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3Great gifts for film fans Some people cant wait to get their hands dirty

in the kitchen and try out a new recipe, and some people are movie buff s who cant seem to get enough of their favorite fi lms. For the latter, a holiday gift that plays to their passion for the big screen can make the season that much more special. Th e following are a handful of gift ideas that are sure to leave your loved one star-struck this holiday season.

Vintage movie poster: Many fi lm fans adorn the walls of their homes with movie posters, so a vintage movie poster from your friend or family members favorite fi lm makes a great gift . Go the extra mile and have the poster custom framed so its ready to be hanged on the wall the moment your loved one opens his or her gift .

Surround sound system: Th is gift will require a considerable fi nancial commitment, but no home theater system is complete without a state-of-the-art surround sound system. Surround sound systems give movie buff s the full movie theater experience from the comforts of home. If a surround sound system will bust your budget, consider splitting the cost with family members who are also looking to indulge this particular fi lm fans passion.

Outdoor theater screen: For fi lm buff s who

miss the glory days of drive-in movie theaters,consider a portable outdoor movie theater screen. Such screens are large enough to entertain thewhole family, whether its a backyard movie night on a warm summer evening or during a camping trip when fi lm fans can relax under the stars and watch their favorite fi lms. Screens wont be toouseful without a projector, so make sure your loved one already has a projector or suggest a family member purchase the projector and then presentboth gift s at the same time.

Streaming subscription: Few people now watch fi lms on DVD, as streaming services have become the go-to means to watching the fi lms of the past and present. Sign your loved one up for subscription to a service such as Netfl ix or AmazonPrime, and he or she will have instant access tothousands of fi lms.

Books: If your favorite fi lm afi cionado is not just enamored with movies but the behind-the-scenesbusiness of making fi lms, stuff a book or two into his or her stocking. Numerous books have been written about the nuts and bolts of moviemaking, and even more memoirs or tell-alls have shared the Hollywood gossip or insider details that few fi lmfans can resist.

Until next time: How to pack your holiday decorations

Soon it will be time to bid farewell to an-other holiday season. By now the gift s have been unwrapped and the last of the turkey left overs are long gone. Th e only task that re-mains is to put away all of those holiday deco-rations that have been decking the halls since Th anksgiving.

Although packing holiday decorations may not be a favor-ite task, the following strategies can save both time and eff ort.

Get motivated. Th e fi rst supply you need when putting holiday decorations away is a healthy dose of moti-vation. Its easy to put off the taking down of lights or rolling up of holiday garlands, but the earlier you start the more quickly you can move on from the holiday season. Plan a day when you can pack away decorations, and do not schedule anything else for that day.

Purchase storage bins. Stock up on storage bins as they go on sale. Even if you end up with ex-tra bins you ultimately dont need to store holiday decorations, you will no doubt fi nd another use for them. Choose bins of various sizes and dont be afraid to use takeout containers, which can hold smaller items and be stacked inside of larger bins to keep every-thing neat and organized. Zip-top storage bags are also handy for ornament hooks and other small trinkets.

Find cushioning material. Fragile ornaments will need to be

packed in some sort of soft wrap-ping to prevent breakage. Tissue paper, newspaper, old dish towels, and even faux polyester snow can be used to line bins and boxes. Label accordingly so you can iso-late the breakable items.

Start with the tree. If you have a live tree, this should be the fi rst item you remove. Th e longer the tree dries out, the bigger the mess it creates. Take down the lights and spool onto an empty paper towel tube or package into individual plastic bags to avoid knots and kinks. Th read a tree bag over the top of the empty tree and scoop around the bottom to contain as many pine needles as possible. Drag the tree outdoors and dispose or recycle accord-

ing to neighborhoodcollection guidelines.Vacuum up any fallen needles. If you have an artifi cial tree, take the same steps, but store the tree away for next year.

Divide your home up into quadrants. You likely use the same decorations in the same places eachyear. To make deco-rating easier next year,dismantle holiday dis-plays and pack them up according to spe-cifi c areas of the home.For example, store all picture window decorations in one bin and label thusly. Con-tinue to store decora-tions according to the room where they arehanged. Items that are used strictly for out-doors can be groupedtogether and stored in

the garage. Use a gift wrap organizer.

Under-the-bed storage contain-ers are ideal for storing gift wrapand assorted accessories. You alsocan use a hanging shoe organizerto store bows, tape and name tags. Wrapping paper rolls also can bestored horizontally over raft ers inthe attic or garage.

Be especially careful withcandles. Pack candles separately from other items, as candles mustbe kept in a relatively cool area sothey do not melt when tempera-tures rise.

Keep an empty bin handy. Use this bin to store any gift s ordecorations you buy throughout the year. Th is way you wont forgetwhere you stashed them.

As Ukraine truce holds, Russia vows economic pain

PETER LEONARD(AP) Fighting in eastern

Ukraine between government troops and Russian-backed sepa-ratist forces has ground almost to halt. Th at should be good news for Ukraine, but Russia looks intent to pile on the economic misery.

In a detailed op-ed piece Monday, Russian Prime Minis-ter Dmitry Medvedev painted a grim forecast of Russian economic blockades ahead as Ukraine em-barks on closer integration with Europe.

Th e Ukrainian government has made its choice. And even if our neighbors have a poor under-standing of the ultimate price they will have to pay, that is their right, Medvedev said.

Th ose ominous words came as a renewed truce in east Ukraine called for by President Petro Poro-shenko is holding barring spo-radic violations since it began last week.

More than 4,700 people have been killed since the confl ict broke out in mid-April, U.N. rights inves-tigators estimate and more than a quarter of those deaths came aft er a cease-fi re in September that was routinely ignored.

Ukrainian authorities are hope-ful, saying more peace talks are on the horizon.

Th e intensity of attacks on gov-ernment-held areas has reduced notably and is now limited to mor-tar and small arms fi re, military spokesman Andriy Lysenko said Monday. Separatists who have of-ten accused government forces of breaking the truce agreed that vio-lence has reduced dramatically.

Changes on the ground appear to refl ect shift s on the diplomatic front.

While supporting the separat-ists, Moscow has said it accepts the rebellious east should remain part of Ukraine. Russian Foreign Minister Sergey Lavrov told the state news agency RIA-Novosti last week that pro-Russian separatists were prepared to re-enter a com-mon economic, humanitarian and political space with Ukraine.

Th at position refl ects the Krem-lins desire to maintain leverage over its neighbor as a means of keeping it from ever joining NA-TO.

Although the separatist leader-ship in Ukraines eastern Donetsk and Luhansk regions publicly deny that they taking orders from Mos-cow, rebel offi cials privately con-cede the Kremlin plays a direct role in their decision-making. Lavrovs comments suggest an easing of staunch secessionist positions.

A few weeks ago, rebel leaders were vowing to expand the terri-tory under their control. But last week, separatists in Luhansk made a show of withdrawing heavy weaponry from the front line.

Th e next expected development is a prisoner exchange, which a

senior rebel leader in Donetsk, Al-exander Khodakovsky, suggested Monday could begin on Dec. 25.

Poroshenko has expressed sat-isfaction with the reduced carnage.

I positively assess the cease-fi re regime. Th is has enabled the strengthening of Ukrainian posi-tions and resupply of servicemen on the line of defense, he said.

But peace on the military front may serve only as prelude to eco-nomic hostility.

In his 5,600-word opinion piece Monday in the Moscow-based newspaper Nezavisimaya Gazeta, Medvedev outlined a new prag-matic chapter in relations with Ukraine.

