semana_6_finanzas resuelto.xlsx

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prestamo S/. 50,000.00 TEA 18% PERIODO(AÑOS) 5 1.CUOTA MENSUAL S/. -1,233.67 2. número periodos mensuales 63 3. interes 2 primeros años S/. -14,372.30 amortización 2 primeros años S/. -15,235.78 INTERES 5 AÑOS S/. -24,020.20 4. tasa mensual 1.39% 5. periodo 1 2 3 4 5 6 7 8 9 10 11

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Page 1: Semana_6_Finanzas  RESUELTO.xlsx

prestamo S/. 50,000.00TEA 18%PERIODO(AÑOS) 5

1.CUOTA MENSUAL S/. -1,233.672.número periodos mensuales 633. interes 2 primeros años S/. -14,372.30

amortización 2 primeros años S/. -15,235.78INTERES 5 AÑOS S/. -24,020.20

4.tasa mensual 1.39%

5.periodo

123456789

1011

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1213141516171819202122232425262728293031323334353637383940414243

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4445464748495051525354555657585960

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pagonperpago.int.entrepago.princ.entre

tasa

(1) (2) (3)pagoint pagoprin

saldo inicial interes amortizacion50000 -$ 694.42 -$ 539.25

49,460.75 -$ 686.93 -$ 546.74 48,914.01 -$ 679.34 -$ 554.33 48,359.68 -$ 671.64 -$ 562.03 47,797.65 -$ 663.83 -$ 569.84 47,227.82 -$ 655.92 -$ 577.75 46,650.07 -$ 647.90 -$ 585.77 46,064.29 -$ 639.76 -$ 593.91 45,470.38 -$ 631.51 -$ 602.16 44,868.23 -$ 623.15 -$ 610.52 44,257.70 -$ 614.67 -$ 619.00

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43,638.70 -$ 606.07 -$ 627.60 43,011.11 -$ 597.36 -$ 636.31 42,374.79 -$ 588.52 -$ 645.15 41,729.64 -$ 579.56 -$ 654.11 41,075.53 -$ 570.47 -$ 663.20 40,412.34 -$ 561.26 -$ 672.41 39,739.93 -$ 551.93 -$ 681.74 39,058.19 -$ 542.46 -$ 691.21 38,366.97 -$ 532.86 -$ 700.81 37,666.16 -$ 523.12 -$ 710.55 36,955.61 -$ 513.26 -$ 720.41 36,235.20 -$ 503.25 -$ 730.42 35,504.78 -$ 493.11 -$ 740.56 34,764.22 -$ 482.82 -$ 750.85 34,013.37 -$ 472.39 -$ 761.28 33,252.09 -$ 461.82 -$ 771.85 32,480.24 -$ 451.10 -$ 782.57 31,697.67 -$ 440.23 -$ 793.44 30,904.23 -$ 429.21 -$ 804.46 30,099.77 -$ 418.04 -$ 815.63 29,284.14 -$ 406.71 -$ 826.96 28,457.18 -$ 395.23 -$ 838.44 27,618.73 -$ 383.58 -$ 850.09 26,768.64 -$ 371.77 -$ 861.90 25,906.75 -$ 359.80 -$ 873.87 25,032.88 -$ 347.67 -$ 886.00 24,146.88 -$ 335.36 -$ 898.31 23,248.57 -$ 322.89 -$ 910.78 22,337.79 -$ 310.24 -$ 923.43 21,414.35 -$ 297.41 -$ 936.26 20,478.10 -$ 284.41 -$ 949.26 19,528.83 -$ 271.22 -$ 962.45

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18,566.39 -$ 257.86 -$ 975.81 17,590.58 -$ 244.31 -$ 989.36 16,601.21 -$ 230.56 -$ 1,003.11 15,598.11 -$ 216.63 -$ 1,017.04 14,581.07 -$ 202.51 -$ 1,031.16 13,549.91 -$ 188.19 -$ 1,045.48 12,504.43 -$ 173.67 -$ 1,060.00 11,444.42 -$ 158.95 -$ 1,074.73 10,369.70 -$ 144.02 -$ 1,089.65 9,280.05 -$ 128.89 -$ 1,104.78 8,175.26 -$ 113.54 -$ 1,120.13 7,055.13 -$ 97.98 -$ 1,135.69 5,919.45 -$ 82.21 -$ 1,151.46 4,767.99 -$ 66.22 -$ 1,167.45 3,600.54 -$ 50.01 -$ 1,183.66 2,416.87 -$ 33.57 -$ 1,200.10 1,216.77 -$ 16.90 -$ 1,216.77

