveui y n. 12.4. uuxJ:jz'-,- 3;LIzuOTbc-s BIAIIOBIAHI4MI4 KOMII9T9HTHIIMII OpfaHaMI,l, yCTaHOBaMIn qpl OpraHl3allltMh, TO TaKl

:r:fi-.\::={ Ha-la}oTbctr Crpaxonzxy niCnx ik orpr,rnrannq eiA TaKLIX KOMrreTeHTHux oprauin, ycTaHoB qh,rrr--- r-r='-:i{ He nisHiue 2 (aeox) po6o.r[x 4nin 3 AH.q ix orpr.rMaHHr CrpaxynalsHHKoM-j,":

- :.: ----{} eauerrt) a6o iloro cna'arcoen,trrdrr,rz..l r. HeceoeqacHe_ rroAaHHr 4orynaeurin, Br4'naLKy,

r.':.\ l .f ;Triia ra e Heo6xi llHlal.rrr Mfl Bnfirarv aBorc Anflij -'r,- i,r ', :;rn.rari cTpaxoBofo eilmxo4yeaHHf,, tKtrlo

t6

I - -,. \' ei,lHoneHui 4o Ko)KHoro crpax--rrniu \tnl, .-r_.^. ...-.Ke oyrr4 nepeA0aqeHa 3aM

v

3- i::!: - .' - '. r - . I 2 .4 . ut'rx flpayul, neperir flKr.D( rrepeA6aqeso KoHKpeTHHM AoroBopoM crpaxyBaHHr.

I 3. CTPOK TIPI4I;IIIflTT.fl PIUIEHI{fl TIPO 3AIITCHEHIIfl CTPAXOBO| OB Llrrr K OAyBAHH.fl . IIOP.SAOK I yMOB r,r 3Arr4C HEHTUT C TPAX O B Or O

BIAIIIKOAYBAHIUIe

. -.. o-. _--<: oj - ', e

KoAyBaHrur o (f oprvrnrerscr Crpaxoeana arron, r rcz fi

ificuroemc.fl CrpaxonuroN,r ne nisFriure l0 (4ecaru)

. -:.j. Brrnnara v:._:r:,-..=:-rur crpaxy ot.--:-:-XO€\ltUIMB X

-,..--..,=.is (po.:gin B

AOfOBOpy CrpaxyBaHrur.cHrceTbcr:

rn6elr nonirp.aHoro cyAHa" (ni4nyHrcr 4,3.1.rroBlAitrrbHocTl), ulo BcraHoBJIeHa AofoBopoM

ABTA

'-:E 'ilJ tIoB. ft.- '- -;-'

:i::,.'.laiFUI 3HOCy, .TIKIIIO qe nepe46aUeHo AO|OB-, .

- - r.- rr-r\r cTpaxyBaHHr (ffiu1o BoHa rrepeA6aqeHa s-r--;-rl1-'r eKcnepToM (npe4cranHranorr.r) crpaxonr,r-c'-t -1.:!e HO AOfOBOpOM CTpaXyBaHrUI) AIIe B

' - ,-=--:rrHocri). Cyua 3Hocy (arr,roprusaqii) po3paxoByerbcr BlArroBlAHo Ao BrrMor rrr4HHofo

i..- j - -3BcrBa Yroaigu.. -:.6. Brrparpr Ha siftrosJreHr{Jr BK;rroqarorb:--r.6.1. a-rlrparn Ha uarepiaru i sanacui qacrr4Hr4,rrci neo6xi4ni An-s peMoHTy,:a.rliHauu Ha Aary

-;.a-:--ll cTpaxoBofo Br4rraAKy 3a Br4paxyBaHHJrM naprocri 3Hocy qacTr.rH, nysrin, 4eralefi, o6laAHaHuR ra'-E-'jr-3. sxi :auinlororbcf, n npoqeci ei4HoueHnx (perraoury), B ToMy uncli nnrparu Ha saviuy a6o:E^.,'. -:: .a_rperarie, IIIo Malorb scraHorreHr4fi rexHiqnoro 4orcynaenraqiero naixqperrouruzfi pecypc,-:'l--:':lliHo HeBlAIIpaIIboBaHoMy r{acy (llI4KnaM, IIOCaAKaM) Iltfx arperaTlB AO IroIxKoI}KeHHt, B Me)Kax,, . nlg t.t -r'-1-1-11OfO peOypOy;

,-:.5.1. Bl,rrparr4 Ha o[nary peMoHTHHX po6ir no ai4uoueuuro 3a BcraHoBJreHHMr,r'rapa$anaz ua; -. J:: j-\OBOfO BI4[aAKy;

- ._'.f .r. BrflpaTr,r Ha TpaHcrropTyBaHHr [erarea, MaTeplanlB l T.rr. Ao Mlcqq npoBeAeHHr peMoHTHr4x-1 -l- --

.5.J. AofoBopoM crpaxyBaHHrr.

