pecuvft ir{khkom&ru#;:^tffi uo-(4euorurnr)...
TRANSCRIPT
vTBEPIKAEHO'
PeueHheM Coeera At4PeKroPoB
AO'< f-a panr nfrnuil Qon4 Pecny 6nuxn Komr >
llporoxoa Ne 10 or 20.09.2018r.
NOJIO}ITEHI4Eo nopflAne or6opa KpeA[THbrx opranrr3arlrtr AJrfl pasMelrleHufl BpeMeHHo
cBo6oArrbrx AeHexHbrx cpeAcrB AKrlronepuoro o6ulecrna <<IapaHtufi nrrfi SonaPecuvft ir{KHKoM"&;ru#;:^Tffi
""fl uo-(4euorurnr)
Crucru'mrap2018 roa
COAEPXAHI{E:
lrbnln
Hanrr,renoaaHue pa3.qeJra crp.
I OEIII?IE I]O JIO}I{EHUfl ,. aJ
2. ocHoBHbrE rrPr4Hu?IIIbI PA3MEIIIEHUT CPEACTB OOHAA BBAHKOB CKr4E BKJIMbI (AEIO3I4TbD.
J
aJ . TPEEOBAHLIA K KPEMTHbIM OP|AHI43ALII,Lf,M IJIfi, PA3MEIUEHI4TI
CPEACTB OOHIA B BAHKOBCKI4E BKJIMbI (AEIO3I,ITbD.4
4. noP.'IIoK nPoBEAEHUfl, OTEOPA KPEAI4THbIX OP|AHI43 AJJI/'L4 NrAPA3METTIEHVTA CPEACTB OOHAA B EAHKOBCKI4E BKnMbI (AEIIO3I{TbD.
5
5. 3AKIIOTII4TEJIbHbIE IIOJIOXEHVTfl . 7
1. OErrIrrE rroJlolr(Eltnfl,
l.l.Ilonoxenue o rrop.f,AKe or6opa Kpe,ryrrubx opranusaqrafi ,qJUr pa3MerrleHufi cpeAcrBAxqnouepnoro o6rqecrna <fapanrzftusfr $osa Pecuy6nnrr,r Koura>> n 6anxoscxrre BKJraAbr (,uenosurrr)(aalee - flonoxenue) onpe4eJrler ocHoBHbre uplrurlr4rrbr pa3MerqeHr{fl cpeAcrB, a raKrre rpe6onaurax rKpeAI4THbIM opraH}Eaqrr[M u IIoptrAoK rrpoBeAeHr{rr oroopa Kpe,{r.rrHbD( opr€IHr,rgaUuit AJ|s, pa3MerrleHrr{cpeAcTB.
1 .2. TepurrroJrorrrnr, co{parrleur.rrr :1) oona - Axqraouepnoe o6qecrno <faparnr.rftuufi (bonu pecuy6ru.rr<u Kouu>;2)laparrufinrfr KarrI,IT€uI o6qufi pa3Mep AeHexubrx cpeAcrB @on44 pa3MerrleHHbrx B
6anroncnnx BKJIaAax (Aenosumx) u Ha pacqernbrx cqerax KpeAr{THbD( opranusaqrlfi, vr[peAHa3HarIgHHbx AJII flpeAocraBJrenr{r [opyrrr{TeJrbcrB rro o6.f,sarerlcraau cy6reKToB MaJroro prcpeAHero [peArlp]IHl{MareJrbcrBa r4 opraHr,rsaquit, o6pa:yroqzx uuspacrpyKTypy rrogep)KKr,r MurJroro HcpeAHero [peA[pl,rHr.IMareJrbcrBa, rrocr)firfiBmr,rx n (DonA r,rs 6ro4xeroB pa3nr.rrmrx yponneft;
3) Ynonnouoqenurn7 opraH yrpaBJrenrur (DonAa - Coeer Ar{peKropon Axquonepnoro o6rqecrna<faparnufiuufi (pon4 pecuy6nnrul Kolru>;
4) I'Icuonnrarenrurrfi opran yrrpzrBJreur,rfl (DonAa - feuepzurrnruT ,qupeKTop Axquonepnoroo6ulecrna <f apanrufturrft (pon4 pecuy6nuru Kouu> ;
. 5) Kpe4r,nnar opraulrcallrtfr. - ropr4A[qecKoe Jrr{qo, Koropoe AJrf, }r3BJreqenr.rr npu6rrnu rarocsonHoft IIeJIII csoefi Aesrerbuocr[ Ha ocHoBanr{rr cuerlr{aJrbuoro punperueu}rr (nuqensxu)L{enrpanrnoro 6anr<a Poccuftcrofi Oe4epaquu @anra Poccran) uMeer rpaBo ocyuecrBJrrm 6anroecrreorepallul{, [peAycMorpeHHbre Oegepamnbu 3aKoHoM or "02" 4era6px 1990 roaa Ng 395-1 "O 6amax r.r6auxoscxoft 4exrenruocru".
6) Bpeuenno cso6oAlrble AeHelr(Hbre cpeAcrBa - AeuelKHbre cpeAcrna fapanrr,rfinoro Kanr,rraJra@ou4a, He I4clroJrb3yeMbre n rcr<yquft MoMeHT Ha ocyrqecrBJreur,re BbmJrar, cB.fl3turHbD( c r{crroJrueu}reMo6ssaterucrn (Don4a rro [peAocraBJregHbrM [opyrrr4TejrbcrBaM.
7) flperen4euT Ha yrracrl,Ie n or6ope - Kpe4uruar opraHrr3arryrfl,, [oAaBrrrru 3arBKy Ha rracr[e Bor6ope (4alee - Ilpereu4eur).
