sangakural november 2015

7/24/2019 Sangakural November 2015

1/28

http://sangakural.blogspot.in


2/28

nrd;id nts;sj;jpy;

ghjpf;fg;gl;l kf;fSf;F cjt

tpjpfisj; jsHj;jpAs;sJ

nts;sj;jpy; capiuj; jtpum id j; ij Ak ;> M k; .. .

jq;fs; capiuj; jtpu

F Lk ;g c Wg ;g pd Hf sp d;

capiuf; $l ,oe;J

epw ;gtHfs; Vuhsk;.

vg;NghJk; chpa

Mtzq;fspd; mbg;gilapy;

k l; LN k , wg ;G hp kq ;f s;

toq;fg;gLk;. Mdhy;> tPLthry; midj;ijAk; ,oe;J

epw;Nghhplk; Mtzq;fs; Nfl;gJ

epahakhf ,Uf;Fkh? Kk;ig

jPtputhjpfs; jhf;Fjypy;

ghJfhg;Gf;Fr; nrd;w fhty;Jiw

mYtyH N`ke;j; fhHfNuapd;

,wg;Ghpkj;ij Mtzq;fs;

,Ue;Jk;> Mgj;jhd ,lj;Jf;Fj;

njhpe;Nj nrd;wjhff; $wp kWj;jJ

jdpahh; epWtdk;. Mdhy;>

cz;ikapy; kf;fSf;fhfNt

elj;jg;gLk; ghyprp gj;jpuk;

kl;Lky;y> ,wg;Gr; rhd;W$l ,d;wp>

gj;jhz;L gzpGhpe;j> Nfhl;l

NkyhsH kd;w (mjw;F NkYk;)

cWg;gpduhf ,Uf;ff;$baKfthpd; rhd;iw mbg;gilahff;

nfhz;Nl ,wg;Ghpkq;fis> ,ul;bg;G

tpgj;Jf; fhg;gPl;Lg; gyDld; toq;f

c j; ju tp l; Ls ;s J . , u l; bg ;G

tpgj;Jf; fhg;gPl;bidg; ngwj;

N j i t a h d f h t y ; J i w

mwpf;if> kUj;Jtkid

mwpf;if> tprhuiz mwpf;if

M fp a m id j; jp yp Ue ;Jnts;sj;jpy; ghjpf;fg; -

gl;ltHfSf;F tpyf;F

mspf;fg;gl;Ls;sJ.

nts;sj;jpy; ghjpf;fg;gl;ltH

-fspd; fs;

fshff; fUjg;gl;L

fSf;fhd

e il Ki w f sp yp Ue ;J

tpyf;F mspf;fg;gl;Ls;sJ. Nfhl;l

mYtyfq;fspYk;> fpisfspYk;

rpwg;G cjtp ka;aq;fs;

mikf;fg;gl;Ls;sd.

LIC

LIC,

Early Claim non-

early claim

!

early claim

cLf;if ,He;jtd; ifnghy...

cLf;if,He;jtd; ifnghyM';nf,Lf;fz; fistjhk; el;g[ -vd;whH ts;StH.

kf;fspd; cz;ikahd ez;gd; kl;LnkLIC !

nfhl;ba fdkioahy; kf;fs; gupjtpj;jJ xUGwk; vd;why;> kf;fisf;

fhf;Fk; gzpapy;

nts;sj;jpy; ePe;jpr; nrd;W kf;fis kPl;Lte;j jPaizg;Gj; Jiwapdu;> Vupfs;

cilj;Jf;nfhs;shky; ,Uf;f ,iltplhJ cioj;j nghJg;gzpj;

Jiwapdu;... vd Xu; ,f;fl;lhd Neuj;jpy; muR Copau;fs; Rzq;fptplhky;

gzpGupe;j tpjk; ghuhl;Lf;FupaJ! - Mde;j tpfld;

rgh\; muR CHpah;fs;!


3/28

[email protected]

http://sangakural.blogspot.in

1

jkpo;ehl;bd; jiyefuk; jz;zPhpy;

jj;jspf;fpwJ. nrd;id ,e;jpahtpd; kpf Kf;fpa

4 efuq;fspy; xd;W> cyfpd; 36tJ kpfg;nghpa

efuk;... mJkl;Lky;y@ cyfpy; fl;lhak; nry;y

Ntz;ba ,lq;fs; vd;W epA+ahHf; ilk;];

gl;baypl;l 52 efuq;fspy; ,lk;ngw;w xNu

njw;fhrpa efuKk; nrd;idjhd;! mJTk; 26k;

,lj;jpy;! mj;jifa efuj;jpd; tsHr;rp vt;tsT

Nkh rk hf ei lng w;wpUf;fpw J vd;gij

jw;Nghija nts;sk; ntspr ;rk;Nghl;Lf;fhl;bapUf;fpwJ.

ePH epiyfs; midj;Jk; Mf;fpukpf;fg; -

gl;Ls;sd. fhy;tha;fs; fl;blq;fSf;fbapy;

fhzhky; NghapUf;fpd;wd. jz;zPH Nghf

Kbahjgb tbfhy; tha;f;fhy;fs;

mikf;fg;gl;Ls;sd. mikf;fg;gl;Ls;sit

xd;Nwhnlhd;W ,izf;fg;glNth> fhy;tha; -

fspy; Kbf;fg;glNth ,y;iy. murpd;

mDkjpapd;wp> tpUk;gpatHfs; tpUk;gpa ,lj;jpy;

vy;yhk; tPL fl;bf; nfhz;lhHfsh? tPL

kl;Lky;y> tzpf epWtdq;fs;> fy;tp

epWtdq;fs;> muR mYtyfq;fs;> muR

mikj;j rhiyfs; vd;W midj;Jj; jug;Gk;

,e;j Mf;fpukpg;igr; nra;Js;sd.

,e;jf; fl;blq;fs; midj;Jk; rpvk;bV

vdg;gLk; nrd;idg; ngUefH tsHr;rpf;

FOkj;jpd; mDkjpAld;jhd; fl;lg;gl;Ls;sd.xU mikr;rH> 4 Jiwfspd; muRr; nrayHfs;

cl;gl (22 xU rpwg;G miog;ghsH vd;W) 23

cWg;gpdHfisf; nfhz;l ,e;j FOkj;jpy;>

nrd;id FbePH toq;fy; kw;Wk; fopTePH

mfw;wy; thhpaj;jpd; Nkyhz; ,af;FdUk;

cWg;gpduhf cs;shH.

vd;ghHfs;. nrd;idg; ngUefH gFjpapd;

kf;fspd; tho;f;ifj; juk; Nkk;gLj;Jjiy cWjp

+

Proof of the pudding is in the

eating


4/28

n r a ; A k ; k f ; f s ; e y

epHthfj;ijf; nfhLg;gJ> ePbj;j

epiyahd Rw;Wr;#oiy

cUthf;FtJ cs;spl;ltw;iwj;

jdJ njhiy Nehf;Fg; ghHitvd;W rpvk;bVtpd; ,iza

jsj;jpy; Fwpg;gpl;Lf;nfhs;fpw

, tHf sJ gz pa p d ; ju k ;

,k;kioapd; %yk; njhpfpwJ.

gzpapd; juk; vd;gijtpl ehl;bd;

- kf;fspd; eydpy; vt;tpj

mf;fiwAkpd;wp> Mw;Wk; gzpapy;

vt;tpjg; nghWg;Gkpd;wp> thq;fpa

Cj pa j ;Jf ;F v t ;tp jj ;j p Yk;tpRthrkpd;wpr; nray;gl;bUf;fpwhHfs;

vd;gJ Mjhug;G+Htkhf ep&gzkhfp -

apUf;fpwJ. ep&gzkhtjw;F gy yl;rk;

kf;fs; jq;fs; cilikfs;

midj;ijAk; ,of;f NeHe;jpUf;fpwJ.

Vw;nfdNt> kTypthf;fk; fl;bl

tpgj;J> ,e;jj; Jiwfspd; yl;rzj;ijr;

rw;Nw ntspf; nfhzHe;jhYk;>

mg;gbNa %lg;gl;lJ. vg;gbahdhYk;Vio kf;fs; ,we;Jk;> ,oe;Jk;jhd;

,e;j cz;ikfs; ntspNa

tuNtz;bAs;sJ.

nrd;id kl;Lkpd;wp jkpofk;

KOtJNk ,j;jifa jtWfs;

vt;tpjj; jilAkpd;wpj; jhuhskha;

eil n gw ;Wf ; nf hz;Ls;sd .

jkpofj;jpy; fy;tpr; Nrit Ghpe;JtUk;

ngUk;ghyhd fy;tp epWtdq;fs;e PH e piyf is M f;f pu kpj ;Jj ;jh d;

fl;lg;gl;Ls;sd vd;W vj;jidNah

mikg;Gf;fs; Rl;bf;fhl;btpl;lhYk;

vjw;Fk; miratpy;iy muR. Kjy;

fl;l kioapd; ghjpg;Gf;fSf;Fg;gpd;

Kjyikr;rH n[ayypjh $wpa> %d;Wkhjq;fspy; nga;a Ntz;ba kio xU

rpy ehl;fspNyNa nfhl;bj;

jPHj;jpUg;gjhy;> rpy ,lq;fspy; kioePH

Njq;FtijAk;> Nrjk; Vw;gLtijAk;

jtpHf;f ,ayhJ vd;w thHj;ijfs;>

,e;j muR kf;fs; eyd; vd;gij

vt;tsT myl;rpakhff; fUJfpwJ

vd;gijg; gl;ltHj;jdkhf tpsf;fpaJ.

Fk;gNfhzk; gs;spj; jPtpgj;J>jpUtuq;fk; jpUkz kz;lg jPtpgj;J>

kTypthf;fk; fl;bl tpgj;J>

jw;Nghija nts;sk; vd;W

KiwNfLfshy; Vw;gLk; ghjpg;G

vJthdhYk; ghjpf;fg;gLtJ

nghJkf;fs;jhNd? g pur;rpidapd;

ntg;gk; RLk;tiu tprhuiz> mwpf;if

vd;W VjhtJ Ngrpdhy; NghJk;>

mjd;gpwF kf;fs; kwe;J tpLthHfs;vd;gJjhNd murpd; mZFKiwahf

cs;sJ? mJ kl;Lky;y> nts;sj;jpw;F

epthuzj;njhif vd;w ngahpy;

njhif toq;fp Xl;Lk; thq;fp tplyhk;

2

nrd;id nts;s ghjpg;Gf;fshy;> fle;j Mz;L [k;K fh\;kPH nts;sj;ijg;NghyNt &.1000 Nfhb ,og;gPL ju Ntz;bapUf;Fk; vd;W fhg;gPl;L epWtdq;fs;vjpHghHf;fpd;wd.


5/28

vd;gJjhNd vjpHghHg;ghfTk; cs;sJ?

,e;j mtyq;fs; vjdhy;? murpay;gpioj;NjhHfsplk; murjpfhuk;nry;tjhy;jhNd? ,tHfSf;F mwk;

vg;NghJ $w;W MFk;? mfpy ,e;jpa,d;#ud;]; CopaH rq;fj;jpdhy;tpopg;gile;j ek; Nghd;wtHfs;kf;fSf;F tpsf;Fk;NghJjhd;! mijr;nra;Nthk;! kf;fSf;F tpsf;FNthk;!

vg;NghJk;Nghy> fhg;gPl;LCopaHfs; jd;dpay;ghf tha;g;Gs;s,lq;fspy; vy;yhk; cjtpf;fuj;ijePl;bAs;shHfs;. kio Ntz;Lkhdhy;

tuyhW fhzhjJ my;yhky;,Uf;fyhk;. Mdhy;> murpd;myl;rpaj;jhYk;> jtWfshYk;Vw;gl;Ls;s ghjpg;Gf;fs; tuyhW

f h z h j i t j h d ;. m j ;j i f a

,og;Gf;fisr; rhp nra;tjpy; vg;NghJk;Nghy Kd;dpw;Nghk;! cjtpNahLepy;yhky;> cz;ikfisAk;czur;nra;Nthk;!

- yB;kpehjd;/ mhpaY]h; fpis 94421 38595

nts;sk; ghjpj;j ,lq;fspy; Njitahd cjtpfisr; nra;AkhW nghJj;Jiwtq;fpfisAk;> fhg;gPl;L epWtdq;fisAk; epjpaikr;rfk; Nfl;Ls;sJ. ( f;Fmtru rl;lk; nfhz;L te;jhYk; jdpahiuf; Nfl;f Kbatpy;iy!)

FDI

3

Kd;ndhU fhyj;jpy; MW> Vupfshf ,Ue;j ,lq;fs;jhd; ,d;W thf;fk;> ghf;fk;> Nrup>Njup vd;w ngau;fspy; Kbfpd;wd. nghj;Njup> Ntsr;Nrup> tsruthf;fk;> tpy;ypthf;fk;>Nklthf;fk;> madk;ghf;fk;> kTypthf;fk;> Xl;Nlup vd ePu;epiyfspd; tho;tplg; gl;bay;kpf ePsk;. nrd;id mk;gj;J}upy; Fiwe;j tUtha;g; gpuptpdUf;fhd 2>394 FbapUg;Gfis11.5 Vf;fupy; fl;Lk; jpl;lj;ij jkpo;ehL tPl;L trjp thupak; mwptpj;jpUf;fpwJ. me;j ,lk;Kfg;Ngup. mijj;jhd; trjpahf 'Kfg;Ngu;' Mf;fptpl;lhu;fs;. - Mde;j tpfld;

Vupfspd; thH;tplk; vJ?