In plain Russian, dealing with Ukraine pragmatically means giving it no quarter. Russias eco-nomic approach to Ukraine will get tougher, Dmitry Trenin, who heads the Carnegie Moscow Cen-ter, wrote in a Twitter post.

Medvedev wrote that Ukraine has been unhealthily reliant on Moscow for too long; adding that as of last spring, Russian orders from Ukrainian companies were valued at $15 billion, or 8.3 percent of Ukraines Gross Domestic Prod-uct.

Nobody in Ukraine has ex-plained to us, or themselves, how these orders will be replaced, he wrote.

Ukraine remains heavily de-pendent on Russian natural gas and industries in eastern Ukraine are still tightly intertwined with those in western Russia. Ukraine has had to go cap in hand to Russia recently for electricity supplies, as its power plants lack enough coal.

Medvedev also said a closer eye will be paid to Ukrainian citizens traveling to Russia for work an ominous suggestion that this eco-nomic lifeline could be drastically tightened.

Ukrainian offi cials have put a brave face on those veiled threats.

Everything that was possible to cut off has already been cut off by Russia, said Valeriy Chaliy, deputy head of the Ukrainian presidential administration.

He said Ukraine has been press-ing hard to diversify the markets for its exports.

Not all roads lead to Russia, Chaliy said. Ukraine has other neighbors with which collabora-tion is possible without fear of getting stabbed in the back at any moment.

U. S. Vice President Joe Biden spoke by phone with Poroshenko on Monday to discuss Ukraines fi nancial and energy situation and developments in eastern Ukraine, according to a readout released by Bidens offi ce.

Biden said the United States re-mains committed to working with international partners to ensure that Ukraine will have the mac-roeconomic support it needs to implement its reform program.

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10 Tips to Avoid Holiday Weight GainAre You Beginning to Look a Lot Like Santa?

John McGran

I dont want to be the Grinch who stole Christmas dinner, but we have to ask. Just when did holidays like Hanukkah and Christmas morph from mes-sages of love and giving to ones offoodand gorging?

Whether its one, three or seven pounds, experience says that most of us will gain weight be-tween now and New Years Day. So it bears repeating that mod-eration is the key to enjoying a fun andhealthyholiday season.

Th is year, shake off the ghosts of food-crammed Christmases past! Fill up instead on fam-ily and friendship rather than food and feasting. Make a con-certed eff ort to fi ll your heart with lovenot cholesteroland youll start the New Year with a brighter outlook instead of a des-perate resolve to shed pounds!

So, in the tradition of giving, Im off ering you a very special gift : the 10 ways to avoid holi-day weight gain. Its one size fi ts all, so feast your eyes on this easy-to-follow advice beforeyou feast on that second slice of Aunt Ednas holiday pie.

Keep your eye on the prizea slimmer you! Mindful snack-ing is one way to weigh less with-out stress. Mindlesssnacking will prevent the weight loss youre working so hard to accomplish.

Imbibe with caution. Alco-

hol accomplishes two negatives: extra calories without nutrition, and a relaxing of inhibitions. You need all your willpower to resist thecheesedips and fried snacks, so staying sober is a good strat-egy.

Dont go wild.Hey, its a par-

ty! So it is. Enjoy a beer, glass of wine, or even a cocktail (made

with club soda or diet soda, of course). Spend the rest of the party walking around with a full glass of club soda with lime. Keeping your hands occupied accomplishes two purposes: fi rst, the hosts will not ask if you need a drink (you have one), and second, its harder to eat with one hand wrapped around a glass.

Host your own party.Cock-

tail parties are so easy to make healthy. Too many hosts toss together a menu of fried foods, fatty cheeses, greasy chips and snacks, and unlimited nuts. Th ere are plenty of great alter-natives like grilled chicken and crudits with yogurt dip, baked chips and pretzels.

Stay active. Nothing helps your reach (and maintain) a healthy weight like physical ac-tivity. If youre like most, holi-days keep you busier than ever, leaving you with less time for

yourself. If you dont have time to get to the gym, stay fi t by walking daily. Get up 15 minutes earlier than usual and walk briskly. Re-peat just beforedinner.

Make the reservations. So-

cial obligations oft en mean din-ing out. But if you pick the res-taurant, youre guaranteed to be able to eat healthfully. Choose an establishment that off ers a vari-ety of foods so everyone is guar-anteed to fi nd something they enjoy..

Choose to lose.Many people

feel that if they dont partake in the holiday feasting tradition, others will perceive them as rude or ungrateful. Hey, its your diet, your way. You have the right to eat what you want, where you want and in the amount you want.

Just say NOtactfully! You can say to your host, Oh, Im sorry. My plan doesnt include

(name the food) but, I surelythank you! Or, Oh, thank youso much, Im sure its wonderful!Im too full right now, but thanksfor asking! Firmly exercise yourright of refusal, but be sure tograciously thank your host foroff ering.

Prepare for a partyand take

the edge off your appetite. Eat asmall, healthy snack before theparty. A half-sandwich of turkeyin a whole-wheat pita stuff edwith sprouts and tomatoes willfuel you nicely. Th en, at theparty, you can pick and choosewisely without being driven byhunger.

Get support.Sometimes you

just need to talk to a friend orbuddy, and get some supportand motivation to resist theholiday temptations. Post on themessage boards, call a friend, orbring along your diet buddy foremotional support!

Debunking common computer security myths(BPT) All businesses can be

susceptible to threats like hack-ers and computer viruses. Mak-ing matters worse is the great deal of misinformation fl oating around regarding cyber secu-rity. Th e Internet attracts urban legends and computer security isnt immune from this trend. Many alleged security facts are, at best, inaccurate. Some of these myths are recent develop-ments, while others have been around for years.

Clearing up some common misconceptions about comput-er security, Staples and Norton have teamed up help separate fact from fi ction.

Myth 1: Companies that sell antivirus and security solu-tions create viruses

Th e idea that the online se-curity companies develop and release computer viruses to maintain sales is false. While its true that one variety of mal-ware (malicious soft ware) called ransomware infects comput-ers and then sells its victims a solution to the problem, these rogue programs are not affi liat-ed with legitimate antivirus pro-grams, like Norton. In fact, le-gitimate antivirus programs are the fi rst line of defense against devious hackers.

Myth 2: A small businesss main security threat is the Internet

A security policy that only considers Internet-based threats is woefully incomplete. Yes, hackers can breach your net-work security. Yes, malware can infect your network through unsafe websites. However, the biggest risks to your security are

oft en those who work for you.Many security breaches

originate with employees. A small number of employees are simply dishonest. More oft en, however, security breaches are caused by simple human error. An employee loses a laptop, for instance, or incorrectly disposes of printed or digital informa-tion.

Now more than ever, small business owners should be tak-ing all precautions to ensure their businesses are secure, says Conor Kearney, vice president of technology merchandise for Staples. While antivirus pro-grams are a great fi rst line of de-fense against cyber threats, it is important to make sure you ed-ucate your employees on what constitutes good cyber security

and have safeguards in place to prevent a minor incident, like a stolen computer, from turning into a full out data breach.

Myth 3: Apples operating sys-tem is safer than Microsoft s Windows

For years, Apple users held up the relative lack of malware on Mac computers as evidence that the Apple operating system had fewer security fl aws than Microsoft s Windows operating systems. Actually, Mac users were safer because they repre-sented a relatively small per-centage of all computer users. Malware writers prefer to target the largest possible audience. As so, because many people use Windows, the hackers focused their attention on Windows

and, for the most part, ignored Apple.