8) V'racrnzr or6opa llperengenr, coorBercrayrorquft rpe6onanuru rryHrroB 3.1.1-3.1.8floroxeHlts
9) flo6e4rtelr or6opa- Vqacrnurc or6opa, rpeAJroxr.rBmufiuanlolrErrryro rporleurnyro craBKy ro6anxoscxoMy BKJra,qy (aenosury).
l.3.IlonoxeHue pa3pa6orano B coorBercrBnr{ c 3aKoHoAareJrbcrBoM Poccuftcr<oft @e4epaqNn,BKJIIoqtu HopMarnBHbIe aKT6r MuHncrepcrBa gKoHoMrlqecKoro pa3B]rrus Poccuftcxofi (DeAeparrrrLr,Vcran (DosAa.
l.4.llonoxeHlle lr Bce rBMeHenrrfr, u AorroJrHenur K HeMy yrBepxAarcTcs ynoruoMorreHHbrMopranoM yrrpaBJreHlu{ (DouAa.
2. OCHOBHbIE rrPr,rHrll4trbl PA3MEIqEHI,tfl CPEACTB OOHIA B BAHKOBCKTIEBr{JrMbr (AErro3r4Tbr)
2.l.llpa pa3MeIIIeHIIt4 s 6anroBcKrre BKJraAbr (4enosnrrr) BpeMeHHo ceo6ognrx AeHexHrD(cpeAcrB Oonq pyKoBoAcrByercr Tpe6onauuxrr,ru r (pon4av co4eftcrnna KpeAriroBaHrro (rapanrnftsrru(pou4au, ([ongau fiopfrr,ITeJlbcrn) u ux Aesrefibrrocrlr, yrBepxAenubrMr{ Ilpnrasou MunrcrepcrnaeKoHoMl,IqecKoro pa3r,vrnfl Poccuficxofi (De4epaquu or 't28r' nox1pt 2016 roga Xb 763 '06
yrBepxAeHzu rpe6onanuft r (pon4au co4eficrnnx KpeArlToBaHrEro (rapaurr,rfinrnr QosAarnr, $on4arrl
\
nop) {HTeJrBcrn) u rx .qerreJrbHocrr.rrr, a raKxe yMTbIBaer crpyKTypy cBoero noprQenr o6"sarenrcrn, \cporrr Aefibrsras AoroBopoB [opfr]rreJrbcrBa, BepotrHocrb HacryrrJreHr.rr co6rrnnfi, Koropbre MoryT \rrplrBecru K rrpeAbrBJreHr{a rpg6onaruft K Oou,qy, Bo3MoxHocrb I{c[oJIHeHufi o6ssaHuoctz no
ocyqecrBJreHlrro BbmJrar no o6sgareJrbcrBaM (DonAa EpI,I HaxoxAeHlII{ cpeAcm Oouga s 6aHroscKr,Ix
BKJraAax (.ueuosurax).
2.2. Qonl, ocyrqecrBJrfier pa3MerqeHlre BpeMenuo cno6oAubx Aeuex<rrbrx cpe.qcrB n py6nrx c
[c[oJrb3oBaHr,reM npr,rHrlr,rnoB 4nnepcu(prEKarl]Il{, Bo3BparHocrlr, JMKBIIAHooTIT n AoxoAIrocrLI B
6amoscKr.rx sKra,uax (Aenosurax) a xpe4I,IrnbD( opraHI,I3aIIlItx.
2.3. C rleJrbro yfipaBJreur,rr Jrr.rKBt4,qrocrbro r,r [Jrare)Kecnoco6nocmro OonA pa3Merqaer AeuenffibrecpeAcrBa n 6annoscKr.re BKJraAbr (4eno:uru) KpeALITHbx opranlrcarlufi sa cpoK Ire 6oree I (Oalloro)
2. .Marcurvralrnrrfi pa3Mep Aenexubrx cpe.4crB, piBMeIqeHHbD( B 6afircoscKux BKJIa,{ax
(,uenosurax) ra Ha pacqerHbx cqerrtx B oAnoft rpe4mnoft opraHH3arIrIH, ycraHaBnllBaerct
yroruoMoqennbrM opranoM yrrpzlBJreurr{ OouAa na I (Ilepnoe) wrcno reKyrqero $nnanconoro roAa }I He
AOnXeH flpeBbrmaTb:
1) 30 (Tpugqarr) rporleuroB or o6qero pa3Mepa AeHe)KHbrx cpegcrB Oou,qa c fapanrufinrnra
KanrrraJroM 6onee 700 (Cerraucor) runmronon py6neft;
2) 40 (Copor) npoqeuroB or o6rqero pa3Mepa AeHexHbD( cpe,qcrB OonAa c fapalrrufinrnvr
. Karrr{raJrorr,r or 300 (Tpexcor) Mr,rJrJrr,rouon py6reft lo 700 (Cerrrucor) MrrJIJIrioIron py6nefi;
3) 60 (Illecrr4ecar) rporlenroB or o6uero pa3Mepa AeuelrHbrx cpeAcrB (DonAa c fapanrufinrna
Ka[rrraJroM Meuee 300 (Tpexcor) rumnuouon py6nefi,,npu eronr OouA BEpaBe punMelqarr n 6anr<oscrue
BKJraAbr (,uenosurrr) H Ha pacqerHbrx cqerax KpeAIITHrD( opraHlrcarlraft, coorretcrByrolqilx tpe6onauunrt
rynKroB 3.1.1-3.1.8 flonoxenfis, ne 6onee 10 (flecxrra) npoqeuroB or o6rqero pa3Mepa AeHe)KHbD(cpeAcrB Oosa4 B cJryqae ecltur y OonAa orcyrcrByer Bo3Mo)Knocrb r,I3bfiTllt qacrl4 pa3MeIrIeHHbD(
cpeAcrB c 6anrcoscKrx BKrraAoB (genoouron), 6es rlorepl,I,qoxoAHocrrl.
2.5. flepecqer MaKcr,rMaJrbHoro prcMepa renexnbnr cpeAcrB, pa3MerqeHHrur s 6aHroBcKI{x BKJraAax
(4euosurax) B oAnofi rpe4uruofi opraHrrcaqllll, ocyulecrBJltercfi LrcIroJIHI,rreJIbHbIM oprauoM
yrrpaBneuru @on4a rrplr r,r3MeueHrru pa3Mepa fapanrufinoro KanvffaJra.