.]. rB My peMoHTy ra rexniquorr,ry o6cnyroByBaHHro uorirplHoro cyAHa-: ,,, : --Cla-lHaHfUI;

eraTlB rroBlTpr.Ho f o cyAH a,i rt - Ta HeIIpHAaTHI B 3B'fl3Ky 3

-,r po3or.rpaHHl rroBlTprHoro---- oM;

crpaxoBr'rM Br4rraAKoM aoo lepeAoaqeHr AoroBopoM---:L,. -1

= -^i H{- s K TaKl, rqo qe BlArx KoAo ByroThafl, 3a TaKr4 M Aof oBopoM crpaxyBaHHr.

.-: S. Blrrpara Ha ni4noueHru noeirp{Horo cyAHa, mi niAr.srarorr ei4uxo4yBaHH}o 3a AofoBopoM---:;.,.-,-:r,fl. ruo yKjraAaeTbcr Ha niAcrasi qvx flpanvJr, He Mox)'rb nepeBuuyBarur cyMy Br4TpaT, rKa

t7

-.-- ,., --a .arr rofo, rqo6 nonirprHe cyAHo 6yro npuneAeHo y rofi craH,.n rKoMy uonirprHe cyAHo 6yno ua

-.i Ha.nonirp.aHoro cyAHa'

--::-, cyIi\a, ro crpaxoarri - {Hx Br4'rpar Ha .BlAHoBJreHrur noBlrprHofo. cyAHa,-:, - BlArroBlAarbHocTl/ Ao AlHcHol BapTocTl noBlTpffHofo- --. -rr{ u-boMy po3Mlp crpaxoBoro BlArxKoAyBaHHf, y sn'x:rcy 3 nourKoA)KeHHrM 6yAs-rrcoro afpemry-, oereHoi lnq raKofo arperary 4oli crpaxon.o'f cyrvrr.r,'. afperaTlB rroBlTp.rrHoro cyAHa y cTpaxoBlr,r cyMl

A\rN 4).

Ta6r'u TIITTOMOI BATH

CKIIAAOBI4X qACTI4H

ycraHoBKa (Bcl AP43_[VK[ODI4 Ta maHCMlCl

HV, rroBlrp.f,Hl

BII]

io3e.ltx 3

\ 3 l l.la Ta MOTO| OH,IOIIhsocToBe o

--1.9.1. ,f,ryuo c-rpaxoBa cyMa B 4oronopi crpaxyBaHrur craHoBr4rb Br43HaqeHy uacrxy (ei4corox) aig- ,:..r1 naprocri nonirpauoro.cyAHa,ro posrraip crpaxoBoro e.i4uro4ynaHHfl.Br43Haqaerbcr Crpaxosumonr y- ,:.1flopqll Ao cyMrz 3or4TKlB, y flKrA crpaxoBa cyMa cnlBBlAHoq4Tbcr 3 Alr4cHoro BapTlcTlo noBlrpflHofo

eKcnnyaryBarr4 vrafiuo, rKe norpe6ye peMoHTy,He 6ye crtpur{r4HeHrafi rarcoro erccuyaraqierc.cnpvqr4HeHl cTpaxoBt4M BVnaAKoM, BHKoHyerbct

ara"JrbHl BlaTputv, rxi npr.rxo4rrbcr Ha sra ueerca3anixy n raxifi )Ke rrporopqii, n rnifi oapricrs aeapifiHoro

l':' ' -,-::1 BlAHOCl{TbCt AO 3aranbHol BapTOCTI peMOHTy.:-1 .12. Bunrara crpaxoBofo eigurr<o4yeaHHff He npoBoAr4Tbc.rr, rKrIIo s6urru a6o enrparn He

- =,1H,i^crp-_..-tj. AyBaHHr Br,rnnar{yeT6c.fl ruIIIe B po3Mlpl 3aBAaHofo 3or4TKy B Me)r{ax

- -:'.'-.'TI 9)"l4 ^ iris eiAnosi4a.nrHocri)'

- -1. 1.1. Crpaxone ni4urxo4ynaHru clJraqyerbcq ig BVpaxyBaHHrrM cyM, oAepx(aHnxl.rIHofoBopoM

KOrtHur) a6o

. -:- yna.rervr) a6o fioro: Mpy orpilMaHorc- -.: -. BIA OCto, BIATIOBIA

:-:a orpr4MaHHr CrpaxynalrHuKoM (Bvro4oHa6yaaverr,r) a6o fioro cnaAKo€MUf,Mr4 3a3Har{eHoro: - .-l -\'BaHH,{.