But now, people use Apple devices in suffi cient numbers to attract malware. For example, in 2012, the Flashback Trojan aff ected 600,000 Macs. And a year later, Apple computer us-ers were hit by a virus that tar-geted iPhone developers via the Java programming language. Recently the Shellshock/Bash vulnerability was identifi ed as putting Mac users at risk.

Myth 4: Hackers only target big business

Some small businesses take false comfort in their size. Th e assumption is that hackers and data thieves only target big com-panies, major fi nancial institu-tions and government agencies.

However, small businesses canalso be targets for data breachesand hacks.

Small businesses need tohave a defense plan in place.Oft en, small-business ownersrecognize the importance ofcyber security, but are unable tomanage the complexity of thisissue themselves. Consequently,the cyber security of small busi-nesses tends to be neglected.Protecting customer and busi-ness data from cybercriminalsis a matter of life and death formost small businesses. Becausesmall-business owners are in-sanely busy, they need a multi-layer security solution thatseasy to install and manage, saysBrian Burch, VP product mar-keting, Norton Business Unit,Symantec, a leading providerof award-winning productsand services that deliver onlineprotection. Easy, quick setupantivirus solutions are mostpreferred by small businesses.For example, Norton SmallBusiness is a single solution tosecuring computers and mobiledevices within a small businessnetwork.

A false sense of securityTodays computer security

myths all have one thing incommon they can lull you in-to a false sense of security. Keepyour offi ce free from virusesby always employing a criticaleye and lots of common sense.Similar to your annual doctorvisit, be sure to give your smallbusiness a cyber-security check,reassessing its network secu-rity and ensuring you have theproper tools in place to protectit from a cyber-attack.


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Prevent fires at home this winter Winter is synonymous with many things, but

few people would rank home fi res atop their list of things that remind them of winter. However, according to the United States Fire Administra-tion, more than $2 billion in property loss occurs in winter home fi res each year, and more than 900 people per year lose their lives to winter home fi res.

Perhaps the most troubling thing about those statistics is that winter home fi res are entirely preventable. By taking certain precautions, men, women and children can greatly reduce the risk of home fi res.

Have the furnace inspected. Ideally, furnaces should be inspected and any problems addressed before the arrival of winter. But many homeowners forget this routine maintenance until that fi rst cold day when its time to turn the heat back on. If you have not yet had your furnace inspected, schedule an inspection with a local HVAC professional, who can make sure all controls and emergency shutoff s are fully functioning. If you discover an issue dur-ing a self-inspection, call a professional to make the repairs. Unless you have experience in HVAC repair, its best to let the pros handle any repairs be-cause the stakes are so high. Home fi res oft en result from faulty equipment, so only trained profession-als should be inspecting and repairing your home furnace.

Be especially careful when using portable heaters. Portable heaters can warm up those ar-eas of the house that always seem to be too cold in winter, and such devices also provide a backup plan in case of a broken heating system. But the USFA notes that, in 2011, heating equipment was involved in more than 53,000 home structure fi res in the United States, accounting for 14 percent of all reported home fi res. When using portable heat-

ing equipment, such as space heaters, radiators and portable fi replaces, do not place such devices any-where close to items that can burn. Upholstered furniture, bedding, mattresses and clothing can ignite in seconds, so keep portable heating devices away from such items. And always turn portable heating devices off when leaving the room where they are in operation.

Address frozen pipes correctly. Water pipes in a home can freeze depending on how cold the home gets. It might be tempting to thaw such pipes with an open fl ame, but such an approach is highly dangerous, as the pipe may begin to conduct the heat and ignite the wall structure inside the space. When addressing pipes you suspect are frozen, thaw them with hot water or even a laboratory-tested handheld dryer rather than an open fl ame.

Treat your fi replace with kid gloves. Fireplaces make great gathering spots for families in the win-ter, but only when they are operated safely. Before lighting the fi rst fi re of the season, have the fi re-place and chimney inspected and cleaned to reduce the risk of fi re. Once the time comes to spark your fi rst fi re, do not use fl ammable liquids to start or accelerate the fi re and make sure you have installed a screen in front of the fi replace to prevent embers or sparks from jumping out of the fi re and possibly igniting any nearby items or materials.

Inspect smoke alarms. Properly functioning smoke alarms can save both your home and your life. When functioning properly, smoke alarms can alert you to a fi re early on, giving you time to ex-tinguish a small fi re before it spreads or to escape a larger fi re before it threatens your life. Inspect your smoke alarms periodically regardless of the season and make sure you have at least one functioning alarm on each level of your home.

Protect your home when traveling this holiday season

Many families travel during the holiday season, when gath-erings with family and friends require individuals to pack up their vehicles and hit the open road to reconnect with loved ones. Such get-togethers are great ways to make an already festive season even more joy-ous, but being away for ex-tended periods of time may leave your home vulnerable to criminals.

Alarm systems and neigh-borhood watch programs can provide some peace of mind to homeowners, but there are ad-ditional ways to protect your home when traveling this holi-day season.

Use timers to make it appear as though you are home. En-tertainment systems and even certain home lighting products allow homeowners to make it seem as though they are home even when they arent. Crimi-nals are likely to be deterred from burglarizing homes that are well-lit, and noise inside the home can give burglars the im-pression that someone is inside. Use the timing device on your entertainment or sound system to play music at night, and make sure lights come on at the same time and stay on until the time you would ordinarily go to bed.

Dont allow mail to stock-pile in your mailbox. A tell-tale sign that no one is home

is mail that begins to stockpile in a mailbox. A mailbox over-fl owing with mail indicates to burglars that youre not home and also makes you vulnerable to potential identity thieves looking to peruse your mail-box for sensitive information. Whether you suspend mail de-livery while youre away or ask a neighbor to pick up your mail each day, make sure letters are not allowed to accumulate in your mailbox while you are out of town.

Install motion detecting lights around your property. Families who routinely leave home for extended periods of time should install motion-detection devices around their properties. Such devices will

immediately illuminate yards or areas around the home when movement is detected within their range. Lights fl ashing in the dark of night can deter bur-glars and may even earn home-owners discounts on their in-surance policies.

Be cautious with social me-dia. Todays criminals are tech-savvy, and some may turn to so-cial media to look for potential victims. When leaving home for an extended holiday vacation, do not broadcast your plans on social media platforms like Face-book and Twitter. Th ough you might be tempted to post photos of you and your family hitting the ski slopes or sitting poolside with grandma and grandpa, wait until you return from your trip to share such photos.

Hire a plowing service be-fore leaving your home. Fami-lies who live in areas that are prone to heavy snowfall should hire a snow plow service before leaving. A driveway buried in snow for several days is an-other telltale sign that no one is home, so make sure you hire a plow service to remove snow from your driveway even when you are not home.

Travel is commonplace dur-ing the holiday season. Home-owners must take steps to pro-tect their homes while they are away on vacation or visiting family and friends

Fill snow days with activities and

A blizzard of white fl akes has been falling through the night, and the school phone chain has begun. As expected, children will have a day off from school, leav-ing parents scrambling for ways to keep children occupied and supervised.

Snow days may be coveted by kids (and teachers), but they may not be as beloved by parents who are unaccustomed to having kids home during the week. Work-ing parents whose businesses are open do not have the same luxu-ry as their children to roll over in bed and avoid trekking through the white stuff .