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TEA 18%fun. Fina

12mensual 0.0138884303

6bimestral4trimestral2semestral1anual

(1)-(3)saldo final cuota Periodo Saldo Inicial

49,460.75 -$ 1,233.67 48,914.01 -$ 1,233.67 48,359.68 -$ 1,233.67 47,797.65 -$ 1,233.67 47,227.82 -$ 1,233.67 46,650.07 -$ 1,233.67 46,064.29 -$ 1,233.67 45,470.38 -$ 1,233.67 44,868.23 -$ 1,233.67 44,257.70 -$ 1,233.67 43,638.70 -$ 1,233.67

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43,011.11 -$ 1,233.67 42,374.79 -$ 1,233.67 41,729.64 -$ 1,233.67 41,075.53 -$ 1,233.67 40,412.34 -$ 1,233.67 39,739.93 -$ 1,233.67 39,058.19 -$ 1,233.67 38,366.97 -$ 1,233.67 37,666.16 -$ 1,233.67 36,955.61 -$ 1,233.67 36,235.20 -$ 1,233.67 35,504.78 -$ 1,233.67 34,764.22 -$ 1,233.67 34,013.37 -$ 1,233.67 33,252.09 -$ 1,233.67 32,480.24 -$ 1,233.67 31,697.67 -$ 1,233.67 30,904.23 -$ 1,233.67 30,099.77 -$ 1,233.67 29,284.14 -$ 1,233.67 28,457.18 -$ 1,233.67 27,618.73 -$ 1,233.67 26,768.64 -$ 1,233.67 25,906.75 -$ 1,233.67 25,032.88 -$ 1,233.67 24,146.88 -$ 1,233.67 23,248.57 -$ 1,233.67 22,337.79 -$ 1,233.67 21,414.35 -$ 1,233.67 20,478.10 -$ 1,233.67 19,528.83 -$ 1,233.67 18,566.39 -$ 1,233.67

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17,590.58 -$ 1,233.67 16,601.21 -$ 1,233.67 15,598.11 -$ 1,233.67 14,581.07 -$ 1,233.67 13,549.91 -$ 1,233.67 12,504.43 -$ 1,233.67 11,444.42 -$ 1,233.67 10,369.70 -$ 1,233.67 9,280.05 -$ 1,233.67 8,175.26 -$ 1,233.67 7,055.13 -$ 1,233.67 5,919.45 -$ 1,233.67 4,767.99 -$ 1,233.67 3,600.54 -$ 1,233.67 2,416.87 -$ 1,233.67 1,216.77 -$ 1,233.67 -0.00 -$ 1,233.67

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Pago Interes Amortiz. Saldo Final

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-$ 1,109.40

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Precio Dpto. 125000INICIAL 25000

PRESTAMO 100000TEA 16.5%

AÑOS 12

(1)periodo saldo inicial

1 100000

2 99,756.06 3 99,508.99 4 99,258.76 5 99,005.32 6 98,748.64 7 98,488.67 8 98,225.37 9 97,958.70

10 97,688.61 11 97,415.06 12 97,138.01 13 96,857.41 14 96,573.22 15 96,285.38 16 95,993.86

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17 95,698.61 18 95,399.58 19 95,096.71 20 94,789.97 21 94,479.29 22 94,164.64 23 93,845.96 24 93,523.19 25 93,196.29 26 92,865.21 27 92,529.88 28 92,190.26 29 91,846.29 30 91,497.92 31 91,145.08 32 90,787.72 33 90,425.79 34 90,059.22 35 89,687.95 36 89,311.93 37 88,931.09 38 88,545.38 39 88,154.72 40 87,759.07 41 87,358.34 42 86,952.48 43 86,541.43 44 86,125.10 45 85,703.45 46 85,276.40 47 84,843.87 48 84,405.81

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49 83,962.13 50 83,512.78 51 83,057.66 52 82,596.72 53 82,129.88 54 81,657.05 55 81,178.17 56 80,693.16 57 80,201.93 58 79,704.41 59 79,200.52 60 78,690.18 61 78,173.30 62 77,649.80 63 77,119.59 64 76,582.59 65 76,038.72 66 75,487.88 67 74,929.98 68 74,364.94 69 73,792.66 70 73,213.05 71 72,626.02 72 72,031.47 73 71,429.30 74 70,819.42 75 70,201.73 76 69,576.13 77 68,942.52 78 68,300.79 79 67,650.84 80 66,992.56

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81 66,325.86 82 65,650.62 83 64,966.72 84 64,274.07 85 63,572.55 86 62,862.04 87 62,142.43 88 61,413.60 89 60,675.44 90 59,927.83 91 59,170.64 92 58,403.75 93 57,627.04 94 56,840.38 95 56,043.64 96 55,236.70 97 54,419.43 98 53,591.69 99 52,753.34