.-:.15. -flrcu1o ilplr..yKJraAaHui 4oronopy crpaxyBauHn CrpaxyBanbHr4Ky HaAaHa po3crpoqKa Ha: -,:-::.i-fl crpaxoe.oi npe.11ii, ro CrpaxonHK npv sr{flrari crpaxoBofo ni4rurco4ynaHrur yrprrMye HeBHeceHy

rur, To Crpaxoenr eiAulxoaoeyeBr4[aAKy ruoAo..3ano0lfaHHr aoolAnoBlAanbHocTl ).

axyBaHrur, ro siAUrKoAyBaHHro niAr-srarcrr AouinbHi:-'--:-.::'.3 [eperoHa noBlTp.rrHofo cyAH.? Ao Mlcr-lr [poBeAeHrrr ftoro pervrouTy, aJre B Me)Kax crpaxoeoi cyvu: - - - :. rl{lf\ illl\'llTlB BIAIIOBIAZ}IbHOCTI).

,-:.18. ,flxuto qe nepeg6aueno crpaxyBaHru, ro Crp.axonrarc nilurKoloBye: '-:-.:-'. prpa.xynamHnKa, rr(o nra:aHi y zrJre B Mexax crpaxonoi cyMH Ta eiAnoeiAnrax' - : r.-lnOBlIaJIbHOCTl, tKl flepeAOar{e CTpaXyBaHH.s.

Ta6ruuq I

18

cTlo. [poBeAeHHr po6 iT, yAocl(oHan eH Hfl N.r a6oneHi AoroBopoM cTpaxyBaHHq, npr,r Br,r3HaqeH i

3Aifi cHroerbc.rr, rKrrlo AoBeAeHufi (o6rpyuro r annit)posuipy Spaumzsz, BcraHoBJreHoi'4oroeopor'r

crpaxyBaHrrr.

B

fctpaxoBe BlArrrKoAyBaHHt.

. 1.3.22. .y pa3i BI{rIJIarI4 crpaxoBoro. eignxo4yeanHr... C'rpaxoBr4K [poAoBxye .Hecr]J

qHHHrrM 3aKoHoAaBcrnorra VrcpaiHu.

1a_4I_IH4MBIIMOBI,IvBI4IIJTATTCTPAXOBOJOBTITTTKOAyBAHHTT.CTPOK[PI,II4tIflTT.fl PIUIEHHq IIPO B IOBY Y 3NII4CHEHHI CTPAXOBOIO

BINluKOAYBAHTIfl. 14.1. fli4cranauu gm npui,rutrrr pirueuH-r CrpaxonurcoM rrloAo siAMoera y s4ificHeHui crpaxoeoro

BlArrrKoAyBaHrrr e:14.1.1.. [opy[IeHHfl CrpaxyranrHuKoM, ra/a6o, ynoBHoBiDKeHoro Hr4M oco6orc, [paBr4n ra HopM 3

eKcnnyaTaul I noBrTpfl Hofo TDaHcnoorv:i+.t.2. Haer\al4cHi aii Crpaiyri#bf.r4xa (BuroloHa6ynava) a6o fioro cnaAr(oeMuin, cnprvoeaHi sa

HacraHHq crpaxoBoro BHrraAKy. KraniQircauir niil Crpaxynalruz_xa (Bnro4ona6yeaua) a6o ilorocnaAKoeMUlB BcraHoBJrroemcr ai4noeiAHo Ao r{r.rHHoro 3aKoHoAaBcrsa VKpaiHn;

14.1.3" BIII4HeHHI CrpaxynanrHuKoM @uro4oHa6yna.rerr,r) a6o fi6ro crraAKoeMurMr4 3rtoqnHy, ulo

ua6ynauervr) a6o fioro cnaAKoeMq.[Mh csiAoNaocrpaxyBaHHJr a6o npo Qarcr Hac'raHHs crpaxoBoroI4HI4, rqo MaIOTb 3Har{eHrUI Ant OIIIHKn CTpaXOBOfO

po3yMrroTb:CrpaxyeanrHr4KoM (Brzrogona6ynauev )

crun

vX

oto BtAilrKoAyBaHHr;aoo zoto cnaAKoeMrIgMLt rroBHoforperix oci6;

nuna4xy 6esxapaKrepy Taoru (perpecy)

ofo Br4rraAKy;

rK, il"i"#T;,i,ffi#f#i"b"'il""ff";? :gHilT*noB

Aonpr,rr4HrTTr pl[reHHfl rrloAo Br4rrnaTH cTpaxoBoro BlArrrnoAaHHr AoKyMeHTlB, rqo r[ATBepAX]'rOTb HaCTaHrur

icns HacraHrr;r crpaxoBoro Br4rraAKy Hare)r(HoroqacTKoBo 3tUII4IIII4JIOCb HeIIOIIIKOAXeHUM, fl KUIO qe

oroBopy crpaxyBaHrur rala6o qnx llpannl;

t9

t

14.1.12. inrui eprnaAru, nepe46aqeni qlrnslrM 3aKoHoAaBcrBoM VxpaiH_4, qnvu flpaeH-ra\nt raa.,r)]r o BaM r4 Lo lo Bopy crp axyBaHHr, xxi ue cyrepeqarb qr4HHoMy 3aKoHoAaBcrBy Vr<paIH n.