But just because snow days are unexpected, that does not mean parents cant plan for them.

Establish a snow day plan. Parents who cannot take days off from work will need a contingen-cy plan for snow days. Organize a snow day club, wherein school parents rotate taking children for the day. Working parents can reciprocate by taking the school kids on a weekend and letting the other parents have a date night.

Create a snow day entertain-ment bin. Rather than having kids spend the day watching tele-vision or playing on their tablets, parents can establish a snow day entertainment bin to encourage their kids to make the most of the day off . Th e bin can include board games, books, building block sets, paints, and other craft s.

Plan for an indoor picnic. Kids will probably want to spend a portion of the day playing out in the snow. Aft er all of that physical activity, theyre bound to be famished. Spread a blan-ket out on the living room fl oor

and enjoy a picnic of sandwiches, snacks and hot chocolate. Kidswill enjoy the novelty of eating this way.

Get cooking. Another way to fi ll the day is to have children participate in making meals.A snowy day is a great time toprepare meals for the rest of the week, as well as tinker withhearty, belly-fi lling recipes. Old-er children can help with cut-ting vegetables and meats, while younger kids can add seasoningsto pots and mix ingredients. In-volve the kids in choosing which meals to cook. Baking bread is another fun activity and enableskids to sculpt dough and then eat the fruits of their labors.

Go the movies. If roads are passable, consider a trip to the movie theater, where you can en-joy a matinee. Bring a few friends along and make it a fun-fi lledouting.

Create snow art. Fill squeeze or squirt bottles with some waterand food coloring. Allow kids to go out in the yard and createsome pictures with the snow astheir canvas.

Catch up on cleaning. Clean-ing may not be the most exciting snow day activity, but it might bethe most productive. Childrencan spend time sorting through toys and belongings in their rooms.

Take a nature walk. Grab those boots and insulated pantsand head outdoors. A walk in the brisk, cold air can boost spiritsand introduce kids to the beauty of winter landscapes. Take thecamera along and encourage kidsto snap pictures of their favoritevistas.


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How to cope with pet-induced allergies

Many things, such as dust and pollen, can trigger allergic reactions. But pet owners may fi nd the culprit is a little closer to home.

Th e Asthma and Allergy Foundation of America says ap-proximately 40 million Ameri-cans have indoor/outdoor aller-gies as their primary allergies. Twenty-fi ve percent of people with allergies can credit their conditions to pet allergies, such as a reaction to cat dander, which is the most common pet allergy.

Many allergy suff ers have more than one allergic reaction, and just because a person isnt experiencing an allergy at one point in time that does not mean he or she cant develop an allergy later in life.

You can develop an allergy at any time, said Derek K. John-son, MD, director of allergy and immunology at Temple Univer-sity Childrens Medical Center. Th at makes it crucial to fi gure out just what triggers pet al-lergies so men and women can avoid the oft en uncomfortable side eff ects that come with al-lergic reactions sparked by pets.

Contrary to popular belief, pet fur is not the culprit behind allergic reactions in people; it is pet dander and saliva that trig-gers such reactions. Dander is the fl akes of skin that fall off of an animal in the natural skin-shedding process. Some people

actually need to come in contact with an animal to induce a reac-tion, while others merely need to be in a home where the pet is present. Dander-related trig-gers also can be a problem in of-fi ces or hotels. Dander may stay behind even aft er the off ending animal has long since moved on, as dander typically gets trapped in upholstery and bedding and may even become lodged in air ducts.

In addition to the sebaceous glands in the skin that secrete proteins that contribute to aller-gens, deposits in the saliva and urine also may be allergenic, says the Asthma Center. Urine that has soaked into carpeting can trigger reactions for years, and it may take a thorough cleaning or removal of carpet-ing and furniture to rid a space of residual pet allergens entirely.

Unfortunately, there is no cure for pet allergies, only methods to mitigate the symp-toms. Minor symptoms may be relieved with antihistamines and other allergy medication. An allergist-immunologist can make further recommendations on medication based on the type of allergy and symptoms. Using an HEPA system that collects pet dander and prevents it from spreading throughout a home also can mitigate pet allergy symptoms.

Another way to avoid pet al-lergies is to choose a pet that is

unlikely to cause allergic reac-tions. Such pets may include reptiles or tropical fi sh. Th eresno such thing as a hypoaller-genic dog or cat, nor is choosing a short-haired or hairless breed the solution. Since skin cells, andnot fur, are the problem, simply choosing a pet based on the type of coat it has will not help. Somedogs, including terriers, schnau-zers and poodles, are believed toproduce less dander.

Th ose who are allergic and still choose to have a pet, such as parents with pet allergieswho still want their kids to en-joy the experience of pet owner-ship, may need to limit the time they spend with the animal and restrict where that animal is al-lowed to go in their homes. Th iscan minimize exposure to dan-der, saliva and urine proteins. Closing off house-wide ducts may also reduce the spread of dander.

SIDEBAR: Pets and allergiesWhile pets may not be al-

lergic to one another, they, too, can suff er from allergies. Food allergies and environmental al-lergies are the two categories of pet allergies. Should itchiness, lethargy or sneezing plague pets during particular times of theyear, outdoor allergens may be the culprit. However, if the petseems to have continuous symp-toms, there may be a problem with the pets internal organs or its diet.

Making Holidays Special for Your Dog

Christmas is one of the most exciting holidays of the year that everyone looks forward to, well, almost everyone. Among all the decorating, caroling, cooking and socializing its easy to for-get how left out your dog might feel during the holiday season. Christmas is a family holiday, and your dogs are a big part of your family and should always be included in the celebration. Dogs sense that a holiday is ap-proaching when a big Christmas tree is placed in the middle of the living room and the evenings seem to be just a bit brighter with all the colorful decorations placed around the house, how-ever they dont really understand what all of it is for, so this year its

up to you to demonstrate what a special day it is and try to include them in all the festivities.

If you buy gift s for all your family members, how come you dont buy a Christmas gift for your dog? Animals deserve to be spoiled with gift s once in a while too. Treats are the easiest last minute gift , because who doesnt like a delicious new snack? Th ere are a variety of holiday-themed snacks on the market around this time of the year that are tastefully craft ed to look festive and taste delicious, or you could even attempt to bake some treats yourself. You dont even need to worry about packaging the gift since animals cant exactly neatly unwrap a present and probably wouldnt appreciate the extra ef-fort anyway. Th e best gift s how-ever arent items, they are expe-riences. Every (well, almost) dog likes to socialize, and especially if they are the only one animal in the house, they dont have the opportunity to meet other ani-mals every day. Although sum-mer camps and training sessions can be expensive, experiences are priceless, just putting the ef-fort into taking your dog to the park for a few extra days to meet

new friends is more than enough to please the outgoing animal.

Playing outside in the snow is both a great idea to get the kids inthe house moving and the dog in-volved in a fun family activity for Christmas. Traditional games like tag can be a perfect way to occu-py them while you cook a festivedinner or set up the table. Ugly Christmas sweaters are essential to every persons outfi t, so why not dress up your dog to match theoccasion? Put on a cute and cozy sweater, but make sure its com-fortable because many dogs dis-like being dressed up. If you have guests over, you are guaranteed to get a ton of compliments on yourdogs phenomenal sense of style.