2.6. @onl, B AoroBope 6anroncr<oro BKJraAa (4enosura) rpeAycMarprlBaer Bo3MoxHocrb
6esyclonnoro rr3brrlrs. -tracrr4 pa3MerqeuHbD( cpeAcrB 6es noiepu AoxoAHocrrr, B cpoK He nos,quee 5
(IIau) pa6owrx rorefi c Aarbr rronfreHr4s yBeAoMJreulrrr Kpe.qprruoft opraHr,Barlueia o Heo6xoArErr,rocru
vr3bflwtfi.qacrr.r pa3Merqerrurx n 6anxoBcKoM BKJIaAe (4enosure) cpeAcrB.
2.7.@ottl, B rlersx pa3MerqeHrrfl BpeMeHHo cno6o4nrx AeHe)KHbD( cpe.qcrB s 6aHrorcKze BKJraAbr
(4enosurrr) Kpe,qrlTnbD( opranusaqufi rpoBopr or6op KpeAr.rrubD( opraunsaquft rpfi ycJIoB]I]I
oAHoBpeMennoro"co6nro Aenufl.cJregyroqlrx rpe6oranr,rft, yrasanubx B pa3.qeJle 3 floroxeuws.
3. TPEEOBAHI4fl K KPEAI4THbIM OPIAHI,I3ATII,IflM I\JTfl,PA3MEITIEHT4fl,CPEACTBoorrAA B EArrKoBcKrIE BKJrMbr (AErrO3rrTbI)
3.1. Tpe6oBaur{rMr{ r< Kpegurrrofi opraura3aqr,r}r, fracrByroqefi n or6ope Anfl pa3MerqeHr.rfl
cpe,ucrB Ooula s 6auKoscxlre BKJraAbr (4enoaurrr), tBJUIIorcfi:
3.1.1. Hanrn.me y Kpe4r.rtroft opfanlr3arl]r]r renepzurrnoft Jrrrrreu3u]r I{eurparuuoro Banra
Poccuftcroft Oegepaqur (Eanra Poccuu) Ha ocyqecrBJreHre 6annoecKux ouepaquft;
3.1.2. Hanu.ue y Kpe4nrnofi opranusa\lapr co6crseuubD( cpeAcrB (xanrrana) B pa3Mepe He
MeHee 50 (flxrll.qecxrr,r) M]rJrJrr,rapAoB py1rcfi. no AarrubrM Banxa Poccr.rra, ny6nuryeurru Ha
o(pnrganrnou cafite www.cbr.ru B cerr,r "Znrepner" B coorBercrBr{ri co crarreft 57 3aroua o BanxePoccuu;
3.1.3. Ha-nplwre y KpeAutuoft opranrrcarlun MexqyHapoArroro pefirunra 4omocpovuofiSpeAl{Tocrloco6nocrr,r rlo KJracc}rSurcaquu peftruuronbx areHTcrs "OEr.rPeftT[Hrc" @itchRatings) unu"Crau4apr oHA flypc" (Standart&Poor's) - He rruxe "BB-", nu6o "MyAncl,IuBecropc Cepnrc"(Moody'slnvestorsService) - ne Hr{xe "Ba3";
3.1.4. Cpor AetrenbHoctz Kpe4uruoft opranrn?r\ulr c Aarbr ee perurcrpaqlrlr cocraBJrrer HeMeHee 5 (Ilxru) ner;
3.1.5. Orcytctnne 4eftctnyroIqeft n orHorrreHr{r.r Kpegurnoft opranusaquv Mepbr aos4eficrnrax,npnueuenuofi Eamorvr Poccr,rr,r 3a Hapyrrreurae o6sgareJrbHrD( HopMarlrBoB, ycraHoBJreHHbD( BcoorBercrBrEn c 3axonou o Banrce PoccrEz;' 3.1.6. Orcyrctnue y Kpegr.Iruofi opraHlrsarllrrl B Teqeur.re rocJreArrtx.12 ({nen44qaru) rrlecxqen
lpocpoqenubD(.{eHexnrrx o6sgareJrbcrB rro o[epaqurM c Easxou Poccnu, B ToM rrrrcJre no KpeAr,rraMBanxa PoccrErE I,I [porIeHTaM no HraM, a rarcKe orcyrcrB]re y Kpe4urnoft opraun3arl]ru npocpoueuuoft3aAoJrxeHHocrll IIo 6alKoscK[M BKJra,4aM (Aeuoaumu), panee pBMerqeHHbrM B Hefi sa cqer cpe,{crBOon4a;
3.l.7.Yqacrue Kpe4nrnofi opraul,Barluu B cl4creMe o6ggarenrnoro crpaxoBzurrur BKJTaAoB
Qr.rsuuecrrax nnq s 6auKax Poccuftcxoft @eaepaqulr B coorBercrBltu c @e4epanrubrM 3aKoHoM or "23".4ena6px 2003 roaa J\b 177-03 "O crpaxoBalprn BKJTaAoB (pueuuecrrx Jrlrq s 6aurax Poccuftcxofi(Degepaqnu" (Co6panr.re 3il(ouo,qarerrbcrBa Poccuficroft Oe4epaqwu,2003, J\b 52, cr.5029;2004, Ns 34,ct. 3521;2005, Ns 1, cr. 23; Ns 43, cr. 4351;2006, Nr 31, cr. 3449; 2007, Ne 12, ct. 1350; 2008, Ng.42,cr. 4699; Ne 52, cr. 6225; 2009, J\b 48, cr. 5731; 2011, J',1! l, cr. 49; J',1! 2'/, cr. 3873; Ne 29, cr. 4262;2013, Ns 19, cr. 2308; Nt27, cr. 3438; .llb 49, cr.6336;Ilb 52, cr.6975;2014,Ns 14, cr. 1533; J1b 30, cr.4219;J\b52, cr.7543;20l5,Ir lb1,cr.4,14;Ns27,cr.3958;i\b29, cr.4355;2016,Ns,27,cr.4297).
3.1.8. Orcyrcrerle y Kpe4Iatuoft opranusar\vrur HerarrrBHofi uu$opruar\nu B orHomeur,rr Aenosoftpelyta{uu, [oATBepxAaeMoe o6rqe4ocrynHbrur,r cBeAeHr.rJrMr.r, pa3MerqeuHbrMr4 n lrnsoprraaqrronHo-TeJreKoMMyr{rlKaqr.roHuofi cern <I4nrepner>.
