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DESCRIPTION
PSITRANSCRIPT
TUGAS PERKULIAHAN
PENGAUDITAN SISTEM INFORMASI
PROBLEM 4-5
SYSTEM CONFIGURATION
Disusun oleh kelompok 1 :
1. Andri Tantyo (F1314011)
2. Arifudin Tri Anto (F1314016)
3. Endah Titi W (F1314038)
4. Novianti Saffira (F1314064)
5. Arif Muhananto (F1314097)
Fakultas Ekonomi dan Bisnis
Universitas Sebelas Maret
Surakarta
2015
SYSTEM CONFIGURATION
First State Bank provides full banking services to its customers through
a. automatic teller machines.
b. checking and saving accounts.
c. certificates of deposit.
d. loans.
e. electronic payroll.
f. electronic payment of customers’ bills.
The bank has eleven branch offices that cover a 30-mile radius. The main
office maintains a mainframe computer that serves the branch offices.
The competitive nature of the banking industry requires that customer
satisfaction be considered. Customers want prompt and accurate
servicing of transactions. Thus, accuracy and speed are crucial to the
success of First State Bank. How would you suggest the databases and
data communications facilities be configured for First State Bank?
KONFIGURASI SISTEM
Sebuah Bank Nasional menyediakan layanan full banking kepada
nasabahnya melalui :
a. Layanan ATM
b. Pemeriksaan tabungan
c. Sertifikat deposito
d. Pinjaman
e. Pembayaran gaji secara elektronik
f. Pembayaran tagihan nasabah secara online
Bank tersebut mempunyai sebelas kantor cabang yang mampu
menangani wilayah seluas 30 mile. Kantor pusat mengelola komputer
utama (mainframe computer) yang mampu melayani seluruh kantor
cabang tersebut. Persaingan bisnis dari industri perbankan membutuhkan
kepuasan nasabah yang harus diperhatikan. Nasabah ingin layanan
transaksi yang cepat dan akurat. Oleh sebab itulah akurasi dan
kecepatan menjadi hal yang krusial dalam meraih sukses dari Bank
tersebut. Bagaimana anda memberikan saran atas database dan fasilitas
komuniasi data yang akan dipasang di Bank tersebut?
Jawaban :
This configuration will entail a hybrid of centralized and decentralized
processing. Because customers should be able to bank at any of the 11
branches, cash withdrawal transactions from each branch should be
centrally processed and the customer databases updated. Deposits of
cash and checks and payment of customers’ bills can be stored on
remote computers, with the data being sent to the mainframe
periodically. Banks tend to be more concerned with the promptness in
recording cash withdrawals than cash receipts. Thus, the data
representing the payment of customers’ bills may be sent to the
mainframe computer four to six times a day for updating, while deposits
of cash may be transmitted only twice a day. The payroll accounts can be
stored and processed on the remote computers because these accounts
do not have ATM cards. Further, the mainframe at the main office can
process more efficiently if a front-end processor is used to relieve the
mainframe of data communication processes. A common-carrier network
is probably a good communication medium, but the data should be
encrypted. The individual teller terminals should be connected to the
remote main computer via dumb terminals. The tellers should not have
any reason to download data regarding customer account