A./." VTpaxoBaK 3BlJIbIIJIeTbC.g BIA BIAIIIKOAyBaHHTI 3OI{TKIB, tKl BI,IHI4KJII4 BHaCJIIAOK TO[O. trita

CrpaxyoansHurc naeN{prcHo He B}<t4BqB po3yMHr4 seo6xitHttx r-rs3\{eHrrreHrul po3Mlpy MO}KJII4BTIX 3OI4TKIB, TKIIIO qe

axyBanF,Hl.tKa Br-laHrul cmaxoBoto

nu CrpaxyBilJrlHr4Ka HeMo)KJrr4Br4M, To CipaxoenxBHnnaTy cTpaxoBoro BlArrrKoAyBaHrq, a rKrllo

aJrbHrrK 3o6os'.f,gaHzfi nonepHyru CrpaxonurcyoTpHMaHe BUrrrKoAyBaHHr.

14.4. YrraosaMlr. AofoBopy cTpaxyBaHFUr Moxyrb 61'ru nepe46aqeni TaKo)K imlli nilcraBvl D,nfleinMosr.r s sAificHeHHi crpaxonoro siArxKoAyBaHHr, rxrt1o raxi niAcraen He 6yayrs cynepeqr4Tr4 rrHHHoMy

vlKo HoAaBcrey VKpaiH ra.

14.5. Piureniu upo niproey y eanrari crpaxsrpoK He 6imrue 30.(tprau"rra) raneH4apHr4x TH

B

oo

3 OOIpyHTyBaHHTM npr4rrHH BIAMOBT{, rKrrIO lHrle He 3iBHaqeHO B AOTOBOpI CTpaXyBaHHr.

15. ilOnBrfrHn CrpaxrreAHHq15,1. CrpaxyBaJrbHlrK 3o6os'q:aHr,rfi in(fopnry'naru CrpaxoBzKa upo nci AoroBopr4 crpaxyBaHHfl,

yKJIaAeHl rro BlAHorxeHHro Ao [peAMery AoroBopy. 15.2. flrulto Ha MoMeHT HacraHFUr crpaxo

ALrrnH. TaKOX lHrril AOfOBOpt4 CTpaXyBaHrUr, BIAcrnBBlAHorrreHHro cTpaxoBr4x cyy 3a raKr,rMH ABIAIXKOAyBaHHTI Jil4[re B Tlll qACTVtHl, rqo npr4naAae HcrpaxyBaHHr.

16. TIPABA TA OEOBIg3KI{ CTOPIH16.1" CrpaxoBr4K Mae npaBo:16.1.1. neoesioqrn HanaHV CmaxvearsHuKoM (Br.rro4ona6ynauerr,r) a6o fioro craAKoeMutMI4

in$opmaqiro, araKo)K BHKoHaHHT i romnvanHfl vM , uux Tloaeur i loroeonv croaxyBaHHfl;16.1 .2. Bvrwatrrr4 BHeceHHfl sN,riH lo vMoB A

npenrii ei4norilHo [o s6irsrxeHHr cryfieH]o crpaxloni4oureuufi CrpaxyearrbHuKoM npo o6craeuun,DH3HKV. -flxuro Cmaxyualr.Hr,rK 3arr€peqyeaorarxoeoT cmaxosoT npeuii ni4noniguo 4o

py :6rrrcy, :auo4iruoro nHacri4oK HacraHHtcrpaxoBoro BxrraAKy, Crpaxonzrc Mae flpaBo

rrpoBoAlrTr4 eKcnepTr43r4, .po3cnlAypaHHr, HarrpaBJllTll 3arrvffu y- BunoBuHl KoMrreTeHTHl opfaHLI, illoMo)r(yrb soroAim ueo6xiAuoro in(fopnaaqiero, a.TaKox cauocrifiHo 3'rcoeynarv rpvtrtvHk1 o6crasraHla i

PITKIB;

4oHa6ynaua) a6o fioro cnaAKoeMIIin iHtfoprurauig *cTpaxoBofo BI4[aAKy, oocTaBI4H Ta IIpHtil,lH l4ofo

yMeHTaIIllo; -cyAHa, tKe oyno nouKoA)KeHo rtl4 3Hl4lleHoBHacnlAoK HacraHHs crpaxoBofo pr4naAKy;.