6/28

rq;ff;Fuiy thpf;F thp gbj;J>thpf;F thp jd; tpkh;rdj;ij jghy;

ml;ilfs; vd thpe;J fl;bf; nfhz;LvOjp te;j jpz;Lf;fy; ehuhazd;mth;fsplkpUe;J ,dp fbjq;fs; tuhJ...92 taJ tiu XahJ> xopahJ>ciog;ghsp kf;fisg; gw;wpNa rpe;jpj;Jf;nfhz;bUe;j mtuJ %is> jdJrpe;jidia epWj;jpf; nfhz;lJ.

20.11.2015 ,utpy;> rpq;ff;Funydxt;nthU $l;lj;jpYk; fh;[pj;j Njhoh;ehuhazd; mth;fspd; Fuy; Xa;e;jJ.

kJiuf;Nfhl;lj;jpypUe;J jQ;irf;Nfhl;lk; cUntLj;j NghJ GjpaFoe;ijia rPNuhLk; rpwg ;NghLk;kl;Lky;y> tPWlDk;> tpWtpWg;GlDk;tsh;;j;jpl te;j tPuj;jhaha; te;J ,uz;LMz;Lfs; jiytuha; top fhl;baehuhazd; mth;fs;> jdJ ,Wjpehl;fs;tiuapYk; me;jg; ghrj;ij njhlh;e;jhh;.

tha;g;GNeUk; Nghnjy;yhk; mtuJciutPr;ir ehk; czh;r;rpfukha;

vj ph ;nf hz;N lh k;. k d;id > f& h;khehLfs;> Nfhl;lr;rq;f nghd;tpoh$l;lk;> fpis $l;lq;fs; vd gytw;wpy;mth; fye;J nfhz;L jdJ mDgtq; -fis cw;rhfj;Jld; rq;f tuyhw;Wld;,izj;J gfph ;e ;J nfhz;lij>mf;$l;;lq;fspy; fye;J nfhz;Nlhuhy;vd;iwf;Fk; kwf;f ,ayhJ...

mz;ikapy; ele;j kJiu kfsph;khehl;bYk; mtuJ rPw;wkpF ciu

rpwg;gha; ,Ue;jJ.gzpapy; Nrh;e;j fhyj;jpNyNa

md;iwa eph;thfj;jhy; ,tuJ gzpepue;juk; MW Mz;Lfs; fhyjhkjkhfp>,th; GNuhNg\duhfNt ,Ue;jhh; vdpy;>mtuJ ,sik fhy JzpTk;> Nghuhl;l

FzKk; rw;Wk; njha;Twhky; fhyk;fhykha; njhlh;e;j> ,f;fhy

jiyKiwf;F epr;rak; nrhy;yg;glNtz;ba tPutuyhW MFk;.

tpd; xt;nthU Nghuhl;lj;jpYk;mJ Ml;NlhNk\d; ,af;fkhdhYk;>

I nghJj;Jiwapy; fhf;Fk;Nghuhl;lkhdhYk;> xt;nthUcWg;gpdiuAk; ,lJrhhp njhopyhspth;f;f czh;TlDk; tsh;j;njLg;gjha;thh ;j ;njL j ;j jp y; j p z;L f;fy;ehuhazd; mth;fspd; gq;F kfj;jhdJ.

Xa;t+jpak; ngwhj epiyapy; ekJNfhl;l rq;fKk; jd;dhy; ,ad;w rpW epjpcjtpia mtUf;F toq;f Kd;te;jNghJ kpfg;ngUk; tw;GWj;jYf;F gpwNfkpFe;j jaf;fj;Jld; Vw;Wf;nfhz;lhh;.ntspNa nrhy;y Kbahj tWikapy;,Ue;jhYk;> js;shj taj pYk;jpz;Lf;fy; gFjp nj hopyhsh;fs;eyDf;fhf NghuhbaJ. nray;gl;lJ>topfhl;baJ ekf;nfy;yhk; ghlkhf

mika Ntz;Lk;.jdJ Kjy; thrfDf;F> Kjy; ju

tpkh;rfDf;F rq;ff;Fuypd; rhh;ghfneQ;rhh;e;j tPu tzf;fj;ijrkh;g;gpf;fpNwhk;.

mth; xt;nthU KiwAk; vOjpmDg;gpa tpkh;rdf; fbjq;fs;> vd;Wk;ek; capNuhL cwthLk; epidtiyfisvOg;gpf; nfhz;Nl ,Uf;Fk;.

AIIEA

LIC

mtuJ ,wg;ghy; JaUk; mtuJ

FLk;gj;jhh;f;Fk;> cw;whh;cwtpdUf;Fk;> ek; mQ;rypia gfph;e;Jnfhs;fpNwhk;. ,dp... ,g;gbnthUthrfiu rq;ff;Fuy; vjph;nfhz;lhy;mJTk; $l rpwg;ghdNj!

gpHyh rd;iy/g; epWtdj;jpd; 23 gq;Ffis Mjpj;a gpHyh FOkj;jplkpUe;Jfdlhtpd; rd; iy/g; epWtdk; &.1664 Nfhbf;F thq;fp> jdJ gq;if 49 MfcaHj;jj; jpl;lkpl;Ls;sJ.

%

%

4


7/28

gPfhH NjHjy; KbT gh[ftpw;F>

Fwpg;ghf Nkhbf;F kpfg; ngupaNjhy;tpia Vw;gLj;jpAs;sJ.

rl;B];fupYk;> kj;jpa gpuNj\pYk; gh[f

ngw;w ntw;wpf;Ff; $l uhkd; rpq;Nfh>

r T f h N d h c u p i k n f h z ; l h l

Kbatpy;iy. khwhf Nkhbapd;

ntw;wpahfNt Ngrg;gl;lJ. Nkhb

Nk[pf; vd;fpw thHj;ij Mq;fpy

Clfq;fshy; mjpfkhf cr;rupf;fg;gl;l

thHj;ij. nly;yp rl;lkd;w NjHjy;Nkhb ke;jpuj;ij ngha;ahf;fpaJ. gPfhH

NjHjy; Nkhbapd; kha;khyq;fSf;F

Kw;Wg; Gs;sp itj;J tpl;lJ.

jw;NghJ gh[fTk; mjd; MjuT

Clfq;fSk; gPfhH NjHjy;

KbTfs; Nkhbf;F Vw;gl;l

Njhy;tp my;y. mtuJ

nray;ghLfSf;F kf;fs; mspj;j

jPHg;G my;y vd Gyk;gp tUtJjdpf; fij. gPfhupy; eNue;jpu

NkhbAk;> gh[ftpd; jiytH

mkpj;\hTk; ,];yhkpaHfSf;F

vjpuhf ntWg;G kioia

ckpo;e;jhHfs;. ,d;Dk; xU gb

NkNy Ngha; gh[fit vjpHg;gtHfs;

vy;yhk; NjrtpNuhjpfs; vd ntspg;gil

-ahf nrhy;yhjJjhd; ghf;fp. gh[ftpd;

Njhy;tp ghfp];jhdpy; nfhz;lhlg;gLk;vd kj ntwpiaj; J}z;btpl;lhHfs;.

ghtk; gRf;fSk; .. ,j;NjHjypy; mJTk;

murpayhf;fg;gl;lJ

,d;iwa #oypy; gPfhH NjHjy;

KbTfs; Njrpa Kf;fpaj;Jtk;

ngWfpd;wd. kj uPjpahd jhf;Fjy;>kjr;rhHgw;w mwpT [Ptpfs; kw;Wk;

vOj;jhsHfs; Fwp itj;J jhf;fg;gLtJ

my;yJ nfhiy nra;ag;gLtJ> gRitf;

nfhd;wjhf tje;jpfis gug;gp

,];yhkpaHfs; nfhy;yg;gLtJ ahH

vd;d czit cz;z Ntz;Lk; vd

Njrj;jpd; gd;Kfj;jd;ikf;F Ntl;L

itj;J ,e;jpa murpayikg;G rl;lj;jpd;

kjr;rhHgw;w> [dehaf mbj;jsj;ijmfw;WtNj Nkhb murhq;fj;jpd; 18 khj

fhy Ml;rpapy; epfo;r;rp epuyhfp NghdJ.

rhkhd;a kf;fspd; tho;f;ifapy; fLk;

jhf;Fjy;fs;> r%f ey jpl;lq;fspy;

fLikahf Fiwf;fg;gl;l khd;ak; epjp

vd Nkhbapd; midj;J nfhs;if -fisAk; gPfhH kf;fs; epuhfupj;Js;sdH.

,e;j epuhfupg;G xl;L nkhj;j Njrj;jpd;

rhkhd;a kf;fspd; Fuy;. Njrj;jpd;

khjpup thf;nfLg;ghff; $l nfhs;syhk;.

5

tha;rtlhy;fSf;Fk;/ vnjr;rjpfhuj;jpw;Fk;Kw;Wg; g[s;sp itj;j gPfhh; kf;fs;!

2011-12ypUe;J ,Jtiu kj;jpa muR nghJj;Jiwg; gq;F tpw;gid %yk; &.97>620Nfhb jpul;bAs;sJ. ,jpy; 37 tpOf;fhl;il (&.36>686) kl;LNk toq;fpAs;sJ.LIC


8/28

Mdhy; ,ijg;gw;wpnay;yhk; Nkhb

fz;L nfhz;ljhfNt njupatpy;iy.

gPfhH KbTfs; ntspahd #L

mlq;Ftjw;Fs;shfNt 15 Jiwfspy;

me;epa Neub KjyPl;il Nkhb muRKOikahf mDkjpj;Js;sJ.

,d;d Kk; Kjy hspfs; k Pjhd >

fhHg;nghNul; epWtdq;fs; kPjhd ghrk;

F i w a t p y ; i y . j q ; f S i l a

nfhs;ifapy; khw;wk; nra;J nfhs;s

tpUk;gtpy;iy. gh[f ,g;NghJk; $l

ghlk; fw;Wf; nfhs;stpy;iynadpy;

gPfhH khepyj;jpy; Vw;gl;Ls;s Njhy;tp

Njrk; KOikAk; epr;rakhfvjpnuhypf;Fk;.

epr;rakhf gPfhH kf;fSf;F ehk;

ed;wp nrhy;ypNa Mf Ntz;Lk;.

rhjpahy;> kjj;jhy;> nkhopahy; Jz;lhl

epidf;Fk; gh[ftpw;F ,e;jpahtpd;

milahsk; mjd; gd;Kfj;jd;ikNa

vd;gij ghlkhf nrhd;dikf;fhf>tsHr;rp vd;gJ midtiuAk;

cs;slf;fpa tsHr;rpahf ,Uf;f

Ntz;Lk; vd tsHr;rpf;fhd

cz;ikahd mHj;jj;ij njspT -

gLj;jpaikf;fhf. kjntwp>

vNjr;rjpfhuj;jpw;F vjpuhf fpilj;j

ntw;wpia Njrk; KOtJk; nfhz;L

nry;fpw flik njhopyhsp tHf;fj;jpw;F

c s ; s J . m j i d e p i w N t w ; wcWjpNaw;Nghk;.

jPghtspg; gz;biff;F Jzp

thq;fpahr;rh .. ,dpg;Gf;F MHlH

nfhLj;jhr;rh vd xUtUf;nfhUtHehk; Nfs;tpfis Nfl;L> nra;jpfis

gupkhwpf; nfhs;fpw re;Njh\j;ij tpl

gy klq;F re;Njh\k; kidNawpg;

gl;bapy; cs;s muR kWtho;T

,y;yj;jpy; jq;fpAs;s njhONehahsp

-fSf;F ehk; Gj;jhilfSld;

,dpg;Gfis nfhLj;j NghJ Vw;gl;lJ.

m t H f s ; f z ; f s p y ; n j u p e ; j

r%fj;jhy; Gwf;fzpf;fg;gLfpw Vf;fk;

rpy kzp Neuq;fshtJ ek;khy;

Ng hf ;f pl Kbe;jJ. r% f

eyj;jpl;lq;fspd; xU gFjpahf

mtHfSf;F kl;Lkpd;wp Mjutw;NwhH -

fSf;Fkhf NrHj;J &

k j p g ; g p y h d G j ; j h i l f S k ; >

,dpg;GfSk; rq;fj;jpd; rhHgpy;07.11.2015 md;W khiy toq;fpNdhk;.

Nfhl;lr; rq;fj; jiytH NjhoH ,uh.