Th e benefi ts of having a dog is that they, unlike humans, are truly the most sincere and appre-ciative creatures. Th ey dont care how much money you spend on their gift , and for them atten-tion is the best gift you could of-fer. Th ey cherish your company more than any human possibly could and all they really need for the holidays is you, not your money or your gift s, just you. Sowhatever you plan to do during this special day, be sure to keepyour dog close.

Steps to becoming a dog trainer

Many pet owners do not know how to approach obedience train-ing when they bring new dogs into their households. Early training is key to molding a responsive pet, and pet owners have increasingly turned to dog trainers to help their precious pooches adapt to their new homes.

Th e Humane Society of the United States says no federal or state certifi cation is required for a person to call himself a dog train-er. Finding a qualifi ed professional can be challenging, and some pet owners have even learned the ropes of dog training on their own to ensure the process goes smoothly. Th ose interested in a career in dog training should con-sider the following.

Certifi cationTh ough cer-

tifi cation is not required, school-ing can be a con-siderable help for men and women who want to be dog trainers. Schools may is-sue certifi cates for completing training courses, and those who desire a national certifi cation can contact the Cer-tifi cation Coun-cil for Profession-al Dog Trainers.

Schools may or may not be run by train-ers certifi ed by CCPDT, and many trainers are self-educated or have learned their trade aft er working in ap-prentice-type roles under other trainers. When looking for a pro-gram, learn which methods you will be taught and avoid teachers who claim expertise simply from living with dogs, as even a cursory education in animal behavior can make you a better trainer.

Volunteer workOne way to hone your skills

with regard to handling dogs is to volunteer at a local shelter or animal hospital. Th is allows you to gain some experience work-ing with and handling unfamiliar dogs. Youll get a fi rst-hand view of the diff erent breeds and can speak with employees about character and personality traits that help set certain breeds apart from others. In addition, you can observe ani-mal behavior and fi gure out which tactics are most likely to be suc-cessful with given breeds. Some shelters employ behavioral ana-lysts to assess and animals fi tness for adoption. If possible, speak with these analysts about their ed-ucation and background and ask

for recommendations as to where to start your own training.

Sign up for training classesAft er researching the qualifi ed

instructors in your area, choose one and sit in on a class. See the type of time commitment and re-quirements necessary to be a suc-cessful trainer. At this point, you may want to ask the trainer if he or she is willing to take on an ap-prentice. An apprenticeship can last from six months to a year and is an excellent way gain hands-on experience training dogs.

Join an associationNetworking can help you fur-

ther your education and put you in touch with other professionals who can be excellent resources.

Th e Association of Professional Dog Trainers is the largest profes-sional association of dog trainers in the world, and membership off ers many benefi ts, including in-formative seminars on dog train-ing/behavior, a bimonthly news-letter, email newsletters where trainers share training tips and information, and numerous op-portunities to network with fellow professionals.

Find a jobDog trainers may be self-em-

ployed or work with established organizations that already has a staff of trainers. You may want to begin by working for such an or-ganization before you feel com-fortable enough to branch out on your own as you gain experience and clientele. Pet stores, veterinar-ians, shelters, and groomers some-times contract with dog trainers as well. Advertising your services with these other businesses can be good for your career.

Becoming a dog trainer can be a rewarding venture and a lucra-tive employment opportunity.

Svetlana Mikhaylova, Denver.


3 11


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Mortgage terms to know Buying a home is simultaneously excit-

ing and stressful. Owning a home is still a dream for many people, but first-time buyers often find that their unfamiliarity with the home buying process is a source of stress. Part of that stress stems from the terminol-ogy associated with home mortgages. Many terms may raise an eyebrow among first-time buyers, so the following are a few mortgage terms buyers can familiarize themselves with to facilitate the process of buying their own homes.

Closing costs: Buying a home is expensive, and part of that expense is the closing costs. Any time a real estate transaction occurs, that transaction is accompanied by certain ex-penses, which are known as the closing costs. Closing costs may include attorney fees, loan origination fees, title insurance and escrow payments. Buyers can sometimes negotiate with the seller so the seller will agree to pay the closing costs, or the costs can be shared by the buyer and the seller. But buyers may also pay the closing costs in their entirety on their own.

Escrow: Escrow is a bond, deed, document or money kept in the custody of a third party until a real estate transaction has been com-pleted. In addition, escrow accounts are used to hold the property tax and insurance fees that are collected via your monthly mortgage pay-ment.

Fixed-rate mortgage: A fixed-rate mort-gage, unlike an adjustable rate mortgage, is one in which the interest rate on the mort-gage remains the same for the life of the loan.

Buyers typically prefer a fixed-rate mortgage because they know exactly what they will be paying for their home each month. An ad-justable rate mortgage, often referred to as an ARM loan, is one that typically comes with alower interest rate than a fixed-rate mortgage,but that lower rate is usually only locked infor a relatively brief period of time, such asone year. Once that initial time period is over, the interest rate will then increase and may increase several times thereafter over the lifeof the loan.

PMI: PMI, which stands for private mort-gage insurance, must be purchased by home buyers who are financing more than 80 per-cent of their homes. The standard down pay-ment when purchasing a home is 20 percent,but some buyers cannot afford such a downpayment. As a result, the lender then mandatesthat such buyers purchase PMI, which protectsthe lenders if the borrower defaults on the loan.The cost of PMI will be added to your mortgage payment, and once you have 20 percent equity in your home you can cancel PMI, at whichtime your monthly mortgage payment will de-crease.

Title insurance: Title insurance is a tool thatprotects both the buyer and the seller against le-gal issues that may arise as a result of the homes title. Title insurance protects buyers and thelender from the possibility that the seller was not legally permitted to transfer ownership of the property to the buyer. Title insurance may also protect sellers from any issues that may arise that threaten his or her ability to sell the home.

Mistakes to avoid when faced with debt

Many men and women working to reduce their debt feel like they are fighting an uphill battle. Until debt is eliminated, interest will con-tinue to accrue, so even those consumers who make their monthly payments on time may feel as though theyre get-ting nowhere with regard to restoring their financial stand-ing.

But making monthly pay-ments on time and paying more than the minimum is the best way to eliminate debt, even if this approach forces consumers to make certain sacrifi ces along the way. Men and women may be tempted to take certain shortcuts on the road to eliminating their debts, but such shortcuts are not always what they seem. Th e following are a handful of mistakes that men and women faced with signifi cant consum-er debt should avoid as they work to improve their fi nancial situations.

Use credit to pay off debt. Many credit card companies off er cash advances to their cardholders, who can easily be tempted to accept such off ers as they look to pay down bal-ances on other cards. But using one credit line to pay off an-other can land you even deeper

in debt, as cash advances and balance transfers also are sub-ject to interest charges, mean-ing you wont really be elimi-nating debt but simply shift ing it from one card to another, all the while being charged to make that switch.

Pay only the minimum. Credit card statements include both a minimum payment as well as how long it will take to pay off existing debts if you only make the minimum pay-ment. When balances are con-siderable, it can take years to eliminate debt if you are only paying the minimum. Even if money is tight, fi nd a way to pay more than the minimum each month. If you dont, your total balance likely wont de-crease by much and your credit rating, which takes your debt to credit ratio into account when calculating your credit score, will not benefi t greatly even though you are making your monthly payments on time.

Continue using credit. If you are currently mired in con-siderable debt, resist the temp-tation to use your credit cards. Th at will only compound the current problem. Use only debit cards or cash when mak-ing purchases so you know you are not spending money you

dont have. In addition, every time you use a credit card and dont pay the balance in full when the bill is due, you willbe forced to pay interest charg-es, which makes the items you buy more expensive than if you were to simply pay with cash ora debit card.