. 16.1.6. ni4crpoura'runpuimtrm pineHu-a npo s4ificueHH.r a6o ni4vroey n s4ificHeuHi crpaxoeoroei.qrurco4ynanna, rrr4cbMoBo noei4olruaruz rtpo [e CrpaxyaalrHuxa @r,rro4ona6yeaua) a6o iorocnaAKoeMulB y BHnaAKy:

16.1.6.i.srcrqo y Hroro (Crpaxonnra) e cyvruinu e upanoruipuocri ogepxaHHfl CrpaxyearsHl4KoMirurrro4yeanru - rIoKH BeAerrcfl poacli4yeaHHro6xiAHi AoKa3r4, orprzrrraui eilnosili Ha sanarvlicrqie;

BHH CTpaXOBOfO B oKOMTIeTeHTHI4MII OpfaHaMI,I - AO B

o$iqifiHlar szcHoexis Brr3Haqaer e

20

I

cTocoBHoAofoBip

HACTAHH,'|err{Ha6

I 6. l.6.4.sxtqo BeAerbcfl cyAoBe npoBaAxeHrul

y BI4naAKax, nepe46aueHrax pos4ilorr'l l4ioik o6oe'r3rcie, surcraAeHux B AoroBopl

pecy) B Mexax BurJlaqeHoro HHM crpaxoBofo

16.1"12. BHMafarI4 ei4 CrpaxyBanbHl{Ka yc eHoro ti^9-:gul9-Ynog-t:P:-oy'o6craaraHra, mi nouirrrc niaerutyotr cryniur rb ycyHeH_Ht, llT_91f,11?:'nnrrcbMoBo rroBlAoMJUre CrpaxynansHyrKa, a raKox cilIrarnrv AoAarKoBy crpaxoBy npeMllo 3a rllABl4LqeHHs

rloBepHyr14IIpOTtTOM

o6cranlzHa,mqie npaaa

aqv

s6TKIB;

AaBcrBoM Vrcpaiuu.

ra.llpaaulattu;BIAOMO rlpo HacraHHt crpaxoBofo

AHI4X AOKyMeHTIB AJI' CBoeqacHofo

v

np

C'rpaxynanrHl'IKa ra fioro uafiuonufi craH 3a Bl4HtrKoivl

axyBaHrul;ofy 3aqBHI4Ky rIpI4 CKJIaAaHHI 3AflBLL rIpO BlltlnaTy

cTpaxoBoro ni4uxo4ynauna.

21

I

aH.Hfl npu HacTaHHi crpaxoBofo.Bh[aAKy B po rypiBIAnOBIAaJILHOCTI), Ha nucraBl orpaxoBofo aKTy'

3MiHI4 Ao yMoB AoroBopy crpaxyBaHHt txltxoMaHHt cTopoHaMI4 crae HeBIA'eMHolo qacrl'iHolo

AofoBopJ crpaxyBaHHt;-- -- tK.l.Zi yrutactra AoroBlp crpaxyBaHrur Ha Kophcrb BzroAona6ynaua, rrcufi Moxe 3ztsHaru s6Hrxie

nuacligor uacia;giu" crpaxoBoro Br4[aAKy, IIpI4 Aore4euui HassHoiri y Bnro4ona6yqaua crpaxoBorolHTepecy:' rc.3.+. sN,ririloearn sa csoiM po3cyAoM BuroAosa6yBar{a e nepio4 4ii 4oroaopy crpaxyBaHH.t Ao

tosiAoN{I4s[Iu flpo Ueu HaMlp uTpaxoBl4Ka, flKIIo lHue

yBaHruI y nrana4xy fioro BrparLI. flicn-q au4auierbct HeAu4cHI4M;foBlp cTpaxyBaHlul BlAnoBuHo Ao po3Alny

Hx Crpaxou4Ka rlpo ai4ltony y rnnnari crpaxoBofoeiArttrcoAyeaHHt;

l6:3.8. inuri upaeasriAso 3 qHHHI4M 3aKoHoAaBcrBoMVrcpaIHIa."

l6.4.Crpaxyna.ruHurc go6oe'qgaHufi:16.4,.L 'nzrionyuatu yMoBr,r AoroBopy crpaxyBaHHt.ra unx llpa.eru y rIoBHoMy o6c.rsi;16.4.2. cBoeqacHo cuar{yBarrz crpaxooi nJrare}Kl B po3Mlpl ra crpoKl4, BI43HaqeHl AoroBopoM

t4 yxla4anni AoroBopy crpaxyBaHrrJr Harutu Crpaxonzry locronipnY Ta roBHyeci siloNai ftotry o6craBr.rHrz, Uo Malorb icrorse 3HaqeHHt Ant oIIIHKI4 crpaxoBororIHcbMoBo intpoprrlynaru ftoro np< t4Ky ra

rloJloxeHb , foBoPY

crpaxyBaH pr foBopycrpaxyBaH H I rlpeMll;" '16.4 H crpaxyBaHHf, uroAo rlpeAMery AoroBopyCTPAXYBAHH':"- 'l-6.4.5.'

"Nr"at" scix Heo6xiAHr,rx ra.qouimuux saxoAie qoAo sano6irauH-s ra 3MeH[IeHHr s6urrcin,

o6cqgi a6o qacrxoeo eiAmnoAosaHzfi oco6oto, nznHs6umin, a6oMOMEHTV. KOJI

rc.+.9.