4. TIOPflAOK TIPOBEAEHT,Tfl OTBOPA KpEArrrHbrX OpfArrr,I3Arlr{ft AJrfl,PA3MEIIIEHI,Tfl CPEACTB OOTTIA B EAHKOBCKTIE BKJrMbr (AErro3rrrbr)
4.1.[nn rpoBeAeurt or6opa ]IcronHr.rrenbHrru opranoM yrpaBJreH]rr OouAa lpopnazpyercxKoMI{cc[l B cocraBe He Menee 5 (Ilxrv) rroJroBeK. Korrtncc[s nsr6upaer flpegceAareJrs. Lr npr.rHuMasrpemeur.re flpocrbrM 6onruruncrBo]r roJrocoB.
4.2. OcuorlnbrM Kpr,ITepI{eM or6opa KpeAr,rrubD( oprau}Baq}rft, coornercrByrouux rpe6oBauuf,MITyHKToB 3.1.1-3.1.8 lloroxenfis, g.Jrs. pa3Merrleur.rr B Hr{x cpeAcrB (DonAa rBJrrercr [peAJraraeM&rcftrBKa no 6anxoecKoMy BKJraAy (,qenosury).
4.3.I,IsneIqeHlIe o [poBeAeH]rn or6opa Ha rrpaBo 3aK[roqeuurr AoroBopa Ha pa3Merqenr,re cpeAcrBOonga n 6anroncKl{e BKJraArr (4euosurrr) yrBepxAaercr yrroJrHoMorreHubrM'opraHoM ynpaBirenr.rt@onAa u rry6nrryerct B cpeAcrBax uacconofi zn(popnaaqvra He MeHee, qeM 3a 15 (Ilmnaaqam)KaJIeH,qapHbD( Alrefi Ao ero rpoBeAeHr.rr fi pasMenlaercfl Ha o(fuqua-utuou ilopraJre OonAahttp://mbrk.ru/pages/ao_<garantiynyy_fond_respubliki_komb (flpunoxenne Jr,lb l).
4.4.kIsnefi\euue o [poBeAeH]Iu ot6opa AoJrxHo coAepxarb cJreAyroq]re cBeAeur4r:1 ) naranrenoBaur,re oprau[3aropa or6opa;2) nopxgor rpoBeAeHr{x or6opa;3) npe4raer or6opa;
4) cne4enur o uoprAKe o(lopunenvfr.yrracrfis.n or6ope, o[peAeJreuvrs no6e,{[renefi or6opa;
5) cpbr AJrr 3aKrrrotreufir c flo6eAureJreM AoroBopa pa3Merqenuf, cpeAcrB s 6aHroscrufi nma,q
(4enosur);
6) uopr4or, Mecro, Aarlr Haqafla ]r oKouqanurfrno4aqr4 3a"rIBoK;
7) wegeanrr o Mecre, Aare, BpeMeHlI rlpoBeAeuur or6opa;
8) rpurepuz orpeAenenu.t uo6eALIrereft or6opa.
4.5. Oonq BlpaBe orKuBarbcfi or flpoBeAenras or6opa n nro6oe BpeMrI, rro He no3Auee, qeM B
TeqeHlre nepnoft rroJroBr,rrrbr cpoKa, ycraHoBnenlroro AJII npoBeAenlu or6opa.
4.6. Oona rpr4rrr.rMaer or rpereuAenra 3aiIBKy (aaree - 3arnra) Ha fracrlre n or6ope (no Soprraecoruracno flpunoxeuraro Ns 2 x flonoxeunro) H BeAer frer 3ilrBoK rro Mepe ]rx rrocryflJrgHrrfl B xcypHaJre
[pr{eMa 3arBoK. Kaxarrfi flperen4enr Brrpale roAarb roirBKo o4ny 3axnry rro KoHKperrroMy Jrory.
4.7. flot<yueuTarlr4r 3assrfi or flperen4eHTa [p]Iu]rMaercr B 3afierraraHabrx KouBeprax: BHeIITHeM
ri Buyrpeuneu. Ha BHemHeM KonBepre rrpl4 npveMe yra3T.rnaercs Aara' BpeMs r.r peruIcrpaqr,ronnrrfi
HoMep 3assxu B xq/pnaJre up?reMa 3af,BoK.
Bo nnemneM KouBepre coAepxarcs 3a.fisra Ha yrracrr,Ie r or6ope Ir,qoKyMeHTBI, [ogTBepx.qiloqfie
coorBercrBue flperenAeHTa rpe6onanurM, r{3JroxeHHbIM B pa3AeJre 3 flonoxenu.f,.
,{oryllenrrr u un(foprraarlns,, [peAcraBJrreMbre Ers.y.racrprr n or6ope, AonxHbr 6rrru cocranJleuBr
Ha pyccKoM r3brKe, coAepxaTb orrlrcb AoKyMeHToB, noArrr4carrbr yrroJrHoMoqerrHbM JrlIIIoM, cfllrlTbr,
. flpoHwepoBarrbr ]r 3aBepenbr orr]rcKoM lrerlar]I flpereu4eura.
,{oryrraeurrr o np}rcBoeu}rrr Me)KAynbpo,4noro pefirunra AoJI}KHrI6rrrr sHAaHbr coorBercrByroqllMpefirmrronbrM areHTcrBoM, B cryqae rx lr3noxemvlfi.HanuocrparrHoM s3brKe, AoJDr(eH 6rnr npe4craBJleH
Ha,qJrexarquu o6pasoM 3aBepeHnuft ueperoA Ha pyccKr,Ifi sgrrr.
Bnyrpeunufi ronnepr AoJrxeH 6rrrr uoArtrcar^, BJroxeH Bo BHerrrnr,rft rounepr Ir coAepxarb
rpeAJroxeHue flperenAenTa o 6anxoscKr{x craBKax npn pa3MerqeHr,ru cpeAcrB OonAa s 6auroncrfifi
BKJTaA (,qenosur) ro Konrq)erHoMy roty (uo $opue coruracHo flpmoxenrEro Ns 3 r flonoxeuuro).