Gz;zpa%Hj;jp mtHfs; jiyikapy;

eilngw;w epfo;r;rpapy; jpUkjp fpup[h

rpwg;G miog;ghshuhff;

fye;J nfhz;lhH. jQ;ir>

jpUr;rp Mfpa gFjpfspy; gzpahw;Wk;

ekJ NjhoHfs; ngUkstpy; fye;J

nfhz;ldH. r%f eyj;jpl;l cjtpfs;

cz;ikapNyNa NjitahdtHfSf;F

nra;jpLk;NghJ fpilf;fpw cj;Ntfk;

tUk; Mz;LfspYk; epr;rahkhf

njhlUk;.

50,000/-

(Manager P&IR)

czh;t[ g{h;tkhd g';nfw;g[ld; kidnawpg;gl;objhGnehahspfs; ,y;yj;jpy;

AdptHry; rhk;Ngh nghJf;fhg;gPl;L epWtdj;jpy; 30 tpOf;fhL gq;Ffisf;nfhz;Ls;s myfhghj; tq;fp mtw;iw KOikahfNth gFjpahfNth tpw;gidnra;aj; jpl;lkpl;L tUfpwJ.

6


9/28

6 626/6

1948 etk;gh; khjk; 15 Kjy; 1949[dthp khjk; 8 tiu ,e;jpamurikg;G Kd;tiutpd; gy;NtWtpjpfs; kPJ ele;j tpthjq;fs; kl;Lk;,j;njhFg;gpy; ,lk; ngw;Ws;sJ.

,q;Nf Fwpg;gpl;L nrhy;y

Ntz;baJ lhf;lh; mk;Ngj;fh; xg;Gf;nfhz;l midj;J jpUj;jq;fisAk;

murpay; eph;za rig Vw;Wf;nfhz;lJ. mth; epuhfhpj;j midj;JjpUj;jq;fSk; Vw;fg;gltpy;iy. Vd;Vw;fpNwd; Vd; Vw;f kWf;fpNwd;.. vd;Wvy;yhtw;wpw;Fk; fhuzq;fis lhf;lh;mk;Ngj;fh; $wtpy;iy. mth; tpsf;fk;ju Ntz;Lk; vd;WfUjpatw;wpw;F kl;LNkt ps f; fk ; m sp j; jh h;

vd;gJ ,e;E}iythrpf;Fk; NghJthrfh;fSf;F GhpAk;.

vg;gb ,e;jpamurikg;G Kd;Diuiajahhpf;f jd;de;jdpauha;m k; Ng j; fh ; n gh Wg ;Gv L j ; J f ; n f h z ; LghLgl;lhNuh> mNj Nghy

mjd; kPJ eilngw;w tpthjq; -fSf;Fk; mk;Ngj;fh; kl;LNk rhpahdtpsf;fq;fs; nfhLj;J NjitahdjpUj;jq;fis mDkjpj;jhh;. kw;wmidj;J jpUj;jq;fSk; Njitf;Nfw;g

tpsf;fk; je;Njh my;yJ ve;jtpsf;fKk; juhkNyh epuhfhpj;jhh;.mth; Vw;wij rig Vw;wJ vd;gJk;>mth; epuhfhpj;ij rig epuhfhpj;jJvd;gJk; kPz;Lk; kPz;Lk;Fwpg;gplj;jf;fjhFk;. ,J Vd; rhj;jpak;MdJ vdpy; mth; kl ;LNkmidj;ijAk; Ghpe;J> cs;thq;fp>njhiyNehf;Fld;> ghugl;rkpd;wpnray;gl;lhh; vd;gJ midtUk; Vw;Wf;nfhz;bUe;j cz;ik MFk;.

vg;gbg;gl;l rKjha mikg;G(Kjyhspj;Jtkh? Nrhrypkh? ,ju)Vw;gl Ntz;Lk; vd;gij kf;fs;tpUg;gj;jpw;Nf tpl;L tplyhk;. MdhYk;

Nrhryprf; Nfhl;ghLfs;mbg;gilapNyNa

midtUf;Fk; rhpepfh;t ho ;f ;i f> cw ;g j;j prhjdq;fs; xU rpyhplk;kl;Lk; Ftpe;J tplhky;ghh;j;Jf; nfhs;Sjy;>rk Ntiyf;F rk $ypNghd;w gy mk;rq;fs;Nrh;f;fg;gl;ld.

rpWghd;ikapdh;ghJfhg;Gf;F vj;jifa Vw;ghLfis

muR nra;a Ntz;Lk; vd;gjw;fhde p a j p f s ; c U t h f g ; g ltypAWj;jg;gl;lJ.

mk;ngj;fhpd; g';F :

tpthjj;jpy; vGe;j Kf;fpa fUj;Jf;fs; :

;

7


10/28

murpay; [dehafj;ij mile;jjw; -fhd Kiwfis Rl;bf;fhl;Lk; NghJ>nghUshjhu [dehafj;ij milavd jdpNa NtW topKiwfs; $w

Ntz;bajpy;iy. jq;fis Ms;Nthiuthf;nfLg;G %yk; Njh;e;njLg;gJNghyNt> ,ijAk; Nkw;nfhs;sNtz;Lk; vd $wg;gl;lJ.

njhopw;Jiwj; njhopyhsh;fSf;Fjug;gLk; Kf;fpaj;Jtk; NghyNtNtshz;ikj;Jiw njhopyhsp -fSf;Fk; Kf;fpaj;Jtk; jug;gl tifnra;ag;gl;lJ.

14 tajpw;Ff; fPo; cs;s ve;jf;Foe;ijiaAk; Ntiyf;F mkh;j;jf;$lhJ mij VjhtJ xUfy;tpf;$lj;jpy;jhd; Nrh;f;fNtz;Lk; vd;WtypAWj;jg;gl;lJ.

fy;tp kw;Wk;nghUshjhu eyd;fs;midj;Jk; gpw;gl;lkf;fSf;Fk; nghJthf

Kd;Ndw;wg;glNtz;LNkh my;yJxt;nthU kjj;jpYk; cs;s[hjp thhpahf ftdpf;fg;glNtz;Lkh ve;j tpthjk; ele;jJ.Mdhy; mjw;fhd jPh;T ,j;njhFg;gpy;,y;iy.

kiytho; kf;fs;> goq;Fb kf;fs;my;yJ Mjpthrpfs; ,UtUf;Fk;

cs;s tpj;jpahrk; mth;fs; trpf;Fk;,lj;jpw;Nfw;g jPh;khdpf;fg;gl;J.

murpd; nghJ eph;thfj;jpy; ,Ue;JePjpj;Jiwia gphpf;f Ntz;Lk;

vd;gjw;fhd eltbf;iffs;Nkw;nfhs;sg;gl Ntz;Lk;.

tof;fk; kw;Wk; tof;fq;fSf;Fk;rl;l chpik cz;L.

'Njh;e;njLf;fg;gl;l cWg;gpdh;fisjpUk;g mioj;jy;> Njh;jy; nryTfismuNr Vw;wy;> Nghl;b Ntl;ghsh;epw;fhtpbYk; gq;fpdhpd; thf;fpidngwhtpby; ntw;wp ngw;wjhf mwptpf;f$lhJ Nghd;w MNyhridfs;Njh;jy; tpjpfspy; MNyhrpf;fyhk; vdf;$wp epuhfhpf;fg;gl;ld.

fil vd;w nrhy;ypy; ryit

epiyaKk;> ObjpUj;jfKk; $lmlq;Fk; vd;gjpy; Iakpy;iy.

murpd; nrytpy;guhkhpf;fg;gLk; kahd

g+kpapy; midj;J[hjpapdiuAk;

Ngjkpd;wpm D k j p f ; f y h k ; :Mdhy; me;je;j

gphptpdh; jdpNaguhkhpf;Fk; kahd,l tp\aq;fspy;

muR jiyapl KbahJvd;Wk;$l tpsf;fk;

jug;gl;lJ.

kuz jz;lid xopg;gpw;fhdjpUj;jk; epuhfhpf;fg;gl;lJ.

kJ tpyf;F gw;wp nghJthd KbT

Vw;gltpy;iy.Njh;jypy; epw;Fk; Ntl;ghsh;> mth;

epw;Fk; ,lj;jpy;jhd; FbapUf;fNtz;Lk; vd;W epge;jid tpjpf;fNtz;bajpy;iy.

;

1/3

-

'

' '

gazpfSf;Ff; fhg;gPNl nra;ahkypUe;j ,e;jpa uapy;Nt jw;NghJ fhg;gPL nra;aj;jpl;lkpl;L tUfpwJ. epA+ ,e;jpah epWtdk; ,e;jf; fhg;gPl;il toq;Fk; vd;WnjhpfpwJ.

8


11/28

gpw;gl;l tFg;gpdh; ahh; vd;gij];jy muRfNs jPh;khdpf;f Ntz;Lk;.

Vw;fdNt ,aw;wg;gl;LeilKiwapy; cs;s rl;lq;fs;>

njhlUk;> khw;wg;glhj tiu!gj;jphpf;iffSf;F xU

jdpkdpjDf;F cs;schpikfs; kl;LNk cz;Ljdp chpikfs; vd;WvJTk; fpilahJ.

'MAjk; itj;Jf;nfhs;Sk; chpik"ahUf;Fk; ju KbahJ.

K];yPk;fs;> fpwp];Jth;fs; my;yJ,e;jpahtpYs;s ,ju rKjha kf;fs;Ml;Nrgid nra;Ak; tifapy; muRjd; mjpfhuj;ij gad;gLj;jhJ vd;Wek;GNthk;. mg;gb muR elf;fNtz;Lk;.

Mjpthrpfs; vd;w thh;j;ijf;Fgjpy; n\l;a+y;L vd;w thh;j;ijcgNahfg;gLj;jg;gLk;.

xUth; tPl;by; Nrhjidfs;>gwpKjy; elj;Jk; NghJ kf;fspd;chpikfSk; ghJfhf;fg;gl Ntz;Lk;.

thzpfk; nra;tJk;> njhopy;GhptJk; mbg;gil chpikfs; ,y;iyMdhYk;> ,it mbg;gil chpikMf;fg;gl;ld.

Njtjhrpfs; vd;w thh;j;ij

gad;ghL ePf;fg;gl;lJ.murhq;fk; NfhUk; fl;lha

NritfSf;F CjpaNkh> e\;;l xOf;fk;> Rfhjhuk;

Mfpatw;Wf;F cl;gl;L mwg;gzpfSf;-fhfTk;> rka Nehf;fq;fSf;fhfTk;e p Wtdq ;f is mikf;fTk;>guhkhpf;fTk; chpik cz;L.

kj topg;gl;l fy;tp muRgs;spfspy; $lhJ Mdhy; xUkj epWtdk; elj;Jk;g s ; sp a p y ; k j f ;f y ; tp

khzth;fspd; tpUg;gj;jpw; -Fl;gl;L elj;jg;gl;lMl;Nrgid ,y;iy. Mdhy;gs;spia midtUk; NrUk;

tz;zk; jpwe;J itf;f Ntz;Lk;.

Vw;fdNt Muha;r;rp hPjpapy; muRgs;spfspy; kjf;fy;tp Nghjpf;fg;gbd;mij njhluyhk; (fy;fj;jhtpy;rk];fpUj fy;Y}hpapy; Ntjk;>cghptpjk; Nghjpf;fg;gl;lJ) Vw;fdNtkj epWtdk; elj;jpa gs;spiajh;kfh;j;jh Kiwapy; muNr Vw;Welj;j Nehpbd;> Vw;fdNt elj;jg;gl;lkjf;fy;tp cl;gl midj;Jk;njhlug;gl Ntz;Lk;.

mNj Nghy Vw;fdNt xU nkhop>vOj;J> fyhr;rhuj;ij gpd;gw;Wk;rpWghd;ikahf cs;Nshh; kPJ> NtWGjpa fyhr;rhuj;jpw;F muR GFj;jf;$lhJ.

jha;nkhopapy;jhd; Muk;gf;fy;tpia Nghjpf;f Ntz;Lk; vd;W rl;lhPjpahf nrhy;Yk; msTf;fh r%fk;Nkhrkhfp tpl;lJ vd;W Nfs;tpvOg;gpdhh; mk;Ngj;fh;; mNj Nghy,d;ndhU ,lj;jpy; Fw;wthspfs;Njh;jypy; epw;ff; $lhJ vd;W rl;lk;%ykh nrhy;y Ntz;Lk; kf;fNsepuhfhpf;f khl;lhh;fsh

;

;

;

;

' '

' '

mw;g fhuzq;fSf;fhf ,wg;Ghpkq;fis kWg;gij jdpahH MAs; fhg;gPl;LepWtdq;fs; tof;fkhfNt itj;jpUg;gjhf vHzhFsk; ,d;#ud;]; Mk;Gl;];Nkd;,e;J gj;jphpiff;F mspj;j Ngl;bapy; $wpAs;shH.