100 51,904.26 101 51,044.30 102 50,173.33 103 49,291.20 104 48,397.78 105 47,492.91 106 46,576.45 107 45,648.25 108 44,708.17 109 43,756.04 110 42,791.72 111 41,815.05 112 40,825.87

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113 39,824.02 114 38,809.34 115 37,781.66 116 36,740.82 117 35,686.65 118 34,618.98 119 33,537.63 120 32,442.43 121 31,333.20 122 30,209.77 123 29,071.95 124 27,919.55 125 26,752.40 126 25,570.29 127 24,373.05 128 23,160.47 129 21,932.36 130 20,688.52 131 19,428.75 132 18,152.84 133 16,860.59 134 15,551.79 135 14,226.23 136 12,883.69 137 11,523.95 138 10,146.80 139 8,752.01 140 7,339.36 141 5,908.61 142 4,459.53 143 2,991.90 144 1,505.47

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(2) (3)pagoint pagoprin (1)-(3)interes amortizacion saldo final-$ 1,280.81 -$ 243.94 99,756.06 -$ 1,277.68 -$ 247.07 99,508.99 -$ 1,274.52 -$ 250.23 99,258.76 -$ 1,271.31 -$ 253.44 99,005.32 -$ 1,268.07 -$ 256.68 98,748.64 -$ 1,264.78 -$ 259.97 98,488.67 -$ 1,261.45 -$ 263.30 98,225.37 -$ 1,258.08 -$ 266.67 97,958.70 -$ 1,254.66 -$ 270.09 97,688.61 -$ 1,251.20 -$ 273.55 97,415.06 -$ 1,247.70 -$ 277.05 97,138.01 -$ 1,244.15 -$ 280.60 96,857.41 -$ 1,240.56 -$ 284.19 96,573.22 -$ 1,236.92 -$ 287.83 96,285.38 -$ 1,233.23 -$ 291.52 95,993.86 -$ 1,229.50 -$ 295.25 95,698.61

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-$ 1,225.72 -$ 299.04 95,399.58 -$ 1,221.89 -$ 302.87 95,096.71 -$ 1,218.01 -$ 306.74 94,789.97 -$ 1,214.08 -$ 310.67 94,479.29 -$ 1,210.10 -$ 314.65 94,164.64 -$ 1,206.07 -$ 318.68 93,845.96 -$ 1,201.99 -$ 322.76 93,523.19 -$ 1,197.85 -$ 326.90 93,196.29 -$ 1,193.67 -$ 331.09 92,865.21 -$ 1,189.43 -$ 335.33 92,529.88 -$ 1,185.13 -$ 339.62 92,190.26 -$ 1,180.78 -$ 343.97 91,846.29 -$ 1,176.38 -$ 348.38 91,497.92 -$ 1,171.91 -$ 352.84 91,145.08 -$ 1,167.39 -$ 357.36 90,787.72 -$ 1,162.82 -$ 361.93 90,425.79 -$ 1,158.18 -$ 366.57 90,059.22 -$ 1,153.49 -$ 371.27 89,687.95 -$ 1,148.73 -$ 376.02 89,311.93 -$ 1,143.91 -$ 380.84 88,931.09 -$ 1,139.04 -$ 385.71 88,545.38 -$ 1,134.10 -$ 390.65 88,154.72 -$ 1,129.09 -$ 395.66 87,759.07 -$ 1,124.03 -$ 400.73 87,358.34 -$ 1,118.89 -$ 405.86 86,952.48 -$ 1,113.69 -$ 411.06 86,541.43 -$ 1,108.43 -$ 416.32 86,125.10 -$ 1,103.10 -$ 421.65 85,703.45 -$ 1,097.70 -$ 427.05 85,276.40 -$ 1,092.23 -$ 432.52 84,843.87 -$ 1,086.69 -$ 438.06 84,405.81 -$ 1,081.08 -$ 443.67 83,962.13

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-$ 1,075.39 -$ 449.36 83,512.78 -$ 1,069.64 -$ 455.11 83,057.66 -$ 1,063.81 -$ 460.94 82,596.72 -$ 1,057.91 -$ 466.85 82,129.88 -$ 1,051.93 -$ 472.82 81,657.05 -$ 1,045.87 -$ 478.88 81,178.17 -$ 1,039.74 -$ 485.01 80,693.16 -$ 1,033.52 -$ 491.23 80,201.93 -$ 1,027.23 -$ 497.52 79,704.41 -$ 1,020.86 -$ 503.89 79,200.52 -$ 1,014.41 -$ 510.34 78,690.18 -$ 1,007.87 -$ 516.88 78,173.30 -$ 1,001.25 -$ 523.50 77,649.80