HHt i perorraen,qaqii Crpaxonurca a6a ftoroyrroBHo

Isilnosi

I[p crpaxoBofo BI,I[aAKy Ta HaAIIp Ta Ha BI4MOry uTpaxoBl4Ka,ilp AOKyMeHTaUll, f,Ka o€nocepBr4naAKOM, Ta AOKWeHTIB, tKl MarOTb 3HaTIeHIUI I BIAHOU

o"'*'1%?.",T1"ffitf%ff"13ffi.1,*""Tii3"t"o.o."6T?t*vripo "ir.KoAyBaHHf,

g6urxis ra Bt4rpa'r nocTpaxoBoMy BnnaAKy;' 16.4:14. sNrriu ecix gaxoAie rqoAo Mo)KJrprBocri slificHeHHt rrpaBa BI,IMorLt (perpecy) Ao enHHoi

cropoHr4 ra o$opruurn sci Heo6xilni lm tlboro AoKyMeHTI4;

I

22

I

M BiAtttKoAyBaHHfl :6r'rrry (iloro vacrraHr'r) eiayBanbHht( s66oe'ssaHhfi rlogepuyru Crpaxoaurl

. i-o qacruny) nporrrou 5 (n'rrn) po6ouux AHrB 3

CrpaxyeanrHllKa, a raKo)K cnJIarI,ITI4 AoAarKo' 1A.+.17. warrt nepe46aueui '{uHHI,ila

uo paru$ixosaFli Vrcpaluoro, a6o eirnoni4uuut'ty[oBHoBaxeHr4Mr4 opraHaMr4 Tlel KpalHr4, y noBlTptnorvry npo"cropi a6o na repr,rropil qrcoT nepe6yaae

oMy rloulKol5eni lerani Ta By3nI4 3acrpaxoBaHoro

o rlpeAcraBHnry), sa fioro BI4Mory, tlpoBecrh ofnaATIoIIIKOAXeHO r{I4 3HI4[IeHO;6aqeni III4MI4 flpatutnwu m/a6o AoroBopoM

erlacHo noni^or*a;rrrt4 oAHa oAHy npo :l,riHy

;?yf ,'"'.f#ffi fi ffi ,x9?.,1T,H1 ;T' i? rfl:

s JIHITIe 3a 3foAolo nirlyealtHnra.oco6a npl4rtl4H-f,erbct i ecraHosr]o]orbct t't oro

exoAtTb Ao npaBoHacTyilHl4Ka.cToplH AOfOBOpy CTpaXyBaHlIJI, MO)Kyrb o)'ru

ra ra CrpaxyB€ulbHplKa, uro He cy[epeqarb qhHHoMy

17. IIOPflIOK BI,IPITT:rEHrrfl CrroPIB17.I.,Crrcpu

@ raro4ona6ynauerra) a6o fi oro claAKoeMuqura aupiuyrorbc.fi IIIJItxoM rleperoBoplB.17.2. Arc:l4.o cropoHr4 AoroBopy crpaxyBaHHx ue 4tfruul,I 3roAu IrIJU{x_oM rl-epefoBoplB, To Bl4plueHHfl

cuopin gAificsroerrcr e top.a4ry, nclauoueHoMy qT4HHLIM 3aKoHoAaBcrnorra Yrcpainra.

18. OCOEJII4BI }TMOBI418.1. Vci 3aflBpr ra uoei4ouleHnr, nepe46aueui yttloearuu AoroBopy crpaxyBaHHfl ra unillt'l

flpanzlaun, nonuHui s4ificuronarucr Crpaxynanrulttcotr,t y nucstuoeifi $opui, a3aflBa npo npunnHenuq ai'iAOf OBOpy CTpaXyBaHH fl - HAI:CI,'.naeTbCq peKoM eHAoBaH n M JII4CTOM.

18.2. tluiHra raAorroBHeHHff B 4oronip crpaxyBaHHr Moxyrb 6yrn eHeceui rilrxu 3a3foAoto croplHcbMoBol yfoAl4 Ao AofoBopy cTpaxyBaHHt'eTz3ye, yTor{Hrce aoo AotloBHroe noJloxeHHf u}l\

[plopllTerHy cvny MarcTb noJloxeHHfl AofoBop\crpaxyBaHHr.

I

23

r Ta BlArloBlaHi UUMI4

q

I

C

24

t

AO-LaTOK

4o llpanul go6poein*roro crpaxyBaHHr nol Tp t H o f o tp€ H cn o pr \eu (23)) rpyAHfl 201 5 poxt

TIOJIOXEHIUI TIPO BI,IKJIIOIIEHHfl 3 AOTOBOPY CTPAXYBAHH'I,qAEPHNX PI,I3I4KIB Nb 1

(sacrocoryerscfl.rrpucrpaxyBaHHi noairpxnrx "cy4en

i qrasimHoT eiAnosiAarsHocri sracH14Kie

noBlTp.f,HHX CyAeH I aBla[epeBl3HI4KlB)