9


12/28

vd;Wk; Nfl;lhh; mk;Ngj;fh;. Mdhy;mk;Ngj;fhpd; ek;gpf;iffs; ngha;j; -jpUg;gij ehk; ,d;W ghh;f;fpNwhk;.

muR epiyj;jpUg;gjw;Nf neUf;fb

mtruk; Vw;gLk; NghJ>mbg;gil chpikfisepWj;jp itf;fyhk;.

ve;j xU egUk;Neubahf ePjpkd;wj;ijmZfp jd;id fhj;Jf;nfhs;s ePjpg; Nguhizngw KbAk; vd;gJmu rp ay ; r hr dj ;j pd ;

,jak;> caph;%r;R NghfpwJ vd;whh;mk;Ngj;fh;.

eph;thfj;JiwAk;> rl;l kd;wj;JiwapypUe;J gphpf;fg;gLk;.

kf;fshy; Njh;e;njLf;fg;gl;lth; -

fspd; Xl;L %yNk FbauRj;jiyth;njhpT nra;ag;gl Ntz;Lk;.

gjtp Vw;gpy; flTspd; ngauhy;kdrhl;rp ngauhy; gjtpg; gpukhzk;

nra;J nfhs;syhk;.kuz jz;lid

kPjhd fUiz kDitgw;wp KbntLf;ffth;dUf;Fk;> FbauRj;jiytUf;Fk; mjpfhuk;njhluyhk;.

Njh;jypy; epw;ffy;tpj; jFjpia

typAWj;j Ntz;bajpy;iy.rpWghd;ikapdh; jdf;nfd jdpf;

fl;rpapy; ,y;yhky; vy;yh nghJf;fl;rpfspYk; ,ize;jpUg;gNjghJfhg;ghdJ?!

/

mhpaY]h; fpis thrfh; tl;lk;mhpaY}H fpisapd; thrfH tl;lf;

$l;lk; etk;gH 26 md;W eilngw;wJ.

NjhoH. vl;tHl; uh[; Jtf;fp itf;f>

NjhoHfs; t PuNrfu ghz;bad;>

u N k \ ; f z ; z h > j H k r u t z d ; >

kjpthzd;> kq;if> n[arutzd;

MfpNahH tpthjj;jpy; gq;Nfw;Wg;

NgrpdhH. rq;ff;Fuy;> fhg;gPl;L CopaH>

,d;#ud;]; xHf;fH ,jo;fspy; ntspahd

nra;jpfs; Fwpj;Jj; NjhoHfs; jq;fs;

fUj;Jf;fisj; njhptpj ;jdH.

khjkpUKiw ,f;$l;lj;ij elj;jyhk;

vd;w jpl;lkplYld;> NjhoH.gyuhkd;

ed;wpAiuahw;wpdhH.

eyKk;/ tsKk; bgw;W thH;e;jpl thH;j;Jfs;

Fspj;jiy fpisapy; caHepiy cjtpahsuhfg; gzpGupAk;

NjhoH 30.11.2015 md;W vy;.I.rp gzpapypUe;J Xa;Tngw;whH. gzpapy; NrHe;j ehs; Kjy; rq;fj;jpd; cWg;gpduhf

,Ue;J rq;fj;jpd; midj;J ,af;fq;fspYk; fye;J nfhz;ltH.

mtUila gzp Xa;Tf;fhyk; cly; eyj;NjhL midj;J

tsq;fisAk; ngw;wpl tho;j;JfpNwhk;.

vk;. itahg[up

thfdj; jahhpg;G epWtdq;fSf;F nghJf;fhg;gPl;L epWtdq;fs; toq;fpafkprDf;fhd &.2500 Nfhb Nrit thp epYitia nrYj;j Ntz;Lkh vd;WghprPypf;f xU FO mikj;Js;sJ.IRDA

10


13/28

(7)

(8)

Rtuh/ Rtwh

Xu;/ xURtu; vd;gJjhd; Ntu;r;nrhy;

mr;nrhy;Yld; Rth; I Rth; My;

Rt h ; F R t h ; ; , y ; v d ;n w y ;y hk ;

Ntw;WikAUG NrUk;NghJ KiwNa

Rtiu Rtuhy; RtUf;F Rtupy; vd;W

jhNd tu Ntz;Lk; gpd; vjw;fhf gyUk;

Rtw;iw Rtw;why; Rtw;Wf;F Rtw;wpy;

vd;Nw vOJfpd;wdu; vd;Wjhd;

Gupatpy;iy Rtw;wpd; kPJ Rtw;Wld;

Rtw;NwhL vd;nwy;yhk; vOJtij, d ; i w f ; F k p f T k ; g u t y h f f ;

fhzKbfpwJ mbNky; mb itj;jhy;

mk;kpAk; efUk; vd;gJ gonkhop

gpioNky; gpio nra;jhy; gpioAk;

rupNghy; Njhd;Wk; vd;gJjhd;

GJnkhopNah

m Nj Ng hy n gh Uj ;J n gh Wj ;J

vd;fpw ,uz;L nrhw;fSk; ntt;NtW

nghUisj; jUfpd;wd vd;whYk;

ngUk;ghNyhu; mJgw;wpf; ftiyg;-

gLtNj ,y;iy E}w;Wf;Fj; njhz;Z}W

Ngu; vd;idg; nghUj;jtiu vd;Wjhd;

vOJfpd;wdu; vd;idg; nghWj;jtiu

vd;W vOJtJjhd; rup

mNjNghyj;jhd; Kaw;rp vd;gjpy;

Kay; vd;gJjhd; Ntu;r;nrhy; vdNt

Kay;Ntd; Kad;whd; KayNtz;Lk;

Kad;WghUq;fs; vd;W vOJtJjhNd

moFjkpo; mijtpLj;J Kaw;rpg;Ngd;K a w ;r p j; j hd ; K a w ;r p f ;f N t z; L k ;

Kaw;rpj;Jg; ghUq;fs; vd;Wjhd; gyUk;

vOJfpwhu;fs; ,t;thW ,tu;fs; kpfTk;

K a w ; r p j ; J v O J t i j v d ; d

Kad;whYk; ek;khy; jLf;f

Kbatpy;iyNa

vq;Nf Xu; gad;gLj;j Ntz;Lk;

vg;NghJ xU gad;gLj;j Ntz;Lk;

v d;g J ed ;F f w;w wpe;jtu;f;Fk ;

Fog;gkhfNt ,Uf;fpwJ mLj;j nrhy;

capnuOj;jpy; njhlq;fpdhy; Xu;

gad;gLj;j Ntz;Lk; gpw vOj;Jfspy;

njhlq;fpdhy; xU gad;gLj;j Ntz;Lk;

Xu; murd; Xu; Ms; Xu; ,uT Xu; < Xu;cyfk; Xu; Crp XnuOj;J vd;W

vOJtNj kuG xU tPL xU kdpjd; xU

fij vd;nwy;yhk; vOjyhk; Mdhy;

,e;j kugpidf; fl;lha tpjpahf ahUk;

fUJtjpy;iy ghujpahu; cl;glg; gy

jkpowpQu;fSk; ,e;j kuGf;F khwhf

vOjpAs;sdu; Fwpg;ghf ghly;fspy;

ftpijfspy; Xireak; fUjp ,e;j kuG

kPwg;gl;Ls;sJ n[afhe;jd; xUkdpjd; xU tPL xU cyfk; vd;w

njhlu;fijia vOjpaNghJ xU

cyfk; vd;gJ ,yf;fzg; gpio Xu;

cyfk; vd;Wjhd; ,Uf;f Ntz;Lk; vdg;

g y u ; t hj pl ;l du ; m tu ;f Sf ;F

n[afhe;jd; Mq;fpyj;jpy;

vd;git ntt;NtW

nghUisj; jUfpd;wd

mNjNghy vd;fijapy;

tUtJ md;WMFk; vdNt

vd; fijiag; nghWj;j

tiu xU cyfk; vd;gNj rup vdg;

gjpypWj;jhu;

., + , + ,

+ , +

, ,

, , ,

?

, , ,

. , ,

.

.

?

, ,

,

.

' '

. ' '

.

. ,

, , ,

. , ,, ,

.

' ' ,

.

' ' ,

' '

.

' '

,

' ' .

, , , ,, ,

. , ,

. ,

.

. , ,

. '

, , '

, '

' . ''

'

.

,

.

,

,. ,

' '

.

a world, one

world

a worldone world

- K. rptyp';fk; M.Sc., M.A., M.L., M.B.A., M.C.A.

- bjhlUk;

4

kspiff; filfs;> nghJj; njhiyNgrp epiyaq;fs;> ngl;Nuhy; gq;Ffs;> Nurd;filfs; %yk; Ez; fhg;gPl;Lj; jpl;lq;fis tpw;fyhk; vd;W 2014y; Kd;nkhope;j

jw;Nghijf;F mJ rhj;jpakpy;iy vd;W $wpAs;sJ.IRDA

11


14/28

lhf;lh; n`d;wp ypz;l;yhh;.

vk;.b. mNyhgjp kUj;Jth;.

ePz;l fhy mDgtj;jpw;Fg; gpd;kUe;Jfshy; kdpjh;fSf;F cz;lhFk;

n fL jy ;f is f z; lw pe ;j t h; .

mNyhgjp kUj;Jtj;Jiwapy;

eilngw;w Muha;r;rpfis

ftdkhf cw;W Nehf;fpath;.

,tuJ gy E}y;fspy;

',aw;if kUj;Jt jj;Jtk;"

rpwg;G kpf;fJ.

,J Xh;

mnkhpf;f ntspaPL.

fhe;jpabfs; jk;

tho;ehs; KOJk; ,aw;if

kUj;Jtj;ij gpd;gw;wpNa

ntw;wpf; fz;lhh;. mNyhgjp

kUj;JtKiw jw;fhypfkhf

Neha; epthuzk; jUNk md;wp

ghpg+uz eyk; jUtjpy;iyvd;gjw;F gy Mjhuq;fs; fhl;l

KbAk;. ghpg+uz cly;eyj;jpw;F

,aw;ifNahL ,ize;J thoTk;>

Nehia mlf;fhky;> Nehapd;

%yj;ijf ; f isA k; ,a w;if

kUj;JtKiwia ehl Ntz;Lk;.

'fopTfspd; Njf;fNk Neha;!

fopTfspd; ePf;fNk rpfpr;ir!!" vd;gNj

kUe;jpy;yh kUj;Jtj;jpd; - ,aw;ifkUj;Jtj;jpd; rhuhk;rkhFk;. gpuhd;];

ehl;Lg; Nguhrphpah; gPr;rhk;g; mth;fspd;

Ez;Zaph;; Nfhl;ghl;il xt;nthUtUk;

njspTw Ghpe;J nfhz;lhy; Neha;f;F

mQ;rhky; JzpTld; thoyhk;.

Kw;wpYk; epahag+h;tkhd- mwptpay; g+h;tkhd Ez;Zaph;

ikf;Nuh[pd; Nfhl;ghl;il mwptpay;

cyfk; Vd; %b kiwj;J

tUfpwJ?

ikf;Nuh[pah vd;why;

Gspf;Fk;

,ay;Gila rpwpa nghUs;

vd;W nghUs;. Y}ap

gh];bah; $wpaJ NghycapuZf;fNs Ez;zpa

nghUs;fs; md;W

,t;TapuZf;fSk; kpf kpf

Ez;ikahd Ez;Zaph; -

fspd; $l;l mikg;Gj;jhd;.

,e;j Ez;Zaph;fNs

ikf;Nuh[pkh MFk;.

mjhtJ capuZf;fs;midj;Jk; ikf;Nuh[pkhf;fs;

v d g ; g L k ; E z ; Z a p h ; f s p d ;

$l;likg;Ng... Ez;Zaph;fs;

capuZ cWg;Gfs; cly;! Mf

kdpjd; capuZf;fspd; $l;likg;G...

kdpjDf;F vj;jifa Fzq;fs;

,Uf;FNkh mj;jidAk; capuZf;fs;

xt;nthd;wpw;Fk; ,Uf;Fk;. ,ij

kUe;J vd;W mNyhgjp kUj;Jtj;jhy;nrhy;y Kbatpy;iy my;yJ

kiwf;fpwJ! ,aw;if kUj;Jtj;jpd;

mbg;gilNa ,e;j Ez;Zaph;fis

mbg;gilahff; nfhz;lJjhd;!

(Philosophy of

Natural Therapeutics)

(Minute Ferment Body)

;

Acu.Hr.,uh. ,naRjh!;

Henry Lindlahr M DHenry Lindlahr, M.D.

&Ng ml;iljhuHfs; tpgj;Jf; fhg;gPl;Lg; gad;ngw> tpgj;Jf;F Ke;ija 45ehl;fSf;Fs; gad;ghL ,Uf;f Ntz;Lk; vd;gij 90 ehl;fshf kj;jpa muRtphpthf;fpAs;sJ.

12


15/28

,aw;if kUj;Jtj;jpd; mog;gilr;Nj;jpu';fs; 4

1. xt;nthU jw;fhypf tpahjpAk;

clypy; cs;s fopTfisg; Nghf;fp

J}a;ikg;gLj;JfpwJ.

2. jw;fhypf tpahjpfSf;Fk;>

,tw;why; Njhd;Wk; kw;w tpahjp -

fSf;Fk; %y fhuzk; xd;Wjhd;.

