Financial ReportStudent: Le Manh Huy – 黎 孟 辉

ID: MA2N0205

OutlineIntroduction of VietcombankProducts and ServicesBusiness Model & Organizational Structure Operating Network (Geographical

distribution )Key financial figures of 2009 – 2013

Introduction of VietcombankJSC Bank for

Foreign Trade of Vietnam, formerly known as Bank for Foreign trade of Vietnam, was established on 01/04/1963 from the Foreign Exchange Bureau (of the State Bank of Vietnam)

Introduction of Vietcombank (cont.)Being the first state commercial bank chosen for pilot

privatization by the Government, Joint Stock Commercial Bank for Foreign Trade of Vietnam officially came in to operation on 02/06/2008, after successfully implementing the equalization plan through IPO. Vietcombank (stock code: VCB) officially listed on the Ho Chi Minh Stock Exchange (HOSE) on 30/06/2009.

During more than 50 years of development, Vietcombank has contributed significantly to the stability and growth of national economy, upholding the role of a major foreign trade bank in facilitating efficient domestic economic growth as well as influencing considerably on regional and global financial community.

Products and servicesVietcombank currently offers the following products and services:

Account services; Funding services (savings, deposits, bonds, debentures); Loan services (short, medium and long term); Guarantee services; LC negotiation services; International payment services; Remittance services; Card services; Collection services; Foreign exchange trading services; Correspondent banking services; Factoring services; Other services as indicated in VCB’s certificate of business

registration.

Business Model & Organizational Structure Business Model

Business Model & Organizational Structure Organizational

Structure

Operating Network (Geographical distribution )At year-end 2013, Vietcombank has 1 Head

office, 1 Operation center, 79 branches and 333 transaction offices operating in 47/63 provinces all across the country.

In addition, Vietcombank also boasts over 1,800 correspondent banks in more than 155 countries and territories worldwide

Operating Network (Geographical distribution ) Out of these, 10% are in the Northern Central region, 7.5% in the

Eastern Central region, 22.5% in the Mekong Delta region (including Hanoi), 25% in the Southeastern region (including Ho Chi Minh City), 13.75% in the Coastal Southern Central region, 16.25% in the Southwestern region and 4% in the Highlands region.

10 7.5

22.525

13.75

4

Geographical distribution

Northern Central

Eastern Central

Mekong Delta Southeastern Central

Coastal Southern Cen-tral

Highlands

Operating Network (Geographical distribution )Operating Network

Key financial figures of 2009 – 2013