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SANDEEP BHATSANDEEP BHAT

BALRAM JHABALRAM JHABUSHRA SHAIKHBUSHRA SHAIKH

SABIA SHAIKHSABIA SHAIKH

ASLAM SORTHIYAASLAM SORTHIYA

ATANU MANNAATANU MANNA

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Introduction on PNB.Introduction on PNB. History/Background of PNB.History/Background of PNB. The First Office of PNB.The First Office of PNB.

Different Accounts of PNB.Different Accounts of PNB. Branches Of PNB.Branches Of PNB. Different Loans.Different Loans. Balance Sheet of last Five Years.Balance Sheet of last Five Years.

SWOT Analysis of PNB.SWOT Analysis of PNB. Comparison with Competitors.Comparison with Competitors. Services of PNB.Services of PNB. Conclusion.Conclusion.

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Established in 1895 at Lahore.Established in 1895 at Lahore.

First Indian bank started with Indian capital.First Indian bank started with Indian capital.

A professionally managed bank.A professionally managed bank.

Ranked as 248th biggest bank in the world.Ranked as 248th biggest bank in the world.

Strong correspondent banking relationships.Strong correspondent banking relationships.

The 3rd largest bank in the country.The 3rd largest bank in the country.

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1895 :PNB established in Lahore.1895 :PNB established in Lahore.

1904 :PNB established branches in Karachi1904 :PNB established branches in Karachi

and Peshawar.and Peshawar. 1947 :Partition of India and Pakistan at1947 :Partition of India and Pakistan at

Independence. PNB lost its premises in Lahore.Independence. PNB lost its premises in Lahore.

1969 :The Government of India nationalized1969 :The Government of India nationalized

PNB and 13 other major banks on 19th July, 1969.PNB and 13 other major banks on 19th July, 1969. 2003 :PNB took over Nedungadi Bank2003 :PNB took over Nedungadi Bank

(established the bank in 1899).(established the bank in 1899).

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Saving A/cs.Saving A/cs.

Fixed Deposit A/cs.Fixed Deposit A/cs.

Current A/cs.Current A/cs.

Salary A/cs.Salary A/cs.

Demat A/cs.Demat A/cs.

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The Total number of branches are 83.The Total number of branches are 83.

Branches are located in 9 cities.Branches are located in 9 cities.

Cities likeCities like PunjabPunjab

HaryanaHaryana

U.PU.P

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PNB Home LoansPNB Home Loans--

Housing Finance Limited is a wholly owned subsidiary.Housing Finance Limited is a wholly owned subsidiary.

A wide array of home loans.A wide array of home loans.

Amount depends on the repayment capacity.Amount depends on the repayment capacity.

For the construction or purchase of house/flat.For the construction or purchase of house/flat.

Provides life insurance cover on payment of one timeProvides life insurance cover on payment of one time

premium.premium.

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PNB Education LoansPNB Education Loans--

Financial assistance to deserving / meritorious students.Financial assistance to deserving / meritorious students.

Interest is charged monthly.Interest is charged monthly.

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STRENGTHSSTRENGTHS

Brand name.Brand name.

Wide variety of facilities.Wide variety of facilities.

No penalty for prepayment.No penalty for prepayment.

WEAKNESSESWEAKNESSES

High interest rates.High interest rates.People are not aware.People are not aware.

Shortage of staff.Shortage of staff.

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OPPORTUNITIESOPPORTUNITIES

Special rates of interest.Special rates of interest.

Product life cycle.Product life cycle.

Growing category of the builders.Growing category of the builders.

THREATSTHREATS

Competition in market.Competition in market.Rates of interest.Rates of interest.

Processing process is quite slow.Processing process is quite slow.

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PUNJAB

NATIONAL

BANK

STATE

BANK OF

INDIA

BANK OF

BARODA

BANK OF

INDIA

CANARA

BANK

Reserves 15,915.63 57,312.82 14,740.86 12,275.46 12,129.11

Total Share

Capital 315.30 634.88 365.53 525.91 410.00

Deposits 249,329.80 742,073.13 241,044.26 241,044.26 234,651.44

Borrowings 19,262.37 53,713.68 13,350.09 22,399.90 8,440.56

Book Value

(Rs)

514.77 912.73 414.71 243.75 305.83

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Responses enthusiastically to the nation's needs.Responses enthusiastically to the nation's needs.

Largest branch network in India.Largest branch network in India.

Well equipped dealing rooms.Well equipped dealing rooms.

Fully committed to its guiding principle.Fully committed to its guiding principle.

Anytime Anywhere banking facility.Anytime Anywhere banking facility.

Provides good services.Provides good services.

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Enjoys strong fundamentals, large franchise value, goodEnjoys strong fundamentals, large franchise value, goodbrand image.brand image.

NUMBER ONE position among the nationalized banks.NUMBER ONE position among the nationalized banks.

The impressive operational and financial performance hasThe impressive operational and financial performance hasbeen brought.been brought.

A frontrunner in the industry.A frontrunner in the industry.

Maintain its frontline position in the Indian bankingMaintain its frontline position in the Indian bankingindustry.industry.

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