1. BianosiaHo Ao uboro floroNeHnq He e crpaxoBr,rMr4 Br4rlaArcawu zarn6elr a6o [oIxKoA)I(eHHn 61'rs-qKoro NaafiHa* ta/a6o qneilsHa siAnoeiAanrHicrr CrpaxyB€InbHuKa 3a cnpplql4Henur 6yAs-qKoi Lut(ort'l e

a6o istunuz He6esne.tHt4Ml,l BJlacrunocrnuu 61'ts-

-

i

po60r4 z- ----:^^-----,----- . -:- A.,-- -,Bt loHl3vloLroo paaiauiero a6o palioarrrrBHuM 3apaxeHrulM ni4 6y4r-rxoro iHuroro IXepe.TapaaioarirusHocri, a6o rbrclr"Hrznara, nu6jxonwvw a6o iururarun He6esnequl4Ml4 BJIacrI4BocrqMIz 6y4r-rxoroiHuroro pa4ioarrnnHorc Axepena.

oaICrI4BHI4x rr.rarepianie a6o pa4ioaxrHBHHX Axepe-r.Tbct:

SoPrt'ri;)bra t npu4arHl Anl.BI4KopI4craHHt B HayKoBHX-x a6o nr,rpo6Htaqnx qilsx.

3. 3a AoroeopoM crpaxyBaHHr He € crpaxoBl4Mr4 BunaAranau garu6elr a6o nouKoAXeHHr 6yAs-rrcorovafisa ra/a6o qHeinsFta eiAno"Biaansnicrs CrpaxyBaJlbHilKa:a sanorlrHnn 6yAs-rroi uttoAu, tKUlo:

a) Crpaxynalurux e raKo)r( sacrpixoeauorc oco6orc a6o cnincrpaxyBaJlF,Hl4KoM 3a isruur'tr'tAltHHt tIKOAt4 \

i sa6e:neuysart,tcn ercnryarauir

;Bo Ha KoMrreucaqiro s6zrrie 6y4r-murr,r ypf,AoM a6o fioro opraHisaqierc.

4. 3aru6ett, BTpaTa 6yAr-rxoro t'lrairua alsuicrsCrpaxysanrHnKa 3a i rukoAn, n pesynrrari noAiT, KIHBHH\

vraiepianie a6o pa4i Ka3aHID( e r. 2 qroro llolox B flKocrr

arcrur BHoro vrarepiany s ffiocri BaHTaxy,. BKJrro.qaro_qu. s6ep i ranu-a u t'l

6y4e s4ificHloBarl{ct nr4no-ni4qo 4o "Texuiuuux. iucrpyruifr nox eaHraxie nonirplvr" IKAO a6o eiAnoeiAno Ao 6inrur xopcrKn\

4ii 4oronopy crpaxyBaHHt ra 3agea flpo Bhnnar\BHKa [pOTql'oM cTpoKy, BcTaHoBJ]eHOfO t{14HH}'l\l

cyllHa a6o rrparrz MoxJII4Bocri fioro BI4KopHcraHHfl 3

:pTT-P35]"-?T3"::::.11,X1"+::,-.T:[1 prBeHb paAroaKrr4BHofo 3apaxeHHt frepeBl4rqr4rb MaKchMarbHo

AOIIyCTLTMT,Ir plBeHb, BRa3aHvIkl B I aOIfiUl' .

t

25

)

Bnnporrriurcea.r(Hopuu 6esnexu MA|ATE)

Marccuualr,Ho Aorrycrurlnuit pineHrpaAioarcrfleHoro 3apa]KeHnn nonepxH i

(9cepe4ueHraft sa nror]rero 6irsLue 30b o',r2.y

- Evra, raMMa uanpouiruoeaui, a raKo)Kanr(pa eunponiHronaqi nugrroi roKcu.{Hocrr

se 6imure 4 EK\cl,a'(0,1 nKu\cu')

Bci inmi nuuporuiuronaui ue 6imure 0,4 B4\crvr'(0.01 nKu\cna')

r) 4ir orpaxyBaHrul, ni4noaiguo lo n. 4 uboro floloNeuru, Mo)Ke 6ym npulnHeHa nicrq sarciu.{euH.s7 li6 s rnlbnreHry noii4oulennr Crpaxonr.rKoM rrpo qe CrpaxynaJrbHilKa s nr4crftaosifr Qopvri.

AVN 38 B(22,07.96.)

'lli4 "6y4t-qKHM Mafisort" B IIboMy floroNesui posyvrierrcr nonirprue cyAH , ABr4ryHr4, arperarr i r.n..rrlo 3iBHaqeHl B AoroBopl cTpaxyBaHHr.