-$ 994.55 -$ 530.21 77,119.59 -$ 987.75 -$ 537.00 76,582.59 -$ 980.88 -$ 543.87 76,038.72 -$ 973.91 -$ 550.84 75,487.88 -$ 966.86 -$ 557.90 74,929.98 -$ 959.71 -$ 565.04 74,364.94 -$ 952.47 -$ 572.28 73,792.66 -$ 945.14 -$ 579.61 73,213.05 -$ 937.72 -$ 587.03 72,626.02 -$ 930.20 -$ 594.55 72,031.47 -$ 922.59 -$ 602.17 71,429.30 -$ 914.87 -$ 609.88 70,819.42 -$ 907.06 -$ 617.69 70,201.73 -$ 899.15 -$ 625.60 69,576.13 -$ 891.14 -$ 633.61 68,942.52 -$ 883.02 -$ 641.73 68,300.79 -$ 874.80 -$ 649.95 67,650.84 -$ 866.48 -$ 658.27 66,992.56 -$ 858.05 -$ 666.70 66,325.86

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-$ 849.51 -$ 675.24 65,650.62 -$ 840.86 -$ 683.89 64,966.72 -$ 832.10 -$ 692.65 64,274.07 -$ 823.23 -$ 701.52 63,572.55 -$ 814.24 -$ 710.51 62,862.04 -$ 805.14 -$ 719.61 62,142.43 -$ 795.93 -$ 728.83 61,413.60 -$ 786.59 -$ 738.16 60,675.44 -$ 777.14 -$ 747.62 59,927.83 -$ 767.56 -$ 757.19 59,170.64 -$ 757.86 -$ 766.89 58,403.75 -$ 748.04 -$ 776.71 57,627.04 -$ 738.09 -$ 786.66 56,840.38 -$ 728.02 -$ 796.73 56,043.64 -$ 717.81 -$ 806.94 55,236.70 -$ 707.48 -$ 817.27 54,419.43 -$ 697.01 -$ 827.74 53,591.69 -$ 686.41 -$ 838.34 52,753.34 -$ 675.67 -$ 849.08 51,904.26 -$ 664.79 -$ 859.96 51,044.30 -$ 653.78 -$ 870.97 50,173.33 -$ 642.62 -$ 882.13 49,291.20 -$ 631.33 -$ 893.43 48,397.78 -$ 619.88 -$ 904.87 47,492.91 -$ 608.29 -$ 916.46 46,576.45 -$ 596.56 -$ 928.20 45,648.25 -$ 584.67 -$ 940.08 44,708.17 -$ 572.63 -$ 952.13 43,756.04 -$ 560.43 -$ 964.32 42,791.72 -$ 548.08 -$ 976.67 41,815.05 -$ 535.57 -$ 989.18 40,825.87 -$ 522.90 -$ 1,001.85 39,824.02

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-$ 510.07 -$ 1,014.68 38,809.34 -$ 497.07 -$ 1,027.68 37,781.66 -$ 483.91 -$ 1,040.84 36,740.82 -$ 470.58 -$ 1,054.17 35,686.65 -$ 457.08 -$ 1,067.67 34,618.98 -$ 443.40 -$ 1,081.35 33,537.63 -$ 429.55 -$ 1,095.20 32,442.43 -$ 415.53 -$ 1,109.23 31,333.20 -$ 401.32 -$ 1,123.43 30,209.77 -$ 386.93 -$ 1,137.82 29,071.95 -$ 372.36 -$ 1,152.40 27,919.55 -$ 357.60 -$ 1,167.16 26,752.40 -$ 342.65 -$ 1,182.10 25,570.29 -$ 327.51 -$ 1,197.24 24,373.05 -$ 312.17 -$ 1,212.58 23,160.47 -$ 296.64 -$ 1,228.11 21,932.36 -$ 280.91 -$ 1,243.84 20,688.52 -$ 264.98 -$ 1,259.77 19,428.75 -$ 248.85 -$ 1,275.91 18,152.84 -$ 232.50 -$ 1,292.25 16,860.59 -$ 215.95 -$ 1,308.80 15,551.79 -$ 199.19 -$ 1,325.56 14,226.23 -$ 182.21 -$ 1,342.54 12,883.69 -$ 165.02 -$ 1,359.74 11,523.95 -$ 147.60 -$ 1,377.15 10,146.80 -$ 129.96 -$ 1,394.79 8,752.01 -$ 112.10 -$ 1,412.65 7,339.36

-$ 94.00 -$ 1,430.75 5,908.61 -$ 75.68 -$ 1,449.07 4,459.53 -$ 57.12 -$ 1,467.63 2,991.90 -$ 38.32 -$ 1,486.43 1,505.47 -$ 19.28 -$ 1,505.47 -0.00

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cuota-$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75

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-$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75

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-$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75

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-$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75

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-$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75 -$ 1,524.75

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CREDITOPAGOTASA MENSUAL