resume pazdro 2017 pf - wordpress.com · kwws djdgplqlvwudwruv frp d j rqolqh ³ 'heelh...

8
7KH 5LVN 3RROLQJ 7UXVW ZDV FUHDWHG LQ IRU &DWKROLF RUJDQL]DWLRQV ,W LV DQ DOWHUQDWLYH WR WUDGLWLRQDO LQVXUDQFH DQG H[FOXVLYHO\ EHQHILWV WKH &DWKROLF &KXUFK 7KH 7UXVW FRQVLVWV RI PHPEHUV ZKR ´SRROµ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·V VWULFW HOLJLELOLW\ UHTXLUHPHQWV UHVXOW LQ LWV RSHUDWLRQV VXFFHVVIXOO\ EHQHILWWLQJ WKH &DWKROLF &KXUFK ,Q RUGHU IRU &DWKROLF RUJDQL]DWLRQV WR EHFRPH PHPEHUV RI WKH 5LVN 3RROLQJ 7UXVW WKH\ PXVW EH OLVWHG RU HOLJLEOH IRU OLVWLQJ LQ 7KH 2IILFLDO &DWKROLF 'LUHFWRU\ 3DUW RI WKH VXFFHVV RI WKH SURJUDP LV GXH WR PHPEHUV ZKR DUH FRPPLWWHG WR SDUWLFLSDWLQJ LQ ULVN PDQDJHPHQW DQG ORVV FRQWURO HGXFDWLRQDO SURJUDPV 6LQFH &KULVWLDQ %URWKHUV 5LVN 0DQDJHPHQW 6HUYLFHV KDV ZRUNHG FRRSHUDWLYHO\ ZLWK WKH &DWKROLF FRPPXQLW\ RQ WKH SURJUDP·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² /DXUD +DUW )HDWXUH $UWLFOHV 7KH 5LVN 3RROLQJ 7UXVW 6WUDWHJLF 3ODQ :KDW 0DNHV D 6XFFHVVIXO 7HDP" ,QIRUP ,QVSLUH (QFRXUDJH 0LVVLRQ 6WDWHPHQW 7KH 0LVVLRQ RI &KULVWLDQ %URWKHUV 6HUYLFHV LV WR VHUYH WKH &DWKROLF &RPPXQLW\ E\ KHOSLQJ WR IXOILOO RUJDQL]DWLRQDO DQG PDQDJHULDO QHHGV WKURXJK WKH GHYHORSPHQW RI TXDOLW\ FRVWHIIHFWLYH LQQRYDWLYH SURJUDPV DQG DGPLQLVWUDWLYH VHUYLFHV

Upload: others

Post on 01-Jun-2020

4 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: Resume Pazdro 2017 pf - WordPress.com · KWWS DJDGPLQLVWUDWRUV FRP D J RQOLQH ³ 'HEELH 3DVNYDQ *DPH 7LPH DQVZHUV RQ EDFN FRYHU ² QR SHHNLQJ 3HW /RYH 0DJRR D ZKLWH %R[HU ZDV ERUQ

7KH�5LVN�3RROLQJ�7UXVW�ZDV�FUHDWHG�LQ������IRU�&DWKROLF�RUJDQL]DWLRQV���,W�LV�DQ�DOWHUQDWLYH�WR�WUDGLWLRQDO�LQVXUDQFH�DQG�H[FOXVLYHO\�EHQHILWV�WKH�&DWKROLF�&KXUFK�� 7KH�7UXVW�FRQVLVWV�RI�PHPEHUV�ZKR�´SRROµ�WKHLU�ILQDQFLDO�UHVRXUFHV�LQWR�D�WUXVW�IXQG�DQG�DJUHH�WR�UHWDLQ�D�SRUWLRQ�RI�WKHLU�ULVN�ZLWKLQ�WKH�7UXVW����%HFDXVH�WKHUH�PD\�EH�D�QHHG�IRU�H[FHVV�FRYHUDJH��WUDGLWLRQDO�LQVXUDQFH�FDUULHUV�DUH�XVHG��UHVXOWLQJ�LQ�GUDVWLFDOO\�UHGXFHG�FRVWV�DQG�EHWWHU�FRYHUDJH�ZLWK�KLJKHU�OLPLWV�IRU�UHOLJLRXV�RUJDQL]DWLRQV�

7KH�0LVVLRQ�RI�WKH�5LVN�3RROLQJ�7UXVW�LV�WKH�SURPRWLRQ�DQG�HQKDQFHPHQW�RI�WKH�UHOLJLRXV��FKDULWDEOH��DQG�

)HEUXDU\���������9ROXPH�� ,VVXH��

&KULVWLDQ�%URWKHUV�6HUYLFHV 0HPEHU�6HUYLFHV�7HDP FEVHUYLFHV�RUJ

7KH�5LVN�3RROLQJ�7UXVW

+LJKOLJKWV

%H�0\�9DOHQWLQH��������� �

:RUN�6PDUWHU �������������� �

(YROXWLRQ���������������������� �

*DPH�7LPH����������������� �

3HW�/RYH ���������������������� �

(PSOR\HH�/LPHOLJKW ��� �

%RG\��0LQG���6SLULW �� �

HGXFDWLRQDO�DFWLYLWLHV�RI�LWV�PHPEHUV��7KH�7UXVW·V�VWULFW�HOLJLELOLW\�UHTXLUHPHQWV�UHVXOW�LQ�LWV�RSHUDWLRQV�VXFFHVVIXOO\�EHQHILWWLQJ�WKH�&DWKROLF�&KXUFK��,Q�RUGHU�IRU�&DWKROLF�RUJDQL]DWLRQV�WR�EHFRPH�PHPEHUV�RI�WKH�5LVN�3RROLQJ�7UXVW��WKH\�PXVW�EH�OLVWHG�RU�HOLJLEOH�IRU�OLVWLQJ�LQ�7KH�2IILFLDO�&DWKROLF�'LUHFWRU\�� 3DUW�RI�WKH�VXFFHVV�RI�WKH�SURJUDP�LV�GXH�WR�PHPEHUV�ZKR�DUH�FRPPLWWHG�WR�SDUWLFLSDWLQJ�LQ�ULVN�PDQDJHPHQW�DQG�ORVV�FRQWURO�HGXFDWLRQDO�SURJUDPV���6LQFH�������&KULVWLDQ�%URWKHUV�5LVN�0DQDJHPHQW�6HUYLFHV�KDV�ZRUNHG�FRRSHUDWLYHO\�ZLWK�WKH�&DWKROLF�FRPPXQLW\RQ�WKH�SURJUDP·V�GHYHORSPHQW�

7KH�&KULVWLDQ�%URWKHUV�5LVN�0DQDJHPHQW�6HUYLFHV�SURYLGHV�ULVN�PDQDJHPHQW�VHUYLFHV�WR�PRUH�WKDQ�������&DWKROLF�UHOLJLRXV�RUGHUV�DQG�RUJDQL]DWLRQV���7KH�RUJDQL]DWLRQV�LQFOXGH�FKXUFKHV��XQLYHUVLWLHV��KLJK�VFKRROV��JUDPPDU�VFKRROV�DQG�RWKHU�HGXFDWLRQDO�LQVWLWXWLRQV��UHWUHDW�IDFLOLWLHV��UHWLUHPHQW�DQG�QXUVLQJ�KRPHV��KRPHOHVV�VKHOWHUV��WKULIW�VWRUHV��VRXS�NLWFKHQV��FRXQVHOLQJ�FHQWHUV��GD\�FDUH��DQG�JURXS�KRPHV�IRU�FKLOGUHQ���:H�KRSH�WR�FRQWLQXH�WKLV�SURJUDP�DQG�UHODWLRQVKLS�ZLWK�RXU�FXUUHQW�PHPEHUV�DQG�QHZ�PHPEHUV�IRU�\HDUV�WR�FRPH�

² /DXUD +DUW

)HDWXUH�$UWLFOHV

7KH�5LVN�3RROLQJ�7UXVW

����������6WUDWHJLF�3ODQ

:KDW�0DNHV�D�

6XFFHVVIXO�7HDP"

,QIRUP� ,QVSLUH� (QFRXUDJH

0LVVLRQ�6WDWHPHQW���7KH�0LVVLRQ�RI�&KULVWLDQ�%URWKHUV�6HUYLFHV�LV�WR�VHUYH�WKH�&DWKROLF�&RPPXQLW\� E\� KHOSLQJ� WR� IXOILOO� RUJDQL]DWLRQDO� DQG� PDQDJHULDO� QHHGV� WKURXJK� WKH�GHYHORSPHQW�RI�TXDOLW\��FRVW�HIIHFWLYH��LQQRYDWLYH�SURJUDPV�DQG�DGPLQLVWUDWLYH�VHUYLFHV�

Page 2: Resume Pazdro 2017 pf - WordPress.com · KWWS DJDGPLQLVWUDWRUV FRP D J RQOLQH ³ 'HEELH 3DVNYDQ *DPH 7LPH DQVZHUV RQ EDFN FRYHU ² QR SHHNLQJ 3HW /RYH 0DJRR D ZKLWH %R[HU ZDV ERUQ

*URZ�WKH�&RPSDQ\

'HPRQVWUDWH�RXU�([SHUWLVH

(QKDQFH�&XVWRPHU�([SHULHQFH

,QQRYDWH�WR0HHW&XVWRPHU�1HHGV

,GHQWLI\��'HYHORS�&RPSDQ\�/HDGHUVKLS

VWUDW H � �M ��Q�3ODQ�RI�DFWLRQ�GHVLJQHG�WRDFKLHYH�D�SDUWLFXODU�JRDO�

���� ² �����6WUDWHJLF�3ODQ

:KDW�0DNHV�D�6XFFHVVIXO�7HDP"

V�\RX�PD\�NQRZ��PDQ\�IDFWRUV�FRQWULEXWH�WR�PDNLQJ�D�VXFFHVVIXO�WHDP���2QH�RI�WKH�IDFWRUV�,�UHDOL]HG�ZKHQ�JDWKHULQJ�WKLV�FULWLFDO�LQIRUPDWLRQ�LV�´<RX�KDYH�WR�EH�D�7HDP�3OD\HU�µ $�7HDP�3OD\HU�LV�DQ�HPSOR\HH�ZLWK�TXDOLWLHV�WKDW�ZLOO�FRQWULEXWH�WR�PDNLQJ�WKHLU�WHDP�VXFFHVVIXO� 7KH�IROORZLQJ�TXDOLWLHV�DUH�D�IHZ��DPRQJ�PDQ\��ZKLFK�KHOS�D�WHDP�H[SHULHQFH�VXFFHVV�

,QVSLUDWLRQDO /HDGHU &OHDU 9LVLRQ 'LYHUVLW\ &RPPXQLFDWLRQ

$�WHDP FDQQRW�EH�VXFFHVVIXOO\�OHG�ZLWKRXW�DQ�LQVSLUDWLRQDO�OHDGHU��$�OHDGHU�ZKR�KDV�´9LVLRQµ�OHDGV�KXPEO\�DQG�LV�RSHQ�WR�IHHGEDFN���(DFK�WHDP�PHPEHU�QHHGV�WR�KDYH�D�´FOHDU�YLVLRQµ�WR�NQRZ�DQG�XQGHUVWDQG�WKHLU�SXUSRVH���$V�ZH�DOO�NQRZ��QRW�DOO�WHDP�PHPEHUV�DUH�WKH�VDPH�RU�WKLQN�WKH�VDPH��ZKLFK�LV�ZK\�´GLYHUVLW\µ�RQ�D�WHDP�LV�VR�LPSRUWDQW���(DFK�RI�XV�EULQJV�VRPHWKLQJ�GLIIHUHQW�WR�D�WHDP��ZKLFK�KHOSV�XV�DOO�VHH�GLIIHUHQW�SHUVSHFWLYHV���)LQDOO\��WKHVH�IHZ�IDFWRUV�FDQQRW�FRPH�WRJHWKHU�ZLWKRXW�´FRPPXQLFDWLRQ�µ���7KH�EHVW�WHDPV�KDYH�JRRG��RSHQ�GLVFXVVLRQ�DQG�WKH�DELOLW\�WR�DFFHSW�FRQVWUXFWLYH�FRPPXQLFDWLRQ���

:KHQ�VHOI�HYDOXDWLQJ��WDNH�LQWR�FRQVLGHUDWLRQ�WKDW�ZH�DOO�DUH�LQ�GLIIHUHQW�GHYHORSPHQW�VWDJHV��DQG�\RX�DUH�LPSRUWDQW�QR�PDWWHU�ZKDW�VWDJH�LQ�ZKLFK�\RX�ILQG�\RXUVHOI���)HHO�FRQILGHQW LQ�DOO�WKDW�\RX�GR� $VN�TXHVWLRQV��DQG�NQRZ�WKDW�ZKDW�\RX�DUH�GRLQJ�LV�PDNLQJ�\RX�D�JUHDW�DVVHW�WR�\RXU�WHDP���)URP�SHUVRQDO�H[SHULHQFH��WDNH�DOO�WKH�NQRZOHGJH�DQG�SRVLWLYLW\�WKDW�\RX�KDYH�OHDUQHG�DQG�DSSO\�LW�WR�\RXU�SUHVHQW�SRVLWLRQ���<RX�ZLOO�UHDOL]H�WKDW�RQO\�\RX�GHWHUPLQH�KRZ�\RX�UHSUHVHQW�\RXUVHOI��ZKLFK�LQ�WXUQ�UHSUHVHQWV�ZKDW�W\SH�RI�WHDP�SOD\HU�\RX�ZLOO�EH�LQ�FRQWULEXWLQJ�WR�D�VXFFHVVIXO�WHDP�� � 1RUPD�*XVWDILN

$FKLHYH�WKH�FRPSDQ\�UHYHQXH�WDUJHWV��RSHUDWLQJ�H[SHQVH�EXGJHWV0DLQWDLQ�UHWHQWLRQ�OHYHOV��HVWDEOLVK�QHZ�VRXUFHV�RI�UHYHQXH�� DFTXLUH�QHZ�FXVWRPHUV&RQWLQXH�VWUDWHJLF�SDUWQHUVKLSV�DQG�H[SORUH�VWUDWHJLF�DFTXLVLWLRQV3URPRWH�EUDQG�OR\DOW\

,QFUHDVH�YLVLELOLW\�DV�WKH�H[SHUW��WUXVWHG�DGYLVRU1DYLJDWH�OHJLVODWLYH�UHTXLUHPHQWV�LPSDFWLQJ�FKXUFK�SODQV%XLOG�DZDUHQHVV�RI�&%6�SODQV��SURJUDPV�� VHUYLFHV

6WUHQJWKHQ�FXVWRPHU�UHODWLRQVKLSV�WKURXJK�FRPPXQLFDWLRQ��HGXFDWLRQ%H�HDV\�WR�GR�EXVLQHVV�ZLWK,PSURYH�FXVWRPHU�VDWLVIDFWLRQ)RVWHU�FXVWRPHU�HQJDJHPHQW

&UHDWH��GHYHORS�SODQV��SURGXFWV��DQG�VHUYLFHV�WR�VDWLVI\�FKDQJLQJ�WUHQGV� QHHGV'HYHORS�SURFHVVHV��UHVRXUFHV�WR�RSWLPL]H�SHUIRUPDQFH��RSHUDWLRQDO�HIILFLHQF\�� �HIIHFWLYHQHVV&RQWLQXH�WR�IRVWHU�DQ�RUJDQL]DWLRQDO�FXOWXUH�WKDW YDOXHV�DJLOLW\��LQQRYDWLRQ

0D[LPL]H�WKH�XWLOL]DWLRQ�RI�HPSOR\HH�VNLOOV�DQG�WDOHQWV,GHQWLI\��GHYHORS��UHFUXLW��DQG�PHQWRU�IXWXUH�OHDGHUVKLS'HYHORS�IRUPDO�VXFFHVVLRQ�SODQV6WUHQJWKHQ�WKH�RQJRLQJ�SURIHVVLRQDO�GHYHORSPHQW�RI�HPSOR\HHV

truck
Stamp
Page 3: Resume Pazdro 2017 pf - WordPress.com · KWWS DJDGPLQLVWUDWRUV FRP D J RQOLQH ³ 'HEELH 3DVNYDQ *DPH 7LPH DQVZHUV RQ EDFN FRYHU ² QR SHHNLQJ 3HW /RYH 0DJRR D ZKLWH %R[HU ZDV ERUQ