26

4o flpannr 4o6poninrnoro crpaxyBaunr nonirpnHoro t#"#ffi#sfu<<23t rpyaHx 2015 porcy

TIOJIONGHHfl IIPO BPIKJIIOIIEHHfl 13 trOI-OBOPY CTPAXYBAHII'I

(3acrocorye* cn ilpu cxpaxyBaHH, """,#;T;-1:'"T;""T l**ou,o*'uocri silacunrcin nonirpnutucy ;leH i anianep enisnuxrn)

L BiryonitHo IIo ur,oro [Iotoxesss He e cmaxoBr4Mr4 BwrarrcaMu sarn1enr a6o norurconKeHHfl dvtvsrcoroManHa ra/a6o ur4ainrna ni[roniramuicrc CrpaxynarbHuKa sa zanoganw 6ygr-xxoi' LuKo4rz n pesytrrzrrino giit, BLrKIrLrKaHLrx :

a) oailoarcrl4BHvIww. ToKcvtLIHLttvIw. ela6vxoevrwu a6o imututqn He6esneqHnNrn BIracrptBocrflM1r 1ygs-nxoronz6yxonoro rrepHoro npr4crporo a6o fioro r4epnoi cxra4onoi u acrnHvr:

6) ioHisvtoqoro oadauieio a6o oauioaKrasHplM 3aDalKeHHsM eil 6vru-sroro inruoro oarioarrr4BHor'oIIXeoeJIa- a6o rorcu'{HI'IMI4. un6yxon nl4 BJIacrI,IBocrqMI4, a6o iguruuu He6esneqHr4Ma BracruBocrrrMl4TaKoro pa4ioarcrunHoro A)r(epena.

A\4I71(22.07.e6.)

ir-.

!!i4' aylr-4xvnv rr'airuowr" n qrouy lloroxenni posyrrierrcx norirpxue cyrH , ABuryHu, arperarn i r.n.,rllo 3iBHar{em B AofoBopl cTpaxyBaHHfl,

27

I

. Ao-rarox -:

4o flpanun 4o6poninrHof o crpaxyBaHH-a nosirp fl Ho ro lp€H c_n o pr \BrA <<ZJ>> TYAHs lU I -\ ptrrr

IIOJIOX{T,HHfl ItP O BI4KJTIOIIEHHq 13 trOI-OR OPY CTP A X}TBAHIUIsifrcsronux pnrunin, pusurcie BnKpaAeHHq ra iH[rnx He6egnex

(3acrocoayerbcfl, npv crpaxyBaHHi noeirpxHux cvtreH ra uneirsHoi ei4noaigansuocri eracHr4 rcie noei'rprHrrrcyAeH i ania repenienrarir)

l. BilngnilHo tro uboro llololcessr He e croaxoBnwrBvrrarxavu sarr46els a6o nouKorrxeHHq 6r rs.sxoro uafiHa m/a6o uHeiJrtHa siAnosiAanrHicrs CrpaxyBanbHr{Ka sa sano4i.rHut 6yla-nxoi nxolrr rpesynrrari uo4ifi , Br4KJrr4KaHr,rx:

a) sifinolo. inreoseHuielo. aKmMI4 iHoseuHvtx aonoris- 6ofioezr{a fiqMV (g orolomeHHsivl aifiHrr atlc6es orolourenns). fDoMangHcuKoro eifiHoTo. 3aKoJToroM. oeeoflrouielo. rroBcraHHrM. aificbxoslrr,craHoBI4[IeM. lieto eificsxoenx sracrefi a6o cnr, xri He3aKoHHo 3axofiLurvt BnaAy, a6o cnpo6arrr,HE3AKOHHOI'O 3AXOTIJTCHHfl BJIAtrI4:

6) 6vm-sxntvt en6vxovl 6vls-sxoT s6noT is 3acrocvBaHHflM aroMHoro ra qAepHofo po3rr{enreHH.q iladccI4HTesv a6o iHuroi noli6noi neaxuiT a6o nalioamueHol cutu a6o MareDliurv:

s) cmafiKatv{z. 6vHravz- aKraMH rooManrHcbKoT Tlenoxooa a6o N{acoe}rMr4 3aBoDVrrJeHHsMH:r) nisupl omrieT oco6z a6o rnvnn oci6. HesanexHo ain rofo r{a e BoHpr areHTaMH cveeneHrroi'nenxatsl,

'In Hi. ctrDflMoBaHI,IMn Ha trocflrHeHHt lolirprqnpx r{r4 TeDoor4crlrrlHr4x uinefi i He3aJre)r(Ho sil roro. qrr rHaclilronr saru6elr a6o nourxoAxeHrur 6yAr-moro vrafiua B psynbrari rarnx Aifi ennalrcoeuNrla a6cHABMI4CHI4MIZ:

l) 6vm-gxtzMa 3JToBMHcp;uttu tixturu qa ca6oraNervl:e) xosdicrcauiero. Hauiosalisauiero. 3axorIJreHHsM. HaKJratreHHflM aDeuJTV. ltDr.rBracHeHHr\r.

nerei:auieo v sracHicru a6o uts BHKoDr,rcraHHq a6o 3a Do3rronrnxeHHsM 6yAl-rrcoro ypr1y (uraeinsuoroeificrroeoro a6o icsr,roqoro de facto). a6o leoxaeHoi qu N,ricuesor Brarrv:

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AVN 48B(01. r0.e6.)

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