Pay down the wrong debtsfi rst. When faced with sub-stantial debt, many people take a methodical approach to eliminating their debts, pay-ing down one card and then moving on to another and so on. Th ough it can be motivat-ing to methodically eliminatedebt obligations, its best to pay down those debts withthe highest interest rate be-fore paying off smaller debts. Th e more interest that accrues,the deeper your debt hole be-comes. So make a list of yourdebts and their correspond-ing interest charges, and work to pay down the high-interest debts fi rst, even if that meansyou wont be eliminating bal-ances as quickly as you mightif you paid down smaller debtsfi rst.

Debt can feel like an alba-tross over consumers heads.But avoiding certain mis-takes when eliminating debtcan help the process go morequickly and smoothly.

Is bankruptcy your best option?

Th e decision to fi le for bankruptcy is never easy. A last resort for people struggling fi -nancially, bankruptcy is an op-tion for certain people who are unable to pay their outstand-ing debts.

Th e decision of whether or not to fi le for bankruptcy is more complicated than some people may know. Bankruptcy wont wipe your fi nancial slate clean, and it can have a last-ing impact on your credit rat-ing that can make it diffi cult to get back on your fi nancial feet down the road. So before fi ling for bankruptcy, its best that men and women consider the following factors so they make the most informed decision possible.

Eligibility: There are rules regarding eligibility to file for bankruptcy. Simply being in debt does not make a personal eligible to file for bankruptcy. Income is one of the factors that determines bankruptcy eligibility. People who have sufficient income to pay their debts often do not qualify for Chapter 7 bankruptcy, which is the type of bankruptcy wherein a trustee can cancel an individuals debts. Past history is also considered when determining eligibil-ity, as men and women who have received a bankruptcy discharge in their recent past are typically ineligible to file again.

Financial outlook: The impact of filing for bank-ruptcy is anything but tem-porary. Bankruptcy stays on your credit report for years, which can make it difficult to rent a new apartment or secure a bank loan for a new home or automobile. Even if

you are able to secure such loans, expect the interest rate to be significantly higher if you have a bankruptcy in your recent past. So before filing for bankruptcy, consider your financial outlook for the years

ahead. For example, if you are on the cusp of graduat-ing college or landing a more lucrative job, then you may want to be patient and per-severe through your current financial struggles rather than make a decision that will have a negative impact on your fi-nances for years to come.

Types of debt: Even if a judge discharges your debt, that does not necessarily mean you wont still have debts to pay. Bankruptcy only dis-charges unsecured debt, which includes credit card balances and medical bills. Secured debt, such as student loans and child support that is an arrears, must still be paid even after bankruptcy has been dis-charged. If secured debt is the albatross hanging over your head, then you will need to find another way aside from bankruptcy to solve your fi-nancial problems.

Guilt: Th ough it may sound silly to people buried in fi nan-cial debt, some men and wom-en who fi le for bankruptcy are ashamed when their bankrupt-cy is discharged. Guilt about not paying your bills is a very really thing, so dont be quick to discount the emotional toll that fi ling for bankruptcy can take on you.

Filing for bankruptcy can help men and women who are struggling fi nancially get back on the right track. But bank-ruptcy is not the best solution for everyone.


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Handmade at the HallEXDO Management3545 Larimer Street, Denver, CO 80205Th e EXDO HallFrom: 11:00 AM to 5:00 PM

Dec 22 2014

Demo Day for DaVinci CodersDaVinci Institute511 E. South Boulder Rd, Louisville,

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Dec 26 2014Celebrate Kwanzaa: UmojaDenver Public Library5575 E. 33rd Ave., Denver, CO 80207Pauline Robinson Branch LibraryStarting: 2:00 PM

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Dec 20 2014 Dec 21 2014Source Holiday MarketTh e Source3350 Brighton Blvd., Denver, CO

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Dec 20 2014 Mar 8 2015Culture Catalyst: Celebrating 20 Years of Art at DIAMcNichols Civic Center Building,

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ARIES Mar 21/Apr 20Aries, things are going to change with

regard to your professional life. Expect some good news at work and possibly a promotion. Make the most of this opportunity.TAURUS Apr 21/May 21

Th is week is bound to be very social, and your calendar is full, Taurus. You can pick and choose what you want to do, and you can expect to enjoy all of your experiences in the week ahead.GEMINI May 22/Jun 21

Expect to start the week on an exciting note, Gemini. Big news is coming your way, and you can allow yourself to enjoy this exciting time in your life.CANCER Jun 22/Jul 22

Cancer, enjoy time with your signifi cant other in the days ahead. A romantic trip could be just the way to go, and both of you will appreciate the one-on-one time.LEO Jul 23/Aug 23

Home matters have been on your mind, Leo. Th is week you will reach a resolution to your issue. Your hard work has paid off so you can have some fun.VIRGO Aug 24/Sept 22

Th is is a week you are bound to enjoy, Virgo. Th e next several days will be full of structured fun, and that is right up your alley. Enjoy the company of friends and family.LIBRA Sept 23/Oct 23

Libra, you may prefer to keep to yourself this week, but you are more likely to be surrounded by friends and family. Make the most of this time with loved ones.SCORPIO Oct 24/Nov 22

Scorpio, things are set to go your way and

you couldnt be happier. You thrive on being in control, and thats right where you will be this week. Good things are ahead.SAGITTARIUS Nov 23/Dec 21

Sagittarius, you tend to get restless with routine, so take some time to switch things up this week. Take a diff erent route to work or school. Otherwise, make new friends.CAPRICORN Dec 22/Jan 20

Capricorn, your love of travel continues this week, and you wont be content until you hit the road. If you have the chance to travel, make the most of this opportunity.AQUARIUS Jan 21/Feb 18

Aquarius, now is a great time to aim for a promotion at work or make some changes to make yourself more marketable. Its time to push ahead in your career.PISCES Feb 19/Mar 20

Pisces, this is an exciting period for you, as both personal plans and career goals come to fruition. Enjoy the ride in the days ahead.

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Factors to consider before selling your home

Selling a home is no small undertaking. It oft en pays to be patient when putting a property up for sale, but waiting for an acceptable off er can be stressful, especially for those homeown-ers who have already found their next homes.

Because so much tends to be riding on the decision of whether or not to sell a home, homeown-ers would be wise to consider the following factors before putting that For Sale sign in their front yards.

Motivation: Many home-owners sell their homes because their families are growing and they have outgrown their current residences. Others may recog-nize a sellers real estate market and want to strike while the iron is hot, while still others might be moving for a new job. Th e fac-tors that motivate homeowners to sell their homes vary with each individual case, but prospective sellers should keep in mind that moving can be expensive, and fi nding a new home may not be so easy, nor is the grass neces-sarily greener on the other side. When deciding if now is the best time to sell your home, make sure you will be selling for the right reason. Th at can make the oft en trying process of selling a home a lot easier to handle.

Market: Th e local real estate

market is another factor to con-sider when deciding whether or not to sell your home. A home is a signifi cant investment, and you want to earn as substantial a return on that investment as pos-sible. Selling when the market is struggling will make your invest-ment less valuable. Research re-cently sold homes in your neigh-borhood to get an idea of how much you can expect to get if you sold your home in the current market. It might be worth it to sell now, or it might pay off to be patient and wait until the market rebounds.

