Paul Mckay

Programme DirectorAdult Social Care and Health

Nottinghmshire

Objectives of the session:

• Increase awareness on self funding issues

• Understand Local Authorities Role and Duty

• Understand what can be done

• Develop an Action Plan

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Welcome to Self Funding

Awareness Quiz Get paper and pen ready

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A: Care Homes Regulations

C: National Assistance Act

B: Registered Homes Act

D: Community Care Act

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Put these in the order in which they

came into force.

£18,500+A: £29,000+

C: £21,500+

B:

D: £23,000+

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At what level of capital do you have to be

liable to pay the full cost of a Care Home

A: £13,750

C: £17,000

B: £9,000

D: £10,000

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Capital of what level is disregarded when

deciding how much someone should

contribute to the cost of their care?

A: 30%

C: 10%

B: 26%

D: 50%

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How many people does CSCI estimate are self funders in

England?

A: 11 weeks

C: 12 weeks

B: 10 weeks

D: 9 weeks

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How many weeks is the property disregard?

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Milestone!Milestone!

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A: 25,000

C: 50,000

B: 40,000

D: 35,000

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How many homes are estimated to be sold each year to pay for

Care Home fees?

A: 10%

C: 5%

B: 20%

D: 2%

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How many people take financial advise before

becoming a self funder?

C: £1,100,000

A: £500,000 B: £750,000

D: £1million

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What is the financial approx cost last year

to a LA the size of Nottinghamshire?

A: 125

C: 100

B: 200

D: 115

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How many people each year ask the LA to pick up the cost of their care

who were previously self funding?

A: When in the home

C: At £30,000

B: At £23,000

D: When approached

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When do LAs have a duty to assess the

needs of people who are self

funders?

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A: All

C: Approx 50%

B: Less than 5%

D: Approx 10%

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How many Care Homes request a community care

assessment for self funders?

A: 1 in 6

C: 1 in 4

B: 1 in 5

D: 1 in 3

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What is the estimate number of people

that will need support in the

future?

A: 30 in 100

C: 6 in 100

B: 1 in 100

D: 10 in 100

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How many people in 100 have less than £23,000 when they first enter a Care

Home & should not be self funding?

A: Yes

C: Ask a friend

B: Maybe

D: Don’t know

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Can anything be done?

A:

C:

B: NHFA and HTA Care

Fees Advice

D:

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What is it???

NHFA and HTA Care Fees Planning:

• Advice provided by NHFA – leading Care Fees Advice specialist for over 17 years

• Regulated by FSA – independent– Member of HSBC Group since July 2005

• Help the Aged Care Fees Advice for 12 years

Why specialist advice?

• Financial advice cannot be divorced from legislative advice or knowledge

• Knowledge of ever-changing legislation

• Advisers with specialist qualification - CF8 as stipulated by the FSA– Later Life Accreditation

• Knowledge of available benefits

• Receive ongoing advice

Specialist financial advice

• Financial advice:– To show affordability of chosen care– Enable care fees to be paid for as long as possible– Ensure all available benefits claimed

• Legislative Advice– Lasting Power of Attorney– Wills

Benefit to care provider

• Helping residents and family access specialist advice and information

– Enabling people to make an informed decision on how to fund their care for as long as they need it without running out of money

• Where possible, guaranteed payment of care fees for as long as the care is needed

Next steps . . .

• Continue to work with homes, social care teams and other sources to raise awareness of the service available

• Attendance at Residents and Relative meetings by a qualified care fees advice Adviser

• Supply home with literature to distribute

• Access to the advice helpline

• Commitment from care providers to help ensure that people receive and advice and information from the start