3. jw;fhypf Neha;> jw;fhypf guk;giu

Neha;> ePz;l fhy Neha; Kjyhd

Neha;fs; Njhd;w %y fhuzk; vd;W

kUe;J kUj;Jth;fshy; nrhy;yg;gLk;

Ez;Zaph;fs; Kf;fpa fhuzk; my;y.,e;j Ez;Zaph;fshy; Neha;fs;

Njhd;WtJkpy;iy. Neha;fs; clypy;

cs;s Ntz;lhj er;Rg; nghUs;fspy;

jhd; Njhd;Wfpd;wd. ,t;tpahjpfs;

midj;Jk; fopTg; nghUs;fis

Gspf;fr; nra;J fopg;G cWg;Gfspd;

%ykhf ntspNawj; Jiz

GhpANkad;wp NtW nfLjy; nra;ahJ.

4. Ez;Zaph;fSf;F clypy; cs;s

md;dpag; nghUNs fhuzk;.

,e;Neha; nghUspy;jhd;

Ez;Zaph;fs; Njhd;wp

tsUfpd;wd. ,it

clYf;F ed;ik

nra;gitNa. ,it

ntspapy; ,Ue;J

cs;Ns tUgit

my;y.

mNyhgjp kUe;J

kUj;Jtk; ,e;j Neha;g;

nghUl;fis ntspNaw;whky;

m i j n t s p N a w ; w g h L g L k ;

Ez;Za ph ;fis n fh y;fp wJ -

ntspNaw;WfpwJ.

Mdhy; ,aw;if kUj;Jt

Kiwfs; - ,e;j Ez;Zaph;fSf;FJiz Ghpe;J Neha;g;nghUis

fopTfis - er;Rf;fis ntspNaw;wp

clYf;f epue;ju Rfj;ij jUfpwJ

k U e;J kU j;Jt k; f o p Tf i s

clYf;Fs;NsNa mKf;fp - mlf;fp

Neha; ntspNa njhpahky; eRf;fp

itf;fpwJ. ,g;gb mlf;fg;gl;litNa

ntt;NtW ,lq;fspy; ntt;NtW

Nehahf ntbj;Jg; Gwg;gLfpd;wd.vdNt 'ikf;Nuh[pkh" vDk;

Ez;Zaph;fSf;F Mjuthf ,Ue;J

ghpg+uz cly;eyk; ngwg; NghfpNwhkh?

my;yJ Neha;g; nghUl;fis

clypNyNa guhkhpf;f Ez;Zaphpfis

kUe;Jfisf; nfhz;L nfhy;yg;

NghfpNwhkh vd;gNj Nfs;tp.

mNyhgjp kUj;Jt cyfk; tzpf

Nehf;Fld; Ez;Zaph;fis nfhd;wpLk;

kUj;Jt Kiwf;F Kf;fpaj;Jtk; je;J

ikf;Nuh[pkh Nfhl;ghl;il ,Ul;lbg;G

nra;J tUfpwJ! jLg;g+rp

KiwAk; tzpf Nehf;F

cilajha; mkyhf;fg;gLfpd;wd!

Njq;fp mOFk; Neha;g;

nghUspy; ,Ue;Jjhd;

Ez;Zaphpfs; gpwg;ngLf;Fk;?vjw;F? mij mopj;jpl!

rhiyapy; mbgl;L Xuj;jpy; tPrp

vwpag;gl;L ehWk; ehia mjpy;

,Ue;Nj cw;gj;jpahd GOf;fs;

`_l; _l; Gayhy; ghjpf;fg;gl;l rpW> FW njhopy;KidNthHfspy; ngUk;gFjpg;NgHfhg;gPL my;yJ NghJkhd fhg;gPL nra;ahjjhy; ve;j ,og;gPl;ilAk; ngwKbatpy;iy vd;W Nfus muR epakpj;j FO $wpAs;sJ.

13


16/28

jpd;W mopj;J> jhDk; ,Wjpapy; mope;J

J}a;ikahf;fg;gLfpwNjh mg;gbj;jhd;

N j q ; f p a f o p T g ; n g h U s p y ;

Ez;Zaphpfs; Njhd;wp mij tpOq;fp

mopj;J Nehia tpul;Lfpd;wd vd;gNjmwptpay; cz;ik. ,g;gb Neha;g;

nghUis - er;Rg; nghUis -

fopTg;nghUis ePf;f eilngWk;

Ez;Zaph;fspd; nray;ghNl ekf;F

Nehahf - mjd; njhe;juTfshf

ntspg;gLfpwJ. ,g;gbg;gl;l jUzj;jpy;

me;j Ez;Zaph;fSld; xj;Jioj;J

fopT ePq;f MjuT ju Ntz;Lk;

vd;gNj ,aw;if kUj;Jtk;!

1. ehk; xt;nthUtUk; Nfhbf;

f zf ;f hd N eh a; f; fp Uk pf Sf ;F

,ilNajhd; tho;e;J nfhz;bUf; -

fpNwhk;. ,itfshy; Neha; tutpy;iy.

ahhplk; Neha;g;nghUs; - fopTg;nghUs;

- er;Rg;nghUs; ,aw;if tpjp

kPwy;fshy; Njq;fpapUf;fpwNjh mq;Nf

cs;NsNa Ez;Zaphpfs; mijn ts p N a w ;W f p d ; w d . m jw ;f h d

Kaw;rpfNs 'Nehahf" czh;fpNwhk;

fopT Nruh tho;f;if tho;Nthk;.

2. ,aw;if tpjp kPwy;fs; vd;why;...

grp ,d;wp rhg;gpLtJ> jhfkpd;wp ePh;

mUe;JtJ> Xa;tpd;wp ciog;gJ>

cly; ciog;Ng ,y;yhky; ,Ug;gJ>

,uT Neuk; cwf;fj;jpw;fhdJ kl;LNk

vd;gij kjpf;fhky; 'iel; \pg;l;"

NtiyfspYk;> ,uT Neu Nfspf;if

nfhz;lhl;lq;fspy; clypy;

fopT ePf;f nray;ghLfis Neha; vd

jtwhf Ghpe;J nfhz;L mij kUe;J

- khj;jpiufs; %yk; jLj;J epWj;JtJ>

Neha; gak; kw;Wk; kuz gak; %yk;

Neha;fis fw;gid nra;J ,y;yhj

Neha;fis tutioj;J mij clypy;

Ch;[pjg;gLj;JtJ vd;W Vuhskhfnrhy;yyhk;. etPd mtru fjp cyfpy;

,sikapy; thohky; nrhj;J Nrfhpj;J>

mij KJikapy; M];gj;jphpfSf;F

vOjp itg;gJ> J}q;fhky;... grpf;F

rhg;gplhky; mg;gb vd;d tho;f;if...

,yf;Ffs;... njhopy;? kd mikjpaw;w

mt];ijjhd; tho;f ;ifah?

nld;\dhy; Mfg;NghtJ vd;d?

3. clypy; Neha;g; nghUs; - fopTg;nghUs; Njq;fhky; ghh;j;Jf;nfhz;lhy; Neha; tuhJ. rhp...

Vw;fdNt te;j Nehia vd;dnra;tJ?... cly; Nkw;nfhs;Sk; fopTePf;f nray;ghLfis 'cly; xUNghJk;jtW nra;ahJ" vd;gij Ghpe;Jnfhz;L Ruk;> the;jp> tapw;WNghf;F>

vg;go xj;JiHg;gJ?

hpiyad;]; iy/g; epWtdj;jpd; 23 gq;Ffis epg;ghd; iy/g; epWtdk; &.2265Nfhbf;F thq;FfpwJ. ,jd;%yk; ,e;epWtdj;jpy; epg;ghd; iy/gpd; gq;F 49 MfcaUk;.

%

%

14


17/28

Gz; cz;lhfp rPo; ntspNaw;wk;> rsp>,Uky;> Jk;ky;> jpl-jput - thAt b t p y ; f o p T n t s p N a w ; w k ;Mfpatw;Wf;F xj;Jiof;f

Ntz;LNkapd;wp clypd;jd;dpr;irahd nray;ghLfspy; mwpT[Ptp vd jiyaplf;$lhJ.

4. grpj;J rhg;gpl;lhy; Rit> czTtif ghh;f;f Ntz;bajpy;iy. mJ,ayhj NghJ rspf;F fhuzkhdcg;ig> ghiy Fiwf;fyhk; my;yJmsNthL gad;gLj;jyhk;. nghJthdcg;G> Gspg;G> fhuk; Fiwg;gJ eyk;.

,it mjpfkhdhy; fopTg;nghUshfkhwp tpLk;. Neha; jPh;f;fpNwd; vdvLf;fg;gLk; kUe;J khj;jpiufs;fopthfNt khwp clypd; Neha; vjph;g;Grf;jpf;F NkYk; $Ljy; RikMfpd;wd.

RUf;fkhfr; nrhd;dhy; Neha;fs;ntspapypUe;J fpUkpfs; %yk;tUtjpy;iy. njhw;Wtjpy;iy. ehk;

Nrh;j;J itj;jpUf;Fk; Neha;g;nghUNsfopTg; nghUNs Nehahfpd;wd.

Gspg;gile;j fopTg; nghUl;fs;uj;jf; fhy;tha;fspYk;> ehsq;fspYk;rpf;fpf; nfhz;bUg;gjhy; uj;jk; filrptiuf;Fk; nrd;W gha;tjw;F ,it,ila+whfpd;wd. jhuhs uj;jXl;lj;jpw;F ,g;gb fopTg; nghUl;fs;>

jlq;fy;; Mtjhy;> uj;jk; VidajhJf;fspy; fye;J tpLk;. ,jdhy;'jhJf; fyg;G" Vw;gLfpwJ. uj;jj;jpy;cs;s gpuhzthA> uj;jk; nrd;Wghahj ,lq;fSf;Fk; NghfhJ. vdNt

mq;Fs;s Neha;g; nghUs; Gspj;JmOfpg;NghFk; ,g;gb Njq;fp tpl;lNeha;g ; nghUs;jhd; rhjhuzc ap uZf;fS s; Ez;Za ph ;f sh f

khWfpd;wd. ,jdhy; njhpe;J nfhs;sNtz;baJ nts;isaZf;fNs fopTg;nghUshfpa Neha;g;nghUNs>Ez;Zaph ;fs; mjdpd;Wcw;gj;jpahdit vd;gJjhd;.

kdpj caph;ghpzhkj;jpd; cr;rf;fl;l tsh;r;rpNftyk;. ,td; rhjhuz fpUkpfSf;Fgae;J jd; nrhe;j clypy;

Ez;Zaph;fis nfhd;W fpUkpfSf;FJiz NghtJjhd; etPd kUj;Jtkhf$wg;gLfpwJ.

fHpt[ vg;go nj';FfpwJ?

vJ kUj;Jtk;?

thfdf; fhg;gPl;ilj; njhlHe;J eyf;fhg;gPl;bYk; 2 my;yJ 3 Mz;LfSf;Fj;njhlUk; tifapy; ePz;l fhyj; jpl;lq;fis mDkjpg;gJ Fwpj;J ghprPypj;JtUfpwJ.

IRDA

15

SMS

81 481 82 385


18/28

jQ;irf; Nfhl;l vy;.I.rp ciof;Fk;

kfspH 18tJ khehL 29.11.2015 md;W

jQ;ir> rNuh[; epidtfj;jpy;

eilngw;wJ. kiof;fhd vr;rupf;if

tpLf;fg;gl;l epiyapYk;> nghUl;gLj;jhJ

kfspH NjhoHfs; ngUkstpy; gq;Nfw;wJ

rq;fj;jpd; kPjhd kfspH NjhoHfspd;

czHit ntspg;gLj;jpaJ.

khehl;ilj; Jtf;fp itj;J jkpo;ehL

muR CopaH rq;fj;jpd; khepyj; jiytH

NjhoH MH. jkpo;r;nry;tp ciuahw;wpdhH.

mfpy ,e;jpa ,d;#ud;]; CopaH

rq;fj;jpd; njhopw;rq;f eltbf;iffs;>mjpy; kfspH NjhoHfspd; gpuj;Naf

gq;Nfw;G Mfpad ,e;jpa njhopw

;rq;fj;jpw;F ce;J rf;jpahf tpsq;Ftij

ngUikAld; epidT $He;jhH. ,d;iwa

murpay; #oy; njhopyhsp tHf;fj;jpw;F

vjpuhf ,Ug;gijAk;> cyfka>

jdpahHkaj; jh f;Fjyhy; mjpf k;

ghjpf;fg;gl;ltHfs; ngz;fNs vd;gij

gy;NtW Mjhuq;fSld; Rl;bf;fhl;bdhH.

mzp Nruhj; njhopyhsHfspd; gzpg;ghJfhg;gpd;ik> mikg;G rhHe;j

njhopyhsHfs; Nghuhb ngw;w

cupikfs; gwpg;G cs;spl;l njhopyhsp

tHf;fk; re;jpf;Fk; gy;NtW gpur;rid -

fisAk; vjpHj;J Nghuhl Ntz;ba

jUzj;jpy; kfspupd; gq;F mjpfkhf

,Uf;f Ntz;Lk; vdTk; Ntz;LNfhs;

tpLj;jhH.

khehl;bid tho;j;jp ney;iyf; Nfhl;l

nghJr;nrayhsH NjhoH Kj;Jf;Fkhurhkp

ciuahw;wpdhH.

