star care nandagopal-9994910202
TRANSCRIPT
![Page 1: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/1.jpg)
Star Health and Allied Insurance Co. Ltd.
S.V.NANDAGOPALSENIOR SALES MANAGER
THANKS FOR OPPORTUNITY TO SERVEMOBILE
99949 10202 , 94431 86864 , 83000 20102
www.licnanda.blogspot.com
[email protected] , [email protected]
வருமுன்னர்க் காவாதான் வாழ்க்கக எரிமுன்னர்கவத்தூறு ப ாலக் ககடும். திருக்குறள்
![Page 2: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/2.jpg)
Star Health and Allied Insurance Co. Ltd.
Presentation on
Star Care Insurance Policy
![Page 3: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/3.jpg)
Star Health and Allied Insurance Co. Ltd.
Major Features
Regular hospitalization expenses for Individual as well
as Floater basis for illness/disease/accidental injuries.
Offers cover for Tier I and Tier II locations in India
(Tier-1 places means those places where the population as per census 2011 is between 5,00,000 and
10,00,000. Tier-2 places means those places where the population as per census 2011 is less than
5,00,000).
Trial in two districts in Tamil Nadu
![Page 4: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/4.jpg)
Star Health and Allied Insurance Co. Ltd.
Eligibility
• Entry Age 18 yrs to 65 yrs. Children can be covered from 2
years along with parents.
• Beyond 65 years, only renewal
• No Exit Age
• Policy available on Individual Basis as well as on Floater
Basis.
• Floater policy available for Self, Spouse and dependant
children up to 25 years of age.
![Page 5: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/5.jpg)
Star Health and Allied Insurance Co. Ltd.
• Pre - Acceptance Medical Examination
No pre-acceptance medical screening
• Sum Insured Options
Only one single sum insured Rs.1,00,000/-
![Page 6: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/6.jpg)
Star Health and Allied Insurance Co. Ltd.
Coverage
• Room Rent Limit – Upto 0.75% of sum insured either
Private room or shared accommodation
• ICU Limit – Upto Rs.2000/- per day subject to maximum of
Rs.10,000/- per hospitalisation.
• Surgeon, Anesthetist, Medical practitioner, Consultants,
Specialist Fees
![Page 7: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/7.jpg)
Star Health and Allied Insurance Co. Ltd.
Coverage
• Emergency ambulance charges up-to a sum of Rs.500/-
per hospitalization and overall limit of Rs.1000/- per policy
period
• Pre hospitalisation : Medical expenses incurred upto 30
days prior to hospitalisation.
• Post hospitalisation : Medical expenses up to 60 days
subject to a maximum of 7% of hospitalization expenses or
Rs.3000/- whichever is less
![Page 8: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/8.jpg)
Star Health and Allied Insurance Co. Ltd.
Sub Limits
AilmentLimit of Indemnity per policy period
Medical Management (Major diseases)Rs.15,000/-
Medical Management (Other diseases)Rs.7,500/-
CataractRs.8,500/-
Accidental grievous injuries(either surgery or medical management)
Rs.40,000/-
Major Surgeries Rs.40,000/-
Other SurgeriesRs.20,000/-
Where more than one person is covered on individual basis (not on floater basis) this
limit shall mean limit per policy period per person
![Page 9: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/9.jpg)
Star Health and Allied Insurance Co. Ltd.
Special Features
• Hospital cash benefit will be paid at the rate of One
Thousand Rupees per day of hospitalization, subject to a
maximum of 14 days, where the treatment was taken in
Government Hospital. This will be paid only for covered
surgeries done as in-patient, whether any claim is made on
indemnity basis or not.
• 405 Day Care Procedures
![Page 10: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/10.jpg)
Star Health and Allied Insurance Co. Ltd.
Waiting periods
• 30 days
• Waiting period for specific diseases 24
months
• Waiting period for PED 48 months
![Page 11: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/11.jpg)
Star Health and Allied Insurance Co. Ltd.
Major Exclusions
• Expenses incurred on High Intensity Focused Ultra Sound,
Uterine Fibroid Embolisation, Hyperbaric Oxygen Therapy,
Rotational Field Quantum Magnetic Resonance Therapy and
such other similar therapies.
• Naturopathy Treatment, unconventional, untested/unproven,
experimental therapies
• Stem cell Therapy and related transplantation, Chondrocyte
Implantation, Immunotherapy, Oral Chemo Therapy
• Non allopathy treatments
![Page 12: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/12.jpg)
Star Health and Allied Insurance Co. Ltd.
Premium
Age
(in years)
Sum Insured - Rs. 1 lakh
Plan
1A 1A+1C 1A+2C 2A 2A+1C 2A+2C
2-25 905 1,290 1,620 1,400 1,705 1,995
26-40 1,100 1,665 2,090 1,805 2,200 2,500
41-50 1,600 2,395 2,945 2,600 3,100 3,500
51-60 2,200 3,320 4,180 3,605 4,400 5,000
61-65 3,080 4,540 5,700 4,930 6,000 6,780
66-70 3,665 5,400 6,795 5,865 7,150 8,065
Above 70 4,290 6,320 7,955 6,865 8,370 9,440
Service Tax Extra
A means Adult
C means Child
All options except 1A are on floater basis
.
![Page 13: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/13.jpg)
Star Health and Allied Insurance Co. Ltd.FHO-rev2014/cpu/ver1.4/16 Oct
2014
13
• ALSO WE PROVIDE
• LIFE INSURANCE
• HEALTH INSURANCE
• CHILD FUTURE PLANS
• TAX SAVING & PLANNING
• PAN CARD & PASSPORT
• MOTOR VEHICLE INSURANCE
• IMPORT & EXPORT
INSURANCE
• INDIVIDUAL,FAMILY,GROUP &
CORPORATE INSURANCE
NEEDS
![Page 14: Star care nandagopal-9994910202](https://reader038.vdocuments.pub/reader038/viewer/2022100803/58f12dd71a28abd4488b45e5/html5/thumbnails/14.jpg)
Star Health and Allied Insurance Co. Ltd.