Jluqy, [peAocrurBlrBmeMy 3arnry, Br-T/{aerct pacrrvcKa, yAocroBepffolq€u rroJrflenue Oonqou
3a"ffsK[ rr coAepxarqafl Affiy, BpeMr r{ perficrpaqraonnrrft HoMep 3asBK[ B xypuafle rrplreMa 3aJrBoK, a
TaKxe Qamuttw.,lrHrrqlraJrbr lr AoJrlnHocrb corpyAHllKa, rlpl4rrrBmero 3axnry.4.8. flperenAerrr rrMeer npaBo oro3Barb 3axnry Ao oKoHqaHr,rfl cpoKa nplreMa 3arBoK Ha ) racrrre B
or6ope, Ho He no3AHee 5 (Ilrna) Aneft Ao oKoHqaHI,Ir cpoKa [pueMa 3affBoK, npr,I oroM 3aqnKa
Bo3Bpaqaercx flperen4€HTy, a B xypnane HpueMa 3zurBoK AeJraercr orMerKa o roM, .rro 3arsra
oro3Bilra. 3assxa Moxer 6srm oro3BaHa roJrbKo Jrr{qoM, yflornoMoqeurrbrM flperengenrou Ha
coBepileune raroro Aeficrsur.4.9.He rro3Anee, qeM qepe3 5 (nxm) pa6owrx ,qgeft nocre oKontraHr4fl [p]reMa 3affBoK KoMrrccut
BcKpbrBaer Brremrr4e KorrBeprbr, paccMarprrBaer coorBercrBlre [pereHAeHToB rr o$oprr,rrenur 3zurBoK,rpe6onanrru, yKa3aHrrbrM n floloNenwr, cocraBrser [poroKon paccMorpeHrur 3asBoK.
4.9.1. Ecnu n AeHb BcKpbrrr.u BHemHr{x KoHBeproB orcyrcrByer KBopy\[ KoMrrcc]rr4, or6opnpuura0rcr HecocrosBmlrMcq, o6 gToM cocraBJrffercr fiporoKoJr, roroprrft rroAnrrcbrBarorfip]Icyf cTByloIqI,Ie rrJrerrbr KoMr4ccr.rr4.
4.9.2. B cnyrae orcyrcrBr.rr KBopyMa KoHBeprBI c 3axeraNru, rroJq rerrHbre AJr{ v.lracrtrs, n or6ope,Bo3Bparrlarcrcs Y.racrHurarrr or6opa.
4.10. Ecnu K MoMeHTy oKorrrraHr{r ilpfieMa 3arBoK e @oHA flocryrr]rna Bcero oAna 3aseKa, rra6o zsrlocrynlrBrur.rx 3€u{BoK ToJrbKo oAHa 6rua AouylrleHa K } racrl,Irc B or6ope, or6op npl,BHaercflHecocToqBilrutucq.
4.l1. Konauccus B AeHb rrpoBeAeun or6opa B Ha3uaqeHrros BpeMir ycraHaBJrlrBaer qeJrocrrrocrbBrryrpeHHLD( KoHBeproB, flocJre qero BcKpbrBaer KoHBepru u pacbuarpr.rBaer rrpeAJroxeur,rs Y.racrHr,rxosor6opa no ycnoBr{rru pa3MerqeHr{r cpeAcrB OonAa n 6amoecKr,re BKJra,qrr (4enosnru). Ilpoqecc upe3yJlbrarbr paccMorpenr{rr rrpeAnoxenufi (fuzr<cupyrorcfi [yreM cocraBJreHr{r rrporoKo.ua or6opa.
flpz oupeAeneHr{rr flo6eAzrers or6opa }ryr,rrbrBaercs ueo6xoA}rMocrb co6mogenr,rx OouAourpe6onannfi uynrra 2.4. (tasrce - Tpg6onanue) flonoNeHlnr.
B cny'rae ecJILI, upu co6ruoryentrr4 yKa3aHHoro Tpe6onanfis-, He Bce AeHexHbre cpeAcrna Oon4a,npeAutrHaqeuubre Nrs. pa3Merqeur,rs B 6amoncxrae BKJraAbr (.uenosnrrr), 6yxyr pa3Merrlenbr yIlo6e4Iatela ot6opa, To KoMllccr4s BrrpaBe Ha ocraroK grrlx cpeAcrB olpeAeJrurb Vqacrnrra or6opa,cJreAyroTllero 3a llo6egrarenervr or6op4 3aKrroqeHr4e ,qoroBopa c Koroprna o6ecuewr co6arc,qeHr.reTpe6onauua I4 rlpeAJloxeur,re Koroporo coAeplKr.rr nfrrure ycnoBr.rr pa3MerqeHrur cpeAcrB Oou,qa s6amoncrr,re BKJraAsr (4enosrnrrr) uo y6rrnaunro ux sHa.reuufi.
4.12.8 cnyqae ecJrl{ or V.racrHraron or6opa uocrinruu oA}rHaKoBbre [peAJroxeHLUr rro oAHoMy LrToMy x(e Jlory, flo6e4urenena 6y4er nprr3urur V.{acru[x or6opa, 3a.f,ma Koroporo nocryflr{Jra s (DouApaHbrrre.
4;13. KoMlrcclrs BrrpaBe [pI,IHI4Marb perrrenrr.rl, ecJru Ha ee 3aceAau:an rrp:lrcyrcrByer rre MeueerloJroBr{Hbr or o6rqero Korr{qecrBa rrJreuoB KoM}rccrrr{.