mjd; gpd;dH Nfhl;l kfspH

xUq;fpizg;ghsH NjhoH vd;.

fz;zk;khs; Kd; itj;j Ntiy

mwpf;ifapd; kPJ eilngw;w tpthjj;jpy;

10 NjhoHfs; fye;J nfhz;L jq;fsJ

fUj;Jf;fis kjr;rhHgpd;ik>

nghUshjhu Rje;jpuk;> MNuhf;fpak; gzp

nra;Ak; ,lq;fspy; ngz;fs; kPjhd

jhf;Fjy; vd gy;NtW Nfhzq;fspy;

jq;fsJ fUj;ij Kd;itj;jdH.

nghJr; nrayhsupd; njhFg;Giuf;Fg;

gpd;dH mwpf;if Vfkdjhf Vw;fg;gl;lJ.

gy;NtW jiyg;Gfspy; jPHkhdq;fs;

epiwNtw;wg;gl;ld.

khehl;L jiyikf; FOthf

NjhoHfs; MH.rPjsh (Nfhl;l mYtyfk;)V. khyjp (jQ;ir ) gp.rhtpj;jpup

(fz;Nlhd;nkz;l;) v];.v];. kq;if

(mupaY}H)> vd;.tp[ayl;Rkp (fPuD}H)>

N f .f k yN t zp ( k i y f; N f h l; i l )

MfpNahH nray;gl;ldH.

jQ;ir rNuh[; fiyf;FOtpd; fiy

epfo;r;rpAld; Jtq;fpa khehL ,Wjptiu

cw;rhfkhf ele;jJ. fy;tp Fwpj;j

NjhoHfspd; fiy epfo;r;rp ,d;iwa

fy;tpahy; FLk;gq;fs; gLk; my;yy;fisnjspthf ntspg;gLj;jpaJ. fiy

e pf o;r ;r pap id el j;jp a Nj hoHf s;

b.v];.Rg;Gyl;Rkp> n[. ikj;Nuap> gp.

ukPRd;dp]h> rp. rpj;uh> Ntyhk;ghs;

Mfp NahUf;F ekJ ghuhl;Lfisj;

njuptpj;Jf; nfhs;fpNwhk;.

czHTk;> MHtKk;> kfpo;r;rpAk;

fye;j khehlhf> njd;kz;ly khehl;by;

kfspH NjhoHfspd; nray;ghLfSf;Fcj;Ntfkspf;fpw khehlhf mike;jJ.

mjw;F fhuzk; kfspH NjhoHfspd;

cw;rhfkhd gq;Nfw;Ng. ,J epr;rakhf

tUk; fhyq;fspy; ekJ nray;ghLfspy;

vjpnuhypf;Fk;.

CAB

njhiyNgrp %yk; jtwhd ghyprp tpw;gid nra;J Vkhw;wpajhd tof;fpy; ghujpMf;rh epWtdj;jpd; jiyik nray; mYtyUf;Fk;> Jizj;jiytUf;Fk; Kd;[hkPd; toq;f rz;bfH ePjpkd;wk; et.19 md;W kWj;Jtpl;lJ.

16


19/28

[ 1955k; tUlk; brk;gH khjk; fhkuh[;Kjy;tuha; ,Ue;j fhyk; njd;

khtl;lq;fspy; jpBnud;W GaYk; Nga;

kioAk; jhf;fpd. thdk; ghHj;j rPik

vdg;gLk; uhkehjGuk; khtl;lj;jpy ;

nts;sg; ngUf;fhy; gyH tPboe;jdH.

jq;fs; clikfis vy;yhk; ,oe;J

gy;yhapuf;fzf;fhd kf;fs; Njitapy;

Jbj;jdH. mg;NghJ Kjy;tH fhkuh[;

ghjpf;fgl;l gFjpfis ghHitaplTk;>

ghjpf;fgl;ltHfSf;F MWjy; $wTk;

te;jhH. xU fpuhkj;ij Kw;wpYk; ePH

#o;e;J nfhz;lJ> ntspAyf njhlHNgmw;Wg;NghdJ. czTf;F $l

topapy;yhky; mk;kf;fs; gl;bdpahy;

jtpj;jdH. mijf; Nfs;tpg;gl;l fhkuh[;>

mtHfSf;F epthuzk; toq;f

mjpfhupfNshL Gwg;gl;lhH.

Mdhy;> Cryhbf; nfhz;bUe;j

ghyKk; cile;J NghdJ. mjpfhupfs;

fhku[plk; 'ma;ah ,jw;F Nky; fhH

nry;yhJ> me;j kf;fSf;F epthuzk;

toq;Fk; gzpfis ehq;fs; rpy NgHftdpj;Jf; nfhs;fpNwhk;. ePq;fs; NtW

,lj;Jf;F nry;Yq;fs;"> vd;whHfs;.

Mdhy; fhkuh[;> 'mjpfhupfNs

v y; yh j;i jAk ; f tdp f;f r; n rh y;y p

Nf hl; ila py pUe ;N j e hd; cj;j uT

NghlyhNk? kf;fs; f\;lj;ij ehd;

Neubahg; ghf;f Zk;. Njitahdh

epthuzj;Jf;F clNd Vw;ghL nra;aDk;.

mtq;fSf;F MWjy; nrhy;yZk;.mjdhy;jhd; ehNd te;Njd;"> vd;W

nrhypagbNa Ntl;bia kbj;Jf; fl;b

nfhz;L jiyapy; Kz;lhR fl;bf;

nfhz;L> jz;zPupy; ,wq;fptpl;lhH. rhuf;

fapw;iwg; gpbj;Jf; nfhz;L> khHgsT ePupy;

fhy;thiaf; fle;J kW fiuf;F nrd;whH.

Kjy;tNu jzzPupy; ,wq;fp tpl;ljhy;>

mjpfhupfSk; NtW topapd;wp mtiug; gpd;njhlu Ntz;bajhapw;W. kWehSk;

fhkuh[; jpl;lkpl;lgbNa nray;gl;Lf;

nfhz;bUe;jhH.

ngUe;jiytupd; ,e;j Nritiag;

ghuhl;b NguwpQH mz;zh (ftdpf;fTk;.....

md;W mwpQH mz;zh vjpHf;fl;rp) jpuhtpl

ehL ,jopy; xU fbjk; vOjpapUe;jhH.

'Nrupfs; ghl;lhspfspd; Fbirfs;>

cotH cod;W fplf;Fk; Fr;Rfs;. ,it

a hTk; e hr kh fp tpl ;l d. tP by; iy >

taypy;iy> cs;sj;jpy; jpifg;gpd;wp

Ntwpy;iy. Mdhy; jk;gp> ekJ

Kjyikr;rH fhkuhrH me;j kf;fs;

kj;jpapy; ,Uf;fpwhH. ngUehrj;jJf;F

Mshd kf;fspd; fz;zPiuj; Jilj;jpLk;

fhupaj;jpy; jPtpukhf


20/28

mfpy ,e;jpa ,d;#ud;R Copah;

rq;fk; Copah;fspd; Foe;ijfSf;F

fy;tpf; fld; toq;f Ntz;Lk; vdvy;.I.rp. eph;thfj;jplk; Nfhhpf;if

itj;J> njhlh;e;J typAWj;jpajpd;

fhuzkhf> eph;thfk; md;W

eilngw;w

Ch;[pjk; nra;J mjw;fhd Rw;wwpf;ifia

epue;juk; nra;ag;gl;L 5 Mz;Lfs;

gzpahw;wpAs;s KONeu Copah;fs;

midtUk; fy;tpf;fld; ngw jFjp

cilath;fs; Mth;. vy;.I.rp.

Copah;fSf;Fk; ,j;jpl;lk; nghUe;Jk;.

,j;jpl;lj;jpd; fPo; gs;sp> fy;Y}hpf;F

nrYj;j Ntz;ba

ePq;f yh f ) M f pa tw ;w p w;F

fy;tpf;fld; ngw;Wf; nfhs;syhk;.

,e;jpahtpy; fPo;fz;l fy;Y}hpfspy

fy;tp gapYk;

Foe;ijfSf;F fy;tpf; fld; ngw;Wf;

nfhs;syhk;.

Mfpatw;wpd; fPo;

mq;fPfhpf;fg;gl;l fy;Y}hpfspy;>

kw;Wk

gapYk; khzth;fs;.

k j ; j p a k h e p y m u R f s h y ;

mq;fPfhpf;fg;gl;l fy;Y}hpfspy;

Mrphpah; gapw;rp> nrtpypah; gapw;rp

ngWk; khzth;fs;.

tpkhdk; kw;Wk; fg;gy;Jiw

,af;Fehplk; mDkjp ngwg;gl;l

fy;Y}hpfspy;>

rk;ge;jkhf

gapYk; khzth;fs;.

Copah;fs; jq;fs; gzpf;fhyj;jpy;

mjpfg;gl;rkhf ,uz;L Foe;ij

fSf;F> xt;nthU Foe;ijf;Fk; &.

gj;J yl;rk; tPjk; fy;tpf;fld; ngw;Wf;

nfhs;syhk;.

Kjy; Foe;ijf;fhd fy;tpf;fld;

ngw;w mNj fhyj;jpNyh my;yJ

v g ; n g h O J N t z ; L k h d h Y k ;

,uz;lhtJ Foe;ijf;Fk; fy;tpf;fld;

ngw;Wf;nfhs;syhk;. fy;tpf ;fld;

rk;gs tpfpjj;jpy; gpbj;jk; Nghf

kPjKs;s njhifapd; mbg;gilapy;

toq;fg;gLk;.

fy;tpf;flid jtiz Kiwapy;

ngw;Wf; nfhs;syhk;. cjhuzkhf

gapYk; Foe;ijfSf;F tUlk;1 yl;rk; tPjk; ehd;F tUlq;fSf;F 4

yl;rKk;> kPjKs;s 6 yl;rj;ij

my;yJ kw;w gbg;G

gapYk;NghJk; ngw;Wf; nfhs;syhk;.

09-06-2015

566 Board Meeting-

(Cir.No. Co/per/ Er-A/101/2015) 08.08.2015

HFL

Admission fees, Tuition

fees, Hostel fees (Capitation fees or similarfees

Degree / diploma

UGC/AICTE/MCIA/BMs/CMR/Bar council

of Indian Government

Graduate,

Post Graduate, Tehnical, Professional degree /

Diploma Cost accountancy, Chartered

accountancy, Chartered financial analyst

I IT, I IM

Aeronautical, Pilot Training,

Shipping Degree / Diploma

B.E.

/ B.Tech

MBA

Post graduate

tJ y;

md;W ntspapl;lJ.

;

;

N gh d ;w j d; dh l ;r p

fy;Y}hpfspy; gbf;Fk; khzth;fs;

fy;tpf; fld; bgWtjw;fhdjFjpfs;:

fy;tpf;fld; bjhif tHpKiwfs

/ ;

vy;.I.rp. CHpah;fSf;F fy;tpf; fld; tH';Fk; jpl;lk;

SBI Life

IRDA

epWtdk; FOf;fhg;gPl;L ,wg;Ghpkq;fspy; nra;j jtWfSf;fhf tpjpf;fg;gl;l&.84.31 Nfhb mguhjj;ij kWghprPyid nra;AkhW epjpaikr;rfk; itf;Nfl;Ls;sJ.

18


21/28

,uz;lhtJ Foe;ijf;Fk; ,J

nghUe;Jk;. fy;tpf;fld; mjpfgl;rkhf

,uz;L

gphpTfspy; gbg;gjw;F kl;LNk

toq;fg;gLk;.

flid jpUk;g nrYj;Jk; fhyk; 10

tUlq;fs; MFk;. Copah;fs; 10

tUlj;jpw;Fs; gzp Xa;T ngw;why;

kPjKs;s fld; epYitj; njhif

mtUila Xa;T fhy gad;njhifapy;

gpbj;jk; nra;ag;gLk;.fld; ngw;w mLj;j

khjj;jpypUe;J fld; jtizj;njhif

gpbj;jk; nra;ag;gLk;.

khzth;fSf;fhf fld;

toq;fpdhy; rhjhuz tl;b

tpfpjj;jpy; gpbj;jk; nra;ag;gLk;

khztp -

fSf;fhf fld; toq;fpdhy; 7.8 rjk;

tl;b tpfpjj;jpy; gpbj;jk; nra;ag;gLk;.

fld; ngWk; Copah;fs; epYitj;

njhifia jhd; Xa;T ngWjy;

vjph;ghuhj ,wg;G tpUg;g Xa;T

uh[pdhkh nra;Ak; rkaq;fspy;

gpbj;jk; nra;tjw;F VjhtJ jq;fspd;

Xa;T fhy gyd; njhiffis

nra;J nfhLf;f Ntz;Lk;.

f y; tp f; fl d; t pz ;z g; gp f; Fk ;

rkaj;jpy; Copahpd; fzf;fpy;

Nrh;e;Js;s gzpf;nfhil tUq;fhy

itg;G epjp (tl;b cl;gl)> $Ljy;

gzpf;nfhil>

Mfpatw;iw fzf;fPL nra;J mjpy;

my;yJ yl;rk; ,tw;wpy; vJ

Fiwe;j msNth mJ fldhftoq;fg;gLk;.

gFjp Neu fy;tp kw;Wk; njhiyJ}u

fy;tp gapYk; Foe;ijfSf;fhf

Copah;fSf;F fld; toq;fg;gl

khl;lhJ.

fy;tpf;fld; Neubahf fy;tp

e pW t dq ;f Sf ;F n rY j ;j g; gL k; .

tiuNthiy %ykhf nrYj;jtpUk;gpdhy; mjw;fhd tq;fpr;

nrytpdq;fis Copah;fNs Vw;Wf;

nfhs;s Ntz;Lk;.