� :LNLSHGLD� *RWPHGLHYDO�FRP� +LVWRU\�FRP

H�0\�9DOHQWLQH�2Q�)HEUXDU\�����9DOHQWLQH·V�'D\�LV�FHOHEUDWHG�QRW�RQO\�LQ�WKH�8QLWHG�

6WDWHV��EXW�LQ�&DQDGD��0H[LFR��WKH�8QLWHG�.LQJGRP��)UDQFH��DQG�$XVWUDOLD���+DYH�\RX�HYHU�ZRQGHUHG�ZK\"��7KHUH�DUH�GLIIHULQJ�WKHRULHV�RQ�KRZ�9DOHQWLQH·V�'D\�RULJLQDWHG�

2QH�OHJHQG�LV�WKDW�6W� 9DOHQWLQH�ZDV�D�SULHVW�ZKR�VHUYHG�LQ�5RPH�GXULQJ�WKH��UG FHQWXU\�� ZKR�OLYHG�GXULQJ�WKH�UHLJQ�RI�DQ�HPSHURU�ZKR�EHOLHYHG�VLQJOH�PHQ�PDGH�EHWWHU�VROGLHUV���9DOHQWLQH�WKRXJKW�WKLV�ZDV�XQIDLU�DQG�FRQWLQXHG�WR�SHUIRUP�PDUULDJH�FHUHPRQLHV�IRU�\RXQJ�PHQ��JRLQJ�DJDLQVW�WKH�HPSHURU·V�UXOH��ZKR�RUGHUHG�9DOHQWLQH�SXW�WR�GHDWK�

$QRWKHU�OHJHQG�HYROYHV�IURP�DQ�HIIRUW�WR�´&KULVWLDQL]Hµ�WKH�SDJDQ�FHOHEUDWLRQ�RI�/XSHUFDOLD��NQRZQ�DV�D�¶IHUWLOLW\�IHVWLYDO·�GHGLFDWHG�WR�)DXQXV��WKH�5RPDQ�JRG�RI�DJULFXOWXUH���2QH�RI�WKH�FXVWRPV�RI�WKH�IHVWLYDO�LQYROYHG�WKH�QDPHV�RI�\RXQJ�5RPDQ�JLUOV�ZULWWHQ�RQ�SLHFHV�RI�SDSHU�DQG�SODFHG�LQWR�D�MDU���<RXQJ�PHQ�ZRXOG�WKHQ�GUDZ�D�VOLS�RI�SDSHU�IURP WKH�MDU��DQG�WKH�WZR�ZRXOG�EH�SDLUHG���6RPHWLPHV�WKH�FRXSOH�ZRXOG�PDUU\�ZKLOH�VRPH�ZDLWHG�XQWLO�WKH�IROORZLQJ�\HDU·V�FHOHEUDWLRQ���(YHQWXDOO\�/XSHUFDOLD�ZDV�RXWODZHG�DW�WKH�HQG�RI�WKH��WK FHQWXU\�DV�VRPH�IHOW�WKH�FXVWRP�ZDV�XQ�&KULVWLDQ DFFRUGLQJ�WR�+LVWRU\�FRP�

,W�ZDV�QRW�XQWLO�WKH���WK FHQWXU\��WKDW�DQ�(QJOLVK�SRHW��*HRIIUH\�&KDXFHU��UHODWHG 6W��9DOHQWLQH·V�'D\�ZLWK�URPDQFH�LQ�KLV�ZULWLQJV���&KDXFHU·V�3DUOLDPHQW�RI�)RZOV FRQWDLQV�WKH�ILUVW�VXUYLYLQJ UHIHUHQFH�WR�´6DLQW�9DOHQWLQH·V�'D\µ�DV�DQ�RFFDVLRQ�IRU�URPDQFH�� ,W·V�D�EHDXWLIXO�ZRUN�RI�ORYH�FRPELQHG�ZLWK�QDWXUH���7KLV�ZRUN�RQO\�HQKDQFHG�WKDW�GXULQJ�WKH�PLGGOH�DJHV��LW�ZDV�FRPPRQO\�EHOLHYHG�LQ�)UDQFH�DQG�(QJODQG�WKDW�)HEUXDU\����ZDV�WKH�EHJLQQLQJ�RI�ELUGV·�PDWLQJ�VHDVRQ«D�GD\�IRU�URPDQFH�

)URP�DQFLHQW�5RPDQ�ULWXDOV�DQG�9LFWRULDQ�(QJODQG�FXVWRPV�WR�ZKDW�VRPH�QRZ�FRQVLGHU�D�´+DOOPDUNµ�KROLGD\�LQ�$PHULFD��´$SSUR[LPDWHO\������PLOOLRQ�9DOHQWLQH·V�'D\�FDUGV�DUH�H[FKDQJHG�DQQXDOO\��PDNLQJ�WKLV�´KROLGD\µ�WKH��QG PRVW�SRSXODU�FDUG�VHQGLQJ�KROLGD\�DIWHU�&KULVWPDV�µ�� %\�������SULQWHG�FDUGV�EHJDQ�WR�WDNH�SODFH�RI�ZULWWHQ�OHWWHUV�

)DVW�IRUZDUG�WR�������6W��9DOHQWLQH·V�'D\�LV�WKH�SHUIHFW�WLPH�WR�H[SUHVV�QRW�RQO\�ORYH�EXW�DSSUHFLDWLRQ�IRU�IDPLO\�DQG�IULHQGV���:KLOH�FUHDWLYLW\�JHWV�DWWHQWLRQ��VLQFHULW\�LV�UHPHPEHUHG���6R��WDNH�WLPH�WR�OHW�WKRVH�LPSRUWDQW�WR�\RX�NQRZ�\RX�FDUH�

)XQ�)DFWV��IURP�VWDWLVWLFEUDLQ�FRP

2Q�DYHUDJH��RYHU�����ELOOLRQ�LV�VSHQW�RQ�9DOHQWLQH·V�'D\�FHOHEUDWLQJ����RI�IORZHUV�DUH�SXUFKDVHG�E\�PHQ�����RI�9DOHQWLQH·V�'D\�FDUGV�DUH�SXUFKDVHG�E\�ZRPHQ

7DPP\�$��3D]GUR

$QG�VKH�ZDV�IDLU�DV�LV�WKH�URVH�LQ�0D\«

*HRIIUH\�&KDXFHU

Page 4: Resume Pazdro 2017 pf - WordPress.com · KWWS DJDGPLQLVWUDWRUV FRP D J RQOLQH ³ 'HEELH 3DVNYDQ *DPH 7LPH DQVZHUV RQ EDFN FRYHU ² QR SHHNLQJ 3HW /RYH 0DJRR D ZKLWH %R[HU ZDV ERUQ

3URGXFWLYLW\�7LS���:RUN�6PDUWHU��1RW�+DUGHU���5HGXFH�VWUHVV�DQG�JHW�PRUH�GRQH�E\�FUHDWLQJ�D�VFKHGXOH DQG�VHWWLQJ�ERXQGDULHV� ,QVLJKWIXOGHYHORSPHQW�FRPVFKHGXOH

:RUN�6PDUWHU

(YROXWLRQ2Q�-DQXDU\��������� , EHJDQ�WKH�WUDQVLWLRQ�WR�DQ�$FFRXQW�

5HSUHVHQWDWLYH�SRVLWLRQ�RQ�-XOLD�:DOVK·V�WHDP���$V�WKH�GHWDLOV�RI�P\�QHZ�UHVSRQVLELOLWLHV�DUH�EHLQJ�ILQDOL]HG��,�NQRZ�WKLV�ZLOO�EH�D�ELJ�FKDQJHIRU�PH��EXW�DQ�RSSRUWXQLW\�,�DP�SUHSDUHG�WR�WDNH�RQ�

'XULQJ�WKH�SDVW���ó�\HDUV�DW�&KULVWLDQ�%URWKHUV�6HUYLFHV��,�KDYH�OHDUQHG�WR�DGDSW�WR�FKDQJH���0\�ILUVW�SRVLWLRQ�ZDV�6FDQQLQJ�6XSSRUW�6WDII���7KHQ��,�PRYHG�RQ�WR�&XVWRPHU�6HUYLFH�5HSUHVHQWDWLYH��ZKHUH�ODWHU�,�ZDV�SURPRWHG�WR�&XVWRPHU�6HUYLFH�7HDP�/HDG���,Q�P\�SHUVRQDO�OLIH��,�GR�QRW�GHDO�ZHOO�ZLWK�FKDQJH��EXW�,�KDYH�OHDUQHG�WKDW�LQ�P\�SURIHVVLRQDO�OLIH�LW�LV�EHVW�WR�DGDSW�WR�FKDQJH�DV�LW�FRPHV�

,�KDYH�EHHQ�YHU\�EOHVVHG�WR�EH�SDUW�RI�WKH�&XVWRPHU�6HUYLFH�7HDP�DQG�KDYH�VXSHUYLVRUV��/HW\�5H\HV�DQG�&KHU\O�*XVWDIVRQ��ZKR�DOVR�KDYH�EHHQ�HIIHFWLYH�PHQWRUV��1RZ��LW�LV�WLPH�RQFH�DJDLQ�WR�´ILQG�P\�FKHHVHµ�DQG�VWDUW�D�QHZ�FKDSWHU�DW�&KULVWLDQ�%URWKHUV�6HUYLFHV��:KDW�,�KRSH�IRU�LQ�WKLV�RSSRUWXQLW\�LV�WR�JURZ�SURIHVVLRQDOO\�DQG�OHDUQ�IURP�P\�SHHUV�DQG�VXSHUYLVRUV�DV�PXFK�DV�SRVVLEOH� ² $GULDQD�=DPXGLR

0HPEHU�6HUYLFHV�LV�SOHDVHG�WR�DQQRXQFH�WKDW DV�RI�'HFHPEHU �������� ZH�KDYH�D�QHZ�WKLUG�SDUW\�DGPLQLVWUDWRU�IRU�RXU 6WXGHQW�$FFLGHQW�3ODQ�$�*�$GPLQLVWUDWRUV LV�D�IDPLO\�RZQHG�DQG�RSHUDWHG�EXVLQHVV��ZKLFK�EHJDQ�LQ������DV�D�RQH�PDQ�RSHUDWLRQ�E\�$O�*LOOLV �$�*«JHW LW�"��

$�*�$GPLQLVWUDWRUV�RULJLQDOO\�VHUYLFHG�.����VFKRROV·�DFFLGHQWV�DQG�KDV�JURZQ�LQWR�D�IXOO�VHUYLFH�VSRUWV�DQG�VSHFLDO�ULVN�DFFLGHQW�PHGLFDO�LQVXUDQFH���7KH\�SURYLGH�H[SHUW�DGYLFH�WR�RYHU�����FROOHJHV�DQG�XQLYHUVLWLHV������.����VFKRROV��DQG�������\RXWK�VSRUWV�RUJDQL]DWLRQV���:LWK�D�����FOLHQW�UHWHQWLRQ�UDWH��$�*�$GPLQLVWUDWRUV�KDV�SURYHQ�WR�EH�RQH�RI�WKH�WRS�7KLUG�3DUW\�$GPLQLVWUDWRUV�RI�VWXGHQW�DQG�DWKOHWLF�DFFLGHQW�LQVXUDQFH�LQ�WKH�FRXQWU\�

:H�DUH�FRQILGHQW�ZH�ZLOO�UHFHLYH�QRWKLQJ�EXW�H[FHOOHQW�VHUYLFH�ZLWK�WKLV�FKDQJH�

7R�OHDUQ�PRUH�DERXW�$�*�$GPLQLVWUDWRUV��YLVLWKWWS���DJDGPLQLVWUDWRUV�FRP�D�J�RQOLQH� ³'HEELH�3DVNYDQ

Page 5: Resume Pazdro 2017 pf - WordPress.com · KWWS DJDGPLQLVWUDWRUV FRP D J RQOLQH ³ 'HEELH 3DVNYDQ *DPH 7LPH DQVZHUV RQ EDFN FRYHU ² QR SHHNLQJ 3HW /RYH 0DJRR D ZKLWH %R[HU ZDV ERUQ

*DPH�7LPH �DQVZHUV�RQ�EDFN�FRYHU�² QR�SHHNLQJ�

3HW�/RYH

0DJRR��D�ZKLWH�%R[HU��ZDV�ERUQ�)HEUXDU\����������DQG�IRXQG�KLV�ZD\�LQWR�.DWK\�DQG�-RKQ�%ODFNEXUQ·V�OLIH���)RUHYHU�%OLVV�

� $QDWROH�)UDQFH

�� ´,�VKRRN�WKH�KDQG�RI�6HQDWRU�-RKQ�)��.HQQHG\�ZKHQ�KH�FDPSDLJQHG�IRU�SUHVLGHQW�GXULQJ�D�VWRS�LQ�&UHVW�+LOO�µ

�� ´,�ORYH�WR�IO\�LQ�DOO�W\SHV�RI�WKLQJV��JOLGHUV��KHOLFRSWHUV��EL�SODQH����VHDWHU�VLQJOH�HQJLQH�&HVVQD��KRW�DLU�EDOORRQ�µ

�� ´,�PDUULHG�P\�KLJK�VFKRRO�VZHHWKHDUW�µ

�� ´7KH�WLSV�RI�P\�ILQJHUV�DUH�GRXEOH�MRLQWHG�µ

�� ´,�KDYH�D�WZLQ�µ

�� ´0\�VRQ�LV�D�FROOHJH�IUHVKPDQ�DQG�LV�PDMRULQJ�LQ�IRUHQVLF�FKHPLVWU\�µ

�� ´,�ORYH�WKH�URFN�EDQG�.,66�µ

�� ´,�ORYH�WR�FRRN�µ

�� ´,�ZHQW�EHDU�KXQWLQJ�RQ�P\�KRQH\PRRQ�µ

� -XG\�0F&DUWK\

&KHU\O� 'HEELH� 1RUPD� 6X]DQQH� 7DPP\� 5RQQHWW� /DXUD�+�� &\QWKLD� -XG\

Page 6: Resume Pazdro 2017 pf - WordPress.com · KWWS DJDGPLQLVWUDWRUV FRP D J RQOLQH ³ 'HEELH 3DVNYDQ *DPH 7LPH DQVZHUV RQ EDFN FRYHU ² QR SHHNLQJ 3HW /RYH 0DJRR D ZKLWH %R[HU ZDV ERUQ

(PSOR\HH�/LPHOLJKW

:ULWH�5HSRUW

$GULDQD�=DPXGLR�EHJDQ�KHU�HPSOR\PHQW�DV�D�WHPSRUDU\�HPSOR\HH��IURP�)LUVW�&KRLFH��6HSWHPEHU�����������6KH�ZDV�KLUHG�DV�D�IXOO�WLPH�&%6�HPSOR\HH�0DUFK�����������$GULDQD·V�FDUHHU�LQ�5LVN�0DQDJHPHQW�6HUYLFHV�LQFOXGHV�$GPLQLVWUDWLYH�$VVLVWDQW��&XVWRPHU�6HUYLFH�5HSUHVHQWDWLYH��&XVWRPHU�6HUYLFH�7HDP�/HDGHU��DQG�PRVW�UHFHQWO\��$FFRXQW�6HUYLFHV�5HSUHVHQWDWLYH���,Q������$GULDQD�VHFXUHG�KHU�,OOLQRLV�3URGXFHU·V�/LFHQVH��ZKLFK�LQFUHDVHG�KHU�NQRZOHGJH�EDVH�RI�ULVN FRYHUDJH��FXOPLQDWLQJ�LQ�KHU�SURPRWLRQ�RI�$FFRXQW�6HUYLFHV�5HSUHVHQWDWLYH��

2Q�WKH�SHUVRQDO�VLGH��$GULDQD�LV�RQH�RI�VL[�FKLOGUHQ��$GULDQD�EHLQJ�WKH�\RXQJHVW���6KH�KDV�WZR�EURWKHUV�DQG�WKUHH�VLVWHUV���+HU�ROGHVW�EURWKHU�OLYHV�LQ�0H[LFR��DOO�RWKHU�VLEOLQJV�OLYH�ORFDOO\���6KH�KDV�D�WRWDO�RI�WZHOYH�ZRQGHUIXO�QLHFHV�DQG�QHSKHZV�DQG HQMR\V�EHLQJ�SDUW�RI�D�ODUJH�IDPLO\���

$GULDQD·V�LQWHUHVWV�LQFOXGH�ZRUNLQJ�RXW�DW�/LIHWLPH�)LWQHVV��UHDGLQJ�ILFWLRQ�DQG�PRWLYDWLRQDO�ERRNV��DQG�WUDYHOLQJ���+HU�IDYRULWH�YDFDWLRQ�VSRW�LV�WKH�'RPLQLFDQ�5HSXEOLF EHFDXVH�WKH�SHRSOH�DUH�IULHQGO\�DQG�WKH�VFHQHU\�LV�EHDXWLIXO���

² &KHU\O�*XVWDIVRQ

´$ ORWµ�UHIHUV�WR�D�QRXQ«

127 DORW��ZKLFK�LV�VLPSO\�QRW�D�ZRUG��<RX ZRXOGQW�FOLPE�DWUHH��ZRXOG�\RX"

([DPSOH� +H�WRRN�D�ORW RI�SLFWXUHV�

´D�ORW��� FRUUHFW�VSHOOLQJ�

*UDPPDU�FRP

Page 7: Resume Pazdro 2017 pf - WordPress.com · KWWS DJDGPLQLVWUDWRUV FRP D J RQOLQH ³ 'HEELH 3DVNYDQ *DPH 7LPH DQVZHUV RQ EDFN FRYHU ² QR SHHNLQJ 3HW /RYH 0DJRR D ZKLWH %R[HU ZDV ERUQ

%RG\��0LQG���6SLULW'LHW�&RNH� LV�MXVW�RYHU����\HDUV�ROG���,WV�DSSHDO�LV�´QR�FDORULHV�µ�ZKLFK�PDNHV�RQH�IHHO�DV�LI�WKH\·UH�KDYLQJ�D�WDVW\�WUHDW�ZKLOH�GRLQJ�WKHLU�ERG\�QR�KDUP���+RZHYHU��WKH�VLGH�HIIHFWV�DUH�QXPHURXV���,·P�QRW�SLFNLQJ�RQ�'LHW�&RNH���EXW�WKH�HIIHFWV�DUH�DSSOLFDEOH�WR�DOO GLHW�VRGDV��$�8QLYHUVLW\�RI�0LQQHVRWD�VWXG\�RI�QHDUO\��������DGXOWV�IRXQG�WKDW�RQH�GLHW�VRGD�SHU�GD\�ZDV�OLQNHG�WR�D�����KLJKHU�ULVN�RI�PHWDEROLF�V\QGURPH��ZKLFK�LQFOXGHV�LQFUHDVHG�EHOO\�IDW�DQG�KLJK�FKROHVWHURO�����$Q����\HDU�ORQJ�+DUYDUG�0HGLFDO�

6FKRRO�VWXG\�RI�RYHU�������ZRPHQ�ZKR�GUDQN�PRUH�WKDQ�WZR�GLHW�VRGDV�SHU�GD\�H[SHULHQFHG�GHFUHDVHG�NLGQH\�IXQFWLRQ���)XUWKHUPRUH��VLQFH�NLGQH\�GHFOLQH�KDV�QRW�EHHQ�DVVRFLDWHG�ZLWK�VXJDU�VZHHWHQHG�VRGDV��UHVHDUFKHUV�VXVSHFW�WKDW�GLHW�VZHHWHQHUV�DUH�WKH�FXOSULW���'ULQNLQJ�MXVW�WZR�RU�PRUH�FDQV�RI�GLHW�VRGD�SHU�GD\�LQFUHDVHG�ZDLVWOLQHV�E\�������$UWLILFLDO�VZHHWHQHUV�FDQ�GLVUXSW�WKH�ERG\·V�QDWXUDO�DELOLW\�WR�UHJXODWH�FDORULH�LQWDNH�E\�PDNLQJ�D�SHUVRQ�FUDYH�PRUH�VXJDU���'LHW�VRGDV�FRQWDLQ�PROG�LQKLELWRUV��NQRZQ�

DV�VRGLXP�EHQ]RDWH�RU�SRWDVVLXP�EHQ]RDWH���7KHVH�FKHPLFDOV�FDQ�GR�VHYHUH�GDPDJH�WR�\RXU�'1$��FDXVLQJ�RWKHU�KHDOWK�UHODWHG�SUREOHPV��VXFK�DV�DVWKPD��DOOHUJLHV��HWF���'LHW�VRGD�LV�KLJKO\�DFLGLF��ZKLFK�GLVVROYHV�WRRWK�HQDPHO�7KHVH�DUH�MXVW�D�IHZ�RI�WKH�KHDOWK�SUREOHPV�WKDW�FDQ�DULVH�IURP�GLHW�VRGDV�DQG�DUWLILFLDO�VZHHWHQHUV���$�OLWWOH�SHUXVLQJ�RQ�WKH�LQWHUQHW�FDQ�HQOLJKWHQ�\RX�WR�WKLV�QRW�ZHOO�NQRZQ�GHFHSWLRQ���%H�ZHOO�DUPHG�ZLWK�LQIRUPDWLRQ��DQG�EH�ZHOO�K\GUDWHG�ZLWK�ZDWHU�

² 7DPP\�3D]GUR

12�0$77(5�KRZ�IDU�\RX�

WUDYHO�RU�KRZ�ORQJ�WKH�WULS³

DFURVV�WKH�FLW\��DFURVV�WKH�

FRXQWU\��DFURVV�WKH�ZRUOG�RU�

WKURXJK�\RXU�OLIH³WKH�

MRXUQH\�PDWWHUV�PRUH�WKDQ�

WKH�GHVWLQDWLRQ���(QMR\�WKH�

MRXUQH\�

(DFK�MRXUQH\�VWDUWV�ZLWK

WKH�ILUVW�VWHS�

&+,1(6(�3529(5%

� 3UHYHQWLRQ�FRP� 3UHYHQWLRQ�FRP� :HEPG�FRP� 3UHYHQWLRQ�FRP� 0\�'HQWLVW

´7KDQN�\RX�IRU�FDOOLQJ�&XVWRPHU�6HUYLFH���,I�\RX·UH�FDOP�DQG�UDWLRQDO��SUHVV�����

,I�\RX·UH�D�ZKLQHU��SUHVV�����,I�\RX·UH�D�KRW�KHDG��SUHVV��«�µ

&RPLF�5HOLHI6DP�ZDONV�LQWR�KLV�

ERVV·V�RIILFH�DQG�VD\V�´6LU��,·OO�EH�VWUDLJKW�ZLWK�\RX��,�NQRZ�WKH�HFRQRP\�LVQ·W�JUHDW��EXW�,�KDYH�WKUHH�FRPSDQLHV�DIWHU�PH��DQG�,�ZRXOG�OLNH�WR�UHVSHFWIXOO\�DVN�IRU�D�UDLVH�µ

$IWHU�D�IHZ�PLQXWHV�RI�KDJJOLQJ��WKH�ERVV�ILQDOO\�DJUHHV�WR�D����UDLVH��DQG�6DP�KDSSLO\ JHWV�XS�WR�OHDYH� ´%\�WKH�ZD\�µ�DVNV�WKH�ERVV��´:KLFK�WKUHH�FRPSDQLHV�DUH�DIWHU�\RX"µ

6DP�UHSOLHG�´7KH�HOHFWULF�FRPSDQ\��ZDWHU�FRPSDQ\��DQG�SKRQH�FRPSDQ\�µ

ZZZ�JUHDWFOHDQMRNHV�FRP

Page 8: Resume Pazdro 2017 pf - WordPress.com · KWWS DJDGPLQLVWUDWRUV FRP D J RQOLQH ³ 'HEELH 3DVNYDQ *DPH 7LPH DQVZHUV RQ EDFN FRYHU ² QR SHHNLQJ 3HW /RYH 0DJRR D ZKLWH %R[HU ZDV ERUQ

6XEPLW�<RXU

:H�ZHOFRPH�\RXU �DU W LF OHV � �SKRWRV ��H WF � � � WR�KH OS�XV

,Q IRUP � � ,QVSL UH � � �(QFRXUDJH �

6XEPLW�WR�WDPP\�SD]GUR#FEVHUYLFHV�RUJ�

7KDQN�<RX�

&KDWWHU�WKDW�0DWWHUV�&RPPLWWHH

1RUPD�*XVWDILN �������� $VVRFLDWH�(GLWRU-XG\�0F&DUWK\ �������� $VVRFLDWH�(GLWRU&\QWKLD�6DOD]DU �������� $VVRFLDWH�(GLWRU7DPP\�3D]GUR���������� (GLWRU

*DPH�7LPH«$QVZHUV

(GLWRU·V�1RWH:HOFRPH�WR�

&KDWWHU�WKDW�0DWWHUV���7KLV�LV�WKH�0HPEHU�6HUYLFHV�7HDP·V�LQDXJXUDO�HGLWLRQ�RI�RXU�

1HZVOHWWHU���:H�KRSH�WKDW�\RX�DUH�LQIRUPHG��LQVSLUHG��DQG�HQFRXUDJHG�E\�ZKDW�\RX�VHH�DQG�UHDG���)URP�VWDUW�WR�ILQLVK��WKLV�LV�WUXO\�D�

WHDP�HIIRUW��DQG�\RXU�LGHDV�DUH�ZHOFRPH���<RXU�IHHGEDFN WR�DQ\�RI�WKH�FRPPLWWHH�PHPEHUV�EHORZ�LV�DSSUHFLDWHG��

² 7DPP\�3D]GUR

&KULVWLDQ�%URWKHUV�6HUYLFHV�����:LQGKDP�3DUNZD\5RPHRYLOOH��,/�������

0HPEHU�6HUYLFHV�7HDP

.DWKOHHQ�%ODFNEXUQ

1RUPD�*XVWDILN

&KHU\O�*XVWDIVRQ

/DXUD�+DUW

-XG\ 0F&DUWK\

'HEELH�3DVNYDQ

7DPP\ 3D]GUR

/DXUD�3RFXQLDV

/HW\ 5H\HV

&\QWKLD�6DOD]DU

6X]DQQH 6DZLQ

&RQQHFW�ZLWK�XV

KWWSV���DSSV�QD�FROODEVHUY�FRP�FRPPXQLWLHV

,QIRUP� ,QVSLUH� (QFRXUDJH

�-XG\�0F&DUWK\

'HEELH�3DVNYDQ

�6X]DQQH�6DZLQ