4.14. PemeHI{e KoMrrcczu o(popnrlrnercs. n (poprue rporoKoJra. flporor<onrr [o.qrrr{cbrBuuorcr BceMr.r
"npr4cyrcTByrorqr,rMtr rr,JreHaMlr KoMr4 ccr{u.4.l5.Ha ocHoBarII{I,I [poroKoJra sace4alrrs. KoMrrccu]r @osl 3arurroqaer c flo6eAr.rrereira or6opa
AoroBop o pa3Merqenr,ru cpe,{crB @ouAa s 6aHroncKufi sKra,q (4eno:nr).4.16.,{oroBop o pa3MerqeHr{r cpeAcrB (DonAa s 6aHroscrufi sKraA (aenoeur) c flo6e.qurereu
or6opaAonxeg 6urr nogurcarr cropog€tMrr He rro3AHee 20 (/{nagrlarn) Atteitutru r,rgoro yKa3aanoro BlBBeIqeHIlI4 cpoKa rlocJre 3aBeprtreHlrr or6opa u o(popnaleHlrfl [pororola or6opa. B clyrae yKJrouenr.rtoAnoft Ir3 Hax or 3ttKrloqeuus AoroBopa, Apyrau cropoua BrrpaBe o6parzuc.a B cyA c rpe6onaureM oloHyxAeHI,II{ 3aKIIIoqLITb AoroBop, a raKxe o Bo3Meqenun y6rrrroB, rrpuqr.rHeHnrnr yKJroHeHrdeM or ero3AKIIOqEHI,UI.
4.17.8 cJl)ryae ecJrl{ B AoKyMeHftx, [ocJry)K[IBIx]rx ocHoBru{raeM AJrf, [p]BHarrr{fl Y.racrH[Kaor6opa flo6e.qureneM, BburBJreubr HeAocroBepubre cBe.qenrrr, AoroBop o pa3MerqeHr.rlr cpeAcrs OoHAa s6anroscrufi eKraA (aeuosur) c,qaHHbrM llo6eAr,rrenena Oon4oivr He 3aKJrroq aercfi.'
4.18. B cryqae cHLDKeHIIT{ y Kpe4nrnofi opraurcaqm MexAyuapoAnoro peftruura 4onrocpovnofiKpeAl4rocrloco6noctr,r rro KJlaccrlpuraqzu pefirunronbD( areHTcrs "@fiT.rPeftruurc" (FitchRatings) urul"Ctan4apt oHA flypc" (Standart&Poor's) -Hlrxe "BB-", rur6o "MyAucZuBecropc Cepnuc"(Moody'slnvestorsService) - Hr,rxe "Ba3" B rrep[o,q HaxoxAeur,rs Aerre]KHbD( cpe.qcrB Oou4a uaAenogI,ITIIou cadte, Oonq r{Meer [paBo no perrreHr.rro yrroJruoMoqenHoro oprana yrrpaBireuur (Dou4a napacropxeHl,re AerIo3r,ITHoro AoroBopa n nomrrrfi 4ocpounrui or3brB pruMerqeuHbrx AenexHbur cpelcrB6er norepn Aoxolprocrlr.
5. 3AKJIIOqI,ITEJIbI{bIE IIOJIOT(EIJUTfl .
5.1. flonoxeHae Bcryrraer B cprny c MoMeHTa ero yrBeplKAeur.rs y[orHoMoqeHHErM opraHoMyrpaBJreuux @onga.
5.2.LIsNreueHVfl, r4.uorroJrHeHr.rs s floroxeHr,re Moryr 6rnr nneceHbr roJrrKo rro perueur,rroyrtornoMorreuuoro opraHa yflpaBJreur.rr OonAa.
-
\
\flpnnoxeHne ]lb 1 \
x flonoxemro AO <Iapaurninuft r[ona Pecrry6lnru \Koun> o noprAKe or6opa icpe4,rrnnx oprarulearg.rft glrpa3MerqeH[r cpeAcrB s 6am(oscxue BKrraAbr (genosrrrbr)
I43BEITIEHI4EonPOBENHVTVOTBOPAKPEAI4THbIXOPf AHrt3NJr4vrAn-[pA3MErrIEHI4,f,
AEHEXHbIX CPEACTB AKUI4O HEPHOT O OEIIIEC TBA (IAPAHT milrirsfii, o OHIPECIIYBJII4KI4 KOMI4D B FAHKOBCKI4E BzuIAAbI (AEIIO3?ITbD
1. Opranu3arop or6opa: AO <fapautzfinrui Qotrl Pecuy6nuru Kouu> (.qaree - Oonq)[pe,fycMarp]IBaer pa3MecrrlTb AeHexlrble cpeAcrBa @onAa Bo BKJraAbr (genosurrr) flyreM rrpoBe.{eHr.rrrot6opa cpeAfi KpeAr,rrnbD( oprauusaqufi .
2. Agpec MecrouaxoxAeHnfl r no.nosrfr aqiec opraur3aropa or6opa: 167000, Pecny6lzraKonauo r. CrrrrrreKap, ynuqa AOM -.
3. OrsercrsegHoe Jrr{rro sa rrpoBeAeHlre or6opa: renepanrurrft AlrpeKrop OonAa(OI4O) , ren. 8 (8212) 40-10-70.
4. Pauraerqenr,re v, npe.qocraBJrenl,re Aoxyr\{enTarl}r}r: AoKyr\feuTaqr{rr pruMerqeHa Hao$uquarruolra rlopruule OouAa http://mbrk.ru/pageslao_<garantiynyy_fond_respubliki_komi>,llpeAocraB[Iflerc . no Mecry HaxoxAeHr{fl oonq4 Ha ocHoBaH}ru n}rcbMeHHoro 3arrpoca, 6eg sguluaHr,rsIJIATbI.
5. A.qpec erreKrpoHHofi no.nrr (e-mail) : gendir. [email protected]. Ooprrra 3asnxn, [oAaBaeMofi yracrnuralrr or6opa, [p]rBeAeua B AoKyr\{errrartrrur.7. Hararr,renoBaul,Ie, xapaKTepr,Icrr4Ka rrpe.{Mera or6opa: [paBo Ha 3aKrroqeu]re AoroBopa AJUI
pa3MelqeHl{fl AeHe)KHbD( cpeAcTB @onla B 6armoncrae BKJra"{br (Aenoenrrr) B Kpe.[[THBD(opraHIEaIII4Dq cpoKoM Ha _ C_____-) MectIIeB c Bo3Mo)KHocrbro desycnonnoro rr3brrtrr qacrhrpa3MeIrIeHHbD(. cpeAcrn 6eg norepll AoxoAHocrI,I, c exeMecsrilrbrM [eperr]rcnenr,reM [poqeHToB, aI,rMeHHo: Jrorbr J\!rNo_ uo _ py6nefi nax4rrfi.