Kids: Selling your home will impact your family just like it will impact your bottom line. Unless you plan to move down the street

or to another home in your com-munity, selling may mean you and your family no longer see your friends and neighbors. Th at can be a diffi cult adjustment, especially for school-aged kids who will have to adjust to a new school. Th e potentially negative impact that selling can have on your children may not be worth the fi nancial benefi ts of selling, so the decision of whether or not to sell should not be taken lightly by homeowners who also happen to be parents.

Quality of life: It can be diffi -cult to turn down an opportunity to make a lot of money on your real estate investment. But if you plan to sell and move further away from your offi ce and your friends and family, the fi nancial windfall you earn when selling your home may not be worth the sacrifi ces you have to make in order to earn that money. Studies have shown that longer commutes can elevate stress levels, and even the most aff ordable property may not be worth moving to if you wont be able to enjoy the home with your friends and family.

When deciding whether or not to sell their homes, many homeowners make the decision a strictly fi nancial one. But there is more than money to consider when deciding if now is the right time to sell your home.

Find the best bank for you Some people may not give

much thought to where they do their banking, but much like no two account holders are the same, no two banks are the same, either. Th at reality only highlights the importance men and women must place on fi nding a bank that best suits their particular needs.

In banking, whats good for the goose is not necessarily good for the gander. Individuals hop-ing to fi nd the best bank for their needs can consider a host of fac-tors before deciding just where it is they will be depositing their money in the years to come.

Accessibility: Accessibil-ity is many individuals biggest priority when it comes to fi nd-ing a bank. Large banks tend to have more local branches and ATMs, and such banks tend to be in more regions of the coun-try as well. Men and women who travel for business or even young people who go to school away from home may want to fi nd a bank with a more national pres-ence, as that can make it easier to deposit and withdraw money. If you dont travel much and only seem to withdraw money within your community, then a smaller, local bank, which should be able to off er the same direct deposit services as its larger competitors,

may be what youre looking for.

Capability: Some people prefer to have all of their fi -nancial needs catered to by the same bank. Th is means a bank that can manage your investments, provide a line of credit and secure home, vehicle or education loans. Larger banks tend to off er the widest array of services, and such banks also may have more advanced technology that makes it easier to manage all of your accounts. Smaller banks may be just as versatile with re-gard to their capabilities, so dont judge a book by its cover.

Balances: Banks typically re-quire account holders maintain a minimum balance on both their checking and savings accounts. If you think it may be diffi cult for you to maintain a higher bal-ance, fi nd a bank that off ers ac-counts with a low minimum bal-ance so you dont end up paying penalties just to spend your own money.

Fees: Even accounts that are advertised as free tend to come with fees that are listed in the fi ne print. For example, a free checking account may only be free if account holders maintain a minimum balance of $1,000 or

more. Should that balance dip below the predetermined mini-mum, account holders are then subject to costly fees. Overdraft fees, in which account holders are charged a substantial fee if they do not have enough money in their accounts to cover their purchases, are another poten-tially costly problem for men and women who are not accustomed to monitoring their balances closely. Before opening an ac-count, learn if there are any fees associated with it, and whats the best way to avoid paying those fees, such as using only ATMs affi liated with your bank or pur-chasing overdraft protection that covers you in the case of an over-draft .

Choosing a bank is an impor-tant decision, and identifying your needs is a great way to make the best decision possible

What to look for in an investment property

Historically, the appreciation rate for real estate is very strong. Even when the housing market declines, long-term investors in real estate can rest easy knowing that property values tend to re-bound rather quickly, rewarding patient investors in the process.

Looking at real estate as a long-term investment is just one way approach a potential invest-ment property. Th e following are a few additional considerations prospective investors should contemplate before buying an investment property.Location

Many people are familiar with the real estate industry axiom, location, location, location! When buying an investment property, location is everything. A great location should out-weigh your own personal feel-ings about the home, especially if you do not intend to live at the property. You will likely defi ne a great location for an invest-ment property diff erently than you would a property you intend to live in, so dont let your own desires in a home cloud your judgement when choosing an investment property. Properties in safe neighborhoods that boast good schools and off er easy ac-cess to public transportation tend to make great investment properties.Dcor

Dcor is another thing to consider when looking for an investment property. If you dont plan to reside in the prop-erty, your opinion of the dcor should not carry much weight. When viewing a property, try to imagine how much it might appeal to prospective tenants. Quirky properties typically do not appeal to as many pro-

spective tenants as propertieswhose dcor are similar to other homes in the area. Th ough you might fi nd a tenant who prefersproperties with unique interi-ors, a property that appeals to as many prospective tenants aspossible oft en makes for a better

investment and a lot less stresswhen the time comes to fi nd tenants.Condition

Th e condition of the property also must be considered beforebuying an investment property.Some investors want a fi xer-up-per, while others prefer turnkey properties that wont require any elbow grease. Th e former type of property likely wont cost as much as a fully renovated prop-erty, but those cost savings mightbe lost when its time to renovate. Find a property thats in the type of condition youre comfortablewith. If you decide to go witha fi xer-upper, learn the cost of your potential projects before submitting an off er.Cost

Real estate makes a great in-vestment, but dont go overboardwhen buying an investmentproperty. Before making an off eron a property, research rents inthe area and the cost of insurancein that particular neighborhood.You want a property that essen-tially pays for itself, so make surethe rent youre likely to collect isenough to cover your monthly costs, including the mortgage onthe property, insurance and thecosts associated with managing and maintaining the property.

Real estate investors oft en reap great rewards when selling their properties. But its still im-portant for potential investors to consider a host of factors beforeinvesting in a property.


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3How to handle holiday homesickness The holiday season is

meant to be enjoyed with family and friends, but not everyone can make it home to see their loved ones on the holidays. Commitments to work or school prevent some people from heading home for the holidays, and such sit-uations often inspire feelings of homesickness.

Holiday homesickness may not fully hit some people until the day of the holiday, when people separated from their families miss both the com-pany of their relatives and the holiday traditions they have enjoyed since childhood. But there are several ways to con-quer holiday homesickness so you can still enjoy this festive time of year.

Make technology work for you. Though you might not be able to sit at the holiday dinner table with your family this holiday season, that does not mean you still cant lay your eyes on your those clos-est to you. Arrange to video chat with family members sometime during the holiday.

If youre shipping gifts home, ask your family members to open their gifts during your video chatting session so you can see the reactions on their faces when they open their presents. This can allow you to enjoy the thrill of seeing a loved one open the perfect present, even if you happen to be thousands of miles away as he or she tears off the wrap-ping paper.

Volunteer in your com-munity. Another way to com-bat holiday homesickness is to volunteer in your community. Knowing youre doing your part to make someone elses holiday special can make it easier for you to be away from family on the holiday. Wheth-er you feed the homeless at a local shelter, distribute toys at a nearby childrens hospi-tal or visit an assisted living facility and spend time with an equally homesick elderly person, putting a smile on someone elses face is sure to put a smile on your own face as well.

Stay true to traditions. If

your family adheres to cer-tain traditions every holiday, then do your best to maintainthose traditions. Watch that holiday movie your family always watches or cook thatspecial dish you only enjoy during the holiday season and invite your friends who alsowont be leaving town to join in the fun.

Participate in community events. Loneliness on the hol-iday can contribute to feelingsof homesickness, so make an effort to celebrate the holiday with your community. Many communities host special hol-iday events, be it tree lighting ceremonies, parades or localtheater performances of clas-sics such as Charles DickensA Christmas Carol. Partici-pate in these events, whichcan lift your holiday spirit and ensure you arent spend-ing the holiday alone at home.