Copah;fspd; epfur; rk;gsj;jpd;

mbg;gilapNyNa fld; toq;fg;gLk;.

fztd;> kidtp ,UtUk;

vy;.I.rpapy; gzpahw;wpdhy; mjpfgl;rkhf

,U Foe;ijfSf;F kl;LNk fld;

toq;fg;gLk;. mjpfgl;rkhf xt;nthUFoe;ijf;Fk; 10 yl;rk; tPjk; fld;

toq;fg;gLk;. NkYk; fztd; xU

Foe;ijf;Fk; kidtp ,uz;lhtJ

Foe;ijf;Fk; fld; ngw;Wf; nfhs;syhk;.

fztd;> kidtp ,Uthpd; epfu

rk;gsj;ij ,izj;J> mij fzf;fpy;

vLj;Jf; nfhz;L fld; toq;fg;gl -

khl;lhJ.

gzp ,ilePf;fk;> rk;gsk; ,y;yhky;ePz;l ehs; tpLg;G> epiyapy;

,Uf;Fk; Copah;fs; fld; ngw ,ayhJ.

NkYk; xOq;F eltbf;ifapy;

,Uf;Fk; Copah;fSf;Fk; fld;

Degree/ Professional / Technical

8%

(on

reducing monthly balance).

%

Assign

Dies non

fy;tpf;fld; jpUg;gp brYj;Jk;fhyk; :

flDf;fhd tl;o tpfpjk; :

bghJthd tpjpKiwfs; :

//

/

Term Assurance, GSLI

85% 10

86 ,e;jpaHfs; ,e;jpahtpd; kpf Kf;fpa epWtdkhf iaf; fUJtjhf `th];kPbah vd;w epWtdk; yl;rf; fzf;fhd kf;fsplk; elj;jpa Ma;tpd; mbg;gilapy;njhptpj;Js;sJ.

% LIC

19


22/28

toq;fg;gl khl;lhJ.

,e;j fhuzq;fs; ,y;yhj

M f , Ue ;j hy ;>

eltbf;ifapd; jPtpuj;ij fzf;fpy;vLj;J nfhz;L fld; toq;fyhk;.

fy;tpf;fld; ngw;w 30 ehl;fSf;Fs;

fl;lzk; nrYj;jpa urPij Fwpg;gpl;l

fy;tp epWtdj;jplk; ngw;W vy;.I.rpapy;

nfhLf;f Ntz;Lk;.

kjpg;ngz; gl;bay; my;yJfilrpahf vOjpa jFjpj; Njh;tpd;

kjpg;ngz; gl;bay;.

fy;Y}hp

tptuq;fs; my;yJ

tiuNthiy Njitnad;why;

mjw;fhd tpz;zg;gk;

Ntnwq;Fk;

ngwtpy;iy vd;w cWjpnkhop fbjk;.

fy;Y}hp gs;spapy; gbj;Jf;

nfhz;bUe;jhy; mjw;F Ke;ija

Mz;Lj; Njh;tpd; kjpg;ngz; gl;bay;.

ntspehl;L fy;tp epWtdkhf

,Ue;jhy; jha;nkhopapy; cWjpnkhopf;

fbjk; kw;Wk; fy;tp epWtdj;jpd;

kjpg ;ngz; gl;bay; Mq;fpyj;jpy;

nkhopngah;j;J ifnahg;gk; ,l;L

toq;f Ntz;Lk;.Mfpatw;wpw;fhd

Nkw;Fwpg ;g pl ;l

midj;ijAk; Kiwahf rkh;g;gpj;J

fy;tpf;flid ngw;W gad; ngwyhk;.

Financial Angle,

breaking of law or land or action against

employee

m in or m is co nd uc t

+2,

NEFT

Stipend / Scholarship

PF / Gratuity / GSLI

C e r t i f i e d C o p y

fy;tpf;fld; bgw njitahd kw;wMtz';fs; :

/

/

gs;spapy; Nrh;e;jjw;fhd

mDkjp fbjk;.

jpUr;rp fz;Nlhd;nkz;l; fpis

Clf tpkHrdf; FOtpd; ehd;fhtJ$l;lk; etk;gH 27 md;W fpisr; rq;fj;

jiytH NjhoH. jpUehTf;fuR

jiyikapy; eilngw;wJ. NjhoH

godpahz;b Jtf;fp itj;J> NjhoH

rhtpj;jphp ed;wpAiuahw;wpa

,f;$l;lj;jpy; xU KftH cl;gl 18NgH gq;Nfw;wdH. ehl;by; epyTk;

rfpg;gpd;ik> nts;sr; Nrjq;fSf;F

cjtp nra;jy; Kjyhd nra;jpfs;

tpthjpf;fg;gl;ld.

ghuhl;Lfpnwhk; thH;j;Jfpnwhk;! !!

nrd;idapy; eilngw;w 2014

fye;J nfhz;L NjhoH > FOf;fhg;gPl;Lj; Jiw> Nfhl;l mYtyfk;> tl;L

vwpjypy; Kjyplk; gpbj;J & 1 yl;rj;ij nuhf;fg; guprhfg; ngw;Ws;shH. mtUf;FekJ ghuhl;Lfis njuptpj;Jf; nfhs;fpNwhk;. mtH Vw;fdNt fy;fj;jhtpy;

eilngw;w Njrpa mstpyhd jlfsg; Nghl;bfspy; Fz;L vwpjy; Nghl;bfspYk;

fye;J nfhz;ltH vd;gJ Fwpg;gplj;jf;fJ. mtUila ntw;wpg; gazk; njhlu

ekJ tho;j;Jfisj; njuptpj;Jf; nfhs;fpNwhk;.

TAMILNADU CHIEF MINISTER TROPHY ATHLETIC MEET

U. tRkjp

Clf tpkh;rdf; FG

ICICI

%

GUnld;\pay; epWtdj;jpd; 6 gq;Ffis &.1950 Nfhbf;F tpg;Nuh epWtdHmrpk; gpNuk;[pf;Fk;(4 )> rpq;fg;G+iur; NrHe;j KjyPl;lhsH xUtUf;Fk;(2 )tq;fp tpw;gid nra;Js;sJ.

%% ICICI

20


23/28

k fp o; Nt hL V w; fj ;j f; f

Cjpa caHT mwptpg;G te;J

tpl;lJ. iff;F vl;baJ ,d;Dk;

tha;f;F vl;ltpy;iy. ,Wjpahfp

tpl;lJ vd;gjhy; tUj;jkpy;iy.

MdhYk;> vg;NghJ epYit tUk;> ve;j

khjj;jpypUe;J Gjpa Cjpak; vd;w

vjpHghHg;Gf;fspd; msT> mit

njhlHghf tUk; tje;jpfspypUe;Nj

GhpfpwJ. $lNt> njhlHGila kw;w

nra;jpfs;> mjhtJ fl;lha ,l

khWjy;>

Kjyhdit eilKiwf;F te;JtpLkh

vd;w Nfs;tpAk; njhf;fp epw;fpwJ.

mtw;iwg; gpwF ghHg;Nghk;.

Kjypy;> Cjpa caHit vLj;Jf;

nfhs;Nthk;. epiwtspf;ff; $ba

Cjpa caHthdhYk; 40 khjq;fs;

jhkjkhfj; jug;gl;Ls;sJ. toq;f

Ntz;ba XH chpkj;njhif>ghyprpjhuhpd; jtwhy; my;yhky;

,t;tsT ehs; jhkjkhdhy;> mguhj

tl;b toq;fg;gLk;. ekf;F? ,jpy; ek;

jtW ,y;iy. 1.8.2012y; Cjpa caHT

toq;f Ntz;baJ epHthfj;jpd; flik.

flikapypUe;J jtwpaJ

epHthfk;jhNd? mguhj tl;bNa

toq;fg;gl;lhy;$l> md;iwa Njjpapy;

KjyPL nra;ag;gl;bUe;jhy;fpilj;jpUf;ff; $ba tsHr;rpapd;

mstpw;F toq;fg;gLkh? vdpy;>

epr;rak; ,og;Gj;jhNd?

mJjhd;> mt;tg;NghJ tpiythrp

caHit Cjpa caHNt

Njitapy;iyNa? Cjpa caHtpd;wp>

mftpiyg;gb caHT kl;LNk

toq;fg;gl;L te;jhy;> tpiythrpf;F

mftpiyg;gb vd;gJ cz;ikapy;

tpiythrpahy; Vw;gLk; ghjpg;Gf;fis

ntq;fhak; tpiyNah

jpBnud;W ,U klq;F> Kk;klq;F

caHe;jNghJ> tPl;Lr; nryT vt;tsT

c a H e ; j J ? m N j m s T f ; F

mftpiyg;gb caHe;jjh? cauhJ.

Vnddpy;> tpiythrpg; Gs;spia ehk;

jpdKk; thq;Ffpw nghUl;fspd;

tpiyfs; kl;LNk epHzapf;ftpy;iy.

ghd;(guhf;)> ghf;F> Gifapiy Nghd;w

nghUl;fSk; ,jpy; mlf;fk;. ,tw;iw

ehk; thq;Ftjpy;iy. MdhYk;>

,tw;wpd; tpiy cauhtpl;lhy; my;yJ

bio metric authentication-

LIC

mwpt[f;fly;

2013-14 epjpahz;by; &.2.25 yl;rk; NfhbAk;> 2014-15y; &.3.47 yl;rk; NfhbAk; KjyPLnra;j 2015-16y; &.4 yl;rk; Nfhbf;Fk; mjpfkhd KjyPl;il nra;aj;jpl;lkpl;Ls;sJ.

LIC

21


24/28

Fiwe;jhy;> mJ ekJ mftpiyg;

gbiaf; Fiwf;Fk;. mjhtJ>

mftpiyg;gb vd;gJ KOikahf

tpiythrp caHtpypUe;J ghJfhg;G

mspf;fhJ. mg;gb ,Ug;gjw;fhfj;jhd;>,e;jg; nghUl;fs; tpiythrpg;

G s;sp Na hL , izf;fg ;g l;Ls;sd

vd;gJjhd; ,jpYs;s murpay;.

m i j A k ; j h z ; b > m t ; t h W

mspf;fg;gLk; mftpiyg;gb

Kjyhdtw;iwf; Fiwf;fNt

mt;tg;NghJ ,e;jf; FwpaPl;nlz;fs;

Gjpa mbg;gil Mz;Lf;F

,dpkhw;wpaikf;fg;gLfpd;wd.

[dthp 2016ypUe;J 2012 100 vd;w

mbg;gil Mz;Lf;F khw;wpaikf;fg; -

g l ; l G j p a F w p a P l ; n l z ; z p d ;

m bg ;g il ap y; jh d; m ft pi yg ;g b

toq ;f g;gLk;. g PHgh y; ghz pa py;

nrhd;dhy;> Nfhl;il mopf;fhky;

rpwpajhf;FtJ!

rhp> xUNtis> mftpiyg;gbtpiythrpia

gzpf;fhyk; KOtJk; Nghjpa Cjpak;

fpilj;jhYk;> Xa;tpd;NghJ vd;d

Xa;T+jpak; fpilf;Fk;? &.225? mJ

kl;Lky;y> mbg;gil Cjpaj;jpd;

tpfpjj;jpy; toq;fg;gLk; kw;w gbfSk;

cauNt cauhJ my;yth? vdNt>mftpiyg;gb vd;gJ jw;fhypf

epthuzk; kl;LNk. epHzapf;fg;gl;l

my;yJ xg;Gf;nfhs;sg;gl;l fhy

, i l n t s p a p y ; > C j p a j ; i j

khw;wpaikg;gJ kl;LNk KOikahd

jPHthFk;. xg;Gf;nfhz;lgb mt;thW

n r a ; a h j J a h U i l a j t W ?

epHthfj;jpd; jtWjhNd? rhp> mjw;fhf

mguhj tl;b Nfhu KbAkh?KbahJ...! Vd;? mJjhd; ehk;

thOk; rKjha mikg;G ek; kPJ

jpzpj;Js;s mePjpahFk;. ehk; vy;yh

tpjj;jpYk; rhpahf ,Ue;jhYk; - chpa

N e u j ;J f ;F m Y ty f j ;Jf ;F

tUfpNwhk ;> NeHikah f

ciof;fpNwhk;> epWtdj;Jf;F

tpRthrkhf ,Uf;fpNwhk; - ,Ue;jhYk;>

ekf;Ff; fpilf;f Ntz;bait kl;Lk;mNj Nghy rhpahf fpilf;ftpy;iy.