8. Memo roAarm 3rurBoK: 167000, Pecny6nura Kour,r,: Aolu-
r. Crxrrnxap, ylrvr\a
roA4 c 09'rac. 00 rr,ruu. ao9. Ha.raro cpoKa u BpeMs [oAarrI,I 3arBoK: u_u 2016,;aic.30 uuu., n pa6o.rne 4ru,r.
10. Orosqarue cpoKa rroAaru 3aqBoK: 12 .rac.00 Mr.rH. "11. BosMoxrrocrb orKa3a opraHlcaropa or6opa or qpoBe.qeunx or6opa: He rro3,qHee, qeM 3a
Aneft Ao Aarbr paccMorpeHlrr lr orlenKr.r 3rurBoK.12. Mecro, Aatr& r,r BpeMr npoBeAeHr{x or6opa: _ qac. _ Mr,rH. n rr 20-
roAa rro a,qpecy: 1670A0, Pecuy6nara Kouu, r. CrrKrrreKap, ynuqa. AOM-.13. Tpe6oBarrl,rr x or6opy KpeAI,ITHBD( opraurrcaqrfi (s coorBercrBr.rr c rryuKrou 3.1.2.
flonoxenlns o [opsAKe or6opa KpeA]rrHbD( opranueaqrfi purs pa3MerqeHr{r cpeAcrB AO<fapaurnfinufi (fong Pecny6nzxu Korvm>> s 6anKoscKr,re BKJraAbr (4enosuru) (4anee - Ilonoxenue) -HtlJrI4rMe y KpeAl,rruofi opranra3ar\ilv cobcrseuubrx cpeAcrB (raunrala) B pa3Mepe ue uenee 50(flxtugecarr,r) rvrumrnap.qoe py6nefi ro AarrHbrM I{eurpanrnoro Banra Poccraftcxofi (De4epaqran@arrra Poccura), uy6ruryervrrnvr Ha oSraqraanrnonr caitre www.cbr.ru B cerr.r "ZHTepHer" BcoorBercrBnvl co cramefi 57 3arona o Eanre Poccr,rr,r. Apyrue rpe6oranux rc or6opy Kpe.qr,rrHbD(opraHr,Baqr,rfi coorsercrnyror ycrarroBJreHHbrM e floroxeHrrlr 3HaqeHr4f,M.
14. Kpzrepw4 NIl_ orpeAeneuux noleauBmux n or6ope: uo6eAr,rrenxuu 6ygyr rprircHaubryqacrH[KI,I, flpe,ryIox]IBm]re uau6omntyro nporlenTnyro craBKy no 6armoncKoMy srora4y (4enosury).
1 5. Orfoprvurenrie peyJlbraroB ot6opa: fiyteM cocraBJreHr,rrr rrporoKoJra.16. Cpon 3axJrroqenat AoroBopa c no6e4rare.rurMr.r or6opa: B TerreHr,re
KaIreHAapHrm Auefi c MoMeHTa [poBeAeHr.ur or6opa.
20
-
flpunoxerule Ne 2r flonoxeruuo AO <faparnuinuft Qong Pecny6luru
Koun> o rops.{Ke or6opa Fpe.qurHbrx oprarusarglfi gl.apa3MeqeHrlrr cpe,qcrB s 6amoscrne BKJra.Fr (4enoslrru)
3A.flBKAHA YIIACTI4E B OTEOPE IIA IIPABO PA3MEUIEHI{-fl AEHEXHbIX CPEACTB'
AO (fApAHT Wil|Fl]f,lit OOHA PECITyBJI I4I<n KOMI4>B EAHKOBCKI4E BKNMbI (AENO3I4TbD
r. Crrrrrrnxap
1. O6que cBeAerruq o6 Y.racrllurce ordopa
20
llonnoe Har{MegoBrurue yqacrHuKa
Oupuennoe Ha[MeHoButrr[e YqacruuxaOpraHr,rsaqlroHHo-[paBosar abopn{a VqacruuraI4HH/KIIU VqacrHlrr€Vupegurenn Y.racrHuKa (uepeuuclnrrHaLIMeHOBaIII{I pI Opr€[IIBaqI,IoHIIO-[pasOByIo
&oprnry rlJrrl r{MeHa Bcex yqpeAurerefi., trbr .qoJrtB ycraBnoM KalrrraJre [peBrrmaer l0%)Cnrgerenrcrno o rocyAaporBenuofiperurcrpaqr,ru Y.racrHura (gara rir HoMep, KeMBbrAaHo)Agpec Mecrorrrxox(Aerru r Y.racrHr,rraOartuqecrog MecrorraxoxneHue VqactuuKafloqronrul aApec Y.racrg[KaOunr,ra-nrr Y.racrgr.rra:HaHMOHOBaHIIUI VI
MecToHuxoxAeHlre
nepeq[IcJr]rTb
Sarrn.recroe
Bauroncr<ae peKBlr3uTbr Y.racru[raTene([ourr Yqacrur.rxa (c yKa3iur]reM KoAaropola)Oarc YqacrHrEra (c yKa3aHrreM KoAa ropo.ua)Aapec gJreKTpouHoft no.rrrr Y.racrunraKonraruroe Jrrruo Vqacrnnxa
2. Cseleuns. o coorBercrnnr.r KpeglrruoftKpeAHTHbTM Opfarr[3aurrflM, yqacTByroq[M6anr<oncrclrx BKJraAax (genourrax)
opraHrrgarluu rpe6oBaHrrffM,n or6ope AJrff pasMerqeHrrfl
rrpeAbffBnfleMbrMcpeAcrB (Douga
K
B
Hanrawre y Kpegzrnoft opftlrr[3arlutrreuepanbHoff nraqeusraz I{enrpa.ubHoro BasxaPoccr.rficroft Oegepaqur.r (Eauxa Pocczu) HaocyulecrBJrenr,re 6amoBcKrrx onepauuft .Harrryre y Kpegurnofi opfttrru3aur4lrco6creeuHbrx cpeAcrn (xaunrana) n pasuepe HeMeHee 50 (|IsrnlecsrI,t) Mr,lJuruaojroe ov6reft uo
-\
AaHHbrM Bama Poccr.ru, uy6laryerr,rrru HaoSnqnaarnorra carlre www.cbr.ru B cerlr"I4HTepHer" B coorBercrBr4r4 co cramefi 573axona o Eanxe Poccvr.Hanvqne y Kpe4uurofi opftlr{}r3arlu}rMexAynapoAyoro pefimura 4olrocpowrofiKpeAlrrocloco6nocrra rro xlaccn$raraqurapeftruuronrx areHTcrB "OztqPefitpIurc"(FitchRatings) prlrpr "Cran4apr errA flypc"(Standart&Poor's) He Hvxe "BB-", nu6o"MyAucZnBecropc Cepnnc"
slnvestorsService) - rre Hr.rxe uBa3".