Holiday homesickness canbe a tough pill to swallow, but there are many ways for men and women to enjoy theholidays even if they wont be able to see their families

Great gifts for film fans Some people cant wait to get

their hands dirty in the kitchen and try out a new recipe, and some people are movie buff s who cant seem to get enough of their favorite fi lms. For the lat-ter, a holiday gift that plays to their passion for the big screen can make the season that much more special. Th e following are a handful of gift ideas that are sure to leave your loved one star-struck this holiday season.

Vintage movie poster: Many fi lm fans adorn the walls of their homes with movie posters, so a vintage movie poster from your friend or family members favorite fi lm makes a great gift . Go the extra mile and have the poster custom framed so its ready to be hanged on the wall the moment your loved one opens his or her gift .

Surround sound system: Th is gift will require a considerable fi nancial commitment, but no home theater system is complete without a state-of-the-art sur-round sound system. Surround sound systems give movie buff s the full movie theater experience from the comforts of home. If a surround sound system will bust your budget, consider splitting the cost with family members who are also looking to indulge this particular fi lm fans passion.

Outdoor theater screen: For fi lm buff s who miss the

glory days of drive-in movie theaters, consider a portable outdoor movie theater screen. Such screens are large enough to entertain the whole family, whether its a backyard movie night on a warm summer eve-ning or during a camping trip when fi lm fans can relax under the stars and watch their favorite fi lms. Screens wont be too use-ful without a projector, so make sure your loved one already has a projector or suggest a family member purchase the projector and then present both gift s at the same time.

Streaming subscription: Few people now watch fi lms on DVD, as streaming services have be-come the go-to means to watch-ing the fi lms of the past and pres-ent. Sign your loved one up for subscription to a service such as Netfl ix or Amazon Prime, and he or she will have instant access to thousands of fi lms.

Books: If your favorite fi lm afi cionado is not just enamored with movies but the behind-the-scenes business of making fi lms, stuff a book or two into his or her stocking. Numerous books have been written about the nuts and bolts of moviemaking, and even more memoirs or tell-alls have shared the Hollywood gossip or insider details that few fi lm fans can resist.

Holiday films to lift your spirits

Many families have their own unique holiday traditions, but some traditions transcend famil-ial lines to become an integral part of many peoples holiday celebrations. One of the more popular traditions during this festive time of year is to watch a favorite holiday fi lm with family and friends. With that in mind, the following are some of the most beloved holiday movies ev-er to make it onto the big screen.

Its a Wonderful Life: Per-haps no holiday fi lm is more be-loved than this 1946 Frank Cap-ra-directed classic. Screen legend Jimmy Stewart plays a desperate businessman contemplating sui-cide during the holiday season. But a guardian angel helps him realize all the good fortune in his life by showing him what life might have been like if he had never existed.

White Christmas: Th is 1954 song-and-dance fi lm stars Bing Crosby and Danny Kaye as a pair of longtime friends and ex-military men who fall in love with a sister act team that in-cludes famous singer (and aunt to George Clooney) Rosemary Clooney. Crosby and Kaye join forces to save the failing Ver-mont inn of their beloved former commander.

Miracle on 34th Street: Natalie Wood stars in this 1947 classic that follows the trial of Kris Kringle, who claims to be Santa Claus and must prove otherwise to avoid being in-stitutionalized. Nominated for Best Picture at the 1948 Acad-emy Awards, Miracle on 34th Street won three of the presti-gious statuettes, including a Best Supporting Actor Oscar for Ed-mund Gwenn, who played the jolly old man in the red suit.

Bad Santa: Th ough not quite as heartwarming as many holiday fi lms, this 2003 black comedy stars Billy Bob Th orn-ton as miserable, alcoholic con man Willie, who poses as a mall Santa Claus so he can rob a department store safe on Christ-mas Eve. But in spite of its rather raunchy take on the holiday season, the fi lm is ultimately a story of redemption as Willie be-friends a bullied youngster and begins to turn his life around.

A Christmas Carol: Th ose looking for a more traditional take on holiday fi lms need look no further than this 1951 adap-tation of the Charles Dickens novella, which tells the tale of bitter miser Ebenezer Scrooge as he is haunted by three ghosts on Christmas Eve.

The role of a lifetime. for many actors

First published on December 19, 1843, Charles Dickens novella A Christmas Carol tells the story of Ebenezer Scrooge, a bitter miser whose Christmas Eve encounters with the Ghosts of Christmases Past, Present and Yet to Come spark a transformation from a penny-pinching near-recluse into a benevo-lent do-gooder.

The tale of Ebenezer Scrooge has endured for nearly 175 years, and figures to remain a staple of the holiday season for years to come. But as much as audiences enjoy the tale of Mr. Scrooge, so, too, do actors enjoy giving their take on this memorable miser.

Nary a year has passed since the classic tale was first adapted for the stage in 1844 that an actor, be it amateur or professional, has not portrayed Ebenezer Scrooge, and such portrayals have taken place on the stage, the small screen, the silver screen, and even the radio. Some manifestations of the old miser have been true to Dickens version, while others are modernizations of the legend-ary writers original story. The following are some of the more memorable performances from actors tasked with playing Ebenezer Scrooge.

Alastair Sim: Considered by many film critics to be the best version of Ebenezer Scrooge to ever grace the stage, screen or airwaves, Sims 1951 performance is still cel-ebrated to this day. Sim would reprise the role 20 years later in the Oscar-winning animat-ed version.

Albert Finney: The England-born Finney won the role of Ebenezer Scrooge despite be-ing just 34 years old at the time the 1970 mu-sical adaptation was made. Finney would win a Golden Globe Award for his performance in the film, which was titled Scrooge.

Tom Ricketts: Though not necessarily as renowned a performance as some others who would follow in his footsteps as Ebenezer

Scrooge, Ricketts efforts are memorable be-cause his 1908 performance came during thesilent film era. The 15-minute short version of A Christmas Carol marked Ricketts firstonscreen role after he earned a reputation as a great Shakespearean actor in his nativeEngland.

Reginald Owen: Like Ricketts, Owens performance did not garner any special ac-claim, but it did mark the first American fea-ture length attempt at telling the Dickens sto-ry. The role went to Owen after the legendary Lionel Barrymore, who holiday film fans may know as the mean-spirited Mr. Potter fromthe 1946 classic Its a Wonderful Life, wasforced to drop out of the film due to a medi-cal condition.

George C. Scott: Scotts 1984 turn as Eb-enezer Scrooge is memorable for all the right reasons, as the made-for-television tale star-ring this Oscar winner is widely consideredone of the best adaptations of the story ever made. That success may not have come as asurprise to industry insiders 30 years ago, asthe version starring the Patton actor was di-rected by Clive Donner, who served as film editor on the acclaimed 1951 big screen ver-sion.

Bill Murray: Though his character wasnot named Ebenezer Scrooge, Murray played a Scrooge-like character in 1988s Scrooged, a hilarious modernization of the classic tale. In the film, Murray plays aheartless television executive who under-goes a Scrooge-like transformation while planning a live adaptation of A Christmas Carol for his station.

Charles Dickens memorable novella A Christmas Carol has endured for nearly 200years. That endurance can be credited to bothDickens unique storytelling and the numer-ous actors who have memorably brought Eb-enezer Scrooge to life.

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