Nfhgk; tUfpwjh? tuNtz;Lk;!

tUk;NghJ> rw;Nw jpUk;gp Rw;wpYk;

g hUq ;f s;! ekf ;F kl ;Lky;y>

midtUf;FNk> ,g;gbj;jhd; -

jhkjkhf> Nghuhbdhy;jhd; -

fpilf;fpwJ. guthapy;iy. mJthtJ

vy;NyhUf;Fk; fpilj;J tpLfpwjh?muRj; JiwapNyNa jw;fhypfkhf>

jpdf;$ypahf> xg;ge;jj; njhopyhsuhf

,Ug;gtHfspd; epiy? jdpahH

Jiwapy; gzpahw;WNthhpd; epiy?

(1960 100

1982 1 00 2001 1 00 2010 1 002012 100)

= ,

= , = , ==

=

2020Mk; Mz;bd; apd; nkhj;j KjyPL &.32 yl;rk; Nfhbiaj; jhz;Lk; vd;Wfzpf;fg;gl;Ls;sJ. 2014-15y; gq;Fr; re;ij KjyPLfspypUe;J kl;Lk; 000 Nfhbf;Fk; mjpfkhFk;!

LICLIC

22


25/28

rq;fkhfj; jpul;lg;glhj njhopyhsH -

fspd; epiy? mtHfSf;F ,J$lf;

fpilf;ftpy;iy vd;gJjhd; ehk;

Ghpe;Jnfhs;s Ntz;ba cz;ik...

mjdhy; vd;d nra;a Ntz;Lk;?kw ;wtHfistpl ehk; ed;whf

,Uf;fpNwhk; vd;W epiwT nfhs;s

Ntz;Lkh?

nra;ayhk;! Mdhy;> kw;wtHfspl-

kpUe;J midj;Jk; gpLq;fg;gLk;NghJ>

ek;KilaJ kl;Lk; ghJfhg;ghf

,Uf;Fkh? ,d;iwa Cjpa caHTld;

itf;fg;gl;l vjpH Nfhhpf;ifspy;

xd;whd fl;lha ,lkhWjy; vd;gJV w ; n f d N t k w ; w t H f S f ; F

cs;sJjhNd? fl;lha ,lkhWjYf;F

vd;d Njit vd;gjw;Fj; jHf;fhPjpahd

tpsf;fk; VjhtJ nrhy;y KbAkh?

Copaiu miyr;rYf;F

cs;shf;fpdhy; gzpj;jpwd;

FiwAkh> $Lkh? vdNt>

gzpj;jpwd; vd;gJ Nehf;fky;y.

CopaH epHthfj;ijf; fz;L mQ;rNtz;Lk; vd;gJjhd; Njit!

mJjhd; ,d;iwa (Kjyhspj;Jt)

r%f mikg;G ek; kPJ jpzpf;f

tpUk;GtjhFk;. vdNt> vy;yhtpj

epahaq;fSk; ,Ue;jhYk;

kw;wtHfSf;F ,y;yhj chpikfis

ehk; kl;Lk; njhlHe;J fhj;Jf;nfhs;s

KbahJ vd;gJjhd; ,tw;wpypUe;J

Ghpe;Jnfhs;s Ntz;ba nra;jpahFk;.rhp... vd;d nra;a Ntz;Lk;?

m i d j ; J j ; n j h o p y h s H f s p d ;

chpikfSf;fhfTk; Nghuhl Ntz;Lk;>

xd;W gl;Lg; Nghuhl Ntz;Lk;. Mdhy;>

xd;Wgl;Ltpl Kbfpwjh? xt;nthU

Jiw CopaUf;Fk; jdpj;jdpf;

Nfhhpf;iffs;... Nfhhpf;iffs;

jdpj;jdpahf ,Uf;fyhk;. Mdhy;

njhopyhsH vd;w mbg;gilj; jd;ikkhWkh? njhopyhsHfs;pd; chpikfs;

kl;Lky;y> tpiythrp caHT Kjyhd

midj;J kf;fSf;Fk; nghJthd

nra;jpfs;? gUg;G tpiyAk; ntq;fha

tpiyAk; vy;ma;rp CopaUf;Fj;

jdpahfTk;> kw;wtHfSf;Fj;

jdpahfTkh ,Ue;jd? mg;gbr;

rpe;jpj;J njhopyhsHfs; vd;Nwh>

kf;fs; vd;Nwh xUNtis

xd;Wgl;Ltpl;lhy; vd;dthtJ

vd;Wjhd; ekJ kw;w milahsq;fs;

czHThPjpahf Kd;dpWj;jg;gLfpd;wd.

mjdhy;jhd;> mkPHfhd; NgrpaTld;

,e;jpahit ,g;gbr; nrhy;yyhkh vd;W

Nfs;tpnaOg;gg;gLfpwJ. mtH kpfg;

nghpa Njrj;JNuhfp Nghyr;

rpj;jhpf;fg;gLfpwhH. cz;ikapy; vd;d

elf;fpwJ? khl;Lf;fwp itj;jpUe;jjhfr;

nrhy;yp mbj;Nj nfhy;fpwhHfs;@ Gj;jf

ntspaPl;L tpohTf;F Vw;ghL nra;jhy;

2014-15 epjpahz;by; gq;Fr; re;ijapy; nra;j KjyPL RkhH &.45 Mapuk;NfhbahFk;. 2015-16 epjpahz;by; Kjy; 7 khjq;fspNyNa ,e;j &.45 Mapuk;Nfhb KjyPl;il jhz;btpl;lJ.

LIC

LIC

23


26/28

fUg;G ik Cw;WfpwhHfs;@ Nfhtpe;jgd;rhNu> fy;GHfp MfpNahH Rl;Lf;nfhy;yg;gLfpwhHfs;... ek; tPl;ilr;Rw;wpAs;s tPLfspy; njhlHe;J jpUl;L

ele;jhy;> ek; tPl;Lg; ngz;fs;mr;rj;jpy; NtW gFjpf;Ff; Fb Ngha;tplyhkh vd;W Nfl;f khl;lhHfsh?mg;gbj;jhNd mkPHfhdpd; kidtpAk;Nfl;lhH? jpUl;L gaj;ijg;Nghf;Ftjw;F gjpy;> Nfl;lJ jtWvd;W nrhy;yyhkh? gjpy; vd;dt Uf pw J? M g; fh dp ]; jh Df ;F >ghfp];jhDf;F Nghfl;Lk; vd;W... NkhbMl;rpapy; ,e;jpah mg;gb Mfp tpl;lJvd;W xg;Gjy; thf;F%ykh?

cz;ikapy;> ,j;jifa

czHr;rpiaj; J}z;Lk; thjq;fs;ek;ik jpir jpUg;gNt gad;gLj;jg; -gLfpd;wd. ,tw;Wf;F ,iuahdhy;,e;jpahTk; ek;Kilahjhf ,Uf;fhJ.

,Uf;Fk; njhopyhsH chpikfSk;gwpNgha;tpLk;. vdNt> kj> ,dczHTfSf;F Ml;glhky;> ,e;jpakf;fs;> ciof;Fk; njhopyhsHfs;vd;w czHTfSld; xd;WgLjy;kl;LNk njhopyhsHfspd; chpik -fisf; fhf;Fk; vd;gijAk;> midj;Jj;njhopyhsHfSf;Fkhf ntd;nwLf;fg;-gLk; chpikfs; kl;LNk ekf;Fk;epiyf;Fk; vd;gijAk; czHe;Jnray;gLNthk;! ek; chpikfisvd;Wk; epiyf;fr; nra;Nthk;!!

rkPgj;jpy; nga;j fdkioahy;

Vw;gl;l nts;sj;jhy; nrd;idAk;>

flY}Uk; kpf Nkhrkhf ghjpf;fg; -

gl;Ls;sd. nrd;idapy; ntUk;ghyhd

gFjpfs; nts;sj;jpy; %o;fpd vd;why;flY}hpy; fhl;lhw;W nts;sj;jpy; tPLfs;

mbj;Jr; nry;yg;gl;ld. nrd;idapy;

Rdhkpiatpl kpf Nkhrkhd ghjpg;G

vd;why; flY}hpy; jhNd Gaypy; $l

,e;j mstpw;F ghjpg;G ,y;iy. Klq;fpg;

Ngha; epd;w murpd; epthuzg; gzpfs;

clNd Jtq;ftpy;iy. Jtq;fpa gpd;Dk;

mk;kh glk; xl;Ltjpy;jhd; ftdk;...

kf;fspd; jtpg ;gpYk;> Nrhfj;jpYk;

Mjhak; Njl epidf;Fk; muR> gpujhd

vjpHfl;rpfs;. MWjy; nrhy;tjpYk;

rhjPag; ghFghL. cztpd;wp> ciwtplk;>

cil vJTkpd;wp epHf;fjpaha; epd;w

kf;fSf;F MjuTf; fuk; ePl;Lk;

Kaw;rpapy; mfpy ,e;jpa ,d;#ud;];

CopaH rq;fk; fskpwq;fpaJ. flY}hpy;

& .2>00> 000 kjpg;Gs;s epthuzg;

nghUl;fs; ekJ rq;fk; rhHgpy;

toq;fg;gl;ld. jQ;irf; Nfhl;lj;jpd;rhHgpy; &. 25>000 r%f ey eltbf;if -

fspd; xU gFjpahf toq;fg;gl;lJ.

nrd;idf;F mfpy; ,e;jpa ,d;#ud;];

CopaH rq;fj;jpd; rhHgpy; &.5 yl;rk;

toq;fg;gl;Ls;sJ. jQ;irf; Nfhl;lj;jpd;

rhHgpy; &.1 yl;rk; toq;g;gl;Ls;sJ.

NkYk; epjp toq;FkhW

cWg;gpdHfSf;F Ntz;LNfhs;

tpLf;fg;gl;Ls;sJ. epjpiaAk;> epthuzg;

nghUl;fisAk; cWg;gpdHfs;

jd;dhHtj;Jld; jpul;b tUfpwhHfs;.

mUfhikapypUf;Fk; NjhoHfs; fsj;jpy;

epd;W kf;fSf;F cjtp tUfpwhHfs;!

flY]h;/ brd;id... bts;sj;jhy; ghjpf;fg;gl;l kf;fSf;F epthuzk;

kWfhg;gPl;by; yz;ld; yhapl;]; epWtdj;ij mDkjpg;gjw;fhd gzpfismtrukhfr; nra;J tUfpwJ. brk;ghpy; ntspapl ,Ue;j tiuT tpjpfisetk;gH ,uz;lhk; thuj;jpNyNa ntspapl;lJ.

IRDA

24


27/28

Ms;gth;fNs! Mz;lth;fNs!kJ Gul;rpf;Fg;gpd; - ePq;fs; xUGJ Gul;rp nra;jPh;fs; - mJ 'hpay; (tay;) v];Nll;"Ie;jpizfisAk; jhz;b- ePq;fs; cUthf;fpa Mwhk;jpiz!'CoYk; - Coy; rhh;e;j epyKk;"

f;fis tisj;Jg; Nghl;Bh;fs; - rhp!VhpfisAkh tisj;Jg; NghLtJ?khwp khwp Ml;rp nra;jPh;fNs - vq;fs;Vhpfis vq;Nf njhiyj;jPh;fs;!

fhl;L nts;sk; tbfhy; ,d;wp Nuhl;L;f;F te;jJNuhl;L nts;sk; tbfhy; ,d;wp tPl;Lf;F te;jJ.tPl;L nts;sk; tbfhy; ,d;wp khb Nkl;Lf;F te;jJ - m lehl;Ly rh;f;fhh; ey;yhj;jhd; elf;FJ!

Ngr;rpNy cj;jkh; Ntlk; Nghl;L

Ml;rpiag; gpbj;jPh;fs; - cq;fs;

Ml;rpapd; khl;rpikiatPr;rk; vLj;j rhf;fil nts;sk;fhl;rpg;gLj;jp tpl;lNj jiyefhpd; njUf;fspy;

myl;rpak; - myq;Nfhyk;> ifa+l;L - fhh;g;gNul;L>murpay; th;f;fk; - mjpfhu th;f;fk; - vdcq;fs; Coy; rhk;uh[;aj;jpd; tiyg;gpd;dypy;

ePq;fs; muq;Nfw;wpf; nfhz;bUg;gJjpl;lkpl;l mNahf;fpaj;jdk; - ,jpy; jdpahf ahiutl;lkpl;Lf; fhl;bl!

,lJ ifapy; capiug; gw;wpf;nfhz;L

tyJ ifapy; fap(w;)iwg; gw;wpf;nfhz;L

tprpwp tpkhdj;jpy; njhw;wpf;nfhz;L Nghd

rpWtdpd; rpte;j iffis

rw;Nw neUq;fp cw;Wg;ghUq;fs;-mjpy;

cq;fs; Coy; rhk;uh[;aj;jpd;

fhpa Kfk; njhpa tUk;!

AREA

tay;v!

;nll

;

tay;v!

;nll

;

-

u.un

k\;

kiyf;Nfhl

;ilfpis

94434

56703


28/28

sangakural november 2015

Documents