Cpor gerreJrbuocrr,r Kpe4r.mnoft opranlrcarllru cAaTBr ee perurcTpaqr4r.r cocTaBJrfieT He nlenee 5
Orcyrcrnue 4eficrnFoqefi B orHomeurrr,rKpegurnoft oprarrrrcarllru Mepbr nos4eftcrnrar,rIpI,IMeHenHofi Fanrou Poccr.rz 3a Hapyrrrenr.reo6ssaremHbD( HopMarI,IBoB, ycrauoBJreHHbx BcoorBercrBr,rr.r c 3arconona o Eanre Poccull.Orcyrcrnue y Kpeguruofi oprilrlrarllrfi Breqenrre rocJre,uHlrx 12 (flnenagqaru) MecrrleBfipocpoqeHubrx Aeuexubx o6sgaremcrs uoonepaqfirrM c Bamou Poccr.rr.r, B ToM qr.rcJre rroKpeAlrraM Eama Poccuu r,r nporleuTitM rro HrrM, araKxe orcyrcrBlre y Kpe4urnofi opraunsapvr[pocpoqeHnoft saAorxeHnocrr4 no 6anrconcxranaBKJTaAaM (4enoszrarra), paHee pa3MerqeHnbrM Bueft ga cqer cpeAcrs OoHAa.Y.racrfie Kpe4unrofi opraHrrcarl]rrr B cr.rcreMeo6sgareruuoro crpaxoBrur[r BKJTaAoBQrsn.recrurx Jrnq B 6auxax PoccuficroftOe4epaqnu B coorBercrr;vrkr c Oe4epanbHbrM3aKoHoM or 23 AeKa6pn 2003 roxa Ns 177-03"O crpaxoBarrulr BKJTaAoB (prnsu.recxrx Jrr,rrl B6amax Poccrficrofi Oegepaquu" (Co6panne3aKonoAareJrbcrBa PoccNftcxofi @e4epaqm,2003, llb 52, cr. 5029; 2004, J\b 34, cr. 3521;2005, J,,lb 1, cr. 23; J\b 43, c'r. 4351;2006,.11b 31,cr.3449;2007,Ilb 12, cr. 1350; 2008, Jllb 42, cr.4699; Ne 52, cr. 6225; 2009, Ns 48, cr. 5731;2011, J\b 1, m. 49; Ilb 27, cr. 3873; Jt 29, cr.4262; 2013, Ilb 19, cr. 2308; Na27, cr. 3438;Ilb 49, cr. 6336; Ilb 52, c"r. 6975;2014, Jtlb 14, cr.1533; Nr 30, cr. 4219; Ilb 52, cr. 7543; 2015,Ns 1, cr. 4, 14;Na27, cr. 3958; Ne 29, cr.4355;2016,Ne.27. cr.4
IIOAIIIICb
M.II.AoJrxHocrb, @.tr{.O.
10
/Ilpr,moxer*re Ne 3
r flonoxenr.no AO <fapauruftruft rfong Pecny6nurraKouu> o noprAKe or6opa KperurrHhrx opranusa4lft gnrpa3MeqeHr{r cpeAcrB s 6aril(orcKle BKrra,&r (aenosrru)
B AO <fapanrufinrul Qon4 Pecny6nrrlr KoMr.rD167000, Pecny6nnr<a Kouu, r. Crrxrrrnxap,
. ynuqa
IPEAIOXEHI4E IIO JIOTy ]lb
r. Crncrrrexap 20 roAa
VsarmaeMrre rocrrona!
LIzywtB II3BeIqeHlIe o npoBeAeHlrr or6opa lr AoKyMeHTarIr{ro, Mbr, Hr.rxerroArr}rcaBmrrecfl.,rIpeAJIaraeM ocylqecrBllTb p€BMerqeur.re AeHe)KHbrx cpeAcrB AO <fapalnuftnrrfi Qotra Pecny6nnruKour'r>> (4anee - Oona) (nor J\to --) Bo BKJTaA (aeuosnr) Ha cJre.qyroqr4x ycnoBrsx: cpoKoM Ha _
Mec{qeB, c exeMecsrlrrblM nepermcJlenrreM npoqeuToB, rrporleHTuar craBKa _Yoro.zloBbD(.
Mrr o6aoyeMcs B cnyqae uo6egrr n or6ope 3aKrroq[Tb AoroBop c oonAou Ha yKa3arrnbrx BAoKyN{eHTaqvrvt Lr HacrorrqeM npeAnoxeHLrn yc[roBuflx B TeqeHI,Ie 4nefi c MoMerrrarpoBeAeHrs or6opa.
Halr rlgnectso, qro B coorBercrBlru c rpalrAalrcKrrM 3aKoHoAareJrbcrBoM, B cJllqae no6e4u nor6ope, orKa3 or 3aKrroqeurur AoroBopa Moxer 6um o6xanoBarr B cyAe.
IIo.rytrrcbM.II.
AoiDKHocrb, O.H.O.